10 Cheapest Credit Card Processing Services Of 2024

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.share-modal-overlay{background:#000;display:none;height:100%;opacity:.8;position:fixed;top:0;width:100%;z-index:9999}#custom-header-wrapper .share-modal--open{display:block}#custom-header-wrapper .share-text{color:#fff;font-size:18px;margin:12px 0 20px;padding-left:32px;text-transform:uppercase}#custom-header-wrapper .menu-toggle{cursor:pointer;display:block;left:0;margin-left:23px;overflow:hidden;padding:13px 0;position:absolute;top:0}#custom-header-wrapper .menu-toggle .menu-toggle-wrap{fill:#fff;height:24px;width:20px}#custom-header-wrapper .header-us{height:50px}@media only screen and (max-width:1600px){#custom-header-wrapper .header__nav .menu>li.menu-item{padding:0 20px}#custom-header-wrapper .header__nav .sub-menu{max-width:930px}}@media only screen and (max-width:1400px){#custom-header-wrapper .header__nav .menu>li.menu-item{padding:0 16px}}@media only screen and (max-width:1280px){#custom-header-wrapper .header__nav .menu>li.menu-item{padding:0 8px}#custom-header-wrapper .header__nav .sub-menu{max-width:692px}}#custom-header-wrapper .header__container{height:50px}#custom-header-wrapper .header__search,#custom-header-wrapper .header__share{margin-top:-5px}#custom-header-wrapper .site-wrapper.sticky{padding-top:48px}#custom-header-wrapper .header__nav{background-color:#181716;display:none;height:90vh;left:0;position:absolute;top:48px;z-index:9999}#custom-header-wrapper .header__nav.active{display:block}#custom-header-wrapper .header__nav .menu{align-items:flex-start;flex-direction:column;height:auto;justify-content:space-between}#custom-header-wrapper .header__nav .menu>li.menu-item{min-height:40px;overflow:hidden;padding:9px 25px;width:100%}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type,#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{padding:9px 25px}#custom-header-wrapper .header__nav .menu>li.menu-item>a{font-size:18px;height:100%;line-height:1.15}#custom-header-wrapper .header__nav .menu>li.menu-item.active a{color:inherit}#custom-header-wrapper .header__nav .menu>li.menu-item.active{border-left:4px solid}#custom-header-wrapper .header__nav .menu>li.menu-item .header-divider{border:none;box-shadow:inset -1px 0 0 0 #333;color:#cdc1b2;display:none;height:calc(100% - 35px);left:31%;position:absolute;top:10px;transition:none;width:2px;z-index:1}#custom-header-wrapper .header__nav .menu>li.menu-item.active .header-divider{display:block;z-index:2}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#181716;box-shadow:none;color:#fcfcfc;font-size:13px;height:85vh;left:auto;padding:0 0 0 25px;position:absolute;right:0;top:10px;width:69%;z-index:1}#custom-header-wrapper .header__nav .menu>li.menu-item.active .sub-menu-wrap{visibility:visible}#custom-header-wrapper .header__nav .menu .menu-item:hover .sub-menu-wrap{visibility:hidden}#custom-header-wrapper .header__nav .sub-menu-wrap:before{display:none}#custom-header-wrapper .header__nav .sub-menu{flex-direction:column;height:100%;width:100%}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item{display:inline-block;flex-shrink:0;height:40px;margin-right:0;padding:0;width:auto}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{display:block;padding-top:1px}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child a{padding:3px 24px 0 0}#custom-header-wrapper .header__indicator{display:none}#custom-header-wrapper .header__nav .menu .legal-links{display:block;font-size:13px;padding:10px 25px}#custom-header-wrapper .header__nav .menu .legal-link{color:#fcfcfc;font-family:Work Sans,sans-serif;font-size:10px;line-height:12px;padding-bottom:10px}#custom-header-wrapper .header__nav .menu .legal-link a{color:#fcfcfc;font-family:Work Sans,sans-serif}@media only screen and (max-width:768px){#custom-header-wrapper .header__nav{height:100vh;height:calc(var(--vh, 1vh)*100)}#custom-header-wrapper .header__nav .sub-menu-wrap{height:100vh;height:calc(var(--vh, 1vh)*100);padding:0 32px;top:11px;width:50%}#custom-header-wrapper .header__nav .menu>li.menu-item .header-divider{left:50%;top:11px}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item{font-weight:600;height:auto;padding:10px 0}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{padding-top:0}}@media only screen and (max-width:767px){#custom-header-wrapper .menu-toggle{margin-left:20px}#custom-header-wrapper .header__logo svg{width:auto}}@media only screen and (max-width:480px){#custom-header-wrapper .header__container{height:50px}#custom-header-wrapper .header__logo{margin-top:-5px}#custom-header-wrapper .header__indicator{display:block;height:1px;opacity:.15;z-index:9999}#custom-header-wrapper .header__search,#custom-header-wrapper .header__share{margin-top:-3px}#custom-header-wrapper .header__nav.active{position:fixed}#custom-header-wrapper .header__nav .menu{display:block;height:100vh;height:calc(var(--vh, 1vh)*100);overflow-y:scroll}#custom-header-wrapper .header__nav .menu>li.menu-item{align-items:flex-start;border-left:none!important;flex-direction:column;height:auto;min-height:38px;padding:0}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type,#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{padding:0}#custom-header-wrapper .header__nav .menu>li.menu-item.active .header-divider{display:none}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#212424;border-left:4px solid;display:none;height:auto;left:0;margin-top:20px;padding:25px;position:relative;right:unset;top:0;width:calc(100% + 50px)}#custom-header-wrapper .header__nav .sub-menu .menu-item{display:block;height:auto;padding:10px 0}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{padding-top:1px}#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{margin-bottom:10px}#custom-header-wrapper .header__nav .menu>li.menu-item.active .sub-menu-wrap{display:block}#custom-header-wrapper .header__nav .menu>li.menu-item>a{display:block;font-size:16px;padding:10px 25px 0;width:100%}#custom-header-wrapper .header__nav .menu .legal-links{margin-bottom:150px}}@media only screen and (max-width:374px){#custom-header-wrapper #subnavBar .sub-menu-wrap{padding-left:4px;padding-right:4px}#custom-header-wrapper .sub-menu-item{padding-right:8px}}#custom-header-wrapper .header__nav{background:#222424;height:100vh;height:calc(var(--vh, 1vh)*100);width:100%}@media (min-width:1065px){#custom-header-wrapper .header__nav{left:-251px;transition:all .5s;width:251px}#custom-header-wrapper .header__nav.active{left:0}}#custom-header-wrapper .header__nav .bottom-menu{background:#222424;bottom:50px;font-family:EuclidCircularB,sans-serif;font-size:12px;font-weight:700;padding:0 30px;position:absolute;width:100%}@media screen and (min-width:768px){#custom-header-wrapper .header__nav .bottom-menu{bottom:40px}}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu{align-items:center;color:#7d7d7d;cursor:pointer;display:flex;margin:22px 0 32px;width:100%}@media screen and (min-width:768px){#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu{margin:40px 0}}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu:hover{text-decoration:underline}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu a{margin-left:20px}#custom-header-wrapper .header__nav .wp-menu{-ms-overflow-style:none;max-height:calc(100vh - 150px);max-height:calc(var(--vh, 1vh)*100 - 150px);overflow:scroll;scrollbar-width:none}#custom-header-wrapper .header__nav .wp-menu::-webkit-scrollbar{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{border-left:3px solid #222424}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:first-child{border-top:2px solid #222424}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover{background-color:#181716}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover .main-menu-wrap{border-left:3px solid #bfc8fb;color:#bfc8fb}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover .sub-menu-wrap{visibility:visible}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item>a{display:block;padding:30px 40px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item>a{padding:18px 46px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:400;line-height:24px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{padding:12px 16px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap::-webkit-scrollbar,#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu::-webkit-scrollbar{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu,#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{-ms-overflow-style:none;scrollbar-width:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{background-color:#222424;border:none;display:block;height:100vh;height:calc(var(--vh, 1vh)*100);left:100%;margin:0;max-height:calc(100vh - 148px);max-height:calc(var(--vh, 1vh)*100 - 148px);overflow:auto;padding:0;position:absolute;transition:all .5s;visibility:visible}@media (min-width:500px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{max-height:calc(100vh - 150px);max-height:calc(var(--vh, 1vh)*100 - 150px)}}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{border-left:1px solid #7f7f7f;max-height:calc(100vh - 48px);max-height:calc(var(--vh, 1vh)*100 - 48px);right:-320px;top:0;transition:none;visibility:hidden;width:320px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap.mobile-active{border-left:none;display:block;left:0;right:0;top:0;width:100%}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn{align-items:center;color:#626262;display:block;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:35px 31px 10px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn{display:none}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn .back-arrow{margin-right:20px}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu{display:block;max-height:calc(100% - 70px);max-width:none;overflow:auto}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu{max-height:none}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link a{align-items:center;background:#222424;color:#bfc8fb;cursor:pointer;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:26px 45px 26px 32px;position:relative}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link a{padding:30px 45px 30px 30px}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link.is-touch{display:block}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title{align-items:center;background:#222424;color:#bfc8fb;cursor:pointer;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:26px 45px 26px 32px;position:relative}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title{padding:30px 45px 30px 30px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title a{display:block}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-title:after{border:solid #bfc8fb;border-width:0 3px 3px 0;content:"";display:inline-block;margin-left:auto;padding:3px;position:absolute;right:35px;top:30px;transform:rotate(45deg);-webkit-transform:rotate(45deg)}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-title:after{top:35px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper.active .accordian-title:after{top:37px;transform:rotate(-135deg);-webkit-transform:rotate(-135deg)}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper.active .accordian-title:after{top:40px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-menu a{background:#181716;display:block;font-family:EuclidCircularB,sans-serif;font-size:15px;font-weight:400;padding:24px 32px}#custom-header-wrapper .region-selector-mobile{background-color:rgba(0,0,0,.4);overflow-y:auto;top:0;z-index:999999}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap{border-radius:5px;left:50%;position:absolute;top:50%;transform:translate(-50%,-50%)}@media screen and (min-width:640px) and (max-width:768px){#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap .mob-region-sel-holder{margin-bottom:20px;margin-top:175px}}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap .radio-outer{align-items:center;border:2px solid #395bb6;border-radius:50%;display:flex;height:20px;justify-content:center;width:20px}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap ul li.active .radio-inner{background:#395bb6;border-radius:50%;height:10px;width:10px}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap ul li.active span{font-weight:600}@media screen and (min-width:768px){#custom-header-wrapper .md-inline-block{display:inline-block!important}}#custom-header-wrapper .p-24px{padding:24px}#custom-header-wrapper .w-5{width:20px}#custom-header-wrapper .h-3{height:12px}#custom-header-wrapper .mx-20px{margin-left:20px;margin-right:20px}#custom-header-wrapper .pb-12px{padding-bottom:12px}#custom-header-wrapper .fixed{position:fixed}#custom-header-wrapper .z-50{z-index:50}#custom-header-wrapper .h-screen{height:100vh}#custom-header-wrapper .w-full{width:100%}#custom-header-wrapper .mx-5{margin-left:1.25rem!important;margin-right:1.25rem!important}#custom-header-wrapper .bg-white{background-color:#fff}#custom-header-wrapper .p-6{padding:1.5rem}#custom-header-wrapper .rounded-5px{border-radius:5px}#custom-header-wrapper .text-333333{color:#333}#custom-header-wrapper .pb-3{padding-bottom:.75rem}#custom-header-wrapper .border-light{border-color:#ddd}#custom-header-wrapper .text-20px{font-size:20px}@media screen and (min-width:768px){#custom-header-wrapper .md-hidden{display:none!important}}#custom-header-wrapper .font-euclidcircularb,#custom-header-wrapper .font-euclidcircularb-regular{font-family:EuclidCircularB,sans-serif;font-weight:400}#custom-header-wrapper .font-bold{font-weight:700}#custom-header-wrapper .mt-6{margin-top:1.5rem}#custom-header-wrapper .mt-24px{margin-top:24px}#custom-header-wrapper .w-24px{width:24px}#custom-header-wrapper .h-16px{height:16px}#custom-header-wrapper .mr-26px{margin-right:26px}#custom-header-wrapper .w-6{width:1.5rem}#custom-header-wrapper .h-4{height:1rem}#custom-header-wrapper .mr-15px{margin-right:15px}#custom-header-wrapper .pos-r{position:relative}#custom-header-wrapper .ml-auto,#custom-header-wrapper .mx-auto{margin-left:auto!important}#custom-header-wrapper .mr-auto,#custom-header-wrapper .mx-auto{margin-right:auto!important}#custom-header-wrapper .text-18px{font-size:18px}#custom-header-wrapper .text-white{color:#fff}#custom-header-wrapper .ml-6px{margin-left:6px}#custom-header-wrapper .mt-10px{margin-top:10px}#custom-header-wrapper .mt-3{margin-top:.75rem}@media screen and (min-width:768px){#custom-header-wrapper .md-mt-3{margin-top:.75rem}#custom-header-wrapper .md-text-20px{font-size:20px}}#custom-header-wrapper .mr-50px{margin-right:50px}@media screen and (min-width:768px){#custom-header-wrapper .md-mr-50px{margin-right:50px}}#custom-header-wrapper .flex-col{flex-direction:column}#custom-header-wrapper .min-h-screen{min-height:100vh}@media screen and (min-width:768px){#custom-header-wrapper .xl-hover-underline:hover{text-decoration:underline}}#custom-header-wrapper .hidden{display:none}#custom-header-wrapper .cursor-pointer{cursor:pointer}#custom-header-wrapper .relative{position:relative}#custom-header-wrapper .h-full{height:100%}#custom-header-wrapper .items-center{align-items:center}@media screen and (min-width:768px){#custom-header-wrapper .md-text-gray-500{color:#333}}#custom-header-wrapper .border-gray-200{border-color:#ddd}#custom-header-wrapper .border-b-1{border-bottom:1px solid;border-color:#333}#custom-header-wrapper .border-none{border-style:none}@media screen and (min-width:768px){#custom-header-wrapper .md-flex{display:flex}}#custom-header-wrapper 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.top-0{top:0}#custom-header-wrapper .right-0{right:0}#custom-header-wrapper .bg-181716{background-color:#181716}#custom-header-wrapper .mt-2px{margin-top:2px}#custom-header-wrapper .overflow-y-auto{overflow-y:auto}#custom-header-wrapper .py-14px{padding-bottom:14px;padding-top:14px}#custom-header-wrapper .px-18px{padding-left:18px;padding-right:18px}#custom-header-wrapper .pr-27px{padding-right:27px}#custom-header-wrapper .pr-2{padding-right:.5rem!important}#custom-header-wrapper .font-medium{font-weight:500}#custom-header-wrapper .ml-auto{margin-left:auto!important}#custom-header-wrapper .mr-5px{margin-right:5px}#custom-header-wrapper .mr-10px{margin-right:10px}#custom-header-wrapper .leading-normal{line-height:1.5}#custom-header-wrapper .text-base{font-size:1rem}#custom-header-wrapper .text-bfc8fb{color:#bfc8fb}#custom-header-wrapper .outline-none{outline:2px solid transparent;outline-offset:2px}#custom-header-wrapper .main-menu-wrap,#custom-header-wrapper 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href="https://www.forbes.com/advisor/business/software/touchbistro-review/"> TouchBistro Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/lightspeed-pos-review/"> Lightspeed POS Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/stripe-review/"> Stripe Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/stax-review/"> Stax Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/paypal-review/"> PayPal Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/payment-depot-review/"> Payment Depot Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/helcim-review/"> Helcim Review </a> </div> </div> </li> </ul> </div> </li> <li id="top-level-menu-item-4" class="wp-menu-item"> <a href="https://forbes.com/advisor/business/"> <div class="main-menu-wrap"> VoIP & Communication </div> </a> <div class="sub-menu-wrap"> <div class="mobile-back-btn"> <span class="back-arrow cursor-pointer"> <svg width="14" height="14" viewBox="0 0 14 14" fill="none" xmlns="http:www.w3.org/2000/svg"> <path d="M12.8337 7.83345H3.52534L7.59201 11.9001C7.91701 12.2251 7.91701 12.7584 7.59201 13.0834C7.51492 13.1607 7.42334 13.222 7.32253 13.2638C7.22172 13.3056 7.11365 13.3271 7.00451 13.3271C6.89537 13.3271 6.7873 13.3056 6.68649 13.2638C6.58568 13.222 6.49411 13.1607 6.41701 13.0834L0.925344 7.59178C0.848091 7.51468 0.786802 7.42311 0.744984 7.3223C0.703166 7.22149 0.681641 7.11342 0.681641 7.00428C0.681641 6.89514 0.703166 6.78707 0.744984 6.68626C0.786802 6.58545 0.848091 6.49387 0.925344 6.41678L6.41701 0.925112C6.49416 0.84796 6.58575 0.786761 6.68656 0.745008C6.78736 0.703253 6.8954 0.681763 7.00451 0.681763C7.11362 0.681763 7.22166 0.703253 7.32246 0.745008C7.42327 0.786761 7.51486 0.84796 7.59201 0.925112C7.66916 1.00226 7.73036 1.09386 7.77212 1.19466C7.81387 1.29546 7.83536 1.4035 7.83536 1.51261C7.83536 1.62172 7.81387 1.72976 7.77212 1.83057C7.73036 1.93137 7.66916 2.02296 7.59201 2.10011L3.52534 6.16678H12.8337C13.292 6.16678 13.667 6.54178 13.667 7.00011C13.667 7.45845 13.292 7.83345 12.8337 7.83345Z" fill="white"/> </svg> </span> <span>VoIP & Communication</span> </div> <ul class="sub-menu"> <li class="all-category-link"> <a href="https://forbes.com/advisor/business/"> VoIP & Communication </a> </li> <li class="sub-menu-item"> <div class="accordian-wrapper active "> <div class="accordian-title sub-menu-title"> Best Ofs <span class="chevron-arrow"></span> </div> <div class="accordian-menu answer "> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/best-voip-service/"> Best VoIP Services </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/services/best-cheap-voip-services/"> Best Cheap VoIP Services </a> <a class="xl-hover-underline" 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<a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/how-to-port-phone-number/"> How To Port A Phone Number </a> </div> </div> </li> <li class="sub-menu-item"> <div class="accordian-wrapper "> <div class="accordian-title sub-menu-title"> Reviews <span class="chevron-arrow"></span> </div> <div class="accordian-menu answer hidden"> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/google-voice-review/"> Google Voice Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/ringcentral-review/"> RingCentral Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/dialpad-review/"> Dialpad Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/intermedia-unite-review/"> Intermedia Unite Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/nextiva-review/"> Nextiva Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/grasshopper-review/"> Grasshopper Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/zoom-review/"> Zoom Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/8x8-review/"> 8x8 Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/aircall-review/"> Aircall Review </a> <a class="xl-hover-underline" href="https://www.forbes.com/advisor/business/software/ooma-office-review/"> Ooma Office Review </a> </div> </div> </li> </ul> </div> </li> <li id="top-level-menu-item-5" class="wp-menu-item"> <a href="https://www.forbes.com/advisor/business/"> <div class="main-menu-wrap"> Project Management </div> </a> <div class="sub-menu-wrap"> <div class="mobile-back-btn"> <span class="back-arrow cursor-pointer"> <svg width="14" height="14" viewBox="0 0 14 14" fill="none" 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.author_right_container .badge-wrapper{margin-top:0}}@media screen and (min-width:821px) and (min-width:821px){.author-wrap.total_author_2 .author_right_container,.author-wrap.total_author_2 .author_with-badge-details{min-width:210px}}@media screen and (min-width:821px) and (min-width:1024px){.author-wrap.total_author_2 .author_right_container,.author-wrap.total_author_2 .author_with-badge-details{min-width:240px}}#authorBylineModalContainer,.hover-bio-wrapper{display:none} </style><div class="author-wrap total_author_2"><div class="authors-container"><div class="author_container primary-author" data-mktp-container='{"componentTitle":"Multiple Authors","componentType":"Forbes Multiple Authors Settings"}' ><div class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/kathy-haan/" class="mobile-disabled-link" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/Kathy-Haan-Headshot-Kathy-Haan-88x88.png" alt="Katherine Haan" width="24px" height="24px"></a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/Kathy-Haan-Headshot-Kathy-Haan-88x88.png" alt="Katherine Haan" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'>Katherine Haan</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Katherine Haan is a small business owner with nearly two decades of experience helping other business owners increase their incomes.</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/Kathy-Haan-Headshot-Kathy-Haan-88x88.png" alt="Katherine Haan" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'>Katherine Haan</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Katherine Haan is a small business owner with nearly two decades of experience helping other business owners increase their incomes.</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div></div><div class="title-wrap"><span class="prefix-text">Written By</span><div class="name author-byline-hoverover"><a class="mobile-disabled-link" href="https://www.forbes.com/advisor/author/kathy-haan/" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}' target="_blank">Katherine Haan </a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/Kathy-Haan-Headshot-Kathy-Haan-88x88.png" alt="Katherine Haan" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'>Katherine Haan</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Katherine Haan is a small business owner with nearly two decades of experience helping other business owners increase their incomes.</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/Kathy-Haan-Headshot-Kathy-Haan-88x88.png" alt="Katherine Haan" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'>Katherine Haan</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Katherine Haan is a small business owner with nearly two decades of experience helping other business owners increase their incomes.</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a></div></div></div></div></div><div class="bottom-wrap"><div class="author_img-wrap dummy-wrap"></div><div class="designation">Contributor </div></div></div></div><div class="author_with-badge-details author_container hide-in-mobile secondary-author" data-mktp-container='{"componentTitle":"Author with badge","componentType":"Forbes Author\/Advisory Board"}'><div class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-img-badge author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/lhansen/" class="mobile-disabled-link" data-mktp-link='{"clickText":"Lauren Holznienkemper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2023/04/Hansen-headshot-88x88.jpg" alt="Lauren Holznienkemper" width="24px" height="24px"></a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2023/04/Hansen-headshot-88x88.jpg' alt='Lauren Holznienkemper' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"Lauren Holznienkemper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'>Lauren Holznienkemper</a><span class="author-role">Deputy Editor, SMB</span></div></div><div class="middle-content">Lauren (Hansen) Holznienkemper is a staff writer and deputy editor for the small business vertical at Forbes Advisor, specializing in reviewing and testing HR, payroll and recruiting solutions for small businesses. Using research and writing skills f...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"></ul></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2023/04/Hansen-headshot-88x88.jpg' alt='Lauren Holznienkemper' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"Lauren Holznienkemper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'>Lauren Holznienkemper</a><span class="author-role">Deputy Editor, SMB</span></div></div><div class="middle-content">Lauren (Hansen) Holznienkemper is a staff writer and deputy editor for the small business vertical at Forbes Advisor, specializing in reviewing and testing HR, payroll and recruiting solutions for small businesses. Using research and writing skills f...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"></ul></div></div></div><div class="right_wrap"><div class="title-wrap"><div class="name author-byline-hoverover author-badge-name"><a href="https://www.forbes.com/advisor/author/lhansen/" data-mktp-link='{"clickText":"Lauren Holznienkemper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}' target="_blank" class="mobile-disabled-link">Lauren Holznienkemper</a><div id="authorBylineModalContainer"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2023/04/Hansen-headshot-88x88.jpg' alt='Lauren Holznienkemper' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"Lauren Holznienkemper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'>Lauren Holznienkemper</a><span class="author-role">Deputy Editor, SMB</span></div></div><div class="middle-content">Lauren (Hansen) Holznienkemper is a staff writer and deputy editor for the small business vertical at Forbes Advisor, specializing in reviewing and testing HR, payroll and recruiting solutions for small businesses. Using research and writing skills f...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"></ul></div></div><div class="author-close-btn"><img width="32px" height="32px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/close.svg" /></div></div></div><div class="hover-bio-wrapper" data-mktp-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2023/04/Hansen-headshot-88x88.jpg' alt='Lauren Holznienkemper' width='50px' height='50px'></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"Lauren Holznienkemper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'>Lauren Holznienkemper</a><span class="author-role">Deputy Editor, SMB</span></div></div><div class="middle-content">Lauren (Hansen) Holznienkemper is a staff writer and deputy editor for the small business vertical at Forbes Advisor, specializing in reviewing and testing HR, payroll and recruiting solutions for small businesses. Using research and writing skills f...</div><div class="bottom-content"><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhansen/" target="_blank" data-mktp-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhansen\/","clickType":"internal"}'><img width="15px" height="16px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/see-full-bio-icon.svg" /><span class="see-full-bio-text">See Full Bio</span></a><ul class="social-icon-wrap"></ul></div></div></div></div></div></div><div class="bottom-wrap"><div class="author_img-wrap dummy-wrap"></div><span class="designation"><span class="badge-wrapper"><svg class="badge-icon-svg" width="17" height="17" viewBox="0 0 17 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M15.5372 8.50019C15.5372 12.3866 12.3866 15.5372 8.50019 15.5372C4.61377 15.5372 1.4632 12.3866 1.4632 8.50019C1.4632 4.61377 4.61377 1.4632 8.50019 1.4632C12.3866 1.4632 15.5372 4.61377 15.5372 8.50019Z" fill="#4657A1" stroke="white" stroke-width="0.708629" stroke-linecap="square"/><path d="M7.39111 7.39136H11.5255C12.0231 7.39136 12.3629 7.89462 12.1769 8.35616L11.2533 10.6478C11.1462 10.9135 10.8884 11.0875 10.6019 11.0875H7.39111V7.39136Z" fill="white"/><path d="M8.52948 5.26271C8.5741 5.06519 8.77043 4.94126 8.96796 4.98591C9.65932 5.14215 10.0931 5.82926 9.9369 6.52062L9.44575 8.69376L7.39111 7.39161C7.8426 7.21342 8.17673 6.82355 8.28373 6.35015L8.52948 5.26271Z" fill="white"/><path d="M6.60298 7.39136H5.22309C4.99174 7.39136 4.8042 7.5789 4.8042 7.81025V10.6686C4.8042 10.8999 4.99174 11.0875 5.22309 11.0875H6.60298C6.83433 11.0875 7.02188 10.8999 7.02188 10.6686V7.81025C7.02188 7.5789 6.83433 7.39136 6.60298 7.39136Z" fill="white"/></svg><p class="badge-text">Reviewed</p></span><span class="badge-pipe">|</span>Deputy Editor, SMB </span></div></div></div></div><div class="dummy-container"></div></div><div class="more-author"><span class="text">& 1 other</span><div class="arrow-icon rotate"></div></div><div class="artice-date-v2-wrap"><p class="article-date">Updated: Oct 19, 2024, 6:11pm</p></div> <style> .no-editorial-note { margin : 12px 0;} .article__editors-note.font-14px{font-size:14px;} </style> <div class="article__editors-note font-14px"> Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. </div> <div class="intro-content applyfade "> <div class="intro-content-inner wysiwyg-content"> <p>Running a small business comes with pesky costs, probably none more frustrating than the fees you pay to accept credit and debit card payments. To combat those fees and protect your profit margins, consider working with one of the cheapest credit card processing services in this guide. Forbes Advisor selected these services based on pricing and fees, reputation, support and more.</p> </div> <div class="mob-fade"> <span>Read more</span> <div class="chevron-arrow-wrapper"> <div class="chevron-arrow down"></div> </div> </div> </div> </div> <div class="test-wrapper toc-enabled-section"> <style id="style_1_toc-sticky-style">.toc-sticky-wrap .mobile-accordion-wrapper{background:#fcfcfc;border:1px solid #e2e8f0;border-left:none;border-right:none;cursor:pointer;display:block;font-family:EuclidCircularB,sans-serif;font-size:14px;font-weight:600;height:51px;line-height:22px;overflow:hidden;padding:14px 75px 15px 15px;text-overflow:ellipsis;white-space:nowrap;width:100%}.toc-sticky-wrap .mobile-accordion-wrapper.active{border-bottom:none}.toc-sticky-wrap .mobile-accordion-wrapper .toc-accordion-label{width:160px}.toc-sticky-wrap .mobile-accordion-wrapper .down,.toc-sticky-wrap .mobile-accordion-wrapper .up1{display:none}@media (min-width:1023px){.toc-sticky-wrap 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.mobile-accordion-wrapper{background:#fcfcfc;border:none;border-radius:0}.toc-drawer-wrap.sticky .progress-bar{background-color:#35b782;height:100%;width:0}.toc-drawer-wrap .toc-sticky-wrap{align-self:auto;height:auto;max-height:70vh;overflow-y:auto;position:sticky;top:0;z-index:99999}@media (min-width:1023px){.toc-drawer-wrap .toc-sticky-wrap{border-bottom:none;height:auto;max-height:none}}.toc-section-content-wrap{flex:1 1 0%;width:100%}@media (min-width:1023px){.toc-section-content-wrap{padding:0 15px;width:calc(100% - 242px)}} </style> <div class="toc-drawer-wrap" data-mktp-container='{"componentTitle":"Table Of Contents","componentType":"Sticky TOC"}'> <div class="toc-sticky-wrap "> <div class="toc-accordion mobile-accordion-wrapper" data-mktp-misc-click='{"clickText":"Table Of Contents","clickType":"Accordion","referenceText":""}' > Table of Contents </div> <div class="toc-section-wrapper mobile-accordion-content"> <div class="toc-section-overflow-wrapper"> <div class="toc-wrapper"> <div class="toc-accordion mob-d-none active test-arrow" data-mktp-misc-click='{"clickText":"Our Top Picks","clickType":"Accordion","referenceText":""}' > Our Top Picks </div> <div class="toc-section-wrapper toc-toggle"> <div class="product-accordion mob-d-block">Our Top Picks</div> <div class="toc-products-wrapper"> <ul class="toc-products"> <li class="toc-product-item toc-item"> <a href="#stripe" class="jump-to" data-mktp-misc-click='{"clickText":"Stripe","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Stripe</a> </li> <li class="toc-product-item toc-item"> <a href="#stax_by_fattmerchant" class="jump-to" data-mktp-misc-click='{"clickText":"Stax by Fattmerchant","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Stax by Fattmerchant</a> </li> <li class="toc-product-item toc-item"> <a href="#square" class="jump-to" data-mktp-misc-click='{"clickText":"Square","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Square</a> </li> <li class="toc-product-item toc-item"> <a href="#paypal_zettle" class="jump-to" data-mktp-misc-click='{"clickText":"PayPal Zettle","clickType":"Jump Link","referenceText":"Our Top Picks"}' >PayPal Zettle</a> </li> <li class="toc-product-item toc-item"> <a href="#clover" class="jump-to" data-mktp-misc-click='{"clickText":"Clover","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Clover</a> </li> <li class="toc-product-item toc-item"> <a href="#payment_depot" class="jump-to" data-mktp-misc-click='{"clickText":"Payment Depot","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Payment Depot</a> </li> <li class="toc-product-item toc-item"> <a href="#helcim" class="jump-to" data-mktp-misc-click='{"clickText":"Helcim","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Helcim</a> </li> <li class="toc-product-item toc-item"> <a href="#gravity_payments" class="jump-to" data-mktp-misc-click='{"clickText":"Gravity Payments","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Gravity Payments</a> </li> <li class="toc-product-item toc-item"> <a href="#merchant_one" class="jump-to" data-mktp-misc-click='{"clickText":"Merchant One","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Merchant One</a> </li> <li class="toc-product-item toc-item"> <a href="#elavon" class="jump-to" data-mktp-misc-click='{"clickText":"Elavon","clickType":"Jump Link","referenceText":"Our Top Picks"}' >Elavon</a> </li> </ul> <div class="toc-bottom-gradient"></div> </div> </div> </div> <div class="toc-content-test"> <div class="toc-content-wrapper"> <div class="toc-accordion mob-d-none " data-mktp-misc-click='{"clickText":"Table of Contents","clickType":"Accordion","referenceText":""}' > Table of Contents </div> <div class="toc-content-list-wrapper toc-toggle"> <div class="content-accordion mob-d-block">Table of Contents</div> <div class="toc-products-wrapper"> <ul class="toc-content-list "> <li class="toc-content-item toc-item"> <a href="#10_best_cheap_credit_card_processing_companies_in_2024_section" class="jump-to" data-mktp-misc-click='{"clickText":"10 Best Cheap Credit Card Processing Companies In 2024","clickType":"Jump Link","referenceText":"Table of Contents"}' >10 Best Cheap Credit Card Processing Companies In 2024</a> </li> <li class="toc-content-item toc-item"> <a href="#forbes_advisor_ratings_section" class="jump-to" data-mktp-misc-click='{"clickText":"Forbes Advisor Ratings","clickType":"Jump Link","referenceText":"Table of Contents"}' >Forbes Advisor Ratings</a> </li> <li class="toc-content-item toc-item"> <a href="#average_costs_of_credit_card_processing_section" class="jump-to" data-mktp-misc-click='{"clickText":"Average Costs of Credit Card Processing","clickType":"Jump Link","referenceText":"Table of Contents"}' >Average Costs of Credit Card Processing</a> </li> <li class="toc-content-item toc-item"> <a href="#ways_to_cut_down_credit_card_processing_costs_section" class="jump-to" data-mktp-misc-click='{"clickText":"Ways To Cut Down Credit Card Processing Costs","clickType":"Jump Link","referenceText":"Table of Contents"}' >Ways To Cut Down Credit Card Processing Costs</a> </li> <li class="toc-content-item toc-item"> <a href="#frequently_asked_questions_section" class="jump-to" data-mktp-misc-click='{"clickText":"Frequently Asked Questions","clickType":"Jump Link","referenceText":"Table of Contents"}' >Frequently Asked Questions</a> </li> </ul> <div class="toc-bottom-gradient"></div> </div> </div> </div> </div> <div class="toc-rr-wrapper"> <div class="toc-accordion mob-d-none" data-mktp-misc-click='{"clickText":"Best Of","clickType":"Accordion","referenceText":""}' > Best Of </div> <div class="toc-rr-content toc-toggle"> <div class="rr-content-accordion mob-d-block">Best Of</div> <div class="toc-products-wrapper"> <ul class="toc-rr-item-wrapper"> <li class="toc-rr-item"> <a href="https://www.forbes.com/advisor/business/software/best-pos-system-for-small-business/" class="jump-to" data-mktp-link='{"clickText":"Best POS Systems","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-pos-system-for-small-business\/","clickType":"internal","referenceText":"Best Of"}' >Best POS Systems</a> </li> <li class="toc-rr-item"> <a href="https://www.forbes.com/advisor/business/software/best-restaurant-pos-systems/" class="jump-to" data-mktp-link='{"clickText":"Best Restaurant POS Systems","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-restaurant-pos-systems\/","clickType":"internal","referenceText":"Best Of"}' >Best Restaurant POS Systems</a> </li> <li class="toc-rr-item"> <a href="https://www.forbes.com/advisor/business/software/best-credit-card-processing-companies/" class="jump-to" data-mktp-link='{"clickText":"Best Credit Card Processing Companies","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-credit-card-processing-companies\/","clickType":"internal","referenceText":"Best Of"}' >Best Credit Card Processing Companies</a> </li> <li class="toc-rr-item"> <a href="https://www.forbes.com/advisor/business/best-merchant-account-services/" class="jump-to" data-mktp-link='{"clickText":"Best Merchant Services","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/best-merchant-account-services\/","clickType":"internal","referenceText":"Best Of"}' >Best Merchant Services</a> </li> <li class="toc-rr-item"> <a href="https://www.forbes.com/advisor/business/best-high-risk-merchant-account-providers/" class="jump-to" data-mktp-link='{"clickText":"Best High Risk Merchant Account","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/best-high-risk-merchant-account-providers\/","clickType":"internal","referenceText":"Best Of"}' >Best High Risk Merchant Account</a> </li> <li class="toc-rr-item"> <a href="https://www.forbes.com/advisor/business/software/best-mobile-credit-card-readers/" class="jump-to" data-mktp-link='{"clickText":"Best Mobile Credit Card Readers","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-mobile-credit-card-readers\/","clickType":"internal","referenceText":"Best Of"}' >Best Mobile Credit Card Readers</a> </li> </ul> <div class="toc-bottom-gradient"></div> </div> </div> </div> <div class="mobile-bottom-gradient "></div> </div> </div> </div> <div class="progress-container"> <div class="progress-bar" id="progressBar"></div> </div> <div class="empty-sec"></div> </div> <div class="test2-wrapper toc-section-content-wrap"> <div class="middle-section"> </div> <div class="bottom-section"> <div id="featured_partner_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <style> 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.featured-partners-container{padding-top:8px}#featured-partners.with-fp-disclosure-icon .fp-wrapper .fp-slider-controls .next.right-gradient,#featured-partners.with-fp-disclosure-icon .fp-wrapper .fp-slider-controls .prev.left-gradient{margin-top:31px}#featured-partners.with-fp-disclosure-icon.multi-featured-products .featured-partners-container{padding-top:8px}p:has(style){display:none;margin:0} /*! purgecss start ignore */.full-width-featured-partners #featured-partners .fp-full-width .featured-partners-card:not(.tns-item){flex-basis:25%;flex-shrink:0}#featured-partners .fp-half-width .featured-partners-card:not(.tns-item){flex-basis:33.3333333333%;flex-shrink:0} /*! purgecss end ignore */</style><div id="featured-partners" class="multi-featured-products count-5 featured-partner-slider with-fp-disclosure-icon " data-mktp-container='{"componentTitle":"Featured Partners","componentType":"Featured Partners Global Widget ShortCode"}'><p class="featured-partners-heading">Featured Partners</p><div class="fp-wrapper fp-full-width " data-mktp-list='{"listName":"Featured Partners Global Widgets","productsOnPage":"5","appliedFilters":"","pageNumber":1}'><div class="featured-partner-wrapper"><div class="fp-disclosure-text">Advertisement</div><div class="fp-disclosure-icon-wrapper pointer tooltip-tippy-fp" title="We receive compensation from our partners for Featured Offer placements. This compensation impacts how and where their product or service is displayed but in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice." ><svg class="inline-svg" width="14" height="14" viewBox="0 0 14 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M7 0C3.13438 0 0 3.13438 0 7C0 10.8656 3.13438 14 7 14C10.8656 14 14 10.8656 14 7C14 3.13438 10.8656 0 7 0ZM7 12.8125C3.79063 12.8125 1.1875 10.2094 1.1875 7C1.1875 3.79063 3.79063 1.1875 7 1.1875C10.2094 1.1875 12.8125 3.79063 12.8125 7C12.8125 10.2094 10.2094 12.8125 7 12.8125Z" fill="#999999"/><path d="M6.25 4.25C6.25 4.44891 6.32902 4.63968 6.46967 4.78033C6.61032 4.92098 6.80109 5 7 5C7.19891 5 7.38968 4.92098 7.53033 4.78033C7.67098 4.63968 7.75 4.44891 7.75 4.25C7.75 4.05109 7.67098 3.86032 7.53033 3.71967C7.38968 3.57902 7.19891 3.5 7 3.5C6.80109 3.5 6.61032 3.57902 6.46967 3.71967C6.32902 3.86032 6.25 4.05109 6.25 4.25ZM7.375 6H6.625C6.55625 6 6.5 6.05625 6.5 6.125V10.375C6.5 10.4437 6.55625 10.5 6.625 10.5H7.375C7.44375 10.5 7.5 10.4437 7.5 10.375V6.125C7.5 6.05625 7.44375 6 7.375 6Z" fill="#999999"/></svg></div></div><div class="featured-partners-container"><div class="featured-partners-card" data-mktp-container='{"componentTitle":"Stax","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"185672","itemName":"Stax","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">1</p><p class="single-heading-text">Stax</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">First Month Free</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">$99 per month, 7 cents to 15 cents per transaction plus interchange rate</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">1</p><p class="card-title">Stax</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/stax target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Stax-Brandmark.png" alt="Stax" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:866-455-0201" class="phone-number fp-widget-cta-event track-type" data-cta-text="866-455-0201" data-link-placement="Button Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"866-455-0201","clickCat":"Primary","clickUrl":"tel:866-455-0201","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>866-455-0201 </span></a><a href=https://mktp.us/stax target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Stax-Brandmark.png" alt="Stax" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/stax" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Stax's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-mktp-container='{"componentTitle":"Finix","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"1041425","itemName":"Finix","itemBrand":"Short.io","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Short.io","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">2</p><p class="single-heading-text">Finix</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">Save up to 40% on credit card processing</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Transparent subscription-based pricing with 0% markup on interchange fees</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">2</p><p class="card-title">Finix</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/Finix target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/Finix","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/finix-removebg-preview.png" alt="Finix" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:712-218-1023" class="phone-number fp-widget-cta-event track-type" data-cta-text="712-218-1023" data-link-placement="Button Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"712-218-1023","clickCat":"Primary","clickUrl":"tel:712-218-1023","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>712-218-1023 </span></a><a href=https://mktp.us/Finix target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/Finix","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/finix-removebg-preview.png" alt="Finix" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/Finix" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/mktp.us\/Finix","partnerName":"Short.io"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Finix's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-mktp-container='{"componentTitle":"Payment Depot","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"203557","itemName":"Payment Depot","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">3</p><p class="single-heading-text">Payment Depot</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offer </div><p class="value">First Month Free</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">$59 per month, $0.07 - $0.15 per transaction + interchange rate</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">3</p><p class="card-title">Payment Depot</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/paymentdepot target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/payment.png" alt="Payment Depot" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:833-522-0568" class="phone-number fp-widget-cta-event track-type" data-cta-text="833-522-0568" data-link-placement="Button Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"833-522-0568","clickCat":"Primary","clickUrl":"tel:833-522-0568","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>833-522-0568 </span></a><a href=https://mktp.us/paymentdepot target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/payment.png" alt="Payment Depot" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/paymentdepot" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Payment Depot's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-mktp-container='{"componentTitle":"North Payments","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"1169328","itemName":"North Payments","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">4</p><p class="single-heading-text">North Payments</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">$0 Setup with Free Equipment + No Cancellation Fee</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Zero Cost Processing Options - Guaranteed Cost Savings</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">4</p><p class="card-title">North Payments</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/NorthPayments target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/NorthPayments","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/North_Logo_RGB_BlackBlue.png" alt="North Payments" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:855-211-1609" class="phone-number fp-widget-cta-event track-type" data-cta-text="855-211-1609" data-link-placement="Button Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"855-211-1609","clickCat":"Primary","clickUrl":"tel:855-211-1609","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>855-211-1609 </span></a><a href=https://mktp.us/NorthPayments target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/NorthPayments","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/North_Logo_RGB_BlackBlue.png" alt="North Payments" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/NorthPayments" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/NorthPayments","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On North Payments' Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-mktp-container='{"componentTitle":"Payment Cloud","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"1194726","itemName":"Payment Cloud","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">5</p><p class="single-heading-text">Payment Cloud</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">Free terminal, Zero Fee Processing Options, Dedicated Account Manager</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Zero cost processing options, Customized interchange + Pricing</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">5</p><p class="card-title">Payment Cloud</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/PaymentCloud target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/PaymentCloud" data-component-title="Featured Partner Widget" data-product-name="Payment Cloud" data-product-category="Featured Product (Business)" data-product-position="5" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1194726" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/PaymentCloud","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/08/payment-cloud-logo.png" alt="Payment Cloud" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:866-790-4065" class="phone-number fp-widget-cta-event track-type" 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class="btn-wrapper"><a href="https://mktp.us/PaymentCloud" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/PaymentCloud" data-component-title="Featured Partner Widget" data-product-name="Payment Cloud" data-product-category="Featured Product (Business)" data-product-position="5" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1194726" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/PaymentCloud","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 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11.2579 10.5311C11.6131 10.6896 11.8964 11.1216 12.0452 11.7313L12.122 12.0578L12.4005 12.0674L12.6789 12.077V7.98184L12.4005 7.99144L12.122 8.00104L12.0404 8.3227C11.882 8.95162 11.6275 9.3357 11.2483 9.51333C11.0946 9.58534 10.9842 9.60455 10.6145 9.62855C10.3697 9.64295 10.0288 9.65736 9.85119 9.65736H9.53433V8.63956C9.53433 7.62177 9.58714 5.46136 9.62555 5.1253L9.64475 4.94766Z" fill="white" /> </svg></p> <p class="eat-heading"> Why You Can Trust Forbes Advisor Small Business </p> </p></div> </p></div> <div style="display: block"> <div class="eat-wrapper right-section-enabled left-section-enabled"> <div class="left-section"> <p>The Forbes Advisor Small Business team is committed to bringing you unbiased rankings and information with full editorial independence. We use product data, first-person testing, <a href="https://www.forbes.com/advisor/business/small-business-rating-methodology/" rel="noopener">strategic methodologies</a> and expert insights to inform all of our content to guide you in making the best decisions for your business journey.</p> </p></div> <div class="right-section"> <ul> <li>27 Credit Card Processing Companies Considered</li> <li>Over 1,600 Data Points Analyzed</li> <li>60 Criteria Considered Across 7 Weighted Categories</li> </ul></div> </p></div> </p></div> </p></div> </p></div> </div> </div> <div id="10_best_cheap_credit_card_processing_companies_in_2024_section" class="article-section toc-section-element toc-element " > <h2>10 Best Cheap Credit Card Processing Companies In 2024</h2> <div class="section-content wysiwyg-content blue-bullets "> </div> </div> <hr/> <div id="stripe_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Stripe","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Stripe","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"916969","itemName":"Stripe","itemBrand":"Partner Stack","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Partner Stack","coupon":"","secondaryCallout":"","starRatings":4.8,"initialCost":0,"subscriptionCost":0}' id="stripe"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for International Payments</h2> <h3 class="card-title">Stripe</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" data-component-title="Generic Product Widget" data-product-name="Stripe" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for International Payments" data-product-rating="4.8" data-product-offer="No" data-wp-postid="916969" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/stripe-logo-blue-e1631521913765.png" alt="Stripe"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.8</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 100%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">As low as $0</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">From 2.7% plus 5 cents</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" data-component-title="Generic Product Widget" data-product-name="Stripe" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for International Payments" data-product-rating="4.8" data-product-offer="No" data-wp-postid="916969" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/stripe-logo-blue-e1631521913765.png" alt="Stripe"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" data-component-title="Generic Product Widget" data-product-name="Stripe" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for International Payments" data-product-rating="4.8" data-product-offer="No" data-wp-postid="916969" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Stripe's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">As low as $0</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">From 2.7% plus 5 cents</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Stripe"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Since its founding in 2011, Stripe has become one of the most popular payment processors for online businesses. It offers a global payment system that can accept over 135 currencies with transparent pricing and discounts for high-volume merchants. Most merchants can set up an account online and be ready to accept payments immediately.</p> <p>Stripe charges no monthly fee. Customers pay online via a Stripe integration to your website or invoicing service, and you pay 2.9% plus 30 cents per transaction.</p> <p><strong>Learn More: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/stripe-review/" target="_blank" rel="noopener">Stripe review</a>.</p> <p><strong>Who should use it: </strong></p> <p>Stripe is designed for e-commerce. Its integrations with popular e-commerce platforms make it hard to beat for any online business owner. Its easy setup makes it a great option for new startups, and its flexible pricing for larger enterprises makes it a platform that can grow with your business.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Stripe"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Advanced reporting tools</li> <li>Subscription tools</li> <li>Instant payouts available</li> </ul> </div> <div class="list-points cons"> <ul> <li>May require technical skills for manual integrations</li> <li>Limited in-person transactions</li> <li>No high-risk industries</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="stax_by_fattmerchant_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Stax by Fattmerchant","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Stax by Fattmerchant","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"916982","itemName":"Stax by Fattmerchant","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.7,"initialCost":0,"subscriptionCost":0}' id="stax_by_fattmerchant"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Low Fees</h2> <h3 class="card-title">Stax by Fattmerchant</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://mktp.us/stax" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/stax" data-component-title="Generic Product Widget" data-product-name="Stax by Fattmerchant" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Low Fees" data-product-rating="4.7" data-product-offer="No" data-wp-postid="916982" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/stax-logo-300x188-1-e1631521331384.png" alt="Stax by Fattmerchant"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.7</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Subscription-based</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">Starts at $99</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">8 cents per swipe plus interchange</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://mktp.us/stax" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/stax" data-component-title="Generic Product Widget" data-product-name="Stax by Fattmerchant" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Low Fees" data-product-rating="4.7" data-product-offer="No" data-wp-postid="916982" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/stax-logo-300x188-1-e1631521331384.png" alt="Stax by Fattmerchant"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://mktp.us/stax" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/stax" data-component-title="Generic Product Widget" data-product-name="Stax by Fattmerchant" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Low Fees" data-product-rating="4.7" data-product-offer="No" data-wp-postid="916982" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Stax's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Subscription-based</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">Starts at $99</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">8 cents per swipe plus interchange</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Stax by Fattmerchant"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Stax by Fattmerchant is a credit card processing platform that charges a fixed per-transaction fee instead of a percentage, plus a monthly membership fee. Process payments in person, online or over the phone.</p> <p>Stax merchant fees are on an interchange plus model, which means you pay the interchange rate—the percentage charged by Visa, Mastercard or other credit card company—plus a flat fee per transaction. The flat fee is 8 cents for swiped payments and 15 cents for remote transactions, and interchange rates range between about 1.5% and 3.5%, with more premium cards and those with higher rewards charging the highest rates.</p> <p><strong>Learn More: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/stax-review/" target="_blank" rel="noopener">Stax review.</a></p> <p><strong>Who should use it: </strong></p> <p>The flat subscription model makes Stax best suited for businesses that earn more than $5,000 per month.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Stax by Fattmerchant"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Transparent pricing</li> <li>A great option for high-volume SMBs</li> <li>Flat subscription model</li> </ul> </div> <div class="list-points cons"> <ul> <li>If sales are low, you still pay the same monthly fee</li> <li>Very few integrations included in subscription price</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="square_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Square","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Square","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917004","itemName":"Square","itemBrand":"Impact","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Impact","coupon":"","secondaryCallout":"","starRatings":4.7,"initialCost":0,"subscriptionCost":0}' id="square"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for POS</h2> <h3 class="card-title">Square</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://square.sjv.io/c/1955282/2134917/9398" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://square.sjv.io/c/1955282/2134917/9398" data-component-title="Generic Product Widget" data-product-name="Square" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for POS" data-product-rating="4.7" data-product-offer="No" data-wp-postid="917004" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/07/square-logo-black-1.png" alt="Square"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.7</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">As low as $0</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">Starts at 2.6% plus 10 cents</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://square.sjv.io/c/1955282/2134917/9398" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://square.sjv.io/c/1955282/2134917/9398" data-component-title="Generic Product Widget" data-product-name="Square" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for POS" data-product-rating="4.7" data-product-offer="No" data-wp-postid="917004" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/07/square-logo-black-1.png" alt="Square"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://square.sjv.io/c/1955282/2134917/9398" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://square.sjv.io/c/1955282/2134917/9398" data-component-title="Generic Product Widget" data-product-name="Square" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for POS" data-product-rating="4.7" data-product-offer="No" data-wp-postid="917004" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Square's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">As low as $0</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">Starts at 2.6% plus 10 cents</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Square"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Square is an online and mobile payment processing and point-of-sale (POS) platform for businesses of all sizes, from startups to small brick-and-mortar shops to large, multi-store operations. It charges no monthly subscription, just a percentage-based transaction fee, regardless of the size of your business. There’s much to like in this affordable, user-friendly POS.</p> <p>In-person payments cost the merchant a fee of 2.6% plus 10 cents per transaction. If you opt to use Square for online sales, you can expect to pay a higher rate of 2.9% plus 30 cents per transaction. If you need to manually enter the customer’s card number, such as if they call to place an order over the phone, the rate increases to 3.5% plus 15 cents per transaction.</p> <p><strong>Learn More: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/square-review/" target="_blank" rel="noopener">Square review.</a></p> <p><strong>Who should use it: </strong></p> <p>Square is best suited for businesses with a variable monthly transaction volume. It charges no monthly fee, and you’ll only pay for the transactions you process. If you’re a merchant on the go, the free Square Reader that connects to your smartphone is a nice perk.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Square"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Free to start</li> <li>No monthly fees in basic plan</li> <li>Wide range of hardware to choose from</li> </ul> </div> <div class="list-points cons"> <ul> <li>Account can freeze due to irregular activity</li> <li>Not cost-effective for high-volume transactions</li> <li>No phone support</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="paypal_zettle_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"PayPal Zettle","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"PayPal Zettle","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917026","itemName":"PayPal Zettle","itemBrand":"Advisor Internal Journey","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Advisor Internal Journey","coupon":"","secondaryCallout":"","starRatings":4.5,"initialCost":0,"subscriptionCost":0}' id="paypal_zettle"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Brand Recognition</h2> <h3 class="card-title">PayPal Zettle</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="PayPal Zettle" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Brand Recognition" data-product-rating="4.5" data-product-offer="No" data-wp-postid="917026" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/08/Zettle_by_PayPal.png" alt="PayPal Zettle"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.5</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">None</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">2.29% plus 9 cents per swipe</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="PayPal Zettle" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Brand Recognition" data-product-rating="4.5" data-product-offer="No" data-wp-postid="917026" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/08/Zettle_by_PayPal.png" alt="PayPal Zettle"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="PayPal Zettle" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Brand Recognition" data-product-rating="4.5" data-product-offer="No" data-wp-postid="917026" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">Get Estimates From Participating Partners </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">None</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">2.29% plus 9 cents per swipe</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"PayPal Zettle"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>PayPal has long been the standard-bearer for online payments, though the bloated platform doesn’t stand out against more modern competitors. It’s a solid choice because the platform is familiar and easy to use for customers, and merchant fees are competitive with similar payment processors: Zettle’s rates start at 2.90% plus 9 cents and go up to 3.49% plus 9 cents per transaction. There’s no monthly fee.</p> <p>The diverse range of features, as well as the name recognition, makes PayPal a good option for online merchants to consider.</p> <p><strong>Learn More: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/paypal-review/" target="_blank" rel="noopener">PayPal review.</a></p> <p><strong>Who should use it: </strong></p> <p>PayPal is best suited for online businesses accepting payment for e-commerce or invoices. It offers in-person swiped transactions through its partner Zettle, but other payment processors are better suited if you need a POS or mobile in-person payment options.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"PayPal Zettle"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Accepts multiple forms of payment, including Venmo, PayPal and cryptocurrency</li> <li>Recognizable name customers trust</li> <li>Multiple e-commerce features</li> </ul> </div> <div class="list-points cons"> <ul> <li>Lacking POS features</li> <li>Extra fees for international credit cards</li> <li>$20 chargeback fee</li> <li>Additional cost for hardware</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="clover_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Clover","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Clover","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917061","itemName":"Clover","itemBrand":"Has Offers","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Has Offers","coupon":"","secondaryCallout":"","starRatings":4.4,"initialCost":0,"subscriptionCost":0}' id="clover"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Field Service Businesses</h2> <h3 class="card-title">Clover</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" data-component-title="Generic Product Widget" data-product-name="Clover" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Field Service Businesses" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917061" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/07/clover-logo-1-e1627453851648.png" alt="Clover"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">$14.95 per month</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">2.3% to 2.6% plus 10 cents per transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" data-component-title="Generic Product Widget" data-product-name="Clover" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Field Service Businesses" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917061" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/07/clover-logo-1-e1627453851648.png" alt="Clover"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" data-component-title="Generic Product Widget" data-product-name="Clover" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Field Service Businesses" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917061" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Clover's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">$14.95 per month</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">2.3% to 2.6% plus 10 cents per transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Clover"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Clover offers an affordable, adaptable platform particularly suited to field service businesses that require mobility without compromising on features. At a standardized transaction fee of 2.6% plus 10 cents for card swipes and 3.5% plus 10 cents for keyed-in payments, businesses can predict costs with relative ease. You can start with zero upfront cost and a modest monthly fee of $14.95, making it highly accessible for startups or small enterprises.</p> <p>Options to choose among a web browser, mobile device or handheld POS system for business management cater to the specific needs of a field-based operation. The system accommodates all major credit cards, cash and even mobile wallets such as Apple Pay, adding to the payment versatility. Automated invoicing and client notifications further reduce the administrative burden, letting businesses focus on core activities.</p> <p><strong>Learn more: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/clover-pos-review/">Clover review</a>.</p> <p><strong>Who should use it: </strong></p> <p>Clover is best suited for field service businesses that require mobile, feature-rich and cost-effective payment solutions.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Clover"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Affordable pricing with predictable transaction fees</li> <li>Versatile payment options, including mobile wallets</li> <li>Choice in managing business through various platforms</li> <li>Automated client notifications and invoicing ease administrative work</li> <li>Multiple plan options to suit different business sizes and requirements</li> </ul> </div> <div class="list-points cons"> <ul> <li>1.5% fee for rapid deposit feature can add up</li> <li>Limited analytics for sales and customer engagement</li> <li>Monthly fee for advanced mobile capabilities may deter some users</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="payment_depot_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Payment Depot","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Payment Depot","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917095","itemName":"Payment Depot","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.4,"initialCost":0,"subscriptionCost":0}' id="payment_depot"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Flat-Rate Pricing</h2> <h3 class="card-title">Payment Depot</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://mktp.us/paymentdepot" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/paymentdepot" data-component-title="Generic Product Widget" data-product-name="Payment Depot" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Flat-Rate Pricing" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917095" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/02/Payment-Depot-Logo-Transparent.png" alt="Payment Depot"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly Subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">$79 and up</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">7 cents to 15 cents plus interchange</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://mktp.us/paymentdepot" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/paymentdepot" data-component-title="Generic Product Widget" data-product-name="Payment Depot" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Flat-Rate Pricing" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917095" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/02/Payment-Depot-Logo-Transparent.png" alt="Payment Depot"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://mktp.us/paymentdepot" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/paymentdepot" data-component-title="Generic Product Widget" data-product-name="Payment Depot" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Flat-Rate Pricing" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917095" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Payment Depot's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly Subscription"> <div class="fact-value-wrapper"> <p class="fact-value">$79 and up</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">7 cents to 15 cents plus interchange</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Payment Depot"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Compared with the high transaction fees of well-known payment processors, Payment Depot keeps its fees low by using a tiered membership platform. You pay a monthly fee based on your transaction volume, plus a flat per-transaction fee based on your membership tier. Payment Depot is quick and easy to set up, which helps you get up and running collecting debit and credit card payments in as little as 24 hours.</p> <p>With Payment Depot, you can accept payments online, in person, over the phone or via invoice. A monthly subscription includes an online store, free POS equipment setup and mobile payment processing with your smartphone. Monthly pricing starts at $79 per month, depending on the setup you need and how much you process in payments each month. Interchange plus pricing includes a flat fee of between 7 cents and 15 cents.</p> <p><strong>Learn More: </strong>Read our full <a href="https://www.forbes.com/advisor/business/payment-depot-review/" target="_blank" rel="noopener">Payment Depot review.</a></p> <p><strong>Who should use it: </strong></p> <p>Payment Depot is for U.S.-based companies and is best suited for established businesses with a stable transaction volume from month to month.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Payment Depot"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Easy-to-understand membership pricing</li> <li>No setup fees</li> <li>24/7 customer support</li> </ul> </div> <div class="list-points cons"> <ul> <li>Limited online support options</li> <li>Not cost-effective for low-volume business</li> <li>No high-risk merchants</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="helcim_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Helcim","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Helcim","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917120","itemName":"Helcim","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.4,"initialCost":0,"subscriptionCost":0}' id="helcim"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Interchange Plus Pricing</h2> <h3 class="card-title">Helcim</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://mktp.us/helcim" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/helcim" data-component-title="Generic Product Widget" data-product-name="Helcim" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Interchange Plus Pricing" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917120" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Helcim_logo-e1631521196926.png" alt="Helcim"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Interchange Plus</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">None</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">1% to 2.61% plus 8 cents average per in-person transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://mktp.us/helcim" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/helcim" data-component-title="Generic Product Widget" data-product-name="Helcim" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Interchange Plus Pricing" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917120" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Helcim_logo-e1631521196926.png" alt="Helcim"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://mktp.us/helcim" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/helcim" data-component-title="Generic Product Widget" data-product-name="Helcim" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Interchange Plus Pricing" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917120" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Helcim's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Interchange Plus</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">None</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">1% to 2.61% plus 8 cents average per in-person transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Helcim"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Helcim excels in its straightforward pricing model, known as Interchange Plus. This model allows businesses to benefit from low-cost, transparent credit card processing. What sets Helcim apart is its genuine effort to pass on true costs to the client by giving access to the lowest possible interchange fee for every credit card type. There’s a level of financial clarity here that businesses can appreciate, especially those keen on minimizing overheads. No haggling or complex mathematics required—you save money as Helcim charges a transparent, nominal margin over the actual interchange rate.</p> <p>Further sweetening the deal, Helcim offers a sliding scale for this margin; as your processing volume increases, this margin automatically decreases, essentially rewarding business growth. This pricing flexibility is especially beneficial for small enterprises focused on expansion. Besides, there’s a refreshing absence of monthly fees, contracts and hidden charges, aligning well with the needs of cost-conscious business owners.</p> <p>Equally noteworthy is Helcim’s toolset. Not only does it provide a free account with no user fees or usage limits, but it also offers hardware options that are affordable, such as point-of-sale terminals and portable card readers. The platform even syncs directly with accounting software, such as <a href="https://www.forbes.com/advisor/business/software/quickbooks-online-review/">QuickBooks Online</a>, making financial management easier.</p> <p><strong>Learn more: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/helcim-review/">Helcim review</a>.</p> <p><strong>Who should use it: </strong></p> <p>Helcim is suitable for small businesses aiming for transparent, low-cost credit card processing and scalability.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Helcim"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>No monthly fees or contracts enhance cost-effectiveness</li> <li>Sliding margin scale rewards growing business volume</li> <li>Direct access to lowest interchange fees for each credit card type</li> <li>PCI compliance at no extra charge mitigates security-related expenditures</li> <li>Accounting software sync feature simplifies financial management</li> </ul> </div> <div class="list-points cons"> <ul> <li>No advanced features for highly specialized industries</li> <li>Lack of brand recognition compared to market leaders</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="gravity_payments_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Gravity Payments","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Gravity Payments","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917165","itemName":"Gravity Payments","itemBrand":"Advisor Internal Journey","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Advisor Internal Journey","coupon":"","secondaryCallout":"","starRatings":4.4,"initialCost":0,"subscriptionCost":0}' id="gravity_payments"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best Customer Service</h2> <h3 class="card-title">Gravity Payments</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="Gravity Payments" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best Customer Service" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917165" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/06/Gravity-Payments.png" alt="Gravity Payments"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.4</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat-rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">None</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">2.5% plus 10 cents per transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="Gravity Payments" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best Customer Service" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917165" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/06/Gravity-Payments.png" alt="Gravity Payments"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="Gravity Payments" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best Customer Service" data-product-rating="4.4" data-product-offer="No" data-wp-postid="917165" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">Get Estimates From Participating Partners </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat-rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">None</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">2.5% plus 10 cents per transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Gravity Payments"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Gravity Payments offers tailored solutions that align well with the financial constraints and operational requirements of different business models, particularly those that are cost-sensitive. When it comes to in-person, online or on-the-go transactions, the company is flexible enough to accommodate all these avenues, allowing businesses to reach customers wherever they are. This is especially valuable for emerging businesses that have a diverse customer base or are still identifying their primary sales channels.</p> <p>The 24/7 U.S.-based customer support minimizes the downtime and operational hiccups that can be costly for smaller businesses. Gravity Payments also makes PCI compliance less burdensome, ensuring that data security isn’t an afterthought but an integrated part of the business process. The company’s onboarding is impressively quick, promising first swipes in less than 10 days, which is essential for businesses that can’t afford lengthy setup periods.</p> <p><strong>Learn more: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/gravity-payments-review/">Gravity Payments review</a>.</p> <p><strong>Who should use it: </strong></p> <p>Businesses that prioritize customer service and quick setup without sacrificing payment options should consider Gravity Payments.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Gravity Payments"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Flexibility in payment methods expands business reach</li> <li>Quick onboarding accelerates time to market</li> <li>U.S.-based 24/7 support minimizes potential revenue loss from operational issues</li> <li>Proactive guidance in achieving PCI compliance safeguards both the business and its customers</li> <li>Customized and flat-rate pricing plans offer financial flexibility</li> </ul> </div> <div class="list-points cons"> <ul> <li>Limited information available on data analytics capabilities</li> <li>Upfront costs for payment hardware might be required depending on business needs</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="merchant_one_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Merchant One","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Merchant One","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917187","itemName":"Merchant One","itemBrand":"Has Offers","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Has Offers","coupon":"","secondaryCallout":"","starRatings":4.2,"initialCost":0,"subscriptionCost":0}' id="merchant_one"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Direct Solutions</h2> <h3 class="card-title">Merchant One</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" data-component-title="Generic Product Widget" data-product-name="Merchant One" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Direct Solutions" data-product-rating="4.2" data-product-offer="No" data-wp-postid="917187" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/logo-merchantone-web-1-1-removebg-preview.png" alt="Merchant One"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.2</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 80%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">$13.95</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">0.29% to 1.99% per transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" data-component-title="Generic Product Widget" data-product-name="Merchant One" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Direct Solutions" data-product-rating="4.2" data-product-offer="No" data-wp-postid="917187" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/logo-merchantone-web-1-1-removebg-preview.png" alt="Merchant One"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" data-component-title="Generic Product Widget" data-product-name="Merchant One" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Direct Solutions" data-product-rating="4.2" data-product-offer="No" data-wp-postid="917187" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">On Merchant One's Website </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Flat rate</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">$13.95</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">0.29% to 1.99% per transaction</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Merchant One"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Merchant One offers a substantial benefit in its direct-to-client model. Eliminating the intermediary not only simplifies the chain of communication but also potentially reduces hidden costs or commissions usually paid to brokers. A two-decade-long business history speaks volumes about its reliability and understanding of the ever-evolving payment processing sector. It prioritizes security, using state-of-the-art technology to ensure that transactions are both secure and compliant with financial regulations, which can provide businesses with peace of mind.</p> <p>From a hardware perspective, the company provides versatile point-of-sale (POS) options. These range from high-definition display systems designed for speed and power to smaller, more minimalistic setups that can fit into limited spaces. This flexibility is particularly advantageous for businesses with varying operational scales and spatial constraints. On the software side, Merchant One offers diverse payment processing methods, supporting everything from swiping and dipping to tapping and mobile payments via Bluetooth, adding another layer of adaptability.</p> <p>With a low monthly fee of just $13.95 and competitively priced transaction rates, it caters to businesses keen on managing operational costs. Merchant One also offers next-day funding, which can be a significant advantage for businesses that require rapid access to cash flows.</p> <p><strong>Learn more:</strong>Read our full <a href="https://www.forbes.com/advisor/business/software/merchant-one-review/">Merchant One review</a>.</p> <p><strong>Who should use it: </strong></p> <p>Merchant One is best suited for small to medium-sized businesses that prioritize a direct, reliable and adaptable credit card processing solution with a proven track record.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Merchant One"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Direct client relationships eliminate broker costs</li> <li>Versatile, customizable POS options to fit varying business needs</li> <li>Diverse range of supported payment methods</li> <li>Economical monthly fee with competitive transaction rates</li> <li>Next-day funding feature supports businesses in need of quick cash flow</li> </ul> </div> <div class="list-points cons"> <ul> <li>No clear guidance on setup options</li> <li>Does not explicitly mention quick-approval rates</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="elavon_payment_processing_section" class="article-section toc-section-element toc-element hide-section-title" > <div class="section-content wysiwyg-content blue-bullets "> <div data-mktp-container='{"componentTitle":"Elavon","componentType":"Generic Product"}'> <section class="generic-widget-wrapper" id="genericProductWidget2021" data-generic-widget="root" data-mktp-container='{"componentTitle":"Elavon","componentType":"Generic Product"}'> <div class="exclude-eds cc-wrapper toc-product-element toc-element" data-mktp-product='{"itemId":"917215","itemName":"Elavon","itemBrand":"Advisor Internal Journey","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Advisor Internal Journey","coupon":"","secondaryCallout":"","starRatings":4.1,"initialCost":0,"subscriptionCost":0}' id="elavon"> <div class="featured-widget-label"></div> <div class="cc-wrapper-inner shadow-effect "> <div class="card-top-wrap"> <div class="left"> <h2 class="card-best-for">Best for Large-Scale Operations</h2> <h3 class="card-title">Elavon</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="Elavon" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Large-Scale Operations" data-product-rating="4.1" data-product-offer="No" data-wp-postid="917215" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/06/Elavon_primary_logo.svg.png" alt="Elavon"></a></div> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.1</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 80%;"></span></div> <div class="rating-logo"><img decoding="async" loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"><span class="icon-tooltip icon-info"></span></div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="">Pricing structure </p> <div class="fact-value-wrapper"> <p class="fact-value">Varies</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Monthly subscription </p> <div class="fact-value-wrapper"> <p class="fact-value">Varies</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="">Transaction fee </p> <div class="fact-value-wrapper"> <p class="fact-value">Varies</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="NA" data-link-placement="Image Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="Elavon" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Large-Scale Operations" data-product-rating="4.1" data-product-offer="No" data-wp-postid="917215" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><img decoding="async" loading="lazy" width="125" height="70" class="card-image" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/06/Elavon_primary_logo.svg.png" alt="Elavon"></a></div> <div class="btn-wrap primary-cta-btn-wrap"><a href="https://creditcardprocessing.advisorjourney.forbes.com/" class="apply-now c-button add-generic-widget-tid-attribute track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://creditcardprocessing.advisorjourney.forbes.com/" data-component-title="Generic Product Widget" data-product-name="Elavon" data-product-category="Cheapest Ways for Small Businesses To Accept Credit Card Payments" data-product-position="NA" data-product-badge="Best for Large-Scale Operations" data-product-rating="4.1" data-product-offer="No" data-wp-postid="917215" data-product-id="NA" data-product-segment="NA" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/creditcardprocessing.advisorjourney.forbes.com\/","partnerName":"Advisor Internal Journey"}' ><span>Learn More </span><img decoding="async" loading="lazy" width="32" height="32" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/right-arrow.svg" alt="Arrow" ></a></p> <div class="secure-site-txt">Get Estimates From Participating Partners </div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <p class="fact" data-attribute-label="Pricing structure"> <div class="fact-value-wrapper"> <p class="fact-value">Varies</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Monthly subscription"> <div class="fact-value-wrapper"> <p class="fact-value">Varies</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <p class="fact" data-attribute-label="Transaction fee"> <div class="fact-value-wrapper"> <p class="fact-value">Varies</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Editor's Take","clickType":"Accordion","referenceText":"Elavon"}' >Editor's Take</div> <div class="c-tab--content list-points"> <p>Elavon places a strategic focus on innovation and security that appeals to large enterprises, particularly those with global ambitions. Managing an annual transaction volume of over $400 billion, the company demonstrates its capability to handle high-stakes financial activities. This capacity is further solidified by its affiliation with the stable and reputable U.S. Bank. Elavon’s services extend beyond basic payment processing; it offers tailored solutions based on deep vertical expertise.</p> <p>Its flexibility in integration is evident through options such as semi-integrated and turnkey hosted solutions, allowing businesses to align the payment system with their existing infrastructures. Elavon also prioritizes security by implementing measures that guard cardholder information at each transaction point, reducing the likelihood of data breaches. With a footprint in more than 36 countries and around-the-clock, multilingual customer support, Elavon is well-equipped to meet the diverse and dynamic needs of large businesses.</p> <p><strong>Learn more: </strong>Read our full <a href="https://www.forbes.com/advisor/business/software/elavon-review/">Elavon review</a>.</p> <p><strong>Who should use it: </strong></p> <p>Businesses that prioritize cost-effective, secure and globally scalable payment solutions should consider Elavon.</p> </div> <div class="accordion-tab " data-mktp-misc-click='{"clickText":"Pros & Cons","clickType":"Accordion","referenceText":"Elavon"}'>Pros & Cons</div> <div class="c-tab--content list-points"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Affiliation with U.S. Bank solidifies financial stability</li> <li>Options for custom payment solutions based on vertical-specific needs</li> <li>Flexibility in integration aligns with different business infrastructures</li> <li>Multilingual support accessible around the clock</li> <li>Security measures protect at each stage of the transaction</li> </ul> </div> <div class="list-points cons"> <ul> <li>Complexity may not suit smaller businesses</li> <li>Absence of transparent pricing could lead to budgeting challenges</li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div id="forbes_advisor_ratings_section" class="article-section toc-section-element toc-element " > <h2>Forbes Advisor Ratings</h2> <div class="section-content wysiwyg-content blue-bullets "> <div class="mkpl-shortcode-instance variation-2" data-custom-value="mkpl-tables-1346933" data-variation="variation-2" data-mktp-container='{"componentTitle":"","componentType":"Marketplace Table"}'> <div class="mkpl-mobile-table-container" style="display: none"> <div class="mkpl-table-inner-container"> <div class="mkpl-mobile-table-scroll"> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/stripe-logo-blue-e1631521913765.png" class="mkpl-product-image" alt="Stripe" /></a></div><div class="mkpl-product-name primary-font"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Stripe","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' >Stripe</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.8</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Stripe’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>As low as $0</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>2.7% plus 5 cents</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://mktp.us/stax" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/12/Stax_-_Brandmark-removebg-preview.png" class="mkpl-product-image" alt="Stax" /></a></div><div class="mkpl-product-name primary-font"><a href="https://mktp.us/stax" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Stax","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' >Stax</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.7</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://mktp.us/stax" rel="nofollow" target="_blank" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Stax’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Subscription-based</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Starts at $99</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>8 cents per swipe plus interchange</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://square.sjv.io/c/1955282/2134917/9398" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2024/09/1280px-Square_Inc._logo.svg.webp" class="mkpl-product-image" alt="Square" /></a></div><div class="mkpl-product-name primary-font"><a href="https://square.sjv.io/c/1955282/2134917/9398" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Square","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' >Square</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.7</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://square.sjv.io/c/1955282/2134917/9398" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Square’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>As low as $0</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Starts at 2.6% plus 10 cents</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/business/software/paypal-review/" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/paypal-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/Paypal-Logo-1-e1631521722628.png" class="mkpl-product-image" alt="PayPal" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/business/software/paypal-review/" class="primary-font" data-mktp-link='{"clickText":"PayPal","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/paypal-review\/","clickType":"internal"}' >PayPal</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.5</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/business/software/paypal-review/" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/paypal-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>Read Forbes’ Review</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>None</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>2.29% plus 9 cents per swipe</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/07/clover-logo-1-e1627453851648.png" class="mkpl-product-image" alt="Clover" /></a></div><div class="mkpl-product-name primary-font"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Clover","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' >Clover</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Clover’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>$14.95 per month</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>2.3% to 2.6% plus 10 cents per transaction</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://mktp.us/paymentdepot" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/02/Payment-Depot-Logo-Transparent.png" class="mkpl-product-image" alt="Payment Depot" /></a></div><div class="mkpl-product-name primary-font"><a href="https://mktp.us/paymentdepot" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Payment Depot","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' >Payment Depot</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://mktp.us/paymentdepot" rel="nofollow" target="_blank" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Payment Depot’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>$79 and up</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>From 7 cents to 15 cents plus interchange</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://mktp.us/helcim" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/Helcim_logo-e1631521196926.png" class="mkpl-product-image" alt="Helcim" /></a></div><div class="mkpl-product-name primary-font"><a href="https://mktp.us/helcim" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Helcim","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' >Helcim</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://mktp.us/helcim" rel="nofollow" target="_blank" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Helcim’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Interchange Plus</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>None</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>1% to 2.61% plus 8 cents average per in-person transaction</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/business/software/gravity-payments-review/" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/gravity-payments-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/06/Gravity-Payments.png" class="mkpl-product-image" alt="Gravity Payments" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/business/software/gravity-payments-review/" class="primary-font" data-mktp-link='{"clickText":"Gravity Payments","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/gravity-payments-review\/","clickType":"internal"}' >Gravity Payments</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/business/software/gravity-payments-review/" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/gravity-payments-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>Read Forbes’ Review</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat-rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>None</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>2.5% plus 10 cents per transaction</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/logo-merchantone-web-1-1-removebg-preview.png" class="mkpl-product-image" alt="Merchant One" /></a></div><div class="mkpl-product-name primary-font"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Merchant One","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' >Merchant One</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.2</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Merchant One’s Website</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Flat-rate</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>$13.95</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>0.29% to 1.99% per transaction</div></div> </div> </div> </div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/business/software/elavon-review/" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/elavon-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/06/Elavon_primary_logo.svg.png" class="mkpl-product-image" alt="Elavon" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/business/software/elavon-review/" class="primary-font" data-mktp-link='{"clickText":"Elavon","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/elavon-review\/","clickType":"internal"}' >Elavon</a></div></div> </div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.1</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/business/software/elavon-review/" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/elavon-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>Read Forbes’ Review</p></div></div> </div> </div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Pricing Structure </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Varies</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Monthly Subscription </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Varies</div></div> </div> </div> <div class="mkpl-single-column cell cell-col-4"> <div class="mkpl-col-name"> Transaction Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font"><div>Varies</div></div> </div> </div> </div> </div> </div> </div> <div class="mkpl-desktop-table-container" style="display: none" id="mkpl-table-container"> <div id="mkpl-table-main-container"> <div id="mkpl-table-scroll" class="table-container " > <table id="mkpl-market-table" data-mc="0" data-tcc="6" class="mkpl-marketplace_tables table style-1" style="text-align: left"> <tr class="thead" style=""> <th style="text-align: left" class="primary-font"> COMPANY </th> <th style="text-align: left" class="primary-font"> FORBES ADVISOR RATING </th> <th style="text-align: left" class="primary-font"> PRICING STRUCTURE </th> <th style="text-align: left" class="primary-font"> MONTHLY SUBSCRIPTION </th> <th style="text-align: left" class="primary-font"> TRANSACTION FEE </th> <th style="text-align: left" class="primary-font"> LEARN MORE </th> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/stripe-logo-blue-e1631521913765.png" class="mkpl-product-image" alt="Stripe" /></a></div><div class="mkpl-product-name primary-font"><a href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Stripe","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' >Stripe</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.8</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>As low as $0</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>2.7% plus 5 cents</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://reviewaffiliates.stripeconnectors.com/y284h6u1ql5d?sid1=FA945586" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/reviewaffiliates.stripeconnectors.com\/y284h6u1ql5d?sid1=FA945586","partnerName":"Partner Stack"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Stripe’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://mktp.us/stax" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/12/Stax_-_Brandmark-removebg-preview.png" class="mkpl-product-image" alt="Stax" /></a></div><div class="mkpl-product-name primary-font"><a href="https://mktp.us/stax" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Stax","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' >Stax</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.7</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Subscription-based</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Starts at $99</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>8 cents per swipe plus interchange</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://mktp.us/stax" rel="nofollow" target="_blank" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/stax","clickType":"external"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Stax’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://square.sjv.io/c/1955282/2134917/9398" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2024/09/1280px-Square_Inc._logo.svg.webp" class="mkpl-product-image" alt="Square" /></a></div><div class="mkpl-product-name primary-font"><a href="https://square.sjv.io/c/1955282/2134917/9398" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Square","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' >Square</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.7</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>As low as $0</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Starts at 2.6% plus 10 cents</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://square.sjv.io/c/1955282/2134917/9398" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/square.sjv.io\/c\/1955282\/2134917\/9398","partnerName":"Impact"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Square’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/business/software/paypal-review/" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/paypal-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/Paypal-Logo-1-e1631521722628.png" class="mkpl-product-image" alt="PayPal" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/business/software/paypal-review/" class="primary-font" data-mktp-link='{"clickText":"PayPal","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/paypal-review\/","clickType":"internal"}' >PayPal</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.5</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>None</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>2.29% plus 9 cents per swipe</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/business/software/paypal-review/" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/paypal-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>Read Forbes’ Review</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/07/clover-logo-1-e1627453851648.png" class="mkpl-product-image" alt="Clover" /></a></div><div class="mkpl-product-name primary-font"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Clover","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' >Clover</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>$14.95 per month</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>2.3% to 2.6% plus 10 cents per transaction</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="http://businesscom.go2cloud.org/aff_c?offer_id=1161&aff_id=1075" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=1161&aff_id=1075","partnerName":"Has Offers"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Clover’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://mktp.us/paymentdepot" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/02/Payment-Depot-Logo-Transparent.png" class="mkpl-product-image" alt="Payment Depot" /></a></div><div class="mkpl-product-name primary-font"><a href="https://mktp.us/paymentdepot" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Payment Depot","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' >Payment Depot</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>$79 and up</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>From 7 cents to 15 cents plus interchange</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://mktp.us/paymentdepot" rel="nofollow" target="_blank" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Payment Depot’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://mktp.us/helcim" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/Helcim_logo-e1631521196926.png" class="mkpl-product-image" alt="Helcim" /></a></div><div class="mkpl-product-name primary-font"><a href="https://mktp.us/helcim" rel="nofollow" target="_blank" class="primary-font" data-mktp-link='{"clickText":"Helcim","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' >Helcim</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Interchange Plus</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>None</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>1% to 2.61% plus 8 cents average per in-person transaction</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://mktp.us/helcim" rel="nofollow" target="_blank" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/helcim","clickType":"external"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Helcim’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/business/software/gravity-payments-review/" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/gravity-payments-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/06/Gravity-Payments.png" class="mkpl-product-image" alt="Gravity Payments" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/business/software/gravity-payments-review/" class="primary-font" data-mktp-link='{"clickText":"Gravity Payments","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/gravity-payments-review\/","clickType":"internal"}' >Gravity Payments</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.4</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/half-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat-rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>None</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>2.5% plus 10 cents per transaction</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/business/software/gravity-payments-review/" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/gravity-payments-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>Read Forbes’ Review</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Image Link","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2021/09/logo-merchantone-web-1-1-removebg-preview.png" class="mkpl-product-image" alt="Merchant One" /></a></div><div class="mkpl-product-name primary-font"><a href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" rel="nofollow" target="_blank" class="primary-font" data-mktp-conversion='{"clickText":"Merchant One","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' >Merchant One</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.2</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Flat-rate</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>$13.95</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>0.29% to 1.99% per transaction</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="http://businesscom.go2cloud.org/aff_c?offer_id=767&aff_id=1075&url_id=534" rel="nofollow" target="_blank" data-mktp-conversion='{"clickText":"Learn More","clickUrl":"http:\/\/businesscom.go2cloud.org\/aff_c?offer_id=767&aff_id=1075&url_id=534","partnerName":"Has Offers"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>On Merchant One’s Website</p></div></div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"><div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/business/software/elavon-review/" class="primary-font" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/elavon-review\/","clickType":"internal"}' ><img decoding="async" src="https://www.forbes.com/advisor/wp-content/uploads/2022/06/Elavon_primary_logo.svg.png" class="mkpl-product-image" alt="Elavon" /></a></div><div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/business/software/elavon-review/" class="primary-font" data-mktp-link='{"clickText":"Elavon","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/elavon-review\/","clickType":"internal"}' >Elavon</a></div></div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team."><div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" alt="Forbes Advisor" /></div><div class="mkpl-product-rating"><div class="mkpl-product-rating-txt primary-font">4.1</div><div class="mkpl-star-rating-container"><div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" alt="" /></div></div><div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" alt="" /></div> </div> </div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Varies</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Varies</div></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><div>Varies</div></div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"><div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/business/software/elavon-review/" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/elavon-review\/","clickType":"internal"}' ><span class="primary-font">Learn More</span></a></div><div class="mkpl-cta-subtext primary-font"><p>Read Forbes’ Review</p></div></div> </td> </tr> </table> <div class="mkpl-table-navigation-arrows" data-mktp-misc-click='{"clickText":"Silder","clickType":"Button","referenceText":""}' > <button type="button" id="left-arrow"> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADJSURBVHgBXZCxDcIwEEXvLrbTMgIjeAQXQB0aUiBENgAmIBswQkJJg6iQaGAF2CBskBY5wbEjWXLiwjr73f//dAijo5JiEse01Zrd2BhwgS8DIDnXcgBFjAUASltWkeY5eTBPSwcSW9ZMM3W/rr+9crY6HxEgcwCBeuD+yQFCyPsH/pePy+bj3YiCzLaNTDgDumuRlidb7o2BmpCUV2M4EAJmrqFtmHzaXAxtfAOAqRrNVRgJ+mcOFryt4dQuIR8o/ZaEoB1rWNkBtuxEvL1bUnQAAAAASUVORK5CYII=" alt="Left Arrow" /> </button> <button type="button" id="right-arrow"> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADQSURBVHgBdVC5DcJAENw53pAS6AA6wAlPCAGCDLsSoAJEBXwJEDk0JrA7wCW4BMeH5GXP2MggscHenEYzNzew5rt2PVULrdNt6DoJlUY1GEsCrWp1BNZ41/oiAV7LGQPo1hrYlEmYNRLrlNVDYIuJ9/eL7WRKs7yzE4OUJTABwR7M9puPspj+9NiD4tDglGml6M8YolJchrNTh8CewCaJyr8u1plt9tc8ECTQLQ+EN4FAYJuIXf9iTwq3qimBhWDm6KnZKb9bzUpgRFrz4be+FwjJTXtIGD7JAAAAAElFTkSuQmCC" alt="Right Arrow"/> </button> </div> </div> <button type="button" class="primary-font" id="seeMoreBtn" style="display: none;" data-mktp-misc-click='{"clickText":"See More","clickType":"Button","referenceText":""}' >See More</button> <button type="button" class="primary-font" id="seeLessBtn" style="display: none;" data-mktp-misc-click='{"clickText":"See Less","clickType":"Button","referenceText":""}' >See Less</button> </div> </div></div> </div> </div> <hr/> <div id="average_costs_of_credit_card_processing_section" class="article-section toc-section-element toc-element " > <h2>Average Costs of Credit Card Processing</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>Depending on how you accept payments in your business and which service you use, you may pay these fees to accept credit and debit card payments from customers:</p> <ul> <li><strong>Transaction fees:</strong> Pay these each time a customer checks out with their card, whether they swipe or enter the information online. <a href="https://www.forbes.com/advisor/business/swipe-fees-report/" target="_blank" rel="noopener">Swipe fees</a> are typically charged as a percentage of the sale, ranging between 1% and 4%, plus a fee of less than 50 cents. Some processors charge a flat fee that’s the same for every transaction, and some vary the percentage and fee depending on factors such as which <a href="https://www.forbes.com/advisor/credit-cards/best-credit-cards/" target="_blank" rel="noopener">credit card</a> is used or which membership plan you’re on.</li> <li><strong>Service fees:</strong> Some processors charge a monthly or annual subscription fee to use the service, on top of transaction fees.</li> <li><strong>Equipment setup:</strong> If you have to get a POS station and a <a href="https://www.forbes.com/advisor/business/software/best-card-reader-small-business/" target="_blank" rel="noopener">credit card reader</a>, you may have to purchase or lease those or pay a refundable deposit to use them. Some payment processing companies give you equipment for free with a monthly subscription.</li> <li><strong>Incidental fees:</strong> You pay these one-time fees in specific situations, such as chargebacks, insufficient funds or special verification services.</li> </ul> <p><strong>Related:</strong> <a href="https://www.forbes.com/advisor/credit-cards/best/0-apr-business/" rel="noopener">Best 0% APR Business Credit Cards</a></p> <h3>Types of Credit Card Processing Fees</h3> <p>Payment processors use one of these three pricing models to charge fees:</p> <ul> <li><strong>Flat rate:</strong> Pay the same rate for every transaction, usually a percentage plus a small fee. This is usually the best model for small businesses that have low-priced tickets or process less than $5,000 per month.</li> <li><strong>Interchange plus:</strong> Pay a flat fee per transaction (the processor’s cut) plus a varying percentage of the transaction that matches the amount charged by the credit card company (interchange fee). This is a good model for businesses that process a lot in credit card transactions each month because they can negotiate the processor’s fee to save money.</li> <li><strong>Tiered pricing:</strong> The processor bundles interchange fees and tiers pricing, so you pay a variable rate in three tiers, rather than different rates for each credit card. Experts generally advise against using a servicer with this model because pricing isn’t transparent, so it can be costly and difficult to negotiate.</li> </ul> </div> </div> <hr/> <div id="ways_to_cut_down_credit_card_processing_costs_section" class="article-section toc-section-element toc-element " > <h2>Ways To Cut Down Credit Card Processing Costs</h2> <div class="section-content wysiwyg-content blue-bullets "> <p>You’ll have a hard time eliminating the costs of <a href="https://www.forbes.com/advisor/business/software/best-credit-card-processing-companies/">credit card processing</a> altogether, but you could reduce them using these tips.</p> <h3>Choose the Right Payment Processor for Your Business</h3> <p>Evaluate your options before selecting a payment processor and choose one that minimizes your costs for the services you need. For example, if you don’t need an online store, you don’t need to pay the monthly fee to use Shopify; you could use Stripe or PayPal for free. Also, consider the size and volume of your sales to choose the most economical fee structure.</p> <div id="featured-partners" class="multi-featured-products count-5 featured-partner-slider with-fp-disclosure-icon " data-mktp-container='{"componentTitle":"Featured Partners","componentType":"Featured Partners Global Widget ShortCode"}'><p class="featured-partners-heading">Featured Partners</p><div class="fp-wrapper fp-full-width " data-mktp-list='{"listName":"Featured Partners Global Widgets","productsOnPage":"5","appliedFilters":"","pageNumber":1}'><div class="featured-partner-wrapper"><div class="fp-disclosure-text">Advertisement</div><div class="fp-disclosure-icon-wrapper pointer tooltip-tippy-fp" title="We receive compensation from our partners for Featured Offer placements. This compensation impacts how and where their product or service is displayed but in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice." ><svg class="inline-svg" width="14" height="14" viewBox="0 0 14 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M7 0C3.13438 0 0 3.13438 0 7C0 10.8656 3.13438 14 7 14C10.8656 14 14 10.8656 14 7C14 3.13438 10.8656 0 7 0ZM7 12.8125C3.79063 12.8125 1.1875 10.2094 1.1875 7C1.1875 3.79063 3.79063 1.1875 7 1.1875C10.2094 1.1875 12.8125 3.79063 12.8125 7C12.8125 10.2094 10.2094 12.8125 7 12.8125Z" fill="#999999"/><path d="M6.25 4.25C6.25 4.44891 6.32902 4.63968 6.46967 4.78033C6.61032 4.92098 6.80109 5 7 5C7.19891 5 7.38968 4.92098 7.53033 4.78033C7.67098 4.63968 7.75 4.44891 7.75 4.25C7.75 4.05109 7.67098 3.86032 7.53033 3.71967C7.38968 3.57902 7.19891 3.5 7 3.5C6.80109 3.5 6.61032 3.57902 6.46967 3.71967C6.32902 3.86032 6.25 4.05109 6.25 4.25ZM7.375 6H6.625C6.55625 6 6.5 6.05625 6.5 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src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/payment.png" alt="Payment Depot" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/paymentdepot" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/paymentdepot","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" 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data-mktp-container='{"componentTitle":"North Payments","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"1169328","itemName":"North Payments","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">4</p><p class="single-heading-text">North Payments</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">$0 Setup with Free Equipment + No Cancellation Fee</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Zero Cost Processing Options - Guaranteed Cost Savings</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">4</p><p class="card-title">North Payments</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/NorthPayments target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/NorthPayments","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/North_Logo_RGB_BlackBlue.png" alt="North Payments" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:855-211-1609" class="phone-number fp-widget-cta-event track-type" data-cta-text="855-211-1609" data-link-placement="Button Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"855-211-1609","clickCat":"Primary","clickUrl":"tel:855-211-1609","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>855-211-1609 </span></a><a href=https://mktp.us/NorthPayments target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/NorthPayments","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/06/North_Logo_RGB_BlackBlue.png" alt="North Payments" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/NorthPayments" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/NorthPayments" data-component-title="Featured Partner Widget" data-product-name="North Payments" data-product-category="Featured Product (Business)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1169328" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/NorthPayments","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On North Payments' Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-mktp-container='{"componentTitle":"Payment Cloud","componentType":"Generic Product"}'><div class="inner-wrapper " data-mktp-product='{"itemId":"1194726","itemName":"Payment Cloud","itemBrand":"","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">5</p><p class="single-heading-text">Payment Cloud</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">Free terminal, Zero Fee Processing Options, Dedicated Account Manager</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Zero cost processing options, Customized interchange + Pricing</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">5</p><p class="card-title">Payment Cloud</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/PaymentCloud target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/PaymentCloud" data-component-title="Featured Partner Widget" data-product-name="Payment Cloud" data-product-category="Featured Product (Business)" data-product-position="5" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1194726" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/PaymentCloud","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/08/payment-cloud-logo.png" alt="Payment Cloud" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:866-790-4065" class="phone-number fp-widget-cta-event track-type" data-cta-text="866-790-4065" data-link-placement="Button Link" data-url="https://mktp.us/PaymentCloud" data-component-title="Featured Partner Widget" data-product-name="Payment Cloud" data-product-category="Featured Product (Business)" data-product-position="5" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1194726" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"866-790-4065","clickCat":"Primary","clickUrl":"tel:866-790-4065","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>866-790-4065 </span></a><a href=https://mktp.us/PaymentCloud target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/PaymentCloud" data-component-title="Featured Partner Widget" data-product-name="Payment Cloud" data-product-category="Featured Product (Business)" data-product-position="5" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1194726" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/PaymentCloud","clickType":"external"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2022/08/payment-cloud-logo.png" alt="Payment Cloud" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/PaymentCloud" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/PaymentCloud" data-component-title="Featured Partner Widget" data-product-name="Payment Cloud" data-product-category="Featured Product (Business)" data-product-position="5" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1194726" data-product-id="NA" data-product-segment="NA" data-mktp-link='{"clickText":"Learn More","clickCat":"Primary","clickUrl":"https:\/\/mktp.us\/PaymentCloud","clickType":"external"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On PaymentCloud's Website</p></div><div class="secondary-cta-container"></div></div></div></div></div><div class="fp-slider-controls" aria-label="Carousel Navigation" ><div class="prev left-gradient" data-mktp-misc-click='{"clickText":"<","clickType":"Slider","referenceText":""}'><svg id="prevSliderSvg" width="11" height="37" viewBox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/></svg></div><div class="next right-gradient" data-mktp-misc-click='{"clickText":">","clickType":"Slider","referenceText":""}'><svg id="nextSliderSvg" width="11" height="37" viewBox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/></svg></div></div></div></div><h3>Use a Merchant Services Provider</h3> <p>Major banks provide many of the same services as payment processing companies, but they tend to charge more. Go with a dedicated merchant services provider, like PayPal or Stax, for better rates.</p> <h3>Use a Mobile Payment Processor</h3> <p>If you’re a very small or brand-new business, start with a mobile payment processor like Square. These services charge a flat rate and use minimal equipment, so you’re not saddled with a contract, monthly fee or setup costs.</p> <p>You can typically use a mobile payment processor with a free swipe attachment for your smartphone or tablet, and a free app. Apps like Square can grow with your business, so you can always upgrade to add more equipment or capabilities later.</p> <h3>Avoid Lengthy Contracts</h3> <p>Especially if you’re new to business, a years-long contract with a traditional payment processor could lock you into rates that don’t work for your business long term. They can be difficult to get out of and charge high termination fees.</p> <p>Avoid the costs and keep your flexibility by using a payment processor that lets you pay month to month or doesn’t require a subscription at all.</p> <h3>Cut Services You Don’t Need</h3> <p>If you sign up for a subscription-based service, shop around to make sure you don’t overpay for a bunch of services you don’t need. Subscriptions tend to be tiered, and if you need just one capability that a company includes in its second tier but not the rest, your costs can quickly add up.</p> <h3>Negotiate Discounts</h3> <p>The benefit of using a subscription-based service (if your business processes a large amount in credit card purchases) is the ability to negotiate the processing fee. You’ll usually be stuck with the interchange fee because that’s set by credit card companies. But you could ask to reduce the fee that represents the processor’s cut.</p> <h3>Opt for Flat-Rate Pricing</h3> <p>Avoid tiered pricing, which is opaque and difficult to negotiate. If you’re a small or new business, choose a service that uses flat-rate pricing. If you’re more established with a higher volume of purchases, choose a service that uses interchange plus pricing to get the most affordable rates.</p> <h3>Restrict the Cards You Accept</h3> <p>Most retailers you walk into accept Visa and Mastercard. But you might have a harder time finding a business that accepts Discover or American Express. That’s because the latter two charge higher interchange fees—since they offer greater rewards to their customers.</p> <p>You could save money by declining to accept payments from networks that charge higher fees. But keep in mind that this could mean losing some potential customers who prefer those payment methods.</p> <h3>Set Minimums for Credit Card Purchases</h3> <p>To combat processing fees cutting into your profits on small-dollar items, you could set minimum purchase totals for which you’ll accept a credit card payment.</p> <p>The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (a.k.a. <a href="https://www.congress.gov/bill/111th-congress/house-bill/4173/text" target="_blank" rel="noopener">Dodd-Frank Act</a>) allows merchants to set credit card minimums of up to $10. You may not be allowed to do the same for debit cards, however; credit card network rules might prevent minimums, and Dodd-Frank doesn’t affect debit purchases.</p> <h3>Offer Cash Discounts</h3> <p>You can pass the cost of card processing fees onto your customers by raising your prices and offering a discount to those who pay in cash.</p> <p>Or, if your state allows it (most do), you could add a surcharge to each card transaction at the <a class="wpil_keyword_link " title="point of sale" href="https://www.forbes.com/advisor/business/software/best-pos-system-for-small-business/" data-wpil-keyword-link="linked">point of sale</a>. Check the rules of the credit card networks you accept to make sure they allow surcharging.</p> <p><em>Forbes Advisor small business expert <a href="https://www.forbes.com/advisor/author/dsitar/">Dana Miranda</a> contributed to this article.</em></p> </div> </div> <hr/><div id="frequently_asked_questions_section" class="faq-section article-section toc-section-element toc-element"> <h2 class="title"> Frequently Asked Questions </h2> <div class="main-faqs faq-2021 faq-v2" data-mktp-container='{"componentTitle":"Frequently Asked Questions","componentType":"FAQ Component"}'> <div class="faqs" data-mktp-misc-click='{"clickText":"What is the best credit card processor for small businesses?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the best credit card processor for small businesses?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>The best credit card processing company for your business will strike the right balance of cost, functionality and support. You should take into consideration your monthly transaction volume to determine if a per-transaction or monthly subscription-based model will be cheaper in the long run. In Forbes Advisor’s comparison of the <a href="https://www.forbes.com/advisor/business/software/best-credit-card-processing-companies/">best credit card processing companies</a> on the market, we found Square and Payment Depot to be excellent options.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"What is the cheapest way to accept credit card payments?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the cheapest way to accept credit card payments?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>The most cost-effective method for accepting credit card payments often depends on the scale and nature of your business, as well as whether you’re looking for upfront or backend savings. For small businesses and freelancers, mobile card readers such as Square offer a low upfront cost and take a fixed percentage per transaction, eliminating the need for monthly fees. Businesses with higher transaction volumes might find merchant account providers to be more economical, as they usually offer lower per-transaction fees in exchange for a monthly subscription.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"Can I accept credit card payments without fees?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Can I accept credit card payments without fees?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Credit card networks and payment processors need to be paid for the service they provide merchants, so you can’t avoid fees completely. You can, however, negate fees and maintain your profits by adding a surcharge to credit card payments or raising prices and offering a cash discount.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"What is the best way to accept credit card payments for small businesses?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What is the best way to accept credit card payments for small businesses?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>The most affordable way to accept credit card payments for your business depends on factors including what you sell, where you sell it, how much you sell and which payment methods your customers prefer. Flat-rate processors are best for businesses that make less than $5,000 in sales per month while interchange plus models are best for higher-volume businesses.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"How much does it cost a small business to accept credit cards?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How much does it cost a small business to accept credit cards?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Payment processing fees vary and include an interchange fee set by the credit card network, such as Visa or Mastercard, and a processing fee set by the processor, such as PayPal or Square. Typical interchange fees range between 1% and 4% of the sale price, and processing fees range from 10 cents to 30 cents per transaction. Some payment processors charge a single rate to cover the interchange fee and their cut while some charge a rate that varies with the interchange fee.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"Why does my business need credit card processing?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Why does my business need credit card processing?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>According to a study by the American Bankers Association in May 2021, there were more than 320 million credit card accounts active in the United States in 2020. This means that the vast majority of American adults hold at least one account, if not more. With credit cards being so common, not having the ability to accept them means a huge potential for missed sales opportunities.</p> </div> </div> <div class="faqs" data-mktp-misc-click='{"clickText":"Is credit card processing secure?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Is credit card processing secure?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Because so much sensitive information is being transferred across these networks, credit card processors are Payment Card Industry (PCI)-compliant and use <a href="https://www.forbes.com/advisor/banking/how-to-protect-your-online-banking-information/">advanced encryption methods</a> to secure transactions.</p> </div> </div> </div> </div> <hr/><div class="article-section next-up-section" data-mktp-container='{"componentTitle":"Next Up In POS and Payment Processing","componentType":"Next Up Section"}'> <h2>Next Up In POS and Payment Processing</h2> <div class="section-content wysiwyg-content blue-bullets"> <ul> <li><a href="https://www.forbes.com/advisor/business/best-high-risk-merchant-account-providers/" target="_blank" rel="noopener" data-mktp-link='{"clickText":"Best High-Risk Merchant Account Service Providers","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/best-high-risk-merchant-account-providers\/","clickType":"internal"}'>Best High-Risk Merchant Account Service Providers</a></li> <li><a href="https://www.forbes.com/advisor/business/software/best-retail-pos-system/" target="_blank" rel="noopener" data-mktp-link='{"clickText":"Best Retail POS Systems","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-retail-pos-system\/","clickType":"internal"}'>Best Retail POS Systems</a></li> <li><a href="https://www.forbes.com/advisor/business/best-cash-registers-small-business/" target="_blank" rel="noopener" data-mktp-link='{"clickText":"Best Cash Register For Small Business","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/best-cash-registers-small-business\/","clickType":"internal"}'>Best Cash Register For Small Business</a></li> <li><a href="https://www.forbes.com/advisor/business/software/helcim-review/" target="_blank" rel="noopener" data-mktp-link='{"clickText":"Helcim Review: Features, Pricing &amp; More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/helcim-review\/","clickType":"internal"}'>Helcim Review: Features, Pricing & More</a></li> <li><a href="https://www.forbes.com/advisor/business/payment-depot-review/" target="_blank" rel="noopener" data-mktp-link='{"clickText":"Payment Depot Review","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/payment-depot-review\/","clickType":"internal"}'>Payment Depot Review</a></li> <li><a href="https://www.forbes.com/advisor/business/toast-pos-review/" target="_blank" rel="noopener" data-mktp-link='{"clickText":"Toast POS Review: Features, Pricing &amp; More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/toast-pos-review\/","clickType":"internal"}'>Toast POS Review: Features, Pricing & More</a></li> </ul> </div> </div> <hr class="next-up-bottom-separator"> </div> </div> </div> </div> <div class="article__editors-note article__editors-note-bottom"> Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.<br/> <br/> Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. 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<div class="author-heading"> <a href="https://www.forbes.com/advisor/author/kathy-haan/" target="_blank" class="author__block-name" data-mktp-link='{"clickText":"Katherine Haan","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kathy-haan\/","clickType":"internal"}'>Katherine Haan</a> </div> <span class="author__block-role">Contributor</span> </div> </div> </div> <div class="article__author-bio-bottom"> <p> Katherine Haan is a small business owner with nearly two decades of experience helping other business owners increase their incomes. </p> </div> </div>  </div> </div> <div class="article_published_date" style="font-family:'Work Sans',sans-serif;font-size: 12px;line-height: 18px;color: #929A9B;margin: 20px 0;"> </div> <style id="style_1_article-feedback-style">.feedback-rating-box{display:flex;margin-bottom:20px}@media screen and (max-width:576px){.feedback-rating-box{margin-bottom:26px}}.feedback-rating-box 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getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://related.forbes.com/trf?o=gqT2vtgaO1NVU2O4ubzbbRKuqAIAh5jbhu-tB-B2XR9mkqq2r1uP3UQ86qlwjDTZcKefs9W1ct4iXHB8cr3Q5iQgynTrcq_Pg_eLRCaLJaHBM8WuHhRH8aWVp2KOcc_rsjl4oQeRfrNe3Dt5Tkj0_4KayhC_KRgY-2CxyWvgC5I=&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; var LINKSYNERGY_HOST = "click.linksynergy.com"; var COOKIE_MKTP_CLIENT_ID = 'mktp_clientId'; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; function getNanoId(length = 20) { const a = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ"; length = Math.min(length, a.length); let result = ""; const randomValues = crypto.getRandomValues(new Uint8Array(length)); for (let i = 0; i < length; i++) { result += a[randomValues[i] % a.length]; } return result; } /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "bing": ["msclkid"], "kw": ["fbclid"], "facebook": ["fbclid"] }; } function getValidClickIdParams() { return ["gclid"]; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = { param: '', value: '' }; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } /** * If no valid param mapping found in url check for valid click id */ if( ! trackingParamsObj.value && ! trackingParamsObj.param ){ /** * Check for valid click ID in the url If found return the id and value */ var clickIdParam = getValidClickIdParams(); for(var i = 0; i < clickIdParam.length; i++){ var clickIdFromUrl = __util.getQueryParameterValue(clickIdParam[i]); if(!!clickIdFromUrl){ trackingParamsObj.param = clickIdParam[i]; trackingParamsObj.value = clickIdFromUrl; break; } } } return trackingParamsObj; } function generateHashFromOgParam(paramsObj) { if (!!paramsObj.value && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); return hashInput.hashCode(); } return ''; } /** * This function return user id * If found in cookie returns the cookie value * If not found in cookie generated a user id * If og params are invalid return empty string */ function getUserIdHashFromOgParam() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (!!paramsObj.param && !!paramsObj.value) { var paramFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_PARAM); var paramValueFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_VALUE); //Get user id from cookie if found if ( !!paramFromCookie && !!paramValueFromCookie && paramsObj.param === paramFromCookie && paramsObj.value === paramValueFromCookie ) { var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); if (!!userIdFromCookie){ hash = userIdFromCookie; } } //If user id is not present in cookie generate one if (!hash) { hash = generateHashFromOgParam(paramsObj); } } window.dataLayer.push({ 'cd': { 'OriginalTrackingParam': paramsObj.param, 'OriginalTrackingParamValue': paramsObj.value, } }); return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /** * Tid From Utm Param * */ function getUserIdHashForPartnership(){ var userid = ''; var partnershipMap = { partnership:'P' }; var utmMediumParam = __util.getQueryParameterValue('utm_medium'); //generate new user id if(!!utmMediumParam && partnershipMap.hasOwnProperty(utmMediumParam)){ userid = getDefaultUserIdHash(); userid = userid + partnershipMap[utmMediumParam]; userid = userid.toUpperCase(); } return userid; } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { return getNanoId(12); suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (LINKSYNERGY_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'u1', parameterValue: trackingId, override: true, }); } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: '', override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; var mktpClientId = __cookie.get(COOKIE_MKTP_CLIENT_ID); if(mktpClientId){ userid = mktpClientId; }else{ var prefix = (typeof mktpBase !== 'undefined' && mktpBase?.tidPrefix) ? mktpBase.tidPrefix : "FA"; userid = prefix + getNanoId(20); __cookie.set(COOKIE_MKTP_CLIENT_ID, userid, 365); } return userid; //Get Tid From Url var tidFromUrl = __util.getQueryParameterValue('tid'); if (!!tidFromUrl) { userid = tidFromUrl; } //Get Tid for partnership var tidForPartnership = getUserIdHashForPartnership(); if (!!tidForPartnership) { userid = tidForPartnership; } //Generate hash from if og parameter is found in url var userIdHashFromUrl = getUserIdHashFromOgParam(); if (__util.empty(userid) && !!userIdHashFromUrl) { userid = userIdHashFromUrl; } //Read user id from cookie if found if (__util.empty(userid)) { userid = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); } //Generate a new user id if (__util.empty(userid)) { userid = getDefaultUserIdHash(); } return userid; } //get user id hash var USER_ID_HASH = getUserIdHash(); function getUtmSource(ogParamObj) { var utmSource = ''; var clickIdUtmSourceMapping = { "gclid": "google" }; if(!!clickIdUtmSourceMapping[ogParamObj.param]){ utmSource = clickIdUtmSourceMapping[ogParamObj.param]; }else{ utmSource = __util.getQueryParameterValue('utm_source'); } return utmSource; } /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var DAYS = { TWENTY_YEARS: 365 * 20, THIRTY: 30, ZERO: 0 }; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); /** * Set Cookie Values * If cookie is not present then create one * If the value of userIDHash is different from the cookie value than update the value */ if (__util.empty(userIdFromCookie) || userIDHash !== userIdFromCookie) { //create cookie for userid __cookie.set(E2E_COOKIE_ADVISOR_USER_ID, userIDHash, DAYS.TWENTY_YEARS ); //set user visit count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, 1, DAYS.ZERO); } else { //get user visit count var userVisitCount = __cookie.get(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT); userVisitCount = parseInt(userVisitCount); userVisitCount = isNaN(userVisitCount) ? 1 : (userVisitCount + 1); //set incremented visitor count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, userVisitCount, DAYS.ZERO) } } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function getTrackingIdHash() { var hashes = {}; var uniqueIdHash = getUniqueId('c'); hashes.uid = uniqueIdHash; hashes.tid = USER_ID_HASH + '_' + uniqueIdHash; return hashes; } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function setTrackingId(elSelector) { var elementSelector = elSelector || 'body a'; var links = document.querySelectorAll(elementSelector); if (links.length > 0) { for (var x = 0; x < links.length; x++) { var link = links[x]; var url = link.getAttribute('href'); //get hostname var hostName = __util.getHostname(url); if (!!url && !!hostName && (hostName === E2E_HOST || hostName === BANKRATE_HOST || hostName === POLICYGENIUS_HOST || hostName === LINKSYNERGY_HOST)) { if( hostName !== POLICYGENIUS_HOST ) { __prefetch.init(link); } //Generate Tracking ID var idsObj = getTrackingIdHash(); //append tracking id url = appendTrackingId(url, hostName, idsObj.tid); //set tracking attributes link = setAttributesToLink(link, { "href": url, "rel": "nofollow noopener", "target": "_blank", "data-uid": USER_ID_HASH, "data-cid": idsObj.uid, "data-tid": idsObj.tid, }); } } } } return { setCookie: setCookie, setTrackingId: setTrackingId, getUserIdHash: getUserIdHash, USER_ID_HASH: USER_ID_HASH, getUniqueId: getUniqueId, getTrackingIdHash: getTrackingIdHash } })(__cookieController, __helper, __linkprefetch); //set cookie values __linkTrackingController.setCookie(); function detectIsIE(){ var ua = window.navigator.userAgent; var msie = ua.indexOf("MSIE "); // IE browser check if (msie > 0 || !!navigator.userAgent.match(/Trident.*rv\:11\./)) { return true; } return false; } document.addEventListener('DOMContentLoaded', function () { //set user id var event; // The 'new Event' code is not supported in IE so update code for IE if(detectIsIE()){ event = document.createEvent('Event'); event.initEvent('tidSet', true, true); } else{ event = new Event('tidSet'); } window.dispatchEvent(event); window.__mpctc = (function(){ return { 'userid': function(){ return __linkTrackingController.getUserIdHash(); }, 'tid': function(){ return (__linkTrackingController.getTrackingIdHash()).tid } } })(); }); </script> <script> window.shortcodesOnPage = ["related","generic_product_widget"]; if(window.dataLayer){ window.dataLayer.push({ 'shortcodesOnPage': 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