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<!DOCTYPE html><html lang="en"><head><meta charSet="utf-8"/><title>Stellar | MoneyGram International Case Study</title><link rel="canonical" href="https://stellar.org/case-studies/moneygram-international"/><link rel="alternate" hrefLang="es" href="https://stellar.org/es/estudios-de-caso/moneygram-international"/><link rel="alternate" hrefLang="en" href="https://stellar.org/case-studies/moneygram-international"/><link rel="alternate" hrefLang="en" href="https://stellar.org/case-studies/moneygram-international"/><link rel="alternate" hrefLang="es" href="https://stellar.org/es/estudios-de-caso/moneygram-international"/><meta name="description" content="How MoneyGram International and Stellar connect the physical to digital landscape through cash-to-crypto on and off-ramps paired with thousands of global access points."/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta property="og:title" content="Stellar | MoneyGram International Case Study"/><meta 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11.7071L1.64645 5.35359Z"></path></svg></span></span></span></button></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ixQFQU fZecjm"><section id="section-471de6e7-9577-4f94-9740-2d5e2b0fd933" class="sc-7f31304f-0 chdalM"><div class="sc-5576eb26-0 grFjAX"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE sc-2927c6c1-3 gwRXjA bUzevl"><p class="sc-jEACwC sc-9209a559-4 sc-2927c6c1-0 lhdApv giUgkw ehXLah">Case Study</p><h1 class="sc-jEACwC sc-9209a559-2 sc-2927c6c1-1 fubFkn igzBoW joHiIj">How MoneyGram International Connects the Digital to Physical</h1></div></div><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum kHEGPn"><div start="0" class="sc-hknOHE eMtrmp"><div class="sc-8392b04d-0 efIzpB"><video crossorigin="anonymous" poster="https://cdn.sanity.io/images/e2r40yh6/production-i18n/221e12ce1df0ca003df6837855e4fb22a423e7b7-2572x1434.png?rect=12,0,2549,1434&w=1248&h=702&fit=min&auto=format" preload="none" playsinline="" class="sc-8392b04d-1 eiuHhq"></video><div class="sc-ca1cbcba-0 Ea-dgh"><div class="sc-ca1cbcba-1 ebZQko"><button aria-label="Play" class="sc-ca1cbcba-3 sc-ca1cbcba-4 bAOkgx hSmivX"><span class="sc-f21ff114-0 jHVdQh sc-ca1cbcba-5 dWKtUG"><svg viewBox="0 0 24 24"><path d="M22 12L7 20.6602L7 3.33972L22 12Z"></path></svg></span></button></div><div class="sc-ca1cbcba-2 cHLkQf"><div class="sc-ca1cbcba-11 bWoNXp"></div></div></div><div class="sc-8392b04d-2 cAbnjc"><div class="sc-8392b04d-3 jokwJj" style="transform:scaleX(0) translateZ(0)"></div></div></div></div><div class="sc-hknOHE sc-2927c6c1-4 fmMDRE jZQOJb"><div class="sc-2927c6c1-6 iuLbZk"><p class="sc-bba9ee74-0 sc-bba9ee74-5 gNoFFT cplXFb">Industry</p><p class="sc-bba9ee74-0 sc-bba9ee74-5 gkIljR cplXFb">Fintech</p></div><div class="sc-2927c6c1-6 iuLbZk"><p class="sc-bba9ee74-0 sc-bba9ee74-5 gNoFFT cplXFb">Location</p><p class="sc-bba9ee74-0 sc-bba9ee74-5 gkIljR cplXFb">United States</p></div><div class="sc-2927c6c1-6 iuLbZk"><p class="sc-bba9ee74-0 sc-bba9ee74-5 gNoFFT cplXFb">Use cases</p><a aria-label="Stellar Ramps" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv gXdNzm" href="/use-cases/ramps"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-5 sc-c0c254ad-2 tcZct cplXFb dmFMrt">Stellar Ramps</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M12.4393 8.50001H1.64642V7.50001H12.4393L7.29287 2.35356L7.99998 1.64645L14 7.64645L14.3535 8.00001L14 8.35356L7.99998 14.3536L7.29287 13.6465L12.4393 8.50001Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M12.4393 8.50001H1.64642V7.50001H12.4393L7.29287 2.35356L7.99998 1.64645L14 7.64645L14.3535 8.00001L14 8.35356L7.99998 14.3536L7.29287 13.6465L12.4393 8.50001Z"></path></svg></span></span></span></span></a></div><div class="sc-2927c6c1-6 liWhje"><div class="sc-2927c6c1-5 fBKocD"><p class="sc-bba9ee74-0 sc-bba9ee74-6 sc-6c4e5f6b-0 tcZct ijrKMM eAqYaG">On and off-ramps</p></div></div></div></div></div></div><div class="sc-5576eb26-1 iObDKv"><div class="sc-5576eb26-2 fMAJj"></div></div></section></div><div class="sc-539e7f3f-2 gXrNwx"><div class="sc-539e7f3f-3 ceMZdn"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-da9465ce-d26c-48ec-9a4b-34067f0111ec" class="sc-7f31304f-0 chdalM"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE RUCBa"><div class="sc-dd309f0f-0 cGUdHz"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-dd309f0f-1 epMTNz" as="p">About</p><h2 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-dd309f0f-3 hOZKpN">This is Moneygram International</h2></div></div><div class="sc-hknOHE cMHsOW"><div class="sc-dd309f0f-0 cGUdHz"><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR"><a href="https://www.moneygram.com/intl/" aria-label="MoneyGram International" variant="inlineLink" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv UESxY" target="_blank" rel="noopener noreferrer"><span variant="inlineLink" class="sc-c0c254ad-6 enAQtR"><span class="sc-bba9ee74-0 sc-c0c254ad-0 tcZct fXiidQ">MoneyGram International</span></span></a> (MGI) is a global financial technology company that enables consumers and businesses to move and manage money in nearly every country around the world. Through its expansive set of fintech offerings, MoneyGram International provides millions of consumers annually the ability to seamlessly send money home to family and friends.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-15449e19-a613-4384-9709-3d131c0592eb" class="sc-7f31304f-0 chdalM"><div class="sc-7fdee27e-0 ebpMIm"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 sc-7fdee27e-2 fwKMda ikJBEP fpGmYQ kcwbzJ gfcNkC"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE sc-7fdee27e-3 sc-7fdee27e-4 jAeiBh ueHJi"><div class="sc-7fdee27e-9 ijtECs"><figure width="100%" height="100%" class="sc-iGgWBj sc-gsFSXq sc-hCPjZK gpOeME ikJBEP ipdJds"><picture><source media="(min-width: 0px) and (max-width: 767px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png?rect=566,0,1426,1426&w=372&h=372&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png?rect=566,0,1426,1426&w=372&h=372&auto=format&dpr=2 2x"/><source media="(min-width: 768px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png?rect=566,0,1426,1426&w=506&h=506&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png?rect=566,0,1426,1426&w=506&h=506&auto=format&dpr=2 2x"/><img srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png?rect=566,0,1426,1426&w=372&h=372&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png?rect=566,0,1426,1426&w=372&h=372&auto=format&dpr=2 2x" loading="lazy" class="sc-Nxspf eVicvR"/></picture></figure></div></div><div class="sc-hknOHE sc-7fdee27e-3 hcCVQU"><div class="sc-dd309f0f-0 cGUdHz"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-dd309f0f-1 epMTNz" as="p">Challenge</p><h2 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-dd309f0f-3 hOZKpN">Last Mile Delivery</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Digital assets have long been proposed as a solution to revolutionize the current financial system. The proposed benefits include the ability to send money cross-border quickly and affordably with a revolutionized and near-instant settlement process.<br/><br/>But the reality is that the promise of digital assets cannot be fully realized until the last-mile problem is addressed. While sending and storing digital assets is relatively easy with current wallet technology, many participants of the informal economy – <a href="https://www.ilo.org/global/about-the-ilo/newsroom/news/WCMS_627189/lang--en/index.htm" aria-label="roughly 2 billion workers" variant="inlineLink" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv UESxY" target="_blank" rel="noopener noreferrer"><span variant="inlineLink" class="sc-c0c254ad-6 enAQtR"><span class="sc-bba9ee74-0 sc-c0c254ad-0 tcZct fXiidQ">roughly 2 billion workers</span></span></a>, or over 60% of the world’s adult labor force – do not have access to bank accounts or credit cards required to readily use these digital assets.1 To them, cash reigns supreme over any other form of value.<br/><br/>So how can those in the cash economy leverage digital assets to store and move their cash more efficiently?</p></div></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 GYoTJ"><div class="sc-539e7f3f-3 iGBdoO"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP jDFImh fZecjm"><section id="section-3e90ed912e7f3d12062bff530f6f83be" class="sc-7f31304f-0 chdalM"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP ieDVsK fexzxJ"><div class="sc-hknOHE bYEJXo"><div class="sc-8ce40ee0-0 eyWtpT"><p class="sc-1fa58849-0 sc-a8d22fdb-0 hiezei kcRskr">Cash-to-crypto is a new kind of business use case for MGI, so we’ve been getting to know the digital wallets in the crypto space and establishing an application/registration process to ensure they can leverage MoneyGram Access™ from an operational, legal, and compliance perspective. Once wallet applications have integrated with Stellar Ecosystem Proposal-24 (SEP-24), it’s fairly easy for them to onboard and start testing the on and off-ramps.</p></div></div><div span="8" class="sc-hknOHE gOa-DyT"><div class="sc-8ce40ee0-1 jNHvOD"><p class="sc-bba9ee74-0 sc-bba9ee74-5 tcZct cplXFb">Alicia Smith, ‍Head of Business & New Fintech Products · MoneyGram International</p></div></div></div></div></section></div><div class="sc-539e7f3f-2 gXrNwx"><div class="sc-539e7f3f-3 kRGZLu"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-b6871ad9-40ba-43ef-87e6-cf9c64e52c14" class="sc-7f31304f-0 chdalM"><div direction="column" class="sc-iGgWBj sc-gsFSXq sc-kAyceB ikJBEP dXtEuA"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-dd309f0f-1 epMTNz" as="p">Solution</p><h2 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-dd309f0f-3 hOZKpN">Add Web3 access for everyone</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">For over 80 years, MGI has been in the business of payments. Building upon their core business of remittances, MGI has evolved into a global fintech serving a massive and diverse client base worldwide.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Part of that evolution includes pioneering in Web3 and innovative payment technologies. Identifying an opportunity to combine their global reach with the power of blockchain, MGI built MoneyGram Access, a product enabled by the Stellar blockchain. By leveraging the Stellar network, MoneyGram Access provides cash-to-crypto on and off-ramps at any of their participating locations.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">With MoneyGram Access and USDC, a fully-reserved digital dollar stablecoin backed by cash, repo, and short-dated US Treasuries, people can use their money in ways they couldn’t before. They can send it to another wallet across the globe or hold onto it for as long as they need, protecting themselves from market volatility. And whenever they need money in physical form, people can withdraw their USDC and pick it up in their local currency at a participating MoneyGram location.</p></div></div></div></div></div></div><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum evQMIw"><div class="sc-hknOHE sc-19711ccd-0 iXVTko gWZgwG"><div><div class="sc-d44f74bd-0 fhVPDK"><figure width="100%" height="100%" class="sc-iGgWBj sc-gsFSXq sc-hCPjZK gpOeME ikJBEP ipdJds"><picture><source media="(min-width: 0px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/55527e5f3c6a860b028e31b0d98bf34d690eb59b-1100x1100.png?w=128&h=128&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/55527e5f3c6a860b028e31b0d98bf34d690eb59b-1100x1100.png?w=128&h=128&auto=format&dpr=2 2x"/><img srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/55527e5f3c6a860b028e31b0d98bf34d690eb59b-1100x1100.png?w=128&h=128&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/55527e5f3c6a860b028e31b0d98bf34d690eb59b-1100x1100.png?w=128&h=128&auto=format&dpr=2 2x" loading="lazy" alt="Connecting On and Off-Ramps to Stellar-Powered Wallets & Applications" class="sc-Nxspf eVicvR"/></picture></figure></div><h3 class="sc-bba9ee74-0 sc-bba9ee74-3 gNoFFT gOeAKR sc-bba9ee74-0 sc-bba9ee74-3 sc-d44f74bd-1 gNoFFT gOeAKR iROKbH">Connecting On and Off-Ramps to Stellar-Powered Wallets & Applications</h3><div class="sc-330cebb-3 bigNfU"><ul class="sc-330cebb-14 cJKXCP"><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">By integrating with <a href="https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0024.md" aria-label="SEP-24" variant="inlineLink" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv UESxY" target="_blank" rel="noopener noreferrer"><span variant="inlineLink" class="sc-c0c254ad-6 enAQtR"><span class="sc-bba9ee74-0 sc-c0c254ad-0 tcZct fXiidQ">SEP-24</span></span></a>, organizations like MGI can connect their on and off-ramps directly to the Stellar network and its ecosystem. The Stellar network supports wallets and applications serving users worldwide, providing MGI with access to new potential user bases.<br/></li><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">In turn, wallets and applications can integrate with MoneyGram Access to directly plug into MGI's enormous retail network of participating kiosks and locations. This allows users to deposit or withdraw cash from their wallets via USDC on the Stellar network without needing a bank account.</li></ul></div></div></div><div class="sc-hknOHE sc-19711ccd-0 iXVTko gWZgwG"><div><div class="sc-d44f74bd-0 fhVPDK"><figure width="100%" height="100%" class="sc-iGgWBj sc-gsFSXq sc-hCPjZK gpOeME ikJBEP ipdJds"><picture><source media="(min-width: 0px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/ce83710e02ef0ebb8be2fee3ef66136c4be4331b-1100x1100.png?w=128&h=128&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/ce83710e02ef0ebb8be2fee3ef66136c4be4331b-1100x1100.png?w=128&h=128&auto=format&dpr=2 2x"/><img srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/ce83710e02ef0ebb8be2fee3ef66136c4be4331b-1100x1100.png?w=128&h=128&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/ce83710e02ef0ebb8be2fee3ef66136c4be4331b-1100x1100.png?w=128&h=128&auto=format&dpr=2 2x" loading="lazy" alt="Solving the Last Mile Problem without a Bank Account" class="sc-Nxspf eVicvR"/></picture></figure></div><h3 class="sc-bba9ee74-0 sc-bba9ee74-3 gNoFFT gOeAKR sc-bba9ee74-0 sc-bba9ee74-3 sc-d44f74bd-1 gNoFFT gOeAKR iROKbH">Solving the Last Mile Problem without a Bank Account</h3><div class="sc-330cebb-3 bigNfU"><ul class="sc-330cebb-14 cJKXCP"><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">By using a wallet that supports MoneyGram Access, people can now access cash-to-crypto on and off-ramps at participating MoneyGram locations. They have two options: to cash-in and cash-out.</li><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">To ‘cash-in’ and turn their physical cash into USDC, users enter the amount of USDC they want to purchase, provide additional information, and select the MoneyGram location for cash payment all on their wallet. Users can then exchange their cash for USDC at the selected MoneyGram location.</li><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">To ‘cash-out’ and turn USDC back into physical cash, users enter the amount of local currency they want to withdraw from their USDC balance in any denomination they desire. Users follow a similar flow as above in their wallet and select a MoneyGram location for pick-up. Users then present the transaction confirmation code right from their digital wallet to the agent at the MoneyGram location of their choice to pick up their cash in person.</li></ul></div></div></div><div class="sc-hknOHE sc-19711ccd-0 iXVTko gWZgwG"><div><div class="sc-d44f74bd-0 fhVPDK"><figure width="100%" height="100%" class="sc-iGgWBj sc-gsFSXq sc-hCPjZK gpOeME ikJBEP ipdJds"><picture><source media="(min-width: 0px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/ab46f87f5b97b3ec3029f63742e7935a0f5be393-1100x1100.png?w=128&h=128&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/ab46f87f5b97b3ec3029f63742e7935a0f5be393-1100x1100.png?w=128&h=128&auto=format&dpr=2 2x"/><img srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/ab46f87f5b97b3ec3029f63742e7935a0f5be393-1100x1100.png?w=128&h=128&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/ab46f87f5b97b3ec3029f63742e7935a0f5be393-1100x1100.png?w=128&h=128&auto=format&dpr=2 2x" loading="lazy" alt=" USDC on the Stellar network for Quick, Easy Settlement" class="sc-Nxspf eVicvR"/></picture></figure></div><h3 class="sc-bba9ee74-0 sc-bba9ee74-3 gNoFFT gOeAKR sc-bba9ee74-0 sc-bba9ee74-3 sc-d44f74bd-1 gNoFFT gOeAKR iROKbH"> USDC on the Stellar network for Quick, Easy Settlement</h3><div class="sc-330cebb-3 bigNfU"><ul class="sc-330cebb-14 cJKXCP"><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">Transaction fees on Stellar are so low – less than a fraction of a cent – that Vibrant can sponsor them upfront on behalf of its users. On Vibrant, users don’t have to pay transaction fees in order to deposit, withdraw, or exchange their money.</li><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">The concept of leveraging a stablecoin for cash-to-crypto on and off-ramps greatly appealed to MGI, as they understood the apprehension of the unbanked and underbanked with respect to volatile cryptocurrencies.</li><li class="sc-bba9ee74-0 sc-bba9ee74-4 gkIljR cOiHby sc-330cebb-10 duLwTu">By leveraging USDC on the Stellar network, MGI is able to combine the strengths of a thoroughly-audited fiat-backed stablecoin with a network optimized for quick, easy, and affordable payments. Transaction fees on the network are just a fraction of a cent.</li></ul></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 eiukTL"><div class="sc-539e7f3f-3 iGBdoO"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP gckTaj fZecjm"><section id="section-a844857c-b954-4789-bab0-baab011bf837" class="sc-7f31304f-0 chdalM"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ cklMCa"><figure width="100%" height="100%" class="sc-iGgWBj sc-gsFSXq sc-hCPjZK gpOeME ikJBEP ipdJds sc-ce8ef09f-0 BXgkB"><picture><source media="(min-width: 0px) and (max-width: 767px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=768&h=432&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=768&h=432&auto=format&dpr=2 2x"/><source media="(min-width: 768px) and (max-width: 1079px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=1280&h=720&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=1280&h=720&auto=format&dpr=2 2x"/><source media="(min-width: 1080px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=1920&h=1080&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=1920&h=1080&auto=format&dpr=2 2x"/><img srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=768&h=432&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/2f51235ec40e854080de4ebea8595ef75e2ddb3c-2555x1427.png?rect=10,0,2537,1427&w=768&h=432&auto=format&dpr=2 2x" loading="lazy" class="sc-Nxspf eVicvR"/></picture></figure></div></section></div><div class="sc-539e7f3f-2 gXrNwx"><div class="sc-539e7f3f-3 ivrovI"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-632cd596-94aa-45e3-a631-a628b0fb30f7" class="sc-7f31304f-0 chdalM"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP ieDVsK fexzxJ"><div class="sc-hknOHE bYEJXo"><div class="sc-8ce40ee0-0 eyWtpT"><p class="sc-1fa58849-0 sc-a8d22fdb-0 hiezei kcRskr">Stellar helps people access assets and financial services they wouldn't otherwise have access to.</p></div></div><div span="8" class="sc-hknOHE gOa-DyT"><div class="sc-8ce40ee0-1 jNHvOD"><p class="sc-bba9ee74-0 sc-bba9ee74-5 tcZct cplXFb">Luther Maday, ‍Head of Fintech & Innovation · MoneyGram International</p></div></div></div></div></section></div><div class="sc-539e7f3f-2 GYoTJ"><div class="sc-539e7f3f-3 iGBdoO"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP jDFImh fZecjm"><section id="section-8caeddd93fc3" class="sc-7f31304f-0 chdalM"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE gwRXjA"><div class="sc-dd309f0f-0 cGUdHz"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-dd309f0f-1 epMTNz" as="p">Developer Documentation</p><h2 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-dd309f0f-3 hOZKpN">Dive into the docs</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">On and off-ramps are core to transferring value between fiat and digital assets on the Stellar network. As the number of on and off-ramps on the Stellar network continues to grow, there are more payment services than ever for digital wallets to connect to. Explore our developer documentation to discover how.</p></div></div></div></div><div class="sc-hknOHE dahayk"><div class="sc-5f1e348a-0 dSQSLW"><div class="sc-dd309f0f-0 cGUdHz"><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-4 bgEQOz cOiHby sc-330cebb-9 fHXSwR">Stellar Ramps enables wallets to seamlessly plug into these on and off-ramp services without needing to customize an integration with each individual anchor. Instead, they can leverage the Stellar network’s interoperable standard for on and off-ramping to access MoneyGram’s cash-to-crypto deposit and withdrawal services.</p><p class="sc-bba9ee74-0 sc-bba9ee74-4 bgEQOz cOiHby sc-330cebb-9 fHXSwR"></p></div></div><div class="sc-13b34149-1 djbpcb"><div class="sc-13b34149-0 iKfKAq"><a href="https://developers.stellar.org/docs/tutorials/moneygram-access-integration-guide" data-testid="cta" aria-label="Integration Guide" variant="primaryButton" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv dxdWZG" target="_blank" rel="noopener noreferrer"><span variant="primaryButton" class="sc-c0c254ad-6 glptNT"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 tcZct cOiHby iBobIU">Integration Guide</span><span class="sc-2dd968f1-0 kHCWdf"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(255, 255, 255)" class="sc-f21ff114-0 kPEsVY"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(100%) translateZ(0)"><span color="rgb(255, 255, 255)" class="sc-f21ff114-0 kPEsVY"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span></span></span></a></div><div class="sc-13b34149-0 iKfKAq"><a href="https://developers.stellar.org/docs/fundamentals-and-concepts/stellar-ecosystem-proposals#sep-0024---hosted-deposit-and-withdrawal" data-testid="cta" aria-label="Developer Docs" variant="secondaryButton" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv eLzLvO" target="_blank" rel="noopener noreferrer"><span variant="secondaryButton" class="sc-c0c254ad-6 jbhwJv"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kXaioL cOiHby iBobIU">Developer Docs</span><span class="sc-2dd968f1-0 hdvDwN"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(100%) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span></span></span></a></div></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 gXrNwx"><div class="sc-539e7f3f-3 kRGZLu"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-bc9d0249-f52a-4018-ae2d-137310828d95" class="sc-7f31304f-0 chdalM"><div class="sc-7fdee27e-0 ebpMIm"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 sc-7fdee27e-2 fwKMda ikJBEP fpGmYQ kcwbzJ gfcNkC"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE sc-7fdee27e-3 sc-7fdee27e-4 jAeiBh ueHJi"><div class="sc-7fdee27e-9 escdez"><figure width="100%" height="100%" class="sc-iGgWBj sc-gsFSXq sc-hCPjZK gpOeME ikJBEP ipdJds"><picture><source media="(min-width: 0px) and (max-width: 767px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png?rect=230,0,2081,1387&w=372&h=248&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png?rect=230,0,2081,1387&w=372&h=248&auto=format&dpr=2 2x"/><source media="(min-width: 768px)" srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png?rect=229,0,2083,1387&w=506&h=337&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png?rect=229,0,2083,1387&w=506&h=337&auto=format&dpr=2 2x"/><img srcSet="https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png?rect=230,0,2081,1387&w=372&h=248&auto=format, https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png?rect=230,0,2081,1387&w=372&h=248&auto=format&dpr=2 2x" loading="lazy" class="sc-Nxspf eVicvR"/></picture></figure></div></div><div class="sc-hknOHE sc-7fdee27e-3 hcCVQU"><div class="sc-dd309f0f-0 cGUdHz"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-dd309f0f-1 epMTNz" as="p">Results</p><h2 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-dd309f0f-3 hOZKpN">Impact</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">This cash-to-crypto use case is the first of its kind, with the potential to be realized on a massive scale. In fact, the versatility of MoneyGram Access may be a boon for other urgent use cases around the world. For example, mass cash-based aid disbursements powered by Stellar Aid Assist would not be possible without people being able to receive USDC quickly and cash it out in physical fiat at a nearby MoneyGram location.<br/><br/>This is just the beginning. As more and more financial services come to blockchain, people based in cash economies will gain access to the same financial services that are often taken for granted. Cash-to-crypto is powering real-world blockchain solutions and creating more equitable access to the global financial system.</p></div></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 eiukTL"><div class="sc-539e7f3f-3 iGBdoO"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP gckTaj fZecjm"><section id="section-ce168625-876c-46b8-8712-d9c5325c0129" class="sc-7f31304f-0 chdalM"><div direction="column" class="sc-iGgWBj sc-gsFSXq sc-kAyceB ikJBEP dXtEuA"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"></div></div></div></div><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE sc-319205f0-0 iXVTko vdgcX"><div draggable="false" data-testid="card" class="sc-5f757738-0 ftpUjR"><div class="sc-5f757738-6 dsbZZb"><div data-row="title" class="sc-5f757738-3 fCvPmi"><h3 class="sc-jEACwC sc-9209a559-0 sc-5f757738-4 joluoD gucviz kHtXz">180+</h3></div><div class="sc-5f757738-8 cVylOx"><p class="sc-bba9ee74-0 sc-bba9ee74-4 sc-5f757738-9 gkIljR cOiHby kATleG">Countries Supporting Cash-Out Off-Ramps</p></div></div></div></div><div class="sc-hknOHE sc-319205f0-0 iXVTko vdgcX"><div draggable="false" data-testid="card" class="sc-5f757738-0 ftpUjR"><div class="sc-5f757738-6 dsbZZb"><div data-row="title" class="sc-5f757738-3 fCvPmi"><h3 class="sc-jEACwC sc-9209a559-0 sc-5f757738-4 joluoD gucviz kHtXz">300K</h3></div><div class="sc-5f757738-8 cVylOx"><p class="sc-bba9ee74-0 sc-bba9ee74-4 sc-5f757738-9 gkIljR cOiHby kATleG">Locations</p></div></div></div></div><div class="sc-hknOHE sc-319205f0-0 iXVTko vdgcX"><div draggable="false" data-testid="card" class="sc-5f757738-0 ftpUjR"><div class="sc-5f757738-6 dsbZZb"><div data-row="title" class="sc-5f757738-3 fCvPmi"><h3 class="sc-jEACwC sc-9209a559-0 sc-5f757738-4 joluoD gucviz kHtXz">7</h3></div><div class="sc-5f757738-8 cVylOx"><p class="sc-bba9ee74-0 sc-bba9ee74-4 sc-5f757738-9 gkIljR cOiHby kATleG">Wallets integrated with MoneyGram Access</p></div></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 goTSaz"><div class="sc-539e7f3f-3 ivrovI"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP gZyFmP fZecjm"><section id="section-839911b6-e59c-48c0-afc4-ba238743243a" class="sc-7f31304f-0 chdalM"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE gwRXjA"><div class="sc-dd309f0f-0 cGUdHz"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-dd309f0f-1 epMTNz" as="p">Connect</p><h2 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-dd309f0f-3 hOZKpN">Want to know more?</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Contact us today to learn how your business can use Stellar to enable frictionless cross-border payment services and how the Stellar Development Foundation can help.</p></div></div></div></div><div class="sc-hknOHE gwRXjA"><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH ikJBEP ecnKox"><div class="sc-b83a8be0-1 hcegAp"><div class="sc-eqUAAy gtLJxH"><div class="sc-fqkvVR deWWeW">Loading form...</div></div><div id="form-f5f9b5b5-5add-492d-8619-e698cf52ecd9-wrapper" style="display:none" class="sc-4373539a-0 cMLyEy"><div id="form-f5f9b5b5-5add-492d-8619-e698cf52ecd9"></div></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 gXrNwx"><div class="sc-539e7f3f-3 gQUySM"></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section 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loading="lazy" draggable="false" class="sc-Nxspf eVicvR"/></picture></figure></div></div></div><div class="sc-5f757738-6 haOyBf"><div data-row="title" class="sc-5f757738-3 fCvPmi"><h3 class="sc-bba9ee74-0 sc-bba9ee74-3 gNoFFT gOeAKR">Stellar Ramps</h3></div><div class="sc-5f757738-8 cVylOx"><p class="sc-bba9ee74-0 sc-bba9ee74-4 sc-5f757738-9 gkIljR cOiHby kATleG">Access the Stellar network's global on and off-ramps with one set of standards.</p></div><a draggable="false" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv gXdNzm sc-5f757738-10 becjcg" aria-label="View" variant="textButton" href="/use-cases/ramps"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 tcZct cOiHby iBobIU">View</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M12.4393 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haOyBf"><div data-row="title" class="sc-5f757738-3 fCvPmi"><h3 class="sc-bba9ee74-0 sc-bba9ee74-3 gNoFFT gOeAKR">Stellar USDC and EURC</h3></div><div class="sc-5f757738-8 cVylOx"><p class="sc-bba9ee74-0 sc-bba9ee74-4 sc-5f757738-9 gkIljR cOiHby kATleG">Two of the world's most trusted digital currencies meet the power of the Stellar network.</p></div><a draggable="false" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv gXdNzm sc-5f757738-10 becjcg" aria-label="View" variant="textButton" href="/products-and-tools/stellar-usdc"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 tcZct cOiHby iBobIU">View</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M12.4393 8.50001H1.64642V7.50001H12.4393L7.29287 2.35356L7.99998 1.64645L14 7.64645L14.3535 8.00001L14 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sc-bba9ee74-4 sc-5f757738-9 gkIljR cOiHby kATleG">Powering the future of aid delivery with a blockchain solution delivering instant and transparent digital aid at scale. Access global payments that…</p></div><a draggable="false" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv gXdNzm sc-5f757738-10 becjcg" aria-label="View" variant="textButton" href="/use-cases/stellar-for-aid"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 tcZct cOiHby iBobIU">View</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M12.4393 8.50001H1.64642V7.50001H12.4393L7.29287 2.35356L7.99998 1.64645L14 7.64645L14.3535 8.00001L14 8.35356L7.99998 14.3536L7.29287 13.6465L12.4393 8.50001Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M12.4393 8.50001H1.64642V7.50001H12.4393L7.29287 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139.459 34.5857 135.731 34.5857C131.809 34.5857 128.547 32.4097 128.547 28.5657C128.547 23.6257 134.139 22.1597 142.681 21.2257V20.7217C142.681 16.8777 140.585 15.6357 137.943 15.6357C134.993 15.6357 133.323 17.1897 133.167 19.7897H129.517C129.827 15.2857 133.867 12.7617 137.905 12.7617C143.769 12.7617 146.255 15.4397 146.215 21.3817ZM136.507 31.7897C139.809 31.7897 142.953 30.2737 142.953 25.3437V24.0217C136.545 24.6437 132.469 25.6137 132.469 28.4877C132.469 30.4697 133.983 31.7897 136.507 31.7897ZM119.136 5.90625H115.602V34.0742H119.136V5.90625ZM122.668 5.90625H126.202V34.0742H122.668V5.90625Z" fill="currentColor"></path></g></svg></a></div><div class="sc-hknOHE sc-9848ee34-5 jSSGba kXpfcY"><div class="sc-9848ee34-2 dqixEQ"><h3 class="sc-bba9ee74-0 sc-bba9ee74-5 goShXB cplXFb">ABOUT US</h3><ul class="sc-9848ee34-3 LoQnK"><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Stellar Development Foundation" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv 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International Case Study","description":"How MoneyGram International and Stellar connect the physical to digital landscape through cash-to-crypto on and off-ramps paired with thousands of global access points.","sharingImage":"https://cdn.sanity.io/images/e2r40yh6/production-i18n/c26dd2d008721598d9b2fdd8111592b9a50a9253-1200x630.jpg","twitterCardType":"summary"},"language":"en","content":[{"ctas":null,"_key":"da9465ce-d26c-48ec-9a4b-34067f0111ec","body":[{"markDefs":[{"href":"https://www.moneygram.com/intl/","_key":"09c34313609f","_type":"link"}],"children":[{"marks":["09c34313609f"],"text":"MoneyGram International","_key":"c49e357b03ff","_type":"span"},{"text":" (MGI) is a global financial technology company that enables consumers and businesses to move and manage money in nearly every country around the world. Through its expansive set of fintech offerings, MoneyGram International provides millions of consumers annually the ability to seamlessly send money home to family and friends.","_key":"1ecb2c76ba0d","_type":"span","marks":[]}],"_type":"richText","style":"normal","_key":"012cf976e46b"}],"title":"This is Moneygram International","subtitle":"About","_type":"twoColumnHtmlSection","theme":"lightTheme"},{"backgroundImage":null,"theme":"lightTheme","media":{"hasMedia":true,"image":{"crop":null,"hotspot":null,"asset":{"url":"https://cdn.sanity.io/images/e2r40yh6/production-i18n/4c49920e4f55e20df10d511a5bfeb1f6f8e80e4a-2558x1426.png","metadata":{"lqip":"data:image/png;base64,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","dimensions":{"aspectRatio":1.79382889200561}}}},"aspectRatio":"1:1","responsiveImage":null},"body":[{"_type":"richText","style":"normal","_key":"af7500a882dd","markDefs":[{"_type":"link","href":"https://www.ilo.org/global/about-the-ilo/newsroom/news/WCMS_627189/lang--en/index.htm","_key":"52d7023bf518"}],"children":[{"_type":"span","marks":[],"text":"Digital assets have long been proposed as a solution to revolutionize the current financial system. The proposed benefits include the ability to send money cross-border quickly and affordably with a revolutionized and near-instant settlement process.\n\nBut the reality is that the promise of digital assets cannot be fully realized until the last-mile problem is addressed. While sending and storing digital assets is relatively easy with current wallet technology, many participants of the informal economy – ","_key":"7ee46f4cd48f0"},{"_type":"span","marks":["52d7023bf518"],"text":"roughly 2 billion workers","_key":"aed08b9984fb"},{"marks":[],"text":", or over 60% of the world’s adult labor force – do not have access to bank accounts or credit cards required to readily use these digital assets.1 To them, cash reigns supreme over any other form of value.\n\nSo how can those in the cash economy leverage digital assets to store and move their cash more efficiently?","_key":"31ea6414676d","_type":"span"}]}],"_type":"infoMediaSection","variant":"media-info","hasBackgroundImage":null,"isHero":false,"hasCustomIntro":false,"_key":"15449e19-a613-4384-9709-3d131c0592eb","title":"Last Mile Delivery","subtitle":"Challenge","ctas":null,"assets":{}},{"quote":"Cash-to-crypto is a new kind of business use case for MGI, so we’ve been getting to know the digital wallets in the crypto space and establishing an application/registration process to ensure they can leverage MoneyGram Access™ from an operational, legal, and compliance perspective. Once wallet applications have integrated with Stellar Ecosystem Proposal-24 (SEP-24), it’s fairly easy for them to onboard and start testing the on and off-ramps.","author":{"title":"Alicia Smith, ‍Head of Business \u0026 New Fintech Products · MoneyGram International","image":null},"_type":"quoteSection","theme":"yellowTheme","_key":"3e90ed912e7f3d12062bff530f6f83be"},{"body":[{"children":[{"_key":"15911294b2d30","_type":"span","marks":[],"text":"For over 80 years, MGI has been in the business of payments. Building upon their core business of remittances, MGI has evolved into a global fintech serving a massive and diverse client base worldwide."}],"_type":"richText","style":"normal","_key":"5b3db34ccd7e","markDefs":[]},{"style":"normal","_key":"0e81119a28bb","markDefs":[],"children":[{"_type":"span","marks":[],"text":"Part of that evolution includes pioneering in Web3 and innovative payment technologies. Identifying an opportunity to combine their global reach with the power of blockchain, MGI built MoneyGram Access, a product enabled by the Stellar blockchain. By leveraging the Stellar network, MoneyGram Access provides cash-to-crypto on and off-ramps at any of their participating locations.","_key":"d3062f6fb297"}],"_type":"richText"},{"_type":"richText","style":"normal","_key":"bf91208f15a4","markDefs":[],"children":[{"marks":[],"text":"With MoneyGram Access and USDC, a fully-reserved digital dollar stablecoin backed by cash, repo, and short-dated US Treasuries, people can use their money in ways they couldn’t before. They can send it to another wallet across the globe or hold onto it for as long as they need, protecting themselves from market volatility. And whenever they need money in physical form, people can withdraw their USDC and pick it up in their local currency at a participating MoneyGram location.","_key":"84a1875bff27","_type":"span"}]}],"title":"Add Web3 access for everyone","items":[{"body":[{"children":[{"_type":"span","marks":[],"text":"By integrating with ","_key":"6b344d4fdf36"},{"marks":["0e38e0149c47"],"text":"SEP-24","_key":"1a94df1686a9","_type":"span"},{"marks":[],"text":", organizations like MGI can connect their on and off-ramps directly to the Stellar network and its ecosystem. The Stellar network supports wallets and applications serving users worldwide, providing MGI with access to new potential user bases.\n","_key":"34d417cc24f0","_type":"span"}],"level":1,"_type":"richText","style":"normal","_key":"b0d9d5a9125c","listItem":"bullet","markDefs":[{"href":"https://github.com/stellar/stellar-protocol/blob/master/ecosystem/sep-0024.md","_key":"0e38e0149c47","_type":"link"}]},{"_key":"8fae0b35b634","listItem":"bullet","markDefs":[],"children":[{"_type":"span","marks":[],"text":"In turn, wallets and applications can integrate with MoneyGram Access to directly plug into MGI's enormous retail network of participating kiosks and locations. This allows users to deposit or withdraw cash from their wallets via USDC on the Stellar network without needing a bank account.","_key":"bb79103f9e650"}],"level":1,"_type":"richText","style":"normal"}],"title":"Connecting On and Off-Ramps to Stellar-Powered Wallets \u0026 Applications","image":{"crop":null,"hotspot":null,"asset":{"url":"https://cdn.sanity.io/images/e2r40yh6/production-i18n/55527e5f3c6a860b028e31b0d98bf34d690eb59b-1100x1100.png","metadata":{"lqip":"data:image/png;base64,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","dimensions":{"aspectRatio":1}}}},"_type":"item","_key":"b99572bbb73d"},{"_key":"4d0898d7da17","body":[{"_type":"richText","style":"normal","_key":"722b1c8927e4","listItem":"bullet","markDefs":[],"children":[{"_key":"334ac746e1970","_type":"span","marks":[],"text":"By using a wallet that supports MoneyGram Access, people can now access cash-to-crypto on and off-ramps at participating MoneyGram locations. They have two options: to cash-in and cash-out."}],"level":1},{"level":1,"_type":"richText","style":"normal","_key":"e1007c93570e","listItem":"bullet","markDefs":[],"children":[{"_key":"b0748b43d1140","_type":"span","marks":[],"text":"To ‘cash-in’ and turn their physical cash into USDC, users enter the amount of USDC they want to purchase, provide additional information, and select the MoneyGram location for cash payment all on their wallet. Users can then exchange their cash for USDC at the selected MoneyGram location."}]},{"_key":"15a7a5ec9695","listItem":"bullet","markDefs":[],"children":[{"_type":"span","marks":[],"text":"To ‘cash-out’ and turn USDC back into physical cash, users enter the amount of local currency they want to withdraw from their USDC balance in any denomination they desire. Users follow a similar flow as above in their wallet and select a MoneyGram location for pick-up. 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On Vibrant, users don’t have to pay transaction fees in order to deposit, withdraw, or exchange their money.","_key":"162dec8aea080"}],"level":1,"_type":"richText","style":"normal","_key":"c0111d07fc07","listItem":"bullet"},{"children":[{"_type":"span","marks":[],"text":"The concept of leveraging a stablecoin for cash-to-crypto on and off-ramps greatly appealed to MGI, as they understood the apprehension of the unbanked and underbanked with respect to volatile cryptocurrencies.","_key":"464cd4b81fb60"}],"level":1,"_type":"richText","style":"normal","_key":"0f75b15dd2bf","listItem":"bullet","markDefs":[]},{"_key":"1a970056b32b","listItem":"bullet","markDefs":[],"children":[{"_type":"span","marks":[],"text":"By leveraging USDC on the Stellar network, MGI is able to combine the strengths of a thoroughly-audited fiat-backed stablecoin with a network optimized for quick, easy, and affordable payments. 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As the number of on and off-ramps on the Stellar network continues to grow, there are more payment services than ever for digital wallets to connect to. Explore our developer documentation to discover how.","_key":"31c3d8eafc1f0","_type":"span"}],"_type":"richText","style":"normal"}],"title":"Dive into the docs","_type":"infoHighlightSection","_key":"8caeddd93fc3","highlight":{"ctas":[{"_key":"b8031720ba00","isExternal":true,"_type":"primaryCta","variant":"primary","route":null,"href":"https://developers.stellar.org/docs/tutorials/moneygram-access-integration-guide","label":"Integration Guide"},{"_key":"a7641f7e7bf3","route":null,"isExternal":true,"_type":"secondaryCta","variant":"secondary","href":"https://developers.stellar.org/docs/fundamentals-and-concepts/stellar-ecosystem-proposals#sep-0024---hosted-deposit-and-withdrawal","label":"Developer Docs"}],"body":[{"_key":"e40f52277220","markDefs":[],"children":[{"_type":"span","marks":[],"text":"Stellar Ramps enables wallets to seamlessly plug into these on and off-ramp services without needing to customize an integration with each individual anchor. Instead, they can leverage the Stellar network’s interoperable standard for on and off-ramping to access MoneyGram’s cash-to-crypto deposit and withdrawal services.","_key":"851f87e39f5a0"}],"_type":"richText","style":"normal"},{"children":[{"_type":"span","marks":[],"text":"","_key":"02e64c8c77ac"}],"_type":"richText","style":"normal","_key":"c4b46fb8ad5d","markDefs":[]}]},"subtitle":"Developer Documentation","variant":"info-highlight","theme":"yellowTheme"},{"backgroundImage":null,"ctas":null,"isHero":false,"title":"Impact","_type":"infoMediaSection","theme":"lightTheme","_key":"bc9d0249-f52a-4018-ae2d-137310828d95","assets":{},"hasCustomIntro":false,"body":[{"markDefs":[],"children":[{"text":"This cash-to-crypto use case is the first of its kind, with the potential to be realized on a massive scale. In fact, the versatility of MoneyGram Access may be a boon for other urgent use cases around the world. For example, mass cash-based aid disbursements powered by Stellar Aid Assist would not be possible without people being able to receive USDC quickly and cash it out in physical fiat at a nearby MoneyGram location.\n\nThis is just the beginning. As more and more financial services come to blockchain, people based in cash economies will gain access to the same financial services that are often taken for granted. Cash-to-crypto is powering real-world blockchain solutions and creating more equitable access to the global financial system.","_key":"101dfc2fa631","_type":"span","marks":[]}],"_type":"richText","style":"normal","_key":"bd89693115fb"}],"subtitle":"Results","variant":"media-info","media":{"image":{"crop":null,"hotspot":null,"asset":{"url":"https://cdn.sanity.io/images/e2r40yh6/production-i18n/53cc291bff3029e7084550b0f0331679ec46f136-2540x1387.png","metadata":{"lqip":"data:image/png;base64,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","dimensions":{"aspectRatio":1.8312905551550107}}}},"aspectRatio":"3:2","hasMedia":true,"responsiveImage":null},"hasBackgroundImage":null},{"cta":null,"tabs":null,"body":null,"hasImages":true,"cardSize":"medium","ctaLabel":"View","_type":"cardsSection","variant":"largeTitle","items":[{"_type":"card","startTime":null,"variant":"largeTitle","body":null,"date":null,"description":"Countries Supporting Cash-Out Off-Ramps","tags":null,"disableTruncation":null,"projectsAndPartnersTypes":null,"thumbnail":null,"startDate":null,"endTime":null,"tutorialType":null,"duration":null,"cta":{"route":{"url":"/"},"isExternal":false,"_type":"action","label":"View"},"author":null,"location":null,"canvasId":null,"ctaLabel":null,"isLive":null,"youtubeId":null,"isDynamicTitle":null,"endDate":null,"time":null,"isRte":null,"dynamicTitle":null,"icon":null,"title":"180+","labelThemeName":null,"url":null},{"time":null,"dynamicTitle":null,"canvasId":null,"icon":null,"endTime":null,"author":null,"isRte":null,"body":null,"projectsAndPartnersTypes":null,"title":"300K","youtubeId":null,"duration":null,"cta":{"isExternal":false,"_type":"action","label":"View","route":{"url":"/"}},"ctaLabel":null,"isLive":null,"description":"Locations","tutorialType":null,"labelThemeName":null,"startTime":null,"endDate":null,"location":null,"variant":"largeTitle","disableTruncation":null,"thumbnail":null,"tags":null,"_type":"card","startDate":null,"isDynamicTitle":null,"date":null,"url":null},{"duration":null,"youtubeId":null,"canvasId":null,"projectsAndPartnersTypes":null,"icon":null,"description":"Wallets integrated with MoneyGram Access","date":null,"isLive":null,"variant":"largeTitle","isRte":null,"dynamicTitle":null,"thumbnail":null,"tutorialType":null,"startDate":null,"author":null,"body":null,"title":"7","cta":{"route":{"url":"/"},"isExternal":false,"_type":"action","label":"View"},"startTime":null,"endTime":null,"location":null,"isDynamicTitle":null,"_type":"card","labelThemeName":null,"ctaLabel":null,"endDate":null,"disableTruncation":null,"tags":null,"time":null,"url":null}],"_key":"ce168625-876c-46b8-8712-d9c5325c0129","aspectRatios":["16:9"],"theme":"darkTheme","layout":"grid"},{"body":[{"style":"normal","_key":"1c90c3986e62","markDefs":[],"children":[{"_type":"span","marks":[],"text":"Contact us today to learn how your business can use Stellar to enable frictionless cross-border payment services and how the Stellar Development Foundation can help.","_key":"68e4b2b20cbb0"}],"_type":"richText"}],"title":"Want to know more?","formId":"f5f9b5b5-5add-492d-8619-e698cf52ecd9","subtitle":"Connect","_key":"839911b6-e59c-48c0-afc4-ba238743243a","successfulSubmissionContent":{"body":[{"_type":"body","style":"normal","_key":"4b7e1b7d30d4","markDefs":[],"children":[{"_type":"span","marks":[],"text":"Look out for an email from us. The Stellar Development Foundation appreciates your interest, and we hope to support your project. 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