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Homeowner Hell — ProPublica
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'authorName': '', 'seriesName': '', 'contentRegion': 'Local Reporting Network', 'contentLanguage': 'en', 'craftId' : '1812747', 'articleVersion' : '', 'contentLocation' : 'Colorado', 'storyType': '', 'impact': "false" }); </script> <!-- PRECONNECT --> <link href="https://assets.propublica.org" rel="preconnect"> <link href="https://assets.propublica.org" rel="dns-prefetch"> <link href="https://img.assets-c3.propublica.org" rel="dns-prefetch"> <link href="https://img.assets-d.propublica.org" rel="dns-prefetch"> <!-- STYLES --> <link rel="stylesheet" href="https://assets.propublica.org/static/prod/v5/css/main.77a82216.css"> <!-- OTHER --> <link rel="icon" href="https://assets.propublica.org/static/prod/v5/images/favicon.ico"> <link rel="icon" href="https://assets.propublica.org/static/prod/v5/images/icon.min.svg" type="image/svg+xml"> <link rel="apple-touch-icon" href="https://assets.propublica.org/static/prod/v5/images/apple-touch-icon-180x180.png"> <!--mastodon--> <link rel="me" 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srcset="https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=870&q=75&w=400&s=789c8d3155b0b41d0399b8510dcef678 400w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1739&q=75&w=800&s=9e37b8c12b0243be12cfac8d8d08179b 800w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=2609&q=75&w=1200&s=545b0e273e9ee8461fbad5174b94bc71 1200w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=2826&q=75&w=1300&s=ede9a6feab2ef22d474fff9d666997e6 1300w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=3152&q=75&w=1450&s=83ae2e82a11d261c785e81c0e9ec9fe0 1450w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=3478&q=75&w=1600&s=824db862d6e69d261a31c70427d3e869 1600w" > </source> <source media="(min-width: 48em) and (max-width: 60em)" sizes="100vw" srcset="https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=2133&q=75&w=1600&s=2ef22213a5acb7db3c5112ebbbc5425e 1600w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=2667&q=75&w=2000&s=c68cde1c5e366557ba350e0df383e4f7 2000w" > </source> <source media="(min-width: 60em)" sizes="100vw" srcset="https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1067&q=75&w=1600&s=1bce51b470eaf4cdd21046d0a169612c 1600w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1333&q=75&w=2000&s=8e524c0242102a78a5b52aa3a42fa6fd 2000w, https://img.assets-c3.propublica.org/images/series/HOA-Series-Page-2x3.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1867&q=75&w=2800&s=88ccea8e3e3e5217e6e6774c657ff57c 2800w" > </source> <img src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27400%27%20height%3D%27870%27%20style%3D%27background%3Atransparent%27%2F%3E" alt="" fetchpriority="high" /> </picture> <div class="series-listing-header__text | text-light | stack stack--col stack--align-center"> <a class="series-listing-header__topic link-style--no-decoration link-style--hover-underline" href="https://www.propublica.org/topics/regulation">Regulation</a> <h1 class="series-listing-header__name">Homeowner Hell</h1> <p class="series-listing-header__tagline">Investigating Colorado’s Unregulated Homeowners Associations</p> <div class="series-listing-introduction"> <p>Nearly half of Colorado lives in neighborhoods governed by homeowners associations, which have the authority to levy fines and even file for foreclosure against residents. Yet the state has done little to ensure that HOAs are not abusing this power.</p> </div> <!-- end .introduction --> </div> </header> <div class="stack stack--col stack--spacing3"> <div class="listing-river | stack stack--col"> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/article/did-colorado-hoa-foreclosure-law-protect-residents"> <img alt="" src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%273%27%20height%3D%272%27%20style%3D%27background%3Atransparent%27%2F%3E" srcset="https://img.assets-d.propublica.org/v5/images/202303-HOA-Sidebar-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=267&q=75&w=400&s=5d9349e930e86024a6623089c652a397 400w, https://img.assets-d.propublica.org/v5/images/202303-HOA-Sidebar-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=533&q=75&w=800&s=bfd7c95ad2c436505b356d9b826d6c6c 800w, https://img.assets-d.propublica.org/v5/images/202303-HOA-Sidebar-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=800&q=75&w=1200&s=8f38506e44de9d65b7440e59d368007e 1200w, https://img.assets-d.propublica.org/v5/images/202303-HOA-Sidebar-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1067&q=75&w=1600&s=c145dc1f21711c891652df8e61af214c 1600w" width="400" height="267" loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/article/did-colorado-hoa-foreclosure-law-protect-residents">Are Colorado’s Efforts to Curb HOA Foreclosures Working?</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a>, data analysis by <a class="name" href="https://www.propublica.org/people/sophie-chou">Sophie Chou</a>, ProPublica<span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2023-03-11EST05:05">March 11, 2023, 5:05 a.m. EST</time> </p> </div> </div> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/article/colorado-hoa-lawsuits-foreclosure-law-firms-paymah"> <img alt="" src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%273%27%20height%3D%272%27%20style%3D%27background%3Atransparent%27%2F%3E" srcset="https://img.assets-d.propublica.org/v5/images/202303-HOA-Lawyers-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=267&q=75&w=400&s=cae74e9d0cce2ab19a82cb1c750a11ba 400w, https://img.assets-d.propublica.org/v5/images/202303-HOA-Lawyers-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=533&q=75&w=800&s=37b225dfca600834b19d735987360eae 800w, https://img.assets-d.propublica.org/v5/images/202303-HOA-Lawyers-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=800&q=75&w=1200&s=bde2bbbbbc95e4e73f54f1450f1bd181 1200w, https://img.assets-d.propublica.org/v5/images/202303-HOA-Lawyers-Lead.JPG?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1067&q=75&w=1600&s=5961673e4eefd1fb1040ff37f429d45a 1600w" width="400" height="267" loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/article/colorado-hoa-lawsuits-foreclosure-law-firms-paymah">HOA Foreclosures Are a “Lose-Lose” Game for Coloradans, but These Lawyers Win Regardless of the Outcome</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a>, data analysis by <a class="name" href="https://www.propublica.org/people/sophie-chou">Sophie Chou</a>, ProPublica<span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2023-03-11EST05:00">March 11, 2023, 5 a.m. EST</time> </p> </div> </div> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/article/colorado-hoa-management-companies-investigation"> <img alt="" src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%273%27%20height%3D%272%27%20style%3D%27background%3Atransparent%27%2F%3E" srcset="https://img.assets-d.propublica.org/v5/images/20220830-michael-st-james.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=267&q=75&w=400&s=de9f5367265f0bbc7875ee23bcc43a12 400w, https://img.assets-d.propublica.org/v5/images/20220830-michael-st-james.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=533&q=75&w=800&s=c225a88f57c0a80bc2dfbb45fbcaa849 800w, https://img.assets-d.propublica.org/v5/images/20220830-michael-st-james.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=800&q=75&w=1200&s=76b6fdb1b0b4ce0a497362ada67e724b 1200w, https://img.assets-d.propublica.org/v5/images/20220830-michael-st-james.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1067&q=75&w=1600&s=fa58652cfb195fa62347888ce03e94f3 1600w" width="400" height="267" loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/article/colorado-hoa-management-companies-investigation">Nearly $30K Vanished From the HOA’s Account. The State Can’t Investigate the Management Company.</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a><span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2022-08-30EDT16:30">Aug. 30, 2022, 4:30 p.m. EDT</time> </p> </div> </div> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/article/hoa-homeowners-associations-colorado-foreclosure-violations"> <img alt="" src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%273%27%20height%3D%272%27%20style%3D%27background%3Atransparent%27%2F%3E" srcset="https://img.assets-d.propublica.org/v5/images/20220503-colorado-legislature-hoa.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=267&q=75&w=400&s=06859ad66058f760bf7f91b37c35aca5 400w, https://img.assets-d.propublica.org/v5/images/20220503-colorado-legislature-hoa.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=533&q=75&w=800&s=40e8fab595762f8400103efc7f55ad27 800w, https://img.assets-d.propublica.org/v5/images/20220503-colorado-legislature-hoa.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=800&q=75&w=1200&s=14a5fad4aae8ccb6dd780c9499f5d7f7 1200w, https://img.assets-d.propublica.org/v5/images/20220503-colorado-legislature-hoa.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.5&fp-y=0.5&h=1067&q=75&w=1600&s=d65d92672627093b47ea537ddd002204 1600w" width="400" height="267" loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/article/hoa-homeowners-associations-colorado-foreclosure-violations">Colorado Legislature Passes HOA Foreclosure Reform Bill</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a><span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2022-05-03EDT18:00">May 3, 2022, 6 p.m. EDT</time> </p> </div> </div> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/article/hoa-foreclosure-reform-colorado-legislation"> <img alt="" src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%273%27%20height%3D%272%27%20style%3D%27background%3Atransparent%27%2F%3E" srcset="https://img.assets-d.propublica.org/v5/images/20220414-HOA-Foreclosure-Bill.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.3095&fp-y=0.4953&h=267&q=75&w=400&s=5addbfead7a89daf0aaf63d4bbde0edf 400w, https://img.assets-d.propublica.org/v5/images/20220414-HOA-Foreclosure-Bill.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.3095&fp-y=0.4953&h=533&q=75&w=800&s=d0afe28dba973b3b154adbf9d27c3dde 800w, https://img.assets-d.propublica.org/v5/images/20220414-HOA-Foreclosure-Bill.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.3095&fp-y=0.4953&h=800&q=75&w=1200&s=759b1fa616a89097d9fc3d93ab312af2 1200w, https://img.assets-d.propublica.org/v5/images/20220414-HOA-Foreclosure-Bill.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.3095&fp-y=0.4953&h=1067&q=75&w=1600&s=1e51792a223b334c5d61414213cdda4b 1600w" width="400" height="267" loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/article/hoa-foreclosure-reform-colorado-legislation">Colorado HOA Foreclosure Reform Legislation Moves Forward</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a><span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2022-04-14EDT17:30">April 14, 2022, 5:30 p.m. EDT</time> </p> </div> </div> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/article/they-faced-foreclosure-not-from-their-mortgage-lender-but-from-their-hoa"> <img alt="" src="data:image/svg+xml;charset=utf-8,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%273%27%20height%3D%272%27%20style%3D%27background%3Atransparent%27%2F%3E" srcset="https://img.assets-d.propublica.org/v5/images/202204xx-timbers-sign.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.498&fp-y=0.6077&h=267&q=75&w=400&s=b169800eea9cd64233960b65c3d6e63a 400w, https://img.assets-d.propublica.org/v5/images/202204xx-timbers-sign.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.498&fp-y=0.6077&h=533&q=75&w=800&s=bf7d542662dd7089b5c19bc5222f3495 800w, https://img.assets-d.propublica.org/v5/images/202204xx-timbers-sign.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.498&fp-y=0.6077&h=800&q=75&w=1200&s=ae0ee4b31956017008e9acea7ef882ca 1200w, https://img.assets-d.propublica.org/v5/images/202204xx-timbers-sign.jpg?crop=focalpoint&fit=crop&fm=webp&fp-x=0.498&fp-y=0.6077&h=1067&q=75&w=1600&s=cf2512a233ab20861e2a064837bf0497 1600w" width="400" height="267" loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/article/they-faced-foreclosure-not-from-their-mortgage-lender-but-from-their-hoa">They Faced Foreclosure Not From Their Mortgage Lender, but From Their HOA</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a>, with data analysis by <a class="name" href="https://www.propublica.org/people/sophie-chou">Sophie Chou</a> and research by <a class="name" href="https://www.propublica.org/people/mariam-elba">Mariam Elba</a>, ProPublica<span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2022-04-07EDT14:00">April 7, 2022, 2 p.m. EDT</time> </p> </div> </div> <div class="story-river-item"> <div class="story-river-item__art"> <div class="lead-art"> <a class="aspect-3-2" href="https://www.propublica.org/getinvolved/colorado-homeowners-do-you-have-experience-dealing-with-an-hoa-help-us-investigate"> <img alt="Roofs of houses in the foreground, Rocky Mountains in the background" src="https://assets-c3.propublica.org/images/getInvolved/_threeTwo400w/20220210-colorado-hoa-callout-3x2.jpg" width="400" height="267" srcset="https://assets-c3.propublica.org/images/getInvolved/_threeTwo400w/20220210-colorado-hoa-callout-3x2.jpg 400w, https://assets-c3.propublica.org/images/getInvolved/_threeTwo800w/20220210-colorado-hoa-callout-3x2.jpg 800w, https://assets-c3.propublica.org/images/getInvolved/_threeTwo1200w/20220210-colorado-hoa-callout-3x2.jpg 1200w, https://assets-c3.propublica.org/images/getInvolved/_threeTwo1600w/20220210-colorado-hoa-callout-3x2.jpg 1600w " loading="lazy" js-autosizes /> </a> </div> </div> <h4 class="story-river-item__hed" > <a class="link-style--no-decoration link-style--hover-underline-color" href="https://www.propublica.org/getinvolved/colorado-homeowners-do-you-have-experience-dealing-with-an-hoa-help-us-investigate">Colorado Homeowners: Do You Have Experience Dealing With an HOA? Help Us Investigate.</a> </h4> <div class="story-river-item__meta"> <p class="story-river-item__byline"> by <span class="name">Brittany Freeman</span>, <a href="https://www.rmpbs.org/">Rocky Mountain PBS</a>, and <a class="name" href="https://www.propublica.org/people/chris-morran">Chris Morran</a> and <a class="name" href="https://www.propublica.org/people/mariam-elba">Mariam Elba</a>, ProPublica<span class="hide-above-lg">, </span> </p> <p class="story-river-item__dateline"><time class="timestamp" datetime="2022-02-10EST08:00">Feb. 10, 2022, 8 a.m. EST</time> </p> </div> </div> </div> <!-- end .listing-river --> </div> </main><!-- end .content --> <style> /* re-assert som CSS Custom Properties from v5 */ .admin-shortcuts { --fonts-sans: "Graphik", sans-serif; --scale0: 1rem; --scale-1: 13px; --scale-2: 11px; --scale-3: 9px; --spacing-2: 4px; --spacing-1: 8px; --spacing0: 16px; --spacing1: 24px; --spacing2: 32px; --spacing3: 64px; } .admin-shortcuts { position: fixed; z-index: 10000; 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