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Your Mission</a></li><li class="parent"><a target="_blank" href="https://www.syracuse.edu/about/visit/city-of-syracuse/#new_tab" aria-expanded="false" aria-label="About Syracuse">About Syracuse</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/careers/about-syracuse/relocation-resources/" >Relocation Resources</a></li></ul></li><li><a href="https://hr.syr.edu/careers/important-notice-to-applicants/" >Important Notice to Applicants</a></li></ul></li><li class="parent current_page_ancestor"><a href="https://hr.syr.edu/benefits/" aria-expanded="false" aria-label="Benefits">Benefits</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/benefits-contact-list/" >Benefit Contact Information</a></li><li class="parent current_page_ancestor"><a href="https://hr.syr.edu/benefits/" aria-expanded="false" aria-label="Eligibility and Enrollment">Eligibility and Enrollment</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/your-life-events/" >Balancing Your Life Events</a></li><li><a href="https://hr.syr.edu/benefits/mid-year-benefit-changes/" >Mid-Year Benefit Changes</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/benefits/health-benefits/" aria-expanded="false" aria-label="Health Benefits">Health Benefits</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li class="parent"><a href="https://hr.syr.edu/benefits/health-benefits/medical/" aria-expanded="false" aria-label="Health Plan">Health Plan</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/health-benefits/medical/reduced-medical-rates-schedule-b/" >Reduced Medical Rates: Schedule B</a></li><li><a href="https://hr.syr.edu/benefits/health-benefits/medical/summary-of-benefits-and-coverage-sbc/" >Summary of Benefits and Coverage (SBC)</a></li></ul></li><li><a href="https://hr.syr.edu/benefits/health-benefits/prescription-drug-coverage/" >Prescription Coverage</a></li><li class="parent"><a href="https://hr.syr.edu/benefits/health-benefits/dental-and-vision/" aria-expanded="false" aria-label="Dental and Vision">Dental and Vision</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/health-benefits/dental-and-vision/sebf-dental-and-vision/" >SEBF Dental and Vision</a></li></ul></li><li><a href="https://hr.syr.edu/benefits/health-benefits/cobra-rates/" >COBRA Rates</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/benefits/flexible-spending-accounts/" aria-expanded="false" aria-label="Flexible Spending Accounts">Flexible Spending Accounts</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/flexible-spending-accounts/dependent-care-fsa/" >Dependent Care FSA</a></li><li><a href="https://hr.syr.edu/benefits/flexible-spending-accounts/dependent-care-fsa/dependent-care-subsidy-program/" >Dependent Care Subsidy</a></li><li><a href="https://hr.syr.edu/benefits/flexible-spending-accounts/health-care-fsa/" >Health Care FSA</a></li></ul></li><li><a href="https://hr.syr.edu/benefits/retirement-planning/" >Retirement Planning</a></li><li class="parent"><a href="https://hr.syr.edu/benefits/tuition-benefits/" aria-expanded="false" aria-label="Tuition Benefits">Tuition Benefits</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/tuition-benefits/dependent-tuition/" >Dependent Tuition</a></li><li><a href="https://hr.syr.edu/benefits/tuition-benefits/remitted-tuition/" >Remitted Tuition</a></li></ul></li><li class="parent current_page_ancestor"><a href="https://hr.syr.edu/benefits/life-and-disability/" aria-expanded="false" aria-label="Life and Disability">Life and Disability</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li class="parent current_page_ancestor current_page_parent"><a href="https://hr.syr.edu/benefits/life-and-disability/life-insurance/" aria-expanded="false" aria-label="Life Insurance">Life Insurance</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li class="current"><a href="https://hr.syr.edu/benefits/life-and-disability/life-insurance/accidental-death-dismemberment-add-insurance/" >Accidental Death & Dismemberment (AD&D)</a></li><li><a href="https://hr.syr.edu/benefits/life-and-disability/life-insurance/statement-of-health/" >Statement of Health</a></li></ul></li><li><a href="https://hr.syr.edu/benefits/life-and-disability/life-insurance-for-dependents/" >Life Insurance for Dependents</a></li><li class="parent"><a href="https://hr.syr.edu/benefits/life-and-disability/disability-benefits/" aria-expanded="false" aria-label="Disability Benefits">Disability Benefits</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/benefits/life-and-disability/disability-benefits/long-term-disability-ltd/" >Long Term Disability (LTD)</a></li></ul></li></ul></li><li><a href="https://hr.syr.edu/benefits/paid-time-off-and-leaves/" >Paid Time Off and Leave Policies</a></li><li class="parent"><a href="https://hr.syr.edu/benefits/additional-benefits/" aria-expanded="false" aria-label="Additional Benefits">Additional Benefits</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/adoption-assistance/" >Adoption Assistance</a></li><li><a href="https://hr.syr.edu/home-and-auto-insurance/" >Auto and Home Insurance</a></li><li><a target="_blank" href="http://wellness.syr.edu/carebridge/?_ga=2.85410201.1684509014.1528119567-881387315.1513615172#new_tab" >Carebridge, our Faculty and Staff Assistance Program</a></li><li><a href="https://hr.syr.edu/discounts-and-services/" >Discounts</a></li></ul></li></ul></li><li class="parent"><a href="https://hr.syr.edu/work-life-benefits-and-resources/" aria-expanded="false" aria-label="WorkLife Benefits and Resources">WorkLife Benefits and Resources</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/work-life-benefits-and-resources/care-for-business/" >Care. for Business</a></li><li><a target="_blank" href="http://wellness.syr.edu/carebridge/#new_tab" >Carebridge</a></li><li><a href="https://hr.syr.edu/work-life-benefits-and-resources/elder-care-and-caregiving/" >Elder Care and Caregiving</a></li><li><a href="https://hr.syr.edu/work-life-benefits-and-resources/financial-wellness/" >Financial Wellness</a></li><li><a href="https://hr.syr.edu/work-life-benefits-and-resources/flexible-work-arrangements/" >Flexible Work Arrangements</a></li><li><a href="https://hr.syr.edu/work-life-benefits-and-resources/raising-a-family/" >Raising a Family</a></li><li><a href="https://hr.syr.edu/work-life-benefits-and-resources/raising-a-family/early-childhood-education-programs-at-syracuse-university/" >Syracuse University Child Care Centers</a></li><li><a target="_blank" href="http://wellness.syr.edu#new_tab" >Wellness Initiative for Faculty and Staff</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/information-for/" aria-expanded="false" aria-label="Information For . . .">Information For . . .</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/new-employees/" >New Employees</a></li><li><a href="https://hr.syr.edu/information-for/faculty/" >Faculty</a></li><li><a href="https://hr.syr.edu/information-for/staff/" >Staff</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/labor-relations/" aria-expanded="false" aria-label="Syracuse University Unions">Syracuse University Unions</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/labor-relations/department-of-public-safety-officers-union/" >Syracuse University Department of Public Safety Officers Union (SUDPSOU)</a></li><li><a href="https://hr.syr.edu/information-for/labor-relations/syracuse-graduate-employees-united-sgeu/" >Syracuse Graduate Employees United (SGEU)</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/labor-relations/service-employees-international-union-local-200united/" aria-expanded="false" aria-label="Service Employees' International Union Local 200United Contract and Contacts">Service Employees’ International Union Local 200United Contract and Contacts</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/labor-relations/service-employees-international-union-local-200united/workplace-partnership-council-wpc/" >Workplace Partnership Council (WPC)</a></li></ul></li><li><a href="https://hr.syr.edu/information-for/labor-relations/teamsters-local-317/" >IBT Local 317 (Parking and Transportation)</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/labor-relations/adjuncts-united-2/" aria-expanded="false" aria-label="Adjuncts United">Adjuncts United</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/labor-relations/adjuncts-united-2/benefits-for-part-time-faculty/" >Benefits for Part-Time Faculty</a></li></ul></li></ul></li><li class="parent"><a href="https://hr.syr.edu/information-for/managers-and-supervisors/" aria-expanded="false" aria-label="Managers and Supervisors">Managers and Supervisors</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/nys-pay-transparency/" >NYS Pay Transparency</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/recruiting-resources/" >Recruiting Resources</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/managers-and-supervisors/hiring-and-onboarding/" aria-expanded="false" aria-label="Hiring and Onboarding">Hiring and Onboarding</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/wp-content/uploads/2017/02/Managers_Supervisors-1st-Day-Checklist.pdf" >New Employee Checklist</a></li><li><a href="https://hr.syr.edu/?page_id=514" >Managing and Supervising Student Employees</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/information-for/managers-and-supervisors/compensation_for_managers/" aria-expanded="false" aria-label="Compensation Overview for Managers">Compensation Overview for Managers</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/compensation_for_managers/position-evaluation-procedures/" >Position Evaluation Procedures</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/managers-and-supervisors/compensation_for_managers/fair-labor-standards-act-overview/" aria-expanded="false" aria-label="Fair Labor Standards Act Overview">Fair Labor Standards Act Overview</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/?page_id=910" >FLSA FAQs</a></li></ul></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/compensation_for_managers/job-classification-model/" >Job Classification Model</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/compensation_for_managers/pay-for-staff-positions/" >Pay for Staff Positions</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/compensation_for_managers/special-pay-practices/" >Special Pay Practices</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/information-for/managers-and-supervisors/systems-and-employee-transactions/" aria-expanded="false" aria-label="Systems and Employee Transactions">Systems and Employee Transactions</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/?page_id=684" >Online RAP Training</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/systems-and-employee-transactions/faculty-job-code-guide/" >Faculty Job Code Guide</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/systems-and-employee-transactions/job-codes-for-temporary-employees/" >Job Codes for Temporary Employees</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/systems-and-employee-transactions/pfl-for-mgr-spvr/" >Paid Family Leave Information for Managers/Supervisors</a></li></ul></li><li><a href="http://performance.syr.edu" >Performance Partnership</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/carebridge-resources-for-supervisors/" >Carebridge Resources for Supervisors</a></li><li><a href="https://hr.syr.edu/information-for/managers-and-supervisors/separation-or-retirement/" >Separation or Retirement</a></li></ul></li><li><a href="https://ese.syr.edu/cuseworks/" >Student Employees</a></li><li><a href="https://graduateschool.syr.edu/living/wellness-and-family/" >Graduate Assistants</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/international-employees/" aria-expanded="false" aria-label="International Employees">International Employees</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/international-employees/h-1b-temporary-workers/" >H-1B Temporary Workers</a></li><li><a href="https://hr.syr.edu/information-for/international-employees/o-1-person-of-extraordinary-ability/" >O-1 Person of Extraordinary Ability</a></li><li><a href="https://hr.syr.edu/information-for/international-employees/permanent-residency/" >Permanent Residency</a></li><li><a href="https://hr.syr.edu/information-for/international-employees/tn-workers/" >TN Workers</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/information-for/retirees/" aria-expanded="false" aria-label="Retirees">Retirees</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li class="parent"><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/" aria-expanded="false" aria-label="Health Benefits for Retirees">Health Benefits for Retirees</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/health-benefits-for-retirement-prior-to-january-1-2006/" >Health Benefits for Retirement Prior to Jan. 1, 2006</a></li><li class="parent"><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/health-benefits-for-retirement-on-or-after-january-1-2006/" aria-expanded="false" aria-label="Health Benefits for Retirement On or After Jan. 1, 2006">Health Benefits for Retirement On or After Jan. 1, 2006</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/health-benefits-for-retirement-on-or-after-january-1-2006/retiree-opt-outopt-in/" >Retiree Medical Benefits Plan</a></li><li><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/health-benefits-for-retirement-on-or-after-january-1-2006/medigap-medicare-advantage-plans/" >Medigap & Medicare Advantage Plans</a></li><li><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/health-benefits-for-retirement-on-or-after-january-1-2006/retiree-prescription-drug-benefit-medicare-part-d/" >Retiree Prescription Drug Benefit – Medicare Part D</a></li><li><a href="https://hr.syr.edu/information-for/retirees/health-benefits-for-retirees/health-benefits-for-retirement-on-or-after-january-1-2006/retirement-disability-coverage/" >Retirement Disability Coverage</a></li></ul></li></ul></li><li><a href="https://hr.syr.edu/information-for/retirees/retiree-financial-education-and-planning/" >Financial Education and Planning for Retirees</a></li><li><a href="https://hr.syr.edu/information-for/retirees/life-insurance-for-retirees/" >Life Insurance for Retirees</a></li><li><a href="https://hr.syr.edu/information-for/retirees/tuition-benefits-for-retirees/" >Tuition Benefits for Retirees</a></li><li><a href="https://hr.syr.edu/information-for/retirees/additional-benefits-for-retirees/" >Additional Benefits for Retirees</a></li><li><a href="https://hr.syr.edu/information-for/retirees/contact-list-for-retiree-benefits/" >Contact List for Retiree Benefits</a></li><li><a href="https://hr.syr.edu/information-for/retirees/summary-annual-reports-retiree/" >Summary Annual Reports</a></li></ul></li><li><a href="https://hr.syr.edu/information-for/people-with-disabilities/" >People with Disabilities</a></li><li><a href="https://hr.syr.edu/information-for/lgbtqa-community/" >Lesbian, Gay, Bisexual, Transgender, Queer, and Asexual (LGBTQA+) Communities</a></li><li><a href="https://hr.syr.edu/information-for/veterans-and-military-families/" >Veterans and Military Families</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/learning-and-development/" aria-expanded="false" aria-label="Learning and Development">Learning and Development</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a target="_blank" href="http://performance.syr.edu/#new_tab" >Performance Partnership</a></li></ul></li><li class="parent"><a href="https://hr.syr.edu/our-workplace/" aria-expanded="false" aria-label="Our Workplace">Our Workplace</a><button aria-expanded="false"><span class="sr-only"><span>Expand </span> <span>Collapse </span>section</span><span class="ci ci-chevron-down" aria-hidden="true"></span></button><ul class="children collapse"><li><a target="_blank" href="https://policies.syr.edu/policies/employment-workplace-rules-benefits-and-governmental-notices/#new_tab" >Policies</a></li><li><a href="https://hr.syr.edu/our-workplace/resolution/" >Staff Complaint Resolution</a></li><li><a href="https://hr.syr.edu/our-workplace/respectful-workplace/" >Respectful Workplace</a></li><li><a target="_blank" href="https://policies.syr.edu/policies/university-governance-ethics-integrity-and-legal-compliance/sexual-harassment-abuse-and-assault-prevention/staff-procedures/#new_tab" >Title IX Procedures for Staff</a></li><li><a target="_blank" href="https://policies.syr.edu/policies/university-governance-ethics-integrity-and-legal-compliance/non-discrimination-and-anti-harassment-in-employment/procedures-for-responding-to-reports-of-discrimination-and-harassment-non-sexual-by-non-faculty-staff-members/#new_tab" >Discrimination/Harassment (non-sexual) Reporting Procedures for Staff</a></li></ul></li><li><a href="https://hr.syr.edu/forms/" >Forms</a></li><li><a href="https://hr.syr.edu/contact-hr/" >Contact HR</a></li></ul> <section class="search-wrap search-wrap--narrow" role="search"> <div class="vcenter-wrap"> <form class="search-syr" action="/" method="get"> <label class="wrap-q"><span class="sr-only">Search</span> <input type="search" name="q" autocomplete="off" placeholder="Search the University..." /> </label> <button type="submit" class="search-button js-header-search" value="Search"> Search </button> </form> </div> </section> </nav> </div> </div> </div> </div> </div> </div> </div> </div> </header> <section role="main" class="content-primary" id="content-primary"> <div class="container"> <div class="row breadcrumb-nav visible-md visible-lg"> <div class="container"> <nav aria-label="Breadcrumbs"> <ul> <li > <a href="https://hr.syr.edu/">Home</a> </li> <li > <a href="https://hr.syr.edu/benefits/">Benefits</a> </li> <li > <a href="https://hr.syr.edu/benefits/life-and-disability/">Life and Disability</a> </li> <li > <a href="https://hr.syr.edu/benefits/life-and-disability/life-insurance/">Life Insurance</a> </li> <li class="active"> Accidental Death & Dismemberment (AD&D) </li> </ul> </nav> </div> </div> </div> <div class="container"> <div class="row"> <div class="col-xs-12 content-section content"> <article class="post-462 page type-page status-publish hentry"> <header class="entry-header"> <h1 class="title">Accidental Death & Dismemberment (AD&D)</h1> </header> <div class="entry-content"> <p>Accidental Death and Dismemberment (AD&D) coverage through MetLife provides benefits to your family if you die, or to you if you are dismembered or paralyzed, as the result of an accident.</p> <p><a name="basic"></a></p> <h2>Syracuse University-Sponsored Basic AD&D Insurance</h2> <p>All benefits-eligible employees receive Syracuse University-sponsored basic AD&D insurance coverage in the amount of $3,000. There is no cost to you for this coverage.</p> <p><a name="suppl"></a></p> <h2>Supplemental AD&D</h2> <p>You can purchase additional AD&D coverage in increments of one to 10 times your annual salary, not to exceed $2,000,000. Your supplemental AD&D coverage cannot exceed your combined basic and supplemental life coverage.</p> <p>When you purchase supplemental AD&D coverage, you receive enhanced benefits at no additional cost, including:</p> <ul> <li><strong>Seat Belt Benefit</strong>: Pays an additional 10% benefit if you were wearing a seat belt and die in an accident while driving or riding as a passenger in a car.</li> <li><strong>Air Bag Benefit</strong>: Pays an additional 5% benefit if you were wearing a seat belt and were driving or riding in a car in a seat protected by an air bag, and die as a result of injuries sustained in an accident.</li> <li><strong>Child Care Benefit</strong>: Pays up to $5,000 per year for four consecutive years toward child care costs incurred after your death.</li> <li><strong>Child Education Benefit</strong>: Pays up to $10,000 per year for four consecutive years toward tuition charges for full-time students in college or vocational school after your death.</li> <li><strong>Spouse Education Benefit</strong>: Pays up to $5,000 for a spouse’s tuition as a full-time student after your death.</li> <li><strong>Hospital Confinement Benefit</strong>: Pays 1% of your coverage amount on a monthly basis for up to 12 months of hospital confinement resulting from an accidental injury.</li> <li><strong>Common Carrier Benefit</strong>: Pays up to the full amount of coverage if you die in an accident as a fare-paying passenger on a government regulated transportation carrier (does not include chartered or private transportation, taxis or limousines).</li> </ul> <p><a name="travel"></a></p> <h2>Travel Assistance Services</h2> <p>If you are faced with an emergency while traveling more than 100 miles from home, this service provides you and your dependents with <strong><a href="https://hr.syr.edu/wp-content/uploads/2018/03/TravelAssistBrochure.pdf" target="_blank" rel="noopener noreferrer">medical, travel, legal and financial assistance services [PDF]</a></strong>. These services are included at no additional cost when you enroll in Supplemental AD&D coverage.</p> <p>Review the Certificate of Coverage available from HR Shared Services for full details on these benefits. Limits and exclusions apply.<br /> <a name="schedule"></a></p> <h2>Schedule of Covered Losses for AD&D Insurance</h2> <p>Covered losses are payable as a percentage of the amount of coverage in place.</p> <table id="tablepress-17" class="tablepress tablepress-id-17"> <thead> <tr class="row-1"> <th class="column-1">Covered Loss</th><th class="column-2">Benefit Percentage</th> </tr> </thead> <tbody> <tr class="row-2"> <td class="column-1">Loss of life</td><td class="column-2">100%</td> </tr> <tr class="row-3"> <td class="column-1">Loss of hand above the wrist or foot below the knee</td><td class="column-2">50%</td> </tr> <tr class="row-4"> <td class="column-1">Loss of arm above the elbow or leg above the knee</td><td class="column-2">75%</td> </tr> <tr class="row-5"> <td class="column-1">Loss of sight in one eye</td><td class="column-2">50%</td> </tr> <tr class="row-6"> <td class="column-1">Loss of thumb and index finger of same hand</td><td class="column-2">25%</td> </tr> <tr class="row-7"> <td class="column-1">Loss of speech or hearing</td><td class="column-2">50%</td> </tr> <tr class="row-8"> <td class="column-1">Paralysis of both arms and both legs</td><td class="column-2">100%</td> </tr> <tr class="row-9"> <td class="column-1">Paralysis of both legs, or the arm and leg on either side of the body</td><td class="column-2">50%</td> </tr> <tr class="row-10"> <td class="column-1">Paralysis of one arm or leg</td><td class="column-2">25%</td> </tr> <tr class="row-11"> <td class="column-1">Brain damage causing complete inability to perform normal life activities</td><td class="column-2">100%</td> </tr> </tbody> </table>  <p>Review the Certificate of Coverage for complete details on the covered losses and benefit payments.</p> <p><a name="contributions"></a></p> <h2>Your Cost</h2> <p>Supplemental AD&D coverage costs $.017 per $1,000 of coverage. Premiums are paid through pre-tax payroll deduction and are automatically calculated and adjusted as necessary during the calendar year to reflect changes in your actual salary.</p> <p><a name="claim"></a></p> <h2>Filing a Claim</h2> <p>Contact <strong><a href="mailto:hrservice@syr.edu">HR Shared Services</a></strong> at <strong>315.443.4042 </strong>if you need to claim a dismemberment or paralysis benefit. In the event of your death, the benefit will be automatically reviewed and included in payment to your beneficiary(ies) if your death was the result of an accident. Should you require accommodations to access any information on this webpage, please reach out to <strong><a href="mailto:hrservice@syr.edu">HR Shared Services</a></strong> at <strong>315.443.4042</strong>.</p> <p><a name="links"></a></p> <h2>Helpful Links</h2> <ul> <li><strong><a href="https://www.metlife.com/insurance/life-insurance/term-life/" target="_blank" rel="noopener noreferrer">MetLife</a></strong></li> <li><strong><a href="https://hr.syr.edu/wp-content/uploads/2017/02/Travel-Assistance-Tri-Fold-exp0516.pdf" target="_blank" rel="noopener noreferrer">Travel Assistance Services [PDF]</a></strong></li> </ul> <hr /> <p><em>Every effort has been made to ensure that the information contained within this website is accurate. However, benefits are governed by legal documents (which, in certain circumstances, may include insurance contracts). If there is any difference between the information in this website and the official documents, the official documents will control. As is the case with all of Syracuse University’s employee benefit plans, the University reserves the right to modify or terminate these benefits at any time.</em></p> </div> </article> </div> </div> </div> </section> <footer class="footer-primary"> <div class="container-fluid"><div class="row footer-content" role="contentinfo"> <div class="container"> <div class="row contact"></div> <div class="row social" role="navigation" aria-label="Social media"> <ul></ul></div> <div class="row accessibility"></div> <div class="row copyright"> <small> © <a class="footer-inline-link" href="https://www.syracuse.edu/" aria-label="Copyright Syracuse University">Syracuse University</a>. <em>Knowledge crowns those who seek her.</em> <span class="sep"> | </span> <div role="navigation" aria-label="Utility" style="display: inline-block;"> <ul> <li><a href="https://www.syracuse.edu/life/accessibility-diversity/accessible-syracuse/">Accessibility</a></li> <li><a href="http://middlestates.syr.edu/">Accreditation</a></li> <li><a href="https://www.syracuse.edu/about/contact/emergencies/">Emergencies</a></li> <li><a href="https://www.syracuse.edu/about/site/privacy-policy/">Privacy</a></li> </ul> </div> </small> </div> </div> </div></div> </footer> <script type='text/javascript' src='https://hr.syr.edu/wp-includes/js/dist/vendor/lodash.min.js?ver=4.17.19' id='lodash-js'></script> <script id="lodash-js-after" type="text/javascript"> window.lodash = _.noConflict(); </script> <script type='text/javascript' src='//ajax.googleapis.com/ajax/libs/jquery/3.5.1/jquery.min.js?ver=3.5.1' id='jquery-js'></script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/contact-form-7/includes/swv/js/index.js?ver=5.8' id='swv-js'></script> <script type='text/javascript' id='contact-form-7-js-extra'> /* <![CDATA[ */ var wpcf7 = {"api":{"root":"https:\/\/hr.syr.edu\/wp-json\/","namespace":"contact-form-7\/v1"}}; /* ]]> */ </script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/contact-form-7/includes/js/index.js?ver=5.8' id='contact-form-7-js'></script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/dropdown-content//js/dropdowncontent.js?ver=1.0.2' id='dropdown-content-js'></script> <script type='text/javascript' id='qppr_frontend_scripts-js-extra'> /* <![CDATA[ */ var qpprFrontData = {"linkData":{"https:\/\/hr.syr.edu\/worklife":[1,1,""],"https:\/\/hr.syr.edu\/wp-content\/uploads\/2018\/02\/173_PER_Form_01.17.2018-4-4-A.docx":[1,1,""],"https:\/\/hr.syr.edu\/wp-content\/uploads\/2020\/03\/173_PER_Template_3.31.2020.pdf":[1,1,""],"https:\/\/hr.syr.edu\/wp-content\/uploads\/2020\/04\/173_PER_Template_3.31.2020.pdf":[1,1,""],"https:\/\/hr.syr.edu\/worklife?_gl=1*1uild8z*_ga*MjU0MTY4NjI1LjE2NDI1MzY3NTQ.*_ga_QT13NN6N9S*MTY2MzA4MDA2OC40NjUuMS4xNjYzMDgwMzA4LjU1LjAuMA..":[1,1,""],"https:\/\/hr.syr.edu\/?page_id=9172":[1,0,""],"https:\/\/hr.syr.edu\/fall-2020-open-public-health-guidance\/":[0,0,""],"https:\/\/hr.syr.edu\/return-to-campus-faculty-staff\/fall-2020-open-updates-and-community-messages\/":[1,0,""],"https:\/\/hr.syr.edu\/?p=11357":[1,0,""],"https:\/\/hr.syr.edu\/blog\/2021\/10\/15\/get-a-flu-shot-not-the-flu\/":[0,0,""]},"siteURL":"https:\/\/hr.syr.edu","siteURLq":"https:\/\/hr.syr.edu"}; /* ]]> */ </script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/quick-pagepost-redirect-plugin/js/qppr_frontend_script.min.js?ver=5.2.4' id='qppr_frontend_scripts-js'></script> <script type='text/javascript' id='cobalt-js-extra'> /* <![CDATA[ */ var _COBALT = {"dppx":[1,2],"template_url":"https:\/\/hr.syr.edu\/wp-content\/themes\/cobalt-main","eventParams":{"auth":"5baeba78a11c7fa3b461e8734f94118f","group":"2399","org":"","categories":"","excludeCats":"","excludeTypes":"","removeEvents":"","homeSettings":"show_upcoming","featEvents":""},"refinement":""}; /* ]]> */ </script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/themes/cobalt-main/js/cobalt.js?ver=6.4.4' id='cobalt-js'></script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/page-links-to/dist/new-tab.js?ver=3.3.6' id='page-links-to-js'></script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/wp-gallery-custom-links/wp-gallery-custom-links.js?ver=1.1' id='wp-gallery-custom-links-js-js'></script> <script type='text/javascript' src='https://hr.syr.edu/wp-content/plugins/buttons-x/assets/js/public/btnsx.min.js?ver=0.8.6' id='btnsx-js'></script> </body> </html>