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Credit Score Education | Guide to Credit Scores| Equifax Canada
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role="main"> <div class="lfr-layout-structure-item-basic-component-html lfr-layout-structure-item-830df6c8-21a8-0e1f-8dd3-b562469028f8 " style=""><div id="fragment-b89a12e7-ec3c-c859-20a3-f28a739b7a3d" > <div class="component-html" data-lfr-editable-id="element-html" data-lfr-editable-type="html"><div class="d2c-banner d2c-banner--strip py-4 bg-light container-fluid--breakout"> <div class="container px-3"> <div class="d-flex"> <div class="d2c-banner__body"> <h1 class="d2c-banner__title">Credit Scores</h1> <p class="d2c-banner__Text">Learn about credit scores, credit worthiness, and how credit scores are used in day-to-day life. </p> </div> </div> </div> </div> </div></div><style>.component-html img { max-width: 100%; }</style></div><div class="lfr-layout-structure-item-63bd924d-868c-9145-01df-ca93dfdeb40a lfr-layout-structure-item-container container-fluid container-fluid-max-xl" style=""><div class="lfr-layout-structure-item-basic-component-spacer lfr-layout-structure-item-03ddd7ce-44e1-cc9e-dd51-79ab248826ad " style=""><div id="fragment-53c7c3db-e23d-47ec-33a0-def1d85af512" > <div class="py-3"></div></div></div><div class="lfr-layout-structure-item-com-equifax-webcoe-portlet-education-educationarticlesportlet lfr-layout-structure-item-f6a6b135-7f06-eb72-047c-554e28be06d4 " style=""><div id="fragment-60eca280-b0c3-90ff-3b1e-0b4daa6c2c62" > <div class="portlet-boundary portlet-boundary_com_equifax_webcoe_portlet_education_EducationArticlesPortlet_ portlet-static portlet-static-end portlet-decorate " id="p_p_id_com_equifax_webcoe_portlet_education_EducationArticlesPortlet_"> <span id="p_com_equifax_webcoe_portlet_education_EducationArticlesPortlet"></span> <section class="portlet" id="portlet_com_equifax_webcoe_portlet_education_EducationArticlesPortlet"> <div class="portlet-content"> <div class="autofit-float autofit-row portlet-header"> <div class="autofit-col autofit-col-expand"> </div> <div class="autofit-col autofit-col-end"> <div class="autofit-section"> </div> </div> </div> <div class=" portlet-content-container"> <div class="portlet-body"> <section class="article-section category-articles-section p-0 container-fluid--breakout"> <div class="container"> <div class="article-section-list row justify-content-center justify-content-md-start p-0"> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/4_credit_myths_thumbnail_1236x645jpg.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> Debunking 4 Credit Myths that can hold you back</h3> <div class="gcs-education-card__text"><p dir="ltr">Get the facts about credit scores and reports from Julie Kuzmic, Equifax Canada's Senior Compliance Officer and Consumer Advocate.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/credit-myths/" aria-label="Read More about Debunking 4 Credit Myths that can hold you back">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/what_is_credit_mix_thumbnail_412x215.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> What is a Credit Mix and How Does it Affect Credit Scores?</h3> <div class="gcs-education-card__text"><p>Maintaining a diverse credit mix can positively impact your credit scores. But what is a credit mix and how do you create it?</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/credit-mix/" aria-label="Read More about What is a Credit Mix and How Does it Affect Credit Scores?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="//assets.equifax.com/images/canada/education-promos/what-is-a-credit-score.png"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title">[Video] What Is a Credit Score?</h3> <div class="gcs-education-card__text"></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/what-is-a-credit-score/" aria-label="Read More about What Is a Credit Score?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/a-quick-guide.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title">[Video] A Quick Guide to Your Equifax Credit Report & Equifax Credit Score</h3> <div class="gcs-education-card__text"></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/credit-report-score-overview/" aria-label="Read More about A Quick Guide to Your Equifax Credit Report & Equifax Credit Score">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/how-are-credit-scores-calculated_banner_1086x400.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> How Are Credit Scores Calculated?</h3> <div class="gcs-education-card__text"><p>Learn about the main factors involved in calculating a credit score.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/how-are-credit-scores-calculated/" aria-label="Read More about How Are Credit Scores Calculated?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/images/FinLitScores_thumbnail.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> How to Improve Your Credit Scores</h3> <div class="gcs-education-card__text"><p>If your credit scores are on the lower end, there are some actions you can take to help boost your scores and increase your chance of being approved for a loan at a better interest rate.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/how-to-improve-your-credit-scores/" aria-label="Read More about How to Improve Your Credit Scores">Learn More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/images/FairstoneInfographic_thumbnail.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> Top factors that affect your credit scores</h3> <div class="gcs-education-card__text"><p>Equifax and Fairstone collaborated to create a quick guide to help you understand how your credit scores may be calculated and what actions you can take to improve them.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/top-factors-that-affect-your-credit-scores/" aria-label="Read More about Top factors that affect your credit scores">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/what-impacts-credit-score.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> What Factors Impact My Credit Scores?</h3> <div class="gcs-education-card__text"><p>When it comes to financial progress and credit, it's important to understand the actions that may influence your credit scores.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/what-impacts-credit-score/" aria-label="Read More about What Factors Impact My Credit Scores?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/Different_Credit_Scores_1000x500.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> Why Do I Have Different Credit Scores?</h3> <div class="gcs-education-card__text"><p>You don't have just one credit score, and there are several reasons why your credit scores may differ. </p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/different-credit-scores/" aria-label="Read More about Why Do I Have Different Credit Scores?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/10_Things_Credit_Scores_1000X500.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> 10 Things That Won't Hurt Your Credit Scores</h3> <div class="gcs-education-card__text"><p>Did you know that not every action impacts your credit scores? Here are 10 things that, while they may influence your finances, will not affect your credit scores.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/10-things-that-wont-hurt-credit-scores/" aria-label="Read More about 10 Things That Won't Hurt Your Credit Scores">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/marketing/canada/images/banners/5_Things_Credit_Scores_768x412.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> 5 Things to Know About Your Credit Scores</h3> <div class="gcs-education-card__text"><p>There are still misconceptions around credit scores, what they mean and factors that can impact them. We answer 5 questions about credit scores.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/five-things-to-know-about-your-credit-scores/" aria-label="Read More about 5 Things to Know About Your Credit Scores">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="//assets.equifax.com/images/us/business-promos/learn_whycreditscoresfluctuate_768x412.png"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> Why Do Credit Scores Change?</h3> <div class="gcs-education-card__text"><p>It's completely normal for your credit scores to change. But why does this happen? Here are a few reasons.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/why-do-credit-scores-change/" aria-label="Read More about Why Do Credit Scores Change?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="https://assets.equifax.com/images/canada/education-promos/Whats_Good_Credit_Score_1000x500.jpg"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> What is a Good Credit Score?</h3> <div class="gcs-education-card__text"><p>Find out what is a good credit score, how lenders may see you, and how your actions may impact your credit scores.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/what-is-a-good-credit-score/" aria-label="Read More about What is a Good Credit Score?">Read More</a> </div> </article > </div> <div class="col-auto col-md-6 col-lg-4"> <article class="gcs-education-card h-100"> <img class="gcs-education-card__img" loading="lazy" alt="" src="//assets.equifax.com/images/canada/education-promos/How_Can_You_Check_Credit_Scores_768x412.png"> <div class="gcs-education-card__body"> <h3 class="gcs-education-card__title"> How Can You Check Your Credit Scores?</h3> <div class="gcs-education-card__text"><p>Credit reports from the two nationwide credit bureaus usually don't contain credit scores. But there are several ways you can check credit scores.</p></div> <a class="gcs-education-card__link" href="https://www.equifax.ca/personal/education/credit-score/articles/-/learn/how-to-check-your-credit-scores/" aria-label="Read More about How Can You Check Your Credit Scores?">Read More</a> </div> </article > </div> </div> </div> </section> </div> </div> </div> </section> </div> </div></div><div class="lfr-layout-structure-item-basic-component-spacer lfr-layout-structure-item-2f7cc387-2e2d-ac03-a85a-651cdac4c6cb " style=""><div id="fragment-269d1d87-749c-cbe7-7a31-da7652a01026" > <div class="py-3"></div></div></div></div> </div> <form action="#" aria-hidden="true" class="hide" id="hrefFm" method="post" name="hrefFm"><span></span><button hidden type="submit">Hidden</button></form> </section> <footer class="efx-site-footer py-4" role="contentinfo"> <nav class="efx-site-footer__links accordion mb-md-4" id="footerLinks" aria-label="Footer" role="navigation"> <div class="container"> <div 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