Compare Business Loans for SMEs | OCBC Business Banking SG

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class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/best-smes-accounts" class="link link link-arrow-right" target="_self">Best Business Bank Accounts for SMEs in Singapore <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/registering-your-business" class="link link link-arrow-right" target="_self">Guide to registering your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles/overview" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="d-none d-lg-block subnav-main-title col-12 col-sm-12 col-lg-2">Finance your business</div> <div class="col-lg-6 col-mid-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Fund day-to-day expenses and expansion plans</div> <div class="name"><a href="/business-banking/smes/loans/business-term-loan" class="link link link-arrow-right" target="_self">Business Term <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">For young startups 6 months into operations</div> <div class="name"><a href="/business-banking/smes/loans/business-first-loan" class="link link link-arrow-right" target="_self">Business First <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Helping SMEs do well and do good</div> <div class="name"><a href="/business-banking/smes/loans/sustainable-financing" class="link link link-arrow-right" target="_self">SME Sustainable <span class="text-nowrap">Financing<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Own or refinance a property</div> <div class="name"><a href="/business-banking/smes/loans/commercial-property-loan" class="link link link-arrow-right" target="_self">Commercial Property <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Have ready cash on standby and pay only for what you use</div> <div class="name"><a href="/business-banking/smes/loans/business-revolving-short-term-loan" class="link link link-arrow-right" target="_self">Revolving Term <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/loans" class="button button--secondary button--link" target="_self"><span>See all Loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/sme-loans-singapore-guide" class="link link link-arrow-right" target="_self">A guide to the best SME loans in Singapore <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/sme-lending-options-2021" class="link link link-arrow-right" target="_self">SME financing in 2023 - What are the lending options for small <span class="text-nowrap">businesses?<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles/overview" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="trades" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Trade</div> </div> <div class="d-none d-lg-block subnav-main-title col-12 col-sm-12 col-lg-2">Expand international trade</div> <div class="col-lg-6 col-mid-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Manage my purchases</div> <div class="name"><a href="/business-banking/smes/trade.page#section-manage" class="link link link-arrow-right" target="_self">Import <span class="text-nowrap">finance<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Finance my working capital</div> <div class="name"><a href="/business-banking/smes/trade.page#section-finance" class="link link link-arrow-right" target="_self">Open account <span class="text-nowrap">financing<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Grow my sales</div> <div class="name"><a href="/business-banking/smes/trade.page#section-grow" class="link link link-arrow-right" target="_self">Export <span class="text-nowrap">finance<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Secure my obligations</div> <div class="name"><a href="/business-banking/smes/trade.page#section-secure" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Guarantees<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Facilitate purchases/sales as Middleman</div> <div class="name"><a href="/business-banking/smes/trade.page#section-facilitate" class="link link link-arrow-right" target="_self">Back-to-Back & Transferable Letter of <span class="text-nowrap">Credit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/trade" class="button button--secondary button--link" target="_self"><span>See all Trade Finance Products</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/purchase-invoice-financing-for-smes" class="link link link-arrow-right" target="_self">Understanding invoice financing (purchase) for <span class="text-nowrap">SMEs<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/sales-invoice-financing-for-smes" class="link link link-arrow-right" target="_self">What SMEs must know about invoice financing <span class="text-nowrap">(sales)<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles/overview" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="transactions" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Collections and Payments</div> </div> <div class="d-none d-lg-block subnav-main-title col-12 col-sm-12 col-lg-2">Manage your payments</div> <div class="col-lg-6 col-mid-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Make payments</div> <div class="name"><a href="/business-banking/smes/transactions/making-payments" class="link link link-arrow-right" target="_self">Making <span class="text-nowrap">payments<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Receive payments</div> <div class="name"><a href="/business-banking/smes/transactions/receiving-payments" class="link link link-arrow-right" target="_self">Receiving <span class="text-nowrap">payments<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Commercial cards</div> <div class="name"><a href="/business-banking/smes/transactions/commercial-cards" class="link link link-arrow-right" target="_self">For everyday business <span class="text-nowrap">needs<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/transactions" class="button button--secondary button--link" target="_self"><span>See all transfer methods</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag"> </div> <div class="header__sub-menu-link"> <p><p>The OCBC Business Debit Card now comes in a new design! <p class="pt2">Earn unlimited cashback on your everyday business spend!</p> </div> <div class="header__sub-menu-readmore"><a href="/business-banking/smes/transactions/business-debit-card" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="runningbiz" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Running a business</div> </div> <div class="d-none d-lg-block subnav-main-title col-12 col-sm-12 col-lg-2">Running a business</div> <div class="col-lg-6 col-mid-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Starting your business</div> <div class="name"><a href="/business-banking/smes/business-tools#starting-first-business" class="link link link-arrow-right" target="_self">Uncover blind spots and start your business <span class="text-nowrap">right<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div 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href="/business-banking/enterprises/healthcare" class="link link link-arrow-right" target="_self">Are you an aspiring medical <span class="text-nowrap">entrepreneur?<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/enterprises/fnb" class="link link link-arrow-right" target="_self">Business solutions for F&B <span class="text-nowrap">entrepreneurs<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/enterprises" class="link link link-arrow-right" target="_blank">Find solutions for your industry-specific <span class="text-nowrap">needs<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div>  <section id="main-wrapper"> <div class="container-fluid iw_section" id="sectionk1a5c4um"> <div class="row iw_row iw_stretch" id="rowk1a5c4un"> <div class="iw_columns col-lg-12" id="colk1a5c4uo"> <div class="iw_component" id="iw_comp1570073690253">  <div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/business-banking/index.page">Business Banking</a></li> <li><a href="/business-banking/smes.page">SMEs</a></li> <li><a href="/business-banking/smes/loans.page">Loans</a></li> <li>Working Capital</li> </ul> </div> </div> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionk1a5c4uu"> <div class="row iw_row iw_stretch" id="rowk1a5c4uv"> <div class="iw_columns col-lg-12" id="colk1a5c4uw"> <div class="iw_placeholder" id="iw_placeholder1570073690261"> <div class="iw_component" id="iw_comp1598620673513"> <div class="masthead-component"></div> <div class="module container bp-width-med3 animate"> <div class="common__category-description box-med bp-curve3 bg-ash2 text-center "> <h1 class="no-margin thesans"><span>Find the best business loan that meets your needs</span></h1> </div> </div> </div> <div class="iw_component" id="iw_comp1598620673514"> <div class="masthead-component"></div> <div class="module container bp-width-med4"> <div class="common__category-list box-shadow3 bp-curve3 no-padding box-pull bg-white mobile-carousel-nav"> <div class="auto com__lo-nav fz-16 text-center mw--1060"> <div class="mc-na-main"> <div class="owl-carousel owl-nav1 group-height"> <div class="item"><a href="/business-banking/smes/loans.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/loans/subnav-overview.png"></div> <p class="mh1-f">Overview</p> </div></a></div> <div class="item selected"><a href="/business-banking/smes/loans/working-capital.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/loans/working-capital-icon.png"></div> <p class="mh1-f"> Working capital </p> </div></a></div> <div class="item"><a href="/business-banking/smes/loans/fixed-assets.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/loans/fixed-assets-icon.png"></div> <p class="mh1-f"> Fixed assets </p> </div></a></div> <div class="item"><a href="/business-banking/smes/loans/government-assisted.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/loans/government-assistance-icon.png"></div> <p class="mh1-f">Government-assisted </p> </div></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1700450762523"> <div class="module container bp-width-med3 module animate"> <div class="subcategory subcategory--black">Working capital loan for your everyday business operations</div> </div> </div> <div class="iw_component" id="iw_comp1601463609776"> <div class="products-component"></div> <div class=""> <div class="container bp-width-med3 module animate select2-filter-parent"> <div class="com_insurance-text-listing"> <div class="row animate" anim-control="parent"> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Business Term Loan</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Finance daily operations or business expansion at a lower cost - 50% off facility fees</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Apply online to enjoy up to S$5,250 savings, T&Cs apply</span></li> <li><span>Borrow up to S$700,000 with no early repayment fees</span></li> <li><span>Apply online via Singpass</span></li> </ul> </div><a href="/business-banking/smes/loans/business-term-loan" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Business First Loan</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">For startups, receive quick and hassle-free financing of up to S$100,000 while saving 50% on facility fees, T&Cs apply</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Easy to qualify, your business just needs to be 6 months old</span></li> <li><span>Borrow up to S$100,000 over 5 years, no collateral needed</span></li> </ul> </div><a href="/business-banking/smes/loans/business-first-loan" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Short-term Financing</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Turn your business invoices into cash</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Get paid faster</span></li> <li><span>Improve cash flow</span></li> <li><span>Pay interest only for the amount you use</span></li> </ul> </div><a href="/business-banking/smes/loans/invoice-financing" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Revolving Term Loan</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Have ready cash on standby and pay only for what you use</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Low effective interest rate of 8.88% p.a.</span></li> <li><span>Maximum limit of up to S$200,000</span></li> <li><span>Flexible drawdown and no early repayment fees</span></li> </ul> </div><a href="/business-banking/smes/loans/business-revolving-short-term-loan" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">SME Sustainable Financing</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Committed in helping SMEs do well and do good.</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Increased accessibility to sustainable financing for SMEs</span></li> <li><span>Lesser time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals</span></li> <li><span>Supports SMEs to build brand value and image</span></li> </ul> </div><a href="/business-banking/smes/loans/sustainable-financing" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">SME Working Capital Loan</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Enhanced government support for SMEs to access working capital at a lower cost - 50% off facility fees</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Save up to S$3,570 when you apply online today, T&Cs apply</span></li> <li><span>Government-assisted loan that lets you borrow up to S$500,000 with no early repayment fees</span></li> <li><span>Apply online with Singpass - no physical meeting needed</span></li> </ul> </div><a href="/business-banking/smes/loans/working-capital-loan" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Solar Financing</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Unlock the value of your rooftop space</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Build solar energy capabilities at zero capital costs</span></li> <li><span>Enjoy greater savings on your electricity bills</span></li> <li><span>Installation and maintenance of solar panels fully handled by solar providers</span></li> </ul> </div><a href="/business-banking/smes/loans/solar-financing" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Enterprise Financing Scheme - Green</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">For enablers of the green economy</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Receive support from Enterprise Singapore</span></li> <li><span>Build new capabilities, tap new markets and differentiate your products and services</span></li> <li><span>Scale up your investment in the green economy</span></li> </ul> </div><a href="/business-banking/smes/loans/enterprise-financing-scheme-green" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Enterprise Financing Scheme - Merger and Acquisition</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">For acquiring a local or an overseas business</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Borrow up to S$2 million</span></li> <li><span>Available to SMEs across industries</span></li> <li><span>Consolidate, diversify or globalise your business operations</span></li> </ul> </div><a href="/business-banking/smes/loans/enterprise-financing-scheme-mergeracquisition" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">SME Overseas Loan</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Customised funding solutions for your overseas business needs.</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Collateral-free loan designed for overseas use</span></li> <li><span>Fulfil cashflow requirements for overseas operation</span></li> <li><span>Meet working capital needs for overseas expansion</span></li> </ul> </div><a href="/business-banking/smes/loans/sme-overseas-loan" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">OCBC Contract Financing</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">Customised funding designed to help you fulfil your contract needs.</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>One stop solution for your contracts' financing needs</span></li> <li><span>Customised financing to see you through your contracts</span></li> <li><span>Dedicated contract financing specialist to serve you</span></li> </ul> </div><a href="/business-banking/smes/loans/contract-financing" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-12 col-md-6 col-lg-4 filter-item filter- year-"> <div class="com_insurance-text-item"> <div class="com_insurance-text-title">Business Venture Loan</div> <div class="com_insurance-text-title2"> <h4 class="mb-0">For innovative high-growth businesses, access venture debt financing of up to S$8,000,000.</h4> </div> <div class="com_insurance-text-item__content"> <ul class="list-tick"> <li><span>Up to S$8 million</span></li> <li><span>Tenure of up to 5 years</span></li> </ul> </div><a href="/business-banking/smes/loans/sme-venture-loan" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> <div class="col-md-12 filter-empty d-none-soft"> <div class="d-flex align-items-center flex-column"><img src="/iwov-resources/sg/ocbc/personal/img/icon_empty.png" alt="" width="55"><p class="empty-title">No endownment plan for this option</p> <p>Try a different goal or time period.</p> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1627991921256"> <div class="articles-component"></div> <div class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Featured Articles</div> <ul class="com__article-list com__list-4 com__row-group-height"> <li class="com__row-group-col"> <div class="com__ar-li-set"><a class="border-0" target="_self" href="/business-banking/articles/invoicefinancing-vs-termloan"> <div class="bp-img wide"><img alt="Differentiate between invoice financing and term loans" src="/iwov-resources/sg/ocbc/business/img/articles/invoicefinancing-vs-termloan/listing-image.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Small business loans - Invoice Financing vs Term Loan</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">More<i class="far fa-chevron-right"></i></span></span></div> </div></a></div> </li> <li class="com__row-group-col"> <div class="com__ar-li-set"><a class="border-0" target="_self" href="/business-banking/articles/sme-lending-options-2021"> <div class="bp-img wide"><img alt="Financing options for SMEs in 2021" src="/iwov-resources/sg/ocbc/business/img/articles/sme-lending-options-2021/listing-image.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>SME financing in 2024 - What are the lending options for small businesses?</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">More<i class="far fa-chevron-right"></i></span></span></div> </div></a></div> </li> <li class="com__row-group-col"> <div class="com__ar-li-set"><a class="border-0" target="_self" href="/business-banking/articles/sme-loans-singapore-guide"> <div class="bp-img wide"><img alt="An SME owner choosing a loan for his business" src="/iwov-resources/sg/ocbc/business/img/articles/sme-loans-singapore-guide/listing-image.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>A guide to the best SME loans in Singapore 2023</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">More<i class="far fa-chevron-right"></i></span></span></div> </div></a></div> </li> <li class="com__row-group-col"> <div class="com__ar-li-set"><a class="border-0" target="_self" href="/business-banking/articles/everything-you-need-to-know-about-the-application-process-of-a-business-loan"> <div class="bp-img wide"><img alt="Loan application process" src="/iwov-resources/sg/ocbc/business/img/articles/everything-you-need-to-know-about-the-application-process-of-a-business-loan/listing-image.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Everything You Need to Know About the Application Process of a Business Loan</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">More<i class="far fa-chevron-right"></i></span></span></div> </div></a></div> </li> </ul> </div> </div> <div class="iw_component" id="iw_comp1598620673632"> <div class="awards-component"></div> <div class="module container bp-width-med3"> <div class="subcategory subcategory--black">Our awards and accolades</div> <div class="list__col com__sneak-slider sneak-small"> <div class="row"> <div class="col-custom-10"> <div class="row animate owl-carousel car1 group-height" anim-control="parent"> <div class="col-md-4 item"> <div class="list__col-single list__col-count-more"> <div class="list__col-wrapper gh3"> <div class="list__col-image2 bp-img text-center"></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Best SME Bank in Asia-Pacific</strong></h4></span><div class="list__col-text"> <p>2023 - 2024 Global Finance <br>2024 The 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