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<!DOCTYPE html><html lang="en-AU"><head><title>Fast funding for every stage of growth | Shopify Capital - Shopify Australia</title><meta charSet="utf-8"/><meta name="viewport" content="width=device-width,initial-scale=1"/><meta name="description" content="Access up to $2M in funding to scale your business faster and repay as you sell. Apply with minimal paperwork—no credit checks, no equity taken."/><meta property="fb:pages" content="20409006880"/><meta property="fb:app_id" content="847460188612391"/><meta property="og:type" content="website"/><meta property="og:site_name" content="Shopify"/><meta property="og:title" content="Fast funding for every stage of growth | Shopify Capital"/><meta property="og:description" content="Access up to $2M in funding to scale your business faster and repay as you sell. 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aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)"><path d="m12.75 19.25 5.5-5.5m1 2.5v-3.5h-3.5m-2 14.5h.5a1 1 0 0 0 1-1v-2.5a1 1 0 0 0-1-1h-.5a1 1 0 0 0-1 1v2.5a1 1 0 0 0 1 1Zm6 0h.5a1 1 0 0 0 1-1v-5.5a1 1 0 0 0-1-1h-.5a1 1 0 0 0-1 1v5.5a1 1 0 0 0 1 1Zm6 0h.5a1 1 0 0 0 1-1v-12.5a1 1 0 0 0-1-1h-.5a1 1 0 0 0-1 1v12.5a1 1 0 0 0 1 1ZM39.25 20c0 10.631-8.619 19.25-19.25 19.25S.75 30.631.75 20 9.369.75 20 .75 39.25 9.369 39.25 20Z" stroke="url(#market_svg__a)" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path></g></svg></span><span id="subNavItem-Market" class="font-bold text-t7 inline-block">Market</span></div><ul class="pb-2" aria-labelledby="subNavItem-Market"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/marketing"><div class="text-base font-medium"><span class="inline-block arrow-animation">Market your business<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Reach & retain customers</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/facebook-instagram"><div class="text-base font-medium"><span class="inline-block arrow-animation">Market across social<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Social media integrations</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/email-marketing"><div class="text-base font-medium"><span class="inline-block arrow-animation">Nurture customers<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Email</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/segmentation"><div class="text-base font-medium"><span class="inline-block arrow-animation">Know your audience<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Gain customer insights</div></a></li></ul></div><div class="col-span-3 col-start-10 pt-8 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg font-bold"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)"><path d="M12.75 15.75c0 1.243.75 2.5 2.25 2.5s2.5-1.257 2.5-2.5c0 1.243 1 2.5 2.5 2.5s2.5-1.257 2.5-2.5c0 1.243 1 2.5 2.5 2.5s2.25-1.257 2.25-2.5m-12.5 11.5h10.5a2 2 0 0 0 2-2v-9.067a2 2 0 0 0-.179-.827l-.538-1.184A2 2 0 0 0 24.713 13h-9.425a2 2 0 0 0-1.82 1.172l-.538 1.184a2 2 0 0 0-.18.827v9.067a2 2 0 0 0 2 2Zm3-3.5a2 2 0 0 1 2-2h.5a2 2 0 0 1 2 2v3.5h-4.5v-3.5ZM39.25 20c0 10.631-8.619 19.25-19.25 19.25S.75 30.631.75 20 9.369.75 20 .75 39.25 9.369 39.25 20Z" stroke="url(#manage_svg__a)" stroke-width="1.5" stroke-linecap="round"></path></g></svg></span><span id="subNavItem-Manage" class="font-bold text-t7 inline-block">Manage</span></div><ul class="pb-2" aria-labelledby="subNavItem-Manage"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/manage"><div class="text-base font-medium"><span class="inline-block arrow-animation">Manage your business<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Track sales, orders & analytics</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/analytics"><div class="text-base font-medium"><span class="inline-block arrow-animation">Measure your performance<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Analytics and Reporting</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/shipping"><div class="text-base font-medium"><span class="inline-block arrow-animation">Ship orders faster<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Shipping</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/orders"><div class="text-base font-medium"><span class="inline-block arrow-animation">Manage your stock & orders<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Inventory & order management</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/capital"><div class="text-base font-medium"><span class="inline-block arrow-animation">Secure business funding<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Shopify Capital</div></a></li></ul></div></div></div><div class="absolute bottom-0 inset-x-0 overflow-hidden z-20"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-0"><div class="col-span-12 col-start-1 scheme-white:bg-shade-10 scheme-transparent-light:bg-shade-10 scheme-black:bg-shade-90 scheme-transparent-dark:bg-shade-90 relative after:absolute after:left-full after:top-[-1px] after:w-[100vw] after:h-[calc(100%+1px)] scheme-white:after:bg-shade-10 scheme-transparent-light:after:bg-shade-10 scheme-black:after:bg-shade-90 scheme-transparent-dark:after:bg-shade-90 scheme-black:text-white scheme-transparent-dark:text-white -ml-[var(--margin)] -mt-8 md:mt-0 pl-[var(--margin)] pt-6 before:content-[''] before:absolute before:right-full before:top-[-1px] before:w-[100vw] before:h-[calc(100%+1px)] scheme-white:before:bg-shade-10 scheme-transparent-light:before:bg-shade-10 scheme-black:before:bg-shade-90 scheme-transparent-dark:before:bg-shade-90 border-t scheme-white:border-shade-20 scheme-transparent-light:border-shade-20 scheme-black:border-shade-70 scheme-transparent-dark:border-shade-70 before:border-t scheme-white:before:border-shade-20 scheme-transparent-light:before:border-shade-20 scheme-black:before:border-shade-70 scheme-transparent-dark:before:border-shade-70 after:border-t scheme-white:after:border-shade-20 scheme-transparent-light:after:border-shade-20 scheme-black:after:border-shade-70 scheme-transparent-dark:after:border-shade-70 -translate-y-[30px]" data-background="transparent_light"><ul class="grid grid-cols-12 gap-x-gutter gap-y-0 pb-0"><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="https://shopify.dev" aria-label="External source: Shopify Developers . Build with Shopify's powerful APIs"><div class="text-base font-medium"><span class="inline-block arrow-animation">Shopify Developers<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Build with Shopify's powerful APIs</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="/au/plus"><div class="text-base font-medium"><span class="inline-block arrow-animation">Plus<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">A commerce solution for growing digital brands</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><a class="group inline-block w-full text-black hover:text-black" href="/au/products"><div class="text-base font-medium"><span class="inline-block arrow-animation">All Products<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Explore all Shopify products & features</div></a></li></ul></div></div></div></div></li><li class="mr-8 text-base"><div class="flex h-full"><a class="flex items-center hover:underline text-black hover:text-black" href="/au/pricing">Pricing</a></div></li><li class="mr-8 text-base"><div class="relative flex h-full after:content[""] after:block after:h-[3px] after:w-full after:absolute after:bottom-0 after:scale-0 after:origin-left after:transition-transform after:duration-[350ms] after:ease-[bezier(0.66, 0.66, 0.34, 1.00)] after:motion-reduce:transition-none hover:underline after:bg-black text-black"><button type="button" class="bg-transparent whitespace-nowrap" data-component-name="Resources-toggle-open" aria-controls="ResourcesDesktopMenu" aria-expanded="false" aria-haspopup="true"><span class="mr-3">Resources</span><div aria-hidden="true" class="relative inline-block h-[7px] w-3 cursor-pointer"><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -translate-x-[3px] rotate-[135deg]"></div><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -rotate-[135deg]"></div></div></button></div><div id="ResourcesDesktopMenu" class="absolute inset-x-0 top-global-header z-[21] transition-transform duration-[452ms] ease-[cubic-bezier(0.26,1.00,0.48,1.00)] motion-reduce:transition-none before:absolute before:inset-x-0 before:top-0 before:w-full before:h-full before:left-0 before:shadow-xl before:pointer-events-none before:z-10 bg-white text-black bg-white text-black opacity-0 pointer-events-none -translate-y-[10px]"><div class="relative no-scrollbar overflow-y-auto overflow-x-clip max-h-[calc(100vh-72px)] z-20"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-0"><div class="col-span-3 col-start-1 pt-8 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg font-bold"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#help-and-support_svg__a)"><circle cx="20" cy="20" r="19.25" stroke="currentColor" stroke-width="1.5"></circle><path d="M20 20v6" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M20 16.5a1.5 1.5 0 1 0 0-3 1.5 1.5 0 0 0 0 3Z" fill="currentColor"></path></g></svg></span><span id="subNavItem-Help and support" class="font-bold text-t7 inline-block">Help and support</span></div><ul class="pb-2" aria-labelledby="subNavItem-Help and support"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://help.shopify.com/en/" aria-label="External source: Help and support . Get 24/7 support"><div class="text-base font-medium"><span class="inline-block arrow-animation">Help and support<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Get 24/7 support</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/topics/guides"><div class="text-base font-medium"><span class="inline-block arrow-animation">How-to guides<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Read in-depth business guides</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog"><div class="text-base font-medium"><span class="inline-block arrow-animation">Shopify blog<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Business strategy tips</div></a></li></ul></div><div class="col-span-6 col-start-4 pt-8 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg font-bold"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)" stroke="currentColor" stroke-width="1.5"><circle cx="20" cy="20" r="19.25"></circle><path d="m22.023 15.04 3 3M12.75 27.25l4.25-1 9.95-9.95a1 1 0 0 0 0-1.413l-1.837-1.836a1 1 0 0 0-1.414 0L13.75 23l-1 4.25Z" stroke-linecap="round" stroke-linejoin="round"></path></g></svg></span><span id="subNavItem-Popular topics" class="font-bold text-t7 inline-block">Popular topics</span></div><ul class="pb-2 columns-2" aria-labelledby="subNavItem-Popular topics"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/what-is-shopify"><div class="text-base font-medium"><span class="inline-block arrow-animation">What is Shopify?<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">How our commerce platform works</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/editions"><div class="text-base font-medium"><span class="inline-block arrow-animation">Shopify Editions<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">New, innovative Shopify products</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/topics/founder-stories"><div class="text-base font-medium"><span class="inline-block arrow-animation">Founder stories<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Learn from successful merchants</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/how-to-build-a-brand"><div class="text-base font-medium"><span class="inline-block arrow-animation">Branding<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Build your brand from scratch</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/marketing-plan"><div class="text-base font-medium"><span class="inline-block arrow-animation">Marketing<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Build a marketing plan</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/ecommerce-seo-beginners-guide"><div class="text-base font-medium"><span class="inline-block arrow-animation">Ecommerce SEO<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Improve your search ranking</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/topics/social-media-optimization"><div class="text-base font-medium"><span class="inline-block arrow-animation">Social media strategy<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Turn social into sales</div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/how-to-scale-small-business"><div class="text-base font-medium"><span class="inline-block arrow-animation">Business growth<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Scale your business</div></a></li></ul></div><div class="col-span-3 col-start-10 pt-8 scheme-white:bg-shade-10 scheme-transparent-light:bg-shade-10 scheme-black:bg-shade-90 scheme-transparent-dark:bg-shade-90 pl-10 relative after:absolute after:left-full after:top-[-1px] after:w-[100vw] after:h-[calc(100%+1px)] scheme-white:after:bg-shade-10 scheme-transparent-light:after:bg-shade-10 scheme-black:after:bg-shade-90 scheme-transparent-dark:after:bg-shade-90 scheme-black:text-white scheme-transparent-dark:text-white border-l scheme-white:border-shade-20 scheme-transparent-light:border-shade-20 scheme-black:border-shade-70 scheme-transparent-dark:border-shade-70 -translate-y-[30px]" data-background="transparent_light"><div class="flex items-center border-shade-30 mb-6 border-b pb-4 text-lg font-bold"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="40" height="40" fill="none"><g clip-path="url(#white_circle_svg__a)" stroke="currentColor" stroke-width="1.5"><circle cx="20" cy="20" r="19.25"></circle><path d="M16.75 16.75v-2a2 2 0 0 1 2-2h2.5a2 2 0 0 1 2 2v2m-2 4v1.5a1 1 0 0 1-1 1h-.5a1 1 0 0 1-1-1v-1.5m2.5 0a1 1 0 0 0-1-1h-.5a1 1 0 0 0-1 1m2.5 0h6m-8.5 0h-6m2 6.5h10.5a2 2 0 0 0 2-2v-6.5a2 2 0 0 0-2-2h-10.5a2 2 0 0 0-2 2v6.5a2 2 0 0 0 2 2Z"></path></g></svg></span><span id="subNavItem-Essential tools" class="font-bold text-t7 inline-block">Essential tools</span></div><ul class="pb-2" aria-labelledby="subNavItem-Essential tools"><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/tools/logo-maker"><div class="text-base font-medium"><span class="inline-block arrow-animation">Logo maker<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://www.shopify.com/stock-photos" aria-label="External source: Stock photography ."><div class="text-base font-medium"><span class="inline-block arrow-animation">Stock photography<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/blog/business-plan-template"><div class="text-base font-medium"><span class="inline-block arrow-animation">Business plan template<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="https://www.linkpop.com/" aria-label="External source: Link in bio tool ."><div class="text-base font-medium"><span class="inline-block arrow-animation">Link in bio tool<span class="sr-only">.</span></span></div></a></li><li class="flex mb-6 pr-4"><a class="group inline-block w-full text-black hover:text-black" href="/au/tools/qr-code-generator"><div class="text-base font-medium"><span class="inline-block arrow-animation">QR code generator<span class="sr-only">.</span></span></div></a></li></ul></div></div></div></div></li><li class="mr-8 text-base"><div class="flex h-full"><a class="flex items-center hover:underline text-black hover:text-black" href="/au/enterprise">Enterprise</a></div></li><li class="mr-8 text-base"><div class="relative flex h-full after:content[""] after:block after:h-[3px] after:w-full after:absolute after:bottom-0 after:scale-0 after:origin-left after:transition-transform after:duration-[350ms] after:ease-[bezier(0.66, 0.66, 0.34, 1.00)] after:motion-reduce:transition-none hover:underline after:bg-black text-black"><button type="button" class="bg-transparent whitespace-nowrap" data-component-name="What’s new-toggle-open" aria-controls="What’s newDesktopMenu" aria-expanded="false" aria-haspopup="true"><span class="mr-3">What’s new</span><div aria-hidden="true" class="relative inline-block h-[7px] w-3 cursor-pointer"><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -translate-x-[3px] rotate-[135deg]"></div><div class="inline-block rounded border-b-8 h-2 w-[2px] origin-center transition-all ease-[bezier(0.66, 0.66, 0.34, 1.00)] duration-[350ms] motion-reduce:transition-none border-black bg-black -rotate-[135deg]"></div></div></button></div><div id="What’s newDesktopMenu" class="absolute inset-x-0 top-global-header z-[21] transition-transform duration-[452ms] ease-[cubic-bezier(0.26,1.00,0.48,1.00)] motion-reduce:transition-none before:absolute before:inset-x-0 before:top-0 before:w-full before:h-full before:left-0 before:shadow-xl before:pointer-events-none before:z-10 bg-white text-black bg-white text-black opacity-0 pointer-events-none -translate-y-[10px]"><div class="relative no-scrollbar overflow-y-auto overflow-x-clip max-h-[calc(100vh-72px)] z-20"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-0"><div class="col-span-12 col-start-1 pt-8 -translate-y-[30px]" data-background="transparent_light"><ul class="grid grid-cols-12 gap-x-gutter gap-y-0 pb-0"><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="41" height="42" viewBox="0 0 41 42" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_213_1921)"><path d="M39.5 21C39.5 31.6315 30.8815 40.25 20.25 40.25C9.61852 40.25 1 31.6315 1 21C1 10.3685 9.61852 1.75 20.25 1.75C30.8815 1.75 39.5 10.3685 39.5 21Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><rect x="13" y="14" width="15" height="14" rx="2" stroke="currentColor" stroke-width="1.5"></rect><path d="M25 24L19 24" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M25 21L19 21" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M25 18L19 18" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M17 18L16 18" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M17 21L16 21" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M17 24L16 24" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path></g><defs><clipPath id="clip0_213_1921"><rect width="40.5" height="40.5" fill="white" transform="translate(0 0.75)"></rect></clipPath></defs></svg></span><a class="group inline-block w-full text-black hover:text-black" href="https://changelog.shopify.com" aria-label="External source: Changelog . Your source for recent updates"><div class="text-base font-medium"><span class="inline-block arrow-animation">Changelog<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Your source for recent updates</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="41" height="42" viewBox="0 0 41 42" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_213_1927)"><path d="M39.75 21C39.75 31.6315 31.1315 40.25 20.5 40.25C9.86852 40.25 1.25 31.6315 1.25 21C1.25 10.3685 9.86852 1.75 20.5 1.75C31.1315 1.75 39.75 10.3685 39.75 21Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M25 22L16 22" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M20 25L16 25" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M16 17C16 16.4477 16.4477 16 17 16H24C24.5523 16 25 16.4477 25 17V18C25 18.5523 24.5523 19 24 19H17C16.4477 19 16 18.5523 16 18V17Z" stroke="currentColor" stroke-width="1.5"></path><rect x="13" y="13" width="15" height="15" rx="2" stroke="currentColor" stroke-width="1.5"></rect></g><defs><clipPath id="clip0_213_1927"><rect width="40.5" height="40.5" fill="white" transform="translate(0.25 0.75)"></rect></clipPath></defs></svg></span><a class="group inline-block w-full text-black hover:text-black" href="/au/editions/summer2024"><div class="text-base font-medium"><span class="inline-block arrow-animation">Summer ’24 Edition<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">The latest 100+ product updates</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="41" 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30 14 30H24.5C25.6046 30 26.5 29.1046 26.5 28V28" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path></g><defs><clipPath id="clip0_213_2183"><rect width="40.5" height="40.5" fill="white" transform="translate(0.5 0.75)"></rect></clipPath></defs></svg></span><a class="group inline-block w-full text-black hover:text-black" href="/au/editions/all"><div class="text-base font-medium"><span class="inline-block arrow-animation">All Editions<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">Archive of past Shopify Editions</div></a></li><li class="flex mb-6 pr-4 border-r border-shade-30 last:border-0 col-span-3"><span aria-hidden="true" class="-ml-2 lg:ml-0 mr-3 md:mr-3 inline-block h-10 w-10"><svg width="42" height="42" viewBox="0 0 42 42" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M40.25 21C40.25 31.6315 31.6315 40.25 21 40.25C10.3685 40.25 1.75 31.6315 1.75 21C1.75 10.3685 10.3685 1.75 21 1.75C31.6315 1.75 40.25 10.3685 40.25 21Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M17.341 24.6079L18.8363 26.9574" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M26.9609 14.7523C28.2811 15.4085 29.324 16.6069 29.7356 18.1429C30.1472 19.679 29.8432 21.2382 29.028 22.4667" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M26.9769 20.7052C27.2556 20.1447 27.3388 19.4842 27.164 18.832C26.9893 18.1799 26.587 17.6495 26.0654 17.3034" stroke="currentColor" stroke-width="1.5" stroke-linecap="round"></path><path d="M14.5357 20.5604C14.4233 20.1409 14.5945 19.6968 14.9595 19.4613L21.4187 15.2941C21.9885 14.9265 22.7512 15.2206 22.9267 15.8756L24.9726 23.5109C25.1481 24.1659 24.6346 24.802 23.9574 24.7685L16.2799 24.3892C15.8461 24.3678 15.4758 24.0688 15.3633 23.6493L14.5357 20.5604Z" stroke="currentColor" stroke-width="1.5"></path><path d="M12.0335 21.5081L12.7226 24.0796" 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All company news and press releases"><div class="text-base font-medium"><span class="inline-block arrow-animation">Newsroom<span class="sr-only">.</span></span></div><div class="text-sm text-shade-70 group-hover:text-black">All company news and press releases</div></a></li></ul></div></div></div></div></li></ul></nav><div class="ml-auto"><ul class="lg:flex hidden items-center"><li class="mr-8 text-base"><a class="whitespace-nowrap hover:underline text-black" href="/au/login?ui_locales=en-AU" data-component-name="login">Log in</a></li><li class="leading-[0]"><a href="https://accounts.shopify.com/store-create?language=en&locale=en-AU&signup_page=https%3A%2F%2Fwww.shopify.com%2Fau%2Fcapital&signup_types[]=paid_trial_experience" class="inline-block self-center overflow-hidden max-w-full ring-inset rounded-button font-button-font transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline border-2 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stop-color="#4F58AA"></stop></linearGradient></defs></svg></header><main role="main" id="main" tabindex="-1" class="focus-visible:outline-none"><section class="grid grid-cols-full pb-0 text-section-light-text pt-4xl relative gap-0 overflow-hidden bg-cash-green" data-section-name="" data-component-name="hero" data-viewable-component="true" data-mode="light"><div class="flex flex-col md:flex-row container gap-xl my-3xl"><div class="flex flex-col md:w-1/2 items-center md:items-start"><h1 class="text-t7 uppercase font-bold leading-none bg-hedge-green" data-component-name="kicker">Shopify Capital</h1><h2 class="richtext text-black text-t1 text-center md:text-left">Fund your business.<br /> Drive growth. Scale faster.</h2></div><div class="flex flex-col md:w-1/2 gap-y-4 md:justify-end"><p class="richtext text-body-base text-center md:text-right">Shopify Capital offers access to funding that lets you repay as you sell, at every growth stage, right from your admin.</p><div data-component-name="button-group" class="flex justify-center md:justify-end" data-mode="light"><div class="flex gap-y-sm flex-wrap gap-x-sm justify-start"><a href="https://admin.shopify.com/capital/offers" class="inline-block self-center overflow-hidden max-w-full px-button-px py-button-py ring-inset rounded-button text-button-size font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline md:px-button-lg-px md:py-button-lg-py md:text-button-lg-size border-2 text-button-light-primary-text bg-button-light-primary-bg border-button-light-primary-border ring-button-light-primary-border hover:text-button-light-primary-text-hover hover:bg-button-light-primary-bg-hover hover:border-button-light-primary-border-hover hover:ring-button-light-primary-border-hover focus:text-button-light-primary-text-focus focus:bg-button-light-primary-bg-focus focus:border-button-light-primary-border-focus focus:ring-button-light-primary-border-focus active:text-button-light-primary-text-active active:bg-button-light-primary-bg-active active:border-button-light-primary-border-active active:ring disabled:text-button-light-primary-text-disabled disabled:bg-button-light-primary-bg-disabled disabled:border-button-light-primary-border-disabled disabled:ring-button-light-primary-border-disabled" data-component-name="login-to-check-eligibility" data-mode="light" target="">Log in to check eligibility</a></div></div></div></div><div class="container relative mx-auto w-full capital-hero-image-wrapper"><picture data-component-name="image"><img alt="Two Shopify merchants smiling on a spiral staircase. One wears a gray shirt and jeans, while the other is in a striped polo and green pants. A bicycle is in the background, and a table holds a water bottle and a blue box." class="capital-hero-image h-full w-full object-contain" src="https://cdn.shopify.com/b/shopify-brochure2-assets/0c111fe4b2d7c9130bca96cb35c17cd7.png?originalWidth=2520&originalHeight=1260"/></picture><picture data-component-name="image"><img alt="" class="capital-hero-image-mask absolute w-full h-full left-0 bottom-0 object-contain" src="https://cdn.shopify.com/b/shopify-brochure2-assets/4d22b450527ce7ed674e9c50bb67766d.png?originalWidth=2520&originalHeight=1260"/></picture></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-2xl bg-cash-green" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="grid gap-y-gutter sm:grid-cols-2 lg:grid-cols-4 container gap-x-3xl grid-cols-2" data-component-name="card-grid"><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base">No credit checks, no impact to your personal credit score</p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base">Get offers customized for your business</p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base">Pay only on days you sell and less when sales are slow</p></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div data-component-name="card-icon"></div><div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><p class="richtext text-body-base">Keep scaling your business with additional cash</p></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-2xl bg-finance-green" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="grid grid-cols-1 lg:grid-cols-3 container gap-2xl sm:grid-cols-1 md:grid-cols-3" data-component-name="card-grid"><div class="text-center text-section-dark-text [&_p]:text-body-base" data-mode="dark" data-component-name="heading-group"><h2 class="richtext text-t2">$5.1B+ funded</h2><p class="richtext text-body-lg pt-sm">to Shopify merchants since 2016</p></div><div class="text-center text-section-dark-text [&_p]:text-body-base" data-mode="dark" data-component-name="heading-group"><h2 class="richtext text-t2">Offers up to $2M</h2><p class="richtext text-body-lg pt-sm">with options to renew, if eligible<sup>1</sup></p></div><div class="text-center text-section-dark-text [&_p]:text-body-base" data-mode="dark" data-component-name="heading-group"><h2 class="richtext text-t2">0% equity</h2><p class="richtext text-body-lg pt-sm">no stake taken—ever</p></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 xs:col-start-1 sm:col-start-1 md:col-start-2 lg:col-start-3 xl:col-start-3"><div class="text-center text-section-light-text [&_p:last-child]:text-body-base" data-mode="light" data-component-name="heading-group"><p class="text-t7 uppercase font-bold leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Success stories</p><h2 class="richtext text-t1">No vision is too bold, no idea is too big</h2><p class="richtext text-body-lg pt-md">Join the thousands of businesses that have tapped into over 344k funding rounds through Shopify Capital to accelerate their growth.</p></div></div></div><div class="flex gap-4 container mt-6"><div class="relative transition-all duration-500 ease-in-out md:flex-grow md:basis-1/4"><div class="h-[250px] sm:h-[450px] md:h-[400px] overflow-hidden rounded-lg"><picture data-component-name="image"><img alt="Packaged meat products from "Porter Road"" class="w-full h-full object-cover transition-all duration-500 ease-in-out" src="https://cdn.shopify.com/b/shopify-brochure2-assets/90d3f531af30e4f4a6094619ad3a3243?height=400" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/90d3f531af30e4f4a6094619ad3a3243?height=400, https://cdn.shopify.com/b/shopify-brochure2-assets/90d3f531af30e4f4a6094619ad3a3243?height=800 2x"/></picture><div class="absolute inset-0 bg-white bg-opacity-20 group-hover:opacity-0"></div></div><div class="text-left text-section-light-text child-bg-transparent max-w-[300px] [&_[data-component-name="kicker"]]:px-0 [&_[data-component-name="kicker"]]:py-5 [&_[data-component-name="kicker"]]:mb-0 [&_p:first-child]:pb-3 [&_p:last-child]:pt-0 [&_p:last-child]:text-t5 md:[&_p]:text-shade-40" data-mode="light" data-component-name="heading-group"><p class="text-t7 uppercase font-bold leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Food & Beverage</p><p class="richtext text-body-lg pt-sm">Scaling a Sustainable Meat Company</p></div></div><div class="relative transition-all duration-500 ease-in-out md:flex-grow md:basis-1/4"><div class="h-[250px] sm:h-[450px] md:h-[400px] overflow-hidden rounded-lg"><picture data-component-name="image"><img alt="Person with a dog from "Pet Plate"" class="w-full h-full object-cover transition-all duration-500 ease-in-out" src="https://cdn.shopify.com/b/shopify-brochure2-assets/7936e74913381d11dfcb9c2d138857ce?height=400" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/7936e74913381d11dfcb9c2d138857ce?height=400, https://cdn.shopify.com/b/shopify-brochure2-assets/7936e74913381d11dfcb9c2d138857ce?height=800 2x"/></picture><div class="absolute inset-0 bg-white bg-opacity-20 group-hover:opacity-0"></div></div><div class="text-left text-section-light-text child-bg-transparent max-w-[300px] [&_[data-component-name="kicker"]]:px-0 [&_[data-component-name="kicker"]]:py-5 [&_[data-component-name="kicker"]]:mb-0 [&_p:first-child]:pb-3 [&_p:last-child]:pt-0 [&_p:last-child]:text-t5 md:[&_p]:text-shade-40" data-mode="light" data-component-name="heading-group"><p class="text-t7 uppercase font-bold leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Pet</p><p class="richtext text-body-lg pt-sm">Empowering Growth With Shopify Capital</p></div></div><div class="relative transition-all duration-500 ease-in-out md:flex-grow-2 md:basis-1/2"><div class="h-[250px] sm:h-[450px] md:h-[400px] overflow-hidden rounded-lg"><a href="#video" data-component-name="video-card-cta" class="relative group block w-full h-full"><picture data-component-name="image"><img alt="Person working on a motorcycle from "Hell Babes"" class="w-full h-full object-cover transition-all duration-500 ease-in-out group-hover:scale-105" src="https://cdn.shopify.com/b/shopify-brochure2-assets/36df43272082947354bd41aa5146fdc1?height=400" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/36df43272082947354bd41aa5146fdc1?height=400, https://cdn.shopify.com/b/shopify-brochure2-assets/36df43272082947354bd41aa5146fdc1?height=800 2x"/></picture><div class="absolute inset-0 flex items-center justify-center"><div class="flex justify-center items-center gap-2 rounded-full w-20 h-20 md:w-32 md:h-32 p-5 md:p-8 bg-white text-black group-hover:bg-shade-30 group-active:bg-shade-40"><svg width="62" height="62" viewBox="0 0 62 62" fill="none"><title>Play video</title><path fill="currentcolor" d="M56.3978 31.464C56.3978 32.6135 55.7747 33.6749 54.7553 34.2627L20.8886 53.8563C20.3501 54.1665 19.7473 54.3233 19.1445 54.3233C18.5687 54.3233 17.993 54.1829 17.4749 53.8987C16.4148 53.3175 15.7578 52.2333 15.7578 51.0577V11.8704C15.7578 10.6948 16.4148 9.61061 17.4749 9.02933C18.5349 8.44478 19.8421 8.46438 20.8886 9.07178L54.7553 28.6654C55.7747 29.2532 56.3978 30.3145 56.3978 31.464Z"></path></svg></div></div></a></div><div class="text-left text-section-light-text child-bg-transparent max-w-[300px] [&_[data-component-name="kicker"]]:px-0 [&_[data-component-name="kicker"]]:py-5 [&_[data-component-name="kicker"]]:mb-0 [&_p:first-child]:pb-3 [&_p:last-child]:pt-0 [&_p:last-child]:text-t5" data-mode="light" data-component-name="heading-group"><p class="text-t7 uppercase font-bold leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">Apparel — Hell Babes</p><p class="richtext text-body-lg pt-sm">Navigating the Speed Bumps of Small Business</p></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-2xl bg-bootstrap-blue" data-section-name="" data-component-name="side-by-side-grid" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 col-start-1"><div class="text-section-light-text child-bg-business-blue text-center text-pretty md:text-left mb-xl md:mb-2xl" data-mode="light" data-component-name="heading-group"><p class="inline-block text-xs uppercase font-bold px-2 py-1 rounded align-top bg-badge-light text-white mb-xs" data-component-name="badge">How it works</p><h2 class="richtext text-t2">Get cash and repay from sales without leaving your admin</h2></div></div></div><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-xl items-center" data-component-name="side-by-side-grid"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-6 col-start-1 flex flex-col gap-y-xl md:pr-20"><div class="relative"><picture data-component-name="image"><img alt="" class="w-full absolute" src="https://cdn.shopify.com/b/shopify-brochure2-assets/e3085c8a06b07225ee2e809b3a11af1f.png?height=593" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/e3085c8a06b07225ee2e809b3a11af1f.png?height=593, https://cdn.shopify.com/b/shopify-brochure2-assets/e3085c8a06b07225ee2e809b3a11af1f.png?height=1186 2x"/></picture><div class="relative"><div class="delay-0 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><picture data-component-name="image"><img alt="A Shopify merchant smiling while holding a smartphone, with overlay text displaying financial information: "Daily sales: $6,000," "Capital repayment: $600," and "Daily balance: $5,400."" class="w-full md:rounded-bl-md md:rounded-br-md" src="https://cdn.shopify.com/b/shopify-brochure2-assets/a3d243fa28edf63ec61d60ac9bdb5bd3.png?height=593" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/a3d243fa28edf63ec61d60ac9bdb5bd3.png?height=593, https://cdn.shopify.com/b/shopify-brochure2-assets/a3d243fa28edf63ec61d60ac9bdb5bd3.png?height=1186 2x"/></picture></div><div class="absolute flex flex-col w-full transition-transform duration-100 ease-out will-change-transform bottom-16 md:bottom-32 gap-y-2 items-end xl:-right-16 md:-right-32 right-0" style="transform:translateY(0px)"><div class="delay-300 transition-opacity-transform ease-base duration-700 opacity-0 translate-y-5"><div style="margin-left:0rem;transform:translateY(-1rem)" class="transition-transform duration-100 ease-out will-change-transform w-3/5 sm:w-4/5 md:w-3/5 lg:w-full !ml-0"><picture data-component-name="image"><img alt="" class="max-w-64" src="https://cdn.shopify.com/b/shopify-brochure2-assets/6732fe86877a0ed0ba8ae3b1c8bcb08a.png?width=309.5" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/6732fe86877a0ed0ba8ae3b1c8bcb08a.png?width=309.5, https://cdn.shopify.com/b/shopify-brochure2-assets/6732fe86877a0ed0ba8ae3b1c8bcb08a.png?width=619 2x"/></picture></div></div></div></div></div></div><div class="col-span-4 xs:col-span-4 sm:col-span-6 md:col-span-5 xs:col-start-1 sm:col-start-1 md:col-start-8 flex flex-col gap-y-xl"><div class="grid gap-y-lg"><div class="grid grid-cols-1 gap-x-gutter gap-y-xl sm:grid-cols-2" data-component-name="card-grid"><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/cd37ad075ae6b826ce7d9856ac5d48f4"/></picture></div><div><div class="text-left text-section-light-text [&_p]:text-sm" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t5">Apply online</h2><p class="richtext text-body-base pt-sm">Minimal paperwork, no credit checks, and no guarantors.</p></div></div></div></div><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/cd37ad075ae6b826ce7d9856ac5d48f4"/></picture></div><div><div class="text-left text-section-light-text [&_p]:text-sm" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t5">Get funds in days</h2><p class="richtext text-body-base pt-sm">Receive funding in as quick as two business days, if approved.</p></div></div></div></div><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/cd37ad075ae6b826ce7d9856ac5d48f4"/></picture></div><div><div class="text-left text-section-light-text [&_p]:text-sm" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t5">Repay as you sell</h2><p class="richtext text-body-base pt-sm">Pay it back with a percentage of your store's daily sales.</p></div></div></div></div><div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-0" data-mode="light"><div><picture data-component-name="image"><img alt="" class="mb-sm" src="https://cdn.shopify.com/b/shopify-brochure2-assets/cd37ad075ae6b826ce7d9856ac5d48f4"/></picture></div><div><div class="text-left text-section-light-text [&_p]:text-sm" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t5">Renew early</h2><p class="richtext text-body-base pt-sm">Top up before your current round is fully repaid, if eligible.</p></div></div></div></div></div><div class="flex flex-col sm:flex-row items-start sm:items-center gap-y-6 sm:gap-x-sm"><div class="flex-1 sm:flex-auto"><a href="https://admin.shopify.com/capital/offers" class="inline-block self-center overflow-hidden max-w-full px-button-px py-button-py ring-inset rounded-button text-button-size font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline hover:ring-1 disabled:hover-ring-0 md:px-button-lg-px md:py-button-lg-py md:text-button-lg-size border-2 text-button-light-secondary-text bg-button-light-secondary-bg border-button-light-secondary-border ring-button-light-secondary-border hover:text-button-light-secondary-text-hover hover:bg-button-light-secondary-bg-hover hover:border-button-light-secondary-border-hover hover:ring-button-light-secondary-border-hover focus:text-button-light-secondary-text-focus focus:bg-button-light-secondary-bg-focus focus:border-button-light-secondary-border-focus focus:ring-button-light-secondary-border-focus active:text-button-light-secondary-text-active active:bg-button-light-secondary-bg-active active:border-button-light-secondary-border-active active:ring-button-light-secondary-border-active disabled:text-button-light-secondary-text-disabled disabled:bg-button-light-secondary-bg-disabled disabled:border-button-light-secondary-border-disabled disabled:ring-button-light-secondary-border-disabled text-center" data-component-name="button" data-mode="light" target="">Log in to check eligibility</a></div><div class="flex-1 sm:flex-auto"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-base md:text-lg -tracking-ff-tighter link no-underline" style="widows:2" aria-label="External source: Visit Help Center" href="https://help.shopify.com/en/manual/finance/shopify-capital"><span class="inline underline hover:no-underline">Visit Help Center</span><span class="inline whitespace-nowrap"> </span></a></div></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl container" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 xs:col-start-1 sm:col-start-1 md:col-start-2 lg:col-start-3 xl:col-start-3"><div class="text-center text-section-light-text [&_p]:text-body-base max-w-180 mx-auto" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t1">Seize more opportunities with stronger cash flow</h2><p class="richtext text-body-lg pt-md">Invest in inventory, marketing, operations, payroll, or whatever keeps your business moving forward.</p></div></div></div><div class="grid grid-cols-1 gap-x-gutter gap-y-gutter sm:grid-cols-2 finance-bento-grid" data-component-name="card-grid"><div class="finance-bento-card rounded-md md:max-h-100 col-span-full xl:p-10 md:p-8 p-4 flex flex-col justify-end bg-cover bg-no-repeat md:bg-center bg-left xl:pt-60 md:pt-60 sm:pt-40 pt-32 capital-full-width-image-bg md:min-h-100" style="background-image:url([object Object])"><div class="text-left text-section-light-text sm:w-2/3 md:w-1/2 lg:w-1/2" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t4">Stay competitive year-round</h3><p class="richtext text-body-base pt-sm">Optimize for SEO, collab with influencers, launch a referral program, and increase your advertising budget.</p></div></div><div class="finance-bento-card rounded-md md:max-h-100 xl:p-10 md:p-8 p-4 flex flex-col justify-end bg-statement-grey"><div class="size-full flex flex-col justify-center flex-1 relative"><picture data-component-name="image"><img alt="A table displaying inventory product information for a Shopify merchant, listing "Protein Scoop" at $5.00 with a quantity of 250, "Matte Dumbbells" at $18.00 with a quantity of 175, and "Water Bottle" at $25.00 with a quantity of 290." class="mx-auto max-w-96 w-full md:max-h-60 md:w-auto mb-2" src="https://cdn.shopify.com/b/shopify-brochure2-assets/441e2e8797ce47e829e232d1ffe0532a?width=366" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/441e2e8797ce47e829e232d1ffe0532a?width=366, https://cdn.shopify.com/b/shopify-brochure2-assets/441e2e8797ce47e829e232d1ffe0532a?width=732 2x"/></picture></div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t4">Stock up for success</h3><p class="richtext text-body-base pt-sm">Keep bestsellers in stock, secure bulk discounts, add new products, and take control over your supply chain.</p></div></div><div class="finance-bento-card rounded-md md:max-h-100 xl:p-10 md:p-8 p-4 flex flex-col justify-end bg-business-blue"><div class="size-full flex flex-col justify-center flex-1 relative"><picture data-component-name="image"><img alt="A table showing operational costs for a Shopify merchant, listing "Inventory" with a value of $150,000, "Taxes" with a value of $13,000, and "Shipping" with a value of $10,000." class="mx-auto max-w-96 w-full mb-4" src="https://cdn.shopify.com/b/shopify-brochure2-assets/560b108f2a9e8e2bb78ca42cea32c60f?width=384" srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/560b108f2a9e8e2bb78ca42cea32c60f?width=384, https://cdn.shopify.com/b/shopify-brochure2-assets/560b108f2a9e8e2bb78ca42cea32c60f?width=768 2x"/></picture></div><div class="text-left text-section-light-text" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t4">Cover operational costs</h3><p class="richtext text-body-base pt-sm">Manage your cash flow, keep operations running smoothly, and hire the staff your growing business needs.</p></div></div></div></section><section class="grid gap-y-2xl grid-cols-full bg-section-light-bg text-section-light-text finance-testimonial finance-testimonial-bg py-3xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container text-center flex flex-col items-center gap-y-8"><blockquote class="text-t3 max-w-4xl text-pretty">“With Shopify Capital, our revenue increased by 40% to 50%—a direct result of expanding our inventory with new products.”</blockquote><div class="flex items-center md:flex-row flex-col"><cite class="text-body-base not-italic">Jordan Lee, Owner - The Public Pet</cite><p class="richtext text-black text-body-base mx-6 md:rotate-0 rotate-90">|</p><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled -tracking-ff-tighter md:pl-0 pl-4 md:text-body-base text-body-base" style="widows:2" href="/au/blog/the-public-pet-empowering-growth-with-shopify-capital"><span class="inline underline hover:no-underline">Read case study</span><span class="inline whitespace-nowrap"> </span></a></div><picture data-component-name="image"><img alt="" src="https://cdn.shopify.com/b/shopify-brochure2-assets/69792625b8c72da2837456aa65779b67"/></picture></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl text-section-light-text pt-2xl bg-statement-grey" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 col-start-1"><div class="text-section-light-text text-center md:text-left" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t2">Shopify Capital puts your business first</h2></div></div></div><div class="container richtext"><div class="relative max-w-full overflow-auto border border-shade-20 border-none rounded-md"><table class="block md:table max-w-full default:border-collapse mx-auto w-full"><caption class="sr-only">Shopify Capital vs. traditional loans</caption><thead class="min-h-[3rem] text-lg md:text-body-lg block md:table-row-group bg-bankroll-blue py-2"><tr class="w-full flex md:table-row"><th scope="col" class="py-2 md:py-5 px-5 md:px-9 text-white text-left w-full md:w-auto text-body-base">Features</th><th scope="col" class="py-2 md:py-5 px-5 md:px-9 text-white sr-only md:not-sr-only text-body-base">Shopify Capital</th><th scope="col" class="py-2 md:py-5 px-5 md:px-9 text-white sr-only md:not-sr-only text-body-base">Traditional loans</th></tr></thead><tbody class="align-middle block md:table-row-group relative bg-white md:before:w-9 md:before:h-full md:before:left-0 md:before:top-0 md:before:bg-inherit md:before:absolute md:after:w-9 md:after:h-full md:after:right-0 md:after:top-0 md:after:bg-inherit md:after:absolute"><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:pt-[6px] md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Funds deposited directly into your account</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5 md:pt-[6px]"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5 md:pt-[6px]"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Real-time offers based on your sales</span><span class="uppercase text-xs font-bold bg-enterprise-volt rounded-md ml-5 py-2 px-3">funding up to $2M</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>No credit checks or impact to your personal credit score</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>No personal liability, no compounding interest</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Hassle-free, online application</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Funding in as quick as 2 business days, if approved</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Early renewals with same streamlined application process</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Flexible, automated payments from your store’s sales</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr><tr class="w-full flex flex-col md:table-row border-b-2 border-shade-20 last:border-none"><th scope="row" class="w-full py-2 px-5 text-left text-base font-bold md:box-content md:font-medium md:w-auto md:px-9 md:py-0 md:pb-[6px] md:h-[56px] md:text-body-base bg-shade-20 md:bg-transparent"><span>Fully integrated solution, so you can run your business from one place</span></th><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pb-0 pt-2.5 md:pb-[6px]"><span class="block text-base font-thin leading-8 md:hidden">Shopify Capital</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"></div></td><td colSpan="1" class="py-1 md:p-0 px-5 md:px-11 flex md:table-cell bg-white justify-between items-center md:text-center pt-0 pb-2.5 md:pb-[6px]"><span class="block text-base font-thin leading-8 md:hidden">Traditional loans</span><div class="flex w-1/3 md:w-auto items-center justify-end md:justify-center"><svg viewBox="0 0 20 20" aria-hidden="true" class="w-[28px] text-[#ccc]"><path fill="currentColor" d="M4 9h12v2H4z"></path></svg></div></td></tr></tbody></table></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl bg-separate-middle from-statement-grey to-white" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="finance-full-width-split-card container relative overflow-hidden flex flex-col md:flex-row"><div class="md:h-full h-1/2"><picture data-component-name="image"><source srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/bcd65ea9abe671c714d609a0a4eee968?height=410, https://cdn.shopify.com/b/shopify-brochure2-assets/bcd65ea9abe671c714d609a0a4eee968?height=820 2x" media="(max-width: 899px)"/><source srcSet="https://cdn.shopify.com/b/shopify-brochure2-assets/2103e8f7ef5cbc0e531ea4987ee1812f?height=1000, https://cdn.shopify.com/b/shopify-brochure2-assets/2103e8f7ef5cbc0e531ea4987ee1812f?height=2000 2x" media="(min-width: 900px)"/><img alt="" class="object-cover w-full h-full md:absolute md:inset-0 md:max-w-none object-top" src="https://cdn.shopify.com/b/shopify-brochure2-assets/2103e8f7ef5cbc0e531ea4987ee1812f?height=410"/></picture></div><div class="relative flex flex-col justify-center gap-y-lg p-2xl h-full md:p-0 md:mt-2xl md:min-h-160 md:w-1/3 md:pl-3xl md:bg-transparent bg-finance-green"><div class="text-section-dark-text [&_h2]:bg-hedge-green [&_h2]:text-eyebrow-light-text text-center md:text-left text-pretty" data-mode="dark" data-component-name="heading-group"><h2 class="text-t7 uppercase font-bold leading-none pb-xs text-eyebrow-dark-text" data-component-name="kicker">Shopify Capital</h2><h3 class="richtext text-t1">Tap into the power of funding </h3></div><a href="https://admin.shopify.com/capital/offers" class="inline-block self-center overflow-hidden max-w-full px-button-px py-button-py ring-inset rounded-button text-button-size font-button-font font-button-weight tracking-button-tracking transition-all duration-150 focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-state-focus focus-visible:outline md:px-button-lg-px md:py-button-lg-py md:text-button-lg-size border-2 text-button-dark-primary-text bg-button-dark-primary-bg border-button-dark-primary-border ring-button-dark-primary-border hover:text-button-dark-primary-text-hover hover:bg-button-dark-primary-bg-hover hover:border-button-dark-primary-border-hover hover:ring-button-dark-primary-border-hover focus:text-button-dark-primary-text-focus focus:bg-button-dark-primary-bg-focus focus:border-button-dark-primary-border-focus focus:ring-button-dark-primary-border-focus active:text-button-dark-primary-text-active active:bg-button-dark-primary-bg-active active:border-button-dark-primary-border-active active:ring-button-dark-primary-border-active disabled:text-button-dark-primary-text-disabled disabled:bg-button-dark-primary-bg-disabled disabled:border-button-dark-primary-border-disabled disabled:ring-button-dark-primary-border-disabled md:self-start" data-component-name="button" data-mode="dark" target="">Log in to check eligibility</a></div></div><svg width="0" height="0" style="position:absolute;width:0;height:0"><defs><clipPath id="financeCardClipPathDesktop" clipPathUnits="objectBoundingBox"><path d="M0.92 0.00015 L0.0346 0.13173C0.0322 0.13208 0.0304 0.1356 0.0302 0.13999L0.00033 0.99005C0.00015 0.99516 0.00233 1 0.00508 1H0.99452C0.99741 1 0.99964 0.99523 0.99924 0.9899L0.92491 0.00775C0.92456 0.00311 0.92233 0 0.91981 0Z"></path></clipPath></defs></svg><svg width="0" height="0" style="position:absolute;width:0;height:0"><defs><clipPath id="financeCardClipPathMobile" clipPathUnits="objectBoundingBox"><path d="M0.92771 0.00193 0.04834 0.03090c-0.00841 0.00028-0.01508 0.00508-0.01529 0.01099L0.00040 0.98797c-0.00022 0.00633 0.00702 0.01155 0.01604 0.01155H0.98331c0.00911 0 0.01639-0.00532 0.01603-0.01172L0.94449 0.01275c-0.00035-0.00626-0.00788-0.01112-0.01678-0.01082Z"></path></clipPath></defs></svg></section><section class="grid grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl gap-y-12" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl" data-component-name="section-header"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-10 lg:col-span-8 xl:col-span-8 col-start-1"><div class="text-section-light-text text-center md:text-left" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t1">Resources</h2></div></div></div><div class="grid grid-cols-1 gap-y-gutter sm:grid-cols-2 lg:grid-cols-3 container gap-x-lg" data-component-name="card-grid"><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-lg shadow-light finance-resource-card" data-mode="light"><div><div class="text-left text-section-light-text [&_p]:text-body-sm" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5">Boost inventory, increase sales</h3><p class="richtext text-body-base pt-sm">Find out how three merchants stocked shelves and increased sales using Shopify Capital.</p></div><div class="leading-[0] mt-md"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled tracking-ff-tighter text-body-base" style="widows:2" text="Read post" href="/au/blog/inventory-shopify-capital-smb"><span class="inline underline hover:no-underline">Read post</span><span class="inline whitespace-nowrap"> </span></a></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-lg shadow-light finance-resource-card" data-mode="light"><div><div class="text-left text-section-light-text [&_p]:text-body-sm" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5">Fast-track your growth</h3><p class="richtext text-body-base pt-sm">Discover how Shopify Capital helped increase sales by 36% for these shops.</p></div><div class="leading-[0] mt-md"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled tracking-ff-tighter text-body-base" style="widows:2" text="Read post" href="/au/blog/capital-effect-on-business-growth"><span class="inline underline hover:no-underline">Read post</span><span class="inline whitespace-nowrap"> </span></a></div></div></div><div data-component-name="card" class="rounded-2xl ring-0 ring-black/20 border-black p-lg shadow-light finance-resource-card" data-mode="light"><div><div class="text-left text-section-light-text [&_p]:text-body-sm" data-mode="light" data-component-name="heading-group"><h3 class="richtext text-t5">Get started with Capital</h3><p class="richtext text-body-base pt-sm">Dive into the specifics of Shopify Capital, from eligibility to repayment.</p></div><div class="leading-[0] mt-md"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled tracking-ff-tighter text-body-base" style="widows:2" aria-label="External source: Visit Help Center" text="Visit Help Center" href="https://help.shopify.com/en/manual/finance/shopify-capital"><span class="inline underline hover:no-underline">Visit Help Center</span><span class="inline whitespace-nowrap"> </span></a></div></div></div></div></section><section class="grid gap-y-2xl grid-cols-full pb-2xl bg-section-light-bg text-section-light-text pt-2xl" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl finance-recommendations"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-5 col-start-1"><div class="text-section-light-text lg:max-w-md md:pr-4 text-pretty text-center md:text-left" data-mode="light" data-component-name="heading-group"><p class="text-t7 uppercase font-bold leading-none pb-xs text-eyebrow-light-text" data-component-name="kicker">More from Shopify Finance</p><h2 class="richtext text-t1">Designed to work with Capital</h2></div></div><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-7 xs:col-start-1 sm:col-start-1 md:col-start-1 lg:col-start-6 xl:col-start-7"><div class="pb-7"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-base md:text-lg -tracking-ff-tighter link no-underline" style="widows:2" href="/au/balance"><span class="inline underline hover:no-underline">Shopify Balance</span><span class="inline whitespace-nowrap"> </span></a><p class="richtext text-black text-body-base max-w-xl">The financial account built to support your business with faster payouts and more rewards.</p></div><div class="border-black border-t pt-7 pb-7"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-base md:text-lg -tracking-ff-tighter link no-underline" style="widows:2" href="/au/credit"><span class="inline underline hover:no-underline">Shopify Credit</span><span class="inline whitespace-nowrap"> </span></a><p class="richtext text-black text-body-base max-w-xl">A pay-in-full Visa® business card with up to 3% cashback on eligible expenses, and 10 months to pay your statement balance.<sup>2</sup></p></div><div class="border-black border-t pt-7 pb-7"><a data-mode="light" class="group font-bold focus:outline-state-focus outline-2 outline-offset-2 transition-colors duration-150 ease-in-out text-link-light focus:text-link-light-focus hover:text-link-light-hover active:text-link-light-active disabled:text-link-light-disabled text-base md:text-lg -tracking-ff-tighter link no-underline" style="widows:2" href="/au/bill-pay"><span class="inline underline hover:no-underline">Shopify Bill Pay</span><span class="inline whitespace-nowrap"> </span></a><p class="richtext text-black text-body-base max-w-xl">An efficient way to schedule, pay, and manage business expenses without subscription fees.<sup>3</sup></p></div></div></div></section><section class="grid gap-y-2xl grid-cols-full text-section-light-text bg-statement-grey py-24" data-section-name="" data-component-name="" data-viewable-component="true" data-mode="light"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl finance-Faq"><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-5 col-start-1"><div class="text-section-light-text lg:max-w-md md:pr-4 text-pretty text-center md:text-left" data-mode="light" data-component-name="heading-group"><h2 class="richtext text-t1">Frequently asked questions</h2></div></div><div class="col-span-4 xs:col-span-4 sm:col-span-8 md:col-span-12 lg:col-span-7 xs:col-start-1 sm:col-start-1 md:col-start-1 lg:col-start-6 xl:col-start-7"><div class="container grid grid-cols-4 sm:grid-cols-8 md:grid-cols-12 gap-x-gutter gap-y-2xl finance-faq [&_div]:text-body-sm [&_[data-component-name="accordion"]]:border-black" data-component-name="faq"><div class="col-span-4 xs:col-span-4 sm:col-span-7 md:col-span-10 lg:col-span-9 xl:col-span-8 xs:col-start-1 sm:col-start-2 md:col-start-3 lg:col-start-3 xl:col-start-4 grid gap-y-xl"><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-0-:R6e5n5:" id="header-faq-0-:R6e5n5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Who is eligible for Shopify Capital?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-0-:R6e5n5:" role="region" aria-labelledby="header-faq-0-:R6e5n5:" aria-hidden="true"><div class="richtext text-body-base pt-sm"><p>Shopify Capital is currently available to select merchants in the United States, Canada, United Kingdom, and Australia. Eligibility is automatically determined by our underwriting model, which uses machine learning to analyze data relating to your business, including your sales, disputes, and customer engagement. You must also meet minimum requirements, such as:</p><ul><li>Sell on Shopify for at least 90 days</li><li>Comply with <a href="/legal/aup">Shopify’s Acceptable Use Policy</a> and <a href="/legal/terms">Terms of Service</a></li></ul><p>We will send you an email if you're eligible to apply for funding. Additionally, when you log in to your account, a message will appear on the admin <a href="https://admin.shopify.com/" data-component-name="link-to-admin">Home</a> inviting you to view available funding offers.</p></div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-1-:Rae5n5:" id="header-faq-1-:Rae5n5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">How does underwriting work?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-1-:Rae5n5:" role="region" aria-labelledby="header-faq-1-:Rae5n5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">Underwriting has two stages. In the first stage, Shopify Capital’s underwriting model identifies if your business may be eligible to prequalify for funding. In the second stage, the Shopify Capital team reviews your application to determine if you qualify for the requested funding amount.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-2-:Ree5n5:" id="header-faq-2-:Ree5n5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">What must I provide to apply?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-2-:Ree5n5:" role="region" aria-labelledby="header-faq-2-:Ree5n5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">You’ll need basic information about your business and yourself, as the authorized representative responsible for the Shopify account. This usually includes an employment identification number (or other business identifier), contact details, birth dates, addresses, and social security numbers of primary owners and management. This information will not be used for a credit check.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-3-:Rie5n5:" id="header-faq-3-:Rie5n5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">Can I get more than one round of funding?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-3-:Rie5n5:" role="region" aria-labelledby="header-faq-3-:Rie5n5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">Funding offers through Capital are provided under separate funding agreements. You may be eligible for additional funding once you've paid a certain percentage of your current funding round.</div></div></div><div data-component-name="accordion" class="grid pb-xl border-b transition-all duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] text-black grid-rows-[max-content_0fr]" data-mode="light"><button type="button" class="flex gap-x-sm place-items-center text-left justify-space-between" aria-expanded="false" aria-controls="panel-faq-4-:Rme5n5:" id="header-faq-4-:Rme5n5:"><h3 class="richtext text-t5 max-w-xl md:max-w-2xl lg:max-w-3xl">How do I make payments?</h3><div class="grid shrink-0 place-items-center w-8 h-8 md:w-11 md:h-11 ml-auto rounded-full transition-colors duration-500 delay-[50ms] bg-black"><div class="relative" style="width:20px;height:20px"><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-0 text-black w-5 h-5" style="width:20px;height:20px"><rect x="4" y="9" width="12" height="2" fill="currentColor"></rect></svg><svg viewBox="0 0 20 20" fill="none" class="absolute inset-1/2 -translate-x-1/2 -translate-y-1/2 transition-all duration-500 delay-[50ms] opacity-100 text-white w-5 h-5" style="width:20px;height:20px"><rect x="2" y="9" width="16" height="2" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect><rect x="9" y="2" width="2" height="16" fill="currentColor" class="origin-center transition-transform duration-500 delay-[50ms] rotate-0"></rect></svg></div></div></button><div class="pr-8 md:pr-11 md:mr-sm overflow-hidden transition-opacity duration-[400ms] ease-[cubic-bezier(0.40,0.00,0.20,1.00)] [&_h4]:text-t7 [&_h4]:mb-2 [&_h4]:mt-md [&_h5]:mb-2 [&_h5]:mt-md [&_h5]:text-t8 [&_h6]:text-t8 [&_h6]:mb-2 [&_h6]:mt-md max-w-xl md:max-w-2xl lg:max-w-3xl opacity-0 delay-0 [&>*]:invisible" id="panel-faq-4-:Rme5n5:" role="region" aria-labelledby="header-faq-4-:Rme5n5:" aria-hidden="true"><div class="richtext text-body-base pt-sm">You’ll automatically repay with a fixed percentage of your store’s daily sales, but only on days you make sales. This means you’ll pay more when sales are strong and less when they’re slow, which makes it easier to manage your cash flow.</div></div></div></div></div></div></div><div class="container"><ul><li class="text-shade-80 pt-4"><span class="richtext text-body-sm">Available in select countries. All loans through Shopify Capital are issued by WebBank in the United States. Offers to apply do not guarantee funding. Shopify Capital loans are repaid based on a percentage of daily sales. The maximum repayment term is 18 months, and 2 minimum payments apply. The actual time period within which the loan is repaid may be less than 18 months.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">1.</span><span class="richtext text-body-sm">Amounts presented are in USD. Offers for eligible merchants are made in their local currency.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">2.</span><span class="richtext text-body-sm">Shopify Credit Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. See <a href="/au/legal/shopify-credit-issuing-bank-terms">Issuing Bank Terms</a> and <a href="/au/legal/shopify-credit-program-terms">Shopify Credit Program Terms</a>.</span></li><li class="text-shade-80 pl-2 mt-4"><span class="richtext text-body-sm mr-1">3.</span><span class="richtext text-body-sm">Shopify Bill Pay has no subscription fees. Other <a href="https://help.shopify.com/en/manual/finance/shopify-bill-pay/payments/payment-methods#full-payment-fees">transaction fees</a> may apply.</span></li></ul></div></section></main><footer class="relative flex flex-col font-shopifysans bg-inherit text-black" data-component-name="footer" data-viewable-component="true"><section class="container flex flex-col gap-16 py-16 my-0 sm:justify-start sm:pb-16 md:flex-row md:flex-nowrap md:justify-between md:pb-20 md:py-20 md:gap-20 xl:w-full bg-inherit text-black" data-section-name="footer" data-section-index="1" data-component-name="footer" data-viewable-component="true"><div class="min-w-[100px]"><svg fill="none" role="img" viewBox="0 0 56 64" class="h-[44px]" height="64" data-component-name="shopify-logo"><title>Shopify logo</title><g clip-path="url(#clip0_198_267)"><path d="M37.7102 7.42882C37.7102 7.42882 37.0044 7.6296 35.8448 7.98098C35.6432 7.32843 35.3407 6.57549 34.9374 5.77235C33.6266 3.26255 31.6604 1.90725 29.3414 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18.8098 29.2213 18.8098 29.8039C19.0348 33.0308 27.5398 33.7479 28.0348 41.3221C28.3948 47.2829 24.8848 51.3613 19.7548 51.6751C13.6348 51.9888 10.2598 48.4034 10.2598 48.4034L11.5648 42.8907C11.5648 42.8907 14.9848 45.4454 17.6848 45.2661C19.4398 45.1765 20.1148 43.6975 20.0248 42.7115C19.7548 38.4986 12.8248 38.7675 12.3748 31.8207C12.0148 25.9944 15.8398 20.1232 24.2998 19.5854C27.5848 19.3613 29.2498 20.2129 29.2498 20.2129Z" fill="white"></path></g><defs><clipPath id="clip0_198_267"><rect width="225" height="64" fill="white"></rect></clipPath></defs></svg></div><div class="md:block md:justify-end"><div class="flex flex-col flex-wrap gap-12 gap-x-4 md:gap-20 md:gap-x-16 sm:grid sm:max-h-fit sm:grid-cols-3 lg:grid-cols-4 max-h-[92rem] sm:max-h-[75rem]"><div class="w-[calc(50%_-_1rem)] sm:w-fit" data-component-name="shopify"><h2 class="text-base font-bold text-black">Shopify</h2><ul class="mt-4 md:mt-6"><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/about" aria-label="About" data-component-name="about">About</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="https://shopifyinvestors.com/home/default.aspx" aria-label="External source: Investors" data-component-name="investors">Investors</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/partners" aria-label="Partners" data-component-name="partners">Partners</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/affiliates" aria-label="Affiliates" data-component-name="affiliates">Affiliates</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/legal" aria-label="Legal" data-component-name="legal">Legal</a></li><li><a class="mt-2 block py-3 text-base 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href="https://www.shopify.com/partners/directory" aria-label="External source: Hire a Partner" data-component-name="hire-a-partner">Hire a Partner</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="https://academy.shopify.com?itcat=brochure&itterm=global-footer" aria-label="External source: Shopify Academy" data-component-name="shopify-academy">Shopify Academy</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="https://community.shopify.com/c/Shopify-Community/ct-p/en?utm_campaign=footer&utm_content=en-au&utm_medium=web&utm_source=shopify" aria-label="External source: Shopify Community" data-component-name="shopify-community">Shopify Community</a></li></ul></div><div class="w-[calc(50%_-_1rem)] sm:w-fit" data-component-name="developers"><h2 class="text-base font-bold text-black">Developers</h2><ul class="mt-4 md:mt-6"><li><a class="mt-2 block 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aria-label="External source: Shop" data-component-name="shop">Shop</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/shop-pay" aria-label="Shop Pay" data-component-name="shop-pay">Shop Pay</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/plus" aria-label="Shopify Plus" data-component-name="shopify-plus">Shopify Plus</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="https://www.linkpop.com/" aria-label="External source: Linkpop" data-component-name="linkpop">Linkpop</a></li><li><a class="mt-2 block py-3 text-base font-normal hover:underline md:py-0.5 text-shade-90 hover:text-black" href="/au/enterprise" aria-label="Shopify for Enterprise" data-component-name="shopify-for-enterprise">Shopify for Enterprise</a></li></ul></div><div class="w-[calc(50%_-_1rem)] 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container max-sm:mx-0 xl:w-full border-black border-opacity-20 bg-shade-10 sm:bg-white" data-section-name="footer" data-section-index="2" data-component-name="footer" data-viewable-component="true"><div class="flex flex-col items-center justify-center gap-4 py-8 sm:items-start sm:gap-8 lg:flex-row lg:justify-between lg:gap-10 bg-inherit text-black"><div class="mt-1 flex w-full flex-col items-center justify-center sm:flex-row sm:items-start sm:justify-start sm:gap-8 lg:gap-14"><div class="relative hidden sm:block" data-click-outside="dismiss" data-component-name="regions"><button aria-controls="regionSelector" aria-expanded="false" aria-haspopup="true" class="bg-transparent mx-auto md:inline-block py-3 text-shade-90 hover:text-black" type="button" data-component-name="region-selector-open" tabindex="0" aria-label="Region Navigation. Current: Australia"><span class="inline-flex items-center"><svg viewBox="0 0 45 45" aria-hidden="true" focusable="false" class="mr-1 h-4 w-4 fill-black"><path d="M22.5 2A20.5 20.5 0 1 0 43 22.5 20.52 20.52 0 0 0 22.5 2zm-4.23 28.79A33.67 33.67 0 0 0 22 31a34.54 34.54 0 0 0 4.76-.33 30.45 30.45 0 0 1-4.26 9 30.41 30.41 0 0 1-4.23-8.88zM22 28a29.86 29.86 0 0 1-4.47-.34A31 31 0 0 1 17 22a29.87 29.87 0 0 1 .36-4.64A30.13 30.13 0 0 1 22 17a31 31 0 0 1 5.66.53A29.85 29.85 0 0 1 28 22a31 31 0 0 1-.5 5.5 31 31 0 0 1-5.5.5zm-7.64-1a25.22 25.22 0 0 1-9.15-4.5 24.89 24.89 0 0 1 9-4.48A33.56 33.56 0 0 0 14 22a34.61 34.61 0 0 0 .36 5zM22.5 5.21a25.25 25.25 0 0 1 4.5 9.15 34.61 34.61 0 0 0-5-.36 33.58 33.58 0 0 0-4 .24 25.24 25.24 0 0 1 4.5-9.03zm8.29 13.06a30.41 30.41 0 0 1 8.89 4.23 30.46 30.46 0 0 1-9 4.26A34.54 34.54 0 0 0 31 22a33.67 33.67 0 0 0-.21-3.73zm8.82.59A33.75 33.75 0 0 0 30.26 15a29.2 29.2 0 0 0-3.89-9.56 17.54 17.54 0 0 1 13.24 13.42zm-21-13.41a29.16 29.16 0 0 0-3.85 9.35 29.16 29.16 0 0 0-9.35 3.85A17.54 17.54 0 0 1 18.64 5.44zM5.44 26.36a29.2 29.2 0 0 0 9.56 3.9 33.75 33.75 0 0 0 3.86 9.36A17.54 17.54 0 0 1 5.44 26.36zm20.7 13.25a33.73 33.73 0 0 0 3.91-9.56 33.73 33.73 0 0 0 9.56-3.91 17.55 17.55 0 0 1-13.47 13.47z"></path></svg><span class="break-keep">Australia</span><svg viewBox="0 0 10 5" aria-hidden="true" focusable="false" class="ml-2 h-3 w-3 fill-black"><path d="m0 0 5 5 5-5H0z"></path></svg></span></button><div aria-hidden="true" class="w-128 absolute bottom-[calc(100%+5em)] z-50 rounded-lg leading-8 bg-white text-black shadow-soft-2xl inset-x-0" id="regionSelector" data-component-name="region-selector" style="display:none"><ul class="columns-2 px-5 py-8 md:px-14 md:py-10" data-component-name="region-nav" id="region-nav"><li class="flex"><a class="flex hover:underline text-black" href="/au/capital" data-component-name="en-0" aria-current="true">Australia<svg viewBox="0 0 10 8" fill="none" aria-hidden="true" focusable="false" class="ml-2 w-3"><path d="M0.75 4.75L3 7.25L9.25 0.75" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path></svg></a></li><li class="flex"><a class="flex hover:underline text-black" href="/ca/capital" lang="en" data-component-name="en-1" aria-current="false">Canada (English)</a></li><li class="flex"><a class="flex hover:underline text-black" href="/ca-fr/capital" lang="fr" data-component-name="fr-2" aria-current="false">Canada (Français)</a></li><li class="flex"><a class="flex hover:underline text-black" href="/es/capital" lang="es" data-component-name="es-3" aria-current="false">Español (Intl.)</a></li><li class="flex"><a class="flex hover:underline text-black" href="/uk/capital" lang="en" data-component-name="en-4" aria-current="false">United Kingdom</a></li><li class="flex"><a class="flex hover:underline text-black" href="/capital" lang="en" data-component-name="en-5" aria-current="false">USA</a></li></ul></div></div><div class="relative block sm:hidden" data-click-outside="dismiss" data-component-name="regions"><div aria-hidden="true" class="fixed top-0 left-0 z-50 h-full w-full text-[1.1428571429em] will-change-auto transition-opacity motion-reduce:transition-none bg-white pointer-events-none opacity-0"></div><button class="bg-transparent mx-auto md:inline-block py-3 text-shade-90 hover:text-black" type="button" data-component-name="region-selector-open" tabindex="0" aria-label="Region Navigation. Current: Australia"><span class="inline-flex items-center"><svg viewBox="0 0 45 45" aria-hidden="true" focusable="false" class="mr-1 h-4 w-4 fill-black"><path d="M22.5 2A20.5 20.5 0 1 0 43 22.5 20.52 20.52 0 0 0 22.5 2zm-4.23 28.79A33.67 33.67 0 0 0 22 31a34.54 34.54 0 0 0 4.76-.33 30.45 30.45 0 0 1-4.26 9 30.41 30.41 0 0 1-4.23-8.88zM22 28a29.86 29.86 0 0 1-4.47-.34A31 31 0 0 1 17 22a29.87 29.87 0 0 1 .36-4.64A30.13 30.13 0 0 1 22 17a31 31 0 0 1 5.66.53A29.85 29.85 0 0 1 28 22a31 31 0 0 1-.5 5.5 31 31 0 0 1-5.5.5zm-7.64-1a25.22 25.22 0 0 1-9.15-4.5 24.89 24.89 0 0 1 9-4.48A33.56 33.56 0 0 0 14 22a34.61 34.61 0 0 0 .36 5zM22.5 5.21a25.25 25.25 0 0 1 4.5 9.15 34.61 34.61 0 0 0-5-.36 33.58 33.58 0 0 0-4 .24 25.24 25.24 0 0 1 4.5-9.03zm8.29 13.06a30.41 30.41 0 0 1 8.89 4.23 30.46 30.46 0 0 1-9 4.26A34.54 34.54 0 0 0 31 22a33.67 33.67 0 0 0-.21-3.73zm8.82.59A33.75 33.75 0 0 0 30.26 15a29.2 29.2 0 0 0-3.89-9.56 17.54 17.54 0 0 1 13.24 13.42zm-21-13.41a29.16 29.16 0 0 0-3.85 9.35 29.16 29.16 0 0 0-9.35 3.85A17.54 17.54 0 0 1 18.64 5.44zM5.44 26.36a29.2 29.2 0 0 0 9.56 3.9 33.75 33.75 0 0 0 3.86 9.36A17.54 17.54 0 0 1 5.44 26.36zm20.7 13.25a33.73 33.73 0 0 0 3.91-9.56 33.73 33.73 0 0 0 9.56-3.91 17.55 17.55 0 0 1-13.47 13.47z"></path></svg><span class="break-keep">Australia</span><svg viewBox="0 0 10 5" aria-hidden="true" focusable="false" class="ml-2 h-3 w-3 fill-black"><path d="m0 0 5 5 5-5H0z"></path></svg></span></button><div aria-hidden="true" class="webkit-overflow-scrolling-touch fixed overflow-hidden z-[999] box-content will-change-auto w-full inset-0 mt-16 rounded-t-lg leading-[3rem] duration-300 ease-in-out motion-reduce:animation-none motion-reduce:transition-none bg-white text-black shadow-soft-2xl invisible translate-y-full" id="mobileRegionSelector" aria-label="Region Navigation" aria-modal="true" role="dialog"><div class="border-shade-30 border-b"><div class="flex items-center justify-between px-5 py-4"><h3 class="text-lg font-medium">Country/region</h3><button class="h-[1.2em] w-[1.2em] fill-current" type="button" data-component-name="region-selector-close"><svg viewBox="0 0 20 20" aria-label="Close Region Navigation" class="h-[1.2em] w-[1.2em] fill-current fill-black"><path d="m11.414 10 6.293-6.293a1 1 0 0 0-1.414-1.414L10 8.586 3.707 2.293a1 1 0 0 0-1.414 1.414L8.586 10l-6.293 6.293a1 1 0 0 0 1.414 1.414L10 11.414l6.293 6.293a.996.996 0 0 0 1.414 0 1 1 0 0 0 0-1.414L11.414 10z"></path></svg></button></div></div><div class="h-full overflow-y-scroll pb-4"><ul class="columns-2 px-5 py-8 md:px-14 md:py-10" data-component-name="region-nav" id="region-nav"><li class="flex"><a class="flex hover:underline text-black" href="/au/capital" data-component-name="en-0" aria-current="true">Australia<svg viewBox="0 0 10 8" fill="none" aria-hidden="true" focusable="false" class="ml-2 w-3"><path d="M0.75 4.75L3 7.25L9.25 0.75" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path></svg></a></li><li class="flex"><a class="flex hover:underline text-black" href="/ca/capital" lang="en" data-component-name="en-1" aria-current="false">Canada (English)</a></li><li class="flex"><a class="flex hover:underline text-black" href="/ca-fr/capital" lang="fr" data-component-name="fr-2" aria-current="false">Canada (Français)</a></li><li class="flex"><a class="flex hover:underline text-black" href="/es/capital" lang="es" data-component-name="es-3" aria-current="false">Español (Intl.)</a></li><li class="flex"><a class="flex hover:underline text-black" href="/uk/capital" lang="en" data-component-name="en-4" aria-current="false">United Kingdom</a></li><li class="flex"><a class="flex hover:underline text-black" href="/capital" lang="en" data-component-name="en-5" aria-current="false">USA</a></li></ul></div></div></div><ul class="flex flex-col items-center flex-wrap sm:flex-row sm:items-start gap-x-8 md:gap-x-10" data-component-name="bottom-nav"><li 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A bicycle is in the background, and a table holds a water bottle and a blue box."},"cards":[{"subheadHtml":"No credit checks, no impact to your personal credit score"},{"subheadHtml":"Get offers customized for your business"},{"subheadHtml":"Pay only on days you sell and less when sales are slow"},{"subheadHtml":"Keep scaling your business with additional cash"}]},"valueProps":[{"headingHtml":"$5.1B+ funded","subheadHtml":"to Shopify merchants since 2016"},{"headingHtml":"Offers up to $2M","subheadHtml":"with options to renew, if eligible\u003csup\u003e1\u003c/sup\u003e"},{"headingHtml":"0% equity","subheadHtml":"no stake taken—ever"}],"successStories":{"sectionHeader":{"kicker":"Success stories","headingHtml":"No vision is too bold, no idea is too big","subheadHtml":"Join the thousands of businesses that have tapped into over 344k funding rounds through Shopify Capital to accelerate their growth."},"videoCards":[{"industry":"Food \u0026 Beverage","companyName":"Porter Road","headingGroup":{"subheadHtml":"Scaling a Sustainable Meat Company"},"imgAlt":"Packaged meat products from \"Porter Road\""},{"industry":"Pet","companyName":"The Public Pet","headingGroup":{"subheadHtml":"Empowering Growth With Shopify Capital"},"imgAlt":"Person with a dog from \"Pet Plate\""},{"industry":"Apparel","companyName":"Hell Babes","headingGroup":{"subheadHtml":"Navigating the Speed Bumps of Small Business"},"imgAlt":"Person working on a motorcycle from \"Hell Babes\""}]},"howItWorks":{"sectionHeader":{"kicker":"How it works","headingHtml":"Get cash and repay from sales without leaving your admin"},"imageAlt":"A Shopify merchant smiling while holding a smartphone, with overlay text displaying financial information: \"Daily sales: $6,000,\" \"Capital repayment: $600,\" and \"Daily balance: $5,400.\"","cards":[{"headingHtml":"Apply online","subheadHtml":"Minimal paperwork, no credit checks, and no guarantors."},{"headingHtml":"Get funds in days","subheadHtml":"Receive funding in as quick as two business days, if approved."},{"headingHtml":"Repay as you sell","subheadHtml":"Pay it back with a percentage of your store's daily sales."},{"headingHtml":"Renew early","subheadHtml":"Top up before your current round is fully repaid, if eligible."}]},"opportunities":{"sectionHeader":{"headingHtml":"Seize more opportunities with stronger cash flow","subheadHtml":"Invest in inventory, marketing, operations, payroll, or whatever keeps your business moving forward."},"bento":{"fullWidth":{"heading":"Stay competitive year-round","subheading":"Optimize for SEO, collab with influencers, launch a referral program, and increase your advertising budget.","imgAlt":"An overhead view of a workspace with a brown wallet, a notepad with notes, a pen, and a coffee cup on a light green surface."},"default":{"heading":"Stock up for success","subheading":"Keep bestsellers in stock, secure bulk discounts, add new products, and take control over your supply chain.","imgAlt":"A table displaying inventory product information for a Shopify merchant, listing \"Protein Scoop\" at $5.00 with a quantity of 250, \"Matte Dumbbells\" at $18.00 with a quantity of 175, and \"Water Bottle\" at $25.00 with a quantity of 290."},"default2":{"heading":"Cover operational costs","subheading":"Manage your cash flow, keep operations running smoothly, and hire the staff your growing business needs.","imgAlt":"A table showing operational costs for a Shopify merchant, listing \"Inventory\" with a value of $150,000, \"Taxes\" with a value of $13,000, and \"Shipping\" with a value of $10,000."}},"testimonial":{"quoteHtml":"With Shopify Capital, our revenue increased by 40% to 50%—a direct result of expanding our inventory with new products.","author":"Jordan Lee, Owner - The Public Pet","link":{"text":"Read case study"}}},"features":{"sectionHeader":{"headingHtml":"Shopify Capital puts your business first"},"comparisonTable":{"caption":"Shopify Capital vs. traditional loans","colHeaders":["Features","Shopify Capital","Traditional loans"],"rows":[{"header":"Funds deposited directly into your account"},{"header":"Real-time offers based on your sales","headerHilite":"funding up to $2M"},{"header":"No credit checks or impact to your personal credit score"},{"header":"No personal liability, no compounding interest"},{"header":"Hassle-free, online application"},{"header":"Funding in as quick as 2 business days, if approved"},{"header":"Early renewals with same streamlined application process"},{"header":"Flexible, automated payments from your store’s sales"},{"header":"Fully integrated solution, so you can run your business from one place"}]}},"mobileAppDownload":{"headingGroup":{"kicker":"Shopify App","headingHtml":"Take Shopify Finance with you—anywhere","subheadHtml":"One app to manage your finances and business."},"download":{"text":"Scan to download","imgAlt":"A person holding a smartphone in the left hand","appStore":"App store","googlePlay":"Google Play Store"}},"fullWidthSplitCard":{"headingGroup":{"kicker":"Shopify Capital","headingHtml":"Tap into the power of funding "},"imageAlt":"An image of a Shopify merchant employee in a lab coat and gloves organizing packaged meat products in a warehouse for \"Porter Road.\" Stacked boxes with the \"Porter Road\" logo are visible in the background."},"resources":{"sectionHeader":{"headingHtml":"Resources"},"cards":[{"headingHtml":"Boost inventory, increase sales","subheadHtml":"Find out how three merchants stocked shelves and increased sales using Shopify Capital.","link":{"text":"Read post"}},{"headingHtml":"Fast-track your growth","subheadHtml":"Discover how Shopify Capital helped increase sales by 36% for these shops.","link":{"text":"Read post"}},{"headingHtml":"Get started with Capital","subheadHtml":"Dive into the specifics of Shopify Capital, from eligibility to repayment.","link":{"text":"Visit Help Center"}}]},"recommendations":{"headingGroup":{"kicker":"More from Shopify Finance","headingHtml":"Designed to work with Capital"},"rows":[{"link":{"text":"Shopify Balance"},"content":"The financial account built to support your business with faster payouts and more rewards."},{"link":{"text":"Shopify Credit"},"content":"A pay-in-full Visa® business card with up to 3% cashback on eligible expenses, and 10 months to pay your statement balance.\u003csup\u003e2\u003c/sup\u003e"},{"link":{"text":"Shopify Bill Pay"},"content":"An efficient way to schedule, pay, and manage business expenses without subscription fees.\u003csup\u003e3\u003c/sup\u003e"}]},"faq":{"heading":"Frequently asked questions","accordionItems":[{"heading":"Who is eligible for Shopify Capital?","content":"\u003cp\u003eShopify Capital is currently available to select merchants in the United States, Canada, United Kingdom, and Australia. Eligibility is automatically determined by our underwriting model, which uses machine learning to analyze data relating to your business, including your sales, disputes, and customer engagement. You must also meet minimum requirements, such as:\u003c/p\u003e\u003cul\u003e\u003cli\u003eSell on Shopify for at least 90 days\u003c/li\u003e\u003cli\u003eComply with \u003ca href=\"/legal/aup\"\u003eShopify’s Acceptable Use Policy\u003c/a\u003e and \u003ca href=\"/legal/terms\"\u003eTerms of Service\u003c/a\u003e\u003c/li\u003e\u003c/ul\u003e\u003cp\u003eWe will send you an email if you're eligible to apply for funding. Additionally, when you log in to your account, a message will appear on the admin \u003ca href=\"{{admin, url(path: '/')}}\" data-component-name=\"link-to-admin\"\u003eHome\u003c/a\u003e inviting you to view available funding offers.\u003c/p\u003e"},{"heading":"How does underwriting work?","content":"Underwriting has two stages. In the first stage, Shopify Capital’s underwriting model identifies if your business may be eligible to prequalify for funding. In the second stage, the Shopify Capital team reviews your application to determine if you qualify for the requested funding amount."},{"heading":"What must I provide to apply?","content":"You’ll need basic information about your business and yourself, as the authorized representative responsible for the Shopify account. This usually includes an employment identification number (or other business identifier), contact details, birth dates, addresses, and social security numbers of primary owners and management. This information will not be used for a credit check."},{"heading":"Can I get more than one round of funding?","content":"Funding offers through Capital are provided under separate funding agreements. You may be eligible for additional funding once you've paid a certain percentage of your current funding round."},{"heading":"How do I make payments?","content":"You’ll automatically repay with a fixed percentage of your store’s daily sales, but only on days you make sales. This means you’ll pay more when sales are strong and less when they’re slow, which makes it easier to manage your cash flow."}]},"disclaimers":[{"text":"Available in select countries. All loans through Shopify Capital are issued by WebBank in the United States. Offers to apply do not guarantee funding. Shopify Capital loans are repaid based on a percentage of daily sales. The maximum repayment term is 18 months, and 2 minimum payments apply. The actual time period within which the loan is repaid may be less than 18 months."},{"text":"Amounts presented are in USD. Offers for eligible merchants are made in their local currency.","indicator":"1"},{"text":"Shopify Credit Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. See \u003ca href=\"{{site, url(path: '/legal/shopify-credit-issuing-bank-terms')}}\"\u003eIssuing Bank Terms\u003c/a\u003e and \u003ca href=\"{{site, url(path: '/legal/shopify-credit-program-terms')}}\"\u003eShopify Credit Program Terms\u003c/a\u003e.","indicator":"2"},{"text":"Shopify Bill Pay has no subscription fees. Other \u003ca href=\"{{help, url(path: '/manual/finance/shopify-bill-pay/payments/payment-methods#full-payment-fees')}}\"\u003etransaction fees\u003c/a\u003e may apply.","indicator":"3"}]}},"pages/capital/settings":{}}},"pricing":{"annualDiscountPercentage":25,"basicAnnualPrice":"\u003cspan\u003e$42.00\u003c/span\u003e","googleCountryOffer":"$600 AUD","minimumMonthlyPrice":"$7","minimumMonthlyPriceCurrency":"AUD","paidTrialAmount":"$1","paidTrialMonths":3,"posProPriceUsd":"$89","posRetailLocations":"1,000","promoAmount":{"amount":1,"currencyCode":"AUD","currencySymbol":"$"},"signupTypes":["paid_trial_experience"],"trialLength":3,"usd":"USD"},"content":{"loginCta":"Log in to check eligibility","helpCenterCta":"Visit Help Center","hero":{"kicker":"Shopify Capital","headingHtml":"Fund your business.\u003cbr /\u003e Drive growth. 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