Welcome to the Center for Business Empowerment

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source for information and inspiration, whether you’re launching a new business or running an established one. Our how-tos, insights and resources can help you prosper and grow.</p> </div> </div> <div class="cta-container "> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pb-60"> <div class="background-container__content container-fluid background-container--white"> <div class="aem-wrap--layout-container"> <div id="layout_42117" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h2 style="text-align: left;"><span class="color-dark-blue"><span class="header--h3">Timely guidance to move your business forward</span></span></h2> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--carousel"> <uc-carousel data-action="unityCarousel" version="v1_3.10.1-flagship" class="uc-component uc-carousel uc-carousel--single " variant="container" theme="blue" arrows="arrows--below" pips="center" minHeightMobile="auto" minHeightTablet="auto" minHeightDesktop="auto" slidesToShowMobile="1" slidesToShowTablet="1" slidesToShowDesktop="1" slidesToScrollMobile="1" slidesToScrollTablet="1" slidesToScrollDesktop="1" sliderMobile="true" sliderDesktop="true" infiniteScroll="false" breakpointMobile="420" breakpointTablet="769" breakpointDesktop="1025" dotsLabel="of" peekViewNextSlide="true" peekViewBackgroundColor="transparent" allowPeakViewPadding="true"> <div class="uc-carousel__container">  <div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_32952" class="rich-text-block rich-text-block--default margin-top-0"> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_93987" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/business-ecosystem/resources/how-to-price-a-product-or-service/BofA_SB_4971X_HowToPriceYourProductOrService_HeroImage_092424_F360_640x360.jpg" width="640" height="360" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h4 header--black"> How to price a product or service </h3> </div> <div class="content__body text " data-action="text-component"><p style="margin-right: 32.0px;">How you price your products or services can make a big difference in the success of your business. Here are the critical factors to consider.</p> </div> <div> </div> <div class="content__ctas"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue t-track-textblock-cta-link" target="_self" href="/resources/how-to-price-a-product-or-service.html" data-bactmln="Textblock-_-CTA-_-learn-more_/resources/how-to-price-a-product-or-service.html"> Learn more</a> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> <div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_65630" class="rich-text-block rich-text-block--default margin-top-0"> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_30818" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/business-ecosystem/resources/how-do-i-get-a-business-credit-card/sbr036_640x360.png" width="640" height="360" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h4 header--black"> How do I get a business credit card? </h3> </div> <div class="content__body text " data-action="text-component"><p style="margin-right: 32.0px;">A business credit card can be a powerful financial tool for your business. When applying for a credit card, doing some prep work up front can help speed up the process.</p> </div> <div> </div> <div class="content__ctas"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue t-track-textblock-cta-link" target="_self" href="/resources/how-do-i-get-a-business-credit-card.html" data-bactmln="Textblock-_-CTA-_-learn-more_/resources/how-do-i-get-a-business-credit-card.html"> Learn more</a> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> <div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_5692" class="rich-text-block rich-text-block--default margin-top-0"> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_61832" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/business-ecosystem/resources/cybersecurity-on-a-budget/BofA_GIS_CybersecurityOnABudget_HeroImage_092424_F360_640x360.jpg" width="640" height="360" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h4 header--black"> Cybersecurity on a budget </h3> </div> <div class="content__body text " data-action="text-component"><p style="margin-right: 32.0px;">New and small businesses often believe they lack the budget for cybersecurity protections or that they’re unnecessary. But every business is a potential target. Here are seven ways you can affordably protect your company.</p> </div> <div> </div> <div class="content__ctas"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue t-track-textblock-cta-link" target="_self" href="/resources/cybersecurity-on-a-budget.html" data-bactmln="Textblock-_-CTA-_-get-details_/resources/cybersecurity-on-a-budget.html"> Get details</a> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> </div> <div class="uc-carousel__controls"> <button aria-label="Return to Previous Item" class="uc-carousel__arrow uc-carousel__arrow--prev uc-icon-action-left"></button> <div class="uc-carousel__dots"></div> <button aria-label="Go to Next Item" class="uc-carousel__arrow uc-carousel__arrow--next uc-icon-action-right"></button> </div> </uc-carousel></div> </div> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pb-60"> <div class="background-container__content container-fluid background-container--white"> <div class="aem-wrap--layout-container"> <div id="layout_64472" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--page-anchor"> <a id="findresourcesforyourbusiness" class="page-anchor" href="#findresourcesforyourbusiness">Section</a> </div> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-fb60a31b28" class="experience-fragment experience-fragment--quiz--main"> <div class="aem-wrap--quiz-configuration"> <div id="quiz-loader" class="quiz-configuration loading"> <div id="quiz-configuration-1" class="quiz-configuration__wrapper js-quiz-configuration hidden" data-props-quiz-configuration-data="[{"id":"starting","title":"Starting","description":"You are working to get your business up and running","nextStepXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---step-two-variation-one/master","taxonomyTag":["business-ecosystem:business-life-cycle/starting"]},{"id":"running","title":"Running","description":"You are operating or growing an established business","nextStepXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---step-two-variation-two/master","taxonomyTag":["business-ecosystem:business-life-cycle/growing","business-ecosystem:business-life-cycle/running"]},{"id":"transitioning","title":"Transitioning","description":"You are selling, merging or passing on your business","nextStepXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---step-two-variation-three/master","taxonomyTag":["business-ecosystem:business-life-cycle/transitioning"]}]" data-action="quiz-configuration"> <form id="quiz-configuration-1-form" name="quiz-configuration-1-form" method="post" autocomplete="off" novalidate=""> <div class="quiz-configuration__step-one js-quiz-first-step"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h1 class="header__headline uc-headline-display--sm header--blue"> Find resources for your business </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><span class="font-connections-light">Answer a few simple questions to get started</span></p> <p> </p> <p> </p> </div> </div> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline--md "> What stage best describes your business? </h2> </div> </div> <div class="quiz-configuration__radio-tiles" role="radiogroup"> <a class="quiz-configuration__radio-tile stretch-tile js-radio-tile t-track-quiz-radio" role="radio" href="#" aria-checked="false" aria-label="Starting You are working to get your business up and running" data-bactmln="quiz-configuration-1-_-radio-tile-p1-_-starting"> <input type="radio" id="quiz-configuration-1-_-starting-_-radio-tile" name="Stage" class="quiz-configuration__item" aria-hidden="true" tabindex="-1" value="Starting" data-item-id="quiz-configuration-1-starting" data-taxonomy-tag="business-ecosystem:business-life-cycle/starting"/> <label for="quiz-configuration-1-_-starting-_-radio-tile"> <div class="quiz-configuration__icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--royal-blue uc-icon--size6 uc-icon--center" aria-hidden="true" role="img"> <span class="uc-icon-paperless-leaf"></span> </uc-icon> </div> <p class="title">Starting</p> <p class="description">You are working to get your business up and running</p> </label> </a> <a class="quiz-configuration__radio-tile stretch-tile js-radio-tile t-track-quiz-radio" role="radio" href="#" aria-checked="false" aria-label="Running You are operating or growing an established business" data-bactmln="quiz-configuration-1-_-radio-tile-p1-_-running"> <input type="radio" id="quiz-configuration-1-_-running-_-radio-tile" name="Stage" class="quiz-configuration__item" aria-hidden="true" tabindex="-1" value="Running" data-item-id="quiz-configuration-1-running" data-taxonomy-tag="business-ecosystem:business-life-cycle/growing,business-ecosystem:business-life-cycle/running"/> <label for="quiz-configuration-1-_-running-_-radio-tile"> <div class="quiz-configuration__icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--royal-blue uc-icon--size6 uc-icon--center" aria-hidden="true" role="img"> <span class="uc-icon-small-business"></span> </uc-icon> </div> <p class="title">Running</p> <p class="description">You are operating or growing an established business</p> </label> </a> <a class="quiz-configuration__radio-tile stretch-tile js-radio-tile t-track-quiz-radio" role="radio" href="#" aria-checked="false" aria-label="Transitioning You are selling, merging or passing on your business" data-bactmln="quiz-configuration-1-_-radio-tile-p1-_-transitioning"> <input type="radio" id="quiz-configuration-1-_-transitioning-_-radio-tile" name="Stage" class="quiz-configuration__item" aria-hidden="true" tabindex="-1" value="Transitioning" data-item-id="quiz-configuration-1-transitioning" data-taxonomy-tag="business-ecosystem:business-life-cycle/transitioning"/> <label for="quiz-configuration-1-_-transitioning-_-radio-tile"> <div class="quiz-configuration__icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--royal-blue uc-icon--size6 uc-icon--center" aria-hidden="true" role="img"> <span class="uc-icon-partnership-and-networking"></span> </uc-icon> </div> <p class="title">Transitioning</p> <p class="description">You are selling, merging or passing on your business</p> </label> </a> </div> <div class="quiz-configuration__next-button"> <div class="uc-btn__container uc-btn__container--right"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__royal-blue uc-btn__text-width uc-btn__center uc-btn__standard disabled"> <a id="standalone-button_continue" aria-disabled="true" aria-label="Continue" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Continue" class="t-track-body-copy-link disabled"> Continue </a> </uc-button> </div> </div> </div> <div id="quiz-configuration-1-starting" class="quiz-configuration__step-two js-quiz-item-container hidden"> <div class="aem-wrap--quiz-container"> <div class="quiz-container__wrapper" data-action="quiz-container"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Now tell us a little more about your business </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><br /> <span class="header--h3">Select your industry and estimated annual revenue.</span></p> </div> </div> </div> <div class="quiz-container__items"> <div data-parameter="q2"> <div class="quiz-item__container" data-configuration-ids="accounting-and-law,agriculture,construction,emerging-growth,engineering,food-and-beverage,government-contractor,healthcare,higher-education,independent-contractor,manufacturing,medical-dental-veterinary,not-for-profit,professional-technical,real-estate,restaurant,retail,technology,transportation,waste-management,wholesale-trade-and-distribution,other"> <div class="quiz-item_quiz-question-2" data-props-item-data="[{"itemLabel":"Accounting and law","itemValue":"accounting-and-law","taxonomyTag":["flagship:industries/accounting-and-law"]},{"itemLabel":"Agriculture","itemValue":"agriculture","taxonomyTag":["flagship:industries/agriculture"]},{"itemLabel":"Construction","itemValue":"construction","taxonomyTag":["flagship:industries/construction"]},{"itemLabel":"Emerging growth","itemValue":"emerging-growth","taxonomyTag":["flagship:industries/emerging-growth"]},{"itemLabel":"Engineering","itemValue":"engineering","taxonomyTag":["flagship:industries/engineering"]},{"itemLabel":"Food and beverage","itemValue":"food-and-beverage","taxonomyTag":["flagship:industries/food-and-beverage"]},{"itemLabel":"Government contractor","itemValue":"government-contractor","taxonomyTag":["flagship:industries/government-contracting"]},{"itemLabel":"Healthcare","itemValue":"healthcare","taxonomyTag":["flagship:industries/healthcare"]},{"itemLabel":"Higher education","itemValue":"higher-education","taxonomyTag":["flagship:industries/higher-education"]},{"itemLabel":"Independent contractor","itemValue":"independent-contractor","taxonomyTag":["flagship:industries/independent-contractor-consultant"]},{"itemLabel":"Manufacturing","itemValue":"manufacturing","taxonomyTag":["flagship:industries/manufacturing"]},{"itemLabel":"Medical, dental, veterinary","itemValue":"medical-dental-veterinary","taxonomyTag":["flagship:industries/medical-dental-veterinary"]},{"itemLabel":"Not-for-profit","itemValue":"not-for-profit","taxonomyTag":["flagship:industries/not-for-profit"]},{"itemLabel":"Professional/technical","itemValue":"professional-technical","taxonomyTag":["flagship:industries/professional-technical-services"]},{"itemLabel":"Real estate","itemValue":"real-estate","taxonomyTag":["flagship:industries/real-estate"]},{"itemLabel":"Restaurant","itemValue":"restaurant","taxonomyTag":["flagship:industries/restaurant"]},{"itemLabel":"Retail","itemValue":"retail","taxonomyTag":["flagship:industries/retail"]},{"itemLabel":"Technology","itemValue":"technology","taxonomyTag":["flagship:industries/Technology"]},{"itemLabel":"Transportation","itemValue":"transportation","taxonomyTag":["flagship:industries/transportation"]},{"itemLabel":"Waste management","itemValue":"waste-management","taxonomyTag":["flagship:industries/waste-management"]},{"itemLabel":"Wholesale trade and distribution","itemValue":"wholesale-trade-and-distribution","taxonomyTag":["flagship:industries/wholesale-trade-\u0026-distribution"]},{"itemLabel":"Other","itemValue":"other"}]" data-props-item-id="quiz-question-2" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Industry" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> <div data-parameter="q3"> <div class="quiz-item__container" data-configuration-ids="less-than-1-million-dollar,-1-million-to-5-million,more-than-5-million,i-prefer-not-to-answer"> <div class="quiz-item_quiz-question-3" data-props-item-data="[{"itemLabel":"Less than $1 million","itemValue":"less-than-1-million-dollar","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---less-than-1m/master"},{"itemLabel":"$1 million to $5 million","itemValue":"-1-million-to-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---between-1m-5m/master"},{"itemLabel":"More than $5 million","itemValue":"more-than-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---more-than-5m/master"},{"itemLabel":"I prefer not to answer","itemValue":"i-prefer-not-to-answer","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---no-amount-selected/master"}]" data-props-item-id="quiz-question-3" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Revenue" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__item"> <div class="header text " data-action="text-component"> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3>Which topics are most relevant to you as you start your business? (Select up to 4)</h3> </div> </div> <div data-parameter="q4"> <div class="quiz-item__container" data-configuration-ids="writing-a-business-plan,business-structure,accessing-capital,managing-cash-flow,accounting-and-finance,marketing,planning-growth,hiring,something-else"> <div class="quiz-item_quiz-question-4" data-props-item-data="[{"itemLabel":"Writing a business plan","itemValue":"writing-a-business-plan","taxonomyTag":["flagship:topics/business-management/business-strategy"]},{"itemLabel":"Business structure","itemValue":"business-structure","taxonomyTag":["flagship:topics/business-management/business-structure"]},{"itemLabel":"Accessing capital","itemValue":"accessing-capital","taxonomyTag":["flagship:topics/corporate-finance/credit-\u0026-funding"]},{"itemLabel":"Managing cash flow","itemValue":"managing-cash-flow","taxonomyTag":["flagship:topics/business-management/cash-flow-management"]},{"itemLabel":"Accounting and finance","itemValue":"accounting-and-finance","taxonomyTag":["flagship:topics/corporate-finance/accounting"]},{"itemLabel":"Marketing","itemValue":"marketing","taxonomyTag":["flagship:topics/business-management/business-marketing"]},{"itemLabel":"Planning growth","itemValue":"planning-growth","taxonomyTag":["flagship:topics/business-management/business-development"]},{"itemLabel":"Hiring","itemValue":"hiring","taxonomyTag":["flagship:topics/business-management/hiring-\u0026-retention"]},{"itemLabel":"Something else","itemValue":"something-else","taxonomyTag":["flagship:topics/corporate-finance/taxes","flagship:topics/data-security/cybersecurity","flagship:topics/business-management/logistics"]}]" data-props-item-id="quiz-question-4" data-props-item-type="checkbox-group" data-props-order-type="user-selected" data-props-max-item-allowed="4" data-props-item-label="Priority" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__button-wrapper"> <div class="quiz-container__back-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard "> <a id="standalone-button_back" aria-disabled="false" aria-label="Back" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Back" class="t-track-body-copy-link "> Back </a> </uc-button> </div> </div> <div class="quiz-container__next-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard disabled"> <a id="standalone-button_see-results" aria-disabled="true" aria-label="See Results" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-See-results" class="t-track-body-copy-link disabled"> See Results </a> </uc-button> </div> </div> </div> </div></div> </div> <div id="quiz-configuration-1-running" class="quiz-configuration__step-two js-quiz-item-container hidden"> <div class="aem-wrap--quiz-container"> <div class="quiz-container__wrapper" data-action="quiz-container"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Now tell us a little more about your business </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><br /> <span class="header--h3">Select your industry and annual revenue.</span></p> </div> </div> </div> <div class="quiz-container__items"> <div data-parameter="q2"> <div class="quiz-item__container" data-configuration-ids="accounting-and-law,agriculture,construction,emerging-growth,engineering,food-and-beverage,government-contractor,healthcare,higher-education,independent-contractor,manufacturing,medical-dental-veterinary,not-for-profit,professional-technical,real-estate,restaurant,retail,technology,transportation,waste-management,wholesale-trade-and-distribution,other"> <div class="quiz-item_quiz-question-2" data-props-item-data="[{"itemLabel":"Accounting and law","itemValue":"accounting-and-law","taxonomyTag":["flagship:industries/accounting-and-law"]},{"itemLabel":"Agriculture","itemValue":"agriculture","taxonomyTag":["flagship:industries/agriculture"]},{"itemLabel":"Construction","itemValue":"construction","taxonomyTag":["flagship:industries/construction"]},{"itemLabel":"Emerging growth","itemValue":"emerging-growth","taxonomyTag":["flagship:industries/emerging-growth"]},{"itemLabel":"Engineering","itemValue":"engineering","taxonomyTag":["flagship:industries/engineering"]},{"itemLabel":"Food and beverage","itemValue":"food-and-beverage","taxonomyTag":["flagship:industries/food-and-beverage"]},{"itemLabel":"Government contractor","itemValue":"government-contractor","taxonomyTag":["flagship:industries/government-contracting"]},{"itemLabel":"Healthcare","itemValue":"healthcare","taxonomyTag":["flagship:industries/healthcare"]},{"itemLabel":"Higher education","itemValue":"higher-education","taxonomyTag":["flagship:industries/higher-education"]},{"itemLabel":"Independent contractor","itemValue":"independent-contractor","taxonomyTag":["flagship:industries/independent-contractor-consultant"]},{"itemLabel":"Manufacturing","itemValue":"manufacturing","taxonomyTag":["flagship:industries/manufacturing"]},{"itemLabel":"Medical, dental, veterinary","itemValue":"medical-dental-veterinary","taxonomyTag":["flagship:industries/medical-dental-veterinary"]},{"itemLabel":"Not-for-profit","itemValue":"not-for-profit","taxonomyTag":["flagship:industries/not-for-profit"]},{"itemLabel":"Professional/technical","itemValue":"professional-technical","taxonomyTag":["flagship:industries/professional-technical-services"]},{"itemLabel":"Real estate","itemValue":"real-estate","taxonomyTag":["flagship:industries/real-estate"]},{"itemLabel":"Restaurant","itemValue":"restaurant","taxonomyTag":["flagship:industries/restaurant"]},{"itemLabel":"Retail","itemValue":"retail","taxonomyTag":["flagship:industries/retail"]},{"itemLabel":"Technology","itemValue":"technology","taxonomyTag":["flagship:industries/Technology"]},{"itemLabel":"Transportation","itemValue":"transportation","taxonomyTag":["flagship:industries/transportation"]},{"itemLabel":"Waste management","itemValue":"waste-management","taxonomyTag":["flagship:industries/waste-management"]},{"itemLabel":"Wholesale trade and distribution","itemValue":"wholesale-trade-and-distribution","taxonomyTag":["flagship:industries/wholesale-trade-\u0026-distribution"]},{"itemLabel":"Other","itemValue":"other"}]" data-props-item-id="quiz-question-2" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Industry" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> <div data-parameter="q3"> <div class="quiz-item__container" data-configuration-ids="less-than-1-million-dollar,-1-million-to-5-million,more-than-5-million,i-prefer-not-to-answer"> <div class="quiz-item_quiz-question-3" data-props-item-data="[{"itemLabel":"Less than $1 million","itemValue":"less-than-1-million-dollar","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---less-than-1m/master"},{"itemLabel":"$1 million to $5 million","itemValue":"-1-million-to-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---between-1m-5m/master"},{"itemLabel":"More than $5 million","itemValue":"more-than-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---more-than-5m/master"},{"itemLabel":"I prefer not to answer","itemValue":"i-prefer-not-to-answer","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---no-amount-selected/master"}]" data-props-item-id="quiz-question-3" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Revenue" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__item"> <div class="header text " data-action="text-component"> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3>Which topics are most relevant to you as you run your business? (Select up to 4)</h3> </div> </div> <div data-parameter="q4"> <div class="quiz-item__container" data-configuration-ids="optimizing-cash-flow,driving-growth,honing-operations,proactive-planning,accessing-capital,managing-employees,fraud-awareness,sustainability,something-else"> <div class="quiz-item_quiz-question-4" data-props-item-data="[{"itemLabel":"Optimizing cash flow","itemValue":"optimizing-cash-flow","taxonomyTag":["flagship:topics/business-management/cash-flow-management"]},{"itemLabel":"Driving growth","itemValue":"driving-growth","taxonomyTag":["flagship:topics/business-management/business-development"]},{"itemLabel":"Honing operations","itemValue":"honing-operations","taxonomyTag":["flagship:topics/business-management/operations-\u0026-production"]},{"itemLabel":"Proactive planning","itemValue":"proactive-planning","taxonomyTag":["flagship:topics/business-management/business-strategy"]},{"itemLabel":"Accessing capital","itemValue":"accessing-capital","taxonomyTag":["flagship:topics/corporate-finance/credit-\u0026-funding"]},{"itemLabel":"Managing employees","itemValue":"managing-employees","taxonomyTag":["flagship:topics/business-management/workplace-management"]},{"itemLabel":"Fraud awareness","itemValue":"fraud-awareness","taxonomyTag":["flagship:topics/data-security/fraud-awareness"]},{"itemLabel":"Sustainability","itemValue":"sustainability","taxonomyTag":["flagship:topics/sustainability"]},{"itemLabel":"Something else","itemValue":"something-else","taxonomyTag":["flagship:topics/corporate-finance/taxes","flagship:topics/corporate-finance/accounting","flagship:topics/business-management/business-marketing","flagship:topics/data-security/cybersecurity","flagship:topics/business-management/compensation"]}]" data-props-item-id="quiz-question-4" data-props-item-type="checkbox-group" data-props-order-type="user-selected" data-props-max-item-allowed="4" data-props-item-label="Priority" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__button-wrapper"> <div class="quiz-container__back-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard "> <a id="standalone-button_back" aria-disabled="false" aria-label="Back" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Back" class="t-track-body-copy-link "> Back </a> </uc-button> </div> </div> <div class="quiz-container__next-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard disabled"> <a id="standalone-button_see-results" aria-disabled="true" aria-label="See Results" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-See-results" class="t-track-body-copy-link disabled"> See Results </a> </uc-button> </div> </div> </div> </div></div> </div> <div id="quiz-configuration-1-transitioning" class="quiz-configuration__step-two js-quiz-item-container hidden"> <div class="aem-wrap--quiz-container"> <div class="quiz-container__wrapper" data-action="quiz-container"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Now tell us a little more about your business </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><br /> <span class="header--h3">Select your industry and annual revenue.</span></p> </div> </div> </div> <div class="quiz-container__items"> <div data-parameter="q2"> <div class="quiz-item__container" data-configuration-ids="accounting-and-law,agriculture,construction,emerging-growth,engineering,food-and-beverage,government-contractor,healthcare,higher-education,independent-contractor,manufacturing,medical-dental-veterinary,not-for-profit,professional-technical,real-estate,restaurant,retail,technology,transportation,waste-management,wholesale-trade-and-distribution,other"> <div class="quiz-item_quiz-question-2" data-props-item-data="[{"itemLabel":"Accounting and law","itemValue":"accounting-and-law","taxonomyTag":["flagship:industries/accounting-and-law"]},{"itemLabel":"Agriculture","itemValue":"agriculture","taxonomyTag":["flagship:industries/agriculture"]},{"itemLabel":"Construction","itemValue":"construction","taxonomyTag":["flagship:industries/construction"]},{"itemLabel":"Emerging growth","itemValue":"emerging-growth","taxonomyTag":["flagship:industries/emerging-growth"]},{"itemLabel":"Engineering","itemValue":"engineering","taxonomyTag":["flagship:industries/engineering"]},{"itemLabel":"Food and beverage","itemValue":"food-and-beverage","taxonomyTag":["flagship:industries/food-and-beverage"]},{"itemLabel":"Government contractor","itemValue":"government-contractor","taxonomyTag":["flagship:industries/government-contracting"]},{"itemLabel":"Healthcare","itemValue":"healthcare","taxonomyTag":["flagship:industries/healthcare"]},{"itemLabel":"Higher education","itemValue":"higher-education","taxonomyTag":["flagship:industries/higher-education"]},{"itemLabel":"Independent contractor","itemValue":"independent-contractor","taxonomyTag":["flagship:industries/independent-contractor-consultant"]},{"itemLabel":"Manufacturing","itemValue":"manufacturing","taxonomyTag":["flagship:industries/manufacturing"]},{"itemLabel":"Medical, dental, veterinary","itemValue":"medical-dental-veterinary","taxonomyTag":["flagship:industries/medical-dental-veterinary"]},{"itemLabel":"Not-for-profit","itemValue":"not-for-profit","taxonomyTag":["flagship:industries/not-for-profit"]},{"itemLabel":"Professional/technical","itemValue":"professional-technical","taxonomyTag":["flagship:industries/professional-technical-services"]},{"itemLabel":"Real estate","itemValue":"real-estate","taxonomyTag":["flagship:industries/real-estate"]},{"itemLabel":"Restaurant","itemValue":"restaurant","taxonomyTag":["flagship:industries/restaurant"]},{"itemLabel":"Retail","itemValue":"retail","taxonomyTag":["flagship:industries/retail"]},{"itemLabel":"Technology","itemValue":"technology","taxonomyTag":["flagship:industries/Technology"]},{"itemLabel":"Transportation","itemValue":"transportation","taxonomyTag":["flagship:industries/transportation"]},{"itemLabel":"Waste management","itemValue":"waste-management","taxonomyTag":["flagship:industries/waste-management"]},{"itemLabel":"Wholesale trade and distribution","itemValue":"wholesale-trade-and-distribution","taxonomyTag":["flagship:industries/wholesale-trade-\u0026-distribution"]},{"itemLabel":"Other","itemValue":"other"}]" data-props-item-id="quiz-question-2" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Industry" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> <div data-parameter="q3"> <div class="quiz-item__container" data-configuration-ids="less-than-1-million-dollar,-1-million-to-5-million,more-than-5-million,i-prefer-not-to-answer"> <div class="quiz-item_quiz-question-3" data-props-item-data="[{"itemLabel":"Less than $1 million","itemValue":"less-than-1-million-dollar","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---less-than-1m/master"},{"itemLabel":"$1 million to $5 million","itemValue":"-1-million-to-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---between-1m-5m/master"},{"itemLabel":"More than $5 million","itemValue":"more-than-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---more-than-5m/master"},{"itemLabel":"I prefer not to answer","itemValue":"i-prefer-not-to-answer","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz---no-amount-selected/master"}]" data-props-item-id="quiz-question-3" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Revenue" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__item"> <div data-parameter="q4"> <div class="quiz-item__container"> </div> </div> </div> <div class="quiz-container__button-wrapper"> <div class="quiz-container__back-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard "> <a id="standalone-button_back" aria-disabled="false" aria-label="Back" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Back" class="t-track-body-copy-link "> Back </a> </uc-button> </div> </div> <div class="quiz-container__next-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard disabled"> <a id="standalone-button_see-results" aria-disabled="true" aria-label="See Results" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-See-results" class="t-track-body-copy-link disabled"> See Results </a> </uc-button> </div> </div> </div> </div></div> </div> </form> <div class="quiz-configuration__result js-result hidden" data-quiz-configuration-path="/content/experience-fragments/business-ecosystem/cfbe_quiz/quiz--main/master/jcr:content/root/quiz_configuration" data-lang data-number-of-items-before-show-more="6" data-max-number-of-items-shown="12" data-number-of-items-for-q1="1" data-importance-node="/etc/flagship/boosting/cfbe-quiz"> <div class="quiz-configuration__split"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Recommended resources based on your answers </h2> </div> </div> <div class="quiz-configuration__restart-button"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__white-royal-blue uc-btn__text-width uc-btn__center uc-btn__standard "> <a id="standalone-button_change-answers" aria-disabled="false" aria-label="Retake Quiz" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Change-answers" class="t-track-cta-link "> <span class="uc-icon uc-icon-action-back"></span> Change answers </a> </uc-button> </div> </div> <div class="quiz-configuration__result--summary js-result-summary"> </div> <div class="quiz-configuration__result--tiles js-result-tiles"> </div> <div class="quiz-configuration__show-more hidden"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__white-royal-blue uc-btn__full-width uc-btn__center uc-btn__standard "> <a id="standalone-button_show-more" aria-disabled="false" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Show-more" class="t-track-cta-link "> Show more <span class="uc-icon uc-icon-action-dropdown uc-icon-right"></span> </a> </uc-button> </div> </div> <div class="quiz-configuration__show-less hidden"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__white-royal-blue uc-btn__full-width uc-btn__center uc-btn__standard "> <a id="standalone-button_show-less" aria-disabled="false" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Show-less" class="t-track-cta-link "> Show less <span class="uc-icon uc-icon-action-collapse uc-icon-right"></span> </a> </uc-button> </div> </div> <div class="quiz-configuration__result--additional js-result-additional hidden"> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_9166" class="layout-container "> <div class="layout-container__content container-full-bleed layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-70 background-container--pb-70"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--h3 header--red"> Finance </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p style="text-align: center;">Secure capital. Optimize cash flow. Streamline accounting. We have strategies, guidance and tools for businesses at any stage. Key topics covered are <a href="/resources/capital.html" target="_self">securing capital</a>, <a href="/resources/cash-flow.html" target="_self">managing cash flow</a> and <a href="/resources/accounting.html" target="_self">accounting</a>.</p> <p style="text-align: center;"> </p> </div> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--center"> <a class="cta cta--caret cta--royal-blue t-track-cta-link" target="_self" href="/resources/finance.html" data-bactmln="StandaloneCTA-_-CTA-_-see-all-finance-resources_/resources/finance.html"> See all finance resources</a> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-show-more data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-working-capital.html" data-bactmln="Tile-_-Hyperlink-_-working-capital:-what-is-it-and-why-is-it-important?_[position]_/resources/what-is-working-capital.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-working-capital/sbr120_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Working capital: What is it and why is it important? </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Having enough working capital can make all the difference in building a business that’s thriving and ready to seek new opportunities.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">6-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-an-sba-loan.html" data-bactmln="Tile-_-Hyperlink-_-what-is-an-sba-loan-and-how-do-i-qualify?_[position]_/resources/what-is-an-sba-loan.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-an-sba-loan/sbr109_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is an SBA loan and how do I qualify? </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Backed by the U.S. Small Business Administration, these loans allow financial institutions to provide business loans with more favorable terms or more flexible underwriting criteria than conventional loans. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">8-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/financing-options-for-small-businesses.html" data-bactmln="Tile-_-Hyperlink-_-financing-options-for-businesses_[position]_/resources/financing-options-for-small-businesses.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/financing-options-for-small-businesses/sbr030_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Financing options for businesses </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Throughout the life of your business you may need to secure outside funding. Learn about traditional and alternative financing options that can help you achieve your goals. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-every-small-business-owner-needs-to-know-about-quarterly-taxes.html" data-bactmln="Tile-_-Hyperlink-_-what-every-small-business-owner-needs-to-know-about-quarterly-taxes_[position]_/resources/what-every-small-business-owner-needs-to-know-about-quarterly-taxes.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-every-small-business-owner-needs-to-know-about-quarterly-taxes/sbr099_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What every small business owner needs to know about quarterly taxes </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Business owners generally have to pay estimated taxes after the end of each quarter. Understand the process and best practices that can help you stay on track. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">7-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds.html" data-bactmln="Tile-_-Hyperlink-_-factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds_[position]_/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/sbr029_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Factors that impact loan decisions (and how to increase your approval odds) </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>If you are considering applying for financing to help grow your business, it's important to understand what lenders typically look for when evaluating a loan application.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">7-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-business-credit-and-how-do-i-build-it.html" data-bactmln="Tile-_-Hyperlink-_-what-is-business-credit-and-how-do-i-build-it?_[position]_/resources/what-is-business-credit-and-how-do-i-build-it.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-business-credit-and-how-do-i-build-it/sbr110_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is business credit and how do I build it? </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>The ability to borrow money can help you jump on opportunities and navigate challenges. Learn about building business credit in these 8 steps.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">2-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/cash-flow-management-basics-for-small-businesses.html" data-bactmln="Tile-_-Hyperlink-_-cash-flow-management-basics-for-small-businesses_[position]_/resources/cash-flow-management-basics-for-small-businesses.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/cash-flow-management-basics-for-small-businesses/sbr012_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Cash flow management basics for small businesses </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Maintaining a healthy cash flow can help ensure that you have cash available for your needs today and in the long term. But how do you do it?</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">7-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-do-i-get-a-business-credit-card.html" data-bactmln="Tile-_-Hyperlink-_-how-do-i-get-a-business-credit-card?_[position]_/resources/how-do-i-get-a-business-credit-card.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-do-i-get-a-business-credit-card/sbr036_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> How do I get a business credit card? </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>A business credit card can be a powerful financial tool for your business. When applying for a credit card, doing some prep work up front can help speed up the process.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">3-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/line-of-credit-vs-business-credit-card-overview.html" data-bactmln="Tile-_-Hyperlink-_-line-of-credit-vs--business-credit-card:-an-overview_[position]_/resources/line-of-credit-vs-business-credit-card-overview.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/line-of-credit-vs-business-credit-card-overview/sbr072_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Line of credit vs. business credit card: An overview </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Having both a business credit card and a line of credit can be integral to your success. Here’s a quick overview so you can make the most of each.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">4-minute read</div> </div> </div> </div> </a> </div> </div> </div> <div class="container"> <div class="tile-container__show-more js-tile-container-show-more"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-show-more_#">Show more</button> </div> </div> <div class="tile-container__show-less js-tile-container-show-less"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-show-less_#">Show less</button> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_97235" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-70 background-container--pb-70"> <div class="background-container__content container-fluid background-container--white"> <div class="aem-wrap--layout-container"> <div id="layout_44174" class="layout-container layout-container--center "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth" style="max-width:784px;"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h2 style="text-align: center;"><span class="color-bright-red"><span class="header--h3">Strategy & Operations</span></span></h2> <p style="text-align: center;">Our step-by-step guidance starts with writing a business plan and takes you through launching, running and growing your business. Key topics covered include <a href="/resources/planning-development.html" target="_self">strategy and planning</a>, <a href="/resources/employee-support.html" target="_self">employee management</a>, <a href="/resources/marketing-sales.html" target="_self">marketing and sales</a> and <a href="/resources/operations.html" target="_self">operations</a>.</p> <p style="text-align: center;"> </p> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--center"> <a class="cta cta--caret cta--royal-blue t-track-cta-link" target="_self" href="/resources/planning-development.html" data-bactmln="StandaloneCTA-_-CTA-_-see-all-strategy-and-operations-resources_/resources/planning-development.html"> See all strategy and operations resources</a> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-show-more data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-a-dba-what-does-it-mean-for-your-business.html" data-bactmln="Tile-_-Hyperlink-_-what-is-a-dba-and-what-does-it-mean-for-your-business?_[position]_/resources/what-is-a-dba-what-does-it-mean-for-your-business.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-a-dba-what-does-it-mean-for-your-business/sbr104_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is a DBA & what does it mean for your business? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>DBA - or "doing business as" - is when a person or corporation decides to do business under a name different than its legal name. </p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">8-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-write-effective-small-business-plan.html" data-bactmln="Tile-_-Hyperlink-_-how-to-write-an-effective-business-plan-in-11-steps-with-workbook_[position]_/resources/how-to-write-effective-small-business-plan.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-to-write-effective-small-business-plan/TILE_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> How to write an effective business plan in 11 steps (with workbook) </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Research shows that owners who complete business plans are twice as likely to grow their business successfully or obtain capital compared to those who don't. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">14-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-become-a-certified-minority-or-women-owned-business.html" data-bactmln="Tile-_-Hyperlink-_-women--and-minority-owned-business-certification-options_[position]_/resources/how-to-become-a-certified-minority-or-women-owned-business.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-to-become-a-certified-minority-or-women-owned-business/sbr118_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Women- and minority-owned business certification options </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Certifications can help improve access to funding, contracts and networking opportunities.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-develop-a-business-growth-strategy.html" data-bactmln="Tile-_-Hyperlink-_-11-strategies-to-grow-your-business_[position]_/resources/how-to-develop-a-business-growth-strategy.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-to-develop-a-business-growth-strategy/sbr002_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> 11 strategies to grow your business </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Once the growing pains of the startup phase are over, business owners often pivot toward growing their business. Here are strategies to consider as you plan for your business’s growth.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español </div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9 minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/start-a-business-with-no-money.html" data-bactmln="Tile-_-Hyperlink-_-how-to-start-a-business-with-little-or-no-money_[position]_/resources/start-a-business-with-no-money.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/start-a-business-with-no-money/sbr062_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> How to start a business with little or no money </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Thanks to the abundance of free and low-cost resources to support entrepreneurs, it’s easier than ever to start a business with little to no money.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-an-employer-identification-number-ein.html" data-bactmln="Tile-_-Hyperlink-_-what-is-an-employer-identification-number-ein?_[position]_/resources/what-is-an-employer-identification-number-ein.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-an-employer-identification-number-ein/sbr108_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is an employer identification number (EIN)? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>An EIN identifies a business for tax reporting purposes. Here’s a look at why you should have one and how to get it.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">3-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-a-limited-liability-company-llc.html" data-bactmln="Tile-_-Hyperlink-_-what-is-a-limited-liability-company-llc?_[position]_/resources/what-is-a-limited-liability-company-llc.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-a-limited-liability-company-llc/sbr105_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is a limited liability company (LLC)? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Many small business owners wonder if they should form an LLC to formalize their business operations. Here are some considerations when deciding whether to form an LLC.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español </div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">3-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/intro-to-buying-commercial-property.html" data-bactmln="Tile-_-Hyperlink-_-introduction-to-buying-commercial-real-estate-property-for-your-business_[position]_/resources/intro-to-buying-commercial-property.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/intro-to-buying-commercial-property/sbr067_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Introduction to buying commercial real estate property for your business </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Purchasing commercial property can be complex, but, in the right circumstances, it can be a wise investment, and the potential rewards can be great. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">5-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-your-business-structure-can-affect-your-taxes.html" data-bactmln="Tile-_-Hyperlink-_-how-a-businesss-structure-can-affect-the-business-owners-taxes_[position]_/resources/how-your-business-structure-can-affect-your-taxes.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-your-business-structure-can-affect-your-taxes/sbr066_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> How a business’s structure can affect the business owner’s taxes </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Establishing your business as a corporation, limited liability company or partnership is a big step. 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