Business Capital Resources & Insights for Business

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data-props-bg-desktop="/content/dam/business-ecosystem/resources/capital/desktop_1440x260_capital.jpg" data-props-bg-widescreen="/content/dam/business-ecosystem/resources/capital/tabletlandscape_1024x265_capital.jpg"> <style> #background-453898708.image__bg { background-image: url(/content/dam/business-ecosystem/resources/capital/mobile_375x180_capital.jpg); } @media (min-width: 768px) { #background-453898708.image__bg { background-image: url(/content/dam/business-ecosystem/resources/capital/tabletportrait_768x265_capital.jpg); } } @media (min-width: 1024px) { #background-453898708.image__bg { background-image: url(/content/dam/business-ecosystem/resources/capital/tabletlandscape_1024x265_capital.jpg); } } @media (min-width: 1200px) { #background-453898708.image__bg { background-image: url(/content/dam/business-ecosystem/resources/capital/desktop_1440x260_capital.jpg); } } </style> <div id="background-453898708" class="image__bg"> <div class="image__bg-content"> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--callout-container"> <div class="callout-container callout-container--masthead hasH1"> <div class="callout-container__content callout-container__content--white"> <div class="callout-container__content-wrapper center-xs"> <div class="header text " data-action="text-component"> <h1 class="header__headline header--default "> Capital </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Few things are as important as capital to the success of your business. Our resources can help you evaluate funding options, navigate the application process and learn how to build business credit.</p> </div> </div> <div class="cta-container "> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--layout-container"> <div id="layout_20979" class="layout-container "> <div class="layout-container__content container-full-bleed container-full-bleed--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--anchor-link-navigation js-anchor-nav-sticky"> <div class="anchor-navigation container-full-bleed " data-action="anchor-link-navigation-component"> <button class="anchor-navigation__close anchor-navigation__background--white" aria-expanded="false" aria-label="Close Menu"></button> <ul class="anchor-navigation__links anchor-navigation__links--center anchor-navigation__background--white anchor-navigation__selected-link--regal-red" role="presentation"> <li class="anchor-navigation__item anchor-navigation__item--royal-blue active"> <a class="anchor-navigation__link js-anchornav-anchor t-track-anchor-navigation-link " data-bactmln="Nav-_-Samepage-_-getting-started_#gettingstarted" href="#gettingstarted">Getting started</a> </li> <li class="anchor-navigation__item anchor-navigation__item--royal-blue "> <a class="anchor-navigation__link js-anchornav-anchor t-track-anchor-navigation-link " data-bactmln="Nav-_-Samepage-_-borrowing_#Borrowing" href="#Borrowing">Borrowing</a> </li> <li class="anchor-navigation__item anchor-navigation__item--royal-blue "> <a class="anchor-navigation__link js-anchornav-anchor t-track-anchor-navigation-link " data-bactmln="Nav-_-Samepage-_-building-business-credit_#BuildingBusinessCredit" href="#BuildingBusinessCredit">Building business credit</a> </li> <li class="anchor-navigation__item anchor-navigation__item--royal-blue "> <a class="anchor-navigation__link js-anchornav-anchor t-track-anchor-navigation-link " data-bactmln="Nav-_-Samepage-_-equity_#Equity" href="#Equity">Equity</a> </li> </ul> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-medium"> <div class="separator__line separator__line--cool-gray-medium separator__line--thin"></div> </div></div> <div class="aem-wrap--page-anchor"> <a id="gettingstarted" class="page-anchor" href="#gettingstarted">Section</a> </div> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--default header--red"> Getting started </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Where you are in the business life cycle, how much funding you need and what you'll use it for are all things to consider when evaluating options.</p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile"> </div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-2 " data-action="tile-container-component" data-props-initial-load-count="2" data-props-show-items-count="3"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/financing-options-for-small-businesses.html" data-bactmln="Tile-_-Hyperlink-_-financing-options-for-businesses_[position]_/resources/financing-options-for-small-businesses.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/financing-options-for-small-businesses/sbr030_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Financing options for businesses </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Throughout the life of your business you may need to secure outside funding. Learn about traditional and alternative financing options that can help you achieve your goals. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="https://www.accesstocapitaldirectory.com/" data-bactmln="Tile-_-Hyperlink-_-access-to-capital-directory-for-entrepreneurs_[position]_https://www.accesstocapitaldirectory.com/"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="416" height="234" src="/content/dam/business-ecosystem/resources/access-to-capital-directory-for-entrepreneurs/Tile_416x234_CapitalDirectoryForEntrepreneurs.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Access to Capital Directory for Entrepreneurs </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>When traditional bank lending is not the right fit for your business, you may want to explore alternative sources of capital. Our curated database can help you find sources of equity, debt and grant funding.</p> </div> <div class="tile__metadata "> <span class="icon-action-launch"></span> <div class="tile__metadata-text">Explore directory</div> </div> </div> </div> </a> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--page-anchor"> <a id="Borrowing" class="page-anchor" href="#Borrowing">Section</a> </div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-60 background-container--pb-60"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--default header--red"> Borrowing </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Learn about lending solutions to fund growth or support day-to-day operations.</p> <p> </p> <p><a href="/resources/borrowing.html" target="_self"><span class="cta cta--caret">See all borrowing resources</span></a></p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-show-more data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/alternative-lending-options-hispanic-owned-businesses.html" data-bactmln="Tile-_-Hyperlink-_-alternative-lending-resources-for-hispanic-latino-business-owners_[position]_/resources/alternative-lending-options-hispanic-owned-businesses.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/alternative-lending-options-hispanic-owned-businesses/sbr070_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Alternative lending resources for Hispanic-Latino business owners </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>As Hispanic-owned businesses continue to grow, access to capital remains imperative. Learn about sources of funding, including equity, loans and grants.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">5-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-business-loan-and-how-do-i-get-one.html" data-bactmln="Tile-_-Hyperlink-_-what-is-a-business-loan-and-how-do-i-get-one?_[position]_/resources/what-is-business-loan-and-how-do-i-get-one.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-business-loan-and-how-do-i-get-one/sbr102_what-is-a-biz-loan_en.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is a business loan and how do I get one? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>A business loan is a way for companies to borrow funds for business purposes, such as bolstering working capital or purchasing commercial property. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">6-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-an-sba-loan.html" data-bactmln="Tile-_-Hyperlink-_-what-is-an-sba-loan-and-how-do-i-qualify?_[position]_/resources/what-is-an-sba-loan.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-an-sba-loan/sbr109_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is an SBA loan and how do I qualify? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Backed by the U.S. Small Business Administration, these loans allow financial institutions to provide business loans with more favorable terms or more flexible underwriting criteria than conventional loans. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">8-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/line-of-credit-vs-business-credit-card-overview.html" data-bactmln="Tile-_-Hyperlink-_-line-of-credit-vs--business-credit-card:-an-overview_[position]_/resources/line-of-credit-vs-business-credit-card-overview.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/line-of-credit-vs-business-credit-card-overview/sbr072_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Line of credit vs. business credit card: An overview </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Having both a business credit card and a line of credit can be integral to your success. Here’s a quick overview so you can make the most of each.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">4-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds.html" data-bactmln="Tile-_-Hyperlink-_-factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds_[position]_/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/sbr029_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Factors that impact loan decisions (and how to increase your approval odds) </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>If you are considering applying for financing to help grow your business, it's important to understand what lenders typically look for when evaluating a loan application.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">7-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/tips-on-how-aapi-business-owners-can-gain-access-to-capital.html" data-bactmln="Tile-_-Hyperlink-_-tips-on-how-aapi-business-owners-can-gain-access-to-capital_[position]_/resources/tips-on-how-aapi-business-owners-can-gain-access-to-capital.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/tips-on-how-aapi-business-owners-can-gain-access-to-capital/sbr095_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Tips on how AAPI business owners can gain access to capital </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Hear advice one banker shares with Asian American and Pacific Islander small business owners who are interested in finding capital to fund their business’s growth.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">6-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/secured-vs-unsecured-business-loan.html" data-bactmln="Tile-_-Hyperlink-_-what-is-the-difference-between-secured-and-unsecured-business-loans?_[position]_/resources/secured-vs-unsecured-business-loan.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/secured-vs-unsecured-business-loan/sbr114_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is the difference between secured and unsecured business loans? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Both secured and unsecured business loans can be useful tools for expanding your business. Understanding the difference can help you select the right one for your business. </p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">4-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/understanding-business-lines-of-credit.html" data-bactmln="Tile-_-Hyperlink-_-what-is-a-business-line-of-credit-and-how-does-it-work?_[position]_/resources/understanding-business-lines-of-credit.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/understanding-business-lines-of-credit/sbr101_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> What is a business line of credit and how does it work? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>The ability to adapt to change, especially in times of growth or uneven cash flow, is critical. When you need ready access to cash, a line of credit may be an ideal solution.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">3-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/financing-options-for-small-businesses.html" data-bactmln="Tile-_-Hyperlink-_-financing-options-for-businesses_[position]_/resources/financing-options-for-small-businesses.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/financing-options-for-small-businesses/sbr030_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Financing options for businesses </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Throughout the life of your business you may need to secure outside funding. Learn about traditional and alternative financing options that can help you achieve your goals. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">9-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/client-spotlight-mia-davis-owner-mikko-sushi.html" data-bactmln="Tile-_-Hyperlink-_-client-spotlight:-mia-davis,-owner,-mikko-sushi_[position]_/resources/client-spotlight-mia-davis-owner-mikko-sushi.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/client-spotlight-mia-davis-owner-mikko-sushi/sbr019_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Client spotlight: Mia Davis, owner, Mikko Sushi </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Learn how Mia Davis failed in the restaurant business, returned to school to study accounting and now has three restaurants in the San Diego, CA area.</p> </div> <div class="tile__metadata "> <span class="icon-media-play"></span> <div class="tile__metadata-text">Watch, 2:26 minutes</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/client-spotlight-ashley-joves-smile-and-co.html" data-bactmln="Tile-_-Hyperlink-_-client-spotlight:-ashley-joves-of-smile-and-co-_[position]_/resources/client-spotlight-ashley-joves-smile-and-co.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="3840" height="2160" src="/content/dam/business-ecosystem/resources/client-spotlight-ashley-joves-smile-and-co/client_spotlight_ashley_joves_tile.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Client spotlight: Ashley Joves of Smile & Co. </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Dr. Ashley Joves chose to set herself apart by putting relational hospitality at the center of her practice. Learn more about her success as the owner of Smile & Co.</p> </div> <div class="tile__metadata "> <span class="icon-media-play"></span> <div class="tile__metadata-text">Watch, 3:11 minutes</div> </div> </div> </div> </a> </div> </div> </div> <div class="container"> <div class="tile-container__show-more js-tile-container-show-more"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-show-more_/content/boaml/en_us/article/B1_009.html">Show more</button> </div> </div> <div class="tile-container__show-less js-tile-container-show-less"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-show-less_#">Show less</button> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--page-anchor"> <a id="BuildingBusinessCredit" class="page-anchor" href="#BuildingBusinessCredit">Section</a> </div> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--default header--red"> Building business credit </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Find out how to build a strong credit profile for your business.</p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-show-more data-props-initial-load-count="3" data-props-show-items-count="5"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-business-credit-and-how-do-i-build-it.html" data-bactmln="Tile-_-Hyperlink-_-what-is-business-credit-and-how-do-i-build-it?_[position]_/resources/what-is-business-credit-and-how-do-i-build-it.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-business-credit-and-how-do-i-build-it/sbr110_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> What is business credit and how do I build it? </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>The ability to borrow money can help you jump on opportunities and navigate challenges. Learn about building business credit in these 8 steps.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">2-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/credit-score-basics-for-small-businesses.html" data-bactmln="Tile-_-Hyperlink-_-credit-score-basics-for-small-businesses_[position]_/resources/credit-score-basics-for-small-businesses.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/credit-score-basics-for-small-businesses/sbr023_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Credit score basics for small businesses </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>To secure the credit you need at the most attractive interest rates, it helps to have a strong business credit score, which is a measure of the financial health of your company. </p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">5-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-do-i-get-a-business-credit-card.html" data-bactmln="Tile-_-Hyperlink-_-how-do-i-get-a-business-credit-card?_[position]_/resources/how-do-i-get-a-business-credit-card.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-do-i-get-a-business-credit-card/sbr036_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> How do I get a business credit card? </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>A business credit card can be a powerful financial tool for your business. When applying for a credit card, doing some prep work up front can help speed up the process.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Disponible en español</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">3-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-can-i-do-if-my-business-loan-is-not-approved.html" data-bactmln="Tile-_-Hyperlink-_-what-can-i-do-if-my-business-loan-is-not-approved?_[position]_/resources/what-can-i-do-if-my-business-loan-is-not-approved.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-can-i-do-if-my-business-loan-is-not-approved/sbr098_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> What can I do if my business loan is not approved? </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p> It can be disheartening for a business owner to learn that their loan application has been denied. Here is some advice on what to do next.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">4-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-build-business-credit-video.html" data-bactmln="Tile-_-Hyperlink-_-how-to-build-a-business-credit-profile_[position]_/resources/how-to-build-business-credit-video.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-to-build-business-credit-video/sbr040_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> How to build a business credit profile </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Building your business’s credit profile can be a passport to growth. Hear useful tips on how business owners can build their business credit profile.</p> </div> <div class="tile__metadata "> <span class="icon-media-play"></span> <div class="tile__metadata-text">Watch, 1:58 minutes</div> </div> </div> </div> </a> </div> </div> </div> <div class="container"> <div class="tile-container__show-more js-tile-container-show-more"> <div class="cta-container cta--center"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-show-more_#">Show more</button> </div> </div> <div class="tile-container__show-less js-tile-container-show-less"> <div class="cta-container cta--center"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-show-less_#">Show less</button> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--page-anchor"> <a id="Equity" class="page-anchor" href="#Equity">Section</a> </div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-60 background-container--pb-60"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--default header--red"> Equity </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Discover ways to attract and retain investors.</p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-2 " data-action="tile-container-component" data-props-initial-load-count="2" data-props-show-items-count="15"> <div class="container"> <div class="tiles row page-tiles tiles--align-center"> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-investors-want-to-know-about-your-business-and-what-to-tell-them.html" data-bactmln="Tile-_-Hyperlink-_-how-to-find-investors-for-your-small-business_[position]_/resources/what-investors-want-to-know-about-your-business-and-what-to-tell-them.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-investors-want-to-know-about-your-business-and-what-to-tell-them/sbr051_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> How to find investors for your small business </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>The right investors can provide a wealth of benefits beyond the money they bring to your business - from access to their professional network to well-grounded advice. </p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">6-minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/angel-investors-seek-women-owned-business-startups-how-to-find-a-match.html" data-bactmln="Tile-_-Hyperlink-_-angel-investors-seek-women-owned-business-startups:-how-to-find-a-match_[position]_/resources/angel-investors-seek-women-owned-business-startups-how-to-find-a-match.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/angel-investors-seek-women-owned-business-startups-how-to-find-a-match/sbr007_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Angel investors seek women-owned business startups: how to find a match </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>An angel investor is that rare person who, in exchange for a piece of the business, is willing to take a risk with their own money and help fund early-stage companies.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">6-minute read</div> </div> </div> </div> </a> </div> </div> </div> </div></div> </div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-4fcba8e705" class="experience-fragment experience-fragment--ready-to-meet-with-a-specialist"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-100 background-container--pb-100"> <div class="background-container__content container-fluid background-container--blue" style="background-color:#c81434;"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--h2 header--white"> Ready to meet with a specialist? </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p class="color-white">Whether you need to raise capital, improve payments, remodel, upgrade equipment, expand or enhance hiring and retention efforts, let’s work together to shape your future.</p> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--center"> <a class="cta cta--primary cta--white t-track-cta-link t-track-schedule-specialist" target="_self" href="https://business.bofa.com/en-us/content/banking-for-business.html#findaspecialist" data-bactmln="StandaloneCTA-_-CTA-_-schedule-an-appointment_https://business.bofa.com/en-us/content/banking-for-business.html#findaspecialist"> Schedule an appointment</a> </div> </div> </div> </div></div> </div> </div> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-4e950633ab" class="experience-fragment experience-fragment--disclaimer"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--layout-container"> <div id="layout_62413" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><b>Important Disclosures and Information</b></p> <p> </p> <p>Bank of America, Merrill, their affiliates and advisors do not provide legal, tax or accounting advice. 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