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<!DOCTYPE html> <html > <head> <meta charset="utf-8"> <meta rel="search" type="application/opensearchdescription+xml" href="/open_search.xml" title="Academia.edu"> <meta content="width=device-width, initial-scale=1" name="viewport"> <meta name="google-site-verification" content="bKJMBZA7E43xhDOopFZkssMMkBRjvYERV-NaN4R6mrs"> <meta name="csrf-param" content="authenticity_token" /> <meta name="csrf-token" content="VizRAbaaLK6KXAA5oEMfnPT8fYtFqOlWNYlOUxuhqZgbVwD/hG2oBuiMXXNZUgb8WTZFzSSlQHWA/Mj0aHjy6g==" /> <meta name="citation_title" content="Impact of Information Technology on the Banking Sector" /> <meta name="citation_publication_date" content="2022/01/01" /> <meta name="citation_journal_title" content="Srinivas Publication" /> <meta name="citation_author" content="Megha D Shetty" /> <meta name="citation_author" content="Srinivas Publication" /> <meta name="twitter:card" content="summary" /> <meta name="twitter:url" content="https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector" /> <meta name="twitter:title" content="Impact of Information Technology on the Banking Sector" /> <meta name="twitter:description" content="This paper presents a brief overview which is linked to the bank network and its role in IT. It is also about the study of the role of the Government which has also played a proactive role in this by formulating policies and providing infrastructure," /> <meta name="twitter:image" content="https://0.academia-photos.com/64969069/16899658/18340226/s200_srinivas.publication.png" /> <meta property="fb:app_id" content="2369844204" /> <meta property="og:type" content="article" /> <meta property="og:url" content="https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector" /> <meta property="og:title" content="Impact of Information Technology on the Banking Sector" /> <meta property="og:image" content="http://a.academia-assets.com/images/open-graph-icons/fb-paper.gif" /> <meta property="og:description" content="This paper presents a brief overview which is linked to the bank network and its role in IT. It is also about the study of the role of the Government which has also played a proactive role in this by formulating policies and providing infrastructure," /> <meta property="article:author" content="https://independent.academia.edu/SrinivasPublication" /> <meta property="article:author" content="https://independent.academia.edu/MeghaShetty13" /> <meta name="description" content="This paper presents a brief overview which is linked to the bank network and its role in IT. It is also about the study of the role of the Government which has also played a proactive role in this by formulating policies and providing infrastructure," /> <title>(PDF) Impact of Information Technology on the Banking Sector | Srinivas Publication and Megha D Shetty - Academia.edu</title> <link rel="canonical" href="https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector" /> <script async src="https://www.googletagmanager.com/gtag/js?id=G-5VKX33P2DS"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'G-5VKX33P2DS', { cookie_domain: 'academia.edu', send_page_view: false, }); gtag('event', 'page_view', { 'controller': "single_work", 'action': "show", 'controller_action': 'single_work#show', 'logged_in': 'false', 'edge': 'unknown', // Send nil if there is no A/B test bucket, in case some records get logged // with missing data - that way we can distinguish between the two cases. // ab_test_bucket should be of the form <ab_test_name>:<bucket> 'ab_test_bucket': null, }) </script> <script> var $controller_name = 'single_work'; var $action_name = "show"; var $rails_env = 'production'; var $app_rev = '49879c2402910372f4abc62630a427bbe033d190'; var $domain = 'academia.edu'; var $app_host = "academia.edu"; var $asset_host = "academia-assets.com"; var $start_time = new Date().getTime(); var $recaptcha_key = "6LdxlRMTAAAAADnu_zyLhLg0YF9uACwz78shpjJB"; var $recaptcha_invisible_key = "6Lf3KHUUAAAAACggoMpmGJdQDtiyrjVlvGJ6BbAj"; var $disableClientRecordHit = false; </script> <script> window.require = { config: function() { return function() {} } } </script> <script> window.Aedu = window.Aedu || {}; window.Aedu.hit_data = null; window.Aedu.serverRenderTime = new Date(1732503393000); window.Aedu.timeDifference = new Date().getTime() - 1732503393000; </script> <script type="application/ld+json">{"@context":"https://schema.org","@type":"ScholarlyArticle","abstract":"This paper presents a brief overview which is linked to the bank network and its role in IT. It is also about the study of the role of the Government which has also played a proactive role in this by formulating policies and providing infrastructure, there are some advantages and disadvantages too, which need to be examined, and challenges faced by banking sectors and a few key positive and negative opinions on basis of SWOT analysis. Methodology: The data has been collected from a variety of sources, including newspapers, research papers, websites, and journals. The information has been analyzed and synthesized to provide a comprehensive overview of the topic. Findings: This research aims to provide a comprehensive overview of the extant research on the impact of information technology (IT) on banking. The findings suggest that IT has had a positive impact on banking in terms of efficiency, profitability, and customer service. However, the findings also reveal that IT has harmed employment in the banking sector. The banking sector in India is passing through tectonic changes with the onslaught of digital technologies. Traditional banks, which were dependent on human interaction and paperwork, are today struggling to keep pace with the new-age disruptors such as mobile payments, peer-to-peer lending, etc. They can now easily switch between banks depending on their needs and requirements. At the same time, banks are also looking to partner with FinTech to gain a competitive edge. Originality: A robust banking system makes the lives of the average individual easier, its real impact is felt in the smooth functioning of businesses. The smooth flow of credit and mobilizing of savings are the hallmarks of an economy with an effective banking system. Research Type: Descriptive Study.","author":[{"@context":"https://schema.org","@type":"Person","name":"Srinivas Publication"},{"@context":"https://schema.org","@type":"Person","name":"Megha D Shetty"}],"contributor":[{"@context":"https://schema.org","@type":"Person","name":"Megha D Shetty"}],"dateCreated":"2023-03-30","dateModified":"2023-03-31","datePublished":"2022-01-01","headline":"Impact of Information Technology on the Banking Sector","inLanguage":"en","keywords":[],"locationCreated":null,"publication":"Srinivas Publication","publisher":{"@context":"https://schema.org","@type":"Organization","name":null},"image":null,"thumbnailUrl":null,"url":"https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector","sourceOrganization":[{"@context":"https://schema.org","@type":"EducationalOrganization","name":null}]}</script><link rel="stylesheet" media="all" 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"https://www.academia.edu/login?post_login_redirect_url=https%3A%2F%2Fwww.academia.edu%2F99370186%2FImpact_of_Information_Technology_on_the_Banking_Sector%3Fauto%3Ddownload"; window.loswp.translateUrl = "https://www.academia.edu/login?post_login_redirect_url=https%3A%2F%2Fwww.academia.edu%2F99370186%2FImpact_of_Information_Technology_on_the_Banking_Sector%3Fshow_translation%3Dtrue"; window.loswp.previewableAttachments = [{"id":100479178,"identifier":"Attachment_100479178","shouldShowBulkDownload":false}]; window.loswp.shouldDetectTimezone = true; window.loswp.shouldShowBulkDownload = true; window.loswp.showSignupCaptcha = false window.loswp.willEdgeCache = false; window.loswp.work = {"work":{"id":99370186,"created_at":"2023-03-30T21:52:40.443-07:00","from_world_paper_id":null,"updated_at":"2023-04-01T01:20:24.086-07:00","_data":{"abstract":"This paper presents a brief overview which is linked to the bank network and its role in IT. It is also about the study of the role of the Government which has also played a proactive role in this by formulating policies and providing infrastructure, there are some advantages and disadvantages too, which need to be examined, and challenges faced by banking sectors and a few key positive and negative opinions on basis of SWOT analysis. Methodology: The data has been collected from a variety of sources, including newspapers, research papers, websites, and journals. The information has been analyzed and synthesized to provide a comprehensive overview of the topic. Findings: This research aims to provide a comprehensive overview of the extant research on the impact of information technology (IT) on banking. The findings suggest that IT has had a positive impact on banking in terms of efficiency, profitability, and customer service. However, the findings also reveal that IT has harmed employment in the banking sector. The banking sector in India is passing through tectonic changes with the onslaught of digital technologies. Traditional banks, which were dependent on human interaction and paperwork, are today struggling to keep pace with the new-age disruptors such as mobile payments, peer-to-peer lending, etc. They can now easily switch between banks depending on their needs and requirements. At the same time, banks are also looking to partner with FinTech to gain a competitive edge. Originality: A robust banking system makes the lives of the average individual easier, its real impact is felt in the smooth functioning of businesses. The smooth flow of credit and mobilizing of savings are the hallmarks of an economy with an effective banking system. Research Type: Descriptive Study.","publication_date":"2022,,","publication_name":"Srinivas Publication"},"document_type":"other","pre_hit_view_count_baseline":null,"quality":"high","language":"en","title":"Impact of Information Technology on the Banking Sector","broadcastable":true,"draft":false,"has_indexable_attachment":true,"indexable":true}}["work"]; window.loswp.workCoauthors = [191818377,64969069]; window.loswp.locale = "en"; window.loswp.countryCode = "SG"; window.loswp.cwvAbTestBucket = ""; window.loswp.designVariant = "ds_vanilla"; window.loswp.fullPageMobileSutdModalVariant = "full_page_mobile_sutd_modal"; window.loswp.useOptimizedScribd4genScript = false; window.loswp.appleClientId = 'edu.academia.applesignon';</script><script defer="" src="https://accounts.google.com/gsi/client"></script><div class="ds-loswp-container"><div class="ds-work-card--grid-container"><div class="ds-work-card--container js-loswp-work-card"><div class="ds-work-card--cover"><div class="ds-work-cover--wrapper"><div class="ds-work-cover--container"><button class="ds-work-cover--clickable js-swp-download-button" data-signup-modal="{"location":"swp-splash-paper-cover","attachmentId":100479178,"attachmentType":"pdf"}"><img alt="First page of “Impact of Information Technology on the Banking Sector”" class="ds-work-cover--cover-thumbnail" src="https://0.academia-photos.com/attachment_thumbnails/100479178/mini_magick20230331-1-20xbwy.png?1680238398" /><img alt="PDF Icon" class="ds-work-cover--file-icon" src="//a.academia-assets.com/assets/single_work_splash/adobe.icon-574afd46eb6b03a77a153a647fb47e30546f9215c0ee6a25df597a779717f9ef.svg" /><div class="ds-work-cover--hover-container"><span class="material-symbols-outlined" style="font-size: 20px" translate="no">download</span><p>Download Free PDF</p></div><div class="ds-work-cover--ribbon-container">Download Free PDF</div><div class="ds-work-cover--ribbon-triangle"></div></button></div></div></div><div class="ds-work-card--work-information"><h1 class="ds-work-card--work-title">Impact of Information Technology on the Banking Sector</h1><div class="ds-work-card--work-authors ds-work-card--detail"><a class="ds-work-card--author js-wsj-grid-card-author ds2-5-body-md ds2-5-body-link" data-author-id="191818377" href="https://independent.academia.edu/MeghaShetty13"><img alt="Profile image of Megha D Shetty" class="ds-work-card--author-avatar" src="https://0.academia-photos.com/191818377/54763338/42920353/s65_megha.shetty.jpeg" />Megha D Shetty</a><a class="ds-work-card--author js-wsj-grid-card-author ds2-5-body-md ds2-5-body-link" data-author-id="64969069" href="https://independent.academia.edu/SrinivasPublication"><img alt="Profile image of Srinivas Publication" class="ds-work-card--author-avatar" src="https://0.academia-photos.com/64969069/16899658/18340226/s65_srinivas.publication.png" />Srinivas Publication</a></div><p class="ds-work-card--detail ds2-5-body-sm">2022, Srinivas Publication</p><p class="ds-work-card--work-abstract ds-work-card--detail ds2-5-body-md">This paper presents a brief overview which is linked to the bank network and its role in IT. It is also about the study of the role of the Government which has also played a proactive role in this by formulating policies and providing infrastructure, there are some advantages and disadvantages too, which need to be examined, and challenges faced by banking sectors and a few key positive and negative opinions on basis of SWOT analysis. Methodology: The data has been collected from a variety of sources, including newspapers, research papers, websites, and journals. The information has been analyzed and synthesized to provide a comprehensive overview of the topic. Findings: This research aims to provide a comprehensive overview of the extant research on the impact of information technology (IT) on banking. The findings suggest that IT has had a positive impact on banking in terms of efficiency, profitability, and customer service. However, the findings also reveal that IT has harmed employment in the banking sector. The banking sector in India is passing through tectonic changes with the onslaught of digital technologies. Traditional banks, which were dependent on human interaction and paperwork, are today struggling to keep pace with the new-age disruptors such as mobile payments, peer-to-peer lending, etc. They can now easily switch between banks depending on their needs and requirements. At the same time, banks are also looking to partner with FinTech to gain a competitive edge. Originality: A robust banking system makes the lives of the average individual easier, its real impact is felt in the smooth functioning of businesses. The smooth flow of credit and mobilizing of savings are the hallmarks of an economy with an effective banking system. Research Type: Descriptive Study.</p><div class="ds-work-card--button-container"><button class="ds2-5-button js-swp-download-button" data-signup-modal="{"location":"continue-reading-button--work-card","attachmentId":100479178,"attachmentType":"pdf","workUrl":"https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector"}">See full PDF</button><button class="ds2-5-button ds2-5-button--secondary js-swp-download-button" data-signup-modal="{"location":"download-pdf-button--work-card","attachmentId":100479178,"attachmentType":"pdf","workUrl":"https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector"}"><span class="material-symbols-outlined" style="font-size: 20px" translate="no">download</span>Download PDF</button></div></div></div></div><div data-auto_select="false" data-client_id="331998490334-rsn3chp12mbkiqhl6e7lu2q0mlbu0f1b" data-doc_id="100479178" data-landing_url="https://www.academia.edu/99370186/Impact_of_Information_Technology_on_the_Banking_Sector" data-login_uri="https://www.academia.edu/registrations/google_one_tap" data-moment_callback="onGoogleOneTapEvent" id="g_id_onload"></div><div class="ds-top-related-works--grid-container"><div class="ds-related-content--container ds-top-related-works--container"><h2 class="ds-related-content--heading">Related papers</h2><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="0" data-entity-id="91961556" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/91961556/Role_of_Information_Technology_in_Banking_sector_A_study_with_special_reference_to_Chhattisgarh_State">Role of Information Technology in Banking sector: A study with special reference to Chhattisgarh State</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="241092816" href="https://cipiop.academia.edu/ranjeetatiwarimishra">ranjeetatiwari mishra</a></div><p class="ds-related-work--metadata ds2-5-body-xs">international journal of engineering technology and management sciences</p><p class="ds-related-work--abstract ds2-5-body-sm">Banks in India are now becoming a one-stop Supermarket. The focus is shifting from mass banking to class banking with the introduction of value added and customized products. Technology allows banks to create what looks like a branch in a business building‘s lobby without having to hire manpower for manual operations. The branches are running on the concept of 24 X 7 working, made possible by the use of Tele banking, ATMs, Internet banking, Mobile banking and E - banking. This technology driven delivery channels are being used to reach out to maximum number of customers at lower cost and in most efficient manner. Technology in Indian banking has evolved substantially from the days of back office automation to today&#39;s online, centralized and integrated solutions. The purpose of this study is to identify the relationship between new technology implementation in banking sector and customers approach i.e. how they adopt the modern technologies in Banking sector. For this study, the ...</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Role of Information Technology in Banking sector: A study with special reference to Chhattisgarh State","attachmentId":95100615,"attachmentType":"pdf","work_url":"https://www.academia.edu/91961556/Role_of_Information_Technology_in_Banking_sector_A_study_with_special_reference_to_Chhattisgarh_State","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/91961556/Role_of_Information_Technology_in_Banking_sector_A_study_with_special_reference_to_Chhattisgarh_State"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="1" data-entity-id="74770633" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/74770633/Role_of_Information_Technology_in_Banking_Sector_with_Special_Reference_to_State_Bank_of_India">Role of Information Technology in Banking Sector with Special Reference to State Bank of India</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="25624914" href="https://jainuniversity.academia.edu/PallaviDR">Dr. Pallavi D R</a><span>, </span><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="10625682" href="https://restlabs.academia.edu/RamachandranManickam">Dr. Ramachandran Manickam</a></div><p class="ds-related-work--metadata ds2-5-body-xs">Recent Trends in Management and Commerce, 2022</p><p class="ds-related-work--abstract ds2-5-body-sm">Liberalization and information technology have attracted many foreign banks to India, Opening up new markets, new products, and efficient delivery avenues for the banking sector. The banking sector plays an important role in the growth of the Indian economy. Increased penetration, productivity, and efficiency through the use of technology. This not only increased the cost-effectiveness but also helped to process small value transactions. It improves choices and creates new markets and improves productivity and efficiency. It is observed that financial markets in India have become a market for buyers. Commercial banks in India are now becoming supermarkets in one place with the introduction of value-added and customized products, the focus shifts from mass banking to class banking. Technology Banks do not hire people for manual operations Allows you to create a branch in the lobby of the commercial building. Tele Banking, ATMs, Internet Banking, Mobile Banking, and branches through e-banking operate on a 24 X 7 operating principle. These technology-based delivery channels at a low cost are used to reach maximum customers very efficiently. 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Allen rose shamini</a></div><p class="ds-related-work--metadata ds2-5-body-xs">Journal of emerging technologies and innovative research, 2018</p><p class="ds-related-work--abstract ds2-5-body-sm">Retail banks across the globe are expected to undergo a digital transformation in the coming three to five years as customers increasingly prefer using digital channels such as online and mobile to interact with their banks. Technology in Indian banking has evolved substantially from the days of back office automation to today&#39;s online, centralized and integrated solutions. Today’s demand of banking is anytime anywhere banking. This requires innovative, robust, secure, optimized and ready to meet the expectations of empowered and tech-savvy customers. A study analyse the future banking service channels based on the preference and expectation of customer with special reference to Tiruchirappalli city. This paper discusses introduction about this research, review of literature to lead this research, research methodology to applied this research, data analysis to achieve objectives of the research and findings and suggestions with conclusion. IndexTerms-Digital Banking, Mobile Bank...</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Information Technology plays a vital role in banking sector: Future Banking Services","attachmentId":112300530,"attachmentType":"pdf","work_url":"https://www.academia.edu/116067040/Information_Technology_plays_a_vital_role_in_banking_sector_Future_Banking_Services","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/116067040/Information_Technology_plays_a_vital_role_in_banking_sector_Future_Banking_Services"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="5" data-entity-id="123806434" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/123806434/The_effect_of_financial_technology_Fin_tech_on_the_conventional_banking_industry_in_India">The effect of financial technology (Fin-tech) on the conventional banking industry in India</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="128654" href="https://uob.academia.edu/RajSharma">Raj B A H A D U R Sharma</a></div><p class="ds-related-work--metadata ds2-5-body-xs">International journal of innovative research and scientific studies, 2023</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"The effect of financial technology (Fin-tech) on the conventional banking industry in India","attachmentId":118153344,"attachmentType":"pdf","work_url":"https://www.academia.edu/123806434/The_effect_of_financial_technology_Fin_tech_on_the_conventional_banking_industry_in_India","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/123806434/The_effect_of_financial_technology_Fin_tech_on_the_conventional_banking_industry_in_India"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="6" data-entity-id="96273999" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/96273999/Influence_of_Technology_on_the_Performance_of_Indian_Banking_Sector_A_Review">Influence of Technology on the Performance of Indian Banking Sector - A Review</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="256071588" href="https://independent.academia.edu/ADunstanRajkumar">A Dunstan Rajkumar</a></div><p class="ds-related-work--metadata ds2-5-body-xs">The Journal of Internet Banking and Commerce, 2017</p><p class="ds-related-work--abstract ds2-5-body-sm">Banking system plays a very important role in the Indian economy. It is like a central nerve to a nation’s economy as it caters to the financial needs of credit in all the domains of the society. The growth and advancements in technology has led to a paradigm shift in the entire banking operations and systems. Further the development of e-banking created a massive change in terms of fulfilling customers’ divergent needs. The two fold objectives of current budget, namely, demonetization and GST, purely depend on digital banking. The present study explores the influence of technology in banking sector among customers by reviewing the relevant literature from the earlier studies. An in-depth study on the impact of technology in banking, reveals the factors such as, effectiveness of data management, value added services, level of knowledgeand awareness, security, safety, service quality, productivity, and profitability.</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Influence of Technology on the Performance of Indian Banking Sector - A Review","attachmentId":98218907,"attachmentType":"pdf","work_url":"https://www.academia.edu/96273999/Influence_of_Technology_on_the_Performance_of_Indian_Banking_Sector_A_Review","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/96273999/Influence_of_Technology_on_the_Performance_of_Indian_Banking_Sector_A_Review"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="7" data-entity-id="84612978" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/84612978/Impact_of_Information_Technology_on_Banking_Sector">Impact of Information Technology on Banking Sector</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="49977821" href="https://independent.academia.edu/SahooBibhu">Bibhu Sahoo</a></div><p class="ds-related-work--metadata ds2-5-body-xs">International Journal of Information Technology Computer Sciences Perspectives, 2014</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Impact of Information Technology on Banking Sector","attachmentId":89573779,"attachmentType":"pdf","work_url":"https://www.academia.edu/84612978/Impact_of_Information_Technology_on_Banking_Sector","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/84612978/Impact_of_Information_Technology_on_Banking_Sector"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="8" data-entity-id="44531120" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/44531120/E_Banking_An_Innovative_Model_of_Information_Technology_in_Indian_Banking_Sector">E-Banking: An Innovative Model of Information Technology in Indian Banking Sector</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="8518670" href="https://independent.academia.edu/IRJMSH">International Res Jour Managt Socio Human</a></div><p class="ds-related-work--metadata ds2-5-body-xs">isara solutions, 2017</p><p class="ds-related-work--abstract ds2-5-body-sm">This research paper highlights the role of Information technology in Indian banking sector and will trigger some of the important research questions. Not so long ago accessing our own money was about setting aside a couple of hours, getting to the bank before closing time, standing in one queue to get a token and then in another to collect the cash. These things were of those days, when the banking sector primarily consisted of traditional systems. Now, the nature of banking has changed beyond recognition with ATM cards, simple banking transactions like withdrawing and depositing money are easier than ever before.</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"E-Banking: An Innovative Model of Information Technology in Indian Banking Sector","attachmentId":64976469,"attachmentType":"pdf","work_url":"https://www.academia.edu/44531120/E_Banking_An_Innovative_Model_of_Information_Technology_in_Indian_Banking_Sector","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/44531120/E_Banking_An_Innovative_Model_of_Information_Technology_in_Indian_Banking_Sector"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="9" data-entity-id="73927417" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/73927417/Digital_technology_in_the_realm_of_banking_A_review_of_literature">Digital technology in the realm of banking: A review of literature</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="59093738" href="https://independent.academia.edu/ShubhamSinghania2">Shubham Singhania</a></div><p class="ds-related-work--metadata ds2-5-body-xs">2018</p><p class="ds-related-work--abstract ds2-5-body-sm">This paper reviews the theoretical literature on the growth of digital and information technology in the Indian banking industry. The stupendous advancements in digital technology have transformed the way banks operate. The commencement of the age of digital business has been disrupting the business environment and breaking out innovative and singular ways of doing business. One of the latest outcomes of this is digital banking. Digital banking technologies have escalated over the years, with the availability of a large portfolio of products such as deposits, ATMs, debit cards, mobile payments, and the like. There is an immense possibility of using the infrastructure of the digital age to create opportunities both local and global. The increase in competition and various other challenges in the banking sector are pushing the banks to adopt new digital models that present unique sources of value to them. This paper examines the extent and the direction of the effect of digital techno...</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Digital technology in the realm of banking: A review of literature","attachmentId":82266061,"attachmentType":"pdf","work_url":"https://www.academia.edu/73927417/Digital_technology_in_the_realm_of_banking_A_review_of_literature","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/73927417/Digital_technology_in_the_realm_of_banking_A_review_of_literature"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div></div></div><div class="ds-sticky-ctas--wrapper js-loswp-sticky-ctas hidden"><div class="ds-sticky-ctas--grid-container"><div class="ds-sticky-ctas--container"><button class="ds2-5-button js-swp-download-button" data-signup-modal="{"location":"continue-reading-button--sticky-ctas","attachmentId":100479178,"attachmentType":"pdf","workUrl":null}">See full PDF</button><button class="ds2-5-button ds2-5-button--secondary js-swp-download-button" data-signup-modal="{"location":"download-pdf-button--sticky-ctas","attachmentId":100479178,"attachmentType":"pdf","workUrl":null}"><span class="material-symbols-outlined" style="font-size: 20px" translate="no">download</span>Download PDF</button></div></div></div><div class="ds-below-fold--grid-container"><div class="ds-work--container js-loswp-embedded-document"><div class="attachment_preview" data-attachment="Attachment_100479178" style="display: none"><div class="js-scribd-document-container"><div class="scribd--document-loading js-scribd-document-loader" style="display: block;"><img alt="Loading..." src="//a.academia-assets.com/images/loaders/paper-load.gif" /><p>Loading Preview</p></div></div><div style="text-align: center;"><div class="scribd--no-preview-alert js-preview-unavailable"><p>Sorry, preview is currently unavailable. 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