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OCBC Car Loan & Interest Rates - Car & Vehicle Financing Singapore

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<!--ls:begin[body]--><!--ls:begin[body_injection_top]--><script> var ocbcData = { page: { pageName: "sg:ocbc:personal:secured-loans:buy a car with confidence:application:overview", language: "en", bannerName: "finance your dream car with ocbc car loan", channel: "loans", country: "sg", lob: "ocbc personal banking", platform: "web", pageCategory: "secured loan", pageType: "product-detail", }, application: { applicationId:"", flowStep: "prodView", flowType: "loans flow", journeyName: "loan application form", subJourneyName:"", applicationStatus: "", myInfoStatus: "", applicationRetrieveStatus: "" }, product: { productid: "CL", productCategory: "loan", productSubCategory: "car loan", productType: "secured loans", productName: "buy a car with confidence" }, user: { CIF: "", loginStatus: "pre-login" }, event: { pageView: "true", bannerImpression: "true" } }; </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "LoanOrCredit", "name": "OCBC Car Loans", "description": "Loans offered by OCBC for financing the purchase of a car.", "url": "https://www.ocbc.com/personal-banking/loans/car-loans" } </script> <script type="application/ld+json"> {"@context":"https://schema.org/","@type":"CreativeWorkSeries","name":"Car Loans","aggregateRating":{"@type":"AggregateRating","ratingValue":"5","bestRating":"5","ratingCount":"2199"}}</script><!--ls:end[body_injection_top]--><!--ls:begin[analytics-body-top]--><!--ls:end[analytics-body-top]--><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1566904104289"> <header class="" id="header"> <div class="header__main"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#cards" class="header__navi">Cards</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#insurance" class="header__navi">Insurance</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#investments" class="header__navi">Investments</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#advisory" class="header__navi">Advisory</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#more" class="header__navi">More</a></li> <li class="divider"></li> </ul> </div> <hr class="last"> <div class="header__main--action d-none d-lg-inline"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> </div> </div> <div class="header__main--secondary"> <div class="d-flex justify-content-lg-between"> <div class="header__main--web-location"> <div> <p>You are in</p> <div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location" class="selectize" id="header__page_location"> <option value="/personal-banking/home" data-target="_self">Personal Banking</option> <option value="/personal-banking/premier/en" data-target="_blank">Premier Banking</option> <option value="https://www.frankbyocbc.com/" data-target="_blank">FRANK by OCBC</option> <option value="https://www.ocbc.com/business-banking/index.html" data-target="_blank">Business Banking</option> <option value="https://www.ocbc.com/group/about-us/group-business" data-target="_blank">OCBC Group</option> <option value="https://www.iocbc.com/index.page" data-target="_blank">OCBC Securities</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a cta-id="PersonalBanking-navbar-premierbanking" href="/personal-banking/premier/en" class="" target="_blank">Premier Banking</a></li> <li><a cta-id="PersonalBanking-navbar-digitalbanking" href="/personal-banking/digital-banking" class="" target="_self">Digital Banking</a></li> <li><a cta-id="PersonalBanking-navbar-security-overview" href="/personal-banking/security/overview" class="" target="_self">Security</a></li> <li><a cta-id="PersonalBanking-navbar-locations-overview" href="/personal-banking/locations" class="" target="_self">Branches & ATMs</a></li> <li><a cta-id="PersonalBanking-navbar-gethelp" href="/personal-banking/help-and-support" class="" target="_self">Get help</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div> <!--googleoff: index--> <div class="header__sub" data-nosnippet=""> <div class="container bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&amp;Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90&deg;N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident &amp; Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home &amp; Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life &mdash; your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone&trade; app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more &ndash; visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!--googleon: index--> <div class="navigation__product-anchor container bp-width-med3 bp-sticky-content navigation__product-anchor--hidden"> <div class="he-bo-title"><span class="capt"></span><div class="arrow"><i class="far fa-chevron-down"></i></div> </div> <div class="he-bo-main"> <div class="he-bo-row"> <div class="hb-co-list"> <div class="long"> <div class="hb-co-menu"> <ul nav-scroller=""> <li class="active hidden" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;1"><a href="#section-home" title="Home" target="_self">Home</a></li> <li class="" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;2"><a href="#section-awards" title="Awards" target="_self">Awards</a></li> <li class="" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;3"><a href="#section-applyforanocbccarloan" title="Apply for an OCBC car loan" target="_self">Apply for an OCBC car loan</a></li> <li class="" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;4"><a href="#section-interestrates" title="Interest rates" target="_self">Interest rates</a></li> <li class="" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;5"><a href="#section-carloansrepaymentmethods" title="Repayment methods" target="_self">Repayment methods</a></li> <li class="" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;6"><a href="#section-beforeyouapply" title="Before you apply" target="_self">Before you apply</a></li> <li class="" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;7"><a href="#section-faq" title="FAQs" target="_self">FAQs</a></li> </ul> </div> </div> <div class="short"> <div class="action-button"><a class="button button--primary button--red2 undefined d-block" href="#ocbc-csl-redirection-popup" target="_blank" cta-id="Loans-CarFinancing-NavBar-ApplyNow" data-fancybox="none"><span>Apply or Accept</span></a></div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8"> <!-- Wrap Multi place holder component with <section id='main-wrapper'> tag --> <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1575616336082"> <!--ls:begin[component-1575616336082]--> <!--Breadcrumb Component--><div class="masthead-component"></div> <div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li><a href="/personal-banking/loans.page">Loans</a></li> <li>Car Loan</li> </ul> </div> </div><!--ls:end[component-1575616336082]--> </div> <div class="iw_component" id="iw_comp1575616336083"> <div class="masthead-component"></div> <div class="module d-md-flex flex-column parent__masthead parent__masthead--has-background parent__masthead--multi-columns parent__masthead--cta parent__masthead--has-background-mobile version--img theme theme--green parent__masthead--light "> <div class="parent__masthead-background" style="background-color: #E4ECF3;background-image: url(/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/masthead-product.png);"></div> <div class="container bp-width-med3 d-md-flex flex-fill flex-column"> <div class="parent__masthead-container d-md-flex flex-column justify-content-between"> <div> <div class="subcategory subcategory--no-border subcategory--black "> <h1>Car Loan</h1> </div> <h2 class="light">Finance your dream car with OCBC Car Loan.</h2> </div> <div class="d-md-none parent__masthead-background parent__masthead-background--mobile" style="background-image: url(/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/m-masthead-product.png);;"></div> <div class="card white-bg card--no-border "> <div class="row row-large"> <div class="w-100"> <div class="col-12 com__tab-content"> <div class="com__tab-nav mb3 fz-20 d-md-none"> <ul class="row"> <li class="col-6 d-flex align-items-center justify-content-center selected"><a href="#tab1">Why you will love this</a></li> <li class="col-6 d-flex align-items-center justify-content-center"><a href="#tab2">Who can apply</a></li> </ul> </div> </div> </div> <div class="com_slider row w-100" item="2" apply-for="mobile" smart-speed="350" margin="5" mouse-drag="false" touch-drag="false"> <div class="col-md-6 border-right"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Why you will love this</b></div> <div class="com__tab-set mobile-only" id="#tab1"> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Borrow up to 7 years and 70% of the purchase price or our valuation of the car, whichever is lower</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Get your loan approved in 60 seconds before visiting the showroom</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Enjoy significant savings with Eco-Care Car Loan</span></p> </div> </div> <div class="col-md-6"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Who can apply</b></div> <div class="com__tab-set mobile-only" id="#tab2"> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>Singaporean, Singapore PR or foreigner above 21 years old looking to purchase new cars from distributors/parallel importers or used cars from car dealers/direct owners</span></p> </div> </div> </div> </div> <div class="pt-4 default-device-content"><a cta-id="Loans-CarLoans-ApplyNow-Masthead" data-fancybox="none" href="#ocbc-csl-redirection-popup" class="button button--primary button--red2 d-sm-inline-block d-block &#xA;&#x9;&#x9;&#x9;&#x9; " target="_blank"><span>Apply or Accept</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1575616336084"> <div class="intro-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-custom-8"> <div class="theme theme--grey"> <h2 class="bold text-gradient common__intro-paragraph pt-1 pb-1 "> OCBC Car Loan lets you buy your dream car with ease and confidence. </h2> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1614733714936"> <!--ls:begin[component-1614733714936]--><div class="awards-component"></div><div class="" id=""> <div><div class="module container bp-width-med3"> <div class="subcategory subcategory--black">Awards</div> <p class="subtitle subtitle-heading">Our recognitions and achievements drive us to go further for you.</p> <div class="list__col"> <div class="row"> <div class="col-custom-10"> <div class="row animate com__row-group-height" anim-control="parent"> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal mb-md-0"> <div class="list__col-wrapper rgh1"> <div class="list__col-content"> <span> <img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/img.png" width="100%"> <h4><strong>Best Lending Technology Platform</strong></h4> <p>The Asian Banker Financial Technology Innovation Awards 2020</p> </span> </div> </div> </div> </div> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal mb-md-0"> <div class="list__col-wrapper rgh1"> <div class="list__col-content"> <span> <img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/img-2.png" width="100%"> <h4><strong>Automobile Lending Product of the Year</strong></h4> <p>The Digital Banker Global Retail Banking Innovation Awards 2020</p> </span> </div> </div> </div> </div> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal mb-md-0"> <div class="list__col-wrapper rgh1"> <div class="list__col-content"> <span> <img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/img-2.png" width="100%"> <h4><strong>Digital Lending Product of the Year</strong></h4> <p>The Digital Banker Global Retail Banking Innovation Awards 2020</p> </span> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> <!--ls:end[component-1614733714936]--> </div> <div class="iw_component" id="iw_comp1605028664778"> <div class="applyforanocbccarloan-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="com__tab tab--2" tab-type="2"> <div class="d-flex align-items-center justify-content-center flex-wrap"> <div class="d-block d-lg-flex align-items-center justify-content-center flex-wrap text-center mob-mt1"> <h4 class="mb-0 mr-0 mr-lg-4 d-none d-md-block"><strong>Secure your car loan</strong></h4> <div class="d-flex d-md-block align-items-center justify-content-center text-center"> <h4 class="mb-0 mr-3 d-block d-md-none"><strong>Secure your car loan</strong></h4> <div button-switcher="type1" class="com__button-switcher com__tab-nav text--bold bp-set find-class-nav"> <ul class="d-none d-md-flex com__tab-ul"> <li><a href="#section-beforeyoushopforacar">before you shop for a car</a></li> <li><a href="#section-afteryoudecidedonacar">after you decided on a car</a></li> </ul> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1605028665055"> <div class="applyforanocbccarloan-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate section-beforeyoushopforacar"> <div class="subcategory subcategory--black">benefits</div> <div class="list__four-col-with-icons list__col bp-par-height2 list__col-sticky-available"> <div class="row list__col-content animate" anim-control="parent"> <div class="col-custom-10"> <div class="row"> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-icon-1.png" alt=""></div><span> <h4><strong>Get a car loan before stepping into the showroom</strong></h4></span></div> <div class="list__col-text"><p>Shop for a new or used car that is within your budget by knowing your maximum loan amount beforehand.</p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-icon-2.png" alt=""></div><span> <h4><strong>A fast, simple and secure loan application process</strong></h4></span></div> <div class="list__col-text"><p>Apply with Singpass and get your car loan approved within 60 seconds.</p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-icon-3.png" alt=""></div><span> <h4><strong>Apply without cost</strong></h4></span></div> <div class="list__col-text"><p>You will not incur any penalty or fees until you finalise the car purchase and accept the Hire Purchase Agreement.</p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon-opt.png" alt="Opt for our Eco-Care Car Loan"></div><span> <h4><strong>Opt for our <span class="text-nowrap">Eco-Care</span> Car Loan</strong></h4></span></div> <div class="list__col-text"><p>Be part of a greener Singapore with your electric vehicle and enjoy significant savings.</p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1605028665061"> <div class="applyforanocbccarloan-component"></div> <div class="module container bp-width-med3 section-afteryoudecidedonacar"> <div class="subcategory subcategory--black">Benefits</div> <div class="list__col"> <div class="row"> <div class="col-custom-10"> <div class="row animate com__row-group-height" anim-control="parent"> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-icon-2.png" alt="Fast, simple and secure loan application"></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Fast, simple and secure loan application</strong></h4></span><div class="list__col-text"> <p>Apply securely via Myinfo and get your car loan approved within 60 seconds.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>Apply securely via Myinfo and get your car loan approved within 60 seconds.</p> </div> </div> </div> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/afteryoudecidedonacar-icon-2.png" alt="Flexible loan tenure"></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Flexible car loan tenure and competitive interest rates</strong></h4></span><div class="list__col-text"> <p>Borrow up to 7 years and 70% of the total car price at an interest rate of 2.48% per annum (EIR 4.65% based on a loan tenure of 7 years).</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>Borrow up to 7 years and 70% of the total car price at an interest rate of 2.48% per annum (EIR 4.65% based on a loan tenure of 7 years).</p> </div> </div> </div> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon-opt.png" alt="Opt for our Eco-Care Car Loan"></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Opt for our <span class="text-nowrap">Eco-Care</span> Car Loan</strong></h4></span><div class="list__col-text"> <p>Be part of a greener Singapore with your electric vehicle and enjoy significant savings on us.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>Be part of a greener Singapore with your electric vehicle and enjoy significant savings on us.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1614733704643"> <!--ls:begin[component-1614733704643]--><div class="ecocare-component applyforanocbccarloan-component"></div> <div class="container bp-width-med3 module animate" id="section-ecocare"> <div class="subcategory subcategory--black">Eco-care car loan</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/ecocar-940x500.jpg" alt-text="Eco-care car loan"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Enjoy significant savings for your Electric Vehicle (EV) with OCBC Eco-Care Car Loan:</div> <div class="article__content"><ul class="list-bullet"> <li>Interest rate of 2.48% per annum (EIR 4.65% per annum based on a loan tenure of 7 years)</li> <li><a rel="noopener" href="/personal-banking/campaign/teslaev" target="_blank">Exclusive package with the purchase of a new Tesla EV</a></li> </ul> <p class="caption">Terms and conditions apply.</p> <p class="caption">The Charge+ Promotion has ended. For customers who accepted the Eco-Care Car loan by 25 October 2023, <a rel="noopener" href="https://www.ocbc.com/personal-banking/forms/ocbc-chargeplus-promotion" target="_blank">submit your details</a> to opt-in to the Charge+ Promotion within 3 months from the disbursement of your OCBC Eco-Care Car Loan, if not the promotion will lapse.</p></div> <p class="mt-3"><a href="/personal-banking/loans/eco-care-loans" class="link link-arrow-right" target="_self">See all Eco-Care <span class="text-nowrap">Loans<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> </div><!--ls:end[component-1614733704643]--> </div> <div class="iw_component" id="iw_comp1614733705890"> <div class="ecocare-component applyforanocbccarloan-component"></div> <div class="module container bp-width-med3"> <div class="subcategory subcategory--black">Partners of Eco-Care Car Loan</div> <div class="row"> <div class="col-custom-10 d-none d-md-block"> <div class="com__merchant_partners"> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo-chargeplus.jpg" alt="Charge+"></div> <div class="com__merchant_partners--name"> <p><strong>Charge+</strong></p> </div> </div> </div> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo-audi.jpg" alt="Audi e-tron"></div> <div class="com__merchant_partners--name"> <p><strong>Audi e-tron</strong></p> </div> </div> </div> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo-jaguar.jpg" alt="Jaguar"></div> <div class="com__merchant_partners--name"> <p><strong>Jaguar</strong></p> </div> </div> </div> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo_nissan.jpg" alt=""></div> <div class="com__merchant_partners--name"> <p><strong>Nissan</strong></p> </div> </div> </div> <div class="com__merchant_partners__more com__merchant_partners__loadmore--content"></div> </div> </div> <div class="col-custom-10 d-md-none"> <div class="com__merchant_partners merchant_partners-mobileexclusive"> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo-chargeplus.jpg" alt="Charge+"></div> <div class="com__merchant_partners--name"> <p><strong>Charge+</strong></p> </div> </div> </div> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo-audi.jpg" alt="Audi e-tron"></div> <div class="com__merchant_partners--name"> <p><strong>Audi e-tron</strong></p> </div> </div> </div> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo-jaguar.jpg" alt="Jaguar"></div> <div class="com__merchant_partners--name"> <p><strong>Jaguar</strong></p> </div> </div> </div> <div class="com__merchant_partners__col" style=""> <div class="com__merchant_partners__item"> <div class="com__merchant_partners--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/logo_nissan.jpg" alt=""></div> <div class="com__merchant_partners--name"> <p><strong>Nissan</strong></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1607438004472"> <!--Common Case Scenario Heading--><div class="applyforanocbccarloan-component"></div> <div class="module animate container bp-width-med3 section-beforeyoushopforacar"> <div class="subcategory subcategory--black">Application process</div> <div style="background-image:url(&#34;/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/profile-john.jpg&#34;)" class="com_insurance-masthead has-items"> <div class="module container bp-width-med3"> <div class="row com_insurance-masthead__content"> <div class="col-lg-6 offset-lg-6"> <div class="d-flex com_insurance-masthead__content-wraper"> <div class="d-flex flex-column justify-content-center w-100"> <div class="row group-height items-row"> <div class="col-lg-6 mb-0"> <p class="text--bold mb-1 d-gh1">Meet John</p> <p class="d-flex "><i class="fa fa-calendar-alt"></i><span>Engineer, 32 years old</span></p> <p class="d-flex "><i class="fa fa-clipboard-check"></i><span>Looking to buy his first car</span></p> </div> <div class="col-lg-6 mb-0"> <p class="text--bold mb-1 d-gh1"></p> <p class="d-flex "><i class="fa fa-clipboard-check"></i><span>Does not know which car he can afford and has not been to a showroom yet</span></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1607438004482"> <!--Common Case Scenario Heading--><div class="applyforanocbccarloan-component"></div> <div class="module animate container bp-width-med3 section-afteryoudecidedonacar"> <div class="subcategory subcategory--black">Application process</div> <div style="background-image:url(&#34;/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/profile-jill.png&#34;)" class="com_insurance-masthead has-items"> <div class="module container bp-width-med3"> <div class="row com_insurance-masthead__content"> <div class="col-lg-6 offset-lg-6"> <div class="d-flex com_insurance-masthead__content-wraper"> <div class="d-flex flex-column justify-content-center w-100"> <div class="row group-height items-row"> <div class="col-lg-6 mb-0"> <p class="text--bold mb-1 d-gh1">Meet Jill:</p> <p class="d-flex "><i class="fa fa-calendar-alt"></i><span>Accountant, 45 years old</span></p> <p class="d-flex "><i class="fa fa-clipboard-check"></i><span>Looking to upgrade to a new car</span></p> </div> <div class="col-lg-6 mb-0"> <p class="text--bold mb-1 d-gh1"></p> <p class="d-flex "><i class="fa fa-clipboard-check"></i><span>Has decided on which car to get and is currently at the showroom</span></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1605028664790"> <div class="applyforanocbccarloan-component"></div> <div anim-control="parent" class="module animate container bp-width-med3 section-beforeyoushopforacar"> <div class="steps__process steps__horizontal-panels-with-icons"> <div class="row"> <div class="col-xl-12"> <div margin="5" smart-speed="350" class="com_slider owl-theme bg-default" items="3"> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-stepbystep-icon-1.png" alt=""></p> <p class="text--bold mb-0">Step 1</p> <h4 class="bold mb-3">Apply online</h4> <div><p>Use Myinfo and get a car loan in just 60 seconds! Based on your approved loan amount, you will know the maximum car price you can afford, so that you can shop with confidence.</p></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-stepbystep-icon-2.png" alt=""></p> <p class="text--bold mb-0">Step 2</p> <h4 class="bold mb-3">Speak to your car dealer</h4> <div><p>Inform your car dealer that you have an OCBC Car Loan after you have selected your car. Your car dealer will submit the car details to us and you will receive an SMS to verify the information.</p></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-stepbystep-icon-3.png" alt=""></p> <p class="text--bold mb-0">Step 3</p> <h4 class="bold mb-3">Accept agreement digitally</h4> <div><p>As you already have an approved loan with us, we can speed up the process and send you the Hire Purchase Agreement immediately via SMS. You can review and accept the agreement digitally.</p></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/beforeyoushopforacar-stepbystep-icon-4.png" alt=""></p> <p class="text--bold mb-0">Step 4</p> <h4 class="bold mb-3">Collect your car</h4> <div><p>Your car dealer will arrange for you to collect your car when it is ready.</p><p>We will email you the Hire Purchase Agreement with the monthly instalment amount and payment date.</p></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon_begin_monthly_repayments.png" alt=""></p> <p class="text--bold mb-0">Step 5</p> <h4 class="bold mb-3">Begin monthly repayments</h4> <div><strong>For your convenience, you may set up an arrangement to pay via:</strong> <ul class="list-decimal"> <li>A Direct Debit Account; or</li> <li><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/loans/interbank-giro-car-financing.pdf" target="_blank">GIRO</a>.</li> </ul> <strong>You may also make payment for your OCBC Car Loan via:</strong> <ul class="list-decimal"> <li>Bill payment via OCBC Digital app or Internet Banking</li> <li>Pay via ATM</li> <li>Drop your cheque into any of our <a href="https://www.ocbc.com/personal-banking/contact-us.page#locator-atms" target="_blank">cheque deposit boxes</a></li> <li>Make cash payments in person at any of our <a href="https://www.ocbc.com/personal-banking/contact-us.page#locator-branches" target="_blank">bank branches</a></li> </ul></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1605028665062"> <div class="applyforanocbccarloan-component"></div> <div anim-control="parent" class="module animate container bp-width-med3 section-afteryoudecidedonacar"> <div class="steps__process steps__horizontal-panels-with-icons"> <div class="row"> <div class="col-xl-9"> <div margin="5" smart-speed="350" class="com_slider owl-theme bg-default" items="2"> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon_speak_to_your_dealer.png" alt="icon_speak_to_your_dealer"></p> <p class="text--bold mb-0">Step 1</p> <h4 class="bold mb-3">Speak to your car dealer</h4> <div><p>Your dealer will start a Car Loan Application that will be sent to you via SMS. Confirm the loan details filled in by your dealer. Then, fill in your confidential information securely using Myinfo with Singpass authentication. Finally, enter any additional information required and submit the form.</p> <p><strong>If you fill in the form yourself, you will need to provide:</strong></p> <ol class="list-decimal"> <li>Proof of residential address (If different from NRIC)</li> <li>Scan of NRIC or FIN or passport front and back</li> <li>Last 12 months CPF contribution statement</li> <li>IRAS latest notice of assessment</li> <li>Past payslips if available</li> <ol></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon_accept_the_agreement_digitally.png" alt="icon_speak_to_your_dealer"></p> <p class="text--bold mb-0">Step 2</p> <h4 class="bold mb-3">Accept the agreement digitally</h4> <div><p>Once your loan application is approved, OCBC will send you a Hire Purchase Agreement via SMS. You can review and accept the agreement digitally.</p> <p>Your dealer will then update you on the COE bidding status (for a new car purchase), arrival of your car shipment, its registration, and any outstanding payments (difference between the purchase price and approved loan amount).</p></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon_collect_your_car.png" alt="icon_collect_your_car"></p> <p class="text--bold mb-0">Step 3</p> <h4 class="bold mb-3">Collect your car</h4> <div><p>Your dealer will arrange for you to collect your car when it is ready.</p> <p>We will email you the Hire Purchase Agreement, indicating the monthly instalment amount and payment due date.</p></div> </div> </div> <div class="steps__process-step step list__col-single"> <div class="steps__process-container"> <p class="text-center mb-4 pb-1 d-none d-md-block"><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/car-financing/icon_begin_monthly_repayments.png" alt="icon_begin_monthly_repayments"></p> <p class="text--bold mb-0">Step 4</p> <h4 class="bold mb-3">Begin monthly repayments</h4> <div><strong>For your convenience:</strong> <ul class="list-decimal"> <li>Set up your payment via Direct Debit Account at point of application</li> <li>Set up your payments via <a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/loans/interbank-giro-car-financing.pdf" target="_blank">GIRO</a></li> </ul> <strong>Other payment methods:</strong> <ul class="list-decimal"> <li>Bill payment via OCBC Digital app or Internet Banking</li> <li>Pay via ATM</li> <li>Drop your cheque into any of our <a href="https://www.ocbc.com/personal-banking/contact-us.page#locator-atms" target="_blank">cheque deposit boxes</a></li> <li>Make cash payments in person at any of our <a href="https://www.ocbc.com/personal-banking/contact-us.page#locator-branches" target="_blank">bank branches</a></li> </ul></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1645637809728"> <!--ls:begin[component-1645637809728]--><div class="applyforanocbccarloan-component"></div><div class="" id=""> <div><div class="module container bp-width-med3"> <p class="caption">OCBC Car Loan does not currently finance private hire vehicle or commercial vehicle.</p> </div></div> </div> <!--ls:end[component-1645637809728]--> </div> <div class="iw_component" id="iw_comp1575616336091"> <!--ls:begin[component-1575616336091]--><div class="interestrates-component"></div><div class="section-beforeyoushopforacar" id=""> <div><div class="module container bp-width-med3 animate" anim-control="parent"> <!-- title (optional) --> <div class="subcategory subcategory--black">Interest rates</div> <!-- title end --> <div graph-carousel="type2" class="table__comparison table__comparison-with-first-col-subject bp-par-height2 fz-18 theme theme--green table__comparison--reverse fixed-header mb2"> <ul class="table__comparison-nav d-none-soft"> <li>Electric Car Rate</li> <li>Electric Car EIR %</li> <li>Petrol/Diesel Car Rate</li> <li>Petrol/Diesel Car EIR %</li> <li>COE Car Rate</li> <li>COE Car EIR %</li> </ul> <div class="table__comparison-content"> <table class="table__general table__comparison-table graph-bordered text-center bg-white table__comparison-table--fixed"> <colgroup> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> </colgroup> <tbody> <tr class="graph-row "> <td></td> <td class="graph-item col18 theme__color3 normal"><strong>Period</strong></td> <td class="graph-item col18"><strong>1 year</strong></td> <td class="graph-item col18"><strong>2 years</strong></td> <td class="graph-item col18"><strong>3 years</strong></td> <td class="graph-item col18"><strong>4 years</strong></td> <td class="graph-item col18"><strong>5 years</strong></td> <td class="graph-item col18"><strong>6 years</strong></td> <td class="graph-item col18"><strong>7 years</strong></td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Electric Car</b></td> <td class="graph-item theme__color3 normal"><strong>Rate</strong></td> <td class="graph-item" colspan="7">2.48% <br> per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Electric Car</b></td> <td class="graph-item theme__color3 normal"><strong>EIR %</strong></td> <td class="graph-item">4.55% <br>per annum</td> <td class="graph-item">4.69% <br>per annum</td> <td class="graph-item">4.72% <br>per annum</td> <td class="graph-item">4.71% <br>per annum</td> <td class="graph-item">4.70% <br>per annum</td> <td class="graph-item">4.68% <br>per annum</td> <td class="graph-item">4.65% <br>per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Petrol/Diesel Car</b></td> <td class="graph-item theme__color3 normal"><strong>Rate</strong></td> <td class="graph-item" colspan="7">2.78% <br> per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Petrol/Diesel Car</b></td> <td class="graph-item theme__color3 normal"><strong>EIR %</strong></td> <td class="graph-item">5.09% <br>per annum</td> <td class="graph-item">5.25% <br>per annum</td> <td class="graph-item">5.27% <br>per annum</td> <td class="graph-item">5.27% <br>per annum</td> <td class="graph-item">5.24% <br>per annum</td> <td class="graph-item">5.22% <br>per annum</td> <td class="graph-item">5.19% <br>per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>COE Car</b></td> <td class="graph-item theme__color3 normal"><strong>Rate</strong></td> <td class="graph-item" colspan="7">2.98% <br> per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>COE Car</b></td> <td class="graph-item theme__color3 normal"><strong>EIR %</strong></td> <td class="graph-item">5.46% <br>per annum</td> <td class="graph-item">5.62% <br>per annum</td> <td class="graph-item">5.64% <br>per annum</td> <td class="graph-item">5.63% <br>per annum</td> <td class="graph-item">5.61% <br>per annum</td> <td class="graph-item">5.57% <br>per annum</td> <td class="graph-item">5.54% <br>per annum</td> </tr> </tbody> </table> <div class="cd-ta-headfix column-size--2 col18 theme__color3 d-none d-md-block"> <table class="table__general graph-bordered text-center bg-white fz-16 fw-700"> <tbody> <tr> <td width="50%"></td> <td width="50%" class="graph-item theme__color3">Period</td> </tr> <tr> <td rowspan="2" class="graph-item theme__color3">Electric Car</td> <td class="graph-item theme__color3">Rate</td> </tr> <tr> <td class="graph-item theme__color3">EIR %</td> </tr> <tr> <td rowspan="2" class="graph-item theme__color3">Petrol/Diesel Car</td> <td class="graph-item theme__color3">Rate</td> </tr> <tr> <td class="graph-item theme__color3">EIR %</td> </tr> <tr> <td rowspan="2" class="graph-item theme__color3">COE Car</td> <td class="graph-item theme__color3">Rate</td> </tr> <tr> <td class="graph-item theme__color3">EIR %</td> </tr> </tbody> </table> </div> </div> </div> <p><small>Rates are subject to change.</small></p> <p><small>Effective Interest Rate (EIR) is the true cost of the loan and the rate that includes all fees and charges.</small></p> </div></div> </div> <!--ls:end[component-1575616336091]--> </div> <div class="iw_component" id="iw_comp1644485292427"> <!--ls:begin[component-1644485292427]--><div class="interestrates-component"></div><div class="section-afteryoudecidedonacar" id=""> <div><div class="module container bp-width-med3 animate" anim-control="parent"> <!-- title (optional) --> <div class="subcategory subcategory--black">Interest rates</div> <!-- title end --> <div graph-carousel="type2" class="table__comparison table__comparison-with-first-col-subject bp-par-height2 fz-18 theme theme--green table__comparison--reverse fixed-header mb2"> <ul class="table__comparison-nav d-none-soft"> <li>Electric Car Rate</li> <li>Electric Car EIR %</li> <li>Petrol/Diesel Car Rate</li> <li>Petrol/Diesel Car EIR %</li> <li>COE Car Rate</li> <li>COE Car EIR %</li> </ul> <div class="table__comparison-content"> <table class="table__general table__comparison-table graph-bordered text-center bg-white table__comparison-table--fixed"> <colgroup> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> <col width="12.5%" /> </colgroup> <tbody> <tr class="graph-row "> <td></td> <td class="graph-item col18 theme__color3 normal"><strong>Period</strong></td> <td class="graph-item col18"><strong>1 year</strong></td> <td class="graph-item col18"><strong>2 years</strong></td> <td class="graph-item col18"><strong>3 years</strong></td> <td class="graph-item col18"><strong>4 years</strong></td> <td class="graph-item col18"><strong>5 years</strong></td> <td class="graph-item col18"><strong>6 years</strong></td> <td class="graph-item col18"><strong>7 years</strong></td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Electric Car</b></td> <td class="graph-item theme__color3 normal"><strong>Rate</strong></td> <td class="graph-item" colspan="7">2.48% <br> per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Electric Car</b></td> <td class="graph-item theme__color3 normal"><strong>EIR %</strong></td> <td class="graph-item">4.55% <br>per annum</td> <td class="graph-item">4.69% <br>per annum</td> <td class="graph-item">4.72% <br>per annum</td> <td class="graph-item">4.71% <br>per annum</td> <td class="graph-item">4.70% <br>per annum</td> <td class="graph-item">4.68% <br>per annum</td> <td class="graph-item">4.65% <br>per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Petrol/Diesel Car</b></td> <td class="graph-item theme__color3 normal"><strong>Rate</strong></td> <td class="graph-item" colspan="7">2.78% <br> per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>Petrol/Diesel Car</b></td> <td class="graph-item theme__color3 normal"><strong>EIR %</strong></td> <td class="graph-item">5.09% <br>per annum</td> <td class="graph-item">5.25% <br>per annum</td> <td class="graph-item">5.27% <br>per annum</td> <td class="graph-item">5.27% <br>per annum</td> <td class="graph-item">5.24% <br>per annum</td> <td class="graph-item">5.22% <br>per annum</td> <td class="graph-item">5.19% <br>per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>COE Car</b></td> <td class="graph-item theme__color3 normal"><strong>Rate</strong></td> <td class="graph-item" colspan="7">2.98% <br> per annum</td> </tr> <tr class="graph-row fz-18"> <td class="graph-item theme__color3 normal"><b>COE Car</b></td> <td class="graph-item theme__color3 normal"><strong>EIR %</strong></td> <td class="graph-item">5.46% <br>per annum</td> <td class="graph-item">5.62% <br>per annum</td> <td class="graph-item">5.64% <br>per annum</td> <td class="graph-item">5.63% <br>per annum</td> <td class="graph-item">5.61% <br>per annum</td> <td class="graph-item">5.57% <br>per annum</td> <td class="graph-item">5.54% <br>per annum</td> </tr> </tbody> </table> <div class="cd-ta-headfix column-size--2 col18 theme__color3 d-none d-md-block"> <table class="table__general graph-bordered text-center bg-white fz-16 fw-700"> <tbody> <tr> <td width="50%"></td> <td width="50%" class="graph-item theme__color3">Period</td> </tr> <tr> <td rowspan="2" class="graph-item theme__color3">Electric Car</td> <td class="graph-item theme__color3">Rate</td> </tr> <tr> <td class="graph-item theme__color3">EIR %</td> </tr> <tr> <td rowspan="2" class="graph-item theme__color3">Petrol/Diesel Car</td> <td class="graph-item theme__color3">Rate</td> </tr> <tr> <td class="graph-item theme__color3">EIR %</td> </tr> <tr> <td rowspan="2" class="graph-item theme__color3">COE Car</td> <td class="graph-item theme__color3">Rate</td> </tr> <tr> <td class="graph-item theme__color3">EIR %</td> </tr> </tbody> </table> </div> </div> </div> <p><small>Rates are subject to change.</small></p> <p><small>Effective Interest Rate (EIR) is the true cost of the loan and the rate that includes all fees and charges.</small></p> </div></div> </div> <!--ls:end[component-1644485292427]--> </div> <div class="iw_component" id="iw_comp1594581746125"> <div class="carloansrepaymentmethods-component"></div> <div class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Repayment methods</div> <div class="row "> <div class="col-md-12"> <div class="row"> <div class=" col-custom-8 col-custom-enforced subtitle "> <h4 class="mb-0">Choose from 6 different payment methods. An additional service fee may be charged for payments made at our branches.</h4> </div> </div> </div> </div> <div class="com__insurance-comparison-table"> <div class="row"> <div class="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;col-custom-8&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"> <div graph-carousel="type5" class="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;com_graph-carousel com__gc-pull table-group-height theme theme--orange"> <ul class="table__comparison-nav" style="display: none;"> <li>OCBC deposit account holders</li> <li>Non-OCBC deposit account holders</li> </ul> <div class="table__comparison-content"> <table class="table__comparison-table"> <tbody> <tr class="graph-row"> <td class="graph-item" valign="top" width="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;480&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;"> <div class="table__comparison cards-table1"> <table class="table table-small mobile-box-shadow"> <tr> <th class="tgh1"></th> </tr> <tr> <td class="tgh2">Direct Debit Account <a class="link link-inherit" data-fancybox href="#popup-dda"><i class="fas fa-info-circle ml-1"></i></a></td> </tr> <tr> <td class="tgh3">Interbank GIRO <a class="link link-inherit" data-fancybox href="#popup-interbankgiro"><i class="fas fa-info-circle ml-1"></i></a></td> </tr> <tr> <td class="tgh4">OCBC Internet Banking or OCBC Digital app <a class="link link-inherit" data-fancybox href="#popup-billpaymentviaocbcdigital"><i class="fas fa-info-circle ml-1"></i></a></td> </tr> <tr> <td class="tgh5">ATM <a class="link link-inherit" data-fancybox href="#popup-atm"><i class="fas fa-info-circle ml-1"></i></a></td> </tr> <tr> <td class="tgh6">Quick Cheque Deposit <a class="link link-inherit" data-fancybox href="#popup-chequedeposit"><i class="fas fa-info-circle ml-1"></i></a></td> </tr> <tr> <td class="tgh6">Cash payment at bank branches <a class="link link-inherit" data-fancybox href="#popup-cashpayment"><i class="fas fa-info-circle ml-1"></i></a></td> </tr> </table> </div> </td> <td valign="top" width="460"> <table class="desktop-box-shadow"> <tr> <td class="graph-item" valign="top" width="230"> <div class="table__comparison cards-table1"> <table class="table table-small text-center bp-curve-top"> <tr> <th class="tgh1 theme__bg3 text-center co-white bp-curve-top-left">OCBC deposit account holders</th> </tr> <tr> <td class="tgh2 ">Preferred</td> </tr> <tr> <td class="tgh3 "><i class="fas fa-check fz-18"></i></td> </tr> <tr> <td class="tgh4 "><i class="fas fa-check fz-18"></i></td> </tr> <tr> <td class="tgh5 "><i class="fas fa-check fz-18"></i></td> </tr> <tr> <td class="tgh6 "><i class="fas fa-check fz-18"></i></td> </tr> <tr> <td class="tgh6 "><i class="fas fa-check fz-18"></i></td> </tr> </table> </div> </td> <td class="graph-item" valign="top" width="230"> <div class="table__comparison cards-table1"> <table class="table table-small text-center bp-curve-top"> <tr> <th class="tgh1 theme__bg3 text-center co-white bp-curve-top-right border-left">Non-OCBC deposit account holders</th> </tr> <tr> <td class="tgh2 border-left">&mdash;</td> </tr> <tr> <td class="tgh3 border-left">Preferred</td> </tr> <tr> <td class="tgh4 border-left">&mdash;</td> </tr> <tr> <td class="tgh5 border-left">&mdash;</td> </tr> <tr> <td class="tgh6 border-left"><i class="fas fa-check fz-18"></i></td> </tr> <tr> <td class="tgh6 border-left"><i class="fas fa-check fz-18"></i></td> </tr> </table> </div> </td> </tr> </table> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1575616336096"> <!--ls:begin[component-1575616336096]--><div class="beforeyouapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">before you apply</div> <div class="table__three-col table__three-col-with-accordion"> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Eligibility requirements</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Minimum age</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">21 years old</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Nationality</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Singaporeans, Singapore PRs and foreigners</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Fees</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Late fee</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$80</p> </div> </div> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Full settlement penalty</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">1% on outstanding loan amount</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Interest rebate clawback</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">20% on interest rate rebate (rule 78 computation)</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Terms and conditions</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/loans/tnc-governing-autoloan-hirepurchaseact.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions for Hire Purchase Agreement (Hire Purchase <span class="text-nowrap">Act)<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/loans/tnc-governing-autoloan-nonhirepurchaseact.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions for Hire Purchase Agreement (Non Hire Purchase <span class="text-nowrap">Act)<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/loans/tnc-governing-autoloan-ehpa.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions for Hire Purchase Agreement <span class="text-nowrap">(eHPA)<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Additional information</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""><ol class="list-decimal"> <li>Online loan approval and usage are only applicable for applications via Myinfo. Please note delays or non-approvals of applications may occur for various reasons.</li> <li>Please note that OCBC Car Loan does not currently finance private hire vehicle or commercial vehicle.</li> </ol></div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> </div> </div><!--ls:end[component-1575616336096]--> </div> <div class="iw_component" id="iw_comp1581383263051"> <div class="cta-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="cta__basic"> <div style="" class="theme theme--green"> <div class="theme__container theme__background"> <div class="cta__basic-details"> <div class="subcategory subcategory--black subcategory--no-margin">Ways to apply</div> <div class="cta__basic-info"> <h3 class="bold co-default">Apply for an OCBC Car Loan today</h3> <div class="cta__basic-links"> <div class="item item-apply default-device-content"><a href="#ocbc-csl-redirection-popup" cta-id="Loans-CarLoans-ApplyNow-CTA" data-fancybox="none" class="button button--primary button--red2&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;" target="_blank"><span>Apply or Accept</span></a></div> <div class="item"> <div class="item item-paragraph"> <p class="no-margin co-default">or speak to your car dealer.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1663633856113"> <!--ls:begin[component-1663633856113]--><div class="faq-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">FAQS</div> <div class="row "></div> <div class="accordion__grey"> <div class="row"> <div class="common-questions m-item col-md-12"> <div class="item-list-title clearfix"> <h5 class="float-left"><strong><span>Common questions about Car Loans</span></strong></h5> </div> <div class="item-list accordion" init-mode="none" close-others="false"> <div class="item accordion__item"> <div class="label accordion__item__title">What’s the maximum car loan amount I can get in Singapore?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Car loan eligibility and quantum depends on several factors, including but not limited to your outstanding loan liabilities and monthly income. Depending on the open market value (OMV) of the vehicle, the Monetary Authority of Singapore (MAS) limits financing up to 60%/70% of the purchase price.</p> <p>At <a href="https://www.ocbc.com/personal-banking/" target="_blank&quot;">OCBC Bank</a>, we offer competitive interest rates for car loans and additional benefits with our Eco-Care product suite. Want to find out more about OCBC car loans? Email us at <a href="mailto:carloans@ocbc.com" target="_blank" rel="noopener">carloans@ocbc.com</a>&nbsp; to find out more.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How can I find out the latest COE prices?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>A COE &ndash; or Certificate of Entitlement &ndash; gives you the right to own and use a vehicle in Singapore. The cost of getting a COE is also factored into a car loan. You can check the latest COE prices and bidding results in Singapore on the <a href="https://onemotoring.lta.gov.sg/content/onemotoring/home/buying/coe-open-bidding.html" target="_blank" rel="noopener">OneMotoring page</a>. You can also use a loan calculator to find out the monthly instalments for your car purchases.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How do I calculate the car loan interest?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Loans usually come with an interest rate that is payable on top of the principal amount. To calculate the total loan amount you will need to repay, add the principal sum together with the interest. You can use an interest calculator, or use the following formula:</p> <p>Interest payable = Loan amount * interest rate * (number of payments/12)</p> <p>Upon successful application, you will also receive a breakdown of the total loan amount, including the interest.</p></div> </div> </div> </div> </div> </div> </div> </div><!--ls:end[component-1663633856113]--> </div> <div class="iw_component" id="iw_comp1614733723174"> <div class="d-none-soft"> <div id="ocbc-csl-redirection-popup"><div class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>What are you here for?</span></h4> <div id="redirection-container" data-urlparam="channel" data-json="/iwov-resources/sg/ocbc/personal/data/loans-carloan-redirection.json"></div> <div class="mt4 d-flex justify-content-between flex-row align-items-center"><a class="link redirection-back" hidden="">Back</a> <a class="button button--primary button--darkblue button--size-2 disabled redirection-next" disabled="disabled"><span>Next</span></a></div> </div> </div></div> </div> <div class="d-none-soft"> <div id="popup-dda" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>How to make payment via Direct Debit Account </span></h4><p><strong>Via OCBC Internet Banking</strong></p> <ol class="list-decimal"> <li>Log in to OCBC Internet Banking</li> <li>From the navigation bar, select Payments &amp; Transfers &gt; GIRO Services &gt; Setup GIRO</li> <li>Complete the application form.</li> <ul class="list-bullet"> <li>Select &lsquo;OCBC Car Loan&rsquo; as the payment recipient</li> <li>Under Bill Reference, enter your Car Loan account number which starts with 574 (exclude all symbols, hyphens and spaces)</li> </ul> <li>Review the details and submit to complete the application</li> </ol> <p><strong>Via OCBC Digital app</strong></p> <ol class="list-decimal"> <li>Log in to OCBC Digital app</li> <li>Tap on the menu &gt; Select Pay &gt; GIRO services &gt; Setup GIRO payment</li> <li>Select OCBC Car Loan followed by your desired OCBC Account to make payment from</li> <li>Complete the application form.&nbsp;</li> <ul class="list-bullet"> <li>Under Bill Reference, enter your Car Loan account number which starts with 574 (exclude all symbols, hyphens and spaces)</li> </ul> <li>Complete the application form</li> <li>Review the details and submit to complete the application</li> </ol> </div> </div> </div> <div class="d-none-soft"> <div id="popup-interbankgiro" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>How to make payment via Interbank GIRO</span></h4><p><strong>Via mail</strong></p> <ol class="list-decimal"> <li>Print out the GIRO form from <a href="https://www.ocbc.com/carloangiro" target="_blank" rel="noopener">ocbc.com/carloangiro</a></li> <li>Complete the form</li> <li>Mail the form to us at:<br /><strong>Overseas-Chinese Banking Corporation Ltd<br />Consumer Loan Admin (TC1)<br />18 Church Street #B1-01<br />OCBC Centre South Mailroom<br />Singapore 049479</strong></li> </ol> <p>The GIRO application may take 4 to 6 weeks to process. You will receive a notification letter upon approval of the application. In the meantime, please continue to make payment via other options.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-billpaymentviaocbcdigital" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>How to make payment via OCBC Digital app or Internet Banking</span></h4><p><strong>Via OCBC Internet Banking</strong></p> <ol class="list-decimal"> <li>Log in to OCBC Internet Banking&nbsp;</li> <li>From the navigation bar, select Payments &amp; Transfers &gt; Pay bills &gt; Single bill payment</li> <li>Select &lsquo;Pay billing organisation&rsquo; and add &lsquo;OCBC Car Financing&rsquo; as the billing organisation</li> <ul class="list-bullet"> <li>Under Bill Reference, enter your Car Loan account number which starts with 574 (exclude all symbols, hyphens and spaces)</li> </ul> <li>Enter the payment details</li> <li>Review the details and submit to confirm your payment</li> </ol> <p><strong>Via OCBC Digital app</strong></p> <ol class="list-decimal"> <li>Log in to OCBC Digital app</li> <li>Tap on the menu &gt; Select Pay &gt; Bill payment &gt; Billing organisation</li> <li>Tap on &lsquo;Single bill payment&rsquo; and select &lsquo;OCBC Car Financing&rsquo; as the billing organisation</li> <ul class="list-bullet"> <li>Under Bill Reference, enter your Car Loan account number which starts with 574 (exclude all symbols, hyphens and spaces)</li> </ul> <li>Enter the payment details</li> <li>Review the details and submit to complete the application</li> </ol> <ul class="caption"> <li>Note:</li> </ul> <ul class="list-bullet caption"> <li>Bill payment will take about 2 working days to process.</li> <li>Payment may be made into another customer's Auto Loan account, as long as he/she has the account number.</li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="popup-atm" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>How to make payment via ATM</span></h4><p>Note: Prior to setting up bill payment via ATM, please note to add &lsquo;OCBC Car Financing&rsquo; as the billing organisation first. You may refer to <a href="https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/payment-transfer/add-billing-organisations" target="_blank" rel="noopener">this guide</a> on how to add billing organisation.</p> <p><strong>For customers with multiple accounts under OCBC</strong></p> <ol class="list-decimal"> <li>Select &lsquo;More Services&rsquo; until you find the Bill Payment option</li> <li>Select &lsquo;Other Bill Payment&rsquo;</li> <li>Select the type of account</li> <li>Select your account number</li> <li>Enter the amount to pay</li> <li>Select the bill code indicated next to OCBC Car Financing</li> </ol> <p><strong>For customers with single account under OCBC</strong></p> <ol class="list-decimal"> <li>Select &lsquo;More Services&rsquo; until you find the Bill Payment option</li> <li>Select &lsquo;Other Bill Payment&rsquo;</li> <li>Enter the amount to pay</li> <li>Select the bill code indicated next to OCBC Car Financing</li> </ol> </div> </div> </div> <div class="d-none-soft"> <div id="popup-chequedeposit" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>How to make payment via quick cheque deposit</span></h4><ol class="list-decimal"> <li>Pay to OCBC Bank and indicate the amount you are paying</li> <li>Indicate your car loan account number at the back of the cheque</li> <li>There are 2 ways to deposit: <div style="height: 10px;"></div> <ul class="list-bullet"> <li>OCBC Quick Cheque Deposit Box (available at all our branches)</li> <li>OCBC Quick Cheque Deposit Machine (available at <a href="https://www.ocbc.com/personal-banking/contact-us.page?p=1#locator-atms" target="_blank" rel="noopener">selected branches)</a></li> </ul> </li> </ol> </div> </div> </div> <div class="d-none-soft"> <div id="popup-cashpayment" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>How to make payment at OCBC branches</span></h4><ol class="list-decimal"> <li>Approach any OCBC Branch near you to make payments over the counter</li> <li>Do take note of the operating hours for <a href="https://www.ocbc.com/personal-banking/contact-us.page#locator-branches" target="_blank" rel="noopener">each branch</a></li> <li>Do take note that the cut off time for same day payment is on Monday to Fridays before 4.30pm</li> </ol> <p class="caption">Note: Branches do not accept Credit Card or NETS Payment</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-partners"><h4 class="bp-title fw-700 bp-img align-middle mb3"><span>For <a href="https://www.audi.com.sg/sg/web/en/models/weekly_promotions/e-tron-campaign.html" target="_blank" rel="noopener">Audi e-tron</a>, <a href="https://www.jaguar.com.sg/jaguar-range-i-pace" target="_blank" rel="noopener">Jaguar I-PACE</a>, <a href="https://online.nissan.com.sg/nissan-leaf/" target="_blank" rel="noopener">Nissan Leaf</a>:</span></h4> <ul class="list-bullet"> <li>HDB and condominium residents: 1140kWh (3 months) of free charging credits</li> <li>Landed property residents: 1140kWh (3 months) of free charging credits or free home charging station (excluding installation fees)</li> <li>Additional benefits given by <a href="https://www.chargeplus.com/promotions" target="_blank" rel="noopener">Charge+</a></li> </ul> <p class="bp-title fw-700 bp-img align-middle mb3"><span></span></p> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>For Build Your Dreams (BYD) EV models:</span></h4> <ul class="list-bullet"> <li>HDB, condominium and landed property residents: 380kWh (1 month) of free charging credits</li> <li>Additional benefits given by <a href="https://www.chargeplus.com/promotions" target="_blank" rel="noopener">Charge+</a></li> </ul></div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div 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