CINXE.COM

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href="https://www.marketwatch.com/guides/business/best-cheap-payroll-services/" class="category-subcategory-link"> Cheapest Payroll Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-payroll-software-for-accountants/" class="category-subcategory-link"> Best Payroll Software For Accountants </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-restaurant-payroll-software/" class="category-subcategory-link"> Best Restaurant Payroll Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/adp-payroll-pricing/" class="category-subcategory-link"> ADP Pricing </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Payroll Service Providers</strong> <div class="category-subcategory-links"> <span 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View all Business resources </a> </div> </div> <div id="mobile-menu-business-501" class="category" data-back-label="Business"> <strong class="category-title">CRM</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">CRM Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-software/" class="category-subcategory-link"> Best CRM Software </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-for-small-business/" class="category-subcategory-link"> Best CRM for Small Businesss </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-for-real-estate/" class="category-subcategory-link"> Best Real Estate CRM </a> </span> <span class="category-subcategory-link-wrapper"> <a 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href="https://www.marketwatch.com/guides/business/best-trademark-registration-service/" class="category-subcategory-link"> Best Trademark Registration Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-florida/" class="category-subcategory-link"> How to Start a Florida LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-california/" class="category-subcategory-link"> How to Start a California LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-texas/" class="category-subcategory-link"> How to Start a Texas LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-ohio/" class="category-subcategory-link"> How to Start a Ohio LLC </a> </span> <span 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class="category-subcategory-link"> Sage Accounting Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/quicken-accounting-review/" class="category-subcategory-link"> Quicken Accounting Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/business" class="vertical-link"> View all Business resources </a> </div> </div> <div id="mobile-menu-business-503" class="category" data-back-label="Business"> <strong class="category-title">Human Resources</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Human Resources Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-peo-services/" class="category-subcategory-link"> Best PEO Services </a> </span> <span class="category-subcategory-link-wrapper"> <a 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class="category-subcategory-link"> Embrace Pet Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-471" class="category" data-back-label="Insurance"> <strong class="category-title">Life Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Life Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-life-insurance/" class="category-subcategory-link"> Best Life Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/life-insurance/best-term-life-insurance/" class="category-subcategory-link"> Best Term Life Insurance </a> </span> <span 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class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/faye-travel-insurance-review/" class="category-subcategory-link"> Faye Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/travelex-travel-insurance-review/" class="category-subcategory-link"> Travelex Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/generali-travel-insurance-review/" class="category-subcategory-link"> Generali Global Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/travel-insurance/trawick-international-travel-insurance-review/" class="category-subcategory-link"> Trawick International Travel Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a 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href="https://www.marketwatch.com/guides/insurance-services/cheapest-homeowners-insurance-companies/" class="category-subcategory-link"> Cheapest Homeowners Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-mobile-home-insurance/" class="category-subcategory-link"> Best Mobile Home Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/high-risk-homeowners-insurance/" class="category-subcategory-link"> High-Risk Homeowners Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/homeowners-insurance-for-veterans/" class="category-subcategory-link"> Home Insurance for Veterans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/homeowners-insurance-california/" class="category-subcategory-link"> Homeowners Insurance California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/home-insurance-quotes/" class="category-subcategory-link"> Home Insurance Quotes </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/average-home-insurance-cost/" class="category-subcategory-link"> Average Home Insurance Cost </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Home Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/lemonade-home-insurance-reviews/" class="category-subcategory-link"> Lemonade Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/auto-owners-home-insurance-review/" class="category-subcategory-link"> Auto Owners Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/state-farm-home-insurance-reviews/" class="category-subcategory-link"> State Farm Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/erie-home-insurance-review/" class="category-subcategory-link"> Erie Home Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/allstate-home-insurance-reviews/" class="category-subcategory-link"> Allstate Home Insurance Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/insurance-services" class="vertical-link"> View all Insurance resources </a> </div> </div> <div id="mobile-menu-insurance-services-142" class="category" data-back-label="Insurance"> <strong class="category-title">Renters Insurance</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Renters Insurance Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/best-renters-insurance-companies/" class="category-subcategory-link"> Best Renters Insurance Companies </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-renters-insurance/" class="category-subcategory-link"> Cheapest Renters Insurance </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/how-much-is-renters-insurance/" class="category-subcategory-link"> Renters Insurance Cost </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-florida/" class="category-subcategory-link"> Renters Insurance Florida </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-california/" class="category-subcategory-link"> Renters Insurance California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-virginia/" class="category-subcategory-link"> Renters Insurance Virginia </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/is-renters-insurance-worth-it/" class="category-subcategory-link"> Is Renters Insurance Worth It? </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Renters Insurance 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a Home Equity Loan a Good Idea? </a> </div> <div id="673b428059b1d-tabpanel-1" role="tabpanel" aria-labelledby="673b428059b1d-tab-1" class="tabpanel buttons "> <a class="button" href="https://www.marketwatch.com/guides/home-equity/best-heloc-rates/"> Best HELOC Rates </a> <a class="button" href="https://www.marketwatch.com/guides/home-equity/heloc-pros-cons/"> HELOC Pros and Cons </a> <a class="button" href="https://www.marketwatch.com/guides/home-equity/heloc-requirements/"> HELOC Requirements </a> <a class="button" href="https://www.marketwatch.com/guides/home-equity/ways-to-get-best-heloc-rates/"> How to Get the Best HELOC Rate </a> </div> <div id="673b428059b1d-tabpanel-2" role="tabpanel" aria-labelledby="673b428059b1d-tab-2" class="tabpanel buttons "> <a class="button" href="https://www.marketwatch.com/guides/home-equity/unlock-home-equity-review/"> Unlock Home Equity Review </a> <a class="button" href="https://www.marketwatch.com/guides/home-equity/figure-lending-heloc/"> Figure HELOC Review </a> <a class="button" href="https://www.marketwatch.com/guides/home-equity/rocket-mortgage-home-equity-loan/"> Rocket Mortgage Review </a> <a class="button" href="https://www.marketwatch.com/guides/home-equity/citizens-bank-heloc/"> Citizens Bank HELOC Review </a> </div> </div> </div> </div> </section> <section class="b-articles-boxes background-light-green"> <div class="wrapper"> <h2 class="heading">Home Equity Basics</h2> <div class="articles"> <article class="article"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/what-is-a-home-equity-loan/">What Is a Home Equity Loan?</a> <div class="article-excerpt wysiwyg"><p>A home equity loan, or second mortgage, gives you access to cash by leveraging the wealth you’ve built up in your home. That’s money you could use to make repairs, consolidate debts or pay other bills.</p> </div> </article> <article class="article"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/what-is-a-heloc/">What Is a Home Equity Line of Credit (HELOC)?</a> <div class="article-excerpt wysiwyg"><p>A HELOC is similar to a credit card. It is a revolving line of credit that uses your home as collateral, allowing you to withdraw funds in a predetermined amount and then repay them over a period of time with interest. Your credit limit is typically calculated by subtracting your outstanding mortgage balance from your home&#8217;s appraised value. Lenders then offer a percentage of this equity in the form of a credit line.</p> </div> </article> <article class="article"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/home-equity-agreement/">Home Equity Agreement</a> <div class="article-excerpt wysiwyg"><p>Home equity agreements (HEAs) allow you to borrow from the equity in your home – much like a home equity loan. HEAs typically have an end date of 10 to 30 years if you don’t sell the home. You’ll owe the money at this point, often requiring you to take out a traditional home equity loan to pay it back</p> </div> </article> </div> </div> </section> <section class="b-articles-gallery"> <div class="wrapper"> <h2 class="heading">Editor&#8217;s Picks</h2> <div class="c-tablist style-basic mobile"> <button class="tablist-mobile-trigger" aria-expanded="false" aria-controls="673b428060dd1-tablist-mobile"> <span> <span class="tablist-mobile-trigger-label">Home Equity Loans</span> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> <div id="673b428060dd1-tablist-mobile" class="tablist-mobile"> <button role="tab" aria-selected="true" aria-controls="673b428060dd1-tabpanel-0" class="tab-mobile"> Home Equity Loans </button> <button role="tab" aria-selected="false" aria-controls="673b428060dd1-tabpanel-1" class="tab-mobile"> HELOCs </button> <button role="tab" aria-selected="false" aria-controls="673b428060dd1-tabpanel-2" class="tab-mobile"> Home Equity Guide </button> </div> <div role="tablist" class="tablist"> <button id="673b428060dd1-tab-0" type="button" role="tab" aria-selected="true" aria-controls="673b428060dd1-tabpanel-0" class="tab" > <span class="tab-wrapper"> <span class="tab-title">Home Equity Loans</span> </span> </button> <button id="673b428060dd1-tab-1" type="button" role="tab" aria-selected="false" aria-controls="673b428060dd1-tabpanel-1" class="tab" > <span class="tab-wrapper"> <span class="tab-title">HELOCs</span> </span> </button> <button id="673b428060dd1-tab-2" type="button" role="tab" aria-selected="false" aria-controls="673b428060dd1-tabpanel-2" class="tab" > <span class="tab-wrapper"> <span class="tab-title">Home Equity Guide</span> </span> </button> </div> </div> <div class="tabpanels"> <div id="673b428060dd1-tabpanel-0" role="tabpanel" aria-labelledby="673b428060dd1-tab-0" class="tabpanel articles active featured-article"> <article class="c-article-card-2 article"> <div class="c-picture article-thumbnail"> <img decoding="async" width="1920" height="1362" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Exterior of beautiful baby blue home with green grass and flower beds." loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-300x213.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1024x727.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-768x545.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1536x1090.jpeg 1536w" data-sizes="auto" data-eio-rwidth="1920" data-eio-rheight="1362" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg.webp 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-300x213.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1024x727.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-768x545.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1536x1090.jpeg.webp 1536w" /><noscript><img decoding="async" width="1920" height="1362" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg" class="attachment-full size-full" alt="Exterior of beautiful baby blue home with green grass and flower beds." loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-300x213.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1024x727.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-768x545.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1536x1090.jpeg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" data-eio="l" /></noscript> </div> <div class="article-content"> <div class="article-information"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/home-equity-loan-qualifications/">Home Equity Loan Requirements</a> <div class="article-excerpt wysiwyg"><div class="row clearfix content-line"> <div class="col-xs-9 column content-util"> <article> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-group__inner-container"> <p>Accessing your home’s equity can be a pivotal financial move if you have a specific use for that equity. To meet the essential qualifications, you must have a substantial amount of <strong>equity in your home, a fair credit score, a reasonable DTI ratio and reliable income</strong></p> </div> </div> </article> </div> </div> </div> </div> </div> </article> <article class="c-article-card-2 article"> <div class="c-picture article-thumbnail"> <img decoding="async" width="2048" height="1462" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAVbAQAAAADov4quAAAAAnRSTlMAAHaTzTgAAAFXSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAABuDAr2AAE8lNplAAAAAElFTkSuQmCC" class="attachment-full size-full 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src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Colonial style White House with blue window shutters on a grass lawn with fall colored trees in the background" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_32011246.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_32011246.jpg 1920w, 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src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Corpus Christi Home, TX" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/AdobeStock_64968796-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/AdobeStock_64968796-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/AdobeStock_64968796-300x200.jpeg 300w, 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The more equity you have, the more cash you’ll receive if you sell your home. In the meantime, you can also borrow money against that equity. 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src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Beautiful brown two story new home." loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-300x199.jpeg 300w, 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class="c-picture author-photo"> <img decoding="async" width="828" height="933" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAzwAAAOlAQAAAACA5N/IAAAAAnRSTlMAAHaTzTgAAAB2SURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAIBLA368AAFYVAMyAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2.jpg 828w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-266x300.jpg 266w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-768x865.jpg 768w" data-sizes="auto" data-eio-rwidth="828" data-eio-rheight="933" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2.jpg.webp 828w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-266x300.jpg.webp 266w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-768x865.jpg.webp 768w" /><noscript><img decoding="async" width="828" height="933" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2.jpg" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2.jpg 828w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-266x300.jpg 266w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/KellyLarson2-768x865.jpg 768w" sizes="(max-width: 828px) 100vw, 828px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/kelly-larson/" class="author-name">Kelly Larson</a> <span class="author-roles">Senior Editor</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="839" height="767" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA0cAAAL/AQAAAACFL4GCAAAAAnRSTlMAAHaTzTgAAABmSURBVHja7cGBAAAAAMOg+VPf4ARVAQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAN8APaUAAWDMFNQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1.jpg 839w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-300x274.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-768x702.jpg 768w" data-sizes="auto" data-eio-rwidth="839" data-eio-rheight="767" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1.jpg.webp 839w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-300x274.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-768x702.jpg.webp 768w" /><noscript><img decoding="async" width="839" height="767" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1.jpg" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1.jpg 839w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-300x274.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Laurie-Sepulveda-1-768x702.jpg 768w" sizes="(max-width: 839px) 100vw, 839px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/laurie-sepulveda/" class="author-name">Laurie Sepulveda</a> <span class="author-roles">Senior Writer</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="1600" height="1600" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABkAAAAZAAQAAAAAJd7MKAAAAAnRSTlMAAHaTzTgAAAFOSURBVHja7cExAQAAAMKg9U9tDB+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADgb+h8AAE3o2NmAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png 1600w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-300x300.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1024x1024.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-150x150.png 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-768x768.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read-1536x1536.png 1536w" data-sizes="auto" data-eio-rwidth="1600" data-eio-rheight="1600" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Cheri-Read.png.webp 1600w, 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href="https://www.marketwatch.com/guides/authors/cassidy-horton/" class="author-name">Cassidy Horton</a> <span class="author-roles">Contributing Writer</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="556" height="532" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAiwAAAIUAQAAAAARJUqEAAAAAnRSTlMAAHaTzTgAAAA7SURBVHja7cExAQAAAMKg9U9tCy+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4GOTjAABvhk/yAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch.png 556w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch-300x287.png 300w" data-sizes="auto" data-eio-rwidth="556" data-eio-rheight="532" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch.png.webp 556w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch-300x287.png.webp 300w" /><noscript><img decoding="async" width="556" height="532" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch.png 556w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Trea-Branch-300x287.png 300w" sizes="(max-width: 556px) 100vw, 556px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/trea-s-branch/" class="author-name">Trea S. Branch</a> <span class="author-roles">Contributing Writer</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="229" height="231" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAOUAAADnAQAAAADJeqywAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDwcUAAAAAAAAPBsbEgAB7gt5TwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale.png 229w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale-150x150.png 150w" data-sizes="auto" data-eio-rwidth="229" data-eio-rheight="231" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale.png.webp 229w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale-150x150.png.webp 150w" /><noscript><img decoding="async" width="229" height="231" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale.png 229w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/09/Hillary-Gale-150x150.png 150w" sizes="(max-width: 229px) 100vw, 229px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/hillary-gale/" class="author-name">Hillary Gale</a> <span class="author-roles">Contributing Writer</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="403" height="393" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZMAAAGJAQAAAABnKuMxAAAAAnRSTlMAAHaTzTgAAAArSURBVHja7cExAQAAAMKg9U9tB2+gAAAAAAAAAAAAAAAAAAAAAAAAAIDHAE/UAAEtNwW4AAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma.png 403w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma-300x293.png 300w" data-sizes="auto" data-eio-rwidth="403" data-eio-rheight="393" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma.png.webp 403w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma-300x293.png.webp 300w" /><noscript><img decoding="async" width="403" height="393" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma.png 403w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Divi-Sharma-300x293.png 300w" sizes="(max-width: 403px) 100vw, 403px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/divi-sharma/" class="author-name">Divi Sharma</a> <span class="author-roles">Contributor</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="499" height="478" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAfMAAAHeAQAAAACnRt8OAAAAAnRSTlMAAHaTzTgAAAA1SURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADgzwB3gAABkxP2GAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France.png 499w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France-300x287.png 300w" data-sizes="auto" data-eio-rwidth="499" data-eio-rheight="478" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France.png.webp 499w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France-300x287.png.webp 300w" /><noscript><img decoding="async" width="499" height="478" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France.png 499w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Valicia-France-300x287.png 300w" sizes="(max-width: 499px) 100vw, 499px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/valicia-france/" class="author-name">Valicia France</a> <span class="author-roles">Contributor</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="421" height="363" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAaUAAAFrAQAAAABZS6vHAAAAAnRSTlMAAHaTzTgAAAApSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAvwZMkgABYNw3UAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Joseph-WIdenhofer.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Joseph-WIdenhofer.png 421w, 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href="https://www.marketwatch.com/guides/authors/joseph-widenhofer/" class="author-name">Joseph Widenhofer</a> <span class="author-roles">Contributor</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="331" height="312" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAUsAAAE4AQAAAAD6euxcAAAAAnRSTlMAAHaTzTgAAAAjSURBVGje7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAA7wY0aAABEbkdLAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1.png 331w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1-300x283.png 300w" data-sizes="auto" data-eio-rwidth="331" data-eio-rheight="312" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1.png.webp 331w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1-300x283.png.webp 300w" /><noscript><img decoding="async" width="331" height="312" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1.png 331w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/Tara-Furey-1-300x283.png 300w" sizes="(max-width: 331px) 100vw, 331px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/tara-furey/" class="author-name">Tara Furey</a> <span class="author-roles">Contributor</span> </div> <div class="swiper-slide author"> <div class="c-picture author-photo"> <img decoding="async" width="300" height="300" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAEsAQAAAABRBrPYAAAAAnRSTlMAAHaTzTgAAAAiSURBVGje7cExAQAAAMKg9U9tCj+gAAAAAAAAAAAAAAB4GS20AAH/6QlrAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel-150x150.png 150w" data-sizes="auto" data-eio-rwidth="300" data-eio-rheight="300" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel-150x150.png.webp 150w" /><noscript><img decoding="async" width="300" height="300" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Taylor-Milam-Samuel-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" data-eio="l" /></noscript> </div> <a href="https://www.marketwatch.com/guides/authors/taylor-milam-samuel/" class="author-name">Taylor Milam-Samuel</a> <span class="author-roles">Contributor</span> </div> </div> </div> <div class="swiper-button-next"></div> </div> </div> </div> </section> <section class="b-articles-gallery"> <div class="wrapper"> <h2 class="heading">Recent Articles</h2> <div class="tabpanels"> <div id="673b4280892dd-tabpanel-0" role="tabpanel" aria-labelledby="673b4280892dd-tab-0" class="tabpanel articles active "> <article class="c-article-card-2 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src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Front Porch with Stairs of All American White Farmhouse with Wood Doors" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/10/AdobeStock_226195273-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/10/AdobeStock_226195273-scaled.jpeg 2048w, 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src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="A beautiful medium-large brown plank, and grey and tan stone suburban house sitting up on a hill with a driveway, green grass lawn, and mulch garden at the front, with a purple dusk sky in the background with security and prettifying home exterior lighting" loading="lazy" 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-300x223.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-1024x760.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-768x570.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-1536x1140.jpg.webp 1536w" /><noscript><img decoding="async" width="1920" height="1425" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338.jpg" class="attachment-full size-full" alt="A beautiful medium-large brown plank, and grey and tan stone suburban house sitting up on a hill with a driveway, green grass lawn, and mulch garden at the front, with a purple dusk sky in the background with security and prettifying home exterior lighting" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338.jpg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-300x223.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-1024x760.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-768x570.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/rsz_adobestock_345978338-1536x1140.jpg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" data-eio="l" /></noscript> </div> <div class="article-content"> <div class="article-information"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/should-you-use-a-home-equity-loan-to-buy-a-car/">Should You Use a Home Equity Loan to Buy a Car?</a> <div class="article-excerpt wysiwyg"><p><span style="font-weight: 400;">Learn when it makes sense to use home equity to finance a car purchase and key factors to weigh in your decision.</span></p> </div> </div> </div> </article> <article class="c-article-card-2 article"> <div class="c-picture article-thumbnail"> <img decoding="async" width="2048" height="1365" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAUAAQAAAACO9nKaAAAAAnRSTlMAAHaTzTgAAAFCSURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAIAXA7U8AAGRQ3nKAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="georgia home" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-1536x1024.jpeg 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="1365" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-scaled.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-scaled.jpeg.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-300x200.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-1024x683.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-768x512.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-1536x1024.jpeg.webp 1536w" /><noscript><img decoding="async" width="2048" height="1365" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-scaled.jpeg" class="attachment-full size-full" alt="georgia home" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-scaled.jpeg 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-300x200.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-1024x683.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-768x512.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/06/AdobeStock_636668967-1536x1024.jpeg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <div class="article-content"> <div class="article-information"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/home-equity-agreement/">Home Equity Agreement</a> <div class="article-excerpt wysiwyg"><p>Home equity agreements (HEAs) allow you to borrow from the equity in your home – much like a home equity loan. HEAs typically have an end date of 10 to 30 years if you don’t sell the home. You’ll owe the money at this point, often requiring you to take out a traditional home equity loan to pay it back</p> </div> </div> </div> </article> <article class="c-article-card-2 article"> <div class="c-picture article-thumbnail"> <img decoding="async" width="1920" height="1277" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Beautiful brown two story new home." loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-300x199.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-1024x681.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-768x511.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-1536x1021.jpeg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-2048x1362.jpeg 2048w" data-sizes="auto" data-eio-rwidth="1920" data-eio-rheight="1277" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg.webp 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-300x199.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-1024x681.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-768x511.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-1536x1021.jpeg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-2048x1362.jpeg.webp 2048w" /><noscript><img decoding="async" width="1920" height="1277" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg" class="attachment-full size-full" alt="Beautiful brown two story new home." loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-scaled.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-300x199.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-1024x681.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-768x511.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-1536x1021.jpeg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/06/AdobeStock_697387-2048x1362.jpeg 2048w" sizes="(max-width: 1920px) 100vw, 1920px" data-eio="l" /></noscript> </div> <div class="article-content"> <div class="article-information"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/things-to-consider-before-using-home-equity/">What to Consider Before Tapping Into Your Home Equity</a> <div class="article-excerpt wysiwyg"><p><span style="font-weight: 400;">Learn how to tap into your home&#8217;s equity and weigh the pros and cons before making this financial decision.</span></p> </div> </div> </div> </article> <article class="c-article-card-2 article"> <div class="c-picture article-thumbnail"> <img decoding="async" width="1920" height="1362" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Exterior of beautiful baby blue home with green grass and flower beds." loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-300x213.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1024x727.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-768x545.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1536x1090.jpeg 1536w" data-sizes="auto" data-eio-rwidth="1920" data-eio-rheight="1362" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg.webp 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-300x213.jpeg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1024x727.jpeg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-768x545.jpeg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1536x1090.jpeg.webp 1536w" /><noscript><img decoding="async" width="1920" height="1362" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg" class="attachment-full size-full" alt="Exterior of beautiful baby blue home with green grass and flower beds." loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801.jpeg 1920w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-300x213.jpeg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1024x727.jpeg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-768x545.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/03/AdobeStock_67067801-1536x1090.jpeg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" data-eio="l" /></noscript> </div> <div class="article-content"> <div class="article-information"> <a class="article-title" href="https://www.marketwatch.com/guides/home-equity/home-equity-loan-qualifications/">Home Equity Loan Requirements</a> <div class="article-excerpt wysiwyg"><div class="row clearfix content-line"> <div class="col-xs-9 column content-util"> <article> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-group__inner-container"> <p>Accessing your home’s equity can be a pivotal financial move if you have a specific use for that equity. To meet the essential qualifications, you must have a substantial amount of <strong>equity in your home, a fair credit score, a reasonable DTI ratio and reliable income</strong></p> </div> </div> </article> </div> </div> </div> </div> </div> </article> </div> </div> </div> </section> <section class="b-list-and-image background-light-green"> <div class="wrapper"> <div class="content"> <h2 class="heading">Why Trust MarketWatch Guides</h2> <div class="text wysiwyg"><p><span style="font-weight: 400;">At MarketWatch Guides, we aim to help readers make informed decisions about how to spend and save their money. We spend hundreds of hours researching the products and services we cover and recommend multiple reliable companies in each category, allowing consumers to choose the brand that is right for their situation. Our key principles are below.</span></p> </div> <ul class="list"> <li class="list-item"> <div class="c-picture icon"> <img decoding="async" width="24" height="24" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABgAAAAYAQAAAADIDABVAAAAAnRSTlMAAHaTzTgAAAAMSURBVAjXY2CgLQAAAGAAATeQF3gAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/Icon-HR.svg" data-eio-rwidth="24" data-eio-rheight="24" /><noscript><img decoding="async" width="24" height="24" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/Icon-HR.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> Consumer-First Reviews: When writing reviews, we start by putting ourselves in the consumers’ shoes and asking, “What do I want or need to know about this? What are the most important factors to consider? 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