CINXE.COM
Erie Insurance Review: Auto, Home, & Life (2024)
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View all Business resources </a> </div> </div> <div id="mobile-menu-business-501" class="category" data-back-label="Business"> <strong class="category-title">CRM</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">CRM Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-software/" class="category-subcategory-link"> Best CRM Software </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-for-small-business/" class="category-subcategory-link"> Best CRM for Small Businesss </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-for-real-estate/" class="category-subcategory-link"> Best Real Estate CRM </a> </span> <span class="category-subcategory-link-wrapper"> <a 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Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1024x1024.jpg 1024w, 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg.webp 1920w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg 1920w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/anna-jamerson/" target="_blank" class="author-name"> Anna Jamerson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1024x1024.jpg 1024w, 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aria-label="Learn more about Anna Jamerson" title="Learn more about Anna Jamerson" class="c-link "> Learn more about Anna Jamerson</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/anna-jamerson/" target="_blank">Anna Jamerson</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Anna Jamerson is an editor in North Carolina who specializes in auto insurance topics. In her free time, she loves reading, trying new restaurants and watching comedies. </span></p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg 1920w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/anna-jamerson/" target="_blank" class="author-name"> Anna Jamerson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg 1920w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/anna-jamerson/" aria-label="Learn more about Anna Jamerson" title="Learn more about Anna Jamerson" class="c-link "> Learn more about Anna Jamerson</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/anna-jamerson/" target="_blank">Anna Jamerson</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Anna Jamerson is an editor in North Carolina who specializes in auto insurance topics. In her free time, she loves reading, trying new restaurants and watching comedies. </span></p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated the top auto insurance providers</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">130</span> <span class="description"> Providers <span class="description-last-word"> Reviewed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers and State Farm to regional providers like Erie Insurance.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">8,500</span> <span class="description"> Data Points <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">To properly score each auto insurance provider, we looked at cost data, claims processes, customer review scores, industry standing, available discounts, coverages and add-ons.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">800</span> <span class="description"> Research <span class="description-last-word"> Hours <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team put in the time so you don't have to, evaluating cost data, reading customer reviews and researching companies to determine the most reliable options for coverage.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">12,500</span> <span class="description"> Customers <span class="description-last-word"> Surveyed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We asked thousands of customers to describe their experience with their auto insurance provider to understand how real customers feel about their insurers.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 6.41501 0.5 6.49988C0.5 6.58475 0.533714 6.66614 0.593724 6.72615C0.653735 6.78616 0.735127 6.81988 0.819995 6.81988ZM7.85988 11.2998H0.819995C0.735127 11.2998 0.653735 11.3335 0.593724 11.3935C0.533714 11.4535 0.5 11.5349 0.5 11.6198C0.5 11.7047 0.533714 11.7861 0.593724 11.8461C0.653735 11.9061 0.735127 11.9398 0.819995 11.9398H7.85988C7.94475 11.9398 8.02614 11.9061 8.08615 11.8461C8.14617 11.7861 8.17988 11.7047 8.17988 11.6198C8.17988 11.5349 8.14617 11.4535 8.08615 11.3935C8.02614 11.3335 7.94475 11.2998 7.85988 11.2998ZM16.4061 11.8462C16.3764 11.8759 16.3411 11.8996 16.3023 11.9157C16.2634 11.9318 16.2218 11.94 16.1798 11.94C16.1377 11.94 16.0961 11.9318 16.0572 11.9157C16.0184 11.8996 15.9831 11.8759 15.9534 11.8462L14.1358 10.0286C13.5598 10.4889 12.8294 10.7112 12.0946 10.6497C11.3598 10.5883 10.6765 10.2478 10.1849 9.69831C9.69332 9.14876 9.43082 8.43185 9.45131 7.6948C9.47181 6.95776 9.77376 6.25654 10.2951 5.73517C10.8165 5.2138 11.5177 4.91186 12.2548 4.89136C12.9918 4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-erie-insurance-summary-review" class=" active" data-text="Erie Insurance: Summary Review">Erie Insurance: Summary Review</a> <a href="#toc-erie-insurance-reviews-what-customers-say" class=" " data-text="Erie Insurance Reviews: What Customers Say">Erie Insurance Reviews: What Customers Say</a> <a href="#toc-erie-auto-insurance" class=" " data-text="Erie Auto Insurance">Erie Auto Insurance</a> <a href="#toc-erie-home-insurance" class=" " data-text="Erie Home Insurance">Erie Home Insurance</a> <a href="#toc-erie-renters-insurance" class=" " data-text="Erie Renters Insurance">Erie Renters Insurance</a> <a href="#toc-erie-life-insurance" class=" " data-text="Erie Life Insurance">Erie Life Insurance</a> <a href="#toc-reviews-on-erie-insurance-the-bottom-line" class=" " data-text="Reviews on Erie Insurance: The Bottom Line">Reviews on Erie Insurance: The Bottom Line</a> <a href="#toc-erie-insurance-faq" class="indent-1 " data-text="Erie Insurance: FAQ">Erie Insurance: FAQ</a> <a href="#toc-our-methodology-how-we-rated-erie-insurance" class="indent-1 " data-text="Our Methodology: How We Rated Erie Insurance">Our Methodology: How We Rated Erie Insurance</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"><section class="b-key-takeaways background-light-green"> <div class="wrapper"> <div class="title">Key Takeaways</div> <div class="text wysiwyg"> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">After 800 hours of research on the car insurance industry, our review team found that Erie Insurance ranks fifth out of the 130 providers we’ve reviewed.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">A full-coverage policy </span><span style="font-weight: 400;">from Erie Insurance</span><span style="font-weight: 400;"> will cost an average of </span><b>$1,894 per year</b><span style="font-weight: 400;"> or </span><b>$158 per month</b><span style="font-weight: 400;"> and minimum-liability plans cost $655 per year or $55 per month on average.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Getting a coverage policy with Erie Insurance is a great choice if you need to insure your car or home and are within the states it covers.</span></li> </ul> </div> </div> </section> <p>We at the MarketWatch Guides team will discuss how Erie compares to the other <a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance/" target="_blank" rel="noopener">best car insurance</a> companies in terms of vehicle coverage, cost, reputation and more. To find the best deal, look at rates from a few of the <a href="https://www.marketwatch.com/guides/insurance-services/cheap-car-insurance/" target="_blank" rel="noopener">cheapest car insurance</a> companies.</p> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b41c2a2d52-articles"> <span> More Auto Insurance Articles <i></i> </span> </button> <div id="673b41c2a2d52-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/insurance-services/erie-home-insurance-review/" target="_blank" class="article">Erie Home Insurance Review: Coverage and Cost (2024)</a> <a href="https://www.marketwatch.com/guides/insurance-services/erie-renters-insurance-reviews/" target="_blank" class="article">Erie Renters Insurance Review (2024)</a> <a href="https://www.marketwatch.com/guides/insurance-services/cheap-car-insurance/" target="_blank" class="article">Cheapest Car Insurance Companies</a> <a href="https://www.marketwatch.com/guides/insurance-services/largest-car-insurance-companies/" target="_blank" class="article">10 Largest Car Insurance Companies in the U.S.</a> <a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-online/" target="_blank" class="article">How To Buy Car Insurance Online</a> </div> </div> </section> <div class="ad-widget-block" id="threes-cta-widget-block-block_7c9afeb9b85446e02eaee083511ac915"> <style>.ad-widget-block .zip-widget{margin:0 auto;padding-top:50px;text-align:center}.zip-widget .mini-panel-header-section{max-width:450px;margin:0 auto;text-align:center}.ad-widget-block .zip-widget .mini-panel-header{font-size:45px;margin-bottom:12px;line-height:1.1;font-weight:700}.ad-widget-block .zip-widget .mini-panel-subheader{font-size:16px;line-height:1.2}.ad-widget-block .zip-widget a.primary-cta{border:0;display:inline-flex!important;justify-content:center;cursor:pointer;border-radius:30px;font-family:inherit;font-size:16px;font-weight:700;padding:0 25px;text-decoration:none;line-height:52px;height:52px;white-space:nowrap;position:relative}.ad-widget-block .zip-widget .primary-cta:hover{box-shadow:inset 0 0 0 99999px rgba(0,0,0,.2)}.ad-widget-block .zip-widget .primary-cta:active{position:relative;top:1px}.ad-widget-block .zip-widget .zip{text-align:center;margin:40px auto 0;padding:0 15px 50px 15px}.ad-widget-block .zip-widget .zip-code-form{display:grid;grid-template-columns:100%;gap:10px;padding:4px;background:#fff;border-radius:30px}@media (min-width:350px){.ad-widget-block .zip-widget .zip-code-form{display:flex;align-items:center;gap:0;max-width:450px;width:100%;margin:0 auto}}.ad-widget-block .zip-widget .zip-code-input-wrapper{flex:1;display:grid;grid-template-columns:auto 1fr;align-items:center;column-gap:10px;padding-left:15px;color:#000}.ad-widget-block .zip-widget .zip-code-input{box-shadow:none;-webkit-box-shadow:none;border:0;border-radius:30px;font-size:16px;padding:8px;height:42px}.ad-widget-block .zip-widget .zip-code-input::placeholder{color:#000}@media (min-width:350px){.ad-widget-block .zip-widget .zip-code-input{width:100%}}.ad-widget-block .zip-widget .zip-code-input:invalid{background-color:ivory;border:none;outline:2px solid red}.ad-widget-block .zip-widget .text-under-cta{margin-top:10px;position:absolute;top:100%;pointer-events:none}@media (max-width:650px){.ad-widget-block .zip-widget .text-under-cta{right:0}}.ad-widget-block .zip-widget .disclaimer-text{margin-top:50px}.zip-widget .zip-code-input:focus{outline:0}.zip-widget .error-message{display:block;margin-bottom:15px;font-size:14px;line-height:16px}.ad-widget-block .zip-widget .phone{display:block;margin-top:20px;font-size:24px}.ad-widget-block .zip-widget .phone svg{width:1em;margin-left:5px}.ad-widget-block .zip-widget #phone-mobile-container{display:none}@media (max-width:600px){.ad-widget-block .zip-widget{background-size:cover;background-position:center}.ad-widget-block .zip-widget .phone{display:none}.ad-widget-block .zip-widget #phone-mobile-container{display:block;text-align:center;padding:10px 0}.ad-widget-block .zip-widget #phone-mobile-container .phone{display:inline;font-size:15px;color:#fff}}@media (max-width:480px){.ad-widget-block .zip-widget .mini-panel-header{padding-top:40px}.ad-widget-block .zip-widget .mini-panel-subheader{padding-bottom:30px;padding-top:3px}.ad-widget-block .zip-widget #zip-code{padding:8px}.ad-widget-block .zip-widget #phone-mobile-container .phone{font-size:18px}}@media (max-width:420px){.ad-widget-block .zip-widget .mini-panel-header-section{padding:0 15px}}</style><style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; 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The company has more than 6 million active policies for auto, business and homeowners insurance, as well as over 13,000 independent insurance agents. While availability is limited, many Erie drivers report receiving cheap but high-quality car insurance from the provider.</p> <p>After hundreds of hours of research, our team rated Erie Insurance <strong>4.6 out of 5 stars </strong>overall. Erie Insurance is a strong choice for drivers who qualify for coverage in Eastern and Central states. You’ll also have access to a home, life and renters insurance with superior customer service.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Rating Category</strong></th><th><strong>Score</strong></th></tr></thead><tbody><tr><td>Industry Standing</td><td>4.4</td></tr><tr class="even"><td>Availability</td><td>4.1</td></tr><tr><td>Coverage</td><td>4.9</td></tr><tr class="even"><td>Cost and Discounts</td><td>4.6</td></tr><tr><td>Customer Experience</td><td>4.5</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <h3 class="wp-block-heading subheading">How We Rate Erie Insurance by Category</h3> <section class="b-tabbed-content background-white"> <div class="wrapper"> <div class="text wysiwyg"><p>Erie offers outstanding auto and home insurance. Our review team rated the insurer for both types of policies based on several key factors important to policyholders based on our consumer survey. In the following sections we will describe our ratings in further detail.</p> </div> <div class="tabs"> <div class="c-tablist style-line mobile"> <button class="tablist-mobile-trigger" aria-expanded="false" aria-controls="673b41c2b03b7-tablist-mobile"> <span> <span class="tablist-mobile-trigger-label">Erie Auto Insurance</span> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> <div id="673b41c2b03b7-tablist-mobile" class="tablist-mobile"> <button role="tab" aria-selected="true" aria-controls="673b41c2b03b7-tabpanel-0" class="tab-mobile"> Erie Auto Insurance </button> <button role="tab" aria-selected="false" aria-controls="673b41c2b03b7-tabpanel-1" class="tab-mobile"> Erie Home Insurance </button> </div> <div role="tablist" class="tablist"> <button id="673b41c2b03b7-tab-0" type="button" role="tab" aria-selected="true" aria-controls="673b41c2b03b7-tabpanel-0" class="tab" > <h3 class="tab-wrapper"> <span class="tab-title">Erie Auto Insurance</span> </h3> </button> <button id="673b41c2b03b7-tab-1" type="button" role="tab" aria-selected="false" aria-controls="673b41c2b03b7-tabpanel-1" class="tab" > <h3 class="tab-wrapper"> <span class="tab-title">Erie Home Insurance</span> </h3> </button> </div> </div> <div class="tabpanels"> <div id="673b41c2b03b7-tabpanel-0" role="tabpanel" tabindex="0" aria-labelledby="673b41c2b03b7-tab-0" class="tabpanel active"> <div class="text "> <div class="wysiwyg"><p><span style="font-weight: 400;">We rated Erie </span><span style="font-weight: 400;">a</span><span style="font-weight: 400;">uto </span><span style="font-weight: 400;">i</span><span style="font-weight: 400;">nsurance </span><b>4.6 out of 5 stars</b><span style="font-weight: 400;"> overall. The insurer stands out to us because it offers </span><span style="font-weight: 400;">all the standard types of car insurance as well as a host of optional protections and perks.</span></p> <p><span style="font-weight: 400;">Its auto insurance rates are some of the cheapest available, regardless of your driving profile, and the company offers many </span><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-discounts/" target="_blank" rel="noopener"><span style="font-weight: 400;">discounts</span></a><span style="font-weight: 400;"> to cut costs even further.</span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <td><b>Overall Rating</b></td> <td><span style="font-weight: 400;">4.6</span></td> </tr> <tr class="even"> <td><b>Industry Standing</b></td> <td><span style="font-weight: 400;">4.5</span></td> </tr> <tr> <td><b>Availability</b></td> <td><span style="font-weight: 400;">4.1</span></td> </tr> <tr class="even"> <td><b>Coverage</b></td> <td><span style="font-weight: 400;">4.8</span></td> </tr> <tr> <td><b>Cost and Discounts</b></td> <td><span style="font-weight: 400;">4.8</span></td> </tr> <tr class="even"> <td><b>Customer Experience</b></td> <td><span style="font-weight: 400;">4.5</span></td> </tr> </tbody> </table></figure> </div> </div> </div> </div> <div id="673b41c2b03b7-tabpanel-1" role="tabpanel" tabindex="0" aria-labelledby="673b41c2b03b7-tab-1" class="tabpanel "> <div class="text "> <div class="wysiwyg"><p><span style="font-weight: 400;">Erie earned </span><b>4.5 out of 5 stars</b><span style="font-weight: 400;"> from our review team. Not only does Erie offer protection for your home, but it also provides coverage for your personal belongings. Additionally, you can save on your </span><a href="https://www.marketwatch.com/guides/insurance-services/best-home-and-auto-insurance/" target="_blank" rel="noopener"><span style="font-weight: 400;">auto and home insurance</span></a><span style="font-weight: 400;"> by bundling your policies together.</span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <td><strong>Overall Rating</strong></td> <td><span style="font-weight: 400;">4.5</span></td> </tr> <tr class="even"> <td><b>Industry Standing</b></td> <td><span style="font-weight: 400;">4.4</span></td> </tr> <tr> <td><b>Coverage</b></td> <td><span style="font-weight: 400;">5</span></td> </tr> <tr class="even"> <td><b>Cost</b></td> <td><span style="font-weight: 400;">4.4</span></td> </tr> <tr> <td><b>Customer Experience</b></td> <td><span style="font-weight: 400;">4.1</span></td> </tr> </tbody> </table></figure> </div> </div> </div> </div> </div> </div> </div> </section> <h3 class="wp-block-heading subheading">Erie Insurance Industry Ratings</h3> <p>Here are a few of the individual ratings sources we use to compile the review scores throughout this article:</p> <ul> <li><strong>AM Best</strong>: <a href="https://news.ambest.com/PR/PressContent.aspx?altsrc=1&RefNum=35002&URatingId=3049708&_gl=1*1n0wg26*_ga*MTUxMjg1NDY3My4xNzAxNzExNDcy*_ga_VNWYD5N5NL*MTcyNjY4ODgyOC4yMzguMS4xNzI2Njg4ODMwLjAuMC4w" target="_blank" rel="noreferrer noopener">A+</a></li> <li><strong>Better Business Bureau (BBB)</strong>: <a href="https://www.bbb.org/us/pa/erie/profile/insurance-companies/erie-insurance-group-0141-20000052" target="_blank" rel="noreferrer noopener">A+</a></li> <li><strong>NAIC Complaint Index</strong>: <a href="https://content.naic.org/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&COCODE=26271&:refresh" target="_blank" rel="noreferrer noopener">0.93</a></li> <li><strong>Trustpilot</strong>: <a href="https://www.trustpilot.com/review/www.erieinsurance.com" target="_blank" rel="noreferrer noopener">2.3 out of 5</a></li> <li><strong>BBB customer rating</strong>: 1.13/5</li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-erie-insurance-reviews-what-customers-say">Erie Insurance Reviews: What Customers Say</h2> <p>Positive Erie reviews mention the company’s strong customer service and affordable coverage, while customer complaints highlight issues with filing claims and dealing with repair shops. Our review team reached out to Erie Insurance for comment on its negative reviews but did not receive a response.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-erie-auto-insurance">Erie Auto Insurance</h2> <p>If you’re in one of the 12 states that Erie Insurance offers coverage, the company is a great option for a car insurance policy. Also, Erie’s overall customer satisfaction ratings for both service and claims are much higher than average.</p> <section class="b-two-columns-of-boxes background-light-green"> <div class="wrapper"> <h2 class="heading"><h3>Erie Auto Insurance Coverage</h3></h2> <div class="text wysiwyg"><p>Erie Insurance offers insurance in the following states, plus <a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-dc/" target="_blank" rel="noreferrer noopener">Washington, D.C.</a>:</p> </div> <div class="boxes"> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-illinois/" target="_blank">Illinois</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-ohio/" target="_blank">Ohio</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/cheapest-car-insurance-in-indiana/" target="_blank">Indiana</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-pennsylvania/" target="_blank">Pennsylvania</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-kentucky/" target="_blank">Kentucky</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-tennessee/" target="_blank">Tennessee</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-maryland/" target="_blank">Maryland</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-virginia/" target="_blank">Virginia</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-new-york/" target="_blank">New York</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-west-virginia/" target="_blank">West Virginia</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-north-carolina/" target="_blank">North Carolina</a></p> </div> </div> </div> <div class="box"> <div class="box-content"> <div class="box-description wysiwyg"><p><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-wisconsin/" target="_blank">Wisconsin</a></p> </div> </div> </div> </div> </div> </section> <h4 class="wp-block-heading">Minimum Coverage</h4> <p>Minimum car insurance meets state requirements and pays for other people’s property damage or medical bills. Erie offers this type of auto insurance, which we detail below.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Coverage</strong></th><th><strong>Description</strong></th></tr></thead><tbody><tr><td>Bodily injury (BI) liability</td><td>Covers medical expenses, lost wages and associated costs for other parties involved in an accident you’re found at fault for</td></tr><tr class="even"><td>Property damage (PD) liability</td><td>Covers damages to vehicles and other personal property resulting from a collision for which you are found at fault</td></tr><tr><td>Uninsured motorist/underinsured motorist (UM/UIM) liability</td><td>Covers the cost of damages when an at-fault driver lacks sufficient coverage</td></tr><tr class="even"><td>Personal injury protection (PIP)</td><td>Covers you and your party’s medical expenses resulting from an accident, regardless of who is at fault. Required in no-fault insurance states and some at-fault states.</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/liability-car-insurance/" target="_blank" rel="noreferrer noopener">Liability Coverage</a></p> <h4 class="wp-block-heading">Full Coverage</h4> <p>Full-coverage car insurance gives you liability protection while also helping to cover your own property damage and medical costs. Here are more details on what full coverage means.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Coverage</strong></th><th><strong>Description</strong></th></tr></thead><tbody><tr><td>Collision coverage</td><td>Covers your vehicle and other personal property in an accident, regardless of who is at fault</td></tr><tr class="even"><td>Comprehensive coverage</td><td>Covers your vehicle from sources of damage other than an accident, such as fire, theft or severe weather</td></tr><tr><td>Medical payments (MedPay)</td><td>This covers medical expenses for you and your passengers, no matter who is at fault for an accident</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/what-is-full-coverage-car-insurance/" target="_blank" rel="noreferrer noopener">Full-Coverage Car Insurance</a></p> <h3 class="wp-block-heading subheading">Erie Car Insurance Cost</h3> <section class="b-tabbed-content background-white"> <div class="wrapper"> <div class="text wysiwyg"><p>Erie’s national average rate estimate of <strong>$1,894 per year</strong> for full coverage is about 29% below the national average rate of $2,681, making it one of the cheapest auto insurers in the country.</p> <p>In addition, with Erie’s Rate Lock<sup>®</sup> feature, filing a claim won’t lead to a premium change. Unless you change your residence or add a new vehicle or driver to your policy, Rate Lock helps you pay the same auto coverage rate year after year.</p> </div> <div class="tabs"> <div class="c-tablist style-line mobile"> <button class="tablist-mobile-trigger" aria-expanded="false" aria-controls="673b41c2b7ceb-tablist-mobile"> <span> <span class="tablist-mobile-trigger-label">Age</span> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> <div id="673b41c2b7ceb-tablist-mobile" class="tablist-mobile"> <button role="tab" aria-selected="true" aria-controls="673b41c2b7ceb-tabpanel-0" class="tab-mobile"> Age </button> <button role="tab" aria-selected="false" aria-controls="673b41c2b7ceb-tabpanel-1" class="tab-mobile"> Driving Record </button> <button role="tab" aria-selected="false" aria-controls="673b41c2b7ceb-tabpanel-2" class="tab-mobile"> Credit Score </button> <button role="tab" aria-selected="false" aria-controls="673b41c2b7ceb-tabpanel-3" class="tab-mobile"> Discounts </button> </div> <div role="tablist" class="tablist"> <button id="673b41c2b7ceb-tab-0" type="button" role="tab" aria-selected="true" aria-controls="673b41c2b7ceb-tabpanel-0" class="tab" > <h3 class="tab-wrapper"> <span class="tab-title">Age</span> </h3> </button> <button id="673b41c2b7ceb-tab-1" type="button" role="tab" aria-selected="false" aria-controls="673b41c2b7ceb-tabpanel-1" class="tab" > <h3 class="tab-wrapper"> <span class="tab-title">Driving Record</span> </h3> </button> <button id="673b41c2b7ceb-tab-2" type="button" role="tab" aria-selected="false" aria-controls="673b41c2b7ceb-tabpanel-2" class="tab" > <h3 class="tab-wrapper"> <span class="tab-title">Credit Score</span> </h3> </button> <button id="673b41c2b7ceb-tab-3" type="button" role="tab" aria-selected="false" aria-controls="673b41c2b7ceb-tabpanel-3" class="tab" > <h3 class="tab-wrapper"> <span class="tab-title">Discounts</span> </h3> </button> </div> </div> <div class="tabpanels"> <div id="673b41c2b7ceb-tabpanel-0" role="tabpanel" tabindex="0" aria-labelledby="673b41c2b7ceb-tab-0" class="tabpanel active"> <div class="text "> <div class="wysiwyg"><h4>Costs by Age</h4> <p><span style="font-weight: 400;">Overall, drivers of any age can expect to pay less for Erie insurance than the national average, but teen drivers can save the most. See the table below for a full breakdown of Erie’s costs compared to the national average. </span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <th><b>Age</b></th> <th><strong>Erie Annual Full-Coverage Car Insurance Cost</strong></th> <th><strong>National Average Annual Full-Coverage Car Insurance Cost</strong></th> <th><strong>Erie Car Insurance Cost Comparison</strong></th> </tr> <tr class="even"> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-16-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">16</span></a></td> <td><span style="font-weight: 400;">$4,140</span></td> <td><span style="font-weight: 400;">$6,226</span></td> <td><span style="font-weight: 400;">-34%</span></td> </tr> <tr> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-17-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">17</span></a></td> <td><span style="font-weight: 400;">$4,248</span></td> <td><span style="font-weight: 400;">$5,989</span></td> <td><span style="font-weight: 400;">-29%</span></td> </tr> <tr class="even"> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-18-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">18</span></a></td> <td><span style="font-weight: 400;">$3,880</span></td> <td><span style="font-weight: 400;">$5,669</span></td> <td><span style="font-weight: 400;">-32%</span></td> </tr> <tr> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-19-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">19</span></a></td> <td><span style="font-weight: 400;">$3,567</span></td> <td><span style="font-weight: 400;">$5,192</span></td> <td><span style="font-weight: 400;">-31%</span></td> </tr> <tr class="even"> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-21-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">21</span></a></td> <td><span style="font-weight: 400;">$3,303</span></td> <td><span style="font-weight: 400;">$4,186</span></td> <td><span style="font-weight: 400;">-21%</span></td> </tr> <tr> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-25-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">25</span></a></td> <td><span style="font-weight: 400;">$2,483</span></td> <td><span style="font-weight: 400;">$3,070</span></td> <td><span style="font-weight: 400;">-19%</span></td> </tr> <tr class="even"> <td><span style="font-weight: 400;">35</span></td> <td><span style="font-weight: 400;">$1,894</span></td> <td><span style="font-weight: 400;">$2,681</span></td> <td><span style="font-weight: 400;">-29%</span></td> </tr> <tr> <td><span style="font-weight: 400;">45</span></td> <td><span style="font-weight: 400;">$2,085</span></td> <td><span style="font-weight: 400;">$2,565</span></td> <td><span style="font-weight: 400;">-19%</span></td> </tr> <tr class="even"> <td><a href="https://www.marketwatch.com/guides/insurance-services/best-car-insurance-50-year-olds/" target="_blank" rel="noopener"><span style="font-weight: 400;">55</span></a></td> <td><span style="font-weight: 400;">$1,928</span></td> <td><span style="font-weight: 400;">$2,375</span></td> <td><span style="font-weight: 400;">-19%</span></td> </tr> <tr class="hidden"> <td><span style="font-weight: 400;">65</span></td> <td><span style="font-weight: 400;">$2,042</span></td> <td><span style="font-weight: 400;">$2,425</span></td> <td><span style="font-weight: 400;">-16%</span></td> </tr> <tr class="even"> <td><span style="font-weight: 400;">75</span></td> <td><span style="font-weight: 400;">$2,240</span></td> <td><span style="font-weight: 400;">$2,788</span></td> <td><span style="font-weight: 400;">-20%</span></td> </tr> </tbody> </table></figure> </div> </figure> <div class="c-pagination hidden" data-per-page="10"> <p><button class="pagination-prev hidden"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> <div>Page<br /> <span class="pagination-current">1</span><br /> of</div> <p><button class="pagination-next"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> </div> </div> <p> </p> </div> </div> </div> <div id="673b41c2b7ceb-tabpanel-1" role="tabpanel" tabindex="0" aria-labelledby="673b41c2b7ceb-tab-1" class="tabpanel "> <div class="text "> <div class="wysiwyg"><h4>Costs for High-Risk Drivers</h4> <p><span style="font-weight: 400;">When insurance rates go up due to a speeding ticket, recent accident or DUI, Erie is an excellent option for drivers looking to save some money. </span><a href="https://www.marketwatch.com/guides/insurance-services/what-is-a-high-risk-driver/" target="_blank" rel="noopener"><span style="font-weight: 400;">High-risk drivers</span></a><span style="font-weight: 400;"> can expect to save up to 35% on their car insurance when purchasing coverage from this insurer.</span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <th><b>Risk Factor</b></th> <th><strong>Erie Annual Full-Coverage Car Insurance Cost</strong></th> <th><strong>National Average Annual Full-Coverage Car Insurance Cost</strong></th> <th><strong>Erie Car Insurance Cost Comparison</strong></th> </tr> <tr class="even"> <td><span style="font-weight: 400;">Clean</span></td> <td><span style="font-weight: 400;">$1,894</span></td> <td><span style="font-weight: 400;">$2,681</span></td> <td><span style="font-weight: 400;">-29%</span></td> </tr> <tr> <td><a href="https://www.marketwatch.com/guides/insurance-services/speeding-ticket-car-insurance/" target="_blank" rel="noopener"><span style="font-weight: 400;">Speeding ticket</span></a></td> <td><span style="font-weight: 400;">$2,098</span></td> <td><span style="font-weight: 400;">$3,235</span></td> <td><span style="font-weight: 400;">-35%</span></td> </tr> <tr class="even"> <td><a href="https://www.marketwatch.com/guides/insurance-services/how-much-does-insurance-increase-after-an-accident/" target="_blank" rel="noopener"><span style="font-weight: 400;">Recent accident</span></a></td> <td><span style="font-weight: 400;">$2,372</span></td> <td><span style="font-weight: 400;">$3,591</span></td> <td><span style="font-weight: 400;">-34%</span></td> </tr> <tr> <td><a href="https://www.marketwatch.com/guides/insurance-services/dui-vs-dwi/" target="_blank" rel="noopener"><span style="font-weight: 400;">DUI</span></a></td> <td><span style="font-weight: 400;">$2,741</span></td> <td><span style="font-weight: 400;">$3,874</span></td> <td><span style="font-weight: 400;">-29%</span></td> </tr> </tbody> </table></figure> </div> </figure> <div class="c-pagination hidden" data-per-page="10"><button class="pagination-prev hidden"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> <div>Page<br /> <span class="pagination-current">1</span><br /> of</div> <p><button class="pagination-next"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> </div> </div> <p><b>Read more</b><strong>:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/best-high-risk-auto-insurance-companies/" target="_blank" rel="noopener">Best Car Insurance Companies for High-Risk Drivers</a></p> </div> </div> </div> <div id="673b41c2b7ceb-tabpanel-2" role="tabpanel" tabindex="0" aria-labelledby="673b41c2b7ceb-tab-2" class="tabpanel "> <div class="text "> <div class="wysiwyg"><h4>Costs for Drivers With Poor Credit</h4> <p><span style="font-weight: 400;">In most states, bad credit scores can mean an increase in auto insurance premium rates. Erie is about 20% cheaper for drivers with poor credit, making insurance premiums more manageable.</span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <th><b>Risk Factor</b></th> <th><strong>Erie Annual Full-Coverage Car Insurance Cost</strong></th> <th><strong>National Average Annual Full-Coverage Car Insurance Cost</strong></th> <th><strong>Erie Car Insurance Cost Comparison</strong></th> </tr> <tr class="even"> <td><span style="font-weight: 400;">Good credit</span></td> <td><span style="font-weight: 400;">$1,894</span></td> <td><span style="font-weight: 400;">$2,681</span></td> <td><span style="font-weight: 400;">-29%</span></td> </tr> <tr> <td><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-for-bad-credit/" target="_blank" rel="noopener"><span style="font-weight: 400;">Poor credit</span></a></td> <td><span style="font-weight: 400;">$4,294</span></td> <td><span style="font-weight: 400;">$5,358</span></td> <td><span style="font-weight: 400;">-20%</span></td> </tr> </tbody> </table></figure> </div> </figure> <div class="c-pagination hidden" data-per-page="10"><button class="pagination-prev hidden"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> <div>Page<br /> <span class="pagination-current">1</span><br /> of</div> <p><button class="pagination-next"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> </div> </div> </div> </div> </div> <div id="673b41c2b7ceb-tabpanel-3" role="tabpanel" tabindex="0" aria-labelledby="673b41c2b7ceb-tab-3" class="tabpanel "> <div class="text "> <div class="wysiwyg"><h4>Erie Car Insurance Discounts</h4> <p><span style="font-weight: 400;">Erie offers a full range of </span><a href="https://www.marketwatch.com/guides/insurance-services/car-insurance-discounts/" target="_blank" rel="noopener"><span style="font-weight: 400;">car insurance discounts</span></a><span style="font-weight: 400;"> to help you save on your auto coverage premiums. The discounts Erie offers include:</span></p> <div class="c-gutenberg-table"> <figure class="wp-block-table"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table> <tbody> <tr> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Multi-car discount: Insure more than one vehicle under the same policy and get a discount</span></li> </ul> </td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Car safety equipment discounts: You can save by having factory-installed equipment like air bags, anti-theft devices and anti-lock brakes in your vehicle</span></li> </ul> </td> </tr> <tr class="even"> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Young driver discount: Unmarried drivers under 21 years old that live at home can get a discount on car insurance</span></li> </ul> </td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Reduced usage discount: Those who don’t drive for at least 90 consecutive days can save</span></li> </ul> </td> </tr> <tr> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Annual payment discount: You can save by paying your premium in one annual sum</span></li> </ul> </td> <td></td> </tr> </tbody> </table></figure> </div> </figure> <div class="c-pagination hidden" data-per-page="10"><button class="pagination-prev hidden"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> <div>Page<br /> <span class="pagination-current">1</span><br /> of</div> <p><button class="pagination-next"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--></button></p> </div> </div> </div> </div> </div> </div> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-erie-home-insurance">Erie Home Insurance</h2> <p>Erie offers more than just auto insurance products — it also provides home insurance to help protect your home and belongings in the event of a fire, flood or other disaster, and you’re able to <a href="https://www.marketwatch.com/guides/insurance-services/best-home-and-auto-insurance/" target="_blank" rel="noopener">bundle your home and auto insurance</a>. Similar to Erie’s car insurance, homeowner insurance is only available in 12 states and Washington, D.C.</p> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/erie-home-insurance-review/" target="_blank" rel="noreferrer noopener">Erie Home Insurance Review</a></p> <h3 class="wp-block-heading subheading">Erie Homeowners Insurance Coverage</h3> <p>Erie home insurance offers three types of coverage: liability, personal property and structural damage. Below are each type of <a href="https://www.marketwatch.com/guides/insurance-services/what-does-homeowners-insurance-cover/" target="_blank" rel="noopener">homeowners insurance coverage</a> offered by the company as well as a detailed explanation of each type of coverage:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Erie Home Insurance Coverage</strong></th><th><strong>Details</strong></th></tr></thead><tbody><tr><td>Liability coverage</td><td>Provides protection if you’re responsible for the hurt inflicted on someone or damage to someone’s property.</td></tr><tr class="even"><td>Personal property coverage</td><td>Protects your personal items and valuables inside your home in the event of damage, theft or loss.</td></tr><tr><td>Structural coverage</td><td>Helps protect your home’s exterior from damage that’s weather-related, fire-related and more.</td></tr><tr class="even"><td>Other structures</td><td>Structures such as pools, fences and detached buildings are covered by its standard policy.</td></tr><tr><td>Additional living expenses</td><td>This coverage, also called trip interruption, helps cover the cost of hotels, food, and property storage while your home is repaired.</td></tr><tr class="even"><td>Pets</td><td>Erie will provide up to $500 of coverage for various pets, including birds and fish.</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p>You may find additional coverage from Erie depending on the state you reside in, so speak with a local agent to learn more about what’s offered in your area.</p> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/what-is-homeowners-insurance/" target="_blank" rel="noreferrer noopener">How Does Home Insurance Work?</a></p> <h3 class="wp-block-heading subheading">Erie Home Insurance Cost</h3> <p>On average, Erie’s <a href="https://www.marketwatch.com/guides/insurance-services/average-home-insurance-cost/" target="_blank" rel="noopener">homeowner’s insurance costs</a> $2,138 annually, which is cheaper than the national average of $2,511. The type of coverage and where you live can significantly affect the cost of your coverage. It is best to reach out to an Erie representative to get a <a href="https://www.marketwatch.com/guides/insurance-services/home-insurance-quotes/" target="_blank" rel="noopener">home insurance quote</a> that matches your needs.</p> <h4 class="wp-block-heading">What Factors Affect Erie Home Insurance Costs?</h4> <p>Several factors determine the price you pay for home insurance with Erie, including your location, property details, coverage needs and more.</p> <p>Below is a complete list of the factors that affect Erie home insurance premiums:</p> <ul> <li><strong>Location:</strong> Where you live significantly influences the cost of your home insurance premiums. If you live near a coastal area prone to flooding or hurricanes or an area that regularly has tornadoes, your rates will be higher compared to other states.</li> <li><strong>Claims history:</strong> Homeowners who have filed a claim within the past three to five years typically have higher home insurance premiums. To get the most accurate estimate, contact an Erie agent.</li> <li><strong>Coverage needs:</strong> The higher the home’s value, the more the homeowner will pay for home insurance. </li> <li><strong>Deductible:</strong> Higher deductibles lower your annual and monthly premiums. </li> <li><strong>Special features:</strong> Pools or trampolines may raise your home insurance rates. Insurance companies consider these special features to be an added liability risk.</li> </ul> <h4 class="wp-block-heading">Erie Home Insurance Discounts</h4> <p>Erie offers several discounts that can save you up to 25% on your premiums. These discounts include:</p> <ul> <li><strong>Multi-policy bundling:</strong> You can save between 16% and 25% when you bundle Erie’s home, life or auto insurance. According to Erie, the bundling saves people 20% on average.</li> <li><strong>Advanced quote:</strong> If you get an advanced homeowners insurance quote from Erie 60 days prior to your current policy expiration, the insurer will lower your premiums.</li> <li><strong>Home security:</strong> When you install burglar alarms, smoke alarms or fire alarms, the company offers you a home protection discount.</li> </ul> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/how-to-save-on-homeowners-insurance/" target="_blank" rel="noreferrer noopener">How To Save on Your Homeowners Insurance</a></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-erie-renters-insurance">Erie Renters Insurance</h2> <p>Erie Insurance also provides renters insurance to those who don’t own the property they live in. Choosing renters insurance with Erie means you’ll have protection that extends beyond what your building’s insurance policy covers, such as protection for personal belongings, pets and more.</p> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/insurance-services/erie-renters-insurance-reviews/" target="_blank" rel="noopener">Erie Renters Insurance Review</a> or <a href="https://www.marketwatch.com/guides/insurance-services/what-is-renters-insurance/" target="_blank" rel="noopener">What Does Renters Insurance Cover?</a></p> <h3 class="wp-block-heading subheading">Erie Renters Insurance Cost</h3> <p>According to our analysis, Erie’s average <a href="https://www.marketwatch.com/guides/insurance-services/how-much-is-renters-insurance/" target="_blank" rel="noopener">cost of renters insurance</a> ranges from $124 to $274 per month depending on the level of coverage you select. However, the quotes that you receive also depend on a variety of factors, which include location, credit score, claim history and more. It is not one of our picks for the <a href="https://www.marketwatch.com/guides/insurance-services/cheapest-renters-insurance/" target="_blank" rel="noopener">cheapest renters insurance</a>, especially for higher coverage levels.</p> <h4 class="wp-block-heading">Erie Renters Insurance Discounts</h4> <p>Below, you can compare renters insurance discount offerings from Erie Insurance:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Discount Offering</strong></th><th><strong>Discount Details</strong></th></tr></thead><tbody><tr><td>Multi-policy</td><td>If you have multiple insurance policies, you may be eligible for a discount</td></tr><tr class="even"><td>Safety devices</td><td>Having an alarm or sprinkler system installed may earn you a deduction on your premiums</td></tr><tr><td>Advance quote</td><td>If you get a renters insurance quote seven days before your policy is instated, you may qualify for a discount</td></tr><tr class="even"><td>Age of insured</td><td>While not available in all states, depending on your age you may get a discount</td></tr><tr><td>Autopay</td><td>By setting up automatic payments to Erie, you could save on your premium</td></tr><tr class="even"><td>Advance payment</td><td>Also known as a “pay-in-full” discount, this applies if you pay your entire six-month or annual premium upfront</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <h4 class="wp-block-heading">Erie Renters Insurance Quotes</h4> <p>Below you can <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-quotes/" target="_blank" rel="noopener">compare renter policy quotes</a> with our free tool and look at some of our <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-new-jersey/" target="_blank" rel="noopener">best renters insurance</a> picks in our linked reviews:</p> <ul> <li><a href="https://www.marketwatch.com/guides/insurance-services/lemonade-renters-insurance-reviews/" target="_blank" rel="noopener">Lemonade renters insurance reviews</a></li> <li><a href="https://www.marketwatch.com/guides/insurance-services/toggle-renters-insurance-reviews/" target="_blank" rel="noopener">Toggle renters insurance reviews</a></li> <li><a href="https://www.marketwatch.com/guides/insurance-services/liberty-mutual-renters-insurance-reviews/" target="_blank" rel="noopener">Liberty mutual renters insurance reviews</a></li> <li><a href="https://www.marketwatch.com/guides/insurance-services/allstate-renters-insurance-reviews/" target="_blank" rel="noopener">Allstate renters insurance reviews</a></li> <li><a href="https://www.marketwatch.com/guides/insurance-services/state-farm-renters-insurance/" target="_blank" rel="noopener">State Farm renters insurance reviews</a></li> <li><a href="https://www.marketwatch.com/guides/insurance-services/usaa-renters-insurance-review/" target="_blank" rel="noopener">USAA renters insurance reviews</a></li> </ul> <div class="ad-widget-block" id="threes-cta-widget-block-block_7c9afeb9b85446e02eaee083511ac915"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; 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If you have an active policy with a paid premium, your beneficiaries will receive a payout when you die.</p> <h3 class="wp-block-heading subheading">Erie Life Insurance Coverage</h3> <p>See the table below for more on <a href="https://www.marketwatch.com/guides/life-insurance/types-of-life-insurance/" target="_blank" rel="noopener">life insurance options</a> with Erie Insurance:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Erie Life Insurance Coverage</strong></th><th><strong>Details</strong></th></tr></thead><tbody><tr><td>Term life</td><td>This is cost-effective protection that can last for up to 30 years depending on your chosen plan.</td></tr><tr class="even"><td>Whole life</td><td>Your premium and coverage are guaranteed to remain the same with this policy, which is great for those who want a permanent life insurance plan with a full guarantee.</td></tr><tr><td>Universal life</td><td>Provides a policy cash value and flexible payment schedule, which is great for people who are estate planning, business planning or need additional retirement savings.</td></tr><tr class="even"><td>ERIExpress life</td><td>Provides affordable coverage for up to $500,000 with a simple application process and fast approval time.</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p><strong>Read more:</strong> <a href="https://www.marketwatch.com/guides/life-insurance/what-is-life-insurance/" target="_blank" rel="noreferrer noopener">What Does a Life Insurance Policy Cover?</a></p> <h3 class="wp-block-heading subheading">Erie Life Insurance Cost</h3> <p>We found that annual life insurance coverage from Erie ranges from $152 to $1,252 based on quotes from <a href="https://www.quickquote.com/erie-life-insurance-review/" target="_blank" rel="noreferrer noopener">quickquote.com</a>. However, the coverage plan, your age, gender, health and more can affect the life insurance premiums you pay. We recommend getting multiple quotes to find the <a href="https://www.marketwatch.com/guides/life-insurance/cheap-life-insurance/" target="_blank" rel="noopener">cheapest life insurance policy</a> for you.</p> <h3 class="wp-block-heading subheading">Erie Life Insurance Review</h3> <p>Erie is a reputable insurance company to get life insurance from, but it is not one of the best life insurance options out there. While the company offers cheaper coverage when compared to the national average, it lacks availability across the country. However, if you are in the 12 states it serves, you can get a good deal.</p> <p>Before choosing Erie, we recommend comparing multiple life insurance companies to get the best deal. Below we’ve provided reviews of our five <a href="https://www.marketwatch.com/guides/life-insurance/best-life-insurance/" target="_blank" rel="noopener">best life insurance company</a> picks:</p> <ul> <li><a href="https://www.marketwatch.com/guides/life-insurance/ethos-life-insurance-review/" target="_blank" rel="noopener">Ethos life insurance review</a></li> <li><a href="https://www.marketwatch.com/guides/life-insurance/bestow-life-insurance-review/" target="_blank" rel="noopener">Bestow life insurance review</a></li> <li><a href="https://www.marketwatch.com/guides/life-insurance/fidelity-life-insurance-review/" target="_blank" rel="noopener">Fidelity life insurance review</a></li> <li><a href="https://www.marketwatch.com/guides/life-insurance/nationwide-life-insurance-review/" target="_blank" rel="noopener">Nationwide life insurance review</a></li> <li><a href="https://www.marketwatch.com/guides/life-insurance/mutual-of-omaha-life-insurance-review/" target="_blank" rel="noopener">Mutual of Omaha life insurance review</a></li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-reviews-on-erie-insurance-the-bottom-line">Reviews on Erie Insurance: The Bottom Line</h2> <p>After conducting industry-wide research, we rate Erie auto insurance 4.6 out of 5 stars. The provider has mixed customer reviews, but it can provide very affordable rates and a wide variety of coverage to drivers in Eastern and Central states. If you live in a state that Erie serves, it’s worth getting a quote online or directly from an Erie agent.</p> <div class="ad-widget-block" id="threes-cta-widget-block-block_7c9afeb9b85446e02eaee083511ac915"> <style> :root{ --advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> #widget-63756-3 .cta-button {background-color: #3ba14a;color: #ffffff;} #widget-63756-3 .cta-button:hover {background-color: #3ba14a;color: #ffffff;} #widget-63756-3 { background: url(https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/05/8542add0-512c-4a46-94ff-8b295fbea12f.png) no-repeat; background-size: cover; background-position: center bottom; border: 1px solid #c7c3c3; box-shadow: unset; @media (max-width: 992px) { background: url(https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/05/8542add0-512c-4a46-94ff-8b295fbea12f.png) no-repeat; background-position: center bottom; } } #widget-63756-3 .mini-panel-header{ color: #ffffff; font-size: 45px; } #widget-63756-3 .mini-panel-subheader{ color:#ffffff; font-size: 16px; } #widget-63756-3 .error-message{ color:#ffffff; } #widget-63756-3 .text-under-cta{ color:#ffffff; font-size: 14px; } #widget-63756-3 .disclaimer-text{ color:#ffffff; font-size: 18px; } #widget-63756-3 .phone{ color: #3ba14a; } #widget-63756-3 .phone-container { color: #ffffff; background-color: #3ba14a; } #widget-63756-3 .phone-container:hover { color: #ffffff; background-color: #3ba14a; } #widget-63756-3 a.primary-cta{ box-shadow: 0 0 6px #3ba14a; } </style> <div id="widget-63756-3" class="zip-widget"> <div class="mini-panel widget-height"> <div class="mini-panel-header-section"> <div class="mini-panel-header"> Compare Car Insurance Rates </div> <div class="mini-panel-subheader"> Get matched with a top provider and compare instant quotes in just a few clicks </div> </div> <div class="zip"> <p class="error-message" id="error-3"></p> <div class="zip-code-form"> <div class="zip-code-input-wrapper"> <svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.05 13.9499L3.65 11.3499C3.46667 11.2666 3.3125 11.1416 3.1875 10.9749C3.0625 10.8082 3 10.6166 3 10.3999C3 10.1832 3.05833 9.99157 3.175 9.8249C3.29167 9.65824 3.45 9.53324 3.65 9.4499L18.95 3.7749C19.15 3.69157 19.3417 3.6749 19.525 3.7249C19.7083 3.7749 19.8667 3.86657 20 3.9999C20.1333 4.13324 20.225 4.29157 20.275 4.4749C20.325 4.65824 20.3083 4.8499 20.225 5.0499L14.55 20.3499C14.4667 20.5666 14.3375 20.7291 14.1625 20.8374C13.9875 20.9457 13.8083 20.9999 13.625 20.9999C13.4417 20.9999 13.2583 20.9457 13.075 20.8374C12.8917 20.7291 12.75 20.5666 12.65 20.3499L10.05 13.9499ZM13.55 17.2999L17.6 6.3999L6.7 10.4499L11.6 12.3999L13.55 17.2999Z" fill="currentColor" /> </svg> <input type="tel" class="zip-code-input" id="zip-code-3" placeholder="Zip Code"> </div> <a id="zip-code-get-quotes-3" class="cta-button primary-cta " data-unique-id="mw-z" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://marketwatch.everquote.com/form/?tid=2777&zip_code={zip_code}&subid=organic&subid2=mw&subid3=insurance-services_erie-insurance-reviews-mw-z_{device_type}_brandcta-{segment_id}" target="_blank"target="blank"> Check Availability </a> </div> <div class="disclaimer-text"> <p>With one of our trusted comparison partners</p> </div> </div> </div> </div> </div> <h3 class="wp-block-heading subheading" id="toc-erie-insurance-faq">Erie Insurance: FAQ</h3> <p>Below are frequently asked questions about Erie auto insurance:</p> <section class="b-accordion"> <div class="wrapper"> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-0" id="673b41c2c30bf-accordion-trigger-0"> <span> <h4 class="accordion-trigger-text">Is Erie Insurance a reliable company?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-0" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, Erie Insurance is generally a reliable company. With an A+ rating from AM Best, Erie showcases its ability to pay out claims. It also has an A+ rating from the Better Business Bureau and ranks first place in overall customer satisfaction in the <a href="https://www.jdpower.com/business/press-releases/2024-us-insurance-shopping-study" target="_blank" rel="noopener">J.D. Power 2024 U.S. Insurance Shopping Study<sup>℠</sup></a>.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-1" id="673b41c2c30bf-accordion-trigger-1"> <span> <h4 class="accordion-trigger-text">How is Erie car insurance rated?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-1" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">After conducting an industry-wide review of car insurance companies, we give Erie auto insurance a 4.6 rating out of 5 based on reputation, availability, coverage, cost and customer experience.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-2" id="673b41c2c30bf-accordion-trigger-2"> <span> <h4 class="accordion-trigger-text">Is Erie a good life insurance company?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-2" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, Erie is a good life insurance company worth considering for a policy. It offers term, whole and universal life insurance policies in addition to ERIExpress policies.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-3" id="673b41c2c30bf-accordion-trigger-3"> <span> <h4 class="accordion-trigger-text">How much does Erie insurance cost?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-3" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Based on our research, Erie costs an average of $158 per month or $1,894 per year for full-coverage car insurance.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-4" id="673b41c2c30bf-accordion-trigger-4"> <span> <h4 class="accordion-trigger-text">Does Erie offer discounts?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-4" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-4" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, Erie offers auto insurance discounts including multi-policy, multi-vehicle and safety features discounts.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-5" id="673b41c2c30bf-accordion-trigger-5"> <span> <h4 class="accordion-trigger-text">Is Erie insurance cheaper than Geico?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-5" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-5" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie insurance can be cheaper than Geico, but it depends on your situation. Your location, driving history, credit score and vehicle make and model can all affect your car insurance rates. Get free quotes from both Erie and Geico to compare pricing.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-6" id="673b41c2c30bf-accordion-trigger-6"> <span> <h4 class="accordion-trigger-text">Is Erie insurance better than State Farm?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-6" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-6" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie may be a better choice for auto insurance than State Farm for some drivers, and it did score higher in our industry-wide review. State Farm is a good option for students, offering a discount of up to 25% and a mobile app that can track your driving habits to get you lower rates.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-7" id="673b41c2c30bf-accordion-trigger-7"> <span> <h4 class="accordion-trigger-text">What is Erie insurance?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-7" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-7" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie is an insurance company that has been offering policies since 1925 and operates in 12 states including the District of Columbia. It is the 19th largest property and casualty insurer in the U.S. and offer auto, home, renters, business and life insurance coverage. It currently manages over 6 million policies and have 13,000 independent agents to assist clients.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-8" id="673b41c2c30bf-accordion-trigger-8"> <span> <h4 class="accordion-trigger-text">What states is Erie insurance in?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-8" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-8" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Currently, Erie Insurance offers policies in Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin and </span><span style="font-weight: 400;">Washington, D.C.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-9" id="673b41c2c30bf-accordion-trigger-9"> <span> <h4 class="accordion-trigger-text">How do you cancel an Erie insurance policy?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-9" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-9" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">To cancel a policy with Erie Insurance</span><span style="font-weight: 400;">, </span><span style="font-weight: 400;">you must call (800) 458-0811 to speak with an available agent, email the company directly or visit a local agency location. You may receive a full or prorated refund depending on when coverage is canceled. We recommend canceling as close to your renewal date as possible to avoid a gap in coverage.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-10" id="673b41c2c30bf-accordion-trigger-10"> <span> <h4 class="accordion-trigger-text">What is the Erie customer service phone number?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-10" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-10" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">An Erie insurance customer service agent can easily be reached at (800) 458-0811.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-11" id="673b41c2c30bf-accordion-trigger-11"> <span> <h4 class="accordion-trigger-text">Does Erie offer pet insurance?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-11" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-11" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie does not offer individual pet insurance policies, but provides business insurance to pet-related companies such as veterinary clinics. If you are looking for insurance for your pet, check out our picks for the best pet insurance companies below:</span></p> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Aspca pet insurance review</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Fetch pet insurance review</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Embrace pet insurance review</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Spot pet insurance review</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Lemonade pet insurance review</span></li> </ul> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-12" id="673b41c2c30bf-accordion-trigger-12"> <span> <h4 class="accordion-trigger-text">Does Erie offer travel insurance?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-12" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-12" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie does not offer travel insurance coverage. However, if you are in the business for a policy for when you are traveling, check out some of our <a href="https://www.marketwatch.com/guides/travel-insurance/best-travel-insurance/" target="_blank" rel="noopener">best travel insurance companies</a> when deciding.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-13" id="673b41c2c30bf-accordion-trigger-13"> <span> <h4 class="accordion-trigger-text">Does Erie offer business insurance?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-13" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-13" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie offers a full suite of business insurance options no matter what industry sector you are in. It has a large line of liability coverages, workers compensation insurance, business property insurance, small business insurance and more.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-14" id="673b41c2c30bf-accordion-trigger-14"> <span> <h4 class="accordion-trigger-text">Does Erie offer motorcycle insurance?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-14" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-14" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Erie does offer coverage similar to car insurance for motorcycles, but its options are limited in comparison to competitors. If you are interested in a policy, we recommend getting multiple quotes to get the best motorcycle insurance for your situation.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b41c2c30bf-accordion-content-15" id="673b41c2c30bf-accordion-trigger-15"> <span> <h4 class="accordion-trigger-text">Does Erie offer RV insurance?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b41c2c30bf-accordion-content-15" role="region" aria-labelledby="673b41c2c30bf-accordion-trigger-15" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">As a part of its home insurance sector, Erie offers RV insurance that is quite standard for the industry. You won’t typically find cheaper RV insurance at other companies but if you don’t live in one of the states Erie serves, you can’t take advantage. We recommend comparing multiple companies and getting quotes to find the best motorhome coverage for you.</span></p> </div></div> </div> </div> </div> </section> <h3 class="wp-block-heading subheading" id="toc-our-methodology-how-we-rated-erie-insurance">Our Methodology: How We Rated Erie Insurance</h3> <p>Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.</p> <p>Here are the factors our ratings take into account:</p> <ul> <li><strong>Coverage (30% of total score)</strong>: Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.</li> <li><strong>Cost and Discounts (25% of total score)</strong>: Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities are both taken into consideration.</li> <li><strong>Industry Standing (20% of total score)</strong>: Our research team considers market share, ratings from industry experts and years in business when giving this score.</li> <li><strong>Customer Experience (15% of total score)</strong>: This score is based on volume of complaints reported by the National Association of Insurance Commissioners (NAIC) and customer satisfaction ratings reported by J.D. Power. We also consider the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our own shopper analysis.</li> <li><strong>Availability (10% of total score)</strong>: Auto insurance companies with greater state availability and few eligibility requirements score highest in this category.</li> </ul> <p>Our credentials:</p> <ul> <li><strong>800 hours </strong>researched</li> <li><strong>130+ companies </strong>reviewed</li> <li><strong>8,500+ consumers </strong>surveyed</li> </ul> <p><em>*Data accurate at time of publication.</em></p> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Erie Insurance Review&body=https://www.marketwatch.com/guides/insurance-services/erie-insurance-reviews/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-2"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-50x50 size-50x50" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <div> <span class="author-name">Daniel Robinson</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/daniel-robinson/"> Learn more about Daniel Robinson </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg 1920w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1024x1024.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-768x768.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1536x1536.jpg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg.webp 1920w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Anna-J_MW.jpg 1920w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/anna-jamerson/" aria-label="Learn more about Anna Jamerson" title="Learn more about Anna Jamerson" class="c-link "> Learn more about Anna Jamerson</a> </div> <div> <span class="author-name">Anna Jamerson</span> <span class="author-roles">Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Anna Jamerson is an editor in North Carolina who specializes in auto insurance topics. In her free time, she loves reading, trying new restaurants and watching comedies. </span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/anna-jamerson/"> Learn more about Anna Jamerson </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Resources</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1280" height="720" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABQAAAALQAQAAAADnBuD7AAAAAnRSTlMAAHaTzTgAAACHSURBVHja7cExAQAAAMKg9U9tCU+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHgaxN8AAZz3lEoAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Two men arguing after a car accident on the road" loading="lazy" decoding="async" 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Power 2024 U.S. Insurance Shopping Study\u2120." } }, { "@type": "Question", "name": "How is Erie car insurance rated?", "acceptedAnswer": { "@type": "Answer", "text": "After conducting an industry-wide review of car insurance companies, we give Erie auto insurance a 4.6 rating out of 5 based on reputation, availability, coverage, cost and customer experience." } }, { "@type": "Question", "name": "Is Erie a good life insurance company?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, Erie is a good life insurance company worth considering for a policy. It offers term, whole and universal life insurance policies in addition to ERIExpress policies." } }, { "@type": "Question", "name": "How much does Erie insurance cost?", "acceptedAnswer": { "@type": "Answer", "text": "Based on our research, Erie costs an average of $158 per month or $1,894 per year for full-coverage car insurance." } }, { "@type": "Question", "name": "Does Erie offer discounts?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, Erie offers auto insurance discounts including multi-policy, multi-vehicle and safety features discounts." } }, { "@type": "Question", "name": "Is Erie insurance cheaper than Geico?", "acceptedAnswer": { "@type": "Answer", "text": "Erie insurance can be cheaper than Geico, but it depends on your situation. Your location, driving history, credit score and vehicle make and model can all affect your car insurance rates. Get free quotes from both Erie and Geico to compare pricing." } }, { "@type": "Question", "name": "Is Erie insurance better than State Farm?", "acceptedAnswer": { "@type": "Answer", "text": "Erie may be a better choice for auto insurance than State Farm for some drivers, and it did score higher in our industry-wide review. State Farm is a good option for students, offering a discount of up to 25% and a mobile app that can track your driving habits to get you lower rates." } }, { "@type": "Question", "name": "What is Erie insurance?", "acceptedAnswer": { "@type": "Answer", "text": "Erie is an insurance company that has been offering policies since 1925 and operates in 12 states including the District of Columbia. It is the 19th largest property and casualty insurer in the U.S. and offer auto, home, renters, business and life insurance coverage. It currently manages over 6 million policies and have 13,000 independent agents to assist clients." } }, { "@type": "Question", "name": "What states is Erie insurance in?", "acceptedAnswer": { "@type": "Answer", "text": "Currently, Erie Insurance offers policies in Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin and Washington, D.C." } }, { "@type": "Question", "name": "How do you cancel an Erie insurance policy?", "acceptedAnswer": { "@type": "Answer", "text": "To cancel a policy with Erie Insurance, you must call (800) 458-0811 to speak with an available agent, email the company directly or visit a local agency location. You may receive a full or prorated refund depending on when coverage is canceled. We recommend canceling as close to your renewal date as possible to avoid a gap in coverage." } }, { "@type": "Question", "name": "What is the Erie customer service phone number?", "acceptedAnswer": { "@type": "Answer", "text": "An Erie insurance customer service agent can easily be reached at (800) 458-0811." } }, { "@type": "Question", "name": "Does Erie offer pet insurance?", "acceptedAnswer": { "@type": "Answer", "text": "Erie does not offer individual pet insurance policies, but provides business insurance to pet-related companies such as veterinary clinics. If you are looking for insurance for your pet, check out our picks for the best pet insurance companies below: Aspca pet insurance review Fetch pet insurance review Embrace pet insurance review Spot pet insurance review Lemonade pet insurance review" } }, { "@type": "Question", "name": "Does Erie offer travel insurance?", "acceptedAnswer": { "@type": "Answer", "text": "Erie does not offer travel insurance coverage. However, if you are in the business for a policy for when you are traveling, check out some of our best travel insurance companies when deciding." } }, { "@type": "Question", "name": "Does Erie offer business insurance?", "acceptedAnswer": { "@type": "Answer", "text": "Erie offers a full suite of business insurance options no matter what industry sector you are in. It has a large line of liability coverages, workers compensation insurance, business property insurance, small business insurance and more." } }, { "@type": "Question", "name": "Does Erie offer motorcycle insurance?", "acceptedAnswer": { "@type": "Answer", "text": "Erie does offer coverage similar to car insurance for motorcycles, but its options are limited in comparison to competitors. If you are interested in a policy, we recommend getting multiple quotes to get the best motorcycle insurance for your situation." } }, { "@type": "Question", "name": "Does Erie offer RV insurance?", "acceptedAnswer": { "@type": "Answer", "text": "As a part of its home insurance sector, Erie offers RV insurance that is quite standard for the industry. You won\u2019t typically find cheaper RV insurance at other companies but if you don\u2019t live in one of the states Erie serves, you can\u2019t take advantage. 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