CINXE.COM

<!DOCTYPE html> <html lang="en" xml:lang="en"> <head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("https://www.usa.gov/credit-reports","20220709120635","https://web.archive.org/","web","/_static/", "1657368395"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" />  <script> dataLayer = [{ "pageType": "generic-content-page", "assetIDs": "35087, 213816, 214215, 35202, 187833, 214238", "TaxLevel1": "USA.gov", "TaxLevel2": "Money and Taxes", "TaxLevel3": "Credit and Debt", "TaxLevel4": "Credit Reports and Scores", "TaxLevel5": "Credit Reports and Scores", "TaxLevel6": "Credit Reports and Scores", "PageTermId": "10888", "TaxLevel2termID": "10854", "TaxLevel3termID": "11756" } ]; </script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://web.archive.org/web/20220709120635/https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-KV4BZFD');</script>   <script async src="https://web.archive.org/web/20220709120635js_/https://www.googletagmanager.com/gtag/js?id=UA-28227333-1"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'UA-28227333-1'); </script> <meta http-equiv="Content-Type" content="text/html; charset=UTF-8"> <title>Credit Reports and Scores | USAGov</title> <link rel="canonical" href="https://web.archive.org/web/20220709120635/https://www.usa.gov/credit-reports"/> <meta name="viewport" content="width=device-width, initial-scale=1.0"><meta name="description" content="Find out how to get your credit report, make corrections, and more."/> <meta property="og:url" content="https://web.archive.org/web/20220709120635/https://www.usa.gov/credit-reports"/> <meta property="og:type" content="website"/> <meta property="og:title" content="Credit Reports and Scores | USAGov"/><meta property="og:description" content="Find out how to get your credit report, make corrections, and more."/><meta property="og:image" content="https://web.archive.org/web/20220709120635im_/https://www.usa.gov/images/facebook_share_thumbnail.png"/> <meta property="og:image:secure_url" content="https://www.usa.gov/images/facebook_share_thumbnail.png"/>  <link rel="alternate" type="application/rss+xml" title="USA.gov Updates" href="/web/20220709120635/https://www.usa.gov/rss/updates.xml"/>  <link rel="apple-touch-icon-precomposed" href="/web/20220709120635im_/https://www.usa.gov/images/USA_Fav_Icon152_default.png"> <link rel="icon" sizes="16x16" href="/web/20220709120635im_/https://www.usa.gov/images/USA_Fav_Icon16.ico"> <link rel="icon" sizes="32x32" href="/web/20220709120635im_/https://www.usa.gov/images/favicon.ico"> <link rel="icon" sizes="152x152" href="/web/20220709120635im_/https://www.usa.gov/images/USA_Fav_Icon152_default.png">  <link rel="stylesheet" href="/web/20220709120635cs_/https://www.usa.gov/css/style.css"> <link rel="stylesheet" href="/web/20220709120635cs_/https://www.usa.gov/css/pagelevelsurvey.css"> <link rel="stylesheet" href="/web/20220709120635cs_/https://www.usa.gov/css/print.css" media="print"/>  <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/jquery-3.6.0.min.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/media_link_alter.js"></script> <script type="text/javascript"> window.onload = function accessible() { var aria = document.getElementById('usasearch_sayt').nextSibling; if(aria) { aria.removeAttribute('aria-live'); } else { if(performance.navigation.type == performance.navigation.TYPE_RELOAD) { aria.removeAttribute('aria-live'); } } } </script><script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="application/ld+json"> { "@context": "https://web.archive.org/web/20220709120635/https://schema.org", "@type": "BreadcrumbList", "itemListElement": [{ "@type": "ListItem", "position":1, "name": "Money and Taxes", "item": "https://web.archive.org/web/20220709120635/https://www.usa.gov/money" },{ "@type": "ListItem", "position":2, "name": "Credit and Debt", "item": "https://web.archive.org/web/20220709120635/https://www.usa.gov/credit-and-debt" },{ "@type": "ListItem", "position":3, "name": "Credit Reports and Scores", "item": "https://web.archive.org/web/20220709120635/https://www.usa.gov/credit-reports" } ] } </script><script type="application/ld+json"> { "@context": "https://web.archive.org/web/20220709120635/https://schema.org", "@type": "Organization", "url": "https://web.archive.org/web/20220709120635/https://www.usa.gov/", "logo": "https://web.archive.org/web/20220709120635/https://app-usa-modeast-prod-a01239f.s3.amazonaws.com/Logo_USAGov.png" } </script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/respond.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/platform.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/menu.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/standardsModifications.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/modal.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/states.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/homepage.js"></script> <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/uswds.js"></script>  </head> <body>  <noscript><iframe role="application" src="https://web.archive.org/web/20220709120635if_/https://www.googletagmanager.com/ns.html?id=GTM-KV4BZFD" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <noscript> <div style="background-color:#c61f0c; color:#fff; margin:0; padding-left:1.3rem; width:100%; padding-top:.5%; min-height:7rem;"> <span role="img" style="display:inline-block; padding-top:.2%; padding-bottom:.2%; padding-left:4.5rem; padding-right:5rem; background-image:url(/web/20220709120635im_/https://www.usa.gov/images/Icon_Alert.png); background-repeat:no-repeat; background-size:1.4em; background-position:1% 42%; line-height:20px; font-size:medium;"> <p>Please enable JavaScript in your web browser; otherwise some parts of this site might not work properly.</p> </span> </div> </noscript><a class="usa-skipnav" href="#content" onclick="document.getElementById('content').focus();" onfocus="dataLayer.push({'event' : 'skipNavOpened'});">Skip to main content </a> <header aria-labelledby="bner" role="banner" class="usa-header usa-header-extended" data-stickyheight="22"> <div class="usa-banner"> <div class="usa-accordion"> <div class="usa-banner-header"> <div id="bner" class="usa-grid usa-banner-inner"> <img src="/web/20220709120635im_/https://www.usa.gov/images/favicon-57.png" alt="U.S. flag"> <p>An official website of the United States government </p> <button class="usa-accordion-button usa-banner-button" aria-expanded="false" aria-controls="gov-banner"> <span class="usa-banner-button-text">Here's how you know </span> </button> </div> </div> <div class="usa-banner-content usa-grid usa-accordion-content" id="gov-banner"> <div class="usa-banner-guidance-gov usa-width-one-half"> <img class="usa-banner-icon usa-media_block-img" src="/web/20220709120635im_/https://www.usa.gov/images/icon-dot-gov.svg" alt="Dot gov"> <div class="usa-media_block-body"> <p> <strong>Official websites use .gov</strong> <br> A <strong>.gov</strong> website belongs to an official government organization in the United States. </p> </div> </div> <div class="usa-banner-guidance-ssl usa-width-one-half"> <img class="usa-banner-icon usa-media_block-img" src="/web/20220709120635im_/https://www.usa.gov/images/icon-https.svg" alt="SSL"> <div class="usa-media_block-body"> <p> <strong>Secure .gov websites use HTTPS</strong> <br> A <strong>lock</strong> ( <span class="icon-lock"> <svg xmlns="http://www.w3.org/2000/svg" width="52" height="64" viewbox="0 0 52 64" class="usa-banner__lock-image" role="img" aria-labelledby="banner-lock-title-default banner-lock-description-default"> <title id="banner-lock-title-default">Lock</title> <desc id="banner-lock-description-default">A locked padlock</desc> <path fill="#000000" fill-rule="evenodd" d="M26 0c10.493 0 19 8.507 19 19v9h3a4 4 0 0 1 4 4v28a4 4 0 0 1-4 4H4a4 4 0 0 1-4-4V32a4 4 0 0 1 4-4h3v-9C7 8.507 15.507 0 26 0zm0 8c-5.979 0-10.843 4.77-10.996 10.712L15 19v9h22v-9c0-6.075-4.925-11-11-11z"></path> </svg> </span> ) or https:// means you鈥檝e safely connected to the .gov website. Share sensitive information only on official, secure websites. </p> </div> </div> </div> </div> </div> </span> <span role="navigation"> <div class="usa-navbar"> <div class="usa-logo" id="logo"> <em class="usa-logo-text"> <a href="/web/20220709120635/https://www.usa.gov/" title="USAGov Logo"><img src="https://web.archive.org/web/20220709120635im_/https://app-usa-modeast-prod-a01239f-ecas.s3.amazonaws.com/Logo_USAGov.png" alt="USAGov Logo"/></a> </em> </div> <a class="language-toggle-mobile" href="/web/20220709120635/https://www.usa.gov/espanol/credito" lang="es" xml:lang="es"> Español </a> <button class="usa-menu-btn">MENU</button> </div> <div class="usa-navbar breadcrumb"> <a href="/web/20220709120635/https://www.usa.gov/credit-and-debt" class="url" aria-describedby="sr-previous"> <span>Credit and Debt</span> </a> </div> <nav aria-labelledby="navi" class="usa-nav" aria-hidden="false"> <div id="navi" class="usa-sr-only">Main Navigation</div> <div class="usa-nav-inner"><div class="usa-nav-secondary"> <button class="usa-nav-close">Close</button> <form action="https://web.archive.org/web/20220709120635/https://search.usa.gov/search" method="get" name="search_form" accept-charset="UTF-8" class="usa-search usa-search-small"> <div role="search" aria-labelledby="top-srch"> <label id="top-srch" class="usa-sr-only" for="search-field-small">Search</label> <input id="affiliate" name="affiliate" type="hidden" value="usagov"> <input id="search-field-small" type="search" name="query" placeholder="Search All Government" onfocus="this.placeholder = ''" class="text usagov-search-autocomplete ui-autocomplete-input" autocomplete="off" aria-autocomplete="list" aria-haspopup="true"> <button type="submit"> <span class="usa-sr-only">Search</span> </button> </div> </form> <ul class="usa-unstyled-list usa-nav-secondary-links"> <li class="js-search-button-container"> <button class="usa-header-search-button js-search-button">Search</button> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/phone">1-844-USA-GOV1</a> </li> </ul> </div> <ul id="mobile-nav" class=""> <div id="sr-expanded" class="usa-sr-only">expanded</div> <div id="sr-current-page" class="usa-sr-only">current page</div> <div id="sr-previous" class="usa-sr-only">previous</div> <div id="sr-next" class="usa-sr-only">next</div> <li class="open has-open-item"> <a id="MobileMenuAllTopics" href="/web/20220709120635/https://www.usa.gov/#tpcs" aria-describedby="sr-previous" aria-expanded="false" data-href="/#tpcs">All Topics and Services </a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/about-the-us" href="#">About the U.S.</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/flag">American Flag</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/statistics">Data and Statistics About the U.S.</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/agencies" href="#">Government Agencies and Elected Officials</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/federal-agencies">A-Z Index of U.S. Government Agencies</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/buy-from-government" href="#">Buying from the U.S. Government</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/auctions-and-sales">Auctions and Sales</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-surplus-sales">Surplus Sales by State</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/forms">Forms, by Agency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/state-tribal-governments" href="#">State, Local, and Tribal Governments</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-governor">Governors</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/tribes">Indian Tribes and Resources for Native Americans</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/local-governments">Local Governments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-attorney-general">State Attorneys General</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/states-and-territories">State Governments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-courts">State, County, and Municipal Courts</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> </ul> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/history">History and Historical Documents</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/crime-prison" href="#">Crime and Prisons</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/crimes-against-children">Crimes Involving Children</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/prisons">Prisons and Prisoners</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/report-crime">Reporting Crime</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/corrections">State Corrections Departments</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws-and-regs" href="#">Federal Laws and Regulations</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/laws-and-regulations">Commonly Requested U.S. Laws and Regulations</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/how-laws-are-made">How Laws Are Made and How to Research Them</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/pollution">Pollution Issues</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/family" href="#">Personal Legal Issues, Documents, and Family History</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/child-care">Child Support</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints">Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/family-legal">Family Legal Issues</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/genealogy">Genealogy and Family History</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/legal-aid">Lawyers and Legal Advice</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/replace-vital-documents">Replace Your Vital Records</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting-laws-history" href="#">Voting and Election Laws and History</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/election-results">Historical Election Results</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voter-id">Voter ID Requirements</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voting-laws">Voting and Election Laws</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/life-in-the-us">Learn About Life in the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/presidents">Presidents, Vice Presidents, and First Ladies</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/benefits-grants-loans" href="#">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/about-social-security">Social Security Questions</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class="has-open-item"> <a aria-describedby="sr-next" aria-expanded="false" data-href="/consumer" href="#">Consumer Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints-by-product" href="#">Consumer Complaints by Product Type</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints-lender">Banks and Lender Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/phone-tv-complaints">Phone and TV Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class="open has-open-item"> <a aria-describedby="sr-previous" aria-expanded="false" data-href="/money" href="#">Money and Taxes</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/benefits-grants-loans" href="#">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/about-social-security">Social Security Questions</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/credit-and-debt" href="/web/20220709120635/https://www.usa.gov/credit-and-debt">Credit and Debt</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/credit">Credit Issues</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Credit Reports and Scores</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/debt">Dealing with Debt</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/currency">Currency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/housing" href="#">Housing</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/buying-home">Help Buying a Home</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/spend-save-invest" href="#">Spending, Saving and Investing</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/cars">Car Complaints and Motor Vehicle Services</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/donate-to-charity">Donating to Charity</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/taxes" href="#">Taxes</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/filing-taxes-topics">Filing Your Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/resolve-tax-disputes">Resolve Tax Disputes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/check-tax-status">Tax Return Status</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/check-tax-withholding">Tax Withholding</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/recalls">Recalled Products</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/telemarketing">Telemarketing and Unwanted Mail</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/coronavirus" href="#">COVID-19</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-vaccine-and-testing">COVID-19 Health Information, Vaccines, and Testing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-small-business-loans">COVID-19 Small Business Loans and Assistance</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-unemployment-benefits">COVID-19 Unemployment Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-financial-help-from-the-government">Financial Assistance for Food, Housing, and Bills</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/federal-covid-response">Government Response to Coronavirus, COVID-19</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-passports-and-travel">Passports and Travel During the COVID-19 Pandemic</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-scams">Scams Related to COVID-19</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disability-services" href="#">Disability Services</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-benefits-insurance">Benefits and Insurance</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-caregiver">Caregiver Support</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-financial-support">Financial Assistance and Support Services</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-programs">Government and Local Disability Programs</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-jobs-education">Jobs and Education</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-veterans-benefits">Veterans Disability Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disasters-and-emergencies" href="#">Disasters and Emergencies</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/after-disaster">After a Disaster</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disaster-financial-help" href="#">Disaster Financial Assistance</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/disaster-help-workers-businesses">Disaster Financial Assistance for Workers and Small Business Owners</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disaster-help-food-housing-bills">Disaster Financial Assistance with Food, Housing, and Bills</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disaster-area-help">Financial Assistance Within Designated Natural Disaster Areas</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/help-disaster-survivors">Help Survivors of a Disaster</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/education" href="#">Education</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/higher-education">College and Higher Education</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/study-in-US">Learn English and Attend College in the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/libraries">Libraries and Archives</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/student-loans">Manage and Repay Student Loans</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/agencies" href="#">Government Agencies and Elected Officials</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/federal-agencies">A-Z Index of U.S. Government Agencies</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/about-the-us" href="#">About the U.S.</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/flag">American Flag</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/statistics">Data and Statistics About the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/history">History and Historical Documents</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints">Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/crime-prison">Crime and Prisons</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/laws-and-regs">Federal Laws and Regulations</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/family">Personal Legal Issues, Documents, and Family History</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/scams-and-frauds">Scams and Frauds</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voting-laws-history">Voting and Election Laws and History</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/life-in-the-us">Learn About Life in the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/presidents">Presidents, Vice Presidents, and First Ladies</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/buy-from-government" href="#">Buying from the U.S. Government</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/auctions-and-sales">Auctions and Sales</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-surplus-sales">Surplus Sales by State</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/forms">Forms, by Agency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/state-tribal-governments" href="#">State, Local, and Tribal Governments</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-governor">Governors</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/tribes">Indian Tribes and Resources for Native Americans</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/local-governments">Local Governments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-attorney-general">State Attorneys General</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/states-and-territories">State Governments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-courts">State, County, and Municipal Courts</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> </ul> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/health" href="#">Health</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/doctors">Doctors and Medical Facilities</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/health-resources">Health Information from the Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/health-insurance" href="#">Health Insurance</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-health-insurance">Finding Health Insurance</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/medicaid">Medicaid and CHIP</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/medicare">Medicare</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/paying-for-medical">Paying for Medical Care</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/medicine">Medications</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/mental-health-substance-abuse">Mental Health and Substance Abuse</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/vaccinations">Vaccines and Immunizations</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/housing" href="#">Housing</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/buying-home">Help Buying a Home</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/jobs-and-unemployment" href="#">Jobs and Unemployment</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/job-search" href="#">Looking for a New Job</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/government-jobs">Find a Federal Government Job</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/find-a-job">Find a Job</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/business" href="#">Small Business</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/business-search">Business Keyword Search</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/funding-options">Finance Your Business</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/import-export">Importing and Exporting</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/government-contracting-for-beginners" href="#">Introduction to Government Contracting</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/expand-business">Get Help with Government Contracting</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/find-government-contracts">The Contract Opportunities Search Tool on beta.SAM.gov</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/start-business">Start Your Own Business</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-business">State Business Resources</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/federal-employees" href="#">U.S. Government Employees</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/government-jobs">Find a Federal Government Job</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/benefits-for-federal-employees">Pay and Benefits for Federal Employees</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/safer-federal-workforce">Protecting the Federal Workforce from COVID-19</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints-by-product" href="#">Consumer Complaints by Product Type</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints-lender">Banks and Lender Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/phone-tv-complaints">Phone and TV Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/crime-prison" href="#">Crime and Prisons</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/crimes-against-children">Crimes Involving Children</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/prisons">Prisons and Prisoners</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/report-crime">Reporting Crime</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/corrections">State Corrections Departments</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws-and-regs" href="#">Federal Laws and Regulations</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/laws-and-regulations">Commonly Requested U.S. Laws and Regulations</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/how-laws-are-made">How Laws Are Made and How to Research Them</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/pollution">Pollution Issues</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/family" href="#">Personal Legal Issues, Documents, and Family History</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/child-care">Child Support</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/family-legal">Family Legal Issues</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/genealogy">Genealogy and Family History</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/legal-aid">Lawyers and Legal Advice</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/replace-vital-documents">Replace Your Vital Records</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting-laws-history" href="#">Voting and Election Laws and History</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/election-results">Historical Election Results</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voter-id">Voter ID Requirements</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voting-laws">Voting and Election Laws</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/military-and-veterans" href="#">Military and Veterans</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/join-military">Join the Military</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-personnel-and-installations">Locate Military Members, Units, and Facilities</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/education-military-veterans">Military and Veterans Education Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-pay">Military Pay and Pensions</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-records">Military Records and Identification</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/selective-service">Selective Service (the Draft)</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/veteran-burial-benefits">Veterans Burial and Survivor Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/veteran-health">Veterans Health Benefits and Issues</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/veteran-housing">Veterans Housing Help</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/veteran-employment">Veterans Jobs and Training</a> </li> </ul> </li> <li class="open has-open-item"> <a aria-describedby="sr-previous" aria-expanded="false" data-href="/money" href="#" data-critical-path="true">Money and Taxes</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/benefits-grants-loans" href="#">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/about-social-security">Social Security Questions</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/consumer" href="#">Consumer Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/recalls">Recalled Products</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/telemarketing">Telemarketing and Unwanted Mail</a> </li> </ul> </li> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/credit-and-debt" href="/web/20220709120635/https://www.usa.gov/credit-and-debt" data-critical-path="true">Credit and Debt</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/credit">Credit Issues</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Credit Reports and Scores</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/debt">Dealing with Debt</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/currency">Currency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/housing" href="#">Housing</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/buying-home">Help Buying a Home</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/spend-save-invest" href="#">Spending, Saving and Investing</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/cars" href="#">Car Complaints and Motor Vehicle Services</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/motor-vehicle-services">Motor Vehicle Services</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/donate-to-charity">Donating to Charity</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/taxes" href="#">Taxes</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/filing-taxes-topics" href="#">Filing Your Taxes</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/who-needs-to-file-taxes">Do You Need to File a Tax Return?</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/help-with-taxes">Get Help with Your Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/get-tax-forms">Get Your Tax Forms</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/file-taxes">How to File Your Federal Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/tax-benefits">Tax Credits and Deductions</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/resolve-tax-disputes">Resolve Tax Disputes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/check-tax-status">Tax Return Status</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/check-tax-withholding">Tax Withholding</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/business" href="#">Small Business</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/business-search">Business Keyword Search</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/funding-options">Finance Your Business</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/import-export">Importing and Exporting</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/government-contracting-for-beginners" href="#">Introduction to Government Contracting</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/expand-business">Get Help with Government Contracting</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/find-government-contracts">The Contract Opportunities Search Tool on beta.SAM.gov</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/start-business">Start Your Own Business</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-business">State Business Resources</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/travel-and-immigration" href="#">Travel and Immigration</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/immigration-and-citizenship" href="#">Immigration and Citizenship</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/deportation">Deportation</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/green-cards">Green Cards and Permanent Residence in the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/become-us-citizen">How to Apply for U.S. Citizenship</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/enter-us">How to Enter the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/renounce-lose-citizenship">Renounce or Lose Your U.S. Citizenship</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/travel-abroad" href="#">Passports and International Travel</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/passport">Getting or Renewing a U.S. Passport</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/americans-abroad">International Travel Issues</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/family-outside-us">Issues with Family Outside the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/covid-passports-and-travel">Passports and Travel During the COVID-19 Pandemic</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/passport-problems">U.S. Passport Fees, Facilities or Problems</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/recreation-and-travel" href="#">Recreation and Travel within the U.S.</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/cars" href="#">Car Complaints and Motor Vehicle Services</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/motor-vehicle-services">Motor Vehicle Services</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/recreation">Recreational Areas and Activities</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/plane-travel">Travel by Plane</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/visas-and-visitors" href="#">Visas and Visiting the U.S.</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/visas">Apply for Nonimmigrant Visas to the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/visitors-driving">Foreign Nationals Driving in the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/study-in-US">Learn English and Attend College in the U.S.</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/visa-problems">Visa Status, Renewals, or Problems</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/visitors">Visitors Living in the U.S.</a> </li> </ul> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting" href="#">Voting and Elections</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/midterm-state-and-local-elections">Congressional, State, and Local Elections</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voter-research">Decide Who to Vote For</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/election-office">Find My State or Local Election Office Website</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/how-to-vote" href="#">How, Where, and When to Vote</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/absentee-voting">Absentee and Early Voting</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voting-political-party">Do You Have to Vote for the Party You're Registered With?</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/election-day">Voting on Election Day</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/inauguration">Inauguration of the President of the United States</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/election">Presidential Election Process</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voter-registration" href="#">Voter Registration</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/change-voter-registration">Change Your Voter Registration</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/confirm-voter-registration">Confirm You're Registered to Vote</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voter-registration-card">How to Get a Voter Registration Card</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/register-to-vote">How to Register to Vote</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting-laws-history" href="#">Voting and Election Laws and History</a> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/election-results">Historical Election Results</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voter-id">Voter ID Requirements</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/voting-laws">Voting and Election Laws</a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> </ul> </li> </ul> </li> </ul> <ul class="usa-nav-primary usa-accordion usa-accordion-escapable"> <li> <a class="usa-nav-link" href="/web/20220709120635/https://www.usa.gov/#tpcs"> <span>All Topics and Services</span> </a> </li> <li> <button class="usa-accordion-button usa-nav-link" aria-expanded="false" aria-controls="megamenu-1"> <span>About the U.S.</span> </button><ul class="usa-nav-submenu usa-megamenu usa-grid-full" id="megamenu-1"> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a></li><li><a href="/web/20220709120635/https://www.usa.gov/budget">Budget of the U.S. Government</a></li><li><a href="/web/20220709120635/https://www.usa.gov/statistics">Data and Statistics About the U.S.</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/history">History and Historical Documents</a></li><li><a href="/web/20220709120635/https://www.usa.gov/flag">American Flag</a></li><li><a href="/web/20220709120635/https://www.usa.gov/life-in-the-us">Learn About Life in the U.S.</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/presidents">Presidents, Vice Presidents, and First Ladies</a></li><li><a href="/web/20220709120635/https://www.usa.gov/agencies">Government Agencies and Elected Officials</a></li><li><a href="/web/20220709120635/https://www.usa.gov/laws">Laws and Legal Issues</a></li> </ul> </li> <li class="topic-link topic-nav-flag"> <a class="usa-button" href="/web/20220709120635/https://www.usa.gov/about-the-us">About the U.S.</a> </li> </ul> </li> <li> <button class="usa-accordion-button usa-nav-link" aria-expanded="false" aria-controls="megamenu-2"> <span>Benefits, Grants, Loans</span> </button><ul class="usa-nav-submenu usa-megamenu usa-grid-full" id="megamenu-2"> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/benefits">Benefits</a></li><li><a href="/web/20220709120635/https://www.usa.gov/state-social-services">State Social Service Agencies</a></li><li><a href="/web/20220709120635/https://www.usa.gov/help-with-bills">Help with Bills</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/grants">Grants and Loans</a></li><li><a href="/web/20220709120635/https://www.usa.gov/food-help">Food Assistance</a></li><li><a href="/web/20220709120635/https://www.usa.gov/about-social-security">Social Security Questions</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/finding-home">Affordable Rental Housing</a></li><li><a href="/web/20220709120635/https://www.usa.gov/financial-aid">Financial Aid for Students</a></li><li><a href="/web/20220709120635/https://www.usa.gov/military-assistance">Military Programs and Benefits</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a></li><li><a href="/web/20220709120635/https://www.usa.gov/unemployment">Unemployment Help</a></li> </ul> </li> <li class="topic-link topic-nav-benefit"> <a class="usa-button" href="/web/20220709120635/https://www.usa.gov/benefits-grants-loans">Benefits, Grants, Loans</a> </li> </ul> </li> <li> <button class="usa-accordion-button usa-nav-link" aria-expanded="false" aria-controls="megamenu-3"> <span>Government Agencies and Elected Officials</span> </button><ul class="usa-nav-submenu usa-megamenu usa-grid-full" id="megamenu-3"> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/federal-agencies">A-Z Index of U.S. Government Agencies</a></li><li><a href="/web/20220709120635/https://www.usa.gov/state-tribal-governments">State, Local, and Tribal Governments</a></li><li><a href="/web/20220709120635/https://www.usa.gov/elected-officials">Contact Elected Officials</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/forms">Forms, by Agency</a></li><li><a href="/web/20220709120635/https://www.usa.gov/buy-from-government">Buying from the U.S. Government</a></li><li><a href="/web/20220709120635/https://www.usa.gov/about-the-us">About the U.S.</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a></li><li><a href="/web/20220709120635/https://www.usa.gov/budget">Budget of the U.S. Government</a></li> </ul> </li> <li class="topic-link topic-nav-agencies"> <a class="usa-button" href="/web/20220709120635/https://www.usa.gov/agencies">Government Agencies and Elected Officials</a> </li> </ul> </li> <li> <button class="usa-accordion-button usa-nav-link" aria-expanded="false" aria-controls="megamenu-4"> <span>Jobs and Unemployment</span> </button><ul class="usa-nav-submenu usa-megamenu usa-grid-full" id="megamenu-4"> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/job-search">Looking for a New Job</a></li><li><a href="/web/20220709120635/https://www.usa.gov/unemployment">Unemployment Help</a></li><li><a href="/web/20220709120635/https://www.usa.gov/labor-laws">Labor Laws and Issues</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/federal-employees">U.S. Government Employees</a></li><li><a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a></li><li><a href="/web/20220709120635/https://www.usa.gov/business">Small Business</a></li> </ul> </li> <li class="topic-link topic-nav-job"> <a class="usa-button" href="/web/20220709120635/https://www.usa.gov/jobs-and-unemployment">Jobs and Unemployment</a> </li> </ul> </li> <li> <button class="usa-accordion-button usa-nav-link" aria-expanded="false" aria-controls="megamenu-5"> <span>Money and Taxes</span> </button><ul class="usa-nav-submenu usa-megamenu usa-grid-full" id="megamenu-5"> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/taxes">Taxes</a></li><li><a href="/web/20220709120635/https://www.usa.gov/credit-and-debt">Credit and Debt</a></li><li><a href="/web/20220709120635/https://www.usa.gov/spend-save-invest">Spending, Saving and Investing</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a></li><li><a href="/web/20220709120635/https://www.usa.gov/currency">Currency</a></li><li><a href="/web/20220709120635/https://www.usa.gov/benefits-grants-loans">Benefits, Grants, Loans</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/consumer">Consumer Issues</a></li><li><a href="/web/20220709120635/https://www.usa.gov/housing">Housing</a></li><li><a href="/web/20220709120635/https://www.usa.gov/retirement">Retirement</a></li> </ul> </li> <li class="topic-link topic-nav-tax"> <a class="usa-button" href="/web/20220709120635/https://www.usa.gov/money">Money and Taxes</a> </li> </ul> </li> <li> <button class="usa-accordion-button usa-nav-link" aria-expanded="false" aria-controls="megamenu-6"> <span>Travel and Immigration</span> </button><ul class="usa-nav-submenu usa-megamenu usa-grid-full" id="megamenu-6"> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/travel-abroad">Passports and International Travel</a></li><li><a href="/web/20220709120635/https://www.usa.gov/immigration-and-citizenship">Immigration and Citizenship</a></li><li><a href="/web/20220709120635/https://www.usa.gov/visas-and-visitors">Visas and Visiting the U.S.</a></li></ul> </li> <li class="usa-megamenu-col"> <ul><li><a href="/web/20220709120635/https://www.usa.gov/recreation-and-travel">Recreation and Travel within the U.S.</a></li> </ul> </li> <li class="topic-link topic-nav-globe"> <a class="usa-button" href="/web/20220709120635/https://www.usa.gov/travel-and-immigration">Travel and Immigration</a> </li> </ul> </li> </ul> </div> </nav> </header><div class="container language-toggle"> <a href="/web/20220709120635/https://www.usa.gov/espanol/credito" lang="es" xml:lang="es"> Español </a></div><div class="usa-overlay"></div> <span> <main id="content"><div class="container clearfix"><nav aria-label="Credit and Debt - leftnav" class="col-md-3 leftnav"> <div aria-label="Credit Reports and Scores"> <div class="shade"> <header> <h2> <a href="/web/20220709120635/https://www.usa.gov/credit-and-debt" class="url"> <span>Credit and Debt</span> </a> </h2> </header> <ul> <li> <a href="/web/20220709120635/https://www.usa.gov/credit" class="url"> <span>Credit Issues</span> </a> </li> <li class="slctd"> <a> <span>Credit Reports and Scores</span> </a> </li> <li> <a href="/web/20220709120635/https://www.usa.gov/debt" class="url"> <span>Dealing with Debt</span> </a> </li></ul> </div> </div> </nav>  <div class="col-md-9 col-sm-12 rightnav"> <header> <h1 id="page-title">Credit Reports and Scores</h1> <p>Find out how to get your credit report, make corrections, and more.</p> </header> <div class="wotp"> <header> <h2>On This Page</h2> </header> <div class="clearfix"> <ul> <li> <a href="#item-35087" onclick="document.getElementById('item-35087').focus();">Credit Reports </a> </li> <li> <a href="#item-213816" onclick="document.getElementById('item-213816').focus();">Credit Scores </a> </li> <li> <a href="#item-214215" onclick="document.getElementById('item-214215').focus();">Credit Freeze </a> </li> <li> <a href="#item-35202" onclick="document.getElementById('item-35202').focus();">Errors on Your Credit Report </a> </li> <li> <a href="#item-187833" onclick="document.getElementById('item-187833').focus();">Negative Information in a Credit Report </a> </li> <li> <a href="#item-214238" onclick="document.getElementById('item-214238').focus();">Medical History Report </a> </li> </ul> </div> </div> <article role="complementary" aria-labelledby="item-35087"> <header> <h2 id="item-35087">Credit Reports</h2> </header><p>Credit reports list your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you've been sued, arrested, or filed for bankruptcy. </p><h3>How are credit reports used?</h3><p>Credit reports help lenders decide if they'll give you credit or approve a loan. The reports also help determine what interest rate they will charge you. Employers, insurers, and rental property owners may also look at your credit report. You won't know which credit report a creditor or employer will use to check your credit. </p><p>Credit reporting agencies (CRAs) collect and maintain information for your credit reports. Each CRA manages its own records and might not have information about all your accounts. Even though there are differences between their reports, no agency is more important than the others. And the information each agency has must be accurate. </p><h3>Why should you check your credit report?</h3><p>Check your credit reports regularly to make sure that your personal and financial information is accurate. It also helps to make sure nobody's opened fraudulent accounts in your name. If you find <a href="https://web.archive.org/web/20220709120635/https://consumer.ftc.gov/articles/disputing-errors-your-credit-reports">errors on your credit report</a>, take steps to have them corrected.</p><h3>How do you check your credit report?</h3><p>On <a href="https://web.archive.org/web/20220709120635/https://www.annualcreditreport.com/index.action">AnnualCreditReport.com</a> you are entitled to a free annual credit report from each of the three credit reporting agencies. These agencies include Equifax, Experian, and TransUnion.</p><p>Due to the COVID-19 pandemic, many people are experiencing financial hardships. To remain in control of your finances, you can get free credit reports every week through April 2022.</p><p>Request all three reports at once or one at a time. Learn about other situations when you can request a <a href="https://web.archive.org/web/20220709120635/https://consumer.ftc.gov/articles/free-credit-reports">free credit report</a>. </p><h4>Request Your Free Credit Report: </h4><p>Online: Visit <a href="https://web.archive.org/web/20220709120635/https://www.annualcreditreport.com/requestReport/landingPage.action">AnnualCreditReport.com</a>.</p><p>By Phone: Call 1-877-322-8228. For TTY service, call 711 and ask the relay operator for 1-800-821-7232.</p><p>By Mail: Complete the <a href="https://web.archive.org/web/20220709120635/https://financialservices.house.gov/uploadedfiles/forconsumersmanualrequestformcreditreports.pdf">Annual Credit Report Request Form</a> and mail it to:</p><p>Annual Credit Report Request Service</p><p>PO Box 105281</p><p>Atlanta, GA 30348-5281</p><h4>If Your Request for a Free Credit Report Is Denied: </h4><p>Contact the CRA directly to try to resolve the issue. The CRA should tell you the reason they denied your request and explain what to do next. Often, you will only need to provide information that was missing or incorrect on your application for a free credit report.</p><p>If you can't resolve your dispute with the CRA, <a href="https://web.archive.org/web/20220709120635/https://www.usa.gov/federal-agencies/consumer-financial-protection-bureau">contact the Consumer Financial Protection Bureau (CFPB)</a>.</p> </article> <article role="complementary" aria-labelledby="item-213816"> <header> <h2 id="item-213816">Credit Scores</h2> </header><p>A <a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315/">credit score</a> is a number that rates your credit risk. It can help creditors determine whether to give you credit, decide the terms they offer, or the interest rate you pay. Having a high score can benefit you in many ways. It can make it easier for you to get a loan, rent an apartment, or lower your insurance rate.</p><p>Credit companies calculate your credit score using information from your credit report. The information that affects your score includes:</p><ul><li>Payment history</li><li>Outstanding balances</li><li>Length of credit history</li><li>Applications for new credit accounts</li><li>Types of credit accounts (mortgages, car loans, credit cards)</li></ul><p>Making sure your credit report is accurate ensures your credit score can be too. You can have multiple credit scores. The credit reporting agencies that maintain your credit reports do not calculate these scores. Instead, different companies or lenders who have their own credit scoring systems create them.   </p><p>Your free annual credit report does not include your credit score, but you can <a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/ask-cfpb/where-can-i-get-my-credit-score-en-316/">get your credit score</a> from several sources. Your credit card company may give it to you for free. You can also buy it from one of the three major credit reporting agencies. When you receive your score, you often get information on how you can improve it.</p> </article> <article role="complementary" aria-labelledby="item-214215"> <header> <h2 id="item-214215">Credit Freeze</h2> </header><p>Placing a <a href="https://web.archive.org/web/20220709120635/https://consumer.ftc.gov/articles/what-know-about-credit-freezes-fraud-alerts">credit freeze</a> allows you to restrict access to your credit report. This is important after a data breach or identity theft when someone could use your personal information to apply for new credit accounts. Most creditors look at your credit report before opening a new account. But if you've frozen your credit report, creditors can't access it, and probably won't approve fraudulent applications.</p><p>You have the right to place or lift a credit freeze for free. You can place a freeze on your own credit files and on those of your children age 16 or younger.</p><h3>Place a Credit Freeze</h3><p>Contact each credit reporting agency to place a freeze on your credit report. Each agency accepts freeze requests online, by phone, or by postal mail. </p><p><strong>Experian</strong><br/>Online: <a href="https://web.archive.org/web/20220709120635/https://www.experian.com/freeze/center.html">Experian Freeze Center</a><br/>Phone: 1-888-397-3742<br/>By mail, write to:<br/>Experian Security Freeze<br/>PO Box 9554<br/>Allen, TX 75013</p><p><strong>Equifax</strong><br/>Online: <a href="https://web.archive.org/web/20220709120635/https://www.equifax.com/personal/credit-report-services/">Equifax Credit Report Services</a><br/>Phone: 1-800-685-1111<br/>By mail, write to:<br/>Equifax Information Services LLC<br/>PO Box 105788<br/>Atlanta, GA 30348-5788</p><p><strong>TransUnion</strong><br/>Online: <a href="https://web.archive.org/web/20220709120635/https://www.transunion.com/credit-freeze">TransUnion Credit Freezes</a><br/>Phone: 1-888-909-8872<br/>By mail, write to:<br/>TransUnion LLC<br/>PO Box 2000<br/>Chester, PA 19016</p><p><strong>Innovis</strong><br/>Online: <a href="https://web.archive.org/web/20220709120635/https://www.innovis.com/securityFreeze/index">Innovis Freeze Options</a><br/>Phone: 1-866-712-4546<br/>By mail, write to:<br/>Innovis Consumer Assistance<br/>PO Box 530086<br/>Atlanta, GA 30353-0086</p><p>Your credit freeze will go into effect the next business day if you place it online or by phone. If you place the freeze by postal mail, it will be in effect three business days after the credit agency receives your request. A credit freeze does not expire. Unless you lift the credit freeze, it stays in effect.</p><h3>Lift a Credit Freeze</h3><p>If you want lenders and other companies to be able to access your credit files again, you will need to lift your credit freeze permanently or temporarily. Contact each credit reporting agency. You'll use a PIN or password to lift your credit freeze. You can lift your credit freeze as often as you need to, without penalties.</p><p>It takes one hour for a lift request to take effect if you place it online or by phone. It can take three business days if you request the lift by mail.</p> </article> <article role="complementary" aria-labelledby="item-35202"> <header> <h2 id="item-35202">Errors on Your Credit Report</h2> </header><p>If you find errors on your credit report, write a letter disputing the error and include any supporting documentation. Then, send it to:</p><ul><li>The credit reporting agency (<a href="https://web.archive.org/web/20220709120635/https://www.equifax.com/personal/credit-report-services/credit-dispute/">Equifax</a>, <a href="https://web.archive.org/web/20220709120635/https://www.experian.com/disputes/main.html">Experian</a>, or <a href="https://web.archive.org/web/20220709120635/https://www.transunion.com/credit-disputes/dispute-your-credit">TransUnion</a>)</li><li>The Information provider that gave the inaccurate information to the credit reporting agency. These providers include banks and credit card companies.</li></ul><p>Find a <a href="https://web.archive.org/web/20220709120635/https://consumer.ftc.gov/articles/sample-letter-disputing-errors-credit-reports-business-supplied-information">sample dispute letter</a> and get <a href="https://web.archive.org/web/20220709120635/https://consumer.ftc.gov/articles/disputing-errors-your-credit-reports">detailed instructions on how to report errors</a>. </p><p>The credit reporting agency (CRA) and the information provider are liable for correcting your credit report. This includes any inaccuracies or incomplete information. The responsibility to fix any errors falls under the <a href="https://web.archive.org/web/20220709120635/https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act">Fair Credit Reporting Act</a>. </p><p>If your written dispute does not get the error fixed, you can file a complaint with the <a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/complaint/">Consumer Financial Protection Bureau (CFPB)</a>.</p> </article> <article role="complementary" aria-labelledby="item-187833"> <header> <h2 id="item-187833">Negative Information in a Credit Report</h2> </header><p>Negative information in a <a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-report-en-309/">credit report</a> can include public records--tax liens, judgments, bankruptcies--that provide insight into your financial status and obligations. A credit reporting company generally can report most negative information for seven years.</p><p>Information about a lawsuit or a judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. Bankruptcies can be kept on your report for up to 10 years, and unpaid tax liens for 15 years.</p><h3>Fixing Errors in a Credit Report</h3><p>Anyone who denies you credit, housing, insurance, or a job because of a credit report must give you the name, address, and telephone number of the credit reporting agency (CRA) that provided the report. Under the <a href="https://web.archive.org/web/20220709120635/https://www.ftc.gov/enforcement/statutes/fair-credit-reporting-act">Fair Credit Reporting Act (FCRA)</a>, you have the right to request a free report within 60 days if a company denies you credit based on the report.</p><p>You can get your credit report fixed if it contains inaccurate or incomplete information:</p><ul><li>Contact both the credit reporting agency and the company that provided the information to the CRA.</li><li>Tell the CRA, in writing, what information you believe is inaccurate. Keep a copy of all correspondence.</li></ul><p>Some companies may promise to repair or fix your credit for an upfront fee--but there is no way to remove negative information in your credit report if it is accurate.</p><h3>File a Complaint</h3><p>If you have a problem with credit reporting, you can <a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/complaint/#credit-reporting">file a complaint</a> with the <a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/">Consumer Financial Protection Bureau (CFPB)</a>. </p> </article> <article role="complementary" aria-labelledby="item-214238"> <header> <h2 id="item-214238">Medical History Report</h2> </header><p>A medical history report is a summary of your medical conditions. Insurance companies use these reports to decide if they will offer you insurance. You have the right to get a copy of your report from MIB, the company that manages and owns the reporting database.</p><h3>Sources of Information for a Medical History Report</h3><p>If you reported a medical condition on an insurance application, the insurer may want to report it to MIB. An insurer can only share your medical condition with MIB if you give written permission. If you do give permission, the condition will be included in your medical history report.</p><p>Your medical history report does not include your complete medical records. Doctors, hospitals, pharmacies, and other health professionals can’t submit information to MIB. The report won’t include every diagnosis, blood test, or a list of your medicines.</p><p>A piece of information stays on your report for seven years. Your report can only be updated when you apply for an insurance policy with an MIB-member company, and give them permission to submit your medical conditions to MIB.</p><h3>Request Your Free Medical History Report</h3><p>You have the right to get one free copy of your medical history report each year. You can request a copy for:</p><ul><li>Yourself</li><li>Your minor child</li><li>Someone else, as a legal guardian</li><li>Someone else, as an agent under power of attorney</li></ul><p>Request a medical history report <a href="https://web.archive.org/web/20220709120635/https://www.mib.com/request_your_record.html">online from MIB </a>or by phone at 1-866-692-6901.</p><p>Not everyone has a medical history report. Even if you currently have an insurance plan, you won't have a report if:</p><ul><li>You haven't applied for insurance within the last seven years</li><li>Your insurance policy is through a group or employer policy</li><li>The insurance company isn’t a member of MIB</li><li>You didn’t give an insurer permission to submit your medical reports to MIB</li></ul><h3>Medical ID Reports and Scams</h3><p>Use your medical history report to detect medical ID theft. You may have experienced medical iD theft it if there is a report in your name, but you haven't applied for insurance in the last seven years. Another sign of medical ID theft is if your report includes medical conditions that you don't have.</p><h3>File a Dispute</h3><p>Review your report to verify that it only includes medical conditions that you have. Request a re-investigation if your report is incorrect. Email your dispute to <a href="https://web.archive.org/web/20220709120635/mailto:infoline@mib.com">infoline@mib.com</a> or write:</p><p>MIB Disclosure Office</p><p>50 Braintree Hill Park, Suite 400</p><p>Braintree, MA 02184.</p><p><a href="https://web.archive.org/web/20220709120635/https://www.consumerfinance.gov/complaint/">Report unresolved disputes</a> to the Consumer Financial Protection Bureau.</p> </article> <div id="sm-share"><span id="share-page">Share This Page:</span> <div> <a id="fcb" href="https://web.archive.org/web/20220709120635/https://www.facebook.com/sharer/sharer.php?u=https://www.usa.gov/credit-reports&v=3" aria-labelledby="fcb share-page"> <img src="/web/20220709120635im_/https://www.usa.gov/images/Icon_Connect_Facebook.png" alt="Facebook"/> </a> <a id="twr" href="https://web.archive.org/web/20220709120635/https://twitter.com/intent/tweet?source=webclient&text=Credit Reports and Scoreshttps://www.usa.gov/credit-reports" aria-labelledby="twr share-page"> <img src="/web/20220709120635im_/https://www.usa.gov/images/Icon_Connect_Twitter.png" alt="Twitter"/> </a> <a id="em" href="https://web.archive.org/web/20220709120635/mailto:/?subject=Credit Reports and Scores&body=https://www.usa.gov/credit-reports" aria-labelledby="em share-page"> <img src="/web/20220709120635im_/https://www.usa.gov/images/Icon_Connect_Email.png" alt="Email"/> </a> </div> </div>  <div id="cntctbx"> <h2 id="">Do you have a question?</h2> <p> Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it. </p> <ul> <li><a href="/web/20220709120635/https://www.usa.gov/phone">Talk to a live USA.gov agent</a></li> <li><a href="/web/20220709120635/https://www.usa.gov/chat">Web Chat with a live USA.gov agent</a></li> </ul> </div><div id="pagesurvey-qual-container"></div> <p class="last">Last Updated: April 27, 2022 </p> </div> </div> <a id="backToTop" href="#content" data-stickyheight="500">Top </a> </main> </span> <footer class="usa-footer usa-footer-big"> <div class="usa-footer-primary-section"> <div class="usa-grid-full"> <nav class="usa-footer-nav usa-width-two-thirds" aria-labelledby="ftr"> <ul class="usa-unstyled-list usa-width-one-half usa-footer-primary-content"> <li class="usa-footer-primary-link"> <h3 id="ftr">About USA.gov</h3> </li> <li><a href="/web/20220709120635/https://www.usa.gov/about">About Us and Site Notices</a></li> <li><a href="/web/20220709120635/https://www.usa.gov/media">For the Media</a></li> <li><a href="/web/20220709120635/https://www.usa.gov/developer">For Developers</a></li> <li><a href="/web/20220709120635/https://www.usa.gov/site-issue-report-form">Report a Website Issue</a></li> <li><a href="/web/20220709120635/https://www.usa.gov/#tpcs">All Topics and Services</a></li> </ul> <ul class="usa-unstyled-list usa-width-one-half usa-footer-primary-content footer-list-continued"> <li class="usa-footer-primary-link"> <h3>Ask USA.gov a Question</h3> </li> <li><a href="/web/20220709120635/https://www.usa.gov/phone">Call 1-844-USAGOV1 (1-844-872-4681)</a></li> <li><a href="https://web.archive.org/web/20220709120635/https://usa.gov/espanol/contactenos" lang="es" xml: lang="es">En Espa帽ol</a></li> </ul> </nav> <div class="usa-sign_up-block usa-width-one-third"> <h3 class="usa-sign_up-header">Sign Up to Receive Email Updates</h3> <form action="https://web.archive.org/web/20220709120635/https://connect.usa.gov/subscribe" method="get"> <label class="" for="email-2" id="">Enter your email</label> <input id="email-2" name="email" type="email"> <button type="submit">Sign Up</button> </form> </div> </div> </div> <div class="usa-footer-secondary_section usa-footer-big-secondary-section"> <div class="usa-grid"> <div class="usa-footer-contact-links"> <ul class="usa-unstyled-list noborder"> <li> <a href="https://web.archive.org/web/20220709120635/https://www.facebook.com/USAgov"><img class="sm-image" src="/web/20220709120635im_/https://www.usa.gov/sites/all/themes/usa/images/Icon_Connect_Facebook.png" alt="Facebook USAGov"/></a> </li> <li> <a href="https://web.archive.org/web/20220709120635/https://twitter.com/USAgov"><img class="sm-image" src="/web/20220709120635im_/https://www.usa.gov/sites/all/themes/usa/images/Icon_Connect_Twitter.png" alt="Twitter USAGov"/></a> </li> <li> <a href="https://web.archive.org/web/20220709120635/https://www.youtube.com/usagov1"><img class="sm-image" src="/web/20220709120635im_/https://www.usa.gov/sites/all/themes/usa/images/Icon_Connect_Youtube.png" alt="YouTube USAGov"></a> </li> <li> <a href="https://web.archive.org/web/20220709120635/https://www.instagram.com/usagov/"><img class="sm-image" src="/web/20220709120635im_/https://www.usa.gov/sites/all/themes/usa/images/Icon_Connect_Instragram.png" alt="Instagram USAGov"></a> </li> </ul> </div> </div> </div> <div class="footertagline">  <div class="tagline clearfix container"> <p>USAGov is the Official Guide to Government Information and Services</p> </div> </div> </footer>   <div id="srvyinvt"></div> <script type="text/javascript"> //<![CDATA[ var usasearch_config = { siteHandle:"usagov" }; var script = document.createElement("script"); script.type = "text/javascript"; script.src = "https://web.archive.org/web/20220709120635/https://search.usa.gov/javascripts/remote.loader.js"; document.getElementsByTagName("head")[0].appendChild(script); //]]> </script>  <script type="text/javascript"> /*<![CDATA[*/ (function() { var sz = document.createElement('script'); sz.type = 'text/javascript'; sz.async = true; sz.src = '//web.archive.org/web/20220709120635/https://siteimproveanalytics.com/js/siteanalyze_51567.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(sz, s); })(); /*]]>*/ </script>   <script type="text/javascript"> // Select the node that will be observed for mutations //<![CDATA[ var targetNode = document.getElementById('content'); // Options for the observer (which mutations to observe) var config = { attributes: true, childList: true, subtree: true }; // Callback function to execute when mutations are observed var callback = function(mutationsList, observer) { // Use traditional 'for loops' for IE 11 for(let mutation of mutationsList) { if (mutation.type === 'childList') { console.log('A child node has been added or removed.'); var c = document.querySelector(".QSIUserDefinedHTML").children[0].removeAttribute("tabindex"); console.log(c); // Later, you can stop observing observer.disconnect(); } else if (mutation.type === 'attributes') { console.log('The ' + mutation.attributeName + ' attribute was modified.'); } } }; // Create an observer instance linked to the callback function var observer = new MutationObserver(callback); // Start observing the target node for configured mutations observer.observe(targetNode, config); //]]> </script>  <script type="text/javascript" src="/web/20220709120635js_/https://www.usa.gov/js/tooltip.js"></script> </body> </html>