Top Questions About Social Security

<!DOCTYPE html> <html lang="en" xml:lang="en"> <head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("https://www.usa.gov/about-social-security","20220709214058","https://web.archive.org/","web","/_static/", "1657402858"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" />  <script> dataLayer = [{ "pageType": "faq", "assetIDs": "37277, 212313, 213279, 212374, 36792, 35137, 35102, 214012", "TaxLevel1": "USA.gov", "TaxLevel2": "Benefits, Grants, Loans", "TaxLevel3": "Social Security Questions", "TaxLevel4": "Social Security Questions", "TaxLevel5": "Social Security Questions", "TaxLevel6": "Social Security Questions", "PageTermId": "10679", "TaxLevel2termID": "10722", "TaxLevel3termID": "10679" } ]; </script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://web.archive.org/web/20220709214058/https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-KV4BZFD');</script>   <script async src="https://web.archive.org/web/20220709214058js_/https://www.googletagmanager.com/gtag/js?id=UA-28227333-1"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'UA-28227333-1'); </script> <meta http-equiv="Content-Type" content="text/html; charset=UTF-8"> <title>Top Questions About Social Security | USAGov</title> <link rel="canonical" href="https://web.archive.org/web/20220709214058/https://www.usa.gov/about-social-security"/> <meta name="viewport" content="width=device-width, initial-scale=1.0"><meta name="description" content="Find answers to common questions about Social Security, including retirement and disability benefits, how to get, replace, or correct your Social Security card, and more. 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Find out how to get one for your new baby.</p><h3>What is a Social Security Card?</h3><p>Your Social Security card is an important piece of identification. You&#39;ll need one to get a job, collect Social Security, or receive other government benefits.</p><p>When you apply for a Social Security number (SSN), the Social Security Administration (SSA) will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.</p><h3>How To Get a Social Security Card</h3><ol><li>Gather your documents. Learn <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssnumber/ss5doc.htm">what documents you&#39;ll need</a> to get a card.&nbsp; Select your situation:<ol><li>Adult or child</li><li>Original, replacement, or corrected card</li><li>U.S. born citizen, foreign-born U.S. citizen, or noncitizen&nbsp;</li></ol></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/myaccount/replacement-card.html">Apply online for a replacement card</a>. Apply online if you&rsquo;re not changing anything on your card and you are eligible. This option is available in most states. You will need to make a my Social Security account first. Or complete an application. If you can not apply online, <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/forms/ss-5.pdf">fill out an application</a> and return it to the SSA. Find out <a href="https://web.archive.org/web/20220709214058/https://secure.ssa.gov/ICON/main.jsp">where to take it in person or mail it</a>.</li></ol><h3>Getting a Social Security Number for a New Baby</h3><p>The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your child&rsquo;s birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your child&rsquo;s birth certificate.</p><p>&nbsp;Your child will need their own Social Security number so you can:</p><ul><li>Claim your child as a dependent on your income tax return</li><li>Open a bank account in their name</li><li>Get medical coverage for them</li><li>Apply for government services for them</li></ul><h3>Prevent Identity Theft</h3><p>Keep your Social Security card in a safe place to <a href="https://web.archive.org/web/20220709214058/https://blog.ssa.gov/protecting-your-social-security-number-from-identity-theft/">protect yourself from identity theft</a>.&nbsp;</p>" } }, { "@type": "Question", "name": "Social Security and How It Works", "acceptedAnswer": { "@type": "Answer", "text": "<p>Social Security provides you with a source of income when you retire or if you can&rsquo;t work due to a disability. It can also support your legal dependents (spouse, children, or parents) with benefits in the event of your death.</p><h3>What&rsquo;s Social Security?</h3><p>Social Security is a program run by the federal government. The program works by using taxes paid into a trust fund to provide benefits to people who are eligible. You&rsquo;ll need a Social Security number when you apply for a job.</p><p>Find how to <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssnumber/">apply for a Social Security number or to replace your Social Security card</a>.</p><h3>How do benefits work, and how can I qualify?</h3><p>While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:</p><ul><li>Those who are currently retired</li><li>To people with disabilities</li><li>To the surviving spouses and children of workers who have died</li></ul><p>Each year you work, you&rsquo;ll get credits to help you become eligible for benefits when it&rsquo;s time for you to retire. Find all the benefits <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/">Social Security Administration (SSA) offers</a>.</p><h4>There are four main types of benefits that the SSA offers:</h4><ul><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/retirement/">Retirement benefits</a></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/disability/">Disability benefits</a></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/survivors/">Benefits for spouses or other survivors of a family member who&#39;s passed</a></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-eligibility-ussi.htm">Supplemental Security Income (SSI)</a></li></ul><h3>How to Open a &ldquo;my Social Security&rdquo; account</h3><p>If you receive or will receive Social Security benefits, you may want to open a <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/myaccount/">&quot;my Social Security&quot; account</a>. This online account is a service from the SSA that allows you to keep track of and manage your SSA benefits. You can also make changes to your Social Security record.</p><h3>How to Find More Help</h3><p>If you have specific questions about your Social Security benefits, you can:</p><ul><li>Review the <a href="https://web.archive.org/web/20220709214058/https://faq.ssa.gov/en-US/">Social Security Administration&rsquo;s frequently asked questions</a>.</li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/agency/contact/">Contact the Social Security Administration directly</a>.</li></ul>" } }, { "@type": "Question", "name": "Social Security Retirement Benefits Planner", "acceptedAnswer": { "@type": "Answer", "text": "<p>How much Social Security income you&rsquo;ll receive depends on:</p><ul><li><p>Your earnings over your lifetime</p></li><li><p>The age at which you&#39;ll begin receiving benefits</p></li><li><p>Whether you&#39;ll be eligible to receive a spouse&rsquo;s benefit instead of your own</p></li></ul><p>You can use <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/retire/">Social Security&rsquo;s retirement benefits planner</a> to:</p><ul><li><p>Estimate your benefits at each age, from 62 (the earliest you can receive them) to 70 (when you hit your greatest amount)</p></li><li><p>Apply for retirement benefits</p></li><li><p>Learn about earning limits if you plan to work while receiving Social Security benefits</p></li></ul>" } }, { "@type": "Question", "name": "SSA Benefits for U.S. Citizens Overseas ", "acceptedAnswer": { "@type": "Answer", "text": "<p>Learn how to collect Social Security benefits while you&#39;re overseas.</p><h3>Get SSA Benefits While Living Abroad</h3><p>U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administration&rsquo;s (SSA) <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/international/payments_outsideUS.html">payment verification tool</a>. Once you access the tool, pick the country you&#39;re visiting or living in from the drop-down menu options.</p><h3>Earn SSA Work Credits in Some Countries</h3><p>You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your <a href="https://web.archive.org/web/20220709214058/https://faq.ssa.gov/en-US/Topic/article/KA-02405">work credits from another country</a>. The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U.S. benefits.</p>" } }, { "@type": "Question", "name": "Government Checks and Payments", "acceptedAnswer": { "@type": "Answer", "text": "<p>Find out how to report your lost, missing, stolen, or expired government check. And&nbsp;learn why you received a check or direct deposit payment and how to make a payment to the government.</p><h3>Lost or Stolen&nbsp;Federal Payments</h3><p>Report your <a href="https://web.archive.org/web/20220709214058/https://www.fiscal.treasury.gov/pfc/i-want-to.html">lost, missing, or stolen federal check</a>&nbsp;to the agency that issued the payment.&nbsp; It&#39;s usually one of these&nbsp;<a href="https://web.archive.org/web/20220709214058/https://www.fiscal.treasury.gov/checkclaims/i-want-to.html#paying-agency">paying agencies</a>.&nbsp;If your documentation indicates it&#39;s a different agency, and you need its contact information, look in the <a href="https://web.archive.org/web/20220709214058/https://www.usa.gov/federal-agencies/a">A-Z Index of U.S. Government Departments and Agencies</a>.</p><p>To get an update on your claim, contact the <a href="https://web.archive.org/web/20220709214058/https://www.fiscal.treasury.gov/pfc/i-want-to.html">Treasury Department&nbsp;Philadelphia Financial Center</a> at 1-855-868-0151, option 1.</p><h3>If You&#39;re Not Sure Why You Received a Payment</h3><p>If you receive&nbsp;a check or direct deposit payment from the Treasury Department and do not know what it&rsquo;s for, contact the regional financial center (RFC) that issued&nbsp;it. Only the agency that authorized the payment&nbsp;can explain why you received it.</p><p><strong>If you received a check,</strong> look for the RFC&rsquo;s city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:</p><ul><li><a href="https://web.archive.org/web/20220709214058/https://fiscal.treasury.gov/pfc/contact.html">Philadelphia RFC</a></li><li><a href="https://web.archive.org/web/20220709214058/https://fiscal.treasury.gov/npce/">Kansas City RFC</a>&nbsp;</li></ul><p><strong>If you received&nbsp;payment by</strong> <strong>electronic funds transfer (EFT), </strong>or&nbsp;direct deposit, follow the directions under <a href="https://web.archive.org/web/20220709214058/https://fiscal.treasury.gov/checkclaims/i-want-to.html">Find Information About a Payment</a>.</p><p>Use the <a href="https://web.archive.org/web/20220709214058/https://tcvs.fiscal.treasury.gov/">Treasury Check Verification System</a> to verify that the check is legitimate and issued by the&nbsp; government.&nbsp;&nbsp;</p><h3>Make Payments to the Federal Government</h3><p>Learn how to use <a href="https://web.archive.org/web/20220709214058/https://www.pay.gov/public/home">Pay.gov</a> to make secure, electronic payments to government agencies from your checking or savings account. You can use the online service for VA medical care copayments, U.S. Coast Guard merchant mariner&nbsp;fee payments, and more.</p><p>If you need help, <a href="https://web.archive.org/web/20220709214058/https://www.pay.gov/public/home/contact">contact Pay.gov customer service</a>.&nbsp;</p><p><br />.</p>" } }, { "@type": "Question", "name": "Report the Death of a Social Security or Medicare Beneficiary", "acceptedAnswer": { "@type": "Answer", "text": "<p>You must report the death of a family member receiving Social Security or Medicare benefits. The Social Security Administration (SSA) processes death reports for both. Find out how you can report a death and how to cancel benefit payments. In addition to canceling SSA and Medicare benefits, find out <a href="https://web.archive.org/web/20220709214058/https://www.usa.gov/family-legal#item-214085">what other benefits and accounts you should cancel</a>.&nbsp;</p><h3>How to Report a Death to Social Security</h3><p>To report a death:</p><ul><li>Provide the deceased person&#39;s Social Security number to the funeral director so they can report the death to the SSA.</li><li>Contact your <a href="https://web.archive.org/web/20220709214058/https://secure.ssa.gov/ICON/main.jsp">local Social Security office</a>. Or, call SSA&#39;s main number at <a href="tel: 18007721213">1-800-772-1213</a> (TTY <a href="tel: 18003250078">1-800-325-0778</a>) to make the report.&nbsp;&nbsp;</li></ul><h3>How to Stop Social Security Check Payments</h3><p>The SSA can not pay benefits for the month of a recipient&rsquo;s death. That means if the person died in July, the check received in August (which is payment for July) must be returned. Find out <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/OP_Home/handbook/handbook.01/handbook-0134.html">how to return a check to the SSA</a>.</p><p>If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiary&rsquo;s death, see the top of page 11 of this <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/pubs/EN-05-10077.pdf">SSA publication</a>.</p><p>Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/pubs/EN-05-10077.pdf">SSA&#39;s Survivors Benefits page</a> to learn more.</p>" } }, { "@type": "Question", "name": "Set Up Direct Deposit for Your Federal Benefits", "acceptedAnswer": { "@type": "Answer", "text": "<p>Learn how to set up direct deposit to receive your federal benefits.&nbsp;</p><h3>How to Receive Federal Benefits</h3><p>To begin receiving your federal benefits, like Social Security or veterans benefits, you must sign up for electronic payments with direct deposit.</p><h4>If You Have a Bank or Credit Union Account:&nbsp;</h4><ul><li><a href="https://web.archive.org/web/20220709214058/https://www.godirect.gov/gpw/enrollment">Enroll online</a></li><li><a href="https://web.archive.org/web/20220709214058/https://godirect.gov/gpw/enroll-by-mail/">Enroll by mail</a><a href="https://web.archive.org/web/20220709214058/https://godirect.gov/gpw/enroll-by-mail/">&nbsp;</a></li><li>Call the Go Direct Helpline at <a href="tel:18003331795">1-800-333-1795</a> (TTY: <a href="tel:18665690447">1-866-569-0447</a>).</li></ul><h4>If You Don&#39;t have a Bank or Credit Union Account:&nbsp;</h4><ul><li><a href="https://web.archive.org/web/20220709214058/https://www.usdirectexpress.com/how_it_works.html">Direct Express debit card</a>&nbsp;- a pre-paid debit card. Get help by calling the Go Direct Helpline at <a href="tel:18003331795">1-800-333-1795</a> (TTY: <a href="tel:18665690447">1-866-569-0447</a>).&nbsp;</li></ul><h4>Make Changes to an Existing Direct Deposit Account:</h4><p>On Go Direct&#39;s FAQ page, learn how to <a href="https://web.archive.org/web/20220709214058/https://www.godirect.gov/gpw/faq/">make changes to an existing direct deposit account</a>. You also may contact the<a href="https://web.archive.org/web/20220709214058/https://www.usa.gov/federal-agencies/a"> federal agency</a> that pays your benefit for help with your enrollment.</p>" } }, { "@type": "Question", "name": "Social Security Benefits for People with Disabilities", "acceptedAnswer": { "@type": "Answer", "text": "<p>If you have a disability, <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/disability/index.htm">Social Security Disability Insurance and Supplemental Security Income</a> may help financially. To find out if you&rsquo;re eligible for either program, use the <a href="https://web.archive.org/web/20220709214058/https://ssabest.benefits.gov/">Benefit Eligibility Screening Tool</a>.</p><h3>Definition of Disability</h3><p>To qualify for either program, you must meet <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/OP_Home/cfr20/404/404-1505.htm">SSA&rsquo;s definition of disability</a>:&nbsp;</p><ol><li><p>You&rsquo;re unable to do <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-disable-ussi.htm#sgact">substantial gainful activity (work)</a></p></li><li><p>Your disability is expected to last for at least one year or result in death</p></li><li><p>Your impairment is on Social Security&rsquo;s <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/disability/professionals/bluebook/listing-impairments.htm">list of disabling medical conditions</a></p></li></ol><p>Social Security uses a <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/disability/qualify.html#anchor3">step-by-step process to decide if you have a disability</a>.</p><h3>Social Security Disability Insurance (SSDI)&nbsp;</h3><p><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/disability/index.html">Social Security Disability Insurance (SSDI)</a> is for people who have become disabled after earning enough Social Security work credits within a certain time.&nbsp;</p><p>Your <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/disability/family.html">spouse or former spouse and your children may be eligible for benefits</a> when you start getting SSDI.</p><h4>How to Apply for SSDI</h4><p>You can <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/disability/apply.html">apply for SSDI benefits online, by phone, or in person</a>.&nbsp;&nbsp;</p><ul><li><p>If your application is approved, you&rsquo;ll have a five-month waiting period for benefits to start.&nbsp;</p></li><li><p>If your application is denied, you can appeal the decision.</p></li></ul><h3>Supplemental Security Income (SSI)</h3><p><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/">Supplemental Security Income (SSI) is for people with disabilities or who are 65 or older</a> with little to no income and resources. SSI is not Social Security. Although the names sound similar and the Social Security Administration runs the program, it does not fund SSI.&nbsp;</p><h4>How to Apply for Supplemental Security Income (SSI)</h4><p>Adults can <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-apply-ussi.htm">apply for SSI</a> by phone, in person at a local Social Security office, or in some cases online. To apply for SSI for a child, you can start the process online but will need to complete it either in person or by phone.</p><ul><li><p>You can appeal If your application is denied.</p></li><li><p>Explore a <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-understanding-ssi.htm">listing of SSI topics</a> to learn more detailed information.</p></li></ul><h3>Working While Receiving SSDI or SSI</h3><p>Whether you receive SSDI or SSI, you may be able to work without it impacting your benefits if you earn less than a certain amount. You can find all the details in the booklet <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/pubs/EN-05-10095.pdf">Working While Disabled: How We Can Help</a>.</p>" } } ] } </script><script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/accordion-from-content.js"></script> <script type="text/javascript"> $(document).ready(function(){ accordionify({id: "item-212313"}); accordionify({id: "item-37277"}); accordionify({id: "item-212374"}); accordionify({id: "item-35692"}); accordionify({id: "item-36792"}); accordionify({id: "item-35137"}); accordionify({id: "item-214012"}); }); </script><script type="application/ld+json"> { "@context": "https://web.archive.org/web/20220709214058/https://schema.org", "@type": "Organization", "url": "https://web.archive.org/web/20220709214058/https://www.usa.gov/", "logo": "https://web.archive.org/web/20220709214058/https://app-usa-modeast-prod-a01239f.s3.amazonaws.com/Logo_USAGov.png" } </script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/respond.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/platform.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/menu.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/standardsModifications.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/modal.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/states.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/homepage.js"></script> <script type="text/javascript" src="/web/20220709214058js_/https://www.usa.gov/js/uswds.js"></script>  </head> <body>  <noscript><iframe role="application" src="https://web.archive.org/web/20220709214058if_/https://www.googletagmanager.com/ns.html?id=GTM-KV4BZFD" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <noscript> <div style="background-color:#c61f0c; color:#fff; margin:0; padding-left:1.3rem; width:100%; padding-top:.5%; min-height:7rem;"> <span role="img" style="display:inline-block; padding-top:.2%; padding-bottom:.2%; padding-left:4.5rem; padding-right:5rem; background-image:url(/web/20220709214058im_/https://www.usa.gov/images/Icon_Alert.png); background-repeat:no-repeat; background-size:1.4em; background-position:1% 42%; line-height:20px; font-size:medium;"> <p>Please enable JavaScript in your web browser; otherwise some parts of this site might not work properly.</p> </span> </div> </noscript><a class="usa-skipnav" href="#content" onclick="document.getElementById('content').focus();" onfocus="dataLayer.push({'event' : 'skipNavOpened'});">Skip to main content </a> <header aria-labelledby="bner" role="banner" class="usa-header usa-header-extended" data-stickyheight="22"> <div class="usa-banner"> <div class="usa-accordion"> <div class="usa-banner-header"> <div id="bner" class="usa-grid usa-banner-inner"> <img src="/web/20220709214058im_/https://www.usa.gov/images/favicon-57.png" alt="U.S. flag"> <p>An official website of the United States government </p> <button class="usa-accordion-button usa-banner-button" aria-expanded="false" aria-controls="gov-banner"> <span class="usa-banner-button-text">Here's how you know </span> </button> </div> </div> <div class="usa-banner-content usa-grid usa-accordion-content" id="gov-banner"> <div class="usa-banner-guidance-gov usa-width-one-half"> <img class="usa-banner-icon usa-media_block-img" src="/web/20220709214058im_/https://www.usa.gov/images/icon-dot-gov.svg" alt="Dot gov"> <div class="usa-media_block-body"> <p> <strong>Official websites use .gov</strong> <br> A <strong>.gov</strong> website belongs to an official government organization in the United States. </p> </div> </div> <div class="usa-banner-guidance-ssl usa-width-one-half"> <img class="usa-banner-icon usa-media_block-img" src="/web/20220709214058im_/https://www.usa.gov/images/icon-https.svg" alt="SSL"> <div class="usa-media_block-body"> <p> <strong>Secure .gov websites use HTTPS</strong> <br> A <strong>lock</strong> ( <span class="icon-lock"> <svg xmlns="http://www.w3.org/2000/svg" width="52" height="64" viewbox="0 0 52 64" class="usa-banner__lock-image" role="img" aria-labelledby="banner-lock-title-default banner-lock-description-default"> <title id="banner-lock-title-default">Lock</title> <desc id="banner-lock-description-default">A locked padlock</desc> <path fill="#000000" fill-rule="evenodd" d="M26 0c10.493 0 19 8.507 19 19v9h3a4 4 0 0 1 4 4v28a4 4 0 0 1-4 4H4a4 4 0 0 1-4-4V32a4 4 0 0 1 4-4h3v-9C7 8.507 15.507 0 26 0zm0 8c-5.979 0-10.843 4.77-10.996 10.712L15 19v9h22v-9c0-6.075-4.925-11-11-11z"></path> </svg> </span> ) or https:// means you鈥檝e safely connected to the .gov website. 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aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints-by-product" href="#">Consumer Complaints by Product Type</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaints-lender">Banks and Lender Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/phone-tv-complaints">Phone and TV Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class="has-open-item"> <a aria-describedby="sr-next" aria-expanded="false" data-href="/money" href="#">Money and Taxes</a> <ul> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/benefits-grants-loans" href="/web/20220709214058/https://www.usa.gov/benefits-grants-loans">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Social Security Questions</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/credit-and-debt" href="#">Credit and Debt</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/credit">Credit Issues</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/credit-reports">Credit Reports and Scores</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/debt">Dealing with Debt</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/currency">Currency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/housing" href="#">Housing</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/buying-home">Help Buying a Home</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/spend-save-invest" href="#">Spending, Saving and Investing</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/cars">Car Complaints and Motor Vehicle Services</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/donate-to-charity">Donating to Charity</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/taxes" href="#">Taxes</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/filing-taxes-topics">Filing Your Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/resolve-tax-disputes">Resolve Tax Disputes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/check-tax-status">Tax Return Status</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/check-tax-withholding">Tax Withholding</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/recalls">Recalled Products</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/telemarketing">Telemarketing and Unwanted Mail</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/coronavirus" href="#">COVID-19</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-vaccine-and-testing">COVID-19 Health Information, Vaccines, and Testing</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-small-business-loans">COVID-19 Small Business Loans and Assistance</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-unemployment-benefits">COVID-19 Unemployment Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-financial-help-from-the-government">Financial Assistance for Food, Housing, and Bills</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/federal-covid-response">Government Response to Coronavirus, COVID-19</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-passports-and-travel">Passports and Travel During the COVID-19 Pandemic</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-scams">Scams Related to COVID-19</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disability-services" href="#">Disability Services</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-benefits-insurance">Benefits and Insurance</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-caregiver">Caregiver Support</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-financial-support">Financial Assistance and Support Services</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-programs">Government and Local Disability Programs</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-jobs-education">Jobs and Education</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-veterans-benefits">Veterans Disability Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disasters-and-emergencies" href="#">Disasters and Emergencies</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/after-disaster">After a Disaster</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/disaster-financial-help" href="#">Disaster Financial Assistance</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/disaster-help-workers-businesses">Disaster Financial Assistance for Workers and Small Business Owners</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disaster-help-food-housing-bills">Disaster Financial Assistance with Food, Housing, and Bills</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disaster-area-help">Financial Assistance Within Designated Natural Disaster Areas</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/help-disaster-survivors">Help Survivors of a Disaster</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/education" href="#">Education</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/higher-education">College and Higher Education</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/study-in-US">Learn English and Attend College in the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/libraries">Libraries and Archives</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/student-loans">Manage and Repay Student Loans</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/agencies" href="#">Government Agencies and Elected Officials</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/federal-agencies">A-Z Index of U.S. Government Agencies</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/about-the-us" href="#">About the U.S.</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/flag">American Flag</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/statistics">Data and Statistics About the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/history">History and Historical Documents</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaints">Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/crime-prison">Crime and Prisons</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/laws-and-regs">Federal Laws and Regulations</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/family">Personal Legal Issues, Documents, and Family History</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/scams-and-frauds">Scams and Frauds</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/voting-laws-history">Voting and Election Laws and History</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/life-in-the-us">Learn About Life in the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/presidents">Presidents, Vice Presidents, and First Ladies</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/budget">Budget of the U.S. Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/buy-from-government" href="#">Buying from the U.S. Government</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/auctions-and-sales">Auctions and Sales</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-surplus-sales">Surplus Sales by State</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/forms">Forms, by Agency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/state-tribal-governments" href="#">State, Local, and Tribal Governments</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/elected-officials">Contact Elected Officials</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-governor">Governors</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/tribes">Indian Tribes and Resources for Native Americans</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/local-governments">Local Governments</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-attorney-general">State Attorneys General</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-emergency-management">State Emergency Management Agencies</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/states-and-territories">State Governments</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-courts">State, County, and Municipal Courts</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> </ul> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/health" href="#">Health</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/doctors">Doctors and Medical Facilities</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/health-resources">Health Information from the Government</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/health-insurance" href="#">Health Insurance</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-health-insurance">Finding Health Insurance</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/medicaid">Medicaid and CHIP</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/medicare">Medicare</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/paying-for-medical">Paying for Medical Care</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/medicine">Medications</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/mental-health-substance-abuse">Mental Health and Substance Abuse</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-health">State Health Departments</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/vaccinations">Vaccines and Immunizations</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/housing" href="#">Housing</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/buying-home">Help Buying a Home</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/jobs-and-unemployment" href="#">Jobs and Unemployment</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/job-search" href="#">Looking for a New Job</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/government-jobs">Find a Federal Government Job</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/find-a-job">Find a Job</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/business" href="#">Small Business</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/business-search">Business Keyword Search</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/funding-options">Finance Your Business</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/import-export">Importing and Exporting</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/government-contracting-for-beginners" href="#">Introduction to Government Contracting</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/expand-business">Get Help with Government Contracting</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/find-government-contracts">The Contract Opportunities Search Tool on beta.SAM.gov</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/start-business">Start Your Own Business</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-business">State Business Resources</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/federal-employees" href="#">U.S. Government Employees</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/government-jobs">Find a Federal Government Job</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/benefits-for-federal-employees">Pay and Benefits for Federal Employees</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/safer-federal-workforce">Protecting the Federal Workforce from COVID-19</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws" href="#">Laws and Legal Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints-by-product" href="#">Consumer Complaints by Product Type</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaints-lender">Banks and Lender Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/phone-tv-complaints">Phone and TV Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/crime-prison" href="#">Crime and Prisons</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/crimes-against-children">Crimes Involving Children</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/prisons">Prisons and Prisoners</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/report-crime">Reporting Crime</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/corrections">State Corrections Departments</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/laws-and-regs" href="#">Federal Laws and Regulations</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/branches-of-government">Branches of the U.S. Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/laws-and-regulations">Commonly Requested U.S. Laws and Regulations</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/how-laws-are-made">How Laws Are Made and How to Research Them</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/pollution">Pollution Issues</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/labor-laws">Labor Laws and Issues</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/family" href="#">Personal Legal Issues, Documents, and Family History</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/child-care">Child Support</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/family-legal">Family Legal Issues</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/genealogy">Genealogy and Family History</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/legal-aid">Lawyers and Legal Advice</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/replace-vital-documents">Replace Your Vital Records</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/government-works">U.S. Government Works</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting-laws-history" href="#">Voting and Election Laws and History</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/election-results">Historical Election Results</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/voter-id">Voter ID Requirements</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/voting-laws">Voting and Election Laws</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/disability-rights">Your Legal Disability Rights</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/military-and-veterans" href="#">Military and Veterans</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/join-military">Join the Military</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-personnel-and-installations">Locate Military Members, Units, and Facilities</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/education-military-veterans">Military and Veterans Education Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-pay">Military Pay and Pensions</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-records">Military Records and Identification</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/selective-service">Selective Service (the Draft)</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/veteran-burial-benefits">Veterans Burial and Survivor Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/veteran-health">Veterans Health Benefits and Issues</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/veteran-housing">Veterans Housing Help</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/veteran-employment">Veterans Jobs and Training</a> </li> </ul> </li> <li class="has-open-item"> <a aria-describedby="sr-next" aria-expanded="false" data-href="/money" href="#">Money and Taxes</a> <ul> <li class="open expanded"> <a aria-describedby="sr-expanded" data-href="/benefits-grants-loans" href="/web/20220709214058/https://www.usa.gov/benefits-grants-loans">Benefits, Grants, Loans</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/benefits">Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/financial-aid">Financial Aid for Students</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/food-help">Food Assistance</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/grants">Grants and Loans</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/help-with-bills">Help with Bills</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-assistance">Military Programs and Benefits</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> <li class="expanded"> <a href="#content" aria-describedby="sr-current-page" data-current-page="true">Social Security Questions</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-social-services">State Social Service Agencies</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/unemployment">Unemployment Help</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/consumer" href="#">Consumer Issues</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/complaints" href="#">Complaints</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-against-government">Complaints Against the Government</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/consumer-complaints">Consumer Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/complaints-by-product">Consumer Complaints by Product Type</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/complaint-letter">Sample Complaint Letter</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/recalls">Recalled Products</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/scams-and-frauds" href="#">Scams and Frauds</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/common-scams-frauds">Common Scams and Frauds</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/identity-theft">Identity Theft</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/online-safety">Online Safety</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/privacy">Privacy</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/stop-scams-frauds">Report Scams and Frauds</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-consumer">State Consumer Protection Offices</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/telemarketing">Telemarketing and Unwanted Mail</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/credit-and-debt" href="#">Credit and Debt</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/credit">Credit Issues</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/credit-reports">Credit Reports and Scores</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/debt">Dealing with Debt</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/currency">Currency</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/housing" href="#">Housing</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-home">Affordable Rental Housing</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/foreclosure">Foreclosure</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/buying-home">Help Buying a Home</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-help-audiences">Housing Help</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-scams">Housing Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/housing-complaints">Housing-Related Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/moving">Moving</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/repairing-home">Repairing and Improving a Home</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/post-office">U.S. Postal Service Issues</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/spend-save-invest" href="#">Spending, Saving and Investing</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/cars" href="#">Car Complaints and Motor Vehicle Services</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/motor-vehicle-services">Motor Vehicle Services</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/donate-to-charity">Donating to Charity</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/mortgages">Mortgages</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement">Retirement</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/taxes" href="#">Taxes</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-stimulus-checks">Advance Child Tax Credit and Economic Impact Payments - Stimulus Checks</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/filing-taxes-topics" href="#">Filing Your Taxes</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/who-needs-to-file-taxes">Do You Need to File a Tax Return?</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/help-with-taxes">Get Help with Your Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/get-tax-forms">Get Your Tax Forms</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/file-taxes">How to File Your Federal Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/tax-benefits">Tax Credits and Deductions</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/irs-scams">IRS Scams</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/resolve-tax-disputes">Resolve Tax Disputes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-taxes">State and Local Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/check-tax-status">Tax Return Status</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/check-tax-withholding">Tax Withholding</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/unclaimed-money">Unclaimed Money from the Government</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/business" href="#">Small Business</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/business-search">Business Keyword Search</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/funding-options">Finance Your Business</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/import-export">Importing and Exporting</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/government-contracting-for-beginners" href="#">Introduction to Government Contracting</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/expand-business">Get Help with Government Contracting</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/find-government-contracts">The Contract Opportunities Search Tool on beta.SAM.gov</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/business-taxes">Small Business Taxes</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/start-business">Start Your Own Business</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-business">State Business Resources</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/travel-and-immigration" href="#">Travel and Immigration</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/immigration-and-citizenship" href="#">Immigration and Citizenship</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/deportation">Deportation</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/green-cards">Green Cards and Permanent Residence in the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/become-us-citizen">How to Apply for U.S. Citizenship</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/enter-us">How to Enter the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/renounce-lose-citizenship">Renounce or Lose Your U.S. Citizenship</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/travel-abroad" href="#">Passports and International Travel</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/passport">Getting or Renewing a U.S. Passport</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/americans-abroad">International Travel Issues</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/family-outside-us">Issues with Family Outside the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/covid-passports-and-travel">Passports and Travel During the COVID-19 Pandemic</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/passport-problems">U.S. Passport Fees, Facilities or Problems</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/recreation-and-travel" href="#">Recreation and Travel within the U.S.</a> <ul> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/cars" href="#">Car Complaints and Motor Vehicle Services</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/car-complaints">Car Complaints</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/motor-vehicle-services">Motor Vehicle Services</a> </li> </ul> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/recreation">Recreational Areas and Activities</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-travel-and-tourism">Travel and Tourism Information, by State</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/plane-travel">Travel by Plane</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/travel-complaint">Travel Complaints</a> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/visas-and-visitors" href="#">Visas and Visiting the U.S.</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/visas">Apply for Nonimmigrant Visas to the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/visitors-driving">Foreign Nationals Driving in the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/study-in-US">Learn English and Attend College in the U.S.</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/visa-problems">Visa Status, Renewals, or Problems</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/visitors">Visitors Living in the U.S.</a> </li> </ul> </li> </ul> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/voting" href="#">Voting and Elections</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/midterm-state-and-local-elections">Congressional, State, and Local Elections</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/voter-research">Decide Who to Vote For</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/election-office">Find My State or Local Election Office Website</a> </li> <li class=""> <a aria-describedby="sr-next" aria-expanded="false" data-href="/how-to-vote" href="#">How, Where, and When to Vote</a> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/absentee-voting">Absentee and Early Voting</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/voting-political-party">Do You Have to Vote for the Party You're Registered With?</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/election-day">Voting on Election Day</a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/who-can-vote">Who Can and Can鈥檛 Vote in U.S. Elections</a> </li> </ul> </li> <li> <a 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clearfix"><nav aria-label="Benefits, Grants, Loans - leftnav" class="col-md-3 leftnav"> <div aria-label="Top Questions About Social Security"> <div class="shade"> <header> <h2> <a href="/web/20220709214058/https://www.usa.gov/benefits-grants-loans" class="url"> <span>Benefits, Grants, Loans</span> </a> </h2> </header> <ul> <li> <a href="/web/20220709214058/https://www.usa.gov/finding-home" class="url"> <span>Affordable Rental Housing</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/benefits" class="url"> <span>Benefits</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/financial-aid" class="url"> <span>Financial Aid for Students</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/food-help" class="url"> <span>Food Assistance</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/grants" class="url"> <span>Grants and Loans</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/help-with-bills" class="url"> <span>Help with Bills</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/military-assistance" class="url"> <span>Military Programs and Benefits</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/retirement" class="url"> <span>Retirement</span> </a> </li> <li class="slctd"> <a> <span>Social Security Questions</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/state-social-services" class="url"> <span>State Social Service Agencies</span> </a> </li> <li> <a href="/web/20220709214058/https://www.usa.gov/unemployment" class="url"> <span>Unemployment Help</span> </a> </li></ul> </div> </div> </nav>  <div class="col-md-9 col-sm-12 rightnav"> <header> <h1 id="page-title">Top Questions About Social Security</h1> <p>Find answers to common questions about Social Security, including retirement and disability benefits, how to get, replace, or correct your Social Security card, and more. </p> </header> <div class="wotp"> <header> <h2>On This Page</h2> </header> <div class="clearfix"> <ul> <li> <a href="#item-37277" onclick="document.getElementById('item-37277').focus();">Get, Replace, or Correct a Social Security Card </a> </li> <li> <a href="#item-212313" onclick="document.getElementById('item-212313').focus();">Social Security and How It Works </a> </li> <li> <a href="#item-213279" onclick="document.getElementById('item-213279').focus();">Social Security Retirement Benefits Planner </a> </li> <li> <a href="#item-212374" onclick="document.getElementById('item-212374').focus();">SSA Benefits for U.S. Citizens Overseas </a> </li> <li> <a href="#item-36792" onclick="document.getElementById('item-36792').focus();">Government Checks and Payments </a> </li> <li> <a href="#item-35137" onclick="document.getElementById('item-35137').focus();">Report the Death of a Social Security or Medicare Beneficiary </a> </li> <li> <a href="#item-35102" onclick="document.getElementById('item-35102').focus();">Set Up Direct Deposit for Your Federal Benefits </a> </li> <li> <a href="#item-214012" onclick="document.getElementById('item-214012').focus();">Social Security Benefits for People with Disabilities </a> </li> </ul> </div> </div> <article role="complementary" aria-labelledby="item-37277"> <header> <h2 id="item-37277">Get, Replace, or Correct a Social Security Card</h2> </header><p>The Social Security Administration issues Social Security cards to:</p><ul><li>U.S. citizens</li><li>Permanent Residents</li><li>Noncitizens who work in the U.S.</li></ul><p>See how you can get a Social Security card corrected or replaced. Find out how to get one for your new baby.</p><h3>What is a Social Security Card?</h3><p>Your Social Security card is an important piece of identification. You'll need one to get a job, collect Social Security, or receive other government benefits.</p><p>When you apply for a Social Security number (SSN), the Social Security Administration (SSA) will assign you a nine-digit number. This is the same number that is printed on the Social Security card that SSA will issue you. If you change your name, you will need to get a corrected card.</p><h3>How To Get a Social Security Card</h3><ol><li>Gather your documents. Learn <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssnumber/ss5doc.htm">what documents you'll need</a> to get a card.  Select your situation:<ol><li>Adult or child</li><li>Original, replacement, or corrected card</li><li>U.S. born citizen, foreign-born U.S. citizen, or noncitizen </li></ol></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/myaccount/replacement-card.html">Apply online for a replacement card</a>. Apply online if you’re not changing anything on your card and you are eligible. This option is available in most states. You will need to make a my Social Security account first. Or complete an application. If you can not apply online, <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/forms/ss-5.pdf">fill out an application</a> and return it to the SSA. Find out <a href="https://web.archive.org/web/20220709214058/https://secure.ssa.gov/ICON/main.jsp">where to take it in person or mail it</a>.</li></ol><h3>Getting a Social Security Number for a New Baby</h3><p>The easiest way to get a Social Security number for your child is at the hospital after they are born when you apply for your child’s birth certificate. If you wait to apply for a number at a Social Security office, there may be delays while SSA verifies your child’s birth certificate.</p><p> Your child will need their own Social Security number so you can:</p><ul><li>Claim your child as a dependent on your income tax return</li><li>Open a bank account in their name</li><li>Get medical coverage for them</li><li>Apply for government services for them</li></ul><h3>Prevent Identity Theft</h3><p>Keep your Social Security card in a safe place to <a href="https://web.archive.org/web/20220709214058/https://blog.ssa.gov/protecting-your-social-security-number-from-identity-theft/">protect yourself from identity theft</a>. </p> </article> <article role="complementary" aria-labelledby="item-212313"> <header> <h2 id="item-212313">Social Security and How It Works</h2> </header><p>Social Security provides you with a source of income when you retire or if you can’t work due to a disability. It can also support your legal dependents (spouse, children, or parents) with benefits in the event of your death.</p><h3>What’s Social Security?</h3><p>Social Security is a program run by the federal government. The program works by using taxes paid into a trust fund to provide benefits to people who are eligible. You’ll need a Social Security number when you apply for a job.</p><p>Find how to <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssnumber/">apply for a Social Security number or to replace your Social Security card</a>.</p><h3>How do benefits work, and how can I qualify?</h3><p>While you work, you pay Social Security taxes. This tax money goes into a trust fund that pays benefits to:</p><ul><li>Those who are currently retired</li><li>To people with disabilities</li><li>To the surviving spouses and children of workers who have died</li></ul><p>Each year you work, you’ll get credits to help you become eligible for benefits when it’s time for you to retire. Find all the benefits <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/">Social Security Administration (SSA) offers</a>.</p><h4>There are four main types of benefits that the SSA offers:</h4><ul><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/retirement/">Retirement benefits</a></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/disability/">Disability benefits</a></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/survivors/">Benefits for spouses or other survivors of a family member who's passed</a></li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-eligibility-ussi.htm">Supplemental Security Income (SSI)</a></li></ul><h3>How to Open a “my Social Security” account</h3><p>If you receive or will receive Social Security benefits, you may want to open a <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/myaccount/">"my Social Security" account</a>. This online account is a service from the SSA that allows you to keep track of and manage your SSA benefits. You can also make changes to your Social Security record.</p><h3>How to Find More Help</h3><p>If you have specific questions about your Social Security benefits, you can:</p><ul><li>Review the <a href="https://web.archive.org/web/20220709214058/https://faq.ssa.gov/en-US/">Social Security Administration’s frequently asked questions</a>.</li><li><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/agency/contact/">Contact the Social Security Administration directly</a>.</li></ul> </article> <article role="complementary" aria-labelledby="item-213279"> <header> <h2 id="item-213279">Social Security Retirement Benefits Planner</h2> </header><p>How much Social Security income you’ll receive depends on:</p><ul><li><p>Your earnings over your lifetime</p></li><li><p>The age at which you'll begin receiving benefits</p></li><li><p>Whether you'll be eligible to receive a spouse’s benefit instead of your own</p></li></ul><p>You can use <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/retire/">Social Security’s retirement benefits planner</a> to:</p><ul><li><p>Estimate your benefits at each age, from 62 (the earliest you can receive them) to 70 (when you hit your greatest amount)</p></li><li><p>Apply for retirement benefits</p></li><li><p>Learn about earning limits if you plan to work while receiving Social Security benefits</p></li></ul> </article> <article role="complementary" aria-labelledby="item-212374"> <header> <h2 id="item-212374">SSA Benefits for U.S. Citizens Overseas </h2> </header><p>Learn how to collect Social Security benefits while you're overseas.</p><h3>Get SSA Benefits While Living Abroad</h3><p>U.S. citizens can travel to or live in most, but not all, foreign countries and still receive their Social Security benefits. You can find out if you can receive benefits overseas by using the Social Security Administration’s (SSA) <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/international/payments_outsideUS.html">payment verification tool</a>. Once you access the tool, pick the country you're visiting or living in from the drop-down menu options.</p><h3>Earn SSA Work Credits in Some Countries</h3><p>You may not have enough credits from your work in the United States to qualify for retirement benefits. But, you may be able to count your <a href="https://web.archive.org/web/20220709214058/https://faq.ssa.gov/en-US/Topic/article/KA-02405">work credits from another country</a>. The SSA has agreements with 24 countries. If you earned credits in one of those countries, they can help you qualify for U.S. benefits.</p> </article> <article role="complementary" aria-labelledby="item-36792"> <header> <h2 id="item-36792">Government Checks and Payments</h2> </header><p>Find out how to report your lost, missing, stolen, or expired government check. And learn why you received a check or direct deposit payment and how to make a payment to the government.</p><h3>Lost or Stolen Federal Payments</h3><p>Report your <a href="https://web.archive.org/web/20220709214058/https://www.fiscal.treasury.gov/pfc/i-want-to.html">lost, missing, or stolen federal check</a> to the agency that issued the payment.  It's usually one of these <a href="https://web.archive.org/web/20220709214058/https://www.fiscal.treasury.gov/checkclaims/i-want-to.html#paying-agency">paying agencies</a>. If your documentation indicates it's a different agency, and you need its contact information, look in the <a href="https://web.archive.org/web/20220709214058/https://www.usa.gov/federal-agencies/a">A-Z Index of U.S. Government Departments and Agencies</a>.</p><p>To get an update on your claim, contact the <a href="https://web.archive.org/web/20220709214058/https://www.fiscal.treasury.gov/pfc/i-want-to.html">Treasury Department Philadelphia Financial Center</a> at 1-855-868-0151, option 1.</p><h3>If You're Not Sure Why You Received a Payment</h3><p>If you receive a check or direct deposit payment from the Treasury Department and do not know what it’s for, contact the regional financial center (RFC) that issued it. Only the agency that authorized the payment can explain why you received it.</p><p><strong>If you received a check,</strong> look for the RFC’s city and state at the top center. Then contact that RFC to find out which federal agency authorized the payment. It will be one of these:</p><ul><li><a href="https://web.archive.org/web/20220709214058/https://fiscal.treasury.gov/pfc/contact.html">Philadelphia RFC</a></li><li><a href="https://web.archive.org/web/20220709214058/https://fiscal.treasury.gov/npce/">Kansas City RFC</a> </li></ul><p><strong>If you received payment by</strong> <strong>electronic funds transfer (EFT), </strong>or direct deposit, follow the directions under <a href="https://web.archive.org/web/20220709214058/https://fiscal.treasury.gov/checkclaims/i-want-to.html">Find Information About a Payment</a>.</p><p>Use the <a href="https://web.archive.org/web/20220709214058/https://tcvs.fiscal.treasury.gov/">Treasury Check Verification System</a> to verify that the check is legitimate and issued by the  government.  </p><h3>Make Payments to the Federal Government</h3><p>Learn how to use <a href="https://web.archive.org/web/20220709214058/https://www.pay.gov/public/home">Pay.gov</a> to make secure, electronic payments to government agencies from your checking or savings account. You can use the online service for VA medical care copayments, U.S. Coast Guard merchant mariner fee payments, and more.</p><p>If you need help, <a href="https://web.archive.org/web/20220709214058/https://www.pay.gov/public/home/contact">contact Pay.gov customer service</a>. </p><p><br/>.</p> </article> <article role="complementary" aria-labelledby="item-35137"> <header> <h2 id="item-35137">Report the Death of a Social Security or Medicare Beneficiary</h2> </header><p>You must report the death of a family member receiving Social Security or Medicare benefits. The Social Security Administration (SSA) processes death reports for both. Find out how you can report a death and how to cancel benefit payments. In addition to canceling SSA and Medicare benefits, find out <a href="https://web.archive.org/web/20220709214058/https://www.usa.gov/family-legal#item-214085">what other benefits and accounts you should cancel</a>. </p><h3>How to Report a Death to Social Security</h3><p>To report a death:</p><ul><li>Provide the deceased person's Social Security number to the funeral director so they can report the death to the SSA.</li><li>Contact your <a href="https://web.archive.org/web/20220709214058/https://secure.ssa.gov/ICON/main.jsp">local Social Security office</a>. Or, call SSA's main number at <a href="https://web.archive.org/web/20220709214058/tel: 18007721213">1-800-772-1213</a> (TTY <a href="https://web.archive.org/web/20220709214058/tel: 18003250078">1-800-325-0778</a>) to make the report.  </li></ul><h3>How to Stop Social Security Check Payments</h3><p>The SSA can not pay benefits for the month of a recipient’s death. That means if the person died in July, the check received in August (which is payment for July) must be returned. Find out <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/OP_Home/handbook/handbook.01/handbook-0134.html">how to return a check to the SSA</a>.</p><p>If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. For more about the requirement to return benefits for the month of a beneficiary’s death, see the top of page 11 of this <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/pubs/EN-05-10077.pdf">SSA publication</a>.</p><p>Family members may be eligible for Social Security survivors benefits when a person getting benefits dies. Visit the <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/pubs/EN-05-10077.pdf">SSA's Survivors Benefits page</a> to learn more.</p> </article> <article role="complementary" aria-labelledby="item-35102"> <header> <h2 id="item-35102">Set Up Direct Deposit for Your Federal Benefits</h2> </header><p>Learn how to set up direct deposit to receive your federal benefits. </p><h3>How to Receive Federal Benefits</h3><p>To begin receiving your federal benefits, like Social Security or veterans benefits, you must sign up for electronic payments with direct deposit.</p><h4>If You Have a Bank or Credit Union Account: </h4><ul><li><a href="https://web.archive.org/web/20220709214058/https://www.godirect.gov/gpw/enrollment">Enroll online</a></li><li><a href="https://web.archive.org/web/20220709214058/https://godirect.gov/gpw/enroll-by-mail/">Enroll by mail</a><a href="https://web.archive.org/web/20220709214058/https://godirect.gov/gpw/enroll-by-mail/"> </a></li><li>Call the Go Direct Helpline at <a href="tel:18003331795">1-800-333-1795</a> (TTY: <a href="tel:18665690447">1-866-569-0447</a>).</li></ul><h4>If You Don't have a Bank or Credit Union Account: </h4><ul><li><a href="https://web.archive.org/web/20220709214058/https://www.usdirectexpress.com/how_it_works.html">Direct Express debit card</a> - a pre-paid debit card. Get help by calling the Go Direct Helpline at <a href="tel:18003331795">1-800-333-1795</a> (TTY: <a href="tel:18665690447">1-866-569-0447</a>). </li></ul><h4>Make Changes to an Existing Direct Deposit Account:</h4><p>On Go Direct's FAQ page, learn how to <a href="https://web.archive.org/web/20220709214058/https://www.godirect.gov/gpw/faq/">make changes to an existing direct deposit account</a>. You also may contact the<a href="https://web.archive.org/web/20220709214058/https://www.usa.gov/federal-agencies/a"> federal agency</a> that pays your benefit for help with your enrollment.</p> </article> <article role="complementary" aria-labelledby="item-214012"> <header> <h2 id="item-214012">Social Security Benefits for People with Disabilities</h2> </header><p>If you have a disability, <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/disability/index.htm">Social Security Disability Insurance and Supplemental Security Income</a> may help financially. To find out if you’re eligible for either program, use the <a href="https://web.archive.org/web/20220709214058/https://ssabest.benefits.gov/">Benefit Eligibility Screening Tool</a>.</p><h3>Definition of Disability</h3><p>To qualify for either program, you must meet <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/OP_Home/cfr20/404/404-1505.htm">SSA’s definition of disability</a>: </p><ol><li><p>You’re unable to do <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-disable-ussi.htm#sgact">substantial gainful activity (work)</a></p></li><li><p>Your disability is expected to last for at least one year or result in death</p></li><li><p>Your impairment is on Social Security’s <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/disability/professionals/bluebook/listing-impairments.htm">list of disabling medical conditions</a></p></li></ol><p>Social Security uses a <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/benefits/disability/qualify.html#anchor3">step-by-step process to decide if you have a disability</a>.</p><h3>Social Security Disability Insurance (SSDI) </h3><p><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/disability/index.html">Social Security Disability Insurance (SSDI)</a> is for people who have become disabled after earning enough Social Security work credits within a certain time. </p><p>Your <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/disability/family.html">spouse or former spouse and your children may be eligible for benefits</a> when you start getting SSDI.</p><h4>How to Apply for SSDI</h4><p>You can <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/planners/disability/apply.html">apply for SSDI benefits online, by phone, or in person</a>.  </p><ul><li><p>If your application is approved, you’ll have a five-month waiting period for benefits to start. </p></li><li><p>If your application is denied, you can appeal the decision.</p></li></ul><h3>Supplemental Security Income (SSI)</h3><p><a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/">Supplemental Security Income (SSI) is for people with disabilities or who are 65 or older</a> with little to no income and resources. SSI is not Social Security. Although the names sound similar and the Social Security Administration runs the program, it does not fund SSI. </p><h4>How to Apply for Supplemental Security Income (SSI)</h4><p>Adults can <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-apply-ussi.htm">apply for SSI</a> by phone, in person at a local Social Security office, or in some cases online. To apply for SSI for a child, you can start the process online but will need to complete it either in person or by phone.</p><ul><li><p>You can appeal If your application is denied.</p></li><li><p>Explore a <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/ssi/text-understanding-ssi.htm">listing of SSI topics</a> to learn more detailed information.</p></li></ul><h3>Working While Receiving SSDI or SSI</h3><p>Whether you receive SSDI or SSI, you may be able to work without it impacting your benefits if you earn less than a certain amount. You can find all the details in the booklet <a href="https://web.archive.org/web/20220709214058/https://www.ssa.gov/pubs/EN-05-10095.pdf">Working While Disabled: How We Can Help</a>.</p> </article> <div id="sm-share"><span id="share-page">Share This Page:</span> <div> <a id="fcb" href="https://web.archive.org/web/20220709214058/https://www.facebook.com/sharer/sharer.php?u=https://www.usa.gov/about-social-security&v=3" aria-labelledby="fcb share-page"> <img src="/web/20220709214058im_/https://www.usa.gov/images/Icon_Connect_Facebook.png" alt="Facebook"/> </a> <a id="twr" href="https://web.archive.org/web/20220709214058/https://twitter.com/intent/tweet?source=webclient&text=Top Questions About Social Securityhttps://www.usa.gov/about-social-security" aria-labelledby="twr share-page"> <img src="/web/20220709214058im_/https://www.usa.gov/images/Icon_Connect_Twitter.png" alt="Twitter"/> </a> <a id="em" href="https://web.archive.org/web/20220709214058/mailto:/?subject=Top Questions About Social Security&body=https://www.usa.gov/about-social-security" aria-labelledby="em share-page"> <img src="/web/20220709214058im_/https://www.usa.gov/images/Icon_Connect_Email.png" alt="Email"/> </a> </div> </div>  <div id="cntctbx"> <h2 id="">Do you have a question?</h2> <p> Ask a real person any government-related question for free. 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Top Questions About Social Security | USAGov