Legal and insurance claims

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/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/hero-images/advice/industry/legal-and-insurance-claims.jpg/legal-and-insurance-claims.jpg/metofficegovuk%3AheroMedium 1024w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/hero-images/advice/industry/legal-and-insurance-claims.jpg/legal-and-insurance-claims.jpg/metofficegovuk%3AheroSmall 768w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/hero-images/advice/industry/legal-and-insurance-claims.jpg/legal-and-insurance-claims.jpg/metofficegovuk%3AheroXSmall 640w" title="Composite graphic - on the right, a gavel and a judge reading notes, on the left, a white car that went off-road because of the icy conditions." alt="Composite graphic - on the right, a gavel and a judge reading notes, on the left, a white car that went off-road because of the icy conditions." sizes="100vw"/> </div> <div class="wrap-3-col"> <div class="wrap-3-left"> <div class="advert-container"> <div class="draggable-advert skyLeft" id="skyLeft"></div> </div> </div> <div class="wrap-3-mid"> <div class="content-container"> <article class="has-edit-button content"> <div class="article-content"> <h1 class="article-heading">Legal and insurance claims</h1> <div class="share-line"><hr></div> <div class="row content-top"> <div class="col"> <p class="learn-article-tagline" data-swiftype-name="tagline" data-swiftype-type="text">The ClaimCheck and Storm Analysis weather reports are designed to help you support or disprove criminal, civil or insurance claims when weather is invoked.</p> <div data-swiftype-name="body" data-swiftype-type="text"> <div class="article-body"><h2>Our services for legal and insurance claims at a glance...</h2> <h3>ClaimCheck – To help confirm if the alleged weather conditions occurred</h3> <p>The report provides a snapshot of weather conditions for a given location, either in a 5-hourly or 5-daily window.</p> <ul> <li>Minimum and maximum temperatures</li> <li>Mean wind speed</li> <li>Maximum wind gust</li> <li>Rainfall</li> <li>Lightning risk</li> </ul> <p>The data is generated from 2km gridded computer model output (Numerical Weather Prediction model) combined with the most recent ground-based observations, radar imagery and lightning information.</p> <p>You can choose between an hourly or a daily report. The hourly report displays weather conditions in a 5-hour window; the daily report in 5-day window (you decide the beginning and the end for each window). Click the reports to view details (opens a new tab).</p> <p><a href="/web/20200301204343/https://www.metoffice.gov.uk/binaries/content/assets/metofficegovuk/pdf/business/sectors/claimcheck-hourly-report-1.pdf" target="_blank"><img alt="" srcset="/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/thumbnail/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg 60w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg/claimcheck-hourly-report.jpg/metofficegovuk%3Axsmall 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg/claimcheck-hourly-report.jpg/metofficegovuk%3Axlarge 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg/claimcheck-hourly-report.jpg/metofficegovuk%3Amd 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg/claimcheck-hourly-report.jpg/metofficegovuk%3Axxlarge 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg/claimcheck-hourly-report.jpg/metofficegovuk%3Asm 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg/claimcheck-hourly-report.jpg/metofficegovuk%3Alg 600w" src="/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-hourly-report.jpg"/></a></p> <p><a href="/web/20200301204343/https://www.metoffice.gov.uk/binaries/content/assets/metofficegovuk/pdf/business/sectors/claimcheck-daily-report-1.pdf" target="_blank"><img alt="" srcset="/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/thumbnail/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg 60w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg/claimcheck-daily-report.jpg/metofficegovuk%3Axsmall 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg/claimcheck-daily-report.jpg/metofficegovuk%3Axlarge 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg/claimcheck-daily-report.jpg/metofficegovuk%3Amd 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg/claimcheck-daily-report.jpg/metofficegovuk%3Axxlarge 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg/claimcheck-daily-report.jpg/metofficegovuk%3Asm 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg/claimcheck-daily-report.jpg/metofficegovuk%3Alg 600w" src="/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/claimcheck-daily-report.jpg"/></a></p> <p><strong>You’ll need to provide:</strong></p> <ul> <li>Postcode of interest</li> <li>Date of the event (and time if possible)</li> </ul> <h3>Storm Analysis – To help confirm if rain was foreseeable or not</h3> <p>The report helps you determine if rain on a given day was out-of-the-ordinary or not, and, by inference, if it could have been reasonably foreseen. It helps to put any individual short-period rainfall event into an historical context.</p> <p>The ‘return period’ indicates the probability of rainfall of that severity, over time. For example, if a return period is 31 years, it means that it is a rare occurrence – every 31 years.</p> <p>Storm Analysis compares data from the nearest observation stations and our radar network. It analyses the most intense 15-, 30- and 60-minute periods of rainfall.</p> <p>It also includes an expert summary from our meteorologist analysing the rainy conditions on that day across the region and the UK to put the rainfall event into context.</p> <p>Click the report to view details (opens a new tab).</p> <p><a href="/web/20200301204343/https://www.metoffice.gov.uk/binaries/content/assets/metofficegovuk/pdf/business/sectors/storm-analysis.pdf"><img alt="" srcset="/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/thumbnail/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg 60w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg/storm-analysis.jpg/metofficegovuk%3Axsmall 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg/storm-analysis.jpg/metofficegovuk%3Axlarge 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg/storm-analysis.jpg/metofficegovuk%3Amd 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg/storm-analysis.jpg/metofficegovuk%3Axxlarge 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg/storm-analysis.jpg/metofficegovuk%3Asm 600w, /web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg/storm-analysis.jpg/metofficegovuk%3Alg 600w" src="/web/20200301204343im_/https://www.metoffice.gov.uk/binaries/content/gallery/metofficegovuk/images/industry/storm-analysis.jpg"/></a></p> <p><strong>You’ll need to provide:</strong></p> <ul> <li>Postcode of interest</li> <li>Date of the event (and time if possible)</li> </ul> <p>Disclaimer – The Met Office is not responsible for and does not make any witness statement or expert opinion relating to the data provided as part of the Deliverables or the admissibility of such data, in whatever form, relating to any proceedings whether or not before any court or other authority of competent jurisdiction.</p></div> <div class="article-body"></div> </div> </div> <div class="mpu-col"> <div class="advert-container"> <div class="draggable-advert mpuOnly" id="mpuOnly"></div> </div> </div> <div class="contact-col col"> <div class="sticky-container"> <div id="bg-contact-us" class="bg-contact-us"> <h4>Get in touch</h4> <h5>Call us</h5> <p>We are available 24/7.</p> <div 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