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<!DOCTYPE html><html lang="pl"><head><meta charSet="utf-8"/><meta name="viewport" content="initial-scale=1, width=device-width"/><meta id="redesign"/><meta name="p:domain_verify" content="486176bd1ea30b4b17305e2e042b878b"/><script type="text/javascript">try{const a=t=>{return a=window,e=document,n="script",a[o="uetq"]=a[o]||[],r=function(){var e={ti:""+t,enableAutoSpaTracking:!0};e.q=a[o],a[o]=new UET(e),a[o].push("pageLoad")},(c=e.createElement(n)).src="//bat.bing.com/bat.js",c.async=1,c.onload=c.onreadystatechange=function(){var e=this.readyState;e&&"loaded"!==e&&"complete"!==e||(r(),c.onload=c.onreadystatechange=null)},void(e=e.getElementsByTagName(n)[0]).parentNode.insertBefore(c,e);var a,e,n,o,r,c};Object.defineProperty(window,"uetLoader",{value:a})}catch(e){console.error(e)}</script><script type="text/javascript">window.clarityModule={appendClarityScript:t=>{const e='!function(c,l,a,r,i,t,y){a[c]("metadata",(function(e){function n(){var n=ga.getAll();for(var o in n){var s=n[o];if("UA-2629088-1"===s.get("trackingId")){s.set("dimension53",["https://clarity.microsoft.com/ga",e.projectId,e.userId,e.sessionId].join("/")),s.send("event",{eventCategory:"Clarity",nonInteraction:!0,eventAction:e.sessionId});break}}}try{ga&&ga(n)}catch(e){try{n()}catch(e){}}}));try{var d="dataLayer",g="gtag";a[d]=a[d]||[],a[g]=a[g]||function(){a[d].push(arguments)},a[g]("event","optimize.callback",{callback:function(e,g){a[c]("set","optimizeExp",g+":"+e)}})}catch(e){}if(a[c].v||a[c].t)return a[c]("event",c,"dup."+i.projectId);a[c].t=!0,(t=l.createElement(r)).async=!0,t.src="/static/front/clarity_scripts/js/clarity.js",(y=l.getElementsByTagName(r)[0]).parentNode.insertBefore(t,y),a[c]("start",i),a[c].q.unshift(a[c].q.pop())}("clarity",document,window,"script",{"projectId":"'+t+'","upload":"https://d.clarity.ms/collect","expire":365,"cookies":["_uetmsclkid","_uetvid"],"track":false,"lean":false,"content":true,"extract":[3,1,["4f509md79","zjy56jaz","4s4zm72hj"]]});',a=document.createElement("script");a.type="text/javascript",a.async=!0,a.append(e),document.getElementsByTagName("head")[0].appendChild(a)}};</script><script id="uc-gtm">function gtag(){dataLayer.push(arguments)}window.dataLayer=window.dataLayer||[],window.addEventListener("ucEvent",function(e){if(e.detail&&"consent_status"==e.detail.event){var t="Microsoft Clarity";switch(e.detail.hasOwnProperty(t)&&gtag("consent","update",{clarity_storage:e.detail[t]?"granted":"denied"}),e.detail.action){case"onAcceptAllServices":document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onDenyAllServices":document.cookie="5_RODO_REJECTED=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onUpdateServices":document.cookie="4_RODO_SETTINGS=true; path=/; secure=true; samesite=none; max-age=34560000;"}e.detail.ucCategory.essential&&(document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;")}}),gtag("consent","default",{ad_storage:"denied",analytics_storage:"denied",clarity_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",wait_for_update:2e3}),gtag("set","ads_data_redaction",!0),function(e,t,a,n){e[n]=e[n]||[],e[n].push({"gtm.start":(new Date).getTime(),event:"gtm.js"});e=t.getElementsByTagName(a)[0],n=t.createElement(a);n.async=!0,n.src="https://www.googletagmanager.com/gtm.js?id=GTM-NZQMN2W",e.parentNode.insertBefore(n,e)}(window,document,"script","dataLayer"); </script><title>PKO Bank Polski</title><meta name="description" content="PKO Bank Polski - Twoje bezpieczne i wygodne rozwiązania finansowe. Oferujemy darmowe konto osobiste, kredyty, lokaty, ubezpieczenia oraz usługi dodatkowe"/><meta name="article:modified_time" content="2025-02-28T08:29:15.581717+01:00"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.pkobp.pl"/><script>window.pko = {"storage":{"dd_RRSO-KMSR":"9,14%","test":"testowa1","dd_RRSO-BK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>4,31%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG":"11,57%","[!RRSO-KKMP]":"20,71%","dd_RRSO-KH-PKO-S":"9,34%","dd_RRSO-KH-PKO-Z":"9,76%","dd_RRSO-KH-BH-Z":"9,78%","dd_RRSO-KH-BH-S":"9,35%","dd_RRSO-EP-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 28 000,00 zł. Całkowita kwota do zapłaty: 42 129,58 zł. Oprocentowanie zmienne: 17,99%. Całkowity koszt kredytu: 14 129,58 zł (w tym prowizja 0,00 zł i odsetki 14 129,58 zł). 57 miesięcznych rat równych po 726,07 zł i ostatnia rata: 743,59 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.<br/><br/>\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. <br/><br/>","dd_RRSO-EPG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-KH-PR-PKO-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,76%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,11%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,31%; całkowity koszt kredytu 491 159,63zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 453 956,03 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 831 159,63 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 651,01 zł i ostatnia rata wynosi 1 304,04 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KH-PR-PKO-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,34%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 7,35%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok i marża 1,91%; a następnie oprocentowanie zmienne 8,11%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2,31%; całkowity koszt kredytu 475 729,93 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 438 526,33 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 815 729,93 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 481,26 zł, od 6. roku kolejne raty wynoszą 2 626,39 zł i ostatnia rata 1 943,52 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KH-PR-BH-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,78%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,12%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,80% wg stanu na dzień 02.01.2025 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 462 927,36 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 427 887,56 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 782 927,36 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 497,20 zł, przy czym ostatnia rata wyniesie 1 224,76 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KHM":"9,84%","dd_RRSO-KHM-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,84%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie zmienne 8,16%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,36%; całkowity koszt kredytu 475 752,25 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 439 669,51 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 802 620,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 wynosi 2 559,51 zł i ostatnia rata wynosi 1 244,02 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KKMP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,71%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3687,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","dd_RRSO-LO-BO-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","dd_RRSO-LO-KI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","dd_RRSO-KKI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,19%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1000 zł, odsetki 9873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","dd_RRSO-KKP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,30% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","[!RRSO-BK]":"4,31%","[!RRSO-KH-PKO]":"9,76%","[!RRSO-KHM]":"9,84%","[!RRSO-EPG]":"11,57%","[!RRSO-KH-BH-Z]":"8,81%","[!RRSO-PH]":"11,56%","[!RRSO-KMSR]":"9,14%","[!RRSO-PGPROMO]":"16,43%","[!RRSO-KH-PKO-Z]":"8,41%","[!RRSO-KH-BH]":"9,78%","[!RRSO-PG]":"11,57%","dd_RRSO-PG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-PK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 30 800,00 zł. Całkowita kwota do zapłaty: 45 926,09 zł. Oprocentowanie zmienne: 11,89%. Całkowity koszt kredytu: 15 126,09 zł (w tym prowizja 0,00 zł i odsetki 15 126,09 zł). 85 miesięcznych rat równych po 533,81 zł i ostatnia rata: 552,24 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","[!RRSO-PK]":"12,57%","[!RRSO-EP]":"19,57%","dd_RRSO-PH":"11,56%","dd_RRSO-KMSR-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,14%</strong> przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 7,04%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok z dnia 2.01.2025 r. i marża 1,6%, a następnie oprocentowanie zmienne 7,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2%; całkowity koszt kredytu 567 407,23 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 906 407,23 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 266,25 zł, od 6. roku po 2 423,01 zł i ostatnia rata wyniesie 1 399,28 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-PH-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi <strong>11,56%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,76%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 3,96%; całkowity koszt kredytu 417 195,12zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 010,48 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 722 906,12 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 903,88 zł i ostatnia rata wynosi 1 694,16 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-PH-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką <strong>11,07%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 9,00%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 3,56%, a następnie oprocentowanie zmienne 9,76%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 3,96%; całkowity koszt kredytu 403 620,67 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 376 436,03 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 709 331,67 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 752,50 zł, od 6. roku kolejne raty wynoszą 2 875,16 zł i ostatnia rata 2 343,39 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KHM-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,41%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 7,4%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 1,96%, a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 2,36%; całkowity koszt kredytu 460 916,31 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 424 833,57 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 787 784,31 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 396,02 zł, od 6. roku kolejne raty wynoszą 2 535,87 zł i ostatnia rata 1 867,44 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KH-PR-BH-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,35%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 61,70%; oprocentowanie stałe 7,36%/rok (uwzględniające obniżenie o 0,4 p.p. przez pierwsze 5 lat), na które składa się 5-letnia stała stopa bazowa 5,44%/rok wg stanu na dzień 02.01.2025 r. i marża 1,92 p.p., a następnie oprocentowanie zmienne 8,12%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,80%/rok wg stanu na dzień 02.01.2025 r. i marża 2,32 p.p.; całkowity koszt kredytu 448 405,26zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 413 365,46 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR w PKO Banku Polskim); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 768 405,26 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 337,38 zł, od 6. roku kolejne raty wynoszą 2 474,03 zł i ostatnia rata 1 829,49 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r."}}</script><meta name="next-head-count" content="13"/><link rel="shortcut icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><link rel="apple-touch-icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><meta name="msapplication-TileColor" content="#3074D5"/><meta name="theme-color" content="#003574"/><link rel="preload" href="/_next/static/css/db9be11e725027ca.css" as="style"/><link rel="stylesheet" href="/_next/static/css/db9be11e725027ca.css" data-n-g=""/><noscript data-n-css=""></noscript><script defer="" nomodule="" src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js"></script><script defer="" src="/_next/static/chunks/9072.6d9178acf2c135e4.js"></script><script defer="" src="/_next/static/chunks/5190.747291dae4d9df4e.js"></script><script defer="" src="/_next/static/chunks/6907.341ad3a6d54f0d00.js"></script><script defer="" 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padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss50 { } .jss50 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss50::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss50::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss50::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss50::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss50::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss76 { } @media (max-width:639.95px) { .jss76 { min-width: 300px; } } @media (min-width:640px) { .jss76 { width: auto; max-width: 1044px; } } .jss77 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss77 { align-items: start; } } @media (max-width:639.95px) { .jss77 { padding-left: 16px; } } .jss78 { padding-left: 16px; 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scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss191 { } .jss191 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss191::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss191::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss191::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss191::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss191::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss173 { color: #000; border: 1px solid transparent; cursor: pointer; display: inline-flex; padding: 11px 16px; font-size: 16px; min-width: 180px; background: transparent; box-sizing: border-box; margin-top: 8px; min-height: 48px; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-radius: 0; 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padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #DB912C; border-radius: 10px 10px; } .jss178:hover, .jss178:focus { color: #ffffff; background: #CC7A09; border-color: #CC7A09; } .jss179 { color: #ffffff; padding: 7px 16px; font-size: 14px; min-width: 135px; background: #DB912C; min-height: 32px; line-height: 1.1428571428571428; border-color: #DB912C; border-radius: 4px 4px; } .jss179:hover, .jss179:focus { background: #CC7A09; border-color: #CC7A09; } .jss180 { color: #000; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss180:hover, .jss180:focus { color: #003574; } .jss180 .jss185 { transform: translateY(3px); } .jss181 { color: #003574; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss181:hover, .jss181:focus { color: #004C9A; } .jss181 .jss185 { transform: translateY(3px); } .jss182 { color: #636363; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss182:hover, .jss182:focus { color: #003574; } .jss182 .jss185 { transform: translateY(3px); } .jss183 { color: #000000; padding: 11px 13px; background: #F9F9F9; min-height: 40px; line-height: 1; border-color: #2E7D49; border-radius: 10px 10px; } .jss183:hover, .jss183:focus { color: #ffffff; background: #2E7D49; border-color: #2E7D49; } .jss184 { width: 100%; display: inline-flex; } .jss185 { height: 20px; display: inline-block; margin-left: 12px; } .jss272 { width: 100%; height: 100%; display: flex; position: absolute; align-items: center; justify-content: center; } .jss273 { z-index: 1020; } .jss274 { top: 0; width: 100%; height: 100%; content: ""; z-index: 1019; position: absolute; background: rgba(255,255,255,0.9); } .jss343 .MuiPaper-root { max-width: 640px; min-width: 290px; min-height: 102px; word-break: break-word; } @media (max-width:639.95px) { .jss343 .MuiPaper-root { width: 100%; margin: 15px; max-width: calc(100% - 32px); min-width: unset; } } .jss344 { text-align: left; padding-top: 16px; padding-bottom: 2px; } @media (max-width:639.95px) { .jss344 { padding-left: 0; } } .jss345 { font-size: 16px; } .jss346 { padding: 16px 24px 16px 16px; } .jss347 { top: 0; right: 0; width: 40px; height: 40px; position: absolute; } .jss348 { color: #000; border: 1px solid #B7B7B7; padding: 15px; position: absolute; font-size: 14px; background: #fff; box-shadow: 0px 3px 6px #00000029; margin-top: 18px; font-weight: 300; border-radius: 10px; } .jss348::before, .jss348::after { left: calc(50% - 8px); width: 0; height: 0; content: " "; display: block; position: absolute; margin-top: -8px; border-style: solid; } .jss348::before { top: 0; border-color: transparent transparent #B7B7B7 transparent; border-width: 0 8px 8px 8px; } .jss348::after { top: 1px; border-color: transparent transparent #fff transparent; border-width: 0 8px 8px 8px; } .jss207 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss357 { display: inline-block; } .jss357 img.no-next-image-classname { width: 100%; } .jss358 { border: none; cursor: pointer; margin: 0; display: block; padding: 0; background: none; } .jss359 { display: flex; align-items: center; } .jss360 { justify-content: flex-start; } .jss361 { justify-content: flex-end; } .jss362 { justify-content: center; } .jss285 { margin-top: -3px; margin-left: -3px; } .jss286 { width: 100%; margin: 0; align-items: start; } .jss286 .MuiFormControlLabel-label { margin-top: 3px; } .jss287 .MuiFormControlLabel-label { margin-top: 0px; } .jss288 { padding: 0 9px 0 0; } .jss288 input:focus + span { border: solid 1px; border-color: #004C9A; } .jss288 input:focus + svg { fill: #004C9A; } .jss288 input:focus-visible + svg { outline: 1px solid black; border-radius: 4px; } .jss289 { width: 20px; border: solid 1px #B7B7B7; height: 20px; margin: 3px; display: inline-block; border-radius: 2px; } .jss290 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; } .jss291 { font-size: 14px; } .jss371 { color: inherit; border: 1px solid #E5E5E5; margin: 0; display: block; padding: 32px; box-shadow: 0px 16px 32px #0000000F; min-height: 284px; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 12px; margin-bottom: 28px; text-decoration: none; } @media (min-width:640px) { .jss371 { border-radius: 16px; margin-bottom: 22px; } } .jss371:hover { box-shadow: 0px 16px 32px #00000029; } .jss371.item__carousel { width: 100%; padding: 24px 19px 18px 19px; box-shadow: 0px 4px 12px #00000014; min-height: 156px; margin-bottom: 10px; } @media (min-width:640px) { .jss371.item__carousel { padding: 24px 20px; min-height: 196px; margin-bottom: 12px; } } @media (min-width:900px) { .jss371.item__carousel { min-height: 216px; } } @media (min-width:1024px) { .jss371.item__carousel { padding: 32px; min-height: 284px; } } .jss372 { font-size: 16px; margin-top: 8px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 28px; } @media (min-width:900px) { .jss372 { font-size: 24px; line-height: 1.3333333333333333; } } .jss372 a { color: inherit; text-decoration: none; } @media (max-width:639.95px) { .jss372 { font-size: 16px; } } @media (min-width:640px) { .jss372 { margin-top: 18px; margin-bottom: 22px; } } @media (min-width:1024px) { .jss372 { font-size: 24px; } } .item__carousel .jss372 { margin-top: 8px; margin-bottom: 0; } @media (min-width:640px) { .item__carousel .jss372 { margin-top: 14px; } } .jss373 { font-size: 16px; margin-top: 20px; font-weight: 300; } .jss373 p { margin: 0; } .jss374 { height: 20px; } .item__carousel .jss374 { color: #636363; } .jss375 { height: 20px; display: flex; padding: 1px 5px; overflow: hidden; background: #F2F2F2; align-items: center; font-weight: 300; margin-left: 6px; border-radius: 4px; } .jss376 { display: inline; overflow: hidden; line-height: normal; white-space: nowrap; text-overflow: ellipsis; } .jss377 { display: -webkit-box; overflow: hidden; text-overflow: ellipsis; -webkit-box-orient: vertical; -webkit-line-clamp: 4; } @media (min-width:640px) { .jss377 { -webkit-line-clamp: 2; } } .jss378 { -webkit-line-clamp: 3; } .jss368 .slick-dots { margin-bottom: 17px; } @media (max-width:639.95px) { .jss368 .slick-slide { width: 228px; margin: 0 8px; } } @media (min-width:640px) { .jss368 .slick-slide>div { padding: 0 8px; } } @media (max-width:639.95px) { .jss368 .slick-list { margin: 0 -16px; padding: 0 16px; } } @media (min-width:640px) and (max-width:1023.95px) { .jss368 .slick-list { margin: 0 -8px; } } @media (max-width:639.95px) { .jss368 .slick-list.isLast .slick-track { transform: translate3d(calc(-756px + 100vw), 0px, 0px) !important; } } .jss369 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; } @media (min-width:900px) { .jss369 { font-size: 40px; line-height: 1.2; } } .jss369 a { color: inherit; text-decoration: none; } @media (min-width:1024px) { .jss369 { margin-bottom: 40px; } } .jss370 { margin: 0; display: inline-block; padding: 16px 44px; transition: color 0.3s ease-in-out; line-height: 1; } .jss1 { top: auto; left: -999px; width: 1px; height: 1px; position: absolute; } .jss1:focus { top: 0; left: 0; color: #fff; width: auto; height: auto; margin: auto; display: inline-block; outline: none; padding: 3px; z-index: 1040; position: absolute; font-size: 12px; background: #004C9A; border-bottom-right-radius: 4px; } .jss212 .MuiPaper-root { max-width: 810px; min-width: 600px; } .jss212 .MuiDialogContent-root { padding: 0 95px 0 105px; min-width: 390px; margin-bottom: 48px; } @media (max-width:1023.95px) { .jss212 .MuiDialogContent-root { padding: 0 30px 0 30px; min-width: unset; } } @media (max-width:639.95px) { .jss212 .MuiDialogContent-root { padding: 0 16px 0 16px; min-width: unset; } } @media (max-width:1023.95px) { .jss212 .MuiPaper-root { width: 100%; max-width: 100%; min-width: unset; } } .jss213 .MuiDialogContent-root { padding: 0 95px 0 105px; margin-bottom: 118px; } @media (max-width:1023.95px) { .jss213 .MuiDialogContent-root { padding: 0 30px 0 30px; } } @media (max-width:639.95px) { .jss213 .MuiDialogContent-root { padding: 0 16px 0 16px; } } .jss214 h2 { margin: -10px 0 0 0 !important; font-size: 24px; line-height: 32px; } @media (max-width:1023.95px) { .jss215 { margin-top: 16px; } } .jss215 h2, .jss215 h3, .jss215 h4, .jss215 h5, .jss215 h6 { margin: 0 0 16px 0; font-size: 20px; font-weight: 400; line-height: 24px; } .jss215 h1 { margin: 0 0 12px 0; font-size: 24px; margin-top: 16px !important; font-weight: 400; line-height: 32px; } .jss215 p { margin-top: 0px; font-weight: 300; line-height: 24px; margin-bottom: 8px; } .jss215 span { line-height: 1; } .jss215 ul { margin-bottom: 24px; } .jss215 a { font-weight: 400; } .jss215 ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss215 ol { margin-top: 17px; padding-left: 2px; } .jss215 img { margin-top: 8px; } .jss215 li { font-weight: 300; } .jss215 ol li { line-height: 24px; padding-bottom: 8px; } @media (max-width:1023.95px) { .jss215 ol li { line-height: 20px; } } .jss215 ol li ol { padding-left: 1px; } .jss215 ol li li { padding-bottom: 8px; } .jss215 ul[style="list-style-type: checks;"] li { line-height: 20px; padding-top: 2px; margin-bottom: 21px; } .jss215 ul[style="list-style-type: checks;"] li strong { display: inline-block; margin-bottom: 6px; } @media (max-width:1023.95px) { .jss215 ul { margin-top: 13px; line-height: 20px; } } .jss215 ul li { padding-bottom: 6px; } .jss215 ul ul li { line-height: 23.8px; } @media (max-width:1023.95px) { .jss215 p { line-height: 20px; margin-bottom: 0px; } } .jss215 h2:not(:first-child), .jss215 h3:not(:first-child), .jss215 h4:not(:first-child), .jss215 h5:not(:first-child), .jss215 h6:not(:first-child) { margin-top: 40px !important; } @media (max-width:1023.95px) { .jss215 h2, .jss215 h3, .jss215 h4, .jss215 h5, .jss215 h6 { margin: 0 0 13px 0; font-size: 18px; line-height: 24px; } .jss215 h2:not(:first-child), .jss215 h3:not(:first-child), .jss215 h4:not(:first-child), .jss215 h5:not(:first-child), .jss215 h6:not(:first-child) { margin-top: 16px !important; } } .jss216 { gap: 30px; left: 0; width: 100%; bottom: 0; height: 96px; display: flex; opacity: 1; padding: 0 16px; position: absolute; background: #ffffff; border-top: solid 1px #E5E5E5; box-shadow: 0px -3px 6px #81818114; align-items: center; justify-content: center; } .jss216 button, .jss216 a { width: auto; height: 48px; display: block; padding: 14px 15px; overflow: hidden; min-width: 100px; text-align: center; line-height: 20px; white-space: nowrap; padding-left: 16px; text-overflow: ellipsis; } @media (max-width:1023.95px) { .jss216 { gap: 16px; height: 80px; } .jss216 button, .jss216 a { width: 100%; max-width: 288px; min-width: unset; } } @media (max-width:639.95px) { .jss216 button, .jss216 a { max-width: unset; } } .jss292 .MuiPaper-root { max-width: 640px; min-width: 290px; min-height: 102px; word-break: break-word; } @media (max-width:639.95px) { .jss292 .MuiPaper-root { width: 100%; margin: 15px; max-width: calc(100% - 32px); min-width: unset; } } .jss293 { text-align: left; padding-top: 16px; padding-bottom: 2px; } @media (max-width:639.95px) { .jss293 { padding-left: 0; } } .jss294 { font-size: 16px; } .jss295 { padding: 16px 24px 16px 16px; } .jss296 { top: 0; right: 0; width: 40px; height: 40px; position: absolute; } .jss297 { cursor: default; display: flex; position: relative; } .jss297>span { font-weight: bold; } .jss297 .pkobp-icon-tooltip { width: 24px; cursor: pointer; height: 24px; display: inline-block; } .jss297 .pkobp-icon-tooltip svg { width: 26px; height: 26px; } .jss298 { color: #000; border: 1px solid #B7B7B7; display: block; opacity: 0; padding: 15px; z-index: -100; position: fixed; font-size: 12px; max-width: 450px; min-width: 285px; transform: translateX(-50%); background: #fff; box-shadow: 0px 3px 6px #00000029; margin-top: 16px; transition: opacity ease 0.2s; border-radius: 8px; pointer-events: none; } .jss298::before, .jss298::after { left: -1px; width: 0; height: 0; content: ' '; display: block; position: absolute; margin-top: -8px; margin-left: calc(50% - 8px); border-style: solid; } .jss298::before { top: 0; border-color: transparent transparent #B7B7B7 transparent; border-width: 0 8px 8px 8px; } .jss298::after { top: 1px; border-color: transparent transparent #fff transparent; border-width: 0 8px 8px 8px; } .jss298.tooltipDropdownRight::after, .jss298.tooltipDropdownRight::before { margin-left: calc(100% - 24px); } .jss298.tooltipDropdownLeft::after, .jss298.tooltipDropdownLeft::before { margin-left: 24px; } .jss299 { opacity: 1; z-index: 1500; } @media (min-width:640px) { .jss388 { width: 100%; display: inline-block; min-height: 28px; } } @media (min-width:1280px) { .jss388 { padding: 2px 0; } } .jss389 { font-size: 14px; white-space: normal; } @media (max-width:1023.95px) { .jss389 { line-height: 12px; } } @media (min-width:1280px) { .jss389 { margin: 0; font-size: 16px; } } .jss366 { margin-top: 15px; } @media (max-width:639.95px) { .jss366 { height: 40px; text-align: center; } } @media (min-width:640px) { .jss366 { margin-top: 22px; margin-left: -6px; } } .jss367 { display: inline-block; } @media (min-width:640px) { .jss367 { margin-left: 0; } } .jss367 img { max-width: 144px; max-height: 40px; object-fit: unset; } @media (min-width:640px) { .jss367 img { margin: 3px 6px !important; max-width: 120px !important; min-width: unset !important; max-height: 36px !important; min-height: unset !important; } } .jss363 { max-width: 400px; } .jss364 { font-size: 24px; margin-top: 0; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; letter-spacing: 0.2px; } @media (min-width:640px) { .jss364 { margin-top: 10px; margin-bottom: 20px; } } @media (min-width:1024px) { .jss364 { font-size: 40px; line-height: 1.2; } } .jss354 { width: 100%; display: flex; max-width: 574px; margin-bottom: 15px; justify-content: center; } @media (min-width:640px) { .jss354 { max-width: 50%; margin-bottom: 0; } } @media (min-width:1024px) { .jss354 { max-width: 574px; } } .jss354 * { width: 100% !important; display: block !important; max-width: 100%; } @media (max-width:639.95px) { .jss355 { display: flex; overflow: hidden; min-height: 168px; align-items: center; border-radius: 10px; justify-content: center; } } @media (min-width:1024px) { .jss355 { max-width: 495px; } } .jss355 .jss356 { overflow: hidden; border-radius: 40px; } @media (max-width:639.95px) { .jss355 .jss356 { border-radius: 10px; } } @media (min-width:1024px) { .jss355 .jss356 { max-width: 495px; } } .jss356 { width: 100%; } @media (min-width:640px) { .jss356 { width: 100%; max-width: 574px; max-height: 586px; } } .jss356>a { width: 100%; } @media (min-width:640px) { .jss356>a { max-width: 574px; } } .jss365 ul { line-height: 24px; padding-left: 18px; } .jss365 ul li::marker { color: #636363; font-size: 19px; } .jss365 ul li:not(:last-child) { padding-bottom: 0.5em; } @media (max-width:639.95px) { .jss365 { margin-top: 0; margin-bottom: 7px; letter-spacing: 0.2px; } } .jss349 { width: 100%; display: flex; flex-wrap: nowrap; column-gap: 30px; align-items: center; } @media (max-width:1279.95px) { .jss349 { max-width: 1020px; margin-left: auto; margin-right: auto; } } @media (min-width:1280px) { .jss349 { column-gap: 135px; margin-left: 26px; } } @media (min-width:1280px) { .jss350 { column-gap: 133px; padding-left: 79px; } } @media (min-width:900px) { .jss350 .jss351 { width: 100%; } } @media (min-width:1280px) { .jss350 .jss351 { width: 390px; } } .jss351 { width: 338px; max-width: 100%; } @media (min-width:900px) { .jss351 { width: 400px; } } @media (min-width:1280px) { .jss351 { margin-top: -27px; } } @media (max-width:639.95px) { .jss352 { width: 100%; } } .jss353 { margin: 0; display: inline-block; padding: 10px 0; } .jss407 { margin: 0 17px; display: inline-block; max-width: 128px; max-height: 56px; } @media (min-width:640px) { .jss407 { margin-top: -1px; margin-bottom: -1px; } } @media (min-width:1024px) { .jss407 { margin: 0; } } .jss407:first-of-type { margin-left: 0; } .jss407:last-of-type { margin-right: 0; } .jss407 img.no-next-image-classname { max-width: 128px; max-height: 56px; } .jss407 .next-image-classname img { min-width: unset !important; max-height: 56px !important; min-height: unset !important; } .jss403 { margin-top: 0; margin-bottom: 20px; } .jss403>p { font-size: 18px; text-align: center; line-height: 1.3333333333333333; } @media (min-width:1280px) { .jss403 { width: 261px; display: flex; margin-top: 0; align-items: center; margin-bottom: 0; } } .jss404 { margin: 0; font-size: 18px; line-height: 24px; } @media (max-width:639.95px) { .jss404 { text-align: center; } } .jss405 { color: inherit; text-decoration: none; } .jss406 { cursor: pointer; } @media (min-width:1280px) { .jss398 { display: flex; justify-content: flex-start; } } .jss399 { color: inherit; text-decoration: none; } .jss400 { cursor: pointer; } @media (min-width:1280px) { .jss401 { width: calc(100% - 261px); } } .jss402 { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; } .jss379 { width: 100%; display: flex; align-items: center; } .jss380 { width: 0; height: 1px; display: block; flex-grow: 0; flex-shrink: 0; background-color: transparent; } @media (min-width:1024px) { .jss380 { left: 0; width: 100%; z-index: 0; position: absolute; flex-grow: 1; flex-shrink: 1; background-color: #E5E5E5; } } .jss381 { flex: 0 0 1230px; border: 1px solid #E5E5E5; margin: 0; display: flex; padding: 24px 20px 60px; z-index: 1; max-width: 100%; min-height: 104px; align-items: center; border-radius: 16px; flex-direction: column; background-size: auto 55px; background-color: #fff; background-repeat: no-repeat; background-position: 50% bottom; } @media (min-width:640px) { .jss381 { padding: 0 30px 16px 100px; flex-wrap: wrap; flex-direction: row; background-size: 88px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } @media (min-width:1024px) { .jss381 { padding: 0 60px 0 102px; flex-wrap: nowrap; background-size: 102px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } .jss382 { font-size: 14px; margin-top: 0; font-weight: 300; line-height: 20px; margin-bottom: 0; } .jss383 { color: #003574; border: 0; cursor: pointer; display: inline; padding: initial; font-size: 24px; min-width: auto; background: transparent; box-sizing: border-box; margin-top: 0; min-height: auto; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-left: -10px; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; justify-content: center; text-decoration: none; } .jss383::selection { background: transparent; } .jss383:disabled { color: #636363; pointer-events: none; } .jss383:hover, .jss383:focus { color: #004C9A; } .jss383 eng { transform: translateY(3px); } @media (min-width:640px) { .jss383 { margin-left: 0; } } .jss384 { width: 100%; padding: 0 0 16px 0; text-align: center; border-bottom: 1px solid #E5E5E5; margin-bottom: 5px; } @media (min-width:640px) { .jss384 { margin: 0 30px 0 30px; padding: 20px 0 10px 0; text-align: left; border-bottom: 1px solid #E5E5E5; } } @media (min-width:1024px) { .jss384 { width: auto; margin: 0; padding: 5px 60px 2px 30px; border-right: 1px solid #E5E5E5; border-bottom: none; } } @media (min-width:1280px) { .jss384 { flex-shrink: 0; } } .jss385 { color: #000; width: calc(100% - 14px); margin: 12px 8px 0 25px; display: flex; align-items: center; text-decoration: none; } @media (min-width:640px) { .jss385 { width: calc(50% - 60px); margin: 16px 0 0px 30px;; } } @media (min-width:1024px) { .jss385 { width: auto; margin: 16px 0 16px 45px; } } @media (min-width:1280px) { .jss385 { margin-left: 60px; } .jss385:nth-of-type(2) { padding-left: 10px; } } .jss385:hover { color: #003574; } .jss386 { width: 32px; height: 32px; flex-grow: 0; flex-shrink: 0; } @media (min-width:1024px) { .jss386 { width: 40px; height: 40px; } } .jss386 > img { max-width: 100%; max-height: 100%; } .jss386 .next-image-classname span { width: 32px !important; height: 32px !important; } @media (min-width:1024px) { .jss386 .next-image-classname span { width: 40px !important; height: 40px !important; } } .jss387 { font-size: 14px; transition: color 0.3s ease-in-out; line-height: 20px; margin-left: 16px; } @media (min-width:640px) { .jss387 { margin-left: 8px; } } .jss334 { display: flex; align-items: center; } .jss334 p, .jss334 span { line-height: 20px; } .jss335 { padding: 24px; max-width: 870px; background: #F2F2F2; align-items: center; margin-left: auto; margin-right: auto; border-radius: 10px; } .jss335 p, .jss335 span { line-height: 24px; } .jss335 p sup, .jss335 { font-size: 0.83em; line-height: 0; vertical-align: super; } .jss335 .jss337 { align-self: flex-start; background: #ffffff; margin-top: 0; } .jss335 .jss338 { font-size: 16px; } @media (max-width:639.95px) { .jss335 p, .jss335 span { font-weight: 300; } } .jss336 { width: calc(100% - 52px - 16px); min-width: 70%; } .jss337 { width: 40px; height: 40px; display: flex; overflow: hidden; background: #F2F2F2; margin-top: -2px; align-items: center; flex-shrink: 0; margin-right: 16px; border-radius: 50%; justify-content: center; } .jss337 img { width: 100% !important; height: auto !important; max-width: 24px !important; min-width: unset !important; max-height: 24px !important; min-height: unset !important; } .jss338 { font-size: 14px; line-height: 24px; white-space: normal; } .jss339 ul { margin: 0; padding: 0; padding-left: 19px; } @media (min-width:640px) { .jss391 { display: flex; justify-content: flex-end; } } .jss392 { color: inherit; display: block; text-decoration: none; } @media (min-width:640px) { .jss392 { width: 100%; max-width: 246px; } } @media (min-width:1024px) { .jss392 { max-width: 290px; } } .jss392 a { text-decoration: none; } .jss393 { color: #636363; margin: 0; font-size: 14px; font-weight: 500; line-height: 24px; margin-bottom: 15px; } .jss393:last-child { margin-bottom: 0; } .jss394 { color: #636363; margin: 0; font-size: 16px; font-weight: 500; line-height: 20px; } .jss394:hover { color: #003574; } .jss395 { color: #000; font-size: 14px; font-weight: 300; } .jss396 { padding: 8px 36px 8px 30px; background: #F9F9F9; margin-top: 4px; border-radius: 8px; } @media (min-width:1024px) { .jss396 { padding-top: 11px; } } .jss397 { width: 100%; } .jss397 thead td { font-size: 12px !important; font-weight: 300; } .jss397 thead td, .jss397 tbody td { font-size: 14px; line-height: 20px; padding-left: 0; padding-right: 1px; } .jss397 thead td:first-of-type, .jss397 tbody td:first-of-type { width: 20%; font-weight: 300; } .jss397 thead td:not(:first-of-type), .jss397 tbody td:not(:first-of-type) { width: 39%; text-align: right; } @media (max-width:639.95px) { .jss326 { min-width: 300px; } } @media (min-width:640px) { .jss326 { width: auto; max-width: 1044px; border-radius: 10px; } } .jss327 { border-radius: 0; } .jss328 { width: 100%; display: flex; position: relative; min-height: 48px; align-items: center; justify-content: center; } @media (max-width:639.95px) { .jss328 { box-shadow: 0px 3px 6px #81818114; min-height: unset; border-bottom: 1px solid #E5E5E5; } } .jss329 { margin: 0; padding: 0 48px; font-size: 18px; margin-top: 2px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss329 { font-size: 24px; line-height: 1.3333333333333333; } } .jss329 a { color: inherit; text-decoration: none; } @media (max-width:639.95px) { .jss329 { display: block; padding: 13px 48px 10px 48px; font-size: 18px; text-align: center; line-height: 24px; } } .jss330 { top: 0; right: 0; width: 48px; height: 48px; padding: 0; position: absolute; } .jss330:hover { background: none; } .jss330 svg { fill: #003574; width: 100%; height: 100%; } .jss331 { scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss331 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss331::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss331::-webkit-scrollbar-track { border: 1px solid white; margin-top: 32px; margin-bottom: 9px; background-color: #E5E5E5; } .jss331::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss331::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss331::-webkit-scrollbar-thumb:active { cursor: grabbing; } @media (max-width:639.95px) { .jss331 { padding: 16px; } } @media (min-width:640px) and (max-width:873.95px) { .jss331 { width: calc(100vw - 32px - 32px - 8px); margin-right: 8px; padding-left: 16px; padding-right: 5px; } } @media (min-width:875px) { .jss331 { min-width: 786px; padding-top: 0; margin-right: 24px; padding-left: 32px; padding-right: 5px; padding-bottom: 0; } } @media (min-width:875px) { .jss332 { width: 786px; } } @media (min-width:640px) and (max-width:1083.95px) { .jss333 { width: calc(100vw - 32px - 32px - 8px); margin-right: 8px; padding-left: 16px; padding-right: 5px; } } @media (min-width:1085px) { .jss333 { width: 996px; } } .jss415 { display: flex; flex-wrap: wrap; align-items: center; } .jss416 { width: 40px; height: 40px; display: block; padding: calc((40px - 24px)/2); } .jss416 svg { fill: #B7B7B7; width: 24px; height: 24px; } .jss416:hover svg { fill: #939393; } .jss416:not(:last-of-type) { margin-right: 16px; } @media (min-width:1280px) { .jss416:not(:last-of-type) { margin-right: 8px; } } .jss193 { z-index: 3; position: relative; } .jss194 { max-width: 810px; } .jss195 { color: #636363; width: 285px; border: 1px solid #F2F2F2; height: 40px; outline: none; padding: 14px 72px 14px 14px; z-index: 4; position: relative; font-size: 16px; background: #F2F2F2; transition: border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; caret-color: #003574; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss195::placeholder { color: #636363; font-size: 14px; font-weight: 400; } .jss195:hover { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } @media (max-width:1023.95px) { .jss195 { width: 100%; height: 48px; padding: 17px 36px 14px 47px; } } .jss196 { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } .jss197 { width: 100%; height: 48px; padding: 17px 96px 14px 16px; } .jss197::placeholder { font-size: 16px; } .jss198 { width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss198>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss198 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } } @media (min-width:1024px) { .jss198 { right: 0; margin-right: 48px; } } .jss199 { opacity: 0; } .jss200 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 72px; } .jss201 { top: 0; right: 47px; width: 24px; border: none; cursor: pointer; height: 24px; display: block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 24px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-right: solid 1px #E5E5E5; margin-bottom: calc((40px - 32px)/2); padding-right: 35px; } .jss201>svg { fill: #B7B7B7; width: 24px; height: 24px; } @media (max-width:1023.95px) { .jss201 { right: 0; margin-top: calc((48px - 24px)/2); border-right: unset; margin-right: 8px; padding-right: 28px; } } .jss201:hover>svg { fill: #003574; } .jss202 { opacity: 0; } .jss203 { right: 0; margin-top: calc((48px - 24px)/2); border-right: none; margin-right: 61px; } .jss204 { top: 0; fill: #003574; width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss204>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss204 { left: 0; margin-top: calc((48px - 32px)/2); margin-left: 8px; } } @media (min-width:1024px) { .jss204 { right: 0; margin-top: 5px; margin-right: 8px; } } .jss205 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } .jss206 { right: 0; width: 1px; height: 24px; content: ''; z-index: 4; position: absolute; margin-top: calc((48px - 24px)/2); border-left: 1px solid #E5E5E5; margin-right: 56px; } @keyframes jss208 { 0% { opacity: 0; } 100% { opacity: 1; } } @media (max-width:1023.95px) { .jss209 { margin-top: 22px; } } @media (min-width:1024px) { .jss209 { top: -8px; left: -8px; height: 0; display: flex; z-index: 0; overflow: hidden; position: absolute; animation: jss208 .5s cubic-bezier(0.4, 0, 0.2, 1); } } @media (min-width:1024px) { .jss210 { width: calc(100% + 8px + 8px); border: 1px solid #E5E5E5; height: auto; padding: 18px 8px; z-index: 2; max-width: calc(810px + 8px + 8px); background: #fff; box-shadow: 0px 16px 32px #00000029; max-height: calc(100vh - 100px); min-height: 100px; padding-top: 65px; border-radius: 12px; } } .jss211 { width: 100%; overflow: auto; max-height: 100%; } .jss211::-webkit-scrollbar { width: 3px; cursor: grab; } .jss211::-webkit-scrollbar-track { border: 1px solid white; background-color: #E5E5E5; } .jss211::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss211::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss211::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss24 { display: block; } .jss24 .logo__dontdisplay { display: none !important; } @media (max-width:1023.95px) { .jss24 { width: 100px; height: 48px; } .menu__forCompanies .jss24 { width: 88px; height: 38px; } } @media (min-width:1024px) { .jss24 { width: 64px; height: 79px; } .menu__forCompanies .jss24 { width: 124px; height: 54px; } } .jss24 img.no-next-image-classname { max-width: 100%; max-height: 100%; } @media (max-width:1023.95px) { .jss24 * { height: 100% !important; } } .menu__scrolled .jss25 { width: 120px; height: 48px; } .menu__scrolled .jss25 .next-image-classname { max-height: 100%; } .menu__scrolled .jss25 .next-image-classname>span { width: 120px !important; height: 48px !important; } .jss51 { color: #000000; cursor: pointer; display: flex; padding: 0 1px; align-items: center; line-height: 1; text-decoration: none; } @media (max-width:1023.95px) { .jss51 { height: 48px; } } @media (min-width:1024px) { .jss51 { height: 40px; margin-right: -10px; border-radius: 10px; padding-right: 10px; } .menu__forCompanies:not(.menu__scrolled) .jss51 { margin-left: 42px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss51 { margin-left: 16px; } } } .jss51:hover { color: #003574; } .jss51>svg { transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; } @media (max-width:1023.95px) { .jss51>svg { width: 48px; height: 48px; } } @media (min-width:1024px) { .jss51>svg { width: 32px; height: 32px; } } @media (max-width:1023.95px) { .jss52 { margin-left: 7px; } } @media (min-width:1024px) { .jss52 { margin-left: 20px; } } .jss53 { font-size: 14px; margin-top: 4px; line-height: 1; margin-left: 7px; } .menu__forCompanies:not(.menu__scrolled) .jss53 { margin-left: 6px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss53 { display: none; } } .jss112 { overflow: auto; } @media (max-width:1023.95px) { .jss112 { max-height: calc(100vh - 60px - 48px); } } @media (min-width:1024px) { .jss112 { left: 0; width: 100%; position: absolute; max-height: calc(100vh - 136px + 24px); } } @media (min-width:1024px) { .jss113 { max-height: calc(100vh - 64px + 15px); } } @media (max-width:1023.95px) { .jss114 { padding-bottom: 16px; } .jss114>div { padding: 0; } .jss114>div>div { padding: 0; } } @media (min-width:1024px) { .jss114 { background: #fff; border-bottom: 1px solid #E5E5E5; padding-bottom: 32px; } } @media (max-width:1023.95px) { .jss115 { max-width: 100%; } } .jss116 { padding-left: 0; } @media (max-width:1023.95px) { .jss116 { margin: 0; max-width: 100%; } } @media (min-width:1280px) { .jss116 { padding-top: 30px; } } .jss104>ul { margin: 0; padding: 0; } .jss105 { top: 4px; width: 24px; border: none; cursor: pointer; height: 16px; display: inline-flex; padding: 0; position: relative; background: transparent; align-items: center; margin-left: 4px; justify-content: center; } .jss105::after { display: none !important; } .jss106 { display: inline-block; } .jss106:not(:first-of-type) { margin-left: 40px; } .jss106>.menu-position-item { color: inherit; cursor: pointer; display: inline-block; z-index: 2; position: relative; font-size: 18px; line-height: 24px; text-decoration: none; } .jss106>.menu-position-item span { position: relative; } .jss106>.menu-position-item span::after { left: 51%; right: 51%; height: 4px; content: ""; display: block; opacity: 0; outline: none !important; position: absolute; transform: skew(0) translate3d(0, 0, 0); background: #003574; margin-top: calc((40px / 2) - (4px / 2) + 1px); border-radius: 20px 0; -moz-transform: skew(0) translate3d(0, 0, 0); transition-delay: 0.2s; -webkit-transform: skew(0) translate3d(0, 0, 0); transition-duration: 0.2s; transition-property: left, right, opacity, transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity, transform; -webkit-transition-timing-function: ease-out; } .jss106 .dropdownLayer { opacity: 0; z-index: -1; box-shadow: 0 16px 16px #00000014; visibility: hidden; padding-top: 24px; transition-delay: 0.2s; transition-duration: 0.2s; transition-property: opacity, visibility; -webkit-transition-delay: 0.2s; transition-timing-function: ease-in-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: opacity, visibility; -webkit-transition-timing-function: ease-in-out; } .jss106:hover { color: #003574; } .jss106:hover>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss106:hover>.menu-position-item:focus span::after { outline: none !important; } .menu__forCompanies:not(.menu__scrolled) .jss106>.menu-position-item span::after { margin-top: 28px; } .jss106>.menu-position-item:focus-visible span { line-height: 1.25; } @media (min-width:1024px) and (max-width:1080.95px) { .jss106:not(:first-of-type) { margin-left: 24px; } } .jss107 { color: #003574; } .jss107>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss108 .dropdownLayer { opacity: 1; visibility: visible; } .jss108 .jss105 svg { transform: rotate(180deg); } .jss108>.menu-position-item::after { right: 27px; } .jss109:not(:first-of-type) { margin-left: 32px; } .jss109>.menu-position-item { font-size: 16px; } .jss109 .dropdownLayer { margin-top: 2px; padding-top: 15px; } .jss109 .jss105 { margin-left: 4px; } .jss109>.menu-position-item span::after { margin-top: 14px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss109:not(:first-of-type) { margin-left: 16px; } } .jss110 .jss105 svg { transition-delay: 0.2s; transition-duration: 0.2s; transition-property: transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: transform; -webkit-transition-timing-function: ease-out; } .jss111>.menu-position-item { color: #2E7D49; } .jss111:hover>.menu-position-item { color: #003574; } body { padding-bottom: 73px; } .jss82 { left: 0; width: 100%; bottom: 0; z-index: 1023; position: fixed; background: #fff; border-top: 1px solid #D5D5D5; box-shadow: 0px 0px 12px #00000029; } .workspaceMode .jss82 { bottom: initial; z-index: 0; position: relative; } .withPinnedPOI .jss82 { visibility: hidden; } .jss83 { margin: 0; padding: 0 5px; } .jss84 { display: flex; justify-content: space-around; } .jss85 { color: inherit; width: 70px; display: flex; padding: 1px; position: relative; font-size: 12px; text-align: center; align-items: center; line-height: 1; margin-bottom: 4px; flex-direction: column; text-decoration: none; } .jss85 span { word-break: break-word; } .jss85 svg { fill: #636363; } .jss85::after { left: 51%; right: 51%; width: 64%; height: 4px; content: ""; display: block; opacity: 0; position: absolute; transform: skew(-15deg); background: #003574; margin-top: -3px; border-radius: 20px 0; -moz-transform: skew(-15deg); -webkit-transform: skew(-15deg); transition-duration: 0.2s; transition-property: left, right, opacity; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity; -webkit-transition-timing-function: ease-out; } .jss85:hover { color: #003574; } .jss85:hover svg { fill: #003574; } .jss85:hover::after { left: 17%; right: unset; opacity: 1; } .jss85 svg * { fill: inherit !important; stroke: inherit !important; } .jss86 { color: #003574 !important; } .jss86 svg { fill: #003574 !important; } .jss86::after { left: 17%; right: unset; opacity: 1; } .jss87 { color: #2E7D49; } .jss87 svg { fill: #2E7D49; } .jss88 { width: 32px; height: 32px; overflow: hidden; margin-top: 4px; margin-bottom: 6px; } .jss88 img { max-width: 100%; } .jss88 svg { width: 32px; height: 32px; max-width: 100%; } .jss225 { color: inherit; border: 1px solid #E5E5E5; margin: 0; display: block; box-shadow: 0px 3px 12px #00000014; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 12px; text-decoration: none; } .jss225:hover { border-color: #D5D5D5; } @media (max-width:767.95px) { .jss225:not(:last-of-type) { margin-bottom: 16px; } } @media (min-width:768px) { .jss225 { width: 180px; height: fit-content; margin: 0 15px; box-shadow: 0px 16px 16px #0000000F; border-radius: 16px; } *:not(.slick-list) .jss225:not(:last-of-type) { margin-bottom: 16px; } .jss225:hover { box-shadow: 0px 16px 16px #00000029; } } .jss225 .container { width: 100%; margin: 0 auto; display: flex; align-items: center; } .jss225 .titleContainer { order: 2; display: flex; align-items: start; overflow-wrap: anywhere; justify-content: center; } .jss225 .carousel-picture { order: 1; display: flex; overflow: hidden; align-items: center; } .jss225 img { width: 100%; height: 100%; object-fit: contain; } .jss225 .next-image-classname { height: 100%; } .jss225 .next-image-classname>span { height: 100% !important; } .jss225 .next-image-classname img { width: 100% !important; max-width: unset !important; } @media (max-width:639.95px) { .jss225 .next-image-classname img { width: 100% !important; } } .jss225 .titleContainer p { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 20px; } .jss225 .titleContainer p br { display: none; } @media (min-width:768px) { .jss225 .titleContainer p { font-size: 16px; text-align: center; line-height: 20px; } .jss225 .titleContainer p br { display: inline; } } @media (min-width:900px) { .jss225 .titleContainer p { font-size: 16px; line-height: 20px; } } .jss225 .titleContainer p a { color: inherit; text-decoration: none; } @media (max-width:1023.95px) { .jss225 .container { height: 70px; } } @media (min-width:768px) { .jss225 .container { width: 180px; display: block; } } .jss226 { cursor: pointer; } .jss227 { height: 100% !important; } .jss227 .titleContainer { margin: auto 16px; } @media (max-width:767.95px) { .jss227 .carousel-picture { width: 88px; height: 70px; border-top-left-radius: 12px; border-bottom-left-radius: 12px; } } @media (min-width:768px) { .jss227 .carousel-picture { width: 178px; height: 184px; border-bottom-left-radius: 16px; border-bottom-right-radius: 16px; } } @media (max-width:639.95px) { .jss227 .titleContainer { max-width: calc(100% - 88px - 32px); } } @media (min-width:768px) { .jss227 .titleContainer { margin: 24px 24px 0 24px; min-height: 80px; padding-bottom: 16px; } } @media (min-width:768px) { .jss227 .container { min-height: 264px; } } .jss228 .container { display: flex; } .jss228 .titleContainer { order: 2; margin-right: 16px; } .jss228 .carousel-picture { order: 1; width: 64px; height: 64px; margin: 4px 12px; overflow: hidden; } @media (min-width:768px) { .jss228 .carousel-picture { width: 112px; height: 112px; margin: 24px 34px 14px; } } @media (max-width:767.95px) { .jss228 .titleContainer { max-width: calc(100% - 64px - 12px - 12px - 16px); } } @media (min-width:768px) { .jss228 .titleContainer { margin: 0 20px; } } @media (min-width:768px) { .jss228 .container { min-height: 212px; margin-bottom: 26px; flex-direction: column; } } .jss217 { padding-top: 15px; padding-bottom: 15px; } @media (min-width:768px) { .jss217 { display: flex; flex-wrap: wrap; flex-direction: row; justify-content: center; } } .jss218 { margin: 0 auto; padding: 0; max-width: 1188px; padding-bottom: 15px; } .jss218 .slick-list { margin: 0 40px; padding: 4px 0 15px 0; } .jss218 .slick-slide { padding: 15px 0; } @media (min-width:769px) { .jss218 .slick-list { padding: 15px 0; } } @media (min-width:1024px) { .jss218 .slick-list { margin: -15px calc(40px + 44px - 15px); } } .jss219 { margin-top: 0; text-transform: none; } @media (min-width:640px) { .jss219 { margin-bottom: 14px; } } .jss220 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 8px; } @media (min-width:900px) { .jss220 { font-size: 40px; line-height: 1.2; } } .jss220 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss220 { margin-bottom: 4px; } } @media (min-width:1024px) { .jss220 { margin-bottom: 15px; } } .jss221 { margin-bottom: 14px; } @media (min-width:640px) { .jss221 { margin-bottom: 8px; } } @media (min-width:1024px) { .jss221 { margin-bottom: 25px; } } .jss222 { margin-top: 0; font-weight: 300; line-height: 24px; margin-bottom: 14px; } @media (min-width:640px) { .jss222 { margin-bottom: 8px; } } @media (min-width:1024px) { .jss222 { margin-bottom: 25px; } } @media (max-width:767.95px) { .jss224:not(:last-of-type) { margin-bottom: 16px; } } .jss275 { display: flex; position: relative; flex-wrap: nowrap; flex-direction: column; } @media (min-width:640px) { .jss276 .jss278 { height: 48px; padding: 16px 12px 12px; } .jss276 .jss283 { height: 48px; } .jss276 .jss280 { height: 48px; } .jss276 .jss284 { margin-top: 2px; } .jss276 .jss282[type=range]::-webkit-slider-thumb { width: 24px; border: 3px solid #003574; cursor: pointer; height: 24px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss276 .jss282[type=range]::-moz-range-thumb { width: 24px; border: 3px solid #003574; cursor: pointer; height: 24px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss276 .jss282[type=range]::-moz-range-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } .jss276 .jss282[type=range]::-webkit-slider-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } } .jss277 { display: flex; flex-wrap: nowrap; } .jss278 { color: #000; width: 100%; border: 1px solid #939393; height: 56px; padding: 12px; z-index: 3; flex-grow: 1; font-size: 24px; text-align: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 1; border-radius: 8px; -webkit-appearance: none; } .jss278:focus, .jss278:active, .jss278:focus-visible { outline: solid 1px #003574; outline-offset: -1px; } @media (min-width:640px) { .jss278 { font-size: 28px; } } .jss278:disabled { opacity: 1; background: #F9F9F9; } .jss279 { background: #F2F2F2; border-radius: 0; } .jss279:disabled { background: #F2F2F2; } .jss280 { color: #003574; width: 40px; border: 1px solid #939393; cursor: pointer; height: 56px; padding: 5px; z-index: 2; font-size: 32px; background: #fff; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; flex-shrink: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: bold; -webkit-appearance: none; } .jss280>span { position: relative; } .jss280:nth-of-type(1) { font-size: 46px; border-right: none; border-top-left-radius: 8px; border-bottom-left-radius: 8px; } .jss280:nth-of-type(2) { border-left: none; border-top-right-radius: 8px; border-bottom-right-radius: 8px; } .jss280:disabled { color: #939393; cursor: default; background: #E5E5E5; } .jss280:not(:disabled):hover { background: #F9F9F9; } .jss280:nth-of-type(2)>span { bottom: -2px; } .jss280:nth-of-type(1)>span { left: -1px; bottom: 4px; } .jss281:nth-of-type(1)>span { bottom: 6px; } .jss282 { left: -2px; width: 100%; bottom: 6px; cursor: pointer; height: 10px; z-index: 3; position: relative; background: transparent; -webkit-appearance: none; } .jss282[type=range]::-webkit-slider-thumb { width: 29px; border: 3px solid #003574; cursor: pointer; height: 29px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss282[type=range]::-moz-range-thumb { width: 29px; border: 3px solid #003574; cursor: pointer; height: 29px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss282:disabled { opacity: 1; } .jss282[type=range]::-moz-range-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } .jss282[type=range]::-webkit-slider-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } .jss283 { left: 0; width: calc(100% - 1px); height: 56px; position: absolute; background: #003574; margin-top: 4px; border-radius: 8px; } .jss284 { display: flex; font-size: 12px; margin-top: 3px; justify-content: space-between; } @media (min-width:640px) { .jss284 { margin-top: 6px; } } .jss284>span { line-height: 16px; } .jss340 { margin: 0; font-size: 14px; font-weight: 500; line-height: 20px; margin-bottom: 5px; } .jss341 { margin: 0; font-size: 14px; margin-top: 22px; font-weight: 300; line-height: 20px; } @media (min-width:640px) { .jss341 { margin-top: 16px; } } @media (min-width:1280px) { .jss341 { margin-top: 14px; } } .jss342 { margin-top: 5px; } .jss252 { font-size: 24px; margin-top: 4px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 20px; } @media (min-width:900px) { .jss252 { font-size: 40px; line-height: 1.2; } } .jss252 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss252 { margin-top: 10px; margin-bottom: 24px; } } @media (min-width:1280px) { .jss252 { margin-top: 12px; margin-bottom: 40px; } } .jss235 { display: flex; position: relative; justify-content: center; } @media (min-width:1024px) { .jss235 { margin-top: 40px; margin-bottom: 20px; } } .jss235 .pkobp-tooltip>div { font-size: 14px; font-weight: 300; line-height: 20px; } .jss236 { width: 100%; max-width: 1020px; } .jss237 { margin-bottom: 10px; } @media (min-width:1280px) { .jss237 { margin-bottom: 12px; } } .jss238 { font-size: 24px; margin-top: 10px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 24px; } @media (min-width:900px) { .jss238 { font-size: 40px; line-height: 1.2; } } .jss238 a { color: inherit; text-decoration: none; } @media (min-width:1280px) { .jss238 { margin-top: 12px; margin-bottom: 40px; } } .jss239 { position: relative; } @media (min-width:1299px) { .jss240 { margin-right: -29px; } } .jss242 { margin-top: 16px; } @media (min-width:1280px) { .jss242 { margin-top: 20px; } } .jss243 { margin-top: 28px; } .jss244 { display: flex; } @media (max-width:1298.95px) { .jss244 { margin-bottom: 24px; } } @media (min-width:1299px) { .jss245 { margin-left: -5px; } } @media (min-width:1299px) { .jss246 { padding-left: 74px; } } .jss247 { display: flex; margin-top: 20px; line-height: 20px; margin-left: -62px; justify-content: center; } @media (min-width:1299px) { .jss247 { margin-top: 26px !important; margin-left: -4px !important; } } .jss247 a, .jss247 p { font-size: 14px !important; } .jss248 { font-size: 16px; line-height: 20px; } .jss249 { margin-top: -4px; margin-left: 3px; } .jss250 { margin-top: -5px; margin-left: 4px; } @media (min-width:1299px) { .jss250 { margin-top: -3px; margin-left: 8px; } } .jss251 { width: 100%; margin: 0 auto; max-width: 1020px; margin-top: 3px; } @media (min-width:1299px) { .jss251 { margin-top: 32px; } } .jss126 { color: inherit; border: 1px solid #E5E5E5; display: block; padding: 20px; box-shadow: 0px 3px 12px transparent; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 8px; text-decoration: none; } @media (min-width:1024px) { .jss126 { padding: 26px 20px; border-radius: 12px; } } @media (min-width:1024px) { .jss127:hover { box-shadow: 0px 3px 12px #00000029; border-color: #D5D5D5; } } .jss128:hover { box-shadow: none; } .jss128::before { border-color: transparent !important; } .jss129::before { border-color: transparent !important; } .jss130 { color: #fff; background: #003574; border-color: #003574; } .jss130:hover { box-shadow: none; } .jss131 { color: #fff; background: #3074D5; border-color: #3074D5; } .jss131:hover { box-shadow: none; } .jss132 { background: #F2F2F2; border-color: #F2F2F2; } .jss132:hover { box-shadow: none; } .jss133 { color: #fff; background: #DB912C; border-color: #DB912C; } .jss133:hover { box-shadow: none; } .jss134 { border-color: #003574; } .jss134:hover { border-color: #003574; } .jss135 { border-color: #CA171D; } .jss135:hover { border-color: #CA171D; } .jss136 { border-color: #DB912C; } .jss136:hover { border-color: #DB912C; } .jss137 { border-color: #2E7D49; } .jss137:hover { border-color: #2E7D49; } .jss138 { position: relative; } .jss138::before { width: 0; height: 0; content: ""; display: block; position: absolute; border-color: inherit; border-style: solid; } .jss139::before { top: 50%; left: 0; transform: translate(-8px, -50%); border-width: 7.5px 8px 7.5px 0; border-top-color: transparent; border-left-color: transparent; border-bottom-color: transparent; } .jss140::before { top: 50%; right: 0; transform: translate(8px, -50%); border-width: 7.5px 0 7.5px 8px; border-top-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss141::before { top: 0; left: 50%; transform: translate( -50%, -8px); border-width: 0 7.5px 8px 7.5px; border-top-color: transparent; border-left-color: transparent; border-right-color: transparent; } .jss142::before { left: 50%; bottom: 0; transform: translate(-50%, 8px); border-width: 8px 7.5px 0 7.5px; border-left-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss143 { width: 100%; cursor: pointer; background: none; text-align: left; } .jss313 { margin: 0 auto; } @media (min-width:640px) { .jss313 { margin: 0 28px; } } @media (min-width:875px) { .jss314 { width: 600px; margin: 0 73px; } } .jss315 { padding-bottom: 16px; } @media (min-width:1085px) { .jss315 { width: 810px; margin: 0 73px; } } .jss316 { margin: 0 auto; margin-bottom: 16px; } .jss317 { margin: 0; font-size: 18px; text-align: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 24px; } @media (min-width:900px) { .jss317 { font-size: 24px; line-height: 1.3333333333333333; } } .jss317 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss317 { font-size: 24px; } } .jss318 { margin: 0 auto; margin-top: 16px; margin-bottom: 7px; } @media (min-width:1024px) { .jss318 { margin-top: 0; margin-bottom: 24px; } } .jss319 { margin: 0; font-weight: 300; } .jss320 { padding: 16px; border-top: 1px solid #E5E5E5; } @media (min-width:640px) { .jss320 { padding: 24px 0; } } .jss321 { padding-bottom: 16px; } .jss322 { display: none; } .jss323 { display: initial; } .jss324 { display: flex; padding: 24px; align-items: center; justify-content: center; } .jss325 { display: flex; max-height: 246px; align-items: center; margin-bottom: 16px; justify-content: center; } @media (max-width:639.95px) { .jss325 { max-height: unset; } } .jss325 img { width: auto !important; height: 246px !important; } @media (max-width:639.95px) { .jss325 img { width: 100% !important; height: unset !important; } } .jss192 { position: relative; } .jss26 { border: none; height: 48px; margin: 0; display: inline-block; padding: 0; background: none; } .jss26 svg { fill: #003574; } .jss27 { margin-top: -5px; } @media (max-width:1023.95px) { .jss28 .MuiPaper-root { width: 100%; } } .jss233 { margin-top: 28px; margin-left: 3px; } .jss233 a, .jss233 p { font-size: 14px !important; } .jss234 { margin-top: 20px; margin-bottom: 4px; } .jss267 { top: 0; left: 0; right: 0; bottom: 0; display: flex; position: absolute; align-items: center; justify-content: center; } .jss268 { top: 0; left: 0; width: 100%; height: 100%; content: ""; z-index: 1019; position: absolute; background: rgba(255,255,255,0.9); } .jss269 { height: calc(100% - 20px); margin-top: 20px; } .jss270 { color: #818181; z-index: 1020; text-align: center; } .jss271 { font-size: 14px; } .jss15 { color: #000000; padding: 0; font-size: 14px; font-family: pkobp,Helvetica,Arial,sans-serif; letter-spacing: 0; text-transform: none; } .jss15:focus-visible { outline: solid 2px #000000; } .jss15 svg { fill: #003574; margin-left: 2px; } @media (min-width:1280px) { .jss15:hover { color: #003574; background-color: transparent; } } @media (max-width:1279.95px) { .jss16 { border: none; background-color: #00000066; } } .jss17 { border: 1px solid #D5D5D5; padding: 16px 16px 8px 16px; box-shadow: 0px 10px 16px #00000029; border-radius: 10px; } @media (max-width:1279.95px) { .jss17 { top: initial !important; left: 0 !important; right: 0 !important; width: 100%; bottom: 0; padding: 16px; max-width: 100% !important; max-height: fit-content !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; } .jss17>ul { max-height: calc(48px * 6); } } @media (min-width:1280px) { .jss17 { transform: translate(-24px,-45px); } } .jss17>ul { padding: 0; } @media (min-width:1280px) { .jss18 { transform: translate(-22px, -6px); } } @media (max-width:1279.95px) { .jss19 { box-shadow: inset 0 -15px 15px -15px #D5D5D5; } } .jss20 .jss21 { padding: 13px 11px; } @media (min-width:1280px) { .jss20 .jss21 { padding: 5px 7px 6px 7px; } } .jss21 { color: #000000; padding: 13px 8px; font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss21:hover { background-color: #F2F2F2; } @media (min-width:1280px) { .jss21 { margin: 1px 0; padding: 5px 7px 6px 7px; font-size: 14px; border-radius: 4px; } } .jss22 { font-weight: bold; background-color: #F2F2F2 !important; } .jss23 > nav > button > svg { margin-left: -2px; } .jss10 { line-height: 1; margin-left: 1px; } @media (max-width:1023.95px) { .jss10 { display: flex; justify-self: end; justify-content: flex-end; } } @media (max-width:1023.95px) { .jss11 { height: 40px; padding: 0 16px; align-items: center; } } .jss12 { color: inherit; padding: 1px; font-size: 14px; text-decoration: none; } @media (max-width:1023.95px) { .jss12 { width: 50%; display: inline-block; padding: 13px; text-align: center; border-top-left-radius: 8px; border-top-right-radius: 8px; } .jss12:hover { background: #fff; } } @media (min-width:1024px) { .jss12 { line-height: 24px; } .jss12:not(:first-of-type) { margin-left: 48px; } .jss12:hover { color: #636363; } } @media (max-width:1023.95px) { .jss13 { background: #fff; } } @media (min-width:1024px) { .jss13 { color: #636363; } } .jss14 { color: #000; width: auto; display: flex; align-items: center; line-height: 20px; justify-content: start; } @media (max-width:1023.95px) { .jss14 { padding: 9px 17px; } } .jss14 > svg { margin-left: 2px; } .jss14:hover { color: inherit; } .jss89 { background: #fff; transition: box-shadow .2s ease-in-out; border-bottom: 1px solid #E5E5E5; } .jss89.menu__scrolled { box-shadow: 0px 3px 40px #0000001F; border-bottom: 1px solid #D5D5D5; } .jss89.menu_withoutShadow { box-shadow: none; } @media (max-width:1023.95px) { .jss89 { display: none; } } .jss90 { margin: auto; display: flex; max-width: 1230px; padding-top: 20px; justify-content: space-between; } @media (max-width:1259.95px) { .jss90 { padding-left: 15px; padding-right: 15px; } } .menu__scrolled .jss90 { max-height: 64px; padding-top: 0; } .jss91 { display: flex; justify-content: space-between; } .jss92 { margin-top: 9px; margin-right: 72px; margin-bottom: 27px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss92 { margin-right: 32px; } } .menu__forCompanies .jss92 { margin-top: 0px; margin-right: 56px; margin-bottom: 21px; } .menu__scrolled .jss92 { margin-top: 8px; margin-right: 64px; margin-bottom: 8px; } @media (max-width:1149.95px) { .menu__scrolled .jss92 { margin-right: 24px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__scrolled .jss92 { margin-right: 16px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__forCompanies .jss92 { margin-right: 32px; } } .jss94 { height: 24px; margin: 10px 0; } .jss95 { margin-top: 36px; } .menu__forCompanies .jss95 { margin-top: 22px; } .menu__scrolled .jss95 { margin-top: 24px; 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d="M23.333-399A3.42,3.42,0,0,0,20-395.667a3.428,3.428,0,0,0,2.5,3.2v.962a1.667,1.667,0,0,0,1.667,1.667v-2.629a3.428,3.428,0,0,0,2.5-3.2A3.42,3.42,0,0,0,23.333-399Zm0,5a1.757,1.757,0,0,1-1.667-1.667,1.757,1.757,0,0,1,1.667-1.667A1.757,1.757,0,0,1,25-395.667,1.757,1.757,0,0,1,23.333-394Z" transform="translate(-11.667 414.833)" fill="#003574"></path></g></g></svg> </a></div></div></div></div><nav class="jss82 MuiBox-root css-0" role="navigation" aria-label="Nawigacja w menu głównym, pozycje podrzędne"><ul class="jss83 MuiBox-root css-0"><li class="jss84 MuiBox-root css-0"><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-start--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-0" href="https://www.pkobp.pl"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-1774 -767)"><g transform="translate(1478 -421)"><path data-name="Path 1284" d="M376,1268H350v-24H338v24H312v-32h-8l40-28.5,40,28.5h-8Zm-22-4h18v-32l-28-19.5L316,1232v32h18v-24h20Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(1774 767)" fill="inherit" opacity="0"></rect></g></svg></div><span>Start</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-0--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-df4e0f210f55" href="https://www.pkobp.pl/klient-indywidualny/oferta"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-120 -765)"><g transform="translate(-96 1330)"><path data-name="Path 2144" d="M260-525h4a4,4,0,0,1,4-4,4,4,0,0,1,4,4h4a8,8,0,0,0-8-8A8,8,0,0,0,260-525Z" fill="inherit"></path><path data-name="Path 2145" d="M243.888-521A3.831,3.831,0,0,1,240-525a3.625,3.625,0,0,1,3.631-4c.085,0,.283-.006.369,0v-4a7.763,7.763,0,0,0-8,7.433c0,.151,0,.3,0,.454l0,30.233a10.077,10.077,0,0,0,10.116,9.844L296-485v-36ZM292-489H246.353A6.145,6.145,0,0,1,240-494.884v-23.14A7.266,7.266,0,0,0,243.888-517H292Z" fill="inherit"></path><path data-name="Path 2146" d="M280-505h-8v4h12S284-505,280-505Z" fill="inherit"></path><path data-name="Path 2147" d="M284-525v-20H266.828L252-530.172V-525h-4v-24h40v24Zm-32-20v9.172L261.172-545Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(120 765)" fill="inherit" opacity="0"></rect></g></svg></div><span>Oferta</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-1--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-c48705207c33" href="/[...*]"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32"><defs><style>.a{fill:none;opacity:0;stroke:none}.b{fill:inherit;stroke-width:0;}</style></defs><g transform="translate(-0.246)"><rect class="a" width="32" height="32" transform="translate(0.246)"></rect><g transform="translate(0.841 -0.664)"><path class="b" d="M0,0V18.747H12.151V0H0M-1.33-1.33H13.481V20.077H-1.33Z" transform="translate(9.334 7.295)"></path><circle class="b" cx="1.5" cy="1.5" r="1.5" transform="translate(13.904 20.364)"></circle></g></g></svg></div><span>Bankowość elektroniczna</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-2--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-41bf00df6203" href="https://www.pkobp.pl/klient-indywidualny/pomoc-kontakt"><div class="jss88 MuiBox-root css-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32"><g data-name="pko_icon_contact_nav_32"><rect data-name="Rectangle 4403" width="32" height="32" fill="inherit" opacity="0.001"></rect><g transform="translate(1.333 8.333)"><path data-name="ikona" d="M581.833-866a1.333,1.333,0,0,0-1.333-1.333h-10V-866Z" transform="translate(-562.5 871)" fill="inherit"></path><path data-name="ikona" d="M576.833-866a1.333,1.333,0,0,0-1.333-1.333h-7V-866Z" transform="translate(-560.5 875)" fill="inherit"></path><path id="Path_18502" data-name="Path 18502" d="M24.332,4.333a1.336,1.336,0,0,1,1.335,1.335V18a1.336,1.336,0,0,1-1.335,1.335H7.888l-.355.267L4.333,22V5.668A1.336,1.336,0,0,1,5.667,4.333Zm0-1.333H5.667A2.667,2.667,0,0,0,3,5.668v19l5.333-4h16A2.668,2.668,0,0,0,27,18V5.668A2.668,2.668,0,0,0,24.332,3" transform="translate(-0.333 -5.333)" fill="inherit"></path></g></g></svg></div><span>Pomoc i kontakt</span></a><a class="jss85 jss87" data-cy="MenuNestedPositions--position-nested-mobile-3--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-1df48e40262a" href="https://www.pkobp.pl/klient-indywidualny/promocje"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-285 -765)"><g transform="translate(285 765)"><rect data-name="Rectangle 2049" width="96" height="96" fill="inherit" opacity="0"></rect><g data-name="Group 2681"><path data-name="Path 2716" d="M80.828,23.963,55.166,27.185,36.128,10.159,31.464,35.268,9.182,48.4l22.646,11.9,5.4,25.534L55.755,67.7,81.51,70.741,70.182,47.225ZM74.741,65.915,54.324,63.5,39.637,77.888,35.354,57.642,17.4,48.2,35.064,37.79l3.7-19.911,15.1,13.5L74.2,28.827,65.762,47.268Z" fill="inherit"></path></g></g></g></svg></div><span>Promocje</span></a></li></ul></nav></div><div class="jss89 MuiBox-root css-0" data-cy="MenuDesktop" id="nav-full-ba3ef72c27ba-men-33039"><div class="jss90 MuiBox-root css-0" style="transition-duration:.2s"><div class="jss91 MuiBox-root css-0"><div class="jss92 MuiBox-root css-0"><a class="jss24" data-cy="MenuLogo-link--link" id="nav-full-ba3ef72c27ba-men-33039-l-33044" href="/[...*]"><img src="/api/public/3c663fc2-a8dc-4cb9-ab55-9a4ee64b7c35.svg" class="no-next-image-classname" alt="PKO Bank Polski. Przejdź do strony głównej" loading="eager"/><img src="/api/public/63086f97-c7b3-436b-a060-a2947f8713f4.svg" class="no-next-image-classname logo__dontdisplay" alt="PKO Bank Polski. Przejdź do strony głównej" loading="eager"/></a></div><div class="jss93 MuiBox-root css-0"><div class="jss94 MuiBox-root css-0"><div class="jss10 jss11 MuiBox-root css-0" data-cy="Menu-MainPositions--positions-select"><nav class="MuiBox-root css-0" role="navigation" aria-label="Menu główne, pozycje główne"><button class="MuiButtonBase-root MuiButton-root MuiButton-text MuiButton-textPrimary MuiButton-sizeMedium MuiButton-textSizeMedium MuiButton-root MuiButton-text MuiButton-textPrimary MuiButton-sizeMedium MuiButton-textSizeMedium jss15 css-gffgv3" tabindex="0" type="button" aria-controls="button-menu-3449d4b9-a7a2-4858-bdf4-569691af21e4" aria-haspopup="true" aria-label="Klient indywidualny">Klient indywidualny <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></button></nav></div></div><div class="jss95 MuiBox-root css-0"><nav class="jss104 MuiBox-root css-0" role="navigation" aria-label="Pozycje drugiego rzędu w menu głównym" data-cy="MenuNestedPositions"><ul class="MuiBox-root css-0"><li class="jss106 jss110 MuiBox-root css-0" data-cy="MenuNestedPositions--position-0"><a href="#" class="menu-position-item" aria-expanded="false" data-cy="MenuNestedPositions--position-link" aria-label="Kliknij, aby zapoznać się z ofertą banku"><span>Oferta</span><span class="jss105"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="3 3 18 18"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="18" height="18" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></span></a><div class="dropdownLayer jss112 MuiBox-root css-0" data-cy="MenuDropdownLayer"><nav class="jss114 MuiBox-root css-0" role="navigation" aria-label="Warstwa kafli trzeciego rzędu w menu"><section class="MuiBox-root css-j1fy4m"><div class="jss115 MuiBox-root css-1ndk1zt"><ul class="MuiGrid-root MuiGrid-container jss116 css-10qumm3"><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-0"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-0--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-31d6d9fc78e3" href="https://www.pkobp.pl/klient-indywidualny/konta"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-0--label">Konta</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-1"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-1--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-c213f017026d" href="https://www.pkobp.pl/klient-indywidualny/karty-platnosci"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-1--label">Karty i płatności</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-2"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-2--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-9cec5d108078" href="https://www.pkobp.pl/klient-indywidualny/kredyty-pozyczki"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-2--label">Pożyczki i kredyty</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-50f1d5e9662a" href="https://www.pkobp.pl/klient-indywidualny/ubezpieczenia"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-3--label">Ubezpieczenia</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-4"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-4--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-57606af98641" href="https://www.pkobp.pl/klient-indywidualny/oszczedzanie-inwestycje"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-4--label">Oszczędności i inwestycje</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-5"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-5--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-f69c444ad95b" href="https://www.pkobp.pl/klient-indywidualny/uslugi-zakupy"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-5--label">Usługi i zakupy</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li></ul><div class="jss166 MuiBox-root css-0"><button class="jss173 jss174 jss167 jss168" data-cy="Button-MenuDropdownTile" type="button" tabindex="0" id="nav-full-ba3ef72c27ba-men-33039-btn-33103"><span>Zobacz wszystko</span></button></div></div></section></nav></div></li><li class="jss106 jss110 MuiBox-root css-0" data-cy="MenuNestedPositions--position-1"><a href="#" class="menu-position-item" aria-expanded="false" data-cy="MenuNestedPositions--position-link" aria-label="Kliknij, żeby rozwinąć menu z informacjami o Bankowości elektronicznej"><span>Bankowość elektroniczna</span><span class="jss105"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="3 3 18 18"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="18" height="18" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></span></a><div class="dropdownLayer jss112 MuiBox-root css-0" data-cy="MenuDropdownLayer"><nav class="jss114 MuiBox-root css-0" role="navigation" aria-label="Warstwa kafli trzeciego rzędu w menu"><section class="MuiBox-root css-j1fy4m"><div class="jss115 MuiBox-root css-1ndk1zt"><ul class="MuiGrid-root MuiGrid-container jss116 css-10qumm3"><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-0"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-0--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-faacc8002b7e" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/aplikacja-mobilna-iko"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-0--label">Aplikacja mobilna IKO</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss223 jss224 MuiBox-root css-0" role="listitem"><a class="jss225 jss227" data-cy="Carousel-Karuzela_polecane--item--128926" data-id="128926" id="bd-col-855eb561d01f-car-51016-elem-b9b9ea4b0848" href="/[...*]"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss145" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">Ubezpieczenie mieszkania (domu)</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss229 jss230"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss231 jss232" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 640w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 750w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 828w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 1080w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 1200w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 1920w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 2048w, /api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png 3840w" src="/api/public/6c46ee0e-f7ce-4c41-8b9c-8d6578c09e88.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss223 jss224 MuiBox-root css-0" role="listitem"><a class="jss225 jss227" data-cy="Carousel-Karuzela_polecane--item--134040" data-id="134040" id="bd-col-855eb561d01f-car-51016-elem-6dcd9b981bda" href="/[...*]"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss145" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">Karta kredytowa z ubezpieczeniem podróżnym</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss229 jss230"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss231 jss232" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 640w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 750w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 828w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 1080w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 1200w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 1920w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 2048w, /api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png 3840w" src="/api/public/3f996d51-6654-472a-95fd-4abb0e02f4cf.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss223 jss224 MuiBox-root css-0" role="listitem"><a class="jss225 jss227" data-cy="Carousel-Karuzela_polecane--item--124740" data-id="124740" id="bd-col-855eb561d01f-car-51016-elem-35fafed068bb" href="https://www.pkobp.pl/firmy/konta/konto-firmowe"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss145" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">Konto firmowe</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss229 jss230"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss231 jss232" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 640w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 750w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 828w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 1080w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 1200w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 1920w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 2048w, /api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png 3840w" src="/api/public/c343ef32-37aa-477d-b0e9-c0ba5f1c9705.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div></div></a></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx" elementId="bd-col-8d904a4fb758" elementIdPrefix="col"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div id="g-bd-col-8d904a4fb758-kp-36375"><div class="jss235 MuiBox-root css-0" data-cy="CalcLoanLarge"><div class="jss236 MuiBox-root css-0"><div class="MuiBox-root css-0"><div class="jss152 jss237" style="text-align:center" data-cy="Headline-calc-subtitle"><span>Pożyczka gotówkowa</span></div><h2 class="jss155 jss252" style="text-align:center" data-cy="Headline-calc-title"><span>Gotówka online, nawet w jeden dzień</span></h2></div><div class="MuiBox-root css-0"><div class="jss253 jss239"><div class="jss260"><div class="jss240 MuiBox-root css-0"><div class="jss241 MuiBox-root css-0"><div class="MuiBox-root css-1n2mv2k"><span class="jss144 jss248" data-cy="Headline-amount-label"><label for="calc-field-loan-amount">Ile potrzebujesz?</label></span></div><div class="MuiBox-root css-1fhgjcy"><div class="jss275" data-cy="CalcLoanLarge-InputRange-Amount--container"><div class="jss277 MuiBox-root css-0"><input type="text" class="jss278" value="13 400" step="500" min="1" max="200000" data-cy="CalcLoanLarge-InputRange-Amount--input" autoComplete="13 400" id="calc-field-loan-amount" aria-controls="calc-card-calculations-of-calc-loan"/></div><div class="jss283 MuiBox-root css-0" style="background:white"></div><input type="range" class="jss282" value="13400" step="500" min="1" max="200000" data-cy="CalcLoanLarge-InputRange-Amount--range" id="calc-field-loan-amount-range" aria-controls="calc-card-calculations-of-calc-loan"/><div class="jss284 MuiBox-root css-0"><span data-cy="CalcLoanLarge-InputRange-Amount--value-min">1 zł</span><span data-cy="CalcLoanLarge-InputRange-Amount--value-max">200 000 zł</span></div></div></div></div><div class="jss242 MuiBox-root css-0"><div class="MuiBox-root css-1n2mv2k"><span class="jss144 jss248" data-cy="Headline-rates-label"><label for="calc-field-rates-quantity">Na jaki okres?</label></span></div><div class="MuiBox-root css-1fhgjcy"><div class="jss275" data-cy="CalcLoanLarge-InputRange-Rates--container"><div class="jss277 MuiBox-root css-0"><button class="jss280" data-cy="CalcLoanLarge-InputRange-Rates--button-decrease" aria-label="Zmniejsz wartość dla Pole ilość rat" aria-controls="calc-card-calculations-of-calc-loan"><span>-</span></button><input type="text" class="jss278 jss279" value="24" disabled="" step="1" min="1" max="24" data-cy="CalcLoanLarge-InputRange-Rates--input" autoComplete="24" id="calc-field-rates-quantity" aria-controls="calc-card-calculations-of-calc-loan"/><button class="jss280" disabled="" data-cy="CalcLoanLarge-InputRange-Rates--button-increase" aria-label="Zwiększ wartość dla Pole ilość rat" aria-controls="calc-card-calculations-of-calc-loan"><span>+</span></button></div><div class="jss283 MuiBox-root css-0" style="background:white"></div><input type="range" class="jss282" value="24" step="1" min="1" max="24" data-cy="CalcLoanLarge-InputRange-Rates--range" id="calc-field-rates-quantity-range" aria-controls="calc-card-calculations-of-calc-loan"/><div class="jss284 MuiBox-root css-0"><span data-cy="CalcLoanLarge-InputRange-Rates--value-min">1 rata (mies.)</span><span data-cy="CalcLoanLarge-InputRange-Rates--value-max">24 raty (mies.)</span></div></div></div></div><div class="jss243 MuiBox-root css-0"><div class="jss253"><div class="jss266"><div class="jss244 jss245 MuiBox-root css-0"><div class="MuiFormGroup-root jss285 CheckboxField css-1h7anqn"><label class="MuiFormControlLabel-root MuiFormControlLabel-labelPlacementEnd jss286 css-1jaw3da"><span class="MuiButtonBase-root MuiCheckbox-root MuiCheckbox-colorPrimary PrivateSwitchBase-root MuiCheckbox-root MuiCheckbox-colorPrimary Mui-checked MuiCheckbox-root MuiCheckbox-colorPrimary jss288 CheckboxField__input css-13d4j2q" data-cy="Checkbox-firstloan"><input type="checkbox" checked="" class="PrivateSwitchBase-input css-1m9pwf3" id="calc-field-check-firstloan" tabindex="0" data-indeterminate="false"/><svg class="MuiSvgIcon-root MuiSvgIcon-fontSizeMedium css-14yq2cq" focusable="false" aria-hidden="true" viewBox="0 0 24 24" data-testid="CheckBoxIcon"><path d="M19 3H5c-1.11 0-2 .9-2 2v14c0 1.1.89 2 2 2h14c1.11 0 2-.9 2-2V5c0-1.1-.89-2-2-2zm-9 14l-5-5 1.41-1.41L10 14.17l7.59-7.59L19 8l-9 9z"></path></svg></span><span class="MuiTypography-root MuiTypography-body1 MuiFormControlLabel-label css-zkei0d"><label for="calc-field-check-firstloan" class="jss290">Pierwsza pożyczka w banku</label></span></label></div><div class="jss250 MuiBox-root css-0"><span class="pkobp-tooltip jss297" data-cy="Tooltip-Pierwsza_pożyczka_w_banku--trigger" tabindex="0" aria-controls="calc-field-check-firstloan-tooltip" aria-describedby="calc-field-check-firstloan-tooltip"><span class="pkobp-icon-tooltip"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-120)"><rect width="96" height="96" transform="translate(120 0)" fill="none" opacity="0"></rect><g><g><g data-name="Path 2193" fill="#fff"><path d="M 168 78 C 151.4579467773438 78 138 64.54206085205078 138 48 C 138 31.45793914794922 151.4579467773438 18 168 18 C 184.5420532226562 18 198 31.45793914794922 198 48 C 198 64.54206085205078 184.5420532226562 78 168 78 Z" stroke="none"></path><path d="M 168 20 C 152.5607604980469 20 140 32.56075286865234 140 48 C 140 63.43924713134766 152.5607604980469 76 168 76 C 183.4392395019531 76 196 63.43924713134766 196 48 C 196 32.56075286865234 183.4392395019531 20 168 20 M 168 16 C 185.6439971923828 16 200 30.35700225830078 200 48 C 200 65.64299774169922 185.6439971923828 80 168 80 C 150.3560028076172 80 136 65.64299774169922 136 48 C 136 30.35700225830078 150.3560028076172 16 168 16 Z" stroke="none" fill="#003574"></path></g><g data-name="Group 4587"><path data-name="Path 341" d="M168.295,37.361a2.81,2.81,0,0,0-2.414,1.341,4.268,4.268,0,0,1-2.414,1.877,3.756,3.756,0,0,1-2.415-.8,7.822,7.822,0,0,1,7.513-5.1,6.682,6.682,0,0,1,6.71,5.632h0a5.741,5.741,0,0,1-2.414,4.829,6.281,6.281,0,0,0-2.134,4.828v3.2h-4.309V50.752a5.572,5.572,0,0,1,2.414-5.1,5.271,5.271,0,0,0,2.414-4.562C170.98,38.7,169.906,37.361,168.295,37.361Z" fill="#003574"></path><circle data-name="Ellipse 143" cx="2.414" cy="2.414" r="2.414" transform="translate(166.162 57.436)" fill="#003574"></circle></g></g></g></g></svg></span></span></div></div></div></div></div></div></div><div class="jss260"><div class="jss246 MuiBox-root css-0"><a class="jss126 jss132 jss138 jss139 jss300" data-cy="CalcLoanLargeCard--card--link"><div class="MuiBox-root css-0"><div class="jss301 MuiBox-root css-0" id="calc-card-calculations-of-calc-loan" role="region" aria-live="polite"><div class="jss253"><div class="jss260"></div><div class="jss260"></div></div></div><div class="jss306 jss309 MuiBox-root css-0"><button class="jss173 jss176 jss310 jss184" data-cy="Button-CalcLoanLargeCard--btn--cta" type="button" tabindex="0" id="g-bd-col-8d904a4fb758-kp-36375-btn-36380"><span>Zobacz propozycję</span></button></div></div></a><div class="jss247 MuiBox-root css-0"><div class="jss334 MuiBox-root css-0" data-cy="IconWithLink-calc-have-loan--container" id="g-bd-col-8d904a4fb758-kp-36375-ico-36377"><div class="jss337 MuiBox-root css-0"><div class="next-image-classname jss229 jss230"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss231 jss232" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 640w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 750w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 828w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 1080w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 1200w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 1920w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 2048w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 3840w" src="/api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div><div class="MuiBox-root css-0"><div class="jss339 MuiBox-root css-0"><p class="jss148" style="font-weight:500;margin-top:0px;margin-bottom:0px" data-cy="Headline-IconWithLink-calc-have-loan--text"><span>Masz pożyczki w innych bankach?</span></p></div><a class="jss173 jss181 jss338" data-cy="Button-Przenieś_je_i_połącz_w_jedną,_niską_ratę--link" tabindex="0" id="g-bd-col-8d904a4fb758-kp-36375-ico-36377-l-36378" href="https://www.pkobp.pl/klient-indywidualny/kredyty-pozyczki/pozyczka-konsolidacyjna"><span>Przenieś je i połącz w jedną, niską ratę</span></a></div></div></div></div></div></div></div><div class="jss251 MuiBox-root css-0"></div><div data-cy="CalcLoanRrso"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/><div class="jss341" data-cy="CalcLoanRrso--rrsoContent" role="region" aria-live="polite"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace jss342" style="word-break:break-word">Wyliczenia dokonane za pomocą powyższego kalkulatora mają charakter orientacyjny i przykładowy, zależą od daty wypłaty kredytu oraz daty płatności pierwszej raty. Służą wyłącznie celom informacyjnym i nie powinny być traktowane jako oferta, rekomendacja, zaproszenie do zawarcia umowy kredytu ani usługa doradztwa. Informacje wyżej podane powinny być analizowane łącznie z formularzem informacyjnym udostępnianym przez Bank przed zawarciem umowy o kredyt konsumencki. 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/api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1920w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 2048w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 3840w" src="/api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div><div class="jss387" data-cy="Infoline-Infolinia--item-label">Napisz do nas</div></a><a class="jss385" data-cy="Infoline-Infolinia--link" id="ft-col-951acac73385-nfo-6946-nfobtn-3c6934720c41" href="https://www.pkobp.pl/pomoc-kontakt/tlumacz-migam/"><div class="jss386"><div class="next-image-classname jss229 jss230"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss231 jss232" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 640w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 750w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 828w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 1080w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 1200w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 1920w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 2048w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 3840w" src="/api/public/576100fa-586d-4425-afab-ec176e828ba6.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231 jss232" loading="lazy"/></noscript></span></div></div><div class="jss387" data-cy="Infoline-Infolinia--item-label">Obsługa w języku migowym</div></a></nav><div class="jss380"></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="jss253"><div class="jss266"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:4px" data-snippet="snippet"><nav class="jss1 jss22092 undefined MuiBox-root css-0" data-cy="Menulinks-Menu_z_linkami--box" id="ft-colwn-a7055c0129a6-mn-6957" aria-label="Nawigacja w menu z odnośnikami" role="list"><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-O_banku_i_grupie--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6959-l" href="https://www.pkobp.pl/o-banku"><span>O banku i grupie</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Relacje_inwestorskie--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-87566-l" href="https://www.pkobp.pl/relacje-inwestorskie"><span>Relacje inwestorskie</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Biuro_prasowe--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6962-l" href="https://media.pkobp.pl/"><span>Biuro prasowe</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Kariera--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6965-l" href="https://www.pkobp.pl/kariera/"><span>Kariera</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Zapisz_się_na_newsletter--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12732-l" href="https://www.pkobp.pl/newsletter/?news=1"><span>Zapisz się na newsletter</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Dokończ_wniosek_o_pożyczkę--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-40312-l" href="https://pkobp.pl/nowewnioski/ipko3/#/start?processId=epg"><span>Dokończ wniosek o pożyczkę</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Opłaty_i_oprocentowanie--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12705-l" href="https://www.pkobp.pl/oplaty-i-oprocentowanie"><span>Opłaty i oprocentowanie</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Regulacje_prawne--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12708-l" href="https://www.pkobp.pl/regulacje-prawne"><span>Regulacje prawne</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Ochrona_danych_osobowych--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-18986-l" href="https://www.pkobp.pl/regulacje-prawne/dane-osobowe"><span>Ochrona danych osobowych</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Bezpieczeństwo--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12711-l" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/bezpieczenstwo"><span>Bezpieczeństwo</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Regulamin_strony_internetowej--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12729-l" href="https://www.pkobp.pl/regulacje-prawne/regulamin-strony-internetowej"><span>Regulamin strony internetowej</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Polityka_Prywatności--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12726-l" href="https://www.pkobp.pl/regulacje-prawne/polityka-prywatnosci"><span>Polityka Prywatności</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-eDokumenty--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-36792-l" href="https://www.pkobp.pl/archiwalne-dokumenty/"><span>eDokumenty</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Ukraina_/_Україна--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-38432-l" href="https://www.pkobp.pl/dlia-ukrainy/"><span>Ukraina / Україна</span></a></div><div class="jss388 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss389" data-cy="Button-Otwórz_Placówkę_PKO_Banku_Polskiego--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-67946-l" href="https://www.pkobp.pl/kariera/otworz-placowke-pko-banku-polskiego"><span>Otwórz Placówkę PKO Banku Polskiego</span></a></div></nav></div></div><div class="jss266"><div class="MuiBox-root css-0" style="padding-top:8px;padding-bottom:20px" data-snippet="snippet"><div class="jss391 MuiBox-root css-0"><div class="jss392 MuiBox-root css-0" id="ft-colwn-a7055c0129a6-kw-6967" data-cy="Currencies-Kursy_walut"><div class="MuiBox-root css-69i1ev"><a href="" aria-label="Przejdź do tabeli kursów walut"><p class="jss145 jss394" data-cy="Currencies-Kursy_walut--title" id="currenciesTableTitle">Kursy walut</p></a><span class="jss144 jss395" data-cy="Currencies-Kursy_walut--date"></span></div><div class="jss396 MuiBox-root css-0"><table class="jss397" data-cy="Currencies-Kursy_walut--table" aria-describedby="currenciesTableTitle"><thead><tr><td> </td><td>Kupno</td><td>Sprzedaż</td></tr></thead><tbody><tr><td>CHF</td><td>4.3103</td><td>4.5769</td></tr><tr><td>USD</td><td>3.8276</td><td>4.1883</td></tr><tr><td>GBP</td><td>4.8152</td><td>5.2689</td></tr><tr><td>EUR</td><td>3.9761</td><td>4.3508</td></tr></tbody></table></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:0px" data-snippet="snippet"><div class="MuiBox-root css-6yavch" data-cy="Separator-Separator"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/></div></div><div class="MuiBox-root css-0" style="padding-top:24px;padding-bottom:24px" data-snippet="snippet"><div class="jss398 MuiBox-root css-0" data-cy="Logotypes-Logotypy" id="g-ft-col-37de670174a2-logo-65446"><div class="jss403 MuiBox-root css-0"><p class="jss145 jss404" data-cy="Headline-"><a class="jss405" data-cy="Logotypes-Logotypy--title--link" target="_blank" href="https://www.pkobp.pl/o-banku/nagrody">Nagrody i wyróżnienia:</a></p></div><div class="jss401 MuiBox-root css-0"><a class="jss399" data-cy="Logotypes-Logotypy--link" target="_blank" id="g-ft-col-37de670174a2-logo-65446-l-65447" href="https://www.pkobp.pl/o-banku/nagrody"><div class="jss402 MuiBox-root css-0"><div class="jss407 MuiBox-root css-0" data-cy="Logotypes-item--0" data-id="dfc78c50-44d1-407a-a5fa-d643f90be37c"><div class="next-image-classname jss229"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27112%27%20height=%27112%27/%3e"/></span><img title="logo-nagroda-finnscore-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss231" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-nagroda-finnscore-2024" _loading="lazy" srcSet="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 1x, /api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 2x" src="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231" loading="lazy"/></noscript></span></div></div><div class="jss407 MuiBox-root css-0" data-cy="Logotypes-item--1" data-id="1f3e9469-bb21-4d4f-985a-3de6ae5abda5"><div class="next-image-classname jss229"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27153%27%20height=%2756%27/%3e"/></span><img title="nagroda-pko-bank-polski-zloty-bankier-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss231" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="nagroda-pko-bank-polski-zloty-bankier-2024" _loading="lazy" srcSet="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1x, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 2x" src="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231" loading="lazy"/></noscript></span></div></div><div class="jss407 MuiBox-root css-0" data-cy="Logotypes-item--2" data-id="30b7498e-d57d-4d3e-822b-8957a3297ffd"><div class="next-image-classname jss229"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27104%27%20height=%27112%27/%3e"/></span><img title="logo-nagroda-mta-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss231" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-nagroda-mta-2024" _loading="lazy" srcSet="/api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png 1x, /api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png 2x" src="/api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss231" loading="lazy"/></noscript></span></div></div><div class="jss407 MuiBox-root css-0" data-cy="Logotypes-item--3" data-id="693dc3c3-0c85-4254-820f-8e95859f5d57"><div class="next-image-classname jss229"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" 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Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. 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Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:14:26.347577+01:00"},{"name":"dd_RRSO-KH-PR-PKO-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,34%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 7,35%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok i marża 1,91%; a następnie oprocentowanie zmienne 8,11%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2,31%; całkowity koszt kredytu 475 729,93 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 438 526,33 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 815 729,93 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 481,26 zł, od 6. roku kolejne raty wynoszą 2 626,39 zł i ostatnia rata 1 943,52 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:13:33.051326+01:00"},{"name":"dd_RRSO-KH-PR-BH-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,78%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,12%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,80% wg stanu na dzień 02.01.2025 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 462 927,36 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 427 887,56 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 782 927,36 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 497,20 zł, przy czym ostatnia rata wyniesie 1 224,76 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:12:05.413185+01:00"},{"name":"dd_RRSO-KHM","value":"9,84%","created":"2025-01-07T14:16:08.706123+01:00"},{"name":"dd_RRSO-KHM-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,84%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie zmienne 8,16%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,36%; całkowity koszt kredytu 475 752,25 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 439 669,51 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 802 620,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 wynosi 2 559,51 zł i ostatnia rata wynosi 1 244,02 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:17:09.865603+01:00"},{"name":"dd_RRSO-KKMP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,71%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3687,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:33:12.197709+01:00"},{"name":"dd_RRSO-LO-BO-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","created":"2023-10-05T10:11:53.011659+02:00"},{"name":"dd_RRSO-LO-KI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","created":"2023-10-05T10:07:29.549523+02:00"},{"name":"dd_RRSO-KKI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,19%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1000 zł, odsetki 9873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:32:20.505628+01:00"},{"name":"dd_RRSO-KKP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,30% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:34:07.711740+01:00"},{"name":"[!RRSO-BK]","value":"4,31%","created":"2024-01-26T10:35:54.387093+01:00"},{"name":"[!RRSO-KH-PKO]","value":"9,76%","created":"2025-01-07T14:26:44.307296+01:00"},{"name":"[!RRSO-KHM]","value":"9,84%","created":"2025-01-07T14:28:07.620494+01:00"},{"name":"[!RRSO-EPG]","value":"11,57%","created":"2024-01-26T10:36:13.391600+01:00"},{"name":"[!RRSO-KH-BH-Z]","value":"8,81%","created":"2023-11-29T16:28:35.068841+01:00"},{"name":"[!RRSO-PH]","value":"11,56%","created":"2025-01-07T14:28:45.167367+01:00"},{"name":"[!RRSO-KMSR]","value":"9,14%","created":"2025-01-07T14:29:27.740519+01:00"},{"name":"[!RRSO-PGPROMO]","value":"16,43%","created":"2024-07-01T08:32:03.227153+02:00"},{"name":"[!RRSO-KH-PKO-Z]","value":"8,41%","created":"2023-11-28T10:34:37.016813+01:00"},{"name":"[!RRSO-KH-BH]","value":"9,78%","created":"2025-01-07T15:17:03.335865+01:00"},{"name":"[!RRSO-PG]","value":"11,57%","created":"2024-01-26T10:37:38.808037+01:00"},{"name":"dd_RRSO-PG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:11:25.151736+01:00"},{"name":"dd_RRSO-PK-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 30 800,00 zł. Całkowita kwota do zapłaty: 45 926,09 zł. Oprocentowanie zmienne: 11,89%. Całkowity koszt kredytu: 15 126,09 zł (w tym prowizja 0,00 zł i odsetki 15 126,09 zł). 85 miesięcznych rat równych po 533,81 zł i ostatnia rata: 552,24 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:16:02.166635+01:00"},{"name":"[!RRSO-PK]","value":"12,57%","created":"2025-02-03T12:19:07.865530+01:00"},{"name":"[!RRSO-EP]","value":"19,57%","created":"2025-02-03T12:19:52.765791+01:00"},{"name":"dd_RRSO-PH","value":"11,56%","created":"2025-01-07T14:21:49.098125+01:00"},{"name":"dd_RRSO-KMSR-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,14%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 7,04%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok z dnia 2.01.2025 r. i marża 1,6%, a następnie oprocentowanie zmienne 7,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2%; całkowity koszt kredytu 567 407,23 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 906 407,23 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 266,25 zł, od 6. roku po 2 423,01 zł i ostatnia rata wyniesie 1 399,28 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:20:40.440468+01:00"},{"name":"dd_RRSO-PH-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi \u003cstrong\u003e11,56%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,76%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 3,96%; całkowity koszt kredytu 417 195,12zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 010,48 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 722 906,12 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 903,88 zł i ostatnia rata wynosi 1 694,16 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:22:46.916950+01:00"},{"name":"dd_RRSO-PH-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką \u003cstrong\u003e11,07%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 9,00%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 3,56%, a następnie oprocentowanie zmienne 9,76%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 3,96%; całkowity koszt kredytu 403 620,67 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 376 436,03 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 709 331,67 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 752,50 zł, od 6. roku kolejne raty wynoszą 2 875,16 zł i ostatnia rata 2 343,39 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:24:39.442178+01:00"},{"name":"dd_RRSO-KHM-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,41%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 7,4%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 1,96%, a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 2,36%; całkowity koszt kredytu 460 916,31 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 424 833,57 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 787 784,31 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 396,02 zł, od 6. roku kolejne raty wynoszą 2 535,87 zł i ostatnia rata 1 867,44 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:21:15.482420+01:00"},{"name":"dd_RRSO-KH-PR-BH-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,35%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 61,70%; oprocentowanie stałe 7,36%/rok (uwzględniające obniżenie o 0,4 p.p. przez pierwsze 5 lat), na które składa się 5-letnia stała stopa bazowa 5,44%/rok wg stanu na dzień 02.01.2025 r. i marża 1,92 p.p., a następnie oprocentowanie zmienne 8,12%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,80%/rok wg stanu na dzień 02.01.2025 r. i marża 2,32 p.p.; całkowity koszt kredytu 448 405,26zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 413 365,46 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR w PKO Banku Polskim); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 768 405,26 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 337,38 zł, od 6. roku kolejne raty wynoszą 2 474,03 zł i ostatnia rata 1 829,49 zł. 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