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<!DOCTYPE html><html lang="pl"><head><meta charSet="utf-8"/><meta name="viewport" content="initial-scale=1, width=device-width"/><meta id="redesign"/><meta name="p:domain_verify" content="486176bd1ea30b4b17305e2e042b878b"/><script type="text/javascript">try{const a=t=>{return a=window,e=document,n="script",a[o="uetq"]=a[o]||[],r=function(){var e={ti:""+t,enableAutoSpaTracking:!0};e.q=a[o],a[o]=new UET(e),a[o].push("pageLoad")},(c=e.createElement(n)).src="//bat.bing.com/bat.js",c.async=1,c.onload=c.onreadystatechange=function(){var e=this.readyState;e&&"loaded"!==e&&"complete"!==e||(r(),c.onload=c.onreadystatechange=null)},void(e=e.getElementsByTagName(n)[0]).parentNode.insertBefore(c,e);var a,e,n,o,r,c};Object.defineProperty(window,"uetLoader",{value:a})}catch(e){console.error(e)}</script><script type="text/javascript">window.clarityModule={appendClarityScript:t=>{const e='!function(c,l,a,r,i,t,y){a[c]("metadata",(function(e){function n(){var n=ga.getAll();for(var o in n){var s=n[o];if("UA-2629088-1"===s.get("trackingId")){s.set("dimension53",["https://clarity.microsoft.com/ga",e.projectId,e.userId,e.sessionId].join("/")),s.send("event",{eventCategory:"Clarity",nonInteraction:!0,eventAction:e.sessionId});break}}}try{ga&&ga(n)}catch(e){try{n()}catch(e){}}}));try{var d="dataLayer",g="gtag";a[d]=a[d]||[],a[g]=a[g]||function(){a[d].push(arguments)},a[g]("event","optimize.callback",{callback:function(e,g){a[c]("set","optimizeExp",g+":"+e)}})}catch(e){}if(a[c].v||a[c].t)return a[c]("event",c,"dup."+i.projectId);a[c].t=!0,(t=l.createElement(r)).async=!0,t.src="/static/front/clarity_scripts/js/clarity.js",(y=l.getElementsByTagName(r)[0]).parentNode.insertBefore(t,y),a[c]("start",i),a[c].q.unshift(a[c].q.pop())}("clarity",document,window,"script",{"projectId":"'+t+'","upload":"https://d.clarity.ms/collect","expire":365,"cookies":["_uetmsclkid","_uetvid"],"track":false,"lean":false,"content":true,"extract":[3,1,["4f509md79","zjy56jaz","4s4zm72hj"]]});',a=document.createElement("script");a.type="text/javascript",a.async=!0,a.append(e),document.getElementsByTagName("head")[0].appendChild(a)}};</script><script id="uc-gtm">function gtag(){dataLayer.push(arguments)}window.dataLayer=window.dataLayer||[],window.addEventListener("ucEvent",function(e){if(e.detail&&"consent_status"==e.detail.event){var t="Microsoft Clarity";switch(e.detail.hasOwnProperty(t)&&gtag("consent","update",{clarity_storage:e.detail[t]?"granted":"denied"}),e.detail.action){case"onAcceptAllServices":document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onDenyAllServices":document.cookie="5_RODO_REJECTED=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onUpdateServices":document.cookie="4_RODO_SETTINGS=true; path=/; secure=true; samesite=none; max-age=34560000;"}e.detail.ucCategory.essential&&(document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;")}}),gtag("consent","default",{ad_storage:"denied",analytics_storage:"denied",clarity_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",wait_for_update:2e3}),gtag("set","ads_data_redaction",!0),function(e,t,a,n){e[n]=e[n]||[],e[n].push({"gtm.start":(new Date).getTime(),event:"gtm.js"});e=t.getElementsByTagName(a)[0],n=t.createElement(a);n.async=!0,n.src="https://www.googletagmanager.com/gtm.js?id=GTM-NZQMN2W",e.parentNode.insertBefore(n,e)}(window,document,"script","dataLayer"); </script><title>Aplikacja PKO Junior - PKO Bank Polski</title><meta name="description" content="PKO Junior to aplikacja bankowa dla dzieci do 12. roku życia, która uczy obsługi konta i zarządzania pieniędzmi na telefonie. Dowiedz się więcej."/><meta name="article:modified_time" content="2024-11-22T14:46:01.191501+01:00"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/aplikacja-pko-junior"/><script>window.pko = {"storage":{"dd_RRSO-KMSR":"8,90%","test":"testowa1","dd_RRSO-BK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>4,31%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG":"11,57%","dd_RRSO-KH-BH-S":"9,10%","dd_RRSO-KH-BH-Z":"9,84%","dd_RRSO-KH-PKO-Z":"9,83%","dd_RRSO-KH-PR-BH-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,84%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,18%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 466 858,85 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 431 819,05 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 786 858,85 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 510,00 zł, przy czym ostatnia rata wyniesie 1 329,05 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 024,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 324,97 zł (w tym: prowizja 0,00 zł, odsetki 1 324,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-KH-PKO-S":"9,08%","[!RRSO-KKMP]":"20,74%","dd_RRSO-EP-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,55%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 900,00 zł, całkowita kwota do zapłaty 48 549,53 zł, oprocentowanie zmienne 17,99%, całkowity koszt kredytu 18 649,53 zł (w tym: prowizja 0,00 zł, odsetki 18 649,53 zł), 71 miesięczne raty równe po 681,78 zł i ostatnia rata: 143,15 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.<br/><br/>\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. <br/><br/>","dd_RRSO-KH-PR-PKO-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,08%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 6,82%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok i marża 1,81%; a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2,31%; całkowity koszt kredytu 467 013,25 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 429 809,65 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 807 013,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 365,76 zł, od 6. roku kolejne raty wynoszą 2 618,59 zł i ostatnia rata 2 021,04 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KHM-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,15%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KH-PR-PKO-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,83%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,17%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,31%; całkowity koszt kredytu 495 331,86 zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 458 128,26 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 835 331,86 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 664,61 zł i ostatnia rata wynosi 1 409,87 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","dd_RRSO-KHM":"9,92%","dd_RRSO-KKI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,21%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1 000 zł, odsetki 9 873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-KKMP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,74%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4 249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3 949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3 687,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-KKP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,33% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-LO-BO-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","dd_RRSO-LO-KI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","[!RRSO-BK]":"4,31%","[!RRSO-EP]":"19,55%","[!RRSO-EPG]":"11,57%","[!RRSO-KMSR]":"9,24%","[!RRSO-KH-BH-Z]":"8,81%","dd_RRSO-PH":"11,62%","[!RRSO-PGPROMO]":"16,43%","dd_RRSO-PH-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi <strong>11,62%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,81%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 3,95%; całkowity koszt kredytu 417 750,42 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 565,78 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 723 461,42 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 917,90 zł i ostatnia rata wynosi 1 816,58 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","[!RRSO-KH-BH]":"9,84%","[!RRSO-KH-PKO-Z]":"8,41%","[!RRSO-KH-PKO]":"9,83%","[!RRSO-KHM]":"9,92%","[!RRSO-PG]":"11,57%","[!RRSO-PH]":"11,62%","dd_RRSO-PG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 324,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 624,97 zł (w tym: prowizja 0,00 zł, odsetki 1 624,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-PK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,56%, całkowita kwota kredytu (bez kredytowanych kosztów) 26 700,00 zł, całkowita kwota do zapłaty 39 812,55 zł, oprocentowanie zmienne 11,89%, całkowity koszt kredytu 13 112,55 zł (w tym: prowizja 0,00 zł, odsetki 13 112,55 zł), 85 miesięcznych rat równych po 462,75 zł i ostatnia rata: 478,80 zł. Kalkulacja została dokonana na dzień 18.11.2024 r. na reprezentatywnym przykładzie.</strong>","[!RRSO-PK]":"12,56%","dd_RRSO-KMSR-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>8,90%</strong> przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 6,51%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok z dnia 04.09.2024 r. i marża 1,5%, a następnie oprocentowanie zmienne 7,85%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2%; całkowity koszt kredytu 559 275,53 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki 514 722,57 zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 898 275,53 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 146,53 zł, od 6. roku po 2 419,45 zł i ostatnia rata wyniesie 1 515,22 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-PH-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką <strong>10,75%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KH-PR-BH-S":"<strong> Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,10%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KHM-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,15%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r."}}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"PKO Bank Polski","item":"https://www.pkobp.pl"},{"@type":"ListItem","position":2,"name":"Klient indywidualny","item":"https://www.pkobp.pl/klient-indywidualny"},{"@type":"ListItem","position":3,"name":"Bankowość elektroniczna","item":"https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko"},{"@type":"ListItem","position":4,"name":"Aplikacja PKO Junior"}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"VideoObject","name":"Nowa aplikacja PKO Junior dla dzieci 🎈 | Odświeżony profil „Finanse dziecka” w iPKO dla rodziców 💻","description":"Aplikacja PKO Junior jest stworzona dla dzieci do 12. roku życia, które mają PKO Konto Dziecka w PKO Banku Polskim.\n\nUczy dzieci zarządzania budżetem w telefonie pod kontrolą rodziców.\n\nSprawdź, jak aktywować aplikację PKO Junior.\n\nOdwiedź nas na: https://www.pkobp.pl\n\nObserwuj nas w mediach społecznościowych:\nFacebook: https://www.facebook.com/PKOBankPolski/\nTwitter: http://twitter.com/pkobp?lang=pl\nInstagram: https://www.instagram.com/pkobp/\nLinkedIn: https://www.linkedin.com/company/pko-bp\nGrupa na Facebooku Dzień Dobry Kariero: https://www.facebook.com/groups/dziendobrykariero/\nBankomania: http://www.bankomania.pkobp.pl","thumbnailUrl":["https://i.ytimg.com/vi/kVS3ukIlaew/default.jpg","https://i.ytimg.com/vi/kVS3ukIlaew/mqdefault.jpg","https://i.ytimg.com/vi/kVS3ukIlaew/hqdefault.jpg"],"uploadDate":"2024-11-15T14:00:10Z","contentUrl":"https://www.youtube.com/watch?v=kVS3ukIlaew","embedUrl":"https://www.youtube.com/embed/kVS3ukIlaew","duration":"PT59S","publisher":{"@type":"Organization","name":"PKO Bank Polski","sameAs":"https://www.pkobp.pl/"}}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Jakie możliwości daje jeszcze aplikacja PKO Junior?","acceptedAnswer":{"@type":"Answer","text":"<p>Poznaj wskazówki, dzięki którym Ty i dziecko w pełni wykorzystacie możliwości aplikacji PKO Junior:</p>\n<ul>\n<li><strong>Bezpieczeństwo</strong><br />Nie martw się – dziecko loguje się do aplikacji zabezpieczonej PIN-em, odciskiem palca lub przez rozpoznawanie twarzy. Jeśli dziecko zapomni PIN-u i zablokuje dostęp do aplikacji, możesz go odblokować w swoim serwisie iPKO: <strong>Finanse dziecka </strong>(w prawym górnym rogu)<strong> </strong>→<strong> Moje dzieci </strong>→<strong> Aplikacja PKO Junior → Ustawienia aplikacji</strong> → <strong>Zmień PIN</strong></li>\n<li><strong>Oszczędzanie</strong><br />Pokaż dziecku, jak zakładać wirtualne skarbonki i korzystać z kalkulatora oszczędności, który jest dostępny <strong>w aplikacji PKO Junior</strong>: <strong>Menu</strong> → <strong>Więcej</strong> → <strong>Sposoby na oszczędzanie</strong><strong> </strong>→ <strong>Ile zyskasz na oszczędzaniu?</strong> To przyjemna nauka oszczędzania</li>\n<li><strong>Planowanie</strong><br />Ucz dziecko planowania. Jeśli ma kilka skarbonek, może za pomocą suwaków ustawić kwotę, która będzie automatycznie zasilała poszczególne z nich. Może też wybrać losowe uzupełnianie skarbonki. W <strong>aplikacji PKO Junior</strong> wybierzcie: <strong>Menu</strong> → <strong>Więcej</strong> → <strong>Sposoby na oszczędzanie → Twój plan oszczędzania</strong></li>\n<li><strong>Rozwój</strong><br />Daj dziecku swobodę w odkrywaniu nowych funkcji. Może dostosować wygląd aplikacji i rozwijać swoją kreatywność. Wystarczy, że wybierze: <strong>Więcej</strong> → <strong>zmień tło aplikacji</strong>. Dodatkowo w nauce zarządzania finansami online będzie wspierał je <strong>mówiący robot</strong></li>\n<li><strong>Samodzielność</strong><br />Pozwól dziecku płacić kartą w sklepie i zlecać przelewy w aplikacji. Ty <strong>masz pełną kontrolę</strong> – możesz je zaakceptować lub odrzucić i zarządzać limitami płatności <strong>w swoim serwisie iPKO</strong></li>\n<li><strong>Systematyczność</strong><br />Zachęcaj dziecko do sprawdzania stanu konta, aby śledziło, jak rosną jego oszczędności</li>\n<li><strong>Nagrody</strong><br />Mobilizuj dziecko do oszczędzania. W aplikacji – jak w grze strategicznej – dziecko zdobywa odznaki za wykonanie zadania, np. jeśli uzbiera określoną kwotę w skarbonce</li>\n<li><strong>Wyzwania</strong><br />Stawiaj dziecku wyzwania <strong>w swoim serwisie iPKO</strong>:<strong> Finanse dziecka </strong>→ <strong>Wyzwania </strong>→ <strong>Dodaj wyzwanie</strong>. Dzięki temu w formie zabawy możesz je motywować np. do porządków w pokoju lub wyjścia na spacer z psem</li>\n</ul>"}},{"@type":"Question","name":"Co zrobić, gdy dziecko zapomni PIN-u do aplikacji?","acceptedAnswer":{"@type":"Answer","text":"<p>Możesz zmienić PIN do aplikacji PKO Junior w swoim serwisie iPKO:</p>\n<ol>\n<li>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu)<strong> </strong><strong>→ </strong><strong>Moje dzieci</strong> wybierz dziecko, któremu chcesz odblokować aplikację PKO Junior</li>\n<li>Przy wybranym dziecku w zakładce <strong>Ustawienia aplikacji PKO Junior </strong><strong>→ </strong><strong>Ustawienia aplikacji</strong> kliknij w <strong>Zmień PIN</strong> i postępuj zgodnie ze wskazówkami na ekranie </li>\n</ol>"}},{"@type":"Question","name":"Jak zablokować i odblokować aplikację PKO Junior?","acceptedAnswer":{"@type":"Answer","text":"<p>Jeżeli dziecko np. zgubi telefon możesz <strong>czasowo zablokować</strong>, a potem <strong>odblokować </strong>aplikację dziecka w swoim serwisie iPKO:</p>\n<ol>\n<li>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu) <strong>→ </strong><strong>Moje dzieci</strong> wybierz dziecko, któremu chcesz odblokować aplikację PKO Junior</li>\n<li><strong> </strong>Przy danym dziecku w zakładce <strong>Aplikacja PKO Junior </strong><strong>→ Ustawienia</strong><strong> aplikacji</strong> kliknij <strong>Zablokuj czasowo</strong> lub <strong>Odblokuj</strong></li>\n</ol>\n<p> </p>\n<p>Jeżeli dziecko np. zmienia telefon możesz <strong>na stałe</strong> <strong>zablokować</strong> aplikację PKO Junior w swoim serwisie iPKO:</p>\n<ol>\n<li>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu)<strong> </strong><strong>→ </strong><strong>Moje dzieci</strong> wybierz dziecko, któremu chcesz odblokować aplikację PKO Junior</li>\n<li><strong> </strong>Przy danym dziecku w zakładce <strong>Aplikacja PKO Junior </strong><strong>→ </strong><strong>Usuń</strong></li>\n</ol>\n<p>Teraz możesz na nowo <strong>aktywować </strong>aplikację PKO Junior np. na innym urządzeniu.</p>"}},{"@type":"Question","name":"Jak odblokować dostęp do serwisu PKO Junior?","acceptedAnswer":{"@type":"Answer","text":"<p>Jeśli dziecko zablokuje dostęp serwisu PKO Junior (np. po wielokrotnym wpisaniu niepoprawnych danych) lub zapomni hasła, możesz nadać mu nowe hasło w swoim serwisie iPKO:</p>\n<ol>\n<li><strong> </strong>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu) w sekcji <strong>Moje dzieci </strong>wybierz dziecko, któremu chcesz nadać nowe hasło do serwisu internetowego PKO Junior</li>\n<li><strong> </strong>Przy wybranym dziecku w zakładce <strong>Serwis PKO Junior </strong><strong>→ </strong><strong>Dost</strong><strong>ę</strong><strong>p do serwisu</strong> kliknij w <strong>Nadaj hasło</strong> i postępuj zgodnie ze wskazówkami na ekranie</li>\n</ol>"}},{"@type":"Question","name":"Jak mogę zarządzać aplikacją i serwisem dziecka w serwisie iPKO?","acceptedAnswer":{"@type":"Answer","text":"<p>Po zalogowaniu do serwisu iPKO <strong>w profilu Finanse dziecka</strong> (prawy górny róg) możesz:</p>\n<ul>\n<li>Kontrolować finanse dziecka</li>\n<li>Zarządzać dostępem dziecka do poszczególnych funkcji serwisu internetowego oraz aplikacji PKO Junior</li>\n<li>Potwierdzać wszystkie przelewy, zasilenia karty PKO Junior i doładowania telefonu inicjowane przez dziecko</li>\n<li>Stawiać dziecku wyzwania i przyznawać nagrody za ich realizację</li>\n<li>Sprawdzać postępy dziecka w korzystaniu z poszczególnych funkcji i w nabywaniu nowych umiejętności</li>\n<li>Zarządzać kartami PKO Junior, np. decydować o kwocie zasilenia, sprawdzać kwotę, zarządzać limitami dziennymi i sprawdzać historię wydatków</li>\n<li>Aktualizować dane dziecka</li>\n</ul>"}},{"@type":"Question","name":"Czy wszystkie transakcje inicjowane przez dziecko, które mają wpływ na stan konta, musi zaakceptować rodzic?","acceptedAnswer":{"@type":"Answer","text":"<p>Tak. Dziecko inicjuje przelew lub doładowanie telefonu w swojej aplikacji lub serwisie PKO Junior, a Ty – jako rodzic – za każdym razem potwierdzasz lub odrzucasz transakcje w <strong>swoim serwisie iPKO</strong> w profilu <strong>Finanse dziecka</strong>. Dopóki nie zaakceptujesz prośby o przelew, nie zrealizujemy przelewu.</p>"}},{"@type":"Question","name":"Kto i jak zleca przelew z PKO Konta Dziecka?","acceptedAnswer":{"@type":"Answer","text":"<p>Żeby zainicjować przelew, dziecko wypełnia prosty formularz przelewu, w którym podaje: imię i nazwisko odbiorcy, jego numer konta, cel i kwotę przelewu. Następnie prośba o przelew pojawi się w <strong>profilu Finanse</strong> <strong>dziecka </strong>w Twoim <strong>serwisie iPKO</strong>. </p>\n<p><strong>Dopiero gdy zaakceptujesz prośbę, zrealizujemy przelew. </strong>Możesz też odrzucić przelew.</p>\n<p>Jeśli dziecko ma mniej niż 10 lat, funkcja przelewów jest wyłączona. Możesz ją włączyć w <strong>profilu Finanse dziecka</strong> w swoim <strong>serwisie iPKO</strong>.</p>"}}]}</script><meta name="next-head-count" content="16"/><link rel="shortcut icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><link rel="apple-touch-icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><meta name="msapplication-TileColor" content="#3074D5"/><meta name="theme-color" content="#003574"/><link rel="preload" href="/_next/static/css/db9be11e725027ca.css" as="style"/><link rel="stylesheet" href="/_next/static/css/db9be11e725027ca.css" data-n-g=""/><noscript data-n-css=""></noscript><script defer="" nomodule="" src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js"></script><script defer="" src="/_next/static/chunks/9072.6d9178acf2c135e4.js"></script><script defer="" src="/_next/static/chunks/5190.1bb0aa861c305e60.js"></script><script defer="" src="/_next/static/chunks/6907.13824a3fbb1158d1.js"></script><script defer="" 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0;}.css-1fx8m19{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;color:rgba(0, 0, 0, 0.54);-webkit-transform:rotate(0deg);-moz-transform:rotate(0deg);-ms-transform:rotate(0deg);transform:rotate(0deg);-webkit-transition:-webkit-transform 150ms cubic-bezier(0.4, 0, 0.2, 1) 0ms;transition:transform 150ms cubic-bezier(0.4, 0, 0.2, 1) 0ms;}.css-1fx8m19.Mui-expanded{-webkit-transform:rotate(180deg);-moz-transform:rotate(180deg);-ms-transform:rotate(180deg);transform:rotate(180deg);}.css-a0y2e3{height:0;overflow:hidden;-webkit-transition:height 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms;transition:height 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms;visibility:hidden;}.css-hboir5{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;}.css-8atqhb{width:100%;}.css-u7qq7e{padding:8px 16px 16px;}.css-69i1ev{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-webkit-justify-content:space-between;justify-content:space-between;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}.css-6yavch{min-height:1px;}.css-15vrnbb{margin:0;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;border-width:0;border-style:solid;border-color:rgba(0, 0, 0, 0.12);border-bottom-width:thin;background-color:#E5E5E5;border-color:#E5E5E5;}</style><style id="jss-server-side">.jss359 { margin: 0 -8px; display: flex; flex-wrap: wrap; max-width: calc( 100% + 16px ); } @media (min-width:640px) { .jss359 { margin: 0 -15px; max-width: calc( 100% + 30px ); } } .jss360 { padding: 0 8px; flex-basis: auto; } @media (min-width:640px) { .jss360 { padding: 0 15px; } } .jss361 { padding: 0 8px; flex-grow: 0; max-width: 8.333333333333334%; flex-basis: 8.333333333333334%; flex-shrink: 0; } @media (min-width:640px) { .jss361 { padding: 0 15px; } } .jss362 { padding: 0 8px; flex-grow: 0; max-width: 16.666666666666668%; flex-basis: 16.666666666666668%; flex-shrink: 0; } @media (min-width:640px) { .jss362 { padding: 0 15px; } } .jss363 { padding: 0 8px; flex-grow: 0; max-width: 25%; flex-basis: 25%; flex-shrink: 0; } @media (min-width:640px) { .jss363 { padding: 0 15px; } } .jss364 { padding: 0 8px; flex-grow: 0; max-width: 33.333333333333336%; flex-basis: 33.333333333333336%; flex-shrink: 0; } @media (min-width:640px) { .jss364 { padding: 0 15px; } } .jss365 { padding: 0 8px; flex-grow: 0; max-width: 41.666666666666664%; flex-basis: 41.666666666666664%; flex-shrink: 0; } @media (min-width:640px) { .jss365 { padding: 0 15px; } } .jss366 { padding: 0 8px; flex-grow: 0; max-width: 50%; flex-basis: 50%; flex-shrink: 0; } @media (min-width:640px) { .jss366 { padding: 0 15px; } } .jss367 { padding: 0 8px; flex-grow: 0; max-width: 58.333333333333336%; flex-basis: 58.333333333333336%; flex-shrink: 0; } @media (min-width:640px) { .jss367 { padding: 0 15px; } } .jss368 { padding: 0 8px; flex-grow: 0; max-width: 66.66666666666667%; flex-basis: 66.66666666666667%; flex-shrink: 0; } @media (min-width:640px) { .jss368 { padding: 0 15px; } } .jss369 { padding: 0 8px; flex-grow: 0; max-width: 75%; flex-basis: 75%; flex-shrink: 0; } @media (min-width:640px) { .jss369 { padding: 0 15px; } } .jss370 { padding: 0 8px; flex-grow: 0; max-width: 83.33333333333333%; flex-basis: 83.33333333333333%; flex-shrink: 0; } @media (min-width:640px) { .jss370 { padding: 0 15px; } } .jss371 { padding: 0 8px; flex-grow: 0; max-width: 91.66666666666667%; flex-basis: 91.66666666666667%; flex-shrink: 0; } @media (min-width:640px) { .jss371 { padding: 0 15px; } } .jss372 { padding: 0 8px; flex-grow: 0; max-width: 100%; flex-basis: 100%; flex-shrink: 0; } @media (min-width:640px) { .jss372 { padding: 0 15px; } } .jss142 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 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{ font-size: 20px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.2; } @media (min-width:900px) { .jss154 { font-size: 32px; line-height: 1.25; } } .jss154 a { color: inherit; text-decoration: none; } .jss155 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss155 { font-size: 24px; line-height: 1.3333333333333333; } } .jss155 a { color: inherit; text-decoration: none; } .jss156 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 24px; } @media (min-width:900px) { .jss156 { font-size: 20px; line-height: 24px; } } .jss156 a { color: inherit; text-decoration: none; } .jss157 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 20px; } @media (min-width:900px) { .jss157 { font-size: 18px; line-height: 24px; } } .jss157 a { color: inherit; text-decoration: none; } .jss158 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; text-transform: none; } .jss159 { font-size: 14px; line-height: 1.1428571428571428; } .jss160 { font-size: 24px; font-weight: 700; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss160 { font-size: 28px; line-height: 1.1428571428571428; } } .jss161 { font-size: 12px; line-height: 1.1666666666666667; } @media (min-width:900px) { .jss161 { font-size: 18px; line-height: 1.3333333333333333; } } .jss231 { width: 100%; line-height: 1; } .jss232>span { position: unset !important; } .jss233 { width: 100% !important; height: unset !important; object-fit: contain; } .jss234 { position: relative !important; } .jss30 { overflow: hidden; max-width: 1020px; max-height: 600px; } .jss31 { border-radius: 0; } .jss32 { justify-content: flex-end; } .jss34 { box-shadow: 0px 3px 6px #81818114; border-bottom: 1px solid #E5E5E5; } .jss37 { font-size: 18px; text-align: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss37 { font-size: 24px; line-height: 1.3333333333333333; } } .jss37 a { color: inherit; text-decoration: none; } .jss38 { width: 100%; padding: 12px 34px 10px 26px; margin-right: -40px; } @media (min-width:1024px) { .jss38 { padding: 0; } } .jss39 { top: 0; right: 0; width: 48px; height: 48px; padding: 0; } .jss39:hover { background: none; } .jss39 svg { fill: #003574; width: 100%; height: 100%; } .jss42 { padding-top: 0; } .jss43 { padding: 0 48px 40px 48px; margin-right: 0; } .jss44 { } @media (max-width:639.95px) { .jss44 { min-width: 300px; } } @media (min-width:640px) { .jss44 { width: auto; max-width: 1044px; } } .jss45 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss45 { align-items: start; } } @media (max-width:639.95px) { .jss45 { padding-left: 16px; } } .jss46 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss46 { padding-left: 24px; padding-right: 24px; } } .jss47 { padding-top: 16px; } @media (min-width:640px) { .jss47 { padding-top: 24px; } } .jss48 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss48 { top: 5px; } } .jss49 { margin-right: 6px; padding-left: 16px; padding-right: calc(16px - 6px); scrollbar-gutter: stable; } @media (min-width:640px) { .jss49 { padding-left: 24px; padding-right: calc(24px - 6px); } } @supports (-moz-appearance:none) { .jss49 { } .jss49 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss49::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss49::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss49::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss49::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss49::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss75 { } @media (max-width:639.95px) { .jss75 { min-width: 300px; } } @media (min-width:640px) { .jss75 { width: auto; max-width: 1044px; } } .jss76 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss76 { align-items: start; } } @media (max-width:639.95px) { .jss76 { padding-left: 16px; } } .jss77 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss77 { padding-left: 24px; padding-right: 24px; } } .jss78 { padding-top: 16px; } @media (min-width:640px) { .jss78 { padding-top: 24px; } } .jss79 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss79 { top: 5px; } } .jss80 { margin-right: 6px; padding-left: 16px; padding-right: calc(16px - 6px); scrollbar-gutter: stable; } @media (min-width:640px) { .jss80 { padding-left: 24px; padding-right: calc(24px - 6px); } } @supports (-moz-appearance:none) { .jss80 { } .jss80 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss80::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss80::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss80::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss80::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss80::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss182 { } @media (max-width:639.95px) { .jss182 { min-width: 300px; } } @media (min-width:640px) { .jss182 { width: auto; max-width: 1044px; } } .jss183 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss183 { align-items: start; } } @media (max-width:639.95px) { .jss183 { padding-left: 16px; } } .jss184 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss184 { padding-left: 24px; padding-right: 24px; } } .jss185 { padding-top: 16px; } @media (min-width:640px) { .jss185 { padding-top: 24px; } } .jss186 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss186 { top: 5px; } } .jss187 { margin-right: 6px; padding-left: 16px; padding-right: calc(16px - 6px); scrollbar-gutter: stable; } @media (min-width:640px) { .jss187 { padding-left: 24px; padding-right: calc(24px - 6px); } } @supports (-moz-appearance:none) { .jss187 { } .jss187 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss187::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss187::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss187::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss187::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss187::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss284 { } @media (max-width:639.95px) { .jss284 { min-width: 300px; } } @media (min-width:640px) { .jss284 { width: auto; max-width: 1044px; } } .jss285 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss285 { align-items: start; } } @media (max-width:639.95px) { .jss285 { padding-left: 16px; } } .jss286 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss286 { padding-left: 24px; padding-right: 24px; } } .jss287 { padding-top: 16px; } @media (min-width:640px) { .jss287 { padding-top: 24px; } } .jss288 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss288 { top: 5px; } } .jss289 { margin-right: 6px; padding-left: 16px; padding-right: calc(16px - 6px); scrollbar-gutter: stable; } @media (min-width:640px) { .jss289 { padding-left: 24px; padding-right: calc(24px - 6px); } } @supports (-moz-appearance:none) { .jss289 { } .jss289 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss289::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss289::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss289::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss289::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss289::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss313 .MuiPaper-root { max-width: 640px; min-width: 290px; min-height: 102px; word-break: break-word; } @media (max-width:639.95px) { .jss313 .MuiPaper-root { width: 100%; margin: 15px; max-width: calc(100% - 32px); min-width: unset; } } .jss314 { text-align: left; padding-top: 16px; padding-bottom: 2px; } @media (max-width:639.95px) { .jss314 { padding-left: 0; } } .jss315 { font-size: 16px; } .jss316 { padding: 16px 24px 16px 16px; } .jss317 { top: 0; right: 0; width: 40px; height: 40px; position: absolute; } .jss318 { color: #000; border: 1px solid #B7B7B7; padding: 15px; position: absolute; font-size: 14px; background: #fff; box-shadow: 0px 3px 6px #00000029; margin-top: 18px; font-weight: 300; border-radius: 10px; } .jss318::before, .jss318::after { left: calc(50% - 8px); width: 0; height: 0; content: " "; display: block; position: absolute; margin-top: -8px; border-style: solid; } .jss318::before { top: 0; border-color: transparent transparent #B7B7B7 transparent; border-width: 0 8px 8px 8px; } .jss318::after { top: 1px; border-color: transparent transparent #fff transparent; border-width: 0 8px 8px 8px; } .jss203 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss225 { display: inline-block; } .jss225 img.no-next-image-classname { width: 100%; } .jss226 { border: none; cursor: pointer; margin: 0; display: block; padding: 0; background: none; } .jss227 { display: flex; align-items: center; } .jss228 { justify-content: flex-start; } .jss229 { justify-content: flex-end; } .jss230 { justify-content: center; } .jss169 { color: #000; border: 1px solid transparent; cursor: pointer; display: inline-flex; padding: 11px 16px; font-size: 16px; min-width: 180px; background: transparent; box-sizing: border-box; margin-top: 8px; min-height: 48px; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-radius: 0; margin-bottom: 8px; text-transform: none; justify-content: center; text-decoration: none; } .jss169::selection { background: transparent; } .jss169:disabled { color: #636363; pointer-events: none; } .jss170 { color: #ffffff; background: #003574; border-color: #003574; border-radius: 10px 0px; } .jss170:hover, .jss170:focus { background: #004C9A; border-color: #004C9A; } .jss171 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #003574; border-radius: 10px 10px; } .jss171:hover, .jss171:focus { color: #ffffff; background: #004C9A; border-color: #004C9A; } .jss172 { color: #ffffff; background: #DB912C; border-color: #DB912C; border-radius: 10px 0px; } .jss172:hover, .jss172:focus { background: #CC7A09; border-color: #CC7A09; } .jss173 { color: #000000; background: #ffffff; border-color: #E5E5E5; border-radius: 10px 10px; } .jss173:hover, .jss173:focus { background: #F9F9F9; border-color: #E5E5E5; } .jss174 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #DB912C; border-radius: 10px 10px; } .jss174:hover, .jss174:focus { color: #ffffff; background: #CC7A09; border-color: #CC7A09; } .jss175 { color: #ffffff; padding: 7px 16px; font-size: 14px; min-width: 135px; background: #DB912C; min-height: 32px; line-height: 1.1428571428571428; border-color: #DB912C; border-radius: 4px 4px; } .jss175:hover, .jss175:focus { background: #CC7A09; border-color: #CC7A09; } .jss176 { color: #000; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss176:hover, .jss176:focus { color: #003574; } .jss176 .jss181 { transform: translateY(3px); } .jss177 { color: #003574; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss177:hover, .jss177:focus { color: #004C9A; } .jss177 .jss181 { transform: translateY(3px); } .jss178 { color: #636363; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss178:hover, .jss178:focus { color: #003574; } .jss178 .jss181 { transform: translateY(3px); } .jss179 { color: #000000; padding: 11px 13px; background: #F9F9F9; min-height: 40px; line-height: 1; border-color: #2E7D49; border-radius: 10px 10px; } .jss179:hover, .jss179:focus { color: #ffffff; background: #2E7D49; border-color: #2E7D49; } .jss180 { width: 100%; display: inline-flex; } .jss181 { height: 20px; display: inline-block; margin-left: 12px; } .jss339 { border: none; background: transparent; box-shadow: none; } .jss340 { margin-top: 4px !important; } .jss340::before { display: none; } .jss340 .jss344 { margin-left: 0px !important; } .jss340 .jss341 { align-items: center; margin-bottom: 22px; justify-content: center; } .jss340 .jss347 { padding: 13px 0; line-height: 1; } .jss340 .jss345 { margin-bottom: 24px; } .jss340 .jss345 ul { margin-top: 0px; text-align: left; margin-left: 0px; } .jss340.jss340 .jss345 ul li { padding-left: 6px; margin-bottom: 4px; } .jss341 { padding: 0; min-height: 24px !important; justify-content: flex-start; } .jss342 { justify-content: space-between; } @media (max-width:639.95px) { .jss342 { gap: 15px; padding-right: 0; } } .jss343 { margin: 0 !important; flex-grow: initial !important; } .jss344 { margin-left: 8px; } .jss345 { padding: 0; } @media (max-width:639.95px) { .jss345 { font-size: 16px; font-weight: 300; } } .jss346 { margin-top: 29px; } .jss347 { margin: 0; } @media (max-width:1023.95px) { .jss347 { font-size: 14px; } } .jss348 { font-size: 16px; font-weight: 600; line-height: 24px; } .jss349 { width: 24px; border: none; cursor: pointer; height: 24px; margin: 0; padding: 0; background: transparent; } .jss1 { top: auto; left: -999px; width: 1px; height: 1px; position: absolute; } .jss1:focus { top: 0; left: 0; color: #fff; width: auto; height: auto; margin: auto; display: inline-block; outline: none; padding: 3px; z-index: 1040; position: absolute; font-size: 12px; background: #004C9A; border-bottom-right-radius: 4px; } .jss324 { margin-bottom: 24px; } @media (max-width:639.95px) { .jss324 { flex: auto; padding: 0; } .slick-slide .jss324 { width: calc(76vw - 16px); margin: 0 16px 0 0; } } @media (min-width:640px) { .jss324 { width: 100%; margin: 0; margin-bottom: 30px; } } @media (min-width:1024px) { .jss324 { width: calc(50% - 30px); margin-left: 15px; margin-right: 15px; } } @media (min-width:1280px) { .jss324 { width: calc(33.3333% - 30px); max-width: 390px; } } .jss325 { color: inherit; cursor: pointer; height: 100%; display: block; text-decoration: none; } .jss325 .jss319 { width: 100%; margin: 0 auto; display: flex; align-items: center; flex-direction: column; } .jss325 .jss320 { display: flex; align-items: flex-start; justify-content: center; } .jss325 img { width: 100%; max-width: 100%; max-height: 360px; } .jss325 .next-image-classname img { height: 100% !important; max-height: 360px !important; } .jss325 .jss323 { margin: 0; font-weight: 300; } @media (min-width:1024px) { .jss326 { border: 1px solid #ffffff; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 10px; } .jss326:hover { box-shadow: 0px 16px 32px #00000029; border-color: #D5D5D5; } } @media (max-width:639.95px) { .jss326 { border: 1px solid #E5E5E5; box-shadow: 0px 4px 12px #00000014; border-radius: 12px; } } .jss326 .jss319 { padding: 24px 16px 17px 16px; } .jss326 .jss322 { margin: 8px 0 10px; font-size: 16px; font-weight: 500; } .jss326 .no-next-image-classname { width: unset; max-width: 100%; max-height: 100%; } .jss326 .next-image-classname img { height: 100% !important; } @media (max-width:639.95px) { .jss326 .next-image-classname img { max-height: 48px !important; } } @media (min-width:640px) { .jss326 .next-image-classname img { max-height: 56px !important; } } @media (max-width:639.95px) { .jss326 .next-image-classname>span { height: 48px !important; } } @media (min-width:640px) { .jss326 .next-image-classname>span { height: 56px !important; } } @media (max-width:639.95px) { .jss326 .jss320 { width: 48px; height: 48px; } } @media (min-width:640px) { .jss326 .jss320 { width: 56px; height: 56px; } } @media (min-width:1024px) { .jss326 .jss319 { padding: 32px 32px 25px; } } @media (min-width:640px) { .jss326 .jss319 { min-height: 210px; } } .jss327 { cursor: auto; } @media (min-width:1024px) { .jss327:hover { box-shadow: unset; border-color: transparent; } } .jss328 { border: 1px solid #E5E5E5; box-shadow: 0px 4px 12px #00000014; border-radius: 12px; } @media (min-width:300px) { .jss328 { min-height: 238px; } } @media (min-width:360px) { .jss328 { min-height: 228px; } } @media (min-width:640px) { .jss328 { height: 100%; } } @media (min-width:1024px) { .jss328 { box-shadow: 0px 16px 32px #0000000F; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,border-radius 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 10px; } .jss328:hover { box-shadow: 0px 16px 32px #00000029; border-color: #D5D5D5; } } .jss328 .jss319 { padding: 36px 10px 17px; } .jss328 .jss321 { margin-top: 17px; font-weight: 300; letter-spacing: 1.65px; } .jss328 .jss322 { margin: 12px 0 5px; font-size: 16px; font-weight: 500; } .jss328 .jss320 { width: 100%; height: 80px; } .jss328 .no-next-image-classname { width: unset; max-height: 100%; } .jss328 .next-image-classname { height: 80px; text-align: center; } .jss328 .next-image-classname>span { height: 80px !important; } @media (min-width:1024px) { .jss328 .next-image-classname>span { height: 112px !important; } } @media (min-width:1024px) { .jss328 .jss320 { height: 112px; } } @media (min-width:1024px) { .jss328 .jss322 { margin: 11px 0; font-size: 18px; } } @media (min-width:1024px) { .jss328 .jss319 { padding: 52px 25px 40px; } } .jss329 { cursor: auto; } @media (min-width:1024px) { .jss329:hover { box-shadow: 0px 16px 32px #0000000F; border-color: #E5E5E5; border-radius: 16px; } } .jss330 { text-align: center; } .jss261 ul { margin: 0; } .jss262 { display: none; } .jss263 { width: 72px; height: 72px; min-width: 72px; } @media (min-width:1024px) { .jss263 { width: 96px; height: 96px; min-width: 96px; } } .jss263 img { width: 100%; height: 100%; object-fit: unset; } .jss263 .next-image-classname { width: 100%; height: 100%; } .jss263 .next-image-classname span { width: 100% !important; height: 100% !important; } .jss264 { padding-top: 4px; } @media (min-width:640px) { .jss264 { padding-top: 16px; } } .jss265 { margin: 0; font-size: 18px; text-align: center; font-weight: 400; line-height: 1.5; } @media (min-width:640px) { .jss265 { font-size: 20px; text-align: left; line-height: 32px; } } .jss266 { margin: 0; text-align: center; font-weight: 300; line-height: 1.5; padding-top: 4px; } @media (min-width:640px) { .jss266 { text-align: left; padding-top: 0; } } .jss267 { align-self: center; margin-top: 1px !important; } @media (min-width:640px) { .jss267 { align-self: start; margin-top: 0 !important; } } .jss258 { padding: 42px 120px 0 120px; margin-bottom: 0; } @media (max-width:1279.95px) { .jss258 { padding: 42px 0 0 0; } } @media (max-width:639.95px) { .jss258 { padding: 12px 0 0 0; } } .jss259 { display: flex; justify-content: center; } .jss260 { width: 100%; max-width: 320px; } @media (min-width:1024px) { .jss253 { width: calc(100% + 15px + 15px); margin: 0 -15px; } } .jss254 { font-size: 20px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.2; margin-bottom: 0; letter-spacing: 0; } @media (min-width:900px) { .jss254 { font-size: 32px; line-height: 1.25; } } .jss254 a { color: inherit; text-decoration: none; } @media (max-width:1023.95px) { .jss254 { font-size: 24px; line-height: 32px; } } .jss255 { margin-top: 0; font-weight: 300; margin-bottom: 11px; } .jss256 { margin-top: 15px; font-weight: 300; margin-bottom: 0; } @media (min-width:1024px) { .jss256 { margin-top: 19px; } } @media (min-width:1280px) { .jss256 { margin-top: 23px; } } .jss257 { overflow: hidden; margin-top: 16px; } @media (min-width:1024px) { .jss257 { margin-top: 24px; } } @media (min-width:1280px) { .jss257 { margin-top: 42px; } } .jss257 .slick-list { overflow: visible; max-width: 76vw; } .jss257 .slick-track { height: auto; display: flex; } .jss257 .slick-initialized .slick-slide { height: auto; display: flex; } .jss257 .slick-dots { margin: 16px 16px 0 0; } .jss257 .slick-dots li { height: 40px; display: flex; align-items: center; } @media (min-width:640px) { .jss257 { width: 100%; display: flex; overflow: unset; flex-wrap: wrap; flex-direction: row; justify-content: center; } } .jss208 .MuiPaper-root { max-width: 810px; min-width: 600px; } .jss208 .MuiDialogContent-root { padding: 0 95px 48px 105px; min-width: 390px; } @media (max-width:1023.95px) { .jss208 .MuiDialogContent-root { padding: 0 30px 48px 30px; min-width: unset; } } @media (max-width:639.95px) { .jss208 .MuiDialogContent-root { padding: 0 16px 48px 16px; min-width: unset; } } @media (max-width:1023.95px) { .jss208 .MuiPaper-root { width: 100%; max-width: 100%; min-width: unset; } } .jss209 .MuiDialogContent-root { padding: 0 95px 118px 105px; } .jss209 .MuiDialogContent-root::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0 108px 0; background-color: #E5E5E5; } @media (max-width:1023.95px) { .jss209 .MuiDialogContent-root { padding: 0 30px 118px 30px; } } @media (max-width:639.95px) { .jss209 .MuiDialogContent-root { padding: 0 16px 118px 16px; } } .jss210 h2 { margin: -10px 0 0 0 !important; font-size: 24px; line-height: 32px; } @media (max-width:1023.95px) { .jss211 { margin-top: 16px; } } .jss211 h2, .jss211 h3, .jss211 h4, .jss211 h5, .jss211 h6 { margin: 0 0 16px 0; font-size: 20px; font-weight: 400; line-height: 24px; } .jss211 h1 { margin: 0 0 12px 0; font-size: 24px; margin-top: 16px !important; font-weight: 400; line-height: 32px; } .jss211 p { margin-top: 0px; font-weight: 300; line-height: 24px; margin-bottom: 8px; } .jss211 span { line-height: 1; } .jss211 ul { margin-bottom: 24px; } .jss211 a { font-weight: 400; } .jss211 ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss211 ol { margin-top: 17px; padding-left: 2px; } .jss211 img { margin-top: 8px; } .jss211 li { font-weight: 300; } .jss211 ol li { line-height: 24px; padding-bottom: 8px; } @media (max-width:1023.95px) { .jss211 ol li { line-height: 20px; } } .jss211 ol li ol { padding-left: 1px; } .jss211 ol li li { padding-bottom: 8px; } .jss211 ul[style="list-style-type: checks;"] li { line-height: 20px; padding-top: 2px; margin-bottom: 21px; } .jss211 ul[style="list-style-type: checks;"] li strong { display: inline-block; margin-bottom: 6px; } @media (max-width:1023.95px) { .jss211 ul { margin-top: 13px; line-height: 20px; } } .jss211 ul li { padding-bottom: 6px; } .jss211 ul ul li { line-height: 23.8px; } @media (max-width:1023.95px) { .jss211 p { line-height: 20px; margin-bottom: 0px; } } .jss211 h2:not(:first-child), .jss211 h3:not(:first-child), .jss211 h4:not(:first-child), .jss211 h5:not(:first-child), .jss211 h6:not(:first-child) { margin-top: 40px !important; } @media (max-width:1023.95px) { .jss211 h2, .jss211 h3, .jss211 h4, .jss211 h5, .jss211 h6 { margin: 0 0 13px 0; font-size: 18px; line-height: 24px; } .jss211 h2:not(:first-child), .jss211 h3:not(:first-child), .jss211 h4:not(:first-child), .jss211 h5:not(:first-child), .jss211 h6:not(:first-child) { margin-top: 16px !important; } } .jss212 { gap: 30px; left: 0; width: 100%; bottom: 0; height: 96px; display: flex; opacity: 1; padding: 0 16px; position: absolute; background: #ffffff; border-top: solid 1px #E5E5E5; box-shadow: 0px -3px 6px #81818114; align-items: center; justify-content: center; } .jss212 button, .jss212 a { width: auto; height: 48px; display: block; padding: 14px 15px; overflow: hidden; min-width: 100px; text-align: center; line-height: 20px; white-space: nowrap; padding-left: 16px; text-overflow: ellipsis; } @media (max-width:1023.95px) { .jss212 { gap: 16px; height: 80px; } .jss212 button, .jss212 a { width: 100%; max-width: 288px; min-width: unset; } } @media (max-width:639.95px) { .jss212 button, .jss212 a { max-width: unset; } } @media (min-width:640px) { .jss373 { width: 100%; display: inline-block; min-height: 28px; } } @media (min-width:1280px) { .jss373 { padding: 2px 0; } } .jss374 { font-size: 14px; white-space: normal; } @media (max-width:1023.95px) { .jss374 { line-height: 12px; } } @media (min-width:1280px) { .jss374 { margin: 0; font-size: 16px; } } .jss238 { margin-top: 15px; } @media (max-width:639.95px) { .jss238 { height: 40px; text-align: center; } } @media (min-width:640px) { .jss238 { margin-top: 22px; margin-left: -6px; } } .jss239 { display: inline-block; } @media (min-width:640px) { .jss239 { margin-left: 0; } } .jss239 img { max-width: 144px; max-height: 40px; object-fit: unset; } @media (min-width:640px) { .jss239 img { margin: 3px 6px !important; max-width: 120px !important; min-width: unset !important; max-height: 36px !important; min-height: unset !important; } } .jss235 { max-width: 400px; } .jss236 { font-size: 24px; margin-top: 0; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; letter-spacing: 0.2px; } @media (min-width:640px) { .jss236 { margin-top: 10px; margin-bottom: 20px; } } @media (min-width:1024px) { .jss236 { font-size: 40px; line-height: 1.2; } } .jss222 { width: 100%; display: flex; max-width: 574px; margin-bottom: 15px; justify-content: center; } @media (min-width:640px) { .jss222 { max-width: 50%; margin-bottom: 0; } } @media (min-width:1024px) { .jss222 { max-width: 574px; } } .jss222 * { width: 100% !important; display: block !important; max-width: 100%; } @media (max-width:639.95px) { .jss223 { display: flex; overflow: hidden; min-height: 168px; align-items: center; border-radius: 10px; justify-content: center; } } @media (min-width:1024px) { .jss223 { max-width: 495px; } } .jss223 .jss224 { overflow: hidden; border-radius: 40px; } @media (max-width:639.95px) { .jss223 .jss224 { border-radius: 10px; } } @media (min-width:1024px) { .jss223 .jss224 { max-width: 495px; } } .jss224 { width: 100%; } @media (min-width:640px) { .jss224 { width: 100%; max-width: 574px; max-height: 586px; } } .jss224>a { width: 100%; } @media (min-width:640px) { .jss224>a { max-width: 574px; } } .jss237 ul { line-height: 24px; padding-left: 18px; } .jss237 ul li::marker { color: #636363; font-size: 19px; } .jss237 ul li:not(:last-child) { padding-bottom: 0.5em; } @media (max-width:639.95px) { .jss237 { margin-top: 0; margin-bottom: 7px; letter-spacing: 0.2px; } } .jss217 { width: 100%; display: flex; flex-wrap: nowrap; column-gap: 30px; align-items: center; } @media (max-width:1279.95px) { .jss217 { max-width: 1020px; margin-left: auto; margin-right: auto; } } @media (min-width:1280px) { .jss217 { column-gap: 135px; margin-left: 26px; } } @media (min-width:1280px) { .jss218 { column-gap: 133px; padding-left: 79px; } } @media (min-width:900px) { .jss218 .jss219 { width: 100%; } } @media (min-width:1280px) { .jss218 .jss219 { width: 390px; } } .jss219 { width: 338px; max-width: 100%; } @media (min-width:900px) { .jss219 { width: 400px; } } @media (min-width:1280px) { .jss219 { margin-top: -27px; } } @media (max-width:639.95px) { .jss220 { width: 100%; } } .jss221 { margin: 0; display: inline-block; padding: 10px 0; } .jss392 { margin: 0 17px; display: inline-block; max-width: 128px; max-height: 56px; } @media (min-width:640px) { .jss392 { margin-top: -1px; margin-bottom: -1px; } } @media (min-width:1024px) { .jss392 { margin: 0; } } .jss392:first-of-type { margin-left: 0; } .jss392:last-of-type { margin-right: 0; } .jss392 img.no-next-image-classname { max-width: 128px; max-height: 56px; } .jss392 .next-image-classname img { min-width: unset !important; max-height: 56px !important; min-height: unset !important; } .jss388 { margin-top: 0; margin-bottom: 20px; } .jss388>p { font-size: 18px; text-align: center; line-height: 1.3333333333333333; } @media (min-width:1280px) { .jss388 { width: 261px; display: flex; margin-top: 0; align-items: center; margin-bottom: 0; } } .jss389 { margin: 0; font-size: 18px; line-height: 24px; } @media (max-width:639.95px) { .jss389 { text-align: center; } } .jss390 { color: inherit; text-decoration: none; } .jss391 { cursor: pointer; } @media (min-width:1280px) { .jss383 { display: flex; justify-content: flex-start; } } .jss384 { color: inherit; text-decoration: none; } .jss385 { cursor: pointer; } @media (min-width:1280px) { .jss386 { width: calc(100% - 261px); } } .jss387 { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; } .jss350 { width: 100%; display: flex; align-items: center; } .jss351 { width: 0; height: 1px; display: block; flex-grow: 0; flex-shrink: 0; background-color: transparent; } @media (min-width:1024px) { .jss351 { left: 0; width: 100%; z-index: 0; position: absolute; flex-grow: 1; flex-shrink: 1; background-color: #E5E5E5; } } .jss352 { flex: 0 0 1230px; border: 1px solid #E5E5E5; margin: 0; display: flex; padding: 24px 20px 60px; z-index: 1; max-width: 100%; min-height: 104px; align-items: center; border-radius: 16px; flex-direction: column; background-size: auto 55px; background-color: #fff; background-repeat: no-repeat; background-position: 50% bottom; } @media (min-width:640px) { .jss352 { padding: 0 30px 16px 100px; flex-wrap: wrap; flex-direction: row; background-size: 88px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } @media (min-width:1024px) { .jss352 { padding: 0 60px 0 102px; flex-wrap: nowrap; background-size: 102px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } .jss353 { font-size: 14px; margin-top: 0; font-weight: 300; line-height: 20px; margin-bottom: 0; } .jss354 { color: #003574; border: 0; cursor: pointer; display: inline; padding: initial; font-size: 24px; min-width: auto; background: transparent; box-sizing: border-box; margin-top: 0; min-height: auto; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-left: -10px; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; justify-content: center; text-decoration: none; } .jss354::selection { background: transparent; } .jss354:disabled { color: #636363; pointer-events: none; } .jss354:hover, .jss354:focus { color: #004C9A; } .jss354 eng { transform: translateY(3px); } @media (min-width:640px) { .jss354 { margin-left: 0; } } .jss355 { width: 100%; padding: 0 0 16px 0; text-align: center; border-bottom: 1px solid #E5E5E5; margin-bottom: 5px; } @media (min-width:640px) { .jss355 { margin: 0 30px 0 30px; padding: 20px 0 10px 0; text-align: left; border-bottom: 1px solid #E5E5E5; } } @media (min-width:1024px) { .jss355 { width: auto; margin: 0; padding: 5px 60px 2px 30px; border-right: 1px solid #E5E5E5; border-bottom: none; } } @media (min-width:1280px) { .jss355 { flex-shrink: 0; } } .jss356 { color: #000; width: calc(100% - 14px); margin: 12px 8px 0 25px; display: flex; align-items: center; text-decoration: none; } @media (min-width:640px) { .jss356 { width: calc(50% - 60px); margin: 16px 0 0px 30px;; } } @media (min-width:1024px) { .jss356 { width: auto; margin: 16px 0 16px 45px; } } @media (min-width:1280px) { .jss356 { margin-left: 60px; } .jss356:nth-of-type(2) { padding-left: 10px; } } .jss356:hover { color: #003574; } .jss357 { width: 32px; height: 32px; flex-grow: 0; flex-shrink: 0; } @media (min-width:1024px) { .jss357 { width: 40px; height: 40px; } } .jss357 > img { max-width: 100%; max-height: 100%; } .jss357 .next-image-classname span { width: 32px !important; height: 32px !important; } @media (min-width:1024px) { .jss357 .next-image-classname span { width: 40px !important; height: 40px !important; } } .jss358 { font-size: 14px; transition: color 0.3s ease-in-out; line-height: 20px; margin-left: 16px; } @media (min-width:640px) { .jss358 { margin-left: 8px; } } @media (min-width:640px) { .jss376 { display: flex; justify-content: flex-end; } } .jss377 { color: inherit; display: block; text-decoration: none; } @media (min-width:640px) { .jss377 { width: 100%; max-width: 246px; } } @media (min-width:1024px) { .jss377 { max-width: 290px; } } .jss377 a { text-decoration: none; } .jss378 { color: #636363; margin: 0; font-size: 14px; font-weight: 500; line-height: 24px; margin-bottom: 15px; } .jss378:last-child { margin-bottom: 0; } .jss379 { color: #636363; margin: 0; font-size: 16px; font-weight: 500; line-height: 20px; } .jss379:hover { color: #003574; } .jss380 { color: #000; font-size: 14px; font-weight: 300; } .jss381 { padding: 8px 36px 8px 30px; background: #F9F9F9; margin-top: 4px; border-radius: 8px; } @media (min-width:1024px) { .jss381 { padding-top: 11px; } } .jss382 { width: 100%; } .jss382 thead td { font-size: 12px !important; font-weight: 300; } .jss382 thead td, .jss382 tbody td { font-size: 14px; line-height: 20px; padding-left: 0; padding-right: 1px; } .jss382 thead td:first-of-type, .jss382 tbody td:first-of-type { width: 20%; font-weight: 300; } .jss382 thead td:not(:first-of-type), .jss382 tbody td:not(:first-of-type) { width: 39%; text-align: right; } .jss213 { gap: 8px; margin: 0 1px; display: flex; margin-top: 21px; align-items: center; } @media (min-width:1280px) { .jss213 { height: 24px; } } @media (max-width:1023.95px) { .jss213 { display: none; } } .jss214 { color: #000000; overflow: hidden; font-size: 12px; max-width: 20%; transition: color 0.3s ease-in-out; font-weight: 300; line-height: 14px; white-space: nowrap; text-overflow: ellipsis; text-decoration: none; } .jss214:hover { color: #003574; } .jss215 svg { width: 23px; height: 23px; } .jss215 svg:hover path { fill: #003574; } .jss215 svg path { fill: #818181; stroke: none; transition: fill 0.3s ease-in-out; } .jss216 { color: #636363; } .jss216:hover { color: #636363; } .jss331 { max-width: 915px; margin-left: auto; margin-right: auto; } .jss331>ul { padding: 0; list-style-type: none; } .jss331>ul ul { list-style-type: disc; } .jss331>ul ul ul { list-style: none; margin-top: 8px; padding-left: 20px; } .jss331>ul ul ul ul { list-style-type: square; } .jss331>ul ul ul ul li { list-style-type: square; } .jss331>ul ul ul ul li::before { content: none; } .jss331>ul ul ul li { position: relative; line-height: 24px; padding-left: 0px; padding-bottom: 0px; list-style-type: none; } .jss331>ul ul ul li::before { top: 9px; left: -20px; width: 6px; height: 6px; content: " "; position: absolute; background-size: cover; background-image: url(/_next/static/media/icon_circle.cb924b72.svg); background-repeat: no-repeat; } .jss332 { margin-bottom: 19px; } @media (min-width:640px) { .jss332 { margin-bottom: 40px; } } .jss333 { margin-top: 0; font-weight: 300; margin-bottom: 11px; } .jss334 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 0; } @media (min-width:900px) { .jss334 { font-size: 32px; line-height: 1.25; } } .jss334 a { color: inherit; text-decoration: none; } @media (min-width:1024px) { .jss334 { font-size: 32px; line-height: 40px; margin-bottom: 0; } } .jss335 { margin-top: 15px; font-weight: 300; margin-bottom: 0; } @media (min-width:1024px) { .jss335 { margin-top: 19px; } } @media (min-width:1280px) { .jss335 { margin-top: 23px; } } .jss336 { font-size: 16px; font-weight: bold; } .jss337 { color: rgba(0, 0, 0, 0.87); margin-top: 15px; } @media (min-width:1024px) { .jss337 { margin-top: 19px; } } @media (min-width:1280px) { .jss337 { margin-top: 23px; } } .jss338 { border-top: 1px solid #E5E5E5; padding-top: 28px; padding-bottom: 27px; } .jss338:last-of-type { border-bottom: 1px solid #E5E5E5; } @media (max-width:639.95px) { .jss338 { padding-top: 24px; padding-bottom: 23px; } } .jss281 { top: 0; left: 0; right: 0; bottom: 0; display: flex; position: absolute; align-items: center; justify-content: center; } .jss282 { width: 86px; border: none; cursor: pointer; height: 86px; display: flex; position: relative; background: none; align-items: center; justify-content: center; } .jss282::before { top: 0; left: 0; right: 0; bottom: 0; content: ""; display: block; opacity: .5; z-index: 0; position: absolute; background: #014288; transition: opacity .3s ease-in-out; border-radius: 50%; } .jss282:hover::before { opacity: 1; } .jss282:focus-visible { border: 2px solid #000 !important; outline: none; } .jss283 { z-index: 1; transform: translate3d(0,0,0); margin-top: 1px; margin-left: 9px; } .jss280 { width: 942px; max-width: 100%; } @media (max-width:1279.95px) { .jss280 { width: 724px; } } @media (max-width:639.95px) { .jss280 { margin-top: 0; } } .jss268 { margin: auto; display: flex; flex-direction: column-reverse; } @media (min-width:640px) { .jss268 { word-break: break-word; align-items: center; flex-direction: row; justify-content: flex-start; } } .jss269 { max-width: 1020px; } @media (min-width:640px) { .jss270 { border: 1px solid #E5E5E5; padding: 32px; border-radius: 16px; } } @media (min-width:1024px) { .jss270 { padding: 48px; max-width: 870px; } } @media (min-width:1024px) { .jss271 { margin: 0; max-width: 100%; } } .jss272 { width: 100%; position: relative; box-shadow: 0px 16px 32px #0000000F; aspect-ratio: 16/9; border-radius: 10px; } @media (min-width:450px) { .jss272 { margin: auto; max-width: 70%; } } @media (min-width:640px) { .jss272 { width: 212px; height: 119px; margin: 0; min-width: 212px; margin-right: 31px; } } @media (min-width:1024px) { .jss272 { margin-right: 61px; } } .jss272 img { top: 0; left: 0; right: 0; width: 100%; bottom: 0; height: 100%; position: absolute !important; max-width: 100%; object-fit: cover; border-radius: 10px; } @media (min-width:1024px) { .jss273 { width: 495px; height: 278px; min-width: 495px; margin-right: 136px; border-radius: 20px; } .jss273 img { border-radius: 20px; } } @media (min-width:1024px) { .jss274 { width: 341px; height: 192px; min-width: 341px; } } @media (min-width:1024px) { .jss275 { width: 320px; height: 180px; min-width: 320px; margin-right: 39px; } } @media (min-width:640px) { .jss276 { display: flex; align-items: center; } } .jss277 { display: none; margin-top: 0; letter-spacing: 1.6px; } @media (min-width:640px) { .jss277 { display: block; margin-bottom: 11px; } } @media (min-width:1024px) { .jss277 { margin-bottom: 8px; } } .jss278 { font-size: 18px; margin-top: 0; text-align: center; line-height: 24px; margin-bottom: 16px; } @media (min-width:640px) { .jss278 { margin: 0; font-size: 24px; text-align: start; line-height: 32px; } } @media (min-width:1024px) { .jss278 { font-size: 32px; text-align: start; line-height: 48px; } } @media (min-width:1024px) { .jss279 { line-height: 40px; } } .jss306 { padding: 0; list-style-type: none; } @media (min-width:1024px) { .jss306 { display: flex; flex-wrap: nowrap; justify-content: center; } } .jss307 { width: 100%; position: relative; max-width: 320px; } @media (max-width:1023.95px) { .jss307 { display: flex; flex-wrap: nowrap; max-width: 100%; margin-bottom: 15px; padding-bottom: 20px; } } @media (max-width:639.95px) { .jss307 { min-height: 67px; margin-bottom: 13px; padding-bottom: 15px; } .jss307:last-of-type { margin-bottom: 0; padding-bottom: 0; } } @media (min-width:1024px) { .jss307 { margin: 0 15px; } .jss307:first-of-type { margin-left: 0; } .jss307:last-of-type { margin-right: 0; } } .jss307 .pkobp-button { display: inline-block; margin-top: 10px; margin-bottom: 0px; } .jss308 { content: ''; position: absolute; } @media (max-width:1023.95px) { .jss308 { top: 48px; left: calc(30px / 2); width: 1px; height: calc(100% - 48px); border-left: 1px dashed #B7B7B7; } } @media (min-width:1024px) { .jss308 { top: calc(72px / 2); left: 70px; width: calc(100% - 70px); height: 1px; border-bottom: 1px dashed #B7B7B7; } } .jss309 { color: #E5E5E5; line-height: 1; } @media (max-width:1023.95px) { .jss309 { font-size: 48px; min-width: 26px; } } @media (min-width:1024px) { .jss309 { font-size: 72px; } } @media (max-width:1023.95px) { .jss310 { margin-left: 12px; } } .jss311 { margin: 0; font-size: 16px; font-weight: bold; line-height: 1.5; } @media (max-width:1023.95px) { .jss311 { margin-top: 9px; } } @media (max-width:639.95px) { .jss311 { line-height: 1.5; } } @media (min-width:1024px) { .jss311 { margin-top: 20px; } } .jss312 { font-weight: 300; letter-spacing: 0; } @media (max-width:1023.95px) { .jss312 { margin-top: 16px; } .jss312>* { font-size: max(16px); } } @media (max-width:639.95px) { .jss312 { margin-top: 9px; line-height: 24px; } } @media (min-width:1024px) { .jss312 { margin-top: 17px; } } .jss312 *:last-child { margin-bottom: 0; } .jss312 span { display: block; } .jss312 p { margin-top: 0; margin-bottom: 16px; } .jss312 p:first-of-type { margin-top: 0; } .jss312 ul { margin-top: 16px; margin-left: 0; padding-left: 16px; } .jss312 ul li { padding-left: 3px; } .jss312 a { color: #003574; } @media (max-width:639.95px) { .jss312 ul li { padding-left: 0; } } .jss312 ul li:not(:last-of-type) { margin-bottom: 0; padding-bottom: 7px; } @media (max-width:639.95px) { .jss312 ul { margin: 8px 0; max-width: 100%; } } .jss312 p:last-of-type { margin-bottom: 8px; } .jss293 { margin-top: 25px; font-weight: 300; line-height: 20px; } @media (min-width:640px) { .jss293 { margin-top: 40px; line-height: 22px; margin-bottom: 13px; } } .jss294 { text-align: center; } .jss295 { width: fit-content; margin: 0 auto; display: flex; padding: 6px; background: #F2F2F2; align-items: center; border-radius: 10px; justify-content: center; } @media (max-width:639.95px) { .jss295 { width: 100%; padding: 4px; } } .jss296 { border: 1px solid transparent; margin: 0; display: flex; padding: 11px 33px; position: relative; font-size: 16px; text-align: center; line-height: 1; white-space: normal; border-radius: 10px; } @media (max-width:639.95px) { .jss296 { width: 50%; padding: 15px 10px 10px 10px; min-width: 33.33%; min-height: 64px; line-height: 1.2; } } .jss296::after { left: 50%; width: 0; bottom: 0; height: 0; content: ""; display: none; position: absolute; transform: translate(-50%, 8px); border-color: inherit; border-style: solid; border-width: 8px 7.5px 0 7.5px; border-top-color: #fff; border-left-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss297 { border: 1px solid #E5E5E5; background: #fff; box-shadow: 0px 12px 20px #00000014; } .jss297::after { display: block; } .jss298 { margin-top: 40px; } @media (max-width:639.95px) { .jss298 { margin-top: 18px; } } .jss299 { margin: 0 auto; max-width: 870px; } .jss300 { max-width: 100%; margin-top: 36px; } @media (max-width:639.95px) { .jss300 { margin-top: 32px; } } .jss300.tabsContainer--single { margin-top: 44px; } @media (max-width:639.95px) { .jss300.tabsContainer--single { margin-top: 22px; } } .jss302 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss303 { margin-top: 16px; align-items: center; } .jss304 { margin-top: 8px; font-weight: 300; margin-bottom: 16px; } .jss305 { min-width: 100%; } @media (min-width:640px) { .jss305 { min-width: 240px; } } .jss290 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 15px; } @media (min-width:900px) { .jss290 { font-size: 40px; line-height: 1.2; } } .jss290 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss290 { margin-bottom: 20px; } } @media (min-width:1024px) { .jss290 { font-size: 32px; line-height: 40px; margin-bottom: 40px; } } .jss291 { margin: 0 auto; max-width: 870px; margin-top: 22px; letter-spacing: 0; } @media (max-width:639.95px) { .jss291 { font-size: 16px; margin-top: 23px; font-weight: 300; letter-spacing: 0px; } } .jss291 a { color: #003574; font-size: 16px; } .jss291 .pkobp-button { padding: 13px 32px; font-size: 16px; min-width: 240px; margin-top: 0; margin-bottom: 0; letter-spacing: 0; } @media (max-width:639.95px) { .jss291 .pkobp-button { width: 100%; } } .jss400 { display: flex; flex-wrap: wrap; align-items: center; } .jss401 { width: 40px; height: 40px; display: block; padding: calc((40px - 24px)/2); } .jss401 svg { fill: #B7B7B7; width: 24px; height: 24px; } .jss401:hover svg { fill: #939393; } .jss401:not(:last-of-type) { margin-right: 16px; } @media (min-width:1280px) { .jss401:not(:last-of-type) { margin-right: 8px; } } .jss189 { z-index: 3; position: relative; } .jss190 { max-width: 810px; } .jss191 { color: #636363; width: 285px; border: 1px solid #F2F2F2; height: 40px; outline: none; padding: 14px 72px 14px 14px; z-index: 4; position: relative; font-size: 16px; background: #F2F2F2; transition: border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; caret-color: #003574; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss191::placeholder { color: #636363; font-size: 14px; font-weight: 400; } .jss191:hover { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } @media (max-width:1023.95px) { .jss191 { width: 100%; height: 48px; padding: 17px 36px 14px 47px; } } .jss192 { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } .jss193 { width: 100%; height: 48px; padding: 17px 96px 14px 16px; } .jss193::placeholder { font-size: 16px; } .jss194 { width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss194>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss194 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } } @media (min-width:1024px) { .jss194 { right: 0; margin-right: 48px; } } .jss195 { opacity: 0; } .jss196 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 72px; } .jss197 { top: 0; right: 47px; width: 24px; border: none; cursor: pointer; height: 24px; display: block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 24px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-right: solid 1px #E5E5E5; margin-bottom: calc((40px - 32px)/2); padding-right: 35px; } .jss197>svg { fill: #B7B7B7; width: 24px; height: 24px; } @media (max-width:1023.95px) { .jss197 { right: 0; margin-top: calc((48px - 24px)/2); border-right: unset; margin-right: 8px; padding-right: 28px; } } .jss197:hover>svg { fill: #003574; } .jss198 { opacity: 0; } .jss199 { right: 0; margin-top: calc((48px - 24px)/2); border-right: none; margin-right: 61px; } .jss200 { top: 0; fill: #003574; width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss200>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss200 { left: 0; margin-top: calc((48px - 32px)/2); margin-left: 8px; } } @media (min-width:1024px) { .jss200 { right: 0; margin-top: 5px; margin-right: 8px; } } .jss201 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } .jss202 { right: 0; width: 1px; height: 24px; content: ''; z-index: 4; position: absolute; margin-top: calc((48px - 24px)/2); border-left: 1px solid #E5E5E5; margin-right: 56px; } @keyframes jss204 { 0% { opacity: 0; } 100% { opacity: 1; } } @media (max-width:1023.95px) { .jss205 { margin-top: 22px; } } @media (min-width:1024px) { .jss205 { top: -8px; left: -8px; height: 0; display: flex; z-index: 0; overflow: hidden; position: absolute; animation: jss204 .5s cubic-bezier(0.4, 0, 0.2, 1); } } @media (min-width:1024px) { .jss206 { width: calc(100% + 8px + 8px); border: 1px solid #E5E5E5; height: auto; padding: 18px 8px; z-index: 2; max-width: calc(810px + 8px + 8px); background: #fff; box-shadow: 0px 16px 32px #00000029; max-height: calc(100vh - 100px); min-height: 100px; padding-top: 65px; border-radius: 12px; } } .jss207 { width: 100%; overflow: auto; max-height: 100%; } .jss207::-webkit-scrollbar { width: 3px; cursor: grab; } .jss207::-webkit-scrollbar-track { border: 1px solid white; background-color: #E5E5E5; } .jss207::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss207::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss207::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss240 { position: relative; margin-bottom: 30px; } .jss240::before { top: 50%; left: 0; width: 100%; height: 1px; content: ''; z-index: -1; position: absolute; background: #E5E5E5; } .jss241 { background: #fff; border-bottom: 1px solid #D5D5D5; } .jss241::before { display: none; } .jss242 { border: 1px solid #E5E5E5; height: 68px; margin: 0 auto; max-width: 1231px; background: #fff; box-shadow: 0px 18px 32px #00000014; border-radius: 16px; } .jss243 { border: none; display: flex; box-shadow: none; align-items: center; border-radius: 0; justify-content: flex-start; } .jss244 { display: flex; align-items: center; justify-content: flex-end; } .jss245 { justify-content: space-between; } .jss246 { width: 100%; height: 68px; display: flex; padding: 0 32px; max-width: 1231px; align-items: center; } .jss247 { display: inline-block; } .jss247:not(:first-of-type) { margin-left: 32px; } .jss247>a { color: inherit; cursor: pointer; display: inline-block; outline: none !important; z-index: 1; position: relative; font-size: 14px; line-height: 1; text-decoration: none; } .jss247>a::after { left: 51%; right: 51%; height: 3px; content: ""; display: block; opacity: 0; position: absolute; transform: skew(-15deg); background: #003574; margin-top: calc((68px / 2) - (14px / 2) - 3px - 1px); border-radius: 5px 0; -moz-transform: skew(-15deg); transition-delay: 0.2s; -webkit-transform: skew(-15deg); transition-duration: 0.2s; transition-property: left, right, opacity; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity; -webkit-transition-timing-function: ease-out; } @media (hover: hover) { .jss247:hover { color: #003574; } .jss247:hover>a::after { left: 0; right: 0; opacity: 1; } } .jss247>a:focus-visible { box-shadow: 0px 0px 0px 2px #000; border-radius: 4px; } .jss248 { color: #003574; } .jss248>a::after { left: 0; right: 0; opacity: 1; } .jss249>a { font-size: 14px; } .jss249>a::after { margin-top: calc((68px / 2) - (14px / 2) - 2px); } .jss250 { display: flex; font-size: 14px; min-width: 76px; align-items: center; } .jss250>svg { margin-top: -2px; margin-right: 3px; } .jss251 { margin: 0; display: flex; font-size: 14px; text-align: center; word-break: break-word; white-space: break-spaces; justify-self: flex-end; } .jss252 { margin-right: 15px; } .jss24 { display: block; } .jss24 .logo__dontdisplay { display: none !important; } @media (max-width:1023.95px) { .jss24 { width: 100px; height: 48px; } .menu__forCompanies .jss24 { width: 88px; height: 38px; } } @media (min-width:1024px) { .jss24 { width: 64px; height: 79px; } .menu__forCompanies .jss24 { width: 124px; height: 54px; } } .jss24 img.no-next-image-classname { max-width: 100%; max-height: 100%; } @media (max-width:1023.95px) { .jss24 * { height: 100% !important; } } .menu__scrolled .jss25 { width: 120px; height: 48px; } .menu__scrolled .jss25 .next-image-classname { max-height: 100%; } .menu__scrolled .jss25 .next-image-classname>span { width: 120px !important; height: 48px !important; } .jss50 { color: #000000; cursor: pointer; display: flex; padding: 0 1px; align-items: center; line-height: 1; text-decoration: none; } @media (max-width:1023.95px) { .jss50 { height: 48px; } } @media (min-width:1024px) { .jss50 { height: 40px; margin-right: -10px; border-radius: 10px; padding-right: 10px; } .menu__forCompanies:not(.menu__scrolled) .jss50 { margin-left: 42px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss50 { margin-left: 16px; } } } .jss50:hover { color: #003574; } .jss50>svg { transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; } @media (max-width:1023.95px) { .jss50>svg { width: 48px; height: 48px; } } @media (min-width:1024px) { .jss50>svg { width: 32px; height: 32px; } } @media (max-width:1023.95px) { .jss51 { margin-left: 7px; } } @media (min-width:1024px) { .jss51 { margin-left: 20px; } } .jss52 { font-size: 14px; margin-top: 4px; line-height: 1; margin-left: 7px; } .menu__forCompanies:not(.menu__scrolled) .jss52 { margin-left: 6px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss52 { display: none; } } .jss110 { overflow: auto; } @media (max-width:1023.95px) { .jss110 { max-height: calc(100vh - 60px - 48px); } } @media (min-width:1024px) { .jss110 { left: 0; width: 100%; position: absolute; max-height: calc(100vh - 136px + 24px); } } @media (min-width:1024px) { .jss111 { max-height: calc(100vh - 64px + 15px); } } @media (max-width:1023.95px) { .jss112 { padding-bottom: 16px; } .jss112>div { padding: 0; } .jss112>div>div { padding: 0; } } @media (min-width:1024px) { .jss112 { background: #fff; border-bottom: 1px solid #E5E5E5; padding-bottom: 32px; } } @media (max-width:1023.95px) { .jss113 { max-width: 100%; } } .jss114 { padding-left: 0; } @media (max-width:1023.95px) { .jss114 { margin: 0; max-width: 100%; } } @media (min-width:1280px) { .jss114 { padding-top: 30px; } } .jss102>ul { margin: 0; padding: 0; } .jss103 { top: 4px; width: 24px; border: none; cursor: pointer; height: 16px; display: inline-flex; padding: 0; position: relative; background: transparent; align-items: center; margin-left: 4px; justify-content: center; } .jss103::after { display: none !important; } .jss104 { display: inline-block; } .jss104:not(:first-of-type) { margin-left: 40px; } .jss104>.menu-position-item { color: inherit; cursor: pointer; display: inline-block; z-index: 2; position: relative; font-size: 18px; line-height: 24px; text-decoration: none; } .jss104>.menu-position-item span { position: relative; } .jss104>.menu-position-item span::after { left: 51%; right: 51%; height: 4px; content: ""; display: block; opacity: 0; outline: none !important; position: absolute; transform: skew(0) translate3d(0, 0, 0); background: #003574; margin-top: calc((40px / 2) - (4px / 2) + 1px); border-radius: 20px 0; -moz-transform: skew(0) translate3d(0, 0, 0); transition-delay: 0.2s; -webkit-transform: skew(0) translate3d(0, 0, 0); transition-duration: 0.2s; transition-property: left, right, opacity, transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity, transform; -webkit-transition-timing-function: ease-out; } .jss104 .dropdownLayer { opacity: 0; z-index: -1; box-shadow: 0 16px 16px #00000014; visibility: hidden; padding-top: 24px; transition-delay: 0.2s; transition-duration: 0.2s; transition-property: opacity, visibility; -webkit-transition-delay: 0.2s; transition-timing-function: ease-in-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: opacity, visibility; -webkit-transition-timing-function: ease-in-out; } .jss104:hover { color: #003574; } .jss104:hover>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss104:hover>.menu-position-item:focus span::after { outline: none !important; } .menu__forCompanies:not(.menu__scrolled) .jss104>.menu-position-item span::after { margin-top: 28px; } .jss104>.menu-position-item:focus-visible span { line-height: 1.25; } @media (min-width:1024px) and (max-width:1080.95px) { .jss104:not(:first-of-type) { margin-left: 24px; } } .jss105 { color: #003574; } .jss105>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss106 .dropdownLayer { opacity: 1; visibility: visible; } .jss106 .jss103 svg { transform: rotate(180deg); } .jss106>.menu-position-item::after { right: 27px; } .jss107:not(:first-of-type) { margin-left: 32px; } .jss107>.menu-position-item { font-size: 16px; } .jss107 .dropdownLayer { margin-top: 2px; padding-top: 15px; } .jss107 .jss103 { margin-left: 4px; } .jss107>.menu-position-item span::after { margin-top: 14px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss107:not(:first-of-type) { margin-left: 16px; } } .jss108 .jss103 svg { transition-delay: 0.2s; transition-duration: 0.2s; transition-property: transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: transform; -webkit-transition-timing-function: ease-out; } .jss109>.menu-position-item { color: #2E7D49; } .jss109:hover>.menu-position-item { color: #003574; } body { padding-bottom: 73px; } .jss81 { left: 0; width: 100%; bottom: 0; z-index: 1023; position: fixed; background: #fff; border-top: 1px solid #D5D5D5; box-shadow: 0px 0px 12px #00000029; } .workspaceMode .jss81 { bottom: initial; z-index: 0; position: relative; } .withPinnedPOI .jss81 { visibility: hidden; } .jss82 { margin: 0; padding: 0 5px; } .jss83 { display: flex; justify-content: space-around; } .jss84 { color: inherit; width: 70px; display: flex; padding: 1px; position: relative; font-size: 12px; text-align: center; align-items: center; line-height: 1; margin-bottom: 4px; flex-direction: column; text-decoration: none; } .jss84 span { word-break: break-word; } .jss84 svg { fill: #636363; } .jss84::after { left: 51%; right: 51%; width: 64%; height: 4px; content: ""; display: block; opacity: 0; position: absolute; transform: skew(-15deg); background: #003574; margin-top: -3px; border-radius: 20px 0; -moz-transform: skew(-15deg); -webkit-transform: skew(-15deg); transition-duration: 0.2s; transition-property: left, right, opacity; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity; -webkit-transition-timing-function: ease-out; } .jss84:hover { color: #003574; } .jss84:hover svg { fill: #003574; } .jss84:hover::after { left: 17%; right: unset; opacity: 1; } .jss84 svg * { fill: inherit !important; stroke: inherit !important; } .jss85 { color: #003574 !important; } .jss85 svg { fill: #003574 !important; } .jss85::after { left: 17%; right: unset; opacity: 1; } .jss86 { color: #2E7D49; } .jss86 svg { fill: #2E7D49; } .jss87 { width: 32px; height: 32px; overflow: hidden; margin-top: 4px; margin-bottom: 6px; } .jss87 img { max-width: 100%; } .jss87 svg { width: 32px; height: 32px; max-width: 100%; } .jss188 { position: relative; } .jss26 { border: none; height: 48px; margin: 0; display: inline-block; padding: 0; background: none; } .jss26 svg { fill: #003574; } .jss27 { margin-top: -5px; } @media (max-width:1023.95px) { .jss28 .MuiPaper-root { width: 100%; } } .jss15 { color: #000000; padding: 0; font-size: 14px; font-family: pkobp,Helvetica,Arial,sans-serif; letter-spacing: 0; text-transform: none; } .jss15:focus-visible { outline: solid 2px #000000; } .jss15 svg { fill: #003574; margin-left: 2px; } @media (min-width:1280px) { .jss15:hover { color: #003574; background-color: transparent; } } @media (max-width:1279.95px) { .jss16 { border: none; background-color: #00000066; } } .jss17 { border: 1px solid #D5D5D5; padding: 16px 16px 8px 16px; box-shadow: 0px 10px 16px #00000029; border-radius: 10px; } @media (max-width:1279.95px) { .jss17 { top: initial !important; left: 0 !important; right: 0 !important; width: 100%; bottom: 0; padding: 16px; max-width: 100% !important; max-height: fit-content !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; } .jss17>ul { max-height: calc(48px * 6); } } @media (min-width:1280px) { .jss17 { transform: translate(-24px,-45px); } } .jss17>ul { padding: 0; } @media (min-width:1280px) { .jss18 { transform: translate(-22px, -6px); } } @media (max-width:1279.95px) { .jss19 { box-shadow: inset 0 -15px 15px -15px #D5D5D5; } } .jss20 .jss21 { padding: 13px 11px; } @media (min-width:1280px) { .jss20 .jss21 { padding: 5px 7px 6px 7px; } } .jss21 { color: #000000; padding: 13px 8px; font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss21:hover { background-color: #F2F2F2; } @media (min-width:1280px) { .jss21 { margin: 1px 0; padding: 5px 7px 6px 7px; font-size: 14px; border-radius: 4px; } } .jss22 { font-weight: bold; background-color: #F2F2F2 !important; } .jss23 > nav > button > svg { margin-left: -2px; } .jss10 { line-height: 1; margin-left: 1px; } @media (max-width:1023.95px) { .jss10 { display: flex; justify-self: end; justify-content: flex-end; } } @media (max-width:1023.95px) { .jss11 { height: 40px; padding: 0 16px; align-items: center; } } .jss12 { color: inherit; padding: 1px; font-size: 14px; text-decoration: none; } @media (max-width:1023.95px) { .jss12 { width: 50%; display: inline-block; padding: 13px; text-align: center; border-top-left-radius: 8px; border-top-right-radius: 8px; } .jss12:hover { background: #fff; } } @media (min-width:1024px) { .jss12 { line-height: 24px; } .jss12:not(:first-of-type) { margin-left: 48px; } .jss12:hover { color: #636363; } } @media (max-width:1023.95px) { .jss13 { background: #fff; } } @media (min-width:1024px) { .jss13 { color: #636363; } } .jss14 { color: #000; width: auto; display: flex; align-items: center; line-height: 20px; justify-content: start; } @media (max-width:1023.95px) { .jss14 { padding: 9px 17px; } } .jss14 > svg { margin-left: 2px; } .jss14:hover { color: inherit; } .jss88 { background: #fff; transition: box-shadow .2s ease-in-out; border-bottom: 1px solid #E5E5E5; } .jss88.menu__scrolled { box-shadow: 0px 3px 40px #0000001F; border-bottom: 1px solid #D5D5D5; } .jss88.menu_withoutShadow { box-shadow: none; } @media (max-width:1023.95px) { .jss88 { display: none; } } .jss89 { margin: auto; display: flex; max-width: 1230px; padding-top: 20px; justify-content: space-between; } @media (max-width:1259.95px) { .jss89 { padding-left: 15px; padding-right: 15px; } } .menu__scrolled .jss89 { max-height: 64px; padding-top: 0; } .jss90 { display: flex; justify-content: space-between; } .jss91 { margin-top: 9px; margin-right: 72px; margin-bottom: 27px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss91 { margin-right: 32px; } } .menu__forCompanies .jss91 { margin-top: 0px; margin-right: 56px; margin-bottom: 21px; } .menu__scrolled .jss91 { margin-top: 8px; margin-right: 64px; margin-bottom: 8px; } @media (max-width:1149.95px) { .menu__scrolled .jss91 { margin-right: 24px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__scrolled .jss91 { margin-right: 16px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__forCompanies .jss91 { margin-right: 32px; } } .jss93 { height: 24px; margin: 10px 0; } .jss94 { margin-top: 36px; } .menu__forCompanies .jss94 { margin-top: 22px; } .menu__scrolled .jss94 { margin-top: 24px; } .jss96 { display: flex; position: relative; align-items: center; margin-bottom: 20px; } .jss97 { width: 100%; justify-content: flex-end; } .jss98 { right: 100%; position: absolute; margin-right: 29px; } .jss99 { height: 40px; margin: 0; padding: 14px 25px 12px 26px; font-size: 14px; min-width: unset; min-height: unset; margin-left: 45px; } .jss99:focus { background: #CC7A09; } .jss100 { margin: 12px 0; display: flex; justify-content: flex-end; } .menu__forCompanies:not(.menu__scrolled) .jss100 { margin-top: 11px; } .jss101 { display: flex; align-items: center; } @media (min-width:1024px) { .jss2 { display: none; } } .jss4 { background: #F2F2F2; padding-top: 1px; } .jss5 { display: flex; align-items: center; padding-right: 16px; justify-content: space-between; } .jss6 { background: #F2F2F2; border-bottom: 1px solid #E5E5E5; } .jss7 { display: flex; } .jss8 { display: flex; padding: 8px 7px 8px 16px; background: #fff; justify-content: space-between; } .jss9 { border-top-left-radius: 16px; border-top-right-radius: 16px; } @media (min-width:1280px) { .jss393 { display: flex; flex-wrap: nowrap; align-items: center; justify-content: flex-end; } } .jss394 { width: 100%; display: flex; margin-bottom: 28px; justify-content: center; } @media (min-width:640px) { .jss394 { margin-bottom: 22px; } } @media (min-width:1280px) { .jss394 { order: 2; width: auto; min-width: 330px; margin-bottom: 0; justify-content: end; } } .jss395 { width: 100%; display: flex; } @media (min-width:640px) { .jss395 { text-align: center; justify-content: center; } } @media (max-width:639.95px) { .jss395 { flex-direction: column-reverse; } } @media (min-width:1280px) { .jss395 { order: 1; margin-top: 0; text-align: left; justify-content: flex-start; } } .jss396 { color: #636363; margin: 0; display: inline; font-size: 14px; font-weight: 400; } @media (max-width:639.95px) { .jss396 { display: block; text-align: center; } .jss396:nth-of-type(1) { margin-top: 12px; } } @media (min-width:640px) { .jss396:nth-of-type(2) { margin-left: 48px; } } .jss396:nth-of-type(2) a { color: #636363; text-decoration: unset; } .jss396:nth-of-type(2):hover { color: #003574; } .jss396:nth-of-type(2) a:hover { color: #003574; } .jss397 { display: flex; margin-bottom: 32px; justify-content: center; } @media (min-width:1280px) { .jss397 { order: 3; margin-left: 48px; margin-bottom: 0; } } .jss398 { width: 100%; display: flex; margin-top: 30px; justify-content: center; } @media (min-width:640px) { .jss398 { margin-top: 26px; } } @media (min-width:1280px) { .jss398 { order: 3; width: auto; margin-top: 0; margin-left: 48px; margin-bottom: 0; } } .jss399 { width: fit-content; border: 1px solid #D5D5D5; height: 40px; margin: 0; display: flex; padding: 8px 20px 8px 12px; font-size: 14px; min-width: 118px; transition: background-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; border-radius: 8px; } .jss399>svg { margin-top: -2px; margin-right: 8px; } .jss399:hover { color: #000; background: #F9F9F9; } .jss124 { color: inherit; border: 1px solid #E5E5E5; display: block; padding: 20px; box-shadow: 0px 3px 12px transparent; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 8px; text-decoration: none; } @media (min-width:1024px) { .jss124 { padding: 26px 20px; border-radius: 12px; } } @media (min-width:1024px) { .jss125:hover { box-shadow: 0px 3px 12px #00000029; border-color: #D5D5D5; } } .jss126:hover { box-shadow: none; } .jss126::before { border-color: transparent !important; } .jss127::before { 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podrzędne"><ul class="jss82 MuiBox-root css-0"><li class="jss83 MuiBox-root css-0"><a class="jss84" data-cy="MenuNestedPositions--position-nested-mobile-start--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-0" href="https://www.pkobp.pl"><div class="jss87 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-1774 -767)"><g transform="translate(1478 -421)"><path data-name="Path 1284" d="M376,1268H350v-24H338v24H312v-32h-8l40-28.5,40,28.5h-8Zm-22-4h18v-32l-28-19.5L316,1232v32h18v-24h20Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(1774 767)" fill="inherit" opacity="0"></rect></g></svg></div><span>Start</span></a><a class="jss84" data-cy="MenuNestedPositions--position-nested-mobile-0--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-df4e0f210f55" href="https://www.pkobp.pl/klient-indywidualny/oferta"><div class="jss87 MuiBox-root css-0"><svg 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fill="inherit"></path></g><rect width="96" height="96" transform="translate(120 797)" fill="inherit" opacity="0"></rect></g></svg></div><span>Pomoc i kontakt</span></a><a class="jss84 jss86" data-cy="MenuNestedPositions--position-nested-mobile-3--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-1df48e40262a" href="https://www.pkobp.pl/klient-indywidualny/promocje"><div class="jss87 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-285 -765)"><g transform="translate(285 765)"><rect data-name="Rectangle 2049" width="96" height="96" fill="inherit" opacity="0"></rect><g data-name="Group 2681"><path data-name="Path 2716" d="M80.828,23.963,55.166,27.185,36.128,10.159,31.464,35.268,9.182,48.4l22.646,11.9,5.4,25.534L55.755,67.7,81.51,70.741,70.182,47.225ZM74.741,65.915,54.324,63.5,39.637,77.888,35.354,57.642,17.4,48.2,35.064,37.79l3.7-19.911,15.1,13.5L74.2,28.827,65.762,47.268Z" fill="inherit"></path></g></g></g></svg></div><span>Promocje</span></a></li></ul></nav></div><div class="jss88 MuiBox-root css-0" data-cy="MenuDesktop" id="nav-full-ba3ef72c27ba-men-33039"><div class="jss89 MuiBox-root css-0" style="transition-duration:.2s"><div class="jss90 MuiBox-root css-0"><div class="jss91 MuiBox-root css-0"><a class="jss24" data-cy="MenuLogo-link--link" id="nav-full-ba3ef72c27ba-men-33039-l-33044" href="/[...*]"><img src="/api/public/3c663fc2-a8dc-4cb9-ab55-9a4ee64b7c35.svg" class="no-next-image-classname" alt="PKO Bank Polski logo" title="PKO Bank Polski" loading="eager"/><img src="/api/public/63086f97-c7b3-436b-a060-a2947f8713f4.svg" class="no-next-image-classname logo__dontdisplay" alt="PKO Bank Polski logo" title="PKO Bank Polski" loading="eager"/></a></div><div class="jss92 MuiBox-root css-0"><div class="jss93 MuiBox-root css-0"><div class="jss10 jss11 MuiBox-root css-0" data-cy="Menu-MainPositions--positions-select"><nav class="MuiBox-root css-0" role="navigation" aria-label="Menu główne, pozycje główne"><button class="MuiButtonBase-root MuiButton-root MuiButton-text MuiButton-textPrimary MuiButton-sizeMedium MuiButton-textSizeMedium MuiButton-root MuiButton-text MuiButton-textPrimary MuiButton-sizeMedium MuiButton-textSizeMedium jss15 css-gffgv3" tabindex="0" type="button" aria-controls="button-menu-6110470c-641d-44d0-80bc-e112b432b3b9" aria-haspopup="true" aria-label="Klient indywidualny">Klient indywidualny <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></button></nav></div></div><div class="jss94 MuiBox-root css-0"><nav class="jss102 MuiBox-root css-0" role="navigation" aria-label="Pozycje drugiego rzędu w menu głównym" data-cy="MenuNestedPositions"><ul class="MuiBox-root css-0"><li class="jss104 jss108 MuiBox-root css-0" data-cy="MenuNestedPositions--position-0"><a href="#" class="menu-position-item" aria-expanded="false" data-cy="MenuNestedPositions--position-link" aria-label="Zwiń lub rozwiń podmenu dla Oferta"><span>Oferta</span><span class="jss103"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="3 3 18 18"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="18" height="18" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></span></a><div class="dropdownLayer jss110 MuiBox-root css-0" data-cy="MenuDropdownLayer"><nav class="jss112 MuiBox-root css-0" role="navigation" aria-label="Warstwa kafli trzeciego rzędu w menu"><section class="MuiBox-root css-j1fy4m"><div class="jss113 MuiBox-root css-1ndk1zt"><ul class="MuiGrid-root MuiGrid-container jss114 css-10qumm3"><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-0"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-0--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-31d6d9fc78e3" href="https://www.pkobp.pl/klient-indywidualny/konta"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 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href="https://www.pkobp.pl/klient-indywidualny/karty-platnosci"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-1--label">Karty i płatności</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-2"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-2--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-9cec5d108078" href="https://www.pkobp.pl/klient-indywidualny/kredyty-pozyczki"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-2--label">Pożyczki i kredyty</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-50f1d5e9662a" href="https://www.pkobp.pl/klient-indywidualny/ubezpieczenia"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-3--label">Ubezpieczenia</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-4"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-4--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-57606af98641" href="https://www.pkobp.pl/klient-indywidualny/oszczedzanie-inwestycje"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-4--label">Oszczędności i inwestycje</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-5"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-5--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-f69c444ad95b" href="https://www.pkobp.pl/klient-indywidualny/uslugi-zakupy"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-5--label">Usługi i zakupy</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li></ul><div class="jss162 MuiBox-root css-0"><button class="jss169 jss170 jss163 jss164" data-cy="Button-MenuDropdownTile" type="button" tabindex="0" id="nav-full-ba3ef72c27ba-men-33039-btn-33103">Zobacz wszystko</button></div></div></section></nav></div></li><li class="jss104 jss108 MuiBox-root css-0" data-cy="MenuNestedPositions--position-1"><a href="#" class="menu-position-item" aria-expanded="false" data-cy="MenuNestedPositions--position-link" aria-label="Zwiń lub rozwiń podmenu dla Bankowość elektroniczna"><span>Bankowość elektroniczna</span><span class="jss103"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="3 3 18 18"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="18" height="18" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></span></a><div class="dropdownLayer jss110 MuiBox-root css-0" data-cy="MenuDropdownLayer"><nav class="jss112 MuiBox-root css-0" role="navigation" aria-label="Warstwa kafli trzeciego rzędu w menu"><section class="MuiBox-root css-j1fy4m"><div class="jss113 MuiBox-root css-1ndk1zt"><ul class="MuiGrid-root MuiGrid-container jss114 css-10qumm3"><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-0"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-0--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-faacc8002b7e" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/aplikacja-mobilna-iko"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-0--label">Aplikacja mobilna IKO</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-1"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-1--card--link" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233" loading="lazy"/></noscript></span></div></a><a target="_blank" href="https://itunes.apple.com/pl/app/pko-junior/id1085090139?mt=8" id="bd-col-130d8f15b010-apk-84827-pos-710d7e3620ad" data-cy="Meetapp-Poznaj_aplikację--button--app_store" class="jss239"><div class="next-image-classname jss231"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27144%27%20height=%2740%27/%3e"/></span><img alt="" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss233" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" _loading="lazy" srcSet="/_next/static/media/app_store.c563b762.png 1x, /_next/static/media/app_store.c563b762.png 2x" src="/_next/static/media/app_store.c563b762.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233" loading="lazy"/></noscript></span></div></a></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class="fullWidth MuiBox-root css-1ndk1zt"><div class="MuiBox-root css-0" data-type="SCROLLMENU" data-snippet="snippet"></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><h3 class="jss154" style="text-align:center;word-break:break-word;margin-top:0px;margin-bottom:0px" data-cy="Headline-Nagłówek" id="bd-col-4a3bdc48aa71-h-107581" name="Nagłówek" type="headline" index="1" spacings="[object Object]"><span>Dziecko z aplikacją…</span></h3></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="jss217 jss218 MuiBox-root css-0" id="bd-col-94b726ab7ae2-apk-84117"><div class="jss222 jss223 MuiBox-root css-0" data-cy="Meetapp-Poznaj_aplikację--image"><div class="jss224 MuiBox-root css-0"><div class="jss225" data-cy="Image-"><div class="next-image-classname jss231"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%271148%27%20height=%271172%27/%3e"/></span><img alt="" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss233" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" _loading="lazy" srcSet="/api/public/851ca524-6a99-409c-8758-82e64836578c.png 1x, /api/public/851ca524-6a99-409c-8758-82e64836578c.png 2x" src="/api/public/851ca524-6a99-409c-8758-82e64836578c.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233" loading="lazy"/></noscript></span></div></div></div></div><div class="jss219 MuiBox-root css-0"><div class="jss235 MuiBox-root css-0"><p class="jss143 jss236" style="text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--header">Sprawdzi stan konta</p></div><p class="jss144 jss237" style="font-weight:300;text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--lead">Łatwo zobaczy, ile pieniędzy ma na swoim koncie lub czy dostało nowy przelew</p></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="jss217 MuiBox-root css-0" id="bd-col-f766ce174df9-apk-84176"><div class="jss219 MuiBox-root css-0"><div class="jss235 MuiBox-root css-0"><p class="jss143 jss236" style="text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--header">Nauczy się oszczędzać</p></div><p class="jss144 jss237" style="font-weight:300;text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--lead">Może w dowolnym momencie zakładać wirtualne skarbonki, doładować je lub rozbić</p></div><div class="jss222 MuiBox-root css-0" data-cy="Meetapp-Poznaj_aplikację--image"><div class="jss224 MuiBox-root css-0"><div class="jss225" data-cy="Image-"><div class="next-image-classname jss231"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%271148%27%20height=%271172%27/%3e"/></span><img alt="" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss233" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" _loading="lazy" srcSet="/api/public/a09b8128-4e93-47af-a75d-78b836536fa6.png 1x, /api/public/a09b8128-4e93-47af-a75d-78b836536fa6.png 2x" src="/api/public/a09b8128-4e93-47af-a75d-78b836536fa6.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233" loading="lazy"/></noscript></span></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div class="jss253" data-cy="Tiles-Kafelki" id="bd-col-b3d7e01fd77e-kfl-29287"><h2 class="jss153 jss254" style="text-align:center" data-cy="Tiles-Kafelki--subtitle">...odkryje pozostałe możliwości</h2><div class="MuiGrid-root MuiGrid-container jss258 css-xplzgy" role="list"><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-2b4e0821f11f" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Wyśle przelew" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Wyśle przelew" _loading="lazy" sizes="100vw" srcSet="/api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 640w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 750w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 828w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 1080w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 1200w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 1920w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 2048w, /api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png 3840w" src="/api/public/7da854d5-8707-4a27-8ece-ea97d85f802d.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Wyśle przelew</p><p class="jss145 jss266" data-cy="undefined--item-description">Gdy wypełni wszystkie dane do przelewu, Ty – jako rodzic – zatwierdzasz lub odrzucasz przelew w swoim iPKO</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-e2d5c1fdeec8" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Doładuje telefon" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Doładuje telefon" _loading="lazy" sizes="100vw" srcSet="/api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 640w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 750w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 828w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 1080w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 1200w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 1920w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 2048w, /api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png 3840w" src="/api/public/8a5fae2d-f82e-4a5a-80e4-88116e0fdf43.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Doładuje telefon</p><p class="jss145 jss266" data-cy="undefined--item-description">Może w prosty sposób doładować telefon – po Twojej akceptacji w serwisie iPKO</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-f9ae8602d48b" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Dostosuje aplikację do siebie" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Dostosuje aplikację do siebie" _loading="lazy" sizes="100vw" srcSet="/api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 640w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 750w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 828w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 1080w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 1200w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 1920w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 2048w, /api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg 3840w" src="/api/public/69834629-e55f-4796-8e68-3a1f8b0638c6.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Dostosuje aplikację do siebie</p><p class="jss145 jss266" data-cy="undefined--item-description">Może np. dodać swoje zdjęcie i wybrać kolor tła</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-9873d4bf94f9" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Obsłuży kartę PKO Junior" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Obsłuży kartę PKO Junior" _loading="lazy" sizes="100vw" srcSet="/api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 640w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 750w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 828w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 1080w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 1200w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 1920w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 2048w, /api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png 3840w" src="/api/public/7ba6225d-9640-4623-8f96-af270331e3a5.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Obsłuży kartę PKO Junior</p><p class="jss145 jss266" data-cy="undefined--item-description">Sprawdzi, jaką kwotę ma do wydania kartą. Może też prosić rodzica o zasilenie karty</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-7f9e0ac32935" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Skorzysta z kalkulatora oszczędności" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Skorzysta z kalkulatora oszczędności" _loading="lazy" sizes="100vw" srcSet="/api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 640w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 750w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 828w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 1080w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 1200w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 1920w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 2048w, /api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png 3840w" src="/api/public/5cc0a8d2-5546-4e34-965b-c40b49047382.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Skorzysta z kalkulatora oszczędności</p><p class="jss145 jss266" data-cy="undefined--item-description">Obliczy, ile może zaoszczędzić – z uwzględnieniem wysokości i regularności wpłat oraz aktualnego oprocentowania</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-00120fb5e346" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Sprawdzi nagrody i odznaczenia" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Sprawdzi nagrody i odznaczenia" _loading="lazy" sizes="100vw" srcSet="/api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 640w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 750w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 828w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 1080w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 1200w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 1920w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 2048w, /api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png 3840w" src="/api/public/8113b0d5-8a5f-452f-8b91-5fc470e7495f.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Sprawdzi nagrody i odznaczenia</p><p class="jss145 jss266" data-cy="undefined--item-description">Może je dostać np. za zakładanie skarbonek, wpłaty na konto lub zrealizowane wyzwania</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-d509571c353f" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Łatwo się odnajdzie" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Łatwo się odnajdzie" _loading="lazy" sizes="100vw" srcSet="/api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 640w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 750w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 828w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 1080w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 1200w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 1920w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 2048w, /api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg 3840w" src="/api/public/3c64ccc5-5c6f-4a2f-be09-cd546667214b.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Łatwo się odnajdzie</p><p class="jss145 jss266" data-cy="undefined--item-description">Może korzystać z wskazówek mówiącego robota. Porusza się między funkcjami w intuicyjnym menu</p></div></div></div><div class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-sm-6 jss261 css-fsse20" data-cy="undefined--item-container" id="bd-col-b3d7e01fd77e-kfl-29287-elem-00092ccc6f3e" role="listitem"><div class="css-13bwzhb"><div class="jss263 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Jest na bieżąco" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Jest na bieżąco" _loading="lazy" sizes="100vw" srcSet="/api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 640w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 750w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 828w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 1080w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 1200w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 1920w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 2048w, /api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png 3840w" src="/api/public/5a06186d-1898-4ecf-83c9-428c1ccaf781.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><div class="jss264 css-npup23"><p class="jss143 jss265" data-cy="undefined--item-title">Jest na bieżąco</p><p class="jss145 jss266" data-cy="undefined--item-description">Z powiadomień dowie się o wpływie na konto lub otrzymaniu nowej odznaki</p></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="jss268 jss270 MuiBox-root css-0" id="bd-col-46fed5b31a20-vid-106536"><div class="jss272 jss274 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Miniatura video 106541" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Miniatura video 106541" _loading="lazy" sizes="100vw" srcSet="/api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 640w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 750w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 828w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 1080w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 1200w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 1920w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 2048w, /api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png 3840w" src="/api/public/36e0bf8d-329e-4d62-ad43-ec7920ebc1de.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div><div class="jss281 MuiBox-root css-0"><button class="jss282" id="bd-col-46fed5b31a20-vid-106536-btn"><svg xmlns="http://www.w3.org/2000/svg" width="25" height="35" viewBox="0 0 25 35" class="jss283"><path id="Polygon_1" data-name="Polygon 1" d="M15.862,2.341a2,2,0,0,1,3.277,0L32.8,21.853A2,2,0,0,1,31.159,25H3.841A2,2,0,0,1,2.2,21.853Z" transform="translate(25) rotate(90)" fill="#fff"></path></svg></button></div></div><div class="jss276 MuiBox-root css-0"><div class="MuiBox-root css-0"><h2 class="jss153 jss278" data-cy="Video--title">Jak aktywować aplikację?</h2></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div class="MuiBox-root css-0" id="bd-col-654a97c55b37-tab-29313"><h2 class="jss153 jss290" style="text-align:center" data-cy="Tabs-Taby--title"><span data-cy="Tabs-Taby--title" id="bd-col-654a97c55b37-tab-29313-title">Jak zacząć korzystać?</span></h2><div class="jss292 MuiBox-root css-0"><div class="MuiBox-root css-0"><div class="jss299 jss298 jss300 tabsContainer--single MuiBox-root css-0"><div class="jss301 MuiBox-root css-0" id="bd-col-654a97c55b37-tab-29313-elem-e1e235b1163f" data-cy="TabsItem--tab-content" role="tabpanel" aria-labeledby="bd-col-654a97c55b37-tab-29313-btn-e1e235b1163f"><div class="jss203"><h3 class="jss154" data-cy="Headline-">Jak zacząć korzystać?</h3></div><div class="MuiBox-root css-0" style="opacity:0;visibility:visible"><ul class="jss306 MuiBox-root css-0" data-cy="TabsStep--container"><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-0"><div class="jss308 MuiBox-root css-0"></div><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">1</div><div class="jss310 MuiBox-root css-0"><h4 class="jss155 jss311" data-cy="TabsStep--title">Na telefonie dziecka </h4><div class="jss312 MuiBox-root css-0"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Otwórzcie aplikację PKO Junior i wybierzcie: <strong>Zaloguj się do aplikacji</strong>. Na ekranie pojawi się 8-cyfrowy kod</p></div></div></div></li><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-1"><div class="jss308 MuiBox-root css-0"></div><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">2</div><div class="jss310 MuiBox-root css-0"><h4 class="jss155 jss311" data-cy="TabsStep--title">W swoim serwisie iPKO</h4><div class="jss312 MuiBox-root css-0"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Wejdź w<strong> Finanse dziecka (w prawym górnym rogu) → Moje dzieci → Aplikacja PKO Junior</strong> <strong>→ Ustawienia aplikacji</strong> – wpisz kod z aplikacji dziecka i potwierdź swoim narzędziem autoryzacji</p></div></div></div></li><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-2"><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">3</div><div class="jss310 MuiBox-root css-0"><h4 class="jss155 jss311" data-cy="TabsStep--title">Na telefonie dziecka </h4><div class="jss312 MuiBox-root css-0"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Postępujcie zgodnie z informacjami w aplikacji: nadajcie PIN do aplikacji, wybierzcie sposób logowania i tło aplikacji. Gotowe!</p></div></div></div></li></ul><div class="jss303 css-j7qwjs"></div></div></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div class="jss253" data-cy="Tiles-Kafelki" id="bd-col-1e57270da7a7-kfl-54173"><p class="jss143 jss254" style="text-align:center" data-cy="Tiles-Kafelki--subtitle">Przydatne strony</p><div class="jss257 MuiBox-root css-0" data-cy="Tiles-Kafelki--box" role="list"><div class="jss324" data-cy="Tiles-Kafelki--item-container" id="bd-col-1e57270da7a7-kfl-54173-elem-8c94af6e5dfa" role="listitem"><a class="jss325 jss328 jss329" data-cy="Tiles-Kafelki--item--link"><div class="jss319 MuiBox-root css-0"><div class="jss320 MuiBox-root css-0"><div class="next-image-classname jss231"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27770%27%20height=%27770%27/%3e"/></span><img alt="Grafika w kafelku Serwis rodzica" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss233" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Serwis rodzica" _loading="lazy" srcSet="/api/public/c3fed160-1f8b-4a1a-8f48-4911b780206b.png 1x, /api/public/c3fed160-1f8b-4a1a-8f48-4911b780206b.png 2x" src="/api/public/c3fed160-1f8b-4a1a-8f48-4911b780206b.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233" loading="lazy"/></noscript></span></div></div><h2 class="jss153 jss322" style="text-align:center" data-cy="Tiles-Kafelki--item-title">Serwis rodzica</h2><p class="jss145 jss323" style="text-align:center" data-cy="Tiles-Kafelki--item-description">Dziecko uczy się zarządzać pieniędzmi w swojej aplikacji mobilnej i serwisie PKO Junior, a Ty – jako rodzic – kontrolujesz je w swoim <a href="https://www.ipko.pl/">serwisie iPKO</a> w profilu Finanse dziecka</p></div></a></div><div class="jss324" data-cy="Tiles-Kafelki--item-container" id="bd-col-1e57270da7a7-kfl-54173-elem-c9dffa53ace4" role="listitem"><a class="jss325 jss328 jss329" data-cy="Tiles-Kafelki--item--link"><div class="jss319 MuiBox-root css-0"><div class="jss320 MuiBox-root css-0"><div class="next-image-classname jss231"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2790%27%20height=%2790%27/%3e"/></span><img alt="Grafika w kafelku Serwis dziecka" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss233" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Serwis dziecka" _loading="lazy" srcSet="/api/public/7714666b-7291-4730-b633-b80c1f894262.png 1x, /api/public/7714666b-7291-4730-b633-b80c1f894262.png 2x" src="/api/public/7714666b-7291-4730-b633-b80c1f894262.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233" loading="lazy"/></noscript></span></div></div><h2 class="jss153 jss322" style="text-align:center" data-cy="Tiles-Kafelki--item-title">Serwis dziecka</h2><p class="jss145 jss323" style="text-align:center" data-cy="Tiles-Kafelki--item-description"><a href="https://junior.pkobp.pl/">W serwisie PKO Junior</a> dziecko może korzystać na komputerze z takich samych funkcji jak w aplikacji</p></div></a></div><div class="jss324" data-cy="Tiles-Kafelki--item-container" id="bd-col-1e57270da7a7-kfl-54173-elem-ef769b11c8f6" role="listitem"><a class="jss325 jss328 jss329" data-cy="Tiles-Kafelki--item--link"><div class="jss319 MuiBox-root css-0"><div class="jss320 MuiBox-root css-0"><div class="next-image-classname jss231 jss232"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w kafelku Dla rodzica i dziecka" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss233 jss234" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w kafelku Dla rodzica i dziecka" _loading="lazy" sizes="100vw" srcSet="/api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 640w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 750w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 828w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 1080w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 1200w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 1920w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 2048w, /api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png 3840w" src="/api/public/0d623ad7-ea40-4e9e-82ad-8fa6e06cd0be.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss233 jss234" loading="lazy"/></noscript></span></div></div><h2 class="jss153 jss322" style="text-align:center" data-cy="Tiles-Kafelki--item-title">Dla rodzica i dziecka</h2><p class="jss145 jss323" style="text-align:center" data-cy="Tiles-Kafelki--item-description">Jak uczyć dziecko o finansach, ekologii i cyberbezpieczeństwie? Mamy na to sposoby. Sprawdź na naszej <a href="https://www.pkobp.pl/klient-indywidualny/twoje-potrzeby/dzieci/wsparcie-w-edukowaniu-najmlodszych">stronie</a></p></div></a></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div class="jss331 MuiBox-root css-0" data-cy="SnippetAccordion--container" id="bd-col-2003a3d8aabb-an-29319"><div class="jss332 MuiBox-root css-0"><h2 class="jss153 jss334" style="text-align:center" data-cy="Headline-SnippetAccordion--title"><span>Pytania i odpowiedzi</span></h2></div><ul class="MuiBox-root css-0"><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-0--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-4893b221eb0b" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-0--accordion-title" name="SnippetAccordion--position-0--accordion-title"><span>Jakie możliwości daje jeszcze aplikacja PKO Junior?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-4893b221eb0b" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Poznaj wskazówki, dzięki którym Ty i dziecko w pełni wykorzystacie możliwości aplikacji PKO Junior:</p> <ul> <li><strong>Bezpieczeństwo</strong><br/>Nie martw się – dziecko loguje się do aplikacji zabezpieczonej PIN-em, odciskiem palca lub przez rozpoznawanie twarzy. Jeśli dziecko zapomni PIN-u i zablokuje dostęp do aplikacji, możesz go odblokować w swoim serwisie iPKO: <strong>Finanse dziecka </strong>(w prawym górnym rogu)<strong> </strong>→<strong> Moje dzieci </strong>→<strong> Aplikacja PKO Junior → Ustawienia aplikacji</strong> → <strong>Zmień PIN</strong></li> <li><strong>Oszczędzanie</strong><br/>Pokaż dziecku, jak zakładać wirtualne skarbonki i korzystać z kalkulatora oszczędności, który jest dostępny <strong>w aplikacji PKO Junior</strong>: <strong>Menu</strong> → <strong>Więcej</strong> → <strong>Sposoby na oszczędzanie</strong><strong> </strong>→ <strong>Ile zyskasz na oszczędzaniu?</strong> To przyjemna nauka oszczędzania</li> <li><strong>Planowanie</strong><br/>Ucz dziecko planowania. Jeśli ma kilka skarbonek, może za pomocą suwaków ustawić kwotę, która będzie automatycznie zasilała poszczególne z nich. Może też wybrać losowe uzupełnianie skarbonki. W <strong>aplikacji PKO Junior</strong> wybierzcie: <strong>Menu</strong> → <strong>Więcej</strong> → <strong>Sposoby na oszczędzanie → Twój plan oszczędzania</strong></li> <li><strong>Rozwój</strong><br/>Daj dziecku swobodę w odkrywaniu nowych funkcji. Może dostosować wygląd aplikacji i rozwijać swoją kreatywność. Wystarczy, że wybierze: <strong>Więcej</strong> → <strong>zmień tło aplikacji</strong>. Dodatkowo w nauce zarządzania finansami online będzie wspierał je <strong>mówiący robot</strong></li> <li><strong>Samodzielność</strong><br/>Pozwól dziecku płacić kartą w sklepie i zlecać przelewy w aplikacji. Ty <strong>masz pełną kontrolę</strong> – możesz je zaakceptować lub odrzucić i zarządzać limitami płatności <strong>w swoim serwisie iPKO</strong></li> <li><strong>Systematyczność</strong><br/>Zachęcaj dziecko do sprawdzania stanu konta, aby śledziło, jak rosną jego oszczędności</li> <li><strong>Nagrody</strong><br/>Mobilizuj dziecko do oszczędzania. W aplikacji – jak w grze strategicznej – dziecko zdobywa odznaki za wykonanie zadania, np. jeśli uzbiera określoną kwotę w skarbonce</li> <li><strong>Wyzwania</strong><br/>Stawiaj dziecku wyzwania <strong>w swoim serwisie iPKO</strong>:<strong> Finanse dziecka </strong>→ <strong>Wyzwania </strong>→ <strong>Dodaj wyzwanie</strong>. Dzięki temu w formie zabawy możesz je motywować np. do porządków w pokoju lub wyjścia na spacer z psem</li> </ul></div></div></div></div></div></div></div></li><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-1--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-f7780599e442" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-1--accordion-title" name="SnippetAccordion--position-1--accordion-title"><span>Co zrobić, gdy dziecko zapomni PIN-u do aplikacji?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-f7780599e442" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Możesz zmienić PIN do aplikacji PKO Junior w swoim serwisie iPKO:</p> <ol> <li><span>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu)<strong> </strong><strong>→ </strong><strong>Moje dzieci</strong> wybierz dziecko, któremu chcesz odblokować aplikację PKO Junior</span></li> <li><span>Przy wybranym dziecku w zakładce <strong>Ustawienia aplikacji PKO Junior </strong><strong>→ </strong><strong>Ustawienia aplikacji</strong> kliknij w <strong>Zmień PIN</strong> i postępuj zgodnie ze wskazówkami na ekranie </span></li> </ol></div></div></div></div></div></div></div></li><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-2--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-f0541595eed7" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-2--accordion-title" name="SnippetAccordion--position-2--accordion-title"><span>Jak zablokować i odblokować aplikację PKO Junior?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-f0541595eed7" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Jeżeli dziecko np. zgubi telefon możesz <strong>czasowo zablokować</strong>, a potem <strong>odblokować </strong>aplikację dziecka w swoim serwisie iPKO:</p> <ol> <li><span>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu) <strong>→ </strong><strong>Moje dzieci</strong> wybierz dziecko, któremu chcesz odblokować aplikację PKO Junior</span></li> <li><span><strong> </strong>Przy danym dziecku w zakładce <strong>Aplikacja PKO Junior </strong><strong>→ Ustawienia</strong><strong> aplikacji</strong> kliknij <strong>Zablokuj czasowo</strong> lub <strong>Odblokuj</strong></span></li> </ol> <p> </p> <p>Jeżeli dziecko np. zmienia telefon możesz <strong>na stałe</strong> <strong>zablokować</strong> aplikację PKO Junior w swoim serwisie iPKO:</p> <ol> <li><span>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu)<strong> </strong><strong>→ </strong><strong>Moje dzieci</strong> wybierz dziecko, któremu chcesz odblokować aplikację PKO Junior</span></li> <li><span><strong> </strong>Przy danym dziecku w zakładce <strong>Aplikacja PKO Junior </strong><strong>→ </strong><strong>Usuń</strong></span></li> </ol> <p>Teraz możesz na nowo <strong>aktywować </strong>aplikację PKO Junior np. na innym urządzeniu.</p></div></div></div></div></div></div></div></li><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-3--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-5696efc3a650" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-3--accordion-title" name="SnippetAccordion--position-3--accordion-title"><span>Jak odblokować dostęp do serwisu PKO Junior?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-5696efc3a650" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Jeśli dziecko zablokuje dostęp serwisu PKO Junior (np. po wielokrotnym wpisaniu niepoprawnych danych) lub zapomni hasła, możesz nadać mu nowe hasło w swoim serwisie iPKO:</p> <ol> <li><span><strong> </strong>W profilu <strong>Finanse dziecka </strong>(w prawym górnym rogu) w sekcji <strong>Moje dzieci </strong>wybierz dziecko, któremu chcesz nadać nowe hasło do serwisu internetowego PKO Junior</span></li> <li><span><strong> </strong>Przy wybranym dziecku w zakładce <strong>Serwis PKO Junior </strong><strong>→ </strong><strong>Dost</strong><strong>ę</strong><strong>p do serwisu</strong> kliknij w <strong>Nadaj hasło</strong> i postępuj zgodnie ze wskazówkami na ekranie</span></li> </ol></div></div></div></div></div></div></div></li><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-4--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-658da7c83060" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-4--accordion-title" name="SnippetAccordion--position-4--accordion-title"><span>Jak mogę zarządzać aplikacją i serwisem dziecka w serwisie iPKO?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-658da7c83060" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Po zalogowaniu do serwisu iPKO <strong>w profilu Finanse dziecka</strong> (prawy górny róg) możesz:</p> <ul> <li>Kontrolować finanse dziecka</li> <li>Zarządzać dostępem dziecka do poszczególnych funkcji serwisu internetowego oraz aplikacji PKO Junior</li> <li>Potwierdzać wszystkie przelewy, zasilenia karty PKO Junior i doładowania telefonu inicjowane przez dziecko</li> <li>Stawiać dziecku wyzwania i przyznawać nagrody za ich realizację</li> <li>Sprawdzać postępy dziecka w korzystaniu z poszczególnych funkcji i w nabywaniu nowych umiejętności</li> <li>Zarządzać kartami PKO Junior, np. decydować o kwocie zasilenia, sprawdzać kwotę, zarządzać limitami dziennymi i sprawdzać historię wydatków</li> <li>Aktualizować dane dziecka</li> </ul></div></div></div></div></div></div></div></li><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-5--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-37843c86929a" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-5--accordion-title" name="SnippetAccordion--position-5--accordion-title"><span>Czy wszystkie transakcje inicjowane przez dziecko, które mają wpływ na stan konta, musi zaakceptować rodzic?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-37843c86929a" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Tak. Dziecko inicjuje przelew lub doładowanie telefonu w swojej aplikacji lub serwisie PKO Junior, a Ty – jako rodzic – za każdym razem potwierdzasz lub odrzucasz transakcje w <strong>swoim serwisie iPKO</strong> w profilu <strong>Finanse dziecka</strong>. Dopóki nie zaakceptujesz prośby o przelew, nie zrealizujemy przelewu.</p></div></div></div></div></div></div></div></li><li class="jss338 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss339 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-6--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss341 jss342 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-2003a3d8aabb-an-29319-pos-f77aab2d4217" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss343 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss154 jss347 jss348" data-cy="Headline-SnippetAccordion--position-6--accordion-title" name="SnippetAccordion--position-6--accordion-title"><span>Kto i jak zleca przelew z PKO Konta Dziecka?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss344 css-1fx8m19"><div class="jss349"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-2003a3d8aabb-an-29319-pos-f77aab2d4217" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss345 jss346 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Żeby zainicjować przelew, dziecko wypełnia prosty formularz przelewu, w którym podaje: imię i nazwisko odbiorcy, jego numer konta, cel i kwotę przelewu. Następnie prośba o przelew pojawi się w <strong>profilu Finanse</strong> <strong>dziecka </strong>w Twoim <strong>serwisie iPKO</strong>. </p> <p><strong>Dopiero gdy zaakceptujesz prośbę, zrealizujemy przelew. </strong>Możesz też odrzucić przelew.</p> <p>Jeśli dziecko ma mniej niż 10 lat, funkcja przelewów jest wyłączona. Możesz ją włączyć w <strong>profilu Finanse dziecka</strong> w swoim <strong>serwisie iPKO</strong>.</p></div></div></div></div></div></div></div></li></ul></div></div></div></section></main><footer role="footer" id="footer"><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:20px" data-snippet="snippet"><div class="jss350" data-cy="Infoline-Infolinia" id="ft-col-951acac73385-nfo-6946"><div class="jss351"></div><nav class="jss352 MuiBox-root css-0" role="navigation" style="background-image:url(/api/public/8c76593d-8281-44b5-b8ef-8d3250bc2cf9.png)" aria-label="Nawigacja w odnośnikach do kontaktu"><div class="jss355"><p class="jss143 jss353" data-cy="Infoline-Infolinia--label">Infolinia 24h na dobę, 7 dni w tygodniu</p><a class="jss354" href="tel:800 302 302" data-cy="Infoline-Infolinia--phone" aria-label="Zadzwoń na numer: 800 302 302">800 302 302</a></div><a class="jss356" 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href="https://www.pkobp.pl/oplaty-i-oprocentowanie">Opłaty i oprocentowanie</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Regulacje_prawne--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12708-l" href="https://www.pkobp.pl/regulacje-prawne">Regulacje prawne</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Ochrona_danych_osobowych--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-18986-l" href="https://www.pkobp.pl/regulacje-prawne/dane-osobowe">Ochrona danych osobowych</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Bezpieczeństwo--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12711-l" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/bezpieczenstwo">Bezpieczeństwo</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Regulamin_strony_internetowej--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12729-l" href="https://www.pkobp.pl/regulacje-prawne/regulamin-strony-internetowej">Regulamin strony internetowej</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Polityka_Prywatności--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12726-l" href="https://www.pkobp.pl/regulacje-prawne/polityka-prywatnosci">Polityka Prywatności</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-eDokumenty--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-36792-l" href="https://www.pkobp.pl/archiwalne-dokumenty/">eDokumenty</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Ukraina_/_Україна--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-38432-l" href="https://www.pkobp.pl/dlia-ukrainy/">Ukraina / Україна</a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss374" data-cy="Button-Otwórz_Placówkę_PKO_Banku_Polskiego--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-67946-l" href="https://www.pkobp.pl/kariera/otworz-placowke-pko-banku-polskiego">Otwórz Placówkę PKO Banku Polskiego</a></div></nav></div></div><div class="jss372"><div class="MuiBox-root css-0" style="padding-top:8px;padding-bottom:20px" data-snippet="snippet"><div class="jss376 MuiBox-root css-0"><div class="jss377 MuiBox-root css-0" id="ft-colwn-a7055c0129a6-kw-6967" data-cy="Currencies-Kursy_walut"><div class="MuiBox-root css-69i1ev"><a href="" aria-label="Przejdź do tabeli kursów walut"><p class="jss143 jss379" data-cy="Currencies-Kursy_walut--title" id="currenciesTableTitle">Kursy walut</p></a><span class="jss142 jss380" data-cy="Currencies-Kursy_walut--date"></span></div><div class="jss381 MuiBox-root css-0"><table class="jss382" data-cy="Currencies-Kursy_walut--table" aria-describedby="currenciesTableTitle"><thead><tr><td> </td><td>Kupno</td><td>Sprzedaż</td></tr></thead><tbody><tr><td>CHF</td><td>4.4856</td><td>4.7631</td></tr><tr><td>USD</td><td>3.9055</td><td>4.2736</td></tr><tr><td>GBP</td><td>4.9540</td><td>5.4209</td></tr><tr><td>EUR</td><td>4.1032</td><td>4.4898</td></tr></tbody></table></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:0px" data-snippet="snippet"><div class="MuiBox-root css-6yavch" data-cy="Separator-Separator"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/></div></div><div class="MuiBox-root css-0" style="padding-top:24px;padding-bottom:24px" data-snippet="snippet"><div class="jss383 MuiBox-root css-0" data-cy="Logotypes-Logotypy" id="g-ft-col-37de670174a2-logo-65446"><div class="jss388 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Certyfikat Top Employer 5-ty raz z rzędu" title="Certyfikat Top Employer 5-ty raz z rzędu" _loading="lazy" sizes="100vw" srcSet="/api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 640w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 750w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 828w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 1080w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 1200w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 1920w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 2048w, /api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png 3840w" src="/api/public/cd75a13e-19e7-42d0-bcf6-46fd4b1a2703.png" decoding="async" data-nimg="fill" 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Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:19.801569+01:00"},{"name":"dd_RRSO-EPG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 024,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 324,97 zł (w tym: prowizja 0,00 zł, odsetki 1 324,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-10-17T09:15:52.430597+02:00"},{"name":"dd_RRSO-KH-PKO-S","value":"9,08%","created":"2024-09-10T12:17:45.951977+02:00"},{"name":"[!RRSO-KKMP]","value":"20,74%","created":"2024-09-17T13:51:31.214455+02:00"},{"name":"dd_RRSO-EP-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,55%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 900,00 zł, całkowita kwota do zapłaty 48 549,53 zł, oprocentowanie zmienne 17,99%, całkowity koszt kredytu 18 649,53 zł (w tym: prowizja 0,00 zł, odsetki 18 649,53 zł), 71 miesięczne raty równe po 681,78 zł i ostatnia rata: 143,15 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. 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Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. \u003cbr/\u003e\u003cbr/\u003e","created":"2024-10-17T09:12:34.785606+02:00"},{"name":"dd_RRSO-KH-PR-PKO-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,08%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 6,82%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok i marża 1,81%; a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2,31%; całkowity koszt kredytu 467 013,25 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 429 809,65 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 807 013,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 365,76 zł, od 6. roku kolejne raty wynoszą 2 618,59 zł i ostatnia rata 2 021,04 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:18:21.026076+02:00"},{"name":"dd_RRSO-KHM-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,15%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:10:20.066295+02:00"},{"name":"dd_RRSO-KH-PR-PKO-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,83%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,17%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,31%; całkowity koszt kredytu 495 331,86 zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 458 128,26 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 835 331,86 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 664,61 zł i ostatnia rata wynosi 1 409,87 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:20.417320+01:00"},{"name":"dd_RRSO-KHM","value":"9,92%","created":"2024-02-16T00:01:20.420734+01:00"},{"name":"dd_RRSO-KKI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,21%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1 000 zł, odsetki 9 873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:08:47.798006+02:00"},{"name":"dd_RRSO-KKMP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,74%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4 249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3 949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3 687,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:09:03.144224+02:00"},{"name":"dd_RRSO-KKP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,33% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:09:21.677647+02:00"},{"name":"dd_RRSO-LO-BO-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","created":"2023-10-05T10:11:53.011659+02:00"},{"name":"dd_RRSO-LO-KI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","created":"2023-10-05T10:07:29.549523+02:00"},{"name":"[!RRSO-BK]","value":"4,31%","created":"2024-01-26T10:35:54.387093+01:00"},{"name":"[!RRSO-EP]","value":"19,55%","created":"2024-10-17T09:13:57.315741+02:00"},{"name":"[!RRSO-EPG]","value":"11,57%","created":"2024-01-26T10:36:13.391600+01:00"},{"name":"[!RRSO-KMSR]","value":"9,24%","created":"2024-06-07T15:55:58.263074+02:00"},{"name":"[!RRSO-KH-BH-Z]","value":"8,81%","created":"2023-11-29T16:28:35.068841+01:00"},{"name":"dd_RRSO-PH","value":"11,62%","created":"2024-02-16T00:01:20.911785+01:00"},{"name":"[!RRSO-PGPROMO]","value":"16,43%","created":"2024-07-01T08:32:03.227153+02:00"},{"name":"dd_RRSO-PH-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi \u003cstrong\u003e11,62%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,81%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 3,95%; całkowity koszt kredytu 417 750,42 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 565,78 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 723 461,42 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 917,90 zł i ostatnia rata wynosi 1 816,58 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:20.910606+01:00"},{"name":"[!RRSO-KH-BH]","value":"9,84%","created":"2024-02-16T00:01:20.946700+01:00"},{"name":"[!RRSO-KH-PKO-Z]","value":"8,41%","created":"2023-11-28T10:34:37.016813+01:00"},{"name":"[!RRSO-KH-PKO]","value":"9,83%","created":"2024-02-16T00:01:21.339212+01:00"},{"name":"[!RRSO-KHM]","value":"9,92%","created":"2024-02-16T00:01:21.031687+01:00"},{"name":"[!RRSO-PG]","value":"11,57%","created":"2024-01-26T10:37:38.808037+01:00"},{"name":"[!RRSO-PH]","value":"11,62%","created":"2024-02-16T00:01:21.413858+01:00"},{"name":"dd_RRSO-PG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 324,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 624,97 zł (w tym: prowizja 0,00 zł, odsetki 1 624,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-10-29T11:43:20.563101+01:00"},{"name":"dd_RRSO-PK-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,56%, całkowita kwota kredytu (bez kredytowanych kosztów) 26 700,00 zł, całkowita kwota do zapłaty 39 812,55 zł, oprocentowanie zmienne 11,89%, całkowity koszt kredytu 13 112,55 zł (w tym: prowizja 0,00 zł, odsetki 13 112,55 zł), 85 miesięcznych rat równych po 462,75 zł i ostatnia rata: 478,80 zł. Kalkulacja została dokonana na dzień 18.11.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-11-29T08:31:02.434784+01:00"},{"name":"[!RRSO-PK]","value":"12,56%","created":"2024-11-29T08:39:17.873541+01:00"},{"name":"dd_RRSO-KMSR-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e8,90%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 6,51%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok z dnia 04.09.2024 r. i marża 1,5%, a następnie oprocentowanie zmienne 7,85%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2%; całkowity koszt kredytu 559 275,53 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki 514 722,57 zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 898 275,53 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 146,53 zł, od 6. roku po 2 419,45 zł i ostatnia rata wyniesie 1 515,22 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:11:31.364238+02:00"},{"name":"dd_RRSO-PH-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką \u003cstrong\u003e10,75%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:14:01.793362+02:00"},{"name":"dd_RRSO-KH-PR-BH-S","value":"\u003cstrong\u003e Rzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,10%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:16:33.315164+02:00"},{"name":"dd_RRSO-KHM-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,15%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. 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