CINXE.COM
OCBC Forex Trading | Foreign Currency Exchange Singapore | $0 Fee
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If you do not have a Global Savings Account, you will be prompted to open one." } },{ "@type": "Question", "name": "Can I perform FX Buy/Sell transactions on weekends and public holidays?", "acceptedAnswer": { "@type": "Answer", "text": "You may perform FX Buy and Sell transactions on public holidays. However, FX Buy and Sell is not available on weekends." } },{ "@type": "Question", "name": "Can I buy FX in a currency which I do not have in my Global Savings Account?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, you can buy a foreign currency which you do not have in your Global Savings Account. 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row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#cards" class="header__navi">Cards</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi 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Securities</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a cta-id="PersonalBanking-navbar-premierbanking" href="/personal-banking/premier/en" class="" target="_blank">Premier Banking</a></li> <li><a cta-id="PersonalBanking-navbar-digitalbanking" href="/personal-banking/digital-banking" class="" target="_self">Digital Banking</a></li> <li><a cta-id="PersonalBanking-navbar-security-overview" href="/personal-banking/security/overview" class="" target="_self">Security</a></li> <li><a cta-id="PersonalBanking-navbar-locations-overview" href="/personal-banking/locations" class="" target="_self">Branches & ATMs</a></li> <li><a cta-id="PersonalBanking-navbar-gethelp" href="/personal-banking/help-and-support" class="" target="_self">Get help</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div> <!--googleoff: index--> <div class="header__sub" data-nosnippet=""> <div class="container bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link 
				 " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90°N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link 
				 " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link 
				 " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident & Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home & Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link 
				 " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link 
				 " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life — your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more – visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!--googleon: index--> <div class="navigation__product-anchor container bp-width-med3 bp-sticky-content navigation__product-anchor--hidden"> <div class="he-bo-title"><span class="capt"></span><div class="arrow"><i class="far fa-chevron-down"></i></div> </div> <div class="he-bo-main"> <div class="he-bo-row"> <div class="hb-co-list"> <div class="long"> <div class="hb-co-menu"> <ul nav-scroller=""> <li class="active hidden" id="
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												9"><a href="#section-faqs" title="Frequently asked questions " target="_self">Frequently asked questions </a></li> </ul> </div> </div> <div class="short"> <div class="action-button"><a class="button button--primary button--red2 undefined d-block" href="#section-starttrading" target="" auto-scroll="true" cta-id="Investments-ForeignCurrencyExchange-ExchangeNow-Sticky"><span>Exchange now</span></a></div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8"> <!-- Wrap Multi place holder component with <section id='main-wrapper'> tag --> <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1620176920493"> <!--ls:begin[component-1620176920493]--> <!--Breadcrumb Component--><div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li><a href="/personal-banking/investments.page">Investments</a></li> <li>Foreign Currency Exchange</li> </ul> </div> </div><!--ls:end[component-1620176920493]--> </div> <div class="iw_component" id="iw_comp1620176920497"> <div class="masthead-component"></div> <div class="module d-md-flex flex-column parent__masthead parent__masthead--has-background parent__masthead--multi-columns parent__masthead--cta parent__masthead--has-background-mobile theme theme--orange parent__masthead--light "> <div class="parent__masthead-background" style="background-color: #CFD8E0;background-image: url(/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/d-masthead-3200-x-1000-2x.png);"></div> <div class="container bp-width-med3 d-md-flex flex-fill flex-column"> <div class="parent__masthead-container d-md-flex flex-column justify-content-between"> <div> <div class="subcategory subcategory--no-border subcategory--black "> <h1>FOREIGN EXCHANGE (FX)</h1> </div> <h2 class="light">24/7 foreign currency exchange with $0 admin fee</h2> </div> <div class="d-md-none parent__masthead-background parent__masthead-background--mobile" style="background-image: url(/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/m-masthead-1537-x-700-2x.png);;"></div> <div class="card white-bg card--no-border "> <div class="row row-large"> <div class="w-100"> <div class="col-12 com__tab-content"> <div class="com__tab-nav mb3 fz-20 d-md-none"> <ul class="row"> <li class="col-6 d-flex align-items-center justify-content-center selected"><a href="#tab1">Why you will love this</a></li> <li class="col-6 d-flex align-items-center justify-content-center"><a href="#tab2">Who can access</a></li> </ul> </div> </div> </div> <div class="com_slider row w-100" item="2" apply-for="mobile" smart-speed="350" margin="5" mouse-drag="false" touch-drag="false"> <div class="col-md-6 border-right"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Why you will love this</b></div> <div class="com__tab-set mobile-only" id="#tab1"> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Convert up to 10 major currencies directly online, 24/7 with no admin fees</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Attractive exchange rates for AUD, CAD, CHF, CNH, EUR, GBP, HKD, JPY, NZD and USD</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Exchange currencies at your desired FX rates with Rate Alerts and Auto-Execute Orders</span></p> </div> </div> <div class="col-md-6"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Who can access</b></div> <div class="com__tab-set mobile-only" id="#tab2"> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>You must have a Global Savings Account to exchange foreign currencies on the OCBC app. If you do not have the account, you will be prompted to open one via the app.</span></p> </div> </div> </div> </div> <div class="pt-4 default-device-content"><a auto-scroll="true" cta-id="Investments-ForexTrading-ExchangeNow-CTAMasthead" href="#section-starttrading" class="button button--primary button--red2 d-sm-inline-block d-block 
				 " target="_self"><span>Exchange now</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1713759089773"> <div class="d-none-soft"> <div id="masthead-blurb"><div class="parent__masthead-promotion-wrapper"> <div class="theme theme--grey"> <div class="promotion__container promotion__container-notification promotion__container-light fadeInUp animated animation pr-4"><i class="fal fa-times btn-close"> </i> <div class="d-flex"><span><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/balance-transfer/icon-promotion-grey@3x.png" alt="" /></span> <p class="flex-fill caption"><strong class="promotion__container-title">Limited-time promotion</strong>Get up to S$908 cash when you invest and get insured with us. <br /><u><a class="promo--underline" href="#promo">Find out more</a></u></p> </div> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1632829081460"> <div class="introparagraph-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-custom-8"> <div class="theme theme--grey"> <h2 class="bold text-gradient common__intro-paragraph pt-1 pb-1 ">Convert foreign currencies at attractive rates for your travels, online shopping sprees, investments, overseas education and more.</h2> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1620176920498"> <div class="benefits-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Features and Benefits</div> <div class="list__four-col-with-icons list__col bp-par-height2 list__col-sticky-available"> <div class="row list__col-content animate" anim-control="parent"> <div class="col-custom-10"> <div class="row"> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/icon-1@2x.png" alt="Trade up to 8 major currencies"></div><span> <h4><strong>24/7 FX for up to 10 major foreign currencies</strong></h4></span></div> <div class="list__col-text"><p>Convert and transfer/ pay/ invest/ hold AUD, CAD, CHF, CNH, EUR, GBP, HKD, JPY, NZD and USD seamlessly and securely via the OCBC app. <a class="link link-inherit" href="#popup-buysellfx" data-fancybox=""><i class="fas fa-info-circle ml-1"> </i></a></p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/icon-6@2x.png" alt=""></div><span> <h4><strong>Get notified in real time with <span class="no-wrap">Rate Alerts</span></strong></h4></span></div> <div class="list__col-text"><p>Receive timely notifications when the rate reaches a level you specify. <a class="link link-inherit" href="#popup-preferredfx" data-fancybox=""><i class="fas fa-info-circle ml-1"> </i></a></p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/icon-grey-autoexecute.png" alt="Lock in orders at desired rates"></div><span> <h4><strong>Lock in desired rates with Auto-Execute Orders</strong></h4></span></div> <div class="list__col-text"><p>Automatically buy or sell 10 major currencies at your desired rates. <a class="link link-inherit" href="#popup-preferredfx" data-fancybox=""><i class="fas fa-info-circle ml-1"> </i></a></p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/titaniumrewards-mastercard/icon-shoppingbag-1.png" alt="Spend like a local with no FX fees"></div><span> <h4><strong>Spend overseas or online with no FX fees</strong></h4></span></div> <div class="list__col-text"><p>There are no FX fees or no fall-below charge for FX transactions made using your OCBC Debit Card. Simply <a class="link" rel="noopener" href="https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/cards-management/debitcard-gsa-linkage" target="_blank">link the card</a> to your Global Savings Account to start spending.</p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/icon-5@2x.png" alt="Worldwide cash withdrawal"></div><span> <h4><strong>Withdraw cash overseas</strong></h4></span></div> <div class="list__col-text"><p>Save on fees when you use an OCBC debit card to withdraw foreign currency from your Global Savings Account at overseas ATMs. <a class="link link-inherit" href="#popup-worlwidewithdraw" data-fancybox=""><i class="fas fa-info-circle ml-1"> </i></a></p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/icon-4@2x.png" alt="All your foreign currencies in one view"></div><span> <h4><strong>Earn interest on your foreign currency holdings*</strong></h4></span></div> <div class="list__col-text"><p>Earn up to 0.15% p.a. for selected currencies held in your Global Savings Account. <a class="link link-inherit" href="#popup-gsa" data-fancybox=""><i class="fas fa-info-circle ml-1"> </i></a></p></div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="bp-img text-center mb2 mr-3 mr-sm-0 pt-sm-0"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/icon-2@2x.png" alt="Secure higher returns for your money"></div><span> <h4><strong>Generate higher returns for your money</strong></h4></span></div> <div class="list__col-text"><p>Grow your wealth with Foreign Currency Unit Trusts or Time Deposits. <a class="link link-inherit" href="#popup-higherreturns" data-fancybox=""><i class="fas fa-info-circle ml-1"> </i></a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1721606325965"> <div class="customertype-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate" id="section-howitworksforyou"> <div class="subcategory subcategory--black">HOW IT WORKS FOR YOU</div> <div class="com__tab"> <div class="com__tab-content com__tab--center com__tab-scroll mb4"> <div class="row"> <div class=" col-custom-9"> <div class="com__tab-nav has-styled-nav find-id-nav"> <ul class="d-flex styled-nav align-items-center"> <div class="indicator"></div> <li class="col align-items-center justify-content-center selected"><a href="#traveler">I’m a traveler</a></li> <li class="col align-items-center justify-content-center"><a href="#shopper">I’m a shopper</a></li> <li class="col align-items-center justify-content-center"><a href="#investor">I’m an investor</a></li> <li class="col align-items-center justify-content-center"><a href="#studyabroad">I study abroad</a></li> </ul> <div class="border-line-wrapper"> <div class="border-line"></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1721606325969"> <!--ls:begin[component-1721606325969]--><div class="customertype-component"></div> <div class="container bp-width-med3 module animate" id="traveler"> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--medium"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail medium"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/kv-customertype-1.jpg" alt-text="I’m a traveler"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">I’m a traveler</div> <div class="article__content">An avid globetrotter seeking seamless currency conversion? <br /><br />Easily convert 10 currencies at attractive rates 24/7, with no admin fees. You can also use an OCBC Debit Card to spend your currencies or withdraw cash at any ATM overseas.</div> <p class="mt-3"><a data-fancybox="none" cta-id="Investments-ForexTrading-CustomerType-Traveler" href="#popup-exchangenow" class="link link-arrow-right" target="_self">Exchange <span class="text-nowrap">now<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> </div><!--ls:end[component-1721606325969]--> </div> <div class="iw_component" id="iw_comp1721606325970"> <!--ls:begin[component-1721606325970]--><div class="customertype-component"></div> <div class="container bp-width-med3 module animate" id="shopper"> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--medium"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail medium"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/kv-customertype-2.jpg" alt-text="I’m a shopper"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">I’m a shopper</div> <div class="article__content">A shopaholic looking for hassle-free currency conversion at attractive rates? Shop more and spend less! <br /><br />Save on foreign currency transaction fees when you spend with your OCBC Debit Card in the currency you have. Just remember to link your card to your Global Savings Account before spending.</div> <p class="mt-3"><a data-fancybox="none" cta-id="Investments-ForexTrading-CustomerType-Shopper" href="#popup-exchangenow" class="link link-arrow-right" target="_self">Exchange <span class="text-nowrap">now<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> </div><!--ls:end[component-1721606325970]--> </div> <div class="iw_component" id="iw_comp1721606325971"> <!--ls:begin[component-1721606325971]--><div class="customertype-component"></div> <div class="container bp-width-med3 module animate" id="investor"> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--medium"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail medium"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/kv-customertype-3.jpg" alt-text="I’m an investor"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">I’m an investor</div> <div class="article__content">An astute investor in search of convenient currency conversion for foreign investments? <br /><br />Make timely decisions with real-time Rate Alerts, secure your desired rates automatically with Auto-Execute Orders, and easily use your foreign currency to trade stocks or invest in gold, silver or unit trusts.</div> <p class="mt-3"><a data-fancybox="none" cta-id="Investments-ForexTrading-CustomerType-Investor" href="#popup-exchangenow" class="link link-arrow-right" target="_self">Exchange <span class="text-nowrap">now<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> </div><!--ls:end[component-1721606325971]--> </div> <div class="iw_component" id="iw_comp1721606325972"> <!--ls:begin[component-1721606325972]--><div class="customertype-component"></div> <div class="container bp-width-med3 module animate" id="studyabroad"> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--medium"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail medium"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/kv-customertype-4.jpg" alt-text="I study abroad"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">I study abroad</div> <div class="article__content">Looking to study abroad or planning your child's overseas education? We got you covered. <br /><br />Convert funds for education expenses, accommodations and more with no admin fees. Plus, Enjoy same-day transfers* with zero cable and commission fees^ and competitive foreign exchange rates for 19 currencies including AUD, USD and MYR.</div> <p class="mt-3"><a data-fancybox="none" cta-id="Investments-ForexTrading-CustomerType-StudyAbroad" href="#popup-exchangenow" class="link link-arrow-right" target="_self">Exchange <span class="text-nowrap">now<i class="far fa-chevron-right"></i></span></a></p> <div class="mt-3"><p class="caption"> *Applicable to selected markets within the cut-off times. <br/> ^Agent fees, if applicable, will be charged. </p></div> </div> </div> </div> </div> </div> </div><!--ls:end[component-1721606325972]--> </div> <div class="iw_component" id="iw_comp1691180517519"> <!--ls:begin[component-1691180517519]--><div class="excellenceawards-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">AWARD-WINNING FX</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--small"> <div class="article__wrapper d-flex align-items-center"> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Best Multicurrency Account 2022</div> <div class="article__content"><p>We are proud to announce that OCBC Foreign Currency Exchange has been recognised by The Digital Banker as the Best Multicurrency Account in 2022. Thank you for your continued support!</p> <p>We will continue to innovate and enhance our solutions to fulfill your wealth needs.</p></div> </div> </div> </div> <div class="article__thumbnail small reverse"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/kv_best_multicurrencyaccount22.jpg" alt-text="Best Multicurrency Account 2022"></div> </div> </div> </div><!--ls:end[component-1691180517519]--> </div> <div class="iw_component" id="iw_comp1669124167142"> <div class="buysell-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate" id="section-buysell"> <div class="subcategory subcategory--black">How to set rate alerts and auto-execute orders</div> <div class="com__tab"> <div class="com__tab-content com__tab-scroll mb4"> <div class="row"> <div class=" col-custom-9"> <div class="com__tab-nav has-styled-nav find-id-nav"> <ul class="d-flex styled-nav align-items-center"> <div class="indicator"></div> <li class="col align-items-center justify-content-center selected"><a href="#tab-alerts">Rate Alerts</a></li> <li class="col align-items-center justify-content-center"><a href="#tab-orders">Auto-Execute Orders</a></li> </ul> <div class="border-line-wrapper"> <div class="border-line"></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1620176920499"> <div class="buysell-component"></div> <div class="module container bp-width-med3" id="tab-alerts"> <div class="row"> <div class="col-custom-10"> <div class="com__onlinebanking-step-by-step accordion com__tab" close-others="true" init-mode="first" apply-for="mobile"> <div class="row"> <div class="col-md-6"> <div class="com__tab-nav"> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-ratealerts-1"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>1</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Tap on "Alerts"</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate_alerts_01.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-ratealerts-2"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>2</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Tap on "Add new" to set up your alert</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate_alerts_02.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-ratealerts-3"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>3</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Enter your preferred rate for your selected currency pair</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate-alerts-03-2.jpg"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-ratealerts-4"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>4</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Tap on "Add alert" to complete your set-up</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate_alerts_04.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-ratealerts-5"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>5</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>You're all set for your Rate Alerts!</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate-alerts-05-2.jpg"></div> </div></a></div> </div> </div> <div class="col-md-6 d-none d-md-block"> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-ratealerts-1"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate_alerts_01.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-ratealerts-2"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate_alerts_02.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-ratealerts-3"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate-alerts-03-2.jpg"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-ratealerts-4"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate_alerts_04.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-ratealerts-5"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/rate-alerts-05-2.jpg"></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1669124167143"> <div class="buysell-component"></div> <div class="module container bp-width-med3" id="tab-orders"> <div class="row"> <div class="col-custom-10"> <div class="com__onlinebanking-step-by-step accordion com__tab" close-others="true" init-mode="first" apply-for="mobile"> <div class="row"> <div class="col-md-6"> <div class="com__tab-nav"> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-executeorders-1"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>1</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Switch to the "Orders" tab and tap on "Place and order"</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_01_R2.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-executeorders-2"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>2</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Enter your preferred rate and amount for your selected currency pair</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_02.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-executeorders-3"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>3</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Tap on "Next" and review your order</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_03.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-executeorders-4"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>4</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Slide to place your order</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_04_R1.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#investments-executeorders-5"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>5</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>You're all set for your Auto-execute order!</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_05_R1.gif"></div> </div></a></div> </div> </div> <div class="col-md-6 d-none d-md-block"> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-executeorders-1"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_01_R2.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-executeorders-2"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_02.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-executeorders-3"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_03.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-executeorders-4"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_04_R1.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="investments-executeorders-5"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/auto-execute-orders_05_R1.gif"></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1720915150269"> <!--ls:begin[component-1720915150269]--><div class="wealth-insights-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">Wealth Insights</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/campaign/startplanning/kv-wealth-insights.png" alt-text="Plan your next move with confidence"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Plan your next move with confidence</div> <div class="article__content"><p>In this environment of uncertainty, we know how important it is to stay on top of the latest market news. With Wealth Insights, receive timely updates and tips on how you can manage, protect and grow your pot of gold.</p> <div class="d-none-soft"> <div id="popup-downloadocbcdigital"> <h4 class="bp-title fw-700 bp-img align-middle mb2 text-center"><span>Plan with OCBC Digital</span></h4> <p class="text-center">Scan the QR code to open the app.</p> <div class="d-flex justify-content-center"><img style="width: 200px; height: 200px;" src="/iwov-resources/sg/ocbc/personal/img/live/digitalbanking/digital-banking-services/qrcode_ocbc-digital.jpg" alt="" /></div> </div> </div></div> <p class="mt-3"><a data-fancybox="none" href="#popup-downloadocbcdigital" class="link link-arrow-right" target="_self">Plan with the OCBC <span class="text-nowrap">app<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> </div><!--ls:end[component-1720915150269]--> </div> <div class="iw_component" id="iw_comp1731975731249"> <div class="promotion-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">PROMOTIONS</div> <div class="row flex-row align-items-center feature__image feature__image-beside-text mob-mt2 animate
				"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/insurance/grow-with-us-promo-img.jpg" alt=""></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Get up to S$908 cash when you invest and get insured with us</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>Limited-time promotion: Explore our featured investment and insurance products including <a href="/personal-banking/investments/unit-trusts/what-are-unit-trusts.page">Unit Trusts</a>, <a href="/personal-banking/investments/precious-metals-account.page">Precious Metals</a>, <a href="/personal-banking/investments/forex-trading.page">Foreign Exchange</a>, <a href="/personal-banking/investments/roboinvest.page">RoboInvest</a>, <a href="/personal-banking/insurance/great-term-guard.page">GREAT Term Guard</a> and <a href="/personal-banking/insurance/explorer-travel-insurance.page">Explorer Travel Insurance</a> to earn cash rewards.</p> <p>New customers can get up to S$50 extra cash for each product. <a href="/iwov-resources/sg/ocbc/personal/pdf/insurance/tncs-governing-the-ocbc-cash-rewards-promo.pdf">T&Cs apply</a>.</p></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"><a cta-id="Insurance-GreatTermGuard-ExclusivePromo-FindOutMore" href="/personal-banking/digital-banking/cash-reward" class="button button--secondary button--link 
				 " target="_self"><span>Find out more</span></a></div> <div class="feature__image--footnote"><p class="caption">This advertisement has not been reviewed by the Monetary Authority of Singapore.<span><a class="link-simple" href="#popup-investment-disclaimer" data-fancybox=""><em class="fas fa-info-circle ml-1 fz-18"> </em></a></span></p></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1725251722272"> <div class="promotion-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="row flex-row-reverse align-items-center feature__image feature__image-beside-text mob-mt2 animate
				"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/singapore-malaysia-connection-solutions/kv-transfersgtomy-promo.jpg" alt="Get S$15 cashback per month when you send money from Singapore to Malaysia"></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Get S$15 cashback per month when you send money from Singapore to Malaysia</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>For a limited time only: Simply make a fund transfer of at least S$1,000 from your OCBC Singapore (SGD) account to any Malaysia (MYR) account. T&Cs apply.</p></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"><a cta-id="DigitalBanking-OverseasFundsTransfer-Promotion-FindOutMore" href="https://www.ocbc.com/personal-banking/singapore-malaysia-connection-solutions?pid=Mass:accounts:360Acc:AlwaysOn:Acquisition:Jan:2024:internal::Remittance:lightbox::::" class="button button--secondary button--link 
				 " target="_blank"><span>Find out more</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1728999395287"> <!--ls:begin[component-1728999395287]--><div class="app-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">SEND MONEY TO MAINLAND CHINA</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/kv-send-money-to-china.jpg" alt-text="Send money to Weixin Pay and Alipay wallets at zero transfer fees"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Send money to Weixin Pay and Alipay wallets at zero transfer fees</div> <div class="article__content"><p><span>You can now make instant and secure transfers to friends and family in Mainland China via their mobile number on Alipay and Weixin Pay – all in just a few taps with the OCBC app.</span></p> <p><a rel="noopener" href="/personal-banking/digital-banking/pay-to-wallet" target="_blank">Find out more</a></p></div> </div> </div> </div> </div> </div> </div><!--ls:end[component-1728999395287]--> </div> <div class="iw_component" id="iw_comp1659956814640"> <div class="articles-component"></div> <div class="com__lifegoals-articles-and-guides" id=""> <div class="container bp-width-med3"> <div class="subcategory subcategory--black">Recommended articles</div> </div> <div class="com__articles-and-guides"> <div class="module container bp-width-med3"> <div class="row"> <div class="col-custom-9"> <div class="row com_slider owl-theme group-height" apply-for="mobile" dots="true" margin="10" padding="0"> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/investments/forex/why-forex-investment-portfolio.page" target="_self" cta-id="Investments-ForexTrading-ReadMore-RecommendedArticles_WhyFXPortfolo"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/future-world-portfolio/340x340.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>Why you should be thinking about Foreign Exchange (FX) as part of an investment portfolio?</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/investments/forex/Awareness-of-FX-impact.page" target="_self" cta-id="Investments-ForexTrading-ReadMore-RecommendedArticles_FXImpactAwareness"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/future-world-portfolio/340x340.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>Awareness of FX impact on your portfolio</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/investments/forex/positive-outlook-on-oil.page" target="_self" cta-id="Investments-ForexTrading-ReadMore-RecommendedArticles_PositiveOutlookForOil"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/environmental-sustainable-governance-portfolio/340x340.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>Positive outlook for oil</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1620176920501"> <!--ls:begin[component-1620176920501]--><div class=" beforeyoutrade-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">before you start exchanging foreign currencies</div> <div class="table__three-col table__three-col-with-accordion"> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Eligibility requirements</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Account</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">You must have a Global Savings Account</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Online Banking access</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Log in to the OCBC app using your login credentials</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Terms and conditions</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="https://www.ocbc.com/personal-banking/terms-and-conditions/terms-and-conditions-governing-deposit-accounts" class="link link link-arrow-right" target="_blank">Terms and conditions governing Deposit <span class="text-nowrap">Accounts<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/personal-banking/terms-and-conditions/terms-and-conditions-governing-electronic-banking-services" class="link link link-arrow-right" target="_self">Terms and conditions governing Electronic Banking <span class="text-nowrap">Services<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/personal-banking/terms-and-conditions/terms-and-conditions-governing-estatements" class="link link link-arrow-right" target="_self">Terms and conditions governing OCBC Electronic <span class="text-nowrap">Statements<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/terms-and-conditions/terms-and-conditions-governing-the-ocbc-fx-wednesdays-promotion.pdf" class="link link link-arrow-right" target="_blank">Terms and Conditions Governing the OCBC FX Wednesdays <span class="text-nowrap">Promotion<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Important notices</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="/personal-banking/help-and-support/general#content-useful-forms" class="link link link-arrow-right" target="_self">Fees and <span class="text-nowrap">charges<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a data-fancybox="foreign-currency-deposits" href="#popup-foreign-currency-deposits" class="link link link-arrow-right" target="_self">Foreign Currency <span class="text-nowrap">Deposits<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a data-fancybox="forex-general-disclaimers" href="#popup-forex-general-disclaimers" class="link link link-arrow-right" target="_self">General <span class="text-nowrap">Disclaimers<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Trademarks usage</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""><p>Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. <br />App Store is a service mark of Apple Inc., registered in the U.S. and other countries.</p> <p>Android, Google Pay and Google Play are trademarks of Google LLC.</p> <p>HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.</p></div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> </div> </div><!--ls:end[component-1620176920501]--> </div> <div class="iw_component" id="iw_comp1705887592544"> <div class="starttrading-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate cta__basic--phonestyle cta__basic--noshadow"> <div class="cta__basic"> <div class="theme theme--cards" style="
						background: url(' /iwov-resources/sg/ocbc/personal/img/live/digitalbanking/financialoneview/banner_background-blue.jpg ') no-repeat center center; background-size: cover;"> <div class="theme__container justify-content-between align-items-center"> <div class="cta__basic-details"> <div class="subcategory subcategory--default subcategory--no-margin">We got all your fx needs covered</div> <div class="cta__basic-info"> <p class="description co-default"><span class="fz-24"><b>Exchange currencies 24/7 with no admin fee on the OCBC app</b></span></p> <div class="cta__basic-links "> <div class="item item-apply"><a class="button button--primary button--red2" href="#popup-exchangenow" target="_self" data-fancybox="none" cta-id="Investments-ForexTrading-CTA-GetStarted"><span>Get started</span></a></div> <div class="item"></div> </div> </div> </div> <div class="cta__basic-image d-md-flex align-items-md-center justify-content-md-end"> <div class="cta__basic-image--container"><span><img width="100%" src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/appscreen_CTA-forex-trading.png" alt=""></span></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1620176920510"> <!--ls:begin[component-1620176920510]--><div class="faqs-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">FAQs</div> <div class="row "></div> <div class="accordion__grey"> <div class="row"> <div class="common-questions m-item col-md-12"> <div class="item-list-title clearfix"> <h5 class="float-left"><strong><span> Common questions</span></strong></h5> </div> <div class="item-list accordion" init-mode="none" close-others="false"> <div class="item accordion__item"> <div class="label accordion__item__title">How can I link my debit card to my Global Savings Account?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Each debit card can only be linked to one Global Savings Account. Once you link your debit card to a Global Savings Account, you can use it to make purchases in the foreign currencies held in the account.</p> <p><a href="https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/cards-management/debitcard-gsa-linkage" target="_blank" rel="noopener">Learn more</a> about linking a debit card to your Global Savings Account.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">Is there a minimum amount required before I can create an Auto-Execute Order and how long is the order valid for?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>The minimum amount required to create an Auto-Execute Order is 500.00 of the currency you wish to sell. The validity of each Auto-Execute Order is between 1 day and 30 days. After the 30th day, the Auto-Execute Order will expire if your preferred rate is not met.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">Can I buy FX in a currency which I do not have in my Global Savings Account?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Yes you can. The new currency would be added into your Global Savings Account.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How can I buy or sell foreign currency through the OCBC app?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Follow our <a href="https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/investments/buy-sell-fcy?pid=sg:en:mass:forex:guide:May21:GCADSGSTRINFCA0937:projectdigi">step-by-step guide </a>on how to buy or sell foreign currency through the OCBC app.</p></div> </div> </div> </div> </div> </div> </div> </div><!--ls:end[component-1620176920510]--> </div> <div class="iw_component" id="iw_comp1620176920582"> <div class="d-none-soft"> <div id="popup-fcyfundstransfer" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>Attractive real-time exchange rates</span></h4><p>The online foreign exchange function is only available between 8am on Monday and 11.59pm on Friday.</p> <p>On weekends, you will see an estimated foreign exchange rate when you set up any foreign exchange transaction involving SGD or USD. If you decide to make the transaction, we will process it the next working day at the prevailing foreign exchange rates.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-foreign-currency-deposits" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>Foreign Currency Deposits</span></h4><ol class="list-decimal"> <li>Foreign currency investments or deposits are subject to inherent exchange rate fluctuation that may provide opportunities and risks. Consequently, exchange rate fluctuations may affect the value of your foreign currency investments or deposits.</li> <li>Earning on foreign currency investments or deposits may change depending on the exchange rates prevalent at the time of their maturity if you choose to convert.</li> <li>Exchange controls may apply to certain foreign currencies from time to time.</li> <li>Any pre-termination costs will be taken and deducted from your deposit directly and without notice.</li> <li>Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.</li> </ol> </div> </div> </div> <div class="d-none-soft"> <div id="popup-forex-general-disclaimers" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>General Disclaimers</span></h4><p>This is for general information and does not take into account your particular investment aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the product.</p> <p>We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.</p> <p>These calculations are approximate and are only indicative of the prevailing rates applicable.</p> <p>The actual rates shown may vary from time to time without notice.</p> <p>Whilst every endeavour is made to ensure that the information provided is correct, OCBC or its representatives disclaim any liability for any damage or loss that may be caused as a result of any error or omission.</p> <p>OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the products or the issuers mentioned herein. Such interests include effecting transactions in such products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such products.</p> </div> </div> </div> <div class="d-none-soft"> <div id="qrcode-popup"><p><strong>Scan to start trading today!</strong></p> <p><strong><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/FXtrading-qrcode.jpg" alt="" /></strong></p></div> </div> <div class="d-none-soft"> <div id="popup-gsa" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>Your foreign currency holdings on one account</span></h4><p>If you do not have a Global Savings Account, you will be prompted to open an account instantly within the OCBC Digital App or Internet Banking. You can also do this at any OCBC branch.</p> <p>*The earning of interest rate only applies to Australian Dollar (AUD), New Zealand Dollar (NZD), United States Dollar (USD) and Chinese Yuan Offshore (CNH). A minimum end balance of $5,000 in the respective currency is required daily to earn the interest rate. Find out more <a class="link" href="/personal-banking/deposits/multi-currency-global-savings-account" target="_self">here</a> on the breakdown of interest rates.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-preferredfx" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="Preferred FX rates on the go"></span><span>Get your preferred FX rates on the go</span></h4><p>Rate Alerts and Auto-Execute Orders are only available on the OCBC Digital app.</p> <p><strong>Rate Alerts</strong>: Do note that there will be no currency exchanged. A Rate Alert will be valid for 30 days after creation. If the rate is not met, the Rate Alert will expire. You may renew it afterwards.</p> <p><strong>Auto-Execute Orders</strong>: If you wish to exchange currencies at a preferred rate, you can create an Auto-Execute Order for a predetermined amount to be exchanged automatically when your preferred rate is met.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-worlwidewithdraw2" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>Withdraw cash overseas</span></h4><div class="module container bp-width-med3 animate"> <div class="com__insurance-comparison-table com__insurance-comparison-table--expandable theme theme--blue"> <div class="d-block d-md-block"> <div class="desktop-box-shadow"> <div graph-carousel="type2" class="table__comparison table__comparison-with-first-col-subject bp-par-height2 mt3 fixed-header"> <div class="table__comparison-content"> <table class="fz-16 table__comparison-table graph-bordered text-center bg-white table__comparison-table--fixed"><colgroup> <col width="50%" /> <col width="50%" /> </colgroup> <thead> <tr class="graph-row"> <th class="theme__bg3"><strong>OCBC ATM network <br />(Malaysia / Indonesia / Hong Kong)</strong></th> <th class="theme__bg3"><strong>Other overseas ATMs</strong></th> </tr> </thead> <tbody> <tr class="graph-row 2"> <td class="graph-item"> <ul class="list-bullet"> <li>Service charge is waived.</li> </ul> <p>A foreign exchange admin fee of 2.25% applies for cash withdrawals from an SGD-denominated account, except for cash withdrawals in Hong Kong Dollars (HKD) from a Global Savings Account.</p> </td> <td class="graph-item"> <ul class="list-bullet"> <li>No foreign exchange admin fees will be incurred for cash withdrawals in AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD and USD at any ATM in the country that the currency is denominated in, as long as there are sufficient funds in your Global Savings Account. Otherwise, a foreign exchange admin fee of 2.25% will apply when there are insufficient funds in the account, and the cash withdrawal will be made from your SGD-denominated account instead.</li> <li>An additional service charge, which may vary from bank to bank, may be imposed by the bank which operates the ATM.</li> <li>Chinese Yuan Offshore (CNH) is not available for purchase or cash withdrawal transactions.</li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <p>View the list of fees for withdrawing at ATMs overseas in this <a class="link link--underline link-arrow-right" href="https://www.ocbc.com/personal-banking/help-and-support/payments-and-transactions/fees-and-charges" target="_blank" rel="noopener">page</a>.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-worlwidewithdraw" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>Withdraw cash overseas</span></h4><p class="mb-1"><strong>OCBC ATM network (Malaysia / Indonesia / Hong Kong)</strong></p> <ul class="list-bullet"> <ul class="list-bullet"> <li>Service charge is waived.</li> <li>A foreign exchange admin fee of 3.25% applies for cash withdrawals from an SGD-denominated account, except for cash withdrawals in Hong Kong Dollars (HKD) from a Global Savings Account.</li> </ul> </ul> <p class="mb-1"><strong>Other overseas ATMs</strong></p> <ul class="list-bullet"> <ul class="list-bullet"> <ul class="list-bullet"> <li>No foreign exchange admin fees will be incurred for cash withdrawals in AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD and USD at any ATM in the country that the currency is denominated in, as long as there are sufficient funds in your Global Savings Account.</li> <li>If there are insufficient funds in the account, and the cash withdrawal is made from your SGD-denominated account instead, a foreign exchange admin fee of 3.25% will apply.</li> <li>An additional service charge, which may vary from bank to bank, may be imposed by the bank which operates the ATM.</li> <li>Chinese Yuan Offshore (CNH) is not available for purchase or cash withdrawal transactions.</li> </ul> </ul> </ul> <p>View the list of fees for withdrawing at ATMs overseas in this <a class="link link--underline link-arrow-right" href="https://www.ocbc.com/personal-banking/help-and-support/payments-and-transactions/fees-and-charges" target="_blank" rel="noopener">page</a>.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-higherreturns" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>Generate higher returns for your money</span></h4><p><b>Unit Trusts</b>: Choose from more than 80 listed Unit Trusts denominated in foreign currency. The available foreign currencies include AUD, EUR, GBP, JPY and USD.</p> <p><b>Time Deposits</b>: <a href="https://www.ocbc.com/personal-banking/deposits/interest-rates" target="_blank" rel="noopener">Rates</a> are only available from Mondays to Fridays, excluding public and currency holidays.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-buysellfx" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>24/7 FX for up to 10 major foreign currencies</span></h4><p>You can buy and sell currencies 24/7 (including weekends and public holidays) via the OCBC Digital app. Follow our step-by-step guide <a href="https://www.ocbc.com/personal-banking/digital-banking/step-by-step-guides/investments/buy-sell-fcy" target="_blank" rel="noopener">here</a>.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-exchangenow"><div class="cta__basic-option popup-content deep-link-popup mw-100"> <div id="ways-to-apply-tabs" class="ways-to-apply-tabs container-fluid"> <div class="mobile-item-title com__tab-nav"> <ul class="row align-items-center"> <li class="col-sm-6 col-6 align-items-center justify-content-center text-center"><a href="#m-item-2"><strong>For new customers</strong></a></li> <li class="col-sm-6 col-6 align-items-center justify-content-center text-center"><a href="#m-item-1"><strong>For OCBC customers</strong></a></li> </ul> </div> <div> <p class="mb-2">To enjoy attractive foreign exchange rates, customers or applicants will need to have:</p> <ul class="list-bullet"> <li>an OCBC deposit account</li> <li>a Global Savings Account</li> <li>login credentials for the OCBC app</li> </ul> </div> <hr /> <div id="m-item-2" class="row align-items-start m-item m-item-2 com__tab-set"> <div class="col-md-auto col-sm-12 item-title"> <h3><strong>For new customers</strong></h3> </div> <div class="col-md-auto col-sm-12 item-copy"> <p class="mb-2">Open a deposit account and a Global Savings Account instantly when you apply with Myinfo via Singpass login.</p> <p class="pt2">If you do not have Singpass, you can apply online with <a class="cta__basic-toggle link" href="#document-toggle">these documents</a> <i class="far fa-angle-down"> </i></p> <div id="document-toggle" class="cta__basic-toggle-content"> <p><strong>For Singaporeans and Permanent Residents:</strong></p> <ul class="list-bullet"> <li>NRIC</li> </ul> <hr /> <p><strong>Additional documents <br />Include any one of the following documents:</strong></p> <ul class="list-bullet list-nospace"> <li>Phone bill</li> <li>Half-yearly CPF statement</li> <li>Any bank statement</li> </ul> </div> </div> <div class="col-md-auto col-sm-12 text-right"><a class="button button--primary button--red2 " rel="noopener" href="https://openaccount.ocbc.com/A1/redirect.do" target="_blank"><span>Apply with Myinfo</span></a></div> </div> <div class="text-divider"><span class="td-text fw-700">or</span></div> <div id="m-item-1" class="row align-items-start m-item m-item-1 com__tab-set"> <div class="row align-items-center"> <div class="col-md-auto col-sm-12 item-title"> <p><strong>For OCBC customers</strong></p> </div> <div class="col-md-auto col-sm-12 item-copy"> <p class="mb-2">If you already have a deposit account but do not have a Global Savings Account, you will be prompted to open one via the OCBC app.</p> </div> <div class="col-md-auto col-sm-12 text-left"> <div class="d-none d-md-block"><a class="link link-arrow-right" rel="noopener" href="#popup-qrcode" data-fancybox=""><span>Exchange <span class="text-nowrap">now<i class="far fa-chevron-right"> </i></span></span></a></div> <div class="d-block d-md-none"><a class="link link-arrow-right" rel="noopener" href="https://internet.ocbc.com/internet-banking/PublicPushNotification/Redirect?code=fxbuyselldesktop" target="_blank"><span>Exchange <span class="text-nowrap">now<i class="far fa-chevron-right"> </i></span></span></a></div> </div> </div> </div> </div> </div></div> </div> <div class="d-none-soft"> <div id="popup-investment-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p>Investments are subject to investment risks, including the possible loss of the principal amount invested. This is for general information and does not take into account your particular investment and protection aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the investment. Protected up to specified limits by SDIC. GREAT Term Guard and Explorer Travel Insurance are underwritten by The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited respectively.</p></div> </div> </div> </div> <div class="iw_component" id="iw_comp1705887592742"> <div class="d-none-soft"> <div id="popup-qrcode" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p class="fz-24 text-center"><b>Exchange foreign currencies now</b></p> <p class="text-center" style="margin-top: -20px;">Scan the QR code to convert FX with your OCBC Digital app.</p> <p class="text-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/forex-trading/qrcode-fx24.png" width="30%" /></p></div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> <div class="iw_component" id="iw_comp1566904104305"> <script> $(document).ready(function(){ $('.masthead-component').parent().wrapAll('<div class="section section-masthead"></div>'); $('.introparagraph-component').parent().wrapAll('<div class="section section-bottom"></div>'); $('.benefits-component').parent().wrapAll('<div class="section section-both bg-grey" id="section-benefits"></div>'); $('.customertype-component').parent().wrapAll('<div class="section section-both" id="section-howitworksforyou"></div>'); $('.excellenceawards-component').parent().wrapAll('<div class="section section-both bg-grey" id="section-excellenceawards"></div>'); $('.buysell-component').parent().wrapAll('<div class="section section-both" id="section-buysell"></div>'); $('.wealth-insights-component').parent().wrapAll('<div class="section section-both bg-grey d-none soft" id="wealth-insights"></div>'); $('.promotion-component').parent().wrapAll('<div class="section section-both bg-grey" id="promo"></div>'); $('.app-component').parent().wrapAll('<div class="section 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href="https://www.frankbyocbc.com/" class="" target="_blank">FRANK by OCBC</a></span></p> <p><span><a href="https://www.ocbc.com/business-banking/index.html" class="" target="_blank">Business Banking</a></span></p> <p><span><a href="https://www.ocbc.com/group/index.html" class="" target="_blank">OCBC Group</a></span></p> </div> </div> </div> </div> <hr class="d-block d-md-none"> </div> <div class="col-md-8 col-lg-9 col-xl-7"> <div class="d-flex justify-content-between flex-lg-row flex-column"> <div class="pr-lg-4 pr-xl-5 w-100 flex-fill"> <div class="row justify-content-md-end"> <div class="col-sm-4 col-lg-4 col-xl-4"> <div class="common__footer-content--col"> <div class="d-none d-sm-block pr-0 pr-xl-5"> <p class="text--bold footer__widgets__title"><span>Useful links</span></p> <p><span><a href="https://internet.ocbc.com/internet-banking/" class="" target="_blank">OCBC Online Banking</a></span></p> <p><span><a href="/personal-banking/locations" class="" target="_self">ATM and Branch locator</a></span></p> <p><span><a href="/personal-banking/help-and-support" class="" target="_self">Help and Support</a></span></p> <p><span><a href="/personal-banking/important-documents" class="" target="_self">Important Documents</a></span></p> <p><span><a href="https://www.ocbc.com/group/vdp" class="" target="_self">Report Vulnerability</a></span></p> </div> <div class="d-sm-none"> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <p class="text--bold footer__widgets__title">Useful links</p><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content"> <p><a href="https://internet.ocbc.com/internet-banking/" class="" target="_blank">OCBC Online Banking</a></p> <p><a href="/personal-banking/locations" class="" target="_self">ATM and Branch locator</a></p> <p><a href="/personal-banking/help-and-support" class="" target="_self">Help and Support</a></p> <p><a href="/personal-banking/important-documents" class="" target="_self">Important Documents</a></p> <p><a href="https://www.ocbc.com/group/vdp" class="" target="_self">Report Vulnerability</a></p> </div> </div> </div> <hr> </div> </div> </div> <div class="col-sm-4 col-lg-4 col-xl-4"> <div class="common__footer-content--col getintouch borderbottom2"> <p class="text--bold footer__widgets__title"><span><span class="text-nowrap">Get in touch with us</span></span></p> <div class="row"> <div class="col-6 col-sm-12 col-lg-12 mb1"> <div class="enquiryform"> <p><span><a href="/personal-banking/contact-us" class="" target="_self"><i class="fal fa-file-alt"></i> <span class="">Contact Us</span></a></span></p> </div> </div> <div class="col-6 col-sm-12 col-lg-12 mb1"> <div class="callus"> <p><span><a href="tel:+6563633333" class="" target="_self"><i class="fal fa-phone"></i> <span class="">+65 6363 3333</span></a></span></p> </div> </div> </div> </div> </div> </div> </div> <hr 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