OCBC Unit Trusts | What Are Unit Trusts

<!DOCTYPE html> <html> <head> <META http-equiv="Content-Type" content="text/html; charset=UTF-8">  <script src="//assets.adobedtm.com/f8f9776f70c5/929d6c7fc7b8/launch-4fb16aaa7062.min.js" async></script>   <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-PZTQ6GN');</script>  <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Organization", "name": "OCBC Bank Singapore", "alternateName": "OCBC Bank Singapore", "url": "https://www.ocbc.com/", "logo": "https://www.ocbc.com/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png", "aggregateRating": { "@type": "AggregateRating", "ratingValue": "5", "ratingCount": "2199" }, "sameAs": [ "https://www.facebook.com/OCBCBank/", "https://twitter.com/ocbcbank", "https://www.youtube.com/user/channelocbc", "https://www.linkedin.com/company/ocbc-bank/" ] } </script> <script type="application/ld+json"> { "@context": "https://schema.org/", "@type": "WebSite", "name": "OCBC Bank Singapore", "url": "https://www.ocbc.com/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png", "potentialAction": { "@type": "SearchAction", "target": "{search_term_string}", "query-input": "required name=search_term_string" } } </script>  <script> !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window, document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '1205034763867173'); fbq('track', 'PageView'); </script> <noscript><img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1205034763867173&ev=PageView&noscript=1" /></noscript> <title>OCBC Unit Trusts | What Are Unit Trusts | Mutual Fund Investment</title>   <style type="text/css"> .iw_container { max-width:1080px !important; margin-left: auto !important; margin-right: auto !important; } .iw_stretch { min-width: 100% !important; } </style> <link href="/iwov-resources/grid/bootstrap/4.0/bootstrap-grid.min.css" type="text/css" rel="stylesheet">     <meta name="keywords" content="">   <meta name="description" content="Tap on the expertise of professional fund managers & access the best fund ideas with OCBC Unit Trusts. Invest online now to enjoy exclusive sales charge!">   <meta http-equiv="X-UA-Compatible" content="IE=Edge"> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0">   <meta name="robots" content=""> <meta name="robots" content="">   <meta name="vpath" content="">   <meta name="page-locale-name" content="">   <script type="text/javascript" src="/iwov-resources/sg/ocbc/personal/js/jquery.min.js" data-ocde-desktop_or_tablet_or_phone="show"></script>  <script type="text/javascript" src="/iwov-resources/sg/ocbc/personal/js/page-script.js" data-ocde-desktop_or_tablet_or_phone="show"></script>   <link rel="canonical" href="https://www.ocbc.com/personal-banking/investments/unit-trusts/what-are-unit-trusts">  <link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/style.css?20200729' media='all' /> <link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/qualtrics.css?2020062501' media='all' />  <script type="text/javascript"> var _gaq = _gaq || []; var pluginUrl = '//www.google-analytics.com/plugins/ga/inpage_linkid.js'; _gaq.push(['_require', 'inpage_linkid', pluginUrl]); _gaq.push(['_setAccount', 'UA-31687854-1']); // _gaq.push(['_setDomainName', 'ocbc.com']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); </script> <script type="text/javascript"> var tag = document.createElement('script'); tag.src = "https://www.youtube.com/iframe_api"; var firstScriptTag = document.getElementsByTagName('script')[0]; firstScriptTag.parentNode.insertBefore(tag, firstScriptTag); </script>  <script type='text/javascript'> (function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_9QPdWtioy9UtOWp","https://zn9qpdwtioy9utowp-ocbc.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_9QPdWtioy9UtOWp")).start()}catch(i){}})(); </script><div id='ZN_9QPdWtioy9UtOWp'></div> </head> <body class="page-theme--grey" id=""> <script type="text/javascript"> var digitalData = { page: { pageName: "SG:OCBC:Personal:Investments:UnitTrusts:WhatAreUnitTrusts", channel: "Personal", subSection2: "Investments" } } </script> <script type="application/ld+json"> {"@context":"https://schema.org/","@type":"CreativeWorkSeries","name":"Unit Trusts","aggregateRating":{"@type":"AggregateRating","ratingValue":"5","bestRating":"5","ratingCount":"2199"}}</script><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1566904104289"> <header class="" id="header"> <div class="header__main"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#cards" class="header__navi">Cards</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#insurance" class="header__navi">Insurance</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#investments" class="header__navi">Investments</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#advisory" class="header__navi">Advisory</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#more" class="header__navi">More</a></li> <li class="divider"></li> </ul> </div> <hr class="last"> <div class="header__main--action d-none d-lg-inline"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> </div> </div> <div class="header__main--secondary"> <div class="d-flex justify-content-lg-between"> <div class="header__main--web-location"> <div> <p>You are in</p> <div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location" class="selectize" id="header__page_location"> <option value="/personal-banking/home" data-target="_self">Personal Banking</option> <option value="/personal-banking/premier/en" data-target="_blank">Premier Banking</option> <option value="https://www.frankbyocbc.com/" data-target="_blank">FRANK by OCBC</option> <option value="https://www.ocbc.com/business-banking/index.html" data-target="_blank">Business Banking</option> <option value="https://www.ocbc.com/group/about-us/group-business" data-target="_blank">OCBC Group</option> <option value="https://www.iocbc.com/index.page" data-target="_blank">OCBC Securities</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a cta-id="PersonalBanking-navbar-premierbanking" href="/personal-banking/premier/en" class="" target="_blank">Premier Banking</a></li> <li><a cta-id="PersonalBanking-navbar-digitalbanking" href="/personal-banking/digital-banking" class="" target="_self">Digital Banking</a></li> <li><a cta-id="PersonalBanking-navbar-security-overview" href="/personal-banking/security/overview" class="" target="_self">Security</a></li> <li><a cta-id="PersonalBanking-navbar-locations-overview" href="/personal-banking/locations" class="" target="_self">Branches & ATMs</a></li> <li><a cta-id="PersonalBanking-navbar-gethelp" href="/personal-banking/help-and-support" class="" target="_self">Get help</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div>  <div class="header__sub" data-nosnippet=""> <div class="container bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link 
				 " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90°N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link 
				 " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link 
				 " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident & Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home & Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link 
				 " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link 
				 " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life — your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more – visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div>  <div class="navigation__product-anchor container bp-width-med3 bp-sticky-content navigation__product-anchor--hidden"> <div class="he-bo-title"><span class="capt"></span><div class="arrow"><i class="far fa-chevron-down"></i></div> </div> <div class="he-bo-main"> <div class="he-bo-row"> <div class="hb-co-list"> <div class="long"> <div class="hb-co-menu"> <ul nav-scroller=""> <li class="active hidden" id="
												subnav-
												1"><a href="#section-home" title="Home" target="_self">Home</a></li> <li class="" id="
												subnav-
												2"><a href="#section-about" title="About Unit Trusts" target="">About Unit Trusts</a></li> <li class="" id="
												subnav-
												3"><a href="#section-ourtopfunds" title="Our top fund ideas" target="">Our top fund ideas</a></li> <li class="" id="
												subnav-
												4"><a href="#section-feescharges" title="Fees and charges" target="">Fees and charges</a></li> <li class="" id="
												subnav-
												5"><a href="#promo" title="Exclusive promotion" target="">Exclusive promotion</a></li> <li class="" id="
												subnav-
												6"><a href="#section-articles" title="Articles" target="">Articles</a></li> <li class="" id="
												subnav-
												7"><a href="#section-beforeyouapply" title="Before you apply" target="">Before you apply</a></li> </ul> </div> </div> <div class="short"> <div class="action-button"><a class="button button--primary button--red2 undefined d-block" href="https://internet.ocbc.com/internet-banking/PublicPushNotification/Redirect?code=ut-products" target="_blank" cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-InvestOnline-Sticky"><span>Invest online</span></a></div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8">  <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1572415891058">  <div class="masthead-component"></div> <div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li><a href="/personal-banking/investments.page">Investments</a></li> <li>Unit Trusts</li> </ul> </div> </div> </div> <div class="iw_component" id="iw_comp1572415891065"> <div class="masthead-component"></div> <div class="module d-md-flex flex-column parent__masthead parent__masthead--has-background parent__masthead--cta parent__masthead--has-background-mobile parent__masthead--light "> <div class="parent__masthead-background" style="background-color: #F5F7F6; background-image: url(/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/masthead-d.png);"></div> <div class="container bp-width-med3 d-md-flex flex-fill flex-column"> <div class="parent__masthead-container d-md-flex flex-column justify-content-between"> <div> <div class="subcategory subcategory--no-border subcategory--black "> <h1>Unit Trusts</h1> </div> <h2 class="light">Gain access to diversified portfolios in different markets with as little as S$1,000</h2> </div> <div class="d-md-none parent__masthead-background parent__masthead-background--mobile" style="background-image: url(/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/masthead-m.png);"></div> <div class="card white-bg card--no-border "> <div class="row row-large"> <div class="com_slider row w-100" item="2" apply-for="mobile" smart-speed="350" margin="5" mouse-drag="false" touch-drag="false"> <div class="col-md-12 "> <div class="mb-3 "><b class="fz-16">Why you will love this</b></div> <div id="tab-" class="com__tab-set mobile-only"> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Access diversified portfolios across different markets</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Your portfolio is taken care of by professional fund managers</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Choose to invest monthly or with a lump sum</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Purchase unit trusts with cash, CPFIS or SRS</span></p> </div> </div> </div> </div> <div class="pt-4 "><a cta-id="Investment-UnitTrust-InvestOnline-Masthead" href="https://internet.ocbc.com/internet-banking/PublicPushNotification/Redirect?code=ut-products" class="button button--primary button--red2 d-sm-inline-block d-block 
				 " target="_blank"><span>Invest online</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1730705762070"> <div class="d-none-soft"> <div id="masthead-blurb"><div class="parent__masthead-promotion-wrapper"> <div class="theme theme--green"> <div class="promotion__container promotion__container-notification promotion__container-dark fadeInUp animated animation"><i class="fal fa-times btn-close"> </i> <div class="d-flex"><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/icon_giftbox-grey.png" width="24" height="24" alt="" /><br /> <p class="flex-fill caption"><strong class="promotion__container-title">Limited-time promotion</strong> Get up to S$908 cash when you invest and get insured with us. <br /><u><a class="promo--underline" href="#promo">Find out more</a></u></p> </div> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1665167414680"> <div class="about-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">About Unit Trusts</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv_unittrusts-defintion.jpg" alt-text="What is a Unit Trust?"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title"><strong>What is a Unit Trust?</strong></div> <div class="article__content"><p>A unit trust, also commonly referred to as a mutual fund, is composed of a pool of monies from a group of investors, managed by a fund manager who then invests it in a variety of financial assets.</p> <p><a class="link link link-arrow-right" href="/personal-banking/investments/learn-to-invest.page">Learn more about Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"> </i></span></a></p></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1665167414681"> <div class="ourtopfunds-component"></div><div class="module container bp-width-med3"> <div class="com_digital-payments-generic-text-wrapper"> <div class="com_digital-payments-generic-text d-p-g-type-1"> <div class="subcategory subcategory--black">Our top fund ideas</div> <div class="d-p-g-text"> <p>Grow your wealth with fund ideas that have been carefully selected by our investment experts.</p> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1572415891311"> <div class="ourtopfunds-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="com__investment_topfund"> <div class="row com__investment_topfund-top"> <div class="col-md-3"></div> <div class="col-md-4"></div> <div class="col-md-5"></div> </div> <div class="row com__investment_topfund-bottom com__row-group-height"> <div class="col-md-4 com__investment_topfund-col com__row-group-col"> <div class="com__investment_topfund-item rgh1"> <div class="rgh2"><small><strong>AB Low Volatility Equity Portfolio</strong></small></div> <p class="rgh3">Seeks to deliver high quality and stability at an attractive price</p> <p><a cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-OurTopFundIdeasALVEADSGDH" href="/personal-banking/investments/unit-trusts/funds-details?fundCode=ALVEADSGDH" class=" link link-arrow-right" target="_self">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-md-4 com__investment_topfund-col com__row-group-col"> <div class="com__investment_topfund-item rgh1"> <div class="rgh2"><small><strong>Allianz Income and Growth</strong></small></div> <p class="rgh3">Position for income and potential growth</p> <p><a cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-OurTopFundIdeasAIGA2H2SGD" href="/personal-banking/investments/unit-trusts/funds-details?fundCode=AIGA2H2SGD" class=" link link-arrow-right" target="_self">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-md-4 com__investment_topfund-col com__row-group-col"> <div class="com__investment_topfund-item rgh1"> <div class="rgh2"><small><strong>FSSA Dividend Advantage Fund</strong></small></div> <p class="rgh3">Capturing the Asian growth story</p> <p><a cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-OurTopFundIdeasOJGFH" href="/personal-banking/investments/unit-trusts/funds-details?fundCode=FSDA" class=" link link-arrow-right" target="_self">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-md-4 com__investment_topfund-col com__row-group-col"> <div class="com__investment_topfund-item rgh1"> <div class="rgh2"><small><strong>LionGlobal Short Duration Bond Fund</strong></small></div> <p class="rgh3">Building defensive yields</p> <p><a cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-OurTopFundIdeasLionsGlobal" href="https://www.ocbc.com/personal-banking/investments/unit-trusts/funds-details?fundCode=SGBF&cid=sg:en:others:onlinebanking:OCBCUnitTrust:Evergreen:Apr2019:dis:HomePageMasthead:ShortDurationBondFund:" class=" link link-arrow-right" target="_self">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-md-4 com__investment_topfund-col com__row-group-col"> <div class="com__investment_topfund-item rgh1"> <div class="rgh2"><small><strong>M&G (Lux) Optimal Income Fund</strong></small></div> <p class="rgh3">Capture higher yields to beat inflation</p> <p><a cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-OurTopFundIdeasAAIEBS" href="/personal-banking/investments/unit-trusts/funds-details?fundCode=MGOIFSH" class=" link link-arrow-right" target="_self">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-md-4 com__investment_topfund-col com__row-group-col"> <div class="com__investment_topfund-item rgh1"> <div class="rgh2"><small><strong>PIMCO GIS Income Fund</strong></small></div> <p class="rgh3">Seeking high current income</p> <p><a href="/personal-banking/investments/unit-trusts/funds-details?fundCode=AGIEDSH" class=" link link-arrow-right" target="_self">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> <div class="row"> <div class="col-md-12"> <div class="com__investment_topfund-button"><a cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-SeeAllFunds-OurTopFundIdeas" href="/personal-banking/investments/unit-trusts/find-our-selected-funds" class="button button--secondary button--link 
				 " target="_self"><span>See all funds</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1713759092070"> <div class="featuredfund-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">Featured fund</div> <div class="row flex-row align-items-center feature__image feature__image-beside-text mob-mt2 animate
				"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-featuredfund_franklinincomefund.jpg" alt="Generate potential income across market cycles with the new Franklin Income Fund"></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Generate potential income across market cycles with the new Franklin Income Fund</strong></h3> <div class="feature__image--description"> <p class="mb0">Benefit from any market condition with a dynamic asset allocation that adapts to market movements.<br /><br />Investing in mainly US equities and fixed income, this award-winning multi-asset fund has a proven track record of 25 years in income generation and capital appreciation.<br /><br /><strong>Limited-Time Promotion:</strong><br />Start investing from just $1,000 in SGD or USD, with <strong>no sales charge</strong>.</p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"><a cta-id="Investments-WhatAreUnitTrusts-FindOutMore-FeaturedFundFranklinIncomeFund" href="/personal-banking/investments/unit-trusts/funds-details?fundCode=FTIFQMSH" class="button button--secondary button--link 
				 " target="_blank"><span>Find out more</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1665167414686"> <div class="feescharges-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Fees and charges</div> <div class="row"> <div class=" col-custom-8 col-custom-enforced subtitle "> <h4 class="mb-0"><p class="mb-2"><strong>How much will it cost me?</strong><ul class="list-bullet"><li>A one-time sales charge is applicable for lump sum investments.</li><li>A sales charge is applicable for recurring monthly investments into the fund.</li></ul><br/><a class="link link-arrow-right" cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-CalculateOnlineSalesChargeForMe-FeesAndCharges" card-popup href="#popup-utonlinesalescharges">Calculate online sales charge for <span class="text-nowrap">me<i class="far fa-chevron-right"> </i></span></a></h4> </div> </div> <div class="list__four-col-with-icons list__col fz-18 list__col-sticky-available theme theme--green"> <div class="row list__col-content animate" anim-control="parent"> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-custom-5"> <div class="list__col-single co-is-set"> <div class="d-flex justify-content-start"> <div class="bp-img text-center mr-3 d-none d-sm-block"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/icon_devices-grey.png" alt=""></div> <div> <div class="d-flex"> <div class="bp-img text-center mr-3 d-sm-none mb2"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/icon_devices-grey.png" alt=""></div> <h4><strong>Do it yourself online</strong></h4> </div> <p class="mb-0"><strong>0.88% of investment amount</strong><br />Invest via the OCBC app or Internet Banking to enjoy lower rates.</p> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-custom-5"> <div class="list__col-single co-is-set"> <div class="d-flex justify-content-start"> <div class="bp-img text-center mr-3 d-none d-sm-block"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/icon_advisewconsultant-grey.png" alt=""></div> <div> <div class="d-flex"> <div class="bp-img text-center mr-3 d-sm-none mb2"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/icon_advisewconsultant-grey.png" alt=""></div> <h4><strong>Receive expert advice</strong></h4> </div> <p class="mb-0">Up to 5% of investment amount</strong><br />Hear expert advice from our personal financial consultants before you invest.</p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1730705762068"> <div class="promo-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">Exclusive Promotion</div> <div class="row flex-row align-items-center feature__image feature__image-beside-text mob-mt2 animate
				"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/insurance/grow-with-us-promo-img.jpg" alt=""></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Get up to S$908 cash when you invest and get insured with us</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>Limited-time promotion: Explore our featured investment and insurance products including <a href="/personal-banking/investments/unit-trusts/what-are-unit-trusts.page">Unit Trusts</a>, <a href="/personal-banking/investments/precious-metals-account.page">Precious Metals</a>, <a href="/personal-banking/investments/forex-trading.page">Foreign Exchange</a>, <a href="/personal-banking/investments/roboinvest.page">RoboInvest</a>, <a href="/personal-banking/insurance/great-term-guard.page">GREAT Term Guard</a> and <a href="/personal-banking/insurance/explorer-travel-insurance.page">Explorer Travel Insurance</a> to earn cash rewards.</p> <p>New customers can get up to S$50 extra cash for each product. <a href="/iwov-resources/sg/ocbc/personal/pdf/insurance/tncs-governing-the-ocbc-cash-rewards-promo.pdf">T&Cs apply</a>.</p></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"><a cta-id="Insurance-GreatTermGuard-ExclusivePromo-FindOutMore" href="/personal-banking/digital-banking/cash-reward" class="button button--secondary button--link 
				 " target="_self"><span>Find out more</span></a></div> <div class="feature__image--footnote"><p class="caption">This advertisement has not been reviewed by the Monetary Authority of Singapore.<span><a class="link-simple" href="#popup-investment-disclaimer" data-fancybox=""><em class="fas fa-info-circle ml-1 fz-18"> </em></a></span></p></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1697253031566"> <div class="articles-component"></div><div class="" id=""> <div> <div class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">articles</div> <ul class="com__article-list com__list-4 com__row-group-height"> <li class="com__row-group-col"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/how-to-do-good-and-well-with-your-investments" cta-id="Articles-HowToDoGoodAndWellWithYourInvestments-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/articles/how-to-do-good-and-well-with-your-investments/kv-listing-922x690.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>How to do good and well with your investments</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/investment-outlook-for-2k24" cta-id="Articles-InvestmentOutlookFor2K24-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/articles/investment-outlook-for-2k24/kv-listing-922x690.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Investment outlook for 2024: Soft landing, recession, or rally?</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/achieve-financial-wellness-with-your-first-3-pay-cheques" cta-id="Articles-AchieveFinancialWellnessWithYourFirst3PayCheques-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/articles/achieve-financial-wellness-with-your-first-3-pay-cheques/kv-listing-922x690.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Achieve financial wellness with your first 3 pay cheques</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/navigate-the-middle-east-crisis" cta-id="Articles-ThreeQuestionsToNavigateTheCurrentMiddleEastCrisis-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/articles/navigate-the-middle-east-crisis/listing.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Three questions to navigate the current Middle East crisis</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/your-investment-journey-why-and-how-you-should-invest" cta-id="Articles-YourInvestmentJourneyWhyAndHowYouShouldInvest-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/articles/your-investment-journey/kv-listing-pm_page.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Your investment journey – why and how you should invest</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/three-reasons-why-income-investing-works" cta-id="Articles-AreYouStillWaitingToInvestReadThis-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-entrypoint-threereasons.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Three reasons why income investing works</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/income-strategy-update-building-resilience-and-harnessing-yield-in-high-quality-assets" cta-id="Articles-IsARecoveryInSight-ReadMore-ArticleListing"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-entrypoint-incomestratupdate.jpg" alt=""></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Income strategy update: Attractive yields, resilient returns</strong></p> </div> <div class="com__al-ca-col"> <span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/income-investing-without-borders-bias-and-benchmarks"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-entrypoint-incomeinvestnoborder.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Income investing without borders, bias and benchmarks</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/what-are-unit-trusts"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-entrypoint-whatareunittrusts.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>What are unit trusts?</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/why-corporate-karma-is-crucial-for-investment-returns.page"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-entrypoint-corporatekarma.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Why “Corporate Karma” is crucial for your investment returns</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> <li class="com__row-group-col general__loadmore--content"> <div class="com__ar-li-set"> <a class="border-0" target="_self" href="/personal-banking/articles/rethinking-investments.page"> <div class="bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/kv-entrypoint-rethinkinginvest.jpg"></div> <div class="com__ar-li-capt"> <div class="com__al-ca-col rgh1"> <p><strong>Rethinking investments</strong></p> </div> <div class="com__al-ca-col"><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span> </div> </div> </a> </div> </li> </ul> <div class="mt-5 text-center"> <div> <button tabindex="-1" class="btn btn-shadow btn-animation bordered general__loadmore--button"><i class="fa fa-chevron-down"></i></button> <div class="mt-3"> <p>Show more articles</p> </div> </div> </div> </div> </div> </div>  </div> <div class="iw_component" id="iw_comp1575616344966"> <div class="beforeyouapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">before you apply</div> <div class="table__three-col table__three-col-with-accordion"> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Eligibility requirements</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Minimum age</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">21 years old</p> </div> </div> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Nationality</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Non-U.S. citizens</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0"></p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Non-EU residents or persons not residing within the EEA</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Statement</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Monthly statements</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Paper or E-Statement</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Terms and conditions</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/investments/tncs-investment-services-wef1apr21.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions governing OCBC Investment <span class="text-nowrap">Services<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/investments/srs-tnc.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions governing the Supplementary Retirement Scheme <span class="text-nowrap">(SRS)<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/investments/terms-and-conditions-governing-cpfia_mar09.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions governing CPF Investment <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/investments/tnc-ocbc-online-unittrusts-exclusive-sales-charge-offer.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions governing the OCBC Online Unit Trusts Discount <span class="text-nowrap">Promotion<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/investments/tncs-governing-ocbccreditcard-onlineunittrustsoffer.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions governing the OCBC Credit Card x Online Unit Trusts <span class="text-nowrap">Offer<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/investments/tncs-governing-ocbcdebitcard-onlineunittrustsoffer.pdf" class="link link link-arrow-right" target="_blank">Terms and conditions governing the OCBC Debit Card x Online Unit Trusts <span class="text-nowrap">Offer<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Important notices</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a data-fancybox="none" href="#importantinfo-popup" class="link link link-arrow-right" target="_self">General <span class="text-nowrap">disclaimer<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a data-fancybox="none" href="#cis-popup" class="link link link-arrow-right" target="_self">Collective Investment Schemes <span class="text-nowrap">disclaimer<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/investments/list-of-product-providers.pdf" class="link link link-arrow-right" target="_blank">List of product <span class="text-nowrap">providers<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <p class="small">This advertisement has not been reviewed by the Monetary Authority of Singapore.</p> </div> </div> </div> <div class="iw_component" id="iw_comp1575616348264"> <div class="waystoapply-component"></div> <div class="module container bp-width-med3"> <div class="com__onlinebanking_download theme 0"> <div class="row"> <div class="col-md-12"> <div class="com__onlinebanking_download-outer"> <div class="subcategory subcategory--black">Ready to invest</div> <div class="sub-title mb4"> <h2 class="mb0">Start investing in Unit Trusts today</h2> </div> <div class="com__onlinebanking_download-inner"> <div class="cta__basic-links w-100"> <div class="item item-apply d-inline-block"><a href="https://internet.ocbc.com/internet-banking/PublicPushNotification/Redirect?code=ut-products" cta-id="InvestmentsUnitTrusts-WhatAreUnitTrusts-InvestOnline-Button" class="button button--primary button--red2" target="_blank"><span>Invest online</span></a></div> <div class="item item-apply d-block mb2 mt2 d-md-inline-block"><p class="no-margin co-white">through OCBC Online Banking or visit us <br class="d-none d-md-block" />at a branch to open an account immediately.</p></div> <div class="item d-inline-block"><a cta-id="Investments-WhatAreUnitTrusts-LocateBranch-ReadyToInvest" href="/personal-banking/contact-us?type=locator-branches#section-findabranch" class="button button--secondary button--link 
				 " target="_self"><span>Locate a branch</span></a></div> </div> <div class="cta__basic-links w-100 mt3"></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1704678553931"> <div class="d-none-soft"> <div id="popup-utfundssgd100" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="Purchase Unit Trusts Denominated in SGD"></span><span>Purchase Unit Trusts Denominated in SGD</span></h4><table class="table table-responsive table-theme table-theme--grey"> <thead> <tr> <th>Minimum Investment Sum<br />(SGD Denominated)</th> <th class="text-center align-middle">Promotional Gift (SGD)</th> </tr> </thead> <tbody> <tr> <td>At least $1,000 and up to $1,999</td> <td class="text-center">$30</td> </tr> <tr> <td>At least $2,000 and up to $4,999</td> <td class="text-center">$40</td> </tr> <tr> <td>At least $5,000 and up to $9,999</td> <td class="text-center">$90</td> </tr> <tr> <td>At least $10,000 and above</td> <td class="text-center">$110</td> </tr> </tbody> </table> </div> </div> </div> <div class="d-none-soft"> <div id="popup-utfundssgd128" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="Purchase Unit Trust Funds in AUD, EUR, GBP, JPY, USD"></span><span>Purchase Unit Trust Funds Denominated in AUD, EUR, GBP, JPY, USD</span></h4><table class="table table-responsive table-theme table-theme--grey"> <thead> <tr> <th>Minimum Investment Sum<br />(Foreign Currency)</th> <th class="text-center align-middle">Promotional Gift (SGD)</th> </tr> </thead> <tbody> <tr> <td>At least $1,000 and up to $1,999 in AUD, EUR, GBP, USD <strong>or</strong> 100,000 and up to 199,999 in JPY</td> <td class="text-center">$38</td> </tr> <tr> <td>At least $2,000 and up to $4,999 in AUD, EUR, GBP, USD <strong>or</strong> 200,000 and up to 499,999 in JPY</td> <td class="text-center">$48</td> </tr> <tr> <td>At least $5,000 and up to $9,999 in AUD, EUR, GBP, USD <strong>or</strong> 500,000 and up to 999,999 in JPY</td> <td class="text-center">$98</td> </tr> <tr> <td>At least $10,000 and above in AUD, EUR, GBP, USD <strong>or</strong> 1,000,000 and above in JPY</td> <td class="text-center">$138</td> </tr> </tbody> </table> </div> </div> </div> <div class="d-none-soft"> <div id="popup-utfundboth" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="Purchase SGD and Foreign Currency (AUD, EUR, GBP, JPY, USD) Denominated Unit Trusts"></span><span>Purchase SGD and Foreign Currency (AUD, EUR, GBP, JPY, USD) Denominated Unit Trusts</span></h4><table class="table table-responsive table-theme table-theme--grey"> <thead> <tr> <th>Minimum Investment Sum<br />(SGD & Foreign Currency)</th> <th class="text-center align-middle">Promotional Gift (SGD)</th> </tr> </thead> <tbody> <tr> <td> <ul class="list-bullet"> <li>At least $1,000 and up to $1,999 in SGD</li> <li>At least $1,000 and up to $1,999 in AUD, EUR, GBP, USD or 100,000 and up to 199,999 in JPY</li> </ul> </td> <td class="text-center">$58</td> </tr> <tr> <td> <ul class="list-bullet"> <li>At least $2,000 and up to $4,999 in SGD</li> <li>At least $2,000 and up to $4,999 in AUD, EUR, GBP, USD or 200,000 and up to 499,999 in JPY</li> </ul> </td> <td class="text-center">$78</td> </tr> <tr> <td> <ul class="list-bullet"> <li>At least $5,000 and up to $9,999 in SGD</li> <li>At least $5,000 and up to $9,999 in AUD, EUR, GBP, USD or 500,000 and up to 999,999 in JPY</li> </ul> </td> <td class="text-center">$188</td> </tr> <tr> <td> <ul class="list-bullet"> <li>At least $10,000 and above in SGD</li> <li>At least $10,000 and above in AUD, EUR, GBP, USD or 1,000,000 and above in JPY</li> </ul> </td> <td class="text-center">$238</td> </tr> </tbody> </table> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1575616344976"> <div class="d-none-soft"> <div id="unit-trusts-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Unit trusts disclaimer</span></h4><p>The information contained herein has been prepared by OCBC Bank, the issuer and manager of the fund. It is for general information only. It does not take account of your specific investment aims, financial situation or needs.</p> <p>This is not a formal offer for this product. We are not recommending that you buy this product as you must first assess whether it is suitable for your investment needs. You should speak to a financial adviser before you buy an investment product. The financial adviser will look at your specific investment aims, financial situation and particular needs before advising you on whether the product is suitable for you. Of course, if you decide not to get advice from a financial adviser, you should consider carefully whether this product is suitable for you.</p> <p>The investment objective of the fund is more particularly described in the fund prospectus. You can get a copy of the prospectus of the fund from the manager of the fund, or any of its approved distributors. You should read the prospectus for details of the fund before deciding whether to subscribe for, or buy, units in the fund. The value of the units in the fund and the income building up from the units, if any, may fall or rise.</p> <p>The information in this document may contain projections or other predictions regarding future events or the future performance of countries, assets, markets or companies. These may be different from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used as an example only. We (OCBC Bank), and any of our related and connected companies, and their directors and employees (known as 'related people'), may have interests in, and may make transactions in, the products mentioned in this document. We may have connections with, and may receive a fee from, the product providers. Product providers may also be related people, who may receive fees from investors. We and our related people may also carry out or try to carry out broking and other financial services for the product providers.</p> <p>We have done all we can to make sure that this document is accurate at the time of printing, but we are not responsible if there are any errors or missing information. If the document becomes out of date, we do not have to replace it. We are not responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided in this document. Please do not reproduce or share any of the information in this document without our written permission.</p> <p>Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.</p> <p>For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.</p> <p>The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.</p> </div> </div> </div> <div class="d-none-soft"> <div id="importantinfo-popup" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>General disclaimer</span></h4><p>Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).</p> <p>This information is intended for general circulation and / or discussion purposes only. It does not consider the specific investment objectives, financial situation or needs of any particular person.</p> <p>Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs. If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.</p> <p>We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.</p> <p>No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.</p> <p>OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> <p>Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.</p> <p>Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.</p> <p>The information in and contents of this document may not be reproduced or disseminated in whole or in part without the Bank’s written consent.</p> <p>OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.</p> <p>You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.</p> <p>Any hyperlink to any third party article, or other website or webpage (including any websites or webpages owned, operated and maintained by third parties) is for informational purposes only and for your convenience only and is not an endorsement or verification of any such article, website or webpage by OCBC Bank and should only be accessed at your own risk. OCBC Bank does not review the contents of any such articles, website or webpage, and shall not be liable to any person for the same.</p> <p>There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.</p> <p><strong>Graphs, charts, formulae and other devices</strong></p> <p>Investors should note that there are necessarily limitations and difficulties in using any graph, chart, formula or other device to determine whether or not, or if so, when to, make an investment.</p> </div> </div> </div> <div class="d-none-soft"> <div id="cis-popup" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Collective Investment Schemes</span></h4><ol class="list-decimal"> <li class="ProsemirrorEditor-listItem" data-list-indent="1" data-list-type="numbered"> <p>A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.</p> </li> <li class="ProsemirrorEditor-listItem" data-list-indent="1" data-list-type="numbered"> <p>The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.</p> </li> <li class="ProsemirrorEditor-listItem" data-list-indent="1" data-list-type="numbered"> <p>Investment involves risks. Past performance figures do not reflect future performance.</p> </li> <li class="ProsemirrorEditor-listItem" data-list-indent="1" data-list-type="numbered"> <p>Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.</p> </li> </ol> <p>For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.</p> <p>The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-investment-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p>Investments are subject to investment risks, including the possible loss of the principal amount invested. This is for general information and does not take into account your particular investment and protection aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the investment. Protected up to specified limits by SDIC. GREAT Term Guard and Explorer Travel Insurance are underwritten by The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited respectively.</p></div> </div> </div> </div> <div class="iw_component" id="iw_comp1575616344977"> <div class="d-none-soft"> <div id="general-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>General disclaimer</span></h4><ol class="list-decimal"> <li>The opinions or views expressed in this document are expressed by the third parties identified, and do not represent our view.</li> <li>This information is intended for general circulation only. It does not consider the specific investment objectives, financial situation or needs of anyone.</li> <li>Before you make an investment, you should speak to your OCBC Relationship Manager who will assess whether the products are suitable to you based on your investment objectives, financial situation or needs.</li> <li>If you choose not to do so, you should consider if the investment product is suitable for you.</li> <li>We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document.</li> <li>No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.</li> <li>OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</li> <li>Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.</li> <li>Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.</li> <li>The information in this document must not be reproduced or shared without our written agreement.</li> <li><span>The Bank, its related companies, their respective directors and/or employees (collectively “Related Persons”) may or might have in the future interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. The Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.</span></li> <li>Investors should note that there are necessarily limitations and difficulties in using any graph, chart, formula or other device to determine whether or not, or if so, when to, make an investment.</li> <li>Where the contents have not been identified as summaries of the investment ideas and recommendations set out in research reports disseminated by the OCBC Group, the information is not intended to constitute research analysis or recommendation and should not be treated as such.</li> <li>This advertisement has not been reviewed by the Monetary Authority of Singapore.</li> </ol> </div> </div> </div> <div class="d-none-soft"> <div id="popup-utonlinesalescharges"><div class="section"> <div class="container bp-width-med3 mb3"><i class="far fa-chevron-left mr-1 ml-0"> </i><a href="#"> Back to Unit Trusts page</a></div> <div class="module container bp-width-med3 animate"> <div id="calculator-unittrusts" class="custom__calculator-loan visible done"> <h3 class="mb3"><strong>Unit Trust Sales Charge Calculator</strong></h3> <div class="card card--no-shadow custom__calculator-loan-container com_field mb1"> <div class="card__content"> <div class="d-block d-lg-flex custom__calculator-loan-container--row"> <div class="custom__calculator-loan-container--col"> <p class="bold mb-2">Investment details</p> </div> <div class="col-md-6 col-lg-4 pl-0"> <div class="form-group"> <div class="w-100 mt-4"> <div class="material-form-control input-number has-unit unit-length-3"><input id="cl-ut-amout" name="amount" min="1" value="5000" class="form-control cl-ut-amout" type="tel" placeholder="Enter amount" tabindex="1" /> <input name="amount_display" value="5,000" class="form-control value" type="text" placeholder="Enter amount" readonly="readonly" tabindex="-1" /> <span class="label">Your investment amount</span> <span class="unit">SGD</span> <span class="message"></span></div> </div> </div> </div> </div> </div> </div> <div class="card card--no-shadow card--active custom__calculator-loan-container"> <div class="card__content"> <div class="d-block d-lg-flex custom__calculator-loan-container--row"> <div class="custom__calculator-loan-container--col mb2"> <p class="bold">Your one-time sales charge</p> </div> <div class="custom__calculator-loan-container--col"> <h2 class="bold cashinstalment-monthly">S$ <span class="total-charge">44.00</span></h2> <p class="mb1">of your investment amount</p> </div> </div> </div> </div> <div class="mt2"> <p><small>Calculated based on current online sales charge of 0.88% of investment amount.</small></p> </div> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1705247701083"> <div class="d-none-soft"> <div id="popup-quiz" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p class="fz-24 text-center"><b>Discover your investor profile</b></p> <p class="text-center" style="margin-top: -20px;">Scan the QR code to take the quiz on your OCBC Digital app.</p> <p class="text-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/investments/unit-trusts/what-are-unit-trusts/qrcode-quiz.png" width="30%" /></p></div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> <div class="iw_component" id="iw_comp1566904104305"> <script> $(document).ready(function(){ $('.masthead-component').parent().wrapAll('<div class="section section-masthead"></div>'); $('.about-component').parent().wrapAll('<div class="section section-both" id="section-about"> </div></div>'); $('.ourtopfunds-component').parent().wrapAll('<div class="section section-both iw_off bg-grey" id="section-ourtopfunds"></div>'); $('.featuredfund-component').parent().wrapAll('<div class="section section-both iw_off d-none-soft" id="section-featuredfund"></div>'); $('.whywelikethisfund-component').parent().wrapAll('<div class="section section-masthead" id="section-whywelikethisfund"></div>'); $('.feescharges-component').parent().wrapAll('<div class="section section-both" id="section-feescharges"></div>'); $('.promo-component').parent().wrapAll('<div class="section section-both bg-grey" id="promo"></div>'); $('.articles-component').parent().wrapAll('<div class="section section-both" id="section-articles"></div>'); $('.beforeyouapply-component').parent().wrapAll('<div class="section section-both bg-grey" id="section-beforeyouapply"></div>'); $('.waystoapply-component').parent().wrapAll('<div class="section section-both" id="section-waystoapply"> </div>'); $('.introduction-component').parent().wrapAll('<div class="section section-bottom bg-grey"> </div>'); $('.featuresbenefits-component').parent().wrapAll('<div class="section section-both" id="section-featuresandbenefits"> </div>'); $('.makinganinvestment-component').parent().wrapAll('<div class="section section-both bg-grey" id="section-makinganinvestment"> </div>'); $('.waystopay-component').parent().wrapAll('<div class="section section-both" id="section-waystopay"> </div>'); $('.recommended-component').parent().wrapAll('<div class="section section-top" id="section-recommendedproducts"> </div>'); }); </script> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wom"> <div class="row iw_row iw_stretch" id="rowjztq8won"> <div class="iw_columns col-lg-12" id="coljztq8woo"> <div class="iw_component" id="iw_comp1566904104309"> <footer class="" id="footer"> <section class="common__footer"> <div class="container bp-width-med3"> <div class="row top common__footer-widgets"> <div class="col-md-4 col-lg-3 col-xl-5"> <div class="row"> <div class="col-12 col-lg-12 col-xl-12"> <div class="d-md-inline-block"> <div class="logo bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Bank logo"></div> <div class="common__footer-content--col"> <p class="text--bold mb-1 footer__widgets__title"><span>Personal Banking</span></p><label class="mb-0 countryselect" for="country"> You are in <span><select class="text--bold" name="country" id="country"> <option value="#">Singapore</option> <option value="https://www.ocbc.com.my/">Malaysia</option> <option value="https://www.ocbc.com.cn/">China</option> <option value="https://www.ocbc.id">Indonesia</option></select></span><i class="fa fa-chevron-down accordion__item__collapse-icon"></i></label></div> <hr> <div class="common__footer-content--col borderbottom"> <p><span><a href="/personal-banking/premier/en.page" class="" target="_blank">Premier Banking</a></span></p> <p><span><a href="https://www.frankbyocbc.com/" class="" target="_blank">FRANK by OCBC</a></span></p> <p><span><a href="https://www.ocbc.com/business-banking/index.html" class="" target="_blank">Business Banking</a></span></p> <p><span><a href="https://www.ocbc.com/group/index.html" class="" target="_blank">OCBC Group</a></span></p> </div> </div> </div> </div> <hr class="d-block d-md-none"> </div> <div class="col-md-8 col-lg-9 col-xl-7"> <div class="d-flex justify-content-between flex-lg-row flex-column"> <div class="pr-lg-4 pr-xl-5 w-100 flex-fill"> <div class="row justify-content-md-end"> <div class="col-sm-4 col-lg-4 col-xl-4"> <div class="common__footer-content--col"> <div class="d-none d-sm-block pr-0 pr-xl-5"> <p class="text--bold footer__widgets__title"><span>Useful links</span></p> <p><span><a href="https://internet.ocbc.com/internet-banking/" class="" target="_blank">OCBC Online Banking</a></span></p> <p><span><a href="/personal-banking/locations" class="" target="_self">ATM and Branch locator</a></span></p> <p><span><a href="/personal-banking/help-and-support" class="" target="_self">Help and Support</a></span></p> <p><span><a href="/personal-banking/important-documents" class="" target="_self">Important Documents</a></span></p> <p><span><a href="https://www.ocbc.com/group/vdp" class="" target="_self">Report Vulnerability</a></span></p> </div> <div class="d-sm-none"> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <p class="text--bold footer__widgets__title">Useful links</p><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content"> <p><a href="https://internet.ocbc.com/internet-banking/" class="" target="_blank">OCBC Online Banking</a></p> <p><a href="/personal-banking/locations" class="" target="_self">ATM and Branch locator</a></p> <p><a href="/personal-banking/help-and-support" class="" target="_self">Help and Support</a></p> <p><a href="/personal-banking/important-documents" class="" target="_self">Important Documents</a></p> <p><a href="https://www.ocbc.com/group/vdp" class="" target="_self">Report Vulnerability</a></p> </div> </div> </div> <hr> </div> </div> </div> <div class="col-sm-4 col-lg-4 col-xl-4"> <div class="common__footer-content--col getintouch borderbottom2"> <p class="text--bold footer__widgets__title"><span><span class="text-nowrap">Get in touch with us</span></span></p> <div class="row"> <div class="col-6 col-sm-12 col-lg-12 mb1"> <div class="enquiryform"> <p><span><a href="/personal-banking/contact-us" class="" target="_self"><i class="fal fa-file-alt"></i>  <span class="">Contact Us</span></a></span></p> </div> </div> <div class="col-6 col-sm-12 col-lg-12 mb1"> <div class="callus"> <p><span><a href="tel:+6563633333" class="" target="_self"><i class="fal fa-phone"></i>  <span class="">+65 6363 3333</span></a></span></p> </div> </div> </div> </div> </div> </div> </div> <hr class="d-block d-lg-none"> <div class="d-flex flex-lg-column common__footer-socials flex-row justify-content-md-end justify-content-lg-start"><span><a href="https://www.facebook.com/ocbcbank" class="" target="_blank"><i class="fab fa-facebook-f"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span><span><a href="https://www.twitter.com/ocbcbank" class="" target="_blank"><i class="fab fa-twitter"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span><span><a href="https://www.youtube.com/channelocbc" class="" target="_blank"><i class="fab fa-youtube"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span><span><a href="https://www.linkedin.com/company/ocbc-bank" class="" target="_blank"><i class="fab fa-linkedin-in"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span></div> </div> </div> </div> <div class="d-flex flex-column flex-lg-row justify-content-between bottom"> <div class="links d-flex flex-column flex-sm-row"><span><a href="/personal-banking/conditions-of-access" class="" target="_self">Conditions of Access</a></span><span><a href="/personal-banking/policies" class="" target="_self">Policies</a></span><span><a href="/personal-banking/notices" class="" target="_self">Notices</a></span></div> <div id="copyright"> © Copyright 2004 – <span id="year"></span> – OCBC Bank. All Rights Reserved. Co. Reg. No.: 193200032W </div> </div> </div> </section> </footer> <div style="display: none"> <div id="ocbc-external-redirection-popup" class="p-0"> <div class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Are you sure you want to leave our site?</span></h4> <div id="redirection-container">You are leaving the OCBC Bank website and about to enter a third party website that OCBC Bank has no control over and is not responsible for. Before you proceed to use the third party website, please review the terms of use and privacy policy of their website. OCBC Bank’s <a rel="noopener" href="https://www.ocbc.com/personal-banking/conditions-of-access" target="_blank">Conditions of Access</a> and <a rel="noopener" href="https://www.ocbc.com/personal-banking/policies" target="_blank">Privacy and Security Policies</a> do not apply at third party websites.</div> <div class="mt4 d-flex justify-content-between flex-row align-items-center"><a class="link redirection-stay">I would like to stay</a><a class="button button--primary button--darkblue button--size-2 redirection-next"><span>Leave website</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1571204553615"> <div></div> </div> </div> </div> </div></div><script src='/iwov-resources/sg/ocbc/personal/js/script.js?2020072301'></script> <script src='/iwov-resources/sg/ocbc/personal/js/custom.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/copy.js?2020042401'></script> <script src='/iwov-resources/sg/ocbc/personal/js/card-maintenance.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/insurance-maintenance.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/chatbot-prod.js'></script> <script src="/iwov-resources/sg/ocbc/personal/campaign/investments-feesandcharges/calculator.js"></script> <script type="text/javascript"> $(".ctaid-360investpromotncs").attr('cta-id', 'Investments-WhatAreUnitTrusts-TermsAndConditionsApply-OCBC360AccountxDigitalWealthBonusInterestPromotion'); $(".ctaid-articlewhatareut").attr('cta-id', 'InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-ArticlesWhatAreUnitTrusts'); $(".ctaid-articlecorporatekarma").attr('cta-id', 'InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-ArticlesCorporateKarma'); $(".ctaid-articlerethinkinvestments").attr('cta-id', 'InvestmentsUnitTrusts-WhatAreUnitTrusts-ReadMore-ArticlesRethinkingInvestments'); </script> <script type="text/javascript">_satellite.pageBottom();</script> </body> </html>

CINXE.COM

OCBC Unit Trusts | What Are Unit Trusts | Mutual Fund Investment