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pb-1"><a class="inline-flex hover:underline no-underline " href="/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html " title="Yes Bank FinBooster Credit Card" aria-label="Yes Bank FinBooster Credit Card">Yes Bank FinBooster Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/hdfc-credit-card.html" title="HDFC Credit Cards" aria-label="HDFC Credit Cards">HDFC Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/sbi-credit-card.html" title="SBI Credit Cards" aria-label="SBI Credit Cards">SBI Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/indusind-credit-card.html" title="Indusind Bank Credit cards" aria-label="Indusind Bank Credit cards">Indusind Bank Credit cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/credit-card/top-10-credit-cards-in-india.html" title="Top 10 Credit Cards" aria-label="Top 10 Credit Cards">Top 10 Credit Cards</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":R564l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-school mr-2 h-full"><path d="M14 22v-4a2 2 0 1 0-4 0v4"></path><path d="m18 10 4 2v8a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2v-8l4-2"></path><path d="M18 5v17"></path><path d="m4 6 8-4 8 4"></path><path d="M6 5v17"></path><circle cx="12" cy="9" r="2"></circle></svg>Home Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan.html" title="Compare Home Loans" aria-label="Compare Home Loans">Compare Home Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan/emi-calculator.html" title="Home Loan Calculator" aria-label="Home Loan Calculator">Home Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan-interest-rate.html" title="Home Loan Interest Rates" aria-label="Home Loan Interest Rates">Home Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan-eligibility.html" title="Home Loan Eligibility" aria-label="Home Loan Eligibility">Home Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan-balance-transfer.html" title="Home Loan Transfer" aria-label="Home Loan Transfer">Home Loan Transfer</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan/pradhan-mantri-awas-yojana.html" title="PMAY" aria-label="PMAY">PMAY</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/sbi-home-loan.html" title="SBI Home Loan" aria-label="SBI Home Loan">SBI Home Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/hdfc-home-loan.html" title="HDFC Home Loan" aria-label="HDFC Home Loan">HDFC Home Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":R764l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Personal Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/personal-loan.html" title="Compare Personal Loans" aria-label="Compare Personal Loans">Compare Personal Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/personal-loan/emi-calculator.html" title="Personal Loan Calculator" aria-label="Personal Loan Calculator">Personal Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/personal-loan-interest-rate.html" title="Personal Loan Interest Rates" aria-label="Personal Loan Interest Rates">Personal Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/personal-loan-eligibility.html" title="Personal Loan Eligibility" aria-label="Personal Loan Eligibility">Personal Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/sbi-personal-loan.html" title="SBI Personal Loan" aria-label="SBI Personal Loan">SBI Personal Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/hdfc-personal-loan.html" title="HDFC Personal Loan" aria-label="HDFC Personal Loan">HDFC Personal Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":R964l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Other Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/car-loan.html" title="Car Loan" aria-label="Car Loan">Car Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/two-wheeler-loan.html" title="Two Wheeler Loan" aria-label="Two Wheeler Loan">Two Wheeler Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan.html" title="Education Loan" aria-label="Education Loan">Education Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/gold-loan.html" title="Gold Loan" aria-label="Gold Loan">Gold Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan/loan-against-property.html" title="Loan Against Property" aria-label="Loan Against Property">Loan Against Property</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":Rb64l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-calculator mr-2 h-full"><rect width="16" height="20" x="4" y="2" rx="2"></rect><line x1="8" x2="16" y1="6" y2="6"></line><line x1="16" x2="16" y1="14" y2="18"></line><path d="M16 10h.01"></path><path d="M12 10h.01"></path><path d="M8 10h.01"></path><path d="M12 14h.01"></path><path d="M8 14h.01"></path><path d="M12 18h.01"></path><path d="M8 18h.01"></path></svg>Calculators <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/finance-tools/emi-calculator.html" title="EMI Calculator" aria-label="EMI Calculator">EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/home-loan/emi-calculator.html" title="Home Loan EMI Calculator" aria-label="Home Loan EMI Calculator">Home Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/personal-loan/emi-calculator.html" title="Personal Loan EMI Calculator" aria-label="Personal Loan EMI Calculator">Personal Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/car-loan/emi-calculator.html" title="Car Loan EMI Calculator" aria-label="Car Loan EMI Calculator">Car Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/tax/income-tax-calculator.html" title="Income Tax Calculator" aria-label="Income Tax Calculator">Income Tax Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/fixed-deposit/fd-calculator.html" title="FD Calculator" aria-label="FD Calculator">FD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/recurring-deposit/rd-interest-calculator.html" title="RD Calculator" aria-label="RD Calculator">RD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/calculators.html" title="All Financial Calculators" aria-label="All Financial Calculators">All Financial Calculators</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":Rd64l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Investments <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/fixed-deposit-rate.html" title="Fixed Deposit" aria-label="Fixed Deposit">Fixed Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/recurring-deposit-rates.html" title="Recurring Deposit" aria-label="Recurring Deposit">Recurring Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/savings-account.html" title="Savings Account" aria-label="Savings Account">Savings Account</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/saving-schemes.html" title="Saving Schemes" aria-label="Saving Schemes">Saving Schemes</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/gold-rate-india.html" title="Gold Rate" aria-label="Gold Rate">Gold Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/silver-rate-india.html" title="Silver Rate" aria-label="Silver Rate">Silver Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/mutual-fund.html" title="Mutual Funds" aria-label="Mutual Funds">Mutual Funds</a></li></ul></div></details></div><span><a href="/credit-score.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 w-full py-4" data-testid="button-"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-wallet-cards mr-2 h-full"><rect width="18" height="18" x="3" y="3" rx="2"></rect><path d="M3 9a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2"></path><path d="M3 11h3c.8 0 1.6.3 2.1.9l1.1.9c1.6 1.6 4.1 1.6 5.7 0l1.1-.9c.5-.5 1.3-.9 2.1-.9H21"></path></svg><span class="flex-auto "><strong><p class="text-sm ">Credit Score</p></strong></span><img src="https://www.bankbazaar.com/images/common/bbicons-menu-free-badge.webp" alt="FREE" title="FREE" width="40" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":Rh64l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text mr-2 h-full"><path d="M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z"></path><path d="M14 2v4a2 2 0 0 0 2 2h4"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg>Govt. Utility Documents <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/pan-card.html" title="Pan Card" aria-label="Pan Card">Pan Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/aadhar-card.html" title="Aadhaar Card" aria-label="Aadhaar Card">Aadhaar Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/voter-id.html" title="Voter ID" aria-label="Voter ID">Voter ID</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/electricity-bill.html" title="Electricity Bill" aria-label="Electricity Bill">Electricity Bill</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/driving-licence.html" title="Driving Licence" aria-label="Driving Licence">Driving Licence</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/passport.html" title="Passport" aria-label="Passport">Passport</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/visa.html" title="Visa" aria-label="Visa">Visa</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/gas-connection.html" title="Gas Connection" aria-label="Gas Connection">Gas Connection</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/ration-card.html" title="Ration Card" aria-label="Ration Card">Ration Card</a></li></ul></div></details></div><span><a href="/getapp.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 w-full py-4" data-testid="button-"><span class="mr-2"><img src="https://www.bankbazaar.com/images/common/bbicons-menu-download-app.webp" alt="Download App" title="Download App" width="25" height="28" style="max-width:100%;display:inline"/></span><span class="flex-auto "><strong><p class="text-sm ">Download Mobile App</p></strong></span><img src="https://www.bankbazaar.com/images/common/bbicons-menu-android-star-badge.webp" alt="Badge" title="Badge" width="12" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm" data-testid="accordion-"><details name=":Rl64l:" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-umbrella mr-2 h-full"><path d="M22 12a10.06 10.06 1 0 0-20 0Z"></path><path d="M12 12v8a2 2 0 0 0 4 0"></path><path d="M12 2v1"></path></svg>Insurance <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul 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href="/conditionsofuse.html" title="Terms" aria-label="Terms">Terms</a></li></ul></div></details></div></div></div></div><div class="container mx-auto px-4"><nav aria-label="breadcrumb"><ol class="flex flex-wrap items-center break-words text-xs text-slate-500 dark:text-slate-400 sm:gap-0 gap-0 pt-3 pb-3"><li class="inline-flex items-center gap-1.5"><a class="transition-colors dark:hover:text-slate-50 no-underline hover:underline" href="/">Home</a></li><li role="presentation" aria-hidden="true" class="[&>svg]:size-3.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right"><path d="m9 18 6-6-6-6"></path></svg></li><li class="inline-flex items-center gap-1.5"><span role="link" aria-disabled="true" aria-current="page" class="text-slate-950 dark:text-slate-50 font-bold">Education Loan</span></li></ol></nav><script type="application/ld+json" data-testid="breadcrumb-json-ld">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.bankbazaar.com/"},{"@type":"ListItem","position":2,"name":"Education Loan"}]}</script></div><div class="container mx-auto px-4"><div class="grid grid-cols-12 gap-2.5"><div class=" lg:col-span-2 md:col-span-2"><aside><div class="rounded-lg border border-slate-200 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-gray-light text-gray" data-testid="card-"><div class="p-2.5"><h4 class="text-sm font-bold ">About Education Loan</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan.html" title="Education Loan" target="_blank" aria-label="Education Loan">Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan/emi-calculator.html" title="Education Loan Emi Calculator" target="_blank" aria-label="Education Loan Emi Calculator">Education Loan Emi Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan-eligibility.html" title="Education Loan Eligibility" target="_blank" aria-label="Education Loan Eligibility">Education Loan Eligibility</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan-interest-rate.html" title="Education Loan Interest Rate" target="_blank" aria-label="Education Loan Interest Rate">Education Loan Interest Rate</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan/national-scholarship-portal.html" title="National Scholarship Portal" target="_blank" aria-label="National Scholarship Portal">National Scholarship Portal</a></li></ul><h4 class="text-sm font-bold ">Education Loans by Bank</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/sbi-education-loan.html" title="SBI Education Loan" target="_blank" aria-label="SBI Education Loan">SBI Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/hdfc-bank-education-loan.html" title="HDFC Bank Education Loan" target="_blank" aria-label="HDFC Bank Education Loan">HDFC Bank Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/canara-bank-education-loan.html" title="Canara Bank Education Loan" target="_blank" aria-label="Canara Bank Education Loan">Canara Bank Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/bank-of-india-education-loan.html" title="Bank of India Education Loan" target="_blank" aria-label="Bank of India Education Loan">Bank of India Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/bank-of-baroda-education-loan.html" title="Bank of Baroda Education Loan" target="_blank" aria-label="Bank of Baroda Education Loan">Bank of Baroda Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan/vidya-lakshmi-education-loan.html" title="Vidya Lakshmi Education Loan" target="_blank" aria-label="Vidya Lakshmi Education Loan">Vidya Lakshmi Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/punjab-national-bank-education-loan.html" title="Punjab National Bank Education Loan" target="_blank" aria-label="Punjab National Bank Education Loan">Punjab National Bank Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/union-bank-of-india-education-loan.html" title="Union Bank of India Education Loan" target="_blank" aria-label="Union Bank of India Education Loan">Union Bank of India Education Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/indian-bank-education-loan.html" title="Indian Bank Education Loan" target="_blank" aria-label="Indian Bank Education Loan">Indian Bank Education Loan</a></li></ul><h4 class="text-sm font-bold ">Education Loan Articles</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan/national-scholarship-portal.html" title="National Scholarship Portal" target="_blank" aria-label="National Scholarship Portal">National Scholarship Portal</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan/education-loan-schemes-for-women.html" title="Women Education Loan Schemes" target="_blank" aria-label="Women Education Loan Schemes">Women Education Loan Schemes</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan/medical-students-in-india.html" title="Education Loan for Medical Students" target="_blank" aria-label="Education Loan for Medical Students">Education Loan for Medical Students</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loans-without-collateral.html" title="Education Loans without Collateral" target="_blank" aria-label="Education Loans without Collateral">Education Loans without Collateral</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/education-loan-at-zero-interest-rate.html" title="Education Loan at zero Interest Rate " target="_blank" aria-label="Education Loan at zero Interest Rate ">Education Loan at zero Interest Rate </a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline " href="/lowest-interest-rate-on-education-loan.html" title="Lowest Interest Rate on Education Loan" target="_blank" aria-label="Lowest Interest Rate on Education Loan">Lowest Interest Rate on Education Loan</a></li></ul></div></div><div data-inline-ad-position="LEFT_NAV"></div></aside></div><div class=" lg:col-span-10 md:col-span-10 col-span-12"><div class="flex flex-col gap-2.5 px-1"><div class="items-center flex gap-2.5"><h1 class="text-xl font-bold ">Education Loan in India</h1></div><div class="rounded-lg border border-slate-200 text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-primary-light" data-testid="card-"><div class="p-2.5"><div class="pr-md font-large bb-top-content" style="max-height:500px;overflow-y:auto"><p class="text-base "><strong>Education loan</strong>聽is the financial service offered by the bank or the loan providers to the candidates who are willing to pursue technical, educational, or other courses in <a href="https://www.bankbazaar.com/best-education-loans-in-india.html" target="_blank">India</a> or <a href="https://www.bankbazaar.com/education-loan/education-loan-for-abroad-studies.html" target="_blank">abroad</a>. The loan provider allows students to repay the loan after completion of the course and a period of six months is also provided as a grace period until the candidate gets a job.</p></div></div></div><div id="HUNGRY_FOR_MORE"><div class="mb-xl"><span style="background-color:#ffff009c" class="mb-xl">Updated On - 20 Feb 2025</span></div><div class="flex flex-col gap-1"><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="Check Your Credit Score Now">Check Your Credit Score Now  </a></div><p class="text-base ">These loans cover many levels of education, from nursery school to higher studies, and are made to help working professionals who are studying full-time or part-time.</p><h2 class="text-lg font-bold pt-5">What is an Education Loan?</h2><p class="text-base ">An education loan is a financial support provided by banks or lending institutions to students who wish to pursue higher education. These loans cater to both domestic and international studies, featuring a flexible repayment periods of up to 20 years and competitive interest rates starting at 8.10% per annum.</p><p class="text-base ">Additionally,聽<strong>tax benefits under聽</strong><a href="https://www.bankbazaar.com/tax/section-80e.html" target="_blank">Section 80E</a>聽of the Income Tax Act provide relief through deductions on the interest paid. The application process, available through online and offline channels, requires essential documentation such as admission letters and academic records.</p></div><div><div class="flex flex-col gap-1"><p class="text-base ">An <a href="https://www.bankbazaar.com/education-loan/emi-calculator.html" target="_blank">Education Loan EMI Calculator</a> aids borrowers in estimating monthly repayments, providing insights into the loan cost. The repayment often commencing 12 months after course completion, offers flexibility through various modes like <a href="https://www.bankbazaar.com/savings-account/internet-banking.html" target="_blank">internet banking</a>, <a href="https://blog.bankbazaar.com/all-you-need-to-know-about-cheques/" target="_blank">cheques</a>, direct debit, and <a href="https://www.bankbazaar.com/ifsc/demand-draft.html" target="_blank">demand drafts</a>.</p><p class="text-base "><br/></p><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/webengage/education-loan-bankbazaar.webp" alt="Education Loan" title="Education Loan in India: Interest Rates, Fees, Amount & Eligibility" width="400" height="250" loading="lazy" style="max-width:100%;display:block;float:left;margin:0 auto"/></div><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><div class="px-0"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_EDUCATION_LOAN&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_EDUCATION_LOAN"><img src="https://static.bankbazaar.com/images/interstitial/desktop-blue-ct-inline-banner.svg" alt="Free Credit score" width="960" height="90" style="max-width:100%;display:inline" fetchPriority="high"/></a></div><h2 class="text-lg font-bold pt-5">Types of Education Loans</h2><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Undergraduate education loan for higher education after secondary education</li><li class="pt-1 pb-1">Post-graduate education loan for pursuing courses after completion of undergraduate courses</li><li class="pt-1 pb-1">Career growth education loans for courses, training or certification</li><li class="pt-1 pb-1">Parents availing education loans for their children</li></ol><p class="text-base ">Education loans act as a financial lifeline, covering a wide range of expenses including <strong>tuition fees</strong>, <strong>hostel charges</strong>,<strong> travel costs</strong>,<strong> insurance premium</strong><strong>s</strong>, and more. With loan amounts extending up to Rs.1 crore and flexible repayment tenure of 15 years, students receive substantial support throughout their academic journeys.</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h2 class="text-lg font-bold pt-5">List of Banks Offering Education Loans in India</h2><div class="relative w-full"><table class="w-full caption-bottom text-sm border" data-testid="table-"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Name of Bank</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Interest Rate (p.a.)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Processing Fees</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/sbi-education-loan.html" target="_blank">State Bank of India</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">8.05% p.a. to 11.75% p.a.</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Loan amount below Rs.20 lakh : No charge required</li><li class="pt-1 pb-1">Loan amount above Rs.20 lakh: Rs.10,000 (plus taxes) </li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/central-bank-of-india-education-loan.html" target="_blank">Central Bank of India聽</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">8.05% p.a. to 10.60% p.a.</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Nil for studies in India</li><li class="pt-1 pb-1">1% of loan amount for studies abroad (Max: Rs. 10,000)</li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/punjab-national-bank-education-loan.html" target="_blank">Punjab National Bank</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">8.10% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Nil for studies in India</li><li class="pt-1 pb-1">1% of loan amount for studies abroad (Max: Rs. 10,000)</li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/canara-bank-education-loan.html" target="_blank">Canara Bank聽</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">9.25% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">0.50% of the loan amount up to Rs.10,000 (for collateral security coverage of 100% and above)</li><li class="pt-1 pb-1">0.50% of the loan amount up to Rs. 20,000 (for collateral security coverage of less than 100%)</li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/idfc-first-bank-education-loan.html" target="_blank">IDFC FIRST Bank聽</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">9.50% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 1.5% of the loan amount</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/idbi-bank-education-loan.html" target="_blank">IDBI Bank聽</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">8.55% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Nil for studies in India</li></ol><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">1% of the loan amount (Maximum: Rs.5,000) for studies abroad</li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/bank-of-baroda-education-loan.html" target="_blank">Bank of Baroda</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">9.70% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">No processing for charges up to Rs.7.50 lakh</li><li class="pt-1 pb-1">1% of loan amount up to Rs.10,000聽for loan above Rs. 7.50 lakh</li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/bank-of-india-education-loan.html" target="_blank">Bank of India聽</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">8.40% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">No processing fee for studies in India</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/icici-bank-education-loan.html" target="_blank">ICICI Bank聽</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">11.50% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 2% + GST</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/bank-of-maharashtra-education-loan.html" target="_blank">Bank of Maharashtra</a>聽</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">8.10% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Contact the bank聽</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/axis-bank-education-loan.html" target="_blank">Axis聽Bank</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">13.70% p.a. to 15.20% p.a.</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2.00% of the loan plus GST</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/hdfc-bank-education-loan.html" target="_blank">HDFC聽Bank</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">9.50% p.a.</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Maximum up to 1% of the loan amount</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/kotak-mahindra-bank-education-loan.html" target="_blank">Kotak Mahindra Bank</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10.99 %聽p.a聽 onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Nil</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/federal-bank-education-loan.html" target="_blank">Federal Bank</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">13.20% onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Contact the bank</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/tmb-education-loan.html" target="_blank">Tamilnad Mercantile bank</a></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">9.75% p.a. onwards</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">1% of the sanctioned loan amount聽above Rs. 7.50 lakh for studies abroad</p></td></tr></tbody></table></div><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="Check Your Credit Score Now">Check Your Credit Score Now  </a></div><p class="text-base "><strong>Note: </strong>These interest rates are effective as of <strong>June 2024 </strong>and are subject to change as per the bank's rules and regulations.</p><p class="text-base ">Depending on the bank or financial institution, you can have a <a href="https://www.bankbazaar.com/fixed-deposit-rate.html" target="_blank">fixed interest rate</a> package or a fluctuating interest rate package. Most floating rates are based on the <a href="/home-loan/repo-rate.html" target="_blank">Repo Rate</a>, with a spread applied before the final effective interest rate is presented to you (EIR).</p><h2 class="text-lg font-bold pt-5">Features & Benefits of Study Loans</h2><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Loan financing up to Rs.1 crore is available</li><li class="pt-1 pb-1">Loan repayment tenure is up to 15 years</li><li class="pt-1 pb-1">Get education loans for studies in India and abroad</li><li class="pt-1 pb-1">For abroad studies some lenders offer loan聽disbursals before applying for a <a href="/visa.html" target="_blank">Visa</a></li><li class="pt-1 pb-1">Door-step service to collect required documents</li><li class="pt-1 pb-1">Children of the bank's employees enjoy preferential rates at several banks</li><li class="pt-1 pb-1">Certain banks offer concessional interest rates to female students</li><li class="pt-1 pb-1">Enjoy a moratorium period of up to 1 year after course completion. During this period, you do not have to make payments on the loan</li><li class="pt-1 pb-1">Enjoy tax benefits for up to eight years on the interest paid</li></ol><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="Check Your Credit Score Now">Check Your Credit Score Now  </a></div><div class="px-0"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_EDUCATION_LOAN&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_EDUCATION_LOAN"><img src="https://static.bankbazaar.com/images/interstitial/desktop-blue-ct-inline-banner.svg" alt="Free Credit score" width="960" height="90" style="max-width:100%;display:inline" fetchPriority="high"/></a></div><h2 class="text-lg font-bold pt-5">List of Expenses Covered in Education Loans</h2><p class="text-base ">Here's what the loan amount will cover:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Tuition fees</li><li class="pt-1 pb-1">Hostel fees</li><li class="pt-1 pb-1">Travel expenses passage money for students studying abroad</li><li class="pt-1 pb-1">Insurance premium</li><li class="pt-1 pb-1">Cost of books/equipment/instruments/uniform</li><li class="pt-1 pb-1">Examination/laboratory/library fees</li><li class="pt-1 pb-1">Cost of a computer/laptop required for course completion</li><li class="pt-1 pb-1">Caution deposit, building fund/refundable deposit supported by institution bills/receipts</li><li class="pt-1 pb-1">Any other expenses required to complete the course such as study tours/thesis/project work</li></ol><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h2 class="text-lg font-bold pt-5">Tax Benefits on Education Loans</h2><p class="text-base ">The interest you pay on your student loan can be deducted under聽<a href="/tax/section-80e.html" target="_blank">Section 80E</a>聽of the <a href="https://www.bankbazaar.com/income-tax.html" target="_blank">Income Tax</a> Act of 1961. This advantage is only available to individual borrowers and is only offered for the purpose of higher education. The deduction is available to all fields of study, both domestically and internationally. It includes both vocational and academic courses.</p><p class="text-base ">It's important to remember that the聽<a href="/tax/tax-deduction-and-types.html" target="_blank">tax deduction</a>聽only applies to the interest portion of the EMI, not the principle. There is, however, no limit to how many times you can claim this benefit. You'll need a certificate from your bank or financial institution that separates the principal and interest components of your EMIs to qualify for this benefit.</p><p class="text-base ">This benefit is accessible for eight years from the day you start repaying your loan or until the interest component is paid off, whichever comes first.</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="Check Your Credit Score Now">Check Your Credit Score Now  </a></div><h2 class="text-lg font-bold pt-5">Courses Covered Under Education Loans</h2><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Undergraduate degrees</li><li class="pt-1 pb-1">Postgraduate degrees</li><li class="pt-1 pb-1">Undergraduate diplomas</li><li class="pt-1 pb-1">Postgraduate diplomas</li><li class="pt-1 pb-1">Vocational training courses</li><li class="pt-1 pb-1">Skill development courses</li><li class="pt-1 pb-1">Doctoral programmes</li></ol><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/webengage/student-loan-in-india.webp" alt="Student Loan" title="Student Loan" width="300" height="300" loading="lazy" style="max-width:100%;display:block;float:left;margin:0 auto"/></div><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><div class="px-0"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_EDUCATION_LOAN&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_EDUCATION_LOAN"><img src="https://static.bankbazaar.com/images/interstitial/desktop-blue-ct-inline-banner.svg" alt="Free Credit score" width="960" height="90" style="max-width:100%;display:inline" fetchPriority="high"/></a></div><h2 class="text-lg font-bold pt-5">Eligibility Criteria for Education Loans</h2><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Loans are provided for sanctioned undergraduate programs, postgraduate programs, PhDs, diploma courses with a duration of six months or more, job-oriented courses, and technical/professional courses</li><li class="pt-1 pb-1">Applicants must be enrolled or secure admissions in recognised institutions, government institutions, professional institutions, and international colleges and universities</li><li class="pt-1 pb-1">For undergraduate courses, applicants should have completed 10+2 (12th standard), and for postgraduate courses, a degree is required</li></ol><h2 class="text-lg font-bold pt-5">List of Documents Required for Education Loans</h2><p class="text-base ">Here is an indicative list of documents that most lenders ask for:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Admission letter from the educational institution</li><li class="pt-1 pb-1">Marksheets (previous education - school/college)</li><li class="pt-1 pb-1">Age proof</li><li class="pt-1 pb-1">ID proof</li><li class="pt-1 pb-1">Address proof</li><li class="pt-1 pb-1">Signature proof</li><li class="pt-1 pb-1">Salary slips</li><li class="pt-1 pb-1">Recent bank account statements</li><li class="pt-1 pb-1">ITR with the income computation</li><li class="pt-1 pb-1">Audited balance sheet</li><li class="pt-1 pb-1">Recent bank statements</li><li class="pt-1 pb-1">Proof of turnover (service tax return/sales receipt)</li><li class="pt-1 pb-1">Completed application form with signature</li><li class="pt-1 pb-1">Latest passport-size photographs</li><li class="pt-1 pb-1">Appropriate <a href="https://www.bankbazaar.com/visa.html" target="_blank">Visa</a>聽for studies abroad</li></ol><p class="text-base ">Know more about documents required for education loan <a href="https://www.bankbazaar.com/education-loan/documents-required-for-education-loan.html" target="_blank">here</a></p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h2 class="text-lg font-bold pt-5">What Do the Lenders Consider to Approve the Loan?</h2><p class="text-base ">Lenders consider the following factors when approving a loan:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">The course and institute you choose</li><li class="pt-1 pb-1">The amount you need</li><li class="pt-1 pb-1">Your academic performance</li><li class="pt-1 pb-1">Repayment capacity of your family</li><li class="pt-1 pb-1">Family assets</li><li class="pt-1 pb-1">Annual income</li></ol><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><div class="px-0"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_EDUCATION_LOAN&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_EDUCATION_LOAN"><img src="https://static.bankbazaar.com/images/interstitial/desktop-blue-ct-inline-banner.svg" alt="Free Credit score" width="960" height="90" style="max-width:100%;display:inline" fetchPriority="high"/></a></div><h2 class="text-lg font-bold pt-5">How to Apply for an Education Loan Online</h2><p class="text-base ">To apply for an education loan through the official bank website, follow these steps:</p><p class="text-base "><strong>Step 1:</strong> Access the bank's official website</p><p class="text-base "><strong>Step 2:</strong> Locate the education loan product page</p><p class="text-base "><strong>Step 3: </strong>Complete the application-cum-consent form by entering your personal and contact information</p><p class="text-base "><strong>Step 4:</strong> Provide your academic and financial details when contacted by the bank</p><p class="text-base "><strong>Step 5: </strong>Choose between the doorstep service option for a study loan or visit the bank in person to finalize the loan approval process</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h2 class="text-lg font-bold pt-5">How to Apply for an Education Loan Offline</h2><p class="text-base ">聽You can apply for an education loan offline by following the steps given below:</p><p class="text-base "><strong>Step 1:</strong> Visit your chosen bank branch</p><p class="text-base "><strong>Step 2:</strong> Request a student loan application form</p><p class="text-base "><strong>Step 3:</strong> Fill out the form with personal, academic, and financial details</p><p class="text-base "><strong>Step 4: </strong>Confirm loan terms with a bank official</p><p class="text-base "><strong>Step 5:</strong> Submit the completed application form and documents</p><p class="text-base "><strong>Step 6: </strong>Receive a formal student loan agreement once approved</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h2 class="text-lg font-bold pt-5">How to Calculate Education Loan EMI</h2><p class="text-base ">An education loan EMI (Equated Monthly Installment) is the fixed amount a student has to pay every month to repay their education loan. The EMI includes both the principal loan amount and the interest charged by the bank or lending institution.</p><p class="text-base ">The following formula illustrates how educational loan EMI is calculated:</p><p class="text-base "><strong>EMI= [P*R*(1+R)^n]/[(1+R)^n-1]</strong></p><p class="text-base ">Where,</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>P </strong>= Principal amount</li><li class="pt-1 pb-1"><strong>R </strong>= Rate of interest</li><li class="pt-1 pb-1"><strong>n聽</strong>= Tenure in months</li></ol><p class="text-base "><strong>Example:</strong></p><p class="text-base ">Consider Mr. Kapoor, who borrows an educational loan of Rs. 10 lakhs at an average interest rate of 12% for a two-year period. The calculated EMI would be:</p><p class="text-base ">P = Rs. 10 lakhs</p><p class="text-base ">R = 12/100/12 (converted to months)</p><p class="text-base ">n = 2 years</p><p class="text-base ">The EMI would be Rs. 46,073</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="Check Your Credit Score for FREE">Check Your Credit Score for FREE  </a></div><h2 class="text-lg font-bold pt-5">Education Loan EMI Calculator</h2><p class="text-base ">The<a href="https://www.bankbazaar.com/education-loan/emi-calculator.html" target="_blank"> Education Loan EMI calculator</a> is an online calculating tool designed to help borrowers calculate the monthly repayment amount for their educational loans. It generates an amortisation schedule illustrating the EMI breakdown, including monthly interest payments and the portion of the principal repaid.</p><p class="text-base ">The tool also outlines the total amount repaid to date and the outstanding balance, offering a comprehensive understanding of the overall cost of the educational loan. This facilitates the calculation of the total interest payable throughout the loan tenure.</p><h3 class="text-md font-bold pt-5">How Does the Education Loan Calculator Help You?</h3><p class="text-base ">For individuals considering or already applying for an educational loan, understanding the monthly EMI commitment is crucial. The Education Loan EMI calculator aids in assessing the monthly financial obligation, allowing borrowers to explore various interest rates and select preferred banks.聽This information enables effective budget planning</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h3 class="text-md font-bold pt-5">How to Use the Education Loan EMI Calculator</h3><p class="text-base ">The tool is user-friendly and free of charge, requiring users to input the following details:聽</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Amount: </strong>The desired educational loan amount</li><li class="pt-1 pb-1"><strong>Tenure:</strong> The preferred duration for repaying the loan, representing the EMI period</li><li class="pt-1 pb-1"><strong>Rate of Interest:聽</strong>The applicable interest rate offered by the lending institution</li></ol><p class="text-base ">By entering these details, users can obtain the monthly EMI amount, with the flexibility to adjust parameters for a customized monthly budget</p><h3 class="text-md font-bold pt-5">Key Benefits of Using the Education Loan EMI Calculator</h3><p class="text-base ">Key advantages of utilising the educational loan <a href="https://www.bankbazaar.com/education-loan/emi-calculator.html" target="_blank">EMI calculator</a>聽include:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Instantly provides the monthly EMI amount</li><li class="pt-1 pb-1">Offers a clear overview of monthly EMI commitments</li><li class="pt-1 pb-1">Facilitates budgeting and savings for financial goals</li><li class="pt-1 pb-1">Illustrates the amortisation schedule, detailing paid-off EMIs</li><li class="pt-1 pb-1">Provides insight into the outstanding principal for effective fund management</li><li class="pt-1 pb-1">Accessible from any location and free of charge</li></ol><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h2 class="text-lg font-bold pt-5">Education Loan Repayment Process</h2><p class="text-base ">The loan repayment period normally starts 12 months after completion of the course or 6 months after employment, whichever comes first.聽Applicants are given varied moratorium periods by different lenders when it comes to repaying their loans. You will be required to repay your loan using EMIs.</p><h3 class="text-md font-bold pt-5">Different Modes of Repayment</h3><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Internet Banking</strong> - Pay online through the lender's website or mobile app</li><li class="pt-1 pb-1"><strong>Cheque </strong>- Drop a cheque at any of the branches</li><li class="pt-1 pb-1"><strong>Direct debit</strong> - Set up recurring payments for your EMI to be directly debited from your bank account on the payment due date</li><li class="pt-1 pb-1"><strong>Demand Draft</strong> - Pay through a DD</li></ol><p class="text-base ">The preferred method of repayment varies between lenders. Therefore, it is advisable to check with your lender when taking the loan.</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><h3 class="text-md font-bold pt-5">Moratorium Period</h3><p class="text-base ">In the case of education loans, the beneficiaries will be able to start paying off the loan after the completion of the educational course or after successful employment.</p><h3 class="text-md font-bold pt-5">Part-Payment of Education Loans</h3><p class="text-base ">The beneficiaries of education loans will be allowed to make part payments towards their loans. As an applicant, you can pay back a lump sum amount to make part repayment of the loan.</p><h3 class="text-md font-bold pt-5">Pre-Payment of Education Loans</h3><p class="text-base ">If an applicant is able to manage the funds for the pre-payment of the loan amount, he or she will be able to do the same. However, it should be kept in mind that this might聽incur a processing fee.</p><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div><p class="text-base ">If money is the only thing standing between you and your professional goals, consider taking out an education or student loan to help you achieve them. You can receive collateral-free goals, which means you won't have to provide the lender with any security and your payments won't start right after graduation.</p><div class="mb-2.5 py-1"><div class="grid grid-cols-12 gap-2.5"><div class=" lg:col-span-12 md:col-span-12 col-span-12"><div class="border bg-transparent hover:bg-transparent" data-testid="accordion-"><details name=":Ree9licl:" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>More Information on Education Loan <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ol class="list-disc list-outside ml-4 mr-4 columns-3"><li class=""><a href="/education-loan/emi-calculator.html" title="Education Loan EMI Calculator" target="_black">Education Loan EMI Calculator</a></li><li class=""><a href="/education-loan-eligibility.html" title="Education Loan Eligibility" target="_black">Education Loan Eligibility</a></li><li class=""><a href="/education-loan-interest-rate.html" title="Education Loan Interest Rate" target="_black">Education Loan Interest Rate</a></li><li class=""><a href="/education-loan/top-education-loan-providers-india-for-foreign-education.html" title="Study Loan For Foreign Education" target="_black">Study Loan For Foreign Education</a></li><li class=""><a href="/sbi-education-loan.html" title="SBI Education Loan" target="_black">SBI Education Loan</a></li><li class=""><a href="/hdfc-bank-education-loan.html" title="HDFC Bank Education Loan" target="_black">HDFC Bank Education Loan</a></li><li class=""><a href="/bank-of-india-education-loan.html" title="Bank Of India Education Loan" target="_black">Bank Of India Education Loan</a></li><li class=""><a href="/bank-of-baroda-education-loan.html" title="Bank Of Baroda Education Loan" target="_black">Bank Of Baroda Education Loan</a></li><li class=""><a href="/education-loan/working-professionals-in-india.html" title="Study Loan for Vocation Courses" target="_black">Study Loan for Vocation Courses</a></li><li class=""><a href="/education-loan/medical-students-in-india.html" title="Study Loan for Medical Courses" target="_black">Study Loan for Medical Courses</a></li><li class=""><a href="/education-loan/engineering-students-in-india.html" title="Study Loan for Engineering" target="_black">Study Loan for Engineering</a></li></ol></div></details></div></div></div></div><div class="rounded-lg border border-slate-200 text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-destructive-light" data-testid="card-"><div class="p-2.5"><h3 class="text-md font-bold pt-1">Be Money-Smart with our App</h3> <div class="mb-2.5"><a href="https://bnkbzr.page.link/qBro"><img src="https://static.bankbazaar.com/images/download-android-application.svg" alt="Check your Credit Score" title="Download BankBazaar Android App" width="121" height="36" loading="lazy" style="max-width:100%;display:block;float:left;margin:0 auto"/></a></div></div></div><div class="text-center mt-2 mb-2"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_ELBUTTON_18638&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_ELBUTTON_18638" target="_blank" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 focus-visible:ring-offset-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" data-testid="button-" title="FREE Credit Score - Check Now">FREE Credit Score - Check Now  </a></div></div><h2 class="text-lg font-bold pt-4">FAQs on Education Loans</h2><ul class="list-decimal list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Do banks offer education loans without interest? </strong><p class="text-base ">No, an interest rate will be levied by banks on education loans.聽</p></li><li class="pt-1 pb-1"><strong>Will I get the same amount of money on my education loan for the same level course in India and abroad?</strong><p class="text-base ">No, usually education loans for courses in India do not offer the same amount as for comparable level courses abroad. Education loans offer higher amounts for courses abroad as fees and other expenses may be higher there than for courses in India (which also depends on the educational institution).</p></li><li class="pt-1 pb-1"><strong>Is it possible to get an education loan without offering collateral?</strong><p class="text-base ">Almost all education loans from banks and other lenders require collateral, which can be fixed deposits, property, shares, bonds, etc. However, you can still avail an education loan without having to give any collateral. This can be achieved through the Credit Guarantee Fund for Education Loan (CGFEL) Scheme, which covers a collateral-free loan of up to Rs.7.5 lakh. This is only for education loans dispersed under of the Model Education Loan Scheme of the Indian Banks' Association (IBA). To avail of this, you have to apply for an education loan under this scheme through a scheduled commercial bank. You don't need to provide security or collateral for amounts of up to Rs.7.5 lakh, but anything above that will require collateral.</p></li><li class="pt-1 pb-1"><strong>For courses abroad, is the loan offered in the currency of that particular country?</strong><p class="text-base ">For courses abroad, education loans are typically paid directly to the educational institution in the local currency of that country.</p></li><li class="pt-1 pb-1"><strong>Will the moratorium on education loans get extended if I choose to take a sabbatical from my course?</strong><p class="text-base ">The moratorium period on education loans differs from lender to lender. However, it is usually until the borrower gets employed or for up to 1 year of the course being completed, whichever is earlier. If you choose to take a sabbatical and want an extension of your moratorium, it would depend on the bank whether to grant it or not, so it is best to have a discussion about this with the lender.</p></li><li class="pt-1 pb-1"><strong>Are NRIs eligible for education loans from banks in India?</strong><p class="text-base ">One of the eligibility criteria for education loans offered by banks and other financial institutions in India is that the individual should be an Indian national. This means that any student who is a citizen of India can apply for and avail of an education loan from a lender in the country. Collateral or documents which can be taken as security should be those that are enforceable in India.</p></li><li class="pt-1 pb-1"><strong>What happens if I discontinue the course and get employment within the grace period?</strong><p class="text-base ">If you choose to discontinue the course mid-way, you must start repaying the loan immediately after getting a job.</p></li><li class="pt-1 pb-1"><strong>Can I port my education loan to another bank with lower interest rates?</strong><p class="text-base ">Yes, you can move your education loan from one bank to another. However, your current bank might charge a refinance fee. Therefore, it is important to consider all factors of the existing bank and the new bank before moving the loan.</p></li><li class="pt-1 pb-1"><strong>How can I get my student loan waived in India? </strong><p class="text-base ">Yes, student loans in India can be waived in certain circumstances. Government schemes, employment in specific sectors, financial hardship, disability, and institutional policies are some avenues for loan forgiveness. It's essential to check with the loan provider and explore available options.</p></li><li class="pt-1 pb-1"><strong>Can student loans be waived? </strong><p class="text-base ">To get a student loan waived in India, you can explore government schemes, consider employment in sectors that offer loan forgiveness, communicate with your loan provider about financial hardship, and inquire about institutional policies. Providing necessary documentation and meeting eligibility criteria are crucial steps in the process.聽</p></li><li class="pt-1 pb-1"><strong>How do I waive off a loan? </strong><p class="text-base ">To qualify for a loan waive-off, meet the lender's financial hardship criteria, citing reasons like unemployment or illness. Submit an application detailing your financial situation. The lender reviews it, offering terms for the waive-off if eligible. Acceptance involves signing an agreement and adhering to outlined terms, possibly requiring lump-sum payment or a repayment plan. Failure to comply may lead to legal action for debt recovery.聽</p></li><li class="pt-1 pb-1"><strong>Do all education loans cover 100% of the education expenses?</strong><p class="text-base ">Yes, education loans cover 100% of the education expenses. However, full coverage may only be provided for expenses under a certain limit. Lenders have a margin if the expenses go above the limit.</p></li><li class="pt-1 pb-1"><strong>What are the key highlights of the New Education Policy 2020?</strong><p class="text-base ">The New Education Policy 2020 focuses on holistic development, multilingualism, vocational training, and digital learning. For more details, visit聽<a rel="noopener" href="https://www.bankbazaar.com/education-loan/new-education-policy-2020.html">New Education Policy 2020</a>.聽聽</p></li></ul><script type="application/ld+json" data-testid="faq-json-ld">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Do banks offer education loans without interest? ","acceptedAnswer":{"@type":"Answer","text":"No, an interest rate will be levied by banks on education loans. ."}},{"@type":"Question","name":"Will I get the same amount of money on my education loan for the same level course in India and abroad?","acceptedAnswer":{"@type":"Answer","text":"No, usually education loans for courses in India do not offer the same amount as for comparable level courses abroad. Education loans offer higher amounts for courses abroad as fees and other expenses may be higher there than for courses in India (which also depends on the educational institution)."}},{"@type":"Question","name":"Is it possible to get an education loan without offering collateral?","acceptedAnswer":{"@type":"Answer","text":"Almost all education loans from banks and other lenders require collateral, which can be fixed deposits, property, shares, bonds, etc. However, you can still avail an education loan without having to give any collateral. This can be achieved through the Credit Guarantee Fund for Education Loan (CGFEL) Scheme, which covers a collateral-free loan of up to Rs.7.5 lakh. This is only for education loans dispersed under of the Model Education Loan Scheme of the Indian Banks' Association (IBA). To avail of this, you have to apply for an education loan under this scheme through a scheduled commercial bank. You don't need to provide security or collateral for amounts of up to Rs.7.5 lakh, but anything above that will require collateral. ."}},{"@type":"Question","name":"For courses abroad, is the loan offered in the currency of that particular country?","acceptedAnswer":{"@type":"Answer","text":"For courses abroad, education loans are typically paid directly to the educational institution in the local currency of that country."}},{"@type":"Question","name":"Will the moratorium on education loans get extended if I choose to take a sabbatical from my course?","acceptedAnswer":{"@type":"Answer","text":"The moratorium period on education loans differs from lender to lender. However, it is usually until the borrower gets employed or for up to 1 year of the course being completed, whichever is earlier. If you choose to take a sabbatical and want an extension of your moratorium, it would depend on the bank whether to grant it or not, so it is best to have a discussion about this with the lender."}},{"@type":"Question","name":"Are NRIs eligible for education loans from banks in India?","acceptedAnswer":{"@type":"Answer","text":"One of the eligibility criteria for education loans offered by banks and other financial institutions in India is that the individual should be an Indian national. This means that any student who is a citizen of India can apply for and avail of an education loan from a lender in the country. 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Government schemes, employment in specific sectors, financial hardship, disability, and institutional policies are some avenues for loan forgiveness. It's essential to check with the loan provider and explore available options."}},{"@type":"Question","name":"Can student loans be waived? ","acceptedAnswer":{"@type":"Answer","text":"To get a student loan waived in India, you can explore government schemes, consider employment in sectors that offer loan forgiveness, communicate with your loan provider about financial hardship, and inquire about institutional policies. Providing necessary documentation and meeting eligibility criteria are crucial steps in the process. ."}},{"@type":"Question","name":"How do I waive off a loan? ","acceptedAnswer":{"@type":"Answer","text":"To qualify for a loan waive-off, meet the lender's financial hardship criteria, citing reasons like unemployment or illness. Submit an application detailing your financial situation. The lender reviews it, offering terms for the waive-off if eligible. Acceptance involves signing an agreement and adhering to outlined terms, possibly requiring lump-sum payment or a repayment plan. Failure to comply may lead to legal action for debt recovery. ."}},{"@type":"Question","name":"Do all education loans cover 100% of the education expenses?","acceptedAnswer":{"@type":"Answer","text":"Yes, education loans cover 100% of the education expenses. However, full coverage may only be provided for expenses under a certain limit. Lenders have a margin if the expenses go above the limit."}},{"@type":"Question","name":"What are the key highlights of the New Education Policy 2020?","acceptedAnswer":{"@type":"Answer","text":"The New Education Policy 2020 focuses on holistic development, multilingualism, vocational training, and digital learning. For more details, visit <a rel=\"noopener\" href=\"https://www.bankbazaar.com/education-loan/new-education-policy-2020.html\">New Education Policy 2020</a>.  ."}}]}</script><h2 class="text-lg font-bold pt-2 pb-2"></h2><div class="flex flex-col gap-2.5"></div><div class="rounded-lg border border-slate-200 text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-secondary-light mt-4" data-testid="card-"><div class="p-2.5"><div style="overflow:hidden;padding-bottom:10px"><h3 class="text-md font-bold pb-1.5">About the Author</h3><div style="float:left"><img src="/images/common/author_nishit_female.webp" alt="Nishit Kunal" title="Nishit Kunal" width="53" height="53" loading="lazy" style="max-width:100%;display:inline;border-radius:100%;width:80px"/><p class="text-sm font-bold inline pl-1.5">Nishit Kunal</p></div><a style="float:right" target="_blank" href="https://in.linkedin.com/in/nishit-kunal " rel="noreferrer"><span class="relative flex h-10 w-10 shrink-0 overflow-hidden rounded-full border justify-center items-center bg-white"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-linkedin"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"></path><rect width="4" height="12" x="2" y="9"></rect><circle cx="4" cy="4" r="2"></circle></svg></span></a></div><p class="text-base ">Nishit Kunal, currently working as an Editor has been with BankBazaar for over 5 years with expertise in writing on loan, credit cards, etc. When not working, Nishit dabbles between being a cinephile, writing, and playing with his dogs.聽</p></div></div><script type="application/ld+json" data-testid="organization-json-ld">{"@context":"http://schema.org","@type":"Organization","name":"BankBazaar","url":"https://www.bankbazaar.com/","logo":"https://www.bankbazaar.com/images/bankbazaar-logo.png","sameAs":["https://www.facebook.com/bankbazaar/","https://twitter.com/bankbazaar","https://www.instagram.com/bankbazaar/","https://www.linkedin.com/company/417362/","https://www.youtube.com/@BankBazaar","https://in.linkedin.com/company/bank_bazaar"]}</script></div></div></div></div></div></div><div class="container mx-auto px-4"><div class="py-5"><div class="border bg-transparent hover:bg-transparent" data-testid="accordion-"><details name=":R3cl:" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>Disclaimer <span class="accordion-arrow absolute right-2.5"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5">Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. 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Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/axis-fixed-deposit.html" title="Axis Fixed Deposit" aria-label="Axis Fixed Deposit">Axis Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/post-office-fixed-deposit-rate.html" title="Post Office Fixed Deposit" aria-label="Post Office Fixed Deposit">Post Office Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/senior-citizen-fixed-deposit.html" title="Senior Citizen Fixed Deposit" aria-label="Senior Citizen Fixed Deposit">Senior Citizen Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/5years-fd-interest-rates.html" title="5 Years FD Interest Rates" aria-label="5 Years FD Interest Rates">5 Years FD Interest Rates</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/monthly-income-scheme.html" title="Monthly Income FD Schemes" aria-label="Monthly Income FD Schemes">Monthly Income FD Schemes</a></li></ul></div><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Calculator:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/calculators.html" title="All Finance Calculators" aria-label="All Finance Calculators">All Finance Calculators</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/home-loan/emi-calculator.html" title="Home Loan Calculator" aria-label="Home Loan Calculator">Home Loan Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/personal-loan/emi-calculator.html" title="Personal Loan EMI Calculator" aria-label="Personal Loan EMI Calculator">Personal Loan EMI Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/car-loan/emi-calculator.html" title="Car Loan EMI Calculator" aria-label="Car Loan EMI Calculator">Car Loan EMI Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/fd-calculator.html" title="FD Calculator" aria-label="FD Calculator">FD Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/recurring-deposit/rd-interest-calculator.html" title="RD Calculator" aria-label="RD Calculator">RD Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/finance-tools/emi-calculator.html" title="EMI Calculator" aria-label="EMI Calculator">EMI Calculator</a></li></ul></div></div><div data-orientation="horizontal" role="none" class="shrink-0 bg-slate-200 dark:bg-slate-800 h-[1px] w-full my-4"></div><div class="items-center flex justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Learn More:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/category/credit-cards/" title="Credit Cards" aria-label="Credit Cards">Credit Cards</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/yes-bank-bankbazaar-finbooster-credit-card/" title="Credit Card Offers" aria-label="Credit Card Offers">Credit Card Offers</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/category/investment/" title="Investments" aria-label="Investments">Investments</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/category/money-management/" title="Money Management" aria-label="Money Management">Money Management</a></li></ul></div><div class="items-center flex justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Others:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/car-loan.html" title="Car Loan" aria-label="Car Loan">Car Loan</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/tax.html" title="Income Tax" aria-label="Income Tax">Income Tax</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/ifsc-code.html" title="Bank IFSC Code" aria-label="Bank IFSC Code">Bank IFSC Code</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/gold-rate-india.html" title="Gold Rate" aria-label="Gold Rate">Gold Rate</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/indian-holiday-calendar.html" title="Indian Holidays" aria-label="Indian Holidays">Indian Holidays</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/visa.html" title="Visa" aria-label="Visa">Visa</a></li></ul></div><div data-orientation="horizontal" role="none" class="shrink-0 bg-slate-200 dark:bg-slate-800 h-[1px] w-full my-4"></div><div class="items-start flex justify-center gap-4 p-2.5"><div class="items-center flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Mobile Apps:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://bnkbzr.page.link/qBro" title="Google play" target="_blank" aria-label="Google play"><img src="https://static.bankbazaar.com/images/download-android-application.svg" alt="Google play" title="Google play" width="121" height="36" loading="lazy" style="max-width:100%;display:inline"/></a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://bnkbzr.page.link/qBro" title="Apple Store" target="_blank" aria-label="Apple Store"><img src="https://static.bankbazaar.com/images/india/infographic/apple-store-button.svg" alt="Apple Store" title="Apple Store" width="121" height="36" loading="lazy" style="max-width:100%;display:inline"/></a></li></ul></div><div class="items-center flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Contact Us:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="mailto:support@bankbazaar.com" title="support[at]bankbazaar[dot]com" aria-label="support[at]bankbazaar[dot]com"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="https://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-mail h-4/5 text-base fill-gray"><rect width="20" height="16" x="2" y="4" rx="2"></rect><path d="m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7"></path></svg></span>support[at]bankbazaar[dot]com</a></li></ul></div><div class="items-center flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Follow Us:</p><ul 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