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New services are added frequently and these Terms and Conditions of Service may therefore be modified and updated on an ongoing basis. It is important to check back to this page regularly.</span></i></p> <p>Newsmax Media, Inc. and its affiliates (“Newsmax”) owns and operates newsmax.com (including the subdomains available thereunder, e.g., https://www.newsmax.com/health, https://www.newsmax.com/finance, https://www.newsmax.com/world), https://lignet.com, https://fbtalliance.com, https://shop.newsmax.com,&nbsp;https://www.newsmaxplus.com, https://www.newsmaxtv.com, &nbsp;https://www.newsmaxshop.com, and https://w3.newsmax.com and any affiliated sites (collectively, the “Sites”) as well as makes the same or similar content available via e-mail (“E-mail Content”)&nbsp;via websites, via television devices and SMART TV devices and apps, and to mobile devices (“Mobile Content”) via App, SMS, &nbsp;Push notification, websites and emails. (Typically, app purchases are also subject to the terms and conditions of the entity that operates the app store, which are accessible on that entity’s website.) The Sites, E-mail Content, Mobile Content, apps (free and subscription based), the Feeds (as defined below), subscription products and services (online and digital) offered by Newsmax (“Services”), all television content delivered by video, app, streaming, broadcast, cable, satelilite, digital and any other means television is delivered, and all related content and products thereto, are collectively referred to herein as “Newsmax Offerings.” These Terms and Conditions of Service (“Terms and Conditions”) contain the terms, covenants, conditions, and provisions upon which you (also sometimes referred to herein as “user”) may access and use the Newsmax Offerings, including (without limitation) the information displayed on the Sites. These Terms and Conditions are current as of the date above and, together with any Special Terms and Other Agreements (defined in Paragraph 22 below) and our Privacy Policy, comprise your agreement with us.</p> <p>By using any part of the Newsmax Offerings, you acknowledge that you have read these Terms and Conditions, understand them, and agree to be bound by them. As a material condition of such use, you warrant that you are over the age of eighteen and that you have provided accurate and complete information in any communication with Newsmax. <strong>Paragraph 15 of these Terms and Conditions includes a provision binding you to arbitration of any dispute you may have with respect to your use of the Newsmax Offerings, pursuant to which you relinquish your right to bring an action in court and to a jury trial, although Newsmax retains the option to arbitrate or to bring an action in court.</strong> Specific reference is made to that provision, to which you agree by using any part of the Newsmax Offerings.</p> <p>You also hereby acknowledge that you have read and understand the Privacy Policy and consent to the use of your Personal Data defined herein by Newsmax as information that identifies you or can be used to identify or contact you, and in greater detail in the Privacy Policy. <strong>If you do not wish to be bound by the provisions of these Terms and Conditions, please do not use any of the Newsmax Offerings.</strong></p> <p>FULL DISCLAIMER (Health-related content and affiliated medical sites): ALL INFORMATION PRESENTED IN THE NEWSMAX OFFERINGS AND VIA E-MAIL AND ANY PUBLICATION OR VIDEO PRESENTATION IS GENERIC, NONSPECIFIC AND FOR GENERAL INFORMATIONAL PURPOSES ONLY. ANY MEDICALLY-RELATED INFORMATION, INCLUDING (WITHOUT LIMITATION) RESPONSES TO INDIVIDUAL AND OTHER READER QUESTIONS, IS NOT PROVIDED BY A PERSONAL HEALTH PROFESSIONAL, DOES NOT CONSTITUTE SPECIFIC MEDICAL ADVICE FOR ANY INDIVIDUAL AND IS FOR INFORMATIONAL PURPOSES ONLY. NO INFORMATION PRESENTED IN THE NEWSMAX OFFERINGS SHOULD BE CONSTRUED AS MEDICAL CONSULTATION, DIAGNOSES OR INSTRUCTION. ANY ACTION YOU TAKE ON THE BASIS OF THIS INFORMATION IS SOLELY AT YOUR OWN RISK AND EXPENSE. READERS ARE ADVISED TO CONSULT A HEALTH PROFESSIONAL ABOUT ANY ISSUE REGARDING THEIR HEALTH AND WELL-BEING. <strong>The opinions expressed in the Newsmax Offerings do not necessarily reflect those of Newsmax Media, Inc. or any of its subsidiaries.</strong></p> <p>FULL DISCLAIMER (Financial-related content and affiliated sites): ALL INFORMATION PRESENTED IN THE NEWSMAX OFFERINGS AND VIA E-MAIL AND ANY PUBLICATION&nbsp; OR VIDEO PRESENTATION DISCUSSED THEREIN ARE INTENDED SOLELY FOR INFORMATIONAL PURPOSES AND ARE NOT TO BE CONSTRUED, UNDER ANY CIRCUMSTANCES, BY IMPLICATION OR OTHERWISE, AS AN OFFER TO SELL OR A SOLICITATION TO BUY OR SELL OR TRADE IN ANY COMMODITIES, SECURITIES, OR CURRENCIES HEREIN NAMED. INFORMATION IS OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE, BUT IS IN NO WAY GUARANTEED. NO GUARANTEE OF ANY KIND IS IMPLIED OR POSSIBLE WHERE PROJECTIONS OF FUTURE CONDITIONS ARE ATTEMPTED. IN NO EVENT SHOULD THE CONTENT BE CONSTRUED AS AN EXPRESS OR IMPLIED PROMISE, GUARANTEE OR IMPLICATION BY OR FROM THE SERVICES, NEWSMAX OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES OR OTHER AGENTS THAT YOU WILL PROFIT OR THAT LOSSES CAN OR WILL BE LIMITED IN ANY MANNER WHATSOEVER. SOME RECOMMENDED TRADES MAY INVOLVE SECURITIES HELD BY OUR OFFICERS, AFFILIATES, EDITORS, WRITERS OR EMPLOYEES, AND INVESTMENT DECISIONS MAY BE INCONSISTENT WITH OR EVEN CONTRADICTORY TO THE DISCUSSION OR RECOMMENDATION IN THE SERVICE. PAST RESULTS ARE NO INDICATION OF FUTURE PERFORMANCE. ALL INVESTMENTS ARE SUBJECT TO RISK, WHICH SHOULD BE CONSIDERED PRIOR TO MAKING ANY INVESTMENT DECISIONS. CONSULT YOUR PERSONAL AND PROFESSIONAL INVESTMENT ADVISERS BEFORE MAKING AN INVESTMENT DECISION. THE NEWSMAX OFFERINGS PROVIDE GENERALIZED FINANCIAL INFORMATION DESIGNED TO EDUCATE A BROAD SEGMENT OF THE PUBLIC; IT DOES NOT GIVE PERSONALIZED INVESTMENT, TAX, LEGAL OR OTHER BUSINESS AND PROFESSIONAL ADVICE. FOR PRIVACY PROTECTION, ABBREVIATED OR FICTITIOUS NAMES WERE USED FOR SOME OF THE INDIVIDUALS MENTIONED IN THE NEWSMAX OFFERINGS AND ANY REPORT OR PUBLICATION. <strong>The opinions expressed in the Newsmax Offerings do not necessarily reflect those of Newsmax Media, Inc. The linking to Newsmax content by third parties is not allowed without express written consent of Newsmax Media, Inc. via email or hard copy.</strong></p> <p><strong><u><span>Terms and Conditions</span></u></strong></p> <p>1. <u>Grant of License.</u> These Terms and Conditions provide you with a personal, revocable, non-exclusive, non-transferable license to use the Newsmax Offerings conditioned on your continued compliance with these Terms and Conditions.</p> <p>In the event that you fail to comply with these Terms and Conditions, Newsmax shall be entitled to terminate this license granted to you with immediate effect and without notice, including removing your ability to access or use the Newsmax Offerings or Other Agreement you may have. Newsmax reserves the right, at any time and in its sole discretion, (a) to block traffic or other access to the Newsmax Offerings, whether or not directly or through third party links or postings and (b) to block or remove your use of a link to the Newsmax Offerings.</p> <p>Except as set forth herein, nothing in these Terms and Conditions is intended to confer any benefit on any third party (whether such benefit would have arisen under any applicable law or regulation or otherwise) and no term will be enforceable by any third party.</p> <p>2. <u>Intellectual Property Rights; Right to Use; Modification of Newsmax Offerings.</u></p> <div style="margin-left: 35.0pt;"> <p>(a) The Newsmax Offerings, including their layout and design, are protected by United States trademark and copyright law and other applicable law and are the exclusive property of Newsmax or its licensors (except as otherwise identified) and, except as expressly provided herein, Newsmax does not grant any express or implied right in any such materials to you. In particular and without limitation, Newsmax owns the copyright in the Newsmax Offerings as a collective work and/or compilation. Newsmax also owns the copyright on, or holds a license for, any and all databases accessible on the Newsmax Offerings and in the selection, coordination, arrangement, aggregation and enhancement of the content of the Newsmax Offerings. Newsmax is entitled to use all such databases and User Materials (as defined in Paragraph 11, below) for such purposes not inconsistent with these Terms and Conditions or any other of our agreements with you. You may, on an occasional and irregular basis, print and download materials and information from the Newsmax Offerings solely for personal and non-commercial use, or, only to the extent permitted by an Other Agreement, for internal business use, provided that you comply with these Terms and Conditions with respect to any copyright or other proprietary notices contained in such materials and information. 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YOU ACKNOWLEDGE THAT NEITHER NEWSMAX NOR ITS THIRD PARTY PROVIDERS CONTROL YOUR EQUIPMENT OR THE TRANSFER OF DATA OVER COMMUNICATIONS FACILITIES, INCLUDING THE INTERNET, AND THAT THE SERVICES PROVIDED HEREUNDER MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF SUCH COMMUNICATIONS FACILITIES, INCLUDING SEARCH ENGINES. NEWSMAX IS NOT RESPONSIBLE FOR ANY DELAYS, DELIVERY FAILURES, DATA LOSS, CONTENT CORRUPTION, PACKET LOSS, OR OTHER DAMAGE RESULTING FROM SUCH PROBLEMS.</p> <p>11. <u>DISCLAIMERS.</u> Newsmax obtains all information furnished on or provided by the Newsmax Offerings from sources believed by it to be accurate and reliable. Because of the possibility of human and mechanical error as well as other factors, the Newsmax Offerings and all related materials, services and information are provided on an “as is” and “as available” basis without representation or warranty of any kind. NEWSMAX AND ITS LICENSORS AND SPONSORS MAKE NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, TO YOU OR ANY OTHER PERSON OR ENTITY AS TO THE ACCURACY, RESULTS, TIMELINESS, COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE WITH RESPECT TO THE NEWSMAX OFFERINGS OR ANY RELATED MATERIALS, SERVICES OR INFORMATION. Newsmax makes no representation that materials in the Newsmax Offerings are appropriate or available for use in any particular location, and access to them from territories where any of the contents of a website are illegal is prohibited. If you choose to access any of the Newsmax Offerings from any such location, you do so on your own volition and are responsible for compliance with any applicable local laws. 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TO THE EXTENT PERMITTED BY LAW, NEWSMAX AND ITS LICENSORS AND SPONSORS DISCLAIM LIABILITY FOR ANY DIRECT OR INDIRECT DAMAGES BASED ON YOUR USE OF THE NEWSMAX OFFERINGS. Newsmax is not liable for any damage arising from any infection by computer viruses, Trojan Horses and other malicious code which may result from your use of the Newsmax Offerings, so you should ensure that you use adequate, up to date, anti-virus software. Newsmax also assumes no responsibility or liability arising from the Newsmax Offerings or for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within the Newsmax Offerings. In addition, although we make a good faith effort to update the Newsmax Offerings periodically, we do not have a duty to update information contained in the Newsmax Offerings, and we will not be liable for any failure to update such information.</p> <p>12. <u>Indemnity.</u> You agree to indemnify, defend and hold harmless Newsmax, its licensors and sponsors, all of their affiliates, and all of their respective officers, directors, employees, shareholders, legal representatives, agents, successors and assigns, from and against any damages, liabilities, costs and expenses (including reasonable attorneys’ and professionals’ fees and court costs) arising out of any third party claims based on or related to your use of the Newsmax Offerings or any breach by you of these Terms and Conditions.</p> <p>13. <u>User Materials.</u> The following terms shall apply to content submitted by users on Newsmax Offerings:</p> <div style="margin-left: 35.0pt;"> <p>(a) The Newsmax Offerings may contain comment sections, discussion forums, or other interactive features in which you may submit, post or upload user-generated content, including but not limited to comments, video, photos, messages, ideas, suggestions, information, know-how, articles, blogs, and other materials or items (collectively, “User Materials”). By submitting User Materials to Newsmax or on Newsmax Offerings, you represent that you are eighteen years of age or older and that you will fulfill the obligations set forth in these Terms and Conditions, which forms a binding contract between you and Newsmax.</p> <p>(b) By submitting User Materials to Newsmax or on Newsmax Offerings, you automatically grant Newsmax a worldwide, fully paid-up, royalty-free, irrevocable, nonexclusive right and license, including right of sublicense, for a period of five (5) years, renewable at the discretion of Newsmax, to adopt, publish, reproduce, modify, adapt, edit, translate, disseminate, transmit, distribute, perform, reformat, copy, use, create updates, analyses or other derivative works of, publicly display or broadcast, incorporate into other works and otherwise exploit such User Materials (in whole or in part) and all ideas, suggestions or know-how provided therein, for any purpose, without consideration to you or to any third parties, in any form, media, or technology now known or later developed. 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Newsmax does not take any responsibility or assume any liability for (i) the content of User Materials, (ii) the accuracy or credibility of any User Materials, (iii) any actions you may take as a result of reading or otherwise using User Materials, or (iv) any failure to store or display User Materials at any time. By accessing or using the Newsmax Offerings, you may be exposed to User Materials sent or posted by others that you may perceive as offensive or otherwise objectionable.</p> <p>(f) Newsmax shall have the right, but not the obligation, to monitor User Materials to determine compliance with these Terms of Service and to satisfy any law, regulation or authorized government request. Although Newsmax has no obligation to monitor, screen, edit or remove any of the User Materials submitted to Newsmax or posted or uploaded to the Newsmax Offerings, Newsmax reserves the right, and has absolute discretion, to screen, edit, refuse to post or remove without notice any such User Materials at any time and for any reason. In addition, Newsmax may share personally identifiable information in response to a law enforcement agency’s request, or as otherwise required or permitted by law.</p> <p>(g) User Materials submitted by you will be considered non-confidential and Newsmax is under no obligation to treat such User Materials as proprietary information except pursuant to the Newsmax Privacy Policy. Without limiting the foregoing, Newsmax reserves the right to use, display or publish any User Materials as it deems appropriate, including, without limitation, deleting, editing, modifying, rejecting, or refusing to post it. If Newsmax rejects or refuses to post your User Materials, you may not release, submit or otherwise distribute such User Materials elsewhere if it contains any references to Newsmax or implies an association with Newsmax.</p> <p>(h) You acknowledge and agree that neither you, nor anyone else who may appear in your submission, will receive any compensation for any use (including for online or offline promotional purposes) by Newsmax of, or ideas, suggestions or know-how you provide in, your User Materials.</p> <p>(i) If you believe that any User Material is infringing copyrights or other intellectual property rights held by you or by someone on whose behalf you are authorized to act, please follow the steps described on Newsmax’s Contact Information page.</p> </div> <p>14. <u>Exchanges and Refund Policies.</u> For any product, book or consumer goods purchased without a subscription, Newsmax offers a 30-day money back guarantee from the date you received the order, unless otherwise noted on the product page, minus shipping/handling or processing fees.&nbsp; Customer is responsible for cost of return shipping to Newsmax.&nbsp; Refund will be processed as soon returned product(s) are received.</p> <p>&nbsp;Merchandise cannot be returned if personalized, used, washed, worn or if listed by Newsmax as clearance or final sale. All refunds are for cost of the product only and do not include shipping/handling charges or processing fees.</p> <div style="background-color:#4472C4;color:white;padding:10px;width:500px;margin:0 auto;"> <p>To request a refund on your order, please contact Customer Service at:</p> <p>Local: (561) 494-0615<br> Toll Free: (800) 485-4350<br> Email: <a href="mailto:CustomerService@newsmax.com?_x_tr_sl=auto&amp;_x_tr_tl=en&amp;_x_tr_hl=en-GB" style="color:white;">CustomerService@newsmax.com</a></p> <p>Newsmax does not offer exchanges.</p> </div> <p><u><strong>For all subscriptions:</strong></u><br> You agree to pay the subscription fees and any other charges incurred for a Service (including any applicable taxes) at the rate then in effect when the charges were incurred. Newsmax may change the fees and charges then in effect, or add new fees or charges, by giving you advance notice. You are responsible for any fee or charges incurred to access a Service through an Internet access provider or other third-party service. Each subscription fee falls into one of the following categories:</p> <div style="margin: 10px 0px 0px 40px; font-family: Arial,Helvetica,sans-serif;"> <p>(a) Paid without a premium product: A paid subscription is when a person pays in full at the time of registration for a certain term. Newsmax will refund in full during the first 60 days of the subscription, and thereafter will refund the full unused portion of the subscription, unless otherwise noted on the subscription offer.</p> <p>(b) Paid with a premium prodcut(s): Newsmax may offer a premium item (e.g., a free book, excluding applicable tax, shipping and handling charges) with a paid subscription when a person pays in full at the time of registration for a certain term. Newsmax will refund in full for the subscription during the first 60 days after the subscription charge was incurred, and thereafter will refund the full unused portion of the subscription, unless otherwise noted on the subscription offer.&nbsp; If your subscription includes a premium product, Newsmax reserves the right to substitute a similar product of equal or greater value.&nbsp; Newsmax will not refund the value of the premium, bonus item or free issues.&nbsp; Shipping/handling and processing fees are not refundable.</p> <p>(c) Trial with a Premium Product(s): Newsmax may offer a premium item (e.g., a free book, excluding applicable tax, shipping and handling charges) with a trial or introductory subscription to a Service.If your subscription order includes a premium product, Newsmax reserves the right to substitute a similar product of equal or greater value. If trial or introductory subscription converts to a paid subscription, you have the option to cancel for a full refund during the first 60 days after the subscription charges were incurred.</p> <p>Thereafter, Newsmax will refund the full unused portion of the subscription, unless otherwise noted on the subscription offer. Newsmax will not refund the value of the premium, bonus items or free issues. Shipping/handling and processing fees are not refundable.</p> </div> <p>15. <u>Renewal; Cancellation.</u> Your subscription will renew automatically by credit card, debit card or automatic check processing unless it is cancelled in accordance with Newsmax’s policies. You will receive a renewal notice before your subscription is renewed. Prior to each subsequent renewal term thereafter, you will receive a notification that your subscription is renewing. For all subscriptions, you must cancel your subscription before it renews in order to avoid billing of subscription fees for the renewal term. Newsmax may cancel your subscription or alter its delivery method at any time by notifying you. The procedures for cancellation and/or refund policies, if any, will be specified in the notification referenced above.</p> <p>16. <u>Governing Law; Jurisdiction; Venue.</u> Except as provided in Paragraph 15, these Terms and Conditions, including (without limitation) any disputes relating to the Newsmax Offerings, whether sounding in contract, tort, statute or otherwise, are governed by the laws of the State of Florida, without reference to its conflict of law principles. Any litigation arising out of or connected in any way with any claim of infringement of copyrights or other intellectual property rights regarding the Newsmax Offerings shall take place in a State or Federal court of competent jurisdiction in Palm Beach County, Florida. You hereby consent to personal jurisdiction and venue in the State and Federal courts located in the State of Florida, Palm Beach County, with respect to any actions, claims, disputes or proceedings arising out of or in connection with the foregoing.</p> <p>17. <u>Dispute Resolution.</u> Except as provided in Paragraph 14 or as specifically provided otherwise in any Other Agreement, any dispute, controversy or claim you may have arising out of or relating to these Terms and Conditions, including any disputes relating to the Newsmax Offerings, whether sounding in contract, tort, statute or otherwise, shall be finally resolved by arbitration. The arbitration shall be conducted by one arbitrator in English and in accordance with the International Rules of the American Arbitration Association, which shall administer the arbitration and act as appointing authority. The place of the arbitration shall be West Palm Beach, Fla. The decision of the arbitrator shall be binding upon the parties hereto, and the expense of the arbitration (including without limitation the award of attorneys’ fees to the prevailing party) shall be paid as the arbitrator determines. The decision of the arbitrator may be entered by any court of competent jurisdiction. You agree to submit to the jurisdiction of the state and federal courts in the State of Florida for the purposes of any judicial proceedings to obtain interim relief and in aid of the arbitration or judicial proceedings to confirm or enforce the award. Notwithstanding the foregoing, Newsmax may seek relief from a court of law in the event of a breach by you of these Terms and Conditions.</p> <p>18. <u>Enforcing Security on the Sites.</u> Actual or attempted unauthorized use of the Sites may result in criminal and/or civil prosecution, including, without limitation, punishment under the Computer Fraud and Abuse Act of 1986 under U.S. federal law. Newsmax reserves the right to take steps Newsmax believes are reasonably necessary or appropriate to enforce and/or verify compliance with any part of these Terms and Conditions such as view, monitor, and record activity on the Sites without notice or permission from User, including, without limitation, by archiving notices or communications sent by User through the Sites. Any information obtained by monitoring, reviewing, or recording is subject to review by law enforcement organizations in connection with investigation or prosecution of possible criminal or unlawful activity on the Sites as well as to disclosures required by or under applicable law or related government agency actions. Newsmax will also comply with all court orders or subpoenas involving requests for such information.</p> <p>19. <u>Injunctive Relief.</u> User acknowledges that any breach, threatened or actual, of these Terms and Conditions, including, without limitation, with respect to unauthorized use of Newsmax proprietary assets, will cause irreparable injury to Newsmax, such injury would not be quantifiable in monetary damages, and Newsmax would not have an adequate remedy at law. User therefore agrees that Newsmax shall be entitled, in addition to other available remedies, to seek and be awarded an injunction or other appropriate equitable relief from a court of competent jurisdiction restraining any breach, threatened or actual, of User’s obligations under any provision of these Terms and Conditions. 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