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The loan is offered based on eligibility criteria such as employment status, credit history, income level, repayment history and capacity."}},{"@type":"Question","name":"How does a personal loan work?","acceptedAnswer":{"@type":"Answer","text":"Personal loans are lump-sum amounts lent by banks or lenders for personal use. You repay with interest over a fixed period through EMIs."}},{"@type":"Question","name":"Which are the occasions for which one can seek personal loan?","acceptedAnswer":{"@type":"Answer","text":"You can consider taking a personal loan for immediate financial needs such as an emergency, vacation, debt repayment or home renovation."}},{"@type":"Question","name":"What is the maximum amount Axis Bank offers?","acceptedAnswer":{"@type":"Answer","text":"The private lender offers a personal loan for a maximum amount of ₹40 lakh when you have an existing relationship with the bank and ₹25 lakh when you don’t have the relationship with the bank."}},{"@type":"Question","name":"Does one need to give some collateral in order to raise a personal loan?","acceptedAnswer":{"@type":"Answer","text":"No, the bank does not require any collateral for raising personal loans."}}]}</script><meta name="next-head-count" content="22"/><script data-nscript="beforeInteractive">function comScore() {var sLash = "/"; 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Digital Streams Limited <br class="jsx-58b6b198173106e4"/>All Rights Reserved.</div></nav><div class="whiteOverlay2"></div><div class="jsx-dcc012c970af4b8e containerNew pfBreadCrumb"><ul class="bcrumb-arrow_breadcrumb__yMw_5" id="breadcrumb"><li><a href="https://www.livemint.com">Home</a><div class="lazy-loaded"></div></li><li><a href="https://www.livemint.com/loans">Loans</a><div class="lazy-loaded"></div></li><li>Axis Bank Personal Loan Interest Rates</li></ul></div><div class="jsx-9d8776a7874411b1"><div class="jsx-9d8776a7874411b1 containerNew EdgeToEdgeContainer"><h1 class="jsx-9d8776a7874411b1 atfEdgeToEdgeHeading">Axis Bank Personal Loan Interest Rates</h1><div class="jsx-9d8776a7874411b1 atfEdgeToEdgeContainer"><div class="jsx-9d8776a7874411b1 showBlock"><div class="jsx-9d8776a7874411b1"><p>In case you are facing a shortage of funds for any reason such as a wedding celebration, vacation or an unanticipated emergency then one of the convenient options that you have is to raise a personal loan.</p><br> <p>Almost all the government and private banks offer personal loans which are unsecured loans given for a variety of purposes. The rate of interest charged on a personal loan is typically higher than that on other loans such as a housing loan or a car loan.</p><br> <p>Here we are discussing the details around Axis Bank, interest rates it charges, eligibility, characteristics and other factors.</p></div></div><a class="jsx-9d8776a7874411b1 readMore">... <span class="jsx-9d8776a7874411b1">Read More</span></a></div></div></div><div class="jsx-dcc012c970af4b8e containerNew emiCalcContainer clearfix"><div class="jsx-e03ca1307b5ee8da emiCalculatorPageCss_mainContainer__j3yaR"><div class="plOfferFormBanner plBanner"><div class="PLOffersFormBannerCss_lazyLoaded__zmhpJ"></div></div><div id="embed-content" class="jsx-c37d72263c370314 CalculatorDescription_plContainer__9gFdl"><h2>Axis Bank personal loan characteristics</h2> <p>I. The loan does not require collateral.</p> <p>II. The loan application process is simple and easy online.</p> <p>III. The loan tenure is usually flexible.</p> <p>IV. The bank offers personal loans of up to <span class='webrupee'>₹</span>40 lakhs to salaried individuals.</p> <br> <h2>Documents required for Axis Bank personal loan:</h2> <p>1. Last 3-months’ bank statement.</p> <p>2. Three latest salary slips with the latest form 16</p> <p>3. KYC documents including passport, driving license, pan card, aadhaar card, voter ID.</p><br> <h2>Axis Bank personal loan eligibility</h2> <p>I. Salaried employees could be doctors, employees of public and private limited companies and government sector employees.</p> <p>II. The applicants could be aged between 21 to 60 at the time of maturity of the personal loan.</p> <p>III. Minimum net monthly income could be <span class='webrupee'>₹</span>15,000 for Axis Bank customers and <span class='webrupee'>₹</span>25,00 for non-Axis Bank customers.</p> <br> <h2>Interest rates and charges for Axis Bank personal loan:</h2> <p>Bank charges anywhere between 10.25 to 22 percent per annum (as on August 29, 2024).</p> <br> <h2>Charges levied on Axis Bank personal loan:</h2> <p>I. Processing fee charges &emsp; &emsp; Up to 2 percent of the loan amount + GST</p> <p>II. Repayment instruction &emsp; &emsp; Rs.339/- per instance of dishonour</p> <p>III. Swap charges (Cheque/Instrument) &emsp; &emsp; Rs.500/- per instance + GST</p> <p>IV. Penal Charges &emsp; &emsp; Financial Default: 8% p.a. above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance)</p> <p>V. Duplicate statement issuance charges &emsp; &emsp; Rs.250/- per instance per set + GST</p> <p>VI. Duplicate Amortization schedule issuance charges &emsp; &emsp; Rs.250/- per instance + GST </p> <p>VII. Credit Information Companies (CICs) Report &emsp; &emsp; Rs. 50/- per instance + GST </p> <p>VIII. No Dues Certificate generation charges (Duplicate)&emsp; &emsp;Rs.50 per instance + GST </p> <p>IX. Part Payment / Pre-Payment Charges &emsp; &emsp;3% (up to 3 years) </p> &emsp; &emsp;<p>2% (more than 3 years)</p> <p>(As on Aug 29, 2024)</p> <br></div><div id="embed-content" class="jsx-c37d72263c370314 CalculatorDescription_plContainer__9gFdl"><h2>Axis Bank Personal Loan EMI calculator</h2> <p>With Axis Bank personal loan EMI calculator, you can you calculate the EMIs by entering the necessary details. These details are interest rate charged by the bank, amount of personal loan and loan tenure (months).</p> <br> <p>Once all these details are entered, you can calculate the equated monthly instalments (EMIs) that you need to pay in order to service the loan.</p><br> <p>You can access the loan calculator here:</p> <p><a href="https://www.axisbank.com/retail/calculators/personal-loan-emi-calculator">https://www.axisbank.com/retail/calculators/personal-loan-emi-calculator</a></p></div><div class="jsx-dc9992492565ccfd bp_table_container"><h2 class="jsx-dc9992492565ccfd table_heading">Other banks’ Personal Loan Interest Rates</h2><div id="article-index-5" class="jsx-dc9992492565ccfd tableData onFlyDataTable"><div><table><thead><tr><th><strong>Bank</strong></th><th><strong>Interest Rate (p.a.)</strong></th><th><strong>Processing Fee</strong></th></tr></thead><tbody><tr><td>ICICI Bank </td><td>10.80% p.a. - 16.15% p.a.</td><td>Up to 2%</td></tr><tr><td>Yes Bank </td><td>10.99% p.a. onwards - 20% p.a. </td><td>Up to 2.5%</td></tr><tr><td>Kotak Mahindra Bank </td><td>10.99% and above </td><td>Up to 3% </td></tr><tr><td>Axis Bank </td><td>10.99% p.a.- 22% p.a.</td><td>Up to 2% of the loan amount </td></tr><tr><td>IndusInd Bank </td><td>10.25% p.a. - 34.05% p.a.</td><td>Up to 3.5% onwards</td></tr><tr><td>HSBC Bank </td><td>9.99% p.a. - 15.00% p.a. </td><td>Up to 2% </td></tr><tr><td>IDFC First Bank </td><td>10.90% p.a. - 36% p.a. </td><td>Up to 3.5% </td></tr><tr><td>State Bank of India </td><td>11.15% p.a. - 14.30% p.a.</td><td>Up to 1.50% </td></tr><tr><td>Bank of Baroda </td><td>11.10% p.a. - 18.15% p.a.</td><td>Up to 2% </td></tr><tr><td>Federal Bank </td><td>11.49% p.a. - 14.49% p.a. </td><td>Up to 2%</td></tr><tr><td>Bank of India </td><td>10.85% onwards</td><td>Up to 2% </td></tr><tr><td>IDBI Bank </td><td>11.00% p.a. - 15.50% p.a. </td><td>Contact the bank </td></tr><tr><td>Punjab National Bank </td><td>11.40% p.a. to 17.95% p.a.</td><td>Up to 1.00% </td></tr></tbody></table></div><p> <i>(Interest rates as on August 27, 2024)</i></p></div></div><div id="embed-content" class="jsx-c37d72263c370314 CalculatorDescription_plContainer__9gFdl"><h2>Axis Bank Personal loan application process:</h2> <p>1. You can visit the Personal Loan section and click on the 'Apply Now' button</p> <p>2. Now you need to give your personal details such as mobile number and either Date of Birth (DOB) or PAN</p> <p>3. Now you need to enter the OTP that you receive on your mobile number</p> <p>4. Now, give the consent for sharing your details for verification of documents</p> <p>5. You should keep your last six months bank statements and salary slips to upload</p> <p>6. Now complete the eKYC and Video KYC process for your loan application to be complete</p> </div><div class="PersonalLoanPagesStyles_plLinksContainer__hI_1I"><div class="PersonalLoanPagesStyles_widgetTitle__4gMX_"><h2>Personal Loan Quick Links</h2></div><div class="PersonalLoanPagesStyles_plPageLinks__kNnF4"><a href="https://www.livemint.com/money/loan/personal-loan">Personal Loan</a> <a href="https://www.livemint.com/loans/business-loan">Business Loan</a> <a href="https://www.livemint.com/loans/personal-loan-emi-calculator">Personal Loan EMI Calculator</a> <a href="https://www.livemint.com/loans/personal-loan-eligibility">Personal Loan Eligibility</a> <a href="https://www.livemint.com/loans/personal-loan-interest-rates">Personal Loan Interest Rate</a> <a href="https://www.livemint.com/loans/personal-loan-eligibility-calculator">Personal Loan Eligibility Calculator</a> <a href="https://www.livemint.com/loans/instant-personal-loan">Instant Personal Loan</a> </div></div><div class="emiFaqBox faqBox "><div class="container"><div class="faq"><h2>Axis Bank Personal Loan Interest Rates FAQs</h2><h3 class="accordion ">What is a personal loan?</h3><div class="panel" style="max-height:0"><p>A Personal Loan is an unsecured loan offered by banks requiring minimal documentation and no collateral. The loan is offered based on eligibility criteria such as employment status, credit history, income level, repayment history and capacity.</p></div><h3 class="accordion ">How does a personal loan work?</h3><div class="panel" style="max-height:0"><p>Personal loans are lump-sum amounts lent by banks or lenders for personal use. You repay with interest over a fixed period through EMIs.</p></div><h3 class="accordion ">Which are the occasions for which one can seek personal loan?</h3><div class="panel" style="max-height:0"><p>You can consider taking a personal loan for immediate financial needs such as an emergency, vacation, debt repayment or home renovation.</p></div><h3 class="accordion ">What is the maximum amount Axis Bank offers?</h3><div class="panel" style="max-height:0"><p>The private lender offers a personal loan for a maximum amount of ₹40 lakh when you have an existing relationship with the bank and ₹25 lakh when you don’t have the relationship with the bank.</p></div><h3 class="accordion ">Does one need to give some collateral in order to raise a personal loan?</h3><div class="panel" style="max-height:0"><p>No, the bank does not require any collateral for raising personal loans.</p></div></div></div></div></div><div class="jsx-dcc012c970af4b8e emiCalcRhs"><div 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prices\u003c/strong\u003e: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/market/commodities/gold-price-eases-rs-2350-from-record-high-as-us-dollar-hits-two-week-high-should-you-buy-after-trump-zelensky-meeting-11740793828424.html\"\u003eGold prices\u003c/a\u003e declined on Friday, February 28, marking their largest weekly drop since November. The strengthening US dollar weighed on bullion as investors looked forward to key US inflation data for clues on the Federal Reserve's monetary policy.\u003c/p\u003e\u003cp\u003eSince the beginning of the year, \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/market/commodities/gold-price-eases-rs-2350-from-record-high-as-us-dollar-hits-two-week-high-should-you-buy-after-trump-zelensky-meeting-11740793828424.html\"\u003egold prices\u003c/a\u003e have surged by \u003cspan class='webrupee'\u003e₹\u003c/span\u003e8,310 or 10.5 per cent, rising from \u003cspan class='webrupee'\u003e₹\u003c/span\u003e79,390 per 10 grams on January 1 to the current \u003cspan class='webrupee'\u003e₹\u003c/span\u003e87,700 per 10 grams.\u003c/p\u003e\u003cp\u003eContinuing its downward trend for the third consecutive day, silver prices plunged by \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2,100, reaching a two-week low of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e96,400 per kg. 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The US President's announcement of new tariffs on Mexico and Canada, set to take effect on March 4th, strengthened the dollar, exerting downward pressure on metal prices,\" said Rahul Kalantri, VP Commodities at Mehta Equities Ltd.\u003c/p\u003e\u003cp\u003eAccording to commodities experts, Trump's decision to impose an additional 10 per cent tariff on China, increasing the total tariff rate to 20 per cent on imports into the US, dampened market optimism about the possibility of these tariffs being postponed.\u003c/p\u003e\u003ch2\u003eIs it right time to invest in Gold?\u003c/h2\u003e\u003cp\u003eRahul Kalantri of Mehta Equities further said that \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/market/commodities/gold-price-eases-rs-2350-from-record-high-as-us-dollar-hits-two-week-high-should-you-buy-after-trump-zelensky-meeting-11740793828424.html\"\u003egold\u003c/a\u003e could surpass $3,000 internationally and \u003cspan class='webrupee'\u003e₹\u003c/span\u003e88,000 domestically, but whether they can hold at these levels is remains a critical concern.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11740904369547,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Vaamanaa 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Jateen Trivedi, VP Research Analyst-Commodity and Currency at LKP Securities recommends investors to follow ‘buy on dips’ approach.\u003c/p\u003e\u003cp\u003e\"Given this bullish momentum, a \"buy on dips\" approach remains the best strategy. Any correction from the current \u003cspan class='webrupee'\u003e₹\u003c/span\u003e86,400 level toward \u003cspan class='webrupee'\u003e₹\u003c/span\u003e85,000- \u003cspan class='webrupee'\u003e₹\u003c/span\u003e84,000 presents fresh buying opportunities, as market sentiment remains firmly positive. Profit booking may emerge around the $3,050 per ounce level internationally or if trade tariff uncertainties subside. Until then, gold is well-positioned to extend gains, potentially reaching \u003cspan class='webrupee'\u003e₹\u003c/span\u003e87,500 in the near term,\" Trivedi said.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":false,"headline":"Is it right time to invest in gold? 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said.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11740903784069,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Swastika 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is world's most powerful passport in 2025; India is at THIS spot"},"alsoReadStoryIdList":[11738982886658],"alsoReadStoriesUrl":{"11738982886658":"/news/india/worlds-most-powerful-passports-2025-singapore-tops-list-with-193-countries-access-india-at-80-see-full-here-henley-index-11738982886658.html"},"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11740903823486,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Swastika Das Sharma","createdDate":"2025-03-02T08:23:43+0000","lastModifiedBy":"212197","lastModifiedDate":"2025-03-02T08:23:48+0000","lastPublishedBy":"Swastika Das 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the past few years, the \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/india/digiyatra-to-go-global-india-to-launch-e-passports-and-facial-recognition-for-international-travel-by-2025-11727849074964.html\"\u003egovernment has amended a number of passport rules in India.\u003c/a\u003e Here are five key passport rule changes you should know about:\u003c/p\u003e\u003ch2\u003eBirth certificate rules\u003c/h2\u003e\u003cp\u003eUnder the new passport rules issued earlier this weeks, birth certificates issued by the Registrar of Births and Deaths, the Municipal Corporation, or any other authority empowered under the Registration of Births and Deaths Act, 1969, will be accepted as proof of date of birth for persons born on or after October 1, 2023.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11740903823124,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Swastika 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traveller denied entry at Northern Cyprus border, shares ordeal online"},"alsoReadStoryIdList":[11738772846763],"alsoReadStoriesUrl":{"11738772846763":"/news/trends/indian-passport-holders-not-allowed-traveller-denied-entry-at-northern-cyprus-border-shares-ordeal-online-11738772846763.html"},"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11740902068462,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"swastika.sharma@htdigital.in","createdDate":"2025-03-02T07:54:50+0000","lastModifiedBy":"212197","lastModifiedDate":"2025-03-02T08:23:44+0000","lastPublishedBy":"Swastika Das 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rules for those born before October 1, 2023\u003c/h2\u003e\u003cp\u003eHowever, the new rules do not apply for individuals born before October 1, 2023. These people can submit their birth certificate, transfer or school leaving or matriculation certificate issued by a recognised educational institution or last school attended, or \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/focus/stepbystep-process-to-check-your-cibil-score-with-pan-card-11740631270031.html\"\u003ePermanent Account Number Card issued by the Income Tax Department\u003c/a\u003e carrying the date of birth. Individuals can also submit other documents like driving licence or a copy of an extract of the service record of the applicant.\u003c/p\u003e\u003ch2\u003eResidential information\u003c/h2\u003e\u003cp\u003eTo protect the applicant's privacy, new Indian passport rules do not print their residential address on the last page of the passport. 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India have already qualified for the semi-finals of the Champions Trophy, Kohli will be keen to continue his form with the bat ahead of the all-important knockout stages starting on 4 March.\u003c/p\u003e\u003cp\u003eHowever, ahead of the 50-over match against New Zealand, Kohli and India head coach Gautam Gambhir have taken a deep dive into their Delhi heritage and explained what it means to them to be a Delhi da munda (Delhi boy).\u003c/p\u003e\u003ch2\u003e\u003cstrong\u003eVirat Kohli defines what beind Dilli ka Munda means to him:\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eIn a video posted on ICC's Instagram account, Kohli acknowledged that he isn't a prototypical Delhi boy, saying, “I dont' know if I am a prototypical Dilli da Munda at all times. Being a Dilli da munda, the line in itself means having a stress free approach towards things. ”\u003c/p\u003e\u003cp\u003e“New experiences in life, went to a lot of places so I wouldn't say that I am out and out always a Delhi boy. In moments I am, yes.” the veteran batter added.\u003c/p\u003e\u003cp\u003eMeanwhile, \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/sports/cricket-news/ind-vs-ban-gautam-gambhir-faces-heat-after-harshit-rana-chosen-over-arshdeep-singh-fans-say-favouritism-at-its-peak-11740043554527.html\"\u003eGambhir\u003c/a\u003e - who has also been a member of Parliament from Delhi - then went on to define what it means to be a Delhi boy, saying, “The spirit is very simple, try and win every time you walk on to the cricket field. That's what was taught to us when we were growing up in Delhi.”\u003c/p\u003e\u003ch2\u003eChanges for India ahead of New Zealand clash?\u003c/h2\u003e\u003cp\u003eIn related news, India are said to be looking to make a crucial change to their playing XI for the \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/sports/cricket-news/champions-trophy-2025-india-vs-new-zealand-weather-prediction-today-s-ind-vs-nz-match-dubai-pitch-report-11740892031007.html\"\u003eNew Zealand\u003c/a\u003e clash, with Arshdeep SIngh coming in for the experienced Mohammed Shami.\u003c/p\u003e\u003cp\u003eMeanwhile, India captain \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/sports/cricket-news/rohit-sharma-did-pr-stunt-by-resting-himself-in-sydney-amit-mishra-sets-the-record-straight-name-one-captain-who-11740889638487.html\"\u003eRohit Sharma\u003c/a\u003e, who was earlier reported to be suffering from an injury, is now believed to have recovered and will lead the men in blue today.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":false,"headline":"Virat Kohli and Gautam Gambhir explain what it means to be a true Dilli da Munda: ‘Every time you walk onto the field..’","summary":"\u003cul\u003e\u003cli\u003eVirat Kohli and Gautam Gambhir discuss their identity as a Delhi boy. 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She was 63. She was a member of the all-female hip-hop trio The Sequence and is known for the hit song “Wish I Didn't Miss You”.\u003c/p\u003e\u003cp\u003eAt about 4 am, the vehicle she was riding in “flipped over and was subsequently hit by a big rig,” music producer and Stone's longtime manager Walter Millsap III told \u003ci\u003eThe Associated Press\u003c/i\u003e. 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Bank personal loan characteristics:","articleType":"element","createdBy":"Digital Support","createdDate":"2025-01-04T16:19:27+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2025-01-04T16:19:27+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2025-01-04T16:19:27+0000","firstPublishedDate":"2024-09-19T21:48:02+0000","metadata":{"url":"","authors":[],"charCount":0,"wordCount":0,"agency":"","status":"PUBLISHED","tags":[],"keywords":[],"section":"","column":"","subSection":"","topic":[],"topicUrls":[],"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":[],"writtenBy":[],"reportedBy":[],"agencyByLine":[],"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 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The loan does not require collateral.\u003c/p\u003e\n\u003cp\u003eII. The loan application process is simple and easy online.\u003c/p\u003e\n\u003cp\u003eIII. The loan tenure is usually flexible.\u003c/p\u003e\n\u003cp\u003eIV. The bank offers personal loans of up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e40 lakhs to salaried individuals.\u003c/p\u003e\n\n\u003cbr\u003e\n\n\u003ch2\u003eDocuments required for Axis Bank personal loan:\u003c/h2\u003e\n\n\u003cp\u003e1. Last 3-months’ bank statement.\u003c/p\u003e\n\u003cp\u003e2. Three latest salary slips with the latest form 16\u003c/p\u003e\n\u003cp\u003e3. KYC documents including passport, driving license, pan card, aadhaar card, voter ID.\u003c/p\u003e\u003cbr\u003e\n\n\u003ch2\u003eAxis Bank personal loan eligibility\u003c/h2\u003e\n\n\u003cp\u003eI. Salaried employees could be doctors, employees of public and private limited companies and government sector employees.\u003c/p\u003e\n\u003cp\u003eII. The applicants could be aged between 21 to 60 at the time of maturity of the personal loan.\u003c/p\u003e\n\u003cp\u003eIII. Minimum net monthly income could be \u003cspan class='webrupee'\u003e₹\u003c/span\u003e15,000 for Axis Bank customers and \u003cspan class='webrupee'\u003e₹\u003c/span\u003e25,00 for non-Axis Bank customers.\u003c/p\u003e\n\u003cbr\u003e\n\n\u003ch2\u003eInterest rates and charges for Axis Bank personal loan:\u003c/h2\u003e\n\n\u003cp\u003eBank charges anywhere between 10.25 to 22 percent per annum (as on August 29, 2024).\u003c/p\u003e\n\n\u003cbr\u003e \n\n\u003ch2\u003eCharges levied on Axis Bank personal loan:\u003c/h2\u003e\n\n\u003cp\u003eI. Processing fee charges \t \u0026emsp; \u0026emsp; Up to 2 percent of the loan amount + GST\u003c/p\u003e\n\u003cp\u003eII. Repayment instruction \u0026emsp; \u0026emsp; Rs.339/- per instance of dishonour\u003c/p\u003e\n\u003cp\u003eIII. Swap charges (Cheque/Instrument) \u0026emsp; \u0026emsp; Rs.500/- per instance + GST\u003c/p\u003e\n\u003cp\u003eIV. Penal Charges \t \u0026emsp; \u0026emsp; Financial Default: 8% p.a. above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance)\u003c/p\u003e\n\u003cp\u003eV. Duplicate statement issuance charges \u0026emsp; \u0026emsp; Rs.250/- per instance per set + GST\u003c/p\u003e\n\u003cp\u003eVI. Duplicate Amortization schedule issuance charges \u0026emsp; \u0026emsp; Rs.250/- per instance + GST \u003c/p\u003e\n\u003cp\u003eVII. Credit Information Companies (CICs) Report \u0026emsp; \u0026emsp; Rs. 50/- per instance + GST \u003c/p\u003e\n\u003cp\u003eVIII. No Dues Certificate generation charges (Duplicate)\u0026emsp; \u0026emsp;Rs.50 per instance + GST \u003c/p\u003e\n\u003cp\u003eIX. Part Payment / Pre-Payment Charges \t \u0026emsp; \u0026emsp;3% (up to 3 years) \u003c/p\u003e \n \u0026emsp; \u0026emsp;\u003cp\u003e2% (more than 3 years)\u003c/p\u003e\n\u003cp\u003e(As on Aug 29, 2024)\u003c/p\u003e\n\u003cbr\u003e","option":{},"title":"","backgroundColor":"#ffffff","fontColor":"#212121","labelEnabled":false,"label":{"text":"","backgroundColor":"","fontColor":""},"body2":"\u003ch2\u003eAxis Bank personal loan characteristics\u003c/h2\u003e\n\n\u003cp\u003eI. The loan does not require collateral.\u003c/p\u003e\n\u003cp\u003eII. The loan application process is simple and easy online.\u003c/p\u003e\n\u003cp\u003eIII. The loan tenure is usually flexible.\u003c/p\u003e\n\u003cp\u003eIV. The bank offers personal loans of up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e40 lakhs to salaried individuals.\u003c/p\u003e\n\n\u003cbr\u003e\n\n\u003ch2\u003eDocuments required for Axis Bank personal loan:\u003c/h2\u003e\n\n\u003cp\u003e1. Last 3-months’ bank statement.\u003c/p\u003e\n\u003cp\u003e2. Three latest salary slips with the latest form 16\u003c/p\u003e\n\u003cp\u003e3. KYC documents including passport, driving license, pan card, aadhaar card, voter ID.\u003c/p\u003e\u003cbr\u003e\n\n\u003ch2\u003eAxis Bank personal loan eligibility\u003c/h2\u003e\n\n\u003cp\u003eI. Salaried employees could be doctors, employees of public and private limited companies and government sector employees.\u003c/p\u003e\n\u003cp\u003eII. The applicants could be aged between 21 to 60 at the time of maturity of the personal loan.\u003c/p\u003e\n\u003cp\u003eIII. Minimum net monthly income could be \u003cspan class='webrupee'\u003e₹\u003c/span\u003e15,000 for Axis Bank customers and \u003cspan class='webrupee'\u003e₹\u003c/span\u003e25,00 for non-Axis Bank customers.\u003c/p\u003e\n\u003cbr\u003e\n\n\u003ch2\u003eInterest rates and charges for Axis Bank personal loan:\u003c/h2\u003e\n\n\u003cp\u003eBank charges anywhere between 10.25 to 22 percent per annum (as on August 29, 2024).\u003c/p\u003e\n\n\u003cbr\u003e \n\n\u003ch2\u003eCharges levied on Axis Bank personal loan:\u003c/h2\u003e\n\n\u003cp\u003eI. Processing fee charges \t \u0026emsp; \u0026emsp; Up to 2 percent of the loan amount + GST\u003c/p\u003e\n\u003cp\u003eII. Repayment instruction \u0026emsp; \u0026emsp; Rs.339/- per instance of dishonour\u003c/p\u003e\n\u003cp\u003eIII. Swap charges (Cheque/Instrument) \u0026emsp; \u0026emsp; Rs.500/- per instance + GST\u003c/p\u003e\n\u003cp\u003eIV. Penal Charges \t \u0026emsp; \u0026emsp; Financial Default: 8% p.a. above applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance)\u003c/p\u003e\n\u003cp\u003eV. Duplicate statement issuance charges \u0026emsp; \u0026emsp; Rs.250/- per instance per set + GST\u003c/p\u003e\n\u003cp\u003eVI. Duplicate Amortization schedule issuance charges \u0026emsp; \u0026emsp; Rs.250/- per instance + GST \u003c/p\u003e\n\u003cp\u003eVII. Credit Information Companies (CICs) Report \u0026emsp; \u0026emsp; Rs. 50/- per instance + GST \u003c/p\u003e\n\u003cp\u003eVIII. No Dues Certificate generation charges (Duplicate)\u0026emsp; \u0026emsp;Rs.50 per instance + GST \u003c/p\u003e\n\u003cp\u003eIX. Part Payment / Pre-Payment Charges \t \u0026emsp; \u0026emsp;3% (up to 3 years) \u003c/p\u003e \n \u0026emsp; \u0026emsp;\u003cp\u003e2% (more than 3 years)\u003c/p\u003e\n\u003cp\u003e(As on Aug 29, 2024)\u003c/p\u003e\n\u003cbr\u003e"},"collectionPages":null,"elements":null,"listElement":null,"amazonAds":[],"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"embed","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":1,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":true,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11726783191568,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"Axis Bank Personal Loan EMI calculator","articleType":"element","createdBy":"Digital Support","createdDate":"2025-01-04T16:20:47+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2025-01-04T16:20:47+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2025-01-04T16:20:47+0000","firstPublishedDate":"2024-09-19T22:00:00+0000","metadata":{"url":"","authors":[],"charCount":0,"wordCount":0,"agency":"","status":"PUBLISHED","tags":[],"keywords":[],"section":"","column":"","subSection":"","topic":[],"topicUrls":[],"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":[],"writtenBy":[],"reportedBy":[],"agencyByLine":[],"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 1","canonicalUrl":"","killed":false,"killedStatusCode":0,"audioSourceUrl":"","disclaimer":"","sponsoredTitle":"","storyType":null,"jsonSourceUrl":null,"subType":null,"syndicationFeed":false,"premiumStory":false,"premiumSubBrand":null,"metaTitle":"","metaDescription":"","ytMigrated":"","handpicked":false,"audienceTags":null,"autoBackLinked":false,"autoBackLinkCount":0,"totalLinkCount":0,"vdoAiUrl":"","aiContent":false,"aiContentType":null,"removeAds":false,"contextualKeyword":null,"embedAmazonCount":0,"embedCromaCount":0,"embedFlipkartCount":0,"embedSnapdealCount":0,"typeOfFormat":null,"relatedStoryTitle":null,"relatedStoryUrl":null,"additionalFields":null,"tableOfContentsHeading":null,"authorsList":null,"performanceArticleType":null,"appCollectionPosition":0,"appDesign":"Design 1","prContextualKeywords":null,"sectionId":null,"subSectionId":null,"iconImageUrl":null,"crawledWidgetType":null,"crawledWidgetData":null},"social":{},"isDeleted":0,"webId":"","expiryDate":null,"listRelatedStories":null,"listCollectionStories":null,"listCollectionPages":null,"moreFromThisSection":null,"trending":null,"name":"","timestamp":null,"heading":null,"timeToComplete":0,"timeToCompleteinHrs":0,"tools":null,"supplies":null,"type":"embed","paragraph":null,"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":[],"embed":{"url":"","body":"\u003ch2\u003eAxis Bank Personal Loan EMI calculator\u003c/h2\u003e\n\n\u003cp\u003eWith Axis Bank personal loan EMI calculator, you can you calculate the EMIs by entering the necessary details. These details are interest rate charged by the bank, amount of personal loan and loan tenure (months).\u003c/p\u003e\n\u003cbr\u003e\n\n\u003cp\u003eOnce all these details are entered, you can calculate the equated monthly instalments (EMIs) that you need to pay in order to service the loan.\u003c/p\u003e\u003cbr\u003e\n\n\u003cp\u003eYou can access the loan calculator here:\u003c/p\u003e \n\n\u003cp\u003e\u003ca href=\"https://www.axisbank.com/retail/calculators/personal-loan-emi-calculator\"\u003ehttps://www.axisbank.com/retail/calculators/personal-loan-emi-calculator\u003c/a\u003e\u003c/p\u003e","option":{},"title":"","backgroundColor":"#ffffff","fontColor":"#212121","labelEnabled":false,"label":{"text":"","backgroundColor":"","fontColor":""},"body2":"\u003ch2\u003eAxis Bank Personal Loan EMI calculator\u003c/h2\u003e\n\n\u003cp\u003eWith Axis Bank personal loan EMI calculator, you can you calculate the EMIs by entering the necessary details. These details are interest rate charged by the bank, amount of personal loan and loan tenure (months).\u003c/p\u003e\n\u003cbr\u003e\n\n\u003cp\u003eOnce all these details are entered, you can calculate the equated monthly instalments (EMIs) that you need to pay in order to service the loan.\u003c/p\u003e\u003cbr\u003e\n\n\u003cp\u003eYou can access the loan calculator here:\u003c/p\u003e \n\n\u003cp\u003e\u003ca href=\"https://www.axisbank.com/retail/calculators/personal-loan-emi-calculator\"\u003ehttps://www.axisbank.com/retail/calculators/personal-loan-emi-calculator\u003c/a\u003e\u003c/p\u003e"},"collectionPages":null,"elements":null,"listElement":null,"amazonAds":[],"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"embed","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":1,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":true,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11726783316716,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"Other banks’ Personal Loan Interest Rates","articleType":"element","createdBy":"Digital Support","createdDate":"2024-10-12T10:20:38+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2024-10-12T10:20:38+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2024-10-12T10:20:09+0000","firstPublishedDate":"2024-09-19T22:02:06+0000","metadata":{"url":"","authors":[],"charCount":771,"wordCount":156,"agency":"","status":"PUBLISHED","tags":["table"],"keywords":null,"section":"","column":"","subSection":"","topic":null,"topicUrls":null,"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":null,"writtenBy":null,"reportedBy":null,"agencyByLine":null,"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 1","canonicalUrl":"","killed":false,"killedStatusCode":0,"audioSourceUrl":"","disclaimer":"","sponsoredTitle":"","storyType":null,"jsonSourceUrl":null,"subType":null,"syndicationFeed":false,"premiumStory":false,"premiumSubBrand":null,"metaTitle":"","metaDescription":"","ytMigrated":"","handpicked":false,"audienceTags":null,"autoBackLinked":false,"autoBackLinkCount":0,"totalLinkCount":0,"vdoAiUrl":"","aiContent":false,"aiContentType":null,"removeAds":false,"contextualKeyword":null,"embedAmazonCount":0,"embedCromaCount":0,"embedFlipkartCount":0,"embedSnapdealCount":0,"typeOfFormat":null,"relatedStoryTitle":null,"relatedStoryUrl":null,"additionalFields":null,"tableOfContentsHeading":null,"authorsList":null,"performanceArticleType":null,"appCollectionPosition":0,"appDesign":"Design 1","prContextualKeywords":null,"sectionId":null,"subSectionId":null,"iconImageUrl":null,"crawledWidgetType":null,"crawledWidgetData":null},"social":{"twitter":true,"facebook":true},"isDeleted":0,"webId":"","expiryDate":null,"listRelatedStories":null,"listCollectionStories":null,"listCollectionPages":null,"moreFromThisSection":null,"trending":null,"name":"paragraph","timestamp":null,"heading":null,"timeToComplete":0,"timeToCompleteinHrs":0,"tools":null,"supplies":null,"type":"table","paragraph":{"body":"\u003cdiv style=\"margin-left:0pt;\"\u003e\u003ctable\u003e\u003cthead\u003e\u003ctr\u003e\u003cth\u003e\u003cstrong\u003eBank\u003c/strong\u003e\u003c/th\u003e\u003cth\u003e\u003cstrong\u003eInterest Rate (p.a.)\u003c/strong\u003e\u003c/th\u003e\u003cth\u003e\u003cstrong\u003eProcessing Fee\u003c/strong\u003e\u003c/th\u003e\u003c/tr\u003e\u003c/thead\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003eICICI Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.80% p.a. - 16.15% p.a.\u003c/td\u003e\u003ctd\u003eUp to 2%\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eYes Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.99% p.a. onwards - 20% p.a.\u0026nbsp;\u003c/td\u003e\u003ctd\u003eUp to 2.5%\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eKotak Mahindra Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.99% and above\u0026nbsp;\u003c/td\u003e\u003ctd\u003eUp to 3%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eAxis Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.99% p.a.- 22% p.a.\u003c/td\u003e\u003ctd\u003eUp to 2% of the loan amount\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eIndusInd Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.25% p.a. - 34.05% p.a.\u003c/td\u003e\u003ctd\u003eUp to 3.5% onwards\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eHSBC Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e9.99% p.a. - 15.00% p.a.\u0026nbsp;\u003c/td\u003e\u003ctd\u003eUp to 2%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eIDFC First Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.90% p.a. - 36% p.a.\u0026nbsp;\u003c/td\u003e\u003ctd\u003eUp to 3.5%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eState Bank of India\u0026nbsp;\u003c/td\u003e\u003ctd\u003e11.15% p.a. - 14.30% p.a.\u003c/td\u003e\u003ctd\u003eUp to 1.50%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBank of Baroda\u0026nbsp;\u003c/td\u003e\u003ctd\u003e11.10% p.a. - 18.15% p.a.\u003c/td\u003e\u003ctd\u003eUp to 2%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eFederal Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e11.49% p.a. - 14.49% p.a.\u0026nbsp;\u003c/td\u003e\u003ctd\u003eUp to 2%\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eBank of India\u0026nbsp;\u003c/td\u003e\u003ctd\u003e10.85% onwards\u003c/td\u003e\u003ctd\u003eUp to 2%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eIDBI Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e11.00% p.a. - 15.50% p.a.\u0026nbsp;\u003c/td\u003e\u003ctd\u003eContact the bank\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003ePunjab National Bank\u0026nbsp;\u003c/td\u003e\u003ctd\u003e11.40% p.a. to 17.95% p.a.\u003c/td\u003e\u003ctd\u003eUp to 1.00%\u0026nbsp;\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003c/div\u003e\u003cp\u003e\u0026nbsp;\u003ci\u003e(Interest rates as on August 27, 2024)\u003c/i\u003e\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":[],"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":1,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":true,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11727624411657,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"Axis Bank Personal loan application process","articleType":"element","createdBy":"Digital Support","createdDate":"2025-01-04T16:22:19+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2025-01-04T16:22:19+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2025-01-04T16:22:19+0000","firstPublishedDate":"2024-09-29T15:40:23+0000","metadata":{"url":"","authors":[],"charCount":0,"wordCount":0,"agency":"","status":"PUBLISHED","tags":[],"keywords":[],"section":"","column":"","subSection":"","topic":[],"topicUrls":[],"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":[],"writtenBy":[],"reportedBy":[],"agencyByLine":[],"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 1","canonicalUrl":"","killed":false,"killedStatusCode":0,"audioSourceUrl":"","disclaimer":"","sponsoredTitle":"","storyType":null,"jsonSourceUrl":null,"subType":null,"syndicationFeed":false,"premiumStory":false,"premiumSubBrand":null,"metaTitle":"","metaDescription":"","ytMigrated":"","handpicked":false,"audienceTags":null,"autoBackLinked":false,"autoBackLinkCount":0,"totalLinkCount":0,"vdoAiUrl":"","aiContent":false,"aiContentType":null,"removeAds":false,"contextualKeyword":null,"embedAmazonCount":0,"embedCromaCount":0,"embedFlipkartCount":0,"embedSnapdealCount":0,"typeOfFormat":null,"relatedStoryTitle":null,"relatedStoryUrl":null,"additionalFields":null,"tableOfContentsHeading":null,"authorsList":null,"performanceArticleType":null,"appCollectionPosition":0,"appDesign":"Design 1","prContextualKeywords":null,"sectionId":null,"subSectionId":null,"iconImageUrl":null,"crawledWidgetType":null,"crawledWidgetData":null},"social":{},"isDeleted":0,"webId":"","expiryDate":null,"listRelatedStories":null,"listCollectionStories":null,"listCollectionPages":null,"moreFromThisSection":null,"trending":null,"name":"","timestamp":null,"heading":null,"timeToComplete":0,"timeToCompleteinHrs":0,"tools":null,"supplies":null,"type":"embed","paragraph":null,"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":[],"embed":{"url":"","body":"\u003ch2\u003eAxis Bank Personal loan application process:\u003c/h2\u003e\n\n\u003cp\u003e1. You can visit the Personal Loan section and click on the 'Apply Now' button\u003c/p\u003e\n\u003cp\u003e2. Now you need to give your personal details such as mobile number and either Date of Birth (DOB) or PAN\u003c/p\u003e\n\u003cp\u003e3. Now you need to enter the OTP that you receive on your mobile number\u003c/p\u003e\n\u003cp\u003e4. Now, give the consent for sharing your details for verification of documents\u003c/p\u003e\n\u003cp\u003e5. You should keep your last six months bank statements and salary slips to upload\u003c/p\u003e\n\u003cp\u003e6. Now complete the eKYC and Video KYC process for your loan application to be complete\u003c/p\u003e\n","option":{},"title":"","backgroundColor":"#ffffff","fontColor":"#212121","labelEnabled":false,"label":{"text":"","backgroundColor":"","fontColor":""},"body2":"\u003ch2\u003eAxis Bank Personal loan application process:\u003c/h2\u003e\n\n\u003cp\u003e1. You can visit the Personal Loan section and click on the 'Apply Now' button\u003c/p\u003e\n\u003cp\u003e2. Now you need to give your personal details such as mobile number and either Date of Birth (DOB) or PAN\u003c/p\u003e\n\u003cp\u003e3. Now you need to enter the OTP that you receive on your mobile number\u003c/p\u003e\n\u003cp\u003e4. Now, give the consent for sharing your details for verification of documents\u003c/p\u003e\n\u003cp\u003e5. You should keep your last six months bank statements and salary slips to upload\u003c/p\u003e\n\u003cp\u003e6. Now complete the eKYC and Video KYC process for your loan application to be complete\u003c/p\u003e\n"},"collectionPages":null,"elements":null,"listElement":null,"amazonAds":[],"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"embed","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":1,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":true,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11728538748765,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"Personal 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