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Apply now for a quick loan offer of up to 10 Lakh."/><meta name="keywords" content="personal loan instant, Apply for personal loan, Emergency personal loan, instant personal loan, Instant loan approval, Same day personal loan, Personal loan application, Online personal loan, Quick personal loan, Fast personal loan approval"/><link rel="canonical" href="https://www.livemint.com/loans/instant-personal-loan"/><meta name="robots" content="index,follow,max-image-preview:large"/><meta property="og:locale" content="en_us"/><meta property="og:type" content="website"/><meta property="og:image:width" content="1200"/><meta property="og:image:height" content="900"/><meta property="og:title" content="Instant Loan in 10 Minutes | Get Quick Loan Offers Up To 10 Lakh"/><meta property="og:description" content="Discover how to get instant loan approval in 10 minutes with minimal paperwork. Learn about eligibility, the application process, and tips for securing the best rates. Apply now for a quick loan offer of up to 10 Lakh."/><meta property="og:url" content="https://www.livemint.com/loans/instant-personal-loan"/><meta property="og:image" content="https://www.livemint.com/lm-img/static/default/newmintdefault-120.jpg"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:site" content="@mint"/><meta name="twitter:creator" content="@mint"/><meta name="twitter:domain" content="livemint.com"/><meta name="robots" content="max-image-preview:large"/><meta name="twitter:url" content="https://www.livemint.com/loans/instant-personal-loan"/><meta name="twitter:title" content="Instant Loan in 10 Minutes | Get Quick Loan Offers Up To 10 Lakh"/><meta name="twitter:description" content="Discover how to get instant loan approval in 10 minutes with minimal paperwork. Learn about eligibility, the application process, and tips for securing the best rates. Apply now for a quick loan offer of up to 10 Lakh."/><meta name="twitter:image:src" content="https://www.livemint.com/lm-img/newschemalogo.png"/><meta name="twitter:image:alt" content="Livemint Credit Score"/><script type="application/ld+json">{"@context":"https://schema.org","@type":"WebPage","name":"Instant Loan in 10 Minutes | Get Quick Loan Offers Up To 10 Lakh","description":"Discover how to get instant loan approval in 10 minutes with minimal paperwork. Learn about eligibility, the application process, and tips for securing the best rates. 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Even a small difference in the interest rate can have a significant impact on the total cost of the loan. Look for lenders that offer competitive rates and consider whether a fixed or variable rate would be more beneficial for your situation."},{"@type":"HowToStep","name":"Loan Amount and Tenure","text":"Ensure that the lender offers the loan amount you need and a repayment tenure that fits your budget. While shorter tenures mean higher monthly payments, they also mean paying less interest over the life of the loan."},{"@type":"HowToStep","name":"Fees and Charges","text":"Be aware of any additional fees, such as processing fees, prepayment penalties, or late payment charges. These can add to the overall cost of the loan and should be factored into your decision."},{"@type":"HowToStep","name":"Eligibility Criteria","text":" Check the lender’s eligibility criteria before applying. This can save you time and prevent unnecessary inquiries on your credit report, which can negatively impact your credit score."},{"@type":"HowToStep","name":"Customer Service","text":"Consider the lender’s customer service reputation. Look for lenders that offer easy access to support, whether through a helpline, email, or chat. Good customer service can make the loan process smoother and provide peace of mind if you encounter any issues."},{"@type":"HowToStep","name":"Loan Disbursement Time","text":"If you need funds urgently, consider the lender’s disbursement time. Some lenders can transfer the funds within minutes, while others may take a few hours or even a day."}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. What is the minimum credit score required for an instant personal loan?","acceptedAnswer":{"@type":"Answer","text":"The minimum credit score required varies by lender, but generally, a score of 650 or higher is considered good for securing an instant personal loan."}},{"@type":"Question","name":"2. Can I get an instant personal loan if I have a low credit score?","acceptedAnswer":{"@type":"Answer","text":"It’s possible to get an instant personal loan with a low credit score, but you may face higher interest rates or stricter terms. Some lenders specialize in loans for individuals with lower credit scores, but it's essential to compare offers carefully to ensure you're getting a deal that you can manage."}},{"@type":"Question","name":"3. How much can I borrow with an instant personal loan?","acceptedAnswer":{"@type":"Answer","text":"The amount you can borrow depends on the lender, your income, credit score, and repayment capacity. 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class="jsx-c37d72263c370314 CalculatorDescription_embedContainer__unikA"><div class="jsx-c37d72263c370314 CalculatorDescription_plContainer__9gFdl"><h2>Instant Personal Loan:</h2> <p>The process of applying for a loan, getting clearances, sanctions and eventually the disbursement can be long-drawn and cumbersome. Hence, the need for an immedian financing solution has become increasingly common. Whether it's for an emergency medical expense, a sudden home repair, or even a spontaneous trip, having access to immediate funds can be a lifesaver. This is where instant personal loans come into play. These loans have become a go-to solution for many, offering quick access to funds without the lengthy processes traditionally associated with borrowing money. In this article, we'll explore everything you need to know about instant personal loans, from how they work to their benefits and potential pitfalls. </p><br> <h2>What is an Instant Personal Loan? </h2> <p>An instant personal loan is a type of unsecured loan that can be disbursed within a few hours or even minutes after approval. Unlike traditional loans, which may require a lengthy application process and a significant waiting period, instant personal loans are designed to be fast and convenient. They are typically offered by banks, non-banking financial companies (NBFCs), and online lenders. <br><br> The term "instant" can vary in definition depending on the lender. Some may approve and disburse the loan within minutes, while others might take a few hours. However, compared to traditional personal loans, the process is significantly faster. </p> <br> <h2>How Do Instant Personal Loans Work?</h2> <p>Instant personal loans work much like regular personal loans but with a faster approval and disbursement process. Here's a step-by-step breakdown of how they typically work: </p><br> <p> <div class="dataPageContent"><ol> <li><strong>Application:</strong> The process begins with filling out an application, either online or through a mobile app. You will need to provide basic information such as your name, contact details, employment status, income, and the amount you wish to borrow.</li> <li><strong> KYC Verification:</strong> To verify your identity and ensure that you meet the lender's eligibility criteria, you will need to submit certain documents. These usually include proof of identity, address, and income. Many lenders now offer instant e-KYC (Know Your Customer) verification, making this step quick and hassle-free.</li> <li><strong>Credit Check:</strong> Once your application is submitted, the lender will perform a credit check to assess your creditworthiness. This is an essential step, as it helps the lender determine whether you are likely to repay the loan on time. </li> <li><strong>Loan Approval:</strong> If you meet the lender's criteria, your loan will be approved. In many cases, this happens almost instantly, thanks to automated algorithms that can assess your creditworthiness in real-time. </li> <li><strong>Disbursement: </strong> After approval, the loan amount is disbursed directly into your bank account. Depending on the lender, this can happen within minutes or a few hours. </li> <li><strong>Repayment:</strong> The repayment terms for instant personal loans are similar to those for regular personal loans. You'll need to repay the loan in monthly installments over a pre-agreed period. The interest rate and repayment tenure will depend on the lender's terms and your credit profile. </li> </ol></div> </p> <h2>Benefits of Instant Personal Loans</h2> <p> <div class="dataPageContent"><ul> <li><strong>Quick Access to Funds </strong></li> &emsp;One of the most significant advantages of instant personal loans is the speed at which you can access funds. In emergency situations, this quick turnaround can be invaluable. Whether it’s covering a medical bill or dealing with an unexpected expense, instant personal loans can provide the financial relief you need without delay.<br><br> <li><strong>Convenient Application Process</strong></li> &emsp;Most instant personal loans can be applied for online, making the process incredibly convenient. You can apply from the comfort of your &emsp;home or office without the need to visit a bank branch or fill out lengthy paperwork. The entire process, from application to disbursement, can often be completed using a smartphone.<br><br> <li><strong>No Collateral Required </strong></li> &emsp;Unlike secured loans, which require you to pledge an asset as collateral, instant personal loans are unsecured. This means you don’t have to risk losing an asset, such as your home or car, if you default on the loan. However, this also means that the interest rates on instant personal loans can be higher compared to secured loans.<br><br> <li><strong>Flexible Loan Amounts </strong></li> &emsp;Instant personal loans offer flexibility in terms of loan amounts. Whether you need a small loan to cover a minor expense or a larger sum for a significant purchase, you can choose the amount that suits your needs. However, the loan amount you are eligible for will depend on your credit profile and the lender’s criteria.<br><br> <li><strong>Transparent Terms </strong></li> &emsp;Most lenders provide clear and transparent terms for instant personal loans, making it easy to understand the interest rates, fees, and repayment schedule. This transparency ensures that there are no hidden surprises, and you know exactly what to expect when taking out the loan.<br><br> <li><strong>Credit Score Improvement </strong></li> &emsp;If you repay your instant personal loan on time, it can have a positive impact on your credit score. Timely repayments demonstrate financial responsibility, which can improve your creditworthiness and make it easier to secure loans in the future. </ul></div> </p> <h2>Potential Drawbacks of Instant Personal Loans</h2> <p> <div class="dataPageContent"> <ul> <li><strong>Higher Interest Rates </strong></li> &emsp;Since instant personal loans are unsecured and provide quick access to funds, they often come with higher interest rates compared to traditional loans. Lenders charge these higher rates to offset the risk of lending without collateral and the expedited approval process.<br> <li><strong>Shorter Repayment Tenure</strong></li> &emsp;Instant personal loans usually come with shorter repayment tenures, typically ranging from a few months to a couple of years. While this means you’ll be debt-free sooner, it also means higher monthly installments, which can strain your finances if not managed properly.<br> <li><strong>Eligibility Criteria </strong></li> &emsp;While instant personal loans are convenient, they may not be available to everyone. Lenders typically have strict eligibility criteria, including a minimum credit score, steady income, and a good repayment history. If you don’t meet these criteria, you may be denied a loan or offered less favorable terms.<br> <li><strong>Impact on Credit Score </strong></li> &emsp;While timely repayments can improve your credit score, missing a payment or defaulting on an instant personal loan can have a negative impact. Since these loans often have higher interest rates and shorter tenures, the financial burden can be significant, increasing the risk of missed payments.<br> <li><strong>Fees and Charges</strong></li> &emsp;Some instant personal loans come with additional fees and charges, such as processing fees, prepayment penalties, and late payment fees. It’s essential to read the terms and conditions carefully and be aware of any additional costs that may be associated with the loan. </ul></div> </p> <h2>Who Should Consider an Instant Personal Loan?</h2> <p>Instant personal loans are ideal for individuals who need quick access to funds and can comfortably manage the repayment terms. Here are some scenarios where an instant personal loan may be a good option:</p><br> <p> <div class="dataPageContent"> <ul> <li><strong>Emergency Expenses:</strong> If you’re faced with an unexpected medical bill, car repair, or other emergency expenses, an instant personal loan can provide the funds you need quickly.</li> <li><strong>Debt Consolidation:</strong> If you have multiple high-interest debts, consolidating them into a single instant personal loan with a lower interest rate can simplify your finances and potentially save you money.</li> <li><strong>Home Renovations: </strong> Whether you’re making essential repairs or upgrading your home, an instant personal loan can help cover the costs without tapping into your savings.</li> <li><strong>Travel: </strong> If you’re planning a vacation but don’t have the funds to cover it, an instant personal loan can help you finance your trip and pay for it in manageable installments.</li> <li><strong>Big-Ticket Purchases: </strong> If you’re planning to make a significant purchase, such as electronics or furniture, and don’t have the funds available, an instant personal loan can help you spread the cost over time. </li> </ul></div> </p> <h2>How to Choose the Right Instant Personal Loan</h2> <p>With so many lenders offering instant personal loans, it’s essential to choose the one that best meets your needs. Here are some factors to consider when comparing loans:</p><br> <p><div class="dataPageContent"> <ul> <li><strong>Interest Rates</strong></li> &emsp;Compare the interest rates offered by different lenders. Even a small difference in the interest rate can have a significant impact on the total cost of the loan. Look for lenders that offer competitive rates and consider whether a fixed or variable rate would be more beneficial for your situation.<br><br> <li><strong>Loan Amount and Tenure</strong></li> &emsp;Ensure that the lender offers the loan amount you need and a repayment tenure that fits your budget. While shorter tenures mean higher monthly payments, they also mean paying less interest over the life of the loan.<br><br> <li><strong>Fees and Charges </strong></li> &emsp;Be aware of any additional fees, such as processing fees, prepayment penalties, or late payment charges. These can add to the overall cost of the loan and should be factored into your decision.<br><br> <li><strong>Eligibility Criteria</strong></li> &emsp; Check the lender’s eligibility criteria before applying. This can save you time and prevent unnecessary inquiries on your credit report, which can negatively impact your credit score.<br><br> <li><strong>Customer Service </strong></li> &emsp;Consider the lender’s customer service reputation. Look for lenders that offer easy access to support, whether through a helpline, email, or chat. Good customer service can make the loan process smoother and provide peace of mind if you encounter any issues.<br><br> <li><strong>Loan Disbursement Time</strong></li> &emsp;If you need funds urgently, consider the lender’s disbursement time. Some lenders can transfer the funds within minutes, while others may take a few hours or even a day. </ul></div> </p></div></div><div class="jsx-8b958beea8361d43 pl_faqBox"><div class="jsx-8b958beea8361d43 pl_container"><div class="jsx-8b958beea8361d43 pl_faq"><h2 class="jsx-8b958beea8361d43">Instant Personal Loans FAQs</h2><h3 class="jsx-8b958beea8361d43 accordion ">1. What is the minimum credit score required for an instant personal loan?</h3><div style="max-height:0" class="jsx-8b958beea8361d43 pl_panel"><p class="jsx-8b958beea8361d43">The minimum credit score required varies by lender, but generally, a score of 650 or higher is considered good for securing an instant personal loan.</p></div><h3 class="jsx-8b958beea8361d43 accordion ">2. Can I get an instant personal loan if I have a low credit score?</h3><div style="max-height:0" class="jsx-8b958beea8361d43 pl_panel"><p class="jsx-8b958beea8361d43">It’s possible to get an instant personal loan with a low credit score, but you may face higher interest rates or stricter terms. Some lenders specialize in loans for individuals with lower credit scores, but it’s essential to compare offers carefully to ensure you’re getting a deal that you can manage.</p></div><h3 class="jsx-8b958beea8361d43 accordion ">3. How much can I borrow with an instant personal loan?</h3><div style="max-height:0" class="jsx-8b958beea8361d43 pl_panel"><p class="jsx-8b958beea8361d43">The amount you can borrow depends on the lender, your income, credit score, and repayment capacity. Typically, instant personal loans range from as little as ₹10,000 to as much as ₹25 lakhs.</p></div><h3 class="jsx-8b958beea8361d43 accordion ">4. How long does it take to get the funds from an instant personal loan?</h3><div style="max-height:0" class="jsx-8b958beea8361d43 pl_panel"><p class="jsx-8b958beea8361d43">In most cases, funds from an instant personal loan are disbursed within minutes to a few hours after approval. However, the exact time may vary depending on the lender’s processes and the time of day you apply.</p></div><h3 class="jsx-8b958beea8361d43 accordion ">5. Can I repay my instant personal loan early?</h3><div style="max-height:0" class="jsx-8b958beea8361d43 pl_panel"><p class="jsx-8b958beea8361d43">Yes, many lenders allow you to repay your instant personal loan early. However, some may charge a prepayment penalty, so it’s important to check the terms and conditions before deciding to pay off your loan early.</p></div></div></div></div><div style="max-width:992px;margin:0 auto" class="jsx-b138a4475004b7ed pl-breadcrumb"><ul class="bcrumb-arrow_breadcrumb__yMw_5" id="breadcrumb"><li><a href="https://www.livemint.com/">Home</a><div class="lazy-loaded"></div></li><li><a href="https://www.livemint.com/loans">Loans</a><div class="lazy-loaded"></div></li><li>Instant Loan</li></ul></div><div id="scorecard__widget__box__cube" style="display:none"></div><div class="containerNew"><footer id="footer_footer__Fv1Lc" class="footerNew"><div class="backtoTop" id="myBtn"></div><div class="footer_footerLogo__eKR4A footer_footerSpace__jFNT5 footerLogo footerSpace"><div class="lazy-loaded"></div></div><div class="footer_appBox__tzVcU footer_footerSpace__jFNT5 footerSpace appBox"><div class="footer_widgetTitle__m3lZF widgetTitle"><h2>Download App</h2></div><p>Download the Mint app and read premium stories</p><div class="footer_storeBox__jrHP4 storeBox"><a href="https://mintiphone.page.link/?apn=com.htmedia.mint&isi=470175900&ibi=com.hindustantimes.mintiphone&ipbi=com.livemint.ipad&efr=1&utm_campaign=Lmwebbottom&utm_medium=msite&utm_source=Lmwebbottom&pt=660495&mt=8&ct=open_app_detail&link=https://www.livemint.com/apps" rel="nofollow" target="_blank"><div class="lazy-loaded"></div></a><a href="https://mintiphone.page.link/?apn=com.htmedia.mint&isi=470175900&ibi=com.hindustantimes.mintiphone&ipbi=com.livemint.ipad&efr=1&utm_campaign=Lmwebbottom&utm_medium=msite&utm_source=Lmwebbottom&pt=660495&mt=8&ct=open_app_detail&link=https://www.livemint.com/apps" target="_blank" rel="nofollow"><div class="lazy-loaded"></div></a></div></div><div class="footer_footerSpace__jFNT5 appBox"><div class="footer_widgetTitle__m3lZF footer_fs16__hKye3 widgetTitle fs16"><h2>Personal Loan Stories</h2></div><div class="footer_footerLinkHolder__habP_ footerLinkHolder" style="margin-bottom:20px"><a href="/money/personal-finance/how-msmes-can-access-loans-up-to-1-crore-without-collateral-a-complete-guide-11739874771529.html">How can MSMEs access loans up to ₹1 crore without collateral? 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By Jamie McGeever \u003c/p\u003e\u003cp\u003e Feb 19 (Reuters) - A look at the day ahead in Asian markets. \u003c/p\u003e\u003cp\u003e Two interest rate decisions and Chinese house prices top the Asia-Pacific calendar on Wednesday, with markets still pretty buoyant even as investors navigate the increasingly powerful crosscurrents of global trade and geopolitical uncertainty. \u003c/p\u003e\u003cp\u003e Wall Street's big three indices were little-changed on Tuesday but the S\u0026amp;P 500 eked out a new closing high, as did the MSCI World index. Markets are in a holding pattern, taking a 'wait and see' approach to tariffs and potential Russia-Ukraine truce. When it comes to U.S. monetary policy, the Federal Reserve is adopting a similar stance too. The Reserve Bank of New Zealand on Wednesday is expected to lop another 50 basis points off borrowing costs to counter slowing growth, while Bank Indonesia is set to hold rates to shore up the weak exchange rate, according to Reuters polls. \u003c/p\u003e\u003cp\u003e These decisions come a day after the Reserve Bank of Australia cut rates for the first time in four years but warned it was too early to declare victory over inflation and signaled caution over the prospects of further easing. \u003c/p\u003e\u003cp\u003e Like all their G10 FX peers, the Australian and New Zealand dollars have risen against the U.S. dollar this year although the 'kiwi' has cooled a bit this week ahead of the RBNZ decision. Indonesia's rupiah is flat this year, making it one of the worst performers among key emerging currencies. \u003c/p\u003e\u003cp\u003e Despite the uncertainty around U.S. President Donald Trump's tariffs and protectionist trade agenda, emerging market sentiment remains upbeat. Investors seem willing to stay in riskier assets, which have been winning trades so far this year, for longer than had perhaps been expected. Emerging market debt and Chinese equities are two areas have performed well this year, and attracted huge inflows in January, Institute of International Finance figures showed on Tuesday. \u003c/p\u003e\u003cp\u003e Optimism on Chinese stocks, especially tech, is spreading as investors bet that the emergence of AI startup DeepSeek and President Xi Jinping's meeting with the country's tech entrepreneurs mark a bright, new dawn for the sector. \u003c/p\u003e\u003cp\u003e Hedge funds are pouring money in, and global investment banks are upgrading their outlooks. The danger is bullish sentiment and positions get too stretched, but the market doesn't appear to be at that stage yet. Still, tense U.S.-Sino relations and escalating global trade tensions cannot be ignored, and on Tuesday China condemned Washington at the World Trade Organization, warning that its tariffs could upend world trade and risk global recession. \u003c/p\u003e\u003cp\u003e Meanwhile, the rise in Japanese Government Bond yields shows no sign of slowing, as markets bet on the Bank of Japan raising rates again this year. 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Traders were still cautious as talks to end the war in Ukraine could boost Russian supplies. \u003c/p\u003e\u003cp\u003e Financials also added 0.8%, led by iA Financial and the country's biggest lender Royal Bank of Canada. \u003c/p\u003e\u003cp\u003e Bay Street analysts expected big banks to post strong first-quarter results next week, but noted an uncertain outlook for the rest of 2025 due to risk of a tariff war between the U.S. and other countries. \u003c/p\u003e\u003cp\u003e Materials rose 1.2% as it tracked a jump in gold prices driven by persistent demand for safe-haven assets. \u003c/p\u003e\u003cp\u003e Separately, January's annual inflation rate in Canada rose slightly to 1.9% from December. \u003c/p\u003e\u003cp\u003e While lower prices from a sales tax reprieve provided some relief, they were partly offset by rising costs of gasoline and natural gas, as shown in Tuesday's data. \u003c/p\u003e\u003cp\u003e The yield on Canada's 10-year benchmark bond and the 5-year benchmark bond hit three-week highs, exerting pressure on equities earlier in the day. \u003c/p\u003e\u003cp\u003e \"There is clear evidence that underlying inflation pressures are building,\" said Stephen Brown, deputy chief North America economist at Capital Economics. \"Given the tariff threat hanging over the economy, we still think the odds slightly favour another cut from the Bank of Canada next month, but it is shaping up to be a close call.\" \u003c/p\u003e\u003cp\u003e The threat of tariffs somewhat receded as global attention shifted to the developments in the Ukraine conflict involving U.S. President Donald Trump and his Russian counterpart, Vladimir Putin. \u003c/p\u003e\u003cp\u003e In other stocks, Fortuna Mining lost 8.3% after CIBC downgraded the miner to \"underperform\" from \"neutral.\" \u003c/p\u003e\u003cp\u003e FOR CANADIAN MARKETS NEWS, CLICK ON CODES: \u003c/p\u003e\u003cp\u003e TSX market report \u003c/p\u003e\u003cp\u003e Canadian dollar and bonds report \u003c/p\u003e\u003cp\u003e Reuters global stocks poll for Canada \u003c/p\u003e\u003cp\u003e Canadian markets directory (Reporting by Pranav Kashyap in Bangalore and Nivedita Balu in Bengaluru; Editing by Shreya Biswas and Richard Chang) \u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":false,"headline":"Energy shares boost TSX as investors digest inflation data","summary":"CANADA-STOCKS/ (UPDATE 1):CANADA STOCKS-Energy shares boost TSX as investors digest inflation data","quickReadSummary":"Canada's main stock index closed higher on Tuesday, driven by gains in energy and financial sectors, despite rising inflation. 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The Pentagon uses the spectrum for high-powered radar, communications and navigation. \u003c/p\u003e\u003cp\u003e Now, however, the Republican grip on Washington — combined with a drive to cut budgets across government — has improved prospects for auctioning spectrum. Defense Secretary Pete Hegseth, who has voiced support for cooperating with the administration’s full agenda, said at his confirmation hearing last month that he would review the issue and ensure there’s no disruption for the military.\u0026nbsp; \u003c/p\u003e\u003cp\u003e A Pentagon spokesperson declined to comment. \u003c/p\u003e\u003cp\u003e Senate Intelligence Chair Tom Cotton of Arkansas posted on X Tuesday that critical national security capabilities rely on the spectrum. “We MUST ensure those capabilities are protected,” he said. \u003c/p\u003e\u003cp\u003e Cruz rejected the Pentagon’s qualms, saying “we can no longer allow Pentagon bureaucratic inertia to hold back innovation and economic growth.” \u003c/p\u003e\u003cp\u003e Republicans, who hold a 53-47 Senate majority and an even smaller margin in the US House, must be nearly united to include the auction in the budget bill, which they intend to bypass Democrats.\u0026nbsp; \u003c/p\u003e\u003cp\u003e Previous partisan budget bills have included spectrum sales to shrink the deficit and offset tax cuts or spending hikes elsewhere. Spectrum auctions have raised more than $233 billion for the federal government over the past three decades, according to the Federal Communications Commission. \u003c/p\u003e\u003cp\u003e More stories like this are available on \u003ca href=\"https://www.bloomberg.com\"\u003ebloomberg.com\u003c/a\u003e \u003c/p\u003e\u003cp\u003e ©2025 Bloomberg L.P. 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The Associated Press reported citing two people with knowledge of the official’s departure, that King opposed DOGE’s efforts to access sensitive SSA records.\u003c/p\u003e\u003cp\u003eKing has been replaced by Leland Dudek, who has previously expressed support for DOGE’s initiatives to eliminate waste, fraud, and abuse within federal agencies. Dudek will serve as acting commissioner until President Trump’s nominee, Frank Bisignano, is confirmed by the Senate.\u003c/p\u003e\u003ch2\u003eDOGE’s push for SSA records\u003c/h2\u003e\u003cp\u003eDOGE, which has been embedded in various federal agencies since its creation, reportedly sought access to SSA data, similar to its \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/elon-musk-s-doge-blocked-by-federal-judge-from-accessing-treasury-records-over-privacy-security-concerns-11739007786053.html\"\u003eprevious actions at the Treasury Department\u003c/a\u003e. The agency maintains a comprehensive list of Social Security numbers, work and pay history, banking details, and medical records for disability benefit applicants.\u003c/p\u003e\u003cp\u003eIt remains unclear which specific information DOGE attempted to obtain, leading to King’s resignation. However, DOGE’s efforts have raised concerns regarding privacy and oversight.\u003c/p\u003e\u003ch2\u003eWhite House justifies move\u003c/h2\u003e\u003cp\u003eThe White House defended \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/politics/doge-cancels-21m-india-voter-fund-bjp-calls-it-interference-congress-hits-back-full-row-explained-in-5-points-11739779819077.html\"\u003eDOGE\u003c/a\u003e’s push for SSA records, citing potential fraud within the system. Press Secretary Karoline Leavitt stated, “We suspect there are tens of millions of deceased people receiving fraudulent Social Security payments.”\u003c/p\u003e\u003cp\u003e\u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/elon-musk-slams-trump-derangement-syndrome-compares-it-to-a-rabies-11739904224397.html\"\u003eElon Musk\u003c/a\u003e, who oversees \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/elon-musk-doge-alleges-4-7-trillion-federal-payments-id-code-missing-trace-where-money-goes-insight-donald-trump-us-news-11739862428666.html\"\u003eDOGE\u003c/a\u003e, has also referenced fraud within SSA. “We are uncovering inefficiencies and fraud at unprecedented levels.”\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null},{"id":11739912137608,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Ravi 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to DOGE’s agenda\u003c/h2\u003e\u003cp\u003eDespite its stated goal of eliminating inefficiencies, \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/elon-musk-doge-try-access-taxpayers-data-donald-trump-us-news-politics-democrats-say-privacy-concerns-unelected-oligarch-11739770056862.html\"\u003eDOGE\u003c/a\u003e has faced widespread criticism for its aggressive tactics, including staff cuts and program eliminations across multiple federal agencies. Critics argue that its methods undermine essential government functions and disrupt operations.\u003c/p\u003e\u003cp\u003eWhile \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/topic/elon-musk\"\u003eMusk\u003c/a\u003e and his team continue to push for greater oversight and cost-cutting measures, resistance within the federal bureaucracy remains strong.\u003c/p\u003e\u003cp\u003eThe battle over SSA records is the latest flashpoint in the ongoing clash between \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/topic/donald-trump\"\u003eTrump\u003c/a\u003e’s administration and career officials within key government 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Washington, The Trump administration is giving America's schools and universities two weeks to eliminate diversity initiatives or risk losing federal money, raising the stakes in the president's fight against \"wokeness\" and sowing confusion as schools scramble to comply. \u003c/p\u003e\u003cp\u003e In a memo on Friday, the Education Department gave an ultimatum to stop using \"racial preferences\" as a factor in admissions, financial aid, hiring or other areas. Schools are being given 14 days to end any practice that treats students or workers differently because of their race. \u003c/p\u003e\u003cp\u003e Educators at colleges nationwide were rushing to evaluate their risk and decide whether to stand up for practices they believe are legal. The sweeping demand threatens to upend all aspects of campus operations, from essays on college applications to classroom lessons and campus clubs. \u003c/p\u003e\u003cp\u003e It's meant to correct what the memo described as rampant discrimination in education, often against white and Asian students. \u003c/p\u003e\u003cp\u003e \"Schools have been operating on the pretext that selecting students for diversity or similar euphemisms is not selecting them based on race,\" said Craig Trainor, acting assistant secretary for civil rights. \"No longer. Students should be assessed according to merit, accomplishment and character.\" \u003c/p\u003e\u003cp\u003e The guidance drew sharp backlash from civil rights groups and university groups. Some believe its vague language is meant to have a chilling effect, pressuring schools to eliminate anything touching on the topic of race even if it may be defensible in court. \u003c/p\u003e\u003cp\u003e \"Creating a sense of risk around doing work that might promote diverse and welcoming campuses is much more of the goal than a clear statement of existing law,\" said Jonathan Fansmith, senior vice president of government relations at the American Council on Education, an association of college presidents. \u003c/p\u003e\u003cp\u003e The memo is an extension of Trump's executive order banning diversity, equity and inclusion programmes. It reflects a change in the federal government's interpretation of antidiscrimination laws. As legal justification, it cites the 2023 Supreme Court decision barring race as a factor in college admissions. \u003c/p\u003e\u003cp\u003e \"Put simply, educational institutions may neither separate or segregate students based on race, nor distribute benefits or burdens based on race,\" it said. \u003c/p\u003e\u003cp\u003e On Monday, the Education Department announced it also cut USD 600 million in grants for organisations that train teachers. The programmes promoted \"divisive\" concepts like DEI, critical race theory and social justice activism, the department said. \u003c/p\u003e\u003cp\u003e The new guidance seeks to remove race from areas including financial aid, housing, graduation ceremonies, hiring and promotion. It takes aim directly at college admissions, suggesting colleges have sought to work around the Supreme Court's decision. \u003c/p\u003e\u003cp\u003e College essays, for instance, cannot be used to predict a student's race, the guidance says. In the Supreme Court decision, Chief Justice John Roberts said nothing prevents colleges \"from considering an applicant's discussion of how race affected his or her life\", though he warned that colleges couldn't use essays as an indirect workaround to consider students' race. \u003c/p\u003e\u003cp\u003e The memo also said it's unlawful for colleges to eliminate standardised testing requirements \"to achieve a desired racial balance or to increase racial diversity\". Dozens of colleges across the US have dropped SAT and ACT requirements in recent years, citing concerns the exams favour students from high-income families. \u003c/p\u003e\u003cp\u003e Practices that have long been commonplace could become legal liabilities, including recruiting in underrepresented areas or buying lists of potential students with certain academic and demographic information, said Angel B Perez, CEO of the National Association for College Admission Counseling. \u003c/p\u003e\u003cp\u003e \"Colleges and universities are going to find themselves between a rock and a hard place,\" Perez said. \"They know that what they're doing is not illegal, but they are worried that if they do not comply, not having federal funding will decimate them.\" \u003c/p\u003e\u003cp\u003e Some universities they expect little change. At Oregon State University, a legal review concluded that its programmes \"are fully compliant with all state and federal laws\", according to a campus message from Rob Odom, vice-president of university relations and marketing. \u003c/p\u003e\u003cp\u003e The department memo appears to take aim at scholarships for students from certain racial backgrounds. There's been legal debate about whether the Supreme Court decision extends to financial aid, with some schools and institutions deciding to scrap racial requirements for some scholarships. \u003c/p\u003e\u003cp\u003e The National Association of Student Financial Aid Administrators said there's no consensus on the question, and the group is trying to understand how the memo could affect student aid. \u003c/p\u003e\u003cp\u003e \"The last thing students need when making plans about how to pay for college is uncertainty over when or whether they will receive financial aid they've been relying on,\" the group said in a statement. \u003c/p\u003e\u003cp\u003e The confusion around Trump's order was apparent at last week's confirmation hearing for education secretary nominee Linda McMahon. Asked whether classes on African American history would run afoul of the president's order, McMahon said she wasn't certain. \u003c/p\u003e\u003cp\u003e Trump has called for the elimination of the Education Department, and Elon Musk's Department of Government Efficiency has slashed dozens of contracts deemed wasteful. \u003c/p\u003e\u003cp\u003e The DOGE team won a legal victory on Monday when a federal judge declined to block it from federal student loan records. 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Trump’s birthday and Flag Day. The bill, titled the Trump’s Birthday and Flag Day Holiday Establishment Act, seeks to enshrine the date as a national observance to honor Trump’s contributions to the country and recognise the importance of the American flag.\u003c/p\u003e\u003cp\u003eBorn on June 14, 1946, \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/donald-trump-praises-us-military-strike-that-killed-al-qaeda-leader-in-syria-jihadi-justice-11739889641491.html\"\u003eTrump\u003c/a\u003e shares his birthday with Flag Day, which marks the anniversary of the adoption of the US flag in 1777. While Flag Day is observed annually, it is not currently a federal holiday. Tenney’s bill aims to change that by combining it with a tribute to Trump’s legacy.\u003c/p\u003e\u003ch2\u003eRecognizing Trump’s impact\u003c/h2\u003e\u003cp\u003e“No modern president has been more pivotal for our country than \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/politics/trump-opens-door-to-europe-buying-us-made-weapons-for-ukraine-11739752851067.html\"\u003eDonald J. Trump\u003c/a\u003e. As both our 45th and 47th President, he is the most consequential President in modern American history, leading our country at a time of great international and domestic turmoil,” Tenney said in a statement announcing the bill.\u003c/p\u003e\u003cp\u003eShe pointed to Trump’s key achievements, including brokering the Abraham Accords and championing significant tax cuts. “Just as George Washington’s Birthday is codified as a federal holiday, this bill will add Trump’s Birthday to this list, recognizing him as the founder of America’s Golden Age.”\u003c/p\u003e\u003cp\u003eThe legislation also emphasises the importance of Flag Day, with Tenney stating, “By designating Trump’s Birthday and Flag Day as a federal holiday, we can ensure President Trump’s contributions to American greatness and the importance of the American Flag are forever enshrined into law.”\u003c/p\u003e\u003ch2\u003eAdditional efforts to honor Trump\u003c/h2\u003e\u003cp\u003eTenney’s bill is one of several proposed measures by Republican lawmakers to honor the President. In January, Republican Congresswoman Anna Paulina Luna introduced a \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/donald-trump-s-face-on-mount-rushmore-congresswoman-pushes-bill-to-add-him-to-iconic-monument-11738523684386.html\"\u003ebill advocating for Trump’s likeness to be added to Mount Rushmore\u003c/a\u003e.\u003c/p\u003e\u003cp\u003e“President Trump’s bold leadership and steadfast dedication to America’s greatness have cemented his place in history,” Luna said. “Mount Rushmore, a timeless symbol of our nation’s freedom and strength, deserves to reflect his towering legacy—a legacy further solidified by the powerful start to his second term.”\u003c/p\u003e\u003cp\u003eWhile these legislative efforts have garnered strong support from \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/topic/donald-trump\"\u003eTrump\u003c/a\u003e allies, they are also expected to face significant opposition from Democrats and some members of the 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steps for the Bill\u003c/h2\u003e\u003cp\u003eThe Trump’s Birthday and Flag Day Holiday Establishment Act will now be reviewed by congressional committees before any potential vote in the House and Senate. If passed, it would join the list of federally recognised holidays, placing Trump alongside personalities such as George Washington and Martin Luther King Jr.\u003c/p\u003e\u003cp\u003eIt remains to be seen whether the bill will gain enough bipartisan support to advance through Congress, but it signals the ongoing effort among Republicans to solidify Trump’s legacy in American 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Many of the world’s poorest and most vulnerable people seem to have been deliberately left stranded without the help they were promised. That this mayhem has been launched by a US president, and greeted with relish\u0026nbsp;by many of his voters, will unquestionably dent American prestige and power. \u003c/p\u003e\u003cp\u003e That’s a pity. Because reform and restructuring of US development assistance was long overdue. Here in India, as in much of the world, a\u0026nbsp;modern approach to development assistance from Washington with\u0026nbsp;a more equal partnership, and one informed by geopolitics and mutual interest,\u0026nbsp;would certainly have been welcomed. \u003c/p\u003e\u003cp\u003e Questions about the usefulness of 20th century-style aid in the 21st century aren’t unique to Trump’s circle, or even to the US. In 2020 Britain, for example, merged its development agency into its foreign office and closely aligned their purposes and activity. Even some generous Nordic countries, including Denmark and Sweden, have moved to curb the independence of their overseas agencies, concerned that too much taxpayer money was going to unaccountable progressive NGOs.\u0026nbsp; \u003c/p\u003e\u003cp\u003e These countries may have changed how their aid operates and reduced bureaucrats’ independence. But nobody in the developing world saw that as a sign of churlishness or insularity. Britain, after all, remains committed enough to international development to largely maintain a decades-old spending promise even through biting austerity and crisis. \u003c/p\u003e\u003cp\u003e The reason development assistance should dovetail more closely with foreign policy is not to ensure that aid becomes an arm of politics. More often, it is to ensure that aid survives politics. \u003c/p\u003e\u003cp\u003e Development assistance can never be entirely apolitical. The moment you spend money in a developing country, you create new interest groups and, sometimes, disadvantage old ones. You need to find partners within local establishments that help you identify how and where to spend the money; in the process, you empower those people. \u003c/p\u003e\u003cp\u003e Musk and others might claim that the problem is that USAID was pushing through progressive priorities like reproductive health and minority rights. Whether or not that is true, it misses the point. Even if you’re going after entirely laudable health or education priorities of which everyone approves, you will have to work through existing institutions or displace old ones. And each time you do, you’re making decisions that have a political impact. \u003c/p\u003e\u003cp\u003e If bilateral grants don’t just impact a country’s development but also its politics, then you need the diplomats around to make sure that it doesn’t work at cross purposes with your broader plans in that country. And you also need the diplomats to ensure that the country’s leaders don’t think your work is crossing some red line that your aid bureaucrats haven’t been told about. \u003c/p\u003e\u003cp\u003e In other words, USAID —\u0026nbsp;like all bilateral development agencies —\u0026nbsp;is not a charity or a non-governmental organization, but a state agency and a political actor. That is precisely what Secretary of State Marco Rubio has accused it of forgetting. Rubio said that diplomats told him: “They [USAID] undermine the work that we’re doing in that country; they are supporting programs that upset the host government for whom we’re trying to work with on a broader scale.” \u003c/p\u003e\u003cp\u003e Rubio, as the new acting administrator of USAID, should indeed get to work fixing that problem. It’s something that developing-world governments would be happy to partner with the Trump administration in achieving. But the chaos at USAID doesn’t fix that problem; it creates new ones for the US. \u003c/p\u003e\u003cp\u003e It may be a bad look to have an agency working at cross-purposes with your diplomats. It’s far worse to appear to not care at all for your promises and commitments. \u003c/p\u003e\u003cp\u003e Reducing your budget is not a disaster. France and Germany are both planning to slash their development assistance drastically, but that will not impact how they are seen half as much as Trump’s action will shift perceptions of the US. Cuts are only a problem if you go out of your way to inflict pain when making them. \u003c/p\u003e\u003cp\u003e Many in the developing world, including India, are sympathetic to the second Trump administration’s broader aims – reworking global trade, combating China, restoring relations with Russia. They think these are good ideas, as is the reform of USAID. \u003c/p\u003e\u003cp\u003e But what’s the lesson they will take from the past weeks? That even good ideas might purposefully be implemented poorly and disruptively, whether to grab headlines or inflict political damage on opponents\u0026nbsp;at home. \u003c/p\u003e\u003cp\u003e Rubio, at least, understands\u0026nbsp;how development assistance works, and what needs to be fixed. He needs to get to work doing that — so that the new president’s policy priorities can be protected from his administration’s own worst instincts. \u003c/p\u003e\u003cp\u003e More From Bloomberg Opinion:\u003c/p\u003e\u003cp\u003e This column does not necessarily reflect the opinion of the editorial board or Bloomberg LP and its owners. \u003c/p\u003e\u003cp\u003e Mihir Sharma is a Bloomberg Opinion columnist. A senior fellow at the Observer Research Foundation in New Delhi, he is author of “Restart: The Last Chance for the Indian Economy.” \u003c/p\u003e\u003cp\u003e More stories like this are available on \u003ca href=\"https://www.bloomberg.com/opinion\"\u003ebloomberg.com/opinion\u003c/a\u003e \u003c/p\u003e\u003cp\u003e ©2025 Bloomberg L.P. \u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":false,"headline":"USAID Is in Dire Need of Reform. 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US President Donald Trump has threatened to impose 25 per cent tariffs on all imports from Mexico -- though so far limited them to steel and aluminium -- and signed an executive order to rename the Gulf of Mexico as the Gulf of America. \u003c/p\u003e\u003cp\u003e \"In our first meeting, we will clarify the proposals put forth by the US, and what the new administration aims to achieve,\" Ebrard told reporters. \"Then we'll put Mexico's arguments on the table, particularly those concerning the (economic) integration between the two nations.\" \u003c/p\u003e\u003cp\u003e Ebrard said he would meet with Secretary of Commerce Howard Lutnick and a number of Trump officials in a conversation that would focus on the steel and aluminium tariffs, as well as the importance of the country's bilateral trade relationship. Ebrard added that he hoped to make a range of other proposals to \"improve\" the existing trade relationship. \u003c/p\u003e\u003cp\u003e Meanwhile, Trump's wider tariff threat looms, something analysts say could trigger a recession in Mexico. The imposition of broader tariffs would likely start a trade war, with Mexico President Claudia Sheinbaum promising reciprocal tariffs, both of which would result in price increases for American consumers. \u003c/p\u003e\u003cp\u003e While Mexico has sought to diversify its trade relationships, economists say decades of free trade and geographic proximity limit its ability to make significant changes in the short term. \u003c/p\u003e\u003cp\u003e Ebrard on Tuesday seemed determined to avoid an escalation. \u003c/p\u003e\u003cp\u003e \"Our response will never be rancour or conflict, but rather a continued effort to move forward,\" Ebrard said. 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Gold prices rose over 1% on Tuesday as concerns over economic growth, due to uncertainty surrounding U.S. President Donald Trump's tariff plans, prompted safe-haven flows into bullion. \u003c/p\u003e\u003cp\u003e Spot gold gained 1.2% to $2,932.79 an ounce as of 2:11 p.m. ET after hitting a record high of $2,942.70 last week. \u003c/p\u003e\u003cp\u003e U.S. gold futures settled 1.7% higher at $2,949. \u003c/p\u003e\u003cp\u003e \"We are seeing increased safe-haven demand due to the disrupted nature of the Trump administration and we have also got a bullish chart posture,\" said Jim Wyckoff, a senior market analyst at Kitco Metals. \u003c/p\u003e\u003cp\u003e Since taking office last month, Trump has swiftly redrawn the global trade battlefield with a series of tariffs, while plans are already in motion for sweeping reciprocal tariffs, aimed squarely at any nation that taxes U.S. products. \u003c/p\u003e\u003cp\u003e \"Central bank buying should also continue to provide support,\" Commerzbank analysts said in a note. \u003c/p\u003e\u003cp\u003e The market's focus has now shifted to the U.S. Federal Reserve's January meeting minutes, due on Wednesday, for clues into the central bank's interest rate trajectory. \u003c/p\u003e\u003cp\u003e \"If the economy starts to sputter because of the trade tariffs and such, then we could see some lower interest rates,\" Wyckoff added. \u003c/p\u003e\u003cp\u003e Safe-haven bullion benefits from geopolitical and economic uncertainties and tends to thrive in a low-interest rate environment as it yields no interest. \u003c/p\u003e\u003cp\u003e \"While the broader trend remains intact, the risk of a deeper pullback cannot be ignored at these elevated levels. For gold to reach new highs, it may take an escalation in the geopolitical risks, particularly about Ukraine,\" said Fawad Razaqzada, market analyst at City Index and FOREX.com. \u003c/p\u003e\u003cp\u003e Among other metals, spot \u003c/p\u003e\u003cp\u003e silver \u003c/p\u003e\u003cp\u003e was up 0.2% at $32.84 an ounce. Platinum rose 0.9% to $983.75 and palladium climbed 2.5% to $986.50. \u003c/p\u003e\u003cp\u003e\u003cstrong\u003eThis article was generated from an automated news agency feed without modifications to text.\u003c/strong\u003e\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":false,"headline":"Gold rises as Trump tariff uncertainty fuels safe-haven demand ","summary":"GLOBAL-PRECIOUS/ (UPDATE 8):PRECIOUS-Gold rises as Trump tariff uncertainty fuels safe-haven demand ","quickReadSummary":"Gold prices rose over 1% on Tuesday, reaching $2,932.79 an ounce, driven by safe-haven demand amid uncertainty over U.S. tariffs. 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Even a small difference in the interest rate can have a significant impact on the total cost of the loan. Look for lenders that offer competitive rates and consider whether a fixed or variable rate would be more beneficial for your situation."},{"name":"Loan Amount and Tenure","text":"Ensure that the lender offers the loan amount you need and a repayment tenure that fits your budget. While shorter tenures mean higher monthly payments, they also mean paying less interest over the life of the loan."},{"name":"Fees and Charges","text":"Be aware of any additional fees, such as processing fees, prepayment penalties, or late payment charges. These can add to the overall cost of the loan and should be factored into your decision."},{"name":"Eligibility Criteria","text":" Check the lender’s eligibility criteria before applying. This can save you time and prevent unnecessary inquiries on your credit report, which can negatively impact your credit score."},{"name":"Customer Service","text":"Consider the lender’s customer service reputation. Look for lenders that offer easy access to support, whether through a helpline, email, or chat. Good customer service can make the loan process smoother and provide peace of mind if you encounter any issues."},{"name":"Loan Disbursement Time","text":"If you need funds urgently, consider the lender’s disbursement time. Some lenders can transfer the funds within minutes, while others may take a few hours or even a day."}]}}},"InstantPersonalLoanData":{"id":11725271653649,"url":"/loans/instant-personal-loan","name":"Instant Loan","title":"Instant Loan in 10 Minutes | Get Quick Loan Offers Up To 10 Lakh","alias":"instant personal loan","domainId":"5aeab8eefc36f218b0e0866b","keywords":["personal loan instant","Apply for personal loan","Emergency personal loan","instant personal loan","Instant loan approval","Same day personal loan","Personal loan application","Online personal loan","Quick personal loan","Fast personal loan approval"],"description":"\u003cp\u003eDiscover how to get instant loan approval in 10 minutes with minimal paperwork. Learn about eligibility, the application process, and tips for securing the best rates. Apply now for a quick loan offer of up to 10 Lakh.\u003c/p\u003e","about":"","parentSection":null,"subSection":null,"navigation":[],"lastUpdated":null,"status":"PUBLISHED","lastPublishedDate":1736250769000,"lastPublishedBy":"Z230246","creationDate":1725271653000,"pageType":"PRIMARY","category":"","design":"card","personalizeCheck":"","coverImage":"","images":{},"stories":null,"content":[{"id":11725275162203,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"instant loan input form","articleType":"element","createdBy":"Kapil Singh 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Personal Loan Embed","articleType":"element","createdBy":"Digital Support","createdDate":"2025-01-07T11:52:44+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2025-01-07T11:52:44+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2025-01-07T11:52:44+0000","firstPublishedDate":"2024-09-06T20:21:45+0000","metadata":{"url":"","authors":[],"charCount":0,"wordCount":0,"agency":"","status":"PUBLISHED","tags":[],"keywords":[],"section":"","column":"","subSection":"","topic":[],"topicUrls":[],"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":[],"writtenBy":[],"reportedBy":[],"agencyByLine":[],"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 1","canonicalUrl":"","killed":false,"killedStatusCode":0,"audioSourceUrl":"","disclaimer":"","sponsoredTitle":"","storyType":null,"jsonSourceUrl":null,"subType":null,"syndicationFeed":false,"premiumStory":false,"premiumSubBrand":null,"metaTitle":"","metaDescription":"","ytMigrated":"","handpicked":false,"audienceTags":null,"autoBackLinked":false,"autoBackLinkCount":0,"totalLinkCount":0,"vdoAiUrl":"","aiContent":false,"aiContentType":null,"removeAds":false,"contextualKeyword":null,"embedAmazonCount":0,"embedCromaCount":0,"embedFlipkartCount":0,"embedSnapdealCount":0,"typeOfFormat":null,"relatedStoryTitle":null,"relatedStoryUrl":null,"additionalFields":null,"tableOfContentsHeading":null,"authorsList":null,"performanceArticleType":null,"appCollectionPosition":0,"appDesign":"Design 1","prContextualKeywords":null,"sectionId":null,"subSectionId":null,"iconImageUrl":null,"crawledWidgetType":null,"crawledWidgetData":null},"social":{},"isDeleted":0,"webId":"","expiryDate":null,"listRelatedStories":null,"listCollectionStories":null,"listCollectionPages":null,"moreFromThisSection":null,"trending":null,"name":"","timestamp":null,"heading":null,"timeToComplete":0,"timeToCompleteinHrs":0,"tools":null,"supplies":null,"type":"embed","paragraph":null,"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":[],"embed":{"url":"","body":"\u003ch2\u003eInstant Personal Loan:\u003c/h2\u003e\n\u003cp\u003eThe process of applying for a loan, getting clearances, sanctions and eventually the disbursement can be long-drawn and cumbersome. Hence, the need for an immedian financing solution has become increasingly common. Whether it's for an emergency medical expense, a sudden home repair, or even a spontaneous trip, having access to immediate funds can be a lifesaver. This is where instant personal loans come into play. These loans have become a go-to solution for many, offering quick access to funds without the lengthy processes traditionally associated with borrowing money. In this article, we'll explore everything you need to know about instant personal loans, from how they work to their benefits and potential pitfalls.\n\u003c/p\u003e\u003cbr\u003e\n\n\u003ch2\u003eWhat is an Instant Personal Loan? \u003c/h2\u003e\n\u003cp\u003eAn instant personal loan is a type of unsecured loan that can be disbursed within a few hours or even minutes after approval. Unlike traditional loans, which may require a lengthy application process and a significant waiting period, instant personal loans are designed to be fast and convenient. They are typically offered by banks, non-banking financial companies (NBFCs), and online lenders. \u003cbr\u003e\u003cbr\u003e\n\nThe term \"instant\" can vary in definition depending on the lender. Some may approve and disburse the loan within minutes, while others might take a few hours. However, compared to traditional personal loans, the process is significantly faster.\n \n\u003c/p\u003e\n\u003cbr\u003e\n\u003ch2\u003eHow Do Instant Personal Loans Work?\u003c/h2\u003e\n\u003cp\u003eInstant personal loans work much like regular personal loans but with a faster approval and disbursement process. Here's a step-by-step breakdown of how they typically work: \n\u003c/p\u003e\u003cbr\u003e\n\n \u003cp\u003e \u003cdiv class=\"dataPageContent\"\u003e\u003col\u003e\n \u003cli\u003e\u003cstrong\u003eApplication:\u003c/strong\u003e The process begins with filling out an application, either online or through a mobile app. You will need to provide basic information such as your name, contact details, employment status, income, and the amount you wish to borrow.\u003c/li\u003e\n \n \u003cli\u003e\u003cstrong\u003e KYC Verification:\u003c/strong\u003e To verify your identity and ensure that you meet the lender's eligibility criteria, you will need to submit certain documents. These usually include proof of identity, address, and income. Many lenders now offer instant e-KYC (Know Your Customer) verification, making this step quick and hassle-free.\u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eCredit Check:\u003c/strong\u003e Once your application is submitted, the lender will perform a credit check to assess your creditworthiness. This is an essential step, as it helps the lender determine whether you are likely to repay the loan on time.\n \u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eLoan Approval:\u003c/strong\u003e If you meet the lender's criteria, your loan will be approved. In many cases, this happens almost instantly, thanks to automated algorithms that can assess your creditworthiness in real-time.\n \u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eDisbursement: \u003c/strong\u003e After approval, the loan amount is disbursed directly into your bank account. Depending on the lender, this can happen within minutes or a few hours.\n \u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eRepayment:\u003c/strong\u003e The repayment terms for instant personal loans are similar to those for regular personal loans. You'll need to repay the loan in monthly installments over a pre-agreed period. The interest rate and repayment tenure will depend on the lender's terms and your credit profile.\n \u003c/li\u003e\n \u003c/ol\u003e\u003c/div\u003e\n \u003c/p\u003e\n\n\u003ch2\u003eBenefits of Instant Personal Loans\u003c/h2\u003e\n\n \u003cp\u003e \u003cdiv class=\"dataPageContent\"\u003e\u003cul\u003e\n \u003cli\u003e\u003cstrong\u003eQuick Access to Funds \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;One of the most significant advantages of instant personal loans is the speed at which you can access funds. In emergency situations, this quick turnaround can be invaluable. Whether it’s covering a medical bill or dealing with an unexpected expense, instant personal loans can provide the financial relief you need without delay.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eConvenient Application Process\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Most instant personal loans can be applied for online, making the process incredibly convenient. You can apply from the comfort of your \u0026emsp;home or office without the need to visit a bank branch or fill out lengthy paperwork. The entire process, from application to disbursement, can often be completed using a smartphone.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eNo Collateral Required \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Unlike secured loans, which require you to pledge an asset as collateral, instant personal loans are unsecured. This means you don’t have to risk losing an asset, such as your home or car, if you default on the loan. However, this also means that the interest rates on instant personal loans can be higher compared to secured loans.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eFlexible Loan Amounts \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Instant personal loans offer flexibility in terms of loan amounts. Whether you need a small loan to cover a minor expense or a larger sum for a significant purchase, you can choose the amount that suits your needs. However, the loan amount you are eligible for will depend on your credit profile and the lender’s criteria.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eTransparent Terms \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Most lenders provide clear and transparent terms for instant personal loans, making it easy to understand the interest rates, fees, and repayment schedule. This transparency ensures that there are no hidden surprises, and you know exactly what to expect when taking out the loan.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eCredit Score Improvement \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;If you repay your instant personal loan on time, it can have a positive impact on your credit score. Timely repayments demonstrate financial responsibility, which can improve your creditworthiness and make it easier to secure loans in the future.\n \u003c/ul\u003e\u003c/div\u003e\n\u003c/p\u003e\n\n \u003ch2\u003ePotential Drawbacks of Instant Personal Loans\u003c/h2\u003e\n\n \u003cp\u003e \u003cdiv class=\"dataPageContent\"\u003e\n \u003cul\u003e\n \u003cli\u003e\u003cstrong\u003eHigher Interest Rates \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Since instant personal loans are unsecured and provide quick access to funds, they often come with higher interest rates compared to traditional loans. Lenders charge these higher rates to offset the risk of lending without collateral and the expedited approval process.\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eShorter Repayment Tenure\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Instant personal loans usually come with shorter repayment tenures, typically ranging from a few months to a couple of years. While this means you’ll be debt-free sooner, it also means higher monthly installments, which can strain your finances if not managed properly.\u003cbr\u003e\n \n\n \u003cli\u003e\u003cstrong\u003eEligibility Criteria \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;While instant personal loans are convenient, they may not be available to everyone. Lenders typically have strict eligibility criteria, including a minimum credit score, steady income, and a good repayment history. If you don’t meet these criteria, you may be denied a loan or offered less favorable terms.\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eImpact on Credit Score \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;While timely repayments can improve your credit score, missing a payment or defaulting on an instant personal loan can have a negative impact. Since these loans often have higher interest rates and shorter tenures, the financial burden can be significant, increasing the risk of missed payments.\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eFees and Charges\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Some instant personal loans come with additional fees and charges, such as processing fees, prepayment penalties, and late payment fees. It’s essential to read the terms and conditions carefully and be aware of any additional costs that may be associated with the loan.\n \u003c/ul\u003e\u003c/div\u003e\n\u003c/p\u003e\n\n\u003ch2\u003eWho Should Consider an Instant Personal Loan?\u003c/h2\u003e\n\u003cp\u003eInstant personal loans are ideal for individuals who need quick access to funds and can comfortably manage the repayment terms. Here are some scenarios where an instant personal loan may be a good option:\u003c/p\u003e\u003cbr\u003e\n\n\u003cp\u003e \u003cdiv class=\"dataPageContent\"\u003e\n\u003cul\u003e\n \u003cli\u003e\u003cstrong\u003eEmergency Expenses:\u003c/strong\u003e If you’re faced with an unexpected medical bill, car repair, or other emergency expenses, an instant personal loan can provide the funds you need quickly.\u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eDebt Consolidation:\u003c/strong\u003e If you have multiple high-interest debts, consolidating them into a single instant personal loan with a lower interest rate can simplify your finances and potentially save you money.\u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eHome Renovations: \u003c/strong\u003e Whether you’re making essential repairs or upgrading your home, an instant personal loan can help cover the costs without tapping into your savings.\u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eTravel: \u003c/strong\u003e If you’re planning a vacation but don’t have the funds to cover it, an instant personal loan can help you finance your trip and pay for it in manageable installments.\u003c/li\u003e\n\n \u003cli\u003e\u003cstrong\u003eBig-Ticket Purchases: \u003c/strong\u003e If you’re planning to make a significant purchase, such as electronics or furniture, and don’t have the funds available, an instant personal loan can help you spread the cost over time.\n \u003c/li\u003e\n \u003c/ul\u003e\u003c/div\u003e\n\u003c/p\u003e\n\n \u003ch2\u003eHow to Choose the Right Instant Personal Loan\u003c/h2\u003e\n \u003cp\u003eWith so many lenders offering instant personal loans, it’s essential to choose the one that best meets your needs. Here are some factors to consider when comparing loans:\u003c/p\u003e\u003cbr\u003e\n\n \u003cp\u003e\u003cdiv class=\"dataPageContent\"\u003e \n \u003cul\u003e\n \u003cli\u003e\u003cstrong\u003eInterest Rates\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Compare the interest rates offered by different lenders. Even a small difference in the interest rate can have a significant impact on the total cost of the loan. Look for lenders that offer competitive rates and consider whether a fixed or variable rate would be more beneficial for your situation.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eLoan Amount and Tenure\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Ensure that the lender offers the loan amount you need and a repayment tenure that fits your budget. While shorter tenures mean higher monthly payments, they also mean paying less interest over the life of the loan.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eFees and Charges \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Be aware of any additional fees, such as processing fees, prepayment penalties, or late payment charges. These can add to the overall cost of the loan and should be factored into your decision.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eEligibility Criteria\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp; Check the lender’s eligibility criteria before applying. This can save you time and prevent unnecessary inquiries on your credit report, which can negatively impact your credit score.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eCustomer Service \u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;Consider the lender’s customer service reputation. Look for lenders that offer easy access to support, whether through a helpline, email, or chat. Good customer service can make the loan process smoother and provide peace of mind if you encounter any issues.\u003cbr\u003e\u003cbr\u003e\n\n \u003cli\u003e\u003cstrong\u003eLoan Disbursement Time\u003c/strong\u003e\u003c/li\u003e\n \u0026emsp;If you need funds urgently, consider the lender’s disbursement time. 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By Jamie McGeever \u003c/p\u003e\u003cp\u003e Feb 19 (Reuters) - A look at the day ahead in Asian markets. \u003c/p\u003e\u003cp\u003e Two interest rate decisions and Chinese house prices top the Asia-Pacific calendar on Wednesday, with markets still pretty buoyant even as investors navigate the increasingly powerful crosscurrents of global trade and geopolitical uncertainty. \u003c/p\u003e\u003cp\u003e Wall Street's big three indices were little-changed on Tuesday but the S\u0026amp;P 500 eked out a new closing high, as did the MSCI World index. Markets are in a holding pattern, taking a 'wait and see' approach to tariffs and potential Russia-Ukraine truce. When it comes to U.S. monetary policy, the Federal Reserve is adopting a similar stance too. The Reserve Bank of New Zealand on Wednesday is expected to lop another 50 basis points off borrowing costs to counter slowing growth, while Bank Indonesia is set to hold rates to shore up the weak exchange rate, according to Reuters polls. \u003c/p\u003e\u003cp\u003e These decisions come a day after the Reserve Bank of Australia cut rates for the first time in four years but warned it was too early to declare victory over inflation and signaled caution over the prospects of further easing. \u003c/p\u003e\u003cp\u003e Like all their G10 FX peers, the Australian and New Zealand dollars have risen against the U.S. dollar this year although the 'kiwi' has cooled a bit this week ahead of the RBNZ decision. Indonesia's rupiah is flat this year, making it one of the worst performers among key emerging currencies. \u003c/p\u003e\u003cp\u003e Despite the uncertainty around U.S. President Donald Trump's tariffs and protectionist trade agenda, emerging market sentiment remains upbeat. Investors seem willing to stay in riskier assets, which have been winning trades so far this year, for longer than had perhaps been expected. Emerging market debt and Chinese equities are two areas have performed well this year, and attracted huge inflows in January, Institute of International Finance figures showed on Tuesday. \u003c/p\u003e\u003cp\u003e Optimism on Chinese stocks, especially tech, is spreading as investors bet that the emergence of AI startup DeepSeek and President Xi Jinping's meeting with the country's tech entrepreneurs mark a bright, new dawn for the sector. \u003c/p\u003e\u003cp\u003e Hedge funds are pouring money in, and global investment banks are upgrading their outlooks. The danger is bullish sentiment and positions get too stretched, but the market doesn't appear to be at that stage yet. Still, tense U.S.-Sino relations and escalating global trade tensions cannot be ignored, and on Tuesday China condemned Washington at the World Trade Organization, warning that its tariffs could upend world trade and risk global recession. \u003c/p\u003e\u003cp\u003e Meanwhile, the rise in Japanese Government Bond yields shows no sign of slowing, as markets bet on the Bank of Japan raising rates again this year. 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Traders were still cautious as talks to end the war in Ukraine could boost Russian supplies. \u003c/p\u003e\u003cp\u003e Financials also added 0.8%, led by iA Financial and the country's biggest lender Royal Bank of Canada. \u003c/p\u003e\u003cp\u003e Bay Street analysts expected big banks to post strong first-quarter results next week, but noted an uncertain outlook for the rest of 2025 due to risk of a tariff war between the U.S. and other countries. \u003c/p\u003e\u003cp\u003e Materials rose 1.2% as it tracked a jump in gold prices driven by persistent demand for safe-haven assets. \u003c/p\u003e\u003cp\u003e Separately, January's annual inflation rate in Canada rose slightly to 1.9% from December. \u003c/p\u003e\u003cp\u003e While lower prices from a sales tax reprieve provided some relief, they were partly offset by rising costs of gasoline and natural gas, as shown in Tuesday's data. \u003c/p\u003e\u003cp\u003e The yield on Canada's 10-year benchmark bond and the 5-year benchmark bond hit three-week highs, exerting pressure on equities earlier in the day. \u003c/p\u003e\u003cp\u003e \"There is clear evidence that underlying inflation pressures are building,\" said Stephen Brown, deputy chief North America economist at Capital Economics. \"Given the tariff threat hanging over the economy, we still think the odds slightly favour another cut from the Bank of Canada next month, but it is shaping up to be a close call.\" \u003c/p\u003e\u003cp\u003e The threat of tariffs somewhat receded as global attention shifted to the developments in the Ukraine conflict involving U.S. President Donald Trump and his Russian counterpart, Vladimir Putin. \u003c/p\u003e\u003cp\u003e In other stocks, Fortuna Mining lost 8.3% after CIBC downgraded the miner to \"underperform\" from \"neutral.\" \u003c/p\u003e\u003cp\u003e FOR CANADIAN MARKETS NEWS, CLICK ON CODES: \u003c/p\u003e\u003cp\u003e TSX market report \u003c/p\u003e\u003cp\u003e Canadian dollar and bonds report \u003c/p\u003e\u003cp\u003e Reuters global stocks poll for Canada \u003c/p\u003e\u003cp\u003e Canadian markets directory (Reporting by Pranav Kashyap in Bangalore and Nivedita Balu in Bengaluru; Editing by Shreya Biswas and Richard Chang) \u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"review":null,"newAmazonAdsMeta":null,"ctaText":null,"ctaLink":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":false,"headline":"Energy shares boost TSX as investors digest inflation data","summary":"CANADA-STOCKS/ (UPDATE 1):CANADA STOCKS-Energy shares boost TSX as investors digest inflation data","quickReadSummary":"Canada's main stock index closed higher on Tuesday, driven by gains in energy and financial sectors, despite rising inflation. 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We will use it to make your experience better":"आपकी व्यक्तिगत जानकारी हमारे पास सुरक्षित है। आपके अनुभव को बेहतर बनाने के लिए हम इसका इस्तेमाल करेंगे।","Full Name":"पूरा नाम","Please enter your Full Name":"कृपया, अपना पूरा नाम डालें","Please enter a full name":"कृपया, अपना पूरा नाम डालें","Next":"अगला","Email Address (as per bank records)":"ईमेल एड्रेस ( जैसा कि आपके बैंक रिकॉर्ड्स में है)","Please enter your Email Address":"कृपया, अपना ईमेल एड्रेस डालें","Please enter a valid email address":"कृपया, अपना सही ईमेल एड्रेस डालें","Wishfin sent a 6 digit OTP on":"विशफिन ने 6 अंक का ओटीपी भेजा है","Your OTP is valid for 10 mins":"ओटीपी 10 मिनट के लिए वैध है","Resend OTP":"ओटीपी फिर से भेजें","To provide you personalized offers we need some more details":"आपको पर्सनलाइज्ड ऑफर्स देने के लिए हमें कुछ और डीटेल्स की जरूरत है","Select your Employment Type":"अपने रोजगार का प्रकार चुनें","Salaried":"नौकरीपेशा","Self-Employed Business":"अपना बिज़नेस","Please enter your Monthly Salary":"कृपया, अपनी महीने की सैलरी डालें","Monthly Salary":"महीने की सैलरी","Min":"न्यूनतम","Max":"अधिकतम","Please enter your Annual Turnover":"कृपया, अपना सालाना टर्नओवर डालें","Please enter your Date Of Birth":"कृपया, अपनी जन्मतिथि डालें","Please enter a valid Date Of Birth":"कृपया, वैध जन्मतिथि डालें","Please enter your Area Pincode":"कृपया, अपना एरिया पिनकोड डालें","Enter a valid pincode":"वैध पिनकोड डालें","Pincode":"पिनकोड","Please enter your Desired Loan Amount":"कृपया, वह लोन अमाउंट डालें जो आप चाहते हैं","Please enter a valid number or amount":"कृपया वैध नंबर या अमाउंट डालें","Desired Loan Amount":"लोन अमाउंट, जो आप चाहते हैं","Get Loan Offers":"आगे बढ़ें","Mobile Number":"मोबाइल नंबर","Get Instant Loan Offers of up to 10 Lakh":"अपना मोबाइल नंबर एंटर करें और पाएं पर्सनलाइज्ड ऑफर्स","Business":"व्यवसाय"}}},"initialLocale":"hn","ns":["common"],"userConfig":{"i18n":{"defaultLocale":"hn","locales":["hn"],"localeDetection":false,"returnObjects":true},"default":{"i18n":{"defaultLocale":"hn","locales":["hn"],"localeDetection":false,"returnObjects":true}}}}},"__N_SSP":true},"page":"/loans/instant-personal-loan","query":{},"buildId":"pf_react_v1.0.93","assetPrefix":"https://www.livemint.com/pf-img/pf-react","runtimeConfig":{"env":"production"},"isFallback":false,"dynamicIds":[12625,62218,54852,69968],"gssp":true,"locale":"hn","locales":["hn"],"defaultLocale":"hn","scriptLoader":[]}</script></body></html>