CINXE.COM
<!doctype html> <html lang="cs" dir="ltr"> <head> <meta name="viewport" content="width=device-width, initial-scale=1.0" data-shuvi-head="true" /><meta charset="utf-8" /><title data-shuvi-head="true">What Is Fractional Reserve? | Binance Academy</title><meta name="twitter:card" content="summary_large_image" data-shuvi-head="true" /><meta name="twitter:site" content="@BinanceAcademy" data-shuvi-head="true" /><meta name="twitter:creator" content="@BinanceAcademy" data-shuvi-head="true" /><meta property="og:image:alt" content="Binance Academy" data-shuvi-head="true" /><meta property="og:site_name" content="Binance Academy" data-shuvi-head="true" /><meta name="description" content="Fractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers’ deposits. Learn more on Binance Academy." data-shuvi-head="true" /><meta property="og:title" content="What Is Fractional Reserve? | Binance Academy" data-shuvi-head="true" /><meta property="og:description" content="Fractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers’ deposits. Learn more on Binance Academy." data-shuvi-head="true" /><meta property="og:url" content="https://academy.binance.com/cs/articles/what-is-fractional-reserve" data-shuvi-head="true" /><meta property="og:type" content="article" data-shuvi-head="true" /><meta property="og:image" content="https://public.bnbstatic.com/static/academy/uploads/WvdCOr1ca81dTILXRGsX.png" data-shuvi-head="true" /><meta http-equiv="etag" content="a6703d869ceca539449cba3c40e243be2d5161d2" /><meta name="msapplication-TileImage" content="https://bin.bnbstatic.com/static/images/bnb-for/brand.png" /><meta name="theme-color" content="#2e2e2e" data-shuvi-head="true" /><meta name="apple-mobile-web-app-capable" content="yes" data-shuvi-head="true" /><meta name="apple-mobile-web-app-status-bar-style" content="black-translucent" data-shuvi-head="true" /><meta name="ahrefs-site-verification" content="86f2f08131d8239e3a4d73b0179d556eae74fa62209b410a64ff348f74e711ea" data-shuvi-head="true" /><meta name="google-site-verification" content="wyJEt1aEuf8X_of3aofK_Tl5WprWou38Ze4o3ZeeGts" data-shuvi-head="true" /><meta name="naver-site-verification" content="e70af2cacdaf993fe72ef9fd208822bbebc2e028" data-shuvi-head="true" /><meta name="yandex-verification" content="7e56260ff92b3c3f" data-shuvi-head="true" /><meta name="robots" content="index,follow,max-image-preview:large" data-shuvi-head="true" /><link rel="preconnect" href="https://bin.bnbstatic.com" crossorigin="anonymous" /><link rel="preconnect" href="https://public.bnbstatic.com" crossorigin="anonymous" /><link rel="preconnect" href="https://image.binance.vision" data-shuvi-head="true" /><link rel="preload" as="script" href="https://public.bnbstatic.com/unpkg/essential/essential@0.3.22.js" /><link rel="preload" as="script" href="https://public.bnbstatic.com/unpkg/vendor/vendor.umd.0.0.7.production.min.18.2.0.js" /><link rel="preload" href="https://public.bnbstatic.com/static/academy/uploads-original/WvdCOr1ca81dTILXRGsX.png" data-shuvi-head="true" /><link rel="preload" href="https://bin.bnbstatic.com/static/chunks/layout-7032.34dae571.js" as="script" /><link rel="preload" href="https://bin.bnbstatic.com/static/chunks/layout-a770.2a744650.js" as="script" /><link rel="preload" href="https://bin.bnbstatic.com/static/chunks/page-8e17.3a1daf77.js" as="script" /><link rel="preload" href="https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.woff2" as="font" type="font/woff2" crossorigin="anonymous" /><link rel="preload" href="https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Regular.woff2" as="font" type="font/woff2" crossorigin="anonymous" /><link rel="preload" href="https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Medium.woff2" as="font" type="font/woff2" crossorigin="anonymous" /><link rel="preload" href="https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-SemiBold.woff2" as="font" type="font/woff2" crossorigin="anonymous" /><link rel="preload" href="https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Bold.woff2" as="font" type="font/woff2" crossorigin="anonymous" /><link rel="preload" href="https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Black.woff2" as="font" type="font/woff2" crossorigin="anonymous" /><link rel="shortcut icon" href="https://bin.bnbstatic.com/static/images/common/favicon.ico" /><link rel="apple-touch-icon" href="https://bin.bnbstatic.com/static/images/bnb-for/brand.png" /><link rel="icon" href="https://bin.bnbstatic.com/static/images/bnb-for/brand.png" /><link rel="shortcut icon" href="https://bin.bnbstatic.com/image/academy/ico/favicon.ico" data-shuvi-head="true" /><link rel="icon" type="image/x-icon" sizes="16x16 32x32" href="https://bin.bnbstatic.com/image/academy/ico/favicon.ico" data-shuvi-head="true" /><link rel="icon" sizes="32x32" href="https://bin.bnbstatic.com/image/academy/ico/favicon-32.png" data-shuvi-head="true" /><link rel="icon" sizes="192x192" href="https://bin.bnbstatic.com/image/academy/ico/favicon-192.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="152x152" href="https://bin.bnbstatic.com/image/academy/ico/favicon-152.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="144x144" href="https://bin.bnbstatic.com/image/academy/ico/favicon-144.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="120x120" href="https://bin.bnbstatic.com/image/academy/ico/favicon-120.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="114x114" href="https://bin.bnbstatic.com/image/academy/ico/favicon-114.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="180x180" href="https://bin.bnbstatic.com/image/academy/ico/favicon-180.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="72x72" href="https://bin.bnbstatic.com/image/academy/ico/favicon-72.png" data-shuvi-head="true" /><link rel="apple-touch-icon" sizes="57x57" href="https://bin.bnbstatic.com/image/academy/ico/favicon-57.png" data-shuvi-head="true" /><link rel="manifest" href="/manifest.json" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/en/articles/what-is-fractional-reserve" hreflang="en" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/pl/articles/what-is-fractional-reserve" hreflang="pl" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/vi/articles/what-is-fractional-reserve" hreflang="vi" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/ar/articles/what-is-fractional-reserve" hreflang="ar" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/ru/articles/what-is-fractional-reserve" hreflang="ru" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/es/articles/what-is-fractional-reserve" hreflang="es" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/fr/articles/what-is-fractional-reserve" hreflang="fr" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/pt/articles/what-is-fractional-reserve" hreflang="pt" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/it/articles/what-is-fractional-reserve" hreflang="it" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/id/articles/what-is-fractional-reserve" hreflang="id" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/ph/articles/what-is-fractional-reserve" hreflang="fil" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/de/articles/what-is-fractional-reserve" hreflang="de" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/bg/articles/what-is-fractional-reserve" hreflang="bg" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/zh/articles/what-is-fractional-reserve" hreflang="zh-Hans" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/zt/articles/what-is-fractional-reserve" hreflang="zh-Hant" data-shuvi-head="true" /><link rel="alternate" href="https://academy.binance.com/ja/articles/what-is-fractional-reserve" hreflang="ja" data-shuvi-head="true" /><link rel="alternate" hreflang="x-default" href="https://academy.binance.com/en/articles/what-is-fractional-reserve" data-shuvi-head="true" /><link rel="canonical" href="https://academy.binance.com/cs/articles/what-is-fractional-reserve" data-shuvi-head="true" /><script id="OneTrust-sdk" nonce="2052aff0-b366-4585-a663-82feff04048b">(function() {const agent = typeof navigator !== 'undefined' ? navigator.userAgent : '';const REGEX_MATCH_CLIENT_TYPE = /BNC\/([0-9.]+) \(([a-zA-Z]+) ([0-9.]+)\)/;const isMiniApp = typeof window !== 'undefined' && window.__NEZHA_BRIDGE__ && !window.__NEZHA_BRIDGE__.postAction;if(REGEX_MATCH_CLIENT_TYPE.test(agent) || isMiniApp){return null;}function getJSON(str) {try {return JSON.parse(str);} catch (e) {return {};}}var AutoBlockScriptMap = getJSON('{"binance.com":"https://cdn.cookielaw.org/consent/e21a0e13-40c2-48a6-9ca2-57738356cdab/OtAutoBlock.js","binance.info":"https://cdn.cookielaw.org/consent/03246444-2043-432d-afae-413a91f535e9/OtAutoBlock.js","binance.me":"https://cdn.cookielaw.org/consent/39df5304-ea83-4bd5-8550-d57bca54d95a/OtAutoBlock.js"}');var SDKStubInfoMap = getJSON('{"binance.com":{"src":"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js","hash":"e21a0e13-40c2-48a6-9ca2-57738356cdab"},"binance.info":{"src":"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js","hash":"03246444-2043-432d-afae-413a91f535e9"},"binance.me":{"src":"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js","hash":"39df5304-ea83-4bd5-8550-d57bca54d95a"}}');var domain = location.hostname.split('.').slice(-2).join('.');function isString(str) {return str && typeof str === 'string';};var AutoBlockScript = AutoBlockScriptMap[domain];var stubInfo = SDKStubInfoMap[domain] || {};var SDKStubSrc = stubInfo.src;var SDKStubHash = stubInfo.hash;var injectAutoBlock = isString(AutoBlockScript);var injectSDKStub = isString(SDKStubSrc) && isString(SDKStubHash);if (injectAutoBlock) {var script = document.createElement('script');script.src = AutoBlockScript;script.type = 'text/javascript';script.async = false;document.head.appendChild(script);}if (injectSDKStub) {var htmlLang = document.documentElement.lang?.substr(0, 2) || 'en'; var script = document.createElement('script');script.src = SDKStubSrc;script.type = 'text/javascript';script.async = false;script.setAttribute('charSet', 'UTF-8');script.setAttribute('data-domain-script', SDKStubHash);script.setAttribute('data-language', htmlLang);document.head.appendChild(script);var s = document.createElement('script');s.type = 'text/javascript';s.innerHTML = 'function OptanonWrapper() {};';s.nonce = '2052aff0-b366-4585-a663-82feff04048b';document.head.appendChild(s);var ss = document.createElement('script');ss.src = 'https://bin.bnbstatic.com/static/one-trust/onetrust-trigger.js';ss.type = 'text/javascript';script.async = false;ss.setAttribute('charSet', 'UTF-8');ss.setAttribute('data-domain-script', SDKStubHash);document.head.appendChild(ss);}}())</script><script id="custom-console" nonce="2052aff0-b366-4585-a663-82feff04048b">try{if(!Boolean(localStorage.getItem("enableLog"))){window.console.log=window.console.warn=window.console.info=window.console.debug=function noop(){};}}catch(e){}</script><script id="pika-version" nonce="2052aff0-b366-4585-a663-82feff04048b">try { window.pika = window.pika || {}; window.pika.version = "0.3.35"; window.__HTTP_NEXT_MODE_ENABLED__ = true } catch (e) {console.error(e)}</script><script id="Reporter-init" nonce="2052aff0-b366-4585-a663-82feff04048b">window._bn_reporter = window._bn_reporter || [];window._bn_reporter_version = '3.0.5';function reportEvent(data) {window._bn_reporter.push(data);}reportEvent({key: "init",data: {"packageName":"academy-new-ui","apiId":"cc1ljun9gpbp8ciciolg","apiDomain":"https://api.saasexch.com","ssr":true,"COMMIT_HEAD":"a6703d869ceca539449cba3c40e243be2d5161d2","pikaVersion":"0.3.35","traceId":"15c5cef8-c6cd-427f-839b-226b38f0a6bc","analyticsId":"academy-new-ui,Frontend,clo2j8z8210033390t2tsoa811q0"}});const now = Date.now();reportEvent({key: "traceReporter",data: {name: 'PIKA_HTML_ENTRY_START',startTime: now,timestamp: now,id: 1,duration: 0,endTime: now}});window.addEventListener('error', function (event) {try {var _URL, _URL2;var target = event.target || event.srcElement;var isTarget = ['LINK', 'SCRIPT', 'IMG'].indexOf(target.nodeName) !== -1;if (!isTarget) {return;}var link = target.src || target.href;if (window.location.href.indexOf(link) === 0) {return;}var data = {event: {phost: window.location.host,ppath: window.location.pathname,host: (_URL = new URL(link)) === null || _URL === void 0 ? void 0 : _URL.host,path: (_URL2 = new URL(link)) === null || _URL2 === void 0 ? void 0 : _URL2.pathname,net_err_exist: true}};reportEvent({key: "reportMonitorEvent",data: {data: data}});} catch (e) {console.error('static resource monitor', e);}}, true);</script><script id="Sentry-sdk" src="https://bin.bnbstatic.com/static/runtime/sentry/7.38.0/bundle.es5.min.js" data-ot-ignore nonce="2052aff0-b366-4585-a663-82feff04048b"></script><script id="Sentry-init" nonce="2052aff0-b366-4585-a663-82feff04048b">if (typeof Sentry !== 'undefined') {var originalSentry = Sentry;Sentry = {};Object.keys(originalSentry).forEach(key => {Object.defineProperty(Sentry, key, {get: function () {if (typeof originalSentry[key] === 'function') {return function () {};} else {return undefined;}}});});window.addEventListener('unhandledrejection', event => {console.warn(`UNHANDLED PROMISE REJECTION: ${event.reason}`);originalSentry.captureMessage(event.reason);});originalSentry.init({dsn: 'https://9065d85b8be94562b96559e79c173661@o529943.ingest.sentry.io/6104593',release: '20241113-a6703d86-215374',attachStacktrace: true,environment: 'prod',integrations: [],denyUrls: [/^chrome-extension:\/\//i],ignoreErrors: [/Network request failed.*/,/pageName is require.*/,/Loading chunk \d+ failed.*/,/Loading CSS chunk \d+ failed.*/,/Your operation is too frequent, please try again later.*/,/Non-Error promise rejection captured with keys: code, message, standard/,/Cannot read properties of undefined \(reading 'firefoxSample'\)/],beforeSend: (event, hint) => {var sampleRate = 0.01;/* if error level is fatal, we don't want to sample it */if(event && event.level && event.level === 'fatal') {sampleRate = 1;}try {var fileName = event.exception.values[0].stacktrace.frames.slice(-1)[0].filename;var message = hint.originalException.message;if (message.includes('The object does not support the operation or argument') && fileName.includes('sensor')) {return null;}} catch (e) {}if(hint && hint.originalException) {var error = hint.originalException;if(error && error.message === 'ResizeObserver loop limit exceeded'){return null;}/* add more info for some errors to make it more useful */if(error && error.message && error.message.includes('The quota has been exceeded')){try {var _lsTotal = 0, _xLen, _x;for (_x in localStorage) {if (!localStorage.hasOwnProperty(_x)) {continue;}_xLen = ((localStorage[_x].length + _x.length) * 2);_lsTotal += _xLen;if((_xLen / 1024).toFixed(2) >1) {event.extra[_x.substr(0, 50)] = (_xLen / 1024).toFixed(2);}}event.extra['localStorageTotal'] = (_lsTotal / 1024).toFixed(2);event.tags['localStorage'] = '1';} catch (e) {event.tags['localStorage'] = '0';}}/* add more info for some errors to make it more useful */if(error && error.message === 'Cannot redefine property: src') {try {event.extra['plugins'] = Array.from(navigator.plugins || []).map(item => item.name).join();event.extra['OtAutoBlockTimes'] = Array.from(document.querySelectorAll('script')).filter(script => script.src.includes('OtAutoBlock.js')).length;event.tags['plugins'] = '1';} catch (e) {event.tags['plugins'] = '0';}}}var random = Math.random();if(random <= sampleRate){return event;} else {return null;}}});originalSentry.configureScope(scope => {scope.setExtra('isServer', false);scope.setTag('isServer', false);});}</script><script nonce="2052aff0-b366-4585-a663-82feff04048b">__academy_new_ui_dynamic_public_path__ = "https://bin.bnbstatic.com/"</script><script type="application/ld+json" data-shuvi-head="true" nonce="2052aff0-b366-4585-a663-82feff04048b">{"@context":"https://schema.org","@type":"Article","datePublished":"2019-01-21T04:25:09.000Z","description":"Fractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers’ deposits. Learn more on Binance Academy.","mainEntityOfPage":{"@type":"WebPage","@id":"https://academy.binance.com/en/articles/what-is-fractional-reserve"},"headline":"What Is Fractional Reserve?","image":["https://public.bnbstatic.com/static/academy/uploads/WvdCOr1ca81dTILXRGsX.png"],"dateModified":"2023-08-03T09:30:31.000Z","author":{"@type":"Person","name":"Binance Academy"},"publisher":{"@type":"Organization","name":"Binance Academy","logo":{"@type":"ImageObject","url":"https://bin.bnbstatic.com/image/academy/apple-touch-icon.png"}}}</script><script nonce="2052aff0-b366-4585-a663-82feff04048b">window.ga=window.ga||function(){(ga.q=ga.q||[]).push(arguments)};ga.l=+new Date;ga('create', 'UA-162512367-1', 'auto');window.gaFilterExp = "^(email|mobile)";if(document.location.search) {var search = document.location.search.trim().replace(/^[?#&]/, '');if(search) {var regexp = new RegExp(gaFilterExp);var params = search.split('&');params = params.filter(val => !(regexp.test(val)));paramsString = params.join('&');ga('set', 'location', location.origin + location.pathname + '?' + paramsString);}}</script><script id="gtm-trueMetrics" nonce="2052aff0-b366-4585-a663-82feff04048b" data-nonce="2052aff0-b366-4585-a663-82feff04048b">(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName('head')[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.defer=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl;j.setAttribute('nonce', '85e8a014-0429-4916-ab50-788c60dbde5b');f.appendChild(j);})(window,document,'script','dataLayer','GTM-M86QHGF');</script><script nonce="2052aff0-b366-4585-a663-82feff04048b">(function() {var cookies = document.cookie.split(';');var keyValue = cookies.find(mp => {var values = mp.split('=');return values[0].trim() === 'data_opt_out';});if(keyValue && keyValue.split('=')[1] === 'y') {window['ga-disable-M86QHGF'] = true;}}())</script><script nonce="2052aff0-b366-4585-a663-82feff04048b">(function(w,l){w[l]=w[l]||[];})(window,'dataLayer');</script><style id="webstudio-universal-uikit-colors" data-shuvi-head="true">body { --color-sell: #F6465D; --color-textSell: #E33B54; --color-sellHover: #FF707E; --color-depthSellBg: #FEF1F2; --color-buy: #0ECB81; --color-textBuy: #2EBD85; --color-buyHover: #32D993; --color-depthBuyBg: #E6FFF1; --color-line: #EAECEF; --color-outlineHover: #FFEF87; --color-primary: #FCD535; --color-primaryHover: #F0B90B; --color-error: #E33B54; --color-errorBg: #FEF1F2; --color-success: #0ECB81; --color-successBg: #E6FFF1; --color-disable: #EAECEF; --color-iconNormal: #929AA5; --color-textWhite: #FFFFFF; --color-textGray: #EAECEF; --color-textBlack: #0B0E11; --color-textPrimary: #1E2329; --color-textSecondary: #474D57; --color-textThird: #707A8A; --color-textDisabled: #B7BDC6; --color-textBrand: #C99400; --color-textToast: #8D5F02; --color-bg: #F5F5F5; --color-bg1: #FFFFFF; --color-bg2: #FAFAFA; --color-bg3: #F5F5F5; --color-bg4: #5E6673; --color-bg6: #FFFFFF; --color-bg7: #FAFAFA; --color-popupBg: #FFFFFF; --color-badgeBg: #FEF6D8; --color-selectedBg: #FAFAFA; --color-gradientBrand: linear-gradient(180deg, #F8D12F 0%, #F0B90B 100%); --color-gradientPrimary: linear-gradient(295.27deg, #FFFFFF 0%, #E6E8EA 84.52%); --color-BasicBg: #FFFFFF; background-color: var(--color-BasicBg); --color-SecondaryBg: #FAFAFA; --color-Input: #F5F5F5; --color-InputLine: #D8DCE1; --color-CardBg: #FFFFFF; --color-Vessel: #FAFAFA; --color-Line: #EAECEF; --color-DisableBtn: #EAECEF; --color-DisabledText: #B7BDC6; --color-DisableText: #B7BDC6; --color-TertiaryText: #707A8A; --color-SecondaryText: #474D57; --color-PrimaryText: #202630; color: var(--color-PrimaryText); --color-RedGreenBgText: #FFFFFF; --color-EmphasizeText: #FF693D; --color-TextOnGray: #EAECEF; --color-TextOnYellow: #202630; --color-IconNormal: #929AA5; --color-LiteBg1: #FFFFFF; --color-LiteBg2: #FAFAFA; --color-BtnBg: #FCD535; --color-PrimaryYellow: #F0B90B; --color-TextLink: #C99400; --color-TradeBg: #F5F5F5; --color-TextToast: #8D5F02; --color-DepthSellBg: #FEF1F2; --color-SellHover: #FF707E; --color-Sell: #F6465D; --color-TextSell: #E33B54; --color-DepthBuyBg: #E6FFF1; --color-BuyHover: #32D993; --color-Buy: #2EBD85; --color-TextBuy: #2EBD85; --color-Error: #E33B54; --color-SuccessBg: #E6FFF1; --color-Success: #2EBD85; --color-TagBg: #EAECEF; --color-Grid: #EAECEF; --color-Placeholder: #B7BDC6; --color-ToastBg: #707A8A; --color-TwoColorIcon: #474D57; --color-ErrorBg: rgba(246, 70, 93, 0.1); --color-BadgeBg: rgba(240,185,11,0.1); }</style><style data-emotion="0 gpt1ua 1o66yg1 1yjvs5a dy784j 1bhd1jv 1xgr03x 1j75qc1 12ke8jn c7p0e4 17ajlgz 1v5nip4 q0otfg 1na5z9x 1w61aiz 18y5cx2 13mvpid qmrdl9 l5kcek 1gt3d73 yl4tv8 1q9ubii 1ghyaza 1me7odh 1gtiget tu33x2 xxiebs 9vzgi1 1uwv4sg 1qn7ove uivgo 1iztezc 1pu1d3g ms83d e3y8yr 1vkvfxu vjbqpm 1ebqknh 1ihpkod drp9u aa2yx7 1uhxyyb wcquo4 11590kr nybri6 cijxjj wb6aqo 13l1dht 3r945m 1mz89b1 1olcmky 14bgbm8 vurnku zzqkfp 1u83isv hv3wqz 4z43zl 11yizmm cxvfoc 1h71c3u 1ds83c4 ok7zh1 mxw3i0 1m7wotv 1sbigzv 146b2k0 4ayvkh 1lvwt7l tyfyof vlrirc 190yvx7 1v88uvz 1e8gb8u 4cffwv 11wixuj 1pyf6yx q1dbf8 2yqw61 16ht4fr 1urk028 rt5tsv alnos5 178mx5l 1g8a46g oio04l 7xpimc wr4vqq 1t22upd 10q2gn9 tsrtg9 animation-hqgv56 1ur574i l0inxp 17t59g1 9q4ls1">.css-gpt1ua{position:fixed;top:80px;right:16px;max-height:100%;max-width:343px;width:100%;z-index:9;pointer-events:none;}.css-1o66yg1{background-color:#FAFAFA;}.css-1yjvs5a{margin-bottom:32px;}.css-dy784j{margin-bottom:16px;margin-inline-end:8px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;border-radius:100px;display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;font-weight:600;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;font-size:12px;height:22px;padding:2px 12px;background-color:#0B0E11;color:#FFFFFF;}.css-1bhd1jv{-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-align-items:start;-webkit-box-align:start;-ms-flex-align:start;align-items:start;height:100%;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-1xgr03x{vertical-align:middle;width:16px;height:16px;}.css-1j75qc1{margin-inline-start:4px;}.css-12ke8jn{-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-c7p0e4{background:#FFFFFF;}.css-17ajlgz{margin-left:0;margin-right:0;padding-bottom:40px;padding-left:32px;padding-right:32px;padding-top:40px;display:grid;grid-template-columns:1fr;grid-template-rows:auto;grid-column-gap:16px;}@media screen and (min-width:768px){.css-17ajlgz{max-width:604px;margin-left:auto;margin-right:auto;padding-top:56px;padding-bottom:56px;}}@media screen and (min-width:1200px){.css-17ajlgz{max-width:1040px;}}@media screen and (min-width:768px){.css-17ajlgz{grid-template-columns:1fr 1fr;grid-template-rows:auto 1fr auto auto;}}@media screen and (min-width:1200px){.css-17ajlgz{grid-template-columns:auto 1fr auto;grid-template-rows:auto auto 1fr;}}.css-1v5nip4{margin-bottom:48px;}@media screen and (min-width:768px){.css-1v5nip4{margin-bottom:80px;}}@media screen and (min-width:1200px){.css-1v5nip4{margin-bottom:24px;}}@media screen and (min-width:768px){.css-1v5nip4{grid-column:1 / span 2;grid-row:1;}}@media screen and (min-width:1200px){.css-1v5nip4{grid-column:1;grid-row:1;}}.css-q0otfg{color:#F0B90B;width:225px;}.css-1na5z9x{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;margin-bottom:40px;}@media screen and (min-width:768px){.css-1na5z9x{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;}}@media screen and (min-width:1200px){.css-1na5z9x{margin-left:56px;margin-right:0;}}@media screen and (min-width:768px){.css-1na5z9x{grid-column:1 / span 2;grid-row:2;}}@media screen and (min-width:1200px){.css-1na5z9x{grid-column:2;grid-row:1 / span 3;}}.css-1w61aiz{margin-bottom:48px;margin-right:0;}@media screen and (min-width:768px){.css-1w61aiz{margin-bottom:0;margin-right:80px;}}.css-18y5cx2{color:#1E2329;margin-bottom:24px;font-weight:600;font-size:20px;line-height:28px;}.css-13mvpid{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-qmrdl9{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;color:#1E2329;margin-bottom:16px;}.css-l5kcek{margin-right:0;}@media screen and (min-width:768px){.css-l5kcek{margin-right:0;}}.css-1gt3d73{margin-bottom:56px;}@media screen and (min-width:768px){.css-1gt3d73{grid-column:2;grid-row:4;}}@media screen and (min-width:1200px){.css-1gt3d73{grid-column:1;grid-row:3;}}.css-yl4tv8{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;display:inline-block;margin-right:8px;}.css-1q9ubii{width:auto;height:38px;}.css-1ghyaza{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;display:inline-block;margin-right:0;}.css-1me7odh{margin-bottom:24px;}@media screen and (min-width:768px){.css-1me7odh{margin-bottom:0;}}@media screen and (min-width:768px){.css-1me7odh{grid-column:1;grid-row:3 / span 2;}}@media screen and (min-width:1200px){.css-1me7odh{grid-column:3;grid-row:1 / span 3;}}.css-1gtiget{margin-bottom:32px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-tu33x2{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;margin-right:16px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-xxiebs{color:#1E2329;width:16px;}@media screen and (min-width:768px){.css-xxiebs{width:20px;}}.css-9vzgi1{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;margin-right:0;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-1uwv4sg{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;position:relative;}.css-1uwv4sg:hover::after,.css-1uwv4sg:focus-within::after{border-color:#FFFFFF transparent transparent transparent;bottom:100%;display:block;-webkit-filter:drop-shadow(0px 2px 1px rgba(0,0,0,0.1));filter:drop-shadow(0px 2px 1px rgba(0,0,0,0.1));left:50%;margin-left:-8px;right:auto;top:auto;}@media screen and (min-width:1200px){.css-1uwv4sg:hover::after,.css-1uwv4sg:focus-within::after{border-color:#FFFFFF transparent transparent transparent;bottom:100%;display:block;-webkit-filter:drop-shadow(0px 2px 1px rgba(0,0,0,0.1));filter:drop-shadow(0px 2px 1px rgba(0,0,0,0.1));left:50%;margin-left:-8px;right:auto;top:auto;}}.css-1uwv4sg.wrapper--open .e1ysg5on1{display:block;}.css-1qn7ove{-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;height:40px;line-height:40px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}.css-uivgo{-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;height:40px;min-width:128px;padding:0 16px;}.css-1iztezc{box-sizing:border-box;margin:0;min-width:0;color:currentColor;width:24px;height:24px;font-size:24px;fill:#1E2329;fill:currentColor;width:1em;height:1em;}.css-1pu1d3g{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;margin-left:8px;margin-right:8px;color:#1E2329;}.css-ms83d{display:none;position:absolute;width:-webkit-max-content;width:-moz-max-content;width:max-content;z-index:1000;bottom:100%;left:auto;padding:0 0 16px 0;right:auto;top:auto;}@media screen and (min-width:1200px){.css-ms83d{bottom:100%;left:auto;right:0;padding:0 0 16px 0;top:auto;}}.css-e3y8yr{background-color:#FFFFFF;border-radius:4px;box-shadow:0px 0px 20px rgba(0,0,0,0.08);position:relative;}.css-1vkvfxu{padding:16px;max-height:400px;display:grid;grid-template-columns:1fr;grid-gap:8px;grid-template-rows:auto;}@media screen and (min-width:1200px){.css-1vkvfxu{max-height:none;}}@media screen and (min-width:1200px){.css-1vkvfxu{grid-template-columns:1fr 1fr;}}.css-vjbqpm{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;border-radius:8px;padding:16px;background:transparent;}.css-vjbqpm:hover{background:#F5F5F5;}.css-1ebqknh{color:#1E2329;font-size:12px;margin-bottom:0;}@media screen and (min-width:768px){.css-1ebqknh{margin-bottom:24px;}}@media screen and (min-width:768px){.css-1ebqknh{grid-column:2;grid-row:3;}}@media screen and (min-width:1200px){.css-1ebqknh{grid-column:1;grid-row:2;}}.css-1ihpkod{padding-top:24px;padding-bottom:24px;cursor:pointer;width:100%;text-align:center;border-top:1px solid #D9D9D9;}@media screen and (min-width:768px){.css-1ihpkod{width:768px;}}@media screen and (min-width:1200px){.css-1ihpkod{width:1200px;}}.css-1ihpkod:hover{color:#C99400;}:root{--tooltip-border-radius:4px;--tooltip-color:#0B0E11;--tooltip-text-color:#FFFFFF;--tooltip-font-size:12px;--tooltip-move:4px;}html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,img,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video{margin:0;padding:0;border:0;font-size:100%;vertical-align:baseline;}article,aside,details,figcaption,figure,footer,header,hgroup,menu,nav,section{display:block;}body{line-height:1;}ol,ul{list-style:disc;list-style-position:inside;}blockquote,q{quotes:none;}blockquote:before,blockquote:after,q:before,q:after{content:"";content:none;}table{border-collapse:collapse;border-spacing:0;}@font-face{font-weight:300;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex Light"),local("BinancePlex-Light"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.woff2"), url("/fonts/BinancePlex-Light.woff2") format("woff2");font-feature-settings:"ss02";font-display:swap;}@font-face{font-weight:400;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex Regular"),local("BinancePlex Regular"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Regular.woff2"), url("/fonts/BinancePlex-Regular.woff2") format("woff2");font-display:swap;font-feature-settings:"ss02";}@font-face{font-weight:500;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex Medium"),local("BinancePlex Medium"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Medium.woff2"), url("/fonts/BinancePlex-Medium.woff2") format("woff2");font-display:swap;font-feature-settings:"ss02";}@font-face{font-weight:600;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex SemiBold"),local("BinancePlex-SemiBold"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-SemiBold.woff2"), url("/fonts/BinancePlex-SemiBold.woff2") format("woff2");font-display:swap;font-feature-settings:"ss02";}*,*::before,*::after{box-sizing:border-box;}*{font-family:"Binance Plex",-apple-system,BlinkMacSystemFont,Arial,"Helvetica Neue",sans-serif;font-feature-settings:"ss02";text-rendering:optimizeLegibility;}[role="button"]{cursor:pointer;}body{color:#14151A;background-color:#FFFFFF;}a{color:inherit;-webkit-text-decoration:none;text-decoration:none;}.no-scroll{overflow:hidden;}svg,img{max-width:100%;height:auto;}iframe{max-width:100%;}.coverImage{border-radius:16px;}.cover{position:relative;overflow:hidden;border-radius:16px;}.coverRatio{width:100%;padding-top:56.25%;}.coverBox{position:absolute;top:0;left:0;width:100%;}amp-img img{object-fit:contain;}[dir="rtl"] .lang-dropdown > div{right:auto;left:0;}[dir="rtl"] .bidi-element{-webkit-transform:rotateY(180deg);-ms-transform:rotateY(180deg);transform:rotateY(180deg);}.css-aa2yx7{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;margin-bottom:80px;}.css-1uhxyyb{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;max-width:1248px;padding-top:32px;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:space-around;-webkit-justify-content:space-around;-ms-flex-pack:space-around;justify-content:space-around;}@media screen and (min-width:768px){.css-1uhxyyb{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;}}.css-wcquo4{box-sizing:border-box;margin:0;min-width:0;-webkit-box-flex:1;-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;}.css-11590kr .e10oxksb0{position:relative;}.css-11590kr:not(:last-child) .e10oxksb0{color:#474D57;padding-inline-end:32px;}.css-11590kr:not(:last-child) .e10oxksb0:after{position:absolute;top:0;color:inherit;content:">";inset-inline-end:12px;}.css-11590kr:last-child .e10oxksb0{overflow:hidden;color:#76808F;white-space:nowrap;text-overflow:ellipsis;}.css-nybri6{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;}.css-cijxjj{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;color:#76808F;}.css-wb6aqo{margin-bottom:16px;color:#14151A;font-weight:600;font-size:32px;line-height:40px;}@media screen and (min-width:768px){.css-wb6aqo{font-size:48px;line-height:56px;}}.css-13l1dht{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;overflow-wrap:break-word;margin-bottom:32px;font-size:16px;}@media screen and (min-width:768px){.css-13l1dht{font-size:20px;}}.css-3r945m{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;-webkit-text-decoration:underline;text-decoration:underline;color:#D0980B;font-size:16px;}@media screen and (min-width:768px){.css-3r945m{font-size:20px;}}.css-1mz89b1{list-style-position:outside;margin-left:16px;margin-bottom:24px;}.css-1mz89b1 li{font-size:16px;}@media screen and (min-width:768px){.css-1mz89b1 li{font-size:20px;}}.css-1mz89b1 li:not(:last-child){margin-bottom:4px;}.css-1mz89b1 li ul{margin-top:16px;}.css-1mz89b1 li > ul{margin-left:16px;}.css-1olcmky{box-sizing:border-box;margin:0;min-width:0;position:-webkit-sticky;position:sticky;top:56px;padding:24px 16px;width:100%;-webkit-align-self:flex-start;-ms-flex-item-align:start;align-self:flex-start;}@media screen and (min-width:768px){.css-1olcmky{max-width:282px;}}.css-14bgbm8{display:grid;grid-gap:72px;grid-template-columns:auto;grid-template-rows:auto;}.css-vurnku{box-sizing:border-box;margin:0;min-width:0;}.css-zzqkfp{box-sizing:border-box;margin:0;min-width:0;font-weight:500;font-size:20px;line-height:28px;margin-bottom:24px;}.css-1u83isv{-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;grid-template-rows:auto;}.css-hv3wqz{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;cursor:pointer;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;width:24px;height:24px;-webkit-transition:ease-out 0.2s;transition:ease-out 0.2s;color:#76808F;}.css-hv3wqz:hover{color:#1DA1F2;}.css-hv3wqz svg{width:100%;height:100%;}.css-4z43zl{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;cursor:pointer;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;width:24px;height:24px;-webkit-transition:ease-out 0.2s;transition:ease-out 0.2s;color:#76808F;}.css-4z43zl:hover{color:#4267B2;}.css-4z43zl svg{width:100%;height:100%;}.css-11yizmm{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;cursor:pointer;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;width:24px;height:24px;-webkit-transition:ease-out 0.2s;transition:ease-out 0.2s;color:#76808F;}.css-11yizmm:hover{color:#0088cc;}.css-11yizmm svg{width:100%;height:100%;}.css-cxvfoc{-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;cursor:pointer;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;width:24px;height:24px;-webkit-transition:ease-out 0.2s;transition:ease-out 0.2s;color:#76808F;}.css-cxvfoc:hover{color:black;}.css-cxvfoc svg{width:100%;height:100%;}.css-1h71c3u{display:grid;grid-gap:24px;grid-template-columns:1fr;grid-template-rows:auto;}.css-1ds83c4{box-sizing:border-box;margin:0;min-width:0;font-weight:500;font-size:20px;line-height:28px;}.css-ok7zh1{position:relative;padding:24px 0;margin-bottom:16px;text-align:center;color:#1e2329;width:100%;border-radius:0 !important;background-color:#FFFFFF;border-radius:16px;box-shadow:0px 0px 1px rgba(20,21,26,0.1),0px 3px 6px rgba(71,77,87,0.04),0px 1px 2px rgba(20,21,26,0.04);}@media screen and (min-width:1200px){.css-ok7zh1{max-width:300px;border-radius:16px !important;}}.css-mxw3i0{padding-left:16px;padding-right:16px;}@media screen and (min-width:1200px){.css-mxw3i0{padding-left:24px;padding-right:24px;}}.css-1m7wotv{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}@media screen and (min-width:1200px){.css-1m7wotv{-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;}}.css-1sbigzv{box-sizing:border-box;margin:0;min-width:0;color:currentColor;width:24px;height:24px;font-size:24px;fill:#1E2329;fill:currentColor;-webkit-flex:none;-ms-flex:none;flex:none;width:45px;height:45px;}.css-146b2k0{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;text-align:left;-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;padding-left:20px;}@media screen and (min-width:1200px){.css-146b2k0{text-align:center;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;padding-left:0;}}.css-4ayvkh{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;color:#14151A;margin-top:16px;margin-bottom:8px;}.css-1lvwt7l{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;color:#76808F;font-size:14px;}.css-tyfyof{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}.css-vlrirc{margin-top:24px;width:100%;height:48px !important;padding-top:14px;padding-bottom:14px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;border:1px solid transparent;border-radius:4px;display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;font-weight:500;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;white-space:nowrap;outline:0;font-size:14px;height:32px;line-height:20px;padding-left:16px;padding-right:16px;background-image:linear-gradient(180deg,#F8D12F 0%,#F0B90B 100%);color:#14151A;border-width:0;}@media screen and (min-width:768px){.css-vlrirc{height:32px !important;}}@media screen and (min-width:1200px){.css-vlrirc{padding-top:0;padding-bottom:0;}}.css-vlrirc:hover{cursor:pointer;}.css-vlrirc:focus{box-shadow:0 0 0 2px #474D57;}.css-vlrirc:disabled{cursor:not-allowed;}.css-vlrirc:hover:not(:disabled){background-image:linear-gradient(180deg,#FFE251 0%,#EDC423 100%);}.css-vlrirc:active:not(:disabled){background-image:linear-gradient(180deg,#FFC928 0%,#E3A30E 100%);}.css-vlrirc:focus{background-image:linear-gradient(180deg,#F8D12F 0%,#F0B90B 100%);}.css-vlrirc:disabled{background-image:none;background-color:#F5F5F5;color:#76808F;}.css-190yvx7{max-width:792px;padding-top:24px;padding-bottom:24px;padding-left:16px;padding-right:16px;margin:auto;}.css-1v88uvz{box-sizing:border-box;margin:0;min-width:0;max-width:100%;height:auto;width:720;height:405;}.css-1e8gb8u{margin-top:24px;margin-bottom:32px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-4cffwv{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-11wixuj{margin-right:16px;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;border-radius:8px;display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;padding:0 8px;font-size:16px;height:36px;background-color:rgba(2,192,118,0.2);color:#474D57;}.css-1pyf6yx{background-color:#02C076;border-radius:50%;margin-inline-end:8px;height:8px;width:8px;}.css-q1dbf8{color:#14151A;font-size:16px;font-weight:400;line-height:1.45;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;color:#76808F;margin-right:16px;}.css-2yqw61{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;color:#76808F;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}.css-16ht4fr{padding-left:0;padding-right:0;padding-top:56px;padding-bottom:56px;max-width:1136px;margin:auto;}@media screen and (min-width:768px){.css-16ht4fr{padding-left:48px;padding-right:48px;}}article h2:first-child{padding-top:28px;}article > div > p:first-child{padding-top:4px;}.css-rt5tsv{box-sizing:border-box;margin:0;min-width:0;display:block;}@media screen and (min-width:768px){.css-rt5tsv{display:none;}}.css-alnos5{box-sizing:border-box;margin:0;min-width:0;-webkit-appearance:none;-moz-appearance:none;appearance:none;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;cursor:pointer;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;box-sizing:border-box;font-size:sm;font-family:inherit;font-weight:500;text-align:center;-webkit-text-decoration:none;text-decoration:none;outline:none;padding-left:ls;padding-right:ls;padding-top:xxs;padding-bottom:xxs;line-height:20px;min-width:52px;word-break:keep-all;color:#181A20;border-radius:4px;min-height:24px;border:none;background-image:none;background-color:#FCD535;position:fixed;top:136px;right:16px;border-radius:50%;width:55px;height:55px;min-width:55px;background-color:#FFFFFF;padding:0;box-shadow:0px 0px 20px rgba(24,26,32,0.1);z-index:1;}.css-alnos5:disabled{cursor:not-allowed;background-image:none;background-color:#EAECEF;color:#B7BDC6;}.css-alnos5:hover:not(:disabled):not(:active){box-shadow:none;}.css-alnos5.inactive{background-color:#FCD535;opacity:0.3;color:#181A20;cursor:not-allowed;}.css-alnos5:hover:not(:disabled):not(:active):not(.inactive){box-shadow:none;background-image:none;background-color:#FCD535;opacity:0.9;}.css-alnos5:active:not(:disabled):not(.inactive){background-image:none;background-color:#F0B90B;}.css-alnos5:disabled:not(.inactive){background-color:#EAECEF;color:#B7BDC6;cursor:not-allowed;}.css-alnos5 rect{fill:#fff;stroke:#000;}.css-alnos5:hover rect{fill:#F0B90B;stroke:#fff;}.css-178mx5l{box-sizing:border-box;margin:0;min-width:0;display:none;}@media screen and (min-width:768px){.css-178mx5l{display:block;}}.css-1g8a46g{box-sizing:border-box;margin:0;min-width:0;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;margin-bottom:0;}@media screen and (min-width:768px){.css-1g8a46g{margin-bottom:lg;}}.css-oio04l{margin-bottom:8px;padding-top:56.25%;background-position:center center;background-repeat:no-repeat;background-size:cover;border-radius:16px;display:block;height:0;max-width:100%;position:relative;width:100%;}.css-7xpimc{box-sizing:border-box;margin:0;min-width:0;line-height:24px;font-weight:500;}.css-wr4vqq{width:100%;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;border:1px solid transparent;border-radius:4px;display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;font-weight:500;-webkit-box-pack:center;-webkit-justify-content:center;-ms-flex-pack:center;justify-content:center;white-space:nowrap;outline:0;font-size:16px;height:48px;line-height:24px;padding-left:16px;padding-right:16px;background-image:linear-gradient(180deg,#F8D12F 0%,#F0B90B 100%);color:#14151A;border-width:0;}.css-wr4vqq:hover{cursor:pointer;}.css-wr4vqq:focus{box-shadow:0 0 0 2px #474D57;}.css-wr4vqq:disabled{cursor:not-allowed;}.css-wr4vqq:hover:not(:disabled){background-image:linear-gradient(180deg,#FFE251 0%,#EDC423 100%);}.css-wr4vqq:active:not(:disabled){background-image:linear-gradient(180deg,#FFC928 0%,#E3A30E 100%);}.css-wr4vqq:focus{background-image:linear-gradient(180deg,#F8D12F 0%,#F0B90B 100%);}.css-wr4vqq:disabled{background-image:none;background-color:#F5F5F5;color:#76808F;}.css-1t22upd{margin-inline-start:0.5em;}.css-1t22upd svg{display:block;}.css-10q2gn9{vertical-align:middle;width:24px;}.css-tsrtg9{margin-bottom:32px;color:#14151A;font-weight:600;font-size:24px;line-height:32px;}@-webkit-keyframes animation-hqgv56{0%,40%,100%{-webkit-transform:scaleY(0.4);-ms-transform:scaleY(0.4);transform:scaleY(0.4);}20%{-webkit-transform:scaleY(1.0);-ms-transform:scaleY(1.0);transform:scaleY(1.0);}}@keyframes animation-hqgv56{0%,40%,100%{-webkit-transform:scaleY(0.4);-ms-transform:scaleY(0.4);transform:scaleY(0.4);}20%{-webkit-transform:scaleY(1.0);-ms-transform:scaleY(1.0);transform:scaleY(1.0);}}.bn-table.bordered table{border-collapse:collapse;}.bn-table.bordered th,.bn-table.bordered td{border:1px solid #e9e9e9;}.bn-table{font-size:12px;color:#666;-webkit-transition:opacity 0.3s ease;transition:opacity 0.3s ease;position:relative;line-height:1.5;overflow:hidden;}.bn-table .bn-table-scroll{overflow:auto;}.bn-table .bn-table-scroll table{width:auto;min-width:100%;}.bn-table .bn-table-header{overflow:hidden;background:#f7f7f7;}.bn-table-fixed-header .bn-table-body{background:#fff;position:relative;}.bn-table-fixed-header .bn-table-body-inner{height:100%;overflow:scroll;}.bn-table-fixed-header .bn-table-scroll .bn-table-header{padding-bottom:20px;margin-bottom:-20px;overflow:scroll;box-sizing:border-box;}.bn-table-hide-scrollbar{-webkit-scrollbar-color:transparent transparent;-moz-scrollbar-color:transparent transparent;-ms-scrollbar-color:transparent transparent;scrollbar-color:transparent transparent;}.bn-table-hide-scrollbar::-webkit-scrollbar{background-color:transparent;}.bn-table-fixed-columns-in-body{visibility:hidden;pointer-events:none;}.bn-table .bn-table-title{padding:12px 16px;border-top:1px solid #e9e9e9;}.bn-table .bn-table-content{position:relative;}.bn-table .bn-table-footer{padding:12px 16px;border-bottom:1px solid #e9e9e9;}.bn-table .bn-table-placeholder{padding:12px 16px;background:#fff;border-bottom:1px solid #e9e9e9;text-align:center;position:relative;}.bn-table .bn-table-placeholder-fixed-columns{position:absolute;bottom:0;width:100%;background:transparent;pointer-events:none;}.bn-table table{width:100%;border-collapse:collapse;text-align:left;}.bn-table th{font-size:12px;font-weight:normal;}.bn-table td{font-size:14px;}.bn-table tr{-webkit-transition:all .3s ease;transition:all .3s ease;}.bn-table th{padding:12px 16px;white-space:nowrap;}.bn-table td{padding:18px 16px;white-space:nowrap;}.bn-table-expand-icon-col{width:34px;}.bn-table-row-expand-icon,.bn-table-expanded-row-expand-icon{cursor:pointer;display:inline-block;width:16px;height:16px;text-align:center;line-height:16px;border:1px solid #e9e9e9;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;background:#fff;}.bn-table-row-spaced,.bn-table-expanded-row-spaced{visibility:hidden;}.bn-table-row-spaced:after,.bn-table-expanded-row-spaced:after{content:'.';}.bn-table-row-expanded:after,.bn-table-expanded-row-expanded:after{content:'-';}.bn-table-row-collapsed:after,.bn-table-expanded-row-collapsed:after{content:'+';}tr.bn-table-expanded-row{background:#f7f7f7;}tr.bn-table-expanded-row:hover{background:#f7f7f7;}.bn-table-column-hidden{display:none;}.bn-table-prev-columns-page,.bn-table-next-columns-page{cursor:pointer;color:#666;z-index:1;}.bn-table-prev-columns-page:hover,.bn-table-next-columns-page:hover{color:#2db7f5;}.bn-table-prev-columns-page-disabled,.bn-table-next-columns-page-disabled{cursor:not-allowed;color:#999;}.bn-table-prev-columns-page-disabled:hover,.bn-table-next-columns-page-disabled:hover{color:#999;}.bn-table-prev-columns-page{margin-right:8px;}.bn-table-prev-columns-page:before{content:'<';}.bn-table-next-columns-page{float:right;}.bn-table-next-columns-page:before{content:'>';}.bn-table-fixed-left,.bn-table-fixed-right{position:absolute;top:0;overflow:hidden;}.bn-table-fixed-left table,.bn-table-fixed-right table{width:auto;background:#fff;}.bn-table-fixed-left{left:0;border-right:1px solid #EAECEF;}.bn-table-fixed-left .bn-table-body-inner{margin-right:-20px;padding-right:20px;}.bn-table-fixed-header .bn-table-fixed-left .bn-table-body-inner{padding-right:0;}.bn-table-fixed-right{right:0;border-left:1px solid #EAECEF;}.bn-table-fixed-right .bn-table-expanded-row{color:transparent;pointer-events:none;}.bn-table.bn-table-scroll-position-left .bn-table-fixed-left{box-shadow:none;}.bn-table.bn-table-scroll-position-right .bn-table-fixed-right{box-shadow:none;}.bn-table-row-cell-ellipsis{text-overflow:ellipsis;white-space:nowrap;overflow:hidden;}.bn-table-row-cell-break-word{word-wrap:break-word;word-break:break-word;}.bn-table-layout-fixed table{table-layout:fixed;}.bn-table .bn-table-placeholder{border-bottom:none;}.bn-table .bn-table-placeholder .bn-table-cell{border-bottom:none;}td.bn-table-cell-fix-left,td.bn-table-cell-fix-right{background-clip:padding-box;}.bn-table-cell-fix-right-first:after,.bn-table-cell-fix-right-last:after{position:absolute;top:0;bottom:-1px;left:0px;width:2px;-webkit-transform:translateX(-100%);-ms-transform:translateX(-100%);transform:translateX(-100%);-webkit-transition:box-shadow .3s;transition:box-shadow .3s;content:"";pointer-events:none;}.bn-table-cell-fix-left-first:after,.bn-table-cell-fix-left-last:after{position:absolute;top:0;right:0px;bottom:-1px;width:2px;-webkit-transform:translateX(100%);-ms-transform:translateX(100%);transform:translateX(100%);-webkit-transition:box-shadow .3s;transition:box-shadow .3s;content:"";pointer-events:none;}.bn-table th{color:#707A8A;background-color:#FFFFFF;box-shadow:inset 0px 1px 0px #EAECEF,inset 0px -1px 0px #EAECEF;}.bn-table td{color:#1E2329;background-color:#FFFFFF;box-shadow:inset 0px -1px 0px #EAECEF;}.bn-table tr:hover td{background-color:#F5F5F5;}.bn-table .bn-table-cell.bn-table-sorting{background-color:#FAFAFA;}.bn-table-ping-left .bn-table-cell-fix-left-first:after,.bn-table-ping-left .bn-table-cell-fix-left-last:after{box-shadow:inset 10px 0 8px -8px #EAECEF;}.bn-table-ping-right .bn-table-cell-fix-right-first:after,.bn-table-ping-right .bn-table-cell-fix-right-last:after{box-shadow:inset -10px 0 8px -8px #EAECEF;}.bn-table .bn-table-content::-webkit-scrollbar{background-color:#FFFFFF;height:10px;}.bn-table .bn-table-content::-webkit-scrollbar-thumb{background-clip:padding-box;background-color:#B7BDC6;border:2px solid rgba(0,0,0,0);border-radius:20px;-webkit-transition:all 1s ease-out;transition:all 1s ease-out;}.bn-table .bn-table-content::-webkit-scrollbar-thumb:hover{border:1px solid rgba(0,0,0,0);background-color:#707A8A;}.bn-table--border .bn-table-thead{border:1px solid #EAECEF;border-right:0;border-bottom:0;}.bn-table--border .bn-table-tbody{border:1px solid #EAECEF;}.bn-table--border th,.bn-table--border td{border:1px solid #EAECEF;border-top:0;border-left:0;box-shadow:none;}.bn-table--border:not(.hidden-table-header) .bn-table-tbody{border-top:0;}:root{--tooltip-border-radius:4px;--tooltip-color:#FAFAFA;--tooltip-text-color:#14151A;--tooltip-font-size:12px;--tooltip-move:4px;}html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,img,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video{margin:0;padding:0;border:0;font-size:100%;vertical-align:baseline;}article,aside,details,figcaption,figure,footer,header,hgroup,menu,nav,section{display:block;}body{line-height:1;}ol,ul{list-style:disc;list-style-position:inside;}blockquote,q{quotes:none;}blockquote:before,blockquote:after,q:before,q:after{content:"";content:none;}table{border-collapse:collapse;border-spacing:0;}@font-face{font-weight:300;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex Light"),local("BinancePlex-Light"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.woff2"), url("/fonts/BinancePlex-Light.woff2") format("woff2");font-feature-settings:"ss02";font-display:swap;}@font-face{font-weight:400;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex Regular"),local("BinancePlex Regular"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Regular.woff2"), url("/fonts/BinancePlex-Regular.woff2") format("woff2");font-display:swap;font-feature-settings:"ss02";}@font-face{font-weight:500;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex Medium"),local("BinancePlex Medium"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Medium.woff2"), url("/fonts/BinancePlex-Medium.woff2") format("woff2");font-display:swap;font-feature-settings:"ss02";}@font-face{font-weight:600;font-family:"Binance Plex";font-style:normal;src:local("Binance Plex SemiBold"),local("BinancePlex-SemiBold"), url("https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-SemiBold.woff2"), url("/fonts/BinancePlex-SemiBold.woff2") format("woff2");font-display:swap;font-feature-settings:"ss02";}*,*::before,*::after{box-sizing:border-box;}*{font-family:"Binance Plex",-apple-system,BlinkMacSystemFont,Arial,"Helvetica Neue",sans-serif;font-feature-settings:"ss02";text-rendering:optimizeLegibility;}[role="button"]{cursor:pointer;}body{color:#E6E8EA;background-color:#14151A;}a{color:inherit;-webkit-text-decoration:none;text-decoration:none;}.no-scroll{overflow:hidden;}svg,img{max-width:100%;height:auto;}iframe{max-width:100%;}.coverImage{border-radius:16px;}.cover{position:relative;overflow:hidden;border-radius:16px;}.coverRatio{width:100%;padding-top:56.25%;}.coverBox{position:absolute;top:0;left:0;width:100%;}amp-img img{object-fit:contain;}[dir="rtl"] .lang-dropdown > div{right:auto;left:0;}[dir="rtl"] .bidi-element{-webkit-transform:rotateY(180deg);-ms-transform:rotateY(180deg);transform:rotateY(180deg);}.bn-table th{color:#848E9C;background-color:#1E2329;box-shadow:inset 0px 1px 0px #474D57,inset 0px -1px 0px #474D57;}.bn-table td{color:#EAECEF;background-color:#181A20;box-shadow:inset 0px -1px 0px #474D57;}.bn-table tr:hover td{background-color:#2B3139;}.bn-table .bn-table-cell.bn-table-sorting{background-color:#0B0E11;}.bn-table-ping-left .bn-table-cell-fix-left-first:after,.bn-table-ping-left .bn-table-cell-fix-left-last:after{box-shadow:inset 10px 0 8px -8px #474D57;}.bn-table-ping-right .bn-table-cell-fix-right-first:after,.bn-table-ping-right .bn-table-cell-fix-right-last:after{box-shadow:inset -10px 0 8px -8px #474D57;}.bn-table .bn-table-content::-webkit-scrollbar{background-color:#1E2329;height:10px;}.bn-table .bn-table-content::-webkit-scrollbar-thumb{background-clip:padding-box;background-color:#5E6673;border:2px solid rgba(0,0,0,0);border-radius:20px;-webkit-transition:all 1s ease-out;transition:all 1s ease-out;}.bn-table .bn-table-content::-webkit-scrollbar-thumb:hover{border:1px solid rgba(0,0,0,0);background-color:#848E9C;}.bn-table--border .bn-table-thead{border:1px solid #474D57;border-right:0;border-bottom:0;}.bn-table--border .bn-table-tbody{border:1px solid #474D57;}.bn-table--border th,.bn-table--border td{border:1px solid #474D57;border-top:0;border-left:0;box-shadow:none;}.bn-table--border:not(.hidden-table-header) .bn-table-tbody{border-top:0;}</style><style type="text/css" id="b-fonts">@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.otf') format('opentype');font-weight:200}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Light.otf') format('opentype');font-weight:300}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Regular.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Regular.otf') format('opentype');font-weight:400}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Medium.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Medium.otf') format('opentype');font-weight:500}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-SemiBold.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-SemiBold.otf') format('opentype');font-weight:600}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Bold.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Bold.otf') format('opentype');font-weight:700}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Bold.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Bold.otf') format('opentype');font-weight:800}@font-face{font-family:'BinancePlex';font-display:swap;src:url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Black.woff2') format('woff2'), url('https://bin.bnbstatic.com/static/fonts/bp/BinancePlex-Black.otf') format('opentype');font-weight:900}body{font-family:BinancePlex, Arial, sans-serif!important;}html body{font-family:BinancePlex, Arial, sans-serif!important;}</style> </head> <body> <script type="application/json" id="bnc-cpl-headers" nonce="2052aff0-b366-4585-a663-82feff04048b">{}</script><div id="__APP"><div class="css-gpt1ua emq16jn0"><div></div></div><div class="css-0"><div class="css-aa2yx7"><div class="css-1uhxyyb"><div class="css-wcquo4"><div class="css-190yvx7 e4o4ke10"><div class="css-1yjvs5a"><a href="/cs/articles/tags/economics"><div class="css-dy784j e11944280">Economics</div></a><a href="/cs/articles/tags/essentials"><div class="css-dy784j e11944280">Essentials</div></a></div><div class="cover css-vurnku"><div class="coverRatio css-vurnku"></div><div class="coverBox css-vurnku"><img src="https://public.bnbstatic.com/static/academy/uploads-original/WvdCOr1ca81dTILXRGsX.png" alt="What Is Fractional Reserve?" class="coverImage css-1v88uvz"/></div></div><div class="css-1e8gb8u"><a title="Domů" class="css-11590kr e3gfchs0" href="/cs/"><div class="css-nybri6 e10oxksb0">Domů</div></a><a title="Články" class="css-11590kr e3gfchs0" href="/cs/articles"><div class="css-nybri6 e10oxksb0">Články</div></a><div class="css-cijxjj e10oxksb0">What Is Fractional Reserve?</div></div><h1 class="css-wb6aqo eis1zsm0">What Is Fractional Reserve?</h1><div class="css-4cffwv"><div class="css-11wixuj e1tu9fjz0"><div class="css-1pyf6yx ehtub1d0"></div>Beginner</div><span class="css-q1dbf8 e10oxksb0">Zveřejněno <!-- -->Jan 21, 2019</span><span class="css-q1dbf8 e10oxksb0">Aktualizováno <!-- -->Aug 3, 2023</span><div class="css-2yqw61"><svg viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-1xgr03x e1rk5mue0"><path d="M11.9963 4C13.5785 4 15.1252 4.46919 16.4408 5.34824C17.7564 6.22729 18.7818 7.47672 19.3873 8.93853C19.9928 10.4003 20.1512 12.0089 19.8426 13.5607C19.5339 15.1126 18.772 16.538 17.6531 17.6569C16.5343 18.7757 15.1089 19.5376 13.557 19.8463C12.0052 20.155 10.3966 19.9965 8.93481 19.391C7.473 18.7855 6.22358 17.7602 5.34452 16.4446C4.46547 15.129 3.99628 13.5823 3.99628 12C3.99871 9.87901 4.84234 7.84559 6.34211 6.34583C7.84187 4.84606 9.87529 4.00243 11.9963 4ZM11.9963 2C10.0185 2 8.08507 2.58649 6.44058 3.6853C4.79609 4.78412 3.51436 6.3459 2.75749 8.17317C2.00061 10.0004 1.80258 12.0111 2.18843 13.9509C2.57428 15.8907 3.52669 17.6725 4.92521 19.0711C6.32374 20.4696 8.10557 21.422 10.0454 21.8079C11.9852 22.1937 13.9959 21.9957 15.8231 21.2388C17.6504 20.4819 19.2122 19.2002 20.311 17.5557C21.4098 15.9112 21.9963 13.9778 21.9963 12C21.9963 10.6868 21.7377 9.38641 21.2351 8.17315C20.7326 6.95988 19.996 5.85748 19.0674 4.92889C18.1388 4.0003 17.0364 3.26371 15.8231 2.76117C14.6099 2.25863 13.3095 1.99998 11.9963 2Z" fill="currentColor"></path><path d="M15.561 16.972L11.003 12.414V6.004H13.003V11.586L16.975 15.558L15.561 16.972Z" fill="currentColor"></path></svg><span class="css-1j75qc1">5m</span></div></div><article class="css-16ht4fr e4o4ke10"><p class="css-13l1dht e18tjeot2">Fractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers’ deposits, while just a small fraction of these deposits are stored as real cash and available for withdrawal. Practically speaking, this banking system creates money out of nothing using a percentage of their customers’ bank deposits. </p><p class="css-13l1dht e18tjeot2">In other words, these banks are required to hold a minimum percentage (a fraction) of the money that is deposited in their financial accounts, meaning that they can loan out the rest of the money. When a bank makes a loan, both the bank and the person who borrows the money count the funds as assets, doubling the original amount in an economic sense. This currency is then re-used, re-invested and re-loaned multiple times, which in turn leads to the multiplier effect, and this is how fractional reserve banking “creates new money”.</p><p class="css-13l1dht e18tjeot2">Lending and debt are integral to the fractional reserve banking system and often requires a central bank to put new currency into circulation, so commercial banks are able to provide withdrawals. Most central banks also perform as regulatory agencies that determine, among other things, the minimum reserve requirement. Such a banking system is what most countries’ financial institutions use. It’s prevalent in the United States and in numerous other free-trade countries.</p><h3 class="css-tsrtg9 eis1zsm0"><br/></h3><h3 class="css-tsrtg9 eis1zsm0">The Creation of Fractional Reserve Banking Systems</h3><p class="css-13l1dht e18tjeot2">The fractional reserve banking system was created around 1668 when the Swedish (Sveriges) Riksbank was established as the first central bank in the world - but other primitive forms of fractional reserve banking had already been in use. The idea that money deposits could grow and expand, stimulating the economy through loans, quickly became a popular one. It made sense to use the available resources to encourage spending, rather than hoard them in a vault.</p><p class="css-13l1dht e18tjeot2">After Sweden took steps to make the practice more official, the fractional reserve structure took hold and spread fast. Two central banks were established in the U.S., first in 1791 and next in 1816, but neither lasted. In 1913, the Federal Reserve Act created the U.S. Federal Reserve Bank, which is now the U.S. central bank. The named objectives of this financial institution are to stabilize, maximize and oversee the economy in regards to pricing, employment, and interest rates.</p><p class="css-13l1dht e18tjeot2"><br/></p><h3 class="css-tsrtg9 eis1zsm0">How does it work?</h3><div class="css-13l1dht e18tjeot2">When a customer deposits money in their bank account, that money is no longer the depositor's property, at least not directly. The bank now owns it, and in return, they give their customer a deposit account that they can draw on. This means their bank customer should have access to their full deposit amount upon demand, with established bank rules and procedures.<br/>However, when the bank takes possession of the deposited money, it doesn't hold on to the full amount. Instead, a small percentage of the deposit is reserved (a fractional reserve). This reserve amount typically ranges from 3% to 10% and the rest of the money is used to issue loans to other customers.</div><div class="css-13l1dht e18tjeot2"><br/>Consider how these loans create new money with this simplified example:</div><ol class="css-1mz89b1 e18tjeot1"><li class="css-nybri6 e10oxksb0">Customer A deposits $50,000 in Bank 1. Bank 1 loans Customer B $45,000</li><li class="css-nybri6 e10oxksb0">Customer B deposits $45,000 in Bank 2. Bank 2 loans Customer C $40,500</li><li class="css-nybri6 e10oxksb0">Customer C deposits $40,500 in Bank 3. Bank 3 loans Customer D $36,450</li><li class="css-nybri6 e10oxksb0">Customer D deposits $36,450 in Bank 4. Bank 4 loans Customer E $32,805</li><li class="css-nybri6 e10oxksb0">Customer E deposits $32,805 in Bank 5. Bank 5 loans Customer F $29,525</li></ol><p class="css-13l1dht e18tjeot2">With a fractional reserve requirement of 10%, that original $50,000 deposit has grown to $234,280 in total available currency, which is the sum of all customers’ deposits plus $29,525. While this is a very simplified example of the way fractional reserve banking generates money via the multiplier effect, it demonstrates the basic idea. </p><p class="css-13l1dht e18tjeot2">Note that the process is based on the principal of debt. Deposit accounts represent money that banks owe their customers (liability) and interest-earning loans make the most money for banks and they are a bank’s asset. Simply put, banks make money by generating more loan account assets than deposit account liabilities.</p><h3 class="css-tsrtg9 eis1zsm0"><br/></h3><h3 class="css-tsrtg9 eis1zsm0">What About Bank Runs?</h3><p class="css-13l1dht e18tjeot2">What if everyone who hold deposits in a certain bank decides to show up and withdraw all their money? This is known as a bank run and since the bank is only required to hold up a small fraction of their customers’ deposits, it would likely cause the bank to fail due to an inability to meet their financial obligations. </p><p class="css-13l1dht e18tjeot2">For the fractional reserve banking system to work, it's imperative that depositors don't descend on the banks to withdraw or access all their deposit amounts simultaneously. Though bank runs have occurred in the past, it's typically not how customers behave. Normally, customers only attempt to remove all their money if they believe the bank is in serious trouble.</p><p class="css-13l1dht e18tjeot2">In the U.S., the Great Depression is one notorious example of the devastation a massive withdrawal can cause. Today, the reserves held by banks is one of the ways they work to minimize the chance of this happening again. Some banks hold more than the mandated minimum in reserve to better meet their customer demands and provide access to their deposit account funds.</p><h3 class="css-tsrtg9 eis1zsm0"><br/></h3><h3 class="css-tsrtg9 eis1zsm0">Advantages and Disadvantages of Fractional Reserve Banking</h3><p class="css-13l1dht e18tjeot2">While banks enjoy most of the advantages of this highly lucrative system, a tiny bit of this trickles down to bank customers when they earn interest on their deposit accounts. Governmental are also part of the scheme and often defend that fractional reserve banking systems encourage spending and provide economic stability and growth.</p><div class="css-13l1dht e18tjeot2">On the other hand, many economists believe that the fractional reserve scheme is unsustainable and quite risky - especially if we consider that the current monetary system, implemented by most countries, is actually based on credit/debt and not on real money. The economic system we have relies on the premise that people trust both the banks and the <a target="_blank" rel="noopener noreferrer" href="https://academy.binance.com/cs/articles/what-is-fiat-currency" class="css-3r945m e10oxksb0">fiat currency</a>, established as legal tender by the governments.</div><h3 class="css-tsrtg9 eis1zsm0"><br/></h3><h3 class="css-tsrtg9 eis1zsm0">Fractional Reserve Banking and Cryptocurrency</h3><p class="css-13l1dht e18tjeot2">In contrast with the traditional fiat currency system, Bitcoin was created as a decentralized digital currency, giving birth to an alternative economic framework that works in an entirely different way.</p><div class="css-13l1dht e18tjeot2">Just like most <a target="_blank" rel="noopener noreferrer" href="https://academy.binance.com/cs/articles/what-is-cryptocurrency" class="css-3r945m e10oxksb0">cryptocurrencies</a>, Bitcoin is maintained by a distributed network of nodes. All data is protected by cryptographic proofs and recorded on a public distributed ledger called <a target="_blank" rel="noopener noreferrer" href="https://academy.binance.com/cs/articles/history-of-blockchain" class="css-3r945m e10oxksb0">blockchain</a>. This means that there is no need for a central bank and there is no authority in charge. </div><p class="css-13l1dht e18tjeot2">Also, the issuance of Bitcoin is finite so that no more coins will be generated after the max supply of 21 million units is reached. Therefore, the context is totally different and there is no such a thing as fractional reserve in the world of Bitcoin and cryptocurrencies.</p></article></div></div><div class="css-1olcmky"><div class="css-14bgbm8 eehksor0"><div class="css-vurnku"><div data-bn-type="text" class="css-zzqkfp">Sdílet příspěvky</div><div class="css-1u83isv eehksor0"><div class="css-0 eehksor2"><a href="https://twitter.com/intent/tweet?url=https%3A%2F%2Facademy.binance.com%2Fcs%2Farticles%2Fwhat-is-fractional-reserve%3F%26utm_campaign%3Dweb_share_link%26utm_source%3Dtwitter&text=What%20Is%20Fractional%20Reserve?" aria-label="Share this article on twitter" rel="noopener noreferrer" target="_blank" class="css-hv3wqz el1tq4q1"><svg viewBox="0 0 18 14" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-0 e1rk5mue0"><path d="M5.90944 13.7676C7.18903 13.7764 8.45762 13.5308 9.64152 13.0452C10.8254 12.5596 11.901 11.8436 12.8058 10.9387C13.7107 10.0339 14.4267 8.95831 14.9123 7.77442C15.398 6.59052 15.6435 5.32193 15.6347 4.04234C15.6347 3.89424 15.6318 3.74692 15.6251 3.6004C16.294 3.11637 16.8714 2.51704 17.3301 1.83048C16.7065 2.10711 16.0448 2.28853 15.3673 2.36867C16.081 1.9415 16.6151 1.26951 16.8702 0.47784C16.1993 0.875917 15.4653 1.15658 14.7 1.30773C14.1847 0.759649 13.5031 0.396688 12.7607 0.275024C12.0184 0.153359 11.2566 0.279775 10.5933 0.634706C9.93003 0.989637 9.40223 1.55329 9.09159 2.23844C8.78095 2.92358 8.7048 3.69201 8.87492 4.4248C7.51583 4.35687 6.18622 4.00382 4.97245 3.38858C3.75868 2.77334 2.6879 1.90967 1.82965 0.853666C1.39239 1.60611 1.2584 2.49693 1.45497 3.3447C1.65154 4.19248 2.16388 4.93344 2.88765 5.41668C2.34485 5.40017 1.81395 5.25358 1.33958 4.98925C1.3388 5.00353 1.3388 5.01782 1.3388 5.03287C1.33896 5.82207 1.61213 6.58691 2.11194 7.19765C2.61176 7.8084 3.30746 8.22744 4.08103 8.38371C3.57776 8.52103 3.0497 8.5411 2.53745 8.4424C2.75578 9.12162 3.18095 9.7156 3.75349 10.1413C4.32603 10.5669 5.01731 10.803 5.73063 10.8164C4.51983 11.7668 3.02454 12.2822 1.48533 12.2798C1.21283 12.2799 0.940561 12.264 0.669922 12.2322C2.23287 13.2363 4.05177 13.7693 5.90944 13.7676Z"></path></svg></a></div><div class="css-0 eehksor2"><a href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Facademy.binance.com%2Fcs%2Farticles%2Fwhat-is-fractional-reserve%3F%26utm_campaign%3Dweb_share_link%26utm_source%3Dfacebook&t=What%20Is%20Fractional%20Reserve?" aria-label="Share this article on Facebook" rel="noopener noreferrer" target="_blank" class="css-4z43zl el1tq4q1"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-0 e1rk5mue0"><path d="M19.375 10.06a9.383 9.383 0 0 1-7.907 9.257V12.77h2.185l.408-2.71h-2.593V8.3a1.356 1.356 0 0 1 1.521-1.468h1.2V4.53a14.7 14.7 0 0 0-2.1-.182 3.31 3.31 0 0 0-3.547 3.643v2.068h-2.38v2.71h2.38v6.546a9.374 9.374 0 1 1 10.843-9.257z"></path></svg></a></div><div class="css-0 eehksor2"><a href="https://t.me/share/url?url=https%3A%2F%2Facademy.binance.com%2Fcs%2Farticles%2Fwhat-is-fractional-reserve%3F%26utm_campaign%3Dweb_share_link%26utm_source%3Dtelegram&text=What%20Is%20Fractional%20Reserve?" aria-label="Share this article on Telegram" rel="noopener noreferrer" target="_blank" class="css-11yizmm el1tq4q1"><svg viewBox="0 0 18 16" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-0 e1rk5mue0"><path d="M16.5257 0.95613L0.992894 6.94483C-0.066948 7.37023 -0.061323 7.96196 0.800144 8.22551L4.78605 9.46968L14.0138 3.64787C14.4499 3.3832 14.8494 3.52537 14.5213 3.81704L7.04397 10.5643L7.12095 10.6987L7.04397 10.5649L6.76974 14.675C6.92584 14.6731 7.07947 14.6358 7.21913 14.566C7.35878 14.4963 7.48083 14.3958 7.57613 14.2721L9.51318 12.389L13.5423 15.3662C14.2841 15.7748 14.8191 15.5629 15.004 14.6773L17.6491 2.21212C17.9199 1.12644 17.2349 0.634171 16.5258 0.956163"></path></svg></a></div><div class="css-0 eehksor2"><div aria-label="Copy the link to your clipboard" class="css-cxvfoc el1tq4q0"><svg viewBox="0 0 14 17" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-0 e1rk5mue0"><path d="M13.8801 0V12.26H11.8801V2H4.12012V0H13.8801Z"></path><path d="M0.120117 3.97998V16.24H9.88012V3.99998L0.120117 3.97998ZM7.87012 14.26H2.12012V5.99998H7.88012L7.87012 14.26Z"></path></svg></div></div></div></div><div class="css-rt5tsv"><button data-bn-type="button" aria-label="article outlines" class=" css-alnos5"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" class="css-1iztezc"><rect x="5" y="4" width="14" height="5" stroke-width="2"></rect><rect x="5" y="15" width="14" height="5" stroke-width="2"></rect></svg></button></div><div class="css-178mx5l"><div class="css-1g8a46g"></div></div><div class="css-1h71c3u eehksor0"><div data-bn-type="text" class="css-1ds83c4">Související články</div><a href="/cs/articles/what-is-kyc-know-your-customer"><div class="css-1bhd1jv"><div class="css-oio04l e17bhirm0"></div><div class="css-0"><div data-bn-type="text" class="css-7xpimc">What Is KYC (Know Your Customer)?</div></div></div></a><a href="/cs/articles/a-beginner-s-guide-to-binance-lite"><div class="css-1bhd1jv"><div class="css-oio04l e17bhirm0"></div><div class="css-0"><div data-bn-type="text" class="css-7xpimc">A Beginner's Guide to Binance Lite</div></div></div></a><a href="/cs/articles/how-to-use-metamask"><div class="css-1bhd1jv"><div class="css-oio04l e17bhirm0"></div><div class="css-0"><div data-bn-type="text" class="css-7xpimc">How to Use MetaMask</div></div></div></a></div><div class="css-ok7zh1 enzxiei0"><div class="css-mxw3i0"><div class="css-1m7wotv"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 96 96" fill="none" class="css-1sbigzv"><path d="M36 54l12 12 12-12v30H36V54z" fill="url(#user-light_svg__paint0_linear_9461:24851)"></path><path d="M47.998 46.001c-9.941 0-18-8.06-18-18 0-9.942 8.059-18 18-18 9.94 0 18 8.06 18 18 0 9.941-8.059 18-18 18z" fill="url(#user-light_svg__paint1_linear_9461:24851)"></path><path d="M77 46l4 4 4-4-4-4-4 4zM20 8l3 3 3-3-3-3-3 3zM8 37l2 2 2-2-2-2-2 2z" fill="#E6E8EA"></path><path d="M36 54h-8c-8.837 0-16 7.163-16 16v14h24V54z" fill="url(#user-light_svg__paint2_linear_9461:24851)"></path><path d="M60 84h24V70c0-8.837-7.163-16-16-16h-8v30z" fill="url(#user-light_svg__paint3_linear_9461:24851)"></path><defs><linearGradient id="user-light_svg__paint0_linear_9461:24851" x1="48" y1="84" x2="48" y2="54" gradientUnits="userSpaceOnUse"><stop stop-color="#F0B90B"></stop><stop offset="1" stop-color="#F8D33A"></stop></linearGradient><linearGradient id="user-light_svg__paint1_linear_9461:24851" x1="47.998" y1="46.001" x2="47.998" y2="10" gradientUnits="userSpaceOnUse"><stop stop-color="#F0B90B"></stop><stop offset="1" stop-color="#F8D33A"></stop></linearGradient><linearGradient id="user-light_svg__paint2_linear_9461:24851" x1="48" y1="54" x2="48" y2="84" gradientUnits="userSpaceOnUse"><stop stop-color="#929AA5"></stop><stop offset="1" stop-color="#76808F"></stop></linearGradient><linearGradient id="user-light_svg__paint3_linear_9461:24851" x1="48" y1="54" x2="48" y2="84" gradientUnits="userSpaceOnUse"><stop stop-color="#929AA5"></stop><stop offset="1" stop-color="#76808F"></stop></linearGradient></defs></svg><div class="css-146b2k0"><div class="css-4ayvkh e10oxksb0">Vytvořit účet</div><div class="css-1lvwt7l e10oxksb0">Využijte své znalosti a otevřete si účet Binance ještě dnes.</div></div></div><div class="css-tyfyof"><button class="academy-popup-register-web-cta css-vlrirc e7py8x70">Vytvořit účet nyní</button></div></div></div></div></div></div></div><div class="css-1o66yg1"><a href="/cs/articles"><button style="border-radius:0;height:80px" class="css-wr4vqq e7py8x70">Prozkoumejte veškerý náš obsah<span class="css-1t22upd e7py8x71"><svg viewBox="0 0 18 15" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-10q2gn9 e1rk5mue0"><path d="M10.5 15L9.1 13.6L14.2 8.5L5.68248e-07 8.5L7.43094e-07 6.5L14.2 6.5L9.1 1.4L10.5 -6.55671e-07L18 7.5L10.5 15Z"></path></svg></span></button></a></div><footer class="css-c7p0e4 e1y61vn70"><div class="css-17ajlgz eehksor0"><div class="css-1v5nip4 eehksor2"><svg viewBox="0 0 127 32" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-q0otfg e1rk5mue0"><g><path d="M45.721 15.9873H39.7518V3.58379H45.5924C48.1653 3.58379 49.7348 4.85465 49.7348 6.78634V6.81175C49.7348 8.20969 48.9886 8.99761 48.0881 9.48054C49.5289 10.0397 50.4295 10.8531 50.4295 12.5306V12.556C50.4295 14.8689 48.577 15.9873 45.721 15.9873ZM46.9818 7.26926C46.9818 6.45592 46.3386 5.99841 45.1807 5.99841H42.4534V8.61636H45.0006C46.2099 8.61636 46.9818 8.23511 46.9818 7.29468V7.26926ZM47.6765 12.2256C47.6765 11.3868 47.0589 10.8785 45.6438 10.8785H42.4534V13.5981H45.7468C46.956 13.5981 47.7022 13.166 47.7022 12.251V12.2256H47.6765ZM53.4656 15.9873V3.58379H56.2186V15.9873H53.4656ZM68.7231 15.9873L62.6509 8.10802V15.9873H59.9236V3.58379H62.4708L68.3628 11.2343V3.58379H71.0902V15.9873H68.7231ZM83.4917 15.9873L82.3339 13.2168H77.0336L75.8758 15.9873H73.0713L78.4487 3.48213H80.9959L86.3734 15.9873H83.4917ZM79.6837 6.78634L78.0113 10.8022H81.3561L79.6837 6.78634ZM97.2054 15.9873L91.1333 8.10802V15.9873H88.406V3.58379H90.9532L96.8452 11.2343V3.58379H99.5725V15.9873H97.2054ZM108.655 16.216C104.95 16.216 102.223 13.3948 102.223 9.83638V9.81096C102.223 6.278 104.924 3.40588 108.784 3.40588C111.151 3.40588 112.566 4.1938 113.724 5.31215L111.974 7.32009C110.996 6.45591 110.019 5.92216 108.758 5.92216C106.648 5.92216 105.104 7.65052 105.104 9.78555V9.81096C105.104 11.946 106.597 13.6998 108.758 13.6998C110.199 13.6998 111.074 13.1406 112.051 12.251L113.801 14.0048C112.514 15.3519 111.099 16.216 108.655 16.216ZM116.039 15.9873V3.58379H125.508V6.02383H118.792V8.54011H124.71V10.9801H118.792V13.5727H125.611V16.0127H116.039V15.9873ZM66.6647 28.3908H65.018L64.1175 26.2812H59.9236L58.9974 28.3908H57.4022L61.313 19.5457H62.7538L66.6647 28.3908ZM62.0077 21.4011L60.4897 24.9087H63.5514L62.0077 21.4011ZM72.1708 28.5433C69.5721 28.5433 67.6424 26.5608 67.6424 24.0191C67.6424 21.5028 69.5464 19.4694 72.2222 19.4694C73.8689 19.4694 74.8466 20.0286 75.6957 20.8419L74.6923 21.9857C73.9718 21.3249 73.2257 20.8928 72.1965 20.8928C70.4984 20.8928 69.2633 22.2653 69.2633 23.9936C69.2633 25.722 70.4984 27.1199 72.1965 27.1199C73.2772 27.1199 73.9976 26.6878 74.7437 25.9762L75.7471 26.9674C74.8723 27.9333 73.8432 28.5433 72.1708 28.5433ZM86.3734 28.3908H84.7267L83.8262 26.2812H79.6323L78.706 28.3908H77.1108L81.0216 19.5457H82.4625L86.3734 28.3908ZM81.7164 21.4011L80.1983 24.9087H83.2601L81.7164 21.4011ZM91.6222 28.3908H88.3031V19.5965H91.6222C94.4267 19.5965 96.3563 21.5028 96.3563 23.9682C96.3306 26.4845 94.4009 28.3908 91.6222 28.3908ZM91.6222 21.0199H89.8726V26.9929H91.6222C93.5004 26.9929 94.7097 25.7474 94.7097 24.0191C94.7097 22.2907 93.4747 21.0199 91.6222 21.0199ZM105.284 20.9944H100.267V23.282H104.718V24.6545H100.267V27.0183H105.362V28.3908H98.6977V19.5965H105.284V20.9944ZM112.103 26.2303H112.051L109.272 22.1128V28.3908H107.729V19.5965H109.401L112.103 23.7395L114.804 19.5965H116.477V28.3908H114.907V22.0874L112.103 26.2303ZM123.424 28.3908H121.854V24.9341L118.329 19.6219H120.182L122.677 23.5107L125.199 19.6219H127L123.475 24.9087V28.3908H123.424ZM54.2889 23.282H39.7518V24.7562H54.2889V23.282ZM3.65355 12.3781L0 15.9873L3.65355 19.5965L7.30711 15.9873L3.65355 12.3781ZM16.2095 7.21843L22.4874 13.4202L26.141 9.81096L16.2095 0L6.27793 9.81096L9.93155 13.4202L16.2095 7.21843ZM28.7654 12.3781L25.1119 15.9873L28.7654 19.5965L32.419 15.9873L28.7654 12.3781ZM16.2095 24.7816L9.93155 18.5798L6.27793 22.189L16.2095 32L26.141 22.189L22.4874 18.5798L16.2095 24.7816ZM16.2095 19.6219L19.863 16.0127L16.2095 12.4035L12.5559 16.0127L16.2095 19.6219Z"></path></g></svg></div><div class="css-1na5z9x eehksor2"><div class="css-1w61aiz"><div class="css-18y5cx2 eis1zsm0">Zjistit</div><div class="css-13mvpid"><a href="/cs/articles"><div><div class="css-qmrdl9 e10oxksb0">Téma</div></div></a><a href="/cs/courses"><div><div class="css-qmrdl9 e10oxksb0">Kurzy</div></div></a><a href="/cs/glossary"><div><div class="css-qmrdl9 e10oxksb0">Glosáře</div></div></a><a href="https://www.binance.com/cs/events/bitcoin-halving" class="css-0"><div><div class="css-qmrdl9 e10oxksb0">Půlení Bitcoinu</div></div></a></div></div><div class="css-1w61aiz"><div class="css-18y5cx2 eis1zsm0">Produkty</div><div class="css-13mvpid"><a target="_blank" rel="noopener noreferrer" href="https://www.binance.com/en?utm_source=BinanceAcademy" class="css-qmrdl9 e10oxksb0">Burza</a><a target="_blank" rel="noopener noreferrer" href="https://www.binance.charity/" class="css-qmrdl9 e10oxksb0">BCF</a><a target="_blank" rel="noopener noreferrer" href="https://labs.binance.com/" class="css-qmrdl9 e10oxksb0">Labs</a><a target="_blank" rel="noopener noreferrer" href="https://launchpad.binance.com/" class="css-qmrdl9 e10oxksb0">LaunchPad</a><a target="_blank" rel="noopener noreferrer" href="https://www.binance.com/en/research" class="css-qmrdl9 e10oxksb0">Průzkum</a><a target="_blank" rel="noopener noreferrer" href="https://trustwallet.com/" class="css-qmrdl9 e10oxksb0">Trust Wallet</a></div></div><div class="css-l5kcek"><div class="css-18y5cx2 eis1zsm0">Společnost</div><div class="css-13mvpid"><a target="_blank" rel="noopener noreferrer" href="https://www.binance.com/en/terms" class="css-qmrdl9 e10oxksb0">Všeobecné podmínky</a><a target="_blank" rel="noopener noreferrer" href="https://www.binance.com/en/privacy" class="css-qmrdl9 e10oxksb0">Zásady ochrany osobních údajů</a><a href="/articles/disclaimer" class="css-qmrdl9 e10oxksb0">Vyloučení odpovědnosti</a><a target="_blank" rel="noopener noreferrer" href="https://docs.google.com/forms/d/e/1FAIpQLSesfClTkEdxNBQ6THIl6Yb1K0x-0_Ss19DqqnpqPNek31NihA/viewform" class="css-qmrdl9 e10oxksb0">Žádost o obsah</a><a target="_blank" rel="noopener noreferrer" href="https://docs.google.com/forms/d/e/1FAIpQLSdK_wJOYQ6H4bJi1orHG9G6PMQaCApSBnomcorkXAzbagOUQA/viewform" class="css-qmrdl9 e10oxksb0">Zpětná vazba</a></div></div></div><div class="css-1gt3d73 eehksor2"><a target="_blank" rel="noopener noreferrer" aria-label="Download Academy app on your iPhone" href="https://app.appsflyer.com/id1436799971" class="css-yl4tv8 e10oxksb0"><svg viewBox="0 0 121 40" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-1q9ubii e1rk5mue0"><g><path d="M110.923 0.00013H9.6029C9.23358 0.00013 8.86869 0.000129999 8.50034 0.00212999C8.192 0.00412999 7.88612 0.00993997 7.57482 0.01483C6.89852 0.0227317 6.22382 0.081806 5.55658 0.191539C4.89027 0.303662 4.24483 0.515044 3.6421 0.818537C3.0401 1.1246 2.49004 1.52229 2.01186 1.99719C1.53118 2.47076 1.13049 3.01814 0.825213 3.61828C0.519088 4.21723 0.30682 4.85905 0.195741 5.52159C0.0836049 6.18329 0.0232637 6.85263 0.0152584 7.52359C0.005912 7.83018 0.00492499 8.1378 0 8.44444V31.5586C0.00492499 31.8691 0.005912 32.1699 0.0152584 32.4805C0.0232661 33.1514 0.0836074 33.8207 0.195741 34.4824C0.306514 35.1453 0.518794 35.7875 0.825213 36.3867C1.13036 36.9849 1.5311 37.5301 2.01186 38.001C2.48822 38.478 3.03864 38.876 3.6421 39.1797C4.24483 39.484 4.89019 39.6966 5.55658 39.8105C6.22394 39.9194 6.89857 39.9785 7.57482 39.9873C7.88612 39.9941 8.192 39.998 8.50034 39.998C8.86868 40 9.2336 40 9.6029 40H110.923C111.285 40 111.653 40 112.015 39.998C112.321 39.998 112.636 39.9941 112.943 39.9873C113.618 39.9789 114.291 39.9198 114.957 39.8105C115.626 39.6958 116.274 39.4833 116.879 39.1797C117.482 38.8758 118.032 38.4779 118.508 38.001C118.988 37.5282 119.389 36.9835 119.698 36.3867C120.002 35.7871 120.212 35.145 120.322 34.4824C120.434 33.8207 120.496 33.1515 120.509 32.4805C120.512 32.1699 120.512 31.8691 120.512 31.5586C120.52 31.1953 120.52 30.834 120.52 30.4648V9.53623C120.52 9.17002 120.52 8.80674 120.512 8.44444C120.512 8.1378 120.512 7.83018 120.509 7.52355C120.496 6.85253 120.434 6.18335 120.322 5.52155C120.212 4.8594 120.002 4.21762 119.698 3.61824C119.076 2.41532 118.091 1.43615 116.879 0.818447C116.274 0.515696 115.626 0.304369 114.957 0.191449C114.292 0.0812325 113.618 0.0221377 112.943 0.01469C112.636 0.00980997 112.321 0.00394999 112.015 0.00199999C111.653 0 111.285 0 110.923 0V0.00013Z" fill="#A6A6A6"></path><path d="M8.50588 39.1251C8.19902 39.1251 7.89957 39.1212 7.59512 39.1144C6.96442 39.1063 6.3352 39.0517 5.71261 38.9513C5.13207 38.8521 4.56969 38.6674 4.04401 38.4034C3.52315 38.1416 3.04809 37.7984 2.63702 37.3868C2.21999 36.9801 1.8728 36.5084 1.6092 35.9903C1.3427 35.4689 1.15826 34.91 1.06232 34.3331C0.958707 33.7133 0.902649 33.0865 0.894628 32.4581C0.888242 32.2472 0.879883 31.545 0.879883 31.545V8.44456C0.879883 8.44456 0.888786 7.75315 0.894678 7.55002C0.902358 6.92271 0.958091 6.29688 1.06139 5.67796C1.15751 5.09948 1.34209 4.53898 1.60874 4.01586C1.87137 3.49818 2.21663 3.0261 2.63114 2.61792C3.04519 2.20586 3.52177 1.86085 4.04352 1.59545C4.56799 1.33234 5.12931 1.14898 5.70867 1.05151C6.3333 0.95008 6.96471 0.89524 7.5976 0.887454L8.50637 0.875244H112.01L112.93 0.887944C113.557 0.895343 114.183 0.949694 114.802 1.05053C115.387 1.14922 115.954 1.33386 116.484 1.59838C117.53 2.13323 118.38 2.9794 118.917 4.0183C119.179 4.53781 119.361 5.09374 119.456 5.66722C119.56 6.29122 119.619 6.92196 119.631 7.55442C119.634 7.83762 119.634 8.14182 119.634 8.44456C119.642 8.81956 119.642 9.17649 119.642 9.53635V30.4649C119.642 30.8282 119.642 31.1827 119.634 31.5401C119.634 31.8653 119.634 32.1632 119.63 32.4698C119.618 33.091 119.561 33.7105 119.458 34.3233C119.364 34.9044 119.18 35.4676 118.914 35.9933C118.648 36.5057 118.303 36.9734 117.891 37.379C117.479 37.7928 117.004 38.1381 116.482 38.4015C115.953 38.6675 115.386 38.8529 114.802 38.9513C114.179 39.0523 113.55 39.1068 112.919 39.1144C112.624 39.1212 112.315 39.1251 112.015 39.1251L110.923 39.1271L8.50588 39.1251Z" fill="black"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M75.2138 29.0761C73.5673 29.0761 72.3625 28.2676 72.2238 27.0362L70.3078 27.0361C70.4288 29.2822 72.3015 30.703 75.0751 30.703C78.0395 30.703 79.9033 29.248 79.9033 26.9247C79.9033 25.1084 78.8372 24.0849 76.2711 23.4824L74.8931 23.1464C73.2811 22.751 72.6221 22.2344 72.6221 21.3564C72.6221 20.2549 73.6539 19.498 75.1616 19.498C76.6694 19.498 77.7012 20.2461 77.8143 21.4853H79.7037C79.6427 19.3428 77.831 17.8711 75.1882 17.8711C72.5179 17.8711 70.6373 19.3428 70.6373 21.4853C70.6373 23.2158 71.7035 24.2822 74.0001 24.833L75.621 25.2207C77.2419 25.6162 77.9264 26.1933 77.9264 27.1572C77.9264 28.2676 76.7914 29.0761 75.2138 29.0761ZM42.6052 27.1397H37.8379L36.6931 30.4961H34.6738L39.1893 18.0782H41.2872L45.8027 30.4961H43.749L42.6052 27.1397ZM38.3316 25.5909H42.1105L40.2476 20.1436H40.1955L38.3316 25.5909ZM51.7492 30.5908C54.038 30.5908 55.5546 28.7832 55.5546 25.9697C55.5546 23.1641 54.0291 21.3477 51.7148 21.3477C50.524 21.3096 49.4084 21.9245 48.8114 22.9483H48.7769V21.4424H46.9652V33.4912H48.8369V29.0068H48.8802C49.4519 30.037 50.5662 30.6523 51.7492 30.5908ZM53.6308 25.9698C53.6308 24.1368 52.6767 22.9317 51.2211 22.9317C49.791 22.9317 48.8291 24.1621 48.8291 25.9698C48.8291 27.794 49.791 29.0157 51.2211 29.0157C52.6767 29.0157 53.6308 27.8194 53.6308 25.9698ZM61.7854 30.5908C64.0741 30.5908 65.5907 28.7832 65.5907 25.9698C65.5907 23.1641 64.0653 21.3477 61.7509 21.3477C60.5601 21.3096 59.4445 21.9245 58.8475 22.9483H58.8131V21.4424H57.0014V33.4912H58.8731V29.0068H58.9164C59.488 30.037 60.6024 30.6523 61.7854 30.5908ZM63.6669 25.9698C63.6669 24.1368 62.7129 22.9317 61.2572 22.9317C59.8271 22.9317 58.8652 24.1621 58.8652 25.9698C58.8652 27.794 59.8271 29.0157 61.2572 29.0157C62.7129 29.0157 63.6669 27.8194 63.6669 25.9698ZM83.9428 19.2999V21.4425H85.6768V22.9141H83.9428V27.9053C83.9428 28.6807 84.29 29.042 85.0522 29.042C85.2581 29.0385 85.4636 29.0241 85.6679 28.999V30.4619C85.3252 30.5255 84.9769 30.5543 84.6283 30.5479C82.7822 30.5479 82.0623 29.8594 82.0623 28.1035V22.9141H80.7364V21.4425H82.0622V19.2999H83.9428ZM91.0057 21.3311C88.3708 21.3311 86.6811 23.1211 86.6811 25.9697C86.6811 28.8262 88.354 30.6084 91.0057 30.6084C93.6584 30.6084 95.3314 28.8262 95.3314 25.9697C95.3314 23.1211 93.6495 21.3311 91.0057 21.3311ZM93.4243 25.9697C93.4243 24.0156 92.5223 22.8623 91.0057 22.8623C89.4891 22.8623 88.5881 24.0244 88.5881 25.9697C88.5881 27.9316 89.4891 29.0762 91.0057 29.0762C92.5223 29.0762 93.4242 27.9316 93.4242 25.9697H93.4243ZM98.6596 21.4424H96.8745L96.8745 30.4961H98.7462V25.126C98.6839 24.5827 98.8638 24.0395 99.2388 23.6391C99.6138 23.2386 100.146 23.0208 100.697 23.043C100.981 23.0348 101.265 23.0727 101.538 23.1553V21.417C101.327 21.3702 101.112 21.347 100.896 21.3477C99.8674 21.3087 98.9519 21.9914 98.7029 22.9834H98.6596V21.4424ZM110.167 27.837C109.915 29.4805 108.303 30.6084 106.241 30.6084C103.588 30.6084 101.942 28.8438 101.942 26.0127C101.942 23.1729 103.597 21.3311 106.162 21.3311C108.685 21.3311 110.271 23.0518 110.271 25.7969V26.4336H103.831V26.5459C103.771 27.22 104.005 27.8872 104.475 28.3778C104.944 28.8685 105.603 29.1353 106.284 29.1104C107.192 29.1949 108.049 28.677 108.39 27.837L110.167 27.837ZM108.399 25.1348H103.84C103.838 24.5236 104.083 23.937 104.519 23.5055C104.955 23.074 105.547 22.8333 106.162 22.837C106.773 22.8239 107.362 23.0645 107.786 23.5007C108.211 23.9369 108.433 24.5292 108.399 25.1348Z" fill="white"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M59.5167 8.43701H60.4125V14.6977H59.5167V8.43701ZM40.2176 9.54889C39.6698 8.97457 38.8916 8.67441 38.097 8.73102H35.9263V14.6978H38.097C39.887 14.6978 40.9247 13.6021 40.9247 11.6959C41.0249 10.9112 40.7654 10.1232 40.2176 9.54889ZM37.9935 13.854H36.8604V9.57423H37.9935C38.5583 9.5431 39.1076 9.76424 39.4911 10.1772C39.8746 10.5901 40.0522 11.1515 39.9753 11.708C40.0583 12.2668 39.8832 12.833 39.4987 13.2493C39.1143 13.6656 38.5613 13.8877 37.9935 13.854ZM41.979 12.4443C41.9013 11.6372 42.291 10.8561 42.9849 10.4286C43.6788 10.0011 44.5567 10.0011 45.2506 10.4286C45.9445 10.8561 46.3342 11.6372 46.2565 12.4443C46.3357 13.2523 45.9463 14.0349 45.2518 14.4634C44.5573 14.8918 43.6782 14.8918 42.9837 14.4634C42.2892 14.0349 41.8998 13.2523 41.979 12.4443ZM44.1192 10.8975C44.8943 10.8975 45.3359 11.4683 45.3359 12.4444H45.3359C45.3359 13.4243 44.8943 13.9946 44.1192 13.9947C43.3413 13.9947 42.9036 13.4283 42.9036 12.4444C42.9036 11.4683 43.3412 10.8975 44.1192 10.8975ZM51.9424 14.6977H51.0139L50.0766 11.3813H50.0058L49.0724 14.6977H48.1528L46.9027 10.1948H47.8105L48.6229 13.6308H48.6898L49.6222 10.1948H50.4809L51.4133 13.6308H51.4841L52.2926 10.1948H53.1876L51.9424 14.6977ZM55.1006 10.1948H54.239L54.239 14.6977H55.134V12.0635C55.1019 11.7638 55.2032 11.4651 55.4113 11.2458C55.6195 11.0265 55.9137 10.9083 56.2169 10.9224C56.8788 10.9224 57.1955 11.2822 57.1955 12.0059V14.6977H58.0906V11.7827C58.1562 11.3424 58.0166 10.8964 57.7112 10.5706C57.4058 10.2448 56.9678 10.0745 56.5208 10.1079C55.9435 10.0613 55.4 10.3835 55.1675 10.9102H55.1006V10.1948ZM62.662 10.4285C61.9681 10.8561 61.5782 11.6372 61.6559 12.4444C61.5768 13.2524 61.9663 14.035 62.6608 14.4634C63.3553 14.8918 64.2345 14.8918 64.929 14.4634C65.6235 14.035 66.013 13.2524 65.9339 12.4444C66.0116 11.6372 65.6217 10.8561 64.9278 10.4285C64.2339 10.001 63.3559 10.001 62.662 10.4285ZM65.0128 12.4444C65.0128 11.4683 64.5711 10.8975 63.7961 10.8975C63.0181 10.8975 62.5805 11.4683 62.5805 12.4444C62.5805 13.4283 63.0182 13.9947 63.7961 13.9947C64.5712 13.9946 65.0128 13.4243 65.0128 12.4444ZM68.5629 12.0801C67.484 12.1465 66.8761 12.6138 66.8761 13.4243C66.8776 13.8086 67.0428 14.1744 67.3309 14.4311C67.6189 14.6879 68.0029 14.8117 68.3879 14.7719C68.937 14.7971 69.4574 14.5271 69.7501 14.0649H69.8209V14.6977H70.6825V11.6211C70.6825 10.6699 70.0412 10.1079 68.9042 10.1079C67.8754 10.1079 67.1427 10.604 67.0512 11.3774H67.9177C68.0171 11.0591 68.3633 10.877 68.8629 10.877C69.4747 10.877 69.7914 11.1455 69.7914 11.6211V12.0098L68.5629 12.0801ZM69.7914 13.0395V12.6631L68.6839 12.7334C68.0593 12.7749 67.7761 12.9858 67.7761 13.3828C67.7761 13.7881 68.1301 14.0239 68.617 14.0239C68.9053 14.0529 69.193 13.9645 69.4144 13.7789C69.6357 13.5933 69.7718 13.3265 69.7914 13.0395ZM73.7413 10.1201C72.5955 10.1201 71.8588 11.0215 71.8588 12.4443C71.8588 13.8706 72.5876 14.772 73.7413 14.7719C74.3262 14.7933 74.8748 14.4907 75.1655 13.9863H75.2363V14.6977H76.094V8.43701H75.1989V10.9101H75.132C74.8618 10.4015 74.3199 10.0937 73.7413 10.1201ZM72.7834 12.4443C72.7834 13.3994 73.2368 13.9741 73.9951 13.9741C74.7495 13.9741 75.2157 13.3911 75.2157 12.4483C75.2157 11.5098 74.7446 10.9185 73.9951 10.9185C73.2417 10.9185 72.7834 11.4971 72.7834 12.4443H72.7834ZM80.8029 10.4286C80.1091 10.8561 79.7193 11.6372 79.7971 12.4443C79.7178 13.2523 80.1072 14.0349 80.8017 14.4634C81.4962 14.8918 82.3754 14.8918 83.0698 14.4634C83.7643 14.0349 84.1538 13.2523 84.0745 12.4443C84.1523 11.6372 83.7625 10.8561 83.0686 10.4286C82.3748 10.0011 81.4968 10.0011 80.8029 10.4286ZM83.1539 12.4444C83.1539 11.4683 82.7123 10.8975 81.9373 10.8975C81.1593 10.8975 80.7216 11.4683 80.7216 12.4444C80.7216 13.4283 81.1593 13.9947 81.9373 13.9947C82.7123 13.9946 83.1539 13.4243 83.1539 12.4444ZM86.137 10.1948H85.2754V14.6977H86.1704V12.0635C86.1383 11.7638 86.2396 11.4651 86.4478 11.2458C86.6559 11.0265 86.9501 10.9083 87.2533 10.9224C87.9153 10.9224 88.232 11.2822 88.232 12.0059V14.6977H89.127V11.7827C89.1926 11.3424 89.053 10.8964 88.7476 10.5706C88.4423 10.2448 88.0042 10.0745 87.5572 10.1079C86.98 10.0613 86.4365 10.3835 86.2039 10.9102H86.137V10.1948ZM94.1844 9.07373V10.2153H95.167V10.9639H94.1844V13.2793C94.1844 13.751 94.3801 13.9575 94.8257 13.9575C94.9397 13.9571 95.0537 13.9503 95.167 13.937V14.6772C95.0062 14.7058 94.8434 14.721 94.6801 14.7226C93.6848 14.7226 93.2884 14.375 93.2884 13.5068V10.9638H92.5684V10.2153H93.2884V9.07373H94.1844ZM97.2767 8.43701H96.3895L96.3896 14.6977H97.2846V12.0679C97.2569 11.7589 97.368 11.4535 97.5882 11.2334C97.8083 11.0133 98.1151 10.9009 98.4265 10.9263C99.0589 10.9263 99.3963 11.2905 99.3963 12.0098V14.6977H100.292V11.7905C100.351 11.3525 100.211 10.9111 99.9089 10.5864C99.6069 10.2618 99.1748 10.0878 98.7303 10.1118C98.1442 10.0646 97.5913 10.3872 97.3475 10.9185H97.2767V8.43701ZM105.511 13.4819C105.26 14.3313 104.432 14.8801 103.546 14.7847C102.941 14.8005 102.36 14.5516 101.957 14.1041C101.553 13.6565 101.368 13.0555 101.451 12.4605C101.37 11.8638 101.555 11.2618 101.956 10.8105C102.357 10.3591 102.936 10.1028 103.542 10.1079C104.804 10.1079 105.565 10.9639 105.565 12.3779V12.688H102.363V12.7378C102.334 13.0719 102.449 13.4024 102.679 13.648C102.909 13.8936 103.233 14.0315 103.57 14.0278C104.008 14.08 104.435 13.8643 104.649 13.4819L105.511 13.4819ZM104.653 12.0308H102.363C102.359 11.7203 102.481 11.4213 102.702 11.2017C102.923 10.982 103.224 10.8604 103.537 10.8643C103.845 10.8572 104.143 10.9799 104.355 11.2021C104.568 11.4242 104.676 11.7252 104.653 12.0308Z" fill="white"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M23.3175 8.72046C23.415 9.98469 23.0123 11.2369 22.195 12.2111C21.402 13.1903 20.2005 13.7544 18.9351 13.7414C18.8546 12.5136 19.269 11.3044 20.087 10.3801C20.9153 9.44324 22.0688 8.85068 23.3175 8.72046ZM27.3196 16.1488C25.8639 17.0373 24.9682 18.6043 24.9462 20.3008C24.9482 22.2201 26.1059 23.9523 27.8863 24.7C27.5439 25.8044 27.0277 26.8481 26.357 27.7925C25.4562 29.1304 24.5118 30.4374 23.0127 30.4616C22.2998 30.4779 21.8186 30.2744 21.3171 30.0623C20.794 29.841 20.249 29.6105 19.396 29.6105C18.4915 29.6105 17.922 29.8485 17.3728 30.078C16.8981 30.2763 16.4386 30.4683 15.791 30.495C14.3634 30.5475 13.2724 29.067 12.3389 27.7417C10.473 25.0351 9.02009 20.114 10.9679 16.7656C11.8826 15.1337 13.5928 14.0981 15.4729 14.0378C16.2825 14.0212 17.0595 14.3311 17.7406 14.6027C18.2616 14.8105 18.7265 14.9959 19.1072 14.9959C19.4418 14.9959 19.8938 14.8178 20.4205 14.6103C21.2502 14.2833 22.2653 13.8833 23.2999 13.9911C24.9074 14.041 26.3971 14.8407 27.3196 16.1488Z" fill="white"></path></g></svg></a><a target="_blank" rel="noopener noreferrer" aria-label="Download Academy app for Android" href="https://app.appsflyer.com/com.binance.dev" class="css-1ghyaza e10oxksb0"><svg viewBox="0 0 137 40" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-1q9ubii e1rk5mue0"><g><rect x="0.575684" width="136.424" height="40" rx="6.80412" fill="black"></rect><path fill-rule="evenodd" clip-rule="evenodd" d="M5.62843 0H131.947C134.738 0 137 2.23858 137 5V35C137 37.7614 134.738 40 131.947 40H5.62843C2.83788 40 0.575684 37.7614 0.575684 35V5C0.575684 2.23858 2.83788 0 5.62843 0ZM136.192 5C136.192 2.6804 134.292 0.799996 131.948 0.799996H5.62912C3.28505 0.799996 1.38481 2.6804 1.38481 5V35C1.38481 37.3196 3.28505 39.2 5.62912 39.2H131.948C134.292 39.2 136.192 37.3196 136.192 35V5Z" fill="#A6A6A6"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M48.8194 23.0599V24.8599H53.1849C53.1165 25.7077 52.7604 26.5077 52.1744 27.1299C51.2912 28.0201 50.069 28.4996 48.8093 28.4499C46.1303 28.4499 43.9586 26.3009 43.9586 23.6499C43.9586 20.9989 46.1303 18.8499 48.8093 18.8499C50.0399 18.83 51.2283 19.2939 52.1138 20.1399L53.3972 18.8699C52.1895 17.6598 50.538 16.9851 48.8194 16.9999C46.3728 16.9057 44.0702 18.1436 42.8186 20.226C41.567 22.3083 41.567 24.9015 42.8186 26.9838C44.0702 29.0662 46.3728 30.3041 48.8194 30.2099C50.5694 30.2881 52.2681 29.6136 53.478 28.3599C54.5367 27.2088 55.102 25.6957 55.0545 24.1399C55.0577 23.7609 55.0239 23.3824 54.9534 23.0099L48.8194 23.0599ZM60.0264 21.7499C57.6557 21.7554 55.7379 23.6606 55.7417 26.0065C55.7454 28.3524 57.6692 30.2517 60.0399 30.2499C62.4105 30.248 64.3313 28.3458 64.3313 25.9999C64.348 24.8643 63.898 23.7706 63.0846 22.9694C62.2711 22.1682 61.1638 21.7281 60.0163 21.7499H60.0264ZM65.16 26.0132C65.1526 23.6686 67.0653 21.7609 69.4346 21.7499C70.5821 21.7281 71.6894 22.1682 72.5029 22.9694C73.3164 23.7706 73.7663 24.8643 73.7497 25.9999C73.7496 28.3445 71.8309 30.2462 69.4615 30.2498C67.0922 30.2535 65.1674 28.3578 65.16 26.0132ZM66.9002 27.1183C67.3616 28.0742 68.3667 28.6538 69.4346 28.5799C70.1049 28.5645 70.7405 28.2819 71.1971 27.7961C71.6538 27.3103 71.8928 26.6626 71.8599 25.9999C71.8573 24.9406 71.2006 23.9904 70.2038 23.604C69.2071 23.2175 68.0729 23.4733 67.3437 24.2489C66.6146 25.0246 66.4387 26.1625 66.9002 27.1183ZM57.4852 27.126C57.9499 28.0813 58.9579 28.658 60.0264 28.5799H60.0163C60.6866 28.5645 61.3222 28.2818 61.7788 27.7961C62.2355 27.3103 62.4745 26.6626 62.4416 25.9999C62.4387 24.9397 61.7807 23.9892 60.7826 23.6036C59.7846 23.218 58.6498 23.4758 57.9217 24.2536C57.1936 25.0313 57.0205 26.1707 57.4852 27.126ZM90.929 21.7499C92.6044 21.811 94.0678 22.8891 94.6074 24.4599L94.8196 24.9099L89.0696 27.2599C89.43 28.0721 90.2555 28.5837 91.1513 28.5499C92.0162 28.5521 92.8185 28.1039 93.2634 27.3699L94.7287 28.3699C93.931 29.5514 92.5872 30.2576 91.1513 30.2499C90.0099 30.2665 88.9109 29.823 88.1066 29.0215C87.3023 28.2199 86.862 27.1292 86.8868 25.9999C86.817 24.8964 87.2118 23.8136 87.9776 23.0084C88.7433 22.2033 89.8117 21.7478 90.929 21.7499ZM88.7462 25.8799C88.7048 25.2551 88.9193 24.6401 89.3414 24.1735C89.7634 23.707 90.3575 23.4281 90.9896 23.3999C91.656 23.3565 92.2842 23.7106 92.5863 24.2999L88.7462 25.8799ZM85.9672 29.9999H84.0774V17.4999H85.9672V29.9999ZM80.9852 22.6999H80.9144C80.3384 22.0626 79.5149 21.6988 78.6508 21.6999C76.357 21.81 74.5544 23.6824 74.5544 25.9549C74.5544 28.2274 76.357 30.0998 78.6508 30.2099C79.5177 30.2243 80.3465 29.8582 80.9144 29.2099H80.9751V29.8199C80.9751 31.4499 80.0959 32.3199 78.6811 32.3199C77.7174 32.2976 76.8629 31.7009 76.5185 30.8099L74.8714 31.4899C75.5057 33.0167 77.0129 34.0097 78.6811 33.9999C80.8942 33.9999 82.7233 32.7099 82.7233 29.5699V21.9999H80.9852V22.6999ZM78.8195 28.5796L78.8226 28.5799H78.8125L78.8195 28.5796ZM80.5223 27.7777C80.0886 28.2633 79.4736 28.5528 78.8195 28.5796C77.4698 28.4603 76.4351 27.3411 76.4351 25.9999C76.4351 24.6576 77.4714 23.5377 78.8226 23.4199C79.4755 23.453 80.0873 23.7456 80.5192 24.2314C80.951 24.7171 81.1664 25.3548 81.1166 25.9999C81.1723 26.6479 80.9575 27.2903 80.5223 27.7777ZM103.46 17.4999H98.9426V29.9999H100.832V25.2599H103.47C104.938 25.3643 106.342 24.6484 107.108 23.4049C107.874 22.1613 107.874 20.5985 107.108 19.3549C106.342 18.1114 104.938 17.3955 103.47 17.4999H103.46ZM100.822 23.4999H103.46L103.5 23.5299C104.697 23.5299 105.668 22.5696 105.668 21.3849C105.668 20.2002 104.697 19.2399 103.5 19.2399H100.822V23.4999ZM115.111 21.6999C113.705 21.6167 112.384 22.367 111.746 23.6099L113.424 24.2999C113.762 23.6836 114.435 23.3228 115.142 23.3799C115.626 23.3239 116.113 23.4629 116.493 23.7656C116.873 24.0683 117.115 24.5095 117.163 24.9899V25.1199C116.556 24.8019 115.879 24.637 115.192 24.6399C113.383 24.6399 111.554 25.6399 111.554 27.4499C111.59 28.2296 111.944 28.9617 112.534 29.4797C113.124 29.9977 113.9 30.2574 114.687 30.1999C115.656 30.2688 116.586 29.8086 117.112 28.9999H117.173V29.9999H118.992V25.1899C118.992 22.9999 117.314 21.7299 115.162 21.7299L115.111 21.6999ZM113.404 27.4899C113.404 28.2399 114.263 28.5499 114.879 28.5499L114.93 28.5799C116.068 28.5525 117.012 27.6993 117.143 26.5799C116.618 26.2903 116.025 26.1453 115.425 26.1599C114.475 26.1599 113.404 26.4899 113.404 27.4899ZM125.621 21.9999L123.459 27.4199H123.398L121.154 21.9999H119.133L122.499 29.5799L120.578 33.7899H122.549L127.723 21.9999H125.621ZM110.524 29.9999H108.634V17.4999H110.524V29.9999Z" fill="white"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M70.5159 7.76997C69.3237 9.01874 69.3237 10.9712 70.5159 12.22C71.7457 13.4302 73.7324 13.4302 74.9623 12.22C76.1595 10.9732 76.1595 9.01673 74.9623 7.76997C74.3741 7.18372 73.5739 6.854 72.7391 6.854C71.9043 6.854 71.104 7.18372 70.5159 7.76997ZM47.7381 12.2405C48.2568 11.7046 48.5307 10.9817 48.496 10.2405C48.496 10.0896 48.4825 9.939 48.4556 9.79049H45.5149V10.5105H47.7078C47.6928 10.964 47.5134 11.397 47.2025 11.7305C46.5098 12.393 45.4824 12.5782 44.5982 12.1997C43.714 11.8213 43.1467 10.9537 43.1603 10.0005C43.1383 9.3697 43.3769 8.75728 43.8212 8.30443C44.2655 7.85158 44.877 7.59739 45.5149 7.60049C46.1494 7.56618 46.7632 7.82916 47.1722 8.31049L47.7078 7.78049C47.449 7.48604 47.1235 7.25644 46.7578 7.11049C46.3651 6.94416 45.9421 6.85908 45.5149 6.86049C44.6767 6.842 43.8682 7.16781 43.2815 7.76049C42.3786 8.65981 42.1085 10.0071 42.5961 11.1794C43.0836 12.3517 44.2338 13.1206 45.5149 13.1305C46.3501 13.1599 47.1585 12.8363 47.7381 12.2405ZM50.3958 7.73997H53.1243V6.99997H49.5874V13H53.1243V12.26H50.3958V10.36H52.8818V9.63997H50.3958V7.73997ZM56.4389 13H55.6608V7.73997H53.963V6.99997H58.177V7.73997H56.4389V13ZM61.1481 6.99997V13H61.9268V6.99997H61.1481ZM65.3823 13H64.6041V7.73997H62.9064V6.99997H67.0699V7.73997H65.3823V13ZM71.0919 11.7199C72.0027 12.6175 73.4755 12.6175 74.3863 11.7199C75.2808 10.7441 75.2808 9.25578 74.3863 8.27995C73.4755 7.38238 72.0027 7.38238 71.0919 8.27995C70.1974 9.25578 70.1974 10.7441 71.0919 11.7199ZM76.953 6.99997V13H77.7413V8.10997L80.8234 13H81.6319V6.99997H80.8538V11.67L77.903 6.99997H76.953Z" fill="white"></path><path d="M70.5159 12.22L70.292 12.4336L70.2989 12.4404L70.5159 12.22ZM70.5159 7.76997L70.2975 7.55086L70.2922 7.55641L70.5159 7.76997ZM74.9623 12.22L75.1793 12.4405L75.1853 12.4342L74.9623 12.22ZM74.9623 7.76997L75.1854 7.5557L75.1806 7.55093L74.9623 7.76997ZM48.496 10.2405L48.1867 10.2404L48.1867 10.2477L48.187 10.255L48.496 10.2405ZM47.7381 12.2405L47.9598 12.4561L47.9603 12.4556L47.7381 12.2405ZM48.4556 9.79049L48.7599 9.73526L48.7138 9.48121H48.4556V9.79049ZM45.5149 9.79049V9.48121H45.2056V9.79049H45.5149ZM45.5149 10.5105H45.2056V10.8198H45.5149V10.5105ZM47.7078 10.5105L48.0169 10.5207L48.0274 10.2012H47.7078V10.5105ZM47.2025 11.7305L47.4163 11.954L47.4226 11.9479L47.4287 11.9414L47.2025 11.7305ZM44.5982 12.1997L44.4765 12.4841L44.4765 12.4841L44.5982 12.1997ZM43.1603 10.0005L43.4695 10.0049L43.4696 9.99729L43.4694 9.98971L43.1603 10.0005ZM45.5149 7.60049L45.5134 7.90976L45.5225 7.90981L45.5316 7.90931L45.5149 7.60049ZM47.1722 8.31049L46.9365 8.51073L47.1525 8.76504L47.3897 8.53032L47.1722 8.31049ZM47.7078 7.78049L47.9253 8.00032L48.1325 7.7953L47.9401 7.57634L47.7078 7.78049ZM46.7578 7.11049L46.6372 7.39534L46.6432 7.39773L46.7578 7.11049ZM45.5149 6.86049L45.508 7.16979L45.5159 7.16976L45.5149 6.86049ZM43.2815 7.76049L43.4998 7.97962L43.5013 7.97806L43.2815 7.76049ZM42.5961 11.1794L42.8816 11.0606L42.5961 11.1794ZM45.5149 13.1305L45.5258 12.8213L45.5173 12.8212L45.5149 13.1305ZM53.1243 7.73997V8.04925H53.4336V7.73997H53.1243ZM50.3958 7.73997V7.43069H50.0865V7.73997H50.3958ZM53.1243 6.99997H53.4336V6.69069H53.1243V6.99997ZM49.5874 6.99997V6.69069H49.2781V6.99997H49.5874ZM49.5874 13H49.2781V13.3092H49.5874V13ZM53.1243 13V13.3092H53.4336V13H53.1243ZM53.1243 12.26H53.4336V11.9507H53.1243V12.26ZM50.3958 12.26H50.0865V12.5692H50.3958V12.26ZM50.3958 10.36V10.0507H50.0865V10.36H50.3958ZM52.8818 10.36V10.6692H53.191V10.36H52.8818ZM52.8818 9.63997H53.191V9.33069H52.8818V9.63997ZM50.3958 9.63997H50.0865V9.94925H50.3958V9.63997ZM55.6608 13H55.3515V13.3092H55.6608V13ZM56.4389 13V13.3092H56.7482V13H56.4389ZM55.6608 7.73997H55.97V7.43069H55.6608V7.73997ZM53.963 7.73997H53.6538V8.04925H53.963V7.73997ZM53.963 6.99997V6.69069H53.6538V6.99997H53.963ZM58.177 6.99997H58.4863V6.69069H58.177V6.99997ZM58.177 7.73997V8.04925H58.4863V7.73997H58.177ZM56.4389 7.73997V7.43069H56.1296V7.73997H56.4389ZM61.1481 13H60.8388V13.3092H61.1481V13ZM61.1481 6.99997V6.69069H60.8388V6.99997H61.1481ZM61.9268 13V13.3092H62.2361V13H61.9268ZM61.9268 6.99997H62.2361V6.69069H61.9268V6.99997ZM64.6041 13H64.2949V13.3092H64.6041V13ZM65.3823 13V13.3092H65.6915V13H65.3823ZM64.6041 7.73997H64.9134V7.43069H64.6041V7.73997ZM62.9064 7.73997H62.5971V8.04925H62.9064V7.73997ZM62.9064 6.99997V6.69069H62.5971V6.99997H62.9064ZM67.0699 6.99997H67.3792V6.69069H67.0699V6.99997ZM67.0699 7.73997V8.04925H67.3792V7.73997H67.0699ZM65.3823 7.73997V7.43069H65.073V7.73997H65.3823ZM74.3863 11.7199L74.6034 11.9402L74.609 11.9347L74.6143 11.9289L74.3863 11.7199ZM71.0919 11.7199L70.8639 11.9289L70.8692 11.9347L70.8748 11.9402L71.0919 11.7199ZM74.3863 8.27995L74.6143 8.07096L74.609 8.06517L74.6034 8.05966L74.3863 8.27995ZM71.0919 8.27995L70.8748 8.05966L70.8692 8.06517L70.8639 8.07096L71.0919 8.27995ZM76.953 13H76.6438V13.3092H76.953V13ZM76.953 6.99997V6.69069H76.6438V6.99997H76.953ZM77.7413 13V13.3092H78.0506V13H77.7413ZM77.7413 8.10997L78.0029 7.94506L77.432 7.03926V8.10997H77.7413ZM80.8234 13L80.5618 13.1649L80.6528 13.3092H80.8234V13ZM81.6319 13V13.3092H81.9412V13H81.6319ZM81.6319 6.99997H81.9412V6.69069H81.6319V6.99997ZM80.8538 6.99997V6.69069H80.5445V6.99997H80.8538ZM80.8538 11.67L80.5923 11.8352L81.163 12.7384V11.67H80.8538ZM77.903 6.99997L78.1644 6.83476L78.0734 6.69069H77.903V6.99997ZM70.7396 12.0064C69.6615 10.8772 69.6615 9.11279 70.7396 7.98354L70.2922 7.55641C68.9859 8.92469 68.9859 11.0653 70.2922 12.4335L70.7396 12.0064ZM74.7453 11.9995C73.6359 13.0913 71.8423 13.0913 70.7328 11.9995L70.2989 12.4404C71.6491 13.7691 73.829 13.7691 75.1792 12.4404L74.7453 11.9995ZM74.7392 7.98419C75.8215 9.11126 75.8215 10.8787 74.7392 12.0058L75.1853 12.4342C76.4976 11.0677 76.4976 8.9222 75.1853 7.55575L74.7392 7.98419ZM72.7391 7.16328C73.4925 7.16328 74.2141 7.46089 74.7439 7.98901L75.1806 7.55093C74.5342 6.90655 73.6552 6.54473 72.7391 6.54473V7.16328ZM70.7342 7.98901C71.264 7.46089 71.9856 7.16328 72.7391 7.16328V6.54473C71.8229 6.54473 70.944 6.90655 70.2975 7.55093L70.7342 7.98901ZM48.187 10.255C48.2177 10.9105 47.9755 11.5505 47.5158 12.0254L47.9603 12.4556C48.538 11.8588 48.8436 11.0529 48.8049 10.226L48.187 10.255ZM48.1513 9.84572C48.1749 9.97597 48.1868 10.108 48.1867 10.2404L48.8053 10.2406C48.8053 10.0712 48.7901 9.90203 48.7599 9.73526L48.1513 9.84572ZM45.5149 10.0998H48.4556V9.48121H45.5149V10.0998ZM45.8241 10.5105V9.79049H45.2056V10.5105H45.8241ZM47.7078 10.2012H45.5149V10.8198H47.7078V10.2012ZM47.4287 11.9414C47.7903 11.5536 47.9994 11.0493 48.0169 10.5207L47.3986 10.5003C47.3861 10.8787 47.2365 11.2405 46.9763 11.5196L47.4287 11.9414ZM44.4765 12.4841C45.4741 12.911 46.6337 12.7026 47.4163 11.954L46.9887 11.507C46.386 12.0835 45.4907 12.2453 44.7199 11.9154L44.4765 12.4841ZM42.851 9.9961C42.8357 11.0761 43.4784 12.0569 44.4765 12.4841L44.7199 11.9154C43.9496 11.5857 43.4578 10.8312 43.4695 10.0049L42.851 9.9961ZM43.6004 8.08783C43.0972 8.60082 42.8262 9.2953 42.8512 10.0113L43.4694 9.98971C43.4503 9.44411 43.6567 8.91373 44.042 8.52102L43.6004 8.08783ZM45.5164 7.29121C44.7955 7.28771 44.1036 7.57496 43.6004 8.08783L44.042 8.52102C44.4274 8.12819 44.9586 7.90707 45.5134 7.90976L45.5164 7.29121ZM47.4079 8.11024C46.9359 7.55476 46.2284 7.25217 45.4982 7.29166L45.5316 7.90931C46.0703 7.88018 46.5905 8.10357 46.9365 8.51073L47.4079 8.11024ZM47.4902 7.56065L46.9546 8.09065L47.3897 8.53032L47.9253 8.00032L47.4902 7.56065ZM46.6432 7.39773C46.9638 7.52572 47.249 7.72694 47.4754 7.98463L47.9401 7.57634C47.6491 7.24515 47.2832 6.98716 46.8725 6.82324L46.6432 7.39773ZM45.5159 7.16976C45.9014 7.16849 46.283 7.24527 46.6372 7.39528L46.8784 6.82569C46.4471 6.64304 45.9828 6.54966 45.5138 6.55121L45.5159 7.16976ZM43.5013 7.97806C44.0279 7.44612 44.7543 7.15307 45.508 7.16969L45.5217 6.55128C44.5991 6.53094 43.7085 6.88951 43.0617 7.54291L43.5013 7.97806ZM42.8816 11.0606C42.4425 10.0048 42.6854 8.79082 43.4998 7.97961L43.0633 7.54136C42.0719 8.5288 41.7745 10.0094 42.3105 11.2982L42.8816 11.0606ZM45.5173 12.8212C44.3588 12.8122 43.321 12.117 42.8816 11.0606L42.3105 11.2982C42.8463 12.5864 44.1088 13.4289 45.5125 13.4398L45.5173 12.8212ZM47.5164 12.0248C46.998 12.5577 46.2743 12.8478 45.5257 12.8214L45.504 13.4396C46.4259 13.4721 47.3189 13.1149 47.9598 12.4561L47.5164 12.0248ZM53.1243 7.43069H50.3958V8.04925H53.1243V7.43069ZM52.815 6.99997V7.73997H53.4336V6.99997H52.815ZM49.5874 7.30925H53.1243V6.69069H49.5874V7.30925ZM49.8967 13V6.99997H49.2781V13H49.8967ZM53.1243 12.6907H49.5874V13.3092H53.1243V12.6907ZM52.815 12.26V13H53.4336V12.26H52.815ZM50.3958 12.5692H53.1243V11.9507H50.3958V12.5692ZM50.0865 10.36V12.26H50.7051V10.36H50.0865ZM52.8818 10.0507H50.3958V10.6692H52.8818V10.0507ZM52.5725 9.63997V10.36H53.191V9.63997H52.5725ZM50.3958 9.94925H52.8818V9.33069H50.3958V9.94925ZM50.0865 7.73997V9.63997H50.7051V7.73997H50.0865ZM55.6608 13.3092H56.4389V12.6907H55.6608V13.3092ZM55.3515 7.73997V13H55.97V7.73997H55.3515ZM53.963 8.04925H55.6608V7.43069H53.963V8.04925ZM53.6538 6.99997V7.73997H54.2723V6.99997H53.6538ZM58.177 6.69069H53.963V7.30925H58.177V6.69069ZM58.4863 7.73997V6.99997H57.8678V7.73997H58.4863ZM56.4389 8.04925H58.177V7.43069H56.4389V8.04925ZM56.7482 13V7.73997H56.1296V13H56.7482ZM61.4573 13V6.99997H60.8388V13H61.4573ZM61.9268 12.6907H61.1481V13.3092H61.9268V12.6907ZM61.6176 6.99997V13H62.2361V6.99997H61.6176ZM61.1481 7.30925H61.9268V6.69069H61.1481V7.30925ZM64.6041 13.3092H65.3823V12.6907H64.6041V13.3092ZM64.2949 7.73997V13H64.9134V7.73997H64.2949ZM62.9064 8.04925H64.6041V7.43069H62.9064V8.04925ZM62.5971 6.99997V7.73997H63.2157V6.99997H62.5971ZM67.0699 6.69069H62.9064V7.30925H67.0699V6.69069ZM67.3792 7.73997V6.99997H66.7606V7.73997H67.3792ZM65.3823 8.04925H67.0699V7.43069H65.3823V8.04925ZM65.6915 13V7.73997H65.073V13H65.6915ZM74.1692 11.4997C73.3788 12.2786 72.0994 12.2786 71.309 11.4997L70.8748 11.9402C71.906 12.9565 73.5721 12.9565 74.6034 11.9402L74.1692 11.4997ZM74.1583 8.48894C74.9444 9.34652 74.9444 10.6534 74.1583 11.511L74.6143 11.9289C75.6172 10.8349 75.6172 9.16503 74.6143 8.07096L74.1583 8.48894ZM71.309 8.50024C72.0994 7.72132 73.3788 7.72132 74.1692 8.50024L74.6034 8.05966C73.5721 7.04344 71.906 7.04344 70.8748 8.05966L71.309 8.50024ZM71.3199 11.511C70.5337 10.6534 70.5337 9.34652 71.3199 8.48894L70.8639 8.07096C69.861 9.16503 69.861 10.8349 70.8639 11.9289L71.3199 11.511ZM77.2623 13V6.99997H76.6438V13H77.2623ZM77.7413 12.6907H76.953V13.3092H77.7413V12.6907ZM77.432 8.10997V13H78.0506V8.10997H77.432ZM81.0851 12.8351L78.0029 7.94506L77.4796 8.27488L80.5618 13.1649L81.0851 12.8351ZM81.6319 12.6907H80.8234V13.3092H81.6319V12.6907ZM81.3226 6.99997V13H81.9412V6.99997H81.3226ZM80.8538 7.30925H81.6319V6.69069H80.8538V7.30925ZM81.163 11.67V6.99997H80.5445V11.67H81.163ZM77.6415 7.16517L80.5923 11.8352L81.1152 11.5048L78.1644 6.83476L77.6415 7.16517ZM76.953 7.30925H77.903V6.69069H76.953V7.30925Z" fill="white"></path><path d="M11.1257 7.53997C10.7963 7.93108 10.6301 8.43177 10.6608 8.93997V31.06C10.6301 31.5682 10.7963 32.0689 11.1257 32.46L11.1964 32.53L23.7171 20.15V19.86L11.1964 7.46997L11.1257 7.53997Z" fill="url(#paint0_linear)"></path><path d="M27.8605 24.28L23.7173 20.15V19.86L27.8605 15.72L27.9515 15.77L32.9133 18.56C34.3281 19.35 34.3281 20.65 32.9133 21.45L27.9717 24.23L27.8605 24.28Z" fill="url(#paint1_linear)"></path><path d="M27.9819 24.22L23.7174 20L11.126 32.46C11.7209 32.9775 12.6038 33.0027 13.2279 32.52L27.9921 24.22" fill="url(#paint2_linear)"></path><path d="M27.9823 15.7801L13.2182 7.48005C12.5941 6.99732 11.7111 7.02253 11.1162 7.54005L23.7178 20.0001L27.9823 15.7801Z" fill="url(#paint3_linear)"></path><path opacity="0.2" d="M27.8607 24.1301L13.2178 32.3801C12.6186 32.8235 11.7959 32.8235 11.1967 32.3801L11.126 32.4501L11.1967 32.5201C11.7948 32.9668 12.6197 32.9668 13.2178 32.5201L27.9819 24.2201L27.8607 24.1301Z" fill="black"></path><path opacity="0.12" fill-rule="evenodd" clip-rule="evenodd" d="M27.8604 24.13L32.9131 21.3C33.4353 21.045 33.8085 20.5648 33.9237 20C33.8716 20.6244 33.4862 21.1736 32.9131 21.44L27.9513 24.22L27.8604 24.13ZM10.6586 31.1147C10.6754 31.5547 10.8387 31.979 11.1261 32.32L11.1969 32.4L11.1261 32.47C10.8061 32.0904 10.6399 31.6075 10.6586 31.1147ZM10.6586 31.1147C10.6592 31.0998 10.6599 31.0849 10.6608 31.07V30.92C10.6569 30.9851 10.6562 31.0501 10.6586 31.1147Z" fill="black"></path><path opacity="0.25" d="M13.2177 7.62018L32.9133 18.7002C33.4354 18.9552 33.8087 19.4353 33.9238 20.0002C33.8718 19.3758 33.4863 18.8266 32.9133 18.5602L13.2177 7.48018C11.8029 6.69018 10.6509 7.35018 10.6509 8.95018V9.10018C10.6812 7.49018 11.813 6.83018 13.2177 7.62018Z" fill="white"></path><defs><linearGradient id="paint0_linear" x1="18.2331" y1="-7.559" x2="-1.78754" y2="-2.17828" gradientUnits="userSpaceOnUse"><stop stop-color="#00A0FF"></stop><stop offset="0.01" stop-color="#00A1FF"></stop><stop offset="0.26" stop-color="#00BEFF"></stop><stop offset="0.51" stop-color="#00D2FF"></stop><stop offset="0.76" stop-color="#00DFFF"></stop><stop offset="1" stop-color="#00E3FF"></stop></linearGradient><linearGradient id="paint1_linear" x1="34.7626" y1="9.79966" x2="10.3174" y2="9.79966" gradientUnits="userSpaceOnUse"><stop stop-color="#FFE000"></stop><stop offset="0.41" stop-color="#FFBD00"></stop><stop offset="0.78" stop-color="#FFA500"></stop><stop offset="1" stop-color="#FF9C00"></stop></linearGradient><linearGradient id="paint2_linear" x1="10.756" y1="13.5275" x2="-5.10007" y2="40.4803" gradientUnits="userSpaceOnUse"><stop stop-color="#FF3A44"></stop><stop offset="1" stop-color="#C31162"></stop></linearGradient><linearGradient id="paint3_linear" x1="1.29369" y1="4.09606" x2="8.37108" y2="16.1318" gradientUnits="userSpaceOnUse"><stop stop-color="#32A071"></stop><stop offset="0.07" stop-color="#2DA771"></stop><stop offset="0.48" stop-color="#15CF74"></stop><stop offset="0.8" stop-color="#06E775"></stop><stop offset="1" stop-color="#00F076"></stop></linearGradient></defs></g></svg></a></div><div class="css-1me7odh eehksor2"><div class="css-1gtiget"><a target="_blank" rel="noopener noreferrer" href="https://www.facebook.com/BinanceAcademy" aria-label="Follow Binance Academy on Facebook" class="css-tu33x2 e10oxksb0"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-xxiebs e1rk5mue0"><path d="M19.375 10.06a9.383 9.383 0 0 1-7.907 9.257V12.77h2.185l.408-2.71h-2.593V8.3a1.356 1.356 0 0 1 1.521-1.468h1.2V4.53a14.7 14.7 0 0 0-2.1-.182 3.31 3.31 0 0 0-3.547 3.643v2.068h-2.38v2.71h2.38v6.546a9.374 9.374 0 1 1 10.843-9.257z"></path></svg></a><a target="_blank" rel="noopener noreferrer" href="https://twitter.com/binanceacademy" aria-label="Follow Binance Academy on Twitter" class="css-tu33x2 e10oxksb0"><svg viewBox="0 0 18 14" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-xxiebs e1rk5mue0"><path d="M5.90944 13.7676C7.18903 13.7764 8.45762 13.5308 9.64152 13.0452C10.8254 12.5596 11.901 11.8436 12.8058 10.9387C13.7107 10.0339 14.4267 8.95831 14.9123 7.77442C15.398 6.59052 15.6435 5.32193 15.6347 4.04234C15.6347 3.89424 15.6318 3.74692 15.6251 3.6004C16.294 3.11637 16.8714 2.51704 17.3301 1.83048C16.7065 2.10711 16.0448 2.28853 15.3673 2.36867C16.081 1.9415 16.6151 1.26951 16.8702 0.47784C16.1993 0.875917 15.4653 1.15658 14.7 1.30773C14.1847 0.759649 13.5031 0.396688 12.7607 0.275024C12.0184 0.153359 11.2566 0.279775 10.5933 0.634706C9.93003 0.989637 9.40223 1.55329 9.09159 2.23844C8.78095 2.92358 8.7048 3.69201 8.87492 4.4248C7.51583 4.35687 6.18622 4.00382 4.97245 3.38858C3.75868 2.77334 2.6879 1.90967 1.82965 0.853666C1.39239 1.60611 1.2584 2.49693 1.45497 3.3447C1.65154 4.19248 2.16388 4.93344 2.88765 5.41668C2.34485 5.40017 1.81395 5.25358 1.33958 4.98925C1.3388 5.00353 1.3388 5.01782 1.3388 5.03287C1.33896 5.82207 1.61213 6.58691 2.11194 7.19765C2.61176 7.8084 3.30746 8.22744 4.08103 8.38371C3.57776 8.52103 3.0497 8.5411 2.53745 8.4424C2.75578 9.12162 3.18095 9.7156 3.75349 10.1413C4.32603 10.5669 5.01731 10.803 5.73063 10.8164C4.51983 11.7668 3.02454 12.2822 1.48533 12.2798C1.21283 12.2799 0.940561 12.264 0.669922 12.2322C2.23287 13.2363 4.05177 13.7693 5.90944 13.7676Z"></path></svg></a><a target="_blank" rel="noopener noreferrer" href="https://t.me/binanceacademy" aria-label="Follow Binance Academy on Telegram" class="css-tu33x2 e10oxksb0"><svg viewBox="0 0 18 16" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-xxiebs e1rk5mue0"><path d="M16.5257 0.95613L0.992894 6.94483C-0.066948 7.37023 -0.061323 7.96196 0.800144 8.22551L4.78605 9.46968L14.0138 3.64787C14.4499 3.3832 14.8494 3.52537 14.5213 3.81704L7.04397 10.5643L7.12095 10.6987L7.04397 10.5649L6.76974 14.675C6.92584 14.6731 7.07947 14.6358 7.21913 14.566C7.35878 14.4963 7.48083 14.3958 7.57613 14.2721L9.51318 12.389L13.5423 15.3662C14.2841 15.7748 14.8191 15.5629 15.004 14.6773L17.6491 2.21212C17.9199 1.12644 17.2349 0.634171 16.5258 0.956163"></path></svg></a><a target="_blank" rel="noopener noreferrer" href="https://www.youtube.com/channel/UC0BNTTRYI7c0MUM5355zMqg" aria-label="Follow Binance Academy on Youtube" class="css-9vzgi1 e10oxksb0"><svg viewBox="0 0 18 12" xmlns="http://www.w3.org/2000/svg" fill="currentColor" class="css-xxiebs e1rk5mue0"><path d="M16.8029 2.06315C16.7103 1.71769 16.5289 1.40252 16.2766 1.14907C16.0242 0.89562 15.7099 0.712737 15.3649 0.618655C14.0944 0.276856 9.00005 0.276855 9.00005 0.276855C9.00005 0.276855 3.90561 0.276856 2.63525 0.618655C2.2897 0.711721 1.9748 0.894264 1.72231 1.14787C1.46982 1.40148 1.28867 1.71719 1.19713 2.06315C0.961569 3.36529 0.847174 4.68645 0.855418 6.0097C0.846956 7.33297 0.961352 8.65416 1.19713 9.95627C1.28746 10.3035 1.46809 10.6207 1.72068 10.8755C1.97326 11.1304 2.28881 11.3138 2.63525 11.4072C3.90561 11.749 9.00005 11.749 9.00005 11.749C9.00005 11.749 14.0944 11.749 15.3649 11.4072C15.7108 11.3128 16.0258 11.129 16.2782 10.8743C16.5306 10.6196 16.7116 10.303 16.8029 9.95627C17.0387 8.65416 17.1531 7.33297 17.1447 6.0097C17.1529 4.68645 17.0385 3.36528 16.8029 2.06315ZM7.33622 8.4344V3.59147L11.5924 6.0097L7.33622 8.4344Z"></path></svg></a></div><div class="lang-dropdown wrapper--top,,top-right css-1uwv4sg e1ysg5on3"><div class="css-1qn7ove e1ysg5on2"><div class="css-uivgo e1p01q970"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" class="css-1iztezc"><path fill-rule="evenodd" clip-rule="evenodd" d="M15.23 20.403a9.011 9.011 0 005.684-7.153h-3.942c-.147 2.86-.793 5.388-1.741 7.153zm-.757-7.153c-.178 4.102-1.217 7.25-2.473 7.25-1.256 0-2.295-3.148-2.473-7.25h4.946zm0-2.5H9.527C9.705 6.648 10.744 3.5 12 3.5c1.256 0 2.295 3.148 2.473 7.25zm2.499 0h3.942a9.01 9.01 0 00-5.683-7.153c.948 1.765 1.594 4.293 1.741 7.153zm-9.936 0c.147-2.862.793-5.392 1.743-7.156a9.01 9.01 0 00-5.693 7.156h3.95zm0 2.5h-3.95a9.01 9.01 0 005.693 7.157c-.95-1.765-1.596-4.295-1.743-7.157z" fill="currentColor"></path></svg><span class="css-1pu1d3g e10oxksb0">Čeština</span></div></div><div class="css-ms83d e1ysg5on1"><div class="css-e3y8yr e1ysg5on0"><div style="overflow-y:auto" class="css-1vkvfxu eehksor0"><a href="/en/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">English</a><a href="/fr/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Français</a><a href="/pl/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Polski</a><a href="/zh/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">简体中文</a><a href="/zt/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">繁體中文</a><a href="/vi/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Tiếng Việt</a><a href="/ar/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">العربية</a><a href="/ru/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Русский</a><a href="/es/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Español</a><a href="/pt/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Português</a><a href="/it/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Italiano</a><a href="/id/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Bahasa Indonesia</a><a href="/ph/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Filipino</a><a href="/uk/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Українська мова</a><a href="/cs/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Čeština</a><a href="/bg/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Български</a><a href="/ur/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">اردو</a><a href="/lv/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">latviešu valoda</a><a href="/sv/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Svenska</a><a href="/sk/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Slovenčina</a><a href="/da/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Dansk</a><a href="/et/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Eesti</a><a href="/ro/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Română</a><a href="/hu/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Magyar nyelv</a><a href="/bn/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">বাংলা</a><a href="/el/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Ελληνικά</a><a href="/de/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Deutsch (Schweiz)</a><a href="/lt/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Lietuvių</a><a href="/ka/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">ქართული</a><a href="/ja/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">日本語</a><a href="/az-AZ/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Azərbaycan</a><a href="/kk-KZ/articles/what-is-fractional-reserve" style="justify-content:center" class="css-vjbqpm e1pwz8800">Қазақша</a></div></div></div></div></div><div class="css-1ebqknh eehksor2">© 2024 Binance Academy. All Rights Reserved.</div></div><div class="css-12ke8jn"><div class="css-1ihpkod e10oxksb0">Předvolby souborů cookie</div></div></footer></div></div><script id="__APP_DATA" type="application/json" nonce="2052aff0-b366-4585-a663-82feff04048b">{"dynamicIds":["nsO7","aWzz","vTXz","sViW","M5j3","BK7R","gZfF","N/Z2","3yYM","FWhW","LCuF","N7w0","3as9","QUKP","O94r","2srY","kbMF","5vN2","al9N","45FU","Bcqe","0TlG","kWd7","yyBY","Tr4L","eaDp","+plb","tX6g","8lOL","AB+U","Fako","C6y2","Reyh","yhUQ","XaKq","GKJf","8KrK","UqHA","Cffy","HDxn","r4I4","SNTz","yh8G","IdgZ","cgkW","iwpl","mINd","fdP6","2Gaa","oFD3","5vSF","MlRW","tgNr","l7Yh","Yr+x"],"ssr":true,"appState":{"error":{"error":null},"loader":{"dataByRouteId":{"7032":{"locale":"cs","i18n":{"academy-ui":{"Unsubscribe-PlaceHolder":"Zadejte svou e-mailovou adresu","Unsubscribe-Terms-Error-Text":"Souhlasím s podmínkami společnosti Binance","Unsubscribe-Terms-Text":"Přečetl jsem si podmínky použití společnosti Binance a souhlasím s nimi","Unsubscribe-Terms-URLs":"Podmínky použití","VeriCode-error":"Chyba sítě","VeriCode-error2":"Chyba systému","VeriCode-loading":"Nahrává se","VeriCode-refresh":"Zkuste to prosím znovu","VeriCode-try-too-many":"Příliš mnoho pokusů","VeriCode-verify1":"Posunutím dokončete puzzle","VeriCode-verify2":"Bezpečnostní ověření","academy-bnb-chain":"BNB Chain","academy-course-modal-description":"Rozšiřte své znalosti o blockchainu ještě dnes!","academy-course-modal-title":"Kurzy Akademie","academy-course-modal-title-prefix":"Absolvujte","academy-study-week":"Průvodci produkty","article-dialog-promote-1-content":"Využijte své znalosti a otevřete si účet Binance ještě dnes.","article-dialog-promote-1-cta":"Vytvořit účet nyní","article-dialog-promote-1-title":"Vytvořit účet","binance-academy":"Akademie Binance","binance-academy-advanced":"Pokročilý","binance-academy-all":"Vše","binance-academy-all-category":"Všechny kategorie","binance-academy-an-error-occured-try-again":"Došlo k chybě, zkuste to znovu.","binance-academy-answered":"Zodpovězeno","binance-academy-answers":"Odpovědi","binance-academy-apply-filters":"Použít filtry","binance-academy-approximate-block-time":"Přibližná doba tvorby bloku","binance-academy-are-you-new-to-world-of-blockchain-cryptocurrency":"Jste ve světě blockchainu a kryptoměn úplnými nováčky?","binance-academy-article-outline":"Osnova článku","binance-academy-articles":"Články","binance-academy-articles-desc":"Zjistěte vše o blockchainu, kryptoměnách, obchodování a dalších věcech. Začněte tím, že si projdete veškerý obsah Akademie Binance.","binance-academy-ask-academy":"Zeptat se na Akademii","binance-academy-ask-questions-get-answers":"Ptejte se a získávejte odpovědi","binance-academy-ask-us":"Zeptejte se nás","binance-academy-asked-by":"otázku položil(a)","binance-academy-back-to-ask-academy":"Zpět na Zeptat se na Akademii","binance-academy-bcf":"BCF","binance-academy-bcf-menu-outline":"Blockchainová charitativní nadace","binance-academy-beginner":"Začátečník","binance-academy-binance-angel":"Anděl Binance","binance-academy-blockchain":"Blockchain","binance-academy-blockchain-crypto":"Blockchain a kryptoměny","binance-academy-blocks-until-halving":"Bloky do půlení","binance-academy-btc-generated-each-day":"BTC vygenerované každý den","binance-academy-btc-halving":"Půlení Bitcoinu","binance-academy-btc-halving-countdown":"Odpočítávání do půlení bitcoinu","binance-academy-btc-halving-page":"Stránka o půlení Bitcoinu","binance-academy-btc-market-cap-usd":"Tržní kapitalizace BTC (USD)","binance-academy-btc-price":"Cena BTC","binance-academy-cancel":"Zrušit","binance-academy-cant-find-and-ask-your-own":"Nemůžete najít, co hledáte? Zeptejte se sami!","binance-academy-check-desc":"Podívejte se na to, už jsem dokončil(a) {{x}} kurzů v Akademii Binance!","binance-academy-check-out-glossary":"Podívejte se na slovník pojmů","binance-academy-chosse-course-answer-1-desc":"Učte se od odborníků s mnohaletými zkušenostmi.","binance-academy-chosse-course-answer-1-title":"Obsah vedený odborníky","binance-academy-chosse-course-answer-2-desc":"Získejte přístup k široké řadě témat přizpůsobených pro všechny úrovně a cíle – od strategií pro začátečníky po pokročilé obchodní strategie.","binance-academy-chosse-course-answer-2-title":"Komplexní osnova","binance-academy-chosse-course-answer-3-desc":"Zapojte se do interaktivních výukových kurzů a aplikací v reálném světě, abyste rozšířili své vzdělání.","binance-academy-chosse-course-answer-3-title":"Interaktivní vzdělávání","binance-academy-chosse-course-answer-4-desc":"Získejte na své vzdělávací cestě s našimi certifikáty ve formátech PDF a NFT hodnotu a důvěryhodnost.","binance-academy-chosse-course-answer-4-title":"Certifikáty o úspěších","binance-academy-chosse-course-question":"Proč kurzy Akademie Binance?","binance-academy-clear-filters":"Vymazat filtry","binance-academy-clear-search":"Vymazat vyhledávání","binance-academy-company":"Společnost","binance-academy-completed":"Dokončeno","binance-academy-completed-desc":"Dokončil(a) {{username}} dne {{date}}","binance-academy-confirm":"Potvrdit","binance-academy-congratulations":"Už vám chybí jen {{x}} modulů k dokončení vašich studií a získání certifikátu! Jen tak dále!","binance-academy-congratulations-desc":"Pokračovat v kurzu","binance-academy-congratulations-desc-new":"Už vám chybí jen {{x}} modulů k dokončení vašich studií a získání certifikátu! Jen tak dále!","binance-academy-congratulations-new":"Blahopřejeme!","binance-academy-content-request":"Žádost o obsah","binance-academy-continue-course":"{{username}} právě získal(a) certifikát za absolvování tohoto kurzu. Studujme společně!","binance-academy-continue-course-new":"Pokračovat v kurzu","binance-academy-continue-learning":"Pokračovat ve vzdělávání","binance-academy-cookie-preference":"Předvolby souborů cookie","binance-academy-copied":"Zkopírováno!","binance-academy-copy-success":"Úspěšně zkopírováno","binance-academy-copye-link":"Kopírovat odkaz","binance-academy-could-not-find-any-results-but-here-bob-waving":"Nemohli jsme najít žádné výsledky. Ale tady je Bob a mává na vás.","binance-academy-count-results-for-term":"{{count}} výsledků pro „{{term}}“","binance-academy-course":"Kurz","binance-academy-course-all-banner-desc":"Získejte nové znalosti o kryptoměnách prostřednictvím kryptoměnových kurzů Akademie Binance, které můžete dokončit vlastním tempem.","binance-academy-course-all-banner-title":"Kurzy o Webu 3.0 a blockchainu","binance-academy-course-category-academy-course":"Kurzy Akademie","binance-academy-course-category-all-course":"Všechny kurzy","binance-academy-course-category-partner-course":"Partnerské kurzy","binance-academy-course-certificate":"Certifikát","binance-academy-course-certificate-share-poster-desc":"Právě jsem získal(a) certifikát za absolvování tohoto kurzu. Studujme společně!","binance-academy-course-certificate-share-poster-title":"Blahopřejeme! Získali jste úspěšně certifikát. Certifikát můžete zobrazit \u003clink\u003ezde\u003c/link\u003e.","binance-academy-course-claim-reward":"Vyzvednout odměnu","binance-academy-course-claim-reward-inactive-tooltip":"Získejte certifikát za absolvování všech {{num}} kurzů","binance-academy-course-claim-reward-modal-button":"Uplatnit odměnu","binance-academy-course-claim-reward-modal-desc":"Váš certifikát čeká!","binance-academy-course-claim-reward-modal-desc-2":"Uveďte své jméno, abychom mohli vytvořit certifikát. Upozornění: Po odeslání jej nelze změnit.","binance-academy-course-claim-reward-modal-title":"Skvělá práce! Absolvovali jste kurz! Nyní si odemkněte svůj certifikát.","binance-academy-course-claim-reward-modal-title-2":"Skvělá práce, absolvovali jste kurz! Nyní můžete odemknout svůj certifikát.","binance-academy-course-claim-reward-modal-your-name":"Vaše jméno","binance-academy-course-coming-soon":"Již brzy","binance-academy-course-completed-time":"Doba k dokončení","binance-academy-course-diploma-share-poster-desc":"Právě jsem získal(a) certifikát za absolvování tohoto kurzu. Studujme společně!","binance-academy-course-diploma-share-poster-title":"Kurzy Akademie Binance","binance-academy-course-faq":"Časté dotazy","binance-academy-course-finished-cert-desc":"Akreditovaný certifikát, který obdržíte po dokončení","binance-academy-course-first-course-congrats":"Gratulujeme k dokončení tohoto kurzu! Brzy přidáme další kurzy. Očekávejte další informace!","binance-academy-course-further-reading":"Další informace","binance-academy-course-go-to-homepage":"Zpět na hlavní stránku","binance-academy-course-homepage-cta-button":"Zahájit kurz","binance-academy-course-homepage-cta-desc":"Rozšiřte si zdarma znalosti prostřednictvím zábavných a interaktivních kurzů. V rámci Akademie Binance uvádíme nejúplnější vzdělávací kurzy pro začátečníky, středně pokročilé i pokročilé.","binance-academy-course-homepage-cta-duration-desc":"Připojte se k milionům dalších uživatelů a začněte se vzdělávat pomocí špičkových vzdělávacích programů v rámci Akademie Binance","binance-academy-course-homepage-cta-duration-title":"Jednotné výukové centrum","binance-academy-course-homepage-cta-learn-free-desc":"Udělejte si kvízy a získejte odměny.","binance-academy-course-homepage-cta-learn-free-title":"Učte se zdarma","binance-academy-course-homepage-cta-nft-diploma-desc":"Vyzvedněte si certifikát o dokončení výuky","binance-academy-course-homepage-cta-nft-diploma-title":"Obdržet certifikát","binance-academy-course-homepage-cta-title":"Učte se o kryptoměnách a získávejte odměny","binance-academy-course-homepage-cta-win-crypto-desc":"Pozvěte kamarády ke kurzu a získejte šanci na výhru 1 BTC.","binance-academy-course-homepage-cta-win-crypto-title":"Vyhrajte 1 BTC","binance-academy-course-homepage-hero-1":"Bezplatné vzdělávání o kryptoměnách","binance-academy-course-homepage-hero-2":"Učte se. Vydělávejte.","binance-academy-course-homepage-hero-3":"Buďte chytrým investorem.","binance-academy-course-instructor":"Školitel","binance-academy-course-landing-og-desc":"Připojte se k milionům dalších uživatelů a začněte se vzdělávat pomocí špičkových interaktivních vzdělávacích programů v rámci Akademie Binance. Certifikát obdržíte po absolvování kurzů a dokončení kvízů.","binance-academy-course-landing-og-title":"Zúčastněte se kryptoměnových kurzů a osvojte si znalosti o blockchainu | Akademie Binance","binance-academy-course-learn":"Zjistit více","binance-academy-course-learn-now":"Zjistěte více nyní","binance-academy-course-learned":"Naučeno","binance-academy-course-level":"Úroveň dovedností","binance-academy-course-login-alert":"Přihlaste se k účtu Binance, sledujte svůj pokrok a vyzvedněte si certifikát. Pokud nebudete přihlášeni, můžete přijít o pokrok v učení.","binance-academy-course-login-register-modal-button":"Přihlásit se / založit si účet","binance-academy-course-login-register-modal-desc":"Přihlaste se k účtu Binance nebo si jej založte a zapojte se do kurzů.","binance-academy-course-login-register-modal-title":"Neustále se vzdělávejte a vyzvedněte si certifikát","binance-academy-course-minutes":"{{minutes}} min.","binance-academy-course-module-index":"Modul:","binance-academy-course-more-about-course":"Více o tomto kurzu","binance-academy-course-nft-sanction-region-notification":"Certifikát NFT není ve vaší zemi nebo regionu momentálně k dispozici.","binance-academy-course-nth-course":"{{nth}}. kurz:","binance-academy-course-nth-module":"Modul:","binance-academy-course-num-of-course":"Počet kurzů: {{num}}","binance-academy-course-obtain-cert-desc":"Po absolvování kurzu obdrží účastníci certifikát, který obsahuje popis kurzu, podpis a název partnerské instituce. Tento certifikát si můžete prohlédnout a stáhnout z řídicího panelu studenta.","binance-academy-course-obtain-cert-title":"Získejte odborný certifikát","binance-academy-course-obtain-syllabus":"Program kurzu","binance-academy-course-offerd-by":"Nabídl(a)","binance-academy-course-other-courses":"Jiné kurzy","binance-academy-course-overview":"Přehled","binance-academy-course-paid-course":"Placený kurz","binance-academy-course-payment-button":"Zaregistrujte se nyní za {{dollar}} $","binance-academy-course-payment-failed":"Platba se nezdařila","binance-academy-course-payment-successful":"Úspěšně jste si zakoupili tento* kurz.","binance-academy-course-quiz":"Kvíz","binance-academy-course-quiz-next":"Další","binance-academy-course-quiz-next-course":"Další kurz","binance-academy-course-quiz-next-module":"Další modul","binance-academy-course-quiz-submit":"Odeslat","binance-academy-course-quiz-try-again":"Zkusit znovu","binance-academy-course-rewarded":"Odměna","binance-academy-course-share-nft-desc":"Blahopřejeme! Získali jste úspěšně NFT. Nyní si můžete NFT zobrazit na platformě \u003cnft-link\u003eBinance NFT\u003c/nft-link\u003e.","binance-academy-course-share-with-friends":"Sdílet s kamarády","binance-academy-course-skill-level-advanced":"Pokročilý","binance-academy-course-skill-level-beginner":"Začátečník","binance-academy-course-skill-level-intermediate":"Středně pokročilý","binance-academy-course-start-learning":"Zahájit kurz","binance-academy-course-start-to-learn":"Začněte se vzdělávat","binance-academy-course-university-logo-title1":"Naši","binance-academy-course-university-logo-title2":"partneři","binance-academy-course-unlock-module-tip":"Chcete-li odemknout tento modul a získávat odměny, nejprve dokončete modul č. 1 a přihlaste se k účtu Binance.","binance-academy-course-verification-modal-desc":"O certifikát můžete požádat, jakmile na platformě Binance provedete ověření totožnosti.","binance-academy-course-verification-modal-title":"Skvělá práce! Absolvovali jste kurz! Nyní si odemkněte svůj certifikát.","binance-academy-course-video":"Videa","binance-academy-course-view-certificate":"Zobrazit certifikát","binance-academy-course-view-my-nft":"Zobrazit můj NFT","binance-academy-courses":"Kurzy","binance-academy-crypto-blockchain-education":"Vzdělávání v oblasti kryptoměn a blockchainu","binance-academy-current-block-height":"Aktuální výška bloku","binance-academy-days":"Dnů","binance-academy-detailed-datesheet":"Podrobný informativní přehled","binance-academy-difficulty":"Obtížnost","binance-academy-disclaimer-label":"Vyloučení odpovědnosti","binance-academy-discover":"Zjistit","binance-academy-enter-your-email-address":"Zadejte svou e-mailovou adresu","binance-academy-error-already-redeemed":"Odměnu jste již uplatnili. Zkontrolujte prosím stav odměny v historii odměn.","binance-academy-error-claim-without-identity-verification":"Chcete-li si vyzvednout odměnu, musíte nejprve provést ověření identity.","binance-academy-error-high-traffic":"V současné době zaznamenáváme neobvykle vysoké zatížení. Zkuste to znovu později.","binance-academy-error-region-not-available":"Tento kurz není ve vašem regionu k dispozici, zkuste prosím jiné kurzy.","binance-academy-error-rewards-all-redeemded":"Všechny odměny byly vyplaceny.","binance-academy-error-risk-assessment":"Je možné, že nesplňujete pravidla pro tuto propagační akci, protože váš účet neprošel hodnocením rizik.","binance-academy-error-sub-account":"Je možné, že nesplňujete pravidla pro tuto propagační akci, protože váš účet je podúčtem.","binance-academy-error-system-busy":"Systém je zaneprázdněný, zkuste to znovu později.","binance-academy-essentials":"Základy","binance-academy-exchange":"Burza","binance-academy-exchange-menu-outline":"Blockchain a kryptoměnová burza","binance-academy-explore-all-our-content":"Prozkoumejte veškerý náš obsah","binance-academy-explore-our-content":"Prozkoumejte náš obsah","binance-academy-featured":"Představujeme","binance-academy-feedback":"Zpětná vazba","binance-academy-field-cant-be-edited-afterwards":"{{field}} nelze později upravovat","binance-academy-field-should-be-num-chars":"{{field}} by mělo mít alespoň {{num}} znaků","binance-academy-find-out-why-btc-slahsed-on-halving-page":"Každé čtyři roky se bitcoinové odměny snižují na polovinu. Proč tomu tak je, se dozvíte na stránce o Půlení.","binance-academy-full-definition":"Úplná definice","binance-academy-get-latest-crypto-drop-to-your-email-every-week":"Získejte každý týden nejnovější informace o kryptoměnách do svého e-mailu.","binance-academy-get-started-here":"Začít zde","binance-academy-glossaries":"Glosáře","binance-academy-glossaries-menu-outline":"Zobrazit všechny slovníčky z oblasti kryptoměn","binance-academy-glossary":"Glosář","binance-academy-glossary-desc":"Blockchainový a kryptoměnový slovník Akademie Binance je autoritativním zdrojem terminologie a definic ze světa blockchainu a kryptoměn.","binance-academy-glossary-quiz":"Glosářový kvíz","binance-academy-go-to-course":"Přejít ke kurzům","binance-academy-guides":"Průvodci","binance-academy-halving-desc":"K půlení bitcoinových odměn za blok dochází v průměru jednou za 4 roky, zjistěte, jaký význam má půlení bitcoinů a kdy dojde k dalšímu.","binance-academy-have-question-your-own":"Máte nějakou svou otázku?","binance-academy-hide-filters":"Skrýt filtry","binance-academy-home":"Domů","binance-academy-hours":"{{x}} hodin","binance-academy-i-completed-desc":"Nyní jste dokončili všechny kurzy a získali certifikát za absolvování kurzu.","binance-academy-in-process":"Probíhá","binance-academy-intermediate":"Středně pokročilý","binance-academy-japan-disclaimer":"Stránky, na které budete přesměrováni, neprovozuje společnost Binance Japan. Společnost Binance Japan nenese odpovědnost za informace, služby apod. související s těmito stránkami. Musíte se řídit podmínkami platnými na těchto stránkách. Stránky byly vytvořeny pouze pro informativní účely a nejsou určeny jako výzva k investování.","binance-academy-just-signal":"Žádný šum. Jen signál.","binance-academy-keep-an-eye-on-btc":"Sledujte Bitcoin","binance-academy-labs":"Labs","binance-academy-labs-menu-outline":"Inkubátor pro přední blockchainové projekty","binance-academy-latest-content-question":"nejnovější obsah?","binance-academy-latest-questions":"Nejnovější otázky","binance-academy-latest-releases":"Nejnovější články","binance-academy-launchpad":"LaunchPad","binance-academy-launchpad-menu-outline":"Platforma pro spouštění tokenů","binance-academy-layout":"Rozložení","binance-academy-learn-all-about":"Dozvědět se vše o","binance-academy-learn-all-blockchain-cryptocurrency":"Zjistěte vše o blockchainu a kryptoměnách","binance-academy-learn-and-earn-all":"Vše","binance-academy-learn-and-earn-disclaimer-part-1":"Vyloučení odpovědnosti a upozornění na rizika: Tento obsah je vám předkládán ve stavu, v jakém je, pouze pro obecné informační a vzdělávací účely, bez jakéhokoli prohlášení nebo záruky. Neměl by být chápán jako finanční poradenství, ani nemá za cíl doporučovat nákup jakéhokoli konkrétního produktu nebo služby. Další podrobnosti naleznete v našem úplném \u003chere-link\u003eprohlášení o vyloučení odpovědnosti\u003c/here-link\u003e.","binance-academy-learn-and-earn-disclaimer-part-2":"Ceny digitálních aktiv mohou být volatilní. Hodnota vaší investice se může snížit i zvýšit a investovaná částka se vám nemusí vrátit. Za svá investiční rozhodnutí nesete výhradní odpovědnost Vy sami a Akademie Binance nenese odpovědnost za žádné ztráty, které Vám mohou vzniknout. Nejedná se o finanční poradenství. Další informace naleznete v našich \u003cterm-link\u003ePodmínkách použití\u003c/term-link\u003e a \u003crisk-link\u003eUpozornění na rizika\u003c/risk-link\u003e.","binance-academy-learn-and-earn-ended":"Ukončené aktivity","binance-academy-learn-and-earn-ongoing":"Probíhající aktivity","binance-academy-learn-test-your-knowledge-with-quizzes":"Učte se a zároveň si ověřte své znalosti pomocí řady kvízů.","binance-academy-linkin-add-to-profile":"Přidat do profilu","binance-academy-live-card-body":"Sledujte Akademie AMA, rozhovory a online kurzy v Binance Live","binance-academy-live-card-cta":"Podívejte se na živý kanál Akademie Binance","binance-academy-live-card-title":"Máte zájem o další výukové materiály?","binance-academy-loading":"Nahrává se","binance-academy-login":"Přihlásit se","binance-academy-login-register-post-new-answer":"Pro vložení nové odpovědi se přihlaste nebo zaregistrujte","binance-academy-lost-in-all-crypto-slang":"Ztrácíte se ve všem tom kryptoměnovém slangu?","binance-academy-mins":"{{x}} min.","binance-academy-minutes":"Minut","binance-academy-my-course":"Moje kurzy","binance-academy-network-error":"Důvod: Chyba sítě","binance-academy-new":"Nové","binance-academy-next-module":"Další modul","binance-academy-nft-cert-desc1":"Po absolvování obdrží účastníci certifikát NFT.","binance-academy-nft-cert-desc2":"Váš certifikát NFT se zobrazí na vašem účtu Binance do 14 dnů od dokončení všech požadovaných úkolů v rámci kurzu. Své certifikáty NFT si můžete zobrazit pod položkami [Binance NFT] – [Profil] – [Shromážděné NFT].","binance-academy-nft-cert-desc3":"Poznámka: Certifikáty NFT nejsou v některých regionech k dispozici a nejsou převoditelné ani obchodovatelné.","binance-academy-nft-cert-title":"Po dokončení kurzu získáte NFT certifikát.","binance-academy-no-answers-found":"Nebyly nalezeny žádné odpovědi","binance-academy-no-articles-found":"Nebyly nalezeny žádné články","binance-academy-no-idea-you-just-scrolled":"Nerozumíte tomu, co jste si právě prohlédli?","binance-academy-no-results-found":"Nenalezeny žádné výsledky","binance-academy-no-topics-found-for-search-term":"Pro tento hledaný termín nebyla nalezena žádná témata","binance-academy-no-worry-our-guide-get-you-up-to-speed":"Bez obav. Náš jednoduchý průvodce pro začátečníky vás dostane do obrazu.","binance-academy-num-of-our-terms-glossary-how-many-do-you-know":"To je počet termínů v našem slovníku. Kolik jich znáte?","binance-academy-ok":"Ok","binance-academy-one-stop-guide-to-all-crypto-things":"Váš komplexní průvodce všemi kryptoměnami. Ať už jste nováček, který se snaží porozumět těžbě, nebo veterán, který se snaží rozvíjet svou obchodní strategii, s námi to zvládnete.","binance-academy-open":"Otevřít","binance-academy-overview-cert-nft-desc":"Po absolvování této učební skupiny obdrží účastníci certifikát NFT.","binance-academy-overview-cert-nft-title":"Získat certifikát NFT","binance-academy-overview-cert-pdf-and-nft-desc":"Po absolvování každého kurzu obdrží účastníci certifikát NFT a PDF.","binance-academy-overview-cert-pdf-and-nft-title":"Získat NFT a PDF certifikáty","binance-academy-overview-cert-pdf-desc":"Po absolvování této učební skupiny obdrží účastníci certifikát ve formátu PDF s názvem partnerské instituce.","binance-academy-overview-cert-pdf-title":"Získat certifikát ve formátu PDF","binance-academy-paied-course-not-login-btn":"Přihlásit se","binance-academy-paied-course-not-login-text":"„Ale ne! Vypadá to, že nejste přihlášeni. Nemůžete tedy zobrazit obsah tohoto kurzu. Chcete-li k němu získat přístup, přihlaste se. Za okamžik budete přesměrováni zpět na cílovou stránku. Děkujeme za pochopení.“","binance-academy-pdf-and-nft-cert-desc1":"Po absolvování každého kurzu obdrží účastníci certifikát NFT a PDF. To znamená, že v kurzu pro středně pokročilé je k dispozici až 6 certifikátů NFT a PDF.","binance-academy-pdf-and-nft-cert-title":"Po dokončení kurzu můžete získat až 6 NFT a PDF certifikátů.","binance-academy-pdf-cert-desc1":"Po absolvování obdrží účastníci certifikát ve formátu PDF.","binance-academy-pdf-cert-desc2":"Své certifikáty ve formátu PDF si můžete prohlédnout na stránce [Můj kurz] pod svým osobním avatarem - [Dokončeno].","binance-academy-pdf-cert-desc3":"Po absolvování obdrží účastníci certifikát akreditovaný univerzitou, který obsahuje název partnerské instituce.","binance-academy-pdf-cert-title":"Po dokončení kurzu získáte certifikát ve formátu PDF.","binance-academy-percentage-btc-mined":"Procento vytěžených BTC","binance-academy-popular-articles":"Oblíbené články","binance-academy-popular-topics":"Populární témata","binance-academy-post-answer":"Odeslat odpověď","binance-academy-post-question":"Položit dotaz","binance-academy-privacy-policy":"Zásady ochrany osobních údajů","binance-academy-products":"Produkty","binance-academy-published":"Zveřejněno","binance-academy-question-create-failed":"Nepodařilo se vytvořit otázku","binance-academy-question-created":"Otázka byla úspěšně vytvořena","binance-academy-question-update-failed":"Nepodařilo se aktualizovat otázku","binance-academy-question-updated":"Otázka byla úspěšně aktualizována","binance-academy-questions-desc":"Nejlepší místo, kde získáte odpovědi na své otázky týkající se kryptoměn a blockchainu. Kryptoměny nemusí být matoucí. Zapojte se a začněte se učit ještě dnes!","binance-academy-quiz":"Kvíz","binance-academy-quiz-finished-text":"Gratulujeme! Úspěšně jste prošli tímto kvízovým kurzem!","binance-academy-quizzes":"Kvízy","binance-academy-quizzes-desc":"Chcete otestovat své znalosti? Podívejte se na kvízy Akademie Binance a vyzkoušejte si, kolik jste se naučili o blockchainu, kryptoměnách, bezpečnosti a ekonomice.","binance-academy-reading-time":"Doba čtení","binance-academy-refresh":"Obnovit","binance-academy-register":"Zaregistrovat se","binance-academy-related-articles":"Související články","binance-academy-related-glossaries":"Související glosáře","binance-academy-research":"Průzkum","binance-academy-research-menu-outline":"Analýzy a zprávy institucionální úrovně","binance-academy-retake-quiz":"Opakovat kvíz","binance-academy-search":"Vyhledat","binance-academy-search-answers-questions-keywords":"Vyhledávání odpovědí, otázek, klíčových slov","binance-academy-search-glossary":"Vyhledat v glosáři","binance-academy-search-terms-here":"Termíny vyhledávejte zde","binance-academy-seconds":"Vteřin","binance-academy-see-all":"Zobrazit vše","binance-academy-see-all-blockchain-content":"Zobrazit veškerý obsah k blockchainu","binance-academy-see-all-essentials-content":"Zobrazit veškerý základní obsah","binance-academy-see-all-latest-releases":"Zobrazit všechny nejnovější články","binance-academy-see-all-menu-outline":"Zobrazit všechny tematické články","binance-academy-see-all-results-for-term":"Zobrazit všech {{total}} výsl. pro „{{term}}“","binance-academy-see-all-title":"Zobrazit vše {{title}}","binance-academy-see-all-trading-content":"Zobrazit veškerý obsah o obchodování","binance-academy-see-more-about-this-topic":"Další obsah k tomuto tématu","binance-academy-sell-all-title":"Zobrazit vše {{title}}","binance-academy-share":"Sdílet","binance-academy-share-posts":"Sdílet příspěvky","binance-academy-show-filters":"Zobrazit filtry","binance-academy-show-off-your-crypto-knowledge":"Předveďte své znalosti o kryptoměnách","binance-academy-solved":"Vyřešeno","binance-academy-specialization-course":"Specializační kurz","binance-academy-square-top-creator":"Nejlepší tvůrce na Binance Square","binance-academy-start-here":"Začít zde","binance-academy-start-to-learn":"Zahájit kurz","binance-academy-students-content":"Vzdělávání studentů","binance-academy-students-content1":"Skutečně oceňuji způsob, jakým se kurz podrobně zabýval blockchainovou technologií. Školitelé profesor Dr. Jakub Jedlinský a Kareem Abdallah poskytli své odborné znalosti a obohacující perspektivy.","binance-academy-students-content2":"Pomůže začátečníkům zorientovat se ohledně Webu 3.0, základů blockchainových technologií a dalších témat. \n\nSkutečně oceňuji již druhý certifikát Akademie od EBU.","binance-academy-students-content3":"Většina kurzů o blockchainu je nudných, ale tento byl opravdu zábavný. \n\nZabýval se podrobně P2P sítěmi a kvízy mu dodávaly herní pocit, což mě motivovalo k soustředění.","binance-academy-students-content4":"Kurz od VŠE mně pomohl rozšířit si znalosti. Těším se, až se s ostatními podělím o nové poznatky. Potěšilo mě, že autoři kurzů vysvětlovali nové pojmy pomocí známých přirovnání.","binance-academy-students-content5":"Dr. Schmalbach má bohaté zkušenosti s blockchainovými technologiemi a jejich široké znalosti. \n\nPoslouchat jeho přednášky byla radost. Dokáže jasně a srozumitelně vysvětlit i složité koncepty.","binance-academy-study-together":"{{username}} právě získal(a) certifikát za absolvování tohoto kurzu. Studujme společně!","binance-academy-study-week":"Průvodci produkty","binance-academy-submit-guidelines":"Pokyny pro podávání žádostí","binance-academy-subscribe":"Upsat","binance-academy-take-a-crypto-quiz":"Vyplnit kryptoměnový kvíz","binance-academy-take-closer-look-at-our-blockchain-crypto-glossary":"Podívejte se blíže na náš slovníček pojmů z oblasti blockchainu a kryptoměn.","binance-academy-take-quiz":"Zahájit kvíz","binance-academy-terms-cons":"Všeobecné podmínky","binance-academy-the-words-of-crypto":"Slova kryptoměn","binance-academy-theme":"Téma","binance-academy-time-to-understand-the-language":"Čas na pochopení jazyka","binance-academy-title":"Název","binance-academy-toc":"Obsah","binance-academy-topbar-button-content":"Vydělávat nyní","binance-academy-topbar-content":"Objevte projekty a získejte kryptoměny zdarma s akcí Učte se a vydělávejte na Binance!","binance-academy-topics":"Téma","binance-academy-topics-at-academy":"Témata v Akademii","binance-academy-total-btc-in-circulation":"Celkový objem BTC v oběhu","binance-academy-total-btc-to-ever-be-produced":"Celkový objem BTC, který bude kdy vytvořen","binance-academy-trading":"Obchodování","binance-academy-trans-guidelines":"Pokyny pro překlady","binance-academy-trending":"Populární","binance-academy-trust-wallet":"Trust Wallet","binance-academy-trust-wallet-menu-outline":"Oficiální kryptoměnová peněženka platformy Binance","binance-academy-try-again":"Zkusit znovu","binance-academy-try-out-academy-quizzes":"Vyzkoušejte si kvízy z Akademie!","binance-academy-university-course":"Univerzitní kurz","binance-academy-up-for-adventure":"Máte chuť na dobrodružství?","binance-academy-update-question":"Aktualizace otázky","binance-academy-updated":"Aktualizováno","binance-academy-verify-now":"Ověřit nyní","binance-academy-we-are-working-on-more-quizzes":"Pracujeme na přípravě dalších kvízů.","binance-academy-while-wait-why-not-checkout-our":"Během čekání se můžete podívat na náš","binance-academy-you-completed-desc":"Nyní jste dokončili všechny moduly v tomto kurzu a získali jste certifikát za absolvování kurzu. Sdílejte ho s přáteli! \u003chyperlink\u003eZobrazit certifikát:\u003c/hyperlink\u003e","binance-academy-you-have-questions-we-have-answers":"Vy máte otázky. My máme odpovědi.","binance_academy_disclaimer":"Obchodování s kryptoměnami s sebou nese vysoké tržní riziko. Obchodujte prosím obezřetně. Za své obchodní ztráty nesete výhradní odpovědnost. Binance se snaží spolupracovat s kvalitními projekty, to by však nemělo být pokládáno finanční poradenství. Před uskutečněním jakýchkoli obchodů si prosím udělejte vlastní průzkum.","binance_academy_most_viewed":"Nejčastěji prohlížené","binance_academy_recently_published":"Nedávno publikované","binance_academy_recently_updated":"Nedávno aktualizované","course-banner-text":"Učte se o kryptoměnách a získávejte odměny","course-blank-tips":"Své dokončené kurzy naleznete zde.","course-button-continue-learning":"Pokračovat ve vzdělávání","course-button-start-learning":"Začít se učit","course-profile-accomplishments":"{{name}} – úspěchy","course-profile-course-completed":"Dokončené kurzy","course-profile-view-card-description":"Dokončil(a) {{name}} dne {{time}}","course-profile-view-nft-certificate":"Zobrazit NFT odměnu","course-share-popup-description":"Právě jsem získal(a) certifikát za absolvování tohoto kurzu. Studujme společně!","course-share-popup-title":"Kurzy Akademie Binance","course-tabs-all-courses":"Všechny kurzy","course-tabs-completed":"Dokončeno","course-tabs-in-progress":"V běhu","learn-and-earn-active-popup-default-content":"Zaregistrujte se na Binance, proveďte ověření totožnosti a požádejte o odměnu","learn-and-earn-active-popup-default-cta-button":"Uplatnit nyní","learn-and-earn-active-popup-default-disclaimer":"Platí pouze pro nové uživatele Binance. Další informace naleznete v {{terms}}.","learn-and-earn-active-popup-default-step1":"Zaregistrovat se na Binance","learn-and-earn-active-popup-default-step2":"Proveďte ověření totožnosti do {{duration}}","learn-and-earn-active-popup-default-step3":"Uplatněte svou odměnu","learn-and-earn-active-popup-default-steps-caption":"Uplatněte svou odměnu ve 3 jednoduchých krocích","learn-and-earn-active-popup-default-title":"Požádejte o bezplatnou odměnu {{income}} {{asset}} ještě dnes","learn-and-earn-active-popup-expired-content":"Objevte další propagační akce v aplikaci Binance ještě dnes","learn-and-earn-active-popup-expired-cta-button":"Stáhnout aplikaci Binance","learn-and-earn-active-popup-expired-title":"Vaše odměna vypršela","learn-and-earn-active-popup-kyc-refused-content":"Dokončete ověření totožnosti a požádejte o odměnu","learn-and-earn-active-popup-kyc-refused-countdown":"Ověření totožnosti se nezdařilo. Znovu do {{countdown}} odešlete žádost a požádejte o odměnu","learn-and-earn-active-popup-kyc-refused-cta-button":"Znovu odešlete ověření","learn-and-earn-active-popup-kyc-refused-step2":"Ověření totožnosti se nezdařilo. Odešlete žádost znovu","learn-and-earn-active-popup-kyc-refused-title":"Stále to ještě můžete zvládnout","learn-and-earn-active-popup-kyc-required-content":"Děkujeme vám za registraci na Binance","learn-and-earn-active-popup-kyc-required-countdown":"Dokončete ověření totožnosti do {{countdown}} a požádejte o odměnu","learn-and-earn-active-popup-kyc-required-cta-button":"Ověřit nyní","learn-and-earn-active-popup-kyc-required-step2":"Proveďte ověření totožnosti","learn-and-earn-active-popup-kyc-required-title":"Odměna na vás již čeká","learn-and-earn-active-popup-kyc-review-content":"Odměnu obdržíte po dokončení ověření totožnosti","learn-and-earn-active-popup-kyc-review-cta-button":"Zkontrolovat stav ověření","learn-and-earn-active-popup-kyc-review-step2":"Probíhá ověřování totožnosti","learn-and-earn-active-popup-kyc-review-title":"Vaše bezplatná odměna {{income}} {{asset}} je téměř připravena","learn-and-earn-active-popup-registered-disclaimer":"Další informace naleznete v {{terms}}.","learn-and-earn-active-popup-risk-passed-content":"Blahopřejeme! Vaše odměna byla připsána na váš účet. Chcete-li odměnu ve formě poukazu na token uplatnit, přihlaste se k účtu a přejděte do Centra odměn.","learn-and-earn-active-popup-risk-passed-cta-button":"Uplatněte svou odměnu","learn-and-earn-active-popup-risk-passed-title":"Vaše bezplatná odměna {{income}} {{asset}} je připravena","learn-and-earn-active-popup-risk-review-content":"Svou odměnu můžete uplatnit již brzy. Stáhněte si nyní aplikaci Binance a během čekání objevte další propagační akce.","learn-and-earn-active-popup-risk-review-cta-button":"Stáhněte si aplikaci Binance","learn-and-earn-active-popup-risk-review-title":"Vaše odměna je téměř připravena","learn-and-earn-active-popup-risk-suspended-content":"S vaším účtem není něco v pořádku. Stáhněte si aplikaci Binance a získejte více informací","learn-and-earn-active-popup-risk-suspended-cta-button":"Stáhněte si aplikaci Binance","learn-and-earn-active-popup-risk-suspended-title":"Na odměnu nemáte nárok","learn-and-earn-course-eligible-notification-text":"Odměna za tento kurz není ve vaší zemi nebo oblasti k dispozici.","learn-and-earn-course-not-rewarded":"Vydělávejte {{rewards}}","learn-and-earn-course-quiz-button":"Spustit kvíz","learn-and-earn-course-quiz-button-tip":"Nejprve musíte dokončit celý kurz.","learn-and-earn-course-quiz-button-tip-before-kyc":"Pro spuštění kvízu dokončete všechny kurzy a ověřte svůj účet.","learn-and-earn-course-reward-all-redeemed":"Všechny odměny vyplaceny, zůstaňte s námi!","learn-and-earn-course-rewarded":"Udělena odměna {{rewards}}","learn-and-earn-course-staking-not-rewarded":"Získejte celkovou odměnu {{rewards}} za stakování","learn-and-earn-course-staking-reward-apy":"APR","learn-and-earn-course-staking-reward-daily-amount":"Odhad. úrok","learn-and-earn-course-staking-reward-daily-suffix":"/ den","learn-and-earn-course-staking-reward-duration":"Doba trvání","learn-and-earn-course-staking-reward-principal":"Jistina","learn-and-earn-course-staking-reward-tip":"Lze získat jistinu a denní příjem","learn-and-earn-course-staking-rewarded":"Celkové odměny za stakování: {{rewards}}","learn-and-earn-entry-cta-button":"Začít","learn-and-earn-entry-desc":"Rozšiřujte své znalosti o blockchainu, vyplňte kvízy a získávejte kryptoměny zdarma.","learn-and-earn-entry-title":"Vydělávejte kryptoměny učením se o blockchainu","learn-and-earn-floating-button":"Učte se a získejte bezplatnou odměnu {{income}} {{asset}}","learn-and-earn-floating-button-expired":"Vašich {{income}} {{asset}} vypršelo","learn-and-earn-floating-button-kyc-refused":"Čeká na vás bezplatná odměna ve výši {{income}} {{asset}}","learn-and-earn-floating-button-kyc-required":"Požádejte o bezplatnou odměnu {{income}} {{asset}} ještě dnes","learn-and-earn-floating-button-kyc-review":"Vaše bezplatná odměna {{income}} {{asset}} je téměř připravena","learn-and-earn-floating-button-qualified":"Uplatněte bezplatnou odměnu {{income}} {{asset}} ","learn-and-earn-floating-button-risk-passed":"Vaše bezplatná odměna {{income}} {{asset}} je připravena","learn-and-earn-floating-button-risk-review":"Vaše bezplatná odměna {{income}} {{asset}} je téměř připravena","learn-and-earn-floating-button-risk-suspended":"Je nám líto, ale na odměnu nemáte nárok","learn-and-earn-kyc-notification-text":"Kvíz se na konci tohoto kurzu nezobrazí, protože odměna není pro uživatele ve vaší zemi/oblasti k dispozici.","learn-and-earn-landing-course-cta-button":"Začněte se učit","learn-and-earn-landing-desc":"Rozšiřujte své znalosti o blockchainu, vyplňte kvízy a získávejte kryptoměny zdarma.","learn-and-earn-landing-disclaimer":"Vyloučení odpovědnosti: Chcete-li zjistit, zda splňujete pravidla pro tuto propagační akci, přihlaste se k účtu.","learn-and-earn-landing-history-button":"Historie odměn","learn-and-earn-landing-kyc-notification-cta-button":"Ověřit nyní \u003e","learn-and-earn-landing-kyc-notification-text":"Chcete-li si vyzvednout odměnu, musíte nejprve provést osobní ověření.","learn-and-earn-landing-risk-control-notification-cta-button":"Více informací \u003e","learn-and-earn-landing-risk-control-notification-text":"Je možné, že nesplňujete pravidla pro tuto propagační akci, protože vyhodnocení rizik ohledně vašeho účtu nebylo úspěšné.","learn-and-earn-landing-rules-button":"Pravidla pro aktivitu","learn-and-earn-landing-seo-desc":"Získejte znalosti zábavným a bezpečným způsobem díky přední světové platformě pro vzdělávání v oblasti kryptoměn.","learn-and-earn-landing-seo-title":"Vydělávejte kryptoměny učením se o blockchainu","learn-and-earn-landing-title":"Vydělávejte kryptoměny zdarma prostřednictvím učení","learn-and-earn-login-and-need-kyc-after":"Tento kvíz a odměna jsou určeny pouze pro nové uživatele s ověřením KYC.","learn-and-earn-login-and-need-kyc-before":"Tento kvíz a odměna jsou určeny pouze pro stávající uživatele s ověřením KYC.","learn-and-earn-login-and-need-register-after":"Tento kvíz a odměna jsou určeny pouze pro nové uživatele.","learn-and-earn-login-and-need-register-before":"Tento kvíz a odměna jsou určeny pouze pro stávající uživatele.","learn-and-earn-login-and-not-available-country":"Tento kvíz a odměna nejsou k dispozici ve vaší zemi.","learn-and-earn-login-and-staking-reward-not-compliance":"Nesplňujete pravidla pro tuto propagační akci.","learn-and-earn-no-login-no-permission":"Přihlaste se a zkontrolujte, zda splňujete pravidla.","learn-and-earn-not-qualified-dialog-button":"Rozumím","learn-and-earn-not-qualified-dialog-content":"Na Binance jste již zaregistrován/a. Tato akce se vztahuje pouze na nové uživatele.","learn-and-earn-not-qualified-dialog-title":"Je nám líto","learn-and-earn-passive-popup-button":"Uplatnit nyní","learn-and-earn-passive-popup-content":"Zaregistrujte se na Binance, proveďte ověření totožnosti do {{duration}} a požádejte o odměnu","learn-and-earn-passive-popup-disclaimer":"Platí pouze pro nové uživatele Binance. Další informace naleznete v {{terms}}.","learn-and-earn-passive-popup-heading":"{{income}} {{asset}}","learn-and-earn-passive-popup-terms":"Podmínky použití","learn-and-earn-passive-popup-title":"Požádejte o bezplatnou odměnu {{income}} {{asset}} ještě dnes","learn-and-earn-quiz-back-dialog-cancel":"Zrušit","learn-and-earn-quiz-back-dialog-confirm":"Potvrdit","learn-and-earn-quiz-back-dialog-content":"Váš postup v kvízu bude ztracen.","learn-and-earn-quiz-back-dialog-title":"Ukončit kvíz?","learn-and-earn-quiz-back-title":"Podrobnosti o kurzu","learn-and-earn-quiz-completed":"Kvíz dokončen","learn-and-earn-quiz-completed-cta-button":"Sdílet","learn-and-earn-quiz-completed-desc":"Děkujeme vám za účast. Výsledky vyhodnotíme a oznámíme na stránce Historie odměn. Na stránku se můžete podívat o {{hours}} hodin později. Další podmínky naleznete \u003chere-link\u003ezde\u003c/here-link\u003e.","learn-and-earn-quiz-completed-desc-1":"Blahopřejeme! Vaše odměna se zpracovává, stav můžete zkontrolovat v historii odměn.","learn-and-earn-quiz-completed-desc-2":"Nebo si své odměny můžete zkontrolovat v Centru odměn do {{hours}} hodin.","learn-and-earn-quiz-completed-staking-desc-1":"Blahopřejeme! Vaše odměna se zpracovává, stav můžete zkontrolovat v historii odměn.","learn-and-earn-quiz-completed-staking-desc-2":"Anebo si své odměny si můžete zkontrolovat v produktech Earn do {{hours}} hodin.","learn-and-earn-quiz-earn-center-link":"Centrum Earn","learn-and-earn-quiz-incomplete":"Kvíz byl neúspěšný","learn-and-earn-quiz-incomplete-cta-button":"Opakovat kvíz","learn-and-earn-quiz-incomplete-desc":"Chcete-li odemknout odměny za tento kurz, musíte správně odpovědět na všechny otázky. Zkuste to znovu.","learn-and-earn-quiz-muti":"(Vyberte vše, co platí)","learn-and-earn-quiz-next-question":"Další otázka","learn-and-earn-quiz-question":"Otázka","learn-and-earn-quiz-result-all-redeemed-desc":"Podívejte se na další kurzy, kde najdete dostupné odměny.","learn-and-earn-quiz-result-all-redeemed-title":"Všechny odměny byly vyplaceny","learn-and-earn-quiz-reward-center-link":"Centrum odměn","learn-and-earn-quiz-share-staking-subtitle":"Absolvováním tohoto kurzu jsem získal(a) celkovou odměnu {{reward}} za stakování s APR {{apy}}! Získejte tu svou nyní!","learn-and-earn-quiz-share-subtitle":"Absolvováním tohoto kurzu jsem získal/a {{amount}}. Vydělávejme společně!","learn-and-earn-quiz-share-subtitle2":"Dokončením tohoto kurzu jsem získal {{amount}} a {{total}} dalších odměn. Vydělávejme společně!","learn-and-earn-quiz-share-title":"Učte se a vydělávejte na Binance","learn-and-earn-quiz-single":"(Vyberte nejlepší odpověď)","learn-and-earn-quiz-submit":"Odeslat","learn-and-earn-quiz-view-courses-link":"Zobrazit další kurzy","learn-and-earn-quiz-viewResult":"Zobrazit výsledky","learn-and-earn-restricted-region-cta":"Zobrazit kurzy","learn-and-earn-restricted-region-desc":"Tento kurz není ve vašem regionu k dispozici, zkuste prosím jiné kurzy.","learn-and-earn-reward-empty":"Výchozí: pokud Odměna jinak prázdné","learn-and-earn-reward-history-button":"Začněte se učit","learn-and-earn-reward-history-method-cash-voucher":"Poukaz na hotovost","learn-and-earn-reward-history-method-crypto":"Kryptoměna","learn-and-earn-reward-history-method-locked-staking":"Termínované stakování","learn-and-earn-reward-history-nodata":"Žádné údaje","learn-and-earn-reward-history-notEligible":"Nesplňujete podmínky","learn-and-earn-reward-history-processing":"Zpracovává se","learn-and-earn-reward-history-processing-tips":"Výsledky kampaně jsou v současné době přezkoumávány. K dispozici budou o {{hours}} hodin později. Další podmínky naleznete \u003chere-link\u003ezde\u003c/here-link\u003e.","learn-and-earn-reward-history-th1":"Název kurzu","learn-and-earn-reward-history-th2":"Odměna","learn-and-earn-reward-history-th3":"Typ odměny","learn-and-earn-reward-history-th4":"Datum udělení odměny","learn-and-earn-reward-history-tips":"Odměny nelze rozdělit z důvodů kontroly rizik.","learn-and-earn-reward-history-title":"Historie odměn","learn-and-earn-risk-control-notification-btn":"Odvolat se","learn-and-earn-risk-control-notification-text":"Protože jste porušili podmínky používání služeb Binance, nemůžete se zúčastnit kvízu ani získat odměny.","learn-and-earn-sub-account-limitation":"Podúčty nejsou způsobilé k účasti ani k získání odměn.","learn-and-earn-subaccount-notification-text":"Kvíz se na konci nezobrazí, protože se přihlašujete pomocí podúčtu","learn-and-earn-tag-text-ended":"Ukončené","learn-and-earn-tag-text-ongoing":"Probíhající","learn-and-earn-taken-course-before":"Tento kurz jste již absolvovali, prozkoumejte další kurzy.","learn-and-earn-title":"Učte se a vydělávejte","learn-and-earn-view-other-course":"Zobrazit další kurzy","learn_and_earn_not_eligible_to_claim_rewards":"Je nám líto, ale na tuto propagační akci se nekvalifikujete. Další podrobnosti naleznete v pravidlech akce.","learn_and_earn_not_eligible_to_claim_rewards_homepage":"Na tuto propagační akci se nekvalifikujete, přečtěte si prosím pravidla.","learn_and_earn_not_eligible_to_claim_rewards_staking":"Tento kvíz a odměna jsou určeny pouze pro uživatele, kteří nemají žádný předchozí záznam o stakování.","learn_and_earn_reward-empty":"Výchozí: pokud Odměna jinak prázdné","navigation-dashboard":"Řídicí panel","navigation-login":"Přihlásit se","navigation-logout":"Odhlásit se","navigation-register":"Zaregistrovat se","navigation-unverified":"Neověřeno","navigation-verified":"Ověřeno","partner-become-partner":"Staňte se partnerem","partner-contact-us-button":"Kontaktujte nás","partner-contact-us-desc":"Získejte každý týden nejnovější informace o kryptoměnách do svého e-mailu.","partner-contact-us-title":"Potřebujete další informace?","partner-educate-joint-effort-title":"Společné úsilí v oblasti vzdělávání, zapojování a zlepšování postavení studentů ve světě Webu 3.0","partner-headline-title":"Přispějte k budoucnosti kryptoměn díky vzdělávání v oblasti Webu 3.0 ještě dnes","partner-hear-from-partner":"Co o nás říkají naši partneři a studenti","partner-hear-from-partner-author1- introduce":"student magisterského oboru, HEC Paříž","partner-hear-from-partner-author1-introduce":"student magisterského oboru, HEC Paříž","partner-hear-from-partner-author2- introduce":"ředitelka, Treccani Futura","partner-hear-from-partner-author2-introduce":"ředitelka, Treccani Futura","partner-hear-from-partner-desc1":"Globální vzdělávací iniciativa Akademie Binance mi jako studentovi přinesla mnoho výhod. Na webinářích a workshopech jsem se mnohému naučil. Pracovníci Akademie opravdu vytvářejí prostředí, v němž se studenti mohou dozvědět více o kryptoměnách. Souzníme s jejich posláním zpřístupnit vzdělávání o kryptoměnách všem a těšíme se na další spolupráci na dalších kurzech a programech o blockchainu.","partner-hear-from-partner-desc2":"Pochopení současných i budoucích scénářů vývoje ve fintech oblasti představuje pro mladé lidi nutnost. Společně s Akademií Binance se zaměřujeme na zvyšování povědomí o Webu 3.0 a blockchainu na univerzitách. V Itálii se soustředíme na téma „Finance budoucnosti“ a díky tomu, že jsme součástí Globální vzdělávací iniciativy Binance, můžete tento cíl naplňovat.","partner-hero- description":"Akademie Binance nabízí nástroje a zdroje pro zlepšení dovedností ve vaší firmě a její expanzi. Staňte se partnerem a získejte k nim přístup stejně jako k mnoha dalším výhodám.","partner-hero-button":"POŽÁDAT NYNÍ","partner-hero-desc-1":"Akademie Binance poskytuje bezplatné a lokalizované vzdělávání o blockchainové technologii. Naším posláním je vzdělávat svět o blockchainu a potenciálu Webu 3.0.","partner-hero-desc-2":"Zapojte se do Binance programu studentských ambasadorů a podpořte přijetí kryptoměn a vzdělávání na své škole!","partner-hero-description":"Akademie Binance nabízí nástroje a zdroje pro zlepšení dovedností ve vaší firmě a její expanzi. Staňte se partnerem a získejte k nim přístup stejně jako k mnoha dalším výhodám.","partner-hero-title":"Navažte s námi partnerství a vzdělávejte svět o Webu 3.0.","partner-institutions":"Instituce","partner-landing-info-desc1-1":"Kurzy o blockchainu, kryptoměnách a Webu 3.0 s certifikáty","partner-landing-info-desc1-2":"Hackathony a mentoring pro vaše studenty","partner-landing-info-desc1-3":"Přihlaste svou školu do našeho programu studentských ambasadorů","partner-landing-info-desc1-4":"Bezplatné workshopy a webináře","partner-landing-info-desc2-1":"Pomáhejte šířit povědomí o Webu 3.0 mezi spolužáky","partner-landing-info-desc2-2":"Nakopněte svou kariéru ve světě Webu 3.0 díky školení a certifikacím","partner-landing-info-desc2-3":"Pozvánky na exkluzivní akce a příležitosti k networkingu","partner-landing-info-desc2-4":"Navažte kontakt či partnerství s firmami působícími ve sféře Webu 3.0","partner-landing-info-desc3-1":"Začátečníkům nabízíme materiály s naprostými základy","partner-landing-info-desc3-2":"Rozsáhlá knihovna zdrojů o kryptoměnách, díky níž získáte hlubší znalosti","partner-landing-info-desc3-3":"Pokročilé osnovy a certifikace o kariéře ve sféře blockchainu","partner-landing-info-desc3-4":"Vytvářejte osnovy a kurzy ve spolupráci s naším týmem","partner-landing-info-desc4-1":"Vyškolte své zaměstnance v dovednostech potřebných pro Web3","partner-landing-info-desc4-2":"Podporujte znevýhodněné skupiny obyvatel díky blockchainové technologii","partner-landing-info-desc4-3":"Odborné rady pro tvorbu politik v oblasti vzdělávání o kryptoměnách a blockchainu","partner-landing-info-desc4-4":"K dispozici v řadě jazyků","partner-landing-info-subtitle1":"Zlepšete postavení své fakulty a vybudujte komunitu","partner-landing-info-subtitle2":"Zapojte se do Binance programu studentských ambasadorů","partner-landing-info-subtitle3":"Zajistěte, aby vaši studenti byli připraveni na Web3","partner-landing-info-subtitle4":"Spolupracujte na rozšíření vzdělávání o blockchainu","partner-landing-info-title1":"Univerzity a vysoké školy","partner-landing-info-title2":"Online vzdělávací platformy","partner-landing-info-title3":"Vládní a nevládní organizace","partner-partnership":"Partnerství","partner-student-ambassador":"Studentský ambasador","partner-student-angel":"Staňte se studentským ambasadorem","partner-student-angel-benefits":"Výhody studentského ambasadora","partner-student-angel-benefits-icon-text1":"Exkluzivní pozvánky na události","partner-student-angel-benefits-icon-text2":"Networking a systém mentorů","partner-student-angel-benefits-icon-text3":"Exkluzivní propagační materiály","partner-student-angel-benefits-icon-text4":"Stáže a pracovní příležitosti","partner-student-angel-benefits-icon-text5":"Školení a certifikáty v oblasti Webu 3.0","partner-student-angel-why-apply":"Proč byste se měli přihlásit?","partner-student-angel-why-apply-card1-desc":"Staňte se odborníkem na kryptoměny z celého kampusu. Navažte kontakt s dalšími studenty, kteří sdílí vášeň pro blockchain a Web 3.0 a pomáhejte povědomí o těchto technologiích šířit mezi spolužáky.","partner-student-angel-why-apply-card1-title":"Změňte zažité pořádky","partner-student-angel-why-apply-card2-desc":"Program se bude skvěle vyjímat ve vašem životopisu. Zlepšete své dovednosti a vybudujte si reputaci jako průkopník Webu 3.0. Nakopněte svou kariéru díky školením a certifikacím, podpoře virtuálních událostí a jedinečnému kontaktu s odborníky a mentory.","partner-student-angel-why-apply-card2-title":"Možnosti kariérního růstu","partner-student-angel-why-apply-card3-desc":"Staňte se lokálním technologickým lídrem a zlepšete postavení svých vrstevníků z kampusu. Organizujte události o Webu 3.0, poskytujte spolužákům podporu a získejte kontakty na firmy působící v oboru Webu 3.0 a potenciální sponzory.","partner-student-angel-why-apply-card3-title":"Zkušenost s vedením lidí","partner-we-work-government":"Vlády","partner-we-work-k12":"K12","partner-we-work-ngo":"Nevládní organizace","partner-we-work-ole":"Online vzdělávací platformy","partner-we-work-title":"S kým spolupracujeme","partner-we-work-university":"Univerzity","partner-we-work-vcs":"Odborné školy","share-poster-dialogTitle":"Sdílet","share-poster-download":"Stáhnout","share-poster-share":"Sdílet","test":"test"}},"initialTheme":0,"isReferralApi":"false","courseMenu":[{"resourceKey":"Academy","name":"Academy","trackList":[{"resourceKey":"beginner-track","name":"Základní Kurz"}]},{"resourceKey":"University-Course","name":"University Course","trackList":[{"resourceKey":"blockchain-mastery-from-fundamentals-to-advanced-corporate-solutions","name":"Blockchain Mastery"},{"resourceKey":"blockchain-and-p2p-fundamentals","name":"Blockchain and P2P Fundamentals"},{"resourceKey":"digital-assets-and-blockchain-industry","name":"Digital Assets and Blockchain Industry"}]}]},"8e17":{"article":{"id":762,"title":"What Is Fractional Reserve?","slug":"what-is-fractional-reserve","meta":"Fractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers’ deposits. Learn more on Binance Academy.","image":{"original":"uploads-original/WvdCOr1ca81dTILXRGsX.png","optimized":"uploads/WvdCOr1ca81dTILXRGsX.png","thumbnail":"uploads-thumbnails/WvdCOr1ca81dTILXRGsX.png"},"content":"\u003cp dir=\"ltr\"\u003eFractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers\u0026rsquo; deposits, while just a small fraction of these deposits are stored as real cash and available for withdrawal. Practically speaking, this banking system creates money out of nothing using a percentage of their customers\u0026rsquo; bank deposits.\u0026nbsp;\u003c/p\u003e\u003cp\u003eIn other words, these banks are required to hold a minimum percentage (a fraction) of the money that is deposited in their financial accounts, meaning that they can loan out the rest of the money. When a bank makes a loan, both the bank and the person who borrows the money count the funds as assets, doubling the original amount in an economic sense. This currency is then re-used, re-invested and re-loaned multiple times, which in turn leads to the multiplier effect, and this is how fractional reserve banking \u0026ldquo;creates new money\u0026rdquo;.\u003c/p\u003e\u003cp dir=\"ltr\"\u003eLending and debt are integral to the fractional reserve banking system and often requires a central bank to put new currency into circulation, so commercial banks are able to provide withdrawals. Most central banks also perform as regulatory agencies that determine, among other things, the minimum reserve requirement. \u0026nbsp;Such a banking system is what most countries\u0026rsquo; financial institutions use. It\u0026rsquo;s prevalent in the United States and in numerous other free-trade countries.\u003c/p\u003e\u003ch3 dir=\"ltr\"\u003e\u003cbr\u003e\u003c/h3\u003e\u003ch3 dir=\"ltr\"\u003eThe Creation of Fractional Reserve Banking Systems\u003c/h3\u003e\u003cp dir=\"ltr\"\u003eThe fractional reserve banking system was created around 1668 when the Swedish (Sveriges) Riksbank was established as the first central bank in the world - but other primitive forms of fractional reserve banking had already been in use. The idea that money deposits could grow and expand, stimulating the economy through loans, quickly became a popular one. It made sense to use the available resources to encourage spending, rather than hoard them in a vault.\u003c/p\u003e\u003cp dir=\"ltr\"\u003eAfter Sweden took steps to make the practice more official, the fractional reserve structure took hold and spread fast. Two central banks were established in the U.S., first in 1791 and next in 1816, but neither lasted. In 1913, the Federal Reserve Act created the U.S. Federal Reserve Bank, which is now the U.S. central bank. The named objectives of this financial institution are to stabilize, maximize and oversee the economy in regards to pricing, employment, and interest rates.\u003c/p\u003e\u003cp dir=\"ltr\"\u003e\u003cbr\u003e\u003c/p\u003e\u003ch3 dir=\"ltr\"\u003eHow does it work?\u003c/h3\u003e\u003cp dir=\"ltr\"\u003eWhen a customer deposits money in their bank account, that money is no longer the depositor\u0026#39;s property, at least not directly. The bank now owns it, and in return, they give their customer a deposit account that they can draw on. This means their bank customer should have access to their full deposit amount upon demand, with established bank rules and procedures.\u003cbr\u003eHowever, when the bank takes possession of the deposited money, it doesn\u0026#39;t hold on to the full amount. Instead, a small percentage of the deposit is reserved (a fractional reserve). This reserve amount typically ranges from 3% to 10% and the rest of the money is used to issue loans to other customers.\u003c/p\u003e\u003cp dir=\"ltr\"\u003e\u003cbr\u003eConsider how these loans\u0026nbsp;create new money\u0026nbsp;with this simplified example:\u003c/p\u003e\u003col\u003e\u003cli dir=\"ltr\"\u003eCustomer A deposits $50,000 in Bank 1. Bank 1 loans Customer B $45,000\u003c/li\u003e\u003cli dir=\"ltr\"\u003eCustomer B deposits $45,000 in Bank 2. Bank 2 loans Customer C $40,500\u003c/li\u003e\u003cli dir=\"ltr\"\u003eCustomer C deposits $40,500 in Bank 3. Bank 3 loans Customer D $36,450\u003c/li\u003e\u003cli dir=\"ltr\"\u003eCustomer D deposits $36,450 in Bank 4. Bank 4 loans Customer E $32,805\u003c/li\u003e\u003cli dir=\"ltr\"\u003eCustomer E deposits $32,805 in Bank 5. Bank 5 loans Customer F $29,525\u003c/li\u003e\u003c/ol\u003e\u003cp dir=\"ltr\"\u003eWith a fractional reserve requirement of 10%, that original $50,000 deposit has grown to $234,280 in total available currency, which is the sum of all customers\u0026rsquo; deposits plus $29,525. While this is a very simplified example of the way fractional reserve banking generates money via the multiplier effect, it demonstrates the basic idea.\u0026nbsp;\u003c/p\u003e\u003cp\u003eNote that the process is based on the principal of debt. Deposit accounts represent money that banks owe their customers (liability) and interest-earning loans make the most money for banks and they are a bank\u0026rsquo;s asset. Simply put, banks make money by generating more loan account assets than deposit account liabilities.\u003c/p\u003e\u003ch3 dir=\"ltr\"\u003e\u003cbr\u003e\u003c/h3\u003e\u003ch3 dir=\"ltr\"\u003eWhat About Bank Runs?\u003c/h3\u003e\u003cp dir=\"ltr\"\u003eWhat if everyone who hold deposits in a certain bank decides to show up and withdraw all their money? This is known as a bank run and since the bank is only required to hold up a small fraction of their customers\u0026rsquo; deposits, it would likely cause the bank to fail due to an inability to meet their financial obligations.\u0026nbsp;\u003c/p\u003e\u003cp\u003eFor the fractional reserve banking system to work, it\u0026#39;s imperative that depositors don\u0026#39;t descend on the banks to withdraw or access all their deposit amounts simultaneously. Though bank runs have occurred in the past, it\u0026#39;s typically not how customers behave. Normally, customers only attempt to remove all their money if they believe the bank is in serious trouble.\u003c/p\u003e\u003cp dir=\"ltr\"\u003eIn the U.S., the Great Depression is one notorious example of the devastation a massive withdrawal can cause. Today, the reserves held by banks is one of the ways they work to minimize the chance of this happening again. Some banks hold more than the mandated minimum in reserve to better meet their customer demands and provide access to their deposit account funds.\u003c/p\u003e\u003ch3 dir=\"ltr\"\u003e\u003cbr\u003e\u003c/h3\u003e\u003ch3 dir=\"ltr\"\u003eAdvantages and Disadvantages of Fractional Reserve Banking\u003c/h3\u003e\u003cp dir=\"ltr\"\u003eWhile banks enjoy most of the advantages of this highly lucrative system, a tiny bit of this trickles down to bank customers when they earn interest on their deposit accounts. Governmental are also part of the scheme and often defend that fractional reserve banking systems encourage spending and provide economic stability and growth.\u003c/p\u003e\u003cp\u003eOn the other hand, many economists believe that the fractional reserve scheme is unsustainable and quite risky - especially if we consider that the current monetary system, implemented by most countries, is actually based on credit/debt and not on real money. The economic system we have relies on the premise that people trust both the banks and the \u003ca href=\"https://academy.binance.com/cs/articles/what-is-fiat-currency\" rel=\"noopener noreferrer\" target=\"_blank\"\u003efiat currency\u003c/a\u003e, established as legal tender by the governments.\u003c/p\u003e\u003ch3 dir=\"ltr\"\u003e\u003cbr\u003e\u003c/h3\u003e\u003ch3 dir=\"ltr\"\u003eFractional Reserve Banking and Cryptocurrency\u003c/h3\u003e\u003cp dir=\"ltr\"\u003eIn contrast with the traditional fiat currency system, Bitcoin was created as a decentralized digital currency, giving birth to an alternative economic framework that works in an entirely different way.\u003c/p\u003e\u003cp\u003eJust like most \u003ca href=\"https://academy.binance.com/cs/articles/what-is-cryptocurrency\" rel=\"noopener noreferrer\" target=\"_blank\"\u003ecryptocurrencies\u003c/a\u003e, Bitcoin is maintained by a distributed network of nodes. All data is protected by cryptographic proofs and recorded on a public distributed ledger called \u003ca href=\"https://academy.binance.com/cs/articles/history-of-blockchain\" rel=\"noopener noreferrer\" target=\"_blank\"\u003eblockchain\u003c/a\u003e. This means that there is no need for a central bank and there is no authority in charge.\u0026nbsp;\u003c/p\u003e\u003cp\u003eAlso, the issuance of Bitcoin is finite so that no more coins will be generated after the max supply of 21 million units is reached. Therefore, the context is totally different and there is no such a thing as fractional reserve in the world of Bitcoin and cryptocurrencies.\u003c/p\u003e","content_json":"{\"layout\":{\"root\":[\"ViewInstance0\"],\"ViewInstance0\":[\"65bb516a-7bfd-4c7f-ac82-c314dbe816f6\",\"496b2ae1-83bc-4b90-b775-5d28a26dc6f2\",\"6e2af2bf-3ef9-4f40-b83d-19ab1aec3dfa\",\"4f2e6173-5504-41f4-af45-e7473e72daaf\",\"b6cc77d2-ee44-44f1-92f2-205a1bda0074\",\"39760531-1e76-4f15-b63c-d765790e3eb3\",\"7d7e1914-893c-4ea5-8fb8-4b7dc503c30e\",\"b28eede5-bf92-403c-a3e7-24f6fe2d31cf\",\"b2e5b884-81e5-4796-9683-609df8db64cf\",\"ae24b738-f8fa-4f61-a835-f73b338add9d\",\"ff682cae-34fb-46d9-a507-793971f011a1\",\"0c9da86f-10cb-448b-b9ff-c2505929ca44\",\"746f7c45-c5e4-4c41-98f1-860aa39091c0\",\"c3a9c608-8af6-4cfa-ba91-1e12a358b9a3\",\"76708786-e047-4787-9f94-3a9f7f463347\",\"16639a5d-03fd-4907-a5e2-5044128fbff7\",\"58db1e39-c645-4579-a27f-97db68a593b8\",\"c2551de1-4926-4fe0-8989-8abd4c7cbd69\",\"e5500800-5780-49da-aa3f-4da0537c912d\",\"2315dc41-1b34-4c49-af1a-13098c510dfc\",\"81f5389f-a1e9-44ac-8608-061a5694c165\",\"516abf6f-20d5-4f49-867f-3dd2ebf737b0\",\"4a061e0d-e13f-4168-945b-3de8e1be9e1c\",\"650207b8-aa2a-4d5a-9eb4-80edd94cd431\",\"9a782051-d1b8-4ba0-952b-8fc62df90606\",\"ec8e623f-fb99-47cf-928a-e3b5b7aeb6fb\",\"461b9738-6404-48c8-b046-acba481e393f\",\"262720e5-efdd-4dc7-a1d9-e8a649fe0d2e\"]},\"hash\":{\"ViewInstance0\":{\"id\":\"Fragment\"},\"65bb516a-7bfd-4c7f-ac82-c314dbe816f6\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Fractional reserve is a banking system that allows commercial banks to profit by loaning part of their customers’ deposits, while just a small fraction of these deposits are stored as real cash and available for withdrawal. Practically speaking, this banking system creates money out of nothing using a percentage of their customers’ bank deposits. \",\"style\":{}}}],\"style\":{}}},\"496b2ae1-83bc-4b90-b775-5d28a26dc6f2\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"In other words, these banks are required to hold a minimum percentage (a fraction) of the money that is deposited in their financial accounts, meaning that they can loan out the rest of the money. When a bank makes a loan, both the bank and the person who borrows the money count the funds as assets, doubling the original amount in an economic sense. This currency is then re-used, re-invested and re-loaned multiple times, which in turn leads to the multiplier effect, and this is how fractional reserve banking “creates new money”.\",\"style\":{}}}],\"style\":{}}},\"6e2af2bf-3ef9-4f40-b83d-19ab1aec3dfa\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Lending and debt are integral to the fractional reserve banking system and often requires a central bank to put new currency into circulation, so commercial banks are able to provide withdrawals. Most central banks also perform as regulatory agencies that determine, among other things, the minimum reserve requirement. Such a banking system is what most countries’ financial institutions use. It’s prevalent in the United States and in numerous other free-trade countries.\",\"style\":{}}}],\"style\":{}}},\"4f2e6173-5504-41f4-af45-e7473e72daaf\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextHardBreak\"}]}},\"b6cc77d2-ee44-44f1-92f2-205a1bda0074\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"The Creation of Fractional Reserve Banking Systems\",\"style\":{}}}]}},\"39760531-1e76-4f15-b63c-d765790e3eb3\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"The fractional reserve banking system was created around 1668 when the Swedish (Sveriges) Riksbank was established as the first central bank in the world - but other primitive forms of fractional reserve banking had already been in use. The idea that money deposits could grow and expand, stimulating the economy through loans, quickly became a popular one. It made sense to use the available resources to encourage spending, rather than hoard them in a vault.\",\"style\":{}}}],\"style\":{}}},\"7d7e1914-893c-4ea5-8fb8-4b7dc503c30e\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"After Sweden took steps to make the practice more official, the fractional reserve structure took hold and spread fast. Two central banks were established in the U.S., first in 1791 and next in 1816, but neither lasted. In 1913, the Federal Reserve Act created the U.S. Federal Reserve Bank, which is now the U.S. central bank. The named objectives of this financial institution are to stabilize, maximize and oversee the economy in regards to pricing, employment, and interest rates.\",\"style\":{}}}],\"style\":{}}},\"b28eede5-bf92-403c-a3e7-24f6fe2d31cf\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextHardBreak\"}],\"style\":{}}},\"b2e5b884-81e5-4796-9683-609df8db64cf\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"How does it work?\",\"style\":{}}}]}},\"ae24b738-f8fa-4f61-a835-f73b338add9d\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"When a customer deposits money in their bank account, that money is no longer the depositor's property, at least not directly. The bank now owns it, and in return, they give their customer a deposit account that they can draw on. This means their bank customer should have access to their full deposit amount upon demand, with established bank rules and procedures.\",\"style\":{}}},{\"id\":\"RichTextHardBreak\"},{\"id\":\"RichTextText\",\"config\":{\"content\":\"However, when the bank takes possession of the deposited money, it doesn't hold on to the full amount. Instead, a small percentage of the deposit is reserved (a fractional reserve). This reserve amount typically ranges from 3% to 10% and the rest of the money is used to issue loans to other customers.\",\"style\":{}}}],\"style\":{}}},\"ff682cae-34fb-46d9-a507-793971f011a1\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextHardBreak\"},{\"id\":\"RichTextText\",\"config\":{\"content\":\"Consider how these loans create new money with this simplified example:\",\"style\":{}}}],\"style\":{}}},\"0c9da86f-10cb-448b-b9ff-c2505929ca44\":{\"id\":\"RichTextList\",\"config\":{\"listType\":\"ordered\",\"start\":1,\"content\":[{\"id\":\"RichTextListItem\",\"config\":{\"content\":[{\"id\":\"RichTextParagraph\",\"key\":null,\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Customer A deposits $50,000 in Bank 1. Bank 1 loans Customer B $45,000\",\"style\":{}}}],\"style\":{}}}]}},{\"id\":\"RichTextListItem\",\"config\":{\"content\":[{\"id\":\"RichTextParagraph\",\"key\":null,\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Customer B deposits $45,000 in Bank 2. Bank 2 loans Customer C $40,500\",\"style\":{}}}],\"style\":{}}}]}},{\"id\":\"RichTextListItem\",\"config\":{\"content\":[{\"id\":\"RichTextParagraph\",\"key\":null,\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Customer C deposits $40,500 in Bank 3. Bank 3 loans Customer D $36,450\",\"style\":{}}}],\"style\":{}}}]}},{\"id\":\"RichTextListItem\",\"config\":{\"content\":[{\"id\":\"RichTextParagraph\",\"key\":null,\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Customer D deposits $36,450 in Bank 4. Bank 4 loans Customer E $32,805\",\"style\":{}}}],\"style\":{}}}]}},{\"id\":\"RichTextListItem\",\"config\":{\"content\":[{\"id\":\"RichTextParagraph\",\"key\":null,\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Customer E deposits $32,805 in Bank 5. Bank 5 loans Customer F $29,525\",\"style\":{}}}],\"style\":{}}}]}}]}},\"746f7c45-c5e4-4c41-98f1-860aa39091c0\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"With a fractional reserve requirement of 10%, that original $50,000 deposit has grown to $234,280 in total available currency, which is the sum of all customers’ deposits plus $29,525. While this is a very simplified example of the way fractional reserve banking generates money via the multiplier effect, it demonstrates the basic idea. \",\"style\":{}}}],\"style\":{}}},\"c3a9c608-8af6-4cfa-ba91-1e12a358b9a3\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Note that the process is based on the principal of debt. Deposit accounts represent money that banks owe their customers (liability) and interest-earning loans make the most money for banks and they are a bank’s asset. Simply put, banks make money by generating more loan account assets than deposit account liabilities.\",\"style\":{}}}],\"style\":{}}},\"76708786-e047-4787-9f94-3a9f7f463347\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextHardBreak\"}]}},\"16639a5d-03fd-4907-a5e2-5044128fbff7\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"What About Bank Runs?\",\"style\":{}}}]}},\"58db1e39-c645-4579-a27f-97db68a593b8\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"What if everyone who hold deposits in a certain bank decides to show up and withdraw all their money? This is known as a bank run and since the bank is only required to hold up a small fraction of their customers’ deposits, it would likely cause the bank to fail due to an inability to meet their financial obligations. \",\"style\":{}}}],\"style\":{}}},\"c2551de1-4926-4fe0-8989-8abd4c7cbd69\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"For the fractional reserve banking system to work, it's imperative that depositors don't descend on the banks to withdraw or access all their deposit amounts simultaneously. Though bank runs have occurred in the past, it's typically not how customers behave. Normally, customers only attempt to remove all their money if they believe the bank is in serious trouble.\",\"style\":{}}}],\"style\":{}}},\"e5500800-5780-49da-aa3f-4da0537c912d\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"In the U.S., the Great Depression is one notorious example of the devastation a massive withdrawal can cause. Today, the reserves held by banks is one of the ways they work to minimize the chance of this happening again. Some banks hold more than the mandated minimum in reserve to better meet their customer demands and provide access to their deposit account funds.\",\"style\":{}}}],\"style\":{}}},\"2315dc41-1b34-4c49-af1a-13098c510dfc\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextHardBreak\"}]}},\"81f5389f-a1e9-44ac-8608-061a5694c165\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Advantages and Disadvantages of Fractional Reserve Banking\",\"style\":{}}}]}},\"516abf6f-20d5-4f49-867f-3dd2ebf737b0\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"While banks enjoy most of the advantages of this highly lucrative system, a tiny bit of this trickles down to bank customers when they earn interest on their deposit accounts. Governmental are also part of the scheme and often defend that fractional reserve banking systems encourage spending and provide economic stability and growth.\",\"style\":{}}}],\"style\":{}}},\"4a061e0d-e13f-4168-945b-3de8e1be9e1c\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"On the other hand, many economists believe that the fractional reserve scheme is unsustainable and quite risky - especially if we consider that the current monetary system, implemented by most countries, is actually based on credit/debt and not on real money. The economic system we have relies on the premise that people trust both the banks and the \",\"style\":{}}},{\"id\":\"RichTextLink\",\"config\":{\"href\":\"https://academy.binance.com/cs/articles/what-is-fiat-currency\",\"target\":\"_blank\",\"content\":\"fiat currency\",\"customEvents\":{}}},{\"id\":\"RichTextText\",\"config\":{\"content\":\", established as legal tender by the governments.\",\"style\":{}}}],\"style\":{}}},\"650207b8-aa2a-4d5a-9eb4-80edd94cd431\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextHardBreak\"}]}},\"9a782051-d1b8-4ba0-952b-8fc62df90606\":{\"id\":\"RichTextHeader\",\"config\":{\"tag\":\"h3\",\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Fractional Reserve Banking and Cryptocurrency\",\"style\":{}}}]}},\"ec8e623f-fb99-47cf-928a-e3b5b7aeb6fb\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"In contrast with the traditional fiat currency system, Bitcoin was created as a decentralized digital currency, giving birth to an alternative economic framework that works in an entirely different way.\",\"style\":{}}}],\"style\":{}}},\"461b9738-6404-48c8-b046-acba481e393f\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Just like most \",\"style\":{}}},{\"id\":\"RichTextLink\",\"config\":{\"href\":\"https://academy.binance.com/cs/articles/what-is-cryptocurrency\",\"target\":\"_blank\",\"content\":\"cryptocurrencies\",\"customEvents\":{}}},{\"id\":\"RichTextText\",\"config\":{\"content\":\", Bitcoin is maintained by a distributed network of nodes. All data is protected by cryptographic proofs and recorded on a public distributed ledger called \",\"style\":{}}},{\"id\":\"RichTextLink\",\"config\":{\"href\":\"https://academy.binance.com/cs/articles/history-of-blockchain\",\"target\":\"_blank\",\"content\":\"blockchain\",\"customEvents\":{}}},{\"id\":\"RichTextText\",\"config\":{\"content\":\". This means that there is no need for a central bank and there is no authority in charge. \",\"style\":{}}}],\"style\":{}}},\"262720e5-efdd-4dc7-a1d9-e8a649fe0d2e\":{\"id\":\"RichTextParagraph\",\"config\":{\"content\":[{\"id\":\"RichTextText\",\"config\":{\"content\":\"Also, the issuance of Bitcoin is finite so that no more coins will be generated after the max supply of 21 million units is reached. Therefore, the context is totally different and there is no such a thing as fractional reserve in the world of Bitcoin and cryptocurrencies.\",\"style\":{}}}],\"style\":{}}}},\"_custom_flag_\":\"html2json\"}","author":"Binance Academy","language":"en","created_at":"2019-01-21T04:25:09.000Z","updated_at":"2023-08-03T09:30:31.000Z","reading_time":282000,"related":[{"id":9031,"title":"What Is KYC (Know Your Customer)?","slug":"what-is-kyc-know-your-customer","video":"https://fast.wistia.net/embed/iframe/pe3rboge24","image":{"original":"uploads-original/a096a98bd89847cea05710fb972a2069.png","optimized":"uploads/a096a98bd89847cea05710fb972a2069.png","thumbnail":"uploads-thumbnails/a096a98bd89847cea05710fb972a2069.png"},"language":"en","created_at":"2021-08-19T05:54:31.000Z","updated_at":"2022-11-16T14:42:45.000Z","reading_time":253000,"translations":[],"categories":[]},{"id":9910,"title":"A Beginner's Guide to Binance Lite","slug":"a-beginner-s-guide-to-binance-lite","image":{"original":"uploads-original/5bd78d1546044faaba79b23a20ec2f24.png","optimized":"uploads/5bd78d1546044faaba79b23a20ec2f24.png","thumbnail":"uploads-thumbnails/5bd78d1546044faaba79b23a20ec2f24.png"},"language":"en","created_at":"2021-10-18T09:08:40.000Z","updated_at":"2023-04-13T07:40:49.000Z","reading_time":253499,"translations":[],"categories":[]},{"id":2760,"title":"How to Use MetaMask","slug":"how-to-use-metamask","image":{"original":"uploads-original/ad75b7b113ac422080d6ce73d379de6e.png","optimized":"uploads/ad75b7b113ac422080d6ce73d379de6e.png","thumbnail":"uploads-thumbnails/ad75b7b113ac422080d6ce73d379de6e.png"},"language":"en","created_at":"2020-09-14T00:55:47.000Z","updated_at":"2022-11-11T12:41:52.000Z","reading_time":677250,"translations":[],"categories":[]}],"available_languages":["en","pl","vi","ar","ru","es","fr","tr","nl","pt","it","id","ph","de","bg","zh","zt","ko","ja"],"difficulty":{"level":1,"label":"Beginner","slug":"beginner","language":"en"},"categories":[{"title":"Economics","language":"en","slug":"economics"},{"title":"Essentials","language":"en","slug":"essentials"}]},"blurImageProps":null}}}},"pageData":{"shuviInitialState":{},"_uikit":{"theme":"light"}},"basename":"/cs","runtimeConfig":{"SITE_HOST":"https://www.binance.com","HOST_URL":"https://academy.binance.com","ASK_PUBLIC_API_URL":"https://ask-api.binance.vision/api","ASK_EXTERNAL_API_URL":"https://ask-api.binance.vision/ext","ACADEMY_S3_URL":"https://image.binance.vision","ASK_S3_URL":"https://d383i2qzdd3zq2.cloudfront.net","PUBLIC_IMAGE_URL":"https://public.bnbstatic.com/static/academy","FAVICON":"favicon.ico","FAVICON_32":"favicon-32.png","FAVICON_192":"favicon-192.png","GTAG_WEB_ID":"GTM-K6QX2QK","GTAG_WEB_ID_BINANCE":"GTM-M86QHGF","GTAG_AMP_ID":"GTM-TBQWDLL","MODE":"PROD","I18N_HOST":"https://bin.bnbstatic.com","I18N_BASE_PUBLIC":"https://bin.bnbstatic.com/api/i18n/-/web/cms","I18N_BASE_PRIVATE":"http://bin.bnbstatic.com.s3.ap-northeast-1.amazonaws.com/api/i18n/-/web/cms","SENSORS_SERVER_HOST":"https://sensors.binance.cloud/sa?project=binance","API_HOST":"https://www.binance.com","API_HOST_PRIVATE":"http://dispatcher-service.bin.internal","STATIC_HOST_SHARE":"https://public.bnbstatic.com","CAPTCHA_STATIC_HOST":"https://bin.bnbstatic.com","LEARN_AND_EARN_TERMS_URL":"/support/faq/cb57a5078956433b81cbcee775e1598e","SENTRY_ENV":"prod","SENTRY_DSN":"https://9065d85b8be94562b96559e79c173661@o529943.ingest.sentry.io/6104593","THEMIS_ACADEMY_APP_AUTH":"MTI4NTE4NDgxMTptd3dXU2x5bkR2dTBkbXpxT1d0NEhta0hhZmg2ZGVmaw==","THEMIS_ACADEMY_POPUP_STRATEGY":"214","__AUTO_BLOCK_SCRIPT_MAP__":"{\"binance.com\":\"https://cdn.cookielaw.org/consent/e21a0e13-40c2-48a6-9ca2-57738356cdab/OtAutoBlock.js\",\"binance.info\":\"https://cdn.cookielaw.org/consent/03246444-2043-432d-afae-413a91f535e9/OtAutoBlock.js\",\"binance.me\":\"https://cdn.cookielaw.org/consent/39df5304-ea83-4bd5-8550-d57bca54d95a/OtAutoBlock.js\"}","__SDK_STUB_INFO_MAP__":"{\"binance.com\":{\"src\":\"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js\",\"hash\":\"e21a0e13-40c2-48a6-9ca2-57738356cdab\"},\"binance.info\":{\"src\":\"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js\",\"hash\":\"03246444-2043-432d-afae-413a91f535e9\"},\"binance.me\":{\"src\":\"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js\",\"hash\":\"39df5304-ea83-4bd5-8550-d57bca54d95a\"}}","COMMIT_HEAD":"a6703d869ceca539449cba3c40e243be2d5161d2","STATIC_HOST":"https://bin.bnbstatic.com","__ANALYTICS_API_ID__":"cc1ljun9gpbp8ciciolg","__ANALYTICS_API_DOMAIN__":"https://api.saasexch.com","__ACCELERATE_ENABLED__":false,"__ACCELERATE_DEFAULT_DOMAIN__":"api.yshyqxx.com","__ACCELERATE_AVAILABLE_DOMAIN__":"api.yshyqxx.com,api.bnwebzh.com","__ACCELERATE_ENBLED_SITES__":"www.binancezh.info,accounts.binancezh.info","__GA_TRACKING_ID__":"UA-162512367-1","__GTM_TRACKING_ID__":"M86QHGF"},"filesByRoutId":{"6570":["static/chunks/page-6570.556b0616.js"],"7032":["static/chunks/layout-7032.34dae571.js"],"7844":["static/chunks/page-7844.a21e2d11.js"],"7986":["static/chunks/page-7986.c389f784.js"],"2cbf":["static/chunks/page-2cbf.06686e33.js"],"aee6":["static/chunks/page-aee6.92987aac.js"],"e4ab":["static/chunks/page-e4ab.56903db7.js"],"141f":["static/chunks/page-141f.588d6448.js"],"d9f0":["static/chunks/layout-d9f0.282b70a2.js"],"224d":["static/chunks/page-224d.f3347371.js"],"8b11":["static/chunks/page-8b11.2ac9e23a.js"],"cecf":["static/chunks/page-cecf.fb1eb0de.js"],"93fd":["static/chunks/page-93fd-6a3d60f2.e760431d.js","static/css/c7615e3d.chunk.css","static/chunks/page-93fd-f88dba18.20ce91ef.js"],"fb3e":["static/chunks/page-fb3e.d763cb1b.js"],"6a2b":["static/css/2c1a95b8.chunk.css","static/css/aecec168.chunk.css","static/chunks/page-6a2b.0659a4a6.js"],"a770":["static/chunks/layout-a770.2a744650.js"],"6b69":["static/chunks/page-6b69.ce20fb36.js"],"8e17":["static/chunks/page-8e17.3a1daf77.js"],"0c9e":["static/chunks/page-0c9e.5f00ddb5.js"],"1fc9":["static/chunks/page-1fc9.88e80758.js"],"1a51":["static/chunks/layout-1a51.ce08237b.js"],"02d6":["static/chunks/page-02d6.009fea70.js"],"1f53":["static/chunks/page-1f53.044f237a.js"],"e385":["static/chunks/page-e385.77ab78cc.js"],"36c0":["static/chunks/page-36c0.a76f2af6.js"],"5ea7":["static/chunks/page-5ea7.7305ce57.js"],"473a":["static/chunks/page-473a.82836819.js"],"bd3b":["static/chunks/page-bd3b.8903b36e.js"],"edb2":["static/chunks/page-edb2.2ffa3578.js"]},"publicPath":"https://bin.bnbstatic.com/"}</script><noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-M86QHGF" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <script id="vendor-umd" src="https://public.bnbstatic.com/unpkg/vendor/vendor.umd.0.0.7.production.min.18.2.0.js" nonce="2052aff0-b366-4585-a663-82feff04048b"></script><script id="essential-js" src="https://public.bnbstatic.com/unpkg/essential/essential@0.3.22.js" nonce="2052aff0-b366-4585-a663-82feff04048b"></script><script src="https://bin.bnbstatic.com/static/polyfills.d7582762.js" nomodule data-ot-ignore nonce="2052aff0-b366-4585-a663-82feff04048b"></script><script src="https://bin.bnbstatic.com/static/webpack-runtime.2d24010c.js" data-ot-ignore nonce="2052aff0-b366-4585-a663-82feff04048b"></script><script src="https://bin.bnbstatic.com/static/common/framework.809f24c5.js" data-ot-ignore nonce="2052aff0-b366-4585-a663-82feff04048b"></script><script src="https://bin.bnbstatic.com/static/main.08e5cb20.js" data-ot-ignore nonce="2052aff0-b366-4585-a663-82feff04048b"></script> </body> </html>