CINXE.COM

<!DOCTYPE html><html dir="ltr" lang="en"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1.0"/><meta http-equiv="X-UA-Compatible" content="IE=edge"/><script>var McKinsey = {"ArticleTemplate":"Legacy","DaysSinceCMSPublication":"678","DisplayDate":"5/26/2022","OriginalPublicationDate":"5/26/2022","SitecoreId":"{B5C37605-C642-455D-8045-C910FD65D3C3}","Title":"Addressing unequal opportunity in an American city","ArticleType":"Podcast","ContentType":"Article","ServerNumber":"","IsPageRestricted":"true","UserID":"","RegistrationDate":"","LoginStatus":"logged_out","JobTitle":"","CompanyName":"","blogTags":null,"enableRegWall":false}; var pageMetaInformation = {"CurrentLanguage":"en","AlternateLanguages":[{"DisplayName":"English","LanguageCode":"en","Url":"/featured-insights/sustainable-inclusive-growth/future-of-america/addressing-unequal-opportunity-in-an-american-city"}],"NavigationLink":"featured-insights","ActiveItemId":"{3B4756D0-2A01-44CA-B37A-B4CA73D83717}","OfficeCode":"","MiniSiteId":""};</script><link rel="icon" href="/favicon.ico"/><link href="https://www.mckinsey.com/redesign/resources/css/styles-rc.css" rel="stylesheet"/><link rel="manifest" href="/manifest.json"/><link rel="dns-prefetch" href="//cdn.dynamicyield.com"/><link rel="dns-prefetch" href="//st.dynamicyield.com"/><link rel="dns-prefetch" href="//rcom.dynamicyield.com"/><link rel="dns-prefetch" href="//cdn.cookielaw.org"/><link rel="preconnect" href="//assets.adobedtm.com"/><link rel="preconnect" href="//connect.facebook.net"/><link rel="preconnect" href="//static.hotjar.com"/><link rel="preload" as="font" href="/next-static/fonts/bower/Bower-Bold.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/mckinsey-sans/regular/McKinseySans-Regular.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/mckinsey-sans/medium/McKinseySans-Medium.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/mckinsey-sans/light/McKinseySans-Light.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/mckinsey-sans/italic/McKinseySans-Italic.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/mckinsey-sans/light-italic/McKinseySans-LightItalic.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/mckinsey-sans/medium-italic/McKinseySans-MediumItalic.woff2" type="font/woff2" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/noto-sans-jp/NotoSansJP-Light.ttf" type="font/ttf" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/noto-sans-jp/NotoSansJP-Regular.ttf" type="font/ttf" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/noto-sans-jp/NotoSansJP-Medium.ttf" type="font/ttf" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/noto-sans-jp/NotoSansJP-Bold.ttf" type="font/ttf" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/noto-sans-jp/NotoSansJP-Black.ttf" type="font/ttf" crossorigin=""/><link rel="preload" as="font" href="/next-static/fonts/noto-serif-jp/NotoSerifJP-Bold.ttf" type="font/ttf" crossorigin=""/><meta name="apple-itunes-app" content="app-id=674902075"/><link rel="apple-touch-icon" sizes="57x57" href="/next-static/images/mck-touch-icon-57x57.png"/><link rel="apple-touch-icon" sizes="72x72" href="/next-static/images/mck-touch-icon-72x72.png"/><link rel="apple-touch-icon" sizes="114x114" href="/next-static/images/mck-touch-icon-114x114.png"/><link rel="apple-touch-icon" sizes="144x144" href="/next-static/images/mck-touch-icon-144x144.png"/><link rel="apple-touch-icon" sizes="152x152" href="/next-static/images/mck-touch-icon-152x152.png"/><link rel="apple-touch-icon" sizes="167x167" href="/next-static/images/mck-touch-icon-167x167.png"/><link rel="apple-touch-icon" sizes="180x180" href="/next-static/images/mck-touch-icon-180x180.png"/><meta content="no-referrer-when-downgrade" name="referrer"/><meta content="McKinsey & Company" property="og:site_name" name="site_name"/><meta content="Addressing unequal opportunity in an American city" property="og:title" name="title"/><meta content="Spatial inequality limits opportunities for millions of Americans. How can companies leverage their unique positions to promote sustainable, inclusive growth in the communities they call home?" property="og:description" name="description"/><meta content="https://www.mckinsey.com/featured-insights/sustainable-inclusive-growth/future-of-america/addressing-unequal-opportunity-in-an-american-city" name="url" property="og:url"/><meta content="index,follow,all" name="robots"/><meta content="https://www.mckinsey.com/~/media/mckinsey/featured%20insights/future%20of%20america/addressing%20unequal%20opportunity%20in%20an%20american%20city/addressing%20unequal%20opportunity%20in%20an%20american%20city_675791771_thumb_1536x1536.jpg" property="og:image" name="image"/><meta content="{B5C37605-C642-455D-8045-C910FD65D3C3}" name="sid"/><link href="https://www.mckinsey.com/featured-insights/sustainable-inclusive-growth/future-of-america/addressing-unequal-opportunity-in-an-american-city" rel="canonical"/><meta content="Monthly Highlights" name="practice-name"/><meta content="N02" name="practice-code"/><meta content="summary_large_image" name="twitter:card"/><meta content="@mckinsey" name="twitter:site"/><title>Addressing unequal opportunity in an American city | McKinsey</title><meta content="Insights & Publications" name="sections"/><meta content="Addressing unequal opportunity in an American city" name="twitter:title"/><meta content="Spatial inequality limits opportunities for millions of Americans. How can companies leverage their unique positions to promote sustainable, inclusive growth in the communities they call home?" name="twitter:description"/><meta content="Article" property="contenttype" name="contenttype"/><meta content="https://www.mckinsey.com/~/media/mckinsey/featured%20insights/future%20of%20america/addressing%20unequal%20opportunity%20in%20an%20american%20city/addressing%20unequal%20opportunity%20in%20an%20american%20city_675791771_thumb_1536x1536.jpg?mw=677&car=42:25" name="twitter:image"/><meta content="Addressing unequal opportunity in an American city" name="twitter:image:alt"/><meta content="true" name="mobileready"/><meta content="public" name="accesslevel"/><meta content="false" name="excludefromclientlink"/><meta content="podcast" name="articletype"/><meta content="Kweilin Ellingrud" name="authors-name"/><meta content="2022-05-26T00:00:00Z" name="itemdate"/><meta content="Featured Insights | Sustainable Inclusive Growth | Future Of America | Podcast | May 26, 2022" name="searchresults-tags"/><script type="application/ld+json">{"@context":"https://schema.org","@type":"Article","url":"https://www.mckinsey.com","publisher":{"@type":"Organization","name":"McKinsey & Company","logo":{"@type":"ImageObject","url":"https://www.mckinsey.com/~/media/Thumbnails/Mck_Logo"}},"mainEntityOfPage":{"@type":"WebPage","@id":"https://www.mckinsey.com/featured-insights/sustainable-inclusive-growth/future-of-america/addressing-unequal-opportunity-in-an-american-city"},"datePublished":"2022-05-26T00:00:00Z","dateCreated":"2022-05-25T17:59:00Z","dateModified":"2022-05-26T00:00:00Z","heading":"Addressing unequal opportunity in an American city","image":"https://www.mckinsey.com/~/media/mckinsey/featured%20insights/future%20of%20america/addressing%20unequal%20opportunity%20in%20an%20american%20city/addressing%20unequal%20opportunity%20in%20an%20american%20city_675791771_thumb_1536x1536.jpg","description":"Spatial inequality limits opportunities for millions of Americans. How can companies leverage their unique positions to promote sustainable, inclusive growth in the communities they call home?","author":[{"@type":"Person","name":"Kweilin Ellingrud","url":"https://www.mckinsey.com/our-people/kweilin-ellingrud"}]}</script><meta name="next-head-count" content="63"/><meta name="next-font-preconnect"/><script src="" id="onetrust-wrapperchecker" data-nscript="beforeInteractive">function OptanonWrapperChecker() {}</script><link rel="preload" href="/_next/static/css/e0c1ca92b5263a45.css" as="style"/><link rel="stylesheet" href="/_next/static/css/e0c1ca92b5263a45.css" data-n-g=""/><link rel="preload" href="/_next/static/css/985443d8095c0b48.css" as="style"/><link rel="stylesheet" href="/_next/static/css/985443d8095c0b48.css" data-n-p=""/><link rel="preload" href="/_next/static/css/b9ab7b649e8aa36e.css" as="style"/><link rel="stylesheet" href="/_next/static/css/b9ab7b649e8aa36e.css"/><link rel="preload" href="/_next/static/css/72fc56b1fbe032aa.css" as="style"/><link rel="stylesheet" href="/_next/static/css/72fc56b1fbe032aa.css"/><link rel="preload" href="/_next/static/css/06ae37db5ebc260c.css" as="style"/><link rel="stylesheet" href="/_next/static/css/06ae37db5ebc260c.css"/><noscript data-n-css=""></noscript><script defer="" nomodule="" src="/_next/static/chunks/polyfills-5cd94c89d3acac5f.js"></script><script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" data-document-language="true" type="text/javascript" data-domain-script="915b5091-0d7e-44d2-a8c4-cf08267e52fe" defer="" data-nscript="beforeInteractive"></script><script defer="" src="/_next/static/chunks/281.cc3ac8578a543e8e.js"></script><script defer="" src="/_next/static/chunks/6731.9bccca8a7edb0704.js"></script><script defer="" src="/_next/static/chunks/2991.4cb0aa2f9f53e653.js"></script><script defer="" src="/_next/static/chunks/8578.3a4bfe7b76c8d5b2.js"></script><script src="/_next/static/chunks/webpack.7b31c4548c626f3b.js" defer=""></script><script src="/_next/static/chunks/framework.62bbe2ca94854a85.js" defer=""></script><script src="/_next/static/chunks/main.51e10588adc949ca.js" defer=""></script><script src="/_next/static/chunks/pages/_app.5f99628c3d07543d.js" defer=""></script><script src="/_next/static/chunks/3b1baa31.cd6cdac6158774d8.js" defer=""></script><script src="/_next/static/chunks/7d0bf13e.8f3383787afb45af.js" defer=""></script><script src="/_next/static/chunks/1354.c34ddc4bd7c986c8.js" defer=""></script><script src="/_next/static/chunks/408.2780008a4c2ee197.js" defer=""></script><script src="/_next/static/chunks/pages/%5B%5B...path%5D%5D.eb738e7c87df0dc8.js" defer=""></script><script src="/_next/static/9vYT_fWQKRjfPT7lAZJdB/_buildManifest.js" defer=""></script><script src="/_next/static/9vYT_fWQKRjfPT7lAZJdB/_ssgManifest.js" defer=""></script><script src="/_next/static/9vYT_fWQKRjfPT7lAZJdB/_middlewareManifest.js" defer=""></script> <script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"","rua.cook":"false","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script> <script>!function(a){var e="https://s.go-mpulse.net/boomerang/",t="addEventListener";if("False"=="True")a.BOOMR_config=a.BOOMR_config||{},a.BOOMR_config.PageParams=a.BOOMR_config.PageParams||{},a.BOOMR_config.PageParams.pci=!0,e="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="TURRK-8ADJT-WDUC5-TC32E-KV9ND",function(){function n(e){a.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!a.BOOMR||!a.BOOMR.version&&!a.BOOMR.snippetExecuted){a.BOOMR=a.BOOMR||{},a.BOOMR.snippetExecuted=!0;var i,_,o,r=document.createElement("iframe");if(a[t])a[t]("load",n,!1);else if(a.attachEvent)a.attachEvent("onload",n);r.src="javascript:void(0)",r.title="",r.role="presentation",(r.frameElement||r).style.cssText="width:0;height:0;border:0;display:none;",o=document.getElementsByTagName("script")[0],o.parentNode.insertBefore(r,o);try{_=r.contentWindow.document}catch(O){i=document.domain,r.src="javascript:var d=document.open();d.domain='"+i+"';void(0);",_=r.contentWindow.document}_.open()._l=function(){var a=this.createElement("script");if(i)this.domain=i;a.id="boomr-if-as",a.src=e+"TURRK-8ADJT-WDUC5-TC32E-KV9ND",BOOMR_lstart=(new Date).getTime(),this.body.appendChild(a)},_.write("<bo"+'dy onload="document._l();">'),_.close()}}(),"".length>0)if(a&&"performance"in a&&a.performance&&"function"==typeof a.performance.setResourceTimingBufferSize)a.performance.setResourceTimingBufferSize();!function(){if(BOOMR=a.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var e=""=="true"?1:0,t="",n="bdpnbeqxgy4diz2qdmpa-f-6f227b5fa-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,_={"ak.v":"39","ak.cp":"19387","ak.ai":parseInt("285213",10),"ak.ol":"0","ak.cr":3,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"7c2acf20","ak.r":37669,"ak.a2":e,"ak.m":"a","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":48074,"ak.gh":"23.53.33.206","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"reno","ak.t":"1733303070","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==P0waa47OyFV8TO3i5lXvShoWc/PuWsYZlA4NJZeEucqzDjEQjv2oyQoQjkTlhIx7osfBSwzo80eF+US8dz/xblThO156ULD29h+CvGkG2vGF2fXXqRxAXOsNIaBwPpNG5P/2+FBhF3M4DwvL4jHCzuxpoz3Rqk636uPv7acvcTnJz3eSgSnkdpYfF3dvH4bywP4dJBtd+fatZHZWna00vtiEqfrSzeub05CEXYQ309p6dSS728D4E5yokPyurEgOIwxq54wpggYPa0XcELVADBX9uXvv8zsOIwmJMWlcwr3Wkf017I2kER3Ar/pcAdtyE9NL2FczMg7ZCqMSxy1LbsuUPRPDI9wXFdC0d85vVkej2ophy5334EYhux09pzERtuJxS/FhhSJQTqa4CPyZW6zHBC7HSb9HFIyFbTyN+hw=","ak.pv":"583","ak.dpoabenc":"","ak.tf":i};if(""!==t)_["ak.ruds"]=t;var o={i:!1,av:function(e){var t="http.initiator";if(e&&(!e[t]||"spa_hard"===e[t]))_["ak.feo"]=void 0!==a.aFeoApplied?1:0,BOOMR.addVar(_)},rv:function(){var a=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(a)}};BOOMR.plugins.AK={akVars:_,akDNSPreFetchDomain:n,init:function(){if(!o.i){var a=BOOMR.subscribe;a("before_beacon",o.av,null,null),a("onbeacon",o.rv,null,null),o.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head><body><div id="__next" data-reactroot=""><div class="Layout_mck-c-skipbar__K684J"><a data-component="mdc-c-link" href="#skipToMain" class="mdc-c-button___U4iY2_2734c4f mdc-c-button--primary___Ed-lT_2734c4f mdc-c-button--size-medium"><span class="mdc-c-link__label___Pfqtd_2734c4f">Skip to main content</span></a></div><main class="mck-o-container--outer" data-layer-region="body" role="main" id="skipToMain"><div data-component="mdc-c-module-wrapper" data-module-theme="dark" data-module-background="deep-blue" data-module-category="AnchoredHero" class="ArticleDefault_mck-c-article-default__SfYQE"><style></style><div data-component="mdc-c-background-image" class="mdc-c-bg-image___GJdv1_2734c4f background-image-article-default ArticleDefault_mck-c-article-default__parallax-container__fZ7Iq"></div><div class="ArticleDefault_mck-c-article-default__gradient__Uu21n"></div><div class="ArticleDefault_mck-c-article-default__wrapper-content__XOe9C"><div class="mck-o-container"><div class="mck-o-container--wrapped mck-o-container--mobile-spacing mdc-u-grid mdc-u-grid-col-lg-12"><div data-component="mdc-c-content-block" class="mdc-c-content-block___7p6Lu_2734c4f mdc-u-grid-col-lg-start-1 mdc-u-grid-col-lg-span-10"><div><h1 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-u-ts-2 mck-u-animation-slide-down ArticleDefault_mck-c-article-default__heading__bv6rL"><div>Addressing unequal opportunity in an American city</div></h1></div><div data-component="mdc-c-description" class="mdc-c-description___SrnQP_2734c4f mdc-u-ts-10 mck-u-animation-blur-in-800 ArticleDefault_mck-c-article-default__description__sjoe9"><div><time datetime="2022-05-26T00:00:00Z">May 26, 2022</time> | Podcast</div></div></div></div></div></div></div><div class="mck-o-container"><div class="mck-o-container--wrapped mck-o-container--mobile-spacing mdc-u-grid mdc-u-grid-gutter-xxl"><section data-layer-region="article-body-header" class="mdc-u-grid mdc-u-grid-col-md-12 mck-u-animation-blur-in-400 byline-share-container"><div class="mdc-u-grid-col-md-start-2 mdc-u-grid-col-md-end-8 mdc-u-grid-col-lg-start-3 mdc-u-grid-col-lg-end-8 mdc-u-ts-9"><span> </span><span class="AuthorsByLine_mck-c-authors-byline__author__XdrlD"><span class="AuthorsByLine_mck-c-authors-byline__no-wrap__Ced0j"><a data-component="mdc-c-link" href="/our-people/kweilin-ellingrud" class="mdc-c-link-inline___7DRrt_2734c4f mdc-c-link-inline--secondary___YKoOK_2734c4f"><span class="mdc-c-link__label___Pfqtd_2734c4f">Kweilin Ellingrud</span></a></span></span></div><div class="mdc-u-grid-col-md-start-8 mdc-u-grid-col-md-end-12 mdc-u-grid-col-lg-start-8 mdc-u-grid-col-lg-end-11 ArticleContent_mck-c-article-content__share-tools__kWRRw"></div></section><section class="mdc-u-grid mdc-u-grid-col-md-12 mck-u-animation-blur-in-400"><div class="mdc-u-grid-col-md-start-2 mdc-u-grid-col-md-end-12 mdc-u-grid-col-lg-start-3 mdc-u-grid-col-lg-end-11"><div data-component="mdc-c-description" class="mdc-c-description___SrnQP_2734c4f mdc-u-ts-5"><div class="mck-u-links-inline">Spatial inequality limits opportunities for millions of Americans. How can companies leverage their unique positions to promote sustainable, inclusive growth in the communities they call home?</div></div></div></section><main data-layer-region="article-body" class="mdc-u-grid mdc-u-grid-gutter-xxl"><div class="mdc-u-grid mdc-u-grid-col-1 mdc-u-grid-col-md-12"><div class="mdc-u-grid-col-md-start-2 mdc-u-grid-col-md-end-12 mdc-u-grid-col-lg-start-3 mdc-u-grid-col-lg-end-11"><div class="mdc-o-content-body mck-u-dropcap"><div data-component="mdc-c-module-wrapper" data-module-theme="default" data-module-background="transparent" data-module-category="" class="DownloadsSidebar_mck-c-downloads-sidebar__iFmyt mck-o-xs-right-span"><div data-layer-region="downloads-right-rail"><h3 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-c-heading--title___5qyOB_2734c4f mdc-c-heading--border___K8dj3_2734c4f"></h3><div><div data-component="mdc-c-link-container" class="mdc-c-link-container___xefGu_2734c4f"><a data-component="mdc-c-link" href="#/download/%2F~%2Fmedia%2Fmckinsey%2Ffeatured%20insights%2Ffuture%20of%20america%2Faddressing%20unequal%20opportunity%20in%20an%20american%20city%2Faddressing-unequal-opportunity-in-an-american-city.pdf%3FshouldIndex%3Dfalse" class="DownloadsSidebar_mck-c-downloads-sidebar__download-link__fPqFQ mdc-c-link___lBbY1_2734c4f" target="_self" data-layer-event-prefix="Download Link" data-layer-action="click" data-layer-report-type="" data-layer-file-name="addressing-unequal-opportunity-in-an-american-city" data-layer-report-name="addressing-unequal-opportunity-in-an-american-city>"><span data-component="mdc-c-icon" class="mdc-c-icon___oi7ef_2734c4f mdc-c-icon--size-md___yi5fA_2734c4f mck-download-icon"></span><span class="mdc-c-link__label___Pfqtd_2734c4f"> (7 pages)</span></a></div></div></div></div> <p><strong>Spatial inequality</strong> continues to limit the economic opportunity and mobility of millions of Americans. In this episode of the <em><a href="/featured-insights/sustainable-inclusive-growth/future-of-america">Future of America</a></em> podcast, McKinsey senior partner Kweilin Ellingrud and Lata Reddy, senior vice president of Inclusive Solutions at Prudential Financial and chair of The Prudential Foundation, discuss Lata’s unique career at the intersection of civil rights, social impact, and capital markets, as well as Prudential’s long-term effort to promote sustainable, inclusive growth in Newark, NJ. An edited transcript of their conversation follows.</p>  <p><strong>Kweilin Ellingrud:</strong> Welcome to episode eight of McKinsey’s <em>Future of America</em> podcast, where we explore how we can build a future that drives sustainable and inclusive growth. Join us in conversation with leaders who are accelerating progress to grow, broaden, and sustain prosperity for more Americans.</p> <p>I’m your host for today, Kweilin Ellingrud. I’m a McKinsey Global Institute director and a senior partner based in Minneapolis. Today I’m joined by Lata Reddy of Prudential Financial. She’s a senior vice president for Inclusive Solutions at Prudential and chair of the Prudential Foundation. Lata helps position the company to promote inclusive economic opportunity and sustainable growth. Lata, welcome, and thanks for being here today.</p> <p><strong>Lata Reddy:</strong> Thanks for having me.</p> <p><strong>Kweilin Ellingrud: </strong>Lata, tell me a bit more about your role at Prudential.</p> <p><strong>Lata Reddy: </strong>I have the privilege of leading an organization within Prudential that leverages its expertise and resources with those that reside across all of Prudential. And so we are able to bring an outside–inside view to the work of our company.</p> <p>That means that we can bring insights about customers who traditionally have been underserved by financial services institutions. We can help understand what emerging markets are experiencing and what they need, and those markets may be people, or they may be geographies.</p> <p>And because of the set of partners that we invest in on the ground, we’re able to share those learnings with our colleagues, who can then use them to inform the products and the solutions that we are going to market with. All of that is in an effort to make sure that we are serving the needs of a broader group of stakeholders every day.</p> <p><strong>Kweilin Ellingrud: </strong>Lata, you’ve had so many different chapters of your career, including as a civil-rights attorney. Tell us about how you have chosen or steered your career.</p> <p><strong>Lata Reddy: </strong>For me, as it is for many people in my line of work, it’s personal. I began my career as a civil-rights attorney because of the experiences I had growing up. I’m the child of immigrants from India. Both my parents came to this country to pursue a better life for their family, a classic immigrant tale.</p> <p>I saw in one generation what access to opportunities meant for my family. Both of my sets of grandparents came from very limited means. And because of access to education, access to a quality job, and frankly, access to benefits, my family within one generation is exponentially better off than we would’ve been.</p> <div data-component="mdc-c-module-wrapper" data-module-theme="default" data-module-background="transparent" data-module-category="" class="mck-c-disruptor1up mck-o-md-center mck-u-inline-module-border-top mck-u-inline-module-border-bottom mck-u-screen-only" data-layer-region="disruptor-1up"><div class="mdc-u-grid mdc-u-grid-gutter-md mdc-u-grid-col-lg-12 mdc-u-grid-col-md-12 "><div class="mdc-u-grid-col-md-span-12"><header data-component="mdc-c-header" class="mdc-c-header"><div class="mdc-c-header__block___i1Lg-_2734c4f"><h3 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f"><div>Subscribe to the <em>Future of America</em> podcast</div></h3></div></header><div data-component="mdc-c-link-container" class="mdc-c-link-container___xefGu_2734c4f mdc-c-link-container--display-column___X0HDD_2734c4f mck-c-disruptor1up__content Disruptor1Up_mck-c-disruptor1up__content--links__VV4lE mdc-u-grid-gutter-md"><a data-component="mdc-c-link" href="https://podcasts.apple.com/us/podcast/future-of-america/id1616517376" class="mdc-c-button___U4iY2_2734c4f mdc-c-button--primary___Ed-lT_2734c4f mdc-c-button--size-large___jwpUy_2734c4f" target="_blank"><span class="mdc-c-link__label___Pfqtd_2734c4f">Apple Podcasts</span></a><a data-component="mdc-c-link" href="https://open.spotify.com/show/0FpeyjojJTKf2hVtQ3otah" class="mdc-c-button___U4iY2_2734c4f mdc-c-button--primary___Ed-lT_2734c4f mdc-c-button--size-large___jwpUy_2734c4f" target="_blank"><span class="mdc-c-link__label___Pfqtd_2734c4f">Spotify</span></a></div></div></div></div> <p><strong>Kweilin Ellingrud: </strong>What have been some of your favorite roles across your career?</p> <p><strong>Lata Reddy:</strong> All of them taught me something different. But I think the role I have now is the culmination of the other roles. It brings together all of the different experiences I’ve had in one place on a very large platform. Having said that, I will say that there was a pivotal experience during my time in law school when I had the incredible privilege of working for a lawyer by the name of Bryan Stevenson.</p>  <p>Many people know Bryan from his memoir, <em>Just Mercy</em>, and from his work generally. But I learned so much about what it means to recognize our shared humanity, what it means to, again, have access to opportunity, and what it means when you don’t. That was a life-changing experience for me.</p> <p><strong>Kweilin Ellingrud: </strong>Across these different roles, across the sectors, you’ve had a lot of exposure to growth and inclusion. And we’re talking today about sustainable and inclusive growth. What does that mean to you?</p> <p><strong>Lata Reddy: </strong>To me, fundamentally, inclusive growth is about creating agency within people’s lives so that they have the ability to make the best decisions for themselves and their families. And that’s all people. Again, it is that they have the ability, which means people need the tools and the resources and the access to opportunity. But fundamentally, it’s about being able to decide for yourself. </p> <p><strong>Kweilin Ellingrud: </strong>Tell us a little bit more about your role at Prudential and how you’ve used the power of capital markets to drive financial and social mobility.</p> <p><strong>Lata Reddy: </strong>I have the privilege of leading an organization within Prudential that is focused on working across our businesses with our various leaders to enable Prudential to lead as a driver of inclusive growth. We have a somewhat unique mix of businesses that enable us to address people’s financial needs at various stages of their life cycle.</p> <p>So we combine the resources that my team actively manages—which include our philanthropy, impact investing, and DEI [diversity, equity, and inclusion] expertise—along with the expertise that resides across Prudential to really embed a way of thinking within the company so that we can go to market more inclusively.</p> <p><strong>Kweilin Ellingrud: </strong>When you think about the state of social mobility more broadly across the US, where are we today?</p> <p><strong>Lata Reddy: </strong>Unfortunately, we’re backsliding. We’ve seen from research, and Raj Chetty’s research in particular,<span class="FootNote_footnote-holder__tjRqy"><a aria-label="footnote" href="javascript:void(0);" class="FootNote_footnote-wrapper__AIRwL undefined FootNote_inactive__VZfCp" aria-describedby="b7eabd69-d180-401f-a1d0-147575c5d503"><sup class="FootNote_footnotesup__e73z_">1</sup><span class="FootNote_notch-wrapper__b_5NS"><span class="FootNote_notch__omKtY"></span></span><span class="FootNote_tooltip__QtrbA mdc-u-mt-2"><span class="FootNote_footnote-content__r2OVl"><span id="b7eabd69-d180-401f-a1d0-147575c5d503" aria-hidden="true" data-module-theme="light" class="FootNote_footnote-text__VjKgO mck-u-links-inline">Raj Chetty et al., “The fading American dream: Trends in absolute income mobility since 1940,” <em>Science</em>, April 2017, Volume 356, Issue 6336.</span></span></span></a></span> that people who were born in the 1940s had a 90 percent chance of earning more than their parents, and people born now have a 50 percent chance. That’s a pretty staggering statistic. And we know that that sits on another statistic, which is the reality that people’s destiny is often defined by their geography.</p> <p><strong>Kweilin Ellingrud:</strong> That brings us to place-based approaches to better equity. What have you done in this space of place-based work?</p> <p><strong>Lata Reddy:</strong> We’ve done a lot. Prudential was founded and remains headquartered in Newark, New Jersey. It is our hometown, and a place that we hold dear. So we have learned from the crucible of Newark and try to do right by our colleagues and the citizens of the city and do everything we can to create a more equitable system.</p> <p><strong>Kweilin Ellingrud: </strong>What are some of the initiatives that have been most successful?</p> <p><strong>Lata Reddy:</strong> I think the work we’ve done with intermediary organizations are things that we would point to as showing evidence of success and places where we can continue to build. For example, we have been deeply invested in the issue of public safety in the city of Newark.</p> <p>And we helped create and maintain a collaborative, the Newark Public Safety Collaborative, where institutions across the city have come together to create a more integrated public-safety system that is integrated with the community, that democratizes access to data, and that empowers and supports community-based organizations to implement their own strategies related to public safety.</p> <p>So it’s that notion of aggregating and having a collective view of what success looks like, making deep investments in the organizations that can drive that success, and remaining at the table with other stakeholders to ensure that we push it forward.</p> <p><strong>Kweilin Ellingrud:</strong> Given your unique experience across all the various sectors, what role do you think each of those sectors can play in the solution?</p> <p><strong>Lata Reddy:</strong> I think that’s the beauty and the importance of cross-sector collaboration, that we all do bring such unique skill sets. So when you think about the philanthropic or the corporate sectors, we have the ability to convene. We can bring people to the table.</p> <p>The city and the universities have data, and the data are so critical as we’re making decisions. Others bring that type of research expertise and community expertise through the lived experience of how these issues play out on the ground every day. So I think, again, it’s important to bring all these different stakeholders together to really mine that expertise and make sure you get to the best possible solutions.</p> <p><strong>Kweilin Ellingrud:</strong> As we hopefully emerge from COVID-19, what kind of place-based markers are you looking at to assess if we are truly getting out of this in an equitable and hopefully quick way?</p> <p><strong>Lata Reddy:</strong> There are a few things that we are very focused on. One is access to quality jobs. How do you open up more pathways to quality jobs for local residents, in our case in Newark, but it also applies to other cities around the country and around the world where we’re engaged?</p> <p>And quality jobs mean jobs that have career growth opportunities and robust benefits, where we’re really connecting work and wealth in the way that it used to be but no longer is. We are very focused on access to capital and access to financial services.</p> <p>How do we invest in the small-business ecosystem, particularly those owned by people of color who are employing a large number of local residents in these local economies and driving the local economies? How do we ensure that they have the capital and the technical assistance and access to customers that they need to thrive? And speaking of thriving, creating thriving neighborhoods and making sure that these cities are rich with amenities, including cultural amenities, with safe green spaces and high-quality educational systems.</p> <p><strong>Kweilin Ellingrud: </strong>You’re deeply committed to addressing inequalities and promoting sustainable and inclusive growth in the Newark home of Prudential. In this section I want to dive deeper into your work in the city. Can you talk us through the story? How did it start? How did you get involved? What are the key elements of your place-based work and impact in Newark, New Jersey?</p> <p><strong>Lata Reddy:</strong> I have the privilege of coming in at the middle of a story. Prudential, as I mentioned, was founded and remains headquartered in Newark. We were founded there almost 150 years ago. Our history of deep engagement in the city began about 50 years ago. And we have not looked back since. So I’m just carrying on a proud tradition of engagement in the issues of the city.</p> <p><strong>Kweilin Ellingrud: </strong>I want to dig deeper into Prudential’s work and your broader work in the city. What are you focused on?</p> <p><strong>Lata Reddy: </strong>Those initiatives have changed over time. When we first began doing this work, it was really about rebuilding the infrastructure of the city and building a civil society. And this was following the civil unrest in the summer of 1967. Other companies chose to leave the city.</p> <p>We decided to stay and made an affirmative decision to be part of the rebuilding. Our first tranche of work was around that. We then moved to helping to build capacity and pilot new initiatives that we thought would have the impact that we were seeking.</p> <p>We then took some of those initiatives that were having positive impact and began to scale them. Now we’re at an interesting moment as we are coming out of the impacts of COVID-19, and the setbacks that cities like Newark faced as a result of the pandemic, and embarking on yet another sort of phase of this work.</p> <p><strong>Kweilin Ellingrud: </strong>As COVID-19 unfolded in Newark, what were some of the biggest shifts and challenges that you saw?</p> <p><strong>Lata Reddy:</strong> We’ll start with the assets that Newark brings to the table. It is an incredible city. It has five universities and seven hospitals, a port, and a transportation and logistics hub. So it’s an asset-rich place. And prior to the onset of the pandemic, the city was on a trajectory to make a step change in terms of the economic activity and the amenities that were coming to the city and, most importantly, the access that was available to residents of the city.</p> <p>Obviously the pandemic was a huge setback in terms of the health impacts and the economic impacts that it created. So we and other stakeholders in the city have been doing a lot of work on really understanding what those impacts were and devising strategies to not only mitigate and come out of that but really to create a faster trajectory to the vitality that we want to see.</p> <p><strong>Kweilin Ellingrud: </strong>What did other stakeholder groups do? You’ve talked a lot about a kind of collaboration in bringing solutions to Newark. How did businesses, government, and local nonprofits all react?</p> <p><strong>Lata Reddy: </strong>I would say, prior to the pandemic, Newark was a highly collaborative city. There were leaders who came together on a regular basis. We founded the Newark Anchor Collaborative—and by the way, we broadened the definition of anchor institutions beyond the typical “eds” and “meds” to include large corporate entities and large nonprofits that fit the classic definition.</p> <p>These entities have been partnering and collaborating and co-creating for many years alongside the city. And throughout the pandemic that collaboration continued, albeit from afar, as those of us who were fortunate enough to be able to work from home were doing so.</p> <p>That meant that it took a different form of collaboration but continued nonetheless. And now that people are returning to the physical workplace, we continue to invest our time and our money. It takes the form of collaborating on our purchasing power and pooling funds so that we can procure goods and services from local Newark businesses to help them grow. It is collaborating on job-training programs and hiring people from these training programs so that residents have access to quality jobs within our own institutions within the city, and things like that.</p> <p><strong>Kweilin Ellingrud:</strong> That cross-sector collaboration is so impressive. Let’s focus on the private sector for a moment. Prudential has committed over $1 billion to promote economic and social opportunity across Newark. That is a staggering number: $1 billion. Tell us how is that funded? How do you invest that in impact?</p> <p><strong>Lata Reddy: </strong>That money is Prudential’s balance sheet money, and it takes the form of two different tranches. One is through our philanthropic efforts, and the other is through impact investing. That enables us to invest in both people and the place.</p> <p>And on the people side of it, we have invested in education. That is ensuring that everybody has access to a high-quality education by supporting a portfolio of options, such as traditional district public schools and charter schools and independent schools.</p> <p>We have provided funding for youth development programs to ensure that young people have access to educational opportunities as well as job opportunities when the time comes. We have invested in umbrella organizations that are working on business attraction and economic development.</p> <p>And then, on the physical side, we have invested in various infrastructure projects. So redeveloping large assets in the city that had been dark for many, many years and bringing them back to life, creating affordable housing options and retail amenities, and opening up green spaces as well.</p> <p><strong>Kweilin Ellingrud: </strong>Lata, one of the things I’ve seen organizations really struggle with in this space is how to measure impact, right? Some of the outcomes take so many years, if not decades, to actually happen. How do you think about impact? What’s worked in terms of the measurement? What hasn’t?</p> <p><strong>Lata Reddy:</strong> For us, well, for everybody, it’s been complicated. I think because we have different resources that we’re bringing to the table and have a different type of impact; we are measuring multiple things. So for us, ultimately, success looks like that notion of agency.</p> <p>And along the way, there are milestones that we are looking to see. For example, in the education space, we made heavy investments in early childhood education about a decade ago to ensure that students were reading at grade level by the fourth grade.</p> <p>We are seeing the results of that now in terms of increased graduation rates and persistency into and through college. Those are the kinds of milestones and markers that we’re looking at, where we know that people’s lives can go off track. So, making sure that we are understanding and investing in those places.</p> <p><strong>Kweilin Ellingrud:</strong> You were appointed to lead the economic-recovery committee that Newark Mayor [Ras] Baraka named, and it was called the Newark Reopening and Recovery Strike Force. Tell us a bit about that experience.</p> <p><strong>Lata Reddy: </strong>It was a wonderfully collaborative and engaging experience, and I was honored to serve in that role. The mayor was very clear that he wanted to bring together a cross-section of stakeholders to bring their diverse experience and expertise to the table to create the best solutions in terms of how we bring the city out of the pandemic and into the future, in the next iteration of what living in Newark means. So it was an opportunity, again, to really think through what some of the critical issues of that moment were, as well as plan for the future and the rebuilding of the city’s economy.</p> <p><strong>Kweilin Ellingrud: </strong>What a wonderful way to think about not only Prudential’s impact but also collaborating for greater impact as well.</p> <p>Lata, thank you for sharing your insights with us today. I’ve been inspired by the boldness of your commitment and the long-term focus on making a difference for the residents of Newark, New Jersey. We’re wrapping up each of our <em>Future of America </em>episodes with a rapid-fire Q&A. We’re going to start with whether there is a book or an article that you’ve recently read that excites you about a more sustainable and inclusive future?</p> <p><strong>Lata Reddy: </strong>This is going to sound very nerdy, but I recently rediscovered, when I was back in my physical office, a book that we at Prudential published a few years ago—well, many years ago—called <em>The Power of a Story</em>. And the reason it’s important is because it chronicled our history.</p> <p>Prudential was founded on the principle of equity and opening up markets to those who have been shut out. So it was a wonderful reminder in this particular moment of the opportunity that exists for companies like Prudential to drive inclusive growth.</p> <p><strong>Kweilin Ellingrud: </strong>Wonderful. I’ll have to pick that one up. What makes you optimistic that we can achieve more sustainable and inclusive growth?</p> <p><strong>Lata Reddy: </strong> At this moment, the fact that so many more people are getting, as Bryan Stevenson says, proximate to the issues of inequality. We haven’t seen this before, I think, in our lifetime. It gives me some hope that with a better understanding of the issues and the structural barriers that have created the inequities we see, we’ll be in a better position to solve them.</p> <p><strong>Kweilin Ellingrud: </strong>What’s one thing that listeners can do today to promote more sustainable and inclusive growth?</p> <p><strong>Lata Reddy: </strong>Frequent local, diverse, small businesses. Spend your money where it matters.</p> <p><strong>Kweilin Ellingrud: </strong>Love it. Lata, thank you so much for joining us today and sharing your insights.</p> <p><strong>Lata Reddy: </strong>Thank you so much for having me.</p> <p><strong>Kweilin Ellingrud: </strong>That was Lata Reddy, senior vice president of Inclusive Solutions at Prudential Financial and chair of the Prudential Foundation. I’m your host, Kweilin Ellingrud. You have been listening to McKinsey’s <em>Future of America</em> podcast series. Thank you for joining us.</p></div><div class="container-placeholder"></div></div></div><div class="mdc-u-grid mdc-u-grid-gutter-xl"><section role="contentinfo" data-layer-region="article-about-authors" class="mdc-u-grid mdc-u-grid-col-md-12 AboutAuthor_mck-c-about-author__nRJzu"><div class="mdc-u-grid-col-md-start-2 mdc-u-grid-col-md-end-12 mdc-u-grid-col-lg-start-3 mdc-u-grid-col-lg-end-11"><h5 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-c-heading--title___5qyOB_2734c4f mdc-c-heading--border___K8dj3_2734c4f mdc-u-align-center"></h5><div data-component="mdc-c-description" class="mdc-c-description___SrnQP_2734c4f mdc-u-ts-8 mck-u-links-inline mck-u-links-inline--secondary mdc-u-mt-5"><div><p><strong>Lata Reddy</strong> is senior vice president of Inclusive Solutions at Prudential Financial and chair of The Prudential Foundation. <strong><a href="/our-people/kweilin-ellingrud">Kweilin Ellingrud</a></strong> is a director of the McKinsey Global Institute and a senior partner in McKinsey’s Minneapolis office. </p> <p><em>Comments and opinions expressed by interviewees are their own and do not represent or reflect the opinions, policies, or positions of McKinsey & Company or have its endorsement.</em></p></div></div></div></section><section class="mdc-u-grid mdc-u-grid-col-md-12 mck-u-screen-only"><div class="mdc-u-grid-col-md-start-2 mdc-u-grid-col-md-end-12 mdc-u-grid-col-lg-start-5 mdc-u-grid-col-lg-end-9"><h5 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-c-heading--title___5qyOB_2734c4f mdc-c-heading--border___K8dj3_2734c4f mdc-u-align-center">Explore a career with us</h5><div data-component="mdc-c-link-container" class="mdc-c-link-container___xefGu_2734c4f mdc-c-link-container--align-center___ar3mu_2734c4f"><a data-component="mdc-c-link" href="/careers/search-jobs" class="mdc-c-button___U4iY2_2734c4f mdc-c-button--secondary___Boipq_2734c4f mdc-c-button--size-large___jwpUy_2734c4f" aria-label="Search Openings" data-layer-event-prefix="CTA Link" data-layer-action="click" data-layer-category="careers" data-layer-subcategory="search" data-layer-text="Search Openings"><span class="mdc-c-link__label___Pfqtd_2734c4f">Search Openings</span></a></div></div></section></div></main></div><div data-component="mdc-c-module-wrapper" data-module-theme="light" data-module-background="lightest-grey" data-module-category="StandalonePromo" class="RelatedArticle_mck-c-article-related__GGA76 mck-u-screen-only" data-layer-region="related-articles"><div class="mdc-o-container__wrapper is-wrapped mdc-u-spaced-mobile"><h5 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-c-heading--title___5qyOB_2734c4f mdc-u-align-center">Related Articles</h5><div class="mdc-u-grid mdc-u-grid-col-md-2 RelatedArticle_items-container__s2uD0"><div class="mdc-u-grid mdc-u-grid-gutter-lg Card_card__diA2r Card_hover-effect__RGb9b"><div class="Card_wrapper-image__8b4P6"><a data-component="mdc-c-link" href="/industries/social-sector/our-insights/the-case-for-accelerating-financial-inclusion-in-black-communities" class="mdc-c-link___lBbY1_2734c4f"><picture data-component="mdc-c-picture" class="Card_wrapper-image__8b4P6"><style>.picture-uniqueKey-thec-0 { aspect-ratio: 16/9 }</style><img alt="The case for accelerating financial inclusion in black communities" class="picture-uniqueKey-thec-0" src="/~/media/mckinsey/industries/public%20and%20social%20sector/our%20insights/the%20case%20for%20accelerating%20financial%20inclusion%20in%20black%20communities/financial-inclusion_1536x1536.jpg?cq=50&mw=767&car=16:9&cpy=Center" loading="lazy"/></picture></a></div><div class="Card_wrapper-text__U6Y3k"><div data-component="mdc-c-content-block" class="mdc-c-content-block___7p6Lu_2734c4f Card_content-block__pF6Z1"><span>Article - <i>McKinsey Institute for Black Economic Mobility</i></span><h6 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-u-ts-6"><a data-component="mdc-c-link" href="/industries/social-sector/our-insights/the-case-for-accelerating-financial-inclusion-in-black-communities" class="mdc-c-link-heading___Zggl8_2734c4f mdc-c-link___lBbY1_2734c4f"><div>The case for accelerating financial inclusion in black communities</div></a></h6></div></div></div><div class="mdc-u-grid mdc-u-grid-gutter-lg Card_card__diA2r Card_hover-effect__RGb9b"><div class="Card_wrapper-image__8b4P6"><a data-component="mdc-c-link" href="/featured-insights/sustainable-inclusive-growth/america-2022-in-charts-an-economic-opportunity-snapshot" class="mdc-c-link___lBbY1_2734c4f"><picture data-component="mdc-c-picture" class="Card_wrapper-image__8b4P6"><style>.picture-uniqueKey-ameri-0 { aspect-ratio: 16/9 }</style><img alt="Women and young girl sitting together" class="picture-uniqueKey-ameri-0" src="/~/media/mckinsey/featured%20insights/sustainable%20inclusive%20growth/america%202022%20in%20charts%20an%20economic%20opportunity%20snapshot/america%202022-thumb-1536x1536.jpg?cq=50&mw=767&car=16:9&cpy=Center" loading="lazy"/></picture></a></div><div class="Card_wrapper-text__U6Y3k"><div data-component="mdc-c-content-block" class="mdc-c-content-block___7p6Lu_2734c4f Card_content-block__pF6Z1"><span>Article</span><h6 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-u-ts-6"><a data-component="mdc-c-link" href="/featured-insights/sustainable-inclusive-growth/america-2022-in-charts-an-economic-opportunity-snapshot" class="mdc-c-link-heading___Zggl8_2734c4f mdc-c-link___lBbY1_2734c4f"><div>America 2022 in charts: An economic opportunity snapshot</div></a></h6></div></div></div></div></div></div></div></main></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"locale":"en","dictionary":{},"sitecoreContext":{"route":{"name":"Addressing unequal opportunity in an American city","displayName":"Addressing unequal opportunity in an American city","fields":null,"databaseName":"web","deviceId":"fe5d7fdf-89c0-4d99-9aa3-b5fbd009c9f3","itemId":"b5c37605-c642-455d-8045-c910fd65d3c3","itemLanguage":"en","itemVersion":1,"layoutId":"ae753eb4-a035-40b4-83bf-4b4438df6742","templateId":"683910db-02ba-40ba-92e7-726c880160a9","templateName":"ArticleJSS","placeholders":{"jss-main":[{"uid":"232bb7e9-289f-492d-a916-2b6185e44a84","componentName":"ArticleTemplate","dataSource":"","fields":{"data":{"articleTemplate":{"title":{"jsonValue":{"value":"Addressing unequal opportunity in an American city"}},"sEOTitle":{"value":""},"description":{"jsonValue":{"value":"Spatial inequality limits opportunities for millions of Americans. How can companies leverage their unique positions to promote sustainable, inclusive growth in the communities they call home?"}},"sEODescription":{"value":""},"displayDate":{"jsonValue":{"value":"2022-05-26T00:00:00Z"}},"body":{"value":"[[DownloadsSidebar]]\n\u003cp\u003e\u003cstrong\u003eSpatial inequality\u003c/strong\u003e continues to limit the economic opportunity and mobility of millions of Americans. In this episode of the \u003cem\u003e\u003ca href=\"/featured-insights/sustainable-inclusive-growth/future-of-america\"\u003eFuture of America\u003c/a\u003e\u003c/em\u003e podcast, McKinsey senior partner Kweilin Ellingrud and Lata Reddy, senior vice president of Inclusive Solutions at Prudential Financial and chair of The Prudential Foundation, discuss Lata\u0026rsquo;s unique career at the intersection of civil rights, social impact, and capital markets, as well as Prudential\u0026rsquo;s long-term effort to promote sustainable, inclusive growth in Newark, NJ. An edited transcript of their conversation follows.\u003c/p\u003e\n[[Audio 1]]\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud:\u003c/strong\u003e Welcome to episode eight of McKinsey\u0026rsquo;s \u003cem\u003eFuture of America\u003c/em\u003e podcast, where we explore how we can build a future that drives sustainable and inclusive growth. Join us in conversation with leaders who are accelerating progress to grow, broaden, and sustain prosperity for more Americans.\u003c/p\u003e\n\u003cp\u003eI\u0026rsquo;m your host for today, Kweilin Ellingrud. I\u0026rsquo;m a McKinsey Global Institute director and a senior partner based in Minneapolis. Today I\u0026rsquo;m joined by Lata Reddy of Prudential Financial. She\u0026rsquo;s a senior vice president for Inclusive Solutions\u0026nbsp;at Prudential and chair of the Prudential Foundation. Lata helps position the company to promote inclusive economic opportunity and sustainable growth. Lata, welcome, and thanks for being here today.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e Thanks for having me.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eLata, tell me a bit more about your role at Prudential.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eI have the privilege of leading an organization within Prudential that leverages its expertise and resources with those that reside across all of Prudential. And so we are able to bring an outside\u0026ndash;inside view to the work of our company.\u003c/p\u003e\n\u003cp\u003eThat means that we can bring insights about customers who traditionally have been underserved by financial services institutions. We can help understand what emerging markets are experiencing and what they need, and those markets may be people, or they may be geographies.\u003c/p\u003e\n\u003cp\u003eAnd because of the set of partners that we invest in on the ground, we\u0026rsquo;re able to share those learnings with our colleagues, who can then use them to inform the products and the solutions that we are going to market with. All of that is in an effort to make sure that we are serving the needs of a broader group of stakeholders every day.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eLata, you\u0026rsquo;ve had so many different chapters of your career, including as a civil-rights attorney. Tell us about how you have chosen or steered your career.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eFor me, as it is for many people in my line of work, it\u0026rsquo;s personal. I began my career as a civil-rights attorney because of the experiences I had growing up. I\u0026rsquo;m the child of immigrants from India. Both my parents came to this country to pursue a better life for their family, a classic immigrant tale.\u003c/p\u003e\n\u003cp\u003eI saw in one generation what access to opportunities meant for my family. Both of my sets of grandparents came from very limited means. And because of access to education, access to a quality job, and frankly, access to benefits, my family within one generation is exponentially better off than we would\u0026rsquo;ve been.\u003c/p\u003e\n[[Disruptor1Up futureofamerica]]\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWhat have been some of your favorite roles across your career?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e All of them taught me something different. But I think the role I have now is the culmination of the other roles. It brings together all of the different experiences I\u0026rsquo;ve had in one place on a very large platform. Having said that, I will say that there was a pivotal experience during my time in law school when I had the incredible privilege of working for a lawyer by the name of Bryan Stevenson.\u003c/p\u003e\n[[MostPopularArticles 5]]\n\u003cp\u003eMany people know Bryan from his memoir, \u003cem\u003eJust Mercy\u003c/em\u003e, and from his work generally. But I learned so much about what it means to recognize our shared humanity, what it means to, again, have access to opportunity, and what it means when you don\u0026rsquo;t. That was a life-changing experience for me.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eAcross these different roles, across the sectors, you\u0026rsquo;ve had a lot of exposure to growth and inclusion. And we\u0026rsquo;re talking today about sustainable and inclusive growth. What does that mean to you?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eTo me, fundamentally, inclusive growth is about creating agency within people\u0026rsquo;s lives so that they have the ability to make the best decisions for themselves and their families. And that\u0026rsquo;s all people. Again, it is that they have the ability, which means people need the tools and the resources and the access to opportunity. But fundamentally, it\u0026rsquo;s about being able to decide for yourself.\n\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eTell us a little bit more about your role at Prudential and how you\u0026rsquo;ve used the power of capital markets to drive financial and social mobility.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eI have the privilege of leading an organization within Prudential that is focused on working across our businesses with our various leaders to enable Prudential to lead as a driver of inclusive growth. We have a somewhat unique mix of businesses that enable us to address people\u0026rsquo;s financial needs at various stages of their life cycle.\u003c/p\u003e\n\u003cp\u003eSo we combine the resources that my team actively manages\u0026mdash;which include our philanthropy, impact investing, and DEI [diversity, equity, and inclusion] expertise\u0026mdash;along with the expertise that resides across Prudential to really embed a way of thinking within the company so that we can go to market more inclusively.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWhen you think about the state of social mobility more broadly across the US, where are we today?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eUnfortunately, we\u0026rsquo;re backsliding. We\u0026rsquo;ve seen from research, and Raj Chetty\u0026rsquo;s research in particular,[[Footnote 1]] that people who were born in the 1940s had a 90 percent chance of earning more than their parents, and people born now have a 50 percent chance. That\u0026rsquo;s a pretty staggering statistic. And we know that that sits on another statistic, which is the reality that people\u0026rsquo;s destiny is often defined by their geography.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud:\u003c/strong\u003e That brings us to place-based approaches to better equity. What have you done in this space of place-based work?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e We\u0026rsquo;ve done a lot. Prudential was founded and remains headquartered in Newark, New Jersey. It is our hometown, and a place that we hold dear. So we have learned from the crucible of Newark and try to do right by our colleagues and the citizens of the city and do everything we can to create a more equitable system.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWhat are some of the initiatives that have been most successful?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e I think the work we\u0026rsquo;ve done with intermediary organizations are things that we would point to as showing evidence of success and places where we can continue to build. For example, we have been deeply invested in the issue of public safety in the city of Newark.\u003c/p\u003e\n\u003cp\u003eAnd we helped create and maintain a collaborative, the Newark Public Safety Collaborative, where institutions across the city have come together to create a more integrated public-safety system that is integrated with the community, that democratizes access to data, and that empowers and supports community-based organizations to implement their own strategies related to public safety.\u003c/p\u003e\n\u003cp\u003eSo it\u0026rsquo;s that notion of aggregating and having a collective view of what success looks like, making deep investments in the organizations that can drive that success, and remaining at the table with other stakeholders to ensure that we push it forward.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud:\u003c/strong\u003e Given your unique experience across all the various sectors, what role do you think each of those sectors can play in the solution?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e I think that\u0026rsquo;s the beauty and the importance of cross-sector collaboration, that we all do bring such unique skill sets. So when you think about the philanthropic or the corporate sectors, we have the ability to convene. We can bring people to the table.\u003c/p\u003e\n\u003cp\u003eThe city and the universities have data, and the data are so critical as we\u0026rsquo;re making decisions. Others bring that type of research expertise and community expertise through the lived experience of how these issues play out on the ground every day. So I think, again, it\u0026rsquo;s important to bring all these different stakeholders together to really mine that expertise and make sure you get to the best possible solutions.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud:\u003c/strong\u003e As we hopefully emerge from COVID-19, what kind of place-based markers are you looking at to assess if we are truly getting out of this in an equitable and hopefully quick way?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e There are a few things that we are very focused on. One is access to quality jobs. How do you open up more pathways to quality jobs for local residents, in our case in Newark, but it also applies to other cities around the country and around the world where we\u0026rsquo;re engaged?\u003c/p\u003e\n\u003cp\u003eAnd quality jobs mean jobs that have career growth opportunities and robust benefits, where we\u0026rsquo;re really connecting work and wealth in the way that it used to be but no longer is. We are very focused on access to capital and access to financial services.\u003c/p\u003e\n\u003cp\u003eHow do we invest in the small-business ecosystem, particularly those owned by people of color who are employing a large number of local residents in these local economies and driving the local economies? How do we ensure that they have the capital and the technical assistance and access to customers that they need to thrive? And speaking of thriving, creating thriving neighborhoods and making sure that these cities are rich with amenities, including cultural amenities, with safe green spaces and high-quality educational systems.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eYou\u0026rsquo;re deeply committed to addressing inequalities and promoting sustainable and inclusive growth in the Newark home of Prudential. In this section I want to dive deeper into your work in the city. Can you talk us through the story? How did it start? How did you get involved? What are the key elements of your place-based work and impact in Newark, New Jersey?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e I have the privilege of coming in at the middle of a story. Prudential, as I mentioned, was founded and remains headquartered in Newark. We were founded there almost 150 years ago. Our history of deep engagement in the city began about 50 years ago. And we have not looked back since. So I\u0026rsquo;m just carrying on a proud tradition of engagement in the issues of the city.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eI want to dig deeper into Prudential\u0026rsquo;s work and your broader work in the city. What are you focused on?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eThose initiatives have changed over time. When we first began doing this work, it was really about rebuilding the infrastructure of the city and building a civil society. And this was following the civil unrest in the summer of 1967. Other companies chose to leave the city.\u003c/p\u003e\n\u003cp\u003eWe decided to stay and made an affirmative decision to be part of the rebuilding. Our first tranche of work was around that. We then moved to helping to build capacity and pilot new initiatives that we thought would have the impact that we were seeking.\u003c/p\u003e\n\u003cp\u003eWe then took some of those initiatives that were having positive impact and began to scale them. Now we\u0026rsquo;re at an interesting moment as we are coming out of the impacts of COVID-19, and the setbacks that cities like Newark faced as a result of the pandemic, and embarking on yet another sort of phase of this work.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eAs COVID-19 unfolded in Newark, what were some of the biggest shifts and challenges that you saw?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e We\u0026rsquo;ll start with the assets that Newark brings to the table. It is an incredible city. It has five universities and seven hospitals, a port, and a transportation and logistics hub. So it\u0026rsquo;s an asset-rich place. And prior to the onset of the pandemic, the city was on a trajectory to make a step change in terms of the economic activity and the amenities that were coming to the city and, most importantly, the access that was available to residents of the city.\u003c/p\u003e\n\u003cp\u003eObviously the pandemic was a huge setback in terms of the health impacts and the economic impacts that it created. So we and other stakeholders in the city have been doing a lot of work on really understanding what those impacts were and devising strategies to not only mitigate and come out of that but really to create a faster trajectory to the vitality that we want to see.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWhat did other stakeholder groups do? You\u0026rsquo;ve talked a lot about a kind of collaboration in bringing solutions to Newark. How did businesses, government, and local nonprofits all react?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eI would say, prior to the pandemic, Newark was a highly collaborative city. There were leaders who came together on a regular basis. We founded the Newark Anchor Collaborative\u0026mdash;and by the way, we broadened the definition of anchor institutions beyond the typical \u0026ldquo;eds\u0026rdquo; and \u0026ldquo;meds\u0026rdquo; to include large corporate entities and large nonprofits that fit the classic definition.\u003c/p\u003e\n\u003cp\u003eThese entities have been partnering and collaborating and co-creating for many years alongside the city. And throughout the pandemic that collaboration continued, albeit from afar, as those of us who were fortunate enough to be able to work from home were doing so.\u003c/p\u003e\n\u003cp\u003eThat meant that it took a different form of collaboration but continued nonetheless. And now that people are returning to the physical workplace, we continue to invest our time and our money. It takes the form of collaborating on our purchasing power and pooling funds so that we can procure goods and services from local Newark businesses to help them grow. It is collaborating on job-training programs and hiring people from these training programs so that residents have access to quality jobs within our own institutions within the city, and things like that.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud:\u003c/strong\u003e That cross-sector collaboration is so impressive. Let\u0026rsquo;s focus on the private sector for a moment. Prudential has committed over $1 billion to promote economic and social opportunity across Newark. That is a staggering number: $1 billion. Tell us how is that funded? How do you invest that in impact?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eThat money is Prudential\u0026rsquo;s balance sheet money, and it takes the form of two different tranches. One is through our philanthropic efforts, and the other is through impact investing. That enables us to invest in both people and the place.\u003c/p\u003e\n\u003cp\u003eAnd on the people side of it, we have invested in education. That is ensuring that everybody has access to a high-quality education by supporting a portfolio of options, such as traditional district public schools and charter schools and independent schools.\u003c/p\u003e\n\u003cp\u003eWe have provided funding for youth development programs to ensure that young people have access to educational opportunities as well as job opportunities when the time comes. We have invested in umbrella organizations that are working on business attraction and economic development.\u003c/p\u003e\n\u003cp\u003eAnd then, on the physical side, we have invested in various infrastructure projects. So redeveloping large assets in the city that had been dark for many, many years and bringing them back to life, creating affordable housing options and retail amenities, and opening up green spaces as well.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eLata, one of the things I\u0026rsquo;ve seen organizations really struggle with in this space is how to measure impact, right? Some of the outcomes take so many years, if not decades, to actually happen. How do you think about impact? What\u0026rsquo;s worked in terms of the measurement? What hasn\u0026rsquo;t?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy:\u003c/strong\u003e For us, well, for everybody, it\u0026rsquo;s been complicated. I think because we have different resources that we\u0026rsquo;re bringing to the table and have a different type of impact; we are measuring multiple things. So for us, ultimately, success looks like that notion of agency.\u003c/p\u003e\n\u003cp\u003eAnd along the way, there are milestones that we are looking to see. For example, in the education space, we made heavy investments in early childhood education about a decade ago to ensure that students were reading at grade level by the fourth grade.\u003c/p\u003e\n\u003cp\u003eWe are seeing the results of that now in terms of increased graduation rates and persistency into and through college. Those are the kinds of milestones and markers that we\u0026rsquo;re looking at, where we know that people\u0026rsquo;s lives can go off track. So, making sure that we are understanding and investing in those places.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud:\u003c/strong\u003e You were appointed to lead the economic-recovery committee that Newark Mayor [Ras] Baraka named, and it was called the Newark Reopening and Recovery Strike Force. Tell us a bit about that experience.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eIt was a wonderfully collaborative and engaging experience, and I was honored to serve in that role. The mayor was very clear that he wanted to bring together a cross-section of stakeholders to bring their diverse experience and expertise to the table to create the best solutions in terms of how we bring the city out of the pandemic and into the future, in the next iteration of what living in Newark means. So it was an opportunity, again, to really think through what some of the critical issues of that moment were, as well as plan for the future and the rebuilding of the city\u0026rsquo;s economy.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWhat a wonderful way to think about not only Prudential\u0026rsquo;s impact but also collaborating for greater impact as well.\u003c/p\u003e\n\u003cp\u003eLata, thank you for sharing your insights with us today. I\u0026rsquo;ve been inspired by the boldness of your commitment and the long-term focus on making a difference for the residents of Newark, New Jersey. We\u0026rsquo;re wrapping up each of our \u003cem\u003eFuture of America \u003c/em\u003eepisodes with a rapid-fire Q\u0026amp;A. We\u0026rsquo;re going to start with whether there is a book or an article that you\u0026rsquo;ve recently read that excites you about a more sustainable and inclusive future?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eThis is going to sound very nerdy, but I recently rediscovered, when I was back in my physical office, a book that we at Prudential published a few years ago\u0026mdash;well, many years ago\u0026mdash;called \u003cem\u003eThe Power of a Story\u003c/em\u003e. And the reason it\u0026rsquo;s important is because it chronicled our history.\u003c/p\u003e\n\u003cp\u003ePrudential was founded on the principle of equity and opening up markets to those who have been shut out. So it was a wonderful reminder in this particular moment of the opportunity that exists for companies like Prudential to drive inclusive growth.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWonderful. I\u0026rsquo;ll have to pick that one up. What makes you optimistic that we can achieve more sustainable and inclusive growth?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003e At this moment, the fact that so many more people are getting, as Bryan Stevenson says, proximate to the issues of inequality. We haven\u0026rsquo;t seen this before, I think, in our lifetime. It gives me some hope that with a better understanding of the issues and the structural barriers that have created the inequities we see, we\u0026rsquo;ll be in a better position to solve them.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eWhat\u0026rsquo;s one thing that listeners can do today to promote more sustainable and inclusive growth?\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eFrequent local, diverse, small businesses. Spend your money where it matters.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eLove it. Lata, thank you so much for joining us today and sharing your insights.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eLata Reddy: \u003c/strong\u003eThank you so much for having me.\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eKweilin Ellingrud: \u003c/strong\u003eThat was Lata Reddy, senior vice president of Inclusive Solutions at Prudential Financial and chair of the Prudential Foundation. I\u0026rsquo;m your host, Kweilin Ellingrud. You have been listening to McKinsey\u0026rsquo;s \u003cem\u003eFuture of America\u003c/em\u003e podcast series. Thank you for joining us.\u003c/p\u003e"},"isFullScreenInteractive":{"boolValue":false},"hideStickySocialShareBar":{"boolValue":false},"desktopID":{"value":""},"mobileID":{"value":""},"desktopURL":{"value":""},"mobileURL":{"value":""},"desktopPaddingPercentage":{"value":""},"mobilePaddingPercentage":{"value":""},"desktopOverrideHeight":{"value":""},"mobileOverrideHeight":{"value":""},"cerosOembedURL":{"value":""},"cerosRenderMode":{"targetItem":null},"cerosBackgroundColor":{"targetItem":null},"hideByLine":{"boolValue":false},"tableOfContentsTitle":{"value":"TABLE OF CONTENTS"},"accessStatus":{"targetItem":{"key":{"value":"RegisteredUsers"},"value":{"value":"Registered Users"}}},"articleType":{"targetItem":{"displayName":"Podcast"}},"hasSpecialReport":{"boolValue":false},"contentType":{"targetItem":{"displayName":"Article"}},"sourcePublication":{"targetItem":null},"externalPublication":{"value":""},"mobileReady":{"boolValue":true},"forClientsOnly":{"boolValue":false},"excludeFromClientLink":{"boolValue":false},"originalPublishDate":{"jsonValue":{"value":"2022-05-26T00:00:00Z"}},"footnotes":{"value":"\u003col\u003e\n \u003cli\u003eRaj Chetty et al., \u0026ldquo;The fading American dream: Trends in absolute income mobility since 1940,\u0026rdquo; \u003cem\u003eScience\u003c/em\u003e, April 2017, Volume 356, Issue 6336.\u003c/li\u003e\n\u003c/ol\u003e"},"contributoryPractice":{"targetItems":[]},"aboutTheAuthors":{"value":"\u003cp\u003e\u003cstrong\u003eLata Reddy\u003c/strong\u003e is senior vice president of Inclusive Solutions at Prudential Financial and chair of The Prudential Foundation. \u003cstrong\u003e\u003ca href=\"/our-people/kweilin-ellingrud\"\u003eKweilin Ellingrud\u003c/a\u003e\u003c/strong\u003e is a director of the McKinsey Global Institute and a senior partner in McKinsey\u0026rsquo;s Minneapolis office. \u003c/p\u003e\n\u003cp\u003e\u003cem\u003eComments and opinions expressed by interviewees are their own and do not represent or reflect the opinions, policies, or positions of McKinsey \u0026amp; Company or have its endorsement.\u003c/em\u003e\u003c/p\u003e"},"authors":{"targetItems":[{"template":{"id":"3FBABDB63A094F68B1F8E1BBE1BA124E","name":"Author"},"id":"ADDA8129D96642BE9FE37B20615B4D9B","name":"Kweilin Ellingrud","authorTitle":{"value":"Kweilin Ellingrud"},"description":{"value":""},"thumbnailImage":{"alt":"","src":null},"profile":{"targetItems":[{"standardImage":{"src":"/~/media/mckinsey/our people/kweilin ellingrud/kweilin_ellingrud_fc_mask_profile_1536x1152.jpg","alt":"Kweilin Ellingrud"},"emailLinks":{"value":"Kweilin_Ellingrud@mckinsey.com"},"linkedInUrl":{"value":"https://www.linkedin.com/in/kweilinmellingrud"},"description":{"value":"Leads insights and discussions on the future of work, gender equality, racial equity, and productivity. Serves clients across strategy and operational transformations and leads Diversity and Inclusion for McKinsey globally."},"locations":{"targetItems":[{"name":"Minneapolis","displayName":"Minneapolis"}]},"firmTitle":{"value":"McKinsey Global Institute Director and Senior Partner"},"thumbnailImage":{"alt":"Kweilin Ellingrud","src":"/~/media/mckinsey/our people/kweilin ellingrud/kweilin_ellingrud_fc-mask_headshot_988x741.jpg"},"url":{"path":"/our-people/kweilin-ellingrud"}}]}}]},"nonPartnerAuthors":{"targetItems":[]},"interactiveToUse":{"targetItem":null},"enableArticleComponents":{"boolValue":false},"relatedArticles":{"targetItems":[{"sourcePublication":{"targetItem":{"name":"McKinsey Institute for Black Economic Mobility"}},"publicationSource":null,"externalPublication":{"value":""},"title":{"value":"The case for accelerating financial inclusion in black communities"},"url":{"path":"/industries/social-sector/our-insights/the-case-for-accelerating-financial-inclusion-in-black-communities"},"eyebrow":{"targetItem":{"name":"Article"}},"articleType":{"targetItem":{"name":"Article"}},"contentType":{"targetItem":{"name":"Article"}},"description":{"value":"A lack of financial inclusion for black Americans exists at every level of the financial system. Understanding the sources of exclusion is the first step to fixing the system."},"standardImage":{"src":"/~/media/mckinsey/industries/public and social sector/our insights/the case for accelerating financial inclusion in black communities/financial-inclusion_1536x1536.jpg","alt":"The case for accelerating financial inclusion in black communities"},"heroImage":null,"thumbnailImage":null},{"sourcePublication":{"targetItem":null},"publicationSource":null,"externalPublication":{"value":""},"title":{"value":"America 2022 in charts: An economic opportunity snapshot"},"url":{"path":"/featured-insights/sustainable-inclusive-growth/america-2022-in-charts-an-economic-opportunity-snapshot"},"eyebrow":{"targetItem":{"name":"Article"}},"articleType":{"targetItem":{"name":"Article"}},"contentType":{"targetItem":{"name":"Article"}},"description":{"value":"The latest American Opportunity Survey takes a pulse check of economic opportunity in America and highlights the barriers that must be overcome to ensure sustainable, inclusive economic growth for everyone."},"standardImage":{"src":"/~/media/mckinsey/featured insights/sustainable inclusive growth/america 2022 in charts an economic opportunity snapshot/america 2022-thumb-1536x1536.jpg","alt":"Women and young girl sitting together"},"heroImage":null,"thumbnailImage":null}]},"useEnhancedAuthors":{"boolValue":false},"acknowledgements":{"value":""},"showSocialShareFooter":{"boolValue":false},"template":{"id":"683910db-02ba-40ba-92e7-726c880160a9"},"hideFromSearchEngines":{"boolValue":false},"heroFiftyFiftyBackground":{"targetItem":null},"backgroundColor":{"targetItem":null},"gradientDirection":{"targetItem":{"key":{"value":"Bottom Right"},"value":{"value":"bottom-right"}}},"hideStickySubscriptionBar":{"value":false},"enableRegWall":{"boolValue":false},"timer":{"value":"8"},"regWallHeading":{"value":""},"showGoToHomeLink":{"boolValue":false},"regWallDescription":{"value":""},"isInsightsStorePage":{"boolValue":false},"enableRatingsForArticleBody":{"boolValue":false},"enableRatingsForMostPopular":{"boolValue":false},"selectedModalSubscriptions":{"targetItems":[]},"link1":{"queryString":"","className":"","anchor":"","linkType":"internal","url":"","text":"","targetItem":null},"link2":{"queryString":"","className":"","anchor":"","linkType":"internal","url":"","text":"","targetItem":null},"link3":{"queryString":"","className":"","anchor":"","linkType":"internal","url":"","text":"","targetItem":null},"link4":{"queryString":"","className":"","anchor":"","linkType":"internal","url":"","text":"","targetItem":null},"link5":{"queryString":"","className":"","anchor":"","linkType":"internal","url":"","text":"","targetItem":null},"fullReportPDF":{"name":"Full Report PDF","src":null,"displayName":null,"title":null,"keywords":null,"description":null,"extension":null,"mimeType":null,"size":null,"pageCount":null,"thumbnailImageSrc":""},"fullReportPDFDisplayName":{"value":""},"appendixPDF":{"name":"Appendix PDF","src":null,"displayName":null,"title":null,"keywords":null,"description":null,"extension":null,"mimeType":null,"size":null,"pageCount":null,"thumbnailImageSrc":""},"appendixPDFDisplayName":{"value":""},"articlePDF":{"name":"Article PDF","src":"/~/media/mckinsey/featured insights/future of america/addressing unequal opportunity in an american city/addressing-unequal-opportunity-in-an-american-city.pdf","displayName":"Addressing-unequal-opportunity-in-an-American-city","title":"Addressing unequal opportunity in an American city","keywords":"","description":"","extension":"pdf","mimeType":"application/pdf","size":1312579,"pageCount":"7","thumbnailImageSrc":"/~/media/mckinsey/featured insights/future of america/addressing unequal opportunity in an american city/addressing-unequal-opportunity-in-an-american-city_thumbnail.jpeg"},"briefingNotePDF":{"name":"Briefing Note PDF","src":null,"displayName":null,"title":null,"keywords":null,"description":null,"extension":null,"mimeType":null,"size":null,"pageCount":null,"thumbnailImageSrc":""},"discussionPapersPDF":{"name":"Discussion Papers PDF","src":null,"displayName":null,"title":null,"keywords":null,"description":null,"extension":null,"mimeType":null,"size":null,"pageCount":null,"thumbnailImageSrc":""},"executiveSummaryPDF":{"name":"Executive Summary PDF","src":null,"displayName":null,"title":null,"keywords":null,"description":null,"extension":null,"mimeType":null,"size":null,"pageCount":null,"thumbnailImageSrc":""},"executiveSummaryPDFDisplayName":{"value":""},"researchPreviewPDF":{"name":"Research Preview PDF","src":null,"displayName":null,"title":null,"keywords":null,"description":null,"extension":null,"mimeType":null,"size":null,"pageCount":null,"thumbnailImageSrc":""},"heroImage":{"src":"/~/media/mckinsey/featured insights/future of america/addressing unequal opportunity in an american city/addressing unequal opportunity in an american city_675791771_hero_ 1536x864.jpg","alt":"Aerial of Newark, New Jersey"},"standardImage":{"src":"/~/media/mckinsey/featured insights/future of america/addressing unequal opportunity in an american city/addressing unequal opportunity in an american city_675791771_thumb_1536x1536.jpg","alt":"Aerial of Newark, New Jersey"},"heroImageTopOffset":{"value":""},"headerOverlayOpacity":{"targetItem":null},"heroType":{"targetItem":{"displayName":"Existing"}},"photoOverlayOpacity":{"targetItem":null},"hideHero":{"boolValue":false},"renderStackedHeroLayoutForMobile":{"boolValue":false},"articleHeroVideoId":{"value":""},"podcastHeroOmnyAudioID":{"value":""},"heroBespokeInteractiveID":{"value":""},"bespokeHeroRenderMode":{"targetItem":null},"audio":{"results":[{"id":"E947390F9AC94B7381954A1CE7490D14","omnyPlayerAudioURL":{"value":""},"iTunesURL":{"value":""},"soundcloudAudioFile":{"value":""},"displayNumber":{"value":""},"headline":{"jsonValue":{"value":"Addressing unequal opportunity in an American city"}},"mediaEyebrow":{"jsonValue":{"value":""}},"description":{"jsonValue":{"value":""}},"libraryAudioFile":{"src":"/~/media/mckinsey/featured insights/future of america/addressing unequal opportunity in an american city/futureofamerica-ep8-052522revised-3.mp3"},"renderMode":{"targetItem":{"key":{"value":"Center"},"value":{"value":"small-span-center"}}},"hideMediaEyebrow":{"boolValue":false},"mediaID":{"value":"1"},"template":{"name":"Audio"}}]},"disruptor1up":{"results":[{"mediaID":{"value":"cop"},"title":{"value":"Explore COP29 with McKinsey"},"description":{"value":"Join our series of dynamic virtual events during COP29. Discover new research, practical strategies, and collaborations across sectors to move climate action beyond why to how."},"image":{"src":"/~/media/mckinsey/business functions/sustainability/how we help clients/cop/cop29/cop_29_thumb.jpg","alt":"McKinsey at COP29"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Register","Title":"","Url":"https://mckinsey.cventevents.com/Q2MVE1?rt=RrQJ1iBSfEiqSK7N9VAGCw\u0026RefId=cop"}]}}},{"mediaID":{"value":"attheedge"},"title":{"value":"Subscribe to the \u003cem\u003eAt the Edge\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/at-the-edge/id1612870236"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3SnUcezwM20nKnzqvUl6iF"}]}}},{"mediaID":{"value":"authortalks"},"title":{"value":"Visit \u003cem\u003e\u003ca href=\"/featured-insights/mckinsey-on-books/author-talks\"\u003eAuthor Talks\u003c/a\u003e\u003c/em\u003e to see the full series."},"description":{"value":""},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey books/author talks/authortalks_1536x1536_v1.png","alt":"Author Talks"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/featured-insights/mckinsey-on-books/author-talks"}]}}},{"mediaID":{"value":"COVID"},"title":{"value":"Explore McKinsey’s ongoing coverage of the pandemic"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/business functions/risk/our insights/covid 19 implications for business/implications-briefing-note-4-standard-1536x1536.jpg","alt":"COVID-19: Implications for business"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Read more about the business impact of coronavirus and how organizations can respond","Title":"","Url":"/featured-insights/coronavirus-leading-through-the-crisis"}]}}},{"mediaID":{"value":"CE"},"title":{"value":"Customer experience"},"description":{"value":"More insight into creating competitive advantage by putting customers first and managing their journeys."},"image":{"src":"/~/media/mckinsey/industries/public and social sector/our insights/customer experience/customer-experience_22934010_1536x864.jpg","alt":"Customer experience"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":""}]}}},{"mediaID":{"value":"driversofdisruption"},"title":{"value":"Want to subscribe to \u003ca href=\"/features/mckinsey-center-for-future-mobility/our-insights/drivers-of-disruption\"\u003e\u003cem\u003eDrivers of Disruption\u003c/em\u003e\u003c/a\u003e?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/drivers-of-disruption/id1687257324"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5fWXzWmVKacc5I7u9CQsah?si=KQ-wUOSyQlqcnfexExiH9Q\u0026nd=1"}]}}},{"mediaID":{"value":"JOL"},"title":{"value":"The Journey of Leadership"},"description":{"value":"\u003cstrong\u003eHow CEOs Learn to Lead from the Inside Out\u003c/strong\u003e\u003cbr /\u003e\nBy \u003ca href=\"/our-people/dana-maor\"\u003eDana Maor\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/hanswernerkaas\"\u003eHans-Werner Kaas\u003c/a\u003e, \u003ca href=\"/our-people/kurt-strovink\"\u003eKurt Strovink\u003c/a\u003e, and \u003ca href=\"/our-people/ramesh-srinivasan\"\u003eRamesh Srinivasan\u003c/a\u003e"},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey books/journey of leadership/journey-of-leadership-book-cover-1536x1536.jpg","alt":"The Journey of Leadership book cover"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/featured-insights/mckinsey-on-books/journey-of-leadership"}]}}},{"mediaID":{"value":"surveys"},"title":{"value":"McKinsey\u0026rsquo;s original survey research"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey global surveys/mck-global-survey-landing-1284442931-thumb-1536x1536.jpg","alt":"McKinsey Global Surveys"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Read more","Title":"","Url":"/featured-insights/mckinsey-global-surveys"}]}}},{"mediaID":{"value":"healthcarepodcast"},"title":{"value":"Want to subscribe to \u003cem\u003eMcKinsey on Healthcare\u003c/em\u003e?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-healthcare/id1469979748"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3y1AgAilV4E5Jz0x4wD9O2?si=mLCTUQ2ORTS_LC5gW_htlA\u0026dl_branch=1"}]}}},{"mediaID":{"value":"myleadershipjourney"},"title":{"value":"My Leadership Journey"},"description":{"value":"A series of conversations with leaders about the people and experiences that shaped them"},"image":{"src":"/~/media/mckinsey/business functions/people and organizational performance/our insights/my leadership journey/my leadership journey collection page_131575496_thumb_1536x1536.jpg","alt":"My Leadership Journey"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/capabilities/people-and-organizational-performance/our-insights/my-leadership-journey"}]}}},{"mediaID":{"value":"lessonsfromleaders"},"title":{"value":"State of Organizations: Lessons from leaders"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/business functions/people and organizational performance/our insights/state of org lessons from leaders/soo-chapter-2-872507320-standard-1536x1536.jpg","alt":"\"\""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Explore more interviews","Title":"","Url":"/capabilities/people-and-organizational-performance/our-insights/lessons-from-leaders"}]}}},{"mediaID":{"value":"stateoforg"},"title":{"value":"The State of Organizations 2023"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Report overview","Title":"","Url":"/capabilities/people-and-organizational-performance/our-insights/the-state-of-organizations-2023"}]}}},{"mediaID":{"value":"titaniumeconomy"},"title":{"value":"The Titanium Economy"},"description":{"value":"How Industrial Technology Can Create a Better, Faster, Stronger America\u003cbr /\u003e\nBy \u003ca href=\"/our-people/asutosh-padhi\"\u003eAsutosh Padhi\u003c/a\u003e, Gaurav Batra, and \u003ca href=\"https://fernweh.com/nick-santhanam/\"\u003eNick Santhanam\u003c/a\u003e"},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey books/the titanium economy/titanium_3d-1536x1536-hero-trans.png","alt":"The Titanium Economy Book cover"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/featured-insights/mckinsey-on-books/the-titanium-economy"}]}}},{"mediaID":{"value":"GII"},"title":{"value":"Global Infrastructure Initiative"},"description":{"value":"Convening global leaders in infrastructure and capital projects in pursuit of new solutions"},"image":{"src":"/~/media/mckinsey/business functions/operations/our insights/the global infrastructure initiative/jpg-cpi-improving-construction-productivity-1536x864.jpg","alt":"Improving construction productivity"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Learn more","Title":"","Url":"http://www.globalinfrastructureinitiative.com/"}]}}},{"mediaID":{"value":"FOApodcast"},"title":{"value":"Subscribe to \u003ca href=\"/featured-insights/future-of-asia/future-of-asia-podcasts\"\u003e\u003cem\u003eFuture of Asia Podcasts\u003c/em\u003e\u003c/a\u003e"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/future-of-asia/id1480316959"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/2CZX4AR2DT4hQCFKJG0cCv?si=B20tkrOmQYymuCUhKCQOwA"}]}}},{"mediaID":{"value":"logisticsdisruptors"},"title":{"value":"Logistics Disruptors"},"description":{"value":"Meet the companies shaping how goods will move tomorrow."},"image":{"src":"/~/media/mckinsey/industries/travel logistics and infrastructure/our insights/logistics disruptors/tli-logistics-disruptors-1536x1536.jpeg","alt":"illustration autonomous truck driving off into the future"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/industries/travel-logistics-and-infrastructure/our-insights/logistics-disruptors"}]}}},{"mediaID":{"value":"mckinseyexplainers"},"title":{"value":"Looking for direct answers to other complex questions?"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey explainers/mckinseyexplainers-flat-thumb-1536x1536.jpg","alt":"Circular, white maze filled with white semicircles."},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Explore the full McKinsey Explainers series","Title":"","Url":"/featured-insights/mckinsey-explainers"}]}}},{"mediaID":{"value":"livesandlegacies"},"title":{"value":"\u003cem\u003e\u003ca href=\"/featured-insights/mckinsey-on-lives-and-legacies\"\u003eMcKinsey on Lives \u0026amp; Legacies\u003c/a\u003e\u003c/em\u003e"},"description":{"value":"Highlighting the lasting impact of leaders and executives"},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey on lives and legacies/lives-and-legacies-landing-page-thumb-1536x1536.jpg","alt":"McKinsey on Lives \u0026 Legacies"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Explore previous obituaries","Title":"","Url":"/featured-insights/mckinsey-on-lives-and-legacies"}]}}},{"mediaID":{"value":"Strategy"},"title":{"value":"Strategy in a digital age"},"description":{"value":"Our series on developing corporate and business-unit strategies in a digitally disrupted world."},"image":{"src":"/~/media/mckinsey/business functions/mckinsey digital/our insights/strategy in a digital age/digital-strategy_1536x864_flexpromoimage.jpg","alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"View the collection","Title":"","Url":"/featured-insights/strategy-in-a-digital-age"}]}}},{"mediaID":{"value":"great"},"title":{"value":"The great re-make: Manufacturing for modern times"},"description":{"value":"This 21-article compendium gives practical insights for manufacturing leaders looking to keep a step ahead of today\u0026rsquo;s disruptions."},"image":{"src":"/~/media/mckinsey/business functions/operations/our insights/the great remake manufacturing for modern times/jpg-ops-dm-compendium-cover-1536x864.jpg","alt":"The great re-make: Manufacturing for modern times"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"View the collection","Title":"","Url":"/capabilities/operations/our-insights/the-great-re-make-manufacturing-for-modern-times-compendium"}]}}},{"mediaID":{"value":"futureofamerica"},"title":{"value":"Subscribe to the \u003cem\u003eFuture of America\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/future-of-america/id1616517376"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/0FpeyjojJTKf2hVtQ3otah"}]}}},{"mediaID":{"value":"governmentpodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey on Government\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-government/id1573645359"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/61XsO4B2ersroMft8t3KSq"}]}}},{"mediaID":{"value":"podcast"},"title":{"value":"Want to subscribe to the McKinsey Podcast?\n"},"description":{"value":"\u003cdiv class=\"cta-container -align-horizontal\"\u003e\n \u003ca href=\"#\" class=\"btn btn-fill\"\u003eGoogle Play\u003c/a\u003e\n \u003ca href=\"#\" class=\"btn btn-fill\"\u003eiTunes\u003c/a\u003e\n \u003ca href=\"#\" class=\"btn btn-fill\"\u003eStitcher\u003c/a\u003e\n \u003ca href=\"#\" class=\"btn mck-rss-icon\"\u003eRSS\u003c/a\u003e\n\u003c/div\u003e"},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[]}}},{"mediaID":{"value":"operationspodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey Talks Operations\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-talks-operations/id1598128813"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/7LYQS2fxAoBmC3LgFNJbi8"}]}}},{"mediaID":{"value":"energyinsights"},"title":{"value":"Speak to an expert about our upstream capabilities"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/industries/oil and gas/how we help clients/energy insights/newsletter-signup-promo-bar-1536x768.jpg","alt":"EI newsletter sign up"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Contact us","Title":"","Url":"/industries/oil-and-gas/how-we-help-clients/energy-solutions/contact-us"}]}}},{"mediaID":{"value":"buildingproductspodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey on Building Products\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-building-product/id1735607317"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/79pncGJtBtzz7pFoR6OiH8"},{"CssClass":"","LinkType":"internal","Target":"","Text":"Listen to previous episodes","Title":"","Url":"/capabilities/people-and-organizational-performance/how-we-help-clients/mckinsey-academy/product-academy/mckinsey-on-building-product"}]}}},{"mediaID":{"value":"talentpodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey Talks Talent\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-talks-talent/id1491112396"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5sW4eHEFMbOvAFJjMfN9a6"}]}}},{"mediaID":{"value":"outlook"},"title":{"value":"A longer, more comprehensive version of our Global Oil Supply \u0026 Demand Outlook is available for purchase upon request.\n"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Contact us","Title":"","Url":"/industries/oil-and-gas/how-we-help-clients/energy-solutions/contact-us"}]}}},{"mediaID":{"value":"talentpodcast2"},"title":{"value":"McKinsey Talks Talent Podcast"},"description":{"value":"Bryan Hancock, Brooke Weddle, and other talent experts help you navigate a fast-changing landscape and prepare for the future of work by making talent a competitive advantage."},"image":{"src":"/~/media/mckinsey/business functions/people and organizational performance/mckinsey talks talent/mck-mtt-disruptor-full-1536x864-smoke-may-2021.jpg","alt":"McKinsey Talks Talent"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"See more episodes","Title":"","Url":"/capabilities/people-and-organizational-performance/mckinsey-talks-talent-podcast"}]}}},{"mediaID":{"value":"investing"},"title":{"value":"Subscribe to McKinsey on Investing"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/industries/private-capital/our-insights/mckinsey-on-investing-issue-1/contact"}]}}},{"mediaID":{"value":"women matter"},"title":{"value":"Subscribe to McKinsey \u003cem\u003eWomen Matter Canada\u003c/em\u003e"},"description":{"value":"Please subscribe if your organization is interested in learning about participating in future research."},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":""}]}}},{"mediaID":{"value":"customs"},"title":{"value":"This article was written as part of a larger research effort to identify opportunities for improvement and innovation at customs agencies globally."},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/industries/public-sector/our-insights/contact"}]}}},{"mediaID":{"value":"tech"},"title":{"value":"\u003cspan class=\"disrupt-ab\"\u003eCreating value beyond the hype\u003c/span\u003e"},"description":{"value":"Let\u0026rsquo;s deliver on the promise of technology from strategy to scale."},"image":{"src":"/~/media/mckinsey/business functions/mckinsey digital/how we help clients/2024/never-just-tech_thumb_1536x1536.jpg","alt":"Never just tech"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Get started","Title":"","Url":"https://www.mckinsey.com/capabilities/mckinsey-digital/how-we-help-clients?cid=njt-ste-crk-mbm-mbm--2403-promo01-njt-bam-web"}]}}},{"mediaID":{"value":"sust"},"title":{"value":"\u003cspan class=\"disrupt-ab\"\u003eMove from plans to progress.\u003c/span\u003e"},"description":{"value":"Sustainability matters. Together we’ll make it real."},"image":{"src":"/~/media/mckinsey/business functions/sustainability/how we help clients/sustainability-campaign_promo-thumb_1536x1536.jpg","alt":"Move from plans to progress."},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Get started","Title":"","Url":"https://www.mckinsey.com/capabilities/sustainability/how-we-help-clients/?cid=susti24-ste-crk-mbm-m01-other-glb-web"}]}}},{"mediaID":{"value":"nwowpodcast"},"title":{"value":"Subscribe to the New World of Work podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/the-new-world-of-work/id1319502839?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3S6fHLW6mcbDJDp1wkArKI"}]}}},{"mediaID":{"value":"globalpodcast"},"title":{"value":"Want to subscribe to \u003cem\u003eThe McKinsey Podcast\u003c/em\u003e?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/the-mckinsey-podcast/id285260960?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/4dyjRTP9xzEUPgleo6XjXI"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"YouTube","Title":"","Url":"https://www.youtube.com/@McKinsey/podcasts"},{"CssClass":"","LinkType":"internal","Target":"","Text":"Listen to previous episodes","Title":"","Url":"/featured-insights/mckinsey-podcast"}]}}},{"mediaID":{"value":"Qaudio"},"title":{"value":"Discover and subscribe to McKinsey Quarterly Audio"},"description":{"value":"\u003cstrong\u003eFive ways to subscribe:\u003c/strong\u003e"},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/mckinsey-quarterly-audio/id1437925222?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5mb2zYJnrPcRrML8gx5doD"}]}}},{"mediaID":{"value":"shortlist"},"title":{"value":"Subscribe to the Shortlist"},"description":{"value":"McKinsey\u0026rsquo;s new weekly newsletter, featuring must-read content on a range of topics, every Friday"},"image":{"src":"/~/media/mckinsey/email/shortlist/template/shortlist_promo-interrupter-849120982_1536x1536.jpg","alt":"the Shortlist"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Get the Shortlist in your inbox","Title":"","Url":"/user-registration/manage-account/edit-subscriptions"}]}}},{"mediaID":{"value":"retailpodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey on Consumer and Retail\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-consumer-and-retail/id1526250428"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/41D4bro8PPDOGhEgOEJyHB?si=7l3SeYCZQD-7v3toqd9fHQ"}]}}},{"mediaID":{"value":"insurancepodcast"},"title":{"value":"Want to subscribe to the \u003cem\u003eMcKinsey on Insurance\u003c/em\u003e podcast?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-insurance/id1533196359"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5gZ6YKF7n7C9zWaER4mFZ5"}]}}},{"mediaID":{"value":"strategypodcast"},"title":{"value":"Subscribe to the \u003cem\u003eInside the Strategy Room\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/inside-the-strategy-room/id1422814215?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/4TcFfiQ0e6OYuc5kRDLxqj"}]}}},{"mediaID":{"value":"mgipodcast"},"title":{"value":"Subscribe to the \u003cem\u003eForward Thinking\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/forward-thinking/id1319502839"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3S6fHLW6mcbDJDp1wkArKI?si=0zvPmiCsQ7SBAPanfpY4aA\u0026nd=1"},{"CssClass":"","LinkType":"internal","Target":"","Text":"Listen to previous episodes","Title":"","Url":"/mgi/forward-thinking"}]}}}]},"globalDisruptors":{"disruptor1up":{"results":[{"mediaID":{"value":"cop"},"title":{"value":"Explore COP29 with McKinsey"},"description":{"value":"Join our series of dynamic virtual events during COP29. Discover new research, practical strategies, and collaborations across sectors to move climate action beyond why to how."},"image":{"src":"/~/media/mckinsey/business functions/sustainability/how we help clients/cop/cop29/cop_29_thumb.jpg","alt":"McKinsey at COP29"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Register","Title":"","Url":"https://mckinsey.cventevents.com/Q2MVE1?rt=RrQJ1iBSfEiqSK7N9VAGCw\u0026RefId=cop"}]}}},{"mediaID":{"value":"attheedge"},"title":{"value":"Subscribe to the \u003cem\u003eAt the Edge\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/at-the-edge/id1612870236"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3SnUcezwM20nKnzqvUl6iF"}]}}},{"mediaID":{"value":"authortalks"},"title":{"value":"Visit \u003cem\u003e\u003ca href=\"/featured-insights/mckinsey-on-books/author-talks\"\u003eAuthor Talks\u003c/a\u003e\u003c/em\u003e to see the full series."},"description":{"value":""},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey books/author talks/authortalks_1536x1536_v1.png","alt":"Author Talks"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/featured-insights/mckinsey-on-books/author-talks"}]}}},{"mediaID":{"value":"COVID"},"title":{"value":"Explore McKinsey’s ongoing coverage of the pandemic"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/business functions/risk/our insights/covid 19 implications for business/implications-briefing-note-4-standard-1536x1536.jpg","alt":"COVID-19: Implications for business"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Read more about the business impact of coronavirus and how organizations can respond","Title":"","Url":"/featured-insights/coronavirus-leading-through-the-crisis"}]}}},{"mediaID":{"value":"CE"},"title":{"value":"Customer experience"},"description":{"value":"More insight into creating competitive advantage by putting customers first and managing their journeys."},"image":{"src":"/~/media/mckinsey/industries/public and social sector/our insights/customer experience/customer-experience_22934010_1536x864.jpg","alt":"Customer experience"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":""}]}}},{"mediaID":{"value":"driversofdisruption"},"title":{"value":"Want to subscribe to \u003ca href=\"/features/mckinsey-center-for-future-mobility/our-insights/drivers-of-disruption\"\u003e\u003cem\u003eDrivers of Disruption\u003c/em\u003e\u003c/a\u003e?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/drivers-of-disruption/id1687257324"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5fWXzWmVKacc5I7u9CQsah?si=KQ-wUOSyQlqcnfexExiH9Q\u0026nd=1"}]}}},{"mediaID":{"value":"JOL"},"title":{"value":"The Journey of Leadership"},"description":{"value":"\u003cstrong\u003eHow CEOs Learn to Lead from the Inside Out\u003c/strong\u003e\u003cbr /\u003e\nBy \u003ca href=\"/our-people/dana-maor\"\u003eDana Maor\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/hanswernerkaas\"\u003eHans-Werner Kaas\u003c/a\u003e, \u003ca href=\"/our-people/kurt-strovink\"\u003eKurt Strovink\u003c/a\u003e, and \u003ca href=\"/our-people/ramesh-srinivasan\"\u003eRamesh Srinivasan\u003c/a\u003e"},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey books/journey of leadership/journey-of-leadership-book-cover-1536x1536.jpg","alt":"The Journey of Leadership book cover"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/featured-insights/mckinsey-on-books/journey-of-leadership"}]}}},{"mediaID":{"value":"surveys"},"title":{"value":"McKinsey\u0026rsquo;s original survey research"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey global surveys/mck-global-survey-landing-1284442931-thumb-1536x1536.jpg","alt":"McKinsey Global Surveys"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Read more","Title":"","Url":"/featured-insights/mckinsey-global-surveys"}]}}},{"mediaID":{"value":"healthcarepodcast"},"title":{"value":"Want to subscribe to \u003cem\u003eMcKinsey on Healthcare\u003c/em\u003e?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-healthcare/id1469979748"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3y1AgAilV4E5Jz0x4wD9O2?si=mLCTUQ2ORTS_LC5gW_htlA\u0026dl_branch=1"}]}}},{"mediaID":{"value":"myleadershipjourney"},"title":{"value":"My Leadership Journey"},"description":{"value":"A series of conversations with leaders about the people and experiences that shaped them"},"image":{"src":"/~/media/mckinsey/business functions/people and organizational performance/our insights/my leadership journey/my leadership journey collection page_131575496_thumb_1536x1536.jpg","alt":"My Leadership Journey"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/capabilities/people-and-organizational-performance/our-insights/my-leadership-journey"}]}}},{"mediaID":{"value":"lessonsfromleaders"},"title":{"value":"State of Organizations: Lessons from leaders"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/business functions/people and organizational performance/our insights/state of org lessons from leaders/soo-chapter-2-872507320-standard-1536x1536.jpg","alt":"\"\""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Explore more interviews","Title":"","Url":"/capabilities/people-and-organizational-performance/our-insights/lessons-from-leaders"}]}}},{"mediaID":{"value":"stateoforg"},"title":{"value":"The State of Organizations 2023"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Report overview","Title":"","Url":"/capabilities/people-and-organizational-performance/our-insights/the-state-of-organizations-2023"}]}}},{"mediaID":{"value":"titaniumeconomy"},"title":{"value":"The Titanium Economy"},"description":{"value":"How Industrial Technology Can Create a Better, Faster, Stronger America\u003cbr /\u003e\nBy \u003ca href=\"/our-people/asutosh-padhi\"\u003eAsutosh Padhi\u003c/a\u003e, Gaurav Batra, and \u003ca href=\"https://fernweh.com/nick-santhanam/\"\u003eNick Santhanam\u003c/a\u003e"},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey books/the titanium economy/titanium_3d-1536x1536-hero-trans.png","alt":"The Titanium Economy Book cover"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/featured-insights/mckinsey-on-books/the-titanium-economy"}]}}},{"mediaID":{"value":"GII"},"title":{"value":"Global Infrastructure Initiative"},"description":{"value":"Convening global leaders in infrastructure and capital projects in pursuit of new solutions"},"image":{"src":"/~/media/mckinsey/business functions/operations/our insights/the global infrastructure initiative/jpg-cpi-improving-construction-productivity-1536x864.jpg","alt":"Improving construction productivity"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Learn more","Title":"","Url":"http://www.globalinfrastructureinitiative.com/"}]}}},{"mediaID":{"value":"FOApodcast"},"title":{"value":"Subscribe to \u003ca href=\"/featured-insights/future-of-asia/future-of-asia-podcasts\"\u003e\u003cem\u003eFuture of Asia Podcasts\u003c/em\u003e\u003c/a\u003e"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/future-of-asia/id1480316959"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/2CZX4AR2DT4hQCFKJG0cCv?si=B20tkrOmQYymuCUhKCQOwA"}]}}},{"mediaID":{"value":"logisticsdisruptors"},"title":{"value":"Logistics Disruptors"},"description":{"value":"Meet the companies shaping how goods will move tomorrow."},"image":{"src":"/~/media/mckinsey/industries/travel logistics and infrastructure/our insights/logistics disruptors/tli-logistics-disruptors-1536x1536.jpeg","alt":"illustration autonomous truck driving off into the future"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/industries/travel-logistics-and-infrastructure/our-insights/logistics-disruptors"}]}}},{"mediaID":{"value":"mckinseyexplainers"},"title":{"value":"Looking for direct answers to other complex questions?"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey explainers/mckinseyexplainers-flat-thumb-1536x1536.jpg","alt":"Circular, white maze filled with white semicircles."},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Explore the full McKinsey Explainers series","Title":"","Url":"/featured-insights/mckinsey-explainers"}]}}},{"mediaID":{"value":"livesandlegacies"},"title":{"value":"\u003cem\u003e\u003ca href=\"/featured-insights/mckinsey-on-lives-and-legacies\"\u003eMcKinsey on Lives \u0026amp; Legacies\u003c/a\u003e\u003c/em\u003e"},"description":{"value":"Highlighting the lasting impact of leaders and executives"},"image":{"src":"/~/media/mckinsey/featured insights/mckinsey on lives and legacies/lives-and-legacies-landing-page-thumb-1536x1536.jpg","alt":"McKinsey on Lives \u0026 Legacies"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Explore previous obituaries","Title":"","Url":"/featured-insights/mckinsey-on-lives-and-legacies"}]}}},{"mediaID":{"value":"Strategy"},"title":{"value":"Strategy in a digital age"},"description":{"value":"Our series on developing corporate and business-unit strategies in a digitally disrupted world."},"image":{"src":"/~/media/mckinsey/business functions/mckinsey digital/our insights/strategy in a digital age/digital-strategy_1536x864_flexpromoimage.jpg","alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"View the collection","Title":"","Url":"/featured-insights/strategy-in-a-digital-age"}]}}},{"mediaID":{"value":"great"},"title":{"value":"The great re-make: Manufacturing for modern times"},"description":{"value":"This 21-article compendium gives practical insights for manufacturing leaders looking to keep a step ahead of today\u0026rsquo;s disruptions."},"image":{"src":"/~/media/mckinsey/business functions/operations/our insights/the great remake manufacturing for modern times/jpg-ops-dm-compendium-cover-1536x864.jpg","alt":"The great re-make: Manufacturing for modern times"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"View the collection","Title":"","Url":"/capabilities/operations/our-insights/the-great-re-make-manufacturing-for-modern-times-compendium"}]}}},{"mediaID":{"value":"futureofamerica"},"title":{"value":"Subscribe to the \u003cem\u003eFuture of America\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/future-of-america/id1616517376"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/0FpeyjojJTKf2hVtQ3otah"}]}}},{"mediaID":{"value":"governmentpodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey on Government\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-government/id1573645359"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/61XsO4B2ersroMft8t3KSq"}]}}},{"mediaID":{"value":"podcast"},"title":{"value":"Want to subscribe to the McKinsey Podcast?\n"},"description":{"value":"\u003cdiv class=\"cta-container -align-horizontal\"\u003e\n \u003ca href=\"#\" class=\"btn btn-fill\"\u003eGoogle Play\u003c/a\u003e\n \u003ca href=\"#\" class=\"btn btn-fill\"\u003eiTunes\u003c/a\u003e\n \u003ca href=\"#\" class=\"btn btn-fill\"\u003eStitcher\u003c/a\u003e\n \u003ca href=\"#\" class=\"btn mck-rss-icon\"\u003eRSS\u003c/a\u003e\n\u003c/div\u003e"},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[]}}},{"mediaID":{"value":"operationspodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey Talks Operations\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-talks-operations/id1598128813"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/7LYQS2fxAoBmC3LgFNJbi8"}]}}},{"mediaID":{"value":"energyinsights"},"title":{"value":"Speak to an expert about our upstream capabilities"},"description":{"value":""},"image":{"src":"/~/media/mckinsey/industries/oil and gas/how we help clients/energy insights/newsletter-signup-promo-bar-1536x768.jpg","alt":"EI newsletter sign up"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Contact us","Title":"","Url":"/industries/oil-and-gas/how-we-help-clients/energy-solutions/contact-us"}]}}},{"mediaID":{"value":"buildingproductspodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey on Building Products\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-building-product/id1735607317"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/79pncGJtBtzz7pFoR6OiH8"},{"CssClass":"","LinkType":"internal","Target":"","Text":"Listen to previous episodes","Title":"","Url":"/capabilities/people-and-organizational-performance/how-we-help-clients/mckinsey-academy/product-academy/mckinsey-on-building-product"}]}}},{"mediaID":{"value":"talentpodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey Talks Talent\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-talks-talent/id1491112396"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5sW4eHEFMbOvAFJjMfN9a6"}]}}},{"mediaID":{"value":"outlook"},"title":{"value":"A longer, more comprehensive version of our Global Oil Supply \u0026 Demand Outlook is available for purchase upon request.\n"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Contact us","Title":"","Url":"/industries/oil-and-gas/how-we-help-clients/energy-solutions/contact-us"}]}}},{"mediaID":{"value":"talentpodcast2"},"title":{"value":"McKinsey Talks Talent Podcast"},"description":{"value":"Bryan Hancock, Brooke Weddle, and other talent experts help you navigate a fast-changing landscape and prepare for the future of work by making talent a competitive advantage."},"image":{"src":"/~/media/mckinsey/business functions/people and organizational performance/mckinsey talks talent/mck-mtt-disruptor-full-1536x864-smoke-may-2021.jpg","alt":"McKinsey Talks Talent"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"See more episodes","Title":"","Url":"/capabilities/people-and-organizational-performance/mckinsey-talks-talent-podcast"}]}}},{"mediaID":{"value":"investing"},"title":{"value":"Subscribe to McKinsey on Investing"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/industries/private-capital/our-insights/mckinsey-on-investing-issue-1/contact"}]}}},{"mediaID":{"value":"women matter"},"title":{"value":"Subscribe to McKinsey \u003cem\u003eWomen Matter Canada\u003c/em\u003e"},"description":{"value":"Please subscribe if your organization is interested in learning about participating in future research."},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":""}]}}},{"mediaID":{"value":"customs"},"title":{"value":"This article was written as part of a larger research effort to identify opportunities for improvement and innovation at customs agencies globally."},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"internal","Target":"","Text":"Learn more","Title":"","Url":"/industries/public-sector/our-insights/contact"}]}}},{"mediaID":{"value":"tech"},"title":{"value":"\u003cspan class=\"disrupt-ab\"\u003eCreating value beyond the hype\u003c/span\u003e"},"description":{"value":"Let\u0026rsquo;s deliver on the promise of technology from strategy to scale."},"image":{"src":"/~/media/mckinsey/business functions/mckinsey digital/how we help clients/2024/never-just-tech_thumb_1536x1536.jpg","alt":"Never just tech"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Get started","Title":"","Url":"https://www.mckinsey.com/capabilities/mckinsey-digital/how-we-help-clients?cid=njt-ste-crk-mbm-mbm--2403-promo01-njt-bam-web"}]}}},{"mediaID":{"value":"sust"},"title":{"value":"\u003cspan class=\"disrupt-ab\"\u003eMove from plans to progress.\u003c/span\u003e"},"description":{"value":"Sustainability matters. Together we’ll make it real."},"image":{"src":"/~/media/mckinsey/business functions/sustainability/how we help clients/sustainability-campaign_promo-thumb_1536x1536.jpg","alt":"Move from plans to progress."},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"external","Target":"","Text":"Get started","Title":"","Url":"https://www.mckinsey.com/capabilities/sustainability/how-we-help-clients/?cid=susti24-ste-crk-mbm-m01-other-glb-web"}]}}},{"mediaID":{"value":"nwowpodcast"},"title":{"value":"Subscribe to the New World of Work podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/the-new-world-of-work/id1319502839?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3S6fHLW6mcbDJDp1wkArKI"}]}}},{"mediaID":{"value":"globalpodcast"},"title":{"value":"Want to subscribe to \u003cem\u003eThe McKinsey Podcast\u003c/em\u003e?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/the-mckinsey-podcast/id285260960?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/4dyjRTP9xzEUPgleo6XjXI"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"YouTube","Title":"","Url":"https://www.youtube.com/@McKinsey/podcasts"},{"CssClass":"","LinkType":"internal","Target":"","Text":"Listen to previous episodes","Title":"","Url":"/featured-insights/mckinsey-podcast"}]}}},{"mediaID":{"value":"Qaudio"},"title":{"value":"Discover and subscribe to McKinsey Quarterly Audio"},"description":{"value":"\u003cstrong\u003eFive ways to subscribe:\u003c/strong\u003e"},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/mckinsey-quarterly-audio/id1437925222?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5mb2zYJnrPcRrML8gx5doD"}]}}},{"mediaID":{"value":"shortlist"},"title":{"value":"Subscribe to the Shortlist"},"description":{"value":"McKinsey\u0026rsquo;s new weekly newsletter, featuring must-read content on a range of topics, every Friday"},"image":{"src":"/~/media/mckinsey/email/shortlist/template/shortlist_promo-interrupter-849120982_1536x1536.jpg","alt":"the Shortlist"},"moreLinks":{"jsonValue":{"value":[{"CssClass":"","LinkType":"internal","Target":"","Text":"Get the Shortlist in your inbox","Title":"","Url":"/user-registration/manage-account/edit-subscriptions"}]}}},{"mediaID":{"value":"retailpodcast"},"title":{"value":"Subscribe to the \u003cem\u003eMcKinsey on Consumer and Retail\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-consumer-and-retail/id1526250428"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/41D4bro8PPDOGhEgOEJyHB?si=7l3SeYCZQD-7v3toqd9fHQ"}]}}},{"mediaID":{"value":"insurancepodcast"},"title":{"value":"Want to subscribe to the \u003cem\u003eMcKinsey on Insurance\u003c/em\u003e podcast?"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/mckinsey-on-insurance/id1533196359"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/5gZ6YKF7n7C9zWaER4mFZ5"}]}}},{"mediaID":{"value":"strategypodcast"},"title":{"value":"Subscribe to the \u003cem\u003eInside the Strategy Room\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://itunes.apple.com/us/podcast/inside-the-strategy-room/id1422814215?mt=2"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/4TcFfiQ0e6OYuc5kRDLxqj"}]}}},{"mediaID":{"value":"mgipodcast"},"title":{"value":"Subscribe to the \u003cem\u003eForward Thinking\u003c/em\u003e podcast"},"description":{"value":""},"image":{"src":null,"alt":""},"moreLinks":{"jsonValue":{"value":[{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Apple Podcasts","Title":"","Url":"https://podcasts.apple.com/us/podcast/forward-thinking/id1319502839"},{"CssClass":"btn btn-fill","LinkType":"external","Target":"_blank","Text":"Spotify","Title":"","Url":"https://open.spotify.com/show/3S6fHLW6mcbDJDp1wkArKI?si=0zvPmiCsQ7SBAPanfpY4aA\u0026nd=1"},{"CssClass":"","LinkType":"internal","Target":"","Text":"Listen to previous episodes","Title":"","Url":"/mgi/forward-thinking"}]}}}]},"disruptorsignup":{"results":[{"mediaID":{"value":"full-width"},"renderMode":{"targetItem":{"key":{"value":"fullwidth"},"value":{"value":"Full Width"}}},"callToAction":{"url":"/user-registration/register-mvc","text":"Subscribe"},"title":{"jsonValue":{"value":"Stay current on your favorite topics"}}},{"mediaID":{"value":"left"},"renderMode":{"targetItem":{"key":{"value":"left"},"value":{"value":"Left"}}},"callToAction":{"url":"/user-registration/register-mvc","text":"Subscribe"},"title":{"jsonValue":{"value":"Stay current on your favorite topics"}}}]}},"ceros":{"results":[]},"exhibit":{"results":[]},"image":{"results":[]},"exhibitcarousel":{"results":[]},"pullquote":{"results":[]},"disruptorsignup":{"results":[{"mediaID":{"value":"full-width"},"renderMode":{"targetItem":{"key":{"value":"fullwidth"},"value":{"value":"Full Width"}}},"callToAction":{"url":"/user-registration/register-mvc","text":"Subscribe"},"title":{"jsonValue":{"value":"Stay current on your favorite topics"}}},{"mediaID":{"value":"left"},"renderMode":{"targetItem":{"key":{"value":"left"},"value":{"value":"Left"}}},"callToAction":{"url":"/user-registration/register-mvc","text":"Subscribe"},"title":{"jsonValue":{"value":"Stay current on your favorite topics"}}}]},"articlesidebar":{"results":[]},"boxout":{"results":[]},"globalsidebar":{"results":[]},"video":{"results":[]},"scrollycontainer":{"results":[]},"bespokeinteractive":{"results":[]},"storycontainer":{"results":[]},"interactive":{"results":[]},"sectionheader":{"results":[]},"statementdisruptor":{"results":[]},"fullbleedphoto":{"results":[]},"tocitem":{"results":[]},"quizcontainer":{"results":[]},"generalup":{"results":[]},"twoupmedium":{"results":[]},"accordion":{"results":[]},"factoid":{"results":[]},"promobarwithquote":{"results":[]},"oneupmedium":{"results":[]},"oneupmediumquote":{"results":[]},"gridwall":{"results":[]},"twoupsmall":{"results":[]},"oneclicksubscribe":{"results":[]},"promobar":{"results":[]},"promobanner":{"results":[]},"sectionhero":{"results":[]},"threeuplinklist":{"results":[]},"table":{"results":[]},"explainertooltip":{"results":[]},"isFiveFiftyHorizontalArticle":{"boolValue":false},"fiveFifty":{"results":[]}},"contextItem":{"ancestors":[{"breadCrumbUrl":{"path":"/featured-insights/sustainable-inclusive-growth/future-of-america"},"breadCrumbTitle":{"value":"Future of America"},"isMiniSite":{"boolValue":false},"displayName":"Future of America","template":{"id":"85FF05307883480F9A4C82123F72FFD8"}},{"breadCrumbUrl":{"path":"/featured-insights/sustainable-inclusive-growth"},"breadCrumbTitle":{"value":"Sustainable, Inclusive Growth"},"isMiniSite":{"boolValue":false},"displayName":"Sustainable, Inclusive Growth","template":{"id":"85FF05307883480F9A4C82123F72FFD8"}},{"breadCrumbUrl":{"path":"/featured-insights"},"breadCrumbTitle":{"value":"Explore our featured insights"},"isMiniSite":{"boolValue":false},"displayName":"Featured Insights","template":{"id":"85FF05307883480F9A4C82123F72FFD8"}},{"breadCrumbUrl":{"path":"/"},"breadCrumbTitle":{"value":""},"isMiniSite":{"boolValue":false},"displayName":"Home","template":{"id":"85FF05307883480F9A4C82123F72FFD8"}}]}}},"placeholders":{"main-area":[],"sidebar-area":[]}}]}},"itemId":"b5c37605-c642-455d-8045-c910fd65d3c3","pageEditing":false,"site":{"name":"website"},"pageState":"normal","language":"en","pageMetaData":{"alternateLanguages":[{"languageCode":"en","displayName":"English","url":"/featured-insights/sustainable-inclusive-growth/future-of-america/addressing-unequal-opportunity-in-an-american-city"}],"currentLanguage":"en","navigationLink":"featured-insights","activeItemId":"{3B4756D0-2A01-44CA-B37A-B4CA73D83717}","miniSiteId":"","officeCode":"","officeDisplayName":"","subscriptionPracticeData":null,"isAlaisedPage":false,"originalHostName":"www.mckinsey.com","updatedDate":"2023-01-14T09:01:56Z","createdDate":"2022-05-25T17:59:00Z","practice":{"isDefaultPractice":true,"name":"Monthly Highlights","code":"N02","stickyTitle":"Sign up for our Monthly Highlights newsletter","stickySubtitle":"Don't miss this roundup of our newest and most distinctive insights","previewLink":"\u003clink linktype=\"media\" target=\"\" id=\"{9D8859E5-868F-4618-9C77-073458526BA0}\" /\u003e","previewLinkLabel":null,"description":null,"descriptionText":null,"frequency":null,"regFormTitle":null},"url":"/featured-insights/sustainable-inclusive-growth/future-of-america/addressing-unequal-opportunity-in-an-american-city","isCareersPage":false,"officePath":"","hideAppPromo":false,"itemInfo":{"id":"b5c37605-c642-455d-8045-c910fd65d3c3","fullPath":"/sitecore/content/McKinsey/Home/Featured Insights/Sustainable Inclusive Growth/Future of America/Addressing unequal opportunity in an American city","templateName":"ArticleJSS","templateID":"683910db-02ba-40ba-92e7-726c880160a9"}},"defaultSettings":{"McKinsey Quarterly":"\u003cem\u003eMcKinsey Quarterly\u003c/em\u003e","FacebookCID":"soc-web","LinkedInCID":"soc-web","TwitterCID":"soc-web","Home Page SEO Details":{"Description":"McKinsey \u0026 Company is the trusted advisor and counselor to many of the world's most influential businesses and institutions.","Image_Url":"/~/media/images/global/seoimageplaceholder.jpg","Image_Alt":""}},"alumniDatalayerChunk":"static/chunks/alumnidatalayer.325ebb6069c1d69e.js"},"componentProps":{},"notFound":false,"noAccess":false},"__N_PREVIEW":true,"__N_SSP":true},"page":"/[[...path]]","query":{"timestamp":"1732253859835","path":["featured-insights","sustainable-inclusive-growth","future-of-america","addressing-unequal-opportunity-in-an-american-city"]},"buildId":"9vYT_fWQKRjfPT7lAZJdB","runtimeConfig":{"CONFIG_ENV":"production","CURRENT_ENV":"production","PUBLIC_URL":"https://www.mckinsey.com","PUBLIC_CMS_URL":"https://cms-prod.mckinsey.com","RECAPTCHA_V3_KEY":"6LdC5twSAAAAAF0dePIbY_ckeF05mKdYYJXn7uTg","INVISIBLE_RECAPTCHA_KEY":"6LcWCs0UAAAAAEik2NaGkfGH8mGHo1ThxIt-qUoE","USER_SERVICE_API_HOST":"https://prd-api.mckinsey.com","MOBILE_SERVICES_HOST":"https://mobileservices.mckinsey.com","SEARCH_SERVICE_API_HOST":"https://mckapi.mckinsey.com","OT_DATA_DOMAIN_SCRIPT_COM":"915b5091-0d7e-44d2-a8c4-cf08267e52fe","OT_DATA_DOMAIN_SCRIPT_DE":"13f50396-9d33-4d95-ba3e-1f108fa91009","OT_DATA_DOMAIN_SCRIPT_BR":"679eae24-1d5c-4f33-8aae-b35aa8269966","ADOBE_LAUNCH":"a400cfbb2fd3","BCOV_POLICY":"BCpkADawqM3Xn1B8iTmHawNytUSk0kXaQKMSM51CBVsYKHfwlRhZimTJqbOOq0NuyxTKQnvb4V9myMVRjwGkyGtJQO2HrUPOJHcsgkpbB-jyHwswonskf6XnZaF0TyyKkAQgbymSMtudeD9CLk-xCpqAzTaNUm7a3M3QKLN4pdLRNJ9_HbVMWzNpiUr5ezAVdMciDMwsD-gxNl43d7bfVP3wRhTNWbWUYn3WK7-Oz2gbxV6mMTm0jJU3SjK_x0meTprYUgdUWA-iDgwVglsnfJ_SVtVDPZypUokKv85GzFLM-ywjWlPM2Hg1ucemwwOpa-qvYBGfeMV7zP3n6s22hFCBveiWtHEBpV9N8f4rjmunMlxBx7kSlxIRjWquZm70hLRXMoxAgQ22BC86tBhgR_d1l9_-FzZuZIlZhzJwJi3ug1HszooHM8uEMOkHmB5nYj5XEgVk5JFYGcSwFSnMnNzE1ej2J3jcEiE3eSWHcremWjCZ0s9bs_8R08WpGWkBp8WMXUFfmhPBMk-MGixR_yIu7nJ6B_hYBnVhqKnnoW-xxEmRxgwG0Ev0S96cAcBG8qdlChGN7o1qN0heGTUIYnDk703q3lt9j7X4FgaITrlcPZOWZ96EHytVKUAtmtVp5BVGpiLn4viuUpEdAM_CLSBIaPVunk-39L8tm6m8iUYmbMX_KXPyaL900bQtVQgK39FCa0pUEZ_jSBOGNj1FH8NUPN2TS8_csNWfpN7gsaD9FBN3wUtawAD_RPdJ952odfwJqyvrkN89AyKnFdFMvUh6_4LCIQVYd4M5KC_k1WNLYb11KZhq6O4UaoyD4X1pV4-x0jBzEnc4VQTkL_04dw2xdPJ1uqUrmHuUcIBO0SKaEk6_5HYc3GKfYwmPz1oxMpOi-Rzw1QPyWIdbrcZdFbIHoVZ8FKfyslEv392pJMiKzUnVWL_3mZ0UqnGtddwlXYVdSs57AUdlrfOe7TVaaIMZ_kL7FSrbWrsaSufitSYr62xD1K1-qeb4wkx8QQEorxGJ3RG1Vpn97Pn5JEC_jvj0s7uzFgidYR9bp80EMmPCHUmRg-Hm1Aq1B4YMNc1ARnFz6UvT_8_pMhJEwKuypA-nPoJu4JZJNLVUdw","sitecoreApiKey":"{AD59BE63-BA20-47D4-A1B0-ECF30588E2E2}","sitecoreApiHost":"https://prod.mckinsey.com","FB_APP_ID":"1382278882079245","ARTICLE_API_HOST":"https://prd-api.mckinsey.com","SITECORE_FORMS_SERVICES_API_HOST":"https://prd-api.mckinsey.com","FEATURE_TOGGLES":"{\"stack_adapt_pixel\": true, \"article_seo_schema\":true, \"remember_me\": true, \"gql_promo_banner\": true, \"gql_highlight_bar\": true, \"gql_ceros_placeholder\": true, \"gql_two_up_medium\": true, \"gql_hero_with_partnership_mark\": true, \"gql_brightcove_gallery\": true, \"gql_one_up_medium\": true, \"gql_promo_bar_with_quote\": true, \"gql_fifty_fifty_hero\": true, \"gql_enhanched_hero\": true, \"gql_two_up_small\": true, \"gql_general_up\": true, \"gql_full_bleed_hero\": true, \"passwordless_login_enabled\": true, \"sso_enabled\": true, \"article_id\": \"\", \"personalisation_enabled\":true, \"hide_student_sticky_footer\":true, \"email_domain_validation_enabled\":true, \"enable_cid_cookie_qp\": true, \"otp_verification_enabled\": true}","HEADER_SCRIPT_HASH":"abcd1234","OKTA_AUTH_CLIENT_ID":"0oa8ppb3ypQ8uOI8y697","OKTA_AUTH_ISSUER":"https://dotcomidp.mckinsey.com/oauth2/aus2byav0jTElyFDD697/","AUTO_REDIRECTION_DURATION":"5","LINKEDIN_IDP":"0oaecyj1byxnfrfFk697","APPLE_IDP":"0oaeg2lxy6mq4PX5F697","GOOGLE_IDP":"0oaeczfkb03XL3E4O697","ALUMNI_BASE_API_URL":"https://dev-gateway.intranet.mckinsey.com/:apiKey/v1","ALUMNI_AUTHENTICATE_API_URL":"https://dev-ac3-okta-auth.intranet.mckinsey.com/authenticate","ALUMNI_OKTA_URL":"","ALUMNI_OKTA_ENABLED":"true","GOOGLE_MAP_API_KEY":"AIzaSyDqrGDNMDjy9pXHkMf-_Ut33LoC725GSe4","AWS_GATEWAY":"https://dev-gateway.mckinsey.com","AWS_API_GATEWAY_ID":"o63viscaj4","AWS_PERSONALIZATION_TRACKING_ID":"f3f97bc3-4ca7-4960-9e49-0bcff6294ab4","AWS_PERSONALIZATION_CID":"recommendations-onw-onw-mck-mck-art-2410-v1-user-ext-web","EVENTS_MODULE_CARDS_COUNT":"8","RECOMMENDATIONS_OFFER_ACTIVITY":"Article Recommendations"},"isFallback":false,"dynamicIds":[70281,73769,76731,32991,68578],"gssp":true,"locale":"en","locales":["en","da-DK"],"defaultLocale":"en","isPreview":true,"scriptLoader":[]}</script><script type="text/javascript" src="/Z0Q21CjHdKXB/nD/VSFJmwn0kX/S3EOzfShkLVmuEut/BwtUPgE/V2/sWSyIGeVY"></script></body></html>