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Povinné zmluvné poistenie (PZP) pre motocykle: Ako zabezpečiť správnu ochranu pre vaše dvojkolesové vozidlo na Slovensku - Arra

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V tomto článku sa pozrieme na to, ako funguje PZP pre motocykle, … Povinné zmluvné poistenie (PZP) pre motocykle: Ako zabezpečiť správnu ochranu pre vaše dvojkolesové vozidlo na Slovensku Čítajte viac »"> <meta property="og:url" content="https://www.arra.sk/pzp-motocykel/"> <meta property="og:site_name" content="Arra"> <meta property="article:published_time" content="2023-03-26T23:44:58+00:00"> <meta property="article:modified_time" content="2023-08-14T21:29:25+00:00"> <meta name="twitter:card" content="summary_large_image"> <meta name="twitter:label1" value="Autor:"> <meta name="twitter:data1" value="greenzebra617"> <meta name="twitter:label2" value="Est. reading time"> <meta name="twitter:data2" value="2 minúty"> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"WebSite","@id":"https://www.arra.sk/#website","url":"https://www.arra.sk/","name":"Arra","description":"Vzdelanie a 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class="entry-title" itemprop="headline">Povinné zmluvné poistenie (PZP) pre motocykle: Ako zabezpečiť správnu ochranu pre vaše dvojkolesové vozidlo na Slovensku</h1><div class="entry-meta"> <span class="comments-link"> <a href="https://www.arra.sk/pzp-motocykel/#respond">Pridajte Komentár</a> </span> / <span class="cat-links"><a href="https://www.arra.sk/category/uncategorized/" rel="category tag">Uncategorized</a></span> / Od<span class="posted-by vcard author" itemtype="https://schema.org/Person" itemscope="itemscope" itemprop="author"> <a title="Zobraziť všetky príspevky od greenzebra617" href="https://www.arra.sk/author/greenzebra617/" rel="author" class="url fn n" itemprop="url"> <span class="author-name" itemprop="name">greenzebra617</span> </a> </span> </div> </div> </header> <div class="entry-content clear" itemprop="text"> <p>Motocykle sú pre mnohých nielen prostriedkom dopravy, ale aj zdrojom zábavy, adrenalínu a slobody. Rovnako ako pri automobiloch, aj pre motocykle je na Slovensku povinné zmluvné poistenie (PZP). Jeho úlohou je chrániť tretie osoby pred škodami spôsobenými majiteľom motocykla v prípade dopravnej nehody. V tomto článku sa pozrieme na to, ako funguje PZP pre motocykle, ako si vybrať tú správnu poisťovňu a ako ušetriť na poistnom.</p> <h2>Ako funguje PZP pre motocykle?</h2> <p><a href="https://www.arra.sk/pzp-online/">Povinné zmluvné poistenie online</a> pre motocykle funguje na rovnakom princípe ako PZP pre automobily. Každý majiteľ motocykla musí mať uzavretú zmluvu o PZP s jednou z poisťovní na Slovensku. Táto zmluva zabezpečuje pokrytie škôd spôsobených tretím osobám v prípade dopravnej nehody. Tie sú <a href="https://www.cas.sk/clanok/2822763/silny-naraz-zdemoloval-motorku-na-suciastky-muz-37-nemal-sancu-prezit-nedala-mu-vodicka-prednost/">čoraz častejšie</a>.</p> <h2>Ako si vybrať správnu poisťovňu pre PZP na motocykel?</h2> <p>Pri výbere poisťovne pre PZP na motocykel je dôležité zohľadniť nasledujúce aspekty:</p> <p>a) Cena poistného: Porovnajte ceny <a href="https://www.uzavripzp.sk/pzp-motocykel/">PZP pre motocykel</a> u rôznych poisťovní. Využite online porovnávače, kde môžete zadat údaje o vašom motocykli a získať prehľad ponúk rôznych poisťovní.</p> <p>b) Rozsah krytia: Zistite, aký rozsah krytia ponúka poisťovňa. PZP pre motocykle by malo pokryť škody spôsobené tretím osobám, no niektoré poisťovne môžu ponúkať aj ďalšie služby, ako napríklad asistenčné služby alebo zľavy na havarijné poistenie.</p> <p>c) Hodnotenia a skúsenosti ostatných zákazníkov: Prečítajte si recenzie a hodnotenia poisťovní od ostatných majiteľov motocyklov. Tieto informácie vám môžu pomôcť pri rozhodovaní a odhaliť, ako rýchlo a efektívne poisťovňa rieši poistné udalosti.</p> <h2>Ako ušetriť na PZP pre motocykel?</h2> <p>a) Zľavy: Niektoré poisťovne ponúkajú zľavy pre nových zákazníkov alebo pre tých, ktorí uzatvárajú PZP na dlhšiu dobu. Skúmajte možnosti zľav a zistite, či sa vám oplatí využiť ich. Ďalšou možnosťou je zľava pre bezškodový priebeh, ktorú niektoré poisťovne poskytujú dlhodobým zákazníkom, ktorí nemali žiadne poistné udalosti.</p> <p>b) Voliteľné poistenie: Ak máte v pláne udržiavať váš motocykel v garáži alebo ho neplánujete používať počas zimných mesiacov, môžete zvážiť uzavretie sezónneho PZP. Týmto spôsobom budete platiť poistenie len počas obdobia, keď motocykel skutočne používate.</p> <p>c) Zvýšenie sebahodnoty: Ak chcete znížiť cenu PZP, môžete zvážiť zvýšenie sebahodnoty, čo znamená, že budete platiť vyššiu sumu v prípade poistnej udalosti. Táto možnosť môže byť vhodná pre skúsených jazdcov, ktorí majú menšie riziko dopravnej nehody.</p> <h3>Zhrnutie</h3> <p>Povinné zmluvné poistenie (PZP) pre motocykle je dôležitou súčasťou ochrany majiteľov motocyklov a tretích osôb na Slovensku. Pri výbere správnej poisťovne a PZP pre váš motocykel je dôležité zohľadniť cenu poistného, rozsah krytia a skúsenosti ostatných zákazníkov. Online porovnávače, zľavy a voliteľné poistenie môžu pomôcť ušetriť peniaze a zabezpečiť najlepšiu ochranu pre váš dvojkolesový spoločník.</p> </div> </div> </article> <nav class="navigation post-navigation" role="navigation" aria-label="Články"> <h2 class="screen-reader-text">Navigácia v článku</h2> <div class="nav-links"><div class="nav-previous"><a href="https://www.arra.sk/cennik-pzp-podla-kw/" rel="prev"><span class="ast-left-arrow">←</span> Predchádzajúci Článok</a></div><div class="nav-next"><a href="https://www.arra.sk/spoluucast-pri-havarijnom-poisteni/" rel="next">Ďalší Článok <span class="ast-right-arrow">→</span></a></div></div> </nav> <div id="comments" class="comments-area"> <div id="respond" class="comment-respond"> <h3 id="reply-title" class="comment-reply-title">Pridajte Komentár <small><a rel="nofollow" id="cancel-comment-reply-link" href="/pzp-motocykel/#respond" style="display:none;">Zrušte Odpoveď</a></small></h3><form 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