We are PGGM

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hero--text-only hero--size-large " js-hook-hero> <div class="o-grid"> <div class="o-col-12 o-col-5--md u-flex-first--md"> <div class="hero__text"> <h1 class="hero__title"> We are PGGM </h1> <div class="s-rich-text">We are working on our social mission: to achieve a good, affordable, and sustainable pension for our clients - pension funds and their participants.</div> <div class="hero__button-container"> <a class=" c-button--secondary button--icon " href="/en/about-us/our-mission/" > <span class="button__label">More about PGGM</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </div> </div> </div> </div> </section> </div> <section class="c-featured-stories-wrapper"> <div class="o-container"> <div class="o-grid"> <article class="c-featured-story featured-story--size-large "> <div class="featured-story-large__wrapper featured-story-large__wrapper--image-left "> <div class="featured-story-large__image"> <figure class="c-image featured-story__image" js-hook-objectfit-container > <img src="/media/0tqc2t2h/tanker-gas-2.jpg?anchor=center&mode=crop&width=10&height=5&rnd=133837822139870000&quality=70" alt="Tanker Gas.2" data-src="/media/0tqc2t2h/tanker-gas-2.jpg?anchor=center&mode=crop&width=768&height=421&rnd=133837822139870000&quality=70" data-srcset="/media/0tqc2t2h/tanker-gas-2.jpg?anchor=center&mode=crop&width=320&height=175&rnd=133837822139870000&quality=70 320w,/media/0tqc2t2h/tanker-gas-2.jpg?anchor=center&mode=crop&width=480&height=263&rnd=133837822139870000&quality=70 480w,/media/0tqc2t2h/tanker-gas-2.jpg?anchor=center&mode=crop&width=768&height=421&rnd=133837822139870000&quality=70 768w" js-hook-objectfit-img class=" image__default" > <img src="/media/0tqc2t2h/tanker-gas-2.jpg?anchor=center&mode=crop&width=10&height=5&rnd=133837822139870000&quality=70" alt="Tanker Gas.2" js-hook-objectfit-img aria-hidden="true" class="image__ghost" js-hook-shadow-image> </figure> </div> <div class="featured-story-large__text"> <header> <div class="u-margin-top--sm"> <ul class="c-tags"> <li>12 feb 2025</li> <li>Press release</li> <li>Assetmanagement</li> </ul> </div> <h2 class="featured-story__title">PGGM acquires 49 per cent stake in Carbon Collectors</h2> </header> <p> PGGM has acquired a 49 per cent stake in Dutch company Carbon Collectors B.V. on behalf of Pension Fund Zorg en Welzijn (PFZW). </p> <footer class="u-margin-top--sm"> <a class=" c-button--ghost button--icon " href="/en/press/pggm-acquires-49-per-cent-stake-in-carbon-collectors/" > <span class="button__label">More</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a></footer> </div> </div> </article> <div class="o-col-12 o-col-4--md"> <article class="c-featured-story featured-story--size-small "> <div class="featured-story__visual"> <figure class="c-image featured-story__image" js-hook-objectfit-container > <img src="/media/hwsgcryi/datacenter.jpg?anchor=center&mode=crop&width=10&height=5&rnd=133789255678630000&quality=70" alt="Datacenter" data-src="/media/hwsgcryi/datacenter.jpg?anchor=center&mode=crop&width=768&height=421&rnd=133789255678630000&quality=70" data-srcset="/media/hwsgcryi/datacenter.jpg?anchor=center&mode=crop&width=320&height=175&rnd=133789255678630000&quality=70 320w,/media/hwsgcryi/datacenter.jpg?anchor=center&mode=crop&width=480&height=263&rnd=133789255678630000&quality=70 480w,/media/hwsgcryi/datacenter.jpg?anchor=center&mode=crop&width=768&height=421&rnd=133789255678630000&quality=70 768w" js-hook-objectfit-img class=" image__default" > <img src="/media/hwsgcryi/datacenter.jpg?anchor=center&mode=crop&width=10&height=5&rnd=133789255678630000&quality=70" alt="Datacenter" js-hook-objectfit-img aria-hidden="true" class="image__ghost" js-hook-shadow-image> </figure> </div> <header> <div class="u-margin-top--sm"> <ul class="c-tags"> <li>18 dec 2024</li> <li>Press release</li> <li>Assetmanagement</li> </ul> </div> <h2 class="featured-story__title">Penta Infra finds PGGM as new shareholder alongside Photon Capital</h2> </header> <p> Penta Infra, the Netherlands-based developer and operator of data centres, has found pension investor PGGM as new shareholder and investor alongside existing shareholder Photon Capital. </p> <footer class="u-margin-top--sm"> <a class=" c-button--ghost button--icon " href="/en/press/penta-infra-finds-pggm-as-new-shareholder-alongside-photon-capital/" > <span class="button__label">More</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a></footer> </article> </div> <div class="o-col-12 o-col-4--md"> <article class="c-featured-story featured-story--size-small "> <div class="featured-story__visual"> <figure class="c-image featured-story__image" js-hook-objectfit-container > <img src="/media/8d8a71fdcb37edb/bam1.jpg?anchor=center&mode=crop&width=10&height=5&rnd=132531870562270000&quality=70" alt="Bam1" data-src="/media/8d8a71fdcb37edb/bam1.jpg?anchor=center&mode=crop&width=768&height=421&rnd=132531870562270000&quality=70" data-srcset="/media/8d8a71fdcb37edb/bam1.jpg?anchor=center&mode=crop&width=320&height=175&rnd=132531870562270000&quality=70 320w,/media/8d8a71fdcb37edb/bam1.jpg?anchor=center&mode=crop&width=480&height=263&rnd=132531870562270000&quality=70 480w,/media/8d8a71fdcb37edb/bam1.jpg?anchor=center&mode=crop&width=768&height=421&rnd=132531870562270000&quality=70 768w" js-hook-objectfit-img class=" image__default" > <img src="/media/8d8a71fdcb37edb/bam1.jpg?anchor=center&mode=crop&width=10&height=5&rnd=132531870562270000&quality=70" alt="Bam1" js-hook-objectfit-img aria-hidden="true" class="image__ghost" js-hook-shadow-image> </figure> </div> <header> <div class="u-margin-top--sm"> <ul class="c-tags"> <li>17 dec 2024</li> <li>Press release</li> <li>Assetmanagement</li> </ul> </div> <h2 class="featured-story__title">PGGM acquires remaining 50 percent in Invesis</h2> </header> <p> PGGM announces the acquisition of the remaining 50% of Invesis, a leading investor, developer and operator of public and private infrastructure, from Royal BAM Group. </p> <footer class="u-margin-top--sm"> <a class=" c-button--ghost button--icon " href="/en/press/pggm-acquires-remaining-50-percent-in-invesis/" > <span class="button__label">More</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a></footer> </article> </div> <div class="o-col-12 o-col-4--md"> <article class="c-featured-story featured-story--size-small "> <div class="featured-story__visual"> <figure class="c-image featured-story__image" js-hook-objectfit-container > <img src="/media/ab2jvwd4/vergadering-inclusief.jpg?anchor=center&mode=crop&width=10&height=5&rnd=133782233055030000&quality=70" alt="Vergadering Inclusief" data-src="/media/ab2jvwd4/vergadering-inclusief.jpg?anchor=center&mode=crop&width=768&height=421&rnd=133782233055030000&quality=70" data-srcset="/media/ab2jvwd4/vergadering-inclusief.jpg?anchor=center&mode=crop&width=320&height=175&rnd=133782233055030000&quality=70 320w,/media/ab2jvwd4/vergadering-inclusief.jpg?anchor=center&mode=crop&width=480&height=263&rnd=133782233055030000&quality=70 480w,/media/ab2jvwd4/vergadering-inclusief.jpg?anchor=center&mode=crop&width=768&height=421&rnd=133782233055030000&quality=70 768w" js-hook-objectfit-img class=" image__default" > <img src="/media/ab2jvwd4/vergadering-inclusief.jpg?anchor=center&mode=crop&width=10&height=5&rnd=133782233055030000&quality=70" alt="Vergadering Inclusief" js-hook-objectfit-img aria-hidden="true" class="image__ghost" js-hook-shadow-image> </figure> </div> <header> <div class="u-margin-top--sm"> <ul class="c-tags"> <li>09 dec 2024</li> <li>Blog</li> <li>Assetmanagement</li> </ul> </div> <h2 class="featured-story__title">Thematic engagement: moving towards net zero together</h2> </header> <p> On behalf of PFZW, we aim to contribute to a livable world. In private investments, we can exert direct influence by supporting fund managers (GPs) in improving their sustainability performance. But how can we also involve the smaller GPs in this journey? Sustainability expert Karin Bouwmeester shares her insights. </p> <footer class="u-margin-top--sm"> <a class=" c-button--ghost button--icon " href="/en/blogs/thematic-engagement-moving-towards-net-zero-together/" > <span class="button__label">More</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a></footer> </article> </div> </div> <div class="o-grid"> <div class="o-col-12"> <footer> <a class=" c-button--secondary button--icon " href="/en/our-insights/" > <span class="button__label">More publications</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </footer> </div> </div> </div> </section> <section id="" class="c-tabbed-paragraph" js-hook-tabbed-paragraph>  <div class="o-container u-hidden--xs u-hidden--sm"> <div class="o-grid"> <div class="o-col-6"> <a class=" c-button--ghost button--icon tabbed-paragraph__title-button is--active " href="#tabbed-paragraph-1" js-hook-tabbed-paragraph-button > <span class="button__label">Pension management</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> <br/> <a class=" c-button--ghost button--icon tabbed-paragraph__title-button " href="#tabbed-paragraph-2" js-hook-tabbed-paragraph-button > <span class="button__label">Asset management</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> <br/> </div> <div class="o-col-6"> <div id="#tabbed-paragraph-1" class="tabbed-paragraph__content is--active is--open" js-hook-tabbed-paragraph-content> <p>We manage the pension scheme for our clients and provide clear communication with their employers and participants. In the execution, we and our clients aim for good quality service provision, at the lowest possible cost.</p> <a class=" c-button--secondary button--icon " href="/en/our-services/pension-management/" > <span class="button__label">Pension management</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </div> <div id="#tabbed-paragraph-2" class="tabbed-paragraph__content " js-hook-tabbed-paragraph-content> <p>PGGM is the cooperative pension investor in the Netherlands. We support pension funds through two complementary services: fiduciary management and asset management.</p> <a class=" c-button--secondary button--icon " href="/en/asset-management/asset-management/" > <span class="button__label">Asset management</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </div> </div> </div> </div>  <div class="o-container u-hidden--md u-hidden--lg u-hidden--xlg u-hidden--xxlg"> <div class="o-grid"> <div class="o-col-12"> <div class="c-accordion" js-hook-accordion> <div class="accordion__item accordion__item--is-active " js-hook-accordion-item> <button type="button" class="accordion__item-header" on:click.prevent="accordion[691]::toggle" aria-expanded="true" aria-controls="691" js-hook-accordion-button> <span class="accordion__item-header--open">Pension management</span> <span class="accordion__item-header--close">Pension management</span> <span class="accordion__item-icon">  <svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg> </span> </button> <div class="accordion__item-content-holder " aria-hidden="false" id="691" style="height:auto;" js-hook-accordion-content-holder> <div class="accordion__item-content" js-hook-accordion-content> <p>We manage the pension scheme for our clients and provide clear communication with their employers and participants. In the execution, we and our clients aim for good quality service provision, at the lowest possible cost.</p> <a class=" c-button--secondary button--icon " href="/en/our-services/pension-management/" > <span class="button__label">Pension management</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </div> </div> </div> <div class="accordion__item " js-hook-accordion-item> <button type="button" class="accordion__item-header" on:click.prevent="accordion[692]::toggle" aria-expanded="false" aria-controls="692" js-hook-accordion-button> <span class="accordion__item-header--open">Asset management</span> <span class="accordion__item-header--close">Asset management</span> <span class="accordion__item-icon">  <svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg> </span> </button> <div class="accordion__item-content-holder " aria-hidden="true" id="692" js-hook-accordion-content-holder> <div class="accordion__item-content" js-hook-accordion-content> <p>PGGM is the cooperative pension investor in the Netherlands. We support pension funds through two complementary services: fiduciary management and asset management.</p> <a class=" c-button--secondary button--icon " href="/en/asset-management/asset-management/" > <span class="button__label">Asset management</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </div> </div> </div> </div> </div> </div> </div> </section> <div class="u-overflow-hidden"> <div class="o-container"> <section id="" class="c-spotlight-content u-background--stretch-left u-background--stretch-tertiary" js-hook-spotlight-content> <div class="o-grid"> <div class="o-col-12 o-col-7--md u-push-1--md u-flex-last--md "> <div class="spotlight-content__media spotlight-content__media--position-right"> <figure class="c-image" js-hook-objectfit-container > <img src="/media/sckf5doe/0001502.jpg?anchor=center&mode=crop&width=10&height=7&rnd=132343744378630000&quality=70" alt="0001502" data-src="/media/sckf5doe/0001502.jpg?anchor=center&mode=crop&width=768&height=588&rnd=132343744378630000&quality=70" data-srcset="/media/sckf5doe/0001502.jpg?anchor=center&mode=crop&width=320&height=245&rnd=132343744378630000&quality=70 320w,/media/sckf5doe/0001502.jpg?anchor=center&mode=crop&width=480&height=367&rnd=132343744378630000&quality=70 480w,/media/sckf5doe/0001502.jpg?anchor=center&mode=crop&width=768&height=588&rnd=132343744378630000&quality=70 768w" js-hook-objectfit-img class="" > <img src="/media/sckf5doe/0001502.jpg?anchor=center&mode=crop&width=10&height=7&rnd=132343744378630000&quality=70" alt="0001502" js-hook-objectfit-img aria-hidden="true" class="image__ghost" js-hook-shadow-image> </figure> </div> </div> <div class="o-col-12 o-col-5--md u-flex-first--md "> <div class="spotlight-content__text s-rich-text"> <h3 class="u-h1">Working at PGGM. In a traineeship.</h3> <div class="s-rich-text">Discover our Trainee programme and the different traineeships we have to offer.</div> <div class="s-rich-text"></div> <div class="s-rich-text"></div> </div> </div> </div> </section> </div> </div><section class="c-usps">  <div class="u-hidden--lg u-hidden--xlg u-hidden--xxlg"> <div class="c-carousel"> <div js-hook-carousel data-id="usps" data-slides-mobile="1.2" data-slides-tablet-portrait="2.2" data-gutter="30"> <article class="usps__item"> <header> <div class="usps__item-icon"> <svg class="svg--usp-over-pggm" width="57" height="57" viewBox="0 0 57 57" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M37.04 56.19h-3.61V19.34h-9.27v36.85H1.61c-.46 0-.83-.37-.83-.83V1.67c0-.46.37-.83.83-.83h53.78c.46 0 .83.37.83.83v53.68c0 .46-.37.83-.83.83h-8.28" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M32.6 15.67h-7.61c-.46 0-.83-.37-.83-.83V7.23c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83z" stroke="#83D334" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M15.61 15.67H8c-.46 0-.83-.37-.83-.83V7.23c0-.45.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83zM49.58 15.67h-7.61c-.46 0-.83-.37-.83-.83V7.23c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.38.83-.83.83z" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M15.61 28.53H8c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83zM49.58 28.53h-7.61c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.38.83-.83.83zM15.61 41.38H8c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83z" stroke="#83D334" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M49.58 41.38h-7.61c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.38.83-.83.83z" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/></svg> </div> <h3>PGGM</h3> </header> <p> PGGM is a not-for-profit cooperative pension fund service provider.</p> <footer class="usps__item-footer"> <a class=" c-button--ghost button--icon " href="/en/about-us/about-pggm/" > <span class="button__label">About PGGM</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </footer> </article> <article class="usps__item"> <header> <div class="usps__item-icon"> <svg class="svg--usp-kernwaarden" width="57" height="57" viewBox="0 0 57 57" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M28.1 11.06s5.02-1.82 9.33.42c0 0 5.11 1.94 8.45.57V2.52c-3.34 1.38-8.45-.57-8.45-.57-4.31-2.24-9.33-.42-9.33-.42v22.69M18.08 36.61l4.61 6.48 5.41-5.01 5.2 5.01 4.82-6.48" stroke="#83D334" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M56.13 55.93L28.12 23.67.87 56.16h46.96" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/></svg> </div> <h3>Our working method</h3> </header> <p>We believe in pensions that we arrange together. By sharing costs and risks, we are stronger together and ultimately, everyone is better off.</p> <footer class="usps__item-footer"> <a class=" c-button--ghost button--icon " href="/en/about-us/our-mission/" > <span class="button__label">More</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </footer> </article> <article class="usps__item"> <header> <div class="usps__item-icon"> <svg class="svg--usp-onze-mensen-experts" width="57" height="57" viewBox="0 0 57 57" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0)" stroke-width="1.589" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"><path d="M44.59 26.5l1.03 5.74s10.55-.27 10.6 7.63v12.05H32.19" stroke="#008747"/><path d="M33.09 26.5c-7.29-1.02-6.76-6.75-6.76-6.75 1.7-1.7 4.1-9.15 4.1-9.15 2.82-7.59 7.93-7.38 7.93-7.38h.96s4.99-.01 7.93 7.38c0 0 2.4 7.44 4.1 9.15 0 0 .53 5.73-6.76 6.75M11.91 23.43l-2.05 7.3H8.25S.84 30.4.84 37.57v18.6h27.67M32.14 39.39s1.03-8.66-6.65-8.66h-2.75l-1.77-7.3" stroke="#83D334"/><path d="M11.75.85c-3.56 0-3.73 3.22-3.73 3.22v6.14c-1.63 0-1.63 1.53-1.63 1.53v2.88c0 1.49 2.32 1.78 2.32 1.78 0 7.74 7.4 8.77 7.4 8.77 7.28 0 7.8-8.72 7.8-8.72 2.24 0 2.29-1.43 2.29-1.43V12.1c0-2.06-1.66-2.12-1.66-2.12V3.32S24.85.85 22 .85H11.75z" stroke="#008747"/><path d="M13.37 18.78s.95 1.45 2.86 1.45 3.06-1.45 3.06-1.45" stroke="#83D334"/><path d="M35.88 20.23s.95 1.45 2.86 1.45 3.06-1.45 3.06-1.45" stroke="#008747"/></g><defs><clipPath id="clip0"><path fill="#fff" d="M0 0h57v57H0z"/></clipPath></defs></svg> </div> <h3>Our experts</h3> </header> <p>We share the lessons we learn, the new insights we gain and, above all, we look towards the future.</p> <footer class="usps__item-footer"> <a class=" c-button--ghost button--icon " href="/en/our-insights/" > <span class="button__label">Articles</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" width="16" height="2" rx="1"/><path d="M9.293.293a1 1 0 011.32-.083l.094.083 5 5a1 1 0 01.083 1.32l-.083.094-5 5a1 1 0 01-1.497-1.32l.083-.094L13.585 6 9.293 1.707A1 1 0 019.21.387l.083-.094z" fill-rule="nonzero"/></g></svg></span> </a> </footer> </article> </div> </div> </div>  <div class="u-hidden--xs u-hidden--sm u-hidden--md"> <div class="o-container"> <div class="o-grid"> <div class="o-col-4"> <article class="usps__item"> <header> <div class="usps__item-icon"> <svg class="svg--usp-over-pggm" width="57" height="57" viewBox="0 0 57 57" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M37.04 56.19h-3.61V19.34h-9.27v36.85H1.61c-.46 0-.83-.37-.83-.83V1.67c0-.46.37-.83.83-.83h53.78c.46 0 .83.37.83.83v53.68c0 .46-.37.83-.83.83h-8.28" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M32.6 15.67h-7.61c-.46 0-.83-.37-.83-.83V7.23c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83z" stroke="#83D334" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M15.61 15.67H8c-.46 0-.83-.37-.83-.83V7.23c0-.45.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83zM49.58 15.67h-7.61c-.46 0-.83-.37-.83-.83V7.23c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.38.83-.83.83z" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M15.61 28.53H8c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83zM49.58 28.53h-7.61c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.38.83-.83.83zM15.61 41.38H8c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.37.83-.83.83z" stroke="#83D334" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/><path d="M49.58 41.38h-7.61c-.46 0-.83-.37-.83-.83v-7.61c0-.46.37-.83.83-.83h7.61c.46 0 .83.37.83.83v7.61c0 .46-.38.83-.83.83z" stroke="#008747" stroke-width="1.5" stroke-miterlimit="10" stroke-linecap="round" stroke-linejoin="round"/></svg> </div> <h3>PGGM</h3> </header> <p> PGGM is a not-for-profit cooperative pension fund service provider.</p> <footer class="usps__item-footer"> <a class=" c-button--ghost button--icon " href="/en/about-us/about-pggm/" > <span class="button__label">About PGGM</span> <span class="button__icon"><svg class="svg--icons-arrow-right" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><g fill-rule="evenodd"><rect y="5" 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