CINXE.COM

Publications | U.S. Department of Labor

<!DOCTYPE html> <html lang="en" dir="ltr" prefix="content: http://purl.org/rss/1.0/modules/content/ dc: http://purl.org/dc/terms/ foaf: http://xmlns.com/foaf/0.1/ og: http://ogp.me/ns# rdfs: http://www.w3.org/2000/01/rdf-schema# schema: http://schema.org/ sioc: http://rdfs.org/sioc/ns# sioct: http://rdfs.org/sioc/types# skos: http://www.w3.org/2004/02/skos/core# xsd: http://www.w3.org/2001/XMLSchema# "> <head> <meta charset="utf-8" /> <link rel="canonical" href="https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/publications" /> <meta property="og:site_name" content="DOL" /> <meta property="og:type" content="website" /> <meta property="og:url" content="https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/publications" /> <meta property="og:title" content="Publications" /> <meta property="og:image" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta property="og:image:url" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta property="og:image:secure_url" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="Publications" /> <meta name="twitter:site" content="@USDOL" /> <meta name="twitter:image" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <link rel="icon" href="/themes/opa_theme/favicon.ico" type="image/vnd.microsoft.icon" /> <title>Publications | U.S. Department of Labor</title> <link rel="stylesheet" media="all" href="/sites/dolgov/files/css/css_nj1yoUPGvQ-fiPzhPROaj8giht2U2BFYke-deaCWreA.css?delta=0&amp;language=en&amp;theme=opa_theme&amp;include=eJyNVduyqyAM_SGpn9QJEJUtEgeCbf9-h9qLe-ZMPG-QrFzJCp7idcK4Yu7959i1443yPES69cdLh7bA2-Bw7kIE-5Yfzl15FMalt1Cw8369Nmc84YL9GMlCNIUfMaSxoxXOFJaIC2dYO0cZe0fLSgkTl8sHYww4UfpASQNlRk3tIHtVTzGi45MgW_BIGqAIwCTYwghnvnCBEA2tbIKKK3tahgNHtUTIHFxEE0NhDcc3auXWJZ017YYW7wa3JldTlMDz41C3WTBVzULGYD5NdA-fcQxtRJ5-B8qLZrKISiwK1exQzRmSmyjrI5EYHBsLKaGK9FWGu8FFYWwkN2toC24eM9XkP29rM4Jqc4NieArFNA4ONWrYESXdF9v0HuwNLgxci6Sl1jigoKS5hSk_Tp_uhf6_9qpxg-DMmIPK3r0QBxGT192tMKIQjrNK47YtzAiyEvJD9eaH02AT6rHeK6OlH6lKQ-h-nttJQ2xllvWDd25M632uK8TL69qtkGGUpTuVt-YrudS0VivvO6E_LOqfTUZVyCeb-it0ZfMg0wNWNtNX3GRuknX0_HRkzTViCN_wulOp_7f4iZZfJbhra1z_9_oLqOOhhA" /> <link rel="stylesheet" media="all" href="/sites/dolgov/files/css/css_CvRFhiB2s-SbozbMM0q6CFCNxPOLikOhXtfWqL2z4ww.css?delta=1&amp;language=en&amp;theme=opa_theme&amp;include=eJyNVduyqyAM_SGpn9QJEJUtEgeCbf9-h9qLe-ZMPG-QrFzJCp7idcK4Yu7959i1443yPES69cdLh7bA2-Bw7kIE-5Yfzl15FMalt1Cw8369Nmc84YL9GMlCNIUfMaSxoxXOFJaIC2dYO0cZe0fLSgkTl8sHYww4UfpASQNlRk3tIHtVTzGi45MgW_BIGqAIwCTYwghnvnCBEA2tbIKKK3tahgNHtUTIHFxEE0NhDcc3auXWJZ017YYW7wa3JldTlMDz41C3WTBVzULGYD5NdA-fcQxtRJ5-B8qLZrKISiwK1exQzRmSmyjrI5EYHBsLKaGK9FWGu8FFYWwkN2toC24eM9XkP29rM4Jqc4NieArFNA4ONWrYESXdF9v0HuwNLgxci6Sl1jigoKS5hSk_Tp_uhf6_9qpxg-DMmIPK3r0QBxGT192tMKIQjrNK47YtzAiyEvJD9eaH02AT6rHeK6OlH6lKQ-h-nttJQ2xllvWDd25M632uK8TL69qtkGGUpTuVt-YrudS0VivvO6E_LOqfTUZVyCeb-it0ZfMg0wNWNtNX3GRuknX0_HRkzTViCN_wulOp_7f4iZZfJbhra1z_9_oLqOOhhA" /> <script src="https://script.crazyegg.com/pages/scripts/0074/6572.js" async></script> <script src="/libraries/fontawesome/js/all.min.js?v=6.4.0" defer></script> <script src="/libraries/fontawesome/js/v4-shims.min.js?v=6.4.0" defer></script> <script src="/modules/custom/gtm_helper/js/dataLayer.js?skr4yi" defer></script> <script src="/modules/custom/gtm_helper/js/bah_dol_header.js?skr4yi" defer></script> <script src="/modules/custom/gtm_helper/js/opa_dol.js?skr4yi" defer></script> <script>!function(a){var e="https://s.go-mpulse.net/boomerang/",t="addEventListener";if("False"=="True")a.BOOMR_config=a.BOOMR_config||{},a.BOOMR_config.PageParams=a.BOOMR_config.PageParams||{},a.BOOMR_config.PageParams.pci=!0,e="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="E68AF-EQ2CX-6PS4U-GPXGV-5A3RP",function(){function n(e){a.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!a.BOOMR||!a.BOOMR.version&&!a.BOOMR.snippetExecuted){a.BOOMR=a.BOOMR||{},a.BOOMR.snippetExecuted=!0;var i,_,o,r=document.createElement("iframe");if(a[t])a[t]("load",n,!1);else if(a.attachEvent)a.attachEvent("onload",n);r.src="javascript:void(0)",r.title="",r.role="presentation",(r.frameElement||r).style.cssText="width:0;height:0;border:0;display:none;",o=document.getElementsByTagName("script")[0],o.parentNode.insertBefore(r,o);try{_=r.contentWindow.document}catch(O){i=document.domain,r.src="javascript:var d=document.open();d.domain='"+i+"';void(0);",_=r.contentWindow.document}_.open()._l=function(){var a=this.createElement("script");if(i)this.domain=i;a.id="boomr-if-as",a.src=e+"E68AF-EQ2CX-6PS4U-GPXGV-5A3RP",BOOMR_lstart=(new Date).getTime(),this.body.appendChild(a)},_.write("<bo"+'dy onload="document._l();">'),_.close()}}(),"".length>0)if(a&&"performance"in a&&a.performance&&"function"==typeof a.performance.setResourceTimingBufferSize)a.performance.setResourceTimingBufferSize();!function(){if(BOOMR=a.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var e=""=="true"?1:0,t="",n="bdpnbeqxzkddgz2h4o4q-f-d3a955e27-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,_={"ak.v":"39","ak.cp":"84449","ak.ai":parseInt("273312",10),"ak.ol":"0","ak.cr":4,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"1f73c77d","ak.r":47863,"ak.a2":e,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":41984,"ak.gh":"23.54.158.78","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"reno","ak.t":"1732764601","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==ZoP40MXsJUu0NLVqUYG1unfYobwSQ03yWqznmePpWo3KWAe4nZTr9FR2L0plWPz+PCyudcZGznr9dCGjUmyYGaD6WxhgwINs9QyxuNAYEn9wCBpdgBa6AH/YR6/5lxRtqpuLRef7KfrhQ5PsjqptMbOGTuGmDp5bi8Wv9CIUrJY9JGQ3bLC6NEQrgItm4v+qDxShUTwzz/hsB6qp3vrxVx2M2WU9afjbK/PtGgm3khkCdw44gwBl2ZeoSUMnZBHjEV2NtuQcdFo9PBHHqiv8Z76BsmpHcD2F2r1WRB3l3s27dJwDf4kFima5D9DsSVn3aQnaPipB4T1oZz8BPnJF/ynSacz8SrEmZmPJyQ7z8GK9SxMThSy++93TyIyMmZhC3vlkKuT2CdgioBDgmu5EMsq8Y95d0sguizhiXY9nnlg=","ak.pv":"405","ak.dpoabenc":"","ak.tf":i};if(""!==t)_["ak.ruds"]=t;var o={i:!1,av:function(e){var t="http.initiator";if(e&&(!e[t]||"spa_hard"===e[t]))_["ak.feo"]=void 0!==a.aFeoApplied?1:0,BOOMR.addVar(_)},rv:function(){var a=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(a)}};BOOMR.plugins.AK={akVars:_,akDNSPreFetchDomain:n,init:function(){if(!o.i){var a=BOOMR.subscribe;a("before_beacon",o.av,null,null),a("onbeacon",o.rv,null,null),o.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head> <body class="layout-one-sidebar layout-sidebar-first"> <a class="usa-skipnav visually-hidden focusable" href="#main-content" id="skip-nav"> Skip to main content </a> <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <div class="layout-container inner-page basic-page"> <div class="agency-header"> <header class="header cf usa-header usa-header-extended cd-main-header" role="banner"> <div class="usa-banner"> <div class="usa-accordion"> <header class="usa-banner__header" aria-label="Official United States Government Website Disclaimer"> <div class="usa-banner__inner"> <div class="grid-col-auto"> <img class="usa-banner__header-flag" src="/themes/opa_theme/img/flag-favicon-57.png" alt="U.S. flag"> </div> <div class="grid-col-fill tablet:grid-col-auto"> <p>An official website of the United States government.</p> <p class="usa-banner__header-action" aria-hidden="true">Here’s how you know</p> </div> <button class="usa-accordion__button usa-banner__button" aria-expanded="false" aria-controls="gov-banner" title="Click to expand"> <span class="usa-banner__button-text">Here’s how you know</span> </button> </div> </header> <div class="usa-banner__content usa-accordion__content" id="gov-banner" hidden> <div class="grid-row grid-gap-lg"> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/themes/opa_theme/img/icon-dot-gov.svg" alt="Dot gov"> <div class="usa-media-block__body"> <p> <strong>The .gov means it’s official.</strong> <br> Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site. </p> </div> </div> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/themes/opa_theme/img/icon-https.svg" alt="Https"> <div class="usa-media-block__body"> <p> <strong>The site is secure.</strong> <br> The <strong>https://</strong> ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. </p> </div> </div> </div> </div> </div> </div> <div id="top-agency-name" class="banner-second container d-flex align-items-center"> <div class="agency-container agency-container--small d-flex align-items-center container"> <div class="agency" tabindex="-1"> <a href="/"> <div class="d-flex align-items-center dol-logo-area--small"> <div class="DOL-header-logo"> <img src="/themes/opa_theme/img/Agency_DOL_Logo_dark.svg" alt="United States Department of Labor" title="Home"/> </div> <span>U.S. Department of Labor</span> </div> </a> </div> </div> </div> <div class="container d-flex align-items-center agency-name"> <span> <a href="/agencies/ebsa" title="Employee Benefits Security Administration"> Employee Benefits Security Administration </a> </span> <div class="header-right-container"> <div class="secondarylinks-container"> <div class="align-items-center d-flex"> <div class="secondary-links d-flex"> <div id="block-block-content-6b1211c8-93ce-4b96-a5d4-c797682c9453"> <div class="field field--name-field-secondary-menu-links field--type-link field--label-hidden clearfix"> <span><a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol">ESPAÑOL</a></span> <span><a href="tel:18664443272">1-866-444-3272</a></span> </div> </div> </div> <ul class="cd-header-buttons"> <li> <div class="dol-menu-button"> <button class="usa-menu-btn dol-menu-button usa-button-primary">Menu</button> </div> </li> </ul> </div> </div> <div class="searchbox-container nav-hide-on-mobile"> <div id="block-searchblockdesktopviewport"> <div id="search-placeholder-large" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form_large" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="&#x2713;" /></div> <label for="query_large" class="sr-only">Search</label> <input id="affiliate_large" name="affiliate" type="hidden" value= "www.dol.gov-ebsa"/> <input class="searchbox-input mag-glass usa-input" id="query_large" name="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0" /> <input type="hidden" id="field-dol-search-collections-id-large" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="search-button"></button> </span> </div> </form> </div> </div> </div> </div> </div> </div> <div id="header-content"> <span class="visually-hidden"> submenu</span> <div class="agency-nav-container" id="dol-primary-menu"> <div class="container"> <ul block="block-menu-block-ebsa" class="clearfix agency-submenu sub-nav-group cd-primary-nav is-fixed main-primary-menu inner-menu ebsa-menu" id="cd-primary-nav-secondary-desktop"> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/key-topics"><span class="menu-border-wrapper"><span class="menutitle">TOPICS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits" data-drupal-link-system-path="node/104149">Health Benefits</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/no-surprises-act"><span class="menu-border-wrapper">Surprise Billing and Price Transparency</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/cobra"><span class="menu-border-wrapper">COBRA Health Continuation Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits"><span class="menu-border-wrapper">Claiming Health Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity"><span class="menu-border-wrapper">Cybersecurity</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/affordable-care-act"><span class="menu-border-wrapper">Affordable Care Act</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits/dependent-coverage"><span class="menu-border-wrapper">Dependent Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/mental-health-and-substance-use-disorder-parity"><span class="menu-border-wrapper">Mental Health and Substance Use Disorder Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/health-plans"><span class="menu-border-wrapper">Health Benefits Compliance Assistance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/chipra"><span class="menu-border-wrapper">Children&#039;s Health Insurance Program Reauthorization Act (CHIPRA)</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/erisa/proposed-rescission-of-association-health-plan-rule"><span class="menu-border-wrapper">Proposed Rescission of Association Health Plan Rule</span></a> </li> </ul> </div> </li> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/retirement-benefits" data-drupal-link-system-path="node/105341">Retirement Benefits</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/special-financial-assistance-multiemployer-plans"><span class="menu-border-wrapper">Special Financial Assistance - Multiemployer Plans</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity"><span class="menu-border-wrapper">Cybersecurity</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/retirement/missing-participants-guidance"><span class="menu-border-wrapper">Missing Participants</span></a> </li> <li class="batch-column-1"> <a href="https://www.savingmatters.dol.gov/"><span class="menu-border-wrapper">Saving Matters</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement/claiming-benefits"><span class="menu-border-wrapper">Claiming Retirement Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/critical-status-notices"><span class="menu-border-wrapper">Funding Status Notices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement/lifetime-income"><span class="menu-border-wrapper">Lifetime Income</span></a> </li> <li class="batch-column-1"> <a href="https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/ssa-potential-private-benefit-information-notice.pdf"><span class="menu-border-wrapper">Social Security Notices</span></a> </li> </ul> </div> </li> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/reporting-and-filing" data-drupal-link-system-path="node/104131">Reporting and Filing</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms"><span class="menu-border-wrapper">Forms</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/reporting-and-filing/form-5500"><span class="menu-border-wrapper">Form 5500</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/correction-programs#dfvcp"><span class="menu-border-wrapper">Delinquent Filer Voluntary Compliance Program (DFVCP)</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/reporting-and-filing/audit-quality"><span class="menu-border-wrapper">Audit Quality</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms#section2"><span class="menu-border-wrapper">Form M-1</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-pr"><span class="menu-border-wrapper">Form PR</span></a> </li> </ul> </div> </li> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><div class="usa-nav-topics"> <p><strong>Compliance Assistance</strong></p> <ul> <li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts">Educational Seminars and Webinars</a></li> <li><a href="/agencies/ebsa/employers-and-advisers/small-business/compliance-assistance">Compliance Assistance Guides</a></li> </ul> </div> </div> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/workers-and-families"><span class="menu-border-wrapper"><span class="menutitle">WORKERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/workers-and-families" data-drupal-link-system-path="node/104092">Workers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts"><span class="menu-border-wrapper">Educational Seminars and Webinars</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/first-job"><span class="menu-border-wrapper">First Job</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/changing-jobs-and-job-loss"><span class="menu-border-wrapper">Changing Jobs and Job Loss</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/marriage-domestic-partnership"><span class="menu-border-wrapper">Marriage and Domestic Partnerships</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/childbirth-and-adoption"><span class="menu-border-wrapper">Childbirth &amp; Adoption</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/loss-of-dependent-coverage"><span class="menu-border-wrapper">Loss of Dependent Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/separation-and-divorce"><span class="menu-border-wrapper">Separation and Divorce</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/death-of-a-family-member"><span class="menu-border-wrapper">Death of a Family Member</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/preparing-for-retirement"><span class="menu-border-wrapper">Preparing for Retirement</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/disaster-relief"><span class="menu-border-wrapper">Disaster Relief</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/additional-protections"><span class="menu-border-wrapper">Additional Protections</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/employers-and-advisers"><span class="menu-border-wrapper"><span class="menutitle">EMPLOYERS AND ADVISERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/employers-and-advisers" data-drupal-link-system-path="node/104154">Employers and Advisers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance"><span class="menu-border-wrapper">Plan Administration and Compliance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/small-business"><span class="menu-border-wrapper">Small Business</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/guidance"><span class="menu-border-wrapper">Guidance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/small-business/compliance-assistance"><span class="menu-border-wrapper">Compliance Assistance</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/researchers"><span class="menu-border-wrapper"><span class="menutitle">RESEARCHERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/researchers" data-drupal-link-system-path="node/104152">Researchers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/data"><span class="menu-border-wrapper">Data</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/statistics"><span class="menu-border-wrapper">Statistics</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/analysis"><span class="menu-border-wrapper">Research Papers</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/other-collaboration"><span class="menu-border-wrapper">Other Collaboration</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center"><span class="menu-border-wrapper"><span class="menutitle">RESOURCES</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" data-drupal-link-system-path="node/104155">Resources</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/advisory-opinions"><span class="menu-border-wrapper">Advisory Opinions</span></a> </li> <li class="batch-column-1"> <a href="/agencies/sol/briefs#PBS"><span class="menu-border-wrapper">Amicus Briefs</span></a> </li> <li class="batch-column-1"> <a href="https://blog.dol.gov/tag/employee-benefits-security-administration"><span class="menu-border-wrapper">Blogs</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets"><span class="menu-border-wrapper">Fact Sheets</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs"><span class="menu-border-wrapper">FAQs</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/information-letters"><span class="menu-border-wrapper">Information Letters</span></a> </li> <li class="batch-column-1"> <a href="/newsroom/releases?agency=37&amp;state=All&amp;topic=All&amp;year=all"><span class="menu-border-wrapper">News Releases</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications"><span class="menu-border-wrapper">Publications</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/reports"><span class="menu-border-wrapper">Reports</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/social-media-toolkit"><span class="menu-border-wrapper">Social Media Toolkit</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/videos"><span class="menu-border-wrapper">Videos</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/laws-and-regulations"><span class="menu-border-wrapper"><span class="menutitle">LAWS AND REGULATIONS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/laws-and-regulations" data-drupal-link-system-path="node/104132">Laws and Regulations</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws"><span class="menu-border-wrapper">Key Laws</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#federal-register"><span class="menu-border-wrapper">Federal Register Notices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/technical-appendices"><span class="menu-border-wrapper">Technical Appendices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#code-of-federal-regulations"><span class="menu-border-wrapper">Code of Federal Regulations</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#regulations-open-for-comment"><span class="menu-border-wrapper">Regulations Open for Comment</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments"><span class="menu-border-wrapper">Public Comments</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#regulatory-agenda"><span class="menu-border-wrapper">Regulatory Agenda</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/peer-review"><span class="menu-border-wrapper">Peer Review</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/exemptions"><span class="menu-border-wrapper">Exemptions</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/guidance"><span class="menu-border-wrapper">Guidance</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/about-ebsa"><span class="menu-border-wrapper"><span class="menutitle">ABOUT</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa" data-drupal-link-system-path="node/104159">About</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us"><span class="menu-border-wrapper">About Us</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/organization-chart"><span class="menu-border-wrapper">Organizational Chart</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/programs-and-initiatives"><span class="menu-border-wrapper">Programs and Initiatives</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/enforcement"><span class="menu-border-wrapper">Enforcement</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/erisa-50th"><span class="menu-border-wrapper">ERISA at 50</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/erisa-advisory-council"><span class="menu-border-wrapper">ERISA Advisory Council</span></a> </li> <li class="batch-column-1"> <a href="https://www.dol.gov/agencies/ebsa/about-ebsa/about-us/state-all-payer-claims-databases-advisory-committee"><span class="menu-border-wrapper">State All Payer Claims Databases Advisory Committee (SAPCDAC)</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href=""><span class="menu-border-wrapper"><span class="menutitle">CONTACT US</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" data-drupal-link-system-path="node/103813">Contact Us</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa"><span class="menu-border-wrapper">Ask EBSA</span></a> </li> <li class="batch-column-1"> <a href="https://www.dol.gov/agencies/ebsa/about-ebsa/about-us/regional-offices"><span class="menu-border-wrapper">Find a Regional Office</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/foia"><span class="menu-border-wrapper">Freedom of Information Act</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="nav-show-on-mobile"> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol"><span class="menu-border-wrapper">ESPAÑOL</span></a> </li> <li class="nav-show-on-mobile"> <a href="tel:18664443272"><span class="menu-border-wrapper">1-866-444-3272</span></a> </li> </ul> <div class="nav-show-on-mobile outer-search-container"> <div id="block-searchbox-2"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"> <div id="search-placeholder" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="✓"></div> <label for="query" class="sr-only">Search</label> <input id="affiliate" name="affiliate" type="hidden" value="www.dol.gov"> <input class="searchbox-input mag-glass usa-input" id="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0"> <input type="hidden" id="field-dol-search-collections-id" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="usa-button search-button"> <!--i class="fa fa-2x fa-search"></i--> <!--div class="visually-hidden">Search</div--> </button> </span> </div> </form> </div> </div></div> </div> </div> </div> </header> </div> <div class="pre-content"> <div id="block-maintenancebannerblock"> </div> <div id="block-opa-theme-breadcrumbs"> <div id="breadcrumbs-container" class="container"> <nav role="navigation" aria-labelledby="system-breadcrumb"> <span id="system-breadcrumb" class="visually-hidden">Breadcrumb</span> <ul class="breadcrumbs usa-breadcrumb__list"> <li> <a href="/agencies/ebsa" class="usa-breadcrumb__link">EBSA</a> </li> <li> <a href="/agencies/ebsa/about-ebsa" class="usa-breadcrumb__link">About EBSA</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/our-activities" class="usa-breadcrumb__link">Our Activities</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" class="usa-breadcrumb__link">Resource Center</a> </li> </ul> </nav> </div> </div> <div id="block-pagetitle-2"> <div class="basic-title-banner-title-container"> <h1> <span>Publications</span> </h1> </div> </div> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-gtmpixeldolbahcontainer"> <!-- Google Tag Manager (noscript) --> <noscript aria-hidden="true"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KDX77HR" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript><noscript aria-hidden="true"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5VM7ZD" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript><!-- End Google Tag Manager (noscript) --> </div> </div> <main role="main" class="cd-main-content ebsa-content"> <div id="page-title-area"> <div id="block-footercss"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><p> <style type="text/css">.manual-search-block #edit-actions--2 {order:2;} #block-googletagmanagerheader .field { padding-bottom:0 !important; } #block-googletagmanagerfooter .field { padding-bottom:0 !important; } #views-exposed-form-manual-cloud-search-manual-cloud-search-results .form-actions{display:block;flex:1;} #tfa-entry-form .form-actions {justify-content:flex-start;} #node-agency-pages-layout-builder-form .form-actions {display:block;} #tfa-entry-form input {height:55px;} .dol-alert-status-error .alert-status-container {display:inline;font-size:1.4em;color:#e31c3d;} div#block-eoguidanceviewheader .dol-alerts p {padding: 0;margin: 0;} .agency-blurb-container .agency_blurb.background--light { padding: 0; } .h1 {font-family:'Merriweather';font-weight:700;} p.usa-alert__text {margin-bottom:0!important;} .manual-search ul.usa-list li {max-width:100%;} .usa-footer .container {max-width:1440px!important;} .usa-footer .grid-container {padding-left: 30px!important;} @media (max-width: 992px){.usa-js-mobile-nav--active, .usa-mobile_nav-active {overflow: auto!important;}} @media only screen and (min-width: 0px){.agency-nav-container.nav-is-open {overflow-y: unset!important;}} .table thead th {background-color:#f1f1f1;color:#222;} .manual-search ul.usa-list li {max-width:100%;} ol{list-style-type: decimal;} .cd-main-content p, blockquote {margin-bottom:1em;} .paragraph--type--html-table .ts-cell-content {max-width: 100%;} </style> </p> </div> </div> </div> <div id="main-content"></div> <div class="basic-page grid-row grid-gap-5"> <div class="usa-layout-docs__main desktop:grid-col-9 usa-prose usa-layout-docs"> <div id="block-opa-theme-content"> <article data-history-node-id="103776" about="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications"> <div> <div class="field field--name-field-row field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--row paragraph--view-mode--default row" style="background-color:;"> <div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--text-block paragraph--view-mode--default"> <div class="field field--name-field-p-text field--type-text-long field--label-hidden clearfix"><p>To order publications, <a href="https://www.askebsa.dol.gov/WebIntake/Home.aspx" title="Contact EBSA" hreflang="en-us">contact EBSA electronically</a> or call toll-free 1-866-444-3272.</p></div> </div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--row paragraph--view-mode--default row" style="background-color:;"> <div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion1"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a1"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Featured Publications</div> </button> </span> <div id="a1" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><ul><li>An Employee's Guide to Health Benefits Under COBRA: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra" title="An Employee's Guide to Health Benefits Under COBRA" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-es" title="Una Guía Para El Empleado Sobre Los Beneficios De Salud Bajo COBRA" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ar" title="دليل الموظف للمزايا الصحية بموجب كوبرا" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-zh-sc" title="雇员的COBRA健康福利指南" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-zh-tc" title="COBRA下雇員醫療福利指南" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-fr" title="Guide de l'employé sur les prestations de santé en vertu de COBRA" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ht" title="Yon Gid Anplwaye sou Avantaj Sante Dapre COBRA" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ko" title="COBRA에서 제공되는 의료보험 혜택에 대한 직원 안내" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-pl" title="Przewodnik pracownika po świadczeniach zdrowotnych w ramach COBRA" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-pt" title="Guia do Funcionário para Benefícios de Saúde sob a COBRA" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ru" title="Руководство по медицинским пособиям для сотрудников в рамках медицинского страхования COBRA" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-tl" title="Isang Gabay ng Empleyado sa mga Benepisyo sa Pangkalusugan sa Ilalim ng COBRA" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-vi" title="Hướng Dẫn Cho Người Lao Động Về Phúc Lợi Y Tế Theo COBRA" hreflang="vi">tiếng Việt (VI)</a></li><li>Choosing a Retirement Solution for Your Small Business: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/choosing-a-retirement-solution-for-your-small-business" title="Choosing a Retirement Solution for Your Small Business" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/choosing-a-retirement-solution-for-your-small-business-es" title="Cómo elegir una solución de jubilación para su pequeña empresa" hreflang="es">En Español (ES)</a></li><li>Filing A Claim For Your Health Benefits: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits" title="Filing a Claim for Your Health Benefits" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-spanish.pdf" title="Cómo Presentar Un Reclamo De Sus Beneficios De Salud" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ar" title="المطالبة بالخدمات الصحية الخاصة بك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-zh-sc" title="医疗福利索赔申请指南" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-zh-tc" title="醫療福利索賠申請指南" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-fr" title="Déposer une demande de remboursement pour prestations de santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ht" title="Depoze yon Reklamasyon pou Avantaj Sante Ou Yo" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ko" title="건강 보험 혜택에 대한 청구 제출" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-pl" title="Występowanie z roszczeniem o świadczenia zdrowotne" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-pt" title="Registrando uma solicitação para Seus Benefícios de Saúde" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ru" title="Подача заявления на получение медицинских страховых пособий" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-tl" title="Paghain ng Claim para sa Iyong mga Benepisyong Pangkalusugan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-vi" title="Nộp Đơn Yêu Cầu Quyền Lợi Bảo Hiểm Y Tế của Bạn" hreflang="vi">tiếng Việt (VI)</a></li><li>Life Changes Require Health Choices...Know Your Benefit Options: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices" title="Life Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-spanish.pdf" title="Los Cambios De Vida Requieren Tomar Decisiones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ar" title="تتطلب التغييرات في الحياة خيارات صحية" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-sc" title="因生活变化而需要的医疗选择" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-tc" title="因生活變化而需要的醫療選擇" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-fr" title="Les changements de vie nécessitent certains choix de santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ht" title="Evènman Enpòtan nan Lavi ou Mande pou fè Chwa nan Sante" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ko" title="삶의 변화에는 건강 보험 선택이 필요합니다" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pl" title="Zmiany w życiu wymagają wyborów zdrowotnych" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pt" title="Mudança de Vida Requer Escolhas Saudáveis" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ru" title="Изменения в жизни требуют принятия решений в области здравоохранения" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Buhay ay Nangangailangan ng Mga Pagpipiliang Pangkalusugan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-vi" title="Những thay đổi trong cuộc sống yêu cầu lựa chọn bảo hiểm y tế" hreflang="vi">tiếng Việt (VI)</a></li><li>Protecting Retirement and Health Care Benefits after Job Loss: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss.pdf" title="Protecting Retirement and Health Care Benefits after Job Loss" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-spanish.pdf" title="Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo" hreflang="es">En Español (ES)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-arabic.pdf" title="يمكنك التسجيل في التغطية الفردية" hreflang="ar">العربية (AR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-simplified.pdf" title="如何在失业后保障退休和医疗保险福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-traditional.pdf" title="如何在失業後保障退休和健康福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-french.pdf" title="Protéger les prestations de retraite et de santé après la perte d'emploi" hreflang="fr">Français (FR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-haitian-creole.pdf" title="Pwoteksyon benefis retrèt epi medikal apre yon pèt anplwa" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-korean.pdf" title="실직 후 퇴직 및 건강 보험 혜택 보호" hreflang="ko">한국어 (KO)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-polish.pdf" title="Ochrona świadczeń emerytalnych i ubezpieczenia zdrowotnego po utracie pracy" hreflang="pl">po Polsku (PL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-portuguese.pdf" title="Proteção da Aposentadoria e Benefícios de Saúde após Perda do Emprego" hreflang="pt">Português (PT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-russian.pdf" title="Защита пенсионных и медицинских пособий после потери работы" hreflang="ru">Pусский (RU)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-tagalog.pdf" title="Ang Pagpoprotekta sa Pagreretiro at Mga Benipisyong Pangkalusugan Pagkatapos Mawalan ng Trabaho" hreflang="tl">Tagalog (TL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-vietnamese.pdf" title="Bảo Vệ Các Khoản Phúc Lợi Hưu Trí và Y Tế sau khi Mất Việc" hreflang="vi">tiếng Việt (VI)</a></li><li>Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers" title="Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers-es" title="Cobertura de Jubilación y Atención de Salud...Preguntas y Respuestas para Trabajadores Desplazados" hreflang="es">En Español (ES)</a></li><li>Savings Fitness: A Guide to Your Money and Your Financial Future: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness" title="Savings Fitness: A Guide to Your Money and Your Financial Future" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness-es" title="Su dinero y futuro económico: Una guía para ahorrar" hreflang="es">En Español (ES)</a> | Financial Planning Worksheets: <a href="https://www.askebsa.dol.gov/SavingsFitness/Worksheets" hreflang="en-us">English (EN)</a> | <a href="https://www.askebsa.dol.gov/SavingsFitness/es/" hreflang="es">Hojas de trabajo</a></li><li>Taking The Mystery Out Of Retirement Planning: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning" title="Taking the Mystery Out of Retirement Planning" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning-es" title="Cómo resolver el misterio de la planificación de su jubilación" hreflang="es">En Español (ES)</a> | Worksheets: <a href="https://www.askebsa.dol.gov/retirementcalculator/UI/general.aspx" hreflang="en-us">English (EN)</a> | <a href="https://www.askebsa.dol.gov/retirementcalculator/UI/general.aspx?lang=esp" hreflang="es">Hoja de cálculo</a></li><li>Top 10 Ways to Make Your Health Benefits Work for You: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you.pdf" title="Top 10 Ways to Make Your Health Benefits Work for You" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-spanish.pdf" title="Las 10 Mejores Maneras De Hacer Que Sus Beneficios De Salud Funcionen Para Usted" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ar" title="أفضل١٠ طرق لجعل فوائدك الصحية تعمل لصالحك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-zh-sc" title="让您的健康福利为您所用的十大方法" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-zh-tc" title="讓您的健康福利為您所用的十大方法" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-fr" title="Les 10 Meilleures Façons de Tirer Parti de vos Prestations Santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ht" title="10 Pi Bon Fason Pou w Fè Avantaj Sante w yo Travay pou ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ko" title="의료 보험을 최대치로 활용할 수 있는10가지 방법" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-pl" title="10 najlepszych sposobów na to, aby świadczenia zdrowotne działały na twoją korzyść" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-pt" title="10 maneiras de Fazer Seu Plano de Saúde Trabalhar em Seu Favor" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ru" title="10 лучших способов заставить медицинскую страховку, чтобы она приносилa Вам пользу" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-tl" title="Nangungunang 10 Paraan upang Paganahin Ang Iyong mga Benepisyong Pangkalusugan Para sa Iyo" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-vi" title="10 cách tốt nhất giúp bạn khai thác các quyền lợi y tế một cách hiệu quả" hreflang="vi">tiếng Việt (VI)</a></li><li>Top 10 Ways to Prepare for Retirement: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement" title="Top 10 Ways to Prepare for Retirement" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-es" title="Las 10 mejores maneras de prepararse para la jubilación" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ar" title="أفضل ١٠ طرق لالستعداد للتقاعد" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-zh-sc" title="10大方法为退休做准备" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-zh-tc" title="10大方法為退休做準備" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-fr" title="Les 10 Meilleures Façons de se Préparer à la Retraite" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ht" title="10 Fason pou w ka Prepare pou Pran Retrèt Ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ko" title="은퇴를 준비하는 10가지 방법" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-pl" title="10 najlepszych sposobów na przygotowanie się do emerytury" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-pt" title="As 10 Melhores Maneiras de se preparar para a Aposentadoria" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ru" title="10 лучших способов подготовиться к выходу на пенсию" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-tl" title="Nangungunang 10 Paraan sa Paghahanda sa Pagreretiro" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-vi" title="10 hướng chuẩn bị cho kỳ hưu trí" hreflang="vi">tiếng Việt (VI)</a></li><li>Understanding Your Mental Health and Substance Use Disorder Benefits: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits" title="Understanding Your Mental Health and Substance Use Disorder Benefits" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-es" title="Entender sus beneficios de salud mental y trastornos por consumo de sustancias" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ar" title="فهم خدمات صحتك النفسية واضطرابات تعاطي المخدرات تعاطي" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-zh-sc" title="了解您的心理健康和物质使用障碍福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-zh-tc" title="了解您的心理健康和物質使用障礙福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-fr" title="Comprendre les prestations concernant votre santé mentale et les troubles liés à la consommation de substances" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ht" title="Konprann Avantaj Ou Genyen pou Pwoblèm Sante Mantal ak Itilizasyon Sibstans tankou Dwòg ak Alkòl" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ko" title="정신 건강 및 약물 남용 장애 혜택 이해하기" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-pl" title="Wyjaśnienie dot. świadczeń z zakresu zdrowia psychicznego i zaburzeń związanych z używaniem substancji" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-pt" title="Entendendo Seus Benefícios de Saúde Mental e de Transtornos Por Uso de Substâncias" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ru" title="Понимание Ваших пособий на лечение психических расстройств и заболеваний, связанных с употреблением психоактивных веществ" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-tl" title="Pag-unawa sa Inyong mga Benepisyo sa Kalusugan ng Pag-iisip at Sakit sa Paggamit ng Droga" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-vi" title="Hiểu rõ các quyền lợi dành cho bạn về sức khỏe tâm thần và rối loạn sử dụng chất kích thích" hreflang="vi">tiếng Việt (VI)</a></li><li>What You Should Know About Your Retirement Plan: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan" title="What You Should Know About Your Retirement Plan" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-es" title="Lo Que Usted Debe Saber...Sobre Su Plan De Jubilación" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ar" title="ما يجب أن تعرفه عن خطة التقاعد الخاصة بك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-zh-sc" title="退休计划须知" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-zh-tc" title="退休計劃須知" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-fr" title="Ce que vous devez savoir sur votre Régime de retraite" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ht" title="Sa Ou Dwe Konnen Konsènan Plan Retrèt ou an" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ko" title="퇴직 연금과 관련하여 알아야 할 정보" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-pl" title="Co należy wiedzieć o planie emerytalnym" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-pt" title="O Que Você Deve Saber Sobre Seu Plano de Aposentadoria" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ru" title="Что Вы должны знать о Вашем пенсионном плане" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-tl" title="Ang Dapat Ninyong Malaman Tungkol sa Inyong Plano sa Pagreretiro" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-vi" title="Những Điều Nên Biết về Kế Hoạch Hưu Trí của Quý Vị" hreflang="vi">tiếng Việt (VI)</a></li><li>Work Changes Require Health Choices...Protect Your Rights: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices.pdf" title="Work Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-spanish.pdf" title="Los Cambios De Condición Laboral Requieren Hacer Elecciones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ar" title="تتطلب تغييرات العمل خيارات صحية ... أحمِ حقوقك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-sc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-tc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-fr" title="Les changements de travail nécessitent des choix de santé... Protégez vos droits" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ht" title="Chanjman Nan Travay Mande Pou Fè Chwa Sante...Asire Dwa ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ko" title="직장 변경에 따른 건강 보험 선택이 필요합니다… 귀하의 권리를 보호하세요" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pl" title="Zmiany w pracy wymagają wyborów zdrowotnych... Zabezpiecz swoje prawa" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pt" title="Mudanças No Trabalho Requerem Escolhas Saudáveis... Proteja Seus Direitos" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ru" title="Изменения в работе требуют принятия решений в области здравоохранения... Защитите свои права" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Trabaho ay Nangangailangan ng mga Pagpipiliang Pangkalusugan...Protektahan ang Iyong Mga Karapatan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-vi" title="Những thay đổi trong công việc yêu cầu lựa chọn bảo hiểm y tế…Bảo vệ quyền của quý vị" hreflang="vi">tiếng Việt (VI)</a></li><li>Your Rights After A Mastectomy...Women's Health &amp; Cancer Rights Act of 1998: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy" title="Your Rights After A Mastectomy" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-spanish.pdf" title="Sus Derechos Despues De Una Mastectomia" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ar" title="حُقوقكِ بعدَ جراحة أسِتِصال الثدي" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-zh-sc" title="乳房切除术后您的权利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-zh-tc" title="乳房切除術後您的權利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-fr" title="Vos Droits Après une Mastectomie" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ht" title="Dwa Ou Genyen Apre Yon Mastektomi" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ko" title="유방 절제수술 이후에 귀하의 권리" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-pl" title="Twoje Prawa Po Mastektomii" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-pt" title="Seus Direitos Após Uma Mastectomia" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ru" title="Ваши Права После Мастэктомии" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-tl" title="Ang Iyong Mga Karapatan Pagkatapos Ng Mastectomy" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-vi" title="Các Quyền Của Quý Vị Sau Khi Cắt Bỏ Vú" hreflang="vi">tiếng Việt (VI)</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion2"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a2"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Publications for Workers and Families</div> </button> </span> <div id="a2" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><h2>Health</h2><ul><li>An Employee's Guide to Health Benefits Under COBRA: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra" title="An Employee's Guide to Health Benefits Under COBRA" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-es" title="Una Guía Para El Empleado Sobre Los Beneficios De Salud Bajo COBRA" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ar" title="دليل الموظف للمزايا الصحية بموجب كوبرا" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-zh-sc" title="雇员的COBRA健康福利指南" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-zh-tc" title="COBRA下雇員醫療福利指南" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-fr" title="Guide de l'employé sur les prestations de santé en vertu de COBRA" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ht" title="Yon Gid Anplwaye sou Avantaj Sante Dapre COBRA" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ko" title="COBRA에서 제공되는 의료보험 혜택에 대한 직원 안내" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-pl" title="Przewodnik pracownika po świadczeniach zdrowotnych w ramach COBRA" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-pt" title="Guia do Funcionário para Benefícios de Saúde sob a COBRA" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ru" title="Руководство по медицинским пособиям для сотрудников в рамках медицинского страхования COBRA" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-tl" title="Isang Gabay ng Empleyado sa mga Benepisyo sa Pangkalusugan sa Ilalim ng COBRA" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-vi" title="Hướng Dẫn Cho Người Lao Động Về Phúc Lợi Y Tế Theo COBRA" hreflang="vi">tiếng Việt (VI)</a></li><li>Filing A Claim For Your Disability Benefits: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-disability-benefits.pdf" title="Filing A Claim For Your Disability Benefits" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-disability-benefits-spanish.pdf" title="Cómo Presentar Un Reclamo Por Sus Beneficios De Incapacidad" hreflang="es">En Español (ES)</a></li><li>Filing A Claim For Your Health Benefits: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits" title="Filing a Claim for Your Health Benefits" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-spanish.pdf" title="Cómo Presentar Un Reclamo De Sus Beneficios De Salud" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ar" title="المطالبة بالخدمات الصحية الخاصة بك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-zh-sc" title="医疗福利索赔申请指南" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-zh-tc" title="醫療福利索賠申請指南" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-fr" title="Déposer une demande de remboursement pour prestations de santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ht" title="Depoze yon Reklamasyon pou Avantaj Sante Ou Yo" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ko" title="건강 보험 혜택에 대한 청구 제출" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-pl" title="Występowanie z roszczeniem o świadczenia zdrowotne" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-pt" title="Registrando uma solicitação para Seus Benefícios de Saúde" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-ru" title="Подача заявления на получение медицинских страховых пособий" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-tl" title="Paghain ng Claim para sa Iyong mga Benepisyong Pangkalusugan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-vi" title="Nộp Đơn Yêu Cầu Quyền Lợi Bảo Hiểm Y Tế của Bạn" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/how-to-obtain-employee-benefit-plan-documents-from-dol.pdf" title="How to Obtain Employee Benefit Documents from the Department of Labor" hreflang="en-us">How to Obtain Employee Benefit Documents from the Department of Labor</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/archive/can-the-retiree-health-benefits-be-cut.pdf" title="Can the Retiree Health Benefits Provided by Your Employer Be Cut?" hreflang="en-us">Can the Retiree Health Benefits Provided by Your Employer Be Cut?</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/job-loss.pdf" title="Job Loss - Important Information Workers Need To Know To Protect Their Health Coverage and Retirement Benefits" hreflang="en-us">Job Loss - Important Information Workers Need To Know To Protect Their Health Coverage and Retirement Benefits</a></li><li>Life Changes Require Health Choices...Know Your Benefit Options: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices" title="Life Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-spanish.pdf" title="Los Cambios De Vida Requieren Tomar Decisiones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ar" title="تتطلب التغييرات في الحياة خيارات صحية" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-sc" title="因生活变化而需要的医疗选择" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-tc" title="因生活變化而需要的醫療選擇" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-fr" title="Les changements de vie nécessitent certains choix de santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ht" title="Evènman Enpòtan nan Lavi ou Mande pou fè Chwa nan Sante" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ko" title="삶의 변화에는 건강 보험 선택이 필요합니다" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pl" title="Zmiany w życiu wymagają wyborów zdrowotnych" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pt" title="Mudança de Vida Requer Escolhas Saudáveis" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ru" title="Изменения в жизни требуют принятия решений в области здравоохранения" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Buhay ay Nangangailangan ng Mga Pagpipiliang Pangkalusugan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-vi" title="Những thay đổi trong cuộc sống yêu cầu lựa chọn bảo hiểm y tế" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/mewa-under-erisa-a-guide-to-federal-and-state-regulation.pdf" title="MEWAs: A Guide to Federal and State Regulation" hreflang="en-us">MEWAs: A Guide to Federal and State Regulation</a></li><li><a href="/sites/dolgov/files/ebsa/laws-and-regulations/laws/mental-health-parity/parity-of-mental-health-and-substance-use-benefits-with-other-benefits.pdf" title="Parity of Mental Health and Substance Use Benefits with Other Benefits: Using Your Employer-Sponsored Health Plan to Cover Services" hreflang="en-us">Parity of Mental Health and Substance Use Benefits with Other Benefits: Using Your Employer-Sponsored Health Plan to Cover Services</a></li><li>Protecting Retirement and Health Care Benefits after Job Loss: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss.pdf" title="Protecting Retirement and Health Care Benefits after Job Loss" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-spanish.pdf" title="Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo" hreflang="es">En Español (ES)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-arabic.pdf" title="يمكنك التسجيل في التغطية الفردية" hreflang="ar">العربية (AR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-simplified.pdf" title="如何在失业后保障退休和医疗保险福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-traditional.pdf" title="如何在失業後保障退休和健康福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-french.pdf" title="Protéger les prestations de retraite et de santé après la perte d'emploi" hreflang="fr">Français (FR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-haitian-creole.pdf" title="Pwoteksyon benefis retrèt epi medikal apre yon pèt anplwa" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-korean.pdf" title="실직 후 퇴직 및 건강 보험 혜택 보호" hreflang="ko">한국어 (KO)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-polish.pdf" title="Ochrona świadczeń emerytalnych i ubezpieczenia zdrowotnego po utracie pracy" hreflang="pl">po Polsku (PL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-portuguese.pdf" title="Proteção da Aposentadoria e Benefícios de Saúde após Perda do Emprego" hreflang="pt">Português (PT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-russian.pdf" title="Защита пенсионных и медицинских пособий после потери работы" hreflang="ru">Pусский (RU)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-tagalog.pdf" title="Ang Pagpoprotekta sa Pagreretiro at Mga Benipisyong Pangkalusugan Pagkatapos Mawalan ng Trabaho" hreflang="tl">Tagalog (TL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-vietnamese.pdf" title="Bảo Vệ Các Khoản Phúc Lợi Hưu Trí và Y Tế sau khi Mất Việc" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/nmhpa.pdf" title="Protections For Newborns, Adopted Children, And New Parents - The Newborns' and Mothers' Health Protection Act of 1996" hreflang="en-us">Protections For Newborns, Adopted Children, And New Parents - The Newborns' and Mothers' Health Protection Act of 1996</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-reservists.pdf" title="Retirement and Health Care Benefits...Questions and Answers for Reservists" hreflang="en-us">Retirement and Health Care Benefits...Questions and Answers for Reservists</a></li><li>Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers" title="Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers-es" title="Cobertura de Jubilación y Atención de Salud...Preguntas y Respuestas para Trabajadores Desplazados" hreflang="es">En Español (ES)</a></li><li>Top 10 Ways to Make Your Health Benefits Work for You: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you.pdf" title="Top 10 Ways to Make Your Health Benefits Work for You" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-spanish.pdf" title="Las 10 Mejores Maneras De Hacer Que Sus Beneficios De Salud Funcionen Para Usted" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ar" title="أفضل١٠ طرق لجعل فوائدك الصحية تعمل لصالحك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-zh-sc" title="让您的健康福利为您所用的十大方法" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-zh-tc" title="讓您的健康福利為您所用的十大方法" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-fr" title="Les 10 Meilleures Façons de Tirer Parti de vos Prestations Santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ht" title="10 Pi Bon Fason Pou w Fè Avantaj Sante w yo Travay pou ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ko" title="의료 보험을 최대치로 활용할 수 있는10가지 방법" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-pl" title="10 najlepszych sposobów na to, aby świadczenia zdrowotne działały na twoją korzyść" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-pt" title="10 maneiras de Fazer Seu Plano de Saúde Trabalhar em Seu Favor" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-ru" title="10 лучших способов заставить медицинскую страховку, чтобы она приносилa Вам пользу" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-tl" title="Nangungunang 10 Paraan upang Paganahin Ang Iyong mga Benepisyong Pangkalusugan Para sa Iyo" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-vi" title="10 cách tốt nhất giúp bạn khai thác các quyền lợi y tế một cách hiệu quả" hreflang="vi">tiếng Việt (VI)</a></li><li>Understanding Your Mental Health and Substance Use Disorder Benefits: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits" title="Understanding Your Mental Health and Substance Use Disorder Benefits" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-es" title="Entender sus beneficios de salud mental y trastornos por consumo de sustancias" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ar" title="فهم خدمات صحتك النفسية واضطرابات تعاطي المخدرات تعاطي" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-zh-sc" title="了解您的心理健康和物质使用障碍福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-zh-tc" title="了解您的心理健康和物質使用障礙福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-fr" title="Comprendre les prestations concernant votre santé mentale et les troubles liés à la consommation de substances" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ht" title="Konprann Avantaj Ou Genyen pou Pwoblèm Sante Mantal ak Itilizasyon Sibstans tankou Dwòg ak Alkòl" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ko" title="정신 건강 및 약물 남용 장애 혜택 이해하기" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-pl" title="Wyjaśnienie dot. świadczeń z zakresu zdrowia psychicznego i zaburzeń związanych z używaniem substancji" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-pt" title="Entendendo Seus Benefícios de Saúde Mental e de Transtornos Por Uso de Substâncias" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-ru" title="Понимание Ваших пособий на лечение психических расстройств и заболеваний, связанных с употреблением психоактивных веществ" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-tl" title="Pag-unawa sa Inyong mga Benepisyo sa Kalusugan ng Pag-iisip at Sakit sa Paggamit ng Droga" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-vi" title="Hiểu rõ các quyền lợi dành cho bạn về sức khỏe tâm thần và rối loạn sử dụng chất kích thích" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/what-to-do-if-your-health-coverage-can-no-longer-pay-benefits" title="What To Do If Your Health Coverage Can No Longer Pay Benefits" hreflang="en-us">What To Do If Your Health Coverage Can No Longer Pay Benefits</a></li><li>Work Changes Require Health Choices...Protect Your Rights: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices.pdf" title="Work Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-spanish.pdf" title="Los Cambios De Condición Laboral Requieren Hacer Elecciones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ar" title="تتطلب تغييرات العمل خيارات صحية ... أحمِ حقوقك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-sc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-tc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-fr" title="Les changements de travail nécessitent des choix de santé... Protégez vos droits" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ht" title="Chanjman Nan Travay Mande Pou Fè Chwa Sante...Asire Dwa ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ko" title="직장 변경에 따른 건강 보험 선택이 필요합니다… 귀하의 권리를 보호하세요" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pl" title="Zmiany w pracy wymagają wyborów zdrowotnych... Zabezpiecz swoje prawa" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pt" title="Mudanças No Trabalho Requerem Escolhas Saudáveis... Proteja Seus Direitos" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ru" title="Изменения в работе требуют принятия решений в области здравоохранения... Защитите свои права" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Trabaho ay Nangangailangan ng mga Pagpipiliang Pangkalusugan...Protektahan ang Iyong Mga Karapatan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-vi" title="Những thay đổi trong công việc yêu cầu lựa chọn bảo hiểm y tế…Bảo vệ quyền của quý vị" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/your-employers-bankruptcy.pdf" title="Your Employer's Bankruptcy: How Will it Affect Your Employee Benefits" hreflang="en-us">Your Employer's Bankruptcy: How Will it Affect Your Employee Benefits</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/your-genetic-information-and-your-health-plan.pdf" title="Your Genetic Information and Your Health Plan - Know the Protections Against Discrimination" hreflang="en-us">Your Genetic Information and Your Health Plan - Know the Protections Against Discrimination</a></li><li>Your Rights After A Mastectomy...Women's Health &amp; Cancer Rights Act of 1998: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy" title="Your Rights After A Mastectomy" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-spanish.pdf" title="Sus Derechos Despues De Una Mastectomia" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ar" title="حُقوقكِ بعدَ جراحة أسِتِصال الثدي" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-zh-sc" title="乳房切除术后您的权利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-zh-tc" title="乳房切除術後您的權利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-fr" title="Vos Droits Après une Mastectomie" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ht" title="Dwa Ou Genyen Apre Yon Mastektomi" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ko" title="유방 절제수술 이후에 귀하의 권리" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-pl" title="Twoje Prawa Po Mastektomii" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-pt" title="Seus Direitos Após Uma Mastectomia" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-ru" title="Ваши Права После Мастэктомии" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-tl" title="Ang Iyong Mga Karapatan Pagkatapos Ng Mastectomy" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-vi" title="Các Quyền Của Quý Vị Sau Khi Cắt Bỏ Vú" hreflang="vi">tiếng Việt (VI)</a></li></ul><h2>Retirement</h2><ul><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/a-look-at-401k-plan-fees.pdf" title="A Look at 401(k) Plan Fees" hreflang="en-us">A Look at 401(k) Plan Fees</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/cash-balance-pension-plans-consumer.pdf" title="Cash Balance Plans: Questions and Answers" hreflang="en-us">Cash Balance Plans: Questions and Answers</a></li><li>Filing A Claim for Your Retirement Benefits: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-retirement-benefits.pdf" title="Filing A Claim for Your Retirement Benefits" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-retirement-benefits-spanish.pdf" title="Cómo Presentar Una Reclamación Por Sus Beneficios De Jubilación" hreflang="es">En Español (ES)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/how-to-obtain-employee-benefit-plan-documents-from-dol.pdf" title="How to Obtain Employee Benefit Documents from the Department of Labor" hreflang="en-us">How to Obtain Employee Benefit Documents from the Department of Labor</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/job-loss.pdf" title="Job Loss - Important Information Workers Need To Know To Protect Their Health Coverage and Retirement Benefits" hreflang="en-us">Job Loss - Important Information Workers Need To Know To Protect Their Health Coverage and Retirement Benefits</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/maximize-your-retirement-savings.pdf" title="Maximize Your Retirement Savings - Tips on Using the Fee and Investment Information from Your Plan" hreflang="en-us">Maximize Your Retirement Savings - Tips on Using the Fee and Investment Information from Your Plan</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/new-employee-savings-tips-time-is-on-your-side.pdf" title="New Employee Savings Tips - Time Is On Your Side" hreflang="en-us">New Employee Savings Tips - Time Is On Your Side</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/payroll-deduction-iras-for-small-businesses" title="Payroll Deduction IRAs For Small Businesses" hreflang="en-us">Payroll Deduction IRAs For Small Businesses</a></li><li>Protecting Retirement and Health Care Benefits after Job Loss: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss.pdf" title="Protecting Retirement and Health Care Benefits after Job Loss" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-spanish.pdf" title="Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo" hreflang="es">En Español (ES)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-arabic.pdf" title="يمكنك التسجيل في التغطية الفردية" hreflang="ar">العربية (AR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-simplified.pdf" title="如何在失业后保障退休和医疗保险福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-traditional.pdf" title="如何在失業後保障退休和健康福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-french.pdf" title="Protéger les prestations de retraite et de santé après la perte d'emploi" hreflang="fr">Français (FR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-haitian-creole.pdf" title="Pwoteksyon benefis retrèt epi medikal apre yon pèt anplwa" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-korean.pdf" title="실직 후 퇴직 및 건강 보험 혜택 보호" hreflang="ko">한국어 (KO)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-polish.pdf" title="Ochrona świadczeń emerytalnych i ubezpieczenia zdrowotnego po utracie pracy" hreflang="pl">po Polsku (PL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-portuguese.pdf" title="Proteção da Aposentadoria e Benefícios de Saúde após Perda do Emprego" hreflang="pt">Português (PT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-russian.pdf" title="Защита пенсионных и медицинских пособий после потери работы" hreflang="ru">Pусский (RU)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-tagalog.pdf" title="Ang Pagpoprotekta sa Pagreretiro at Mga Benipisyong Pangkalusugan Pagkatapos Mawalan ng Trabaho" hreflang="tl">Tagalog (TL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-vietnamese.pdf" title="Bảo Vệ Các Khoản Phúc Lợi Hưu Trí và Y Tế sau khi Mất Việc" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/profit-sharing-plans-for-small-businesses" title="Profit Sharing Plans for Small Businesses" hreflang="en-us">Profit Sharing Plans for Small Businesses</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/qdros.pdf" title="QDROs - Qualified Domestic Relations Orders" hreflang="en-us">QDROs - Qualified Domestic Relations Orders</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-reservists.pdf" title="Retirement and Health Care Benefits...Questions and Answers for Reservists" hreflang="en-us">Retirement and Health Care Benefits...Questions and Answers for Reservists</a></li><li>Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers" title="Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers-es" title="Cobertura de Jubilación y Atención de Salud...Preguntas y Respuestas para Trabajadores Desplazados" hreflang="es">En Español (ES)</a></li><li>Retirement Toolkit: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/retirement-toolkit" title="Retirement Toolkit" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/retirement-toolkit-es" title="Conjunto De Recursos Para La Jubilación" hreflang="es">En Español (ES)</a></li><li>Savings Fitness: A Guide to Your Money and Your Financial Future: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness" title="Savings Fitness: A Guide to Your Money and Your Financial Future" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness-es" title="Su dinero y futuro económico: Una guía para ahorrar" hreflang="es">En Español (ES)</a> | Financial Planning Worksheets: <a href="https://www.askebsa.dol.gov/SavingsFitness/Worksheets" hreflang="en-us">English (EN)</a> | <a href="https://www.askebsa.dol.gov/SavingsFitness/es/" hreflang="es">Hojas de trabajo</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/sep-retirement-plans-for-small-businesses" title="SEP Retirement Plans for Small Businesses" hreflang="en-us">SEP Retirement Plans for Small Businesses</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/simple-ira-plans-for-small-businesses" title="SIMPLE IRA Plans for Small Businesses" hreflang="en-us">SIMPLE IRA Plans for Small Businesses</a></li><li>Taking The Mystery Out Of Retirement Planning: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning" title="Taking the Mystery Out of Retirement Planning" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning-es" title="Cómo resolver el misterio de la planificación de su jubilación" hreflang="es">En Español (ES)</a> | Worksheets: <a href="https://www.askebsa.dol.gov/retirementcalculator/UI/general.aspx" hreflang="en-us">English (EN)</a> | <a href="https://www.askebsa.dol.gov/retirementcalculator/UI/general.aspx?lang=esp" hreflang="es">Hoja de cálculo</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/investor-bulletin-target-date-retirement-funds.pdf" title="Target Date Retirement Funds Investor Bulletin" hreflang="en-us">Target Date Retirement Funds Investor Bulletin</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/ten-warning-signs-that-your-401k-contributions-are-being-misused.pdf" title="Ten Warnings Signs That Your 401(k) Contributions Are Being Misused" hreflang="en-us">Ten Warnings Signs That Your 401(k) Contributions Are Being Misused</a></li><li>Top 10 Ways to Prepare for Retirement: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement" title="Top 10 Ways to Prepare for Retirement" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-es" title="Las 10 mejores maneras de prepararse para la jubilación" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ar" title="أفضل ١٠ طرق لالستعداد للتقاعد" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-zh-sc" title="10大方法为退休做准备" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-zh-tc" title="10大方法為退休做準備" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-fr" title="Les 10 Meilleures Façons de se Préparer à la Retraite" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ht" title="10 Fason pou w ka Prepare pou Pran Retrèt Ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ko" title="은퇴를 준비하는 10가지 방법" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-pl" title="10 najlepszych sposobów na przygotowanie się do emerytury" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-pt" title="As 10 Melhores Maneiras de se preparar para a Aposentadoria" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ru" title="10 лучших способов подготовиться к выходу на пенсию" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-tl" title="Nangungunang 10 Paraan sa Paghahanda sa Pagreretiro" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-vi" title="10 hướng chuẩn bị cho kỳ hưu trí" hreflang="vi">tiếng Việt (VI)</a></li><li>What You Should Know About Your Retirement Plan: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan" title="What You Should Know About Your Retirement Plan" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-es" title="Lo Que Usted Debe Saber...Sobre Su Plan De Jubilación" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ar" title="ما يجب أن تعرفه عن خطة التقاعد الخاصة بك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-zh-sc" title="退休计划须知" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-zh-tc" title="退休計劃須知" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-fr" title="Ce que vous devez savoir sur votre Régime de retraite" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ht" title="Sa Ou Dwe Konnen Konsènan Plan Retrèt ou an" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ko" title="퇴직 연금과 관련하여 알아야 할 정보" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-pl" title="Co należy wiedzieć o planie emerytalnym" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-pt" title="O Que Você Deve Saber Sobre Seu Plano de Aposentadoria" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ru" title="Что Вы должны знать о Вашем пенсионном плане" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-tl" title="Ang Dapat Ninyong Malaman Tungkol sa Inyong Plano sa Pagreretiro" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-vi" title="Những Điều Nên Biết về Kế Hoạch Hưu Trí của Quý Vị" hreflang="vi">tiếng Việt (VI)</a></li><li>Women and Retirement Savings: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/women-and-retirement-savings" title="Women and Retirement Savings" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/women-and-retirement-savings-es" title="Las Mujeres Y El Ahorro Para La Jubilación" hreflang="es">En Español (ES)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/your-employers-bankruptcy.pdf" title="Your Employer's Bankruptcy: How Will it Affect Your Employee Benefits" hreflang="en-us">Your Employer's Bankruptcy: How Will it Affect Your Employee Benefits</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion3"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a3"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Publications for Employers and Advisers</div> </button> </span> <div id="a3" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><h2>Health</h2><ul><li>An Employer's Guide to Group Health Continuation Coverage Under COBRA: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employers-guide-to-group-health-continuation-coverage-under-cobra" title="An Employer's Guide to Group Health Continuation Coverage Under COBRA" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employers-guide-to-group-health-continuation-coverage-under-cobra-es" title="Una guía para el empleador sobre la continuación de cobertura de salud grupal bajo COBRA" hreflang="es">En Español (ES)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/an-employers-guide-to-health-and-disability-benefit-claims.pdf" title="An Employer's Guide to Health and Disability Benefit Claims" hreflang="en-us">An Employer's Guide to Health and Disability Benefit Claims</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/archive/can-the-retiree-health-benefits-be-cut.pdf" title="Can the Retiree Health Benefits Provided by Your Employer Be Cut?" hreflang="en-us">Can the Retiree Health Benefits Provided by Your Employer Be Cut?</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/group-health-and-disability-plans-benefit-claims-procedure-regulation.pdf" title="Compliance Assistance - Group Health and Disability Plans Benefit Claims Procedure Regulation" hreflang="en-us">Compliance Assistance - Group Health and Disability Plans Benefit Claims Procedure Regulation</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/compliance-assistance-guide.pdf" title="Compliance Assistance Guide - Health Benefits Coverage Under Federal Law" hreflang="en-us">Compliance Assistance Guide - Health Benefits Coverage Under Federal Law</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/how-to-obtain-employee-benefit-plan-documents-from-dol.pdf" title="How to Obtain Employee Benefit Documents from the Department of Labor" hreflang="en-us">How to Obtain Employee Benefit Documents from the Department of Labor</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/fact-sheets/how-to-protect-your-employees-when-purchasing-health-insurance.pdf" title="How To Protect Your Employees When Purchasing Health Insurance" hreflang="en-us">How To Protect Your Employees When Purchasing Health Insurance</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/mewa-under-erisa-a-guide-to-federal-and-state-regulation.pdf" title="MEWAs: A Guide to Federal and State Regulation" hreflang="en-us">MEWAs: A Guide to Federal and State Regulation</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protect-your-employee-benefit-plan-with-an-erisa-fidelity-bond.pdf" title="Protect Your Employee Benefit Plan with an ERISA Fidelity Bond" hreflang="en-us">Protect Your Employee Benefit Plan with an ERISA Fidelity Bond</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/qualified-medical-child-support-orders.pdf" title="Qualified Medical Child Support Orders" hreflang="en-us">Qualified Medical Child Support Orders</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/reporting-and-disclosure-guide-for-employee-benefit-plans.pdf" title="Reporting And Disclosure Guide For Employee Benefit Plans" hreflang="en-us">Reporting And Disclosure Guide For Employee Benefit Plans</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/troubleshooters-guide-to-filing-the-erisa-annual-report.pdf" title="Troubleshooter's Guide to Filing the ERISA Annual Report" hreflang="en-us">Troubleshooter's Guide to Filing the ERISA Annual Report</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-fiduciary-responsibilities-under-a-group-health-plan" title="Understanding Your Fiduciary Responsibilities Under A Group Health Plan" hreflang="en-us">Understanding Your Fiduciary Responsibilities Under A Group Health Plan</a></li></ul><h2>Retirement</h2><ul><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/401k-plans-for-small-businesses" title="401(k) Plans For Small Businesses" hreflang="en-us">401(k) Plans For Small Businesses</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/adding-automatic-enrollment-to-your-401k-plan.pdf" title="Adding Automatic Enrollment To Your 401(k) Plan" hreflang="en-us">Adding Automatic Enrollment To Your 401(k) Plan</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/automatic-enrollment-401k-plans-for-small-businesses" title="Automatic Enrollment 401(k) Plans for Small Businesses" hreflang="en-us">Automatic Enrollment 401(k) Plans for Small Businesses</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/cash-balance-pension-plans-for-employers.pdf" title="Cash Balance Plans: Questions and Answers" hreflang="en-us">Cash Balance Plans: Questions and Answers</a></li><li>Choosing a Retirement Solution for Your Small Business: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/choosing-a-retirement-solution-for-your-small-business" title="Choosing a Retirement Solution for Your Small Business" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/choosing-a-retirement-solution-for-your-small-business-es" title="Cómo elegir una solución de jubilación para su pequeña empresa" hreflang="es">En Español (ES)</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/how-to-obtain-employee-benefit-plan-documents-from-dol.pdf" title="How to Obtain Employee Benefit Documents from the Department of Labor" hreflang="en-us">How to Obtain Employee Benefit Documents from the Department of Labor</a></li><li>Meeting Your Fiduciary Responsibilities: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/meeting-your-fiduciary-responsibilities.pdf" title="Meeting Your Fiduciary Responsibilities" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/meeting-your-fiduciary-responsibilities-spanish.pdf" title="Cumplimiento de sus responsabilidades fiduciarias" hreflang="es">En Español</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/payroll-deduction-iras-for-small-businesses" title="Payroll Deduction IRAs For Small Businesses" hreflang="en-us">Payroll Deduction IRAs For Small Businesses</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/profit-sharing-plans-for-small-businesses" title="Profit Sharing Plans for Small Businesses" hreflang="en-us">Profit Sharing Plans for Small Businesses</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protect-your-employee-benefit-plan-with-an-erisa-fidelity-bond.pdf" title="Protect Your Employee Benefit Plan with an ERISA Fidelity Bond" hreflang="en-us">Protect Your Employee Benefit Plan with an ERISA Fidelity Bond</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/qdros.pdf" title="QDROs: Qualified Domestic Relations Orders" hreflang="en-us">QDROs: Qualified Domestic Relations Orders</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/reporting-and-disclosure-guide-for-employee-benefit-plans.pdf" title="Reporting And Disclosure Guide For Employee Benefit Plans" hreflang="en-us">Reporting And Disclosure Guide For Employee Benefit Plans</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/retirement-plan-correction-programs.pdf" title="Retirement Plan Correction Programs" hreflang="en-us">Retirement Plan Correction Programs</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/sep-retirement-plans-for-small-businesses" title="SEP Retirement Plans for Small Businesses" hreflang="en-us">SEP Retirement Plans for Small Businesses</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/selecting-an-auditor-for-your-employee-benefit-plan.pdf" title="Selecting An Auditor For Your Employee Benefit Plan" hreflang="en-us">Selecting An Auditor For Your Employee Benefit Plan</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/simple-ira-plans-for-small-businesses" title="SIMPLE IRA Plans for Small Businesses" hreflang="en-us">SIMPLE IRA Plans for Small Businesses</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/special-terminal-report-instructions-for-abandoned-plans" title="Special Terminal Report Instructions for Abandoned Plans" hreflang="en-us">Special Terminal Report Instructions for Abandoned Plans</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/troubleshooters-guide-to-filing-the-erisa-annual-report.pdf" title="Troubleshooter's Guide to Filing the ERISA Annual Report" hreflang="en-us">Troubleshooter's Guide to Filing the ERISA Annual Report</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-retirement-plan-fees-and-expenses.pdf" title="Understanding Retirement Plan Fees and Expenses" hreflang="en-us">Understanding Retirement Plan Fees and Expenses</a></li></ul><h2>Filing Requirements</h2><ul><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/efast2-form-5500-processing.pdf" title="EFAST2 Form 5500 Processing" hreflang="en-us">EFAST2 Form 5500 Processing</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/troubleshooters-guide-to-filing-the-erisa-annual-report.pdf" title="Troubleshooter's Guide to Filing the ERISA Annual Report" hreflang="en-us">Troubleshooter's Guide to Filing the ERISA Annual Report</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion4"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a4"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Publicaciones En Español</div> </button> </span> <div id="a4" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><div class="container" lang="es"><h2>Para Trabajadores y Familias</h2><ul><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers-es" title="Cobertura de Jubilación y Atención de Salud...Preguntas y Respuestas para Trabajadores Desplazados" hreflang="es">Cobertura De Jubilación y Atención De Salud...Preguntas y Respuestas para Trabajadores Desplazados</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-retirement-benefits-spanish.pdf" title="Cómo Presentar Una Reclamación Por Sus Beneficios De Jubilación" hreflang="es">Cómo Presentar Una Reclamación Por Sus Beneficios De Jubilación</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-health-benefits-spanish.pdf" title="Cómo Presentar Un Reclamo De Sus Beneficios De Salud" hreflang="es">Cómo Presentar Un Reclamo De Sus Beneficios De Salud</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-disability-benefits-spanish.pdf" title="Cómo Presentar Un Reclamo Por Sus Beneficios De Incapacidad" hreflang="es">Cómo Presentar Un Reclamo Por Sus Beneficios De Incapacidad</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-spanish.pdf" title="Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo" hreflang="es">Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning-es" title="Cómo resolver el misterio de la planificación de su jubilación" hreflang="es">Cómo Resolver El Misterio De La Planificación De Su Jubilación</a> | <a href="https://www.askebsa.dol.gov/retirementcalculator/UI/general.aspx?lang=esp" hreflang="es">Hoja de cálculo</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/retirement-toolkit-es" title="Conjunto De Recursos Para La Jubilación" hreflang="es">Conjunto De Recursos Para La Jubilación</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/understanding-your-mental-health-and-substance-use-disorder-benefits-es" title="Entender sus beneficios de salud mental y trastornos por consumo de sustancias" hreflang="es">Entender sus beneficios de salud mental y trastornos por consumo de sustancias</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-es" title="Las 10 Mejores Maneras De Prepararse Para La Jubilación" hreflang="es">Las 10 Mejores Maneras De Prepararse Para La Jubilación</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-make-your-health-benefits-work-for-you-spanish.pdf" title="Las 10 Mejores Maneras De Hacer Que Sus Beneficios De Salud Funcionen Para Usted" hreflang="es">Las 10 Mejores Maneras De Hacer Que Sus Beneficios De Salud Funcionen Para Usted</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/women-and-retirement-savings-es" title="Las Mujeres Y El Ahorro Para La Jubilación" hreflang="es">Las Mujeres Y El Ahorro Para La Jubilación</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-es" title="Lo Que Usted Debe Saber...Sobre Su Plan De Jubilación" hreflang="es">Lo Que Usted Debe Saber...Sobre Su Plan De Jubilación</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-spanish.pdf" title="Los Cambios De Condición Laboral Requieren Hacer Elecciones Médicas" hreflang="es">Los Cambios De Condición Laboral Requieren Hacer Elecciones Médicas</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-spanish.pdf" title="Los Cambios De Vida Requieren Tomar Decisiones Médicas" hreflang="es">Los Cambios De Vida Requieren Tomar Decisiones Médicas</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness-es" title="Su dinero y futuro económico: Una guía para ahorrar" hreflang="es">Su Dinero Y Futuro Economico: Una Guia Para Ahorrar</a> | <a href="https://www.askebsa.dol.gov/SavingsFitness/es/" hreflang="es">Hojas de trabajo</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/your-rights-after-a-mastectomy-spanish.pdf" title="Sus Derechos Despues De Una Mastectomia" hreflang="es">Sus Derechos Despues De Una Mastectomia</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-es" title="Una Guía Para El Empleado Sobre Los Beneficios De Salud Bajo COBRA" hreflang="es">Una Guía Para El Empleado Sobre Los Beneficios De Salud Bajo COBRA</a></li></ul><h2>Para Empleadores y Asesores</h2><ul><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/choosing-a-retirement-solution-for-your-small-business-es" title="Cómo elegir una solución de jubilación para su pequeña empresa" hreflang="es">Cómo Elegir Una Solución De Jubilación Para Su Pequeña Empresa</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/meeting-your-fiduciary-responsibilities-spanish.pdf" title="Cumplimiento De Sus Responsabilidades Fiduciarias" hreflang="es">Cumplimiento De Sus Responsabilidades Fiduciarias</a></li><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employers-guide-to-group-health-continuation-coverage-under-cobra-es" title="Una guía para el empleador sobre la continuación de cobertura de salud grupal bajo COBRA" hreflang="es">Una Guía Para El Empleador Sobre La Continuación De Cobertura De Salud Grupal Bajo COBRA</a></li><li><a href="/sites/dolgov/files/ebsa/laws-and-regulations/laws/cobra/model-general-notice-spanish.docx" title="Modelo De Aviso General Sobre Los Derechos A La Continuación De La Cobertura De COBRA" hreflang="es">Modelo De Aviso General Sobre Los Derechos A La Continuación De La Cobertura De COBRA</a></li><li><a href="/sites/dolgov/files/ebsa/laws-and-regulations/laws/cobra/model-election-notice-spanish.docx" title="Modelo De Aviso De Elección De La Continuación De La Cobertura De COBRA" hreflang="es">Modelo De Aviso De Elección De La Continuación De La Cobertura De COBRA</a></li></ul></div></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion5"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a5"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Reports</div> </button> </span> <div id="a5" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><ul><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/reports" title="Health and Pension Reports" hreflang="en-us">Health and Pension Reports</a></li><li><a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/november-2023-audit-quality-study.pdf" title="Audit Quality Study - November 2023" hreflang="en-us">Audit Quality Study - November 2023</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion6"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a6"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Funded Research Papers</div> </button> </span> <div id="a6" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><ul><li><a href="/agencies/ebsa/researchers/statistics/health-and-welfare-bulletins/group-health-plans" title="Annual Group Health Plan Reports" hreflang="en-us">Annual Group Health Plan Reports (including supporting documents)</a></li><li><a href="/agencies/ebsa/researchers/statistics/retirement-bulletins/private-pension-plan" title="Private Pension Plan Bulletins (PPPB) Abstract of Form 5500 Annual Reports and PPPB Historical Tables and Graphs" hreflang="en-us">Private Pension Plan Bulletins (PPPB) Abstract of Form 5500 Annual Reports and PPPB Historical Tables and Graphs (including supporting documents)</a></li><li><a href="/agencies/ebsa/researchers/analysis#health-and-welfare" title="Health Research Papers: 2000-Current" hreflang="en-us">Health Research Papers: 2000-Current</a></li><li><a href="/agencies/ebsa/researchers/analysis#retirement" title="Pension Research Papers: 2000-Current" hreflang="en-us">Pension Research Papers: 2000-Current</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion7"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a7"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">ERISA Advisory Council</div> </button> </span> <div id="a7" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><ul><li><a href="/agencies/ebsa/about-ebsa/about-us/erisa-advisory-council/reports" title="Reports" hreflang="en-us">Reports</a></li></ul></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </article> </div> </div> </div> </main> <footer class="ebsa-footer usa-footer usa-footer--big" role="contentinfo"> <div class="usa-footer__return-to-top container"> <a href="#" class="footer-scroll-to-top"><span>Scroll to Top</span> <i class="fa fa-arrow-circle-o-up" aria-hidden="true"></i></a> </div> <section class="dol-footer-nav"> <div> <div class="panel"> <ul block="block-menu-block-ebsa-footer-menu" class="clearfix dol-footer-nav-menu container"> <li> <a href="/agencies/ebsa/key-topics" class="dol-footer-nav-link" data-drupal-link-system-path="node/104091">Topics</a> </li> <li> <a href="/agencies/ebsa/workers-and-families" class="dol-footer-nav-link" data-drupal-link-system-path="node/104092">Workers</a> </li> <li> <a href="/agencies/ebsa/employers-and-advisers" class="dol-footer-nav-link" data-drupal-link-system-path="node/104154">Employers and Advisers</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" class="dol-footer-nav-link" data-drupal-link-system-path="node/104155">Resources</a> </li> <li> <a href="/agencies/ebsa/laws-and-regulations" class="dol-footer-nav-link" data-drupal-link-system-path="node/104132">Laws and Regulations</a> </li> <li> <a href="/agencies/ebsa/about-ebsa" class="dol-footer-nav-link" data-drupal-link-system-path="node/104159">About</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" class="dol-footer-nav-link" data-drupal-link-system-path="node/103813">Contact Us</a> </li> <li> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol" class="dol-footer-nav-link" data-drupal-link-system-path="node/103740">Español</a> </li> </ul> </div> </div> </section> <div class="dol-footer-primary usa-footer__primary-section"> <div class="grid-container container dol-footer__full-menu"> <div class="width-inner-padding grid-row grid-gap"> <div class="footer-address"> <div class="grid-row"> <div class="dol-footer-seal"> <div class="dol-seal"> <a href="/" title="Home"> <img alt="United States Department of Labor" src="/themes/opa_theme/img/DOL-MasterLogo_BLUE.svg" /> </a></div> <div class="footer-seal-block"> <div id="block-block-content-4687aefd-cd23-4bea-b42c-f93f397200a6"> <div class="footer-seal-block"> <div class="contact-block"> <span> <div style="font-weight:bold; margin-bottom:1em">Employee Benefits Security Administration</div> </span> <p class="agency_page-footer">An agency within the U.S. Department of Labor</p> <div class="field field--name-field-agency-address field--type-text-with-summary field--label-hidden clearfix"><div class="address"> <p class="address-block">200 Constitution Ave NW<br /> Washington, DC 20210<br /> <a href="tel:1-866-444-3272" onmousedown="_sendEvent('Telephone Clicks','1-866-444-3272','',0);">1-866-444-3272</a></p> </div> </div> <div class="field field--name-field-agency-website field--type-link field--label-hidden clearfix"><a href="https://www.dol.gov/agencies/ebsa">www.dol.gov/agencies/ebsa</a></div> </div> </div> </div> </div> </div> </div> </div> <div class="footer_menu"> <nav class="usa-footer__nav footer__nav" aria-label="Footer navigation"> <div class="grid-row"> <!-- Begin Footer Second--> <div id="block-dolfootermenu-3" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible hidden"> <span class="usa-footer__primary-link">Federal Government<i class="far fa-plus-square"></i></span> <ul region="footer_second" block="block-dolfootermenu-3" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.whitehouse.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">White House</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/coronavirus" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/173805">Coronavirus Resources</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/disasterrecovery" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/150257">Disaster Recovery Assistance</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.disasterassistance.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">DisasterAssistance.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.usa.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">USA.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/agencies/oasam/centers-offices/civil-rights-center/cummings-antidiscrimination-act-2020" class="usa-footer__secondary-link dol-footer__secondary-link">Notification of EEO Violations</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/agencies/oasam/centers-offices/civil-rights-center/resports/notification-and-federal-employee-antidiscrimination-retaliation-act-of-2002" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/102913">No Fear Act Data</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://osc.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">U.S. Office of Special Counsel</a> </li> </ul> </section> </div> <div id="block-dolfootermenu-4" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible"> <span class="usa-footer__primary-link">Labor Department<i class="far fa-plus-square"></i></span> <ul region="footer_second" block="block-dolfootermenu-4" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/aboutdol" class="usa-footer__secondary-link dol-footer__secondary-link">About DOL</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/guidance" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="guidance">Guidance Search</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/topic/spanish-speakingtopic" class="usa-footer__secondary-link dol-footer__secondary-link">Español</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.oig.dol.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">Office of Inspector General</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://public.govdelivery.com/accounts/USDOL/subscriber/new?topic_id=USDOL_167" class="usa-footer__secondary-link dol-footer__secondary-link">Subscribe to the DOL Newsletter</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/newsroom/newsletter" class="usa-footer__secondary-link dol-footer__secondary-link">Read the DOL Newsletter</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/easl" class="usa-footer__secondary-link dol-footer__secondary-link">Emergency Accountability Status Link</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/siteindex" class="usa-footer__secondary-link dol-footer__secondary-link">A to Z Index</a> </li> </ul> </section> </div> <div id="block-menu-block-dol-footer-menu" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible"> <span class="usa-footer__primary-link">About The Site<i class="far fa-plus-square"></i></span> <ul block="block-menu-block-dol-footer-menu" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/foia" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link">Freedom of Information Act</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/privacynotice" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link">Privacy &amp; Security Statement</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/disclaim" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link">Disclaimers</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/aboutdol/website-policies" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link">Important Website Notices</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/aboutdol/file-formats" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link">Plug-Ins Used on DOL.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.dol.gov/general/aboutdol/accessibility" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link">Accessibility Statement</a> </li> </ul> </section> </div> <!-- End Footer --> </div> </nav> </div> </div> </div> </div> <!-- Begin Sub Footer --> <section class="dol-footer-secondary"> <div class="width"> <div class="width-inner-padding container"> <div class="usa-grid-full dol-footer-secondary"> <div class="dol-footer-secondary-container"> <div id="block-opa-theme-ebsaqualtrics"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><!--BEGIN QUALTRICS WEBSITE FEEDBACK SNIPPET--> <script type='text/javascript'> (function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_bfqg2i6uulBJjCe","https://znbfqg2i6uulbjjce-usdol.gov1.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_bfqg2i6uulBJjCe")).start()}catch(i){}})(); </script><div id='ZN_bfqg2i6uulBJjCe'><!--DO NOT REMOVE-CONTENTS PLACED HERE--></div> <!--END WEBSITE FEEDBACK SNIPPET--></div> </div> <div id="block-opa-theme-siteimprove"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><script async src="https://siteimproveanalytics.com/js/siteanalyze_6313124.js"></script></div> </div> <div class="usa-width-one-half social-media-block"> <p>Connect With DOL</p> <div class="social-media-icons"> <a class="social-media-icon-opa" href="https://www.facebook.com/departmentoflabor" title="Facebook for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Facebook for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="facebook-f" class="svg-inline--fa fa-facebook-f fa-w-9" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 264 512" focusable="false"><path fill="currentColor" d="M76.7 512V283H0v-91h76.7v-71.7C76.7 42.4 124.3 0 193.8 0c33.3 0 61.9 2.5 70.2 3.6V85h-48.2c-37.8 0-45.1 18-45.1 44.3V192H256l-11.7 91h-73.6v229"></path></svg> <span class="usa-sr-only">Facebook</span> </a> <a class="social-media-icon-opa" href="https://twitter.com/USDOL" title="Twitter for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="X for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="x" class="svg-inline--fa fa-instagram fa-w-14" viewBox="0 0 1200 1227" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z" fill="currentColor"/></svg> <span class="usa-sr-only">X</span> </a> <a class="social-media-icon-opa" href="https://www.instagram.com/USDOL/" title="Instagram for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Instagram for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="instagram" class="svg-inline--fa fa-instagram fa-w-14" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" focusable="false"><path fill="currentColor" d="M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z"></path></svg> <span class="usa-sr-only">Instagram</span> </a> <a class="social-media-icon-opa" href="https://www.threads.net/@usdol" title="Threads for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Threads for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="threads" class="svg-inline--fa fa-square-threads fa-2xl" style="margin-bottom: 1px;" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" focusable="false"> <path fill="currentColor" d="M64 32C28.7 32 0 60.7 0 96V416c0 35.3 28.7 64 64 64H384c35.3 0 64-28.7 64-64V96c0-35.3-28.7-64-64-64H64zM294.2 244.3c19.5 9.3 33.7 23.5 41.2 40.9c10.4 24.3 11.4 63.9-20.2 95.4c-24.2 24.1-53.5 35-95.1 35.3h-.2c-46.8-.3-82.8-16.1-106.9-46.8C91.5 341.8 80.4 303.7 80 256v-.1-.1c.4-47.7 11.5-85.7 33-113.1c24.2-30.7 60.2-46.5 106.9-46.8h.2c46.9 .3 83.3 16 108.2 46.6c12.3 15.1 21.3 33.3 27 54.4l-26.9 7.2c-4.7-17.2-11.9-31.9-21.4-43.6c-19.4-23.9-48.7-36.1-87-36.4c-38 .3-66.8 12.5-85.5 36.2c-17.5 22.3-26.6 54.4-26.9 95.5c.3 41.1 9.4 73.3 26.9 95.5c18.7 23.8 47.4 36 85.5 36.2c34.3-.3 56.9-8.4 75.8-27.3c21.5-21.5 21.1-47.9 14.2-64c-4-9.4-11.4-17.3-21.3-23.3c-2.4 18-7.9 32.2-16.5 43.2c-11.4 14.5-27.7 22.4-48.4 23.5c-15.7 .9-30.8-2.9-42.6-10.7c-13.9-9.2-22-23.2-22.9-39.5c-1.7-32.2 23.8-55.3 63.5-57.6c14.1-.8 27.3-.2 39.5 1.9c-1.6-9.9-4.9-17.7-9.8-23.4c-6.7-7.8-17.1-11.8-30.8-11.9h-.4c-11 0-26 3.1-35.6 17.6l-23-15.8c12.8-19.4 33.6-30.1 58.5-30.1h.6c41.8 .3 66.6 26.3 69.1 71.8c1.4 .6 2.8 1.2 4.2 1.9l.1 .5zm-71.8 67.5c17-.9 36.4-7.6 39.7-48.8c-8.8-1.9-18.6-2.9-29-2.9c-3.2 0-6.4 .1-9.6 .3c-28.6 1.6-38.1 15.5-37.4 27.9c.9 16.7 19 24.5 36.4 23.6l-.1-.1z"></path></svg> <span class="usa-sr-only">Threads</span> </a> <a class="social-media-icon-opa" href="https://www.linkedin.com/company/u-s-department-of-labor/" title="LinkedIn for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="LinkedIn for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="linkedin" class="svg-inline--fa fa-linkedin fa-w-18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" focusable="false"><path fill="currentColor" d="M150.65,100.682c0,27.992-22.508,50.683-50.273,50.683c-27.765,0-50.273-22.691-50.273-50.683 C50.104,72.691,72.612,50,100.377,50C128.143,50,150.65,72.691,150.65,100.682z M143.294,187.333H58.277V462h85.017V187.333z M279.195,187.333h-81.541V462h81.541c0,0,0-101.877,0-144.181c0-38.624,17.779-61.615,51.807-61.615 c31.268,0,46.289,22.071,46.289,61.615c0,39.545,0,144.181,0,144.181h84.605c0,0,0-100.344,0-173.915 s-41.689-109.131-99.934-109.131s-82.768,45.369-82.768,45.369V187.333z"></path></svg> <span class="usa-sr-only">LinkedIn</span> </a> <a class="social-media-icon-opa" href="https://www.youtube.com/user/USDepartmentofLabor" title="YouTube for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="YouTube for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="youtube" class="svg-inline--fa fa-youtube fa-w-18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" focusable="false"><path fill="currentColor" d="M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z"></path></svg> <span class="usa-sr-only">Youtube</span> </a> </div> </div> <div class="usa-width-one-half dol-utility-menu"> <div id="block-menu-block-utility-menu" class="utility-links-block d-flex utility_block" > <a href="/general/findit" data-drupal-link-system-path="node/21577">Site Map</a> <a href="/general/aboutdol/website-policies" data-drupal-link-system-path="node/21570">Important Website Notices</a> <a href="/general/privacynotice" data-drupal-link-system-path="node/21655">Privacy &amp; Security Statement</a> </div> </div> </div> </div> </div> </div> </section> <!-- End Footer --> </footer> </div> </div> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/103776","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJx9UotuwyAM_CEapP0QMuABKy9hp1n29SNJo9JVnZCQfXcWx4Fp8LOic9LcC2FtVbZExR4TSheLhnghXmPIneyEBgpGVXAon9ud9RgrNvkodzRByIwZssE-kPNd8Qof6lWZshGsLJDXBZqV74h9gjCiYdX31En5Cu2qpbTrZyyLHBuBmuC0PdQCv7nf-SptmyvE6d6Kz24AFqTS0xnqiW7uP24iH5JwnM6jNPg95wMCi02RaaHyKCoV3ohCBH2qhlpsE8fT6VKYuEEdMEM3C9yXjjjAG2Y8NB6wzT8N_Z-f8CC-bj3n0tLTQWmO3G1lN_ePcXHAuMA68MfrfIgKDVz36OnM-YFMc66zjoE8WkHWSIhR0EqMqadH-Au4ihOh","theme":"opa_theme","theme_token":null},"ajaxTrustedUrl":[],"multiselect":{"widths":250},"data":{"extlink":{"extTarget":true,"extTargetNoOverride":false,"extNofollow":false,"extNoreferrer":false,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":false,"extExclude":"(hirevets\\.gov)|(apprenticeship\\.gov)|(worker\\.gov)|(employer\\.gov)|(askearn\\.org)|(askjan\\.org)|(benefits\\.gov)|(bls\\.gov)|(careerinfonet\\.org)|(careeronestop\\.org)|(disability\\.gov)|(dol\\.gov)|(dol-esa\\.gov)|(doleta\\.gov)|(epolicyworks\\.org)|(govloans\\.gov)|(jobcorps\\.gov)|(jobcorps\\.org)|(leadcenter\\.org)|(msha\\.gov)|(mynextmove\\.gov)|(mynextmove\\.org)|(myskillsmyfuture\\.org)|(ncwd-youth\\.info)|(onetcenter\\.org)|(onetonline\\.org)|(osha\\.gov)|(servicelocator\\.org)|(unionreports\\.gov)|(useuosh\\.org)|(ustedquepuedehacer\\.org)|(whatcanyoudocampaign\\.org)|(whistleblowers\\.gov)|(workforce3one\\.org)|(wrp\\.gov)|(youthrules\\.gov)|(edg1\\.vcall\\.com\\\/DOL_Ondemand\\\/DOL\\\/Webcasts\\.htm)|(veterans\\.gov)|(trainingproviderresults\\.gov)|(dol\\.secure.force\\.com)","extInclude":"","extCssExclude":"","extCssExplicit":"","extAlert":false,"extAlertText":"Thank You for Visiting Our Website. You are exiting the Department of Labor web server. The Department of Labor does not endorse, takes no responsibility for, and exercises no control over the linked organization or its views, or contents, nor does it vouch for the accuracy or accessibility of the information contained on the destination server. The Department of Labor also cannot authorize the use of copyrighted materials contained in linked websites. Users must request such authorization from the sponsor of the linked website.","mailtoClass":"0","mailtoLabel":"(link sends email)","extUseFontAwesome":false,"extIconPlacement":"append","extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","whitelistedDomains":[]}},"user":{"uid":0,"permissionsHash":"f9562fa1a06ae506471afa155cda6deb6762a06276b2ff7a15085c6b4a06c0fe"}}</script> <script src="/sites/dolgov/files/js/js_z9eoi5-bsf7XWfBshdQnRrAQy0KWtXoLduJtVMt095g.js?scope=footer&amp;delta=0&amp;language=en&amp;theme=opa_theme&amp;include=eJyNUotuwyAM_CFIpP1QZMAlrGAQdtJmXz_Sx8bUKZuQ0HE--wDbVvjY0PvRPoByOU4zxoJ1_IYKDcOT7rA6ZRK4IOeEY4cHXv1RbOA5JBUimGfRDivnyrR7y4wt1cdsIGqWLQbyKhf4K2ByFpYKpeMYI1p565i0RGmu5BfwqD0IXmBTNlccbU4lE5Lw8KXXGmwLupDpSGShuqM4B4eaYA3N8I9SLMGet06sE9JylHEB1jIH1vtHnpZ4qEWD13bdiOSgHimLO_3nRXutmBfRJl8VXqU15Ty6uhSIw-N4G657J6a2t-fI-Ep1PXpfG59r-tFKy6sDactE7OidszNUubkkCCRIQBYnA0SPcX6llZf0HEID823w7hQ4rBPbGor0ot3xV9EnR4ZIgw"></script> <script src="/core/../themes/opa_theme/components/side-navigation/side-navigation.js?skr4yi" defer></script> <script src="/core/../themes/opa_theme/components/sticky-navigation-menu/sticky-navigation-menu.js?skr4yi" defer></script> <script src="/core/../themes/opa_theme/components/was-this-helpful/was-this-helpful.js?skr4yi" defer></script> <script src="/sites/dolgov/files/js/js_PP_dwzI59AahKGsArviDbhPqR7ZhGt9yGvSYj7OVJMg.js?scope=footer&amp;delta=4&amp;language=en&amp;theme=opa_theme&amp;include=eJyNUotuwyAM_CFIpP1QZMAlrGAQdtJmXz_Sx8bUKZuQ0HE--wDbVvjY0PvRPoByOU4zxoJ1_IYKDcOT7rA6ZRK4IOeEY4cHXv1RbOA5JBUimGfRDivnyrR7y4wt1cdsIGqWLQbyKhf4K2ByFpYKpeMYI1p565i0RGmu5BfwqD0IXmBTNlccbU4lE5Lw8KXXGmwLupDpSGShuqM4B4eaYA3N8I9SLMGet06sE9JylHEB1jIH1vtHnpZ4qEWD13bdiOSgHimLO_3nRXutmBfRJl8VXqU15Ty6uhSIw-N4G657J6a2t-fI-Ep1PXpfG59r-tFKy6sDactE7OidszNUubkkCCRIQBYnA0SPcX6llZf0HEID823w7hQ4rBPbGor0ot3xV9EnR4ZIgw"></script> <script src="/core/../themes/opa_theme/components/side-nav-callout-box/side-nav-callout-box.js?skr4yi" defer></script> <script src="https://cdn.jsdelivr.net/npm/gsap@3.12.5/dist/gsap.min.js"></script> <script src="https://cdn.jsdelivr.net/npm/gsap@3.12.5/dist/ScrollTrigger.min.js"></script> <script src="/sites/dolgov/files/js/js_XUKP8xkdZ8Mz9FvTpqZOZYXnd99YSQV2U2QxVgnEmZE.js?scope=footer&amp;delta=8&amp;language=en&amp;theme=opa_theme&amp;include=eJyNUotuwyAM_CFIpP1QZMAlrGAQdtJmXz_Sx8bUKZuQ0HE--wDbVvjY0PvRPoByOU4zxoJ1_IYKDcOT7rA6ZRK4IOeEY4cHXv1RbOA5JBUimGfRDivnyrR7y4wt1cdsIGqWLQbyKhf4K2ByFpYKpeMYI1p565i0RGmu5BfwqD0IXmBTNlccbU4lE5Lw8KXXGmwLupDpSGShuqM4B4eaYA3N8I9SLMGet06sE9JylHEB1jIH1vtHnpZ4qEWD13bdiOSgHimLO_3nRXutmBfRJl8VXqU15Ty6uhSIw-N4G657J6a2t-fI-Ep1PXpfG59r-tFKy6sDactE7OidszNUubkkCCRIQBYnA0SPcX6llZf0HEID823w7hQ4rBPbGor0ot3xV9EnR4ZIgw"></script> </body> </html>

Pages: 1 2 3 4 5 6 7 8 9 10