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Changing Jobs and Job Loss | U.S. Department of Labor

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Information Act</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="nav-show-on-mobile"> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol"><span class="menu-border-wrapper">ESPAÑOL</span></a> </li> <li class="nav-show-on-mobile"> <a href="tel:18664443272"><span class="menu-border-wrapper">1-866-444-3272</span></a> </li> </ul> <div class="nav-show-on-mobile outer-search-container"> <div id="block-searchbox-2"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"> <div id="search-placeholder" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="✓"></div> <label for="query" class="sr-only">Search</label> <input id="affiliate" name="affiliate" type="hidden" value="www.dol.gov"> <input class="searchbox-input mag-glass usa-input" id="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0"> <input type="hidden" id="field-dol-search-collections-id" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="usa-button search-button"> <!--i class="fa fa-2x fa-search"></i--> <!--div class="visually-hidden">Search</div--> </button> </span> </div> </form> </div> </div></div> </div> </div> </div> </header> </div> <div class="pre-content"> <div id="block-maintenancebannerblock"> </div> <div id="block-opa-theme-breadcrumbs"> <div id="breadcrumbs-container" class="container"> <nav role="navigation" aria-labelledby="system-breadcrumb"> <span id="system-breadcrumb" class="visually-hidden">Breadcrumb</span> <ul class="breadcrumbs usa-breadcrumb__list"> <li> <a href="/agencies/ebsa" class="usa-breadcrumb__link">EBSA</a> </li> <li> <a href="/agencies/ebsa/workers-and-families" class="usa-breadcrumb__link">Workers and Families</a> </li> </ul> </nav> </div> </div> <div id="block-pagetitle-2"> <div class="basic-title-banner-title-container"> <h1> <span>Changing Jobs and Job Loss</span> </h1> </div> </div> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-gtmpixeldolbahcontainer"> <!-- Google Tag Manager (noscript) --> <noscript aria-hidden="true"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KDX77HR" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript><noscript aria-hidden="true"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5VM7ZD" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript><!-- End Google Tag Manager (noscript) --> </div> </div> <main role="main" class="cd-main-content ebsa-content"> <div id="page-title-area"> <div id="block-footercss"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><p> <style type="text/css">.manual-search-block #edit-actions--2 {order:2;} #block-googletagmanagerheader .field { padding-bottom:0 !important; } #block-googletagmanagerfooter .field { padding-bottom:0 !important; } #views-exposed-form-manual-cloud-search-manual-cloud-search-results .form-actions{display:block;flex:1;} #tfa-entry-form .form-actions {justify-content:flex-start;} #node-agency-pages-layout-builder-form .form-actions {display:block;} #tfa-entry-form input {height:55px;} .dol-alert-status-error .alert-status-container {display:inline;font-size:1.4em;color:#e31c3d;} div#block-eoguidanceviewheader .dol-alerts p {padding: 0;margin: 0;} .agency-blurb-container .agency_blurb.background--light { padding: 0; } .h1 {font-family:'Merriweather';font-weight:700;} p.usa-alert__text {margin-bottom:0!important;} .manual-search ul.usa-list li {max-width:100%;} .usa-footer .container {max-width:1440px!important;} .usa-footer .grid-container {padding-left: 30px!important;} @media (max-width: 992px){.usa-js-mobile-nav--active, .usa-mobile_nav-active {overflow: auto!important;}} @media only screen and (min-width: 0px){.agency-nav-container.nav-is-open {overflow-y: unset!important;}} .table thead th {background-color:#f1f1f1;color:#222;} .manual-search ul.usa-list li {max-width:100%;} ol{list-style-type: decimal;} .cd-main-content p, blockquote {margin-bottom:1em;} .paragraph--type--html-table .ts-cell-content {max-width: 100%;} </style> </p> </div> </div> </div> <div id="main-content"></div> <div class="basic-page grid-row grid-gap-5"> <div class="usa-layout-docs__main desktop:grid-col-9 usa-prose usa-layout-docs"> <div id="block-opa-theme-content"> <article data-history-node-id="103828" about="/agencies/ebsa/workers-and-families/changing-jobs-and-job-loss"> <div> <div class="field field--name-field-row field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--row paragraph--view-mode--default row" style="background-color:;"> <div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--text-block paragraph--view-mode--default"> <div class="field field--name-field-p-text field--type-text-long field--label-hidden clearfix"><p>What if your health care coverage ends because you lose your job, have your hours reduced, or get laid off? You may have rights to certain health and retirement benefit protections even if you lose your job. If your company provided a group health plan, you may be entitled to continued health benefits for a period of time if you cannot find a job immediately. You also may have more affordable or more generous options for health coverage available to you and your family through other group health plan coverage, such as through a spouse’s plan, the individual Marketplace and certain governmental programs. With a change in employment, you should understand how your retirement benefits are affected. Changing jobs often puts you at risk of not vesting in your current job’s retirement plan, or a new job may not offer a retirement plan. Consider keeping your money in your former employer's retirement plan or rolling it into a new company plan or an individual retirement account (IRA). Knowing your rights can help you protect yourself and your family until you are working full time again.</p> <p>Before switching jobs, ask about the type of health plan offered by the potential employer and compare it to your current plan. Ask about the premium you'll pay under the new plan, what it covers, whether you can continue with the same doctors, or whether you will have to see new ones. Check to see if your potential employer’s plan has a waiting period before you can enroll in coverage – generally, it may last up to 90 days from the date you become eligible for the plan. COBRA may give you the opportunity to purchase temporary extended health care benefits offered by your former employer while you are looking for a new job or during a waiting period for health benefits imposed by your new employer.</p> <p>Additional resources to help workers and employers respond to&nbsp;COVID-19&nbsp;can be found at <a href="/coronavirus">www.dol.gov/coronavirus</a>.</p> <p><a href="https://www.healthcare.gov/">Healthcare.gov Special Enrollment Period 2021</a></p> </div> </div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--row paragraph--view-mode--default row" style="background-color:;"> <div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--text-block paragraph--view-mode--default"> <div class="field field--name-field-p-text field--type-text-long field--label-hidden clearfix"><h2>Health</h2></div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion1"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a1"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Job Loss</div> </button> </span> <div id="a1" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><p><a href="/agencies/ebsa/laws-and-regulations/laws/cobra">COBRA Health Coverage</a></p><h3>Publications</h3><ul><li>Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers" title="Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers-es" title="Cobertura de Jubilación y Atención de Salud...Preguntas y Respuestas para Trabajadores Desplazados" hreflang="es">En Español (ES)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/job-loss.pdf" title="Job Loss – Important Information Workers Need to Know to Protect their Health Coverage and Retirement Benefits" hreflang="en-us">Job Loss – Important Information Workers Need to Know to Protect their Health Coverage and Retirement Benefits</a></li><li>Protecting Retirement and Health Care Benefits after Job Loss: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss.pdf" title="Protecting Retirement and Health Care Benefits after Job Loss" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-spanish.pdf" title="Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo" hreflang="es">En Español (ES)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-arabic.pdf" title="يمكنك التسجيل في التغطية الفردية" hreflang="ar">العربية (AR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-simplified.pdf" title="如何在失业后保障退休和医疗保险福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-traditional.pdf" title="如何在失業後保障退休和健康福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-french.pdf" title="Protéger les prestations de retraite et de santé après la perte d'emploi" hreflang="fr">Français (FR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-haitian-creole.pdf" title="Pwoteksyon benefis retrèt epi medikal apre yon pèt anplwa" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-korean.pdf" title="실직 후 퇴직 및 건강 보험 혜택 보호" hreflang="ko">한국어 (KO)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-polish.pdf" title="Ochrona świadczeń emerytalnych i ubezpieczenia zdrowotnego po utracie pracy" hreflang="pl">po Polsku (PL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-portuguese.pdf" title="Proteção da Aposentadoria e Benefícios de Saúde após Perda do Emprego" hreflang="pt">Português (PT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-russian.pdf" title="Защита пенсионных и медицинских пособий после потери работы" hreflang="ru">Pусский (RU)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-tagalog.pdf" title="Ang Pagpoprotekta sa Pagreretiro at Mga Benipisyong Pangkalusugan Pagkatapos Mawalan ng Trabaho" hreflang="tl">Tagalog (TL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-vietnamese.pdf" title="Bảo Vệ Các Khoản Phúc Lợi Hưu Trí và Y Tế sau khi Mất Việc" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/workers-right-to-health-plan-information.pdf" title="Workers' Rights to Health Plan Information Fact Sheet" hreflang="en-us">Workers' Rights to Health Plan Information Fact Sheet</a></li><li>Life Changes Require Health Choices...Know Your Benefit Options: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices" title="Life Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-spanish.pdf" title="Los Cambios De Vida Requieren Tomar Decisiones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ar" title="تتطلب التغييرات في الحياة خيارات صحية" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-sc" title="因生活变化而需要的医疗选择" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-tc" title="因生活變化而需要的醫療選擇" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-fr" title="Les changements de vie nécessitent certains choix de santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ht" title="Evènman Enpòtan nan Lavi ou Mande pou fè Chwa nan Sante" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ko" title="삶의 변화에는 건강 보험 선택이 필요합니다" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pl" title="Zmiany w życiu wymagają wyborów zdrowotnych" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pt" title="Mudança de Vida Requer Escolhas Saudáveis" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ru" title="Изменения в жизни требуют принятия решений в области здравоохранения" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Buhay ay Nangangailangan ng Mga Pagpipiliang Pangkalusugan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-vi" title="Những thay đổi trong cuộc sống yêu cầu lựa chọn bảo hiểm y tế" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/women-and-job-based-health.pdf" title="General Facts on Women and Job Based Health Benefits" hreflang="en-us">General Facts on Women and Job Based Health Benefits</a></li><li>Work Changes Require Health Choices...Protect Your Rights: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices.pdf" title="Work Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-spanish.pdf" title="Los Cambios De Condición Laboral Requieren Hacer Elecciones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ar" title="تتطلب تغييرات العمل خيارات صحية ... أحمِ حقوقك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-sc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-tc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-fr" title="Les changements de travail nécessitent des choix de santé... Protégez vos droits" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ht" title="Chanjman Nan Travay Mande Pou Fè Chwa Sante...Asire Dwa ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ko" title="직장 변경에 따른 건강 보험 선택이 필요합니다… 귀하의 권리를 보호하세요" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pl" title="Zmiany w pracy wymagają wyborów zdrowotnych... Zabezpiecz swoje prawa" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pt" title="Mudanças No Trabalho Requerem Escolhas Saudáveis... Proteja Seus Direitos" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ru" title="Изменения в работе требуют принятия решений в области здравоохранения... Защитите свои права" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Trabaho ay Nangangailangan ng mga Pagpipiliang Pangkalusugan...Protektahan ang Iyong Mga Karapatan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-vi" title="Những thay đổi trong công việc yêu cầu lựa chọn bảo hiểm y tế…Bảo vệ quyền của quý vị" hreflang="vi">tiếng Việt (VI)</a></li></ul><h3>Tools</h3><ul><li><a href="https://webapps.dol.gov/elaws/ebsa/health/">elaws Health Benefits Advisor</a></li></ul><h3>Videos</h3><ul><li><a href="https://www.youtube.com/watch?v=VVR2TI-lcp0">Know Your Health Benefit Rights</a> | <a href="https://www.youtube.com/watch?v=vYlcW6uVzNE">En Español</a></li><li><a href="https://www.youtube.com/watch?v=iyyJv124L5s">Protecting Health and Retirement Benefits after Job Loss</a></li><li><a href="https://www.youtube.com/watch?v=5ARVhBEmAU4">Questions? EBSA has Answers</a> | <a href="https://www.youtube.com/watch?v=cz9MJ--L-88">En Español</a></li></ul><h3>Laws &amp; Regulations</h3><ul><li><a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice.doc">CHIP Model Notice</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice.pdf">Printer-Friendly Version</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice-spanish.doc">En Español</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice-spanish.pdf">Versión para imprimir</a></li><li><a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-general-notice.docx">COBRA Model General Notice</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-general-notice-spanish.docx">En Español</a></li><li><a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-election-notice.docx">COBRA Model Election Notice</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-election-notice-spanish.docx">En Español</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion2"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a2"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Job Changes</div> </button> </span> <div id="a2" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><h3>Publications</h3><ul><li>An Employee's Guide to Health Benefits Under COBRA: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-es" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ar" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-zh-sc" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-zh-tc" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-fr" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ht" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ko" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-pl" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-ru" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-tl" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/an-employees-guide-to-health-benefits-under-cobra-vi" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/cobra-continuation-health-coverage-consumer.pdf">FAQs About COBRA Continuation Health Coverage</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/cobra.pdf">COBRA Fact Sheet</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/changes-to-hipaa-under-chip.pdf">Changes To HIPAA Special Enrollment Provisions Under The Children's Health Insurance Program Reauthorization Act</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/hipaa-consumer.pdf">FAQs About Portability Of Health Coverage And HIPAA</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/hipaa.pdf">HIPAA Fact Sheet</a></li><li>Life Changes Require Health Choices...Know Your Benefit Options: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices" title="Life Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-spanish.pdf" title="Los Cambios De Vida Requieren Tomar Decisiones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ar" title="تتطلب التغييرات في الحياة خيارات صحية" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-sc" title="因生活变化而需要的医疗选择" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-zh-tc" title="因生活變化而需要的醫療選擇" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-fr" title="Les changements de vie nécessitent certains choix de santé" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ht" title="Evènman Enpòtan nan Lavi ou Mande pou fè Chwa nan Sante" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ko" title="삶의 변화에는 건강 보험 선택이 필요합니다" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pl" title="Zmiany w życiu wymagają wyborów zdrowotnych" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-pt" title="Mudança de Vida Requer Escolhas Saudáveis" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-ru" title="Изменения в жизни требуют принятия решений в области здравоохранения" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Buhay ay Nangangailangan ng Mga Pagpipiliang Pangkalusugan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/life-changes-require-health-choices-vi" title="Những thay đổi trong cuộc sống yêu cầu lựa chọn bảo hiểm y tế" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/women-and-job-based-health.pdf" title="General Facts on Women and Job Based Health Benefits" hreflang="en-us">General Facts on Women and Job Based Health Benefits</a></li><li>Work Changes Require Health Choices...Protect Your Rights: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices.pdf" title="Work Changes Require Health Choices" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-spanish.pdf" title="Los Cambios De Condición Laboral Requieren Hacer Elecciones Médicas" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ar" title="تتطلب تغييرات العمل خيارات صحية ... أحمِ حقوقك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-sc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-zh-tc" title="因工作變動而需要的醫療選擇...保護您的權利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-fr" title="Les changements de travail nécessitent des choix de santé... Protégez vos droits" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ht" title="Chanjman Nan Travay Mande Pou Fè Chwa Sante...Asire Dwa ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ko" title="직장 변경에 따른 건강 보험 선택이 필요합니다… 귀하의 권리를 보호하세요" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pl" title="Zmiany w pracy wymagają wyborów zdrowotnych... Zabezpiecz swoje prawa" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-pt" title="Mudanças No Trabalho Requerem Escolhas Saudáveis... Proteja Seus Direitos" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-ru" title="Изменения в работе требуют принятия решений в области здравоохранения... Защитите свои права" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-tl" title="Ang mga Pagbabago sa Trabaho ay Nangangailangan ng mga Pagpipiliang Pangkalusugan...Protektahan ang Iyong Mga Karapatan" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/work-changes-require-health-choices-vi" title="Những thay đổi trong công việc yêu cầu lựa chọn bảo hiểm y tế…Bảo vệ quyền của quý vị" hreflang="vi">tiếng Việt (VI)</a></li></ul><h3>Tools</h3><ul><li><a href="https://webapps.dol.gov/elaws/ebsa/health/">elaws Health Benefits Advisor</a></li></ul><h3>Videos</h3><ul><li><a href="https://www.youtube.com/watch?v=VVR2TI-lcp0">Know Your Health Benefit Rights</a> | <a href="https://youtu.be/vYlcW6uVzNE">En Español</a></li><li><a href="https://www.youtube.com/watch?v=5ARVhBEmAU4">Questions? EBSA has Answers</a> | <a href="https://www.youtube.com/watch?v=cz9MJ--L-88">En Español</a></li></ul><h3>Laws &amp; Regulations</h3><ul><li><a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice.doc">CHIP Model Notice</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice.pdf">Printer Friendly Version</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice-spanish.doc">En Español</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/chipra/model-notice-spanish.pdf">Versión para imprimir</a></li><li><a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-general-notice.docx">COBRA Model General Notice</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-general-notice-spanish.docx">En Español</a></li><li><a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-election-notice.docx">COBRA Model Election Notice</a> | <a href="/sites/dolgov/files/EBSA/laws-and-regulations/laws/cobra/model-election-notice-spanish.docx">En Español</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion3"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a3"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">External Resources</div> </button> </span> <div id="a3" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><ul><li><a href="https://www.doleta.gov/tradeact/">U.S. Department of Labor's Trade Adjustment Assistance Program webpage</a></li><li><a href="https://www.irs.gov/credits-deductions/individuals/hctc">IRS' Health Coverage Tax Credit webpage</a></li><li><a href="https://www.insurekidsnow.gov">Children's Health Insurance Program</a></li><li><a href="https://www.healthcare.gov/">U.S. Department of Health and Human Services' Affordable Care Act webpage</a></li></ul></div> </div> </div> </div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--row paragraph--view-mode--default row" style="background-color:;"> <div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--text-block paragraph--view-mode--default"> <div class="field field--name-field-p-text field--type-text-long field--label-hidden clearfix"><h2>Retirement</h2></div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion4"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a4"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Job Loss</div> </button> </span> <div id="a4" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><p><a href="/agencies/ebsa/laws-and-regulations/laws/cobra">COBRA Health Coverage</a></p><h3>Publications</h3><ul><li>Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers" title="Retirement and Health Care Coverage…Questions and Answers for Dislocated Workers" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers-es" title="Cobertura de Jubilación y Atención de Salud...Preguntas y Respuestas para Trabajadores Desplazados" hreflang="es">En Español (ES)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/job-loss.pdf" hreflang="en-us">Job Loss - Important Information Workers Need to Know to Protect their Health Coverage and Retirement Benefits</a></li><li>Protecting Retirement and Health Care Benefits after Job Loss: <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss.pdf" title="Protecting Retirement and Health Care Benefits after Job Loss" hreflang="en-us">English (EN)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-spanish.pdf" title="Cómo Proteger La Jubilación Y Los Beneficios De Salud Después De Perder El Empleo" hreflang="es">En Español (ES)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-arabic.pdf" title="يمكنك التسجيل في التغطية الفردية" hreflang="ar">العربية (AR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-simplified.pdf" title="如何在失业后保障退休和医疗保险福利" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-chinese-traditional.pdf" title="如何在失業後保障退休和健康福利" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-french.pdf" title="Protéger les prestations de retraite et de santé après la perte d'emploi" hreflang="fr">Français (FR)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-haitian-creole.pdf" title="Pwoteksyon benefis retrèt epi medikal apre yon pèt anplwa" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-korean.pdf" title="실직 후 퇴직 및 건강 보험 혜택 보호" hreflang="ko">한국어 (KO)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-polish.pdf" title="Ochrona świadczeń emerytalnych i ubezpieczenia zdrowotnego po utracie pracy" hreflang="pl">po Polsku (PL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-portuguese.pdf" title="Proteção da Aposentadoria e Benefícios de Saúde após Perda do Emprego" hreflang="pt">Português (PT)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-russian.pdf" title="Защита пенсионных и медицинских пособий после потери работы" hreflang="ru">Pусский (RU)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-tagalog.pdf" title="Ang Pagpoprotekta sa Pagreretiro at Mga Benipisyong Pangkalusugan Pagkatapos Mawalan ng Trabaho" hreflang="tl">Tagalog (TL)</a> | <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/protecting-retirement-and-health-benefits-after-job-loss-vietnamese.pdf" title="Bảo Vệ Các Khoản Phúc Lợi Hưu Trí và Y Tế sau khi Mất Việc" hreflang="vi">tiếng Việt (VI)</a></li><li><a href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets/your-employers-bankruptcy.pdf" title="Employer Bankruptcy: How Will it Affect Your Employee Benefits?" hreflang="en-us">Employer Bankruptcy: How Will it Affect Your Employee Benefits?</a></li></ul><h3>Tools</h3><ul><li><a href="https://www.askebsa.dol.gov/AbandonedPlanSearch/">Abandoned Plan Search</a></li></ul><h3>Videos</h3><ul><li><a href="https://youtu.be/iyyJv124L5s">Protecting Health and Retirement Benefits after Job Loss</a></li><li><a href="https://www.youtube.com/watch?v=5ARVhBEmAU4">Questions? EBSA has Answers</a> | <a href="https://www.youtube.com/watch?v=cz9MJ--L-88">En Español</a></li></ul></div> </div> </div> </div> </div> <div> <div class="paragraph paragraph--type--accordion-item paragraph--view-mode--default dol-accordion dol-accordion-border" role="tablist" aria-multiselectable="true"> <div class="usa-accordion card" id="accordion5"> <span class="mb-0 usa-accordion__heading card"> <button class="usa-accordion__button" aria-controls="a5"> <i class="fa fa-angle-right" aria-hidden="true"></i> <div class="field field--name-field-p-accordion-header field--type-string field--label-hidden clearfix">Job Changes</div> </button> </span> <div id="a5" class="usa-accordion__content" hidden> <div class="field field--name-field-p-accordion-body field--type-text-long field--label-hidden clearfix"><h3>Publications</h3><ul><li>What You Should Know About Your Retirement Plan: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan" title="What You Should Know About Your Retirement Plan" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-es" title="Lo Que Usted Debe Saber...Sobre Su Plan De Jubilación" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ar" title="ما يجب أن تعرفه عن خطة التقاعد الخاصة بك" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-zh-sc" title="退休计划须知" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-zh-tc" title="退休計劃須知" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-fr" title="Ce que vous devez savoir sur votre Régime de retraite" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ht" title="Sa Ou Dwe Konnen Konsènan Plan Retrèt ou an" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ko" title="퇴직 연금과 관련하여 알아야 할 정보" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-pl" title="Co należy wiedzieć o planie emerytalnym" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-pt" title="O Que Você Deve Saber Sobre Seu Plano de Aposentadoria" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-ru" title="Что Вы должны знать о Вашем пенсионном плане" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-tl" title="Ang Dapat Ninyong Malaman Tungkol sa Inyong Plano sa Pagreretiro" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan-vi" title="Những Điều Nên Biết về Kế Hoạch Hưu Trí của Quý Vị" hreflang="vi">tiếng Việt (VI)</a></li><li>Savings Fitness: A Guide to Your Money and Your Financial Future: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness" title="Savings Fitness: A Guide to Your Money and Your Financial Future" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/savings-fitness-es" title="Su dinero y futuro económico: Una guía para ahorrar" hreflang="es">En Español (ES)</a></li><li>Taking The Mystery Out Of Retirement Planning: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning" title="Taking the Mystery Out of Retirement Planning" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/taking-the-mystery-out-of-retirement-planning-es" title="Cómo resolver el misterio de la planificación de su jubilación" hreflang="es">En Español (ES)</a></li><li>Top 10 Ways to Prepare for Retirement: <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement" title="Top 10 Ways to Prepare for Retirement" hreflang="en-us">English (EN)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-es" title="Las 10 mejores maneras de prepararse para la jubilación" hreflang="es">En Español (ES)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ar" title="أفضل ١٠ طرق لالستعداد للتقاعد" hreflang="ar">العربية (AR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-zh-sc" title="10大方法为退休做准备" hreflang="zh-cn">简体中文 (ZH SC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-zh-tc" title="10大方法為退休做準備" hreflang="zh-tw">繁體中文 (ZH TC)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-fr" title="Les 10 Meilleures Façons de se Préparer à la Retraite" hreflang="fr">Français (FR)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ht" title="10 Fason pou w ka Prepare pou Pran Retrèt Ou" hreflang="ht">Kreyòl Ayisyen (HT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ko" title="은퇴를 준비하는 10가지 방법" hreflang="ko">한국어 (KO)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-pl" title="10 najlepszych sposobów na przygotowanie się do emerytury" hreflang="pl">po Polsku (PL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-pt" title="As 10 Melhores Maneiras de se preparar para a Aposentadoria" hreflang="pt">Português (PT)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-ru" title="10 лучших способов подготовиться к выходу на пенсию" hreflang="ru">Pусский (RU)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-tl" title="Nangungunang 10 Paraan sa Paghahanda sa Pagreretiro" hreflang="tl">Tagalog (TL)</a> | <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement-vi" title="10 hướng chuẩn bị cho kỳ hưu trí" hreflang="vi">tiếng Việt (VI)</a></li></ul><h3>Videos</h3><ul><li><a href="https://www.youtube.com/watch?v=9qg6bjwqqgU">Saving Matters</a> l <a href="https://youtu.be/OhSLZXpJitM">En Español</a></li><li>Savings Fitness Financial Planning Series<ul><li><a href="https://www.youtube.com/watch?v=t5okKFThquw">Setting Financial Goals</a></li><li><a href="https://www.youtube.com/watch?v=f9QyrSgdJu8">Budgeting</a></li><li><a href="https://www.youtube.com/watch?v=V-7ojClANHo">Determining a Target Retirement Saving Rate</a></li><li><a href="https://www.youtube.com/watch?v=dDz6_QJbfBg">Debt Management</a></li></ul></li><li><a href="https://www.youtube.com/watch?v=AvIfTG9Dnuo">Making Your Retirement Look Great</a></li><li><a href="https://www.youtube.com/watch?v=DCdzrI7hGwM">What Do You Want Your Retirement to Look Like</a></li><li><a href="https://www.youtube.com/watch?v=5ARVhBEmAU4">Questions? EBSA has Answers</a> | <a href="https://www.youtube.com/watch?v=cz9MJ--L-88">En Español</a></li></ul></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </article> </div> </div> </div> </main> <footer class="ebsa-footer usa-footer usa-footer--big" role="contentinfo"> <div class="usa-footer__return-to-top container"> <a href="#" class="footer-scroll-to-top"><span>Scroll to Top</span> <i class="fa fa-arrow-circle-o-up" aria-hidden="true"></i></a> </div> <section class="dol-footer-nav"> <div> <div class="panel"> <ul block="block-menu-block-ebsa-footer-menu" class="clearfix dol-footer-nav-menu container"> <li> <a href="/agencies/ebsa/key-topics" class="dol-footer-nav-link" data-drupal-link-system-path="node/104091">Topics</a> </li> <li> <a href="/agencies/ebsa/workers-and-families" class="dol-footer-nav-link" data-drupal-link-system-path="node/104092">Workers</a> </li> <li> <a href="/agencies/ebsa/employers-and-advisers" class="dol-footer-nav-link" 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