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data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79"," https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79 2x"]}"/><source media="(min-width: 768px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79, https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79"," https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79 2x"]}"/><img alt="Warren Buffett is one of the richest people in the world, and perhaps the most prolific investor ever." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_60/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79" srcSet="https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79, https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79 2x" sizes="(max-width: 767px) 80px" data-id="p5ksvo" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79"," https://static.ffx.io/images/$zoom_0.252%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_60%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54a257f480f869e9540b533b058a19d53c711f79 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/buffett-s-499b-cash-hoard-is-an-early-warning-signal-20241122-p5ksvo">Buffett’s $499b cash hoard is an early warning signal</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The Berkshire Hathaway chief executive does not claim to be an expert at market predictions, but he knows when stocks are overpriced.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 23, 2024 – 2.01pm">Nov 23, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Nir Kaissar</li></ul></div><div class="_038354ee21bbc89c6e17 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/big-four-banks-5ux">Big four</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _595a2f1f77c8661f82ef" href="/wealth/investing/bank-stocks-look-58-per-cent-overvalued-20241122-p5ksux"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="https://static.ffx.io/images/$zoom_0.7936%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb, https://static.ffx.io/images/$zoom_0.7936%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7936%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb"," https://static.ffx.io/images/$zoom_0.7936%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x"]}"/><source media="(min-width: 1020px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb, https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb"," https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x"]}"/><source media="(min-width: 768px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb, https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb"," https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x"]}"/><img alt="Shareholders will back growth stories, but only if they trust management can deliver them." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="https://static.ffx.io/images/$zoom_0.7936%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb" srcSet="https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb, https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x" sizes="(max-width: 767px) 80px" data-id="p5ksux" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb"," https://static.ffx.io/images/$zoom_0.4%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_57%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/dcb79f59d8b00bfc267b3a24b34bb49d9b22adfb 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/bank-stocks-look-58-per-cent-overvalued-20241122-p5ksux">Bank stocks look 58 per cent overvalued</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Aussie bank stocks are the dearest in the developed world, according to Barrenjoey. It’s no wonder retail investors are heading for the exits.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 2.57pm">Nov 22, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Christopher Joye</li></ul></div></div><div class="aac649dc09bdaa9686ec"><div class="_624f2e3d8a3506d30f05" data-pb-type="st" data-testid="StoryTileBase"><ul class="_1bab8eda2810aa46f3b8"><li class="_9985ae1bfc984fab3e21" data-pb-type="tg"><a class="_3c75dc4e1fe8f818188f" href="/topic/dating-jbx">Dating</a></li></ul><h3 class="fe3d8bc9ed5ddee0bdc5" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_4477e3b79b00eb62670f" href="/wealth/personal-finance/let-s-get-together-double-our-income-money-is-the-new-dating-trend-20241120-p5ks3o">‘Let’s get together, double our income’: Money is the new dating trend</a></h3><p class="_4052d8297c2efe2a5226" data-pb-type="ab">Love can conquer most things, but can it overcome financial differences? Australia’s singles aren’t so sure.</p><ul class="_1bab8eda2810aa46f3b8 undefined"><li class="_4b19a70f1552c82061d0"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 2.22pm">Nov 22, 2024</time></li><li class="af1ac68bac3f5c77f072" data-testid="StoryTile-Byline">Lucy Dean</li></ul></div><div class="_624f2e3d8a3506d30f05" data-pb-type="st" data-testid="StoryTileBase"><ul class="_1bab8eda2810aa46f3b8"><li class="_9985ae1bfc984fab3e21" data-pb-type="tg"><a class="_3c75dc4e1fe8f818188f" href="/topic/wealth-generation-1nid">Wealth Generation</a></li></ul><h3 class="fe3d8bc9ed5ddee0bdc5" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_4477e3b79b00eb62670f" href="/wealth/investing/1-million-by-50-what-you-need-to-invest-each-month-to-get-there-20241121-p5ksiy">$1m by 50: What you need to invest each month to get there</a></h3><p class="_4052d8297c2efe2a5226" data-pb-type="ab">Identifying the monthly sum needed to eventually reach seven figures offers a simple – but critical – lesson about investing.</p><ul class="_1bab8eda2810aa46f3b8 undefined"><li class="_4b19a70f1552c82061d0"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 12.52pm">Nov 22, 2024</time></li><li class="af1ac68bac3f5c77f072" data-testid="StoryTile-Byline">Lucy Dean</li></ul></div></div><div class="aac649dc09bdaa9686ec"><div class="_624f2e3d8a3506d30f05" data-pb-type="st" data-testid="StoryTileBase"><ul class="_1bab8eda2810aa46f3b8"><li class="_9985ae1bfc984fab3e21" data-pb-type="tg"><a class="_3c75dc4e1fe8f818188f" href="/topic/inheritance-hp7">Inheritance</a></li></ul><h3 class="fe3d8bc9ed5ddee0bdc5" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_4477e3b79b00eb62670f" href="/wealth/personal-finance/hurt-badly-when-fathers-leave-everything-to-their-new-wife-20241106-p5kods">‘Hurt badly’: When Dad leaves everything to his new wife</a></h3><p class="_4052d8297c2efe2a5226" data-pb-type="ab">Two women share their heartbreak at being overlooked in their fathers’ wills and 10 strategies for safeguarding inheritances.</p><ul class="_1bab8eda2810aa46f3b8 undefined"><li class="_4b19a70f1552c82061d0"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 12.05pm">Nov 22, 2024</time></li><li class="af1ac68bac3f5c77f072" data-testid="StoryTile-Byline">Joanna Mather</li></ul></div><div class="_624f2e3d8a3506d30f05" data-pb-type="st" data-testid="StoryTileBase"><ul class="_1bab8eda2810aa46f3b8"><li class="ce3f344dc0a2ae4528d0" data-pb-type="lb">Opinion</li><li class="_9985ae1bfc984fab3e21" data-pb-type="tg"><a class="_3c75dc4e1fe8f818188f" href="/topic/ageing-1mq3">Ageing</a></li></ul><h3 class="fe3d8bc9ed5ddee0bdc5" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_4477e3b79b00eb62670f" href="/wealth/personal-finance/a-psychologist-on-how-to-know-you-re-ready-for-retirement-20241031-p5kmxz">A psychologist on how to know you’re ready for retirement</a></h3><p class="_4052d8297c2efe2a5226" data-pb-type="ab">I’ve spent the past 17 years researching the psychology of retirement and here are nine things to ponder as you plan for the next stage.</p><ul class="_1bab8eda2810aa46f3b8 undefined"><li class="_4b19a70f1552c82061d0"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 5.00am">Nov 22, 2024</time></li><li class="af1ac68bac3f5c77f072" data-testid="StoryTile-Byline">Joanne Earl</li></ul></div></div></div></section><section class="_94d1c15dec541adad1a9" data-contentunit-id="633"><header class="c9fbd5406fd19b2d0fc7" data-testid="ContentUnitHeading-header"><h2 class="c6b8d237b6b29521aa31" data-pb-type="hi" data-testid="ContentUnitHeading-heading">Wealthiest Australians</h2></header><div class="e65826620184983aede9"><div class="_5c396a558bf73420efb0 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/rich-list">Rich List</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2005f8cedccb068f0152" href="/rich-list/the-stock-set-to-propel-one-of-wa-s-richest-back-onto-the-rich-list-20241120-p5ks3m"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac, https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac"," https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x"]}"/><source media="(min-width: 1020px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac, https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac"," https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac, https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac"," https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x"]}"/><img alt="Dr Rohan Hockings and Alan Tribe have led the turnaround of PYC Therapeutics." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="https://static.ffx.io/images/$zoom_0.4578%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_239%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac" srcSet="https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac, https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x" sizes="(max-width: 767px) 80px" data-id="p5ks3m" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac"," https://static.ffx.io/images/$zoom_0.2892%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_296%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a9db55d941dfc3382be409d69405919a8c0da5ac 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/rich-list/the-stock-set-to-propel-one-of-wa-s-richest-back-onto-the-rich-list-20241120-p5ks3m">The stock set to propel one of WA’s richest back onto the Rich List</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Alan Tribe’s net worth has soared in line with ASX-listed PYC Therapeutics, which after more than 23 years in businesses is finally on the edge of success.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 4.43pm">Nov 22, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Yolanda Redrup</li></ul></div><div class="c1030d8cb9d32d5d1419 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Exclusive</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/philanthropy-jan">Philanthropy</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 fbfa2c827b83ef259385" href="/wealth/people/lonely-planet-founders-not-content-with-giving-away-half-their-wealth-20241119-p5krsr"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}"/><source media="(min-width: 1020px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}"/><source media="(min-width: 768px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}"/><img alt="Lonely Planet founders Tony and Maureen Wheeler." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6" srcSet="https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" sizes="(max-width: 767px) 80px" data-id="p5krsr" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/people/lonely-planet-founders-not-content-with-giving-away-half-their-wealth-20241119-p5krsr">Lonely Planet founders not content with giving away half their wealth</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Tony and Maureen Wheeler are doubling down on their commitment to Melbourne’s Wheeler Centre with a big commitment to match donations.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 7.30pm">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Yolanda Redrup</li></ul></div><div class="c1030d8cb9d32d5d1419 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/luxury-property-1mre">Luxury property</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 fbfa2c827b83ef259385" href="/property/residential/the-rich-list-region-that-s-become-sydney-s-hamptons-20241113-p5kqfy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc, https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc"," https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x"]}"/><source media="(min-width: 1020px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc, https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc"," https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x"]}"/><source media="(min-width: 768px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc, https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc"," https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x"]}"/><img alt="Hillview Estate." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc" srcSet="https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc, https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x" sizes="(max-width: 767px) 80px" data-id="p5kqfy" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc"," https://static.ffx.io/images/$zoom_0.4933%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_167%2C$y_166/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e246519a549234e9d8c319c272e621b222abcabc 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/property/residential/the-rich-list-region-that-s-become-sydney-s-hamptons-20241113-p5kqfy">The Rich List region that’s become Sydney’s Hamptons</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The Southern Highlands has become to Sydney what the Hamptons is to New York or the Cotswolds to London, attracting some of the biggest names to its secluded estates.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 5.00am">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Bonnie Campbell</li></ul></div></div></section><div class="_3eaacab240fc7c859667"><div class="adWrapper _4ea0aa84b71a8a06c45e _6aded6db1be9bcec6178" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos2-mobile"></div><div class="" id="adspot-728x90-pos2-tablet"></div><div class="" id="adspot-970x250_728x90-pos2-desktop"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="fc9143f079e6c9fbff81"><div class="_27a003074ab75178dc1d"><div><div class="_8662645e677db65c371c"><h2 class="_48394a646ca0e202e768">This Month</h2></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Exclusive</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/philanthropy-jan">Philanthropy</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/people/lonely-planet-founders-not-content-with-giving-away-half-their-wealth-20241119-p5krsr"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" 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https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}"/><img alt="Lonely Planet founders Tony and Maureen Wheeler." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.8487%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1481%2C$y_407/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6, https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x" sizes="(max-width: 767px) 80px" data-id="p5krsr" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6"," https://static.ffx.io/images/$zoom_0.3969%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_751%2C$y_142/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6777264d0db564ee19d7457541fc964234eab6d6 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/people/lonely-planet-founders-not-content-with-giving-away-half-their-wealth-20241119-p5krsr">Lonely Planet founders not content with giving away half their wealth</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Tony and Maureen Wheeler are doubling down on their commitment to Melbourne’s Wheeler Centre with a big commitment to match donations.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 7.30pm">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Yolanda Redrup</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/fintech-hpb">Fintech</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/investing/trading-can-be-fun-and-expensive-know-when-to-put-down-the-phone-20241121-p5ksix"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a, https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a"," https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a, https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a"," https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a, https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a"," https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x"]}"/><img alt=" " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5298%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_95/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2842%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_109%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a, https://static.ffx.io/images/$zoom_0.2842%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_109%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x" sizes="(max-width: 767px) 80px" data-id="p5ksix" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2842%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_109%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a"," https://static.ffx.io/images/$zoom_0.2842%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_109%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/b8a66a7e7ac5a85c08f79735e46e32c08a0dcc1a 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/trading-can-be-fun-and-expensive-know-when-to-put-down-the-phone-20241121-p5ksix">Investors need to know when to put down the phone</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Smartphone alerts can promote what behaviourists call “overtrading”, shredding your returns – and your nerves.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 2.47pm">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Jonathan Guthrie</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/super-q-a-1mwt">Super Q&A</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/superannuation/can-i-leave-my-adult-children-a-tax-free-super-inheritance-20241116-p5kr4j"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" 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data-srcset="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}"/><img alt="The minimum pension amount begins at 4 per cent for retirees aged under 65." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" sizes="(max-width: 767px) 80px" data-id="p5kr4j" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/can-i-leave-my-adult-children-a-tax-free-super-inheritance-20241116-p5kr4j">How do I make sense of all the different superannuation caps?</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The transfer balance cap is $1.9 million but after you start drawing a pension, there is no limit on investment earnings.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 5.00am">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/superannuation/why-smsfs-might-soon-need-to-load-up-on-cash-20241112-p5kpuy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}"/><img alt="The SMSF Association says more people could be affected by the proposed $3 million super cap. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" sizes="(max-width: 767px) 80px" data-id="p5kpuy" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/why-smsfs-might-soon-need-to-load-up-on-cash-20241112-p5kpuy">Why SMSFs might soon need to load up on cash</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Taxing unrealised capital gains on super balances over $3 million will make cash-flow management extremely difficult.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 5.00am">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Peter Burgess</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined ce0f5cddbf1c8f9a948e c81e405edfb6b5924c4d" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8">Sponsored</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/colonial-first-state-6grx">Colonial First State</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/superannuation/super-and-the-coming-generational-wealth-transfer-20241115-p5kqwv"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}"/><img alt="Before you lock any money away in super, you should consider carefully whether you might need it before you retire, or whether you feel it might be better put to other uses, such as paying off a mortgage or investing elsewhere. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" sizes="(max-width: 767px) 80px" data-id="p5kqwv" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/super-and-the-coming-generational-wealth-transfer-20241115-p5kqwv">Super and the coming generational wealth transfer</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Gens X, Y, and Z are about to come into some money. In what’s become known as the great wealth transfer, in the two decades from 2023 Australia’s over-60s are expected to hand down $6.2 trillion worth of assets to their heirs, says McCrindle.</p><div class="c08a050b12b6d95f43a9"><p>Sponsored </p><p class="_8db05f625298d2b031c9">by Colonial First State</p></div></div><div class="_3eaacab240fc7c859667 _2c60b17438a4fb96eb3f"><div class="adWrapper _4ea0aa84b71a8a06c45e _742e13fe45bf9daf5917" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos3-mobile"></div><div class="" id="adspot-728x90-pos3-tablet"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/investing-1st">Investing</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/how-to-invest-in-the-trump-era-20241119-p5krra"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578, https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578"," https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578, https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578"," https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578, https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578"," https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x"]}"/><img alt="Not only have American stock markets hit record highs but other risk assets have also surged, with bitcoin jumping to its own record high of $US90,000." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3146%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_70%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578, https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_70%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x" sizes="(max-width: 767px) 80px" data-id="p5krra" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_70%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578"," https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_70%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/1684a1fc5843492f19d3ada3e524122a37ddd578 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/how-to-invest-in-the-trump-era-20241119-p5krra">How to invest in the Trump era</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">From bitcoin to navigating the new president’s Tudor court, investors should bear the following in mind.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 19, 2024 – 1.15pm">Nov 19, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Gillian Tett</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/spending-hp0">Spending</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/the-small-luxury-australians-just-won-t-give-up-20241118-p5krgx"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}"/><img alt="Netflix and UberEats are a last bastion of fun for families and young people squeezed by interest rates and rental payments. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" sizes="(max-width: 767px) 80px" data-id="p5krgx" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/the-small-luxury-australians-just-won-t-give-up-20241118-p5krgx">The small luxury Australians just won’t give up</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Australians are hanging onto their subscriptions, reflecting a world in which the little luxuries may be all they have left.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 19, 2024 – 5.00am">Nov 19, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Lucy Dean</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/bond-market-5v3">Bonds</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/investing/bond-investors-may-bet-on-silicon-valley-over-uncle-sam-20241114-p5kqnd"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a, https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a"," https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a, https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a"," https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a, https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a"," https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x"]}"/><img alt="The Department of Government Efficiency could go a long way to determining whether sovereign and institutional investors would rather lend to cash-rich US corporates than Uncle Sam." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.8398%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_621%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.5324%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_615%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a, https://static.ffx.io/images/$zoom_0.5324%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_615%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x" sizes="(max-width: 767px) 80px" data-id="p5kqnd" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.5324%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_615%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a"," https://static.ffx.io/images/$zoom_0.5324%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_615%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/47c867fe210b5736251b5c76e9b4c0492dd1bd4a 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/bond-investors-may-bet-on-silicon-valley-over-uncle-sam-20241114-p5kqnd">Bond investors may bet on Silicon Valley over Uncle Sam</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The US tech sector, which is sitting on a cash balance approaching $US1 trillion, is well-placed to reward – and protect – creditors and shareholders.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 19, 2024 – 5.00am">Nov 19, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Todd Hoare</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/income-tax-5yk">Income tax</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/tax/smaller-tax-refund-this-year-check-your-savings-account-20241104-p5knt6"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 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https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}"/><img alt="Hit by tax because your high-interest saver did too well? Here’s what you can do." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" sizes="(max-width: 767px) 80px" data-id="p5knt6" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/tax/smaller-tax-refund-this-year-check-your-savings-account-20241104-p5knt6">Average tax refund revealed, and why you may receive ‘surprise’ bill</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Bank depositors have had much to celebrate as rates have stayed higher for longer. But with more interest comes more tax. Here are some solutions.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 19, 2024 – 5.00am">Nov 19, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Lucy Dean</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined ce0f5cddbf1c8f9a948e c81e405edfb6b5924c4d" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8">Sponsored</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/keyton-6g2g">Keyton</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/how-retirement-communities-forge-friendships-and-boost-health-20241114-p5kqma"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" 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https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179, https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179"," https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179, https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179"," https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x"]}"/><img alt="The most important factor in terms of housing and reducing loneliness is relationships." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_68/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.7326%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_93%2C$y_79/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179, https://static.ffx.io/images/$zoom_0.7326%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_93%2C$y_79/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x" sizes="(max-width: 767px) 80px" data-id="p5kqma" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.7326%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_93%2C$y_79/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179"," https://static.ffx.io/images/$zoom_0.7326%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_93%2C$y_79/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/21320dbdd55dbfc18d0e49f157488508fee58179 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/how-retirement-communities-forge-friendships-and-boost-health-20241114-p5kqma">How retirement communities forge friendships and boost health</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The importance of ensuring people stay healthier, more engaged, and better connected for longer is becoming clearer.</p><div class="c08a050b12b6d95f43a9"><p>Sponsored </p><p class="_8db05f625298d2b031c9">by Keyton</p></div></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/podcast/how-i-made-it-inside-the-rich-list">How I Made It</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/people/why-this-founder-is-investing-70m-in-start-ups-20240808-p5k0q9"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441, https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441"," https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441, https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441"," 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data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441"," https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441 2x"]}"/><img alt="Dom Pym has founded more than 22 companies, but you probably only know him as the guy who built neobank Up." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3575%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_1094%2C$y_98/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2716%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_1061%2C$y_49/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441, https://static.ffx.io/images/$zoom_0.2716%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_1061%2C$y_49/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441 2x" sizes="(max-width: 767px) 80px" data-id="p5k0q9" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2716%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_1061%2C$y_49/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441"," https://static.ffx.io/images/$zoom_0.2716%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_1061%2C$y_49/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/50e4825db2803a341d414f22bd2ec865a7e90441 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/people/why-this-founder-is-investing-70m-in-start-ups-20240808-p5k0q9">‘If we lose everything, we can just get a regular job’</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">From a childhood that was “pretty tough” in parts, Dom Pym founded 22 companies including neobank Up, which he sold for $116 million. Now he wants to elevate Australia’s venture ecosystem.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 17, 2024 – 11.00am">Nov 17, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Yolanda Redrup</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/interest-rates-5yo">Interest rates</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/investing/interest-rates-could-be-3-percentage-points-higher-under-trump-20241115-p5kqzx"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7, https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7"," https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7, https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7"," https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7, https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7"," https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x"]}"/><img alt="Federal Reserve chairman Jerome Powell has delivered another rate cut that will push shares higher." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3147%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_171/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_35%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7, https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_35%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x" sizes="(max-width: 767px) 80px" data-id="p5kqzx" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_35%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7"," https://static.ffx.io/images/$zoom_0.1531%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_35%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/cd67c4cd53ee8ec673dae717636678aca27f2da7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/interest-rates-could-be-3-percentage-points-higher-under-trump-20241115-p5kqzx">Why interest rates could be higher under Trump</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">New research finds that Trump’s policies could drive rates much higher than markets are assuming.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 15, 2024 – 2.53pm">Nov 15, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Christopher Joye</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/superannuation/why-more-retirees-might-dodge-the-death-tax-on-super-20241106-p5kocy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}"/><img alt="If a member of a super fund dies, the death benefit payable on their death can be received tax-free by only their dependants." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" sizes="(max-width: 767px) 80px" data-id="p5kocy" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/why-more-retirees-might-dodge-the-death-tax-on-super-20241106-p5kocy">Why more retirees might dodge the death tax on super</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Forcing people with superannuation balances above $3 million to pay more tax will give rise to a range of new strategies.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 15, 2024 – 5.00am">Nov 15, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Michael Hutton</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/superannuation-62e">Superannuation</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/this-super-loophole-can-create-tax-free-money-for-the-kids-20241021-p5kk22"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55, https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55"," https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55, https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55"," https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55, https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55"," https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x"]}"/><img alt="Super recontributions are growing in popularity." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.798%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_163%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_114%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_114%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x" sizes="(max-width: 767px) 80px" data-id="p5kk22" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_114%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_114%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/98e096f7018336dcdaf0c6a78c1b48af890dcc55 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/this-super-loophole-can-create-tax-free-money-for-the-kids-20241021-p5kk22">This super loophole can create tax-free money for the kids </a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">There has been a surge in the number of people using so-called recontribution strategies, which allow older Australians to wash tax from super inheritances.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 15, 2024 – 5.00am">Nov 15, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Michelle Bowes</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/rich-families-hwx">Rich families</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/signs-you-re-raising-entitled-brats-and-what-to-do-about-it-20241015-p5kibj"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6, https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6"," https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6, https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6"," https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6, https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6"," https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x"]}"/><img alt="Owen Hereford is determined to raise his three daughters Grace, Elizabeth and Bella without a sense of entitlement." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3901%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_198%2C$y_116/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1417%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_75%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6, https://static.ffx.io/images/$zoom_0.1417%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_75%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x" sizes="(max-width: 767px) 80px" data-id="p5kibj" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1417%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_75%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6"," https://static.ffx.io/images/$zoom_0.1417%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_75%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/202816c6b1166b999b61369dd69da5c7a60cb8e6 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/signs-you-re-raising-entitled-brats-and-what-to-do-about-it-20241015-p5kibj">Signs you’re raising entitled brats (and how to avoid it)</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Keeping children grounded and helping them understand the value of money is a perennial problem for wealthy parents. This dad reckons he has the answers.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 15, 2024 – 5.00am">Nov 15, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Michelle Bowes</li></ul></div><div class="_3eaacab240fc7c859667 _2c60b17438a4fb96eb3f"><div class="adWrapper _4ea0aa84b71a8a06c45e _742e13fe45bf9daf5917" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos4-mobile"></div><div class="" id="adspot-728x90-pos4-tablet"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/chanticleer">Chanticleer</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/chanticleer/cbus-puts-super-sector-on-the-edge-of-a-systemic-scandal-20241113-p5kqef"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}"/><img alt="The growing power of the super sector raises some big questions." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" sizes="(max-width: 767px) 80px" data-id="p5kqef" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/chanticleer/cbus-puts-super-sector-on-the-edge-of-a-systemic-scandal-20241113-p5kqef">Cbus puts super sector on the edge of a systemic scandal</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The banking royal commission taught us seemingly innocuous problems can have huge ramifications. The super sector may be about to learn that lesson.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 14, 2024 – 5.00am">Nov 14, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">James Thomson</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/super-q-a-1mwt">Super Q&A</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/superannuation/we-have-5m-in-super-as-a-couple-how-can-we-minimise-tax-20241106-p5kodp"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}"/><img alt="Since your wife is over 65, she can start a pension at any time but will need to withdraw 5 per cent of the balance each year. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" sizes="(max-width: 767px) 80px" data-id="p5kodp" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/we-have-5m-in-super-as-a-couple-how-can-we-minimise-tax-20241106-p5kodp">We have $5m in super as a couple. How can we contribute more?</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The maximum amount of super that can be transferred into a tax-free pension account is $1.9 million, although investment earnings can grow the balance without penalty.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 14, 2024 – 5.00am">Nov 14, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/money-psychology-hok">Money psychology</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/i-m-worth-millions-but-i-still-fret-about-money-20241031-p5kmvx"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2, https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2"," https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2, https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2"," https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2, https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2"," https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x"]}"/><img alt="Stephen Pastor is working hard to reframe his attitude to money. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3987%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_871%2C$y_243/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2528%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_696%2C$y_153/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2, https://static.ffx.io/images/$zoom_0.2528%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_696%2C$y_153/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x" sizes="(max-width: 767px) 80px" data-id="p5kmvx" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2528%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_696%2C$y_153/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f249605600286762eea06ebb15591964d72018c2"," https://static.ffx.io/images/$zoom_0.2528%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_696%2C$y_153/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f249605600286762eea06ebb15591964d72018c2 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/i-m-worth-millions-but-i-still-fret-about-money-20241031-p5kmvx">‘I’m worth millions but I still fret about money’</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Money mindsets are established early in life and can lead to poor financial decision-making, but there are ways to reframe your approach.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 13, 2024 – 5.00am">Nov 13, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Joanna Mather</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/property-market-60w">Property market</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/spoiler-alert-interest-rate-cuts-will-be-small-and-slow-20241108-p5kowc"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880, https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880"," https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880, https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880"," https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880, https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880"," https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x"]}"/><img alt="Interest rate movements often have a greater effect on sentiment than affordability." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.4272%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_645/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1524%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_0%2C$y_136/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880, https://static.ffx.io/images/$zoom_0.1524%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_0%2C$y_136/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x" sizes="(max-width: 767px) 80px" data-id="p5kowc" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1524%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_0%2C$y_136/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880"," https://static.ffx.io/images/$zoom_0.1524%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_0%2C$y_136/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/15b71a4d8ea173d901b30ab6d3ff74724bd21880 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/spoiler-alert-interest-rate-cuts-will-be-small-and-slow-20241108-p5kowc">Spoiler alert: interest rate cuts will be small and slow</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">What property investors need to know is that interest rate increases often come in clusters, but drops tend to be far more spread out.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 12, 2024 – 5.00am">Nov 12, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Jarrod McCabe</li></ul></div><div class="_15cb1b1fe0851fb5c235 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/us-election-2024">US Votes 2024</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _381207b677299473adbb" href="/wealth/personal-finance/what-trump-s-victory-means-for-your-money-20241107-p5kolp"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}"/><img alt="He’s back. A Trump presidency will shake up global trade and markets, but investors warn against making sudden moves." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" sizes="(max-width: 767px) 80px" data-id="p5kolp" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/what-trump-s-victory-means-for-your-money-20241107-p5kolp">What Trump’s victory means for your money</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">From a sugar-hit to your super, to higher-for-longer interest rates, and a trade-war on the horizon, here’s what Trump 2.0 means for your finances.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 10, 2024 – 1.42pm">Nov 10, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Lucy Dean, Michelle Bowes and Joanna Mather</li></ul></div><div class="f0a71fc7bd82328380f3"><button class="d0aa8c5cf08c6713183b" data-testid="ShowMoreButton" type="button"><span class="bf0e3c16fff74868d16c" data-testid="ShowMoreButton-text">Show More</span></button></div></div></div><aside class="e8f59d66ff824dd7b4ea" id="stickyContainer"><div><section class="f54e150508868b542f4e" data-contentunit-id="634"><header class="c33a4ada1e54342c2c8e" data-testid="ContentUnitHeading-header"><h2 class="_90f718e7d0298848dd1b" data-pb-type="hi" data-testid="ContentUnitHeading-heading">Most viewed in Wealth</h2></header><ol class="bd01136af1526a08c941"><li class="_51952763bf93928df3d0" data-pb-type="st"><div class="e43a5767a7f219b9ef5a"><h3 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1.872.554 1.872 1.583 0 .888-.641 1.208-.962 1.37l1.096 2.351h-1.178l-1-2.151h-.47v2.151h-1.134zm1.127.866V3.21h.179c.455 0 1.126 0 1.126-.731 0-.52-.29-.732-.969-.732zM73.133.88h1.433l1.588 5.304H75.02l-.35-1.2h-1.79l-.35 1.2h-.941zm.627 1.087-.656 2.236h1.327zM78.228.88h1.127v4.31h2.543v.994h-3.67zm5.194 0h2.439v.554h-.649V5.63h.657v.554h-2.447v-.554h.664V1.435h-.664zm5.61 0h1.433l1.588 5.304H90.92l-.352-1.2h-1.79l-.35 1.2h-.94zm.627 1.087-.657 2.236h1.328zM94.254.88h1.201l1.73 3.359V.88h1.053v5.305H97.2l-1.895-3.628v3.628h-1.052zm71.371-.006c1.365 0 2.496 1.19 2.496 2.624 0 1.433-1.131 2.623-2.496 2.623s-2.495-1.19-2.495-2.623 1.13-2.624 2.495-2.624"></path></svg><span class="_26c25e0b12e74d0a9c93">The Australian Financial Review Magazine</span></a></h2></header><div class="_7d871b0088b82f7f587d" data-pb-type="st" data-testid="StoryTileBaseImageLed"><a tabindex="-1" class="_0c5ddbeb4a430fb3021d" 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