CINXE.COM

<!DOCTYPE html> <html class="avada-html-layout-wide avada-html-header-position-top avada-is-100-percent-template" lang="en-US" prefix="og: http://ogp.me/ns# fb: http://ogp.me/ns/fb#"> <head> <meta http-equiv="X-UA-Compatible" content="IE=edge" /> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <script type="text/javascript"> /* <![CDATA[ */ var gform;gform||(document.addEventListener("gform_main_scripts_loaded",function(){gform.scriptsLoaded=!0}),window.addEventListener("DOMContentLoaded",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,initializeOnLoaded:function(o){gform.domLoaded&&gform.scriptsLoaded?o():!gform.domLoaded&&gform.scriptsLoaded?window.addEventListener("DOMContentLoaded",o):document.addEventListener("gform_main_scripts_loaded",o)},hooks:{action:{},filter:{}},addAction:function(o,n,r,t){gform.addHook("action",o,n,r,t)},addFilter:function(o,n,r,t){gform.addHook("filter",o,n,r,t)},doAction:function(o){gform.doHook("action",o,arguments)},applyFilters:function(o){return gform.doHook("filter",o,arguments)},removeAction:function(o,n){gform.removeHook("action",o,n)},removeFilter:function(o,n,r){gform.removeHook("filter",o,n,r)},addHook:function(o,n,r,t,i){null==gform.hooks[o][n]&&(gform.hooks[o][n]=[]);var e=gform.hooks[o][n];null==i&&(i=n+"_"+e.length),gform.hooks[o][n].push({tag:i,callable:r,priority:t=null==t?10:t})},doHook:function(n,o,r){var t;if(r=Array.prototype.slice.call(r,1),null!=gform.hooks[n][o]&&((o=gform.hooks[n][o]).sort(function(o,n){return o.priority-n.priority}),o.forEach(function(o){"function"!=typeof(t=o.callable)&&(t=window[t]),"action"==n?t.apply(null,r):r[0]=t.apply(null,r)})),"filter"==n)return r[0]},removeHook:function(o,n,t,i){var r;null!=gform.hooks[o][n]&&(r=(r=gform.hooks[o][n]).filter(function(o,n,r){return!!(null!=i&&i!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][n]=r)}}); /* ]]> */ </script> <meta name="viewport" content="width=device-width, initial-scale=1" /> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' />  <title>Become a Squawkfox Insider - Squawkfox</title> <link rel="canonical" href="https://www.squawkfox.com/squawkfox-insider/" /> <meta property="og:locale" content="en_US" /> <meta property="og:type" content="article" /> <meta property="og:title" content="Become a Squawkfox Insider" /> <meta property="og:url" content="https://www.squawkfox.com/squawkfox-insider/" /> <meta property="og:site_name" content="Squawkfox" /> <meta property="article:publisher" content="https://www.facebook.com/squawkfox" /> <meta property="article:modified_time" content="2023-01-02T06:07:32+00:00" /> <meta property="og:image" content="https://www.squawkfox.com/wp-content/uploads/2022/10/squawkfox-insider-v2.png" /> <meta property="og:image:width" content="1280" /> <meta property="og:image:height" content="720" /> <meta property="og:image:type" content="image/png" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:site" content="@squawkfox" /> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"WebPage","@id":"https://www.squawkfox.com/squawkfox-insider/","url":"https://www.squawkfox.com/squawkfox-insider/","name":"Become a Squawkfox Insider - Squawkfox","isPartOf":{"@id":"https://www.squawkfox.com/#website"},"primaryImageOfPage":{"@id":"https://www.squawkfox.com/squawkfox-insider/#primaryimage"},"image":{"@id":"https://www.squawkfox.com/squawkfox-insider/#primaryimage"},"thumbnailUrl":"https://www.squawkfox.com/wp-content/uploads/2022/10/squawkfox-insider-v2.png","datePublished":"2020-05-19T03:56:14+00:00","dateModified":"2023-01-02T06:07:32+00:00","breadcrumb":{"@id":"https://www.squawkfox.com/squawkfox-insider/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https://www.squawkfox.com/squawkfox-insider/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https://www.squawkfox.com/squawkfox-insider/#primaryimage","url":"https://www.squawkfox.com/wp-content/uploads/2022/10/squawkfox-insider-v2.png","contentUrl":"https://www.squawkfox.com/wp-content/uploads/2022/10/squawkfox-insider-v2.png","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https://www.squawkfox.com/squawkfox-insider/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.squawkfox.com/"},{"@type":"ListItem","position":2,"name":"Become a Squawkfox Insider"}]},{"@type":"WebSite","@id":"https://www.squawkfox.com/#website","url":"https://www.squawkfox.com/","name":"Squawkfox","description":"Where money is sexy, delicious, and fun.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.squawkfox.com/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}</script>  <link rel="alternate" type="application/rss+xml" title="Squawkfox » Feed" href="https://www.squawkfox.com/feed/" /> <link rel="alternate" type="application/rss+xml" title="Squawkfox » Comments Feed" href="https://www.squawkfox.com/comments/feed/" /> <meta name="description" content="Get A Fresh Start With Your Money! Download our FREE Budget Bundle to get the clarity you need to reduce debt and increase financial wellness. Plus, join 25,000 subscribers and get our award-winning content. Unsub in"/> <meta property="og:locale" content="en_US"/> <meta property="og:type" content="article"/> <meta property="og:site_name" content="Squawkfox"/> <meta property="og:title" content="Become a Squawkfox Insider - Squawkfox"/> <meta property="og:description" content="Get A Fresh Start With Your Money! Download our FREE Budget Bundle to get the clarity you need to reduce debt and increase financial wellness. Plus, join 25,000 subscribers and get our award-winning content. Unsub in"/> <meta property="og:url" content="https://www.squawkfox.com/squawkfox-insider/"/> <meta property="article:modified_time" content="2023-01-02T06:07:32-08:00"/> <meta property="og:image" content="https://www.squawkfox.com/wp-content/uploads/2022/10/squawkfox-insider-v2.png"/> <meta property="og:image:width" content="1280"/> <meta property="og:image:height" content="720"/> <meta property="og:image:type" content="image/png"/>  <script src="//www.googletagmanager.com/gtag/js?id=G-BG62LNWYSG" data-cfasync="false" data-wpfc-render="false" type="text/javascript" async></script> <script data-cfasync="false" data-wpfc-render="false" type="text/javascript"> var mi_version = '9.2.1'; var mi_track_user = true; var mi_no_track_reason = ''; var MonsterInsightsDefaultLocations = {"page_location":"https:\/\/www.squawkfox.com\/squawkfox-insider\/"}; if ( typeof MonsterInsightsPrivacyGuardFilter === 'function' ) { var MonsterInsightsLocations = (typeof MonsterInsightsExcludeQuery === 'object') ? MonsterInsightsPrivacyGuardFilter( MonsterInsightsExcludeQuery ) : MonsterInsightsPrivacyGuardFilter( MonsterInsightsDefaultLocations ); } else { var MonsterInsightsLocations = (typeof MonsterInsightsExcludeQuery === 'object') ? MonsterInsightsExcludeQuery : MonsterInsightsDefaultLocations; } var disableStrs = [ 'ga-disable-G-BG62LNWYSG', ]; /* Function to detect opted out users */ function __gtagTrackerIsOptedOut() { for (var index = 0; index < disableStrs.length; index++) { if (document.cookie.indexOf(disableStrs[index] + '=true') > -1) { return true; } } return false; } /* Disable tracking if the opt-out cookie exists. */ if (__gtagTrackerIsOptedOut()) { for (var index = 0; index < disableStrs.length; index++) { window[disableStrs[index]] = true; } } /* Opt-out function */ function __gtagTrackerOptout() { for (var index = 0; index < disableStrs.length; index++) { document.cookie = disableStrs[index] + '=true; expires=Thu, 31 Dec 2099 23:59:59 UTC; path=/'; window[disableStrs[index]] = true; } } if ('undefined' === typeof gaOptout) { function gaOptout() { __gtagTrackerOptout(); } } window.dataLayer = window.dataLayer || []; window.MonsterInsightsDualTracker = { helpers: {}, trackers: {}, }; if (mi_track_user) { function __gtagDataLayer() { dataLayer.push(arguments); } function __gtagTracker(type, name, parameters) { if (!parameters) { parameters = {}; } if (parameters.send_to) { __gtagDataLayer.apply(null, arguments); return; } if (type === 'event') { parameters.send_to = monsterinsights_frontend.v4_id; var hookName = name; if (typeof parameters['event_category'] !== 'undefined') { hookName = parameters['event_category'] + ':' + name; } if (typeof MonsterInsightsDualTracker.trackers[hookName] !== 'undefined') { MonsterInsightsDualTracker.trackers[hookName](parameters); } else { __gtagDataLayer('event', name, parameters); } } else { __gtagDataLayer.apply(null, arguments); } } __gtagTracker('js', new Date()); __gtagTracker('set', { 'developer_id.dZGIzZG': true, }); if ( MonsterInsightsLocations.page_location ) { __gtagTracker('set', MonsterInsightsLocations); } __gtagTracker('config', 'G-BG62LNWYSG', {"forceSSL":"true"} ); window.gtag = __gtagTracker; (function () { /* https://developers.google.com/analytics/devguides/collection/analyticsjs/ */ /* ga and __gaTracker compatibility shim. */ var noopfn = function () { return null; }; var newtracker = function () { return new Tracker(); }; var Tracker = function () { return null; }; var p = Tracker.prototype; p.get = noopfn; p.set = noopfn; p.send = function () { var args = Array.prototype.slice.call(arguments); args.unshift('send'); __gaTracker.apply(null, args); }; var __gaTracker = function () { var len = arguments.length; if (len === 0) { return; } var f = arguments[len - 1]; if (typeof f !== 'object' || f === null || typeof f.hitCallback !== 'function') { if ('send' === arguments[0]) { var hitConverted, hitObject = false, action; if ('event' === arguments[1]) { if ('undefined' !== typeof arguments[3]) { hitObject = { 'eventAction': arguments[3], 'eventCategory': arguments[2], 'eventLabel': arguments[4], 'value': arguments[5] ? arguments[5] : 1, } } } if ('pageview' === arguments[1]) { if ('undefined' !== typeof arguments[2]) { hitObject = { 'eventAction': 'page_view', 'page_path': arguments[2], } } } if (typeof arguments[2] === 'object') { hitObject = arguments[2]; } if (typeof arguments[5] === 'object') { Object.assign(hitObject, arguments[5]); } if ('undefined' !== typeof arguments[1].hitType) { hitObject = arguments[1]; if ('pageview' === hitObject.hitType) { hitObject.eventAction = 'page_view'; } } if (hitObject) { action = 'timing' === arguments[1].hitType ? 'timing_complete' : hitObject.eventAction; hitConverted = mapArgs(hitObject); __gtagTracker('event', action, hitConverted); } } return; } function mapArgs(args) { var arg, hit = {}; var gaMap = { 'eventCategory': 'event_category', 'eventAction': 'event_action', 'eventLabel': 'event_label', 'eventValue': 'event_value', 'nonInteraction': 'non_interaction', 'timingCategory': 'event_category', 'timingVar': 'name', 'timingValue': 'value', 'timingLabel': 'event_label', 'page': 'page_path', 'location': 'page_location', 'title': 'page_title', 'referrer' : 'page_referrer', }; for (arg in args) { if (!(!args.hasOwnProperty(arg) || !gaMap.hasOwnProperty(arg))) { hit[gaMap[arg]] = args[arg]; } else { hit[arg] = args[arg]; } } return hit; } try { f.hitCallback(); } catch (ex) { } }; __gaTracker.create = newtracker; __gaTracker.getByName = newtracker; __gaTracker.getAll = function () { return []; }; __gaTracker.remove = noopfn; __gaTracker.loaded = true; window['__gaTracker'] = __gaTracker; })(); } else { console.log(""); (function () { function __gtagTracker() { return null; } window['__gtagTracker'] = __gtagTracker; window['gtag'] = __gtagTracker; })(); } </script>  <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/www.squawkfox.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.6.2"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='linkssc-style-css' href='https://www.squawkfox.com/wp-content/plugins/links-shortcode/links-shortcode.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='squawkfox_calc-css' href='https://www.squawkfox.com/wp-content/plugins/squawkfox-plugin-calculators/style/squawkfox-calculators.css?ver=0.1' type='text/css' media='all' /> <link rel='stylesheet' id='squawkfox_callouts-css' href='https://www.squawkfox.com/wp-content/plugins/squawkfox-plugin-callouts/squawkfox-callouts.css?ver=0.2' type='text/css' media='all' /> <link rel='stylesheet' id='squawkfox_yt-css' href='https://www.squawkfox.com/wp-content/plugins/squawkfox-plugin-youtube-transcript/squawkfox-yt.css?ver=0.1' type='text/css' media='all' /> <link rel='stylesheet' id='simple-social-icons-font-css' href='https://www.squawkfox.com/wp-content/plugins/simple-social-icons/css/style.css?ver=3.0.2' type='text/css' media='all' /> <link rel='stylesheet' id='child-style-css' href='https://www.squawkfox.com/wp-content/themes/squawkfox-avada-child/style.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='fusion-dynamic-css-css' href='https://www.squawkfox.com/wp-content/uploads/fusion-styles/531ca6f01285974eaf0c7cee45167488.min.css?ver=3.11.11' type='text/css' media='all' /> <script type="text/javascript" src="https://www.squawkfox.com/wp-content/plugins/google-analytics-for-wordpress/assets/js/frontend-gtag.min.js?ver=9.2.1" id="monsterinsights-frontend-script-js" async="async" data-wp-strategy="async"></script> <script data-cfasync="false" data-wpfc-render="false" type="text/javascript" id='monsterinsights-frontend-script-js-extra'>/* <![CDATA[ */ var monsterinsights_frontend = {"js_events_tracking":"true","download_extensions":"pdf,xls,doc,xlsx,docx,pptx,zip,mp3","inbound_paths":"[]","home_url":"https:\/\/www.squawkfox.com","hash_tracking":"false","v4_id":"G-BG62LNWYSG"};/* ]]> */ </script> <script type="text/javascript" src="https://www.squawkfox.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://www.squawkfox.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <script type="text/javascript" defer='defer' src="https://www.squawkfox.com/wp-content/plugins/gravityforms/js/jquery.json.min.js?ver=2.6.6.1" id="gform_json-js"></script> <script type="text/javascript" id="gform_gravityforms-js-extra"> /* <![CDATA[ */ var gf_global = {"gf_currency_config":{"name":"Canadian Dollar","symbol_left":"$","symbol_right":"CAD","symbol_padding":" ","thousand_separator":",","decimal_separator":".","decimals":2,"code":"CAD"},"base_url":"https:\/\/www.squawkfox.com\/wp-content\/plugins\/gravityforms","number_formats":[],"spinnerUrl":"https:\/\/www.squawkfox.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg","strings":{"newRowAdded":"New row added.","rowRemoved":"Row removed","formSaved":"The form has been saved. The content contains the link to return and complete the form."}}; var gform_i18n = {"datepicker":{"days":{"monday":"Mon","tuesday":"Tue","wednesday":"Wed","thursday":"Thu","friday":"Fri","saturday":"Sat","sunday":"Sun"},"months":{"january":"January","february":"February","march":"March","april":"April","may":"May","june":"June","july":"July","august":"August","september":"September","october":"October","november":"November","december":"December"},"firstDay":1,"iconText":"Select date"}}; var gf_legacy_multi = {"3":""}; var gform_gravityforms = {"strings":{"invalid_file_extension":"This type of file is not allowed. Must be one of the following:","delete_file":"Delete this file","in_progress":"in progress","file_exceeds_limit":"File exceeds size limit","illegal_extension":"This type of file is not allowed.","max_reached":"Maximum number of files reached","unknown_error":"There was a problem while saving the file on the server","currently_uploading":"Please wait for the uploading to complete","cancel":"Cancel","cancel_upload":"Cancel this upload","cancelled":"Cancelled"},"vars":{"images_url":"https:\/\/www.squawkfox.com\/wp-content\/plugins\/gravityforms\/images"}}; /* ]]> */ </script> <script type="text/javascript" id="gform_gravityforms-js-before"> /* <![CDATA[ */ /* ]]> */ </script> <script type="text/javascript" defer='defer' src="https://www.squawkfox.com/wp-content/plugins/gravityforms/js/gravityforms.min.js?ver=2.6.6.1" id="gform_gravityforms-js"></script> <link rel="https://api.w.org/" href="https://www.squawkfox.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://www.squawkfox.com/wp-json/wp/v2/pages/12224" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.squawkfox.com/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.6.2" /> <link rel='shortlink' href='https://www.squawkfox.com/?p=12224' /> <link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://www.squawkfox.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.squawkfox.com%2Fsquawkfox-insider%2F" /> <link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://www.squawkfox.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.squawkfox.com%2Fsquawkfox-insider%2F&format=xml" />  <meta name="copyright" content="Copyright 2008 - 2024 Kerry K. Taylor"> <meta content="76S3BgPBgJM2ayMC4epcvtykDB0iR/HOaPKCCSee+go=" name="verify-v1"/> <meta name="ahrefs-site-verification" content="f76169289d199c85df17f7f56e6f5b65d9441424f19b6c3b9355da77205d7833"> <meta name="ahrefs-site-verification" content="284fb684e6718ba2286631bc536b6a8e3ed549aa04b02bed74df4210c354a4bb"> <meta name="p:domain_verify" content="0c0981b094bc2cef029f792aaa9897e9"/> <link rel="me" href="https://mastodon.cloud/@squawkfox" />  <style type="text/css" id="css-fb-visibility">@media screen and (max-width: 640px){.fusion-no-small-visibility{display:none !important;}body .sm-text-align-center{text-align:center !important;}body .sm-text-align-left{text-align:left !important;}body .sm-text-align-right{text-align:right !important;}body .sm-flex-align-center{justify-content:center !important;}body .sm-flex-align-flex-start{justify-content:flex-start !important;}body .sm-flex-align-flex-end{justify-content:flex-end !important;}body .sm-mx-auto{margin-left:auto !important;margin-right:auto !important;}body .sm-ml-auto{margin-left:auto !important;}body .sm-mr-auto{margin-right:auto !important;}body .fusion-absolute-position-small{position:absolute;top:auto;width:100%;}.awb-sticky.awb-sticky-small{ position: sticky; top: var(--awb-sticky-offset,0); }}@media screen and (min-width: 641px) and (max-width: 1024px){.fusion-no-medium-visibility{display:none !important;}body .md-text-align-center{text-align:center !important;}body .md-text-align-left{text-align:left !important;}body .md-text-align-right{text-align:right !important;}body .md-flex-align-center{justify-content:center !important;}body .md-flex-align-flex-start{justify-content:flex-start !important;}body .md-flex-align-flex-end{justify-content:flex-end !important;}body .md-mx-auto{margin-left:auto !important;margin-right:auto !important;}body .md-ml-auto{margin-left:auto !important;}body .md-mr-auto{margin-right:auto !important;}body .fusion-absolute-position-medium{position:absolute;top:auto;width:100%;}.awb-sticky.awb-sticky-medium{ position: sticky; top: var(--awb-sticky-offset,0); }}@media screen and (min-width: 1025px){.fusion-no-large-visibility{display:none !important;}body .lg-text-align-center{text-align:center !important;}body .lg-text-align-left{text-align:left !important;}body .lg-text-align-right{text-align:right !important;}body .lg-flex-align-center{justify-content:center !important;}body .lg-flex-align-flex-start{justify-content:flex-start !important;}body .lg-flex-align-flex-end{justify-content:flex-end !important;}body .lg-mx-auto{margin-left:auto !important;margin-right:auto !important;}body .lg-ml-auto{margin-left:auto !important;}body .lg-mr-auto{margin-right:auto !important;}body .fusion-absolute-position-large{position:absolute;top:auto;width:100%;}.awb-sticky.awb-sticky-large{ position: sticky; top: var(--awb-sticky-offset,0); }}</style><link rel="icon" href="https://www.squawkfox.com/wp-content/uploads/2021/12/cropped-squawkfox-favicon-1-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.squawkfox.com/wp-content/uploads/2021/12/cropped-squawkfox-favicon-1-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.squawkfox.com/wp-content/uploads/2021/12/cropped-squawkfox-favicon-1-180x180.png" /> <meta name="msapplication-TileImage" content="https://www.squawkfox.com/wp-content/uploads/2021/12/cropped-squawkfox-favicon-1-270x270.png" /> <script type="text/javascript"> var doc = document.documentElement; doc.setAttribute( 'data-useragent', navigator.userAgent ); </script> </head> <body class="page-template page-template-100-width page-template-100-width-php page page-id-12224 squawkfox-theme-light fusion-image-hovers fusion-pagination-sizing fusion-button_type-flat fusion-button_span-no fusion-button_gradient-linear avada-image-rollover-circle-yes avada-image-rollover-no fusion-body ltr no-mobile-sticky-header no-mobile-slidingbar no-mobile-totop avada-has-rev-slider-styles fusion-disable-outline fusion-sub-menu-fade mobile-logo-pos-left layout-wide-mode avada-has-boxed-modal-shadow-none layout-scroll-offset-full avada-has-zero-margin-offset-top fusion-top-header menu-text-align-center mobile-menu-design-modern fusion-show-pagination-text fusion-header-layout-v6 avada-responsive avada-footer-fx-none avada-menu-highlight-style-bar fusion-search-form-classic fusion-main-menu-search-overlay fusion-avatar-square avada-sticky-shrinkage avada-dropdown-styles avada-blog-layout-grid avada-blog-archive-layout-grid avada-header-shadow-no avada-menu-icon-position-right avada-has-megamenu-shadow avada-has-mainmenu-dropdown-divider avada-has-header-100-width avada-has-mobile-menu-search avada-has-main-nav-search-icon avada-has-breadcrumb-mobile-hidden avada-has-titlebar-hide avada-has-pagination-padding avada-flyout-menu-direction-right avada-ec-views-v1" data-awb-post-id="12224"> <a class="skip-link screen-reader-text" href="#content">Skip to content</a> <div id="boxed-wrapper"> <div id="wrapper" class="fusion-wrapper"> <div id="home" style="position:relative;top:-1px;"></div> <header class="fusion-header-wrapper"> <div class="fusion-header-v6 fusion-logo-alignment fusion-logo-left fusion-sticky-menu- fusion-sticky-logo- fusion-mobile-logo-1 fusion-header-has-flyout-menu"> <div class="fusion-header-sticky-height"></div> <div class="fusion-header"> <div class="fusion-row"> <div class="fusion-header-v6-content fusion-header-has-flyout-menu-content"> <a href="/" class="squawkfox-logo"><span class="logo-squawk">Squawk</span><span class="logo-fox">fox.</span></a> <nav class="fusion-main-menu" aria-label="Main Menu"><ul id="menu-top-nav-main" class="fusion-menu squawkfox-main-nav"><li id="menu-item-12649" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12649" data-item-id="12649"><a href="https://www.squawkfox.com/about/" class="fusion-bar-highlight"><span class="menu-text">About</span></a></li><li id="menu-item-12650" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12650" data-item-id="12650"><a href="https://www.squawkfox.com/blog/" class="fusion-bar-highlight"><span class="menu-text">Blog</span></a></li><li id="menu-item-12651" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12651" data-item-id="12651"><a href="https://www.squawkfox.com/cash-and-kerry/" class="fusion-bar-highlight"><span class="menu-text">Podcast</span></a></li><li id="menu-item-12653" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12653" data-item-id="12653"><a href="https://www.squawkfox.com/keynote-speaker/" class="fusion-bar-highlight"><span class="menu-text">Speaking</span></a></li><li id="menu-item-17221" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-17221 fusion-flyout-menu-item-last" data-item-id="17221"><a href="https://www.squawkfox.com/newsletter/" class="fusion-bar-highlight"><span class="menu-text">Newsletter</span></a></li></ul></nav> <div class="fusion-flyout-menu-icons"> <div class="fusion-flyout-search-toggle"> <div class="fusion-toggle-icon"> <div class="fusion-toggle-icon-line"></div> <div class="fusion-toggle-icon-line"></div> <div class="fusion-toggle-icon-line"></div> </div> <a class="fusion-icon fusion-icon-search" aria-hidden="true" aria-label="Toggle Search" href="#"></a> </div> <a class="fusion-flyout-menu-toggle" aria-hidden="true" aria-label="Toggle Menu" href="#"> <div class="fusion-toggle-icon-line"></div> <div class="fusion-toggle-icon-line"></div> <div class="fusion-toggle-icon-line"></div> </a> </div> </div> <div class="fusion-main-menu fusion-flyout-menu" role="navigation" aria-label="Main Menu"> <ul id="mobile-nav-menu" class="fusion-menu"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12649 squawkfox-primary-menu" data-item-id="12649"><a href="https://www.squawkfox.com/about/" class="fusion-bar-highlight"><span class="menu-text">About</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12650 squawkfox-primary-menu" data-item-id="12650"><a href="https://www.squawkfox.com/blog/" class="fusion-bar-highlight"><span class="menu-text">Blog</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12651 squawkfox-primary-menu" data-item-id="12651"><a href="https://www.squawkfox.com/cash-and-kerry/" class="fusion-bar-highlight"><span class="menu-text">Podcast</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12653 squawkfox-primary-menu" data-item-id="12653"><a href="https://www.squawkfox.com/keynote-speaker/" class="fusion-bar-highlight"><span class="menu-text">Speaking</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-17221 squawkfox-primary-menu fusion-flyout-menu-item-last" data-item-id="17221"><a href="https://www.squawkfox.com/newsletter/" class="fusion-bar-highlight"><span class="menu-text">Newsletter</span></a></li><li class="squawkfox-menu-divider squawkfox-primary-menu"></li><li id="menu-item-12655" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12655 squawkfox-secondary-menu fusion-flyout-menu-item-last" data-item-id="12655"><a href="https://www.squawkfox.com/media/" class="fusion-bar-highlight"><span class="menu-text">Media Inquiries</span></a></li></ul> </div> <div class="fusion-flyout-search"> <form role="search" class="searchform fusion-search-form fusion-search-form-classic" method="get" action="https://www.squawkfox.com/"> <div class="fusion-search-form-content"> <div class="fusion-search-field search-field"> <label><span class="screen-reader-text">Search for:</span> <input type="search" value="" name="s" class="s" placeholder="Search..." required aria-required="true" aria-label="Search..."/> </label> </div> <div class="fusion-search-button search-button"> <input type="submit" class="fusion-search-submit searchsubmit" aria-label="Search" value="" /> </div> </div> </form> </div> <div class="fusion-flyout-menu-bg"></div> </div> </div> </div> <div class="fusion-clearfix"></div> </header> <div id="sliders-container" class="fusion-slider-visibility"> </div> <main id="main" class="clearfix width-100"> <div class="fusion-row" style="max-width:100%;"> <section id="content" class="full-width"> <div id="post-12224" class="post-12224 page type-page status-publish has-post-thumbnail hentry"> <span class="entry-title rich-snippet-hidden">Become a Squawkfox Insider</span><span class="vcard rich-snippet-hidden"><span class="fn"><a href="https://www.squawkfox.com/author/admin/" title="Posts by admin" rel="author">admin</a></span></span><span class="updated rich-snippet-hidden">2023-01-01T22:07:32-08:00</span> <div class="post-content"> <div class="fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility fusion-no-medium-visibility" style="--awb-background-position:left top;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:30px;--awb-padding-top-small:20px;--awb-margin-top:0px;--awb-margin-top-medium:0px;--awb-min-height:100vh;--awb-background-color:#e3f2fd;--awb-flex-wrap:wrap;" ><div class="fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-align-content-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap" style="width:104% !important;max-width:104% !important;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );"><div class="fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-no-small-visibility" style="--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><div style="width: 150%; padding-top: 3em;"> <img class="lazyload" decoding="async" style="transform: rotate(-7deg); position: relative; width: 1024px; left: -20%;" src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271024%27%20height%3D%27768%27%20viewBox%3D%270%200%201024%20768%27%3E%3Crect%20width%3D%271024%27%20height%3D%27768%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E" data-orig-src="https://www.squawkfox.com/wp-content/uploads/2022/12/budget-bundle-ipad-v3.png"> </div></div></div><div class="fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-flex-align-self-flex-start" style="--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:66.666666666667%;--awb-spacing-right-small:2.88%;--awb-spacing-left-small:2.88%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><div class="fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one" style="--awb-margin-bottom:0.35em;--awb-font-size:4.5em;"><h1 class="fusion-title-heading title-heading-center sm-text-align-left fusion-responsive-typography-calculated" style="font-family:"Barlow Condensed";margin:0;font-size:1em;text-transform:uppercase;--fontSize:72;line-height:1;"><span style="text-transform: uppercase;">Get A</span></h1></div><div class="fusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div" style="--awb-font-size:7em;"><div class="fusion-title-heading title-heading-center title-heading-tag sm-text-align-left fusion-responsive-typography-calculated" style="font-family:"Dancing Script";font-style:normal;font-weight:500;margin:0;font-size:1em;--fontSize:112;line-height:1;">Fresh Start</div></div><div class="fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div" style="--awb-margin-top:15px;--awb-margin-bottom:25px;--awb-font-size:4.5em;"><div class="fusion-title-heading title-heading-center title-heading-tag sm-text-align-left fusion-responsive-typography-calculated" style="font-family:"Barlow Condensed";margin:0;font-size:1em;text-transform:uppercase;--fontSize:72;line-height:1;"><span style="text-transform: uppercase;">With Your Money!</span></div></div><div class="fusion-text fusion-text-1 fusion-no-small-visibility" style="--awb-font-size:1.25em;--awb-line-height:2;"><p style="text-align: center;">Download our <strong>FREE Budget Bundle</strong><br /> to get the clarity you need to <u>reduce debt</u><br /> and increase financial wellness.</p> </div><div class="fusion-text fusion-text-2"><div style="width: 80%; margin-left: auto; margin-right: auto;"> <div class='gf_browser_ie gf_browser_ie7 gform_wrapper gravity-theme squawkfox-subscribe-form_wrapper squawkfox-subscribe-horizontal_wrapper' id='gform_wrapper_3' > <div class='gform_heading'> <p class='gform_required_legend'>"<span class="gfield_required gfield_required_asterisk">*</span>" indicates required fields</p> </div><form method='post' enctype='multipart/form-data' id='gform_3' class='squawkfox-subscribe-form squawkfox-subscribe-horizontal' action='/squawkfox-insider/' novalidate> <input type='hidden' class='gforms-pum' value='{"closepopup":false,"closedelay":0,"openpopup":false,"openpopup_id":0}' /> <div class='gform_body gform-body'><div id='gform_fields_3' class='gform_fields left_label form_sublabel_below description_below'><div id="field_3_1" class="gfield subscribe-name gf_inline gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_3_1"><label class='gfield_label' for='input_3_1' >Name<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_3_1' type='text' value='' class='large' placeholder='first name' aria-required="true" aria-invalid="false" /> </div></div><div id="field_3_2" class="gfield gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_3_2"><label class='gfield_label' for='input_3_2' >Email<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_email'> <input name='input_2' id='input_3_2' type='email' value='' class='large' placeholder='email address' aria-required="true" aria-invalid="false" /> </div></div><div id="field_3_3" class="gfield gform_validation_container field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_3_3"><label class='gfield_label' for='input_3_3' >Comments</label><div class='ginput_container'><input name='input_3' id='input_3_3' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_3_3'>This field is for validation purposes and should be left unchanged.</div></div></div></div> <div class='gform_footer left_label'> <input type='submit' id='gform_submit_button_3' class='gform_button button' value='Get It Now!' onclick='if(window["gf_submitting_3"]){return false;} if( !jQuery("#gform_3")[0].checkValidity || jQuery("#gform_3")[0].checkValidity()){window["gf_submitting_3"]=true;} ' onkeypress='if( event.keyCode == 13 ){ if(window["gf_submitting_3"]){return false;} if( !jQuery("#gform_3")[0].checkValidity || jQuery("#gform_3")[0].checkValidity()){window["gf_submitting_3"]=true;} jQuery("#gform_3").trigger("submit",[true]); }' /> <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' /> <input type='hidden' class='gform_hidden' name='gform_submit' value='3' /> <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' /> <input type='hidden' class='gform_hidden' name='state_3' value='WyJbXSIsIjRiZTY3OWEzY2Q0NWNhNTE2OTM1M2IwMmExYjkwMTQwIl0=' /> <input type='hidden' class='gform_hidden' name='gform_target_page_number_3' id='gform_target_page_number_3' value='0' /> <input type='hidden' class='gform_hidden' name='gform_source_page_number_3' id='gform_source_page_number_3' value='1' /> <input type='hidden' name='gform_field_values' value='' /> </div> <p style="display: none !important;" class="akismet-fields-container" data-prefix="ak_"><label>Δ<textarea name="ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_1" name="ak_js" value="211"/><script>document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() );</script></p></form> </div></div> </div><div class="fusion-text fusion-text-3 fusion-text-no-margin" style="--awb-text-transform:none;--awb-margin-top:-2em;--awb-margin-right:6em;--awb-margin-left:6em;"><p style="margin: 0; text-align: center;">Plus, join 25,000 subscribers and get our award-winning content. Unsub in a click.</p> </div></div></div></div></div><div class="fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility" style="--awb-background-position:left top;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top-medium:80px;--awb-padding-bottom-medium:40px;--awb-padding-left-medium:0px;--awb-padding-top-small:50px;--awb-padding-bottom-small:50px;--awb-padding-left-small:0px;--awb-margin-top:-30px;--awb-margin-top-medium:0px;--awb-margin-bottom-medium:0px;--awb-margin-top-small:0px;--awb-margin-bottom-small:0px;--awb-background-color:#e3f2fd;--awb-flex-wrap:wrap;" ><div class="fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-align-content-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap" style="width:104% !important;max-width:104% !important;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );"><div class="fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_3 1_3 fusion-flex-column" style="--awb-bg-position:left center;--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:33.333333333333%;--awb-order-small:0;--awb-spacing-right-small:0%;--awb-spacing-left-small:5.76%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><div style="width: 210%; padding-top: 3em;"> <img class="lazyload" decoding="async" style="transform: rotate(-9deg); position: relative; width: 800px; left: -50%; border: none; filter: drop-shadow(-5px 5px 10px #bbb); " src="data:image/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271024%27%20height%3D%27768%27%20viewBox%3D%270%200%201024%20768%27%3E%3Crect%20width%3D%271024%27%20height%3D%27768%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E" data-orig-src="https://www.squawkfox.com/wp-content/uploads/2022/12/budget-bundle-ipad-v3.png"> </div></div></div><div class="fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_3_5 3_5 fusion-flex-column fusion-flex-align-self-stretch" style="--awb-padding-top-medium:50px;--awb-padding-right-small:9px;--awb-padding-left-small:6px;--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:66.666666666667%;--awb-margin-top-medium:0;--awb-spacing-right-medium:0%;--awb-spacing-left-medium:2.88%;--awb-width-small:66.666666666667%;--awb-margin-top-small:0;--awb-spacing-right-small:0%;--awb-spacing-left-small:0%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><div class="fusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div" style="--awb-margin-bottom-small:0px;--awb-margin-top-medium:0px;--awb-margin-right-medium:0px;--awb-margin-bottom-medium:0px;--awb-margin-left-medium:0px;--awb-font-size:3.25em;"><div class="fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated" style="font-family:"Barlow Condensed";margin:0;font-size:1em;text-transform:uppercase;--fontSize:52;line-height:1;"><p style="text-align: center; margin: 0 !important;">Get A</p></div></div><div class="fusion-title title fusion-title-5 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div" style="--awb-margin-top-small:0.2em;--awb-margin-bottom-small:0.2em;--awb-margin-top-medium:0.25em;--awb-margin-right-medium:0px;--awb-margin-bottom-medium:0.25em;--awb-margin-left-medium:0px;--awb-font-size:4.4em;"><div class="fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated" style="font-family:"Dancing Script";font-style:normal;font-weight:600;margin:0;font-size:1em;--fontSize:70.4;line-height:1;"><p style="text-align: center; margin: 0 !important;">Fresh Start</p></div></div><div class="fusion-title title fusion-title-6 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div" style="--awb-margin-bottom-small:0.5em;--awb-margin-top-medium:0px;--awb-margin-right-medium:0px;--awb-margin-bottom-medium:0.5em;--awb-margin-left-medium:0px;--awb-font-size:3.25em;"><div class="fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated" style="font-family:"Barlow Condensed";margin:0;font-size:1em;text-transform:uppercase;--fontSize:52;line-height:1;"><p style="text-align: center; margin: 0 !important;">With Your Money!</p></div></div><div class="fusion-text fusion-text-4" style="--awb-font-size:.88em;--awb-line-height:1.5;"><p style="text-align: center; margin: 0 !important;">Download our <strong>FREE Budget Bundle</strong> to get the clarity you need to <u>reduce debt</u> and increase financial wellness.</p> </div><div class="fusion-text fusion-text-5"><div style="width: 100%; margin-left: auto; margin-right: auto;"> <div class='gf_browser_ie gf_browser_ie7 gform_wrapper gravity-theme squawkfox-subscribe-form_wrapper squawkfox-subscribe-horizontal_wrapper' id='gform_wrapper_3' > <div class='gform_heading'> <p class='gform_required_legend'>"<span class="gfield_required gfield_required_asterisk">*</span>" indicates required fields</p> </div><form method='post' enctype='multipart/form-data' id='gform_3' class='squawkfox-subscribe-form squawkfox-subscribe-horizontal' action='/squawkfox-insider/' novalidate> <input type='hidden' class='gforms-pum' value='{"closepopup":false,"closedelay":0,"openpopup":false,"openpopup_id":0}' /> <div class='gform_body gform-body'><div id='gform_fields_3' class='gform_fields left_label form_sublabel_below description_below'><div id="field_3_1" class="gfield subscribe-name gf_inline gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_3_1"><label class='gfield_label' for='input_3_1' >Name<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_3_1' type='text' value='' class='large' placeholder='first name' aria-required="true" aria-invalid="false" /> </div></div><div id="field_3_2" class="gfield gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_3_2"><label class='gfield_label' for='input_3_2' >Email<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_email'> <input name='input_2' id='input_3_2' type='email' value='' class='large' placeholder='email address' aria-required="true" aria-invalid="false" /> </div></div><div id="field_3_3" class="gfield gform_validation_container field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_3_3"><label class='gfield_label' for='input_3_3' >Phone</label><div class='ginput_container'><input name='input_3' id='input_3_3' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_3_3'>This field is for validation purposes and should be left unchanged.</div></div></div></div> <div class='gform_footer left_label'> <input type='submit' id='gform_submit_button_3' class='gform_button button' value='Get It Now!' onclick='if(window["gf_submitting_3"]){return false;} if( !jQuery("#gform_3")[0].checkValidity || jQuery("#gform_3")[0].checkValidity()){window["gf_submitting_3"]=true;} ' onkeypress='if( event.keyCode == 13 ){ if(window["gf_submitting_3"]){return false;} if( !jQuery("#gform_3")[0].checkValidity || jQuery("#gform_3")[0].checkValidity()){window["gf_submitting_3"]=true;} jQuery("#gform_3").trigger("submit",[true]); }' /> <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' /> <input type='hidden' class='gform_hidden' name='gform_submit' value='3' /> <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' /> <input type='hidden' class='gform_hidden' name='state_3' value='WyJbXSIsIjRiZTY3OWEzY2Q0NWNhNTE2OTM1M2IwMmExYjkwMTQwIl0=' /> <input type='hidden' class='gform_hidden' name='gform_target_page_number_3' id='gform_target_page_number_3' value='0' /> <input type='hidden' class='gform_hidden' name='gform_source_page_number_3' id='gform_source_page_number_3' value='1' /> <input type='hidden' name='gform_field_values' value='' /> </div> <p style="display: none !important;" class="akismet-fields-container" data-prefix="ak_"><label>Δ<textarea name="ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_2" name="ak_js" value="145"/><script>document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() );</script></p></form> </div></div> </div><div class="fusion-text fusion-text-6 fusion-text-no-margin" style="--awb-font-size:0.75em;--awb-text-transform:none;--awb-margin-top:-2em;"><p style="text-align: center;">Plus, join 25,000 subscribers and get our award-winning content. Unsub in a click.</p> </div></div></div></div></div> <span class="cp-load-after-post"></span> </div> </div> </section> </div>  </main>  <div class="fusion-tb-footer fusion-footer"><div class="fusion-footer-widget-area fusion-widget-area"><div class="fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility fusion-no-medium-visibility" style="--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:15px;--awb-padding-bottom:0px;--awb-margin-bottom:0px;--awb-background-color:#212121;--awb-flex-wrap:wrap;" ><div class="fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap" style="width:104% !important;max-width:104% !important;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );"><div class="fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_3_5 3_5 fusion-flex-column" style="--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><nav class="awb-menu awb-menu_row awb-menu_em-click mobile-mode-always-expanded awb-menu_icons-left awb-menu_dc-no mobile-trigger-fullwidth-off awb-menu_mobile-toggle awb-menu_indent-left loading mega-menu-loading awb-menu_desktop awb-menu_dropdown awb-menu_expand-right awb-menu_transition-fade" style="--awb-font-size:12px;--awb-text-transform:uppercase;--awb-items-padding-right:2em;--awb-color:#999999;--awb-active-color:#ffffff;--awb-submenu-text-transform:none;--awb-icons-hover-color:#ffffff;--awb-main-justify-content:flex-start;--awb-mobile-justify:flex-start;--awb-mobile-caret-left:auto;--awb-mobile-caret-right:0;--awb-fusion-font-family-typography:inherit;--awb-fusion-font-style-typography:normal;--awb-fusion-font-weight-typography:400;--awb-fusion-font-family-submenu-typography:inherit;--awb-fusion-font-style-submenu-typography:normal;--awb-fusion-font-weight-submenu-typography:400;--awb-fusion-font-family-mobile-typography:inherit;--awb-fusion-font-style-mobile-typography:normal;--awb-fusion-font-weight-mobile-typography:400;" aria-label="Footer Navigation" data-breakpoint="0" data-count="0" data-transition-type="fade" data-transition-time="300" data-expand="right"><ul id="menu-footer-navigation" class="fusion-menu awb-menu__main-ul awb-menu__main-ul_row"><li id="menu-item-10394" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-10394 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="10394"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">Home</span></a></li><li id="menu-item-11428" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11428 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="11428"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/about/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">About</span></a></li><li id="menu-item-10390" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10390 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="10390"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/keynote-speaker/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">Speaking</span></a></li><li id="menu-item-10391" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10391 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="10391"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/media/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">Media Inquiries</span></a></li></ul></nav></div></div><div class="fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_2_5 2_5 fusion-flex-column" style="--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:4.8%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-end fusion-content-layout-row"><div class="fusion-text fusion-text-7" style="--awb-font-size:12px;--awb-text-transform:none;--awb-text-color:#ffffff;"><div style="display: flex; flex-direction: row; justify-content: right; flex-wrap: wrap;"> <p style="font-size: 1.125em;">Don’t leave without your FREE Budget Bundle!</p> <p><a class="sf-button sf-button-light" style="margin-left: 2em;" href="/squawkfox-insider/">Get It</a></p> </div> </div></div></div></div></div><div class="fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility" style="--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-padding-top-small:2em;--awb-padding-bottom-small:2em;--awb-margin-bottom:0px;--awb-background-color:#212121;--awb-flex-wrap:wrap;" ><div class="fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-flex-end fusion-flex-content-wrap" style="width:104% !important;max-width:104% !important;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );"><div class="fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column" style="--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-row"><div class="fusion-text fusion-text-8" style="--awb-font-size:16px;--awb-text-color:#ffffff;"><p style="text-align: center;">Don’t leave without your FREE Budget Bundle!</p> <p style="text-align: center; margin-top: 2em;"><a class="sf-button sf-button-light" style="display: inline;" href="/squawkfox-insider/">Get It</a></p> </div></div></div><div class="fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column" style="--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:2em;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><nav class="awb-menu awb-menu_row awb-menu_em-click mobile-mode-always-expanded awb-menu_icons-left awb-menu_dc-no mobile-trigger-fullwidth-off awb-menu_mobile-toggle awb-menu_indent-left loading mega-menu-loading awb-menu_desktop awb-menu_dropdown awb-menu_expand-right awb-menu_transition-fade" style="--awb-font-size:12px;--awb-text-transform:uppercase;--awb-gap:2em;--awb-align-items:center;--awb-justify-content:center;--awb-color:#999999;--awb-active-color:#ffffff;--awb-submenu-text-transform:none;--awb-icons-hover-color:#ffffff;--awb-main-justify-content:flex-start;--awb-mobile-justify:flex-start;--awb-mobile-caret-left:auto;--awb-mobile-caret-right:0;--awb-fusion-font-family-typography:inherit;--awb-fusion-font-style-typography:normal;--awb-fusion-font-weight-typography:400;--awb-fusion-font-family-submenu-typography:inherit;--awb-fusion-font-style-submenu-typography:normal;--awb-fusion-font-weight-submenu-typography:400;--awb-fusion-font-family-mobile-typography:inherit;--awb-fusion-font-style-mobile-typography:normal;--awb-fusion-font-weight-mobile-typography:400;" aria-label="Footer Navigation" data-breakpoint="0" data-count="1" data-transition-type="fade" data-transition-time="300" data-expand="right"><ul id="menu-footer-navigation-1" class="fusion-menu awb-menu__main-ul awb-menu__main-ul_row"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-10394 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="10394"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">Home</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-11428 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="11428"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/about/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">About</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10390 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="10390"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/keynote-speaker/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">Speaking</span></a></li><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-10391 awb-menu__li awb-menu__main-li awb-menu__main-li_regular" data-item-id="10391"><span class="awb-menu__main-background-default awb-menu__main-background-default_fade"></span><span class="awb-menu__main-background-active awb-menu__main-background-active_fade"></span><a href="https://www.squawkfox.com/media/" class="awb-menu__main-a awb-menu__main-a_regular"><span class="menu-text">Media Inquiries</span></a></li></ul></nav></div></div></div></div><div class="fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling" style="--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-bottom-small:0px;--awb-margin-bottom-small:0px;--awb-background-color:#212121;--awb-flex-wrap:wrap;" ><div class="fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap" style="max-width:1144px;margin-left: calc(-4% / 2 );margin-right: calc(-4% / 2 );"><div class="fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column" style="--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:13px;--awb-spacing-left-small:1.92%;"><div class="fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column"><div class="fusion-text fusion-text-9 sm-text-align-center fusion-text-no-margin" style="--awb-font-size:0.75em;--awb-text-transform:none;--awb-text-color:#999999;--awb-margin-right:00px;"><p style="text-align: center;">Copyright © 2008-2023 Kerry K. Taylor • All rights reserved.</p> </div></div></div></div></div> <span class="cp-load-after-post"></span></div></div> </div>  </div>  <a class="fusion-one-page-text-link fusion-page-load-link" tabindex="-1" href="#" aria-hidden="true">Page load link</a> <div class="avada-footer-scripts"> <script type="text/javascript">var fusionNavIsCollapsed=function(e){var t,n;window.innerWidth<=e.getAttribute("data-breakpoint")?(e.classList.add("collapse-enabled"),e.classList.remove("awb-menu_desktop"),e.classList.contains("expanded")||(e.setAttribute("aria-expanded","false"),window.dispatchEvent(new Event("fusion-mobile-menu-collapsed",{bubbles:!0,cancelable:!0}))),(n=e.querySelectorAll(".menu-item-has-children.expanded")).length&&n.forEach(function(e){e.querySelector(".awb-menu__open-nav-submenu_mobile").setAttribute("aria-expanded","false")})):(null!==e.querySelector(".menu-item-has-children.expanded .awb-menu__open-nav-submenu_click")&&e.querySelector(".menu-item-has-children.expanded .awb-menu__open-nav-submenu_click").click(),e.classList.remove("collapse-enabled"),e.classList.add("awb-menu_desktop"),e.setAttribute("aria-expanded","true"),null!==e.querySelector(".awb-menu__main-ul")&&e.querySelector(".awb-menu__main-ul").removeAttribute("style")),e.classList.add("no-wrapper-transition"),clearTimeout(t),t=setTimeout(()=>{e.classList.remove("no-wrapper-transition")},400),e.classList.remove("loading")},fusionRunNavIsCollapsed=function(){var e,t=document.querySelectorAll(".awb-menu");for(e=0;e<t.length;e++)fusionNavIsCollapsed(t[e])};function avadaGetScrollBarWidth(){var e,t,n,l=document.createElement("p");return l.style.width="100%",l.style.height="200px",(e=document.createElement("div")).style.position="absolute",e.style.top="0px",e.style.left="0px",e.style.visibility="hidden",e.style.width="200px",e.style.height="150px",e.style.overflow="hidden",e.appendChild(l),document.body.appendChild(e),t=l.offsetWidth,e.style.overflow="scroll",t==(n=l.offsetWidth)&&(n=e.clientWidth),document.body.removeChild(e),jQuery("html").hasClass("awb-scroll")&&10<t-n?10:t-n}fusionRunNavIsCollapsed(),window.addEventListener("fusion-resize-horizontal",fusionRunNavIsCollapsed);</script>  <script src="//z-na.amazon-adsystem.com/widgets/onejs?MarketPlace=US&adInstanceId=8571ea35-b04c-4169-9a90-7ee1b5963218"></script>   <script type="text/javascript" src="//analytics.aweber.com/js/awt_analytics.js?id=6H6l"></script>  <style type="text/css" media="screen"></style><style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--color--awb-color-1: #ffffff;--wp--preset--color--awb-color-2: #f6f6f6;--wp--preset--color--awb-color-3: #e0dede;--wp--preset--color--awb-color-4: #a0ce4e;--wp--preset--color--awb-color-5: #747474;--wp--preset--color--awb-color-6: #305d7e;--wp--preset--color--awb-color-7: #333333;--wp--preset--color--awb-color-8: #222222;--wp--preset--color--awb-color-custom-10: #ebeaea;--wp--preset--color--awb-color-custom-11: #66bce5;--wp--preset--color--awb-color-custom-12: rgba(235,234,234,0.8);--wp--preset--color--awb-color-custom-13: #f9f9f9;--wp--preset--color--awb-color-custom-14: #e8e8e8;--wp--preset--color--awb-color-custom-15: #999999;--wp--preset--color--awb-color-custom-16: #dddddd;--wp--preset--color--awb-color-custom-17: #e5e5e5;--wp--preset--color--awb-color-custom-18: #000000;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 12px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 24px;--wp--preset--font-size--x-large: 42px;--wp--preset--font-size--normal: 16px;--wp--preset--font-size--xlarge: 32px;--wp--preset--font-size--huge: 48px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='wp-block-library-css' href='https://www.squawkfox.com/wp-includes/css/dist/block-library/style.min.css?ver=6.6.2' type='text/css' media='all' /> <style id='wp-block-library-theme-inline-css' type='text/css'> .wp-block-audio :where(figcaption){color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-audio :where(figcaption){color:#ffffffa6}.wp-block-audio{margin:0 0 1em}.wp-block-code{border:1px solid #ccc;border-radius:4px;font-family:Menlo,Consolas,monaco,monospace;padding:.8em 1em}.wp-block-embed :where(figcaption){color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-embed :where(figcaption){color:#ffffffa6}.wp-block-embed{margin:0 0 1em}.blocks-gallery-caption{color:#555;font-size:13px;text-align:center}.is-dark-theme .blocks-gallery-caption{color:#ffffffa6}:root :where(.wp-block-image figcaption){color:#555;font-size:13px;text-align:center}.is-dark-theme :root :where(.wp-block-image figcaption){color:#ffffffa6}.wp-block-image{margin:0 0 1em}.wp-block-pullquote{border-bottom:4px solid;border-top:4px solid;color:currentColor;margin-bottom:1.75em}.wp-block-pullquote cite,.wp-block-pullquote footer,.wp-block-pullquote__citation{color:currentColor;font-size:.8125em;font-style:normal;text-transform:uppercase}.wp-block-quote{border-left:.25em solid;margin:0 0 1.75em;padding-left:1em}.wp-block-quote cite,.wp-block-quote footer{color:currentColor;font-size:.8125em;font-style:normal;position:relative}.wp-block-quote.has-text-align-right{border-left:none;border-right:.25em solid;padding-left:0;padding-right:1em}.wp-block-quote.has-text-align-center{border:none;padding-left:0}.wp-block-quote.is-large,.wp-block-quote.is-style-large,.wp-block-quote.is-style-plain{border:none}.wp-block-search .wp-block-search__label{font-weight:700}.wp-block-search__button{border:1px solid #ccc;padding:.375em .625em}:where(.wp-block-group.has-background){padding:1.25em 2.375em}.wp-block-separator.has-css-opacity{opacity:.4}.wp-block-separator{border:none;border-bottom:2px solid;margin-left:auto;margin-right:auto}.wp-block-separator.has-alpha-channel-opacity{opacity:1}.wp-block-separator:not(.is-style-wide):not(.is-style-dots){width:100px}.wp-block-separator.has-background:not(.is-style-dots){border-bottom:none;height:1px}.wp-block-separator.has-background:not(.is-style-wide):not(.is-style-dots){height:2px}.wp-block-table{margin:0 0 1em}.wp-block-table td,.wp-block-table th{word-break:normal}.wp-block-table :where(figcaption){color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-table :where(figcaption){color:#ffffffa6}.wp-block-video :where(figcaption){color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-video :where(figcaption){color:#ffffffa6}.wp-block-video{margin:0 0 1em}:root :where(.wp-block-template-part.has-background){margin-bottom:0;margin-top:0;padding:1.25em 2.375em} </style> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <script type="text/javascript" src="https://www.squawkfox.com/wp-content/plugins/squawkfox-plugin-youtube-transcript/squawkfox-yt.js?ver=0.1" id="squawkfox-yt-js"></script> <script type="text/javascript" src="https://www.squawkfox.com/wp-includes/js/dist/dom-ready.min.js?ver=f77871ff7694fffea381" id="wp-dom-ready-js"></script> <script type="text/javascript" src="https://www.squawkfox.com/wp-includes/js/dist/hooks.min.js?ver=2810c76e705dd1a53b18" id="wp-hooks-js"></script> <script type="text/javascript" src="https://www.squawkfox.com/wp-includes/js/dist/i18n.min.js?ver=5e580eb46a90c2b997e6" id="wp-i18n-js"></script> <script type="text/javascript" id="wp-i18n-js-after"> /* <![CDATA[ */ wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } ); /* ]]> */ </script> <script type="text/javascript" src="https://www.squawkfox.com/wp-includes/js/dist/a11y.min.js?ver=d90eebea464f6c09bfd5" id="wp-a11y-js"></script> <script type="text/javascript" defer='defer' src="https://www.squawkfox.com/wp-content/plugins/gravityforms/js/placeholders.jquery.min.js?ver=2.6.6.1" id="gform_placeholder-js"></script> <script type="text/javascript" src="https://www.squawkfox.com/wp-content/themes/squawkfox-avada-child/squawkfox.js?ver=1" id="squawkfox-js"></script> <script defer type="text/javascript" src="https://www.squawkfox.com/wp-content/plugins/akismet/_inc/akismet-frontend.js?ver=1721313637" id="akismet-frontend-js"></script> <script type="text/javascript" src="https://www.squawkfox.com/wp-content/uploads/fusion-scripts/03b6070a3cb4fcb0446f9c6b6cdfe9d8.min.js?ver=3.11.11" id="fusion-scripts-js"></script> <script type="text/javascript"> jQuery( document ).ready( function() { var ajaxurl = 'https://www.squawkfox.com/wp-admin/admin-ajax.php'; if ( 0 < jQuery( '.fusion-login-nonce' ).length ) { jQuery.get( ajaxurl, { 'action': 'fusion_login_nonce' }, function( response ) { jQuery( '.fusion-login-nonce' ).html( response ); }); } }); </script> <script type="text/javascript"> /* <![CDATA[ */ gform.initializeOnLoaded( function() { jQuery(document).on('gform_post_render', function(event, formId, currentPage){if(formId == 3) {if(typeof Placeholders != 'undefined'){ Placeholders.enable(); }} } );jQuery(document).bind('gform_post_conditional_logic', function(event, formId, fields, isInit){} ) } ); /* ]]> */ </script> <script type="text/javascript"> /* <![CDATA[ */ gform.initializeOnLoaded( function() { jQuery(document).trigger('gform_post_render', [3, 1]) } ); /* ]]> */ </script> </div> <section class="to-top-container to-top-right" aria-labelledby="awb-to-top-label"> <a href="#" id="toTop" class="fusion-top-top-link"> <span id="awb-to-top-label" class="screen-reader-text">Go to Top</span> </a> </section> </body> </html>