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src="https://uokik.gov.pl/storage/plywajacy-tekst/sprawozdanie-uokik-23-350x350.png" alt="Report on UOKiK activities" class="d-block image_slider" style="max-width: 95px;margin-right: 10px;"> </a> <a href="https://uokik.gov.pl/en/report-on-uokik-activities-digital-version" class="a-slide" style=";">Report on UOKiK activities</a> </div> <div class="item my-2 d-inline-flex align-items-center "> <a href="https://uokik.gov.pl/en/Download/725" > <img src="https://uokik.gov.pl/storage/plywajacy-tekst/uokik-zmowy-na-rynku-pracy-poradnik-mini-350x350.png" alt="Collusions on the labor market" class="d-block image_slider" style="max-width: 95px;margin-right: 10px;"> </a> <a href="https://uokik.gov.pl/en/Download/725" class="a-slide" style=";">Collusions on the labor market</a> </div> <div class="item my-2 d-inline-flex align-items-center "> <a href="https://uokik.gov.pl/en/the-president-of-uokik-at-the-oecd-ministerial-meeting" > <img 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href="https://uokik.gov.pl/en/kick-off-event-of-competition-market-study-digital-sector-in-poland-latvia-and-lithuania" > <img src="https://uokik.gov.pl/storage/plywajacy-tekst/eu-mini-350x350-350x350.png" alt="Competition Market Study: Digital Sector" class="d-block image_slider" style="max-width: 95px;margin-right: 10px;"> </a> <a href="https://uokik.gov.pl/en/kick-off-event-of-competition-market-study-digital-sector-in-poland-latvia-and-lithuania" class="a-slide" style=";">Competition Market Study: Digital Sector</a> </div> <div class="item my-2 d-inline-flex align-items-center "> <a href="https://uokik.gov.pl/en/help-for-consumers" > <img src="https://uokik.gov.pl/storage/plywajacy-tekst/pomoc-dla-konsumentow-350x350.png" alt="Help for consumers in Poland" class="d-block image_slider" style="max-width: 95px;margin-right: 10px;"> </a> <a href="https://uokik.gov.pl/en/help-for-consumers" class="a-slide" style=";">Help for consumers in Poland</a> </div> </div> </div> <div id="sliderMobile" class="carousel slide phone-show" data-bs-ride="carousel" style="display: none"> <div class="bg-dark-blue"> <div class="btn-important" style="max-width: 42px">Important</div> </div> <div class="container-xxl py-3 " style="border-bottom: 1px solid #05172b;"> <div class="row mx-auto my-auto justify-content-center paddingSlider"> <div class="carousel-inner"> <div class="carousel-item active "> <div class="row d-flex align-items-center"> <div class="col-4 col-sm-3 col-md-2"> <a href="https://uokik.gov.pl/en/social-campaigns"> <img src="https://uokik.gov.pl/storage/plywajacy-tekst/kampania-31c-miniaturka-350x350.png" alt="Check if you can afford it!" class="d-block image_slider"> </a> </div> <div class="col-8 col-sm-9 col-md-10"> <a href="https://uokik.gov.pl/en/social-campaigns">Check if you can afford it!</a> </div> </div> </div> <div class="carousel-item "> <div class="row d-flex align-items-center"> <div class="col-4 col-sm-3 col-md-2"> <a href="https://uokik.gov.pl/en/report-on-uokik-activities-digital-version"> <img src="https://uokik.gov.pl/storage/plywajacy-tekst/sprawozdanie-uokik-23-350x350.png" alt="Report on UOKiK activities" class="d-block image_slider"> </a> </div> <div class="col-8 col-sm-9 col-md-10"> <a href="https://uokik.gov.pl/en/report-on-uokik-activities-digital-version">Report on UOKiK activities</a> </div> </div> </div> <div class="carousel-item "> <div class="row d-flex align-items-center"> <div class="col-4 col-sm-3 col-md-2"> <a href="https://uokik.gov.pl/en/Download/725"> <img src="https://uokik.gov.pl/storage/plywajacy-tekst/uokik-zmowy-na-rynku-pracy-poradnik-mini-350x350.png" alt="Collusions on the labor market" class="d-block image_slider"> </a> </div> <div class="col-8 col-sm-9 col-md-10"> <a href="https://uokik.gov.pl/en/Download/725">Collusions on the labor market</a> </div> </div> </div> <div class="carousel-item "> <div class="row d-flex align-items-center"> <div class="col-4 col-sm-3 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</div> </div> <div class="carousel-item "> <div class="row d-flex align-items-center"> <div class="col-4 col-sm-3 col-md-2"> <a href="https://uokik.gov.pl/en/kick-off-event-of-competition-market-study-digital-sector-in-poland-latvia-and-lithuania"> <img src="https://uokik.gov.pl/storage/plywajacy-tekst/eu-mini-350x350-350x350.png" alt="Competition Market Study: Digital Sector" class="d-block image_slider"> </a> </div> <div class="col-8 col-sm-9 col-md-10"> <a href="https://uokik.gov.pl/en/kick-off-event-of-competition-market-study-digital-sector-in-poland-latvia-and-lithuania">Competition Market Study: Digital Sector</a> </div> </div> </div> <div class="carousel-item "> <div class="row d-flex align-items-center"> <div class="col-4 col-sm-3 col-md-2"> <a href="https://uokik.gov.pl/en/help-for-consumers"> <img src="https://uokik.gov.pl/storage/plywajacy-tekst/pomoc-dla-konsumentow-350x350.png" alt="Help for consumers in Poland" class="d-block image_slider"> </a> </div> <div class="col-8 col-sm-9 col-md-10"> <a href="https://uokik.gov.pl/en/help-for-consumers">Help for consumers in Poland</a> </div> </div> </div> </div> </div> </div> </div> <div id="page-wrap"> <section class="section breadcrumb_div"> <div class="container-xxl"> <div class="row"> <div class="col-lg-12"> <nav class="d-inline-block" aria-label="breadcrumb" > <ol class="breadcrumb"> <li class="breadcrumb-item"> <a href="https://uokik.gov.pl/en" title="Home" > Home </a> </li> <li class="breadcrumb-item"> <a href="https://uokik.gov.pl/en/education" title="Education" > Education </a> </li> <li class="breadcrumb-item active"> <span> Social campaigns </span> </li> </ol> </nav> <div class="clearfix"></div> </div> </div> </div> </section> <section class="section pb-100 pt-20"> <div class="container-xxl"> <div class="row"> <article class="post post--single"> <div class="post__content"> <div class="row"> <div class="col-lg-3 col-md-12 col-sm-12 col-12 menu-div"> <ul class="menu bip-menu-left"> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/prawa-konsumenta" target="_self"> Consumer rights </a> </li> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/bezpieczne-finanse" target="_self"> Safe finance </a> </li> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/edukacja-bezpieczenstwo-produktow" target="_self"> Product safety </a> </li> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/influencer-marketing" target="_self"> Influencer marketing </a> </li> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/konsument-w-sieci" target="_self"> Consumer online </a> </li> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/abc-malego-konsumenta" target="_self"> ABC of the young consumer </a> </li> <li class="bip-menu menu-item "> <a href="https://uokik.gov.pl/en/kampanie-spoleczne" target="_self"> Social campaigns </a> </li> <li class="bip-menu menu-item menu-item-has-children "> <a href="https://uokik.gov.pl/en/konkursy" target="_self"> Competitions </a> <button data-toggle="collapse" title="Kliknij, aby rozwinąć podmenu" class="parent ikona-menu" aria-expanded="false"> <i class="ri-arrow-down-s-line"></i> <span class="sr-only">Kliknij, aby otworzyć podmenu</span></button> </li> <ul class="next-level" class="next-level"> <li class="bip-menu menu-item2 "> <a href="https://uokik.gov.pl/en/konkursy-na-prace-magisterskie-i-doktorskie" target="_self"> Master’s and doctoral theses </a> </li> <li class="bip-menu menu-item2 "> <a href="https://uokik.gov.pl/en/summer-camp" target="_self"> Summer Camp </a> </li> </ul> </ul> </div> <div class="ck-content col-lg-9 col-md-12 col-sm-12 col-12"> <h3 class="page-title title mb-40">Social campaigns</h3> <div id="kampania"><div class="row"><div class="col-md-12"><div style="text-align:center"><iframe width="750" height="424" src="https://www.youtube.com/embed/gzq0rPaQmXg?si=2XpqARIxiglMwN1X" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe><br><span style="font-size:13px">Spot by UOKiK – Check if you can afford it!</span></div></div></div><hr><h3 id="o-kampanii"><strong>About the campaign</strong></h3><p>Buy Now Pay Later? <strong>Check if you can afford it!</strong></p><p>Black Friday, Black Week, Cyber Monday… Shopping frenzy. Each of us is tempted by advertisements for super products and super bargains. We buy without even needing to have the funds. We can defer the payment – by 30 or 45 days – quickly, easily, without extra costs. Having no funds and no credit card is no longer an obstacle in many stores.</p><p>Consumer trap? It is for many consumers, especially younger ones. </p><p><strong>BEWARE!</strong> Purchases with deferred payment can lead to excessive debt and affect your credit <strong>score</strong>.</p><p>The more purchases we make and the longer the payment deferral periods, the more likely it is that we will forget about them. It’s possible to take on a lot of financial commitment and not notice when the red line of spiraling debt is crossed. It may turn out that there is too much financial commitment to repay in too short a time. That’s how deferred payments turn into a deferred burden for consumers that is difficult to bear.</p><p><strong>“Buy Now Pay Later” is a loan!</strong> If you fail to pay on time, you may face additional costs, including interest fees. Same as with a credit card or an overdraft limit. The financial consequences, however, can be much more serious and long-term. One of them is a downgrade to your credit score or, in the case of defaulting on payments, even loss of creditworthiness or an entry in the register of debtors. </p><p>Buy Now Pay Later? <strong>Learn the terms before you decide to opt in.</strong> Check if you can afford it!</p><p><i>The “Check if you can afford it!” campaign organized by UOKiK launched on 29 November 2024. Free broadcast of the spot by public media under Article 31c of the Competition and Consumer Protection Act. Commercial broadcasters joined the campaign free of charge.</i></p><div class="accordion-collapse collapse show" id="collapse-112-3"><div class="accordion-body"><hr><h3 id="kontakt"><strong>Contact</strong></h3><p><span style="background-color:#fff;color:#000;font-size:16px;"><span style="font-family:Lato, sans-serif;font-style:normal;font-weight:400;word-spacing:0;">Communication Department</span></span><br><img class="ikonka-ozdobnik2" src="https://uokik.gov.pl/public/storage/ikony/baseline-phone.svg" alt="baseline-phone"> +48 22 55 60 246, +48 734 116 472<br><img class="ikonka-ozdobnik2" src="https://uokik.gov.pl/public/storage/ikony/mail.svg" alt="mail"><a style="background-color:#fff;color:#004183;font-family:Lato, sans-serif;font-size:16px;font-style:normal;font-weight:400;word-spacing:0;" href="mailto:dk@uokik.gov.pl"><u>dk@uokik.gov.pl</u></a></p></div></div></div><hr><h3><strong>Other campaigns</strong></h3><div class="row mt-20 mb-20"> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-0"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-0"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-0" aria-expanded="false" aria-controls="collapse-81-0"> Do you invest? Give yourself time. Check, read, ask! </button> </h2> <div id="collapse-81-0" class="accordion-collapse collapse" aria-labelledby="heading-81-0" data-bs-parent="#faq-81-0"> <div class="accordion-body"> <h3><strong>Do you invest? Give yourself time. Check, read, ask!&nbsp;</strong></h3><p>Can you see an ad for risk-free investment with the image of a famous person or company? Best deal ever? One click followed by immediate profit?</p><p>Watch out! This could be a <strong>scam</strong>! Investing always involves risk. The rich and famous could act as false bait. You could lose everything!</p><p>UOKiK prepared two spots warning against such practices:</p><div class="video_voice"><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="224" src="https://www.youtube.com/embed/smw77S9-5Hc" width="400"></iframe><br><span style="font-size:13px;">Spot by UOKiK – “Famous person” scam</span></p><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="224" src="https://www.youtube.com/embed/Bjv6lPqFdJ0" width="400"></iframe><br><span style="font-size:13px;">Spot by UOKiK – “Investment” scam</span></p></div><shortcode class="bb-shortcode"><div class="row mt-20 mb-20"> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-113-0"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-113-0"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-113-0" aria-expanded="false" aria-controls="collapse-113-0"> Tips </button> </h2> <div id="collapse-113-0" class="accordion-collapse collapse" aria-labelledby="heading-113-0" data-bs-parent="#faq-113-0"> <div class="accordion-body"> <figure class="image image_resized" style="width:50%;"><img src="https://uokik.gov.pl/storage/dk/kp/2024/20240314/uokik-camapign-tips-en2.png" alt="uokik-camapign-tips-en2" loading="lazy"></figure><figure class="image image_resized" style="width:50%;"><img src="https://uokik.gov.pl/storage/dk/kp/2024/20240314/uokik-camapign-tips-en1.png" alt="uokik-camapign-tips-en1" loading="lazy"></figure><p><br>&nbsp;</p> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-113-1"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-113-1"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-113-1" aria-expanded="false" aria-controls="collapse-113-1"> About the campaign </button> </h2> <div id="collapse-113-1" class="accordion-collapse collapse" aria-labelledby="heading-113-1" data-bs-parent="#faq-113-1"> <div class="accordion-body"> <p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;">The UOKiK campaign “Do you invest? Give yourself time. Check, read, ask!” <strong>warns about false investments</strong>, which gain credibility through the unauthorized use of the celebrities’ images.&nbsp;</p><p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;">We are bombarded by commercials that promise quick and risk-free ways to make vast sums by investing in currency, crypto-assets, equity or bonds. Famous faces or companies, used illicitly, guarantee profit.&nbsp;</p><p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;"><strong>Best deal ever! One click followed by immediate profit!&nbsp;</strong></p><p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;">Cyber criminals are not relenting - depending on trends they come up with new ways to scam money out of individuals by honing their social engineering skills and schemes.</p><p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;"><strong>Watch out!&nbsp;</strong></p><p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;">You could lose everything! Online scams are one of the quickest evolving types of cybercrime, generating losses worth millions that affect thousands of victims.</p><p style="line-height:21.6pt;margin-bottom:11.25pt;margin-right:0cm;margin-top:0cm;">The campaign was launched on March 15, 2024, on the World Consumer Day.</p> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-113-2"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-113-2"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-113-2" aria-expanded="false" aria-controls="collapse-113-2"> Contact </button> </h2> <div id="collapse-113-2" class="accordion-collapse collapse" aria-labelledby="heading-113-2" data-bs-parent="#faq-113-2"> <div class="accordion-body"> <p>Communication Department&nbsp;<span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:16px;">&nbsp;</span> &nbsp;<br><img class="ikonka-ozdobnik2" src="https://uokik.gov.pl/storage/ikony/baseline-phone.svg" alt="baseline-phone"> +48 22 55 60 246, +48 734 116 472<br><img class="ikonka-ozdobnik2" src="https://uokik.gov.pl/storage/ikony/mail.svg" alt="mail"> <a style="background-color:rgb(255,255,255);color:rgb(0,65,131);font-family:Lato, sans-serif;font-size:16px;font-style:normal;font-weight:400;word-spacing:0px;" href="mailto:dk@uokik.gov.pl"><u>dk@uokik.gov.pl</u></a></p> </div> </div> </div> </div> </div> </div> </shortcode> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-1"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-1"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-1" aria-expanded="false" aria-controls="collapse-81-1"> Losing data means losing money! </button> </h2> <div id="collapse-81-1" class="accordion-collapse collapse" aria-labelledby="heading-81-1" data-bs-parent="#faq-81-1"> <div class="accordion-body"> <p>Losing data means losing money! – the campaign warns consumers about phishing and money theft. Thieves no longer have to steal wallet. Stealing data is all they have to do.</p><p>Consumers are ever more frequently falling victim to cyber criminals. Their methods are becoming ever more sophisticated and new forms of attacks are coming to light nearly every single day. The effectiveness of their criminal activities is boosted by preying on the emotions of potential victims and their difficult situations.</p><p>UOKiK prepared two spots warning against such practices.</p><p>As part of the campaign were held two webinars with participation of an threat experts from CERT Polska and Central Bureau for Combating Cybercrime of the National Police Headquarters:</p><ul><li><a href="https://www.youtube.com/watch?v=lhEMN_hLCjQ" target="_blank" rel="noopener noreferrer">How not to fall victim to scammers &nbsp;</a></li><li><a href="https://www.youtube.com/watch?v=wJeWlaGPc_E" target="_blank" rel="noopener noreferrer">What to watch out for in order not to lose data and money</a></li></ul><p>The campaign was launched on December 5, 2022.</p><div class="video_voice"><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="224" src="https://www.youtube.com/embed/Z657671eRoo" width="400"></iframe><br><span style="font-size:13px;">UOKiK Spot – You lose data, you lose money – Underpayment</span></p><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="224" src="https://www.youtube.com/embed/Pbdd5Vwy5TY" width="400"></iframe><br><span style="font-size:13px;">UOKiK Spot – You will lose data, you will lose money – Fake employee</span></p></div> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-2"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-2"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-2" aria-expanded="false" aria-controls="collapse-81-2"> Calculate and don’t miscalculate! </button> </h2> <div id="collapse-81-2" class="accordion-collapse collapse" aria-labelledby="heading-81-2" data-bs-parent="#faq-81-2"> <div class="accordion-body"> <p>Calculate and don’t miscalculate! – the social campaign of the UOKiK goal was to draw public attention to the risk of losing savings and the need to be cautious when making investment decisions.</p><p>Low-interest rates encourage consumers to take out loans to buy a property and invest funds in various financial instruments. This is associated with a high risk of loss of savings or inability to repay liabilities in the future.</p><p>UOKiK prepared two spots.</p><p>As part of the campaign were also prepared:&nbsp;</p><ul><li><a href="https://finanse.uokik.gov.pl/kalkulator-zmiany-oprocentowania/" target="_blank" rel="noopener noreferrer">calculator</a> which allows to check how much the loan installment will increase if the interest rate changes,</li><li><a href="https://www.youtube.com/watch?v=y_rJ59oMv8s" target="_blank" rel="noopener noreferrer">webinar</a> about investing or purchasing real estate on credit with participation of experts from the UOKiK, the Polish Financial Supervision Authority, representatives of a consumer organization and the district consumer ombudsman.&nbsp;</li></ul><p>The campaign was launched on September 6, 2021.</p><div class="video_voice"><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="224" src="https://www.youtube.com/embed/WvS-U-UjBkE" width="400"></iframe><br><span style="font-size:13px;">UOKiK Spot – Do the math and don't miscalculate – Real estate</span></p><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="224" src="https://www.youtube.com/embed/QMlB3sH13ok" width="400"></iframe><br><span style="font-size:13px;">UOKiK Spot – Do the math and don't miscalculate – Investing</span></p></div> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-3"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-3"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-3" aria-expanded="false" aria-controls="collapse-81-3"> Market Collusion? Give a Signal! </button> </h2> <div id="collapse-81-3" class="accordion-collapse collapse" aria-labelledby="heading-81-3" data-bs-parent="#faq-81-3"> <div class="accordion-body"> <p>The UOKiK campaign entitled "Market Collusion? Give a Signal!" – goal was to raise awareness of competition law violations and encourage people to <a href="https://konkurencja.uokik.gov.pl/" target="_blank" rel="noopener noreferrer">report them</a>. Outreach efforts were addressed to employees in specific industries, including automotive, construction and transportation.</p><p>Find out more about illegal market practices at <a href="https://konkurencja.uokik.gov.pl/" target="_blank" rel="noopener noreferrer">konkurencja.uokik.gov.pl</a> and give us a signal!</p><p>The campaign lasted from 6 to 20 December 2021.&nbsp;</p><div style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="336" src="https://www.youtube.com/embed/sfnORkOzPX0" width="600"></iframe><br><span style="font-size:13px;">UOKiK Spot – Market Collusion? Give a Signal!</span></div> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-4"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-4"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-4" aria-expanded="false" aria-controls="collapse-81-4"> I surf, I check, I buy </button> </h2> <div id="collapse-81-4" class="accordion-collapse collapse" aria-labelledby="heading-81-4" data-bs-parent="#faq-81-4"> <div class="accordion-body"> <p>The action of the UOKiK attracted society's attention to the increasing threats associated with using the internet. It was held on the occasion of World Consumer Day. &nbsp;</p><p>The UOKiK promoted a educational tool – simulator with traps <a href="http://www.konsument.edu.pl/" target="_blank" rel="noopener noreferrer">konsument.edu.pl</a>, prepared together with the ProPublika Foundation. The portal was created with young people in mind, but it can be still used by any internet user for entertainment in their free time. <a href="https://uokik.gov.pl/en/consumer-online" target="_blank" rel="noopener noreferrer">More about symulator &gt;&gt;&gt;</a></p><figure class="image image_resized" style="width:75%;"><img src="https://uokik.gov.pl/storage/general/d122e268.png" alt="d122e268" loading="lazy"></figure><p>The campaign lasted from 15 to 19 March 2021.&nbsp;</p> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-5"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-5"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-5" aria-expanded="false" aria-controls="collapse-81-5"> Check, read, ask! </button> </h2> <div id="collapse-81-5" class="accordion-collapse collapse" aria-labelledby="heading-81-5" data-bs-parent="#faq-81-5"> <div class="accordion-body"> <p>The UOKiK’s campaign aims to draw attention to the increased threat of unfair market practices and fraud.</p><p>Consumer complaints indicate that many people are being targeted by offers of alternative financial investments that fraudulently guarantee a quick, risk-free return. Consumers are also persuaded to buy products or services fraudulently ensuring health care or treatment.</p><p>UOKiK prepared two spots warning against such practices.</p><p>The campaign lasted from July 15 to December 20, 2020.</p><div class="video_voice"><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="220" src="https://player.vimeo.com/video/438185220" width="388"></iframe><br><span style="font-size:13px;">UOKiK Spot – Check, read, ask! - Finance</span></p><p style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="220" src="https://player.vimeo.com/video/438185279" width="388"></iframe><br><span style="font-size:13px;">UOKiK Spot – Check, read, ask! &nbsp;– &nbsp;Products</span></p></div> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-6"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-6"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-6" aria-expanded="false" aria-controls="collapse-81-6"> If you are saving, investing – be careful! </button> </h2> <div id="collapse-81-6" class="accordion-collapse collapse" aria-labelledby="heading-81-6" data-bs-parent="#faq-81-6"> <div class="accordion-body"> <p>The campaign conducted by the UOKiK aims at drawing consumers' attention to the threat of unfair market practices when concluding savings-related contracts. Even very risky investments can be presented as safe, e.g. deposits, bonds, investments in real estate or in gold and diamonds. This may mean a loss of money.</p><p>UOKiK prepared a spot which warns that a large and quick profit always means a big risk. It reminds you to check the offer, take your time before deciding and not to sign the contract under pressure.</p><p>The campaign was launched on February 1, 2019.</p><div style="text-align:center;"><iframe allowfullscreen="" frameborder="0" height="336" src="https://player.vimeo.com/video/315617547" width="600"></iframe><br><span style="font-size:13px;">UOKiK Spot – If you are saving, investing – be careful!</span></div> </div> </div> </div> </div> </div> <div class="col-12"> <div class="accordion rounded-accordion" id="faq-81-7"> <div class="accordion-item"> <h2 class="accordion-header" id="heading-81-7"> <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse-81-7" aria-expanded="false" aria-controls="collapse-81-7"> Be careful, senior! </button> </h2> <div id="collapse-81-7" class="accordion-collapse collapse" aria-labelledby="heading-81-7" data-bs-parent="#faq-81-7"> <div class="accordion-body"> <p>Be careful, senior! – the UOKiK’s campaign aimed at warning consumers against unfair practices of some entrepreneurs while concluding off-premises contracts, i.e. during presentations or at the consumer’s place of residence.&nbsp;</p><p>The problem considers the purchase of cooking equipment, linen and paramedical products as well as the sale of telecommunications, gas and energy services. Very often consumers – primarily the elderly – are misled and as a result they bear serious financial losses by incurring financial commitments or paying contractual penalty for breaking the contract with the existing provider of services.</p><p>Educational materials consisted of two spots paying attention to the risk and informing about the right to withdraw from the contract concluded off-premises. They also encourage to take advantage of free of charge legal aid.</p><p>The campaign was launched on March 15, 2018.</p><div class="video_voice"><p><video controls="" poster="https://uokik.gov.pl/html/multimedia/spoty/01/img/video-bg.jpg" width="400" height="224"> <source src="https://uokik.gov.pl/html/multimedia/spoty/01/spot-uokik-pokazy.mp4" type="video/mp4"> <source src="https://uokik.gov.pl/html/multimedia/spoty/01/spot-uokik-pokazy.webm" type="video/webm"> <source src="https://uokik.gov.pl/html/multimedia/spoty/01/spot-uokik-pokazy.ogv" type="video/ogv"> </video><br><span style="font-size:13px;">UOKiK Spot – Shopping at shows</span></p><p><video controls="" poster="https://uokik.gov.pl/html/multimedia/spoty/02/img/video-bg.jpg" width="400" height="224"> <source src="https://uokik.gov.pl/html/multimedia/spoty/02/spot-uokik-umowy.mp4" type="video/mp4"> <source src="https://uokik.gov.pl/html/multimedia/spoty/02/spot-uokik-umowy.webm" type="video/webm"> <source src="https://uokik.gov.pl/html/multimedia/spoty/02/spot-uokik-umowy.ogv" type="video/ogv"> </video><br><span style="font-size:13px;">UOKiK Spot - Distance contracts</span></p></div> </div> </div> </div> </div> </div> </div> </div> </div> <style> .bip-menu{ padding: 10px 10px; margin-bottom: 12px; position: relative; font-size: 16px; border-bottom: 1px solid #deb308; } .checked-menu{ background: #DEB308; } .bip-menu a{ color: #000000 !important; text-decoration: none !important; } .ikona-menu{ position:absolute; right:0; top:50%; transform:translateY(-50%); font-size: 35px; background: transparent; border: none; padding: 10px; } .next-level { margin-left: 20px; display: none; } .menu-div ul li{ list-style: none !important; } @media only screen and (min-width: 991px) { .margin-left-30{ margin-left:30px; } } .menu-div ul{ padding: 0 !important; } </style> <script> document.addEventListener("DOMContentLoaded", function() { $('.parent.ikona-menu').click(function(e) { e.stopPropagation(); let icon = $(this).children('i'); let nextMenu = $(this).parent().next('.next-level'); nextMenu.slideToggle('fast'); if (icon.hasClass('ri-arrow-down-s-line')) { icon.removeClass('ri-arrow-down-s-line'); icon.addClass('ri-arrow-up-s-line'); $(this).parent().addClass('checked-menu'); } else { icon.removeClass('ri-arrow-up-s-line'); icon.addClass('ri-arrow-down-s-line'); $(this).parent().removeClass('checked-menu'); } }); $('.menu-item2.active').parents('.next-level').each(function() { $(this).slideDown('fast').prev('li').addClass('checked-menu') .find('i').addClass('ri-arrow-up-s-line').removeClass('ri-arrow-down-s-line'); }); }); </script> </div> </article> </div> </div> </section> </div> <div class="newsletter_bg"> <div class="container-xxl newsletter-heading"> <h4 class="newsletter-form-title">Sign up for our newsletter </h4> <p class="newsletter-form-desc">Stay up to date with the latest information from the Office of Competition and Consumer Protection </p> <a href="/en/newsletter" class="newsletter-form-button btn" >Sign up</a> </div> </div> <div class="banner_projekty container-xxl mb-40"> </div> <footer class="page-footer footer-dark-blue pt-50"> <div class="container-xxl"> <div class="row pb-50"> <div class="col-lg-4 col-md-4 col-sm-6 col-12"> <aside class="widget widget--transparent widget__footer widget__about"> <div class="widget__header2 margin-phone-30"> <img src="https://uokik.gov.pl/storage/loga/logo-uokik-white-en.png" alt="Office of Competition and Consumer Protection" height="85"> <div class="phone-show" style="display: none;color: #deb308; margin-top:20px;">Office of Competition and Consumer Protection</div> </div> </aside> </div> <div class="col-lg-3 col-md-6 col-sm-6 col-12 telefon"> <aside class="widget widget--transparent widget__footer custom_html"> <ul> <li>Office of Competition and Consumer Protection</li> <li>Pl. 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