הכסף | כלכליסט

<!DOCTYPE html>  <html lang='he' > <head> <meta charset="UTF-8"> <meta http-equiv="Pragma" content="no-cache"/> <title>הכסף | כלכליסט</title> <meta name="description" content="מחפשים מידע על צרכנות פיננסית? באתר כלכליסט תמצאו מידע , חדשות, כתבות וטיפים בנושא כסף, צרכנות, פנסיה, חסכונות לטווח ארוך , קופות גמל, קרנות, הטבות ועוד"/><link rel='canonical' href='https://www.calcalist.co.il/investing'> <meta itemprop="name" content="הכסף | כלכליסט"> <meta itemprop="description" content="מחפשים מידע על צרכנות פיננסית? באתר כלכליסט תמצאו מידע , חדשות, כתבות וטיפים בנושא כסף, צרכנות, פנסיה, חסכונות לטווח ארוך , קופות גמל, קרנות, הטבות ועוד"> <meta property="og:type" content="website"/> <meta property="og:url" content="https://www.calcalist.co.il/investing"/> <meta property="og:title" content="הכסף | כלכליסט"/> <meta property="og:description" content="מחפשים מידע על צרכנות פיננסית? באתר כלכליסט תמצאו מידע , חדשות, כתבות וטיפים בנושא כסף, צרכנות, פנסיה, חסכונות לטווח ארוך , קופות גמל, קרנות, הטבות ועוד"/> <meta property="og:image" content="https://www.calcalist.co.il/images/1280/header/share_logo.png"/> <meta property="og:site_name" content="calcalist"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:url" content="https://www.calcalist.co.il/investing"/> <meta name="twitter:title" content="הכסף | כלכליסט"/> <meta name="twitter:description" content="מחפשים מידע על צרכנות פיננסית? באתר כלכליסט תמצאו מידע , חדשות, כתבות וטיפים בנושא כסף, צרכנות, פנסיה, חסכונות לטווח ארוך , קופות גמל, קרנות, הטבות ועוד"/> <meta name="twitter:image" content="https://www.calcalist.co.il/images/1280/header/share_logo.png"/> <meta name="viewport" content="width=1210"> <meta name="application-name" content="calcalist"/><meta property="publishedPageId" content="44300"> <meta property="sub-channel-ID" content="9"> <meta property="sub-channel-name" content="הכסף"> <link href="https://pic1.calcalist.co.il/Common/frontend/site/prod/calcalist.c91630aa57791e6cce2ac047a92f2e63.css" rel="stylesheet"/><script async src="https://securepubads.g.doubleclick.net/tag/js/gpt.js"></script><link rel="shortcut icon" type="image/x-icon" href="https://www.calcalist.co.il/favicon.ico"/> <script> dataLayer = [{ 'hostname': 'calcalist.co.il', 'pageName': '/investing', 'dcPath': '9.Money-1.Home', 'contentPageType': 'Subcategory Page', 'userId': window.YitPaywall && YitPaywall.user && YitPaywall.user.props ? YitPaywall.user.props.userId : '', 'user_type': window.YitPaywall && YitPaywall.user && YitPaywall.user.props ? (YitPaywall.user.props.user_type || '').toLowerCase() : 'guest', 'piano_id': window.YitPaywall && YitPaywall.user && YitPaywall.user.props ? YitPaywall.user.props.piano_id : '', 'display': window.matchMedia('(prefers-color-scheme: dark)').matches ? 'dark_mode' : 'light_mode', 'channel_name': 'הכסף', }]; </script> <script> (function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', 'GTM-NNZS59'); </script> <script> function _isMobile() { var isMobile = (/iphone|ipod|android|blackberry|fennec/).test (navigator.userAgent.toLowerCase()); return isMobile; } var isMobile1 = _isMobile(); </script> <script> window.defaultNativeVideoType = "flowplayer"</script> <script> var dcPath = "9.Money-1.Home" var dcTags = [] var dcContentID = "9" var browsi_prebid_v3 = "" var show_inboard_v3 = "" var show_ynet_valuad = "" var show_blogs_ads = "" </script> <script type='text/javascript'> var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; var dcGeo = '1'; var dcCG = 'main'; if (document.cookie.indexOf('dcGeoAB') != -1) { { dcGeo = '2' } } var dcSite = 'calcalist'; var dcLoadAds = 1; var gptVer= ''; var is_dfp= 'False'; var show_maavaron = 'False'; var is_commercial = 'False'; </script> <script src='//totalmedia2.ynet.co.il/new_gpt/calcalist/gpt_script_calcalist.js'></script> <script src='//totalmedia.calcalist.co.il/prod/calcalist_gpt_ads.js'></script> <script type="application/ld+json"> { "@context": "http://schema.org", "@type": "WebPage", "name": "הכסף | כלכליסט", "url": "https://www.calcalist.co.il/investing", "description": "מחפשים מידע על צרכנות פיננסית? באתר כלכליסט תמצאו מידע , חדשות, כתבות וטיפים בנושא כסף, צרכנות, פנסיה, חסכונות לטווח ארוך , קופות גמל, קרנות, הטבות ועוד", "breadcrumb": { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "WebSite", "@id": "https://www.calcalist.co.il/investing", "name": "הכסף" } } ] } } </script> <script>var video_analytics_src = "ynet";var video_ad_iu = "/6870/Network.video/video.calcalist/desktop/video.calcalist.vast";var video_ad_yncd = "-1";var video_ad_description_url = "https://www.calcalist.co.il/investing";var video_ad_iu_mobile = "/6870/Network.video/video.calcalist/desktop/video.calcalist.vast";</script><script defer type="text/javascript" src="https://pic1.calcalist.co.il/Common/frontend/site/prod/vendors-widgets.8abac72cbc85186c7392.js"></script><script>var YITSiteWidgets=YITSiteWidgets||[];</script><script defer type="text/javascript" src="https://pic1.calcalist.co.il/Common/frontend/site/prod/widgets.0b7dbd183d9e21362873.js"></script> <script> window.dataLayer = window.dataLayer || []; function gtag() { dataLayer.push(arguments); } </script> <script defer type="text/javascript" src="https://pic1.calcalist.co.il/Common/frontend/site/prod/widgets.1bcb1d6495720f7dad26.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/flowplayer.min.js"></script> <link rel="stylesheet" href="https://cdn.flowplayer.com/releases/native/3/stable/style/flowplayer.css"/> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/ads.min.js"></script> <script src="//cdn.flowplayer.com/releases/native/3/stable/plugins/cuepoints.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/ga4.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/keyboard.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/share.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/qsel.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/asel.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/hls.min.js"></script> <script src="https://cdn.flowplayer.com/releases/native/3/stable/plugins/float-on-scroll.min.js"></script> <script>window.isGa4 = 1</script> <script type="text/javascript" src="https://imasdk.googleapis.com/js/sdkloader/ima3.js"></script> <script src="https://cdn.flowplayer.com/releases/native/translations/flowplayer.lang.he.js"></script>  <script type="text/javascript" async src="https://btloader.com/tag?o=6244355308257280&upapi=true"></script>  <script type="text/javascript" src=https://s.skimresources.com/js/261118X1745825.skimlinks.js></script>  <script> window.fpToken = "eyJraWQiOiJCQTRJWkFzMFVURDMiLCJ0eXAiOiJKV1QiLCJhbGciOiJFUzI1NiJ9.eyJjIjoie1wiYWNsXCI6NixcImlkXCI6XCJCQTRJWkFzMFVURDNcIixcImRvbWFpblwiOltcImNhbGNhbGlzdC5jby5pbFwiLFwiY2FsY2FsaXN0ZWNoLmNvbVwiXX0iLCJpc3MiOiJGbG93cGxheWVyIn0.qi2o7sPxL7RFn-RvnqGaHmfZmdvHmmq8lCdEld6fyite_xrQCoVeG3YjOc3FXyvFjFuBOlo0f1C-q5okZLLMMw"</script>  <link rel="shortcut icon" type="image/x-icon" href="https://www.calcalist.co.il/favicon.ico"/>  <style> .independence{ right:148px ! important; } </style>  <script type=""text/javascript""> window._taboola = window._taboola || []; _taboola.push({category:'auto'}); !function (e, f, u, i) { if (!document.getElementById(i)){ e.async = 1; e.src = u; e.id = i; f.parentNode.insertBefore(e, f); } }(document.createElement('script'), document.getElementsByTagName('script')[0], '//cdn.taboola.com/libtrc/calcalist-calcalist/loader.js', 'tb_loader_script'); if(window.performance && typeof window.performance.mark == 'function') {window.performance.mark('tbl_ic');} </script>  <script async src="https://cdn.taboola.com/webpush/publishers/1363766/taboola-push-sdk.js"></script>  <style> .MultiStripComponenta .slotList .slotView.advertesing{ height:239px !important; margin-bottom:15px !important; } </style>  <style> .calcalist *[data-roof-text="כלכליסט-טק | "], .calcalist *[data-roof-text="כלכליסט-טק"]{ color:#10bbef ! important; } </style>  <script async="true" src="https://tags.dxmdp.com/tags/0b41b6f0-1d53-4017-a72b-33a759568873/dmp-provider.js" type="text/javascript"></script>  <script> window.adBlockEnabled = false; async function detectAdBlock() { const googleAdUrl = 'https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js' try { await fetch(new Request(googleAdUrl)).catch(_ => adBlockEnabled = true) } catch (e) { window.adBlockEnabled = true; console.log(`AdBlock Enabled: ${window.adBlockEnabled}`) } finally { } } detectAdBlock(); document.addEventListener("DOMContentLoaded", function () { window.blocker = false; let fakeAd = document.createElement("div"); fakeAd.className = "textads banner-ads banner_ads ad-unit ad-zone ad-space adsbox"; fakeAd.style.height = "1px"; document.body.appendChild(fakeAd); let x_width = fakeAd.offsetHeight; let msg = document.getElementById("msg"); if (x_width) { console.log("No AdBlocker Detected"); } else{ console.log("AdBlocker detected"); window.blocker = true; } }); if (window.adBlockEnabled == false) { window.googletag = window.googletag || {cmd: []}; let frequencyLogic = JSON.parse(localStorage.getItem("frequencyLogic")) !== null ? JSON.parse(localStorage.getItem("frequencyLogic")) : { datetime: Date.now(), displayedlast: '', }; let millis = Date.now() - frequencyLogic.datetime; let IsUnique = JSON.parse(localStorage.getItem("frequencyLogic")) === null || JSON.parse(localStorage.getItem("frequencyLogic")) !== null && (Math.floor(millis / 1000) > 300); // GPT ad slots var interstitialSlot; googletag.cmd.push(function() { interstitialSlot = googletag.defineOutOfPageSlot( '/6870/calcalist/desktop/ad/adx.interstitial', googletag.enums.OutOfPageFormat.INTERSTITIAL); if (interstitialSlot && window.blocker == false) { interstitialSlot.addService(googletag.pubads()); console.log("Interstitial is loading ..."); googletag.pubads().addEventListener('slotOnload', function(event) { if (interstitialSlot === event.slot) { console.log('Interstitial is loaded.'); frequencyLogic.add = `loaded`; frequencyLogic.datetime = Date.now(); frequencyLogic.displayedlast = `/6870/calcalist/desktop/ad/adx.interstitial`; localStorage.setItem('frequencyLogic', JSON.stringify(frequencyLogic)); } }); googletag.pubads().addEventListener('slotVisibilityChanged', function(event) { var slot = event.slot; console.group('Visibility of slot', slot.getSlotElementId(), 'changed.'); // Log details of the event. console.log('Visible area:', event.inViewPercentage + '%'); console.groupEnd(); if (slot === interstitialSlot) { // document.getElementsByTagName("body")[0].style.overflow = "hidden"; } } ); } googletag.pubads().collapseEmptyDivs(true); googletag.pubads().enableSingleRequest(); googletag.enableServices(); }); } </script>  <script>google=window.google || false;</script>  <script type="text/javascript" src="https://pic1.calcalist.co.il/Common/Api/Scripts/jquery-3.6.3.min.js"></script><script> window.siteID = "calcalist"</script><script> window.fpIsFloating=0</script> </head> <body >   <script> !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window,document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '251532892020667'); fbq('track', 'PageView'); </script> <noscript> <img height="1" width="1" src="https://www.facebook.com/tr?id=251532892020667&ev=PageView&noscript=1"/> </noscript>   <script language=javascript> function hpbClickTrans(url, type, stat_type) { { document.ClickReportForm.the_url.value=url; document.ClickReportForm.type_id.value=type; document.ClickReportForm.stat_type_id.value=stat_type; document.ClickReportForm.submit(); } } (function () { const my_form = document.createElement("form"); my_form.name='ClickReportForm'; my_form.method='post'; my_form.action='https://stats.calcalist.co.il'; my_form.target='HCCfrm'; let my_input=document.createElement('input'); my_input.type='hidden'; my_input.name='the_url'; my_form.appendChild(my_input); my_input=document.createElement('input'); my_input.type='hidden'; my_input.name='StatusId'; my_input.value='144'; my_form.appendChild(my_input); my_input=document.createElement('input'); my_input.type='hidden'; my_input.name='type_id'; my_form.appendChild(my_input); my_input=document.createElement('input'); my_input.type='hidden'; my_input.name='stat_type_id'; my_form.appendChild(my_input); document.body.append(my_form); const my_iframe = document.createElement("iframe"); my_iframe.style.display='none'; my_iframe.name='HCCfrm'; my_iframe.style.height=0; my_iframe.style.width=0; my_iframe.style.border=0; document.body.append(my_iframe); })(); </script> <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-NNZS59" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <script> !function (t, e) { "use strict"; var i = "classList", n = function (t, i) { var n = i || {}; this.trigger = t, this.rate = n.rate || 500, this.el = e.getElementsByClassName("iframe-lightbox")[0] || "", this.body = this.el ? this.el.getElementsByClassName("body")[0] : "", this.content = this.el ? this.el.getElementsByClassName("content")[0] : "", this.href = t.dataset.src || "", this.paddingBottom = t.dataset.paddingBottom || "", this.onOpened = n.onOpened, this.onIframeLoaded = n.onIframeLoaded, this.onLoaded = n.onLoaded, this.onCreated = n.onCreated, this.onClosed = n.onClosed, this.init() }; n.prototype.init = function () { var t = this; this.el || this.create(); var e = function (t, e) { var i, n, o, s; return function () { o = this, n = [].slice.call(arguments, 0), s = new Date; var a = function () { var d = new Date - s; d < e ? i = setTimeout(a, e - d) : (i = null, t.apply(o, n)) }; i || (i = setTimeout(a, e)) } }(function (e) { e.preventDefault(), t.open() }, this.rate); this.trigger.addEventListener("click", e) }, n.prototype.create = function () { var t = this, n = e.createElement("div"); this.el = e.createElement("div"), this.content = e.createElement("div"), this.body = e.createElement("div"), this.el[i].add("iframe-lightbox"), n[i].add("backdrop"), this.content[i].add("content"), this.body[i].add("body"), this.el.appendChild(n), this.content.appendChild(this.body), this.contentHolder = e.createElement("div"), this.contentHolder[i].add("content-holder"), this.contentHolder.appendChild(this.content), this.el.appendChild(this.contentHolder), e.body.appendChild(this.el), n.addEventListener("click", function () { t.close() }); var o = function () { t.isOpen() || (t.el[i].remove("is-showing"), t.body.innerHTML = "") }; this.el.addEventListener("transitionend", o, !1), this.el.addEventListener("webkitTransitionEnd", o, !1), this.el.addEventListener("mozTransitionEnd", o, !1), this.el.addEventListener("msTransitionEnd", o, !1), this.callCallback(this.onCreated, this) }, n.prototype.loadIframe = function () { var t = this; this.iframeId = "iframe-lightbox" + Date.now(), this.body.innerHTML = '<iframe src="' + this.href + '" name="' + this.iframeId + '" id="' + this.iframeId + '" onload="this.style.opacity=1;" style="opacity:0;border:none;" scrolling="no" webkitallowfullscreen="true" mozallowfullscreen="true" allowfullscreen="true" height="166" frameborder="no"></iframe>', function (n, o) { e.getElementById(n).onload = function () { this.style.opacity = 1, o[i].add("is-loaded"), t.callCallback(t.onIframeLoaded, t), t.callCallback(t.onLoaded, t) } }(this.iframeId, this.body) }, n.prototype.open = function () { this.loadIframe(), this.paddingBottom ? this.content.style.paddingBottom = this.paddingBottom : this.content.removeAttribute("style"), this.el[i].add("is-showing"), this.el[i].add("is-opened"), this.callCallback(this.onOpened, this) }, n.prototype.close = function () { this.el[i].remove("is-opened"), this.body[i].remove("is-loaded"), this.callCallback(this.onClosed, this) }, n.prototype.isOpen = function () { return this.el[i].contains("is-opened") }, n.prototype.callCallback = function (t, e) { "function" == typeof t && t.bind(this)(e) }, t.IframeLightbox = n }("undefined" != typeof window ? window : this, document); </script> <div id="container_ear"> <div id="skyscraper" class="ear_sticky calcalist_banner"></div> </div> <style> #container_ear { position:relative; } #skyscraper { margin-top:0; position:absolute; } @media all and (max-width: 1545px) { #skyscraper {display:none;} } </style> <script> $(document).ready(function() { var prime_b = ''; container_header = $('.top-ad-cal:first').closest('.layoutContainer').closest('.layoutContainer'); container_header = $(container_header).next(); $(container_header).after($(container_ear)); setTimeout(function() { if (document.querySelector("div[id^=prime]") != undefined) { prime_b = document.querySelector("div[id^=prime]"); var prime_defined = (document.querySelector('iframe[id*="prime"]') != undefined) ? true : false; } var vilon_banner = ($("#vilon") != undefined) ? $("#vilon").height() : 0; var headline_title = (document.querySelector(".CalcalistTitleHeadlineComponenta") != undefined) ? true : false; var container_header; var container_width = document.querySelector(".RelativeElementsContainer").style.width; var top_ear = 0; var position_sticky = 'absolute'; var header_breadcrumbs = document.querySelector(".calcalist-sub-navigation-with-breadcrumbs") ? document.querySelector(".calcalist-sub-navigation-with-breadcrumbs").offsetHeight : 0; var position_banner = (container_width == "100%") ? 0 : ((window.innerWidth - 1210)/2); var CalcalistCategoryHeader = document.querySelector('.CalcalistCategoryHeader'); var calcalist_breadcrumbs = document.querySelector(".calcalist-breadcrumbs") ? document.querySelector(".calcalist-breadcrumbs").offsetHeight : 0; if (container_width == "100%" && header_breadcrumbs == 0) { top_ear = calcalist_breadcrumbs != 0 ? calcalist_breadcrumbs : 70; } else if (header_breadcrumbs != 0 && container_width == "100%") { top_ear = CalcalistCategoryHeader.offsetHeight + header_breadcrumbs + 17 + vilon_banner; position_banner = 0; position_sticky = 'fixed'; } else { top_ear = (!prime_defined && container_width != "100%" && headline_title) ? 40 : 0; } if (prime_b != '' && prime_b.offsetHeight > 0) { $('.ear_sticky').css({position: position_sticky, top: (top_ear+15)+'px', right: '-'+position_banner+'px'}); } else { $('.ear_sticky').css({position: position_sticky, top: (top_ear)+'px', right: '-'+position_banner+'px'}); } window.addEventListener("resize", () => { if ($('.ear_sticky').height() > 0) { var ozen_width = 0; if (document.querySelector('iframe[id*="skyscraper"]') != undefined || document.querySelector('iframe[id*="skyscraper"]') != null) { ozen_width = document.querySelector('iframe[id*="skyscraper"]').width; } new_position_banner = ((window.innerWidth - 1210)/2)-11; if (ozen_width >= new_position_banner || ozen_width == 0) { $('.ear_sticky').css('display', 'none'); } else { $('.ear_sticky').css('display', 'block'); } } }); setTimeout(function() { if (document.getElementById('sgorPrime')) { document.getElementById('sgorPrime').addEventListener('click', function (e) { if (container_width != "100%") { $('.ear_sticky').css({top: (top_ear+15)+'px'}); } }); if (prime_b == '' && prime_b.offsetHeight < 0) { $('.ear_sticky').css({ top: (top_ear+15)+'px'}); } } }, 1000); $( window ).scroll(function() { if ($('.ear_sticky').height() > 0) { var position_footer = 0; var ear_position_footer = 0; var vilon_banner_new = ($("#vilon") != undefined) ? $("#vilon").height() : 0; if (document.querySelector(".calcalist-footer")) { position_footer = $(".calcalist-footer").offset().top - window.innerHeight; ear_position_footer = window.innerHeight - $(".calcalist-footer").height() - $('.ear_sticky').height(); } var stickyTop = $('#container_ear').offset().top; var windowTop = $(window).scrollTop(); let new_top_ear = (windowTop > stickyTop) ? ((headline_title || container_width == "100%" || header_breadcrumbs) ? 5 : top_ear + vilon_banner_new) + 56 : top_ear; if (windowTop <= (stickyTop - CalcalistCategoryHeader.offsetHeight)) { if (prime_b != '' && prime_b.offsetHeight > 0) { $('.ear_sticky').css({position: position_sticky, top: (new_top_ear)+'px', right: '-'+position_banner+'px'}); } else { if (((prime_b != '' && prime_b.offsetHeight > 0) || vilon_banner_new > 0) || window.dcCG != "home") { let top_new = new_top_ear == 0 ? 0 : new_top_ear - windowTop; if (windowTop > ((header_breadcrumbs + calcalist_breadcrumbs + vilon_banner_new) - 61)) { top_new = 0; } $('.ear_sticky').css({position: position_sticky, top: top_new+'px', right: '-'+position_banner+'px'}); } else { $('.ear_sticky').css({position: position_sticky, top: (new_top_ear+5)+'px', right: '-'+position_banner+'px'}); } } } else if (windowTop > position_footer) { if (container_width == "100%") { $('.ear_sticky').css({display: 'none', position: 'fixed', top: new_top_ear+'px', right: '-'+position_banner+'px', margin: ear_position_footer+ 'px' + '0 0 0'}); } else { $('.ear_sticky').css({position: 'fixed', top: new_top_ear+'px', right: '-'+position_banner+'px', margin: ear_position_footer+ 'px' + '0 0 0'}); } } else { if (windowTop > top_ear) { new_top_ear = 61; } $('.ear_sticky').css({position: 'fixed', top: new_top_ear+'px', right: '0', display: 'block'}); } } }); }, 1000); }); </script> <div class='advrst hidden_advrst '><span class='advrst_close'>סגור</span>  <div id='stickyDesktop' class='calcalist_banner' style='height:120px; width:890px;'></div> </div> <style> /*STIKY BANNER*/ .advrst {height:120px; width:890px;position:fixed;bottom:0;z-index :10000;} .hidden_advrst {visibility:hidden;height:120px; width:890px;} .display_advrst {visibility:visible;height:120px; width:890px;} .advrst .advrst_close { display: block; color: #fff; background-color: #666; cursor: pointer; width: 45px; height: 20px; font-size: 17px; text-align: center; position: absolute; right:0; top:-20px;} </style> <script> function createCookie(name, value, seconds) { var expires; if (seconds) { var date = new Date(); date.setTime(date.getTime() + seconds*1000); expires = "; expires=" + date.toGMTString(); } else { expires = ""; } document.cookie = encodeURIComponent(name) + "=" + encodeURIComponent(value) + expires + ";path=/"; } function readCookie(name) { var nameEQ = encodeURIComponent(name) + "="; var ca = document.cookie.split(';'); for (var i = 0; i < ca.length; i++) { var c = ca[i]; while (c.charAt(0) === ' ') c = c.substring(1, c.length); if (c.indexOf(nameEQ) === 0) return decodeURIComponent(c.substring(nameEQ.length, c.length)); } return null; } function eraseCookie(name) { createCookie(name, "", -1); } function displayAdvr() { if ($('.advrst').length>0) { if ($('#taboola-below-main-column-thumbnails').offset() != null) { if ( $(window).scrollTop() > 350 && ($('.advrst').offset().top < $('#taboola-below-main-column-thumbnails').offset().top)) { $('.advrst.hidden_advrst').removeClass('hidden_advrst').addClass('display_advrst'); } else { $('.advrst.display_advrst').addClass('hidden_advrst').removeClass('display_advrst'); } } else { if ( $(window).scrollTop() > 350 && ($('.advrst').offset().top + (document.body.scrollHeight - $('.calcalist-footer').offset().top)) < $('.calcalist-footer').offset().top) { $('.advrst.hidden_advrst').removeClass('hidden_advrst').addClass('display_advrst'); } else { $('.advrst.display_advrst').addClass('hidden_advrst').removeClass('display_advrst'); } } } } $(document).ready(function() { var displaySticky = 1; var UserClosed = readCookie('UserClosed'); if (window.dcCG != "article") { $('.advrst').css({'right':$('.RelativeElementsContainer .layoutContainer').position().left}); } else { if ($('.dynamicHeightItemsColumn').length>0 ) { $('.advrst').css({'right':$('.layoutContainer').position().left}); } else if ($('.article-body-calcalist').length>0 && $('.art-photo').length==0) { $('.advrst').css({'left':$('.article-body-calcalist').position().left}); } else { displaySticky=0; } } window.addEventListener("resize", () => { var position_banner = (window.innerWidth - 1210)/2 - 10; if ($('.advrst').length>0) { document.querySelector(".advrst").style.right = position_banner+"px"; } }); if(displaySticky==1 && UserClosed!=1) { displayAdvr(); $(window).scroll(function() { displayAdvr(); }); } else { $('.advrst').remove(); } $('.advrst_close').click(function (e) { var date = new Date; createCookie('UserClosed', 1, 60*60); $('.advrst').fadeOut(4).addClass('hidden_advrst'); }); }); </script> <div id="site_container" class=""><div><div class="hContainer calcalist calcalist verundefined"><script>window.dateFormat="dmy", window.timezone="Asia/Jerusalem", window.languageCode ="he-IL"</script><span><span id="rklNeeNLgu5ye"></span><script>window.YITSiteWidgets.push(['rklNeeNLgu5ye','SiteAnalyticsInjector',{"analyticsObject":{"dc_path":"","page_title":"הכסף","cid":"","yid":"","ad_blocker":false,"channel_name":"הכסף","user_status":0},"mainClassName":"hContainer"}]);</script></span><script> window.currentPlayingYoutubePlayer = window.currentPlayingYoutubePlayer || null; window.YoutubeAPIControlller = { _queue: [], _isLoaded: false, load: function (component) { // if the API is loaded just create the player if (this._isLoaded) { component.createPlayer() } else { this._queue.push(component) } }, loadAPI: function () { // load the api var tag = document.createElement('script'); tag.src = "https://www.youtube.com/iframe_api"; var firstScriptTag = document.getElementsByTagName('script')[0]; firstScriptTag.parentNode.insertBefore(tag, firstScriptTag); var that = this; window.onYouTubeIframeAPIReady = function() { that._isLoaded = true for (let i = that._queue.length; i--;) { that._queue[i].createPlayer() } that._queue = [] } }, } setTimeout(function(){window.YoutubeAPIControlller.loadAPI()}, 1000); </script><span><span id="Hk11VggV8xOqye"></span><script>window.YITSiteWidgets.push(['Hk11VggV8xOqye','SiteLinkLightBoxInjector',{}]);</script></span><span><span id="HJMNgxVUguc1g"></span><script>window.YITSiteWidgets.push(['HJMNgxVUguc1g','SiteScrollToTopButton',{}]);</script></span><div style="width:1210px;direction:ltr;margin:0 auto" class="RelativeElementsContainer site_page_root"><div class="layoutContainer" style="position:relative;min-height:0;padding-bottom:0;width:1210px;margin:0 auto;box-sizing:border-box"><div tabindex="0" class="layoutItem top-ad-cal" style="position:relative;top:0;left:0;margin-bottom:0"><span class="no-print"><div style="height:100%"><div id="vilon" class="calcalist_banner vilon" data-banner="[1210,350]" data-fluid-checked="false"></div></div></span></div></div><div class="layoutContainer" style="position:relative;min-height:127px;padding-bottom:0;width:1210px;margin:0 auto;box-sizing:border-box"><div tabindex="0" class="layoutItem header-calcalist" style="position:absolute;top:0;left:0;height:60px;width:1210px"><div style="height:"><span><span id="Sy7VxlNUg005Jx"><div class=""><img class="calcalistPrintlogo" src="https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2022/09/15/Hk9OzwlWi/calcalistlogn.png"/><div id="CalcalistCategoryHeader" class="CalcalistCategoryHeader no-print"><div class="calcalistHeaderBg no-print"></div><div class="logo no-print"><a aria-label="ראשי" id="HkV4eg4UgO9yx" href="https://www.calcalist.co.il/home/0,7340,L-8,00.html" target="_top"><img alt="ראשי" title="ראשי" aria-hidden="true" aria-label="Page Logo" src="https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2022/09/15/Hk9OzwlWi/calcalistlogn.png"/></a></div><div class="mainNav no-print" role="navigation" aria-label="Main Menu"><ul><li><a style="color:#000000" aria-label="" id="BJBEle4Ugdckg" href="https://www.calcalist.co.il/allnews" target="_top"><span>24/7</span></a></li><li><a style="color:#000000" aria-label="" id="BkIVllE8x00qkx" href="https://www.calcalist.co.il/buzz" target="_top"><span>באזז</span></a></li><li><a style="color:#000000" aria-label="" id="HJPExlEUxd51x" href="https://www.calcalist.co.il/market" target="_top"><span>שוק</span></a></li><li><a style="color:#000000" aria-label="" id="Sk00Vgx4LgOcyl" href="https://www.calcalist.co.il/calcalistech" target="_top"><img alt="" title="" width="auto" height="auto" src="https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2021/10/21/Bk008auRSK/navtech.jpg"/></a></li><li><a style="color:#000000" aria-label="" id="BkK4glEIluc1g" href="https://www.calcalist.co.il/local_news" target="_top"><span>בארץ</span></a></li><li><a style="color:#000000" aria-label="" id="rkc4exN8ld91l" href="https://www.calcalist.co.il/real-estate" target="_top"><span>נדל"ן</span></a></li><li><a style="color:#000000" aria-label="" id="H1iVegEUx0091x" href="https://www.calcalist.co.il/world_news" target="_top"><span>עולם</span></a></li><li><a style="color:#000000" aria-label="" id="H12EllEIgOqke" href="https://www.calcalist.co.il/local_news/category/3772" target="_top"><span>משפט</span></a></li><li><a style="color:#000000" aria-label="עסקי ספורט" id="rJTExlVIedqyl" href="https://www.calcalist.co.il/local_news/car" target="_top"><span>רכב</span></a></li><li><a style="color:#000000" aria-label="פנאי" id="HyCEllVUguqJe" href="https://www.calcalist.co.il/consumer/home/0,7340,L-3,00.html" target="_top"><span>פנאי</span></a></li><li><a style="color:#000000" aria-label="" id="B11rlxE8lucJx" href="https://www.calcalist.co.il/supplement" target="_top"><span>מוסף</span></a></li><li><a style="color:#000000" aria-label="ctech" id="ryxrge4Ugd5yl" href="https://www.calcalistech.com/ctechnews" target="_top"><img alt="ctech" title="ctech" width="auto" height="auto" src="https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2020/12/15/SJs0pWInP/ctech.png"/></a></li><li><a style="color:#000000" aria-label="" id="HkbrggVLx00qJl" href="https://www.calcalist.co.il/local_news/category/5494" target="_top"><span>Duns 100</span></a></li><li><a style="color:#969696" aria-label="" id="HJzSle4Lx009Jl" href="https://www.calcalist.co.il/stock/category/3960" target="_top"><span>פורטל פיננסי</span></a></li></ul></div><div class="LeftSideMenu no-print"><div id="search-button" class="searchButton"><img alt="חיפוש" src="/images/1280/header/h_search.png"/></div><div id="menu-button" class="hamburger"><span></span></div><div class="CalcalistMeniList " style="width:1210px"><ul><li><a style="color:#000000;background:#F5F5F5" id="rJmHexNIgu5Jl" href="https://www.calcalist.co.il/stock/category/3959" target="_top"><span>מניות</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="r1Vrll48lucke" href="https://www.calcalist.co.il/tv" target="_top"><span>כלכליסט TV</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="rkSHxlE8ldcJl" href="https://www.calcalist.co.il/investing" target="_top"><span>כסף</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HyUSgxN8xu9Jx" href="https://www.calcalist.co.il/shopping" target="_top"><span>פו"ש</span></a></li><li><a style="color:#000000;background:#FF0000" id="r1wSexEUldcke" href="https://www.calcalist.co.il/photo" target="_top"><span>פוטו כלכליסט</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SkdBgl48ldckl" href="https://www.calcalist.co.il/market/category/3874" target="_top"><span>שוקי חו"ל</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HJYBxeNUxd9Jx" href="https://www.calcalist.co.il/stock/category/4135" target="_top"><span>נתוני מט"ח</span></a></li><li><a style="color:#FF0000;background:#F5F5F5" id="Hy5rll4Uld5yl" href="https://www.calcalist.co.il/category/37562" target="_top"><span>Best Workplaces</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="rkoSxxV8xd9ke" href="https://www.calcalist.co.il/local_news/category/3791" target="_top"><span>דעות</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="Sy3SxgN8lOqJg" href=" https://study.calcalist.co.il/" target="_top"><span>קורסים וסדנאות</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SJaBxxNIgdcJx" href="https://www.calcalist.co.il/category/24188" target="_top"><span>שורת הרווח</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SJRHlxVUg005yg" href="https://www.calcalist.co.il/local_news/category/3782" target="_top"><span>קריירה</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="By1IexEUxu5ye" href="https://www.calcalist.co.il/stock/category/36062" target="_top"><span>קריפטו</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SJl8exEUgOcyl" href="https://www.calcalist.co.il/shopping/category/30862" target="_top"><span>שיווקיסט</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="ry118leELg00c1e" href="https://www.calcalist.co.il/local_news/car" target="_top"><span>רכב</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HJfLllNIeu5Jl" href="https://www.calcalist.co.il/category/5065" target="_top"><span>מכרז zone</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SJ7UlgNUeuq1l" href="https://calcalist360.webflow.io/" target="_blank"><span>כלכליסט 360</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="ryE8ggN8eO9yg" href="https://www.calcalist.co.il/smbc" target="_top"><span>עסקים קטנים ובינוניים</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HJSUglVUe005Jl" href="https://www.calcalist.co.il/category/3847" target="_top"><span>פרויקטים</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="rk8UggNLedckl" href="https://www.calcalist.co.il/podcast" target="_top"><span>פודקאסט</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HkPUxe48luqye" href="https://www.calcalist.co.il/calcalistech/category/5783" target="_top"><span>גיימריסט</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="B1008xx4UlO5ke" href="https://www.calcalist.co.il/calcalistech/category/3928" target="_top"><span>הייטק והון סיכון</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HkFUlxEIeuckx" href="https://www.calcalist.co.il/calcalistech/category/4799" target="_top"><span>סייבר</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SJcIxgE8gucyx" href="https://www.calcalist.co.il/category/3837" target="_top"><span>קריקטוריסט</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="rJi8gg4Ildq1e" href="https://www.calcalist.co.il/calcalistech/category/5631" target="_top"><span>קניין רוחני</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="Hkh8xgELg00cyl" href="https://www.calcalist.co.il/category/37802" target="_top"><span>תכנון פיננסי</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SJ6Uex4IxO91l" href="https://www.calcalist.co.il/category/34582" target="_top"><span>חדשות הבורסה</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="SyA8xl4Lg009Jx" href="https://www.calcalist.co.il/category/34742" target="_top"><span>Duns Medical</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="H11DlgVUgu5kx" href="https://www.calcalist.co.il/local_news/category/35882" target="_top"><span>Trust</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HkgvxxV8xu9kg" href="https://www.calcalist.co.il/category/35862" target="_top"><span>מתחם ה- 1000</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HJZvxg4Igdc1g" href="https://www.calcalist.co.il/category/36622" target="_top"><span>Corporate</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HJMwxx4Lxu9Jg" href="https://www.calcalist.co.il/category/33122" target="_top"><span>Superbrands</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="HJQPlx4Igdcke" href="https://www.calcalist.co.il/category/35642" target="_top"><span>מצטייני !BRAVO</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="rkNwxe4Uld9kx" href="https://www.calcalist.co.il/category/37102" target="_top"><span>טכנולוגיה חקלאית</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="H1SPggVIedqkg" href="https://www.calcalist.co.il/category/37362" target="_top"><span>C LEVEL</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="r1Iwle4Ig005kg" href="https://www.calcalist.co.il/home/0,7340,L-4950,00.html" target="_top"><span>מגזין</span></a></li><li><a style="color:#000000;background:#F5F5F5" id="rkPvxlELx00c1l" href="https://www.calcalist.co.il/category/39062" target="_top"><span>C TRAVEL</span></a></li></ul><div class="bottomLinks"><div class="linksWithIcons"><a href="/home/0,7340,L-3857,00.html" class="c-icon-wrp hd-btn" target="_blank" title="ניוזלטר"><span class="t-newsletter icon-red"></span><span class="t-title adom ShualRegular">ניוזלטר</span></a><a href="//www.calcalist.co.il/podcast" class="c-icon-wrp hd-btn" title="פודקאסט"><span class="t-podcast icon-red"></span><span class="t-title adom ShualRegular">פודקאסט</span></a><a href="//www.calcalist.co.il/tv" class="c-icon-wrp hd-btn" title="כלכליסט TV"><span class="t-tv icon-red"></span><span class="t-title adom ShualRegular">כלכליסט TV</span></a><a href="https://www.youtube.com/calcalist" class="c-icon-wrp hd-btn" target="_blank" title="כלכליסט ביוטיוב"><span class="t-youtube icon-red"></span><span class="t-title adom ShualRegular">כלכליסט ביוטיוב</span></a><a href="https://z.calcalist.co.il/mvc/short/2018/Dreamcard/Home/Index" class="c-icon-wrp hd-btn" target="_blank" title="מינוי לעיתון"><span class="t-sub icon-red"></span><span class="t-title adom ShualRegular">מינוי לעיתון</span></a><a href="https://z.calcalist.co.il/mvc/long/2022/DigitalSubscription/Registration/Subscribe.aspx?type=evrit" class="c-icon-wrp hd-btn downloadApp" target="_blank" title="מינוי דיגיטלי"><span class="t-paperdigital icon-red"></span><span class="t-title adom ShualRegular">מינוי דיגיטלי</span></a><a href="https://www.calcalist.co.il/home/0,7340,L-3800,00.html" class="c-icon-wrp hd-btn last" title="שירות לקוחות"><span class="t-service icon-red"></span><span class="t-title adom ShualRegular">שירות לקוחות</span></a></div></div></div></div></div></div></span><script>window.YITSiteWidgets.push(['Sy7VxlNUg005Jx','SiteCategoryHeaderComponenta',{"logoProps":{"url":"/picserver3/wcm_upload_dev/2022/09/15/Hk9OzwlWi/calcalistlogn.png","mediaTitle":"ראשי","link":"https://www.calcalist.co.il/home/0,7340,L-8,00.html","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"}},"mainNavItems":[{"link":"https://www.calcalist.co.il/allnews","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"24/7"},{"link":"https://www.calcalist.co.il/buzz","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"באזז"},{"link":"https://www.calcalist.co.il/market","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"שוק"},{"link":"https://www.calcalist.co.il/calcalistech","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"/picserver3/wcm_upload_dev/2021/10/21/Bk008auRSK/navtech.jpg","title":"כלכליסט-טק"},{"link":"https://www.calcalist.co.il/local_news","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"בארץ"},{"link":"https://www.calcalist.co.il/real-estate","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"נדל\"ן"},{"link":"https://www.calcalist.co.il/world_news","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"עולם"},{"link":"https://www.calcalist.co.il/local_news/category/3772","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"משפט"},{"link":"https://www.calcalist.co.il/local_news/car","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"עסקי ספורט","color":"#000000","url":"","title":"רכב"},{"link":"https://www.calcalist.co.il/consumer/home/0,7340,L-3,00.html","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"פנאי","color":"#000000","url":"","title":"פנאי"},{"link":"https://www.calcalist.co.il/supplement","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"מוסף"},{"link":"https://www.calcalistech.com/ctechnews","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"ctech","color":"#000000","url":"/picserver3/wcm_upload_dev/2020/12/15/SJs0pWInP/ctech.png","title":""},{"link":"https://www.calcalist.co.il/local_news/category/5494","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#000000","url":"","title":"Duns 100"},{"link":"https://www.calcalist.co.il/stock/category/3960","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"mediaTitle":"","color":"#969696","url":"","title":"פורטל פיננסי"}],"menuItems":[{"title":"מניות","link":"https://www.calcalist.co.il/stock/category/3959","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"כלכליסט TV","link":"https://www.calcalist.co.il/tv","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"כסף","link":"https://www.calcalist.co.il/investing","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"פו\"ש","link":"https://www.calcalist.co.il/shopping","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"פוטו כלכליסט","link":"https://www.calcalist.co.il/photo","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#FF0000"},{"title":"שוקי חו\"ל","link":"https://www.calcalist.co.il/market/category/3874","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"נתוני מט\"ח","link":"https://www.calcalist.co.il/stock/category/4135","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"Best Workplaces","link":"https://www.calcalist.co.il/category/37562","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#FF0000","bgColor":"#F5F5F5"},{"title":"דעות","link":"https://www.calcalist.co.il/local_news/category/3791","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"קורסים וסדנאות","link":" https://study.calcalist.co.il/","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"שורת הרווח","link":"https://www.calcalist.co.il/category/24188","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"קריירה","link":"https://www.calcalist.co.il/local_news/category/3782","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"קריפטו","link":"https://www.calcalist.co.il/stock/category/36062","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"שיווקיסט","link":"https://www.calcalist.co.il/shopping/category/30862","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"רכב","link":"https://www.calcalist.co.il/local_news/car","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"מכרז zone","link":"https://www.calcalist.co.il/category/5065","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"כלכליסט 360","link":"https://calcalist360.webflow.io/","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"new","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"עסקים קטנים ובינוניים","link":"https://www.calcalist.co.il/smbc","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"פרויקטים","link":"https://www.calcalist.co.il/category/3847","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"פודקאסט","link":"https://www.calcalist.co.il/podcast","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"גיימריסט","link":"https://www.calcalist.co.il/calcalistech/category/5783","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"הייטק והון סיכון","link":"https://www.calcalist.co.il/calcalistech/category/3928","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"סייבר","link":"https://www.calcalist.co.il/calcalistech/category/4799","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"קריקטוריסט","link":"https://www.calcalist.co.il/category/3837","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"קניין רוחני","link":"https://www.calcalist.co.il/calcalistech/category/5631","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"תכנון פיננסי","link":"https://www.calcalist.co.il/category/37802","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"חדשות הבורסה","link":"https://www.calcalist.co.il/category/34582","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"Duns Medical","link":"https://www.calcalist.co.il/category/34742","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"Trust","link":"https://www.calcalist.co.il/local_news/category/35882","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"מתחם ה- 1000","link":"https://www.calcalist.co.il/category/35862","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"Corporate","link":"https://www.calcalist.co.il/category/36622","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"Superbrands","link":"https://www.calcalist.co.il/category/33122","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"מצטייני !BRAVO","link":"https://www.calcalist.co.il/category/35642","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"טכנולוגיה חקלאית","link":"https://www.calcalist.co.il/category/37102","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"C LEVEL","link":"https://www.calcalist.co.il/category/37362","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"מגזין","link":"https://www.calcalist.co.il/home/0,7340,L-4950,00.html","linkTarget":{"lightBoxOpacity":70,"lightBoxHeight":700,"linkOpenType":"same","lightBoxWidth":803,"lightBoxBgColor":"#000000"},"color":"#000000","bgColor":"#F5F5F5"},{"title":"C TRAVEL","link":"https://www.calcalist.co.il/category/39062","linkTarget":{"lightBoxOpacity":70,"lightBoxBgColor":"#000000","linkOpenType":"same","lightBoxWidth":803,"lightBoxHeight":700},"color":"#000000","bgColor":"#F5F5F5"}],"stampa":"none","imagesDomain":"https://pic1.calcalist.co.il","width":1210,"domain":"https://www.calcalist.co.il"}]);</script></span></div></div><div tabindex="0" class="layoutItem calcalist-sub-navigation-with-breadcrumbs" style="position:absolute;top:61px;left:0;height:54px;width:1210px"><span class="no-print"><div style="height:100%"><nav aria-label="Breadcrumb" class="calcalistBreadcrumbs withNavigation"><div class="subNavigationArea"><div class="CalcalistSubNavigation"><a style="color:#d2ac2b" id="SJODelEUlO5yl" href="https://www.calcalist.co.il/investing" target="_top">הכסף</a><a style="color:#616161" id="SJtDllVLld5Je" href="https://www.calcalist.co.il/investing/category/4983" target="_top">צרכנות פיננסית</a></div><ul style="visibility:visible"><li><a href="/">דף הבית</a></li><li><a href="https://www.calcalist.co.il/investing">הכסף</a></li></ul></div><span><span id="By5wleVIgO9kx"><div class="calcalistLoginAndShare"><a class="userAction" href="//www.facebook.com/calcalistonline" target="_blank"><span class="icon header-facebook" title="פייסבוק"></span></a><a class="userAction" href="//twitter.com/calcalist" target="_blank"><span class="icon header-twitter" title="טוויטר"></span></a><a class="userAction ConfLink" target="_blank" href="https://www.calcalist.co.il/conference/home/0,7340,L-5144,00.html"><span class="userText" title="ועידות">ועידות</span><span class="icon Conf" title="ועידות"></span></a><a class="userAction RedMailLink" href="https://www.calcalist.co.il/redmail"><span class="userText" title="דואר אדום">דואר אדום</span><span class="icon RedMail" title="דואר אדום"></span></a><div class="calcalistLogin"><a class="login_calcalist" href="//www.calcalist.co.il/homenc/1,7340,L-4158,00.html"><span class="userLabel">שלום אורח/ת</span><div class="userLogin icon"></div></a></div></div></span><script>window.YITSiteWidgets.push(['By5wleVIgO9kx','CalcalistLoginAndShare',{}]);</script></span></nav></div></span></div></div><div class="layoutContainer" style="position:relative;min-height:0;padding-bottom:0;width:1210px;margin:0 auto;box-sizing:border-box"><div tabindex="0" class="layoutItem top-ad-cal" style="position:relative;top:0;left:0;margin-bottom:0"><span class="no-print"><div style="height:100%"><div id="prime.money" class="calcalist_banner prime" data-banner="[[1210,250],[1210,350],[970,250]]" data-fluid-checked="false"></div></div></span></div></div><div class="layoutContainer" style="position:relative;min-height:2349px;padding-bottom:579.1px;width:1210px;margin:0 auto;box-sizing:border-box"><div tabindex="0" class="layoutItem calcalist-title-headline" style="position:absolute;top:0;left:0;height:28px;width:1210px"><span class=""><div style="height:"><div class="CalcalistTitleHeadlineComponenta"><h1 class="specialCategory" style="color:#FF0000;font-size:26px">כסף וצרכנות פיננסית</h1></div></div></span></div><div tabindex="0" class="layoutItem General new banner" style="position:absolute;top:43px;left:0;height:250px;width:304px"><span class="no-print"><div style="height:100%"><div id="bigbox1.money" class="calcalist_banner general_banner" data-banner="[304, 250]" data-fluid-checked="false" data-1x1-checked="false" data-x-checked="true"></div></div></span></div><div tabindex="0" class="layoutItem top-story-calcalist" style="position:absolute;top:43px;left:320px;height:330px;width:890px"><div style="height:"><div class="TopStoryCalcalistComponenta"><div><div><div><div class="slotView" data-wcm-article-id="s1um111zcye"><div class="textDiv"><div class="rooftitle no-small-vp" data-roof-text=""></div><div class="slotTitle"><a id="SkjPxlNLld5ke" data-tb-link="" href="https://www.calcalist.co.il/market/article/s1um111zcye" target="_top"><span style="color:#000000" disabled="" class="" contenteditable="false">מחקר: למרות הפרטת הבנקים, המדינה עדיין שולטת בהם</span></a></div><div class="slotSubTitle"><a id="SJ2DgeNIe005ye" data-tb-link="" href="https://www.calcalist.co.il/market/article/s1um111zcye" target="_top"><span style="color:#000000" disabled="" class="" contenteditable="false">השיטה לפיה נבחרים דירקטורים בבנקים ללא גרעין שליטה היא ייחודית לישראל, משום שגוף רגולטורי קובע דה־פקטו את הרכב הדירקטוריון ב-3 בנקים, כך לפי מחקר באונ' ת"א; "בפועל, הוועדה לבחירת דירקטורים בבנקים היא בעלת השליטה בהם"; והדבר עשוי להוביל להתנהלות לא יעילה</span></a></div><div class="moreDetails"><span class="dateView">18.02.25 </span><span>עירית אבישר </span></div></div><div class="mediaArea" style="width:580px;height:330px;flex-shrink:0"><div class="CalcalistComponentaShareMenuMedia"><div class="MediaCarousel" style="height:330px;width:580px"><div class="mediaItems"><span><a id="BJpvglN8eOcJx" data-tb-link="" href="https://www.calcalist.co.il/market/article/s1um111zcye" target="_top"><img class="SiteImageMedia" src="https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/17/Skm7tTx5ye/Skm7tTx5ye_0_0_700_398_0_x-large.jpg" style="width:580px" title="נגיד בנק ישראל אמיר ירון; צילה צפת, יו"ר הוועדה לבחירת דירקטורים בבנקים ללא גרעין שליטה (צילומים: אייל טואג אוראל כהן) " alt="מימין אמיר ירון ו צילה צפת שופטת " aria-hidden="false"/></a></span></div></div><span><span id="S1CPelVLeuq1l"><div class="ShareMenu"><div class="shareBtnsBox "><button class="calcalistShare fb"></button><button class="calcalistShare tw"></button><button class="calcalistShare mail"></button></div><button class="toggleShareButtons "></button></div></span><script>window.YITSiteWidgets.push(['S1CPelVLeuq1l','CalcalistShareMenu',{"title":"מחקר: למרות הפרטת הבנקים, המדינה עדיין שולטת בהם","isArticle":true,"url":"https://www.calcalist.co.il/market/article/s1um111zcye"}]);</script></span></div></div></div></div></div></div></div></div></div><div tabindex="0" class="layoutItem twenty-four-seven" style="position:absolute;top:309px;left:0;height:278px;width:304px"><span class=""><div style="height:"><div class="TwentyFourSevenComponenta"><div class="TwentyFourSevenTab"><div class="icon-247"></div><a class="mainTitleTab" id="S1kdeeVLguckg" data-tb-link="" href="https://www.calcalist.co.il/allnews" target="_top"><h3>24/7</h3></a><a class="titleTab" id="ByxOll48gd5yx" data-tb-link="" href="https://www.calcalist.co.il/allnews" target="_top"><h3>כלכליסט</h3></a></div><div class="slotContentDiv" style="height:201px"><div class="slotList"><a href="https://www.calcalist.co.il/updates_news/article/hys531d9yx" title="כבר לא חטופים: עומר ונקרט, עומר שם טוב, אלי-ה כהן, טל שהם, אברה מנגיסטו והישאם א-סייד בישראל"><div class="slotView" title="כבר לא חטופים: עומר ונקרט, עומר שם טוב, אלי-ה כהן, טל שהם, אברה מנגיסטו והישאם א-סייד בישראל"><div class="slotTitle" data-tb-title=""><div class="dateView" data-tb-date=""> 22:47 </div><div class="titleText" data-tb-description=""> כבר לא חטופים: עומר ונקרט, עומר שם טוב, אלי-ה כהן, טל שהם, אברה מנגיסטו והישאם א-סייד בישראל</div></div></div></a><a href="https://www.calcalist.co.il/market/article/sy0yzjdcjx" title="בעל השליטה באל על קני רוזנברג השלים אקזיט של מיליארד דולר בניו יורק"><div class="slotView" title="בעל השליטה באל על קני רוזנברג השלים אקזיט של מיליארד דולר בניו יורק"><div class="slotTitle" data-tb-title=""><div class="dateView" data-tb-date=""> 21:35 </div><div class="titleText" data-tb-description=""> בעל השליטה באל על קני רוזנברג השלים אקזיט של מיליארד דולר בניו יורק</div></div></div></a><a href="https://www.calcalist.co.il/world_news/article/r1gekovc1x" title="האפיפיור פרנציסקוס במצב קריטי לאחר אשפוז בשל זיהום בריאות"><div class="slotView" title="האפיפיור פרנציסקוס במצב קריטי לאחר אשפוז בשל זיהום בריאות"><div class="slotTitle" data-tb-title=""><div class="dateView" data-tb-date=""> 21:14 </div><div class="titleText" data-tb-description=""> האפיפיור פרנציסקוס במצב קריטי לאחר אשפוז בשל זיהום בריאות</div></div></div></a><a href="https://www.calcalist.co.il/market/article/bkcu11cw5kl" title="תשובה בונה על אישור של בנק ישראל, ניעור ישראכרט ומציאת מנכ"ל דומיננטי"><div class="slotView" title="תשובה בונה על אישור של בנק ישראל, ניעור ישראכרט ומציאת מנכ"ל דומיננטי"><div class="slotTitle" data-tb-title=""><div class="dateView" data-tb-date=""> 20:19 </div><div class="titleText" data-tb-description=""> תשובה בונה על אישור של בנק ישראל, ניעור ישראכרט ומציאת מנכ"ל דומיננטי</div></div></div></a></div></div><div class="slotMore"><a id="HkWdxeEUeu9Je" data-tb-link="" href="https://www.calcalist.co.il/allnews" target="_top">כלכליסט ></a></div></div></div></span></div><div tabindex="0" class="layoutItem General new banner" style="position:absolute;top:393px;left:320px;height:170px;width:890px"><span class="no-print"><div style="height:100%"><div id="Text.strip.money" class="calcalist_banner general_banner" data-banner="[890, 170]" data-fluid-checked="false" data-1x1-checked="false" data-x-checked="false"></div></div></span></div><div tabindex="0" class="layoutItem calcalist-mobile-banner show-small-vp" style="position:absolute;top:579px;left:320px;height:200px;width:890px"><span class=""></span></div><div tabindex="0" class="layoutItem taboola-general" style="position:absolute;top:603px;left:0;height:500px;width:304px"><span class="no-print"><div style="height:100%"><span><span id="ByzOxgVLgu9yg"><div id="taboola-category-left-rail"></div></span><script>window.YITSiteWidgets.push(['ByzOxgVLgu9yg','TaboolaComponenta',{"mode":"thumbnails-e","container":"taboola-category-left-rail","placement":"Category Left Rail","target_type":"mix"}]);</script></span></div></span></div><div tabindex="0" class="layoutItem calcalist-buzz" style="position:absolute;top:1118px;left:0;height:385px;width:304px"><span class="no-print"><div style="height:"><span><span id="B1QuleN8lu9yl"><div class="CalcalistBuzzComponenta" style="height:385px"><div class="upperContainer"><div class="titlesWrapper"><span id="" data-tb-link=""><div class="logo"></div></span><span class="mainTitle" data-tb-title=""><h3>באזז</h3></span><span class="separator"></span><span class="secondaryTItle" data-tb-description=""><h3>הנצפות ביותר</h3></span></div><div class="tabsWrapper"><div class="tab active">היום</div><div class="tab">השבוע</div></div></div><div class="BuzzItemsList"><div class="buzzItem"><div class="positionHolder"><span class="position">1</span></div><div class="itemTitle" data-tb-title=""><a class="titleLink" href="https://www.calcalist.co.il/investing/article/ry9aoikcjg" data-tb-link="">ענף ההשתלמות פתח את 2025 בעליות בעקבות הראלי בת"א ובניו יורק</a></div></div><div class="buzzItem"><div class="positionHolder"><span class="position">2</span></div><div class="itemTitle" data-tb-title=""><a class="titleLink" href="https://www.calcalist.co.il/investing/article/h1j7fnxcjl" data-tb-link="">בנק ישראל מתכנן: הלימות הון מותאמת לבנק, לפי הסיכון שלו</a></div></div><div class="buzzItem"><div class="positionHolder"><span class="position">3</span></div><div class="itemTitle" data-tb-title=""><a class="titleLink" href="https://www.calcalist.co.il/investing/article/bkz4vqwyye" data-tb-link="">הרפורמה החדשה שתשנה את הקשר שלכם עם סוכן הביטוח</a></div></div><div class="buzzItem"><div class="positionHolder"><span class="position">4</span></div><div class="itemTitle" data-tb-title=""><a class="titleLink" href="https://www.calcalist.co.il/investing/article/sjcsbfkqa" data-tb-link="">מאות אלפי ישראלים עדיין משלמים דמי ניהול מקסימליים בחיסכון הפנסיוני</a></div></div><div class="buzzItem"><div class="positionHolder"><span class="position">5</span></div><div class="itemTitle" data-tb-title=""><a class="titleLink" href="https://www.calcalist.co.il/investing/article/bjoj2im5yx" data-tb-link="">עבר בקריאה טרומית: בנקים יחויבו לשלם ריבית על העו"ש </a></div></div><div id="native.text.central" class="calcalist_banner"></div></div><div class="bottomLinkTitle"><a id="SJ4uxxELluq1l" data-tb-link="" href="https://www.calcalist.co.il/home/0,7340,L-3673-9-0-2,00.html" target="_top"><span class="bottomLinkText no-small-vp" data-tb-description="">לכתבות נוספות ></span></a></div></div></span><script>window.YITSiteWidgets.push(['B1QuleN8lu9yl','SiteCalcalistBuzzComponenta',{"upperLinkHref":"","bottomLinkHref":"https://www.calcalist.co.il/home/0,7340,L-3673-9-0-2,00.html","data":{"last_day_data":[{"vgn_art_id":"40327650","article_id":"ry9aoikcjg","art_views":"1325","title":"ענף ההשתלמות פתח את 2025 בעליות בעקבות הראלי בת\"א ובניו יורק","sub_title":"שוק המניות הישראלי הגיב בחיוב בינואר לשחרור החטופים, חזרת הטיסות הזרות והרגיעה בצפון — מגמה שהתבטאה בעלייה ממוצעת של קרנות ההשתלמות ב־1.4%. מובילה את הטבלה הקרן של אנליסט, אלופת 2024 כולה, שעלתה בינואר ב־1.92% ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:00","l_date":"17.02.25","launch_date":"2025-02-17T04:00:00.000Z","author":"אלמוג עזר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/03/07/PNKU0UP17/PNKU0UP17_1_52_490_276_0_large.jpg","caption":"אילוסטרציה","schema_id":"ry9aoikcjg","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/ry9aoikcjg","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40332010","article_id":"h1j7fnxcjl","art_views":"585","title":"בנק ישראל מתכנן: הלימות הון מותאמת לבנק, לפי הסיכון שלו","sub_title":"לפי טיוטת חוזר שנשלחה לבנקים, המגבלה הרגולטורית תהפוך ליותר דינמית, תושפע ממצב המשק ותיקבע פרטנית מול כל בנק; עם זאת, יש חשש שאם תוכבד הלימות ההון, תיפגע יכולת הבנק להעמיד אשראי ולחלק דיבידנדים ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:00","l_date":"20.02.25","launch_date":"2025-02-20T04:00:00.000Z","author":"עירית אבישר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/04/08/SJIkXvbxC/SJIkXvbxC_0_312_3000_1689_0_large.jpg","caption":"מטה בנק ישראל ירושלים","schema_id":"h1j7fnxcjl","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/h1j7fnxcjl","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40316700","article_id":"bkz4vqwyye","art_views":"250","title":"הרפורמה החדשה שתשנה את הקשר שלכם עם סוכן הביטוח","sub_title":"אחת ההמלצות של ועדת הרגולטורים היא שכדי לייעץ ללקוחות יידרשו רישיון לייעוץ פנסיוני ולייעוץ השקעות. בנוסף מכוונת הוועדה לשינוי מודל התגמול של היועצים כך שיקבלו תשלום מהלקוח ולא מחברות הביטוח. המטרה: להבטיח ייעוץ אובייקטיבי ולמנוע ניגודי עניינים","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:00","l_date":"06.02.25","launch_date":"2025-02-06T04:00:00.000Z","author":"אלמוג עזר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/06/BJjRpxGtJg/BJjRpxGtJg_0_145_2500_1408_0_large.jpg","caption":"גידול של 4.8% במספר הסוכנים ב־2023","schema_id":"bkz4vqwyye","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/bkz4vqwyye","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40082870","article_id":"sjcsbfkqa","art_views":"249","title":"מאות אלפי ישראלים עדיין משלמים דמי ניהול מקסימליים בחיסכון הפנסיוני","sub_title":"דו\"ח קרנות הפנסיה חושף שעמיתים רבים עדיין משלמים ביוקר על ניהול החיסכון ארוך הטווח שלהם, למרות התחרות מצד קרנות ברירת המחדל. מצב הפנסיונרים רע במיוחד – נאסר עליהם לעבור קרנות והם תקועים עם דמי ניהול גבוהים מהצבירה ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:20","l_date":"14.08.24","launch_date":"2024-08-14T03:20:00.000Z","author":"אלמוג עזר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2021/08/16/HkWGsoPlK/HkWGsoPlK_1_105_1000_563_0_large.jpg","caption":null,"schema_id":"sjcsbfkqa","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/sjcsbfkqa","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40331650","article_id":"bjoj2im5yx","art_views":"223","title":"עבר בקריאה טרומית: בנקים יחויבו לשלם ריבית על העו\"ש ","sub_title":"בנק ישראל מתנגד באופן נחרץ להצעת החוק, ובכנסת החליטו להפסיק ולהמתין לצעדים אחרים שהפיקוח על הבנקים יקדם בנושא ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"15:36","l_date":"19.02.25","launch_date":"2025-02-19T13:36:11.616Z","author":"עירית אבישר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2023/06/22/H1RvM5Wun/H1RvM5Wun_0_0_2001_1126_0_large.jpg","caption":"סניף בנק","schema_id":"bjoj2im5yx","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/bjoj2im5yx","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"}],"last_week_data":[{"vgn_art_id":"40327650","article_id":"ry9aoikcjg","art_views":"69516","title":"ענף ההשתלמות פתח את 2025 בעליות בעקבות הראלי בת\"א ובניו יורק","sub_title":"שוק המניות הישראלי הגיב בחיוב בינואר לשחרור החטופים, חזרת הטיסות הזרות והרגיעה בצפון — מגמה שהתבטאה בעלייה ממוצעת של קרנות ההשתלמות ב־1.4%. מובילה את הטבלה הקרן של אנליסט, אלופת 2024 כולה, שעלתה בינואר ב־1.92% ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:00","l_date":"17.02.25","launch_date":"2025-02-17T04:00:00.000Z","author":"אלמוג עזר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/03/07/PNKU0UP17/PNKU0UP17_1_52_490_276_0_large.jpg","caption":"אילוסטרציה","schema_id":"ry9aoikcjg","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/ry9aoikcjg","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40328190","article_id":"hkc2moxqkx","art_views":"4085","title":"וואן זירו השיק את מערכת המסחר בבורסה הישראלית - האם זה משתלם?","sub_title":"הבנק הדיגיטלי מרחיב את פעילותו לשוק המקומי ומציע 10 פעולות מסחר חודשיות בקרנות נאמנות מחקות ומנוהלות בחינם למי שמעביר משכורת של לפחות 10,000 שקל. העמלות מהפעולה ה-11 יקרות במעט מבתי ההשקעות אך זולות משמעותית מהבנקים המסורתיים. בשלב זה לא מתאפשר מסחר במניות בודדות","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"10:50","l_date":"17.02.25","launch_date":"2025-02-17T08:50:32.148Z","author":"שקד גרין","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/17/S1Z11PugcJx/S1Z11PugcJx_0_119_2000_1126_0_large.jpg","caption":"אפליקציית וואן זירו","schema_id":"hkc2moxqkx","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/hkc2moxqkx","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40325200","article_id":"h1mjg92tje","art_views":"3728","title":"כל החסכונות במקום אחד: פורסמו ההמלצות שיטלטלו את שוק החיסכון","sub_title":"הצוות לצמצום פערים רגולטוריים במכשירי חיסכון פרסם את מסקנות הביניים שאותן חשף כלכליסט בשבוע שעבר. ממליץ לאמץ מודל חדש לניהול ההשקעות כך שייווצר \"חשבון השקעות אחיד\", שדרכו יבוצעו ההשקעות בכל אחד מהאפיקים","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"12:10","l_date":"14.02.25","launch_date":"2025-02-14T10:10:40.641Z","author":"אלמוג עזר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2021/08/16/HkWGsoPlK/HkWGsoPlK_1_105_1000_563_0_large.jpg","caption":"חיסכון. אילוסטרציה","schema_id":"h1mjg92tje","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/h1mjg92tje","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40322700","article_id":"s14gqgfykl","art_views":"3348","title":"לא לכל הלקוחות: פערים גדולים בריביות על פיקדונות יומיים","sub_title":"נתוני בנק ישראל חושפים את היחס המפלה של הבנקים כלפי הלקוחות: החזקים והאמידים זוכים לריביות מועדפות – לעיתים ללא קשר לסכום הפיקדון. גם כוח המיקוח משחק תפקיד. בדיסקונט הפערים הם הגבוהים ביותר ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:00","l_date":"12.02.25","launch_date":"2025-02-12T04:00:00.000Z","author":"שקד גרין","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2022/12/26/S1gaKugDFj/S1gaKugDFj_0_0_1200_676_0_large.jpg","caption":"סניף של דיסקונט. חצי מהלקוחות מקבלים ריבית נמוכה מ־0.05% על פיקדון יומי משתנה","schema_id":"s14gqgfykl","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/s14gqgfykl","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"},{"vgn_art_id":"40332010","article_id":"h1j7fnxcjl","art_views":"3240","title":"בנק ישראל מתכנן: הלימות הון מותאמת לבנק, לפי הסיכון שלו","sub_title":"לפי טיוטת חוזר שנשלחה לבנקים, המגבלה הרגולטורית תהפוך ליותר דינמית, תושפע ממצב המשק ותיקבע פרטנית מול כל בנק; עם זאת, יש חשש שאם תוכבד הלימות ההון, תיפגע יכולת הבנק להעמיד אשראי ולחלק דיבידנדים ","friendly":"investing","category_id":"9","texttoshow":"הכסף","l_time":"06:00","l_date":"20.02.25","launch_date":"2025-02-20T04:00:00.000Z","author":"עירית אבישר","path":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/04/08/SJIkXvbxC/SJIkXvbxC_0_312_3000_1689_0_large.jpg","caption":"מטה בנק ישראל ירושלים","schema_id":"h1j7fnxcjl","is_video":"0","publishedLink":"https://www.calcalist.co.il/investing/article/h1j7fnxcjl","publishedCategoryLink":"https://www.calcalist.co.il/investing","hasVideo":false,"dcPath":"9.Money-1.Home"}]},"upperLinkTargetProperties":{"lightBoxBgColor":"#000000","lightBoxHeight":700,"lightBoxOpacity":70,"linkOpenType":"same","lightBoxWidth":803},"bottomLinkTargetProperties":{"lightBoxBgColor":"#000000","lightBoxHeight":700,"lightBoxOpacity":70,"linkOpenType":"same","lightBoxWidth":803},"bottomLinkTitle":"לכתבות נוספות >","includeAd":true,"isLTR":false}]);</script></span></div></span></div><div tabindex="0" class="layoutItem General new banner" style="position:absolute;top:1518px;left:0;height:600px;width:304px"><span class="no-print"><div style="height:100%"><div id="sopranos1.money" class="calcalist_banner general_banner" data-banner="[304, 600]" data-fluid-checked="false" data-1x1-checked="false" data-x-checked="false"></div></div></span></div><div tabindex="0" class="layoutItem taboola-general" style="position:absolute;top:2134px;left:0;height:200px;width:304px"><span class="no-print"><div style="height:100%"><span><span id="SySuggNIx00cyl"><div id="taboola-category-left-rail-2nd"></div></span><script>window.YITSiteWidgets.push(['SySuggNIx00cyl','TaboolaComponenta',{"mode":"thumbnails-d","container":"taboola-category-left-rail-2nd","placement":"Category Left Rail 2nd","target_type":"mix"}]);</script></span></div></span></div><div tabindex="0" class="layoutItem calcalist-mobile-banner show-small-vp" style="position:absolute;top:2349px;left:0;height:200px;width:304px"><span class=""></span></div><div class="dynamicHeightItemsColumn" style="position:relative;display:inline-block;vertical-align:top;top:579.1px;left:320px;width:890px"><div tabindex="0" class="layoutItem calcalist-infinite-headlines" style="width:890px;margin-bottom:15px"><div style="height:"><span><span id="S1U00xeV8ldcJg"><div class="CalcalistArticleHeadlinesComponenta"><div class="slotList"></div><div class="ButtonAndLoaderContainer"><div class="loadMoreButton ">טען עוד </div></div></div></span><script>window.YITSiteWidgets.push(['S1U00xeV8ldcJg','SiteArticleHeadlinesComponenta',{"categoryId":"9","componentaId":"31OVTM2RX","firstPageArticles":[{"originId":"h1j7fnxcjl","articleId":"h1j7fnxcjl","title":"בנק ישראל מתכנן: הלימות הון מותאמת לבנק, לפי הסיכון שלו","subTitle":"לפי טיוטת חוזר שנשלחה לבנקים, המגבלה הרגולטורית תהפוך ליותר דינמית, תושפע ממצב המשק ותיקבע פרטנית מול כל בנק; עם זאת, יש חשש שאם תוכבד הלימות ההון, תיפגע יכולת הבנק להעמיד אשראי ולחלק דיבידנדים ","launchDate":"2025-02-20T04:00:00.000Z","dateCreated":"2025-02-19T19:36:53.156Z","dateUpdatedOnSite":"2025-02-20T04:00:00.000Z","author":"עירית אבישר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/h1j7fnxcjl","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~h1j7fnxcjl~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/04/08/SJIkXvbxC/4.jpg","imageId":"ARTICLE~PROMOTION~h1j7fnxcjl~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/04/08/SJIkXvbxC/SJIkXvbxC_0_312_3000_1689_0_xxx.jpg","originalId":"SJIkXvbxC","x":0,"y":312,"width":3000,"height":1689,"rotate":0,"credit":"צילום: REUTERS/Ronen Zvulu","caption":"מטה בנק ישראל ירושלים","alt":"מטה בנק ישראל ירושלים","originalCaption":"מטה בנק ישראל ירושלים","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.BJlUgQ3m5Jl","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/18/H1nsmrz91e/CAL375732.jpg","imageId":"ArticleImageData.BJlUgQ3m5Jl","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/18/H1nsmrz91e/H1nsmrz91e_0_307_2000_1126_0_xxx.jpg","originalId":"H1nsmrz91e","x":0,"y":307,"width":2000,"height":1126,"rotate":0,"credit":"צילום: אביגיל עוזי","caption":"המפקח על הבנקים דני חחיאשוילי. טיוטה ראשונה","alt":"המפקח על הבנקים דני חחיאשוילי","originalCaption":"המפקח על הבנקים דני חחיאשוילי","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"בלעדי","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"bjoj2im5yx","articleId":"bjoj2im5yx","title":"עבר בקריאה טרומית: בנקים יחויבו לשלם ריבית על העו\"ש ","subTitle":"בנק ישראל מתנגד באופן נחרץ להצעת החוק, ובכנסת החליטו להפסיק ולהמתין לצעדים אחרים שהפיקוח על הבנקים יקדם בנושא ","launchDate":"2025-02-19T13:36:11.616Z","dateCreated":"2025-02-19T13:29:57.762Z","dateUpdatedOnSite":"2025-02-19T13:36:11.616Z","author":"עירית אבישר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/bjoj2im5yx","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~bjoj2im5yx~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2023/06/22/H1RvM5Wun/YE0297149.jpg","imageId":"ARTICLE~PROMOTION~bjoj2im5yx~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2023/06/22/H1RvM5Wun/H1RvM5Wun_0_0_2001_1126_0_xxx.jpg","originalId":"H1RvM5Wun","x":0,"y":0,"width":2001,"height":1126,"rotate":0,"credit":"צילום: שאול גולן","caption":"סניף בנק","alt":"סניף בנק בנקים תחרות ריכוזיות בנק הפועלים","originalCaption":"סניף בנק בנקים תחרות ריכוזיות בנק הפועלים","notes":"מזמין: דוד הכהן","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"sysanhfqke","articleId":"sysanhfqke","title":"חובת דיווח על יתרות בעו\"ש והקלה בפיקדונות: החקיקה נגד הבנקים מתקדמת","subTitle":"ועדת הכלכלה קידמה לאישור סופי את החוק שיחייב את הבנקים ליידע לקוחות על יתרה בעו\"ש ועל אפשרויות השקעה. אושרה לקריאה ראשונה הצעה לחייב אפשרות לפתוח פיקדון בבנק גם למי שאין לו חשבון עו\"ש אצלו ","launchDate":"2025-02-18T18:30:20.179Z","dateCreated":"2025-02-18T18:30:20.183Z","dateUpdatedOnSite":"2025-02-18T18:30:20.179Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/sysanhfqke","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~sysanhfqke~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2023/06/22/H1RvM5Wun/YE0297149.jpg","imageId":"ARTICLE~PROMOTION~sysanhfqke~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2023/06/22/H1RvM5Wun/H1RvM5Wun_0_61_2001_1126_0_xxx.jpg","originalId":"H1RvM5Wun","x":0,"y":61,"width":2001,"height":1126,"rotate":0,"credit":"צילום: שאול גולן","caption":"הדיווח על יתרת העו\"ש יצמצם את פער המידע מול הבנק","alt":"סניף בנק בנקים תחרות ריכוזיות בנק הפועלים","originalCaption":"סניף בנק בנקים תחרות ריכוזיות בנק הפועלים","notes":"מזמין: דוד הכהן","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.H1lG2WLM51x","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/18/BJ11qvSMcyl/6.jpg","imageId":"ArticleImageData.H1lG2WLM51x","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/18/BJ11qvSMcyl/BJ11qvSMcyl_0_0_599_1606_0_xxx.jpg","originalId":"BJ11qvSMcyl","x":0,"y":0,"width":599,"height":1606,"rotate":0,"credit":" ","caption":"","alt":"אינפו מעטים בלבד נהנים מריבית בעו\"ש...","originalCaption":"אינפו מעטים בלבד נהנים מריבית בעו\"ש...","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"hkc2moxqkx","articleId":"hkc2moxqkx","title":"וואן זירו השיק את מערכת המסחר בבורסה הישראלית - האם זה משתלם?","subTitle":"הבנק הדיגיטלי מרחיב את פעילותו לשוק המקומי ומציע 10 פעולות מסחר חודשיות בקרנות נאמנות מחקות ומנוהלות בחינם למי שמעביר משכורת של לפחות 10,000 שקל. העמלות מהפעולה ה-11 יקרות במעט מבתי ההשקעות אך זולות משמעותית מהבנקים המסורתיים. בשלב זה לא מתאפשר מסחר במניות בודדות","launchDate":"2025-02-17T08:50:32.148Z","dateCreated":"2025-02-17T08:50:32.152Z","dateUpdatedOnSite":"2025-02-17T08:50:32.148Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/hkc2moxqkx","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~hkc2moxqkx~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/17/S1Z11PugcJx/shutterstock_2344055171.jpg","imageId":"ARTICLE~PROMOTION~hkc2moxqkx~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/17/S1Z11PugcJx/S1Z11PugcJx_0_119_2000_1126_0_xxx.jpg","originalId":"S1Z11PugcJx","x":0,"y":119,"width":2000,"height":1126,"rotate":0,"credit":"צילום: Maor Winetrob/Shutterstock","caption":"אפליקציית וואן זירו","alt":"וואן זירו ONE ZERO אפליקציה","originalCaption":"וואן זירו ONE ZERO אפליקציה","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"ry9aoikcjg","articleId":"ry9aoikcjg","title":"ענף ההשתלמות פתח את 2025 בעליות בעקבות הראלי בת\"א ובניו יורק","subTitle":"שוק המניות הישראלי הגיב בחיוב בינואר לשחרור החטופים, חזרת הטיסות הזרות והרגיעה בצפון — מגמה שהתבטאה בעלייה ממוצעת של קרנות ההשתלמות ב־1.4%. מובילה את הטבלה הקרן של אנליסט, אלופת 2024 כולה, שעלתה בינואר ב־1.92% ","launchDate":"2025-02-17T04:00:00.000Z","dateCreated":"2025-02-16T18:06:18.543Z","dateUpdatedOnSite":"2025-02-17T04:00:00.000Z","author":"אלמוג עזר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/ry9aoikcjg","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~ry9aoikcjg~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/03/07/SkC6F8Dpp/SkC6F8Dpp_0_0_800_534_0_large.jpg","imageId":"ARTICLE~PROMOTION~ry9aoikcjg~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/03/07/PNKU0UP17/PNKU0UP17_1_52_490_276_0_xxx.jpg","originalId":"PNKU0UP17","x":1,"y":52,"width":490,"height":276,"rotate":0,"credit":"Photo: Orel Cohen","caption":"אילוסטרציה","alt":"בורסה תל אביב מסחר","originalCaption":"בורסה תל אביב מסחר","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.SkeX00tsycJe","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/08/04/H1mAlQaF0/CAL352568.jpg","imageId":"ArticleImageData.SkeX00tsycJe","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/08/04/H1mAlQaF0/H1mAlQaF0_0_0_2001_1125_0_xxx.jpg","originalId":"H1mAlQaF0","x":0,"y":0,"width":2001,"height":1125,"rotate":0,"credit":" ","caption":"ערן גולדרינג, אנליסט: \"פיזור ההשקעה בתיק הישראלי עבד לטובתנו בזכות משקל עודף למדד ת\"א־90, וחשיפה למניות כמו אלביט מערכות, בזק, מנועי בית שמש ונאייקס\"","alt":"ערן גולדרינג מנהל השקעות ראשי אנליסט קופ\"ג","originalCaption":"ערן גולדרינג מנהל השקעות ראשי אנליסט קופ\"ג","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"h1mjg92tje","articleId":"h1mjg92tje","title":"כל החסכונות במקום אחד: פורסמו ההמלצות שיטלטלו את שוק החיסכון","subTitle":"הצוות לצמצום פערים רגולטוריים במכשירי חיסכון פרסם את מסקנות הביניים שאותן חשף כלכליסט בשבוע שעבר. ממליץ לאמץ מודל חדש לניהול ההשקעות כך שייווצר \"חשבון השקעות אחיד\", שדרכו יבוצעו ההשקעות בכל אחד מהאפיקים","launchDate":"2025-02-14T10:10:40.641Z","dateCreated":"2025-02-14T09:53:57.784Z","dateUpdatedOnSite":"2025-02-14T10:10:40.641Z","author":"אלמוג עזר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/h1mjg92tje","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~h1mjg92tje~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2021/08/16/HkWGsoPlK/New_Image2.jpg","imageId":"ARTICLE~PROMOTION~h1mjg92tje~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2021/08/16/HkWGsoPlK/HkWGsoPlK_1_105_1000_563_0_xxx.jpg","originalId":"HkWGsoPlK","x":1,"y":105,"width":1000,"height":563,"rotate":0,"credit":"שאטרסטוק","caption":"חיסכון. אילוסטרציה","alt":"כסף מטבעות פנסיה חיסכון ","originalCaption":"כסף מטבעות פנסיה חיסכון ","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"נחשף בכלכליסט","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"hk5gc11ky1e","articleId":"hk5gc11ky1e","title":"החוק שנועד להיטיב עם פושטי הרגל הצליח מעל המשוער - ובעלי החוב משלמים את המחיר","subTitle":"המערכת הפיננסית נהנית מיציבות למרות המלחמה, אך בנק ישראל מזהה מוקדי סיכון: מהחשש מפני הקלות פיסקליות מוקדמות מדי, דרך מבצעי המימון בענף הנדל\"ן ועד לרפורמה בחוק חדלות הפירעון שמיטיבה עם החייבים על חשבון הנושים","launchDate":"2025-02-12T04:10:00.000Z","dateCreated":"2025-02-11T18:11:45.314Z","dateUpdatedOnSite":"2025-02-12T04:10:00.000Z","author":"עירית אבישר, שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/hk5gc11ky1e","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~hk5gc11ky1e~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2023/11/12/SJ00rz90Q6/TGM_golan_20231016.jpg","imageId":"ARTICLE~PROMOTION~hk5gc11ky1e~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2023/11/12/SJ00rz90Q6/SJ00rz90Q6_1_69_2000_1126_0_xxx.jpg","originalId":"SJ00rz90Q6","x":1,"y":69,"width":2000,"height":1126,"rotate":0,"credit":"צילום: שאול גולן","caption":"חנויות סגורות (ארכיון). שיעור ההחזר ירד מ-31% ל-25%","alt":"מלחמת עזה מקומות סגורים בתל אביב בתי קפה מסעדות שוק הפשפשים יפו חנויות סגורות ממון 16.10.23","originalCaption":"מלחמת עזה מקומות סגורים בתל אביב בתי קפה מסעדות שוק הפשפשים יפו חנויות סגורות ממון 16.10.23","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.rklj0fzKtJg","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/11/rJeNJyfttkg/08_2.jpg","imageId":"ArticleImageData.rklj0fzKtJg","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/11/rJeNJyfttkg/rJeNJyfttkg_0_0_1209_1042_0_xxx.jpg","originalId":"rJeNJyfttkg","x":0,"y":0,"width":1209,"height":1042,"rotate":0,"credit":" ","caption":"","alt":"אינפו נדנדת הסיכונים עולה גבוה","originalCaption":"אינפו נדנדת הסיכונים עולה גבוה","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"ניתוח","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"","subchannelName":"הכסף"},{"originId":"s14gqgfykl","articleId":"s14gqgfykl","title":"לא לכל הלקוחות: פערים גדולים בריביות על פיקדונות יומיים","subTitle":"נתוני בנק ישראל חושפים את היחס המפלה של הבנקים כלפי הלקוחות: החזקים והאמידים זוכים לריביות מועדפות – לעיתים ללא קשר לסכום הפיקדון. גם כוח המיקוח משחק תפקיד. בדיסקונט הפערים הם הגבוהים ביותר ","launchDate":"2025-02-12T04:00:00.000Z","dateCreated":"2025-02-11T18:19:00.356Z","dateUpdatedOnSite":"2025-02-12T04:00:00.000Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/s14gqgfykl","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~s14gqgfykl~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2022/12/26/S1gaKugDFj/CAL0182187.jpg","imageId":"ARTICLE~PROMOTION~s14gqgfykl~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2022/12/26/S1gaKugDFj/S1gaKugDFj_0_0_1200_676_0_xxx.jpg","originalId":"S1gaKugDFj","x":0,"y":0,"width":1200,"height":676,"rotate":0,"credit":"צילום: צפריר אביוב","caption":"סניף של דיסקונט. חצי מהלקוחות מקבלים ריבית נמוכה מ־0.05% על פיקדון יומי משתנה","alt":"בנק דיסקונט","originalCaption":"בנק דיסקונט","notes":"מזמין: שלומי דונר","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.HJgKK4fKY1x","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/11/r1bE11zKKJg/09.jpg","imageId":"ArticleImageData.HJgKK4fKY1x","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/11/r1bE11zKKJg/r1bE11zKKJg_0_0_1169_892_0_xxx.jpg","originalId":"r1bE11zKKJg","x":0,"y":0,"width":1169,"height":892,"rotate":0,"credit":" ","caption":"","alt":"אינפו רוב הלקוחות מקבלים ריבית נמוכה מאוד על פיקדונות יומיים, קומץ נהנה מריביות גבוהות","originalCaption":"אינפו רוב הלקוחות מקבלים ריבית נמוכה מאוד על פיקדונות יומיים, קומץ נהנה מריביות גבוהות","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"ניתוח","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"sjel2aufjg","articleId":"sjel2aufjg","title":"ועדת הכלכלה אישרה: יבוטל המינימום לתשלום בכרטיסי אשראי","subTitle":"הוועדה אישרה לקריאה ראשונה כי עסקים לא יוכלו לחייב צרכנים לקנות בסכום מסוים כדי לשלם באשראי. הפרת החוק תגרור קנסות של עד 22,530 שקל. האיסור יחול רק על רכישות פיזיות – ולא על קניות מקוונות","launchDate":"2025-02-11T13:21:52.366Z","dateCreated":"2025-02-11T13:12:47.282Z","dateUpdatedOnSite":"2025-02-11T13:21:52.366Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/sjel2aufjg","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~sjel2aufjg~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/crop_images/2020/11/10/1035001/1035001_0_0_1200_676_0_large.jpg","imageId":"ARTICLE~PROMOTION~sjel2aufjg~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2020/11/10/P074OCYHA/P074OCYHA_0_0_490_276_0_xxx.jpg","originalId":"P074OCYHA","x":0,"y":0,"width":0,"height":0,"rotate":0,"credit":"Photo: Shutterstock","caption":"כרטיסי אשראי. \"מחייבים את הלקוחות לקנות\"","alt":"כרטיסי אשראי כרטיס אשראי ויזה ישראכרט","originalCaption":"כרטיסי אשראי כרטיס אשראי ויזה ישראכרט","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"h1oupfokjx","articleId":"h1oupfokjx","title":"בנק ישראל: חוק חדלות פירעון הגדיל את \"התספורת\" שהלווים עושים לנושים שלהם","subTitle":"מבדיקה שערך בנק ישראל עולה כי שיעור החזר החוב ירד מ-31% מ-25% מאז כניסת החוק לתוקף; הבנק מתריע כי הדבר עלול להביא להתייקרות האשראי במשק ומציע לבצע תיקונים בחוק ","launchDate":"2025-02-11T09:00:04.643Z","dateCreated":"2025-02-11T08:44:39.518Z","dateUpdatedOnSite":"2025-02-11T09:00:04.643Z","author":"שקד גרין ועירית אבישר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/h1oupfokjx","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~h1oupfokjx~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/04/08/SJIkXvbxC/4.jpg","imageId":"ARTICLE~PROMOTION~h1oupfokjx~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/04/08/SJIkXvbxC/SJIkXvbxC_0_312_3000_1689_0_xxx.jpg","originalId":"SJIkXvbxC","x":0,"y":312,"width":3000,"height":1689,"rotate":0,"credit":"צילום: REUTERS/Ronen Zvulu","caption":"מטה בנק ישראל ירושלים. מציע לעשות תיקונים בחוק חדלות פירעון","alt":"מטה בנק ישראל ירושלים","originalCaption":"מטה בנק ישראל ירושלים","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"","subchannelName":"הכסף"},{"originId":"sjiuy9pyyg","articleId":"sjiuy9pyyg","title":"כללית: \"ביטול הביטוח הסיעודי בקופות החולים ללא חלופה אחרת - מוצא אחרון\"","subTitle":"בעוד שמכבי מתנגדת בחריפות להוראת משרד הבריאות, כללית נוקטת בגישה מתונה יותר. ההוראה קובעת כי קופות החולים יפסיקו למכור פוליסות סיעוד חדשות ביולי 2025 ויחדלו מתפעול הביטוחים בינואר 2026. במכתב למשרד הבריאות מציעה כללית לדחות את פרסום ההוראות הסופיות עד לעדכון בבג\"ץ, ומזהירה מפני השלכות חמורות על המבוטחים","launchDate":"2025-02-10T15:58:36.181Z","dateCreated":"2025-02-10T15:58:36.185Z","dateUpdatedOnSite":"2025-02-10T15:58:36.181Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/sjiuy9pyyg","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~sjiuy9pyyg~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2022/06/02/BJIQlaSdq/YE2383151.jpg","imageId":"ARTICLE~PROMOTION~sjiuy9pyyg~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2022/06/02/BJIQlaSdq/BJIQlaSdq_37_224_2420_1363_0_xxx.jpg","originalId":"BJIQlaSdq","x":37,"y":224,"width":2420,"height":1363,"rotate":0,"credit":"צילום: שאול גולן","caption":"קופת חולים כללית","alt":"קופת חולים כללית","originalCaption":"קופת חולים כללית","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"בלעדי","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"r1pzovwfke","articleId":"r1pzovwfke","title":"ישיבת ועדת הכלכלה התפוצצה על רקע מחאת משפחות חטופים","subTitle":"הוועדה היתה אמורה לדון בהצעת החוק על דיווח ללקוחות על יתרות עו\"ש, אך התפוצצה לאחר שבמשך קרוב לשעה אמרו נציגי המשפחות דברים קשים על רקע הגילויים של תנאי השבי. נציגות בנק ישראל בכו ולא יכלו לקיים את הדיון, ולאחר לחצים הוחלט לדחותו. אימו של יגב בוכשטב ז\"ל, שנרצח בשבי החמאס וגופתו הובאה לישראל: \"חשבונות הבנקים יכולים לחכות\"","launchDate":"2025-02-10T09:13:52.393Z","dateCreated":"2025-02-10T08:40:08.158Z","dateUpdatedOnSite":"2025-02-10T09:13:52.393Z","author":"עירית אבישר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/r1pzovwfke","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~r1pzovwfke~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/10/SJWMKMSwYJl/D_ST3236.jpg","imageId":"ARTICLE~PROMOTION~r1pzovwfke~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/10/SJWMKMSwYJl/SJWMKMSwYJl_0_72_2048_1153_0_xxx.jpg","originalId":"SJWMKMSwYJl","x":0,"y":72,"width":2048,"height":1153,"rotate":0,"credit":"צילום: דוברות הכנסת, דני שם טוב","caption":"משפחות חטופים בדיון של ועדת הכלכלה. \"תקשיבו לעם ישראל שקשה לו לחזור לשגרה\"","alt":"משפחות חטופים בדיון של ועדת הכלכלה על יתרות עו\"ש הדיון הופסק","originalCaption":"משפחות חטופים בדיון של ועדת הכלכלה על יתרות עו\"ש הדיון הופסק","notes":"עירית אבישר שלחה לינק לתמונות מדובר ועדת הכלכלה","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"bkz4vqwyye","articleId":"bkz4vqwyye","title":"הרפורמה החדשה שתשנה את הקשר שלכם עם סוכן הביטוח","subTitle":"אחת ההמלצות של ועדת הרגולטורים היא שכדי לייעץ ללקוחות יידרשו רישיון לייעוץ פנסיוני ולייעוץ השקעות. בנוסף מכוונת הוועדה לשינוי מודל התגמול של היועצים כך שיקבלו תשלום מהלקוח ולא מחברות הביטוח. המטרה: להבטיח ייעוץ אובייקטיבי ולמנוע ניגודי עניינים","launchDate":"2025-02-06T04:00:00.000Z","dateCreated":"2025-02-05T17:48:33.396Z","dateUpdatedOnSite":"2025-02-06T04:00:00.000Z","author":"אלמוג עזר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/bkz4vqwyye","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~bkz4vqwyye~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/06/BJjRpxGtJg/15.jpg","imageId":"ARTICLE~PROMOTION~bkz4vqwyye~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/06/BJjRpxGtJg/BJjRpxGtJg_0_145_2500_1408_0_xxx.jpg","originalId":"BJjRpxGtJg","x":0,"y":145,"width":2500,"height":1408,"rotate":0,"credit":"צילום: שאטרסטוק","caption":"גידול של 4.8% במספר הסוכנים ב־2023","alt":"כסף שקלים שטרות מועברים מ יד ל יד עסקה","originalCaption":"כסף שקלים שטרות מועברים מ יד ל יד עסקה","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.SyxmCV7Wt1x","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/04/rkZ2S0ytyl/3pics.jpg","imageId":"ArticleImageData.SyxmCV7Wt1x","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/04/rkZ2S0ytyl/rkZ2S0ytyl_0_0_700_394_0_xxx.jpg","originalId":"rkZ2S0ytyl","x":0,"y":0,"width":700,"height":394,"rotate":0,"credit":"צילומים: מארק ניימן / לע\"מ, עמית שאבי, אוראל כהן","caption":"מנכ\"ל האוצר היוצא שלומי הייזלר (מימין), יו\"ר רשות שוק ההון עמית גל ויו\"ר רשות ני\"ע ספי זינגר. עוד מוצע לשנות את מודל התגמול לסוכנים\n","alt":"מימין מנכ\"ל משרד האוצר שלומי הייזלר הממונה על רשות שוק ההון עמית גל ויו\"ר רשות ניירות ערך ספי זינגר","originalCaption":"מימין מנכ\"ל משרד האוצר שלומי הייזלר הממונה על רשות שוק ההון עמית גל ויו\"ר רשות ניירות ערך ספי זינגר","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"בלעדי","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"rkkvbhek1x","articleId":"rkkvbhek1x","title":"מכבי נגד הוצאת קופות החולים מהביטוחים הסיעודיים: \"הקרסה מוחלטת של הענף\"","subTitle":"המשנה למנכ\"ל מכבי תוקף את הוראת משרד הבריאות להפסקת מכירת פוליסות סיעוד חדשות ביולי 2025 והפסקת תפעול הביטוחים בינואר 2026. לטענת הקופה, המהלך יותיר את הציבור ללא פתרון ביטוחי, בעוד שהחשש ליציבות הכלכלית של הקופות חסר בסיס לאור הקשחת תנאי הזכאות: \"שופכים את התינוק עם המים\"","launchDate":"2025-02-05T10:19:02.192Z","dateCreated":"2025-02-05T10:19:02.196Z","dateUpdatedOnSite":"2025-02-05T10:19:02.192Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/rkkvbhek1x","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~rkkvbhek1x~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2022/06/02/SJvibaSdc/YE2377816.jpg","imageId":"ARTICLE~PROMOTION~rkkvbhek1x~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2022/06/02/SJvibaSdc/SJvibaSdc_0_0_3000_1689_0_xxx.jpg","originalId":"SJvibaSdc","x":0,"y":0,"width":3000,"height":1689,"rotate":0,"credit":"צילום: שאול גולן","caption":"סניף של מכבי. קופת החולים היחידה שמתנגדת","alt":"קופת חולים מכבי","originalCaption":"קופת חולים מכבי","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"בלעדי","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"rktfic1yje","articleId":"rktfic1yje","title":"הטבות מס גם במסחר עצמאי: ההמלצות שיטלטלו את שוק מכשירי החיסכון","subTitle":"הוועדה שבחנה את ההבדלים בין מוצרי החיסכון השונים - קופת גמל להשקעה, פוליסת חיסכון וקרן נאמנות - צפויה להמליץ: לא ישולם מס על מעבר של כספי משקיעים בין קרנות נאמנות - אלא רק כשפודים אותן. עוד היא ממליצה על פטור חלקי ממס במשיכת כספים בגיל הפרישה. בנוסף, מוצרי החיסכון השונים ינוהלו בפלטפורמה אחת. בבנקים ובחברות הביטוח צפויים להתנגד","launchDate":"2025-02-05T04:00:00.000Z","dateCreated":"2025-02-04T18:37:54.403Z","dateUpdatedOnSite":"2025-02-05T04:00:00.000Z","author":"אלמוג עזר, שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/rktfic1yje","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~rktfic1yje~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/03/04/HJSIeWXp6/301446639.jpg","imageId":"ARTICLE~PROMOTION~rktfic1yje~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/03/04/HJSIeWXp6/HJSIeWXp6_1_151_2001_1126_0_xxx.jpg","originalId":"HJSIeWXp6","x":1,"y":151,"width":2001,"height":1126,"rotate":0,"credit":"צילום: Rina Castelnuovo/Bloomberg","caption":"בורסת תל אביב. המטרה: לפשט את עולם ההשקעות","alt":"הבורסה בורסת תל אביב בורסה תל אביב","originalCaption":"הבורסה בורסת תל אביב בורסה תל אביב","notes":"אישור מס' 387","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.SkxI5I1lKke","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/04/BydEi0kt1l/04.jpg","imageId":"ArticleImageData.SkxI5I1lKke","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/04/BydEi0kt1l/BydEi0kt1l_0_0_900_753_0_xxx.jpg","originalId":"BydEi0kt1l","x":0,"y":0,"width":900,"height":753,"rotate":0,"credit":" ","caption":"","alt":"אינפו המלצת הצוות: הטמעת הטבות המס בקופות גמל להשקעה על כלל המוצרים","originalCaption":"אינפו המלצת הצוות: הטמעת הטבות המס בקופות גמל להשקעה על כלל המוצרים","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"בלעדי","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"","subchannelName":"הכסף"},{"originId":"s1m00nckk1e","articleId":"s1m00nckk1e","title":"רשות שוק ההון: פלטפורמת ההשקעות החדשה תפגע בציבור","subTitle":"לכלכליסט נודע שרשות שוק ההון תגיש עמדת מיעוט המנוגדת להמלצות הוועדה שתעצב את עתיד מוצרי ההשקעה לטווח הבינוני. לטענת הרשות, איגוד מוצרי ההשקעה השונים תחת מטרייה אחת יביא לסרבול תפעולי שירתיע את הציבור. כמו כן, עלה חשש מריכוז כוח רב בידי שלושת בתי ההשקעות חברי הבורסה","launchDate":"2025-02-05T04:00:00.000Z","dateCreated":"2025-02-04T18:52:38.250Z","dateUpdatedOnSite":"2025-02-05T04:00:00.000Z","author":"שקד גרין, אלמוג עזר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/s1m00nckk1e","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~s1m00nckk1e~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/12/03/r1n5RonXkx/CAL391207.jpg","imageId":"ARTICLE~PROMOTION~s1m00nckk1e~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/12/03/r1n5RonXkx/r1n5RonXkx_925_49_1689_951_0_xxx.jpg","originalId":"r1n5RonXkx","x":925,"y":49,"width":1689,"height":951,"rotate":0,"credit":"צילום: עמית שאבי","caption":"הממונה על רשות שוק ההון, עמית גל","alt":"הממונה על רשות שוק ההון עמית גל","originalCaption":"הממונה על רשות שוק ההון עמית גל","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"בלעדי","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"","subchannelName":"הכסף"},{"originId":"byv3701ykg","articleId":"byv3701ykg","title":"אחרי עליית המע\"מ: השימוש בכרטיסי אשראי עלה בינואר ב־11%","subTitle":"ברשתות המזון המחזורים עלו ב־8.5%, בהלבשה ומוצרי החשמל העלייה היתה מתונה יותר – 2.5%, כנראה מכיוון שהציבור הקדים רכישות בדצמבר כדי לחסוך את עליית המע\"מ. הזינוק במחזורים בענף התעופה מתחיל להתמתן ","launchDate":"2025-02-05T04:00:00.000Z","dateCreated":"2025-02-04T18:03:57.367Z","dateUpdatedOnSite":"2025-02-05T04:00:00.000Z","author":"עירית אבישר","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/byv3701ykg","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~byv3701ykg~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/11/10/SyW6bZ011yg/401265742.jpg","imageId":"ARTICLE~PROMOTION~byv3701ykg~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/11/10/SyW6bZ011yg/SyW6bZ011yg_0_146_3000_1689_0_xxx.jpg","originalId":"SyW6bZ011yg","x":0,"y":146,"width":3000,"height":1689,"rotate":0,"credit":"צילום: Brent Lewin/Bloomberg","caption":"תשלום בכרטיס אשראי (אילוסטרציה). נתונים מפתיעים","alt":"תשלום ב כרטיס אשראי אילוסטרציה 21.8.23","originalCaption":"תשלום ב כרטיס אשראי אילוסטרציה 21.8.23","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.SJlfoL0yt1l","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/04/r1xnCqpktJg/08_2.jpg","imageId":"ArticleImageData.SJlfoL0yt1l","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/04/r1xnCqpktJg/r1xnCqpktJg_0_0_744_1411_0_xxx.jpg","originalId":"r1xnCqpktJg","x":0,"y":0,"width":744,"height":1411,"rotate":0,"credit":" ","caption":"","alt":"אינפו מבזבזים יותר: עלייה בשימוש בכרטיסי אשראי","originalCaption":"אינפו מבזבזים יותר: עלייה בשימוש בכרטיסי אשראי","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"h1pfedktkg","articleId":"h1pfedktkg","title":"הנחות בביטוח ותמרוץ לסוכנים: כלל ביטוח היא חברת הביטוח הראשונה שמשיקה כרטיס אשראי","subTitle":"הכרטיס החדש של כלל ביטוח, בשיתוף חברת Max, יציע ללקוחות הטבות בתחום הביטוח, הנחות במגוון מוצרים ופטור מדמי כרטיס. המהלך מסמן את שאיפת החברה להרחיב את פעילותה מעבר לעולמות הביטוח ולהיכנס באופן ישיר לשוק האשראי","launchDate":"2025-02-04T10:53:27.896Z","dateCreated":"2025-02-04T10:51:04.371Z","dateUpdatedOnSite":"2025-02-04T10:53:27.896Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/h1pfedktkg","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~h1pfedktkg~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/07/15/SkxP0ywGO0/TGM_YarivKatz_24070804220232_V.jpg","imageId":"ARTICLE~PROMOTION~h1pfedktkg~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/07/15/SkxP0ywGO0/SkxP0ywGO0_0_0_624_347_0_xxx.jpg","originalId":"SkxP0ywGO0","x":0,"y":0,"width":624,"height":347,"rotate":0,"credit":"צילום: יריב כץ","caption":"יורם נוה מנכ\"ל קבוצת כלל ביטוח ופיננסים ","alt":"כנס כלכלית לאומית - יורם נוה מנכ\"ל קבוצת כלל ביטוח ופיננסים וידאו","originalCaption":"כנס כלכלית לאומית - יורם נוה מנכ\"ל קבוצת כלל ביטוח ופיננסים וידאו","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"rkenf7rdyl","articleId":"rkenf7rdyl","title":"סקר בנק ישראל: יותר משליש מהלקוחות עדיין חשים שהבנקים לא הוגנים כלפיהם","subTitle":"למרות שיפור בתפיסת ההוגנות של הבנקים, מעל שליש מהלקוחות עדיין חשים שהבנק שלהם מתנהל מולם בחוסר הוגנות – בעיקר בשל גובה העמלות. בנק יהב בולט לחיוב, הפועלים במקום האחרון","launchDate":"2025-02-03T11:05:37.319Z","dateCreated":"2025-02-03T11:02:50.283Z","dateUpdatedOnSite":"2025-02-03T11:05:37.319Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/rkenf7rdyl","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~rkenf7rdyl~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2024/12/30/BJ6fCXg8yg/15.jpg","imageId":"ARTICLE~PROMOTION~rkenf7rdyl~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2024/12/30/BJ6fCXg8yg/BJ6fCXg8yg_0_151_1969_1109_0_xxx.jpg","originalId":"BJ6fCXg8yg","x":0,"y":151,"width":1969,"height":1109,"rotate":0,"credit":"צילום: חן דואק וכפיר מוסקוביץ","caption":"סניף בנק הפועלים שנסגר בראש העין","alt":"סניף בנק הפועלים שנסגר בראש העין","originalCaption":"סניף בנק הפועלים שנסגר בראש העין","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"},{"originId":"hj9vaga00je","articleId":"hj9vaga00je","title":"פייבוקס מאתגרת את הבנקים עם ריבית של 5%, לא בטוח שזה יסחוף את הלקוחות","subTitle":"גם לאחר שינוי התנאים, אפליקציית התשלומים מציעה ללקוחות את הריבית הגבוהה ביותר עבור כסף בנזילות יומית. ספק אם המהלך יגדיל את המעבר לשימוש בפייבוקס, אך העיניים נשואות למהלך תחרותי של הבנקים ","launchDate":"2025-02-03T04:00:00.000Z","dateCreated":"2025-02-02T16:33:56.581Z","dateUpdatedOnSite":"2025-02-03T04:00:00.000Z","author":"שקד גרין","hasVideo":false,"publishedLink":"https://www.calcalist.co.il/investing/article/hj9vaga00je","isMarketingContent":false,"marketingContentText":"","ratingValue":0,"ratingCount":0,"promotionImage":"ARTICLE~PROMOTION~hj9vaga00je~","promotionImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2023/03/08/BJ6RSx812/13.jpg","imageId":"ARTICLE~PROMOTION~hj9vaga00je~","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2023/03/08/BJ6RSx812/BJ6RSx812_0_0_1089_614_0_xxx.jpg","originalId":"BJ6RSx812","x":0,"y":0,"width":1089,"height":614,"rotate":0,"credit":"צילום: Maor_Winetrob / Shutterstock.com","caption":"פייבוקס. מציעה ללקוחות את הריבית הגבוהה ביותר ","alt":"Pay PayBox פיי בוקס פייבוקס עם כסף שקלים","originalCaption":"Pay PayBox פיי בוקס פייבוקס עם כסף שקלים","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"firstArticleImage":"ArticleImageData.BkgOcASaOJx","firstArticleImageDetails":{"url":"https://pic1.calcalist.co.il/picserver3/wcm_upload_dev/2025/02/02/HyUALN6dyl/08.jpg","imageId":"ArticleImageData.BkgOcASaOJx","publishedLink":"https://pic1.calcalist.co.il/picserver3/crop_images/2025/02/02/HyUALN6dyl/HyUALN6dyl_0_0_1222_1323_0_xxx.jpg","originalId":"HyUALN6dyl","x":0,"y":0,"width":1222,"height":1323,"rotate":0,"credit":" ","caption":"פייבוקס ניסתה להגביר את השימוש בכרטיס האשראי","alt":"אינפו פייבוקס ניסתה להגביר את השימוש בכרטיס האשראי","originalCaption":"אינפו פייבוקס ניסתה להגביר את השימוש בכרטיס האשראי","notes":"","editData":null,"editedImageUrl":"","fsError":0,"compositeType":null,"compositeTypeId":null},"category":{"id":9,"textToShow":"הכסף","publishedLink":"https://www.calcalist.co.il/investing","mainCategoryId":9,"dcPath":"9.Money-1.Home","categoryColor":"#000066"},"premiumExpireDays":0,"roof":"ניתוח","specialData":{},"articleType":"article","isExternalUrl":false,"firstAuthorImage":"/","subchannelName":"הכסף"}],"numberOfVisibleItems":20,"fieldsDisplaySettings":{"__version":0,"__objectDataTypeName":"LinkedItemFieldDisplay","isAuthorVisible":true,"isTitleVisible":true,"isSubTitleVisible":true,"isDateVisible":true,"isHourVisible":true,"isAdVisible":false,"isTabVisible":false,"isLineVisible":true,"isCategoryVisible":true,"isChannelNameVisible":false,"isMobileTabVisible":false,"isMobileYplusLogoVisible":false,"isDesktopYplusLogoVisible":false,"isRoofTitleVisible":false},"titleColor":"#000000","subTitleColor":"#505050","isLoadMoreVisible":true,"tabLink":"","tabLinkTarget":{"lightBoxOpacity":70,"lightBoxBgColor":"#000000","lightBoxHeight":700,"lightBoxWidth":803,"linkOpenType":"same"},"tabText":"","tabColor":"#000000","isTaboolaVisible":false,"isLTR":false,"includeVideo":false,"hideVideoAds":false,"commercialItemsNum":5,"commercialRepetitionsNum":4,"isMutam":false}]);</script></span></div></div></div></div><div class="layoutContainer" style="position:relative;min-height:0;padding-bottom:0;width:1210px;margin:0 auto;box-sizing:border-box"><div tabindex="0" class="layoutItem taboola-general-mobile show-small-vp" style="position:absolute;top:-1388px;left:0;height:200px;width:304px"><span class="no-print"></span></div><div class="dynamicHeightItemsColumn" style="position:relative;display:inline-block;vertical-align:top;top:0;left:320px;width:890px"><div tabindex="0" class="layoutItem Taboola Calcalist Feed" style="width:890px;margin-bottom:20px"><span class="no-print"><span><span id="S1PdeeV8xdcye"><div id="taboola-below-main-column-thumbnails"></div></span><script>window.YITSiteWidgets.push(['S1PdeeV8xdcye','TaboolaComponenta',{"mode":"thumbs-feed-01-a","container":"taboola-below-main-column-thumbnails","target_type":"mix","placement":"Below Main Column Thumbnails"}]);</script></span></span></div></div></div><div class="layoutContainer" style="position:relative;min-height:0;padding-bottom:0;width:1210px;margin:0 auto;box-sizing:border-box"><div tabindex="0" class="layoutItem calcalist-footer" style="position:relative;top:0;left:0;margin-bottom:0"><span class="no-print"><div style="height:100%"><span><span id="S1udllVLeOqJe"><div class="CalcalistFooter"><div class="calcalistTopBg"></div><div class="calcalistFooterTop"><div id="f_logo"><a title="כלכליסט" href="//www.calcalist.co.il/home/0,7340,L-8,00.html"><img src="//www.calcalist.co.il/images/1280/footer/f_logo.png" alt="לוגו כלכליסט"/></a></div><ul class="rightLinksRow"><li><a class="shahor" title="כלכליסט מפת האתר" href="/home/0,7340,L-3839,00.html">כלכליסט מפת האתר</a></li><li><a title="כתבו לנו" class="shahor" href="/home/0,7340,L-3800,00.html">כתבו לנו</a></li><li><a title="המערכת" class="shahor" href="/home/0,7340,L-3802,00.html">המערכת</a></li><li><a title="פודקאסט" class="shahor" target="_blank" href="//www.calcalist.co.il/podcast">פודקאסט</a></li><li><a title="פוטו כלכליסט" class="shahor" href="//www.calcalist.co.il/photo">פוטו כלכליסט</a></li><li><a title="אודות כלכליסט" class="shahor" href="/home/0,7340,L-3854,00.html">אודות כלכליסט</a></li><li><a title="המייל האדום" class="shahor redMail" href="https://www.calcalist.co.il/redmail">המייל האדום</a></li><li><a title="ההנהלה" class="shahor" href="/home/0,7340,L-3801,00.html">ההנהלה</a></li><li><a class="shahor" title="תנאי שימוש" href="/home/0,7340,L-3856,00.html">תנאי שימוש</a></li><li><a title="המרת מט"ח" class="shahor" target="_blank" href="//www.hamara.co.il/">המרת מט"ח</a></li><li><a title="ועידות כלכליסט" class="shahor" href="/conference/home/0,7340,L-5144,00.html">ועידות כלכליסט</a></li><li><a title="מדיניות פרטיות" class="shahor" href="/home/0,7340,L-3855,00.html">מדיניות פרטיות</a></li><li><a class="shahor" title="פרסמו אצלנו" href="/home/0,7340,L-3799,00.html">פרסמו אצלנו</a></li><li><a title="הפוך לדף הבית" class="shahor setHomePage" href="/">הפוך לדף הבית</a></li><li><a title="עמוד מט"ח כללי" class="shahor" href="/stocks/home/0,7340,L-4135,00.html">עמוד מט"ח כללי</a></li><li><a title="מוסף כלכליסט" class="shahor" href="//www.calcalist.co.il/supplement">מוסף כלכליסט</a></li><li><a title="כלכליסט TV" class="shahor" target="_blank" href="//www.calcalist.co.il/tv">כלכליסט TV</a></li><li><a title="קורסים אונליין" class="shahor" href="https://study.calcalist.co.il/">קורסים אונליין</a></li><li><a title="קריקטוריסט" class="shahor" href="/home/0,7340,L-3837,00.html ">קריקטוריסט</a></li></ul><div class="leftLinksWrp"><ul class="leftLinksRow"><li><a title="פייסבוק" href="//www.facebook.com/calcalistonline" target="_blank"><img class="f_icon" src="//www.calcalist.co.il/images/1280/footer/f_fb.png" alt="פייסבוק"/><p class="shahor ShualBold">פייסבוק</p></a></li><li><a title="שרות לקוחות" href="//www.calcalist.co.il/home/0,7340,L-3800,00.html"><img class="f_icon" src="//www.calcalist.co.il/images/1280/header/t-service.png" alt="שרות לקוחות"/><p class="adom ShualBold" id="p_alert">שרות לקוחות</p></a></li></ul><ul class="leftLinksRow"><li><a title="טוויטר" href="//twitter.com/calcalist" target="_blank"><span class="f_icon twitter" alt="טוויטר"></span><p class="shahor ShualBold">טוויטר</p></a></li><li><a title="מינוי לעיתון" href="//z.calcalist.co.il/mvc/short/2018/Dreamcard/Home/Index" target="_blank"><img class="f_icon" src="//www.calcalist.co.il/images/1280/footer/f_sub.png" alt="מינוי לעיתון"/><p class="shahor ShualBold">מינוי לעיתון</p></a></li></ul><ul class="leftLinksRow"><li><a title="כלכליסט TV" href="//www.calcalist.co.il/tv"><span class="f_icon tv" alt="טוויטר"></span><p class="adom ShualBold" id="p_personal">כלכליסט TV</p></a></li><li><a title="ניוזלטר" href="/home/0,7340,L-3857,00.html"><img class="f_icon" src="//www.calcalist.co.il/images/1280/footer/f_newsletter.png" alt="ניוזלטר"/><p class="yarok ShualBold" id="p_newsletter">ניוזלטר</p></a></li></ul><ul class="leftLinksRow"><li><a title="פודקאסט" href="//www.calcalist.co.il/podcast" class="SiteNagish" target="_blank"><img class="f_icon" src="//www.calcalist.co.il/images/1280/footer/podcast.png" alt="פודקאסט"/><p class="shahor ShualBold">פודקאסט</p></a></li><li><a title="דואר אדום" class="redMail" href="https://www.calcalist.co.il/redmail"><img class="f_icon" src="//www.calcalist.co.il/images/1280/footer/f_mail.png" alt="דואר אדום"/><p class="adom ShualBold" id="p_mail">דואר אדום</p></a></li></ul><ul class="leftLinksRow"><li><a title="כלכליסט ביוטיוב" href="//www.youtube.com/calcalist" target="_blank"><img class="f_icon" src="//www.calcalist.co.il/images/1280/footer/f_youtube.png" alt="כלכליסט ביוטיוב"/><p class="shahor ShualBold">כלכליסט ביוטיוב</p></a></li></ul></div></div><div class="calcalistFooterBottom"><a href="//www.yit.co.il/" target="_blank" rel="nofollow"><span class="developed-yit shahor">Developed by</span><span class="developed-yit-logo"><img src="//www.calcalist.co.il/images/1280/footer/YIT.png" alt="YIT"/></span></a><a href="http://www.basch.co.il/" target="_blank" rel="nofollow"><span class="basch shahor">UI & UX by <span class="basch-bold shahor">Basch_Interactive</span></span></a></div></div></span><script>window.YITSiteWidgets.push(['S1udllVLeOqJe','CalcalistFooter',{}]);</script></span></div></span></div></div></div><div><script type="text/javascript">(function scriptFunc() { window["controlTickerAnimation"] = () => { document.body.setAttribute('id', 'INDdummy'); var node = document.createElement("button"); var ticker = document.getElementsByClassName("animationDiv")[0]; node.setAttribute("class", "playTicker"); node.setAttribute("id", "tickerControl"); var tickerTab = document.getElementsByClassName("tickerTab")[0]; if (tickerTab !== undefined && ticker !== undefined) { tickerTab.appendChild(node); const toggleTickerControlButton = () => { if (node.classList.contains('playTicker')) { node.classList.remove('playTicker'); ticker.classList.remove("pause"); } else { node.classList.add('playTicker'); ticker.classList.add("pause"); } }; node.addEventListener('click', toggleTickerControlButton); ticker.classList.add("pause"); } }; })()</script></div></div></div></div> <script> var isAbroad = false; </script>  <script defer>document.addEventListener('load', function(d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = 'https://widget.prod.equally.ai/equally-widget.min.js'; fjs.parentNode.insertBefore(js, fjs); window.EquallyAI = { openToolbox: () => window.addEventListener('equally-ai:ready', () => window.EquallyAI.openToolbox()), showLauncher: () => window.addEventListener('equally-ai:ready', () => window.EquallyAI.showLauncher()), hideLauncher: () => window.addEventListener('equally-ai:ready', () => window.EquallyAI.hideLauncher()), }; }(document, 'script', 'equallyWidget')); !window.EQUALLY_AI_API_KEY && (window.EQUALLY_AI_HIDE_LAUNCHER = true, window.EQUALLY_AI_API_KEY = '7gcy23wq2h56kv997zvb5rrun8gatcd3', intervalId = setInterval(function() { window.EquallyAi && (clearInterval(intervalId), window.EquallyAi = new EquallyAi); }, 500)); window.EquallyAI.showLauncher(); </script>  <script> window.show_adsense = true; window.setTimeout(() => { let ver_video = document.querySelector(".calcalist-video-vertical-radionas .slotView"); if (ver_video) { let clicks = 0; document.querySelectorAll(".calcalist-video-vertical-radionas .slotView").forEach((i,index)=> { i.addEventListener('click', (e)=> { console.log("CLICKED " + clicks); // if (clicks > 0) { return; } window.setTimeout(() => { if (!document.getElementById("ads.vertical.native.1")) { return; } let get_ad = document.querySelectorAll(".ads_vertical_video"); // define all native banners from componentas get_ad.forEach(function (ad) { let adsbygoogle = document.createElement("script"); adsbygoogle.src = 'https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js?client=ca-pub-0047680307646695'; adsbygoogle.setAttribute('crossorigin','anonymous'); adsbygoogle.async = true; let adsins = document.createElement("ins"); adsins.setAttribute('class','adsbygoogle'); adsins.setAttribute('style','display:flex;justify-content:center;display:-webkit-box;-webkit-box-pack:center;display:-ms-flexbox;-ms-flex-pack:center;text-align:center;width:400px;height:714px;'); adsins.setAttribute('data-ad-client','ca-pub-0047680307646695'); adsins.setAttribute('data-ad-slot','6269012025'); //adsins.setAttribute('data-ad-format','auto'); adsins.setAttribute('data-full-width-responsive','true'); let adsbygoogle_obj = document.createElement("script"); adsbygoogle_obj.innerHTML = "(adsbygoogle = window.adsbygoogle || []).push({});"; ad.appendChild(adsbygoogle); ad.appendChild(adsins); ad.appendChild(adsbygoogle_obj); ad.setAttribute("style", "display:flex;justify-content:center;display:-webkit-box;-webkit-box-pack:center;display:-ms-flexbox;-ms-flex-pack:center;text-align:center;width:400px;"); }); }, 1000); clicks ++; }); }); } }, 1000); </script>  <script> (function() { var script = document.createElement("script"); script.src =`https://player.tredio.io/tredio-dist2.js`; document.head.appendChild(script); })(); </script>  <script> window.googletag = window.googletag || {cmd: []}; googletag.cmd.push(function() { googletag.defineSlot('/6870/calcalist/desktop/central/audio.central', [[270, 238], [320, 50], [1, 1], [300, 250]], 'div-gpt-ad-1707907884523-0').addService(googletag.pubads()); googletag.pubads().enableSingleRequest(); googletag.enableServices(); }); </script>  <div id='div-gpt-ad-1707907884523-0' style='min-width: 320px; min-height: 50px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1707907884523-0'); }); </script> </div>  <script defer src='https://static.cloudflareinsights.com/beacon.min.js' data-cf-beacon='{"token": "43e434e179ab41708ef861146a611a30"}'></script>  <script> window.addEventListener("load", function() { const link = document.querySelector(".downloadApp"); if(link){ link.href= "https://z.calcalist.co.il/mvc/long/2022/DigitalSubscription/Registration/Subscribe.aspx?type=evrit";} }); </script>  <script> window.addEventListener("load", function() { var footerlink = document.querySelector(".redMail"); var headerLink = document.querySelector(".RedMailLink"); if(footerlink ){ footerlink .setAttribute("href", "https://www.calcalist.co.il/redmail"); } if(headerLink){ headerLink.setAttribute("href", "https://www.calcalist.co.il/redmail"); } }) </script>  <script> window.YITSiteWidgetsCallbacks = window.YITSiteWidgetsCallbacks || []; function change_text(){ const a = document.querySelector(".CalcalistBuzzComponenta") if(a){ a.firstElementChild.firstElementChild.children[1].firstElementChild.innerText = "באזז"; a.firstElementChild.firstElementChild.children[3].firstElementChild.innerText = "הנצפות ביותר"; a.firstElementChild.children[1].children[0].innerText = "היום"; a.firstElementChild.children[1].children[1].innerText = "השבוע"; } } window.YITSiteWidgetsCallbacks.push(change_text); </script>  <style> .SearchArea .searchContainer .searchTypeList li#stocks{ display: none ! important; } </style>  <script> dc = document.cookie; var pos=dc.indexOf('ynetun'); if (pos > 0) { var encodedNameString = dc.substring(dc.indexOf('=',pos)+1).split(';')[0]; var decodedString = atob(encodedNameString); var calcalistUserName = decodeURIComponent(decodedString); calcalist = {}; calcalist.user = {}; calcalist.user.props = {}; calcalist.user.props.firstName = calcalistUserName; } </script>  <style> .SearchArea .searchContainer .searchTypeList li#video{ display: none ! important; } </style>  <script> function add_share() { var parent_div = document.querySelector(".videoComponentaShare") if (parent_div) { var canonical = document.querySelectorAll('[rel="canonical"]')[0].href; var linkedin_utm = `&utm_source=calcalist.co.il&utm_medium=Share&utm_campaign=Linkedin&utm_term=${window.articleId}&utm_content=Video`; var linkedin_url = encodeURIComponent(canonical + "?title=" + document.title + linkedin_utm); var linkedin = document.createElement("a"); linkedin.setAttribute("id", "lnkdnShare"); linkedin.setAttribute("href", "https://www.linkedin.com/shareArticle?url=" + linkedin_url); linkedin.setAttribute("target", "_blank"); linkedin.setAttribute("style", "width: 32px; background-image: url('https://player.h-cdn.com/svc/cdn/pub/img/share_btn_linkedin.svg')"); linkedin.setAttribute("onclick", "analystFunc('Linkedin')"); parent_div.insertBefore(linkedin, parent_div.firstChild); var mail_utm = `?utm_source=calcalist.co.il&utm_medium=Share&utm_campaign=Mail&utm_term=${window.articleId}&utm_content=Video`; var mail_url = encodeURIComponent(canonical + mail_utm); var mail = document.createElement("a"); mail.setAttribute("id", "mlShare"); mail.setAttribute("href", "mailto:?body=" + mail_url + "&subject=" + document.title); mail.setAttribute("target", "_blank"); mail.setAttribute("style", "width: 32px; background-image: url('https://player.h-cdn.com/svc/cdn/pub/img/share_btn_email.svg')"); mail.setAttribute("onclick", "analystFunc('Mail')"); parent_div.insertBefore(mail, parent_div.firstChild); } } function analystFunc(action) { window.dataLayer = window.dataLayer || [] window.dataLayer.push({ event: 'GA_Event', Category: 'Share', Action: 'Share From Video', Label: action }); } setTimeout(function() { add_share() }, 3000); </script>  <script> window.addEventListener("load", function() { var hatraot= document.querySelectorAll("a[href='/home/0,7340,L-3875,00.html']")[0]; if(hatraot){ hatraot.setAttribute("title", "שרות לקוחות"); hatraot.setAttribute("href", "https://www.calcalist.co.il/home/0,7340,L-3800,00.html"); } }) </script>  <script> window.addEventListener("load", function() { var archiveLink= document.querySelectorAll("a[href='/home/0,7340,L-3849,00.html']")[0]; if(archiveLink){ archiveLink.setAttribute("title", "פוטו כלכליסט"); archiveLink.setAttribute("href", "https://www.calcalist.co.il/home/0,7340,L-4389,00.html"); archiveLink.innerHTML = "פוטו כלכליסט"; } }) </script>  <script> _pageRefresher = { c: {}, i: function() { var a = this; var stopFromLive = 1; window.pageRefreshDisable = function(g) { if (!g) { var g = 'flashvideoplayer' } else if (g == 'liveVideo') { stopFromLive = 0; } a.c[g] = true; }; if (stopFromLive == 1) { window.pageRefreshEnable = function(g) { if (!g) var g = 'flashvideoplayer'; a.c[g] = false; }; } a.t(); }, t: function() { var subchannel_id = document.head.querySelector("[property~=sub-channel-ID][content]").content; var refresh_time = 420000 if (document.querySelector(".articleContainer.yplus")) { refresh_time = 7200000 } else if (document.querySelector(".articleContainer")) { refresh_time = 900000 } else if (subchannel_id == '8') { refresh_time = 840000 } else if (subchannel_id == '43113') { refresh_time = 18000000 } var a = this; setTimeout(function() { var o = false; for (var g in a.c) { if (a.c[g]) { o = true; break; } } if (!o) { window.location.reload(); } a.t(); }, refresh_time); } }; _pageRefresher.i(); </script>  <script> window.YITSiteWidgetsCallbacks=window.YITSiteWidgetsCallbacks || []; window.YITSiteWidgetsCallbacks.push(()=>{ const loadMore = document.querySelector(".CalcalistArticleHeadlinesComponenta .loadMoreButton"); showTaboolaAfterLoadMore(loadMore); }) const showTaboolaAfterLoadMore=(loadMore)=>{ setTimeout(()=>{ const taboolaItemsArray = document.querySelectorAll(".taboolaItemArticleHeadlines:not(.trc_related_container)"); window._taboola = window._taboola || []; taboolaItemsArray.forEach((item, i) =>{ const id = item.id; const num = id.substr(id.length - 1); const placement = "1x1 Stream Widget "+ num; _taboola.push({mode: 'thumbnails-i', container: id, placement:placement , target_type: 'mix'}); loadMore && loadMore.addEventListener("click",showTaboolaAfterLoadMore()); })} , 1000) } </script>  <script type=""text/javascript""> window._taboola = window._taboola || []; _taboola.push({flush: true}); </script>   <div id='inline.video.truvid' style='width: 1px; height: 1px;'></div>  <style> .TeaserComponenta:not(.photo) .slotList .slotView{ height:unset ! important} </style>  <style> .CalcalistFooter .calcalistFooterTop .leftLinksWrp .leftLinksRow li{ height:80px; } </style>  <style> .calcalistLoginAndShare .calcalistLogin, .CalcalistMeniList .bottomLinks .linksWithIcons > .first{ display:none; } </style>  <style> @media only screen and (max-width: 768px) and (orientation: portrait), only screen and (max-width: 900px) and (orientation: landscape) { .simple-html-editor-collapsible .htmlEditorTextOutputContainer.collapsible .htmlEditorTextOutput { line-height: 1.1 !important; } } </style>  <style> .calcalist .CalcalistMeniList .bottomLinks .linksWithIcons .downloadApp { display: none ! important; } </style>  <script> addEventListener("load", () => { const links = document.querySelectorAll(".CalcalistFooter .calcalistFooterTop .rightLinksRow li"); const dollar = links[Array.from(links).findIndex(i=>i.innerText ==="שער הדולר")] const yoursite = links[Array.from(links).findIndex(i=>i.innerText ==="כלכליסט אצלך באתר")] const manaiot = links[Array.from(links).findIndex(i=>i.innerText ==="שערי מניות")] const euro = links[Array.from(links).findIndex(i=>i.innerText ==="שער היורו")] const blabla = links[Array.from(links).findIndex(i=>i.innerText ==='עמוד מט"ח כלל')] if(euro){ euro.querySelector("a").href= "https://www.calcalist.co.il/supplement"; euro.querySelector("a").title = "מוסף כלכליסט"; euro.querySelector("a").innerText = "מוסף כלכליסט"; } if(yoursite){ yoursite.querySelector("a").href= "https://www.calcalist.co.il/tv"; yoursite.querySelector("a").title = "כלכליסט TV"; yoursite.querySelector("a").innerText = "כלכליסט TV"; } if(dollar){ dollar.querySelector("a").href = "https://www.calcalist.co.il/photo"; dollar.querySelector("a").title = "פוטו כלכליסט"; dollar.querySelector("a").innerText = "פוטו כלכליסט"; } if(manaiot){manaiot.remove()}; if(blabla){blabla.remove()}; }) </script>  <style> body{overflow-x: hidden ! important;} .hContainer.calcalist { overflow:unset ! important} </style>  <script> setTimeout(function() { let buttons = document.querySelectorAll(".mainNav li") for (const button of buttons) { button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Navigation", Action: "Header", Label: button.innerText }); }) } buttons = document.querySelectorAll(".userAction span") for (const button of buttons) { button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Navigation", Action: "Sub Header", Label: button.title }); }) } buttons = document.querySelectorAll(".subNavigationArea li, .hotSubjectItem, .CalcalistSubNavigation a") for (const button of buttons) { button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Navigation", Action: "Sub Header", Label: button.innerText }); }) } button = document.querySelector(".calcalistLogin span") button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Navigation", Action: "Sub Header", Label: button.innerText }); }) buttons = document.querySelectorAll(".rightLinksRow a") for (const button of buttons) { button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Navigation", Action: "Footer", Label: button.title }); }) } button = document.querySelector(".arrowLeft") button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Article", Action: "Top Carousel", Label: "Browse Left" }); }) document.querySelectorAll('.articleItem').forEach((elem, index) => { elem.addEventListener('click', function(event) { var elem_number = index + 1; window.dataLayer.push({ event: "GA_Events", Category: "Article", Action: "Top Carousel", Label: "Click on " + elem_number }); }) }) button = document.querySelector(".gelleryOpener") button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Photo Gallery", Action: "Open Gallery", Label: window.articleId }); }) buttons = document.querySelectorAll(".CalcalistMeniList li") for (const button of buttons) { button.addEventListener('click', function(event) { window.dataLayer.push({ event: "GA_Events", Category: "Navigation", Action: "Side Menu", Label: button.innerText }); }) } }, 3000); </script>  <script> (function(src) { var a = document.createElement("script"); a.type = "text/javascript"; a.async = true; a.src = src; var b = document.getElementsByTagName("script")[0]; b.parentNode.insertBefore(a, b) })("//experience.piano.io/xbuilder/experience/load?aid=3PTOfcDYpu"); </script>  <script> window.pushGa4DataLayer = (e, eventData) => { // when the event is captured, bubble up the tree to find elements with the data attribute "yitan-dc_path" // then collect all data attributes of the elements with the data attributes that start with "yitan" // and send them to the dataLayer let dataToCollect = {}; let el = e.target; while (el) { dataToCollect = Object.keys(el.dataset) .filter((key) => key.startsWith("yitan")) .reduce((obj, key) => { if (!obj[key]) { obj[key] = el.dataset[key]; } return obj; }, {}); if (Object.keys(dataToCollect).length) { // have data keys lose the yitan prefix and convert to snake case Object.keys(dataToCollect).forEach((key) => { const newKey = key .replace(/([A-Z])/g, "_$1") .toLowerCase() .replace("yitan_", ""); dataToCollect[newKey] = dataToCollect[key]; delete dataToCollect[key]; }); } const nextEl = el.closest("[data-yitan-dc_path]"); if (nextEl === el) { break; } el = nextEl; } dataToCollect["event_timestamp"] = new Date() .toISOString() .replace("T", " ") .replace("Z", " UTC"); window.dataLayer.push({ ...dataToCollect, ...eventData, }); }; </script>  <script> window.analyticsCode = "G-C43N2FJCH0"</script>  <script> const dataLayerToGaDict = { contentPageType: "page_type", dcPath: "dc_path", userId: "yid", }; document.addEventListener("analyticsInjectionFinished", () => { const getYitanDataset = (ds) => { let articleYitanAttributes = {}; for (att in ds) { if (att.indexOf("yitan") != -1) { const fixedAtt = att.slice(5).toLowerCase(); gaAttr = dataLayerToGaDict[fixedAtt] || fixedAtt; articleYitanAttributes = { ...articleYitanAttributes, [gaAttr]: ds[att], }; } } return articleYitanAttributes; }; const bodyDataset = document.body.dataset; const hContainer = document.getElementsByClassName("hContainer"); const mContainer = document.getElementsByClassName("mContainer"); const container = hContainer ? hContainer[0] : mContainer[0]; window.dataLayer.push({ ...getYitanDataset(bodyDataset), ...getYitanDataset(container.dataset), event: "page_view", date_modified: window.dataLayer[0].dateModified, date_published: window.dataLayer[0].datePublished, }); }); </script>  <script> document.addEventListener("DOMContentLoaded", function () { if (window.dcCG != "article") { /* Top story, Multistrip, infinite-headlines */ let strip_components = document.querySelectorAll( ".MultiStripComponenta .slotView, .TopStoryCalcalistComponenta .slotView, .TopStoryCalcalistWideComponenta .slotView" ); let strip_ar = Array.from(strip_components); for (let i in strip_ar) { strip_ar[i].addEventListener("click", function (event) { const clickText = getTextFromDeepestChild( strip_ar[i].querySelector(".slotTitle") ); const componentaName = strip_ar[i].closest(".MultiStripComponenta") ? "MultiStripComponenta" : "TopStoryCalcalistComponenta"; let articleId = ""; if (strip_ar[i].dataset.wcmArticleId){ articleId = strip_ar[i].dataset.wcmArticleId } let authorName = ""; if (strip_ar[i].querySelector(".authorInfo")){ authorName = strip_ar[i].querySelector(".authorInfo").innerText } else if (strip_ar[i].querySelector(".moreDetails")){ authorName = strip_ar[i].querySelector(".moreDetails span:not(.dateView)").innerText } let pageType = ""; if (dataLayer && dataLayer[0] && dataLayer[0].contentPageType) { pageType = dataLayer[0].contentPageType } if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: clickText, content_type: "componenta", componenta_name: componentaName, position_in_componenta: i, article_id: articleId, author_name: authorName, page_type: pageType, }); } }); } //calcalist-infinite-headlines setTimeout(function () { let calcalist_infinite_headlines = document.querySelectorAll(".calcalist-infinite-headlines .slotItem"); let infinite_headlines = Array.from(calcalist_infinite_headlines); for (let i in infinite_headlines) { infinite_headlines[i].addEventListener("click", function (event) { const clickText = infinite_headlines[i].querySelector(".slotTitle span:not(.roofTitle)").textContent; // GA4 let a_link = infinite_headlines[i].querySelector("a").href; let split_link = a_link.split("/"); let article_id = a_link.includes("article") ? split_link[split_link.length - 1]: ""; let authorName = ""; if (infinite_headlines[i].querySelector(".authorInfo")){ authorName = infinite_headlines[i].querySelector(".authorInfo").innerText; } else if (infinite_headlines[i].querySelector(".moreDetails")){ authorName = infinite_headlines[i].querySelector(".moreDetails .author").innerText; } if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: clickText, content_type: "componenta", componenta_name: "infinite_headlines", position_in_componenta: i, article_id: article_id, author_name: authorName, page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "" }); } }); } }, 3000); } /* general-commerical-teaser */ let calcalist_commerical_teaser = document.querySelectorAll( ".calcalist-teaser-mosaf .slotView, .calcalist-teaser-photo .slotView, .general-commerical-teaser .slotView, .calcalist-commerical-teaser-profit-line .slotView, .calcalist-commerical-teaser .slotView" ); let commerical_teaser = Array.from(calcalist_commerical_teaser); for (let i in commerical_teaser) { commerical_teaser[i].addEventListener("click", function (event) { let article_text = commerical_teaser[i].querySelector(".slotTitle").textContent; let a_link = commerical_teaser[i].querySelector(".slotTitle"); if (commerical_teaser[i].closest(".calcalist-teaser-mosaf") || commerical_teaser[i].closest(".calcalist-teaser-photo")) { a_link = a_link.parentNode.href ? a_link.parentNode.href : ""; } else { a_link = a_link.querySelector("a") ? a_link.querySelector("a").href : ""; } let split_link = a_link != "" ? a_link.split("/") : ""; let article_id = split_link != "" ? (a_link.includes("article") ? split_link[split_link.length - 1]: "") : ""; let authorName = ""; if (commerical_teaser[i].querySelector(".authorInfo")){ authorName = commerical_teaser[i].querySelector(".authorInfo").innerText; } else if (commerical_teaser[i].querySelector(".moreDetails")){ authorName = commerical_teaser[i].querySelector(".moreDetails span:not(.dateView)").innerText; } let pageType = ""; if (dataLayer && dataLayer[0] && dataLayer[0].contentPageType) { pageType = dataLayer[0].contentPageType } if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: article_text, content_type: "strip", componenta_name: "teaser", position_in_componenta: i, article_id: article_id, author_name: authorName, page_type: pageType, }); } }); } /* side-video-calcalist */ let side_video = document.querySelectorAll(".side-video-calcalist .SideVideoContent"); let c_side_video = Array.from(side_video); for (let i in c_side_video) { c_side_video[i].addEventListener("click", function (event) { let a_link = c_side_video[i].querySelector(".itemTitle").href; let split_link = a_link.split("/"); let article_id = a_link.includes("article") ? split_link[split_link.length - 1]: ""; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: c_side_video[i].querySelector(".itemTitle div").textContent, content_type: "componenta", componenta_name: "side_video_calcalist", position_in_componenta: i, article_id: article_id, author_name: "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "" }); } }); } /* twenty-four-seven */ let twenty_four_seven = document.querySelectorAll(".twenty-four-seven .slotList a"); let c_twenty_four_seven = Array.from(twenty_four_seven); for (let i in c_twenty_four_seven) { c_twenty_four_seven[i].addEventListener("click", function (event) { let a_link = c_twenty_four_seven[i].href; let split_link = a_link.split("/"); let article_id = a_link.includes("article") ? split_link[split_link.length - 1]: ""; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: c_twenty_four_seven[i].title, content_type: "componenta", componenta_name: "twenty_four_seven", position_in_componenta: i, article_id: article_id, author_name: "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } /* calcalist-live-video */ let calcalist_live_video = document.querySelectorAll(".calcalist-live-video .content"); let live_video = Array.from(calcalist_live_video); for (let i in live_video) { live_video[i].addEventListener("click", function (event) { let a_link = live_video[i].querySelector("a").href; let split_link = a_link.split("/"); let article_id = a_link.includes("article") ? split_link[split_link.length - 1]: ""; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: live_video[i].querySelector("a span").textContent, content_type: "componenta", componenta_name: "calcalist-live-video", position_in_componenta: i, article_id: article_id, author_name: "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } /* calcalist-buzz */ let calcalist_buzz = document.querySelectorAll(".CalcalistBuzzComponenta .buzzItem"); let c_buzz = Array.from(calcalist_buzz); for (let i in c_buzz) { c_buzz[i].addEventListener("click", function (event) { let a_link = c_buzz[i].querySelector(".titleLink").href; let split_link = a_link.split("/"); let article_id = a_link.includes("article") ? split_link[split_link.length - 1]: ""; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: c_buzz[i].querySelector(".titleLink").textContent, content_type: "componenta", componenta_name: "calcalist_buzz", position_in_componenta: i, article_id: article_id, author_name: "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } /* calcalist-opinions */ let calcalist_opinions = document.querySelectorAll(".calcalist-opinions .CalcalistOpinionsSlotItem"); let c_opinions = Array.from(calcalist_opinions); for (let i in c_opinions) { c_opinions[i].addEventListener("click", function (event) { let a_link = c_opinions[i].querySelector(".titlesWrapper").href; let split_link = a_link.split("/"); let article_id = a_link.includes("article") ? split_link[split_link.length - 1]: ""; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: c_opinions[i].querySelector(".title span").textContent, content_type: "componenta", componenta_name: "calcalist_opinions", position_in_componenta: i, article_id: article_id, author_name: c_opinions[i].querySelector(".author") ? c_opinions[i].querySelector(".author").textContent : "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } /* caricaturist-teaser-calcalist */ let caricaturist_teaser_calcalist = document.querySelectorAll(".caricaturist-teaser-calcalist"); let caricaturist = Array.from(caricaturist_teaser_calcalist); for (let i in caricaturist) { caricaturist[i].addEventListener("click", function (event) { let a_link = caricaturist[i].querySelector("a").href; let split_link = a_link.split("/"); let article_id = split_link[split_link.length - 1]; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: "", content_type: "componenta", componenta_name: "caricaturist_teaser", position_in_componenta: i, article_id: article_id, author_name: "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } /* calcalist-most-viewed-auto */ let calcalist_most_viewed_auto = document.querySelectorAll(".calcalist-most-viewed-auto .slotView"); let most_viewed_auto = Array.from(calcalist_most_viewed_auto); for (let i in most_viewed_auto) { most_viewed_auto[i].addEventListener("click", function (event) { let a_link = most_viewed_auto[i].querySelector("a").href; let split_link = a_link.split("/"); let article_id = split_link[split_link.length - 1]; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: most_viewed_auto[i].querySelector(".slotTitle").textContent, content_type: "componenta", componenta_name: "most_viewed_auto", position_in_componenta: i, article_id: article_id, author_name: "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } if (window.dcCG == "article") { /* calcalist-article-carusle */ let calcalist_article_carusle = document.querySelectorAll(".calcalist-article-carusle .articleItem"); let article_carusle = Array.from(calcalist_article_carusle); for (let i in article_carusle) { article_carusle[i].addEventListener("click", function (event) { let a_link = article_carusle[i].href; let split_link = a_link.split("/"); let article_id = split_link[split_link.length - 1]; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: article_carusle[i].querySelector(".textArea .title").textContent, content_type: "componenta", componenta_name: "article-carusle", position_in_componenta: i, article_id: article_id, author_name: article_carusle[i].querySelector(".textArea .author") ? article_carusle[i].querySelector(".textArea .author").textContent : "", page_type: dataLayer && dataLayer[0] && dataLayer[0].contentPageType ? dataLayer[0].contentPageType : "", }); } }); } } }); function getTextFromDeepestChild(node) { if (node.nodeType === Node.TEXT_NODE) { return node.nodeValue; } else if (node.nodeType === Node.ELEMENT_NODE) { let textFromDeepestChild = ""; node.childNodes.forEach((child) => { const childText = getTextFromDeepestChild(child); if (childText.length > textFromDeepestChild.length) { textFromDeepestChild = childText; } }); return textFromDeepestChild; } else { return ""; } } </script>  <script> setTimeout(function () { window.$(".mainNav").on("click", "span", function () { const innerText = window.$(this).text(); // GA4 if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: window.$(this).text(), content_type: innerText == "חיפוש" ? "search" : "menu", componenta_name: "header", position_in_componenta: 0, }); } }); window.$("#CalcalistMeniList opened").on("click", "span", function () { // GA4 if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: window.$(this).text(), content_type: "menu", componenta_name: "Header", position_in_componenta: 0, }); } }); window.$("#search-button").on("click", function () { // GA4 if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: window.$(this).text(), content_type: "menu", componenta_name: "Search", position_in_componenta: 0, }); } }); }, 3000); </script>  <script> document.addEventListener("click", function (event) { // Find the class name of the element where the click event was triggered default_list = ["whatsapp", "facebook", "twitter", "email", "print"]; object_list = { whatsapp: "whatsapp", facebook: "facebook", twitter: "twitter", email: "email", print: "print", }; const sharingClassList = default_list; const sharingClassToDataLayerName = object_list; const className = [...event.target.classList].find((className) => sharingClassList.includes(className) ); if (!className || !window.collectGa4DataFromDomElements) { return; } const data = window.collectGa4DataFromDomElements(event); const dateModified = new Date(data.date_modified) data.date_modified = dateModified.getFullYear() + "-" + (dateModified.getMonth()+1) + "-" + dateModified.getDate() + " " + dateModified.getHours() + ":" + dateModified.getMinutes() + ":" + dateModified.getSeconds(); const datePublished = new Date(data.date_published) data.date_published = datePublished.getFullYear() + "-" + (datePublished.getMonth()+1) + "-" + datePublished.getDate() + " " + datePublished.getHours() + ":" + datePublished.getMinutes() + ":" + datePublished.getSeconds(); window.dataLayer = window.dataLayer || []; window.dataLayer.push({ event: "content_share", social_network_name: sharingClassToDataLayerName[className], content_type_shared: "article", ...data, }); }); window.collectGa4DataFromDomElements = (e) => { // when the event is captured, bubble up the tree to find elements with the data attribute "yitan-dc_path" // then collect all data attributes of the elements with the data attributes that start with "yitan" // and send them to the dataLayer let dataToCollect = {}; let el = e.target; while (el) { const data = Object.keys(el.dataset) .filter((key) => key.startsWith("yitan")) .reduce((obj, key) => { if (!obj[key]) { obj[key] = el.dataset[key]; } return obj; }, {}); if (Object.keys(data).length) { // have data keys lose the yitan prefix and convert to snake case Object.keys(data).forEach((key) => { const newKey = key .replace(/([A-Z])/g, "_$1") .toLowerCase() .replace("yitan_", ""); data[newKey] = data[key]; delete data[key]; }); dataToCollect = { ...dataToCollect, ...data }; } const nextEl = el.closest("[data-yitan-dc_path]"); if (nextEl === el) { break; } el = nextEl; } dataToCollect["event_timestamp"] = new Date() .toISOString() .replace("T", " ") .replace("Z", " UTC"); return dataToCollect; }; </script>   <script> setTimeout(function () { document.querySelectorAll(".ArticleBodyComponent a").forEach(function (element) { element.addEventListener("click", function () { var link = element.getAttribute("href"); var linkText = element.textContent; // GA4 if (window.pushGa4DataLayer) { var properties = { event: "content_click", click_text: linkText, content_type: "link", componenta_name: "Article Body", position_in_component: 0, }; if (element.querySelector("img")) { var imgSrc = element.querySelector("img").getAttribute("src"); var imgTitle = element.querySelector("img").getAttribute("title"); properties = { ...properties, image_url: imgSrc, image_title: imgTitle, }; } window.pushGa4DataLayer(event, properties); } }); }); window.$(".ArticleTagsComponent a").on("click", function () { var link = window.$(this).attr("href"); var linkText = window.$(this).text(); // GA4 if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: linkText, content_type: "article_tags", componenta_name: "Article Tags", position_in_component: 0, }); } }); }, 3000); </script>  <script> document.addEventListener("DOMContentLoaded", function () { document.addEventListener("click", function (e) { const printEditionFrontPage = e.target.closest( ".calcalist-print-edition-wrapper .front-newspaper" ); const printEditionFrontPageContentType = "photo"; const printEditionDailyPaperLink = e.target.closest( ".linkText.daily" ); const printEditionDailyPaperContentType = "menu"; const printEditionMusafLink = e.target.closest( ".linkText.musaf" ); const printEditionSpecialEditionLink = e.target.closest( ".linkText.special" ); if (printEditionFrontPage) { const clickText = "print_edition_page_click"; const contentType = "photo"; const componentaName = "print_edition"; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: clickText, content_type: contentType, componenta_name: componentaName, page_type: "homepage", }); } } if (printEditionDailyPaperLink) { const clickText = printEditionDailyPaperLink.innerText; const contentType = "menu"; const componentaName = "print_edition"; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: clickText, content_type: contentType, componenta_name: componentaName, page_type: "homepage", }); } } if (printEditionMusafLink) { const clickText = printEditionMusafLink.innerText; const contentType = "menu"; const componentaName = "print_edition"; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: clickText, content_type: contentType, componenta_name: componentaName, page_type: "homepage", }); } } if (printEditionSpecialEditionLink) { const clickText = printEditionSpecialEditionLink.innerText; const contentType = "menu"; const componentaName = "print_edition"; if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", click_text: clickText, content_type: contentType, componenta_name: componentaName, page_type: "homepage", }); } } }); }); </script>  <script> /* calcalist-vertical-video */ document.addEventListener("DOMContentLoaded", function () { if (document.querySelector(".calcalistVideoGalleryVerticalComponenta")) { let page_name = window.dcPath == "8.Central-1.Home" ? "homepage" : window.dataLayer[0].pageName.slice(1); document.querySelectorAll(".calcalistVideoGalleryVerticalComponenta .slotsContent .scrollLeft, .calcalistVideoGalleryVerticalComponenta .slotsContent .scrollRight").forEach((player, index) => { player.addEventListener("click", () => { let action = ""; if (player.classList.contains("scrollLeft")) { action = "homepage_swipe_right"; } else if (player.classList.contains("scrollRight")) { action = "homepage_swipe_left"; } if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", component_name: page_name + "_vertical_video", click_text: player.getAttribute("aria-label") ? player.getAttribute("aria-label") : action, channel_name: page_name, content_type: "componenta", vertical_video_action: action }); } }); }); document.querySelectorAll(".calcalistVideoGalleryVerticalComponenta .slotView").forEach((slot, index) => { slot.addEventListener("click", () => { if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", component_name: page_name + "_vertical_video", click_text: slot.querySelector(".videoTitle").textContent ? slot.querySelector(".videoTitle").textContent : "לכתבה המלאה", channel_name: page_name, content_type: "componenta", position_in_component: index, }); } }); }); const domObserver = new MutationObserver((_mutationList, observer) => { const feedDisplay = document.querySelector('.feedDisplay'); if (feedDisplay) { document.querySelectorAll(".videoGalleryVerticalDesktopWrapper .feedDisplay .slickPrev, .videoGalleryVerticalDesktopWrapper .feedDisplay .slickNext").forEach((slider, index) => { slider.addEventListener("click", () => { let slider_action = ""; if (slider.classList.contains("slickNext")) { slider_action = "video_swipe_left"; } else if (slider.classList.contains("slickPrev")) { slider_action = "video_swipe_right"; } if (window.pushGa4DataLayer) { window.pushGa4DataLayer(event, { event: "content_click", component_name: page_name + "_vertical_video", click_text: slider.getAttribute("aria-label") ? slider.getAttribute("aria-label") : slider_action, channel_name: page_name, content_type: "componenta", position_in_component: index, vertical_video_action: slider_action }); } }); }); observer.disconnect(); } }); domObserver.observe(document.body, { childList: true, subtree: true }); } }); </script> </body> </html>

CINXE.COM

הכסף | כלכליסט