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Buy Now Pay Later | Square

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It’s free to sign up and start selling online and in person." /> <link rel="canonical" href="https://squareup.com/ca/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-AU" href="https://squareup.com/au/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-CA" href="https://squareup.com/ca/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-GB" href="https://squareup.com/gb/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-US" href="https://squareup.com/us/en/buy-now-pay-later" /> <link rel="alternate" hreflang="es-US" href="https://squareup.com/us/es/buy-now-pay-later" /> <link rel="alternate" hreflang="fr-CA" href="https://squareup.com/ca/fr/buy-now-pay-later" /> <meta property="og:title" content="Buy Now Pay Later | Square" /> <meta property="og:url" content="https://squareup.com/ca/en/buy-now-pay-later" /> <meta property="og:image" content="https://images.ctfassets.net/2d5q1td6cyxq/6oe4SYPt2dsJttbCvx7HiG/66153f43f7ec84072fe2e2d54956622e/ap_social_lp_us-en_v2.jpg?w=1200&amp;h=630&amp;fm=jpg&amp;q=90&amp;fit=thumb" /> <meta property="og:locale" content="en_CA" /> <meta property="og:type" content="website" /> <meta property="og:site_name" content="Square" /> <meta property="og:description" content="Let your customers pay in instalments when you enable Afterpay. It’s free to sign up and start selling online and in person." /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:site" content="Square" /> <meta name="twitter:creator" content="Square" /> <meta name="twitter:domain" content="squareup.com" /> <meta name="p:domain_verify" content="cb526aa3706990fc2d2969e5ac7ad060" /> <meta name="msvalidate.01" content="35D69B458439DE93C5CAF25B15B09E6C" /><script type="application/ld+json">{"@type":"FAQPage","@context":"https://schema.org","mainEntity":[{"name":"How does buy now, pay later work?","@type":"Question","acceptedAnswer":{"text":"Buy now, pay later, or BNPL, is a payment option where a customer pays for a purchase over time in installments, while merchants get paid in full. With Afterpay, Square merchants can let customers pay in four interest-free installments over six weeks. \u003ca href='https://www.youtube.com/watch?v=n0eF-k3PYhc'\u003eSee how Afterpay works\u003c/a\u003e","@type":"Answer"}},{"name":"How do I set up buy now, pay later?","@type":"Question","acceptedAnswer":{"text":"The buy now, pay later payment method from Afterpay is available to many businesses in the US and Australia. To see if you are eligible for Afterpay and to enable it for your business, log into your Square Dashboard and review your Payment Methods. If Afterpay is available to your business, you can toggle on Afterpay acceptance both Online and In-Store from within \u003ca href='https://squareup.com/dashboard/business/payment-methods?view=afterpay'\u003ethis\u003c/a\u003e setting. If you do not see Afterpay available within your Payment Methods, you are ineligible to offer Afterpay at this time. \u003ca href='https://squareup.com/help/us/en/article/7782-afterpay-and-square'\u003eGet more details\u003c/a\u003e","@type":"Answer"}},{"name":"How much does buy now, pay later cost?","@type":"Question","acceptedAnswer":{"text":"Merchants using Afterpay get paid in full at the time of purchase, minus a processing fee on the total order. Afterpay Processing Rates Online: 6% + 30 cents. Payments using Square Online Checkout will have a discounted Afterpay processing rate of 2.9% + 30 cents through July 29, 2022. In Person: Payments processed in person will have a discounted Afterpay processing rate of 2.6% + 30 cents through September 10, 2022. Afterwards, the Afterpay processing rate will be 6% + 30 cents.","@type":"Answer"}},{"name":"What about fraud and chargebacks and BNPL payments?","@type":"Question","acceptedAnswer":{"text":"The platform is set up so Afterpay takes on the risk of fraud for you so you can focus on growing your business. You will receive the full payment and at no risk to your business.","@type":"Answer"}},{"name":"What if I don’t want to offer Afterpay to my buyers?","@type":"Question","acceptedAnswer":{"text":"Afterpay is an optional product that Square offers to sellers. If at any time you decide you do not want to offer Afterpay at checkout, you can turn it off within your Dashboard settings. \u003ca href='https://squareup.com/dashboard/business/payment-methods?view=afterpay'\u003eGo to dashboard\u003c/a\u003e","@type":"Answer"}},{"name":"Do my custom processing rates carry over to Afterpay payments as well?","@type":"Question","acceptedAnswer":{"text":"All transactions processed through Afterpay will be charged at our standard Afterpay rates. This Afterpay specific rate allows you to get paid in full, while Afterpay takes on all risk associated with customer fraud and late payments. Afterpay Processing Rates Online: 6% + 30 cents. Payments using Square Online Checkout will have a discounted Afterpay processing rate of 2.9% + 30 cents through July 29, 2022. In Person: Payments processed in person will have a discounted Afterpay processing rate of 2.6% + 30 cents through September 10, 2022. Afterwards, the Afterpay processing rate will be 6% + 30 cents.","@type":"Answer"}},{"name":"How can my customers set up Afterpay?","@type":"Question","acceptedAnswer":{"text":"Setting up Afterpay is easy. Simply direct your customers \u003ca href='https://www.afterpay.com/en-US/how-it-works'\u003ehere\u003c/a\u003e to set up their Afterpay account.","@type":"Answer"}},{"name":"How do refunds work with Afterpay?","@type":"Question","acceptedAnswer":{"text":"If your customer chooses to make a return, they will be refunded their full payment amount, and you will refunded any processing fees. For details on how to guide a customer to make an in-person Afterpay return, please reference this article. \u003ca href='https://help.business.afterpay.com/hc/en-us/articles/4708261851417-How-do-customers-return-purchases-made-with-the-Afterpay-Card'\u003eHow to return Afterpay card purchases\u003c/a\u003e","@type":"Answer"}}]}</script><meta content="{&quot;id&quot;:&quot;7wWPH8UhiEwtoyH8C8MgK&quot;}" name="sq:route" /><link type="application/opensearchdescription+xml" href="https://supportcenter-production-f.squarecdn.com/help/opensearch.xml" rel="search" title="Search Square Support" /><script>window.DDErrorQueue ||= []; window.onerror = function (msg, url, lineNo, columnNo, error) { if (!window.DD_RUM) window.DDErrorQueue.push(error); }; window.onunhandledrejection = function (event) { if (!window.DD_RUM) window.DDErrorQueue.push(event.reason); };</script><link rel="stylesheet" media="all" href="https://xms-production-f.squarecdn.com/xms/assets/application-e0c1bf6dae528bd563993f8dcca7511e2fbe285d156e69c19723d3e0516f6a04.css" /><style nonce="xE2Mt5N2C4NZdk9pllAar2p0EXJcjobKU0SxxIR2KxY=">.sq-custom-ecom-hero .grid-space-base .column, .sq-custom-ecom-conclusion .grid-space-base .column, .sq-custom-ecom-hero-mobile .grid-space-base .column { width: auto; 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cart&quot;,&quot;statusOne&quot;:&quot;One item in your cart&quot;,&quot;statusMany&quot;:&quot;{count} items in your cart&quot;,&quot;primaryNavItems&quot;:[{&quot;id&quot;:&quot;pwn-entry-3kiWbgm47etpXdl9DzljQB&quot;,&quot;type&quot;:&quot;link&quot;,&quot;title&quot;:&quot;Shop hardware&quot;,&quot;url&quot;:&quot;/ca/en/hardware&quot;,&quot;linkStyle&quot;:&quot;primary&quot;,&quot;hideWhenCartNotEmpty&quot;:true},{&quot;id&quot;:&quot;pwn-entry-3aZktu2uIDilFsqhyXX0fY&quot;,&quot;type&quot;:&quot;link&quot;,&quot;title&quot;:&quot;View cart&quot;,&quot;url&quot;:&quot;/shop/hardware/ca/en/cart&quot;,&quot;linkStyle&quot;:&quot;primary&quot;,&quot;hideWhenCartEmpty&quot;:true}],&quot;secondaryNavItems&quot;:[{&quot;id&quot;:&quot;pwn-entry-5oI7g0pjqolkGwbsYuii3y&quot;,&quot;type&quot;:&quot;link&quot;,&quot;title&quot;:&quot;View cart&quot;,&quot;url&quot;:&quot;/shop/hardware/ca/en/cart&quot;,&quot;hideWhenCartNotEmpty&quot;:true},{&quot;id&quot;:&quot;pwn-entry-99qehDI0gKouCgfTvtnoF&quot;,&quot;type&quot;:&quot;link&quot;,&quot;title&quot;:&quot;Shop hardware&quot;,&quot;url&quot;:&quot;/shop/hardware/ca/en&quot;,&quot;hideWhenCartEmpty&quot;:true},{&quot;id&quot;:&quot;pwn-entry-5Rp5XTBsCS9KRgIxwx4CdJ&quot;,&quot;type&quot;:&quot;link&quot;,&quot;title&quot;:&quot;Order history&quot;,&quot;url&quot;:&quot;/shop/hardware/ca/en/my-orders&quot;}]},&quot;alignment&quot;:&quot;left&quot;,&quot;meta&quot;:{&quot;reason&quot;:null}}" data-theme-color="#006aff" data-theme-focus-color="#0055cc" data-tracking-parent-id="public-web-nav" id="public-web-nav"></div><main class="main-content" id="main-content" role="main"><div class="auto-layout-collapse"><section class="section-multi-column bg-white auto-layout sq-custom-ecom-hero flex-valign-middle" data-entry-id="56EyPZPQXra5KIiXhfKzHY"><div class="content"><div class="grid-2-at-medium multi-column-grid align-left grid-space-medium grid-align-center grid-valign-middle grid-row-equal-heights"><div class="column"><div data-entry-id="3gQzz6I7FS8QEMSdYN8i1K"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h1 class="balance-text gap-bottom-line" id="bring-in-more-business-with-buy-now-pay-later">Bring in more business with buy now, pay later.</h1> <p class="font-size-large gap-right-small">Boost online sales with instalment payments from Afterpay, included with Square’s eCommerce products.</p><div class="grid grid-space-base"><div class="column"><div class="display-inline-block" data-entry-id="5KsPmqZV4x0XH9ZuExov4q"><a class="button gap-none" href="#modal-4YkOYYMZ0NHRCwq0jHvGdz">Get started</a></div></div><div class="column"><div class="display-inline-block" data-entry-id="7I1vYDPcIsWrIVXUerSQ77"><a class="arrow" href="/ca/en/sales/contact?page=/ca/en/buy-now-pay-later">Contact sales</a></div></div></div></div></div></div></div></div><div class="column"><div data-entry-id="1sLvuKW3WSB8ZzctokhK76"><div class="grid grid-space-line"><div class="column"><div class="position-relative"><img alt="" class="display-inline-block uid-1yC6S3mdaGnWLHZcwGQR0c-0cf1ff0b9e261ae54af81e824e94f9cd15b92ac30634c30b52d6fd494e93b4b3" src="//images.ctfassets.net/2d5q1td6cyxq/1yC6S3mdaGnWLHZcwGQR0c/b6fbb9fd9d0c9f302d1fe9aa881ecc2c/Frame_4212509.png" /></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-hide-on-mobile flex-valign-middle" data-entry-id="1lbAmhWQHiyL0QboUMiCV2"><div class="content pad-top-xl pad-bottom-xl"><div class="grid-2-at-medium multi-column-grid align-left grid-space-medium grid-align-left grid-valign-middle grid-row-equal-heights"><div class="column"><div data-entry-id="1797KIxM5yoMYTw7mK5FjN"><div class="grid grid-space-line"><div class="column"><div class="position-relative"><div class="picture uid-ys5rzwV4mUvOPooZGUUbK-9c1a97624d9c972223727b891ed4e7b46fb9f48731ba01d485537bfec07d447d"><picture class="apropos"><source media="(min-width: 1292px)" type="image/avif" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=478&amp;h=591&amp;fm=avif&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=956&amp;h=1182&amp;fm=avif&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 1292px)" type="image/webp" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=478&amp;h=591&amp;fm=webp&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=956&amp;h=1182&amp;fm=webp&amp;q=85&amp;fit=scale 2x" /><source 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srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=310&amp;h=383&amp;fm=avif&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=620&amp;h=766&amp;fm=avif&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 718px)" type="image/webp" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=310&amp;h=383&amp;fm=webp&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=620&amp;h=766&amp;fm=webp&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 718px)" type="image/jpeg" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=310&amp;h=383&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=620&amp;h=766&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive 2x" /><source media="(min-width: 480px)" type="image/avif" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=424&amp;h=525&amp;fm=avif&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=848&amp;h=1050&amp;fm=avif&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 480px)" type="image/webp" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=424&amp;h=525&amp;fm=webp&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=848&amp;h=1050&amp;fm=webp&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 480px)" type="image/jpeg" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=424&amp;h=525&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=848&amp;h=1050&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive 2x" /><source media="(min-width: 374px)" type="image/avif" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=324&amp;h=401&amp;fm=avif&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=648&amp;h=802&amp;fm=avif&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 374px)" type="image/webp" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=324&amp;h=401&amp;fm=webp&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=648&amp;h=802&amp;fm=webp&amp;q=85&amp;fit=scale 2x" /><source media="(min-width: 374px)" type="image/jpeg" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=324&amp;h=401&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=648&amp;h=802&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive 2x" /><source type="image/avif" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=276&amp;h=341&amp;fm=avif&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=552&amp;h=682&amp;fm=avif&amp;q=85&amp;fit=scale 2x" /><source type="image/webp" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=276&amp;h=341&amp;fm=webp&amp;q=85&amp;fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=552&amp;h=682&amp;fm=webp&amp;q=85&amp;fit=scale 2x" /><img alt="" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=276&amp;h=341&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/5f4d25c86ec81d1d3f0e7a5dd4e83436/video-placeholder-02.png?w=552&amp;h=682&amp;fm=jpg&amp;q=85&amp;bg=rgb%3Affffff&amp;fit=scale&amp;fl=progressive 2x" /></picture></div><div class="component-video position-absolute pin-top-left pin-bottom-right"><video data-reset="true" loop="" muted="" playsinline=""><source src="//videos.ctfassets.net/2d5q1td6cyxq/3NirYgbv854KC3HfVb44u7/7c485b5e228c7088db3794af088d5a71/afterpay_lp_us-en_v1.mp4" type="video/mp4" /></video></div></div></div></div></div></div><div class="column"><div data-entry-id="2jAfekdUwB2He2DJYutfX4"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="color-gray" id="your-customers-pay">Your customers pay</h3> <h2 class="gap-top-none balance-text" id="4-interest-free-instalments-over-6-weeks">4 interest-free instalments over 6 weeks.</h2> <h3 class="gap-top-small gap-bottom-none color-gray" id="you-get-paid">You get paid</h3> <h2 class="gap-top-none gap-bottom-small" id="in-full-immediately">in full, immediately.</h2></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-hide-on-desktop flex-valign-middle" data-entry-id="3KIvlgnxIDxmFAcrMY8JCS"><div class="content pad-top-xl"><div class="grid-2-at-medium multi-column-grid align-left grid-space-medium grid-align-center grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="5uFTKP8nBMWqSRK7bJjGci"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="color-gray" id="your-customers-pay">Your customers pay</h3> <h2 class="gap-top-none balance-text" id="4-interest-free-instalments-over-6-weeks">4 interest-free instalments over 6 weeks.</h2> <h3 class="gap-top-small color-gray" id="you-get-paid">You get paid</h3> <h2 class="gap-top-none" id="in-full-immediately">in full, immediately.</h2></div></div></div></div></div><div class="column"><div data-entry-id="4hIgvaEGxH2oTGrCOH9hZU"><div class="grid grid-space-line"><div class="column"><div class="position-relative"><div class="component-video"><video data-reset="true" loop="" muted="" playsinline=""><source src="//videos.ctfassets.net/2d5q1td6cyxq/5CJmmpvaM0ITg1XMuSwThg/46815ad2d9d56f15ec689f784f2872ab/afterpay_lp_us-en_v1.mp4" type="video/mp4" /></video></div></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-bnpl-custom-links sq-custom-bnpl-two-col-large-image flex-valign-middle" data-entry-id="ECXKfTqZDJZ5gXqgmdrWO"><div class="content pad-top-large pad-bottom-medium"><div class="intro font-size-large align-left gap-left-none"><h2 class="balance-text h2" data-title-for="ECXKfTqZDJZ5gXqgmdrWO">Works with Square online payment products.</h2><p>Afterpay requires no additional integration. <br> Offer it as a buy now, pay later payment <br> option to online customers immediately.</p></div><div class="grid-2-at-medium multi-column-grid align-left grid-space-small grid-align-left grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="4R507xsDQj8mJE3tE4WUYW"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h4 id="square-online"><a href="/ca/en/online-store" class="arrow">Square Online</a></h4> <h4 id="square-payment-links"><a href="/ca/en/payment-links" class="arrow">Square Payment Links</a></h4> <h4 id="virtual-terminal-payment-via-text-message"><a href="/ca/en/virtual-terminal" class="arrow">Virtual Terminal Payment via Text Message</a></h4> <h4 id="square-web-payments-sdk"><a href="https://developer.squareup.com/ca/en" class="arrow">Square Web Payments SDK</a></h4> <h4 id="square-invoices"><a href="/ca/en/invoices" class="arrow">Square Invoices</a></h4></div></div></div></div></div><div class="column"><div data-entry-id="yghDNMcctEKMjzCPstssb"><div class="grid grid-space-line"><div class="column"><div class="position-relative content-width-extra-large"><img alt="" class="display-inline-block uid-7qypbKzcEUqBdNULia5OJu-fbb1af09b5a2c413df0f56df8b5631b3611dfc127a16b79c237135fec082355c" src="//images.ctfassets.net/2d5q1td6cyxq/7qypbKzcEUqBdNULia5OJu/c8061c93e7ab274d503ffa57edb8fd2b/Frame_4212507.png" /></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout flex-valign-middle" data-entry-id="2WQaZibmhWTQZVhesIgwch"><div class="content pad-top-xl pad-bottom-medium"><div class="grid-2-at-medium multi-column-grid align-left grid-space-small grid-align-center grid-valign-top grid-row-equal-heights"><div class="column one-whole-at-medium"><div data-entry-id="4lG4yrfm7BVtqfsJRCCOEu"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-large"><h3 class="balance-text h2" data-title-for="4lG4yrfm7BVtqfsJRCCOEu">BNPL by the numbers</h3></div></div></div></div></div><div class="column one-whole-at-medium"><div data-entry-id="6aEsIZbK8ZyWj9dNMcDmbm"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-large"><p>Making Afterpay available as a BNPL (buy now, pay later) payment option can help boost your number of orders, increase average cart size and bring in more frequent customers.</p></div></div></div></div></div></div></div></section><section class="section-custom-html bg-white auto-layout" data-entry-id="Jogf0gQN6AXv2pqx1hZqU"><div class="content"><div class="bnpl-data-grid" data-bnpl-data-grid> <div class="bnpl-data-grid-cell"> <div class="bnpl-data-grid-headline"> <h3 class="bnpl-data-grid-title"><span>40</span>%</h3> </div> <p class="bnpl-data-grid-copy">Afterpay customers spend 40% more per transaction than traditional customers.¹</p> <div class="bnpl-data-grid-chart locale-us"> <div class="bnpl-data-grid-chart-bar"></div> <div class="bnpl-data-grid-chart-bar"> <svg class="bnpl-data-grid-icon" width="100%" height="100%" viewBox="0 0 36 36" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;"> <g transform="matrix(1,0,0,1,-6.13501,-6.01464)"> <path d="M11.4,36.74C4.38,29.72 4.38,18.3 11.4,11.28C18.42,4.26 29.84,4.26 36.84,11.28C43.86,18.3 43.86,29.72 36.84,36.74C33.34,40.24 28.72,42 24.12,42C19.52,42 14.9,40.24 11.4,36.74ZM14.22,14.1C8.76,19.56 8.76,28.44 14.22,33.9C19.68,39.36 28.56,39.36 34.02,33.9C39.48,28.44 39.48,19.56 34.02,14.1C31.28,11.36 27.7,10 24.12,10C20.54,10 16.96,11.38 14.22,14.1ZM22.12,31.96L22.12,34.42L25.74,34.42L25.74,32C28,31.38 29.52,29.52 29.52,27.34C29.52,24.089 26.907,23.038 24.971,22.261L24.92,22.24C23.84,21.82 22.82,21.4 22.82,20.82C22.82,19.8 24.46,19.78 24.52,19.78C25.28,19.78 26.14,20.1 26.66,20.58L27.12,21L29.24,17.98L28.8,17.66C27.82,16.96 26.82,16.52 25.74,16.32L25.74,14L22.16,14L22.16,16.52C20.16,17.22 18.92,18.86 18.92,20.8C18.92,22.42 19.7,23.68 21.24,24.58C21.805,24.908 22.42,25.153 23.055,25.406C23.116,25.43 23.178,25.455 23.24,25.48C24.86,26.12 25.62,26.5 25.62,27.34C25.62,28.1 24.96,28.62 24.04,28.62C22.96,28.62 21.82,28.08 21.02,27.2L20.62,26.76L18,29.5L18.4,29.88C19.5,30.9 20.78,31.62 22.12,31.96Z" style="fill:rgb(239,239,239);"/> </g> </svg> </div> </div> </div> <div class="bnpl-data-grid-cell"> <div class="bnpl-data-grid-headline"> <h3 class="bnpl-data-grid-title"><span>50</span>%</h3> <svg class="bnpl-data-grid-icon" width="88" height="88" viewBox="0 0 88 88" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="44" cy="44" r="44" fill="black"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M35.6668 47.3335C34.7501 47.3335 34.0001 48.0835 34.0001 49.0002C34.0001 49.9168 34.7501 50.6668 35.6668 50.6668H57.3334V54.0002H35.6668C32.9168 54.0002 30.6668 51.7502 30.6668 49.0002C30.6668 47.0502 31.8001 45.3668 33.4501 44.5502L30.6668 30.6668H27.3334V27.3335H37.3334V30.6668H57.3334L54.0001 47.3335H35.6668ZM51.2668 44.0002L53.2668 34.0002H34.7334L36.7334 44.0002H51.2668ZM36.5001 60.6668C37.8808 60.6668 39.0001 59.5475 39.0001 58.1668C39.0001 56.7861 37.8808 55.6668 36.5001 55.6668C35.1194 55.6668 34.0001 56.7861 34.0001 58.1668C34.0001 59.5475 35.1194 60.6668 36.5001 60.6668ZM51.5001 60.6668C52.8808 60.6668 54.0001 59.5475 54.0001 58.1668C54.0001 56.7861 52.8808 55.6668 51.5001 55.6668C50.1194 55.6668 49.0001 56.7861 49.0001 58.1668C49.0001 59.5475 50.1194 60.6668 51.5001 60.6668Z" fill="white"/> </svg> </div> <p class="bnpl-data-grid-copy">Afterpay customers shop 50% more frequently than traditional customers.¹</p> </div> <div class="bnpl-data-grid-cell"> <div class="bnpl-data-grid-headline"> <h3 class="bnpl-data-grid-title"><span>24</span>x</h3> <svg class="bnpl-data-grid-icon" width="100%" height="100%" viewBox="0 0 81 66" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;"> <g transform="matrix(1,0,0,1,-3.66669,-11)"> <path d="M44,33C50.087,33 55,28.087 55,22C55,15.913 50.087,11 44,11C37.913,11 33,15.913 33,22C33,28.087 37.913,33 44,33ZM44,18.333C46.017,18.333 47.667,19.983 47.667,22C47.667,24.017 46.017,25.667 44,25.667C41.983,25.667 40.333,24.017 40.333,22C40.333,19.983 41.983,18.333 44,18.333ZM36.667,40.333C36.667,46.42 31.753,51.333 25.667,51.333C19.58,51.333 14.667,46.42 14.667,40.333C14.667,34.247 19.58,29.333 25.667,29.333C31.753,29.333 36.667,34.247 36.667,40.333ZM29.333,40.333C29.333,38.317 27.683,36.667 25.667,36.667C23.65,36.667 22,38.317 22,40.333C22,42.35 23.65,44 25.667,44C27.683,44 29.333,42.35 29.333,40.333ZM44,64.863C47.96,58.923 54.67,55 62.333,55C74.47,55 84.333,64.863 84.333,77L77,77C77,68.897 70.437,62.333 62.333,62.333C54.23,62.333 47.667,68.897 47.667,77L40.333,77C40.333,68.897 33.77,62.333 25.667,62.333C17.563,62.333 11,68.897 11,77L3.667,77C3.667,64.863 13.53,55 25.667,55C33.33,55 40.04,58.923 44,64.863ZM62.333,51.333C56.247,51.333 51.333,46.42 51.333,40.333C51.333,34.247 56.247,29.333 62.333,29.333C68.42,29.333 73.333,34.247 73.333,40.333C73.333,46.42 68.42,51.333 62.333,51.333ZM66,40.333C66,38.317 64.35,36.667 62.333,36.667C60.317,36.667 58.667,38.317 58.667,40.333C58.667,42.35 60.317,44 62.333,44C64.35,44 66,42.35 66,40.333Z" style="fill:rgb(18,18,18);"/> </g> </svg> </div> <p class="bnpl-data-grid-copy">Afterpay top customers shop 24x per year.²</p> </div> </div> </div></section><section class="section-multi-column bg-white auto-layout sq-custom-grid-column-gray-rounded sq-custom-grid-column-pad-bnpl sq-custom-bnpl-pricing flex-valign-middle" data-entry-id="5iQbN3ymZkSTbrzhvw5s8Q"><div class="content pad-top-large pad-top-xl-at-medium pad-bottom-large pad-bottom-xl-at-medium"><div class="intro font-size-base align-left gap-left-none"><h2 class="balance-text h2" data-title-for="5iQbN3ymZkSTbrzhvw5s8Q">Always know what you&#39;ll pay.</h2></div><div class="grid-2-at-medium multi-column-grid align-left grid-space-none grid-align-center grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="NvMRQvCsv7PUdGezalG14"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="balance-text" id="all-afterpay-transactions">All Afterpay Transactions</h3></div></div></div></div></div><div class="column"><div data-entry-id="5mVHXdfpBFYIFYIjxSiw4C"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="balance-text pricing-ap" id="6--30-per-transaction">6% + 30¢ per transaction</h3></div></div></div></div></div></div></div></section><section class="section-custom-html bg-white auto-layout sq-custom-bnpl-installments" data-entry-id="3SwPO4ER85Thry026CtJMi"><div class="content pad-top-xl pad-bottom-medium"><div class="intro font-size-base"><h2 class="align-left" id="offer-interest-free-instalments-with-afterpay">Offer interest-free instalments with Afterpay.</h2></div><div class="bnpl-installments" data-bnpl-installments> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <g> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(0,0,0);stroke-width:22px;" data-bnpl-installment-value="25%" /> <path d="M72.743,61L69.323,61C69.113,62.77 67.883,64.15 65.813,64.15L64.193,64.15L64.193,67.57L65.603,67.57C67.523,67.57 68.603,66.64 69.083,65.5L69.323,65.5L69.323,78.85L64.073,78.85L64.073,82L77.843,82L77.843,78.85L72.743,78.85L72.743,61Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </g> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(26,26,26);stroke-width:22px;" data-bnpl-installment-value="50%"/> <path d="M76.911,82L76.911,78.85L67.881,78.85L67.881,78.73L73.071,73.9C75.501,71.68 76.641,69.67 76.641,66.79C76.641,62.95 73.731,60.7 69.651,60.7C65.541,60.7 63.021,63.7 62.871,67.27L66.141,67.27C66.351,65.14 67.761,63.85 69.741,63.85C71.751,63.85 73.191,64.99 73.191,67.03C73.191,68.95 72.411,70.27 70.671,71.89L63.231,78.85L63.231,82L76.911,82Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(26,26,26);stroke-width:22px;" data-bnpl-installment-value="75%"/> <path d="M70.684,82.3C75.034,82.3 78.034,79.75 78.034,75.94C78.034,73.03 76.114,71.53 74.074,70.9L74.074,70.78C75.994,70.15 77.374,68.71 77.374,66.31C77.374,62.95 74.794,60.7 70.624,60.7C66.184,60.7 63.814,63.49 63.544,66.55L66.874,66.55C67.114,64.84 68.614,63.73 70.624,63.73C72.574,63.73 74.074,64.81 74.074,66.58C74.074,68.44 72.784,69.55 70.744,69.55L69.004,69.55L69.004,72.58L70.744,72.58C72.994,72.58 74.704,73.78 74.704,75.73C74.704,77.8 73.114,79.15 70.714,79.15C68.134,79.15 66.844,77.65 66.634,75.61L63.184,75.61C63.244,79.39 66.004,82.3 70.684,82.3Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(26,26,26);stroke-width:22px;" data-bnpl-installment-value="100%"/> <path d="M76.111,82L76.111,77.29L79.021,77.29L79.021,74.32L76.111,74.32L76.111,61L72.571,61L63.331,74.32L63.331,77.29L72.871,77.29L72.871,82L76.111,82ZM66.901,74.2L72.751,65.74L72.871,65.74L72.871,74.32L66.901,74.32L66.901,74.2Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> </div></div></section><section class="section-one-column bg-white auto-layout sq-custom-ecom-conclusion flex-valign-middle" data-entry-id="4pOw5nluXHQNwRX7TQWfUx"><div class="content"><div class="intro intro font-size-base align-left gap-left-none"><p class="font-size-large balance-text">No monthly fees or startup costs. You only pay when you make a sale. Give your shoppers more payment flexibility at checkout and see how your sales can grow. Choose a leading BNPL payment solution. Accept Afterpay today.</p><div class="grid grid-space-base"><div class="column"><div class="display-inline-block" data-entry-id="5KsPmqZV4x0XH9ZuExov4q"><a class="button gap-none" href="#modal-4YkOYYMZ0NHRCwq0jHvGdz">Get started</a></div></div><div class="column"><div class="display-inline-block" data-entry-id="3VELi6pRv4gdm9v6uXMz4W"><a class="arrow" href="/ca/en/sales/contact?page=/ca/en/buy-now-pay-later">Contact sales</a></div></div></div></div></div></section><section class="section-accordion bg-white auto-layout sq-custom-ecom-faq" data-entry-id="3uUHwxWIBSOcBsY2xxS9nz"><div class="content pad-top-xxl"><div class="intro font-size-base align-left gap-left-none"><h2 class="balance-text h2" data-title-for="3uUHwxWIBSOcBsY2xxS9nz">FAQ</h2></div><ul class="reset content-width-medium border-bottom"><li class="border-top pad-vert-small" data-entry-id="h7LtR0GSylbTdseVQ7XEB"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-h7LtR0GSylbTdseVQ7XEB" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">How does buy now, pay later work?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-h7LtR0GSylbTdseVQ7XEB"><p>Buy now, pay later, or BNPL, is a payment option where a customer pays for a purchase over time in instalments. Afterpay is a leading BNPL product and is now integrated with certain Square eCommerce products. With Afterpay, Square merchants can let customers pay in four interest-free instalments over six weeks. The best part is merchants get paid upfront.</p></div></li><li class="border-top pad-vert-small" data-entry-id="5FtclslfNoN9FyuTUIvDr4"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-5FtclslfNoN9FyuTUIvDr4" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">How do I set up buy now, pay later?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-5FtclslfNoN9FyuTUIvDr4"><p>BNPL by Afterpay is already integrated with Square Online, Square Online Checkout, Virtual Terminal Payment via Text Message, Square Invoices and our Web Payments SDK, and is available out of the box for all eligible businesses in Canada. Just log in to your Square account and you’ll see Afterpay as a payment method in your <a href="https://squareup.com/dashboard/business/payment-methods?view=afterpay">Square account settings</a>.</p></div></li><li class="border-top pad-vert-small" data-entry-id="6wupmFCmmuOZqLgtLHOzro"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-6wupmFCmmuOZqLgtLHOzro" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">How much does buy now, pay later cost?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-6wupmFCmmuOZqLgtLHOzro"><p>There is no additional charge for your customers to buy now, pay later – they make four interest-free payments over six weeks, the first payment being due at time of purchase. Merchants using Afterpay get paid the full amount at time of purchase, minus a 6% + 30¢ processing fee on the total order.</p> <p>There are no processing fees charged on the remaining instalments, and no other monthly fees or activation costs. Afterpay transaction fees are exclusive of applicable taxes, which should apply on a per-transaction basis.</p></div></li><li class="border-top pad-vert-small" data-entry-id="EgYzSspcuEhmZwKqfbYmd"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-EgYzSspcuEhmZwKqfbYmd" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">What is the best BNPL solution for me?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-EgYzSspcuEhmZwKqfbYmd"><p>There are many BNPL providers in the market, but what sets Afterpay apart is they offer one transparent solution to shoppers with no credit checks and no interest. Afterpay already comes integrated with Square’s eCommerce products, so you can start off in minutes.</p></div></li><li class="border-top pad-vert-small" data-entry-id="35nfCgTNOSwUASgNSHKEeX"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-35nfCgTNOSwUASgNSHKEeX" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">What about fraud and chargebacks on BNPL payments?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-35nfCgTNOSwUASgNSHKEeX"><p>The platform is set up so Afterpay takes on the risk of fraud for you so you can focus on growing your business. You will receive the full payment and at no risk to your business.</p></div></li><li class="border-top pad-vert-small" data-entry-id="5URypnkVf7dBAbTlXNdcjI"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-5URypnkVf7dBAbTlXNdcjI" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">How does buy now, pay later affect my customer’s credit score?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-5URypnkVf7dBAbTlXNdcjI"><p>Afterpay doesn’t require external credit checks from your Canadian customers to qualify nor application fees, so signing up won’t hurt their credit score.</p></div></li><li class="border-top pad-vert-small" data-entry-id="5Z5F1tNnu00eIApnWfBc4x"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-5Z5F1tNnu00eIApnWfBc4x" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">Where can I accept Afterpay?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-5Z5F1tNnu00eIApnWfBc4x"><p>Currently, you can accept Afterpay payments on your Square Online site, Square Online Checkout payment links and buy buttons, Square Virtual Terminal Payment via Text Message and Square Invoices. Afterpay is also available on Square’s developer platform.</p></div></li><li class="border-top pad-vert-small" data-entry-id="4RDG8A2917Ep6ELCLSGBtf"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-4RDG8A2917Ep6ELCLSGBtf" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">Do my custom processing rates carry over to Afterpay payments as well?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-4RDG8A2917Ep6ELCLSGBtf"><p>All transactions processed through Afterpay will be charged at our standard Afterpay rates. This Afterpay specific rate allows you to get paid in full, while Afterpay takes on all risk associated with customer fraud and late payments.</p></div></li></ul></div></section><section class="section-one-column bg-white auto-layout section-hidden hidden sq-custom-hide-on-desktop flex-valign-middle" data-entry-id="6SYDsagCDEYjprcPeZhv9f"><div class="content pad-top-none pad-bottom-xl"><div class="intro intro font-size-base align-left gap-left-none"><p><picture><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=avif&amp;q=85" type="image/avif"><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=webp&amp;q=85" type="image/webp"><img alt="product sq-online lg us-en" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=jpg&amp;q=85&amp;fl=progressive"></picture></p> <h2 class="balance-text gap-top-small" id="works-with-square-online">Works with Square Online</h2> <p class="font-size-large">Afterpay requires no additional integration. Offer it as a buy now, pay later payment option to online customers immediately.</p> <h5 id="learn-more-about-square-online"><a href="https://squareup.com/ca/en/online-store">Learn more about Square Online</a></h5></div></div></section><section class="section-multi-column bg-white auto-layout section-hidden hidden sq-custom-hide-on-mobile flex-valign-middle" data-entry-id="3KRj4pwdLVHYsX9NtMljwr"><div class="content pad-top-medium pad-bottom-xxl"><div class="grid-3-at-medium multi-column-grid align-left grid-space-medium grid-align-center grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="6c5KYVusaCIqeh4dj9eIvF"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-small"><h2 class="balance-text" id="works-with-square-online">Works with Square Online</h2> <p class="font-size-large">Afterpay requires no additional integration. Offer it as a buy now, pay later payment option to online customers immediately.</p> <h5 id="learn-more-about-square-online"><a href="https://squareup.com/ca/en/online-store">Learn more about Square Online</a></h5></div></div></div></div></div><div class="column two-thirds-at-medium"><div data-entry-id="2T3bLByqYxCzoTJty88DCq"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-small"><p><picture><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=avif&amp;q=85" type="image/avif"><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=webp&amp;q=85" type="image/webp"><img alt="product sq-online lg us-en" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=jpg&amp;q=85&amp;fl=progressive"></picture></p></div></div></div></div></div></div></div></section><section class="section-one-column bg-white auto-layout sq-custom-bnpl-custom-links flex-valign-middle" data-entry-id="5Qvlwo4iCyXjXP358aJT6q"><div class="content"><div class="intro intro font-size-base align-left gap-left-none"><h2 class="arrow color-black" id="get-support-for-afterpay"><a href="https://squareup.com/help/ca/en/article/7782-afterpay-and-square">Get support for Afterpay</a></h2></div></div></section><section class="section-one-column bg-white auto-layout flex-valign-middle" data-entry-id="1tY2VnwLBrAGBXIsAOpFbi"><div class="content"><div class="intro intro font-size-base align-left gap-left-none"><p class="font-size-tiny">Afterpay transaction fees quoted above are exclusive of applicable taxes.</p> <p class="font-size-tiny">Eligibility criteria apply. See <a href="http://afterpay.com/">www.afterpay.com</a> for more details.</p> <p class="font-size-tiny">¹“Quantifying The Incremental Impact of Afterpay” Mastercard 2021 (figures based on US data). <br> ²Afterpay FY21 Results (figures based on US data).</p></div></div></section></div></main><footer class="page-footer" id="footer" role="contentinfo"><div class="content pad-vert-medium"><nav class="primary align-center align-left-at-small gap-bottom-medium" role="navigation"><div class="grid-2-at-small grid-4-at-large grid-space-none grid-space-small-at-small"><div class="column" data-entry-id="1nmovg1VEwkOMgGgG6QwgM"><div class="h6 gap-bottom-base"><a class="caret" data-transition-state="on" data-transition-target="footer-1nmovg1VEwkOMgGgG6QwgM" href="#">Payments</a></div><div class="collapse fade" data-transition-state="on" data-transition-types="collapse fade" id="footer-1nmovg1VEwkOMgGgG6QwgM"><div class="pad-bottom-small pad-none-at-small"><ul class="destination-links reset 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