Compra ahora y paga después

<!DOCTYPE html><html class="no-js country-US lang-es locale-es-US site-squareup type-display html-bg-white" data-entry-id="4sALrGHLOAhivufG0lxeDL" lang="es-US"><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8" /> <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no, viewport-fit=cover" /> <meta name="format-detection" content="telephone=no" /> <link rel="icon" href="https://xms-production-f.squarecdn.com/xms/assets/public-web-styles/favicon-770e0889aefd823056c7cdbb066a445be0f0754c1b4d4cba877e120fdbcb63e6.ico" /> <meta name="sq:environment" content="{"env":"production","country_code":"US","lang_code":"es","locale":"es-US","country_default_language":"en","default_country":"US","default_language":"en","supported_countries":["AU","CA","ES","FR","GB","IE","JP","US"],"detected_country_code":"fr","available_languages":["ca","en","en-AU","en-CA","en-GB","en-IE","en-US","fr","fr-FR","fr-CA","es","es-ES","ca-ES","es-US","ja","ja-JP","pt","pt-PT"]}" /> <meta name="sq:tracking" content="{"eventstream":"xms","google_universal":["UA-9517040-46"],"martech":true,"autotrack":{"page_view":true,"link_click":true,"scroll_depth":true},"cdp":"41ec1b68-21b1-4687-853a-f968e54134db","new_cdp_exp_api_key":"a4e60b87-3ea2-4fb5-a8d0-b04ed68c74fa","pageview_rawdata":{"entry_id":"4sALrGHLOAhivufG0lxeDL","content_type":"productPage","page_owner":"Payments"},"one_trust_script_src":"https://cdn.cookielaw.org/scripttemplates/otSDKStub.js","enable_one_trust_blocking":true,"drift_id":"mshc9skt2uyu","optimizely":8447815042,"simulate_eu_one_trust_request":false,"one_trust_data_domain_script":"c4657020-c7d1-4a14-a091-267a7ee4863e","enable_onetrust_pageview_experiment":false,"enable_drift":true,"enable_usa_and_canada_one_trust":true,"pass_square_geo_to_one_trust":true,"show_one_trust_footer_link_for_usa_and_canada":true,"cdp_heartbeat_interval_seconds":5,"enable_cdp_heartbeat_url_regex":"https://","enable_new_cdp_exp":false,"cdp_batch_size":1,"enable_datadog_rum":true,"datadog_rum_application_id":"da021de4-34ec-4d5d-ac7f-adeb44b37761","datadog_rum_client_token":"pubd9af00759e65a48ba7ee3ff1dfa4260b"}" /> <meta name="sq:gtm" content="{"enabled":true,"domain":"tealium-f.squarecdn.com","delay":1000}" /> <meta name="sq:flags" content="{"use_app_subdomain":true,"enable_vidyard_player":true,"enable_page_speed_improvements":true,"enable_lazy_onload_execution":true,"enable_global_fallback_cta":false,"enable_pws_no_jquery":false,"optimizely_web_block_list":[],"enable_optimizely_fullstack":true,"enable_optimizely_contentful_tree_parser":true,"enable_optimizely_variations_remover":true,"enable_optimizely_fullstack_page_variations":true,"enable_optimizely_nav_experiments":true,"enable_optimizely_rendered_header_response":true,"personalization_segment_pages_list":["*"],"personalization_groups_pages_list":"[]","enable_shop_pricing_api":true}" /> <title>Compra ahora y paga después | Square</title> <meta name="description" content="Permite que los clientes paguen en cuotas al activar Afterpay. Regístrate sin costo y comienza a vender en línea y en persona." /> <link rel="canonical" href="https://squareup.com/us/es/buy-now-pay-later" /> <link rel="alternate" hreflang="en-AU" href="https://squareup.com/au/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-CA" href="https://squareup.com/ca/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-GB" href="https://squareup.com/gb/en/buy-now-pay-later" /> <link rel="alternate" hreflang="en-US" href="https://squareup.com/us/en/buy-now-pay-later" /> <link rel="alternate" hreflang="es-US" href="https://squareup.com/us/es/buy-now-pay-later" /> <link rel="alternate" hreflang="fr-CA" href="https://squareup.com/ca/fr/buy-now-pay-later" /> <meta property="og:title" content="Compra ahora y paga después | Square" /> <meta property="og:url" content="https://squareup.com/us/es/buy-now-pay-later" /> <meta property="og:image" content="https://images.ctfassets.net/2d5q1td6cyxq/6oe4SYPt2dsJttbCvx7HiG/66153f43f7ec84072fe2e2d54956622e/ap_social_lp_us-en_v2.jpg?w=1200&h=630&fm=jpg&q=90&fit=thumb" /> <meta property="og:locale" content="es_US" /> <meta property="og:type" content="website" /> <meta property="og:site_name" content="Square" /> <meta property="og:description" content="Permite que los clientes paguen en cuotas al activar Afterpay. Regístrate sin costo y comienza a vender en línea y en persona." /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:site" content="Square" /> <meta name="twitter:creator" content="Square" /> <meta name="twitter:domain" content="squareup.com" /> <meta name="p:domain_verify" content="cb526aa3706990fc2d2969e5ac7ad060" /> <meta name="msvalidate.01" content="35D69B458439DE93C5CAF25B15B09E6C" /><script type="application/ld+json">{"@type":"FAQPage","@context":"https://schema.org","mainEntity":[{"name":"How does buy now, pay later work?","@type":"Question","acceptedAnswer":{"text":"Buy now, pay later, or BNPL, is a payment option where a customer pays for a purchase over time in installments, while merchants get paid in full. With Afterpay, Square merchants can let customers pay in four interest-free installments over six weeks. \u003ca href='https://www.youtube.com/watch?v=n0eF-k3PYhc'\u003eSee how Afterpay works\u003c/a\u003e","@type":"Answer"}},{"name":"How do I set up buy now, pay later?","@type":"Question","acceptedAnswer":{"text":"The buy now, pay later payment method from Afterpay is available to many businesses in the US and Australia. To see if you are eligible for Afterpay and to enable it for your business, log into your Square Dashboard and review your Payment Methods. If Afterpay is available to your business, you can toggle on Afterpay acceptance both Online and In-Store from within \u003ca href='https://squareup.com/dashboard/business/payment-methods?view=afterpay'\u003ethis\u003c/a\u003e setting. If you do not see Afterpay available within your Payment Methods, you are ineligible to offer Afterpay at this time. \u003ca href='https://squareup.com/help/us/en/article/7782-afterpay-and-square'\u003eGet more details\u003c/a\u003e","@type":"Answer"}},{"name":"How much does buy now, pay later cost?","@type":"Question","acceptedAnswer":{"text":"Merchants using Afterpay get paid in full at the time of purchase, minus a processing fee on the total order. Afterpay Processing Rates Online: 6% + 30 cents. Payments using Square Online Checkout will have a discounted Afterpay processing rate of 2.9% + 30 cents through July 29, 2022. In Person: Payments processed in person will have a discounted Afterpay processing rate of 2.6% + 30 cents through September 10, 2022. Afterwards, the Afterpay processing rate will be 6% + 30 cents.","@type":"Answer"}},{"name":"What about fraud and chargebacks and BNPL payments?","@type":"Question","acceptedAnswer":{"text":"The platform is set up so Afterpay takes on the risk of fraud for you so you can focus on growing your business. You will receive the full payment and at no risk to your business.","@type":"Answer"}},{"name":"What if I don’t want to offer Afterpay to my buyers?","@type":"Question","acceptedAnswer":{"text":"Afterpay is an optional product that Square offers to sellers. If at any time you decide you do not want to offer Afterpay at checkout, you can turn it off within your Dashboard settings. \u003ca href='https://squareup.com/dashboard/business/payment-methods?view=afterpay'\u003eGo to dashboard\u003c/a\u003e","@type":"Answer"}},{"name":"Do my custom processing rates carry over to Afterpay payments as well?","@type":"Question","acceptedAnswer":{"text":"All transactions processed through Afterpay will be charged at our standard Afterpay rates. This Afterpay specific rate allows you to get paid in full, while Afterpay takes on all risk associated with customer fraud and late payments. Afterpay Processing Rates Online: 6% + 30 cents. Payments using Square Online Checkout will have a discounted Afterpay processing rate of 2.9% + 30 cents through July 29, 2022. In Person: Payments processed in person will have a discounted Afterpay processing rate of 2.6% + 30 cents through September 10, 2022. Afterwards, the Afterpay processing rate will be 6% + 30 cents.","@type":"Answer"}},{"name":"How can my customers set up Afterpay?","@type":"Question","acceptedAnswer":{"text":"Setting up Afterpay is easy. Simply direct your customers \u003ca href='https://www.afterpay.com/en-US/how-it-works'\u003ehere\u003c/a\u003e to set up their Afterpay account.","@type":"Answer"}},{"name":"How do refunds work with Afterpay?","@type":"Question","acceptedAnswer":{"text":"If your customer chooses to make a return, they will be refunded their full payment amount, and you will refunded any processing fees. For details on how to guide a customer to make an in-person Afterpay return, please reference this article. \u003ca href='https://help.business.afterpay.com/hc/en-us/articles/4708261851417-How-do-customers-return-purchases-made-with-the-Afterpay-Card'\u003eHow to return Afterpay card purchases\u003c/a\u003e","@type":"Answer"}}]}</script><meta content="{"id":"7wWPH8UhiEwtoyH8C8MgK"}" name="sq:route" /><link type="application/opensearchdescription+xml" href="https://supportcenter-production-f.squarecdn.com/help/opensearch.xml" rel="search" title="Search Square Support" /><script>window.DDErrorQueue ||= []; window.onerror = function (msg, url, lineNo, columnNo, error) { if (!window.DD_RUM) window.DDErrorQueue.push(error); }; window.onunhandledrejection = function (event) { if (!window.DD_RUM) window.DDErrorQueue.push(event.reason); };</script><link rel="stylesheet" media="all" href="https://xms-production-f.squarecdn.com/xms/assets/application-e0c1bf6dae528bd563993f8dcca7511e2fbe285d156e69c19723d3e0516f6a04.css" /><style nonce="EFv54lMh68FdsKUZhARexvsUMWCQgS7inYARFYpnoBg=">.sq-custom-ecom-hero .grid-space-base .column, .sq-custom-ecom-conclusion .grid-space-base .column, .sq-custom-ecom-hero-mobile .grid-space-base .column { width: auto; 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//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/8011b722c7216529cc05f236b324f07a/animation_static_us-es.png?w=552&h=692&fm=avif&q=85&fit=scale 2x" /><source type="image/webp" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/8011b722c7216529cc05f236b324f07a/animation_static_us-es.png?w=276&h=346&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/8011b722c7216529cc05f236b324f07a/animation_static_us-es.png?w=552&h=692&fm=webp&q=85&fit=scale 2x" /><img alt="" srcset="//images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/8011b722c7216529cc05f236b324f07a/animation_static_us-es.png?w=276&h=346&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/ys5rzwV4mUvOPooZGUUbK/8011b722c7216529cc05f236b324f07a/animation_static_us-es.png?w=552&h=692&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /></picture></div><div class="component-video position-absolute pin-top-left pin-bottom-right"><video data-reset="true" loop="" muted="" playsinline=""><source src="//videos.ctfassets.net/2d5q1td6cyxq/3NirYgbv854KC3HfVb44u7/05c9377a5f99417ce0d4212e18c329a2/afterpay_lp_us-es_v1.mp4" type="video/mp4" /></video></div></div></div></div></div></div><div class="column"><div data-entry-id="Wc9WYSFWDtsIl5N2MhZvB"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="color-gray" id="tus-clientes-pagan">Tus clientes pagan</h3> <h2 class="gap-top-none balance-text" id="cuatro-cuotas-sin-intereses-en-seis-semanas">cuatro cuotas sin intereses en seis semanas.</h2> <h3 class="gap-top-small gap-bottom-none color-gray" id="tú-recibes-el-pago">Tú recibes el pago</h3> <h2 class="gap-top-none gap-bottom-small" id="completo-de-inmediato">completo de inmediato.</h2><div class="grid grid-space-base"><div class="column"><div class="display-inline-block" data-entry-id="3S1oNfzeywYi8mhZ4Gdloi"><a class="video-player-link display-inline-block" href="https://youtu.be/th6VU1ulsAI" title="Reproducir video"><div class="grid-flex grid-space-base grid-valign-middle"><div class="column no-shrink"><div class="icon-play icon-play-small"></div></div><div class="column">Ver el video</div></div></a></div></div></div></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-hide-on-desktop flex-valign-middle" data-entry-id="vw6biLQ3wadQYfMXyeyjx"><div class="content pad-top-xl"><div class="grid-2-at-medium multi-column-grid align-left grid-space-medium grid-align-center grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="4UBeiYH9LWA8RgXnvpHN4l"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="color-gray" id="los-clientes-pagan">Los clientes pagan</h3> <h2 class="gap-top-none balance-text" id="cuatro-cuotas-sin-intereses-en-seis-semanas">cuatro cuotas sin intereses en seis semanas.</h2> <h3 class="gap-top-small color-gray" id="tú-recibes-el-pago">Tú recibes el pago</h3> <h2 class="gap-top-none" id="completo-de-inmediato">completo de inmediato.</h2><div class="grid grid-space-base"><div class="column"><div class="display-inline-block" data-entry-id="3S1oNfzeywYi8mhZ4Gdloi"><a class="video-player-link display-inline-block" href="https://youtu.be/th6VU1ulsAI" title="Reproducir video"><div class="grid-flex grid-space-base grid-valign-middle"><div class="column no-shrink"><div class="icon-play icon-play-small"></div></div><div class="column">Ver el video</div></div></a></div></div></div></div></div></div></div></div><div class="column"><div data-entry-id="4hIgvaEGxH2oTGrCOH9hZU"><div class="grid grid-space-line"><div class="column"><div class="position-relative"><div class="component-video"><video data-reset="true" loop="" muted="" playsinline=""><source src="//videos.ctfassets.net/2d5q1td6cyxq/5CJmmpvaM0ITg1XMuSwThg/96557cfdcf83a87b3270af5eb4008ba4/afterpay_lp_us-es_v1.mp4" type="video/mp4" /></video></div></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout flex-valign-middle" data-entry-id="1HCZqmTgq9tpThwgmrzgNz"><div class="content pad-top-xl pad-bottom-medium"><div class="grid-2-at-medium multi-column-grid align-left grid-space-small grid-align-center grid-valign-top grid-row-equal-heights"><div class="column one-whole-at-medium"><div data-entry-id="4lG4yrfm7BVtqfsJRCCOEu"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-large"><h3 class="balance-text h2" data-title-for="4lG4yrfm7BVtqfsJRCCOEu">La opción de comprar ahora y pagar después en cifras</h3></div></div></div></div></div><div class="column one-whole-at-medium"><div data-entry-id="5INPHFkqpljM2RAHieXWKR"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-large"><p>Ofrecer Afterpay como opción de compra ahora y paga después puede ayudarte a impulsar los pedidos y atraer clientes valiosos, sin riesgos para tu negocio.</p></div></div></div></div></div></div></div></section><section class="section-custom-html bg-white auto-layout" data-entry-id="Jogf0gQN6AXv2pqx1hZqU"><div class="content"><div class="bnpl-data-grid" data-bnpl-data-grid> <div class="bnpl-data-grid-cell"> <div class="bnpl-data-grid-headline"> <h3 class="bnpl-data-grid-title"><span>40</span>%</h3> </div> <p class="bnpl-data-grid-copy">Los clientes de Afterpay gastan 40% más por transacción que los clientes regulares.¹</p> <div class="bnpl-data-grid-chart locale-us"> <div class="bnpl-data-grid-chart-bar"></div> <div class="bnpl-data-grid-chart-bar"> <svg class="bnpl-data-grid-icon" width="100%" height="100%" viewBox="0 0 36 36" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;"> <g transform="matrix(1,0,0,1,-6.13501,-6.01464)"> <path d="M11.4,36.74C4.38,29.72 4.38,18.3 11.4,11.28C18.42,4.26 29.84,4.26 36.84,11.28C43.86,18.3 43.86,29.72 36.84,36.74C33.34,40.24 28.72,42 24.12,42C19.52,42 14.9,40.24 11.4,36.74ZM14.22,14.1C8.76,19.56 8.76,28.44 14.22,33.9C19.68,39.36 28.56,39.36 34.02,33.9C39.48,28.44 39.48,19.56 34.02,14.1C31.28,11.36 27.7,10 24.12,10C20.54,10 16.96,11.38 14.22,14.1ZM22.12,31.96L22.12,34.42L25.74,34.42L25.74,32C28,31.38 29.52,29.52 29.52,27.34C29.52,24.089 26.907,23.038 24.971,22.261L24.92,22.24C23.84,21.82 22.82,21.4 22.82,20.82C22.82,19.8 24.46,19.78 24.52,19.78C25.28,19.78 26.14,20.1 26.66,20.58L27.12,21L29.24,17.98L28.8,17.66C27.82,16.96 26.82,16.52 25.74,16.32L25.74,14L22.16,14L22.16,16.52C20.16,17.22 18.92,18.86 18.92,20.8C18.92,22.42 19.7,23.68 21.24,24.58C21.805,24.908 22.42,25.153 23.055,25.406C23.116,25.43 23.178,25.455 23.24,25.48C24.86,26.12 25.62,26.5 25.62,27.34C25.62,28.1 24.96,28.62 24.04,28.62C22.96,28.62 21.82,28.08 21.02,27.2L20.62,26.76L18,29.5L18.4,29.88C19.5,30.9 20.78,31.62 22.12,31.96Z" style="fill:rgb(239,239,239);"/> </g> </svg> </div> </div> </div> <div class="bnpl-data-grid-cell"> <div class="bnpl-data-grid-headline"> <h3 class="bnpl-data-grid-title"><span>50</span>%</h3> <svg class="bnpl-data-grid-icon" width="88" height="88" viewBox="0 0 88 88" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="44" cy="44" r="44" fill="black"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M35.6668 47.3335C34.7501 47.3335 34.0001 48.0835 34.0001 49.0002C34.0001 49.9168 34.7501 50.6668 35.6668 50.6668H57.3334V54.0002H35.6668C32.9168 54.0002 30.6668 51.7502 30.6668 49.0002C30.6668 47.0502 31.8001 45.3668 33.4501 44.5502L30.6668 30.6668H27.3334V27.3335H37.3334V30.6668H57.3334L54.0001 47.3335H35.6668ZM51.2668 44.0002L53.2668 34.0002H34.7334L36.7334 44.0002H51.2668ZM36.5001 60.6668C37.8808 60.6668 39.0001 59.5475 39.0001 58.1668C39.0001 56.7861 37.8808 55.6668 36.5001 55.6668C35.1194 55.6668 34.0001 56.7861 34.0001 58.1668C34.0001 59.5475 35.1194 60.6668 36.5001 60.6668ZM51.5001 60.6668C52.8808 60.6668 54.0001 59.5475 54.0001 58.1668C54.0001 56.7861 52.8808 55.6668 51.5001 55.6668C50.1194 55.6668 49.0001 56.7861 49.0001 58.1668C49.0001 59.5475 50.1194 60.6668 51.5001 60.6668Z" fill="white"/> </svg> </div> <p class="bnpl-data-grid-copy">Los clientes de Afterpay hacen compras con una frecuencia 50% mayor que los clientes regulares.¹</p> </div> <div class="bnpl-data-grid-cell"> <div class="bnpl-data-grid-headline"> <h3 class="bnpl-data-grid-title"><span>1</span> M</h3> <svg class="bnpl-data-grid-icon" width="100%" height="100%" viewBox="0 0 81 66" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;"> <g transform="matrix(1,0,0,1,-3.66669,-11)"> <path d="M44,33C50.087,33 55,28.087 55,22C55,15.913 50.087,11 44,11C37.913,11 33,15.913 33,22C33,28.087 37.913,33 44,33ZM44,18.333C46.017,18.333 47.667,19.983 47.667,22C47.667,24.017 46.017,25.667 44,25.667C41.983,25.667 40.333,24.017 40.333,22C40.333,19.983 41.983,18.333 44,18.333ZM36.667,40.333C36.667,46.42 31.753,51.333 25.667,51.333C19.58,51.333 14.667,46.42 14.667,40.333C14.667,34.247 19.58,29.333 25.667,29.333C31.753,29.333 36.667,34.247 36.667,40.333ZM29.333,40.333C29.333,38.317 27.683,36.667 25.667,36.667C23.65,36.667 22,38.317 22,40.333C22,42.35 23.65,44 25.667,44C27.683,44 29.333,42.35 29.333,40.333ZM44,64.863C47.96,58.923 54.67,55 62.333,55C74.47,55 84.333,64.863 84.333,77L77,77C77,68.897 70.437,62.333 62.333,62.333C54.23,62.333 47.667,68.897 47.667,77L40.333,77C40.333,68.897 33.77,62.333 25.667,62.333C17.563,62.333 11,68.897 11,77L3.667,77C3.667,64.863 13.53,55 25.667,55C33.33,55 40.04,58.923 44,64.863ZM62.333,51.333C56.247,51.333 51.333,46.42 51.333,40.333C51.333,34.247 56.247,29.333 62.333,29.333C68.42,29.333 73.333,34.247 73.333,40.333C73.333,46.42 68.42,51.333 62.333,51.333ZM66,40.333C66,38.317 64.35,36.667 62.333,36.667C60.317,36.667 58.667,38.317 58.667,40.333C58.667,42.35 60.317,44 62.333,44C64.35,44 66,42.35 66,40.333Z" style="fill:rgb(18,18,18);"/> </g> </svg> </div> <p class="bnpl-data-grid-copy">Afterpay hace 1 millón de referencias de comerciantes cada día.²</p> </div> </div> </div></section><section class="section-screenshot bg-white pad-top-large" data-entry-id="3l7MwmPmz7FDV6qfuD9dUY" data-frame-type="full-width"><div><div class="apropos-entry position-relative max-width-at-extra-large rounded-corners-at-extra-large"><div data-count="1" data-fade-duration="0.5" data-hero-slideshow="" data-scale-duration="0.5" data-scale-end="1.0" data-scale-start="1.0"><div class="hero-slide"><div class="picture uid-6xpP8zO10WjXr81ywmR1aJ-09fb20144b1182df9bcff4a1c34aa6064685146395fc2f7f36e5ff944efd6e09"><picture class="apropos"><source media="(min-width: 1292px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1680&h=546&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=3360&h=1092&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 1292px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1680&h=546&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=3360&h=1092&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 1292px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1680&h=546&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=3360&h=1092&fit=scale 2x" /><source media="(min-width: 1024px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1291&h=420&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=2582&h=840&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 1024px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1291&h=420&fm=webp&q=85&fit=scale, 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data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1023&h=332&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=2046&h=664&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 718px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1023&h=332&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=2046&h=664&fit=scale 2x" /><source media="(min-width: 480px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=717&h=233&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1434&h=466&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 480px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=717&h=233&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1434&h=466&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 480px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=717&h=233&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=1434&h=466&fit=scale 2x" /><source media="(min-width: 374px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=479&h=156&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=958&h=312&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 374px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=479&h=156&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=958&h=312&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 374px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=479&h=156&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=958&h=312&fit=scale 2x" /><source type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=373&h=121&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=746&h=242&fm=avif&q=85&fit=scale 2x" /><source type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=373&h=121&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=746&h=242&fm=webp&q=85&fit=scale 2x" /><img alt="" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=373&h=121&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/6xpP8zO10WjXr81ywmR1aJ/f6189fe17e9aac5c9e04fff615210aa6/PD03455_-_USES_Hardware_Lockup.jpg?w=746&h=242&fit=scale 2x" /></picture></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-grid-column-gray-rounded sq-custom-grid-column-pad-small sq-custom-bnpl-pricing flex-valign-middle" data-entry-id="74poiCOT80yD6T9enaPpkD"><div class="content pad-top-medium"><div class="intro font-size-base align-left gap-left-none"><h2 class="balance-text h2" data-title-for="74poiCOT80yD6T9enaPpkD">Mantente siempre al tanto de cuánto pagarás.</h2></div><div class="grid-2-at-medium multi-column-grid align-left grid-space-small grid-align-left grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="geG8Gha3QruUjqKXTYb65"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 class="balance-text h5" data-title-for="geG8Gha3QruUjqKXTYb65">En persona y en línea</h3><h4 class="gap-bottom-small gap-top-none" id="6--30-centavos-por-transacción">6% + 30 centavos por transacción</h4> <p>Para todas las transacciones de Afterpay en persona y con Ventas en línea Square, los Links de pago Square y el SDK de Pagos web de Square.</p></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-bnpl-custom-links sq-custom-bnpl-two-col-large-image flex-valign-middle" data-entry-id="1jdH9n7pWgRdraCKjXWSj1"><div class="content pad-top-large pad-bottom-medium"><div class="intro font-size-large align-left gap-left-none"><h2 class="balance-text h2" data-title-for="1jdH9n7pWgRdraCKjXWSj1">Afterpay funciona con lo mejor de Square.</h2><p class="balance-text">La opción de comprar ahora y pagar después se integra con los productos y servicios de Square.</p></div><div class="grid-2-at-medium multi-column-grid align-left grid-space-small grid-align-left grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="1UgKwm9VK1cxF2sd50wRkO"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-normal"><h3 id="en-persona">En persona</h3> <h4 id="square-terminal"><a href="/us/es/hardware/terminal" class="arrow">Square Terminal</a></h4> <h4 id="punto-de-venta-square"><a href="/us/es/point-of-sale/software" class="arrow">Punto de Venta Square</a></h4> <h4 id="square-para-tiendas"><a href="/us/es/point-of-sale/retail" class="arrow">Square para Tiendas</a></h4> <h4 id="square-para-restaurantes"><a href="/us/es/point-of-sale/restaurants" class="arrow">Square para Restaurantes</a></h4> <h4 id="citas-square"><a href="/us/es/appointments" class="arrow">Citas Square</a></h4> <h4 id="terminal-virtual-de-square"><a href="/us/es/payments/virtual-terminal" class="arrow">Terminal virtual de Square</a></h4> <h3 id="en-línea">En línea</h3> <h4 id="ventas-en-línea-square"><a href="/us/es/online-store" class="arrow">Ventas en línea Square</a></h4> <h4 id="facturas-square"><a href="/us/es/invoices" class="arrow">Facturas Square</a></h4> <h4 id="links-de-pago-square"><a href="/us/es/payment-links" class="arrow">Links de pago Square</a></h4> <h4 id="sdk-para-pagos-web-de-square"><a href="https://developer.squareup.com/us/es" class="arrow">SDK para pagos web de Square</a></h4></div></div></div></div></div><div class="column"><div data-entry-id="42T4mfmIRNGN0ynuEHnWpK"><div class="grid grid-space-line"><div class="column"><div class="position-relative content-width-extra-large"><img alt="" class="display-inline-block uid-1GntbBEd6Wn4XfWKfSeHls-18b4899b16681fc76e5d7b622b355e4939c06bc08e350a61a23ecd3a21df7ccb" src="//images.ctfassets.net/2d5q1td6cyxq/1GntbBEd6Wn4XfWKfSeHls/2318d10150387bf798650ff19b698023/PD03456_-_USES_BNPL_Integration_Image.jpg" /></div></div></div></div></div></div></div></section><section class="section-multi-column bg-white auto-layout sq-custom-bnpl-marketing-kit flex-valign-middle" data-entry-id="1A222s54VgAjD18J3FdQqR"><div class="content pad-top-xl"><div class="grid-2-at-medium multi-column-grid align-left grid-space-small grid-align-center grid-valign-bottom grid-row-equal-heights"><div class="column"><div data-entry-id="5n1tr6UxT62tDsID8dbLYS"><div class="grid grid-space-line"><div class="column"><div class="position-relative"><div class="picture uid-1OIVd4CQzgv3UY53iFccvu-62e2f5b445aaf491859e640ff4cf95fa3ad00f8e3f5bf265ee55a82fa05e5200"><picture class="apropos"><source media="(min-width: 1292px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=493&h=580&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=986&h=1160&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 1292px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=493&h=580&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=986&h=1160&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 1292px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=493&h=580&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=986&h=1160&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /><source media="(min-width: 1024px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=419&h=493&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=838&h=986&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 1024px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=419&h=493&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=838&h=986&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 1024px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=419&h=493&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=838&h=986&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /><source media="(min-width: 718px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=325&h=382&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=650&h=764&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 718px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=325&h=382&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=650&h=764&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 718px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=325&h=382&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=650&h=764&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /><source media="(min-width: 480px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=424&h=499&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=848&h=998&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 480px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=424&h=499&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=848&h=998&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 480px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=424&h=499&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=848&h=998&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /><source media="(min-width: 374px)" type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=324&h=381&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=648&h=762&fm=avif&q=85&fit=scale 2x" /><source media="(min-width: 374px)" type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=324&h=381&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=648&h=762&fm=webp&q=85&fit=scale 2x" /><source media="(min-width: 374px)" type="image/jpeg" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=324&h=381&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=648&h=762&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /><source type="image/avif" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=276&h=325&fm=avif&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=552&h=650&fm=avif&q=85&fit=scale 2x" /><source type="image/webp" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=276&h=325&fm=webp&q=85&fit=scale, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=552&h=650&fm=webp&q=85&fit=scale 2x" /><img alt="" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=276&h=325&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive, //images.ctfassets.net/2d5q1td6cyxq/1OIVd4CQzgv3UY53iFccvu/0ff1fa70f13fde91dd8e0e4ede400073/PD03457_-_USEN_Marketing_Kit_Image.png?w=552&h=650&fm=jpg&q=85&bg=rgb%3Affffff&fit=scale&fl=progressive 2x" /></picture></div></div></div></div></div></div><div class="column"><div data-entry-id="4TRCpCgc1nYS3HhHMwahvB"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-large"><h3 class="balance-text h2" data-title-for="4TRCpCgc1nYS3HhHMwahvB">Solicita tu kit de marketing gratis.</h3><p>Muéstrale a tus clientes que ofreces Afterpay. Obtén tu kit de marketing de Afterpay completo, con calcomanías y un plegable para mesa.</p><div class="grid grid-space-base"><div class="column"><div class="display-inline-block" data-entry-id="1Case2ThlcBUpoa7Ic62vx"><a class="arrow" href="/shop/hardware/us/en/products/afterpay-marketing-kit">Pide el kit</a></div></div></div></div></div></div></div></div></div></div></section><section class="section-custom-html bg-white auto-layout sq-custom-bnpl-installments" data-entry-id="3SwPO4ER85Thry026CtJMi"><div class="content pad-top-xl pad-bottom-medium"><div class="intro font-size-base"><h2 class="align-left" id="ofrece-cuotas-sin-intereses-con-afterpay">Ofrece cuotas sin intereses con Afterpay.</h2></div><div class="bnpl-installments" data-bnpl-installments> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <g> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(0,0,0);stroke-width:22px;" data-bnpl-installment-value="25%" /> <path d="M72.743,61L69.323,61C69.113,62.77 67.883,64.15 65.813,64.15L64.193,64.15L64.193,67.57L65.603,67.57C67.523,67.57 68.603,66.64 69.083,65.5L69.323,65.5L69.323,78.85L64.073,78.85L64.073,82L77.843,82L77.843,78.85L72.743,78.85L72.743,61Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </g> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(26,26,26);stroke-width:22px;" data-bnpl-installment-value="50%"/> <path d="M76.911,82L76.911,78.85L67.881,78.85L67.881,78.73L73.071,73.9C75.501,71.68 76.641,69.67 76.641,66.79C76.641,62.95 73.731,60.7 69.651,60.7C65.541,60.7 63.021,63.7 62.871,67.27L66.141,67.27C66.351,65.14 67.761,63.85 69.741,63.85C71.751,63.85 73.191,64.99 73.191,67.03C73.191,68.95 72.411,70.27 70.671,71.89L63.231,78.85L63.231,82L76.911,82Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(26,26,26);stroke-width:22px;" data-bnpl-installment-value="75%"/> <path d="M70.684,82.3C75.034,82.3 78.034,79.75 78.034,75.94C78.034,73.03 76.114,71.53 74.074,70.9L74.074,70.78C75.994,70.15 77.374,68.71 77.374,66.31C77.374,62.95 74.794,60.7 70.624,60.7C66.184,60.7 63.814,63.49 63.544,66.55L66.874,66.55C67.114,64.84 68.614,63.73 70.624,63.73C72.574,63.73 74.074,64.81 74.074,66.58C74.074,68.44 72.784,69.55 70.744,69.55L69.004,69.55L69.004,72.58L70.744,72.58C72.994,72.58 74.704,73.78 74.704,75.73C74.704,77.8 73.114,79.15 70.714,79.15C68.134,79.15 66.844,77.65 66.634,75.61L63.184,75.61C63.244,79.39 66.004,82.3 70.684,82.3Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> <div class="bnpl-installments-item"> <svg class="bnpl-installments-item-chart" width="100%" height="100%" viewBox="0 0 142 142" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" xml:space="preserve" xmlns:serif="http://www.serif.com/" style="fill-rule:evenodd;clip-rule:evenodd;"> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(239,239,239);stroke-width:22px;"/> <path d="M71,131C104.137,131 131,104.137 131,71C131,37.863 104.137,11 71,11C37.863,11 11,37.863 11,71C11,104.137 37.863,131 71,131Z" style="fill:none;fill-rule:nonzero;stroke:rgb(26,26,26);stroke-width:22px;" data-bnpl-installment-value="100%"/> <path d="M76.111,82L76.111,77.29L79.021,77.29L79.021,74.32L76.111,74.32L76.111,61L72.571,61L63.331,74.32L63.331,77.29L72.871,77.29L72.871,82L76.111,82ZM66.901,74.2L72.751,65.74L72.871,65.74L72.871,74.32L66.901,74.32L66.901,74.2Z" style="fill:rgb(26,26,26);fill-rule:nonzero;"/> </svg> <div class="bnpl-installments-item-amount h3">$50</div> </div> </div></div></section><section class="section-one-column bg-white auto-layout sq-custom-ecom-conclusion flex-valign-middle" data-entry-id="4RfIAXOhJYjLRv0EntavDK"><div class="content"><div class="intro intro font-size-base align-left gap-left-none"><p class="font-size-large balance-text">Activar Afterpay con Square es gratis y no tiene cuotas mensuales ni costos iniciales. Solo pagas cuando realizas una venta. Brinda a tus compradores más flexibilidad en el proceso de pago y mira cómo aumentan tus ventas. Selecciona la solución de pago líder para comprar ahora y pagar después. Acepta Afterpay hoy.</p><div class="grid grid-space-base"><div class="column"><div class="display-inline-block" data-entry-id="5KsPmqZV4x0XH9ZuExov4q"><a class="button gap-none" href="#modal-4YkOYYMZ0NHRCwq0jHvGdz">Comenzar</a></div></div><div class="column"><div class="display-inline-block" data-entry-id="3VELi6pRv4gdm9v6uXMz4W"><a class="arrow" href="/us/es/sales/contact?page=/us/es/buy-now-pay-later">Contactar al equipo de ventas</a></div></div></div></div></div></section><section class="section-accordion bg-white auto-layout sq-custom-ecom-faq" data-entry-id="1kN4tmfVs5qhxJz0jSMAjH"><div class="content pad-top-xxl"><div class="intro font-size-base align-left gap-left-none"><h2 class="balance-text h2" data-title-for="1kN4tmfVs5qhxJz0jSMAjH">Preguntas frecuentes</h2></div><ul class="reset content-width-medium border-bottom"><li class="border-top pad-vert-small" data-entry-id="78x2WUXRE9Rw90rhOurGbo"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-78x2WUXRE9Rw90rhOurGbo" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Cómo funciona la opción de comprar ahora y pagar después?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-78x2WUXRE9Rw90rhOurGbo"><p>La opción de comprar ahora y pagar después ("buy now, pay later", BNPL) es una opción de pago en la que el cliente paga por una compra en cuotas mientras los comercios reciben el pago completo. Con Afterpay, los comercios de Square pueden permitir que los clientes paguen en cuatro cuotas sin interés durante seis semanas.</p> <p><a href="https://www.youtube.com/watch?v=n0eF-k3PYhc" class="video-player-link">Descubre cómo Afterpay funciona →</a></p></div></li><li class="border-top pad-vert-small" data-entry-id="1FucLTp0vMpIsNqI2pmrbD"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-1FucLTp0vMpIsNqI2pmrbD" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Cómo configuro la opción de comprar ahora y pagar después?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-1FucLTp0vMpIsNqI2pmrbD"><p>La opción de comprar ahora y pagar después de Afterpay está disponible para muchos negocios en los Estados Unidos y Australia. Para saber si eres elegible para Afterpay y activarlo en el negocio, inicia sesión en el Panel de Datos Square y revisa tus Formas de pago.</p> <p class="arrow">Si Afterpay está disponible para tu negocio, puedes activar la aceptación de Afterpay tanto en línea como en la tienda con <a href="https://squareup.com/dashboard/business/payment-methods?view=afterpay">este</a> ajuste. Si no ves Afterpay disponible en tus Formas de pago, no puedes utilizar Afterpay por el momento. <a href="https://squareup.com/help/us/es/article/7782-afterpay-and-square">Obtén más información</a>.</p></div></li><li class="border-top pad-vert-small" data-entry-id="591MBGVJsSRmYl9CY1R3BQ"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-591MBGVJsSRmYl9CY1R3BQ" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Cuánto cuesta la opción de comprar ahora y pagar después?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-591MBGVJsSRmYl9CY1R3BQ"><p>Los comercios que usan Afterpay reciben el monto total al momento de la compra, menos una tarifa de procesamiento sobre el total de la compra.</p> <p>Tarifas de procesamiento de Afterpay</p> <ul> <li> <p>En línea: <strong>6% + 30 centavos</strong>.</p> </li> <li> <p>En persona: los pagos procesados en persona tendrán un descuento en la tarifa de procesamiento de Afterpay del <strong>2.6% + 30 centavos</strong> hasta el 10 de septiembre de 2022. Después, la tarifa de procesamiento de Afterpay será del <strong>6% + 30 centavos</strong>.</p> </li> </ul></div></li><li class="border-top pad-vert-small" data-entry-id="35nfCgTNOSwUASgNSHKEeX"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-35nfCgTNOSwUASgNSHKEeX" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Qué sucede con los fraudes y las devoluciones de pago cuando se hacen los pagos con la opción de comprar ahora y pagar después?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-35nfCgTNOSwUASgNSHKEeX"><p>La plataforma está configurada para que Afterpay asuma el riesgo de fraude, de modo que tú puedas concentrarte en hacer crecer tu negocio. Recibirás el pago completo sin riesgo para tu negocio.</p></div></li><li class="border-top pad-vert-small" data-entry-id="6ocWiJFyrZ5Y3knnBNPKZ0"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-6ocWiJFyrZ5Y3knnBNPKZ0" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Qué sucede si no deseo ofrecer Afterpay a mis compradores?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-6ocWiJFyrZ5Y3knnBNPKZ0"><p>Afterpay es un producto opcional que ofrece Square a los vendedores. Si en algún momento decides que no quieres ofrecer Afterpay en el proceso de pago, puedes desactivar la opción en los ajustes del Panel de Datos.</p> <p><a href="https://squareup.com/dashboard/business/payment-methods?view=afterpay">Ir al Panel de Datos -></a></p></div></li><li class="border-top pad-vert-small" data-entry-id="2fdRd2vbipu2T2s29VKSQ4"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-2fdRd2vbipu2T2s29VKSQ4" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Mis tarifas de procesamiento personalizadas se trasladan también a los pagos de de Afterpay?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-2fdRd2vbipu2T2s29VKSQ4"><p>Todas las transacciones procesadas a través de Afterpay se cobrarán según nuestras tarifas estándar de Afterpay. Esta tarifa específica de Afterpay te permite obtener el pago completo, mientras que Afterpay asume todo el riesgo relacionado con fraude de clientes y pagos fuera de término.</p> <p>Tarifas de procesamiento de Afterpay</p> <ul> <li> <p>En línea: <strong>6% + 30 centavos</strong>.</p> </li> <li> <p>En persona: los pagos procesados en persona tendrán un descuento en la tarifa de procesamiento de Afterpay del <strong>2.6% + 30 centavos</strong> hasta el 10 de septiembre de 2022. Después, la tarifa de procesamiento de Afterpay será del <strong>6% + 30 centavos</strong>.</p> </li> </ul></div></li><li class="border-top pad-vert-small" data-entry-id="3ZfaPWWLascaeSw4HeQx8L"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-3ZfaPWWLascaeSw4HeQx8L" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Cómo hacen mis clientes para configurar Afterpay?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-3ZfaPWWLascaeSw4HeQx8L"><p>Configurar Afterpay es fácil. Simplemente indica a los clientes que se dirijan <a href="https://www.afterpay.com/en-US/how-it-works">aquí</a> para configurar su cuenta de Afterpay.</p></div></li><li class="border-top pad-vert-small" data-entry-id="7gUwA3HKRR0Dt6XRSMbP7E"><h3 class="h6 gap-none"><a class="hotspot" data-transition-state="on" data-transition-target="accordion-7gUwA3HKRR0Dt6XRSMbP7E" data-trigger-space="" href="#" role="button"><div class="grid-flex grid-valign-middle"><div class="column expand">¿Cómo funcionan los reembolsos con Afterpay?</div><div class="column"><div class="accordion-plus-minus"></div></div></div></a></h3><div class="collapse gap-none content-max-width" data-transition-state="on" data-transition-types="collapse fade" id="accordion-7gUwA3HKRR0Dt6XRSMbP7E"><p>Si tu cliente elige realizar una devolución, se le reembolsará el monto completo.</p> <p>Para ver más información sobre cómo guiar a un cliente para realizar una devolución de Afterpay en persona, consulta este artículo.</p> <p><a href="https://help.business.afterpay.com/hc/en-us/articles/4708261851417-How-do-customers-return-purchases-made-with-the-Afterpay-Card">Cómo devolver compras con tarjeta hechas con Afterpay -></a></p></div></li></ul></div></section><section class="section-one-column bg-white auto-layout section-hidden hidden sq-custom-hide-on-desktop flex-valign-middle" data-entry-id="6SYDsagCDEYjprcPeZhv9f"><div class="content pad-top-none pad-bottom-xl"><div class="intro intro font-size-base align-left gap-left-none"><p><picture><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=avif&q=85" type="image/avif"><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=webp&q=85" type="image/webp"><img alt="product sq-online lg us-en" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=jpg&q=85&fl=progressive"></picture></p> <h2 class="balance-text gap-top-small" id="funciona-con-ventas-en-línea-square">Funciona con Ventas en línea Square</h2> <p class="font-size-large">Afterpay no requiere integraciones adicionales. Ofrécelo como una opción de pago de Compra ahora y paga después para los clientes en línea de inmediato.</p> <h5 id="más-información-sobre-ventas-en-línea-square"><a href="https://squareup.com/us/es/online-store">Más información sobre Ventas en línea Square</a></h5></div></div></section><section class="section-multi-column bg-white auto-layout section-hidden hidden sq-custom-hide-on-mobile flex-valign-middle" data-entry-id="3KRj4pwdLVHYsX9NtMljwr"><div class="content pad-top-medium pad-bottom-xxl"><div class="grid-3-at-medium multi-column-grid align-left grid-space-medium grid-align-center grid-valign-top grid-row-equal-heights"><div class="column"><div data-entry-id="6c5KYVusaCIqeh4dj9eIvF"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-small"><h2 class="balance-text" id="funciona-con-ventas-en-línea-square">Funciona con Ventas en línea Square</h2> <p class="font-size-large">Afterpay no requiere integraciones adicionales. Ofrécelo como una opción de pago de compra ahora y paga después para los clientes en línea de inmediato.</p> <h5 id="obtén-más-información-sobre-ventas-en-línea-square"><a href="https://squareup.com/us/es/online-store">Obtén más información sobre Ventas en línea Square</a></h5></div></div></div></div></div><div class="column two-thirds-at-medium"><div data-entry-id="2T3bLByqYxCzoTJty88DCq"><div class="grid grid-space-line"><div class="column"><div class="headings-compact content-max-width font-size-small"><p><picture><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=avif&q=85" type="image/avif"><source data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=webp&q=85" type="image/webp"><img alt="product sq-online lg us-en" data-srcset="//images.ctfassets.net/2d5q1td6cyxq/1lnbIB8BbySgBYQdnf3ODu/3c3109fd20b0a76282faabcd00075955/product_sq-online_lg_us-en.png?fm=jpg&q=85&fl=progressive"></picture></p></div></div></div></div></div></div></div></section><section class="section-one-column bg-white auto-layout sq-custom-bnpl-custom-links flex-valign-middle" data-entry-id="5Qvlwo4iCyXjXP358aJT6q"><div class="content"><div class="intro intro font-size-base align-left gap-left-none"><h2 class="arrow color-black" id="obtener-ayuda-para-afterpay"><a href="https://squareup.com/help/us/es/article/7782-afterpay-and-square">Obtener ayuda para Afterpay</a></h2></div></div></section><section class="section-one-column bg-white auto-layout flex-valign-middle" data-entry-id="2reifp5ipk0PCXrTfdUi5W"><div class="content"><div class="intro intro font-size-base align-left gap-left-none"><p class="font-size-tiny">Es posible que se apliquen cargos por pagos tardíos. Además, es posible que haya criterios de elegibilidad. 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