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Military-Affiliated Students</a></li> </ul> </li> <li aria-expanded="false" aria-haspopup="true"><a href="https://financialaid.wsu.edu/tuition-and-expenses/">Tuition & Expenses</a><button aria-label="{Open submenu Tuition & Expenses" class="wsu-menu-collapse--action-toggle"></button> <ul class="sub-menu"> <li><a href="https://financialaid.wsu.edu/tuition-and-expenses/#direct-indirect">Direct vs. Indirect Costs</a></li> <li><a href="https://financialaid.wsu.edu/estimate-your-college-costs/">Estimate Your College Costs</a></li> </ul> </li> </ul> </div> <div class="wsu-navigation-mobile__audience"> <nav class="wsu-navigation-audience wsu-navigation-audience--style-vertical"> <div class="wsu-navigation-audience__label">Welcome!</div> <ul id="menu-welcome" class="wsu-navigation-audience__menu"><li id="menu-item-110" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-110"><a href="https://financialaid.wsu.edu/news/">News & Updates</a></li> <li id="menu-item-1112" 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</li> <li aria-expanded="false" aria-haspopup="true"><a href="https://financialaid.wsu.edu/loans/">Loans</a><button aria-label="{Open submenu Loans" class="wsu-menu-collapse--action-toggle"></button> <ul class="sub-menu"> <li><a href="https://financialaid.wsu.edu/loans/#Student-Loans">Undergraduate</a></li> <li><a href="https://financialaid.wsu.edu/graduate-loan-options/">Graduate</a></li> <li><a href="https://financialaid.wsu.edu/parent-plus-loans/">Parent PLUS</a></li> <li><a href="https://financialaid.wsu.edu/health-profession-loans/">Health Profession</a></li> <li><a href="https://financialaid.wsu.edu/private-education-loans/">Private Education</a></li> <li><a href="https://financialaid.wsu.edu/short-term-loans/">Short-Term Loans</a></li> <li><a href="https://financialaid.wsu.edu/loans/#Loan-Resources">Loan Resources</a></li> </ul> </li> <li aria-expanded="false" aria-haspopup="true"><a href="https://financialaid.wsu.edu/grants-and-waivers/">Grants and Waivers</a><button 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href="https://financialaid.wsu.edu/additional-student-financial-resources/#disabilities">Students with Disabilities</a></li> <li><a href="https://financialaid.wsu.edu/additional-student-financial-resources/#undocumented">Undocumented Students</a></li> <li><a href="https://financialaid.wsu.edu/additional-student-financial-resources/#veteran">Veterans & Military-Affiliated Students</a></li> </ul> </li> <li aria-expanded="false" aria-haspopup="true"><a href="https://financialaid.wsu.edu/tuition-and-expenses/">Tuition & Expenses</a><button aria-label="{Open submenu Tuition & Expenses" class="wsu-menu-collapse--action-toggle"></button> <ul class="sub-menu"> <li><a href="https://financialaid.wsu.edu/tuition-and-expenses/#direct-indirect">Direct vs. Indirect Costs</a></li> <li><a href="https://financialaid.wsu.edu/estimate-your-college-costs/">Estimate Your College Costs</a></li> </ul> </li> </ul> </div> </div> </div> </div> <div class="wsu-wrapper-site"> <nav class="wsu-navigation-audience"> <div class="wsu-navigation-audience__label">Welcome!</div> <ul id="menu-welcome-1" class="wsu-navigation-audience__menu"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-110"><a href="https://financialaid.wsu.edu/news/">News & Updates</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1112"><a href="https://financialaid.wsu.edu/financial-aid-events/">Events & Outreach</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-538"><a href="https://financialaid.wsu.edu/for-parents/">For Parents</a></li> </ul></nav> <div class="wsu-wrapper-content"> <main role="main" id="wsu-content" class="wsu-wrapper-main"> <div class=" wsu-widget-area wsu-widget-area--before-content-page"> </div> <article class="wsu-article"> <div class="wsu-article__content"> <div class="wsu-hero wsu-width--full wsu-pattern--wsu-light-radial-left wsu-hero--style-boxed "> <div class="wsu-hero__background"> <img decoding="async" class="wsu-image" src="https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/StudentsonGrass.jpg" srcset="https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/StudentsonGrass.jpg 1000w, https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/StudentsonGrass.jpg 300w, https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/StudentsonGrass.jpg 768w" sizes="(max-width: 1000px) 100vw, 1000px" alt="A group of WSU students sit and talk in a circle on the lawn." style="object-position: 50% 50%" /> </div> <div class="wsu-hero__overlay"> </div> <div class="wsu-hero__content-wrapper"> <div class="wsu-hero__inner-content-wrapper"> <div class="wsu-hero__title-wrapper"> <h1 class="wsu-hero__title">Understanding Aid</h1> <div class="wsu-hero__caption">Find and understand the best aid options for you</div> </div> <div class="wsu-hero__content"> </div> </div> </div> </div> <div class="wsu-overlap wsu-overlap-spotlight wsu-overlap-spotlight--style-left-middle"> <div class="wsu-overlap__container"> <div class="wsu-overlap__column"> <div class="wsu-overlap__column-inner"> <div class="wsu-overlap-spotlight__image "> <div class="wsu-image-frame "> <img decoding="async" src="https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/SmilingStudentsOutside.jpg" srcset="https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/SmilingStudentsOutside.jpg 792w, https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/SmilingStudentsOutside-300x200.jpg 300w, https://wpcdn.web.wsu.edu/wp-financialaid/uploads/sites/2322/2024/08/SmilingStudentsOutside-768x512.jpg 768w" sizes="(max-width: 792px) 100vw, 792px" alt="Two math students study together outside." style="object-position: 66% 48%" /> </div> </div> </div> </div> <div class="wsu-overlap__column wsu-overlap--surface-column"> <div class="wsu-overlap__column-inner"> <div class="wsu-overlap-spotlight__caption "> <div class="wsu-note"> <div class="wsu-note__title"> What is “Financial Aid”? </div> <p>Financial aid is federal, state, or additional funds that help you pay for your college expenses. Some financial aid is based on need, while some is available to students regardless of family income.</p> </div> <div class="wsu-note"> <div class="wsu-note__title"> Who qualifies for financial aid? </div> <p>Almost every student qualifies for some financial aid. What aid you qualify for and how much will depend on multiple factors including information on your FAFSA or WASFA, your grade level, and more.</p> </div> <div class="wsu-cta wsu-text-align--center" > <a href="https://financialaid.wsu.edu/financial-aid-frequently-asked-questions/" class="wsu-button "> Financial Aid FAQ </a> </div> <div class="wsu-cta wsu-text-align--center" > <a href="https://financialaid.wsu.edu/glossary-of-financial-aid-terms/" class="wsu-button "> Financial Aid Glossary </a> </div> </div> </div> </div> </div> </div> <div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div> <h2 class="wp-block-heading wsu-heading--style-marked" id="aid-types">Types of Financial Aid</h2> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Grants & Waivers</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p><strong>Grants</strong> do not need to be repaid. Funds can come from WSU, the State of Washington, or the federal government. </p> <p><strong>Waivers</strong> are discounts applied directly to your tuition. Your total amount of waivers and tuition-specific aid cannot exceed the amount you have been charged for tuition.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/grants-and-waivers/" class="wsu-button "> Learn More </a> </div> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Scholarships</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p>Scholarships are awarded based on a wide variety of criteria. Good grades will always help, but you can also receive scholarships based on financial need, academic interests, talents, community service, leadership, and career goals.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/scholarships/" class="wsu-button "> Learn More </a> </div> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Loans</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p>Loans are financial aid which <strong>must be paid back.</strong> Nearly every student who applies is eligible to receive federal student loans. You <strong>do not</strong> have to accept the entirety of your offered loans. </p> <p>Types of available loans include: </p> <ul> <li>Unsubsidized Student Loans</li> <li>Subsidized Student Loans</li> <li>Parent Plus Loans</li> <li>Graduate & Professional Loans</li> </ul> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/loans/" class="wsu-button "> Learn More </a> </div> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Work Study</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p>Work Study is an option for students with remaining need after grants and scholarships have been applied. Work Study student pay comes from a partnership of WSU employer funds and either federal or state funds, and provides students the opportunity to earn, often while working in their area of study.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/applying-for-work-study/" class="wsu-button "> Learn More </a> </div> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Additional Aid & Accommodations</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p>WSU offers further accommodations and financial resources based on your situation and need as well as emergency funding and resources for immediate support.</p> <p>Look into all available accommodations to see if you qualify for an increased financial aid budget. </p> <div class="wsu-row wsu-row--halves" > <div class="wsu-column" style=""> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/additional-student-financial-resources/" class="wsu-button "> Additional Aid Accommodations </a> </div> </div> <div class="wsu-column" style=""> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/emergency-assistance-to-students/" class="wsu-button "> Emergency Funding </a> </div> </div> </div> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Aid Funding Sources</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <h4 class="wp-block-heading">State Aid</h4> <p>Financial aid that comes from the Washington state government. Only Washington residents are eligible for state aid. State aid is awarded through both the FAFSA and the WASFA.</p> <h4 class="wp-block-heading">Federal Aid</h4> <p>Financial aid from the U.S. federal government. You must complete a FAFSA to receive federal aid.</p> <h4 class="wp-block-heading">Institutional Aid</h4> <p>Institutional grants and waivers are awarded by WSU, using university funds. Most grants and tuition waivers awarded to WSU students are based on financial need. You must complete a FAFSA or WASFA to be considered for institutional aid.</p> <h4 class="wp-block-heading">External Aid</h4> <p>External aid refers to any scholarships or grants funded by donors unaffiliated with the government or WSU. External scholarships can be found on our website through the scholarship search engine. You can apply for WSU-funded scholarships using the WSU General Scholarship Application.</p> <div class="wsu-row wsu-row--halves" > <div class="wsu-column" style=""> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/scholarships/#scholarship-search" class="wsu-button "> External Scholarship Search </a> </div> </div> <div class="wsu-column" style=""> <div class="wsu-cta " > <a href="https://futurecoug.wsu.edu/portal/scholarships" class="wsu-button "> General Scholarship Application </a> </div> </div> </div> </div> </div> </div> <h3 class="wp-block-heading">Rights and Responsibilities</h3> <p>All students who receive financial aid have certain rights and responsibilities. There are further rights and responsibilities if you take out any loans. Be sure you have fully read and understand this important information before you apply for or accept aid. </p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/rights-responsibilities/" class="wsu-button "> All Rights & Responsibilities </a> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading wsu-heading--style-marked">Understanding Your Financial Aid Offer</h2> <p>You can view your financial aid offer by logging into your myWSU account and accessing your “Financial Aid” tile where you will see categories for <strong>Awards</strong> and <strong>Financial Aid Summary</strong>. Additional categories may show up if you are involved in certain programs like <a href="https://provost.wsu.edu/investincougs/"><strong>Invest in Cougs</strong></a>. </p> <p>Let’s take a look at the different sections and information available from an example of a 2024-25 estimated financial aid offer.</p> <figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-4-3 wp-has-aspect-ratio wsu-video--width-full"><div class="wp-block-embed__wrapper"> <iframe loading="lazy" title="Understanding Your Financial Aid Offer (Fall 2024)" width="500" height="375" src="https://www.youtube.com/embed/4lz15J8Ppq8?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe> </div><figcaption class="wp-element-caption">A Student Financial Services employee gives a complete overview of a 2024-25 financial aid offer.</figcaption></figure> <h3 class="wp-block-heading">1. Awards</h3> <p>In your awards tab, you will see three categories: Summary, Accept/Decline Loans, and Disbursements. Be sure you have selected the proper aid year in the upper left corner.</p> <h4 class="wp-block-heading">“Summary”</h4> <p>Your current financial aid offer is based on your residency status, which dictates whether you are charged in- or out-of-state tuition. If you need to make changes to your residence status, please <strong><a href="https://residency.wsu.edu/">contact the Registrar’s Office</a></strong>.</p> <p>In your summary, you will find your actual financial aid split into three categories:</p> <ul> <li><strong>Grants and Scholarships </strong></li> <li><strong>Student Loans</strong></li> <li><strong>Optional Loans</strong></li> </ul> <p>You may not have all three of these sections, depending on the aid you have been offered. The optional loan, if shown, is PLUS loan (graduate or parent) and is not guaranteed.</p> <p>From the bottom of this section you may select the “print” or “share” options to either print a physical copy of your aid offer or share an electronic version. </p> <h4 class="wp-block-heading">“Accept/Decline”</h4> <p>This section is where you can accept, reduce or decline your loans. If you wish to take out previously declined loans, you may <a href="https://financialaid.wsu.edu/loans/#loans-lar"><strong>fill out a loan action request</strong></a>.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/loans/" class="wsu-button wsu-button--style-action"> Learn about student loans </a> </div> <h4 class="wp-block-heading">“Disbursements”</h4> <p>Here you can see your awards broken down by term. For example, a $10,000 loan will show as a $5,000 disbursement in the fall and another $5,000 in the spring. </p> <h3 class="wp-block-heading">2. Financial Aid Summary</h3> <p>This category covers the following: Need Summary, Cost of Attendance, Student Aid Index (SAI), and Satisfactory Academic Progress (SAP).</p> <h4 class="wp-block-heading">“Need Summary”</h4> <p>This page shows the calculation of your remaining financial need based on your Cost of Attendance, current aid offer and any additional educational resources. Your remaining financial need is relevant to some additional forms of aid, such as work study.</p> <h4 class="wp-block-heading">“Cost of Attendance”</h4> <p>This section contains useful information on how your financial need was determined. Remember that your Cost of Attendance is<strong> not </strong>a bill; it is an estimation of total costs for the year including miscellaneous expenses.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/estimate-your-college-costs/" class="wsu-button "> What is Cost of Attendance? </a> </div> <h4 class="wp-block-heading">“Student Aid Index”</h4> <p>Student and parent contributions are logged here and come directly from your FAFSA or WASFA. Parent contributions will only apply for dependent students. Your SAI is used in calculating all need-based aid. </p> <h4 class="wp-block-heading">“Satisfactory Academic Progress”</h4> <p>Here you can check your SAP standing for both federal and state aid. If you are disqualified for either state or federal SAP, you will have an item in your “To-Do” tile for filing a SAP appeal.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/sap-handbook/" class="wsu-button wsu-button--style-action"> More about SAP </a> </div> <section class="wsu-section wsu-overflow--hidden wsu-color-background--white" > <div class="wsu-container wsu-overflow--hidden wsu-color-background--white wsu-spacing-padding-left--xxmedium wsu-dropshadow--medium" > <div class="wsu-decorator wsu-decorator--style-triangle-crimson-wsu-steep-right" style="bottom:0px;left:90%"></div> <h3 class="wp-block-heading wsu-heading--style-marked wsu-spacing-before--medium">Check your aid offer regularly</h3> <p>Return to your aid offer periodically. Initial aid offers may change depending on enrollment level or the addition of outside scholarships or funds. Some disbursements may be delayed by missing materials, such as: </p> <ul> <li>Signed master promissory notes</li> <li>Completed loan entrance counseling</li> <li>Verification items</li> <li>SAP appeals</li> </ul> <p>If you notice that expected aid has not disbursed, check for outstanding “To-Do List” items and reach out to our office with any questions.</p> </div> </section> <h3 class="wp-block-heading">How is Financial Aid Delivered?</h3> <p>Financial aid is automatically applied to your tuition and mandatory fees. If you would like your financial aid to apply to additional charges on your account, you will need to authorize this within myWSU. From your student homepage, select <strong>“Account Services &1098-T” → “View Student Permissions” → “Grant Permissions”</strong></p> <p>If your aid exceeds the charges on your account, you will receive a refund, which will either post directly to your bank account (if you have direct deposit enabled) or arrive in the mail as a paper check.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading wsu-heading--style-marked wsu-heading--mark-centered">Financial Aid Offer FAQ</h2> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Can I determine my out-of-pocket cost with the financial aid offer?</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p>You can determine an estimate of your out-of-pocket cost with the estimated financial aid offer.  Cost of Attendance minus scholarships and grants and student loans will give you and estimated out-of-pocket cost.  You will also see what the estimated direct and indirect costs are, which might help determine if you have enough financial aid.</p> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Will my financial aid be the same each year?</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <h4 class="wp-block-heading"><strong>Maybe.</strong></h4> <p>Your financial aid offer depends on multiple variables including your financial situation, the availability of funding and how much aid you have received in the past. You must fill out a financial aid application each year (FAFSA or WASFA) to be considered for state and federal aid. </p> <p>Common reasons why your aid offer may look different than previous years’ include:</p> <ul> <li>Change in household size</li> <li>Change in income</li> <li>Lifetime Pell Grant or federal loan limits</li> <li>SAP disqualification</li> <li>Enrollment levels</li> </ul> <p>If you have outside funding like external grants or scholarships, be sure to check the terms and conditions to see if you are eligible to renew those awards for future years.</p> </div> </div> </div> <div class="wsu-accordion"> <h3 id="unique-id-1__title" class="wsu-accordion__title"> <button class="wsu-accordion__title-button wsu-accordion--toggle" aria-expanded="false" aria-controls="unique-id-1__content">Why was my financial aid offer changed?</button> </h3> <div id="unique-id-1__content" class="wsu-accordion__content" aria-labelledby="unique-id-1__title"> <div class="wsu-accordion__content-inner"> <p>There may be cases when a financial aid offer is adjusted or recalculated based on a variety of reasons. Most commonly:</p> <h4 class="wp-block-heading wsu-heading--style-marked">1. Cost of Attendance</h4> <p>Cost of attendance is the average cost to attend WSU for one academic year. COA includes the following:</p> <ul> <li>Tuition and Fees</li> <li>Books and Supplies</li> <li>Room and Board</li> <li>Transportation</li> <li>Personal Expenses</li> </ul> <p>If your Cost of Attendance changes, you will often see your aid offer change along with it. COA changes that may warrant a change to your financial aid include:</p> <ul> <li><strong>Change of WSU Campus</strong> <ul> <li>Cost of Attendance varies across WSU campuses.</li> </ul> </li> <li><strong>Course Load Change</strong> <ul> <li>Dropping or adding credits can change your aid eligibility. Your initial offer assumes a full-time schedule of 12-18 credits for the fall and spring semesters, and 6 credits for fall semester. </li> </ul> </li> <li><strong>Residency Change </strong> <ul> <li>Residency is determined at the time of formal admission to WSU on the basis of information included in the university application for admission. Residency policies are set by the State of Washington (RCW 28B.15) and applied uniformly throughout Washington’s public colleges and universities. Please contact the WSU Office of the Registrar for additional <strong><a rel="noreferrer noopener" href="http://residency.wsu.edu/" target="_blank">additional residency information</a></strong>. </li> </ul> </li> <li><strong>Tuition or Fee Changes</strong></li> </ul> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/cost-of-attendance/" class="wsu-button "> More about Cost of Attendance </a> </div> <h4 class="wp-block-heading wsu-heading--style-marked">2. Student Aid Index (SAI) Changes</h4> <p>The amount and type of aid you’re eligible for is based on your SAI, which is calculated on your FAFSA or WASFA. If this SAI number changes after your initial offer letter, you may see your aid offer adjusted. Your SAI may change if:</p> <ul> <li>You make changes to your financial aid application.</li> <li>The university makes changes to your financial aid application (usually after receiving situational or financial information). </li> </ul> <p>If you are planning to make changes to your FAFSA or WASFA, we recommend you reach out to us first to get an idea of how it might affect your aid. </p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/contact-page/" class="wsu-button wsu-button--style-action"> Contact Us </a> </div> <h4 class="wp-block-heading wsu-heading--style-marked">3. Change in Academic Level</h4> <p>Your academic year is based on credits, not calendar time. Sometimes this means that your official academic level may change after your initial aid offer letter is sent.</p> <p>Higher academic levels have higher loan limits, so if this happens, you may see an increased loan offer on your account. </p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/loans/" class="wsu-button wsu-button--style-action"> More about loans </a> </div> <h4 class="wp-block-heading wsu-heading--style-marked">Satisfactory Academic Progress (SAP)</h4> <p>Federal and state financial aid regulations require that recipients of aid make satisfactory academic progress toward the completion of their degree. If you are currently in a SAP disqualification, or are waiting on a decision regarding a submitted SAP appeal, the system will cancel out your federal aid, your state aid, or both, depending on your status. Once your SAP status changes, our team will re-offer your aid accordingly.</p> <div class="wsu-cta " > <a href="https://financialaid.wsu.edu/sap-handbook/" class="wsu-button wsu-button--style-action"> More about SAP </a> </div> </div> </div> </div> <div class="wsu-cta wsu-text-align--center" > <a href="https://financialaid.wsu.edu/financial-aid-frequently-asked-questions/" class="wsu-button "> Full Financial Aid FAQ </a> </div> </div> <footer class="wsu-article__footer"> </footer> </article> <div class=" wsu-widget-area wsu-widget-area--after-content-page"> </div> </main> </div> <div class=" wsu-widget-area wsu-widget-area--before-footer"> </div> <footer class="wsu-footer-site"> <div class="wsu-footer-site__content"> <ul id="menu-footer-menu" class="wsu-menu-deep-links"><li><a href="https://financialaid.wsu.edu/rights-responsibilities/">Rights & Responsibilities</a></li> <li><a href="https://financialaid.wsu.edu/mission-vision/">Mission & Vision</a></li> <li><a href="https://financialaid.wsu.edu/sap-handbook/">SAP Handbook</a></li> <li><a href="https://financialaid.wsu.edu/financial-aid-frequently-asked-questions/">Financial Aid Frequently Asked Questions</a></li> <li><a href="https://financialaid.wsu.edu/student-employment/">Employment Opportunities</a></li> <li><a href="https://financialaid.wsu.edu/glossary-of-financial-aid-terms/">Glossary of Financial Aid Terms</a></li> <li><a href="https://financialaid.wsu.edu/census/">Census Dates & Policies</a></li> <li><a href="https://financialaid.wsu.edu/consumer-information-policies/">Consumer Information & Policies</a></li> <li><a href="https://financialaid.wsu.edu/estimate-your-college-costs/">Net Price Calculator</a></li> <li><a href="https://financialaid.wsu.edu/contact-page/">Contact Page</a></li> <li><a href="https://financialaid.wsu.edu/scholarship-terms-conditions/">Scholarship Terms & Conditions</a></li> </ul> <ul class="wsu-social-icons"> </ul> <div class="wsu-meta-address"> </div> <svg aria-hidden="true" tabindex="-1" role="img" aria-labelledby="wsuLogoTitle" class="wsu-coug-head wsu-coug-head--white" enable-background="new 0 0 70.2 69.6" version="1.1" viewBox="0 0 70.2 69.6" xml:space="preserve" xmlns="http://www.w3.org/2000/svg"> <title id="wsuLogoTitle">Washington State University</title> <path class="st0" d="m42.8 69.6s3.6-1.5 5.5-7.4c1 2.3 1.5 4.8 1.3 7.3-2.3 0.1-4.5 0.2-6.8 0.1zm14.9-11.8c-10.4 1.4-12.2-20.3-12.2-20.3s3.5 11.1 10.9 10.7c7.7-0.4 5.5-12.2 5.5-12.2s7.5 20.2-4.2 21.8zm-47.7-5c-3.3 1-6.6 1.8-10 2.4 0 0 5.9-4.5 10.3-18.3l4.3 3.9-0.8 2.6c1.1 1.5 1.9 3.1 2.5 4.9 1.6-3.6 1.5-7.7-0.3-11.2l-0.5 1.6-1.7-1.5-2.8-2.7c1.2-3.6 3-7 5.3-10.1l0.4 0.4 3.3 3.8-1 1.7c1.5 1.7 2.9 3.4 4.2 5.3 0.6-3.4 0.4-6.8-0.4-10.1l-1.5 1.4-3.6-4.2c4.5-4.7 10-8.2 16.2-10.3-0.4 0.4-0.7 0.8-1 1.3-2 2.9-4.1 8.1-2.4 16.4 0.3 1.3 0.7 3.2 1.1 5.1 0.9 3.8 1.9 8.2 2.2 10.9 0.7 5.7 0.1 9.4-1.8 11.4-1.3 1.4-3.5 2-6.4 1.9v-1.4c0-2.4-0.3-4.8-0.8-7.2l-0.8-2.7-1.2 2.6c-1.9 4.1-8.6 14.1-17.2 16.1 2.6-4.2 4.1-9 4.4-14zm25.4 16.4h-0.5-0.1-0.3c-0.5 0-0.8-0.1-1.2-0.1-0.7-0.1-1.6-0.2-2.6-0.4-6.4-1.1-12.9-1.7-19.4-2 6.2-3.6 10.4-9.9 12-12.5 0.2 1.3 0.3 2.5 0.3 3.8 0 0.8 0 1.6-0.1 2.2l-0.1 1.1 1.1 0.1c0.7 0.1 1.3 0.1 1.9 0.1 3.3 0 5.7-0.8 7.3-2.5 2.4-2.5 3.1-6.7 2.3-13.1-0.4-2.9-1.4-7.4-2.3-11.1-0.5-2-0.9-3.8-1.1-5-1.5-7.6 0.3-12.3 2.1-14.8 1.3-1.9 3.2-3.4 5.5-4.2h0.1l3.3-10.8h1.1l-2.3 10.3c0.7-0.1 1.2-0.2 1.7-0.3l3-9.5h1.1l-2 9.2c2.9-0.4 6.1-0.7 10.3-1 0.8 0.4 1.4 1.1 1.8 1.9l9.8-3 0.4 1.1-9.5 3.7c0.1 0.2 0.2 0.4 0.2 0.6l10.3-1.3 0.2 1.1-10 2c0 0.2 0.1 0.4 0.1 0.6l10.4 0.3v1.1l-10.2 0.4c0 1.2-0.2 2.4-0.5 3.6 0.6 2.1 0.7 4.3 0.3 6.5-1.7-3.9-3-5.1-3-5.1-1.4-0.7-2.9-1-4.5-1-2.5 0-4.8 1.1-6.4 2.9-2.3 2.6-3.5 6-3.3 9.5 0.2 2.4 0.7 5.1 1.4 8.6 0.7 3.6 1.6 8.1 2.3 13.5 0.6 4.1-0.1 7.3-1.8 9.7-1.6 2.1-4 3.4-6.5 3.8h-0.1-0.2-0.1-2.2zm10.4-51.5c-2.1-0.1-4.2 0.4-6 1.3-1.5 1-2.5 2.7-2.6 4.5-0.1 0.6-0.1 1.2 0 1.8 0.8-1.5 2-2.8 3.3-3.9 2.4-1.5 5.1-2.3 7.9-2.4h0.9 0.3c0.4 0 0.7-0.1 0.8-0.2 0-0.1-0.1-0.3-0.4-0.4-1.3-0.5-2.7-0.8-4.2-0.7z"></path> </svg> </div> </footer> </div> <footer class="wsu-footer-global"> <div class="wsu-footer-global__copyright"> © Washington State University 2025 </div> <nav class="wsu-footer-global__navigation"> <ul class="wsu-menu-tertiary"> <li> <a href="https://access.wsu.edu/">Access</a> </li> <li> <a href="https://policies.wsu.edu/">Policies</a> </li> <li> <a href="https://portal.wsu.edu/">MyWSU</a> </li> <li> <a href="https://socialmedia.wsu.edu/">Follow WSU</a> </li> </ul> </nav> </footer> </div>  <script src='https://cdn.web.wsu.edu/designsystem/2.x/dist/bundles/wsu-design-system.js?ver=1.9.1-1.30.0' id='wsu_design_system_js-js'></script> <script src='https://player.vimeo.com/api/player.js?ver=6.2.2' id='vimeo-player-js'></script> </body> </html>