EBSA Resource Center | U.S. Department of Labor

<!DOCTYPE html> <html lang="en" dir="ltr" prefix="content: http://purl.org/rss/1.0/modules/content/ dc: http://purl.org/dc/terms/ foaf: http://xmlns.com/foaf/0.1/ og: http://ogp.me/ns# rdfs: http://www.w3.org/2000/01/rdf-schema# schema: http://schema.org/ sioc: http://rdfs.org/sioc/ns# sioct: http://rdfs.org/sioc/types# skos: http://www.w3.org/2004/02/skos/core# xsd: http://www.w3.org/2001/XMLSchema# "> <head> <meta charset="utf-8" /> <meta name="description" content="Explore our resources for workers, employers, advisers, and researchers. Browse fact sheets, FAQs, publications, reports and more." /> <link rel="canonical" href="https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center" /> <meta property="og:site_name" content="DOL" /> <meta property="og:type" content="website" /> <meta property="og:url" content="https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center" /> <meta property="og:title" content="Resource Center" /> <meta property="og:image" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta property="og:image:url" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta property="og:image:secure_url" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="Resource Center" /> <meta name="twitter:site" content="@USDOL" /> <meta name="twitter:image" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <link rel="icon" href="/themes/opa_theme/favicon.ico" type="image/vnd.microsoft.icon" /> <title>EBSA Resource Center | U.S. Department of Labor</title> <link rel="stylesheet" media="all" href="/sites/dolgov/files/css/css_hVzZLBf6TMuI0_iA1zcrTlUjQ_q9dWTK8cGlHHzAy2s.css?delta=0&language=en&theme=opa_theme&include=eJyNVduyqyAM_SGpn9QJEJUtEgeCbf9-h9qLe-ZMPG-QrFzJCp7idcK4Yu7959i1443yPES69cdLh7bA2-Bw7kIE-5Yfzl15FMalt1Cw8369Nmc84YL9GMlCNIUfMaSxoxXOFJaIC2dYO0cZe0fLSgkTl8sHYww4UfpASQNlRk3tIHtVTzGi45MgW_BIGqAIwCTYwghnvnCBEA2tbIKKK3tahgNHtUTIHFxEE0NhDcc3auXWJZ017YYW7wa3JldTlMDz41C3WTBVzULGYD5NdA-fcQxtRJ5-B8qLZrKISiwK1exQzRmSmyjrI5EYHBsLKaGK9FWGu8FFYWwkN2toC24eM9XkP29rM4Jqc4NieArFNA4ONWrYESXdF9v0HuwNLgxci6Sl1jigoKS5hSk_Tp_uhf6_9qpxg-DMmIPK3r0QBxGT192tMKIQjrNK47YtzAiyEvJD9eaH02AT6rHeK6OlH6lKQ-h-nttJQ2xllvWDd25M632uK8TL69qtkGGUpTuVt-YrudS0VivvO6E_LOqfTUZVyCeb-it0ZfMg0wNWNtNX3GRuknX0_HRkzTViCN_wulOp_7f4iZZfJbhra1z_9_oLqOOhhA" /> <link rel="stylesheet" media="all" href="/sites/dolgov/files/css/css_CvRFhiB2s-SbozbMM0q6CFCNxPOLikOhXtfWqL2z4ww.css?delta=1&language=en&theme=opa_theme&include=eJyNVduyqyAM_SGpn9QJEJUtEgeCbf9-h9qLe-ZMPG-QrFzJCp7idcK4Yu7959i1443yPES69cdLh7bA2-Bw7kIE-5Yfzl15FMalt1Cw8369Nmc84YL9GMlCNIUfMaSxoxXOFJaIC2dYO0cZe0fLSgkTl8sHYww4UfpASQNlRk3tIHtVTzGi45MgW_BIGqAIwCTYwghnvnCBEA2tbIKKK3tahgNHtUTIHFxEE0NhDcc3auXWJZ017YYW7wa3JldTlMDz41C3WTBVzULGYD5NdA-fcQxtRJ5-B8qLZrKISiwK1exQzRmSmyjrI5EYHBsLKaGK9FWGu8FFYWwkN2toC24eM9XkP29rM4Jqc4NieArFNA4ONWrYESXdF9v0HuwNLgxci6Sl1jigoKS5hSk_Tp_uhf6_9qpxg-DMmIPK3r0QBxGT192tMKIQjrNK47YtzAiyEvJD9eaH02AT6rHeK6OlH6lKQ-h-nttJQ2xllvWDd25M632uK8TL69qtkGGUpTuVt-YrudS0VivvO6E_LOqfTUZVyCeb-it0ZfMg0wNWNtNX3GRuknX0_HRkzTViCN_wulOp_7f4iZZfJbhra1z_9_oLqOOhhA" /> <script src="https://script.crazyegg.com/pages/scripts/0074/6572.js" async></script> <script src="/libraries/fontawesome/js/all.min.js?v=6.4.0" defer></script> <script src="/libraries/fontawesome/js/v4-shims.min.js?v=6.4.0" defer></script> <script src="/modules/custom/gtm_helper/js/dataLayer.js?so1n63" defer></script> <script src="/modules/custom/gtm_helper/js/bah_dol_header.js?so1n63" defer></script> <script src="/modules/custom/gtm_helper/js/opa_dol.js?so1n63" defer></script> <script>!function(a){var e="https://s.go-mpulse.net/boomerang/",t="addEventListener";if("False"=="True")a.BOOMR_config=a.BOOMR_config||{},a.BOOMR_config.PageParams=a.BOOMR_config.PageParams||{},a.BOOMR_config.PageParams.pci=!0,e="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="E68AF-EQ2CX-6PS4U-GPXGV-5A3RP",function(){function n(e){a.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!a.BOOMR||!a.BOOMR.version&&!a.BOOMR.snippetExecuted){a.BOOMR=a.BOOMR||{},a.BOOMR.snippetExecuted=!0;var i,_,o,r=document.createElement("iframe");if(a[t])a[t]("load",n,!1);else if(a.attachEvent)a.attachEvent("onload",n);r.src="javascript:void(0)",r.title="",r.role="presentation",(r.frameElement||r).style.cssText="width:0;height:0;border:0;display:none;",o=document.getElementsByTagName("script")[0],o.parentNode.insertBefore(r,o);try{_=r.contentWindow.document}catch(O){i=document.domain,r.src="javascript:var d=document.open();d.domain='"+i+"';void(0);",_=r.contentWindow.document}_.open()._l=function(){var a=this.createElement("script");if(i)this.domain=i;a.id="boomr-if-as",a.src=e+"E68AF-EQ2CX-6PS4U-GPXGV-5A3RP",BOOMR_lstart=(new Date).getTime(),this.body.appendChild(a)},_.write("<bo"+'dy onload="document._l();">'),_.close()}}(),"".length>0)if(a&&"performance"in a&&a.performance&&"function"==typeof a.performance.setResourceTimingBufferSize)a.performance.setResourceTimingBufferSize();!function(){if(BOOMR=a.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var e=""=="true"?1:0,t="",n="bdpnbeqxzkddgz3clxtq-f-4b41a4346-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,_={"ak.v":"39","ak.cp":"84449","ak.ai":parseInt("273312",10),"ak.ol":"0","ak.cr":6,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"6a0bbad2","ak.r":47863,"ak.a2":e,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":57768,"ak.gh":"23.54.158.78","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"reno","ak.t":"1734499815","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==ZUwXhkrXMADUrrSSYAptrYV+yiz+ZUZITjFOyOfTIgFOW5rON4jGE9rGRwJQtpLI5MAosk0nEiUp1u/XF2lABdc2EC31F9OOCReAU1bd6EUV9oDC3iuHudPTJuBXUi4daZRuXsDr5x2tXn2WZQ33h6+VngRlBcoOwsY4UxaTYn7zSxXUbt2hfspi0GFZzD0iL0B+CiES4t5Wx+la7heQbNNxyyPW9uDmNPp7Dk25f7h0RDjtk3ZQZAe9fFK4ti2jQdHF0rkOzekqyviUMej+d4aIzzwUu7/D52AJGkyIApo2ILEAy0l3JZg6O0sfEsNBM8pUvOhBYSCIhJDJm/JmQ6fK211nDUKt07JCwIZ9JV67YI3FsxRZe93FyCd8DOyX8QAe2ZSpXOWqNTbZsFEi2Mx5C3TsTXc/lnQm9bux96Q=","ak.pv":"405","ak.dpoabenc":"","ak.tf":i};if(""!==t)_["ak.ruds"]=t;var o={i:!1,av:function(e){var t="http.initiator";if(e&&(!e[t]||"spa_hard"===e[t]))_["ak.feo"]=void 0!==a.aFeoApplied?1:0,BOOMR.addVar(_)},rv:function(){var a=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(a)}};BOOMR.plugins.AK={akVars:_,akDNSPreFetchDomain:n,init:function(){if(!o.i){var a=BOOMR.subscribe;a("before_beacon",o.av,null,null),a("onbeacon",o.rv,null,null),o.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head> <body class="exclude-node-title layout-one-sidebar layout-sidebar-first"> <a class="usa-skipnav visually-hidden focusable" href="#main-content" id="skip-nav"> Skip to main content </a> <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <div class="layout-container inner-page basic-page"> <div class="agency-header"> <header class="header cf usa-header usa-header-extended cd-main-header" role="banner"> <div class="usa-banner"> <div class="usa-accordion"> <header class="usa-banner__header" aria-label="Official United States Government Website Disclaimer"> <div class="usa-banner__inner"> <div class="grid-col-auto"> <img class="usa-banner__header-flag" src="/themes/opa_theme/img/flag-favicon-57.png" alt="U.S. flag"> </div> <div class="grid-col-fill tablet:grid-col-auto"> <p>An official website of the United States government.</p> <p class="usa-banner__header-action" aria-hidden="true">Here’s how you know</p> </div> <button class="usa-accordion__button usa-banner__button" aria-expanded="false" aria-controls="gov-banner" title="Click to expand"> <span class="usa-banner__button-text">Here’s how you know</span> </button> </div> </header> <div class="usa-banner__content usa-accordion__content" id="gov-banner" hidden> <div class="grid-row grid-gap-lg"> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/themes/opa_theme/img/icon-dot-gov.svg" alt="Dot gov"> <div class="usa-media-block__body"> <p> <strong>The .gov means it’s official.</strong> <br> Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site. </p> </div> </div> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/themes/opa_theme/img/icon-https.svg" alt="Https"> <div class="usa-media-block__body"> <p> <strong>The site is secure.</strong> <br> The <strong>https://</strong> ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. </p> </div> </div> </div> </div> </div> </div> <div id="top-agency-name" class="banner-second container d-flex align-items-center"> <div class="agency-container agency-container--small d-flex align-items-center container"> <div class="agency" tabindex="-1"> <a href="/"> <div class="d-flex align-items-center dol-logo-area--small"> <div class="DOL-header-logo"> <img src="/themes/opa_theme/img/Agency_DOL_Logo_dark.svg" alt="United States Department of Labor" title="Home"/> </div> <span>U.S. Department of Labor</span> </div> </a> </div> </div> </div> <div class="container d-flex align-items-center agency-name"> <span> <a href="/agencies/ebsa" title="Employee Benefits Security Administration"> Employee Benefits Security Administration </a> </span> <div class="header-right-container"> <div class="secondarylinks-container"> <div class="align-items-center d-flex"> <div class="secondary-links d-flex"> <div id="block-block-content-6b1211c8-93ce-4b96-a5d4-c797682c9453"> <div class="field field--name-field-secondary-menu-links field--type-link field--label-hidden clearfix"> <span><a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol">ESPAÑOL</a></span> <span><a href="tel:18664443272">1-866-444-3272</a></span> </div> </div> </div> <ul class="cd-header-buttons"> <li> <div class="dol-menu-button"> <button class="usa-menu-btn dol-menu-button usa-button-primary">Menu</button> </div> </li> </ul> </div> </div> <div class="searchbox-container nav-hide-on-mobile"> <div id="block-searchblockdesktopviewport"> <div id="search-placeholder-large" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form_large" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="✓" /></div> <label for="query_large" class="sr-only">Search</label> <input id="affiliate_large" name="affiliate" type="hidden" value= "www.dol.gov-ebsa"/> <input class="searchbox-input mag-glass usa-input" id="query_large" name="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0" /> <input type="hidden" id="field-dol-search-collections-id-large" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="search-button"></button> </span> </div> </form> </div> </div> </div> </div> </div> </div> <div id="header-content"> <span class="visually-hidden"> submenu</span> <div class="agency-nav-container" id="dol-primary-menu"> <div class="container"> <ul block="block-menu-block-ebsa" class="clearfix agency-submenu sub-nav-group cd-primary-nav is-fixed main-primary-menu inner-menu ebsa-menu" id="cd-primary-nav-secondary-desktop"> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/key-topics"><span class="menu-border-wrapper"><span class="menutitle">TOPICS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits" data-drupal-link-system-path="node/104149">Health Benefits</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/no-surprises-act"><span class="menu-border-wrapper">Surprise Billing and Price Transparency</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/cobra"><span class="menu-border-wrapper">COBRA Health Continuation Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits"><span class="menu-border-wrapper">Claiming Health Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity"><span class="menu-border-wrapper">Cybersecurity</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/affordable-care-act"><span class="menu-border-wrapper">Affordable Care Act</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits/dependent-coverage"><span class="menu-border-wrapper">Dependent Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/mental-health-and-substance-use-disorder-parity"><span class="menu-border-wrapper">Mental Health and Substance Use Disorder Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/health-plans"><span class="menu-border-wrapper">Health Benefits Compliance Assistance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/chipra"><span class="menu-border-wrapper">Children's Health Insurance Program Reauthorization Act (CHIPRA)</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/erisa/proposed-rescission-of-association-health-plan-rule"><span class="menu-border-wrapper">Proposed Rescission of Association Health Plan Rule</span></a> </li> </ul> </div> </li> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/retirement-benefits" data-drupal-link-system-path="node/105341">Retirement Benefits</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/special-financial-assistance-multiemployer-plans"><span class="menu-border-wrapper">Special Financial Assistance - Multiemployer Plans</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity"><span class="menu-border-wrapper">Cybersecurity</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/retirement/missing-participants-guidance"><span class="menu-border-wrapper">Missing Participants</span></a> </li> <li class="batch-column-1"> <a href="https://www.savingmatters.dol.gov/"><span class="menu-border-wrapper">Saving Matters</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement/claiming-benefits"><span class="menu-border-wrapper">Claiming Retirement Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/critical-status-notices"><span class="menu-border-wrapper">Funding Status Notices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement/lifetime-income"><span class="menu-border-wrapper">Lifetime Income</span></a> </li> <li class="batch-column-1"> <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/ssa-potential-private-benefit-information-notice.pdf"><span class="menu-border-wrapper">Social Security Notices</span></a> </li> </ul> </div> </li> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/reporting-and-filing" data-drupal-link-system-path="node/104131">Reporting and Filing</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms"><span class="menu-border-wrapper">Forms</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/reporting-and-filing/form-5500"><span class="menu-border-wrapper">Form 5500</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/correction-programs#dfvcp"><span class="menu-border-wrapper">Delinquent Filer Voluntary Compliance Program (DFVCP)</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/reporting-and-filing/audit-quality"><span class="menu-border-wrapper">Audit Quality</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms#section2"><span class="menu-border-wrapper">Form M-1</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-pr"><span class="menu-border-wrapper">Form PR</span></a> </li> </ul> </div> </li> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><div class="usa-nav-topics"> <p><strong>Compliance Assistance</strong></p> <ul> <li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts">Educational Seminars and Webinars</a></li> <li><a href="/agencies/ebsa/employers-and-advisers/small-business/compliance-assistance">Compliance Assistance Guides</a></li> </ul> </div> </div> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/workers-and-families"><span class="menu-border-wrapper"><span class="menutitle">WORKERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/workers-and-families" data-drupal-link-system-path="node/104092">Workers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts"><span class="menu-border-wrapper">Educational Seminars and Webinars</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/first-job"><span class="menu-border-wrapper">First Job</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/changing-jobs-and-job-loss"><span class="menu-border-wrapper">Changing Jobs and Job Loss</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/marriage-domestic-partnership"><span class="menu-border-wrapper">Marriage and Domestic Partnerships</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/childbirth-and-adoption"><span class="menu-border-wrapper">Childbirth & Adoption</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/loss-of-dependent-coverage"><span class="menu-border-wrapper">Loss of Dependent Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/separation-and-divorce"><span class="menu-border-wrapper">Separation and Divorce</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/death-of-a-family-member"><span class="menu-border-wrapper">Death of a Family Member</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/preparing-for-retirement"><span class="menu-border-wrapper">Preparing for Retirement</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/disaster-relief"><span class="menu-border-wrapper">Disaster Relief</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/additional-protections"><span class="menu-border-wrapper">Additional Protections</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/employers-and-advisers"><span class="menu-border-wrapper"><span class="menutitle">EMPLOYERS AND ADVISERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/employers-and-advisers" data-drupal-link-system-path="node/104154">Employers and Advisers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance"><span class="menu-border-wrapper">Plan Administration and Compliance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/small-business"><span class="menu-border-wrapper">Small Business</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/guidance"><span class="menu-border-wrapper">Guidance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/small-business/compliance-assistance"><span class="menu-border-wrapper">Compliance Assistance</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/researchers"><span class="menu-border-wrapper"><span class="menutitle">RESEARCHERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/researchers" data-drupal-link-system-path="node/104152">Researchers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/data"><span class="menu-border-wrapper">Data</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/statistics"><span class="menu-border-wrapper">Statistics</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/analysis"><span class="menu-border-wrapper">Research Papers</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/other-collaboration"><span class="menu-border-wrapper">Other Collaboration</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center"><span class="menu-border-wrapper"><span class="menutitle">RESOURCES</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" data-drupal-link-system-path="node/104155" class="is-active" aria-current="page">Resources</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/advisory-opinions"><span class="menu-border-wrapper">Advisory Opinions</span></a> </li> <li class="batch-column-1"> <a href="/agencies/sol/briefs#PBS"><span class="menu-border-wrapper">Amicus Briefs</span></a> </li> <li class="batch-column-1"> <a href="https://blog.dol.gov/tag/employee-benefits-security-administration"><span class="menu-border-wrapper">Blogs</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets"><span class="menu-border-wrapper">Fact Sheets</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs"><span class="menu-border-wrapper">FAQs</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/information-letters"><span class="menu-border-wrapper">Information Letters</span></a> </li> <li class="batch-column-1"> <a href="/newsroom/releases?agency=37&state=All&topic=All&year=all"><span class="menu-border-wrapper">News Releases</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications"><span class="menu-border-wrapper">Publications</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/reports"><span class="menu-border-wrapper">Reports</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/social-media-toolkit"><span class="menu-border-wrapper">Social Media Toolkit</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/videos"><span class="menu-border-wrapper">Videos</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/laws-and-regulations"><span class="menu-border-wrapper"><span class="menutitle">LAWS AND REGULATIONS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/laws-and-regulations" data-drupal-link-system-path="node/104132">Laws and Regulations</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws"><span class="menu-border-wrapper">Key Laws</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#federal-register"><span class="menu-border-wrapper">Federal Register Notices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/technical-appendices"><span class="menu-border-wrapper">Technical Appendices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#code-of-federal-regulations"><span class="menu-border-wrapper">Code of Federal Regulations</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#regulations-open-for-comment"><span class="menu-border-wrapper">Regulations Open for Comment</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments"><span class="menu-border-wrapper">Public Comments</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#regulatory-agenda"><span class="menu-border-wrapper">Regulatory Agenda</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/peer-review"><span class="menu-border-wrapper">Peer Review</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/exemptions"><span class="menu-border-wrapper">Exemptions</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/guidance"><span class="menu-border-wrapper">Guidance</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/about-ebsa"><span class="menu-border-wrapper"><span class="menutitle">ABOUT</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa" data-drupal-link-system-path="node/104159">About</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us"><span class="menu-border-wrapper">About Us</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/organization-chart"><span class="menu-border-wrapper">Organizational Chart</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/programs-and-initiatives"><span class="menu-border-wrapper">Programs and Initiatives</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/enforcement"><span class="menu-border-wrapper">Enforcement</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/erisa-50th"><span class="menu-border-wrapper">ERISA at 50</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/erisa-advisory-council"><span class="menu-border-wrapper">ERISA Advisory Council</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/state-all-payer-claims-databases-advisory-committee"><span class="menu-border-wrapper">State All Payer Claims Databases Advisory Committee (SAPCDAC)</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href=""><span class="menu-border-wrapper"><span class="menutitle">CONTACT US</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" data-drupal-link-system-path="node/103813">Contact Us</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa"><span class="menu-border-wrapper">Ask EBSA</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/regional-offices"><span class="menu-border-wrapper">Find a Regional Office</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/foia"><span class="menu-border-wrapper">Freedom of Information Act</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="nav-show-on-mobile"> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol"><span class="menu-border-wrapper">ESPAÑOL</span></a> </li> <li class="nav-show-on-mobile"> <a href="tel:18664443272"><span class="menu-border-wrapper">1-866-444-3272</span></a> </li> </ul> <div class="nav-show-on-mobile outer-search-container"> <div id="block-searchbox-2"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"> <div id="search-placeholder" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="✓"></div> <label for="query" class="sr-only">Search</label> <input id="affiliate" name="affiliate" type="hidden" value="www.dol.gov"> <input class="searchbox-input mag-glass usa-input" id="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0"> <input type="hidden" id="field-dol-search-collections-id" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="usa-button search-button">   </button> </span> </div> </form> </div> </div></div> </div> </div> </div> </header> </div> <div class="pre-content"> <div id="block-maintenancebannerblock"> </div> <div id="block-opa-theme-breadcrumbs"> <div id="breadcrumbs-container" class="container"> <nav role="navigation" aria-labelledby="system-breadcrumb"> <span id="system-breadcrumb" class="visually-hidden">Breadcrumb</span> <ul class="breadcrumbs usa-breadcrumb__list"> <li> <a href="/agencies/ebsa" class="usa-breadcrumb__link">EBSA</a> </li> <li> <a href="/agencies/ebsa/about-ebsa" class="usa-breadcrumb__link">About EBSA</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/our-activities" class="usa-breadcrumb__link">Our Activities</a> </li> </ul> </nav> </div> </div> <div id="block-pagetitle-2"> <div class="basic-title-banner-title-container"> </div> </div> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-gtmpixeldolbahcontainer"> <noscript aria-hidden="true"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5VM7ZD" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript> </div> </div> <main role="main" class="cd-main-content ebsa-content"> <div id="page-title-area"> <div id="block-footercss"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><p> <style type="text/css">.manual-search-block #edit-actions--2 {order:2;} #block-googletagmanagerheader .field { padding-bottom:0 !important; } #block-googletagmanagerfooter .field { padding-bottom:0 !important; } #views-exposed-form-manual-cloud-search-manual-cloud-search-results .form-actions{display:block;flex:1;} #tfa-entry-form .form-actions {justify-content:flex-start;} #node-agency-pages-layout-builder-form .form-actions {display:block;} #tfa-entry-form input {height:55px;} .dol-alert-status-error .alert-status-container {display:inline;font-size:1.4em;color:#e31c3d;} div#block-eoguidanceviewheader .dol-alerts p {padding: 0;margin: 0;} .agency-blurb-container .agency_blurb.background--light { padding: 0; } .h1 {font-family:'Merriweather';font-weight:700;} p.usa-alert__text {margin-bottom:0!important;} .manual-search ul.usa-list li {max-width:100%;} .usa-footer .container {max-width:1440px!important;} .usa-footer .grid-container {padding-left: 30px!important;} @media (max-width: 992px){.usa-js-mobile-nav--active, .usa-mobile_nav-active {overflow: auto!important;}} @media only screen and (min-width: 0px){.agency-nav-container.nav-is-open {overflow-y: unset!important;}} .table thead th {background-color:#f1f1f1;color:#222;} .manual-search ul.usa-list li {max-width:100%;} ol{list-style-type: decimal;} .cd-main-content p, blockquote {margin-bottom:1em;} .paragraph--type--html-table .ts-cell-content {max-width: 100%;} </style> </p> </div> </div> </div> <div id="main-content"></div> <div class="basic-page grid-row grid-gap-5"> <div class="usa-layout-docs__main desktop:grid-col-12 usa-prose usa-layout-docs"> <div id="block-opa-theme-content"> <article data-history-node-id="104155" about="/agencies/ebsa/about-ebsa/our-activities/resource-center"> <div> <div class="field field--name-field-row field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--row paragraph--view-mode--default row" style="background-color:;"> <div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"> <div> <div class="paragraph paragraph--type--text-block paragraph--view-mode--default"> <div class="field field--name-field-p-text field--type-text-long field--label-hidden clearfix"><link rel="stylesheet" href="https://employee-benefits-security-administration.s3.amazonaws.com/css/style.css" type="text/css" media="all"><div class="mb-5 mb-lg-0" style="background-color:#112e51;height:350px;position:relative;"><div class="w-100 h-100" style="background-image:url(/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/resource-center-light-blue.jpg?a=1);background-size:cover;"> </div><div class="h-100 w-100" style="position:absolute;top:0;"><div class="col-12 col-lg-6 pl-lg-5 d-flex h-100 flex-column justify-content-center"><h1 class="text-white resource-hero-heading mb-2">Resource Center</h1><p class="text-white resource-hero-intro">Explore our resources for workers, families, employers, plans, service providers, and researchers.</p><div><a class="usa-button usa-button--secondary mt-3 mb-0 mr-0" style="color:#0071bc;" href="https://public.govdelivery.com/accounts/USDOL/subscriber/new?topic_id=USDOL_177" target="_blank">Subscribe to updates</a></div></div></div></div><div style="height:0;" id="r-nav" aria-hidden="true" role="presentation" tabindex="-1"> </div><div class="bg-base-lightest resources-nav-block margin-bottom-5 d-none d-lg-block js-resources-nav"><nav style="padding:30px;" aria-label="Resources Navigation"><ul class="pl-0 usa-list usa-list--unstyled d-flex flex-wrap resources-nav"><li class="mb-3 resources-nav__item"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="17.468" height="19.408" viewBox="0 0 17.468 19.408"><path id="Path_588" data-name="Path 588" d="M17.022,1.892A1.392,1.392,0,0,0,16,1.456H14.426V0H12.849V1.456H4.6V0H3.022V1.456H1.446a1.392,1.392,0,0,0-1.019.436A1.4,1.4,0,0,0-.01,2.911V17.953a1.4,1.4,0,0,0,.436,1.019,1.392,1.392,0,0,0,1.019.436H16a1.4,1.4,0,0,0,1.019-.436,1.387,1.387,0,0,0,.436-1.019V2.911A1.4,1.4,0,0,0,17.022,1.892ZM16,17.953H1.446V7.521H16ZM16,6.065H1.446V2.911H16Z" transform="translate(0.01)" fill="#122d51" /><path id="Path_589" data-name="Path 589" d="M26.773,32.162,21.81,35.35V28.97Z" transform="translate(-14.86 -19.742)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#seminars-and-webcasts">Seminars and webcasts</a></div></div></li><li class="mb-3 resources-nav__item"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="19" height="16.767" viewBox="0 0 19 16.767"><path id="Path_555" data-name="Path 555" d="M2.98,3.726V5.588H7.637V3.726Zm0,3.723V9.314H7.637V7.449Zm0,3.726v1.865H7.637V11.176Zm0,0v1.865H7.637V11.176Zm0-3.726V9.314H7.637V7.449Zm0-3.723V5.588H7.637V3.726Zm0,0V5.588H7.637V3.726Zm0,3.723V9.314H7.637V7.449Zm0,3.726v1.865H7.637V11.176Zm0,1.865H7.637V11.176H2.98Zm0-3.726H7.637V7.449H2.98Zm0-5.588V5.588H7.637V3.726ZM18.581.419A1.344,1.344,0,0,0,17.6,0H1.4A1.349,1.349,0,0,0,.419.419,1.349,1.349,0,0,0,0,1.4V15.367a1.344,1.344,0,0,0,.419.978,1.34,1.34,0,0,0,.978.422H17.6a1.436,1.436,0,0,0,1.4-1.4V1.4A1.349,1.349,0,0,0,18.581.419ZM17.6,15.367H1.4V1.4H17.6ZM7.637,11.176H2.98v1.865H7.637Zm0-3.726H2.98V9.314H7.637Zm0-3.723H2.98V5.588H7.637Zm-4.657,0V5.588H7.637V3.726Zm0,3.723V9.314H7.637V7.449Zm0,3.726v1.865H7.637V11.176Zm0,0v1.865H7.637V11.176Zm0-3.726V9.314H7.637V7.449Zm0-3.723V5.588H7.637V3.726Z" transform="translate(0 0)" fill="#122d51" /><path id="Path_556" data-name="Path 556" d="M34.852,16.976l-4.61,4.61L27.61,18.954l1.306-1.326,1.326,1.326,3.284-3.3Z" transform="translate(-18.366 -10.41)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#fact-sheets-and-faqs">Fact sheets and FAQs</a></div></div></li><li class="mb-3 resources-nav__item"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="19" height="18.7" viewBox="0 0 19 18.7"><path id="Path_472" data-name="Path 472" d="M0,1.146A1.144,1.144,0,0,1,.363.384,1.013,1.013,0,0,1,1.083,0h16.8a1.044,1.044,0,0,1,.756.372,1.134,1.134,0,0,1,.36.774V12.671a1.146,1.146,0,0,1-.363.762,1.027,1.027,0,0,1-.753.387h-13L0,18.7ZM1.522,15.21,4.22,12.3H17.475V1.522H1.522Z" transform="translate(0 0)" fill="#122d51" /><path id="Path_473" data-name="Path 473" d="M32.174,32.136a.791.791,0,0,1,.232.57.791.791,0,0,1-.8.8.786.786,0,0,1-.8-.8.8.8,0,0,1,.229-.57.777.777,0,0,1,.57-.226A.768.768,0,0,1,32.174,32.136Z" transform="translate(-21.51 -22.277)" fill="#0171bf" /><path id="Path_474" data-name="Path 474" d="M30.135,11.348A1.6,1.6,0,0,1,29.8,12.41c-.226.274-.457.542-.695.81a2.808,2.808,0,0,0-.531.746,2.1,2.1,0,0,0-.13.808H27.226a2.558,2.558,0,0,1,.22-1.175,3.677,3.677,0,0,1,.618-.836,7.22,7.22,0,0,0,.587-.669,1.2,1.2,0,0,0,.251-.746.764.764,0,0,0-.291-.616,1.082,1.082,0,0,0-.726-.24,1.19,1.19,0,0,0-.768.268,1.388,1.388,0,0,0-.483.709l-1.1-.457A2.483,2.483,0,0,1,27.89,9.36a2.313,2.313,0,0,1,1.6.576,1.834,1.834,0,0,1,.65,1.412Z" transform="translate(-17.718 -6.477)" fill="#0171bf" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#publications-section">Publications</a></div></div></li><li class="mb-3 resources-nav__item"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="17.468" height="17.475" viewBox="0 0 17.468 17.475"><path id="Path_568" data-name="Path 568" d="M14.859,21.393V22.7H1.32A1.265,1.265,0,0,1,.4,22.312a1.259,1.259,0,0,1-.391-.919V7.85H1.323V21.393H14.866Z" transform="translate(-0.01 -5.228)" fill="#122d51" /><path id="Path_569" data-name="Path 569" d="M22.305.394A1.268,1.268,0,0,0,21.386,0H9.153a1.268,1.268,0,0,0-.919.394,1.25,1.25,0,0,0-.394.919V13.546a1.341,1.341,0,0,0,1.313,1.31h12.23a1.335,1.335,0,0,0,1.31-1.31V1.313A1.265,1.265,0,0,0,22.3.394Zm-.919,13.149H9.153V1.313h12.23V13.546Z" transform="translate(-5.224)" fill="#122d51" /><path id="Path_570" data-name="Path 570" d="M28.169,14.961,22.49,18.609v-7.3Z" transform="translate(-14.98 -7.532)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#video-section">Videos</a></div></div></li><li class="mb-3 resources-nav__item"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="20.733" height="19.278" viewBox="0 0 20.733 19.278"><path id="Path_647" data-name="Path 647" d="M9.193,0H1.31A1.2,1.2,0,0,0,.392.436,1.452,1.452,0,0,0,0,1.446V17.832a1.459,1.459,0,0,0,.392,1.013,1.206,1.206,0,0,0,.919.433H12.665a1.206,1.206,0,0,0,.919-.433,1.459,1.459,0,0,0,.392-1.013V5.28Zm3.472,17.832H1.31V1.446H8.536V5.93h4.128Z" transform="translate(0)" fill="#122d51" /><rect id="Rectangle_577" data-name="Rectangle 577" width="7.759" height="1.446" transform="translate(3.083 7.877)" fill="#0171bf" /><rect id="Rectangle_578" data-name="Rectangle 578" width="7.759" height="1.446" transform="translate(3.083 10.951)" fill="#0171bf" /><rect id="Rectangle_579" data-name="Rectangle 579" width="7.759" height="1.446" transform="translate(3.083 14.025)" fill="#0171bf" /><path id="Path_648" data-name="Path 648" d="M53.2,13.4l-1.222-.009-.062,6.222,1.222.009Zm-.1,12.544.024-5.271L51.9,20.664l-.024,5.271.607.53.615-.521ZM50.786,12.982a.58.58,0,0,1,.224-.459.793.793,0,0,1,.539-.183l2.123.015a.762.762,0,0,1,.521.18.577.577,0,0,1,.2.451l-.012,1.125.668.006a1.622,1.622,0,0,1,1.1.321,1.187,1.187,0,0,1,.339.939l-.056,5.7-1.251-.009.059-5.848-.872-.006-.05,4.95-3.607-.027.071-7.146Zm-.071,7.146,3.607.026-.035,6.269-1.82,1.537L50.68,26.4Z" transform="translate(-35.757 -8.706)" fill="#122d51" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#forms-filing-instructions">Forms and filing instructions</a></div></div></li><li class="resources-nav__item mb-3"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Group_362" data-name="Group 362" width="21" height="21" viewBox="0 0 21 21"><g id="Ellipse_1" data-name="Ellipse 1" fill="none" stroke="#122d51" stroke-width="1.5"><circle cx="10.5" cy="10.5" r="10.5" stroke="none" /><circle cx="10.5" cy="10.5" r="9.75" fill="none" /></g><g id="Group_613" data-name="Group 613"><g id="build" transform="translate(4.757 4.272)"><path id="Path_166" data-name="Path 166" d="M0,0H11.654V12.625H0Z" fill="none" /><path id="Path_167" data-name="Path 167" d="M11.514,10.516,7.1,5.729A3.581,3.581,0,0,0,6.367,2.1a3.028,3.028,0,0,0-3.593-.684L4.862,3.678,3.405,5.256,1.269,2.994A3.6,3.6,0,0,0,1.9,6.886a2.947,2.947,0,0,0,3.351.789l4.419,4.787a.445.445,0,0,0,.68,0l1.117-1.21a.5.5,0,0,0,.049-.736Z" transform="translate(-0.492 -0.521)" fill="#046b99" /></g></g></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#compliance-assistance-releases">Compliance assistance releases</a></div></div></li><li class="resources-nav__item mb-3"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="19" height="19" viewBox="0 0 19 19"><path id="Path_564" data-name="Path 564" d="M28.9,21.949a.923.923,0,0,0-1.569.65.881.881,0,0,0,.276.646.895.895,0,0,0,1.293,0,.891.891,0,0,0,0-1.3ZM27.462,12.78v6.941h1.582V12.78ZM28.9,21.949a.923.923,0,0,0-1.569.65.881.881,0,0,0,.276.646.895.895,0,0,0,1.293,0,.891.891,0,0,0,0-1.3ZM27.462,12.78v6.941h1.582V12.78ZM28.9,21.949a.923.923,0,0,0-1.569.65.881.881,0,0,0,.276.646.895.895,0,0,0,1.293,0,.891.891,0,0,0,0-1.3ZM27.462,12.78v6.941h1.582V12.78Z" transform="translate(-18.754 -8.77)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_565" data-name="Path 565" d="M13.458,0H5.542L0,5.542v7.917L5.542,19h7.917L19,13.458V5.542Zm3.957,12.8L12.8,17.415H6.2L1.582,12.8V6.2L6.2,1.585h6.6L17.415,6.2Z" fill="#122d51" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#reports-section">Reports</a></div></div></li><li class="resources-nav__item mb-3"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="19" height="20.998" viewBox="0 0 19 20.998"><path id="Path_584" data-name="Path 584" d="M10.013,0H1.427a1.306,1.306,0,0,0-1,.475A1.582,1.582,0,0,0,0,1.575V19.423a1.589,1.589,0,0,0,.427,1.1,1.314,1.314,0,0,0,1,.471H13.795a1.314,1.314,0,0,0,1-.471,1.589,1.589,0,0,0,.427-1.1V5.751Zm3.781,19.423H1.427V1.575H9.3V6.459h4.5V19.423Z" transform="translate(0)" fill="#122d51" /><rect id="Rectangle_564" data-name="Rectangle 564" width="7.64" height="1.575" transform="translate(4.93 8.58)" fill="#0171bf" /><rect id="Rectangle_565" data-name="Rectangle 565" width="7.64" height="1.575" transform="translate(4.93 11.928)" fill="#0171bf" /><rect id="Rectangle_566" data-name="Rectangle 566" width="7.64" height="1.575" transform="translate(4.93 15.276)" fill="#0171bf" /><rect id="Rectangle_567" data-name="Rectangle 567" width="1.536" height="1.575" transform="translate(2.306 8.58)" fill="#122d51" /><rect id="Rectangle_568" data-name="Rectangle 568" width="1.536" height="1.575" transform="translate(2.306 11.928)" fill="#122d51" /><rect id="Rectangle_569" data-name="Rectangle 569" width="1.536" height="1.575" transform="translate(2.306 15.276)" fill="#122d51" /><path id="Path_585" data-name="Path 585" d="M53.127,50.055v2.758a.527.527,0,0,1-.545.545H50.24v-.77h2.117v-.77H50.881v-.77h1.475v-.77H50.24v-.77h2.341a.52.52,0,0,1,.391.151.534.534,0,0,1,.154.394Z" transform="translate(-34.127 -33.631)" fill="#122d51" /><path id="Path_586" data-name="Path 586" d="M51.01,36.939v.77h2.117v.77H50.24V36.715a.545.545,0,0,1,.151-.394.532.532,0,0,1,.394-.151h1.572V35.4H50.24v-.77h2.341a.52.52,0,0,1,.391.151.534.534,0,0,1,.154.395v1.219a.527.527,0,0,1-.545.545Z" transform="translate(-34.127 -23.523)" fill="#122d51" /><path id="Path_587" data-name="Path 587" d="M53.772,19.75V23.6H53V20.52H52.04v-.77Z" transform="translate(-35.349 -13.416)" fill="#122d51" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#research-papers">Research papers</a></div></div></li><li class="resources-nav__item mb-3"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="17.468" height="21.838" viewBox="0 0 17.468 21.838"><path id="Path_566" data-name="Path 566" d="M14.9,37.142,11.12,33.362l.934-.934L14.9,35.274l5.334-5.334.934.934Z" transform="translate(-7.411 -19.953)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_567" data-name="Path 567" d="M11.491,0H1.638A1.564,1.564,0,0,0,.49.494,1.566,1.566,0,0,0,0,1.638V20.2a1.574,1.574,0,0,0,.49,1.147,1.574,1.574,0,0,0,1.147.49H15.831A1.676,1.676,0,0,0,17.468,20.2V5.981Zm4.34,20.2H1.638V1.638h9.033v5.08h5.16V20.2Z" transform="translate(0)" fill="#122d51" /></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#research-bulletins">Research bulletins</a></div></div></li><li class="resources-nav__item mb-3"><div class="d-flex align-items-center"><div class="mr-2 d-flex align-items-center"><svg width="19.5" height="20.556" viewBox="0 0 19.5 20.556"><g id="Layer_1-2" transform="translate(0.5)"><rect id="Rectangle_557" data-name="Rectangle 557" width="12.666" height="1.585" transform="translate(0 18.471)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_557" data-name="Path 557" d="M2.348,15.85l5.91,5.86-1.9,1.9L.5,17.752Z" transform="translate(-0.5 -9.149)" fill="#122d51" /><path id="Path_558" data-name="Path 558" d="M22.21,7.758l-5.86-5.91L18.252,0l5.855,5.86Z" transform="translate(-9.649)" fill="#122d51" /><rect id="Rectangle_558" data-name="Rectangle 558" width="1.568" height="20.006" transform="translate(3.745 4.855) rotate(-45)" fill="#122d51" /></g></svg></div><div><a class="js-resource-nav-link usa-link text-primary" href="#legal-resources">Legal resources</a></div></div></li><li class="resources-nav__item"><div class="d-flex align-items-left"><div class="mr-2 d-flex align-items-center"><svg id="Layer_1-2" width="19" height="19" viewBox="0 0 19 19"><path id="Path_564" data-name="Path 564" d="M28.9,21.949a.923.923,0,0,0-1.569.65.881.881,0,0,0,.276.646.895.895,0,0,0,1.293,0,.891.891,0,0,0,0-1.3ZM27.462,12.78v6.941h1.582V12.78ZM28.9,21.949a.923.923,0,0,0-1.569.65.881.881,0,0,0,.276.646.895.895,0,0,0,1.293,0,.891.891,0,0,0,0-1.3ZM27.462,12.78v6.941h1.582V12.78ZM28.9,21.949a.923.923,0,0,0-1.569.65.881.881,0,0,0,.276.646.895.895,0,0,0,1.293,0,.891.891,0,0,0,0-1.3ZM27.462,12.78v6.941h1.582V12.78Z" transform="translate(-18.754 -8.77)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_565" data-name="Path 565" d="M13.458,0H5.542L0,5.542v7.917L5.542,19h7.917L19,13.458V5.542Zm3.957,12.8L12.8,17.415H6.2L1.582,12.8V6.2L6.2,1.585h6.6L17.415,6.2Z" fill="#122d51" /></svg></div><div><a class="usa-link text-primary" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/social-media-toolkit">Social Media Toolkit</a></div></div></li></ul></nav></div><script type="text/javascript" src="//code.jquery.com/jquery-1.11.0.min.js"></script><script type="text/javascript" src="https://employee-benefits-security-administration.s3.amazonaws.com/resources/resources.js"></script><section class="padding-bottom-5"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container" style="min-height:232px;"><div class="usa-card__header d-flex align-items-center"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="28.906" height="28.943" viewBox="0 0 28.906 28.943"><path id="Path_607" data-name="Path 607" d="M28.51,20.628a1.781,1.781,0,0,0-1.011-.609l-4.777-1.042a1.846,1.846,0,0,0-1.042.061,2.152,2.152,0,0,0-.926.622l-3.808,3.93A27.6,27.6,0,0,1,10.62,18.9,33.326,33.326,0,0,1,5.581,12.39L9.6,8.338a1.547,1.547,0,0,0,.42-.786,2.853,2.853,0,0,0,.018-1.024L8.951,1.471A1.756,1.756,0,0,0,8.4.448,1.442,1.442,0,0,0,7.428.07H1.81A1.76,1.76,0,0,0,0,1.874,21.624,21.624,0,0,0,2.413,11.61,33,33,0,0,0,8.671,20.3a33.093,33.093,0,0,0,8.695,6.264A21.67,21.67,0,0,0,27.1,28.97a1.77,1.77,0,0,0,1.81-1.8V21.743a1.7,1.7,0,0,0-.4-1.115ZM2.894,5.907a13.721,13.721,0,0,1-.481-3.43h4.3l.92,4.418-3.254,3.29A32.284,32.284,0,0,1,2.894,5.907ZM26.5,26.563A19.261,19.261,0,0,1,22.764,26a20.087,20.087,0,0,1-3.577-1.249l3.175-3.327,4.137.841v4.3Z" transform="translate(0 -0.027)" fill="#122d51" /><path id="Path_608" data-name="Path 608" d="M38.059,14.209H35.653a11.929,11.929,0,0,0-3.571-8.226A11.937,11.937,0,0,0,23.85,2.407V0a14.167,14.167,0,0,1,5.441,1.225A14.872,14.872,0,0,1,33.77,4.3a15.1,15.1,0,0,1,3.071,4.478A14.021,14.021,0,0,1,38.059,14.209Z" transform="translate(-9.318)" fill="#0171bf" /><path id="Path_609" data-name="Path 609" d="M28.968,13.491a7.639,7.639,0,0,1,2.309,5.094H28.871A5.354,5.354,0,0,0,27.262,15.2a5.487,5.487,0,0,0-3.412-1.59V11.2A7.749,7.749,0,0,1,28.968,13.491Z" transform="translate(-9.318 -4.376)" fill="#0171bf" /></svg></div><div><h2 class="mb-0">Get help now</h2></div></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="mb-0 mr-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/speak-to-a-benefits-advisor.jpg" alt="Person Phone" width="960" height="1015" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p style="margin-bottom:0 !important;">Retirement and health benefit plans can be difficult to navigate. Contact our Benefits Advisors to get answers fast. Translation and relay services are available.</p></div></div><div class="usa-card__footer"><ul class="usa-button-group"><li class="usa-button-group__item margin-right-3"><div>Call us</div><div><a class="usa-button" href="tel:18664443272" type="button">1-866-444-3272</a></div></li><li class="usa-button-group__item"><div>Contact us online</div><div><a class="usa-button usa-button--secondary" style="color:#0071bc !important;padding-bottom:10px;padding-top:10px;" href="https://www.askebsa.dol.gov/WebIntake/" type="button">Message Us</a></div></li></ul></div></div></li></ul></section><section class="padding-bottom-5 is-resource-nav" id="seminars-and-webcasts"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container" style="min-height:232px;"><div class="usa-card__header d-flex align-items-center"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="32.072" height="35.634" viewBox="0 0 32.072 35.634"><path id="Path_588" data-name="Path 588" d="M31.261,3.474a2.556,2.556,0,0,0-1.871-.8H26.494V0H23.6V2.673H8.458V0h-2.9V2.673H2.663a2.556,2.556,0,0,0-1.871.8,2.578,2.578,0,0,0-.8,1.871V32.961a2.578,2.578,0,0,0,.8,1.871,2.556,2.556,0,0,0,1.871.8H29.389a2.578,2.578,0,0,0,1.871-.8,2.546,2.546,0,0,0,.8-1.871V5.345A2.578,2.578,0,0,0,31.261,3.474ZM29.389,32.961H2.663V13.808H29.389Zm0-21.826H2.663V5.345H29.389Z" transform="translate(0.01)" fill="#122d51" /><path id="Path_589" data-name="Path 589" d="M30.922,34.83,21.81,40.684V28.97Z" transform="translate(-9.049 -12.028)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></svg></div><div><h2 class="mb-0">Seminars and webcasts</h2></div></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="mb-0 mr-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/seminars-and-webcasts.jpg" alt="People watching seminar" width="960" height="1015" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p>Browse upcoming events and webinar recordings for workers, families, plans, employers, and service providers.</p></div></div><div class="usa-card__footer"><ul class="usa-button-group"><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts" type="button">View all events</a></li><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="mailto:ebsaevents@dol.gov" type="button">Request a speaker</a></li></ul></div></div></li></ul></section><div class="padding-bottom-5 is-resource-nav" id="fact-sheets-and-faqs"><ul class="usa-card-group"><li class="usa-card tablet:grid-col-6 mb-3"><div class="usa-card__container"><div class="usa-card__header"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Group_530" data-name="Group 530" width="35.523" height="31.348" viewBox="0 0 35.523 31.348"><g id="Layer_1-2" transform="translate(0 0)"><path id="Path_555" data-name="Path 555" d="M5.571,6.967v3.48h8.707V6.967Zm0,6.961v3.487h8.707V13.927Zm0,6.967v3.487h8.707V20.894Zm0,0v3.487h8.707V20.894Zm0-6.967v3.487h8.707V13.927Zm0-6.961v3.48h8.707V6.967Zm0,0v3.48h8.707V6.967Zm0,6.961v3.487h8.707V13.927Zm0,6.967v3.487h8.707V20.894Zm0,3.487h8.707V20.894H5.571Zm0-6.967h8.707V13.927H5.571Zm0-10.447v3.48h8.707V6.967ZM34.74.782A2.513,2.513,0,0,0,32.912,0H2.61A2.523,2.523,0,0,0,.782.782,2.523,2.523,0,0,0,0,2.61V28.731a2.513,2.513,0,0,0,.782,1.828,2.505,2.505,0,0,0,1.828.789h30.3a2.685,2.685,0,0,0,2.61-2.616V2.61A2.523,2.523,0,0,0,34.74.782ZM32.912,28.731H2.61V2.61h30.3ZM14.278,20.894H5.571v3.487h8.707Zm0-6.967H5.571v3.487h8.707Zm0-6.961H5.571v3.48h8.707Zm-8.707,0v3.48h8.707V6.967Zm0,6.961v3.487h8.707V13.927Zm0,6.967v3.487h8.707V20.894Zm0,0v3.487h8.707V20.894Zm0-6.967v3.487h8.707V13.927Zm0-6.961v3.48h8.707V6.967Z" transform="translate(0 0)" fill="#122d51" /><path id="Path_556" data-name="Path 556" d="M41.149,18.129,32.53,26.748l-4.92-4.92,2.441-2.479,2.479,2.479,6.141-6.178Z" transform="translate(-10.327 -5.854)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></g></svg></div><div class="d-flex grid-gap-3 flex-column"><h2>Fact sheets and FAQs</h2></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/fact-sheets.jpg" alt="FAQ" width="1200" height="544" loading="lazy"></div></div><div class="usa-card__body"><p>Get the facts and answers to frequently asked questions about our work and the laws we enforce.</p></div><div class="usa-card__footer"><ul class="usa-button-group usa-list"><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets" type="button">View all fact sheets </a></li><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs" type="button">View all FAQs </a></li></ul></div></div></li><li class="usa-card tablet:grid-col-6 mb-3" id="publications-section"><div class="usa-card__container"><div class="usa-card__header"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Layer_1-2" width="36.525" height="34.431" viewBox="0 0 36.525 34.431"><path id="Path_468" data-name="Path 468" d="M8.6,10.741H0V23.633H8.6L19.338,34.374V0Zm7.518,15.522L10.048,20.41H3.223V13.964h6.825l6.067-5.8Z" fill="#122d51" /><rect id="Rectangle_549" data-name="Rectangle 549" width="7.789" height="3.223" transform="translate(28.735 15.522)" fill="#0171bf" /><path id="Path_469" data-name="Path 469" d="M35.572,38.03l6.4,4.731-1.829,2.523L33.75,40.553Z" transform="translate(-9.631 -10.853)" fill="#0171bf" /><path id="Path_470" data-name="Path 470" d="M35.572,7.326,33.75,4.8,40.139.08,41.968,2.6Z" transform="translate(-9.631 -0.023)" fill="#0171bf" /></svg></div><div class="d-flex grid-gap-3 flex-column"><h2>Publications</h2></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faq.jpg" alt="Book" width="1200" height="544" loading="lazy"></div></div><div class="usa-card__body"><p>Explore helpful publications that explain how federal laws affect workers, families, plans, employers, and service providers.</p></div><div class="usa-card__footer"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications" type="button">View all publications </a></div></div></li></ul></div><div class="padding-bottom-5 is-resource-nav" id="video-section"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body padding-0" style="padding-bottom:0 !important;padding-top:0 !important;"><div class="section-header" style="background-color:#046B99;padding:1.5rem;"><div class="d-flex"><div><div class="d-flex"><div class="section-header d-flex flex-column"><div class="d-md-flex flex-row mb-3" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="32.659" height="32.672" viewBox="0 0 32.659 32.672"><path id="Path_568" data-name="Path 568" d="M27.773,33.17v2.448H2.458a2.364,2.364,0,0,1-1.718-.731A2.354,2.354,0,0,1,.01,33.17V7.85H2.465V33.17h25.32Z" transform="translate(-0.01 -2.947)" fill="#fff" /><path id="Path_569" data-name="Path 569" d="M34.884.737A2.371,2.371,0,0,0,33.167,0H10.295A2.371,2.371,0,0,0,8.577.737,2.337,2.337,0,0,0,7.84,2.455V25.327a2.508,2.508,0,0,0,2.455,2.448H33.16a2.5,2.5,0,0,0,2.448-2.448V2.455A2.364,2.364,0,0,0,34.878.737ZM33.167,25.32H10.295V2.455H33.16V25.327Z" transform="translate(-2.95)" fill="#fff" /><path id="Path_570" data-name="Path 570" d="M33.108,18.137,22.49,24.957V11.31Z" transform="translate(-8.449 -4.246)" fill="#fff" stroke="#fff" stroke-miterlimit="10" stroke-width="1" /></svg></div><div class="d-flex align-items-center"><h2 class="mb-0 text-white">Videos</h2></div></div><div class="d-flex flex-row"><p class="text-white">Get tips, advice, and helpful explanations about job-based health and retirement benefits.</p></div><div class=" d-flex flex-row"><a class="usa-button usa-button--secondary usa-button--inverse" style="background-color:transparent !important;border-bottom-color:#fff;border-left-color:#fff !important;border-right-color:#fff !important;border-top-color:#fff;color:#fff !important;outline-color:#fff !important;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/videos" type="button">View all videos </a></div></div></div></div></div></div><div class="s4-content content pl-4 pr-4 pt-5 pb-5"><ul class="usa-card-group"><li class="usa-card tablet:grid-col-4 mb-3"><div class="usa-card__container"><div class="usa-card__header"><div class="d-flex" style="column-gap:16px;"><div class="d-flex grid-gap-3 flex-column"><h3 class="font-sans-sm margin-bottom-0">Questions? EBSA has Answers</h3></div></div></div><div class="usa-card__media"><div class="usa-card__img w-100 h-100"><iframe class="w-100 h-100" style="object-fit:cover;" width="100%" height="173" src="https://www.youtube.com/embed/5ARVhBEmAU4" title="Questions? The Employee Benefits Security Administration has answers!" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen></iframe></div></div><div class="usa-card__body"><p style="margin-bottom:0 !important;">EBSA experts are here to help with your job-based health and retirement benefit questions.</p></div><div class="usa-card__footer"><a href="https://www.youtube.com/watch?v=cz9MJ--L-88">Preguntas? Tenemos las respuestas</a></div></div></li><li class="usa-card tablet:grid-col-4 mb-3"><div class="usa-card__container"><div class="usa-card__header"><div class="d-flex" style="column-gap:16px;"><div class="d-flex grid-gap-3 flex-column"><h3 class="font-sans-sm margin-bottom-0">Know Your Health Benefit Rights</h3></div></div></div><div class="usa-card__media"><div class="usa-card__img w-100 h-100"><iframe class="w-100 h-100" style="object-fit:cover;" width="100%" height="173" src="https://www.youtube.com/embed/VVR2TI-lcp0" title="Know Your Health Benefit Rights" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen></iframe></div></div><div class="usa-card__body"><p style="margin-bottom:0 !important;">Learn how the law protects your health benefits and how certain life events can affect your rights.</p></div><div class="usa-card__footer"><a href="https://youtu.be/vYlcW6uVzNE">Conozca sus derechos de beneficios de salud</a></div></div></li><li class="usa-card tablet:grid-col-4 mb-3"><div class="usa-card__container"><div class="usa-card__header"><div class="d-flex" style="column-gap:16px;"><div class="d-flex grid-gap-3 flex-column"><h3 class="font-sans-sm margin-bottom-0">Saving Matters</h3></div></div></div><div class="usa-card__media"><div class="usa-card__img w-100 h-100"><iframe class="w-100 h-100" style="object-fit:cover;" width="100%" height="173" src="https://www.youtube.com/embed/9qg6bjwqqgU" title="Saving Matters" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen></iframe></div></div><div class="usa-card__body"><p style="margin-bottom:0 !important;">Learn about the laws that protect you and discover tips for protecting your long-term financial health.</p></div><div class="usa-card__footer"><a href="https://youtu.be/OhSLZXpJitM">El ahorro importa</a></div></div></li></ul></div></div></div></div><section class="padding-bottom-5 is-resource-nav" id="forms-filing-instructions"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container" style="min-height:232px;"><div class="usa-card__header d-flex align-items-center"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Group_574" data-name="Group 574" width="38.763" height="36.043" viewBox="0 0 38.763 36.043"><g id="Layer_1-2"><path id="Path_647" data-name="Path 647" d="M17.187,0H2.45A2.242,2.242,0,0,0,.732.815,2.715,2.715,0,0,0,0,2.7V33.34a2.728,2.728,0,0,0,.732,1.894,2.255,2.255,0,0,0,1.718.809H23.678a2.255,2.255,0,0,0,1.718-.809,2.728,2.728,0,0,0,.732-1.894V9.871Zm6.491,33.34H2.45V2.7H15.96v8.384h7.718Z" transform="translate(0)" fill="#122d51" /><rect id="Rectangle_577" data-name="Rectangle 577" width="14.506" height="2.703" transform="translate(5.764 14.726)" fill="#0171bf" /><rect id="Rectangle_578" data-name="Rectangle 578" width="14.506" height="2.703" transform="translate(5.764 20.474)" fill="#0171bf" /><rect id="Rectangle_579" data-name="Rectangle 579" width="14.506" height="2.703" transform="translate(5.764 26.221)" fill="#0171bf" /><path id="Path_648" data-name="Path 648" d="M55.387,14.322,53.1,14.305l-.116,11.632,2.285.017Zm-.182,23.452.044-9.854L52.965,27.9l-.044,9.854,1.134.991,1.151-.974ZM50.878,13.54a1.084,1.084,0,0,1,.418-.859A1.482,1.482,0,0,1,52.3,12.34l3.969.028a1.425,1.425,0,0,1,.974.336,1.079,1.079,0,0,1,.374.842l-.022,2.1,1.25.011a3.033,3.033,0,0,1,2.059.6,2.219,2.219,0,0,1,.633,1.756l-.1,10.653-2.34-.017.11-10.933-1.63-.011-.094,9.254-6.744-.05.132-13.361ZM50.746,26.9l6.744.05-.066,11.721-3.4,2.874L50.68,38.622Z" transform="translate(-22.78 -5.546)" fill="#122d51" /></g></svg></div><div><h2 class="mb-0">Forms and filing instructions</h2></div></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="mb-0 mr-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/forms-and-filing-instructions.jpg" alt="Form 5500-EZ" width="960" height="1015" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p>Learn how to correctly file federal forms, including Form 5500 and Form M-1.</p></div></div><div class="usa-card__footer"><ul class="usa-button-group"><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms" type="button">View all forms</a></li></ul></div></div></li></ul></section><section class="padding-bottom-5 is-resource-nav" id="compliance-assistance-releases"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container" style="min-height:232px;"><div class="usa-card__header d-flex align-items-center"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Group_589" data-name="Group 589" width="39.262" height="39.262" viewBox="0 0 39.262 39.262"><g id="Ellipse_1" data-name="Ellipse 1" fill="none" stroke="#122d51" stroke-width="2"><circle cx="19.631" cy="19.631" r="19.631" stroke="none" /><circle cx="19.631" cy="19.631" r="18.631" fill="none" /></g><g id="build" transform="translate(8.895 7.987)"><path id="Path_166" data-name="Path 166" d="M0,0H21.789V23.6H0Z" fill="none" /><path id="Path_167" data-name="Path 167" d="M20.7,18.7l-8.261-8.95a6.7,6.7,0,0,0-1.362-6.786A5.662,5.662,0,0,0,4.355,1.69l3.9,4.229L5.535,8.87,1.541,4.641a6.732,6.732,0,0,0,1.18,7.278,5.509,5.509,0,0,0,6.264,1.475l8.261,8.95a.832.832,0,0,0,1.271,0l2.088-2.262A.933.933,0,0,0,20.7,18.7Z" transform="translate(-0.088 -0.018)" fill="#0171bf" /></g></svg></div><div><h2 class="mb-0">Compliance Assistance Releases</h2></div></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="mb-0 mr-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/compliance-assitance-release.jpg" alt="Compliance Assistance Releases" width="960" height="1015" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p>We can help employers comply with federal laws that cover job-based benefit plans.</p></div></div><div class="usa-card__footer"><ul class="usa-button-group"><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/compliance-assistance-releases" type="button">View all compliance assistance releases</a></li></ul></div></div></li></ul></section><section class="padding-bottom-5" id="reports-section"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container" style="min-height:232px;"><div class="usa-card__header d-flex align-items-center"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="34.22" height="34.219" viewBox="0 0 34.22 34.219"><path id="Path_564" data-name="Path 564" d="M30.156,29.294a1.662,1.662,0,0,0-2.826,1.17,1.587,1.587,0,0,0,.5,1.164,1.611,1.611,0,0,0,2.328,0,1.605,1.605,0,0,0,0-2.334ZM27.567,12.78v12.5h2.848V12.78H27.567Zm2.588,16.514a1.662,1.662,0,0,0-2.826,1.17,1.587,1.587,0,0,0,.5,1.164,1.611,1.611,0,0,0,2.328,0,1.605,1.605,0,0,0,0-2.334ZM27.567,12.78v12.5h2.848V12.78H27.567Zm2.588,16.514a1.662,1.662,0,0,0-2.826,1.17,1.587,1.587,0,0,0,.5,1.164,1.611,1.611,0,0,0,2.328,0,1.605,1.605,0,0,0,0-2.334ZM27.567,12.78v12.5h2.848V12.78H27.567Z" transform="translate(-11.885 -5.557)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_565" data-name="Path 565" d="M24.239,0H9.98L0,9.98V24.239l9.98,9.98H24.239l9.98-9.98V9.98Zm7.126,23.052-8.319,8.313H11.167L2.848,23.052V11.167l8.319-8.313H23.047l8.319,8.313Z" fill="#122d51" /></svg></div><div><h2 class="mb-0">Reports</h2></div></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="mb-0 mr-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/reports.jpg" alt="Reports" width="960" height="1015" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p>Read detailed reports about employee benefits issues from the ERISA Advisory Council.</p></div></div><div class="usa-card__footer"><ul class="usa-button-group"><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/about-us/erisa-advisory-council/reports" type="button">View all reports </a></li></ul></div></div></li></ul></section><div class="padding-bottom-5"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body padding-0" style="padding-bottom:0 !important;padding-top:0 !important;"><div class="section-header p-5" style="background-color:#046B99;"><div class="d-flex"><div><div class="d-flex"><div class="section-header d-flex flex-column"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg width="35.523" height="39.258" viewBox="0 0 35.523 39.258"><g id="Layer_1-2" transform="translate(0)"><path id="Path_584" data-name="Path 584" d="M18.721,0H2.668A2.443,2.443,0,0,0,.8.887,2.957,2.957,0,0,0,0,2.944v33.37a2.971,2.971,0,0,0,.8,2.063,2.456,2.456,0,0,0,1.871.881H25.791a2.456,2.456,0,0,0,1.871-.881,2.971,2.971,0,0,0,.8-2.063V10.752Zm7.07,36.314H2.668V2.944H17.384v9.133h8.407V36.314Z" transform="translate(0)" fill="#fff" /><rect id="Rectangle_564" data-name="Rectangle 564" width="14.283" height="2.944" transform="translate(9.216 16.04)" fill="#fff" /><rect id="Rectangle_565" data-name="Rectangle 565" width="14.283" height="2.944" transform="translate(9.216 22.301)" fill="#fff" /><rect id="Rectangle_566" data-name="Rectangle 566" width="14.283" height="2.944" transform="translate(9.216 28.561)" fill="#fff" /><rect id="Rectangle_567" data-name="Rectangle 567" width="2.872" height="2.944" transform="translate(4.311 16.04)" fill="#fff" /><rect id="Rectangle_568" data-name="Rectangle 568" width="2.872" height="2.944" transform="translate(4.311 22.301)" fill="#fff" /><rect id="Rectangle_569" data-name="Rectangle 569" width="2.872" height="2.944" transform="translate(4.311 28.561)" fill="#fff" /><path id="Path_585" data-name="Path 585" d="M55.637,50.529v5.157a.985.985,0,0,1-1.019,1.019H50.24V55.267H54.2V53.827H51.439V52.388H54.2V50.949H50.24V49.51h4.377a.971.971,0,0,1,.732.282,1,1,0,0,1,.288.738Z" transform="translate(-20.114 -19.822)" fill="#fff" /><path id="Path_586" data-name="Path 586" d="M51.679,38.947v1.439h3.958v1.439h-5.4v-3.3a1.018,1.018,0,0,1,.282-.738.994.994,0,0,1,.738-.282H54.2V36.069H50.24V34.63h4.377a.971.971,0,0,1,.732.282,1,1,0,0,1,.288.738v2.279a.985.985,0,0,1-1.019,1.019Z" transform="translate(-20.114 -13.864)" fill="#fff" /><path id="Path_587" data-name="Path 587" d="M55.278,19.75v7.2H53.839V21.189h-1.8V19.75Z" transform="translate(-20.835 -7.907)" fill="#fff" /></g></svg></div><div class="d-flex align-items-center"><h2 class="mb-0 text-white">Research</h2></div></div></div></div></div></div></div><div class="pl-3 pr-3 pt-5 pb-5 p-lg-5" id="research-papers"><ul class="usa-card-group"><li class="usa-card tablet:grid-col-6 mb-3"><div class="usa-card__container"><div class="usa-card__header"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Group_530" data-name="Group 530" width="35.523" height="31.348" viewBox="0 0 35.523 31.348"><g id="Layer_1-2" transform="translate(0 0)"><path id="Path_555" data-name="Path 555" d="M5.571,6.967v3.48h8.707V6.967Zm0,6.961v3.487h8.707V13.927Zm0,6.967v3.487h8.707V20.894Zm0,0v3.487h8.707V20.894Zm0-6.967v3.487h8.707V13.927Zm0-6.961v3.48h8.707V6.967Zm0,0v3.48h8.707V6.967Zm0,6.961v3.487h8.707V13.927Zm0,6.967v3.487h8.707V20.894Zm0,3.487h8.707V20.894H5.571Zm0-6.967h8.707V13.927H5.571Zm0-10.447v3.48h8.707V6.967ZM34.74.782A2.513,2.513,0,0,0,32.912,0H2.61A2.523,2.523,0,0,0,.782.782,2.523,2.523,0,0,0,0,2.61V28.731a2.513,2.513,0,0,0,.782,1.828,2.505,2.505,0,0,0,1.828.789h30.3a2.685,2.685,0,0,0,2.61-2.616V2.61A2.523,2.523,0,0,0,34.74.782ZM32.912,28.731H2.61V2.61h30.3ZM14.278,20.894H5.571v3.487h8.707Zm0-6.967H5.571v3.487h8.707Zm0-6.961H5.571v3.48h8.707Zm-8.707,0v3.48h8.707V6.967Zm0,6.961v3.487h8.707V13.927Zm0,6.967v3.487h8.707V20.894Zm0,0v3.487h8.707V20.894Zm0-6.967v3.487h8.707V13.927Zm0-6.961v3.48h8.707V6.967Z" transform="translate(0 0)" fill="#122d51" /><path id="Path_556" data-name="Path 556" d="M41.149,18.129,32.53,26.748l-4.92-4.92,2.441-2.479,2.479,2.479,6.141-6.178Z" transform="translate(-10.327 -5.854)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></g></svg></div><div class="d-flex grid-gap-3 flex-column"><h2>Research papers</h2></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/funded-research-papers.jpg" alt="Research papers" width="1200" height="544" loading="lazy"></div></div><div class="usa-card__body"><p>Read EBSA's research papers on various retirement topics, including mutual funds, Social Security, and pensions.</p></div><div class="usa-card__footer"><ul class="usa-button-group usa-list"><li class="usa-button-group__item"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/researchers/analysis" type="button">View all research papers </a></li></ul></div></div></li><li class="usa-card tablet:grid-col-6 mb-3" id="research-bulletins"><div class="usa-card__container"><div class="usa-card__header"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Layer_1-2" width="36.525" height="34.431" viewBox="0 0 36.525 34.431"><path id="Path_468" data-name="Path 468" d="M8.6,10.741H0V23.633H8.6L19.338,34.374V0Zm7.518,15.522L10.048,20.41H3.223V13.964h6.825l6.067-5.8Z" fill="#122d51" /><rect id="Rectangle_549" data-name="Rectangle 549" width="7.789" height="3.223" transform="translate(28.735 15.522)" fill="#0171bf" /><path id="Path_469" data-name="Path 469" d="M35.572,38.03l6.4,4.731-1.829,2.523L33.75,40.553Z" transform="translate(-9.631 -10.853)" fill="#0171bf" /><path id="Path_470" data-name="Path 470" d="M35.572,7.326,33.75,4.8,40.139.08,41.968,2.6Z" transform="translate(-9.631 -0.023)" fill="#0171bf" /></svg></div><div class="d-flex grid-gap-3 flex-column"><h2>Research bulletins</h2></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/research-bulletin.jpg" alt="Research bulletins" width="1200" height="544" loading="lazy"></div></div><div class="usa-card__body"><p>These annual publications summarize data on private pension plans and group health plans.</p></div><div class="usa-card__footer"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/researchers/statistics" type="button">View all research bulletins </a></div></div></li></ul></div></div></div></div><div class="padding-bottom-5" id="legal-resources"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0 mb-5 p-5" style="background-color:#046B99;"><div class="usa-card__body padding-0" style="padding-bottom:0 !important;padding-top:0 !important;"><div class="section-header"><div class="d-flex"><div><div class="d-flex"><div class="section-header d-flex flex-column"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg width="36.023" height="37.998" viewBox="0 0 36.023 37.998"><g id="Layer_1-2" transform="translate(0.5)"><rect id="Rectangle_557" data-name="Rectangle 557" width="23.681" height="2.964" transform="translate(0 34.533)" fill="#fff" stroke="#fff" stroke-miterlimit="10" stroke-width="1" /><path id="Path_557" data-name="Path 557" d="M3.954,15.85,15,26.805l-3.549,3.549L.5,19.407Z" transform="translate(-0.5 -3.322)" fill="#fff" /><path id="Path_558" data-name="Path 558" d="M27.305,14.5,16.35,3.454,19.907,0,30.854,10.955Z" transform="translate(-3.822)" fill="#fff" /><rect id="Rectangle_558" data-name="Rectangle 558" width="2.932" height="37.403" transform="translate(7.001 9.078) rotate(-45)" fill="#fff" /></g></svg></div><div class="d-flex align-items-center"><h2 class="mb-0 text-white">Legal resources</h2></div></div></div></div></div></div></div></div></div><section class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0 mb-5"><div class="usa-card mb-0"><div class="usa-card__body"><h3 class="font-weight-bold pb-2">Advisory opinions</h3><p>Read through years of advisory opinions; like information letters, they are resources that apply the law, emphasize established principles, and address specific interpretation requests.</p><p><a class="usa-button usa-button--secondary" style="color:#0071bc;margin-bottom:0 !important;padding-bottom:12px !important;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/advisory-opinions" type="button">View all advisory opinions </a></p></div></div></section><section class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0 mb-5"><div class="usa-card mb-0"><div class="usa-card__body"><h3 class="font-weight-bold pb-2">Funding status notices</h3><p>If a multiemployer pension plan is deemed critical or endangered under Federal law, it must notify participants, beneficiaries, bargaining parties, the Pension Benefit Guaranty Corporation, and the Department of Labor.</p><p><a class="usa-button usa-button--secondary" style="color:#0071bc;margin-bottom:0 !important;padding-bottom:12px !important;" href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/critical-status-notices" type="button">View notices</a></p></div></div></section><div class="d-md-flex" style="column-gap:20px;"><div class="usa-card grid-col flex-6 mb-3 mb-md-0"><div class="usa-card__container pl-0 mr-0 ml-0"><div class="usa-card__body"><h3 class="font-weight-bold pb-2">Amicus briefs</h3><p>Read amicus briefs under ERISA from 2000 to today.</p><p><a class="usa-button usa-button--secondary" style="color:#0071bc;margin-bottom:0 !important;padding-bottom:12px !important;" href="/agencies/sol/briefs#PBS" type="button">View all amicus briefs</a></p></div></div></div><div class="usa-card grid-col flex-6 mb-0"><div class="usa-card__container pr-0 mr-0 ml-0"><div class="usa-card__body"><h3>Information letters</h3><p>The Office of Regulations and Interpretations handles requests for interpretations and other rulings under Title 1 of ERISA. The office answers inquiries from individuals and organizations. These information letters are the office's answers to those requests.</p><div><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/information-letters" type="button">View all information letters </a></div></div></div></div></div></div><section class="padding-bottom-5"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container" style="min-height:232px;"><div class="usa-card__header pl-5"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg width="29.597" height="37" viewBox="0 0 29.597 37"><g id="Layer_1-2" transform="translate(0)"><path id="Path_566" data-name="Path 566" d="M17.523,42.141l-6.4-6.4L12.7,34.156l4.821,4.821L26.56,29.94l1.582,1.582Z" transform="translate(-4.836 -13.02)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_567" data-name="Path 567" d="M19.469,0H2.775A2.65,2.65,0,0,0,.831.836,2.654,2.654,0,0,0,0,2.775v31.45a2.666,2.666,0,0,0,.831,1.944A2.666,2.666,0,0,0,2.775,37H26.822A2.839,2.839,0,0,0,29.6,34.225V10.133Zm7.353,34.225H2.775V2.775h15.3v8.607h8.743V34.225Z" fill="#122d51" /></g></svg></div><div class="d-flex grid-gap-3 flex-column"><h2>Related resources</h2></div></div></div><div class="usa-card__media"><div class="usa-card__img"><img class="mb-0 mr-0" src="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/related-resources.jpg" alt="Lightbuld" width="960" height="1015" loading="lazy"></div></div><div class="usa-card__body pl-5"><div class="card-text">Still have questions? Other government agencies and private organizations might be able to help.</div></div><div class="usa-card__footer pl-5 pb-5"><a class="usa-button usa-button--secondary" style="color:#0071bc;margin-bottom:0 !important;padding-bottom:12px !important;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/related-resources" type="button">View all related resources </a></div></div></li></ul></section><section><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Layer_1-2" width="28.906" height="28.943" viewBox="0 0 28.906 28.943"><path id="Path_607" data-name="Path 607" d="M28.51,20.628a1.781,1.781,0,0,0-1.011-.609l-4.777-1.042a1.846,1.846,0,0,0-1.042.061,2.152,2.152,0,0,0-.926.622l-3.808,3.93A27.6,27.6,0,0,1,10.62,18.9,33.326,33.326,0,0,1,5.581,12.39L9.6,8.338a1.547,1.547,0,0,0,.42-.786,2.853,2.853,0,0,0,.018-1.024L8.951,1.471A1.756,1.756,0,0,0,8.4.448,1.442,1.442,0,0,0,7.428.07H1.81A1.76,1.76,0,0,0,0,1.874,21.624,21.624,0,0,0,2.413,11.61,33,33,0,0,0,8.671,20.3a33.093,33.093,0,0,0,8.695,6.264A21.67,21.67,0,0,0,27.1,28.97a1.77,1.77,0,0,0,1.81-1.8V21.743a1.7,1.7,0,0,0-.4-1.115ZM2.894,5.907a13.721,13.721,0,0,1-.481-3.43h4.3l.92,4.418-3.254,3.29A32.284,32.284,0,0,1,2.894,5.907ZM26.5,26.563A19.261,19.261,0,0,1,22.764,26a20.087,20.087,0,0,1-3.577-1.249l3.175-3.327,4.137.841v4.3Z" transform="translate(0 -0.027)" fill="#122d51" /><path id="Path_608" data-name="Path 608" d="M38.059,14.209H35.653a11.929,11.929,0,0,0-3.571-8.226A11.937,11.937,0,0,0,23.85,2.407V0a14.167,14.167,0,0,1,5.441,1.225A14.872,14.872,0,0,1,33.77,4.3a15.1,15.1,0,0,1,3.071,4.478A14.021,14.021,0,0,1,38.059,14.209Z" transform="translate(-9.318)" fill="#0171bf" /><path id="Path_609" data-name="Path 609" d="M28.968,13.491a7.639,7.639,0,0,1,2.309,5.094H28.871A5.354,5.354,0,0,0,27.262,15.2a5.487,5.487,0,0,0-3.412-1.59V11.2A7.749,7.749,0,0,1,28.968,13.491Z" transform="translate(-9.318 -4.376)" fill="#0171bf" /></svg></div><div class="d-flex grid-gap-3 flex-column"><h2>Get in touch</h2></div></div><p class="mb-3">Connect with a Benefits Advisor, message us for help, report a website issue, and more.</p><p><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" type="button">Contact Us </a></p></section></div> </div> </div> </div> </div> </div> </div> </div> </article> </div> </div> </div> </main> <footer class="ebsa-footer usa-footer usa-footer--big" role="contentinfo"> <div class="usa-footer__return-to-top container"> <a href="#" class="footer-scroll-to-top"><span>Scroll to Top</span> <i class="fa fa-arrow-circle-o-up" aria-hidden="true"></i></a> </div> <section class="dol-footer-nav"> <div> <div class="panel"> <ul block="block-menu-block-ebsa-footer-menu" class="clearfix dol-footer-nav-menu container"> <li> <a href="/agencies/ebsa/key-topics" class="dol-footer-nav-link" data-drupal-link-system-path="node/104091">Topics</a> </li> <li> <a href="/agencies/ebsa/workers-and-families" class="dol-footer-nav-link" data-drupal-link-system-path="node/104092">Workers</a> </li> <li> <a href="/agencies/ebsa/employers-and-advisers" class="dol-footer-nav-link" data-drupal-link-system-path="node/104154">Employers and Advisers</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" class="dol-footer-nav-link is-active" data-drupal-link-system-path="node/104155" aria-current="page">Resources</a> </li> <li> <a href="/agencies/ebsa/laws-and-regulations" class="dol-footer-nav-link" data-drupal-link-system-path="node/104132">Laws and Regulations</a> </li> <li> <a href="/agencies/ebsa/about-ebsa" class="dol-footer-nav-link" data-drupal-link-system-path="node/104159">About</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" class="dol-footer-nav-link" data-drupal-link-system-path="node/103813">Contact Us</a> </li> <li> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol" class="dol-footer-nav-link" data-drupal-link-system-path="node/103740">Español</a> </li> </ul> </div> </div> </section> <div class="dol-footer-primary usa-footer__primary-section"> <div class="grid-container container dol-footer__full-menu"> <div class="width-inner-padding grid-row grid-gap"> <div class="footer-address"> <div class="grid-row"> <div class="dol-footer-seal"> <div class="dol-seal"> <a href="/" title="Home"> <img alt="United States Department of Labor" src="/themes/opa_theme/img/DOL-MasterLogo_BLUE.svg" /> </a></div> <div class="footer-seal-block"> <div id="block-block-content-4687aefd-cd23-4bea-b42c-f93f397200a6"> <div class="footer-seal-block"> <div class="contact-block"> <span> <div style="font-weight:bold; margin-bottom:1em">Employee Benefits Security Administration</div> </span> <p class="agency_page-footer">An agency within the U.S. Department of Labor</p> <div class="field field--name-field-agency-address field--type-text-with-summary field--label-hidden clearfix"><div class="address"> <p class="address-block">200 Constitution Ave NW<br /> Washington, DC 20210<br /> <a href="tel:1-866-444-3272" onmousedown="_sendEvent('Telephone Clicks','1-866-444-3272','',0);">1-866-444-3272</a></p> </div> </div> <div class="field field--name-field-agency-website field--type-link field--label-hidden clearfix"><a href="https://www.dol.gov/agencies/ebsa">www.dol.gov/agencies/ebsa</a></div> </div> </div> </div> </div> </div> </div> </div> <div class="footer_menu"> <nav class="usa-footer__nav footer__nav" aria-label="Footer navigation"> <div class="grid-row">  <div id="block-dolfootermenu-3" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible hidden"> <span class="usa-footer__primary-link">Federal Government<i class="far fa-plus-square"></i></span> <ul region="footer_second" block="block-dolfootermenu-3" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.whitehouse.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">White House</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/coronavirus" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/173805">Coronavirus Resources</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/disasterrecovery" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/150257">Disaster Recovery Assistance</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.disasterassistance.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">DisasterAssistance.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.usa.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">USA.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/agencies/oasam/centers-offices/civil-rights-center/cummings-antidiscrimination-act-2020" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/150870">Notification of EEO Violations</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/agencies/oasam/centers-offices/civil-rights-center/resports/notification-and-federal-employee-antidiscrimination-retaliation-act-of-2002" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/102913">No Fear Act Data</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://osc.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">U.S. Office of Special Counsel</a> </li> </ul> </section> </div> <div id="block-dolfootermenu-4" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible"> <span class="usa-footer__primary-link">Labor Department<i class="far fa-plus-square"></i></span> <ul region="footer_second" block="block-dolfootermenu-4" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/21371">About DOL</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/guidance" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="guidance">Guidance Search</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/topic/spanish-speakingtopic" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/22242">Español</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.oig.dol.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">Office of Inspector General</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://public.govdelivery.com/accounts/USDOL/subscriber/new?topic_id=USDOL_167" class="usa-footer__secondary-link dol-footer__secondary-link">Subscribe to the DOL Newsletter</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/newsroom/newsletter" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="newsroom/newsletter">Read the DOL Newsletter</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/easl" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/107203">Emergency Accountability Status Link</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/siteindex" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/21659">A to Z Index</a> </li> </ul> </section> </div> <div id="block-menu-block-dol-footer-menu" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible"> <span class="usa-footer__primary-link">About The Site<i class="far fa-plus-square"></i></span> <ul block="block-menu-block-dol-footer-menu" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/foia" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/164397">Freedom of Information Act</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/privacynotice" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21655">Privacy & Security Statement</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/disclaim" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21620">Disclaimers</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol/website-policies" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21570">Important Website Notices</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol/file-formats" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21378">Plug-Ins Used on DOL.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol/accessibility" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21372">Accessibility Statement</a> </li> </ul> </section> </div>  </div> </nav> </div> </div> </div> </div>  <section class="dol-footer-secondary"> <div class="width"> <div class="width-inner-padding container"> <div class="usa-grid-full dol-footer-secondary"> <div class="dol-footer-secondary-container"> <div id="block-opa-theme-ebsaqualtrics"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"> <script type='text/javascript'> (function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_bfqg2i6uulBJjCe","https://znbfqg2i6uulbjjce-usdol.gov1.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_bfqg2i6uulBJjCe")).start()}catch(i){}})(); </script><div id='ZN_bfqg2i6uulBJjCe'></div> </div> </div> <div id="block-opa-theme-siteimprove"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><script async src="https://siteimproveanalytics.com/js/siteanalyze_6313124.js"></script></div> </div> <div class="usa-width-one-half social-media-block"> <p>Connect With DOL</p> <div class="social-media-icons"> <a class="social-media-icon-opa" href="https://www.facebook.com/departmentoflabor" title="Facebook for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Facebook for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="facebook-f" class="svg-inline--fa fa-facebook-f fa-w-9" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 264 512" focusable="false"><path fill="currentColor" d="M76.7 512V283H0v-91h76.7v-71.7C76.7 42.4 124.3 0 193.8 0c33.3 0 61.9 2.5 70.2 3.6V85h-48.2c-37.8 0-45.1 18-45.1 44.3V192H256l-11.7 91h-73.6v229"></path></svg> <span class="usa-sr-only">Facebook</span> </a> <a class="social-media-icon-opa" href="https://twitter.com/USDOL" title="Twitter for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="X for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="x" class="svg-inline--fa fa-instagram fa-w-14" viewBox="0 0 1200 1227" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z" fill="currentColor"/></svg> <span class="usa-sr-only">X</span> </a> <a class="social-media-icon-opa" href="https://www.instagram.com/USDOL/" title="Instagram for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Instagram for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="instagram" class="svg-inline--fa fa-instagram fa-w-14" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" focusable="false"><path fill="currentColor" d="M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z"></path></svg> <span class="usa-sr-only">Instagram</span> </a> <a class="social-media-icon-opa" href="https://www.threads.net/@usdol" title="Threads for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Threads for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="threads" class="svg-inline--fa fa-square-threads fa-2xl" style="margin-bottom: 1px;" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" focusable="false"> <path fill="currentColor" d="M64 32C28.7 32 0 60.7 0 96V416c0 35.3 28.7 64 64 64H384c35.3 0 64-28.7 64-64V96c0-35.3-28.7-64-64-64H64zM294.2 244.3c19.5 9.3 33.7 23.5 41.2 40.9c10.4 24.3 11.4 63.9-20.2 95.4c-24.2 24.1-53.5 35-95.1 35.3h-.2c-46.8-.3-82.8-16.1-106.9-46.8C91.5 341.8 80.4 303.7 80 256v-.1-.1c.4-47.7 11.5-85.7 33-113.1c24.2-30.7 60.2-46.5 106.9-46.8h.2c46.9 .3 83.3 16 108.2 46.6c12.3 15.1 21.3 33.3 27 54.4l-26.9 7.2c-4.7-17.2-11.9-31.9-21.4-43.6c-19.4-23.9-48.7-36.1-87-36.4c-38 .3-66.8 12.5-85.5 36.2c-17.5 22.3-26.6 54.4-26.9 95.5c.3 41.1 9.4 73.3 26.9 95.5c18.7 23.8 47.4 36 85.5 36.2c34.3-.3 56.9-8.4 75.8-27.3c21.5-21.5 21.1-47.9 14.2-64c-4-9.4-11.4-17.3-21.3-23.3c-2.4 18-7.9 32.2-16.5 43.2c-11.4 14.5-27.7 22.4-48.4 23.5c-15.7 .9-30.8-2.9-42.6-10.7c-13.9-9.2-22-23.2-22.9-39.5c-1.7-32.2 23.8-55.3 63.5-57.6c14.1-.8 27.3-.2 39.5 1.9c-1.6-9.9-4.9-17.7-9.8-23.4c-6.7-7.8-17.1-11.8-30.8-11.9h-.4c-11 0-26 3.1-35.6 17.6l-23-15.8c12.8-19.4 33.6-30.1 58.5-30.1h.6c41.8 .3 66.6 26.3 69.1 71.8c1.4 .6 2.8 1.2 4.2 1.9l.1 .5zm-71.8 67.5c17-.9 36.4-7.6 39.7-48.8c-8.8-1.9-18.6-2.9-29-2.9c-3.2 0-6.4 .1-9.6 .3c-28.6 1.6-38.1 15.5-37.4 27.9c.9 16.7 19 24.5 36.4 23.6l-.1-.1z"></path></svg> <span class="usa-sr-only">Threads</span> </a> <a class="social-media-icon-opa" href="https://www.linkedin.com/company/u-s-department-of-labor/" title="LinkedIn for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="LinkedIn for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="linkedin" class="svg-inline--fa fa-linkedin fa-w-18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" focusable="false"><path fill="currentColor" d="M150.65,100.682c0,27.992-22.508,50.683-50.273,50.683c-27.765,0-50.273-22.691-50.273-50.683 C50.104,72.691,72.612,50,100.377,50C128.143,50,150.65,72.691,150.65,100.682z M143.294,187.333H58.277V462h85.017V187.333z M279.195,187.333h-81.541V462h81.541c0,0,0-101.877,0-144.181c0-38.624,17.779-61.615,51.807-61.615 c31.268,0,46.289,22.071,46.289,61.615c0,39.545,0,144.181,0,144.181h84.605c0,0,0-100.344,0-173.915 s-41.689-109.131-99.934-109.131s-82.768,45.369-82.768,45.369V187.333z"></path></svg> <span class="usa-sr-only">LinkedIn</span> </a> <a class="social-media-icon-opa" href="https://www.youtube.com/user/USDepartmentofLabor" title="YouTube for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="YouTube for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="youtube" class="svg-inline--fa fa-youtube fa-w-18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" focusable="false"><path fill="currentColor" d="M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z"></path></svg> <span class="usa-sr-only">Youtube</span> </a> </div> </div> <div class="usa-width-one-half dol-utility-menu"> <div id="block-menu-block-utility-menu" class="utility-links-block d-flex utility_block" > <a href="/general/findit" data-drupal-link-system-path="node/21577">Site Map</a> <a href="/general/aboutdol/website-policies" data-drupal-link-system-path="node/21570">Important Website Notices</a> <a href="/general/privacynotice" data-drupal-link-system-path="node/21655">Privacy & Security Statement</a> </div> </div> </div> </div> </div> </div> </section>  </footer> </div> </div> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/104155","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJx9UotuwyAM_CEapP0QMuABKy9hp1n29SNJo9JVnZCQfXcWx4Fp8LOic9LcC2FtVbZExR4TSheLhnghXmPIneyEBgpGVXAon9ud9RgrNvkodzRByIwZssE-kPNd8Qof6lWZshGsLJDXBZqV74h9gjCiYdX31En5Cu2qpbTrZyyLHBuBmuC0PdQCv7nf-SptmyvE6d6Kz24AFqTS0xnqiW7uP24iH5JwnM6jNPg95wMCi02RaaHyKCoV3ohCBH2qhlpsE8fT6VKYuEEdMEM3C9yXjjjAG2Y8NB6wzT8N_Z-f8CC-bj3n0tLTQWmO3G1lN_ePcXHAuMA68MfrfIgKDVz36OnM-YFMc66zjoE8WkHWSIhR0EqMqadH-Au4ihOh","theme":"opa_theme","theme_token":null},"ajaxTrustedUrl":[],"multiselect":{"widths":250},"data":{"extlink":{"extTarget":true,"extTargetNoOverride":false,"extNofollow":false,"extNoreferrer":false,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":false,"extExclude":"(hirevets\\.gov)|(apprenticeship\\.gov)|(worker\\.gov)|(employer\\.gov)|(askearn\\.org)|(askjan\\.org)|(benefits\\.gov)|(bls\\.gov)|(careerinfonet\\.org)|(careeronestop\\.org)|(disability\\.gov)|(dol\\.gov)|(dol-esa\\.gov)|(doleta\\.gov)|(epolicyworks\\.org)|(govloans\\.gov)|(jobcorps\\.gov)|(jobcorps\\.org)|(leadcenter\\.org)|(msha\\.gov)|(mynextmove\\.gov)|(mynextmove\\.org)|(myskillsmyfuture\\.org)|(ncwd-youth\\.info)|(onetcenter\\.org)|(onetonline\\.org)|(osha\\.gov)|(servicelocator\\.org)|(unionreports\\.gov)|(useuosh\\.org)|(ustedquepuedehacer\\.org)|(whatcanyoudocampaign\\.org)|(whistleblowers\\.gov)|(workforce3one\\.org)|(wrp\\.gov)|(youthrules\\.gov)|(edg1\\.vcall\\.com\\\/DOL_Ondemand\\\/DOL\\\/Webcasts\\.htm)|(veterans\\.gov)|(trainingproviderresults\\.gov)|(dol\\.secure.force\\.com)","extInclude":"","extCssExclude":"","extCssExplicit":"","extAlert":false,"extAlertText":"Thank You for Visiting Our Website. You are exiting the Department of Labor web server. The Department of Labor does not endorse, takes no responsibility for, and exercises no control over the linked organization or its views, or contents, nor does it vouch for the accuracy or accessibility of the information contained on the destination server. The Department of Labor also cannot authorize the use of copyrighted materials contained in linked websites. Users must request such authorization from the sponsor of the linked website.","mailtoClass":"0","mailtoLabel":"(link sends email)","extUseFontAwesome":false,"extIconPlacement":"append","extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","whitelistedDomains":[]}},"user":{"uid":0,"permissionsHash":"f9562fa1a06ae506471afa155cda6deb6762a06276b2ff7a15085c6b4a06c0fe"}}</script> <script src="/sites/dolgov/files/js/js_06NDlHZHc2sMEdqbrlmzhfCwsEFK1mvnifOfcbrsKsQ.js?scope=footer&delta=0&language=en&theme=opa_theme&include=eJyNUotuwyAM_CFIpP1QZMAlrGAQdtJmXz_Sx8bUKZuQ0HE--wDbVvjY0PvRPoByOU4zxoJ1_IYKDcOT7rA6ZRK4IOeEY4cHXv1RbOA5JBUimGfRDivnyrR7y4wt1cdsIGqWLQbyKhf4K2ByFpYKpeMYI1p565i0RGmu5BfwqD0IXmBTNlccbU4lE5Lw8KXXGmwLupDpSGShuqM4B4eaYA3N8I9SLMGet06sE9JylHEB1jIH1vtHnpZ4qEWD13bdiOSgHimLO_3nRXutmBfRJl8VXqU15Ty6uhSIw-N4G657J6a2t-fI-Ep1PXpfG59r-tFKy6sDactE7OidszNUubkkCCRIQBYnA0SPcX6llZf0HEID823w7hQ4rBPbGor0ot3xV9EnR4ZIgw"></script> <script src="/core/../themes/opa_theme/components/side-navigation/side-navigation.js?so1n63" defer></script> <script src="/core/../themes/opa_theme/components/sticky-navigation-menu/sticky-navigation-menu.js?so1n63" defer></script> <script src="/core/../themes/opa_theme/components/was-this-helpful/was-this-helpful.js?so1n63" defer></script> <script src="/sites/dolgov/files/js/js_1NNu1rJInteR2AcEkLhPweGUjf2bX-1u9qzEuBMS8GY.js?scope=footer&delta=4&language=en&theme=opa_theme&include=eJyNUotuwyAM_CFIpP1QZMAlrGAQdtJmXz_Sx8bUKZuQ0HE--wDbVvjY0PvRPoByOU4zxoJ1_IYKDcOT7rA6ZRK4IOeEY4cHXv1RbOA5JBUimGfRDivnyrR7y4wt1cdsIGqWLQbyKhf4K2ByFpYKpeMYI1p565i0RGmu5BfwqD0IXmBTNlccbU4lE5Lw8KXXGmwLupDpSGShuqM4B4eaYA3N8I9SLMGet06sE9JylHEB1jIH1vtHnpZ4qEWD13bdiOSgHimLO_3nRXutmBfRJl8VXqU15Ty6uhSIw-N4G657J6a2t-fI-Ep1PXpfG59r-tFKy6sDactE7OidszNUubkkCCRIQBYnA0SPcX6llZf0HEID823w7hQ4rBPbGor0ot3xV9EnR4ZIgw"></script> <script src="/core/../themes/opa_theme/components/side-nav-callout-box/side-nav-callout-box.js?so1n63" defer></script> <script src="https://cdn.jsdelivr.net/npm/gsap@3.12.5/dist/gsap.min.js"></script> <script src="https://cdn.jsdelivr.net/npm/gsap@3.12.5/dist/ScrollTrigger.min.js"></script> <script src="/sites/dolgov/files/js/js_ERbaVW9ow7YF34bYTyI3PqG1-QepL-w9GGIFB-79g0c.js?scope=footer&delta=8&language=en&theme=opa_theme&include=eJyNUotuwyAM_CFIpP1QZMAlrGAQdtJmXz_Sx8bUKZuQ0HE--wDbVvjY0PvRPoByOU4zxoJ1_IYKDcOT7rA6ZRK4IOeEY4cHXv1RbOA5JBUimGfRDivnyrR7y4wt1cdsIGqWLQbyKhf4K2ByFpYKpeMYI1p565i0RGmu5BfwqD0IXmBTNlccbU4lE5Lw8KXXGmwLupDpSGShuqM4B4eaYA3N8I9SLMGet06sE9JylHEB1jIH1vtHnpZ4qEWD13bdiOSgHimLO_3nRXutmBfRJl8VXqU15Ty6uhSIw-N4G657J6a2t-fI-Ep1PXpfG59r-tFKy6sDactE7OidszNUubkkCCRIQBYnA0SPcX6llZf0HEID823w7hQ4rBPbGor0ot3xV9EnR4ZIgw"></script> </body> </html>

CINXE.COM

EBSA Resource Center | U.S. Department of Labor