Ask EBSA | U.S. Department of Labor

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style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="28.906" height="28.943" viewBox="0 0 28.906 28.943"><path id="Path_607" data-name="Path 607" d="M28.51,20.628a1.781,1.781,0,0,0-1.011-.609l-4.777-1.042a1.846,1.846,0,0,0-1.042.061,2.152,2.152,0,0,0-.926.622l-3.808,3.93A27.6,27.6,0,0,1,10.62,18.9,33.326,33.326,0,0,1,5.581,12.39L9.6,8.338a1.547,1.547,0,0,0,.42-.786,2.853,2.853,0,0,0,.018-1.024L8.951,1.471A1.756,1.756,0,0,0,8.4.448,1.442,1.442,0,0,0,7.428.07H1.81A1.76,1.76,0,0,0,0,1.874,21.624,21.624,0,0,0,2.413,11.61,33,33,0,0,0,8.671,20.3a33.093,33.093,0,0,0,8.695,6.264A21.67,21.67,0,0,0,27.1,28.97a1.77,1.77,0,0,0,1.81-1.8V21.743a1.7,1.7,0,0,0-.4-1.115ZM2.894,5.907a13.721,13.721,0,0,1-.481-3.43h4.3l.92,4.418-3.254,3.29A32.284,32.284,0,0,1,2.894,5.907ZM26.5,26.563A19.261,19.261,0,0,1,22.764,26a20.087,20.087,0,0,1-3.577-1.249l3.175-3.327,4.137.841v4.3Z" transform="translate(0 -0.027)" fill="#122d51" /><path id="Path_608" data-name="Path 608" d="M38.059,14.209H35.653a11.929,11.929,0,0,0-3.571-8.226A11.937,11.937,0,0,0,23.85,2.407V0a14.167,14.167,0,0,1,5.441,1.225A14.872,14.872,0,0,1,33.77,4.3a15.1,15.1,0,0,1,3.071,4.478A14.021,14.021,0,0,1,38.059,14.209Z" transform="translate(-9.318)" fill="#0171bf" /><path id="Path_609" data-name="Path 609" d="M28.968,13.491a7.639,7.639,0,0,1,2.309,5.094H28.871A5.354,5.354,0,0,0,27.262,15.2a5.487,5.487,0,0,0-3.412-1.59V11.2A7.749,7.749,0,0,1,28.968,13.491Z" transform="translate(-9.318 -4.376)" fill="#0171bf" /></svg></div><div><h2 class="mb-0">Get help now</h2></div></div><p>Retirement and health benefit plans can be difficult to navigate. Contact our Benefits Advisors to get answers fast. Translation and relay services are available.</p><div class="d-flex flex-wrap"><div><ul class="usa-list usa-list--unstyled ml-0"><li>Call us</li><li><a class="usa-button" href="tel:18664443272">(1 866) 444-3272</a></li></ul></div><div><ul class="usa-list usa-list--unstyled ml-0"><li>Contact us online</li><li><a class="usa-button usa-button--secondary" style="color:#0071bc !important;padding-bottom:10px;padding-top:10px;" href="https://www.askebsa.dol.gov/WebIntake/">Message Us</a> <a class="usa-button usa-button--secondary" style="color:#0071bc !important;padding-bottom:10px;padding-top:10px;" href="https://www.askebsa.dol.gov/WebIntake/Home.aspx?l=es">Hace una Pregunta</a></li></ul></div></div></div></div></div></div></div><div class="padding-bottom-5 d-lg-none"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body"><div class="d-flex flex-column"><div class="bg-white"><div class="d-md-flex mb-3" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="28.906" height="28.943" viewBox="0 0 28.906 28.943"><path id="Path_607" data-name="Path 607" d="M28.51,20.628a1.781,1.781,0,0,0-1.011-.609l-4.777-1.042a1.846,1.846,0,0,0-1.042.061,2.152,2.152,0,0,0-.926.622l-3.808,3.93A27.6,27.6,0,0,1,10.62,18.9,33.326,33.326,0,0,1,5.581,12.39L9.6,8.338a1.547,1.547,0,0,0,.42-.786,2.853,2.853,0,0,0,.018-1.024L8.951,1.471A1.756,1.756,0,0,0,8.4.448,1.442,1.442,0,0,0,7.428.07H1.81A1.76,1.76,0,0,0,0,1.874,21.624,21.624,0,0,0,2.413,11.61,33,33,0,0,0,8.671,20.3a33.093,33.093,0,0,0,8.695,6.264A21.67,21.67,0,0,0,27.1,28.97a1.77,1.77,0,0,0,1.81-1.8V21.743a1.7,1.7,0,0,0-.4-1.115ZM2.894,5.907a13.721,13.721,0,0,1-.481-3.43h4.3l.92,4.418-3.254,3.29A32.284,32.284,0,0,1,2.894,5.907ZM26.5,26.563A19.261,19.261,0,0,1,22.764,26a20.087,20.087,0,0,1-3.577-1.249l3.175-3.327,4.137.841v4.3Z" transform="translate(0 -0.027)" fill="#122d51" /><path id="Path_608" data-name="Path 608" d="M38.059,14.209H35.653a11.929,11.929,0,0,0-3.571-8.226A11.937,11.937,0,0,0,23.85,2.407V0a14.167,14.167,0,0,1,5.441,1.225A14.872,14.872,0,0,1,33.77,4.3a15.1,15.1,0,0,1,3.071,4.478A14.021,14.021,0,0,1,38.059,14.209Z" transform="translate(-9.318)" fill="#0171bf" /><path id="Path_609" data-name="Path 609" d="M28.968,13.491a7.639,7.639,0,0,1,2.309,5.094H28.871A5.354,5.354,0,0,0,27.262,15.2a5.487,5.487,0,0,0-3.412-1.59V11.2A7.749,7.749,0,0,1,28.968,13.491Z" transform="translate(-9.318 -4.376)" fill="#0171bf" /></svg></div><div><h2 class="mb-0">Get help now</h2></div></div><p>Retirement and health benefit plans can be difficult to navigate. Contact our Benefits Advisors to get answers fast. Translation and relay services are available.</p><div class="d-flex flex-wrap"><div><ul class="usa-list usa-list--unstyled ml-0"><li>Call us</li><li><a class="usa-button" href="tel:18664443272">(1 866) 444-3272</a></li></ul></div><div><ul class="usa-list usa-list--unstyled ml-0"><li>Contact us online</li><li><a class="usa-button usa-button--secondary" style="color:#0071bc !important;padding-bottom:10px;padding-top:10px;" href="https://www.askebsa.dol.gov/WebIntake/">Message Us</a> <a class="usa-button usa-button--secondary" style="color:#0071bc !important;padding-bottom:10px;padding-top:10px;" href="https://www.askebsa.dol.gov/WebIntake/Home.aspx?l=es">Hace una Pregunta</a></li></ul></div></div></div></div></div></div></div><div class="section margin-bottom-5"><div class="d-md-flex" style="column-gap:40px;"><div class="grid-col flex-1 mb-4 mb-md-0"><h2>The answers you need from people you can trust</h2><p>EBSA can help you with your employee benefit plans, including retirement, healthcare, and disability benefits.</p><p class="pl-4"><strong>We answer questions about:</strong></p><ul class="usa-icon-list pl-4 ml-0"><li class="usa-icon-list__item"><div class="usa-icon-list__icon text-green"><svg id="check_circle" width="16" height="16" viewBox="0 0 16 16"><path id="Path_180" data-name="Path 180" d="M0,0H16V16H0Z" fill="none" /><path id="Path_181" data-name="Path 181" d="M8.667,2a6.667,6.667,0,1,0,6.667,6.667A6.669,6.669,0,0,0,8.667,2ZM7.333,12,4,8.667l.94-.94,2.393,2.387,5.06-5.06.94.947Z" transform="translate(-0.667 -0.667)" /></svg></div><div class="usa-icon-list__content">Pension and retirement benefits</div></li><li class="usa-icon-list__item"><div class="usa-icon-list__icon text-green"><svg id="check_circle" width="16" height="16" viewBox="0 0 16 16"><path id="Path_180" data-name="Path 180" d="M0,0H16V16H0Z" fill="none" /><path id="Path_181" data-name="Path 181" d="M8.667,2a6.667,6.667,0,1,0,6.667,6.667A6.669,6.669,0,0,0,8.667,2ZM7.333,12,4,8.667l.94-.94,2.393,2.387,5.06-5.06.94.947Z" transform="translate(-0.667 -0.667)" /></svg></div><div class="usa-icon-list__content">Denied health or disability benefits</div></li><li class="usa-icon-list__item"><div class="usa-icon-list__icon text-red"><svg id="check_circle" width="16" height="16" viewBox="0 0 16 16"><path id="Path_180" data-name="Path 180" d="M0,0H16V16H0Z" fill="none" /><path id="Path_181" data-name="Path 181" d="M8.667,2a6.667,6.667,0,1,0,6.667,6.667A6.669,6.669,0,0,0,8.667,2ZM7.333,12,4,8.667l.94-.94,2.393,2.387,5.06-5.06.94.947Z" transform="translate(-0.667 -0.667)" /></svg></div><div class="usa-icon-list__content">Consolidated Omnibus Budget Reconciliation Act (COBRA)</div></li><li class="usa-icon-list__item"><div class="usa-icon-list__icon text-red"><svg id="check_circle" width="16" height="16" viewBox="0 0 16 16"><path id="Path_180" data-name="Path 180" d="M0,0H16V16H0Z" fill="none" /><path id="Path_181" data-name="Path 181" d="M8.667,2a6.667,6.667,0,1,0,6.667,6.667A6.669,6.669,0,0,0,8.667,2ZM7.333,12,4,8.667l.94-.94,2.393,2.387,5.06-5.06.94.947Z" transform="translate(-0.667 -0.667)" /></svg></div><div class="usa-icon-list__content">Mental health benefits</div></li><li class="usa-icon-list__item"><div class="usa-icon-list__icon text-red"><svg id="check_circle" width="16" height="16" viewBox="0 0 16 16"><path id="Path_180" data-name="Path 180" d="M0,0H16V16H0Z" fill="none" /><path id="Path_181" data-name="Path 181" d="M8.667,2a6.667,6.667,0,1,0,6.667,6.667A6.669,6.669,0,0,0,8.667,2ZM7.333,12,4,8.667l.94-.94,2.393,2.387,5.06-5.06.94.947Z" transform="translate(-0.667 -0.667)" /></svg></div><div class="usa-icon-list__content">Plan administration and compliance</div></li><li class="usa-icon-list__item pl-4">...and more.</li></ul></div><div class="grid-col flex-1"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body"><div class="section-header d-flex align-items-center"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg width="29.551" height="29.563" viewBox="0 0 29.551 29.563"><g id="Layer_1-2" transform="translate(0)"><path id="Path_568" data-name="Path 568" d="M25.131,30.761v2.215H2.225a2.139,2.139,0,0,1-1.554-.661A2.13,2.13,0,0,1,.01,30.761V7.85H2.231V30.761H25.142Z" transform="translate(-0.01 -3.414)" fill="#122d51" /><path id="Path_569" data-name="Path 569" d="M32.311.667A2.145,2.145,0,0,0,30.757,0h-20.7A2.145,2.145,0,0,0,8.507.667,2.114,2.114,0,0,0,7.84,2.221v20.7a2.269,2.269,0,0,0,2.221,2.215h20.69a2.259,2.259,0,0,0,2.215-2.215V2.221A2.139,2.139,0,0,0,32.305.667ZM30.757,22.911h-20.7V2.221h20.69v20.7Z" transform="translate(-3.415)" fill="#122d51" /><path id="Path_570" data-name="Path 570" d="M32.1,17.487,22.49,23.658V11.31Z" transform="translate(-9.786 -4.918)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></g></svg></div><div><h2 class="mb-0">Have Questions? EBSA has Answers!</h2></div></div></div></div><div><div class="content-row row-1"><div class="usa-card__body padding-left-0 padding-right-0" style="padding-bottom:0 !important;"><div class="grid-row"><div class="grid-col flex-1"><iframe class="js-video-iframe" width="100%" height="300" src="https://www.youtube.com/embed/aU8QJzPreZc?si=-84slkp3IEMDQQsn" title="Potential Private Retirement Benefit Information" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen></iframe></div></div><div><a class="no-ext" href="https://youtu.be/Q7Bt1J7eNR0">Español</a></div></div></div></div></div></div></div></div></div><div class="section margin-bottom-5"><div class="d-lg-flex" style="column-gap:30px;"><div class="grid-col flex-1 mb-3 mb-lg-0"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body"><div class="section-header d-flex align-items-center mb-3"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="32.072" height="35.634" viewBox="0 0 32.072 35.634"><path id="Path_581" data-name="Path 581" d="M31.261,3.474a2.556,2.556,0,0,0-1.871-.8H26.494V0H23.6V2.673H8.458V0h-2.9V2.673H2.663a2.556,2.556,0,0,0-1.871.8,2.578,2.578,0,0,0-.8,1.871V32.961a2.578,2.578,0,0,0,.8,1.871,2.556,2.556,0,0,0,1.871.8H29.389a2.578,2.578,0,0,0,1.871-.8,2.546,2.546,0,0,0,.8-1.871V5.345A2.578,2.578,0,0,0,31.261,3.474ZM29.389,32.961H2.663V13.808H29.389Zm0-21.826H2.663V5.345H29.389Z" transform="translate(0.01)" fill="#122d51" /><rect id="Rectangle_561" data-name="Rectangle 561" width="13.562" height="2.912" transform="translate(6.322 26.107)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><rect id="Rectangle_562" data-name="Rectangle 562" width="19.44" height="2.912" transform="translate(6.322 17.358)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /></svg></div><div><h2 class="mb-0">Request an event</h2></div></div></div></div><ul class="usa-list usa-list--unstyled ml-0"><li class="mb-3">Ask EBSA to host an event or invite an EBSA expert to speak at yours.</li></ul></div><div class="usa-card__footer"><ul class="usa-list usa-list--unstyled ml-0"><li><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="mailto:ebsaevents@dol.gov">Request event</a> <a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts">View all events</a></li></ul></div></div></div><div class="grid-col flex-1"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body"><div class="section-header d-flex align-items-center mb-3"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex align-items-center mb-2 mb-md-0"><svg id="Layer_1-2" width="34.372" height="34.372" viewBox="0 0 34.372 34.372"><path id="Path_582" data-name="Path 582" d="M25.8,2.153V0H7.18V31.509h2.868V2.868H22.935V31.509H25.8V5.015H29.95V31.509h2.868V2.153Z" transform="translate(-2.789)" fill="#122d51" /><rect id="Rectangle_563" data-name="Rectangle 563" width="34.372" height="2.862" transform="translate(0 31.509)" fill="#122d51" /><path id="Path_583" data-name="Path 583" d="M26.536,26.888A1.87,1.87,0,0,1,24.628,28.8a1.878,1.878,0,0,1-1.364-.544,1.925,1.925,0,1,1,3.272-1.364Z" transform="translate(-8.825 -9.702)" fill="#005ea7" /></svg></div><div><h2 class="mb-0">Find your regional or district office</h2></div></div></div></div><ul class="usa-list usa-list--unstyled ml-0"><li>Visit your local office for in-person help with your health and retirement benefits.</li></ul></div><div class="usa-card__footer"><ul class="usa-list usa-list--unstyled ml-0"><li class="pl-4"><a class="usa-button usa-button--secondary" style="color:#0071bc;" href="/agencies/ebsa/about-ebsa/about-us/regional-offices">View all offices</a></li></ul></div></div></div></div></div><div class=" section margin-bottom-5"><div class="d-lg-flex" style="column-gap:30px;"><div class="grid-col flex-1 mb-3 mb-lg-0"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body"><div class="section-header d-flex align-items-center mb-3"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Layer_1-2" width="29.597" height="37" viewBox="0 0 29.597 37"><path id="Path_566" data-name="Path 566" d="M17.523,42.141l-6.4-6.4L12.7,34.156l4.821,4.821L26.56,29.94l1.582,1.582Z" transform="translate(-4.836 -13.02)" fill="#0171bf" stroke="#0171bf" stroke-miterlimit="10" stroke-width="1" /><path id="Path_567" data-name="Path 567" d="M19.469,0H2.775A2.65,2.65,0,0,0,.831.836,2.654,2.654,0,0,0,0,2.775v31.45a2.666,2.666,0,0,0,.831,1.944A2.666,2.666,0,0,0,2.775,37H26.822A2.839,2.839,0,0,0,29.6,34.225V10.133Zm7.353,34.225H2.775V2.775h15.3v8.607h8.743V34.225Z" fill="#122d51" /></svg></div><div><h2 class="mb-0">Resource Center</h2></div></div></div></div><ul class="usa-list usa-list--unstyled ml-0"><li>Explore our resources for workers, their families, employers, plans, service providers, and researchers.</li></ul></div><div class="usa-card__footer"><a class="usa-button" href="/agencies/ebsa/about-ebsa/our-activities/resource-center">View resource center</a></div></div></div><div class="grid-col flex-1 mb-3 mb-lg-0"><div class="usa-card__container padding-left-0 padding-right-0 margin-right-0 margin-left-0"><div class="usa-card__body"><div class="section-header d-flex align-items-center mb-3"><div class="section-header d-flex align-items-center"><div class="d-md-flex" style="column-gap:16px;"><div class="d-flex mb-2 mb-md-0"><svg id="Layer_1-2" width="35.779" height="35.214" viewBox="0 0 35.779 35.214"><path id="Path_552" data-name="Path 552" d="M0,2.159A2.155,2.155,0,0,1,.684.723,1.907,1.907,0,0,1,2.04,0H33.677A1.965,1.965,0,0,1,35.1.7a2.135,2.135,0,0,1,.678,1.458v21.7A2.158,2.158,0,0,1,35.1,25.3a1.934,1.934,0,0,1-1.419.729H9.189L0,35.214ZM2.865,28.642,7.946,23.16H32.908V2.865H2.865Z" fill="#122d51" /><path id="Path_553" data-name="Path 553" d="M33.54,32.362A1.583,1.583,0,0,1,34,33.5a1.582,1.582,0,0,1-1.594,1.6,1.573,1.573,0,0,1-1.6-1.6,1.6,1.6,0,0,1,.458-1.142,1.555,1.555,0,0,1,1.142-.452A1.538,1.538,0,0,1,33.54,32.362Z" transform="translate(-13.398 -13.876)" fill="#0171bf" /><path id="Path_554" data-name="Path 554" d="M34.735,13.339a3.2,3.2,0,0,1-.678,2.125c-.452.548-.916,1.085-1.39,1.622A5.62,5.62,0,0,0,31.6,18.578a4.2,4.2,0,0,0-.26,1.616h-2.43a5.12,5.12,0,0,1,.441-2.351,7.359,7.359,0,0,1,1.238-1.673,14.449,14.449,0,0,0,1.176-1.339,2.4,2.4,0,0,0,.5-1.492,1.529,1.529,0,0,0-.582-1.232,2.165,2.165,0,0,0-1.452-.48,2.382,2.382,0,0,0-1.537.537,2.778,2.778,0,0,0-.966,1.419l-2.193-.916a4.969,4.969,0,0,1,4.7-3.306,4.629,4.629,0,0,1,3.2,1.153,3.67,3.67,0,0,1,1.3,2.826Z" transform="translate(-11.106 -4.07)" fill="#0171bf" /></svg></div><div><h2 class="mb-0">FAQs</h2></div></div></div></div><ul class="usa-list usa-list--unstyled ml-0"><li>Get the answers to your questions.</li></ul></div><div class="usa-card__footer"><a class="usa-button usa-button--secondary" style="color:#0071bc;padding-bottom:10px;padding-top:10px;" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs">View all FAQs</a></div></div></div><div class="grid-col flex-1"><div class="usa-card__container padding-left-0 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