Credit Card Benefits: Discover Card Rewards

<!DOCTYPE HTML> <html lang="en"> <head> <meta charset="UTF-8"/> <title>Credit Card Benefits: Discover Card Rewards | Discover</title> <meta name="template" content="discover-cards-portfolio-standard-landing-page-template"/> <meta name="viewport" content="width=device-width, initial-scale=1, user-scalable=yes"/> <meta http-equiv="Content-type" content="text/html; charset=utf-8"/> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"/> <meta name="title" content="Credit Card Benefits: Discover Card Rewards | Discover"/> <link rel="shortcut icon" href="/etc.clientlibs/dfs-cards-portfolio/clientlibs/clientlib-dependency/resources/images/favicon.ico" type="image/x-icon"/> <link rel="icon" href="/etc.clientlibs/dfs-cards-portfolio/clientlibs/clientlib-dependency/resources/images/favicon.ico" type="image/x-icon"/> <link rel="canonical" href="https://www.discover.com/credit-cards/member-benefits/"/> <script type="text/javascript"> var aflag = "true"; aflag = "true"; </script> <input type="hidden" name="search-region" value="prod" aria-hidden="true"/> <input type="hidden" name="jwt-token" value="Bearer eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOiJkaXNjb3Zlcl9wcm9kIiwibmFtZSI6ImRpc2NvdmVyX3Byb2QiLCJpc3MiOiJEaXNjb3ZlciIsImlhdCI6MTYxMjM5Mzk5Mn0.abeUd4ezDJfP5jXGMyK5XNHtF_IPF2oIuFB7Ux6wIVc" aria-hidden="true"/> <link rel="stylesheet" href="/etc.clientlibs/dfs-cards-portfolio/clientlibs/clientlib-base.min.ACSHASH2af5c542daaa0b6d4a1999b512cac454.css" type="text/css"> <script src="/etc.clientlibs/dfs-cards-portfolio/clientlibs/clientlib-head.min.ACSHASH5653a2581ac67c898698265dacf4990b.js"></script> <meta name="robots" content="noindex, nofollow"/> <meta name="prop41_value" content="Benefits Landing Page: Redesign 2023"/> <style> .cards-column-control-wrapper h1 { font-family: 'DiscoverSans-Semibold'; 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name="userID" id="userid" aria-required="true" data-toggle="popover" data-content="User ID" maxlength="16"/> <i class="icon-error-triangle"></i> </div> <div class="input-wrapper"> <label for="password" class="password-label">Password</label> <input type="password" class="form-control password password-input" name="password" id="password" aria-required="true" data-toggle="popover" data-content="Password" maxlength="32"/> <i class="icon-caps-lock invisible" title="Caps-Lock is on."></i> <i class="icon-error-triangle"></i> </div> <div class="select-box-wrapper"> <label for="choose-card-button" class="sr-only">Select an Account</label> <select name="choose-card" class="choose-card no-display" id="choose-card" data-toggle="popover" data-content="Please select an account to log in" aria-hidden="true" required=""> <option value="0">Select an Account</option> <option value="Credit Card" selected="selected">Credit Card</option> <option value="Bank Account">Bank Account</option> <option value="Student Loans">Student Loans</option> <option value="personalLoans">Personal Loans</option> <option value="Home Equity Loans">Home Loans</option> <option value="Identity Theft Protection">Identity Theft Protection</option> </select> <i class="icon-error-triangle"></i> </div> <input type="hidden" name="accountType" aria-hidden="true"/> <input type="hidden" name="userTypeCode" id="userTypeCode1" value="C" aria-hidden="true"/> <input type="hidden" name="pm_fp" id="pm_fp" aria-hidden="true" value="version=1&pm_fpua=mozilla/5.0 (windows nt 6.1; win64; x64) applewebkit/537.36 (khtml, like gecko) chrome/67.0.3396.79 safari/537.36|5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/67.0.3396.79 Safari/537.36|Win32&pm_fpsc=24|1366|768|728&pm_fpsw=&pm_fptz=5.5&pm_fpln=lang=en-US|syslang=|userlang=&pm_fpjv=0&pm_fpco=1"/> <input type="hidden" name="currentFormId" value="login" aria-hidden="true"/> <div class="custom-checkbox"> <div class="checkbox-wrapper"> <span class="icon-checkbox custom-element"> <input type="checkbox" name="rememberOption" id="id-checkbox" class="custom-input remember-id"/> </span> </div> <label for="id-checkbox">Remember User ID</label> </div> <input type="hidden" name="ssid" id="ssid" value="DefaultSSID_NOSCRIPT" aria-hidden="true"/> <input type="submit" class="btn-primary log-in-button " value="Log In" id="log-in-button"/> </form> <div class="overlay-dsl-login-action-url">https://studentloan.discover.com/MFA/EnterUsername.aspx?ReturnUrl=/THEOOnline/login.asp?DEST=THEO</div> <ul class="links-list "> <li class="section-link"><a href="/forgot-info/?ICMPGN=SA_LOGIN_OVERLAY_FORGOT">Forgot User ID/Password?</a></li> <li class="section-link"><a href="https://www.discovercard.com/cardmembersvcs/acctxfer/app/Home?ICMPGN=SA_LOGIN_OVERLAY_ACTIVATE">Activate Credit Card</a></li> <li class="section-link"><a href="/register-account/?ICMPGN=SA_LOGIN_OVERLAY_REGISTER">Register Your Account</a></li> </ul> </div> </div> <div class="modal-footer"></div> <div> <a class="close-link" data-dismiss="modal" href="#" data-analytics-label="Login Overlay Close Btn">Close<i class="icon-cross"></i></a> </div> <a href="#" class="custom-focus preventDefaultBehaviour" aria-hidden="">.</a> </div> </div> </div> </div> </div> </div> </div> <main class="main-content" id="main-content-rwd" role="main"> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="colctrlcomp aem-GridColumn aem-GridColumn--default--12"> <div style="background-color: ; color: #24233f"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <div class="container-fluid"> <div class="row"> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="text-e97b8afa3b" class="cmp-text"> <div class="mrq"><h1>Explore your free benefits and unlimited rewards</h1> <p>All with <a href="#disclosure" data-analytics-label="Benefits Landing Page:Top Nav:Link:No Annual Fee">no annual fee</a>.</p> </div> </div> </div> </div> <div class="col-md-6 col-sm-6"> </div> </div> </div> </div> </div> </div> </div> <div class="tabcomponent aem-GridColumn aem-GridColumn--default--12"> <div class="jumplink-tab-variant2"> <nav class="main-nav"> <div class="main-nav__wrapper" data-sticky-nav="false"> <div class="main-nav--desktop container"> <ul class="main-nav__list"> <li class="main-nav__item"> <a class="hero-nav nav-link" href="#Security" data-analytics-label="Benefits Landing Page:Top Nav:Link:Security">Security</a> </li> <li class="main-nav__item"> <a class="hero-nav nav-link" href="#Rewards" data-analytics-label="Benefits Landing Page:Top Nav:Link:Rewards">Rewards</a> </li> <li class="main-nav__item"> <a class="hero-nav nav-link" href="#Service" data-analytics-label="Benefits Landing Page:Top Nav:Link:Service">Service</a> </li> <li class="main-nav__item"> <a class="hero-nav nav-link" href="#Budget" data-analytics-label="Fraud Landing Page:Top Nav:Link:Budget">Budget</a> </li> </ul> </div> <div class="select main-nav--mobile"> <select class="main-nav__select" aria-label="Explore Benefits" id="selectBox" data-go-to> /*<option value="#main-content-rwd" selected>Explore Benefits</option>*/ <option value="Security">Security</option> <option value="Rewards">Rewards</option> <option value="Service">Service</option> <option value="Budget">Budget</option> </select> <div class="icon-arrow"></div> </div> </div> </nav> </div> <div id="Security"> <div> <div class="colctrlcomp"> <div style="background-image:url(''); background-repeat: no-repeat; background-size: cover"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <h2 class="header-content">Security</h2> <div class="column-descriptipn-field">From secure online account management to fraud monitoring.</div> <div class="container-fluid"> <div class="row"> <div class="col-md-6 col-sm-6"> </div> <div class="col-md-6 col-sm-6"> </div> </div> </div> </div> </div> </div> </div> <div class="colctrlcomp container-width"> <div style="background-image:url(''); background-repeat: no-repeat; background-size: cover"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <div class="container-fluid"> <div class="row"> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="security-a" class="cmp-text"> <div class="tile security-section"><div class="security-img"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-identity-alert.svg" alt="An icon of a ID card with an alert icon."/></div> <div class="security-heading"><p>Social Security Number Alerts</p> </div> <p>Get an alert if we find your Social Security Number on any of thousands of Dark Web sites, and we'll monitor your Experian® credit report and notify you if anyone pulls your credit or opens a new account. Activate for free.<sup><a href="#a1" data-analytics-label="Benefits Landing Page:Link:Endnotes-1">1</a></sup></p> <p><b><u><a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fwww.discover.com%2Fapplications%2Fdedicated-login-page%2Flogin.html&deeplink=linktodisplayalertterms" data-analytics-label="Benefits Landing Page:Security-SocialSecurityNumberAlerts:Link:Learn More">Learn More</a></u></b></p> </div> </div> </div> </div> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="security-b" class="cmp-text"> <div class="tile security-section"><div class="security-img"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/Online_Privacy_Icon.svg" alt="An icon of a cloud 2 with a lock on it."/></div> <div class="security-heading"><p>Online Privacy Protection</p> </div> <p>We'll help you regularly remove your personal info from select people-search websites that could sell your data. It's free, and can be activated with the Discover App.<sup><a href="#a2" data-analytics-label="Benefits Landing Page:Link:Endnotes-2">2</a></sup></p> <p><b><u><a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fwww.discover.com%2Fsecurity%2Fonline-privacy-protection&deeplink=linktoonlineprivacyprotection" data-analytics-label="Benefits Landing Page:Security-OnlinePrivacyProtection:Link:Learn More">Learn More</a></u></b></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="colctrlcomp container-width"> <div style="background-color: #fff; color: #24233f"> <div class="content-col cards-column-control-wrapper" id="security-bottom"> <div style="background-image:url('');"> <div class="container-fluid"> <div class="row"> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="security-c" class="cmp-text"> <div class="tile security-section"><div class="security-img"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-fraud.svg"/></div> <div class="security-heading"><p>$0 Fraud Liability</p> </div> <p><b>Discover’s $0 Fraud Liability Guarantee</b> You’re never responsible for unauthorized purchases on your Discover Card account.<sup><a href="#a3" data-analytics-label="Benefits Landing Page:Link:Endnotes-3">3</a></sup></p> <p><b><u><a href="https://www.discover.com/credit-cards/member-benefits/security/fraud/" data-analytics-label="Benefits Landing Page:Security-0FraudLiability:Link:Learn More">Learn More</a></u></b></p> </div> </div> </div> </div> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="security-d" class="cmp-text"> <div class="tile security-section last"><div class="security-img"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-lock.svg" alt="An icon of a padlock."/></div> <div class="security-heading"><p>Freeze your card</p> </div> <p>Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.<sup><a href="#a4" data-analytics-label="Benefits Landing Page:Link:Endnotes-4">4</a></sup></p> <p><b><u><a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fportal.discover.com%2Fcustomersvcs%2FuniversalLogin%2Fac_main%3Flink%3D%252Fcardmembersvcs%252Fcardinventory%252Faction%252FviewFreezeAccount%3FEMAIL-TAG&deeplink=linktofreeze" id="freeze-it-link" data-analytics-label="Benefits Landing Page:Security-FreezeYourCard:Link:Learn More">Learn More</a></u></b></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="clearBoth"></div> <div id="Rewards"> <div> <div class="colctrlcomp cardStyle variant2 top-padding top-left-curve-variation"> <div style="background-color: #efeff1; color: #24233f"> <div class="content-col cards-column-control-wrapper" id="earn-carousel"> <div style="background-image:url('');"> <h2 class="header-content">Earn Rewards</h2> <div class="column-descriptipn-field">Every Discover card earns rewards on every purchase.</div> <div class="container-fluid"> <div class="row"> <div class="col-md-12 col-sm-6"> <div class="carousel"> <link rel="stylesheet" href="/etc.clientlibs/dfs-cards-portfolio/components/content/carousel/clientlibs.min.ACSHASHc5d59ead8a7ab960f91d33e8b8ee08ed.css" type="text/css"> <div class="carousel-wrapper"> <section class="section section--reviews"> <div class="carousal-container"> <h2 class="heading"></h2> <ul class="reviews" data-interval="10000000000000"> <li class="review"> <p><span class="rewards-carousel-heading"><b>Discover it®</b> Cash Back</span></p> <div class="carousel-rewards"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/blue_it.png" class="card-art"/></div> <div><div class="rewards-right-content"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-5.svg"/></div> <div><p><b>Earn 5% Cash back<br /> </b>on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.<br /> </p> </div> </div> <div class="rewards-right-content"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-1.svg"/></div> <div><p><b>Plus, earn unlimited 1% cash back</b> on all other purchases — automatically.</p> </div> </div> </div> </div> </li> <li class="review"> <p><span class="rewards-carousel-heading"><b>Discover it®</b> Gas and Restaurants</span></p> <div class="carousel-rewards"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/gas_it.png" class="card-art"/></div> <div><div class="rewards-right-content"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-2.svg"/></div> <div><p><b>Earn 2% Cash back</b><br /> At gas stations and restaurants on up to $1,000 in combined purchases each quarter.<sup><a href="#a5" data-analytics-label="Benefits Landing Page:Link:Endnotes-5">5</a></sup></p> </div> </div> <div class="rewards-right-content"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-1.svg"/></div> <div><p><b>Plus, earn unlimited 1% cash back</b> on all other purchases — automatically.</p> </div> </div> </div> </div> </li> <li class="review"> <p><span class="rewards-carousel-heading"><b>Discover it®</b> Travel Miles</span></p> <div class="carousel-rewards"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/miles_it.png" class="card-art"/></div> <div><div class="rewards-right-content"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-1-5-x.svg"/></div> <div><p><b>Earn unlimited 1.5x Miles</b><br /> Automatically earn unlimited 1.5x Miles on every dollar of every purchase<sup><a href="#a6" data-analytics-label="Benefits Landing Page:Link:Endnotes-6">6</a></sup></p> </div> </div> </div> </div> </li> </ul> <div class="average"> <p class="average__link"> <a></a> </p> </div> </div> </section> </div> <script src="/etc.clientlibs/dfs-cards-portfolio/components/content/carousel/clientlibs.min.ACSHASH22b0ac21f0f71b1c362d375f3d88c150.js"></script> </div> </div> </div> </div> </div> </div> </div> </div> <div class="spacer separator"><div id="bg-spacer2" class="cmp-spacer"> <div class="cmp-spacer__desktop" style="margin-bottom: 30;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 30;"></div> </div></div> <div class="colctrlcomp container-width top-right-curve-variation"> <div style="background-color: #f8f8f9; color: #24233f"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <h2 class="header-content">Redeem Rewards</h2> <div class="column-descriptipn-field">Redeeming your rewards is simple and flexible.</div> <div class="container-fluid"> <div class="row"> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="text-945fbad228" class="cmp-text"> <div class="tile redeem"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/no-expiration.jpg"/></div> <div class="security-heading"><p>Rewards never expire.<sup><a href="#a7" data-analytics-label="Benefits Landing Page:Link:Endnotes-7">7</a></sup></p> </div> <p>You earned them, use them whenever you want.</p> </div> </div> </div> </div> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="text-7d31929c01" class="cmp-text"> <div class="tile redeem"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/pay-rewards.jpg"/></div> <div class="security-heading"><p>Pay with rewards</p> </div> <p>Use your rewards at Amazon.com<sup><a href="#a8" data-analytics-label="Benefits Landing Page:Link:Endnotes-8">8</a></sup> checkout and with PayPal.<sup><a href="#a9" data-analytics-label="Benefits Landing Page:Link:Endnotes-9">9</a></sup></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="colctrlcomp container-width"> <div style="background-color: #f8f8f9; color: #24233f"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <div class="container-fluid"> <div class="row"> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="text-7c16e2d05b" class="cmp-text"> <div class="tile redeem"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/redeem-any.jpg"/></div> <div class="security-heading"><p>Redeem for cash</p> </div> <p>Redeem Cashback Bonus in any amount to pay your bill.</p> </div> </div> </div> </div> <div class="col-md-6 col-sm-6"> <div class="text"> <div id="text-73192d029b" class="cmp-text"> <div class="tile redeem"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/redeem-cash.jpg"/></div> <div class="security-heading"><p>Redeem any amount, any time<sup><a href="#a7" data-analytics-label="Benefits Landing Page:Link:Endnotes-7">7</a></sup></p> </div> <p>You can redeem as much or as little as you like, even a penny.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="colctrlcomp"> <div style="background-color: #f8f8f9; color: #24233f"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <div class="container-fluid"> <div class="row"> <div class="col-md-12 col-sm-6"> <div class="cards-button"> <div class="buttonWrapper "> <div class="buttonCenter"> <a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fportal.discover.com%2Fcustomersvcs%2FuniversalLogin%2Fac_main%3Flink%3D%2Fcardmembersvcs%2Frewards%2Fapp%2Fredeem%26EMAIL-TAG&deeplink=linktoredemptionoptions" class="applynow" role="link" style="width: px" data-analytics-label="Benefits Landing Page:Redeem Rewards:Button:Log In to Redeem">Log In to Redeem</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="clearBoth"></div> <div id="Service"> <div> <div class="colctrlcomp container-width"> <div style="background-color: ; color: #24233f"> <div class="content-col cards-column-control-wrapper"> <div style="background-image:url('');"> <h2 class="header-content">Service</h2> <div class="column-descriptipn-field">Count on 100% U.S.-based customer service by phone or messenger app.</div> <div class="container-fluid"> <div class="row"> <div class="col-md-4 col-sm-6"> <div class="image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/content/discover/en/credit-cards/member-benefits/_jcr_content/root/responsivegrid/tabcomponent/Service/colctrlcomp_copy_cop_1982041229/par_0/image.coreimg{.width}.png/1700152880849/chat.png" data-asset="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/Chat.png" data-asset-id="a0a4a565-efbd-4301-8a13-455afdee2915" data-title="Hands typing on laptop" id="service-a" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/discover/en/credit-cards/member-benefits/_jcr_content/root/responsivegrid/tabcomponent/Service/colctrlcomp_copy_cop_1982041229/par_0/image.coreimg.png/1700152880849/chat.png" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Hands typing on laptop"/> </div> </div> <div class="text"> <div id="text-86a27394d8" class="cmp-text"> <p style="text-align: left;">Message a U.S.-based agent to get your questions answered.</p> <p style="text-align: left;"><a href="https://www.discover.com/credit-cards/contact-us/" data-analytics-label="Benefits Landing Page:Service:Link:Send Message"><u><br /> Send Message</u></a></p> </div> </div> </div> <div class="col-md-4 col-sm-6"> <div class="image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/content/discover/en/credit-cards/member-benefits/_jcr_content/root/responsivegrid/tabcomponent/Service/colctrlcomp_copy_cop_1982041229/par_1/image_copy.coreimg{.width}.png/1700152881960/app.png" data-asset="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/App.png" data-asset-id="650958e2-b122-4a27-be81-72bf1c0b4489" data-title="Woman using her mobile device" id="service-b" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/discover/en/credit-cards/member-benefits/_jcr_content/root/responsivegrid/tabcomponent/Service/colctrlcomp_copy_cop_1982041229/par_1/image_copy.coreimg.png/1700152881960/app.png" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Woman using her mobile device"/> </div> </div> <div class="text"> <div id="text-18b952f0bd" class="cmp-text"> <p style="text-align: left;">With the Discover mobile app, it’s easier than ever to manage your account anywhere, anytime.</p> <p style="text-align: left;"><a href="https://www.discover.com/credit-cards/member-benefits/mobile/" data-analytics-label="Benefits Landing Page:Service:Link:Download App"><u><br /> Download App</u></a></p> </div> </div> </div> <div class="col-md-4 col-sm-6"> <div class="image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/content/discover/en/credit-cards/member-benefits/_jcr_content/root/responsivegrid/tabcomponent/Service/colctrlcomp_copy_cop_1982041229/par_2/image_copy.coreimg{.width}.png/1700152881648/talk.png" data-asset="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/Talk.png" data-asset-id="59d951d9-f9f2-425a-8d25-02e58bb3ec28" data-title="Man speaking to service agent on his phone" id="service-c" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/content/discover/en/credit-cards/member-benefits/_jcr_content/root/responsivegrid/tabcomponent/Service/colctrlcomp_copy_cop_1982041229/par_2/image_copy.coreimg.png/1700152881648/talk.png" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt="Man speaking to service agent on his phone"/> </div> </div> <div class="text"> <div id="text-d3d356378b" class="cmp-text"> <p style="text-align: left;">Dial 1-800-DISCOVER (1-800-347-2683) to get help in English or Español. Available 24/7.<sup><a href="#a10" data-analytics-label="Benefits Landing Page:Link:Endnotes-9">10</a></sup></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="colctrlcomp container-width"> <div style="background-color: #fff; color: #24233f"> <div class="content-col cards-column-control-wrapper" id="make-it-yours"> <div style="background-image:url('');"> <div class="container-fluid"> <div class="row"> <div class="col-md-12 col-sm-6"> <div class="text"> <div id="video-text" class="cmp-text"> <h2 class="header-content">Make it yours</h2> <div class="column-descriptipn-field"><p>There's no excuse for a boring card design.<br /> Choose one that’s all you.</p> </div> </div> </div> <div class="rte"> <div class="card_art_bg"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/it-Blue-Card_1440.png"/></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="cards-button"> <div class="buttonWrapper "> <div class="buttonCenter"> <a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fportal.discover.com%2Fcustomersvcs%2FuniversalLogin%2Fac_main%3Flink%3D%2Fcardmembersvcs%2Fcardinventory%2Faction%2FbrowseDesigns&deeplink=authview_linktobrowsedesigns" class="applynow" role="link" style="width: px" data-analytics-label="Benefits Landing Page:Service-Make it yours:Button:Learn more">Pick a Card</a> </div> </div> </div> <div class="spacer separator"><div id="bg-spacer3" class="cmp-spacer"> <div class="cmp-spacer__desktop" style="margin-bottom: 30;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 30;"></div> </div></div> </div> </div> <div class="clearBoth"></div> <div id="Budget"> <div> <div class="colctrlcomp container-width"> <div style="background-color: #efeff1; color: #24233f"> <div class="content-col cards-column-control-wrapper" id="financial-insights"> <div style="background-image:url('');"> <h2 class="header-content">Financial Tools</h2> <div class="column-descriptipn-field">Get the insights you need to better manage your finances.</div> <div class="container-fluid"> <div class="row"> <div class="col-md-4 col-sm-6"> <div class="text"> <div id="#smarter" class="cmp-text"> <div class="tile insights"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-fico-credit-scorecard.svg" class="zoom-in-out-icon" alt="An icon of a gauge measuring about half way."/><p style="text-align: left;"><b>Know your score</b><br /> Get your FICO® Credit Score, plus see important details that help make up your score for free.<sup><a href="#a11" data-analytics-label="Benefits Landing Page:Link:Endnotes-11">11</a></sup></p> <p style="text-align: left;"><a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fwww.discover.com%2Fcredit-cards%2Ffico-score-free%2F&deeplink=linktofico" id="fico-link" data-analytics-label="Benefits Landing Page:Service-Knowyourscore:Link:Log In to Access"><u>Log In to Access</u></a></p> </div> </div> </div> </div> <div class="col-md-4 col-sm-6"> <div class="text"> <div id="text-e7e03cc40f" class="cmp-text"> <div class="tile insights"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-graph-money.svg" class="zoom-in-out-icon" alt="An icon of a line graph ascending to the left."/><p style="text-align: left;"><b>Track your spending</b><br /> The spend analyzer tool lets you see your total monthly spending, broken down by category.</p> <p style="text-align: left;"><a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=https%3A%2F%2Fportal.discover.com%2Fcustomersvcs%2FuniversalLogin%2Fac_main%3Flink%3D%2Fcardissuer%2Fsvcs%2Fspendanalyzer&deeplink=authview_linktospendanalyzer" id="spend-analyzer-link" data-analytics-label="Benefits Landing Page:Service-Trackyourspending:Link:Log In to Access"><u>Log In to Access</u></a></p> </div> </div> </div> </div> <div class="col-md-4 col-sm-6"> <div class="text"> <div id="text-35e1cb149d" class="cmp-text"> <div class="tile insights"><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/brand-icons-secondary-light-bg-dollar-rotating.svg" class="zoom-in-out-icon" alt="An icon of a dollar sign with two rotating arrows around it."/><p style="text-align: left;"><b>Recurring charges</b><br /> Avoid surprises and see all the regular payments you’re making for subscriptions and memberships.<sup><a href="#a12" data-analytics-label="Benefits Landing Page:Link:Endnotes-12">12</a></sup></p> <p style="text-align: left;"><a href="https://discover.app.link/3p?%243p=e_rs&%24original_url=%20https%3A%2F%2Fportal.discover.com%2Fcustomersvcs%2FuniversalLogin%2Fac_main%3Flink%3D%2Fcardmembersvcs%2Frecurringcharges%2Fviewcharges&deeplink=authview_linktorecurringcharges" id="recurring-link" data-analytics-label="Benefits Landing Page:Service-Recurringcharges:Link:Log In to Access"><u>Log In to Access</u></a></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="colctrlcomp top-left-curve-variation"> <div style="background-color: #23233f; color: #FFF"> <div class="content-col cards-column-control-wrapper" id="more-ways-to-pay"> <div style="background-image:url('');"> <h2 class="header-content">Pay your way</h2> <div class="column-descriptipn-field">Now there's more convenient ways to pay than ever.</div> <div class="container-fluid"> <div class="row"> <div class="col-md-12 col-sm-6"> <div class="carousel"> <div class="carousel-wrapper"> <section class="section section--reviews"> <div class="carousal-container"> <h2 class="heading"></h2> <ul class="reviews" data-interval="0"> <li class="review"> <div class="ways-to-pay"><div class="ways-to-pay-heading"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/icon_creditcard-contactless.svg" alt="An icon of a credit card emitting a signal."/></div> <div>Contactless card</div> </div> <p class="pay-your-way">Simply tap to pay</p> <p><a href="/credit-cards/contactless/" title="Click to go to Contactless page" data-analytics-label="Benefits Landing Page:Budget-ContactlessCard:Link:Learn More">Learn More</a></p> </div> </li> <li class="review"> <div class="ways-to-pay"><span style="margin: auto;"><div class="ways-to-pay-heading"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/icon_click_to_pay.svg" alt="The Click to Pay icon that is shown on credit card machines."/></div> <div>Click to pay</div> </div> <p class="pay-your-way">A password-free way to pay online.<sup><a href="#a13" data-analytics-label="Benefits Landing Page:Link:Endnotes-13">13</a></sup></p> <p><a href="/credit-cards/clicktopay/" title="Click to go to Click to pay page" data-analytics-label="Benefits Landing Page:Budget-Clicktopay:Link:Learn More">Learn More</a></p> </span></div> </li> <li class="review"> <div class="ways-to-pay"><div class="ways-to-pay-heading"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/icon_device_hover_to_pay.svg" alt="An icon of a smartphone emitting signal to a payment station."/></div> <div>Digital wallet</div> </div> <p class="pay-your-way">Use your phone to pay<sup><a href="#a14" data-analytics-label="Benefits Landing Page:Link:Endnotes-14">14</a></sup></p> <p><a href="/credit-cards/digital-wallets/" title="Click to go to Digital Wallets page" data-analytics-label="Benefits Landing Page:Budget-Digitalwallet:Link:Learn More">Learn More</a></p> </div> </li> <li class="review"> <div class="ways-to-pay"><div class="ways-to-pay-heading slide4"><div><img src="/content/dam/discover/en_us/credit-cards/card-portfolio/features-and-benefits/images/icons/icon_devices.svg" alt="An icon of a credit card in front of a laptop."/></div> <div>Streamline online checkout</div> </div> <p class="pay-your-way">When you link your card to Amazon.com<sup><a href="#a15" data-analytics-label="Benefits Landing Page:Link:Endnotes-15">15</a> </sup>or PayPal<sup><a href="#a16" data-analytics-label="Benefits Landing Page:Link:Endnotes-16">16</a></sup></p> <p><a href="https://portal.discover.com/customersvcs/universalLogin/ac_main?link=%2Fcardmembersvcs%2Fcardinventory%2Faction%2FviewAllCards" data-analytics-label="Benefits Landing Page:Budget-Streamlineonlinecheckout:Link:Learn More">Learn More</a></p> </div> </li> </ul> <div class="average"> <p class="average__link"> <a></a> </p> </div> </div> </section> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="clearBoth"></div> </div> <div class="disclosurecomponent aem-GridColumn aem-GridColumn--default--12"><div class="cq-placeholder" data-emptytext="Disclosure Component"></div> <section class="container notes-component" id="terms-and-conditions"> <div class="footnotes__container footnotes__container--scroll" id="footnotes-scroll" style="height:500px"> <div class="footnotes__holder multiple-disclaimer-" id="disclosure"> <div class="footnotes-list__container"> <p id="disclaimer"> <div class="footnotes-none-reference"><div id="disclosure"><div class="products-disclosures"><p><b>Cash Back Credit Cards<br /> Intro purchase APR</b> is <b><span class="product1 introaprrate"></span>%</b> for <b><span class="product1 introaprduration"></span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product1 btaprrate"></span>%</b> for <b><span class="product1 btaprduration"></span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="dynamic_date"></span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product1 purchaseratelowapr"></span>%</b> variable to <b><span class="product1 purchaseratehighapr"></span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product1 cashrateactual"></span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product1 btfeesrate"></span>%</b> Intro fee on balances transferred by <b><span class="dynamic_date"></span></b> and up to <span class="product1 btstandardfeesrate"></span>% fee for future balance transfers will apply. <b>Annual Fee: None</b>. Rates as of <b><span class="dynamic_date_last"></span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> <p><b>Travel Credit Card</b><br /> <b>Intro purchase APR</b> is <b><span class="product3 introaprrate"></span>%</b> for <b><span class="product3 introaprduration"></span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product3 btaprrate"></span>%</b> for <b><span class="product3 btaprduration"></span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="dynamic_date"></span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product3 purchaseratelowapr"></span>%</b> variable to<b> <span class="product3 purchaseratehighapr"></span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product3 cashrateactual"></span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product3 btfeesrate"></span>%</b> Intro fee on balances transferred by <b><span class="dynamic_date"></span></b> and up to <b><span class="product3 btstandardfeesrate"></span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="dynamic_date_last"></span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> <p><b>Student Credit Cards<br /> Intro purchase APR</b> is <b><span class="product4 introaprrate"></span>%</b> for <b><span class="product4 introaprduration"></span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product4 btaprrate"></span>%</b> for <b><span class="product4 btaprduration"></span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="dynamic_date"></span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product4 purchaseratelowapr"></span>% - <span class="product4 purchaseratehighapr"></span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product4 cashrateactual"></span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product4 btfeesrate"></span>%</b> Intro fee on balances transferred by <b><span class="dynamic_date"></span></b> and up to <b><span class="product4 btstandardfeesrate"></span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="dynamic_date_last"></span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> <p><b>Secured Credit Card<br /> <span class="product6 purchaserateactualapr"></span>% standard variable purchase APR. Intro Balance Transfer APR</b> is <b><span class="product6 btaprrate"></span>%</b> for <b><span class="product6 btaprduration"></span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="dynamic_date"></span></b> then the standard purchase APR applies. <b>Cash APR: <span class="product6 cashrateactual"></span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than<b> $.50</b>. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product6 btfeesrate"></span>%</b> Intro fee on balances transferred by <b><span class="dynamic_date"></span></b> and up to <b><span class="product6 btstandardfeesrate"></span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="dynamic_date_last"></span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> </div> <p> </p> <p><a id="a1"></a>1. <b>Social Security Number Alerts: </b><span>Discover® Identity Alerts (Alerts) are offered by Discover Bank at no cost, are available only online, and do not impact your credit score. The Alerts currently provide: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. Alerts are only provided to, Primary cardmembers that agree to receive them online and whose accounts are open, in good standing, have a Social Security Number, and an email address on file. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit </span><a href="https://discover.com/freealerts" style="background-color: rgb(255,255,255);" data-analytics-label="Benefits Landing Page:Endnotes:Link:discover.com/freealerts">discover.com/freealerts</a><span>.</span></p> <p><a id="a2"></a>2. <b>Online Privacy Protection:</b> Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Types of personal information found on these sites will vary.</p> <p><a id="a3"></a>3. <b>$0 Fraud Liability: </b>An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at <a title="Link to FraudFAQ page" href="https://discover.com/fraudFAQ" data-analytics-label="Benefits Landing Page:Endnotes:Link:Discover.com/fraudFAQ">Discover.com/fraudFAQ</a>.</p> <p><a id="a4"></a>4. <b>Freeze your card: </b>When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers (including checks). However, some activity will continue including charges from merchants where your card is stored or billed regularly, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.</p> <p><a id="a5"></a>5. <b>2% Cashback:</b> You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and some public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at <a href="http://discover.com/digitalwallets">Discover.com/digitalwallets</a> . See Cashback Bonus Program Terms and Conditions for more information.</p> <p><a id="a6"></a>6. <b>Earn 1.5x Miles: </b>Each Mile is equal to $0.01. Starting at 1 Mile you can apply Miles as credit to your account to pay for all or part of your statement, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within 180 days. Miles cannot be redeemed directly with a specific airline carrier. See Terms and Conditions for more information. </p> <p><a id="a7"></a>7. <b>Rewards never expire.</b> We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Any gift card must have a minimum value of at least $5.00 to be redeemed. </p> <p><a id="a8"></a>8. <b>Use Rewards at Amazon.com: </b>For complete details on how to Pay with Rewards at <a href="http://www.amazon.com/" title="http://www.amazon.com/">Amazon.com</a> see <a href="http://www.amazon.com/DiscoverRewards" title="http://www.amazon.com/discoverrewards">Amazon.com/DiscoverRewards</a>. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the Discover Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Shop with Points in conjunction with the rewards transaction. </p> <p><a id="a9"></a>9. <b>Use Rewards with PayPal:</b> For complete details on how to Pay with Rewards with PayPal see <a href="https://paypal.com/Discover" title="Click to go to pay with your Discover Card rewards at PayPal" data-analytics-label="Benefits Landing Page:Endnotes:Link:PayPal.com/Discover">PayPal.com/Discover</a>. Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, <a href="https://www.paypal.com/us/webapps/mpp/popup/about-payment-methods#pay-with-rewards" data-analytics-label="Benefits Landing Page:Endnotes:Link:see terms and conditions.">see terms and conditions</a>.</p> <p>All reward redemptions are subject to Discover’s reward program terms. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.</p> <p>PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.</p> <p><b><a id="a10"></a></b>10. <b>Service: </b>You can reach a live agent anytime by calling 1-800-347-2683. Certain specialized customer service agents may not be available 24/7.</p> <p><a id="a11"></a>11. <b>FICO® Credit Score Terms</b>: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See <a href="https://www.discover.com/fico" data-analytics-label="Benefits Landing Page:Endnotes:Link:Discover.com/FICO">Discover.com/FICO</a> about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.</p> <p><a id="a12"></a>12. <b>Recurring Charges Dashboard: </b>We identify card not present (or online) transactions as a "Recurring Charge" in your Dashboard when merchants have marked the transactions as recurring, or we have determined there is a clear pattern of recurrence. It is possible that some recurring charges may not appear in your dashboard.</p> <p><b><a id="a13"></a></b>13. <b>Click to Pay:</b> The Click to Pay icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.</p> <p>EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.</p> <p><a id="a14"></a>14. <b>Digital Wallet: </b>Purchases include some online purchases and some in-store purchases made with your smartphone, tablet, or wearable. Purchases made with Google Pay include only those made by tapping your mobile device in-store. Certain third-party payment accounts and digital wallet transactions may be identified as being through a digital wallet. Discover does not determine the transaction details it receives for purchases.</p> <p>For a list of compatible Apple Pay devices, see <a href="https://support.apple.com/en-us/HT208531">https://support.apple.com/en-us/HT208531</a>. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac are trademarks of Apple Inc., registered in the U.S. and other countries. </p> <p>Google Pay, Google Wallet, Google Play and the Google Play logo are trademarks of Google LLC. </p> <p>Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with law. Samsung Pay is available on select Samsung devices.</p> <p><b><a id="a15"></a></b>15. <b>Amazon: </b>Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.<br /> </p> <p><b><a id="a16"></a></b>16. <b>PayPal: </b>PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.</p> </div> </div> </p> </div> <div class="notes-ordering"> <ol> </ol> </div> </div> <a href="#" class="footnotes--toggle" role="button" aria-pressed="false" aria-expanded="false" aria-hidden="true" data-analytics-label="Benefits Landing Page:Endnotes:Link:Expand">Expand</a> </div> </section> </div> <div class="spacer separator aem-GridColumn aem-GridColumn--default--12"><div id="btm-spacer" class="cmp-spacer"> <div class="cmp-spacer__desktop" style="margin-bottom: 30px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 30px;"></div> </div></div> </div> </div> </main> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 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