CINXE.COM

<!DOCTYPE html><html><head><link rel="modulepreload" href="/lp-assets/manifest-f1a2314f.js"/><link rel="modulepreload" href="/lp-assets/entry.client-DcW77Zik.js"/><link rel="modulepreload" href="/lp-assets/index-j7x582Hk.js"/><link rel="modulepreload" href="/lp-assets/components-KZ3vqhIv.js"/><link rel="modulepreload" href="/lp-assets/StaticContext-Bf4waMZk.js"/><link rel="modulepreload" href="/lp-assets/Layouter-CoPecdid.js"/><link rel="modulepreload" href="/lp-assets/PageStaticContext-BG0PpMeY.js"/><link rel="modulepreload" href="/lp-assets/RootContainer-C04OqZrm.js"/><link rel="modulepreload" href="/lp-assets/ThemeContext-C_OGWz3Q.js"/><link rel="modulepreload" href="/lp-assets/root-DJnZuezO.js"/><link rel="modulepreload" href="/lp-assets/Page-3us5j9Iu.js"/><link rel="modulepreload" href="/lp-assets/Grid-COnkfBv-.js"/><link rel="modulepreload" href="/lp-assets/Dialog-DhrDyL2B.js"/><link rel="modulepreload" href="/lp-assets/route-BAfJONhu.js"/><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, initial-scale=1.0, minimum-scale=0.5, maximum-scale=3.0, interactive-widget=resizes-content"/><meta name="robots" content="index, follow"/><meta name="author" content="BankBazaar"/><meta property="fb:app_id" content="605296669600913"/><meta name="audience" content="All"/><meta name="format-detection" content="telephone=no"/><meta name="theme-color" content="#116a9e"/><title>Postal Life Insurance (PLI) - Check Benefits & Eligibility Criteria</title><meta property="og:title" content="Postal Life Insurance (PLI) - Check Benefits & Eligibility Criteria"/><meta name="twitter:title" content="Postal Life Insurance (PLI) - Check Benefits & Eligibility Criteria"/><meta name="description" content="Postal Life Insurance - Know what PLI is and the types of PLI schemes, & also check the eligibility, benefits, & premium calculator of postal life insurance."/><meta property="og:description" content="Postal Life Insurance - Know what PLI is and the types of PLI schemes, & also check the eligibility, benefits, & premium calculator of postal life insurance."/><meta name="twitter:description" content="Postal Life Insurance - Know what PLI is and the types of PLI schemes, & also check the eligibility, benefits, & premium calculator of postal life insurance."/><meta name="keywords" content="postal life insurance, postal life insurance plans, postal life insurance scheme, "/><meta property="og:keywords" content="postal life insurance, postal life insurance plans, postal life insurance scheme, "/><meta property="og:image" content="https://static.bankbazaar.com/images/social-share/life-insurance.jpg"/><meta name="twitter:image" content="https://static.bankbazaar.com/images/social-share/life-insurance.jpg"/><meta property="og:url" content="https://www.bankbazaar.com/life-insurance/postal-life-insurance.html"/><meta property="og:type" content="website"/><link rel="canonical" href="https://www.bankbazaar.com/life-insurance/postal-life-insurance.html"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:site" content="@BankBazaar"/><meta name="robots" content="index, follow"/><meta name="apple-mobile-web-app-capable" content="yes"/><meta name="apple-mobile-web-app-status-bar-style" content="black"/><meta name="mobile-web-app-capable" content="yes"/><meta name="apple-mobile-web-app-title" content="BankBazaar"/><meta name="author" content="BankBazaar"/><meta property="fb:app_id" content="605296669600913"/><meta name="audience" content="All"/><link rel="preload" as="font" href="https://www.bankbazaar.com/styles/fonts/lato/lato-reg-webfont.woff" crossorigin="anonymous"/><link rel="preconnect" href="https://static.bankbazaar.com" crossorigin="anonymous"/><link rel="apple-touch-icon" href="https://static.bankbazaar.com/images/apple-touch-icon.png"/><link rel="apple-touch-icon" sizes="76x76" href="https://static.bankbazaar.com/images/touch-icon-ipad.png"/><link rel="apple-touch-icon" sizes="120x120" href="https://static.bankbazaar.com/images/touch-icon-iphone-retina.png"/><link rel="apple-touch-icon" sizes="152x152" href="https://static.bankbazaar.com/images/touch-icon-ipad-retina.png"/><link rel="apple-touch-startup-image" href="https://static.bankbazaar.com/images/splash.png"/><link rel="shortcut icon" type="image/x-icon" href="https://static.bankbazaar.com/images/favicon.ico"/><link rel="preconnect" href="https://www.googletagmanager.com" crossorigin="anonymous"/><link rel="preconnect" href="https://www.google-analytics.com" crossorigin="anonymous"/><script> window.dataLayer = window.dataLayer || []; (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer', 'GTM-TRB8XL');</script><style>:root,[data-theme=spring-green]{--color-primary:#1abc9c;--color-primary-100:#7af8bd;--color-primary-300:#10ad8e;--color-bbBlue:#116a9e;--color-sky:#eff5fc;--color-slate-200:#e2e8f0}[data-theme=azure-blue]{--color-primary:#5271ff;--color-primary-100:#a2b3ff;--color-primary-300:#617bf6;--color-bbBlue:#5271ff;--color-sky:#e5ebff;--color-slate-200:#cbd5e1} /*! tailwindcss v3.4.5 | MIT License | https://tailwindcss.com*/*,:after,:before{box-sizing:border-box;border:0 solid #e5e7eb}:after,:before{--tw-content:""}:host,html{line-height:1.5;-webkit-text-size-adjust:100%;-moz-tab-size:4;-o-tab-size:4;tab-size:4;font-family:ui-sans-serif,system-ui,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji;font-feature-settings:normal;font-variation-settings:normal;-webkit-tap-highlight-color:transparent}body{margin:0;line-height:inherit}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,pre,samp{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,Liberation Mono,Courier New,monospace;font-feature-settings:normal;font-variation-settings:normal;font-size:1em}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:initial}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}button,input,optgroup,select,textarea{font-family:inherit;font-feature-settings:inherit;font-variation-settings:inherit;font-size:100%;font-weight:inherit;line-height:inherit;letter-spacing:inherit;color:inherit;margin:0;padding:0}button,select{text-transform:none}button,input:where([type=button]),input:where([type=reset]),input:where([type=submit]){-webkit-appearance:button;background-color:initial;background-image:none}:-moz-focusring{outline:auto}:-moz-ui-invalid{box-shadow:none}progress{vertical-align:initial}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}summary{display:list-item}blockquote,dd,dl,figure,h1,h2,h3,h4,h5,h6,hr,p,pre{margin:0}fieldset{margin:0}fieldset,legend{padding:0}menu,ol,ul{list-style:none;margin:0;padding:0}dialog{padding:0}textarea{resize:vertical}input::-moz-placeholder,textarea::-moz-placeholder{opacity:1;color:#9ca3af}input::placeholder,textarea::placeholder{opacity:1;color:#9ca3af}[role=button],button{cursor:pointer}:disabled{cursor:default}audio,canvas,embed,iframe,img,object,svg,video{display:block;vertical-align:middle}img,video{max-width:100%;height:auto}[hidden]{display:none}a{color:#116a9e;text-decoration:underline}*,::backdrop,:after,:before{--tw-border-spacing-x:0;--tw-border-spacing-y:0;--tw-translate-x:0;--tw-translate-y:0;--tw-rotate:0;--tw-skew-x:0;--tw-skew-y:0;--tw-scale-x:1;--tw-scale-y:1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness:proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:#3b82f680;--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;--tw-shadow:0 0 #0000;--tw-shadow-colored:0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }.container{width:100%;margin-right:auto;margin-left:auto;padding-right:2rem;padding-left:2rem}@media (min-width:1400px){.container{max-width:1400px}}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}.pointer-events-auto{pointer-events:auto}.invisible{visibility:hidden}.static{position:static}.fixed{position:fixed}.absolute{position:absolute}.relative{position:relative}.sticky{position:sticky}.inset-0{inset:0}.-bottom-12{bottom:-3rem}.-left-12{left:-3rem}.-right-12{right:-3rem}.-top-12{top:-3rem}.-top-7{top:-1.75rem}.bottom-0{bottom:0}.bottom-7{bottom:1.75rem}.bottom-\[-24px\]{bottom:-24px}.bottom-\[5px\]{bottom:5px}.left-0{left:0}.left-1{left:.25rem}.left-1\/2{left:50%}.left-2{left:.5rem}.left-5{left:1.25rem}.left-\[-320px\]{left:-320px}.left-\[50\%\]{left:50%}.left-\[unset\]{left:unset}.left-auto{left:auto}.right-0{right:0}.right-1{right:.25rem}.right-2{right:.5rem}.right-2\.5{right:.625rem}.right-4{right:1rem}.right-\[-320px\]{right:-320px}.right-\[12px\]{right:12px}.top-0{top:0}.top-1\/2{top:50%}.top-2{top:.5rem}.top-2\.5{top:.625rem}.top-3{top:.75rem}.top-4{top:1rem}.top-\[1px\]{top:1px}.top-\[50\%\]{top:50%}.top-\[60\%\]{top:60%}.top-\[unset\]{top:unset}.top-full{top:100%}.z-10{z-index:10}.z-50{z-index:50}.z-\[100\]{z-index:100}.z-\[12\]{z-index:12}.z-\[1\]{z-index:1}.z-\[2\]{z-index:2}.z-\[52\]{z-index:52}.order-\[99\]{order:99}.col-span-1{grid-column:span 1/span 1}.col-span-10{grid-column:span 10/span 10}.col-span-11{grid-column:span 11/span 11}.col-span-12{grid-column:span 12/span 12}.col-span-2{grid-column:span 2/span 2}.col-span-3{grid-column:span 3/span 3}.col-span-4{grid-column:span 4/span 4}.col-span-5{grid-column:span 5/span 5}.col-span-6{grid-column:span 6/span 6}.col-span-7{grid-column:span 7/span 7}.col-span-8{grid-column:span 8/span 8}.col-span-9{grid-column:span 9/span 9}.row-span-3{grid-row:span 3/span 3}.float-right{float:right}.float-left{float:left}.m-0{margin:0}.m-1{margin:.25rem}.m-1\.5{margin:.375rem}.m-auto{margin:auto}.-mx-1{margin-left:-.25rem;margin-right:-.25rem}.mx-3{margin-left:.75rem;margin-right:.75rem}.mx-auto{margin-left:auto;margin-right:auto}.my-1{margin-top:.25rem;margin-bottom:.25rem}.my-2{margin-top:.5rem;margin-bottom:.5rem}.my-2\.5{margin-top:.625rem;margin-bottom:.625rem}.my-3{margin-top:.75rem;margin-bottom:.75rem}.my-4{margin-top:1rem;margin-bottom:1rem}.my-6{margin-top:1.5rem;margin-bottom:1.5rem}.-ml-4{margin-left:-1rem}.-mt-4{margin-top:-1rem}.-mt-\[2px\]{margin-top:-2px}.mb-1{margin-bottom:.25rem}.mb-1\.5{margin-bottom:.375rem}.mb-10{margin-bottom:2.5rem}.mb-2{margin-bottom:.5rem}.mb-2\.5{margin-bottom:.625rem}.mb-4{margin-bottom:1rem}.mb-8{margin-bottom:2rem}.mb-\[-1\.5rem\]{margin-bottom:-1.5rem}.ml-1{margin-left:.25rem}.ml-4{margin-left:1rem}.ml-6{margin-left:1.5rem}.ml-\[-1\.5rem\]{margin-left:-1.5rem}.ml-auto{margin-left:auto}.mr-1{margin-right:.25rem}.mr-1\.5{margin-right:.375rem}.mr-2{margin-right:.5rem}.mr-2\.5{margin-right:.625rem}.mr-4{margin-right:1rem}.mr-\[-1\.5rem\]{margin-right:-1.5rem}.mr-auto{margin-right:auto}.mt-1\.5{margin-top:.375rem}.mt-2{margin-top:.5rem}.mt-2\.5{margin-top:.625rem}.mt-3{margin-top:.75rem}.mt-4{margin-top:1rem}.mt-5{margin-top:1.25rem}.mt-6{margin-top:1.5rem}.block{display:block}.inline-block{display:inline-block}.inline{display:inline}.flex{display:flex}.inline-flex{display:inline-flex}.table{display:table}.grid{display:grid}.hidden{display:none}.aspect-square{aspect-ratio:1/1}.h-1\.5{height:.375rem}.h-10{height:2.5rem}.h-11{height:2.75rem}.h-12{height:3rem}.h-14{height:3.5rem}.h-2{height:.5rem}.h-2\.5{height:.625rem}.h-3{height:.75rem}.h-3\.5{height:.875rem}.h-4{height:1rem}.h-4\/5{height:80%}.h-5{height:1.25rem}.h-6{height:1.5rem}.h-7{height:1.75rem}.h-8{height:2rem}.h-9{height:2.25rem}.h-\[1px\]{height:1px}.h-\[var$--radix-navigation-menu-viewport-height$\]{height:var(--radix-navigation-menu-viewport-height)}.h-\[var$--radix-select-trigger-height$\]{height:var(--radix-select-trigger-height)}.h-auto{height:auto}.h-full{height:100%}.h-px{height:1px}.h-screen{height:100vh}.max-h-64{max-height:16rem}.max-h-96{max-height:24rem}.max-h-\[620px\]{max-height:620px}.max-h-\[85\%\]{max-height:85%}.max-h-screen{max-height:100vh}.min-h-\[24px\]{min-height:24px}.min-h-\[40px\]{min-height:40px}.w-10{width:2.5rem}.w-14{width:3.5rem}.w-2{width:.5rem}.w-2\.5{width:.625rem}.w-20{width:5rem}.w-3{width:.75rem}.w-3\.5{width:.875rem}.w-4{width:1rem}.w-5{width:1.25rem}.w-6{width:1.5rem}.w-6\/12{width:50%}.w-7{width:1.75rem}.w-72{width:18rem}.w-8{width:2rem}.w-9{width:2.25rem}.w-96{width:24rem}.w-\[1024px\]{width:1024px}.w-\[1px\]{width:1px}.w-\[240px\]{width:240px}.w-\[calc$100vw-30px$\]{width:calc(100vw - 30px)}.w-auto{width:auto}.w-full{width:100%}.w-max{width:-moz-max-content;width:max-content}.min-w-0{min-width:0}.min-w-\[8rem\]{min-width:8rem}.min-w-\[var$--radix-select-trigger-width$\]{min-width:var(--radix-select-trigger-width)}.max-w-2xl{max-width:42rem}.max-w-80{max-width:20rem}.max-w-\[320px\]{max-width:320px}.max-w-full{max-width:100%}.max-w-lg{max-width:32rem}.max-w-max{max-width:-moz-max-content;max-width:max-content}.max-w-md{max-width:28rem}.max-w-screen-lg{max-width:1024px}.max-w-xl{max-width:36rem}.max-w-xs{max-width:20rem}.flex-1{flex:1 1 0%}.flex-auto{flex:1 1 auto}.shrink-0{flex-shrink:0}.grow{flex-grow:1}.grow-0{flex-grow:0}.basis-full{flex-basis:100%}.caption-bottom{caption-side:bottom}.border-collapse{border-collapse:collapse}.-translate-x-1\/2{--tw-translate-x:-50%}.-translate-x-1\/2,.-translate-y-1\/2{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.-translate-y-1\/2{--tw-translate-y:-50%}.translate-x-\[-50\%\]{--tw-translate-x:-50%}.translate-x-\[-50\%\],.translate-y-\[-50\%\]{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.translate-y-\[-50\%\]{--tw-translate-y:-50%}.rotate-45{--tw-rotate:45deg}.rotate-45,.rotate-90{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.rotate-90{--tw-rotate:90deg}.transform-none{transform:none}@keyframes spin{to{transform:rotate(1turn)}}.animate-spin{animation:spin 1s linear infinite}.cursor-default{cursor:default}.cursor-not-allowed{cursor:not-allowed}.cursor-pointer{cursor:pointer}.touch-none{touch-action:none}.select-none{-webkit-user-select:none;-moz-user-select:none;user-select:none}.list-outside{list-style-position:outside}.list-decimal{list-style-type:decimal}.list-disc{list-style-type:disc}.list-none{list-style-type:none}.columns-2{-moz-columns:2;column-count:2}.columns-3{-moz-columns:3;column-count:3}.columns-4{-moz-columns:4;column-count:4}.columns-6{-moz-columns:6;column-count:6}.grid-cols-12{grid-template-columns:repeat(12,minmax(0,1fr))}.flex-col{flex-direction:column}.flex-col-reverse{flex-direction:column-reverse}.flex-wrap{flex-wrap:wrap}.items-start{align-items:flex-start}.items-end{align-items:flex-end}.items-center{align-items:center}.justify-start{justify-content:flex-start}.justify-end{justify-content:flex-end}.justify-center{justify-content:center}.justify-between{justify-content:space-between}.gap-0{gap:0}.gap-1{gap:.25rem}.gap-1\.5{gap:.375rem}.gap-2{gap:.5rem}.gap-2\.5{gap:.625rem}.gap-4{gap:1rem}.gap-5{gap:1.25rem}.gap-x-4{-moz-column-gap:1rem;column-gap:1rem}.gap-y-2{row-gap:.5rem}.space-x-1>:not([hidden])~:not([hidden]){--tw-space-x-reverse:0;margin-right:calc(.25rem*var(--tw-space-x-reverse));margin-left:calc(.25rem*(1 - var(--tw-space-x-reverse)))}.space-x-2>:not([hidden])~:not([hidden]){--tw-space-x-reverse:0;margin-right:calc(.5rem*var(--tw-space-x-reverse));margin-left:calc(.5rem*(1 - var(--tw-space-x-reverse)))}.space-x-4>:not([hidden])~:not([hidden]){--tw-space-x-reverse:0;margin-right:calc(1rem*var(--tw-space-x-reverse));margin-left:calc(1rem*(1 - var(--tw-space-x-reverse)))}.space-y-1>:not([hidden])~:not([hidden]){--tw-space-y-reverse:0;margin-top:calc(.25rem*(1 - var(--tw-space-y-reverse)));margin-bottom:calc(.25rem*var(--tw-space-y-reverse))}.space-y-1\.5>:not([hidden])~:not([hidden]){--tw-space-y-reverse:0;margin-top:calc(.375rem*(1 - var(--tw-space-y-reverse)));margin-bottom:calc(.375rem*var(--tw-space-y-reverse))}.space-y-4>:not([hidden])~:not([hidden]){--tw-space-y-reverse:0;margin-top:calc(1rem*(1 - var(--tw-space-y-reverse)));margin-bottom:calc(1rem*var(--tw-space-y-reverse))}.overflow-auto{overflow:auto}.overflow-hidden{overflow:hidden}.overflow-x-auto{overflow-x:auto}.overflow-y-scroll{overflow-y:scroll}.text-ellipsis{text-overflow:ellipsis}.whitespace-nowrap{white-space:nowrap}.text-wrap{text-wrap:wrap}.break-words{overflow-wrap:break-word}.rounded{border-radius:.25rem}.rounded-3xl{border-radius:1.5rem}.rounded-full{border-radius:9999px}.rounded-lg,.rounded-md{border-radius:4px}.rounded-none{border-radius:0}.rounded-sm{border-radius:4px}.rounded-t-3xl{border-top-left-radius:1.5rem;border-top-right-radius:1.5rem}.rounded-bl-\[4px\]{border-bottom-left-radius:4px}.rounded-br-\[4px\]{border-bottom-right-radius:4px}.rounded-tl-sm{border-top-left-radius:4px}.border{border-width:1px}.border-0{border-width:0}.border-2{border-width:2px}.border-b{border-bottom-width:1px}.border-b-2{border-bottom-width:2px}.border-l{border-left-width:1px}.border-l-2{border-left-width:2px}.border-t{border-top-width:1px}.border-solid{border-style:solid}.border-none{border-style:none}.border-destructive{--tw-border-opacity:1;border-color:rgb(255 90 95/var(--tw-border-opacity))}.border-gray-100{--tw-border-opacity:1;border-color:rgb(243 244 246/var(--tw-border-opacity))}.border-gray-200{--tw-border-opacity:1;border-color:rgb(229 231 235/var(--tw-border-opacity))}.border-gray-300{--tw-border-opacity:1;border-color:rgb(209 213 219/var(--tw-border-opacity))}.border-gray-500{--tw-border-opacity:1;border-color:rgb(158 158 158/var(--tw-border-opacity))}.border-gray-900{--tw-border-opacity:1;border-color:rgb(17 24 39/var(--tw-border-opacity))}.border-primary{border-color:var(--color-primary)}.border-red-500{--tw-border-opacity:1;border-color:rgb(239 68 68/var(--tw-border-opacity))}.border-red-500\/50{border-color:#ef444480}.border-secondary{--tw-border-opacity:1;border-color:rgb(20 101 201/var(--tw-border-opacity))}.border-slate-200{border-color:var(--color-slate-200)}.border-slate-300{--tw-border-opacity:1;border-color:rgb(203 213 225/var(--tw-border-opacity))}.border-slate-500{--tw-border-opacity:1;border-color:rgb(100 116 139/var(--tw-border-opacity))}.border-slate-600{--tw-border-opacity:1;border-color:rgb(71 85 105/var(--tw-border-opacity))}.border-slate-900{--tw-border-opacity:1;border-color:rgb(15 23 42/var(--tw-border-opacity))}.border-teal-500{--tw-border-opacity:1;border-color:rgb(20 184 166/var(--tw-border-opacity))}.border-yellow-400{--tw-border-opacity:1;border-color:rgb(250 204 21/var(--tw-border-opacity))}.border-l-destructive{--tw-border-opacity:1;border-left-color:rgb(255 90 95/var(--tw-border-opacity))}.border-l-orange{--tw-border-opacity:1;border-left-color:rgb(255 213 135/var(--tw-border-opacity))}.border-l-primary{border-left-color:var(--color-primary)}.border-l-yellow{--tw-border-opacity:1;border-left-color:rgb(241 196 15/var(--tw-border-opacity))}.\!bg-primary-100{background-color:var(--color-primary-100)!important}.\!bg-yellow{--tw-bg-opacity:1!important;background-color:rgb(241 196 15/var(--tw-bg-opacity))!important}.bg-\[\#5271FF\]{--tw-bg-opacity:1;background-color:rgb(82 113 255/var(--tw-bg-opacity))}.bg-\[rgba$52\2c 73\2c 94\2c 0\.9$\]{background-color:#34495ee6}.bg-bbBlue{background-color:var(--color-bbBlue)}.bg-black\/80{background-color:#000c}.bg-blue-50{--tw-bg-opacity:1;background-color:rgb(239 246 255/var(--tw-bg-opacity))}.bg-destructive{--tw-bg-opacity:1;background-color:rgb(255 90 95/var(--tw-bg-opacity))}.bg-destructive-50{--tw-bg-opacity:1;background-color:rgb(254 253 253/var(--tw-bg-opacity))}.bg-destructive-light{--tw-bg-opacity:1;background-color:rgb(249 238 243/var(--tw-bg-opacity))}.bg-gray{background-color:rgb(66 66 66/var(--tw-bg-opacity))}.bg-gray,.bg-gray-100{--tw-bg-opacity:1}.bg-gray-100{background-color:rgb(243 244 246/var(--tw-bg-opacity))}.bg-gray-200{--tw-bg-opacity:1;background-color:rgb(229 231 235/var(--tw-bg-opacity))}.bg-gray-50{--tw-bg-opacity:1;background-color:rgb(249 250 251/var(--tw-bg-opacity))}.bg-gray-900{--tw-bg-opacity:1;background-color:rgb(17 24 39/var(--tw-bg-opacity))}.bg-gray-light{--tw-bg-opacity:1;background-color:rgb(243 244 246/var(--tw-bg-opacity))}.bg-green{--tw-bg-opacity:1;background-color:rgb(162 255 190/var(--tw-bg-opacity))}.bg-inherit{background-color:inherit}.bg-neutral-200{--tw-bg-opacity:1;background-color:rgb(229 229 229/var(--tw-bg-opacity))}.bg-orange{background-color:rgb(255 213 135/var(--tw-bg-opacity))}.bg-orange,.bg-pink{--tw-bg-opacity:1}.bg-pink{background-color:rgb(255 125 147/var(--tw-bg-opacity))}.bg-primary{background-color:var(--color-primary)}.bg-primary-100{background-color:var(--color-primary-100)}.bg-primary-light{--tw-bg-opacity:1;background-color:rgb(229 247 250/var(--tw-bg-opacity))}.bg-red-500{--tw-bg-opacity:1;background-color:rgb(239 68 68/var(--tw-bg-opacity))}.bg-secondary{--tw-bg-opacity:1;background-color:rgb(20 101 201/var(--tw-bg-opacity))}.bg-secondary-light{--tw-bg-opacity:1;background-color:rgb(238 245 253/var(--tw-bg-opacity))}.bg-silver{--tw-bg-opacity:1;background-color:rgb(241 241 241/var(--tw-bg-opacity))}.bg-sky{background-color:var(--color-sky)}.bg-sky-100{background-color:rgb(224 242 254/var(--tw-bg-opacity))}.bg-sky-100,.bg-slate{--tw-bg-opacity:1}.bg-slate{background-color:rgb(60 59 59/var(--tw-bg-opacity))}.bg-slate-100{--tw-bg-opacity:1;background-color:rgb(224 242 254/var(--tw-bg-opacity))}.bg-slate-100\/50{background-color:#e0f2fe80}.bg-slate-200{background-color:var(--color-slate-200)}.bg-slate-500{--tw-bg-opacity:1;background-color:rgb(100 116 139/var(--tw-bg-opacity))}.bg-slate-600{--tw-bg-opacity:1;background-color:rgb(71 85 105/var(--tw-bg-opacity))}.bg-slate-900{--tw-bg-opacity:1;background-color:rgb(15 23 42/var(--tw-bg-opacity))}.bg-teal-500{--tw-bg-opacity:1;background-color:rgb(20 184 166/var(--tw-bg-opacity))}.bg-transparent{background-color:initial}.bg-warning{background-color:rgb(221 116 45/var(--tw-bg-opacity))}.bg-warning,.bg-white{--tw-bg-opacity:1}.bg-white{background-color:rgb(255 255 255/var(--tw-bg-opacity))}.bg-yellow{--tw-bg-opacity:1;background-color:rgb(241 196 15/var(--tw-bg-opacity))}.bg-yellow-300{--tw-bg-opacity:1;background-color:rgb(253 224 71/var(--tw-bg-opacity))}.bg-yellow-400{--tw-bg-opacity:1;background-color:rgb(250 204 21/var(--tw-bg-opacity))}.bg-yellow-500{--tw-bg-opacity:1;background-color:rgb(255 248 152/var(--tw-bg-opacity))}.bg-opacity-50{--tw-bg-opacity:0.5}.bg-gradient-to-t{background-image:linear-gradient(to top,var(--tw-gradient-stops))}.from-\[\#DFE6FF\]{--tw-gradient-from:#dfe6ff var(--tw-gradient-from-position);--tw-gradient-to:#dfe6ff00 var(--tw-gradient-to-position);--tw-gradient-stops:var(--tw-gradient-from),var(--tw-gradient-to)}.to-white{--tw-gradient-to:#fff var(--tw-gradient-to-position)}.fill-current{fill:currentColor}.fill-gray{fill:#424242}.p-0{padding:0}.p-1{padding:.25rem}.p-1\.5{padding:.375rem}.p-2{padding:.5rem}.p-2\.5{padding:.625rem}.p-3{padding:.75rem}.p-3\.5{padding:.875rem}.p-4{padding:1rem}.p-5{padding:1.25rem}.p-6{padding:1.5rem}.px-0{padding-left:0;padding-right:0}.px-1{padding-left:.25rem;padding-right:.25rem}.px-1\.5{padding-left:.375rem;padding-right:.375rem}.px-2{padding-left:.5rem;padding-right:.5rem}.px-2\.5{padding-left:.625rem;padding-right:.625rem}.px-3{padding-left:.75rem;padding-right:.75rem}.px-4{padding-left:1rem;padding-right:1rem}.px-5{padding-left:1.25rem;padding-right:1.25rem}.px-6{padding-left:1.5rem;padding-right:1.5rem}.px-8{padding-left:2rem;padding-right:2rem}.py-0{padding-top:0;padding-bottom:0}.py-0\.5{padding-top:.125rem;padding-bottom:.125rem}.py-1{padding-top:.25rem;padding-bottom:.25rem}.py-1\.5{padding-top:.375rem;padding-bottom:.375rem}.py-12{padding-top:3rem;padding-bottom:3rem}.py-2{padding-top:.5rem;padding-bottom:.5rem}.py-2\.5{padding-top:.625rem;padding-bottom:.625rem}.py-3{padding-top:.75rem;padding-bottom:.75rem}.py-4{padding-top:1rem;padding-bottom:1rem}.py-5{padding-top:1.25rem;padding-bottom:1.25rem}.py-6{padding-top:1.5rem;padding-bottom:1.5rem}.pb-0{padding-bottom:0}.pb-1{padding-bottom:.25rem}.pb-1\.5{padding-bottom:.375rem}.pb-12{padding-bottom:3rem}.pb-2{padding-bottom:.5rem}.pb-2\.5{padding-bottom:.625rem}.pb-3{padding-bottom:.75rem}.pb-4{padding-bottom:1rem}.pb-6{padding-bottom:1.5rem}.pb-\[150px\]{padding-bottom:150px}.pl-1\.5{padding-left:.375rem}.pl-2{padding-left:.5rem}.pl-2\.5{padding-left:.625rem}.pl-4{padding-left:1rem}.pl-6{padding-left:1.5rem}.pl-7{padding-left:1.75rem}.pl-8{padding-left:2rem}.pr-1{padding-right:.25rem}.pr-2{padding-right:.5rem}.pr-2\.5{padding-right:.625rem}.pr-6{padding-right:1.5rem}.pr-7{padding-right:1.75rem}.pr-8{padding-right:2rem}.pt-0{padding-top:0}.pt-1{padding-top:.25rem}.pt-12{padding-top:3rem}.pt-2{padding-top:.5rem}.pt-2\.5{padding-top:.625rem}.pt-3{padding-top:.75rem}.pt-4{padding-top:1rem}.pt-5{padding-top:1.25rem}.pt-6{padding-top:1.5rem}.pt-8{padding-top:2rem}.pt-\[6px\]{padding-top:6px}.text-left{text-align:left}.text-center{text-align:center}.text-right{text-align:right}.text-start{text-align:start}.text-end{text-align:end}.align-top{vertical-align:top}.align-middle{vertical-align:middle}.align-bottom{vertical-align:bottom}.text-2xl{font-size:1.5rem;line-height:2rem}.text-\[0\.8rem\]{font-size:.8rem}.text-\[12px\]{font-size:12px}.text-\[13px\]{font-size:13px}.text-base{font-size:1rem;line-height:1.5rem}.text-lg{font-size:1.125rem;line-height:1.75rem}.text-sm{font-size:.875rem;line-height:1.25rem}.text-xl{font-size:1.25rem;line-height:1.75rem}.text-xs{font-size:.75rem;line-height:1rem}.font-bold{font-weight:700}.font-medium{font-weight:500}.font-normal{font-weight:400}.font-semibold{font-weight:600}.capitalize{text-transform:capitalize}.leading-none{line-height:1}.leading-tight{line-height:1.25}.tracking-tight{letter-spacing:-.025em}.\!text-primary-500{--tw-text-opacity:1!important;color:rgb(0 158 67/var(--tw-text-opacity))!important}.\!text-yellow-foreground{--tw-text-opacity:1!important;color:rgb(255 255 255/var(--tw-text-opacity))!important}.text-bbBlue{color:var(--color-bbBlue)}.text-bbBlue-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-current{color:currentColor}.text-destructive{--tw-text-opacity:1;color:rgb(255 90 95/var(--tw-text-opacity))}.text-destructive-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-foreground{--tw-text-opacity:1;color:hsl(222.2 84% 4.9%/var(--tw-text-opacity))}.text-gray{--tw-text-opacity:1;color:rgb(66 66 66/var(--tw-text-opacity))}.text-gray-400{--tw-text-opacity:1;color:rgb(156 163 175/var(--tw-text-opacity))}.text-gray-50{--tw-text-opacity:1;color:rgb(249 250 251/var(--tw-text-opacity))}.text-gray-500{--tw-text-opacity:1;color:rgb(158 158 158/var(--tw-text-opacity))}.text-gray-600{--tw-text-opacity:1;color:rgb(75 85 99/var(--tw-text-opacity))}.text-gray-900{--tw-text-opacity:1;color:rgb(17 24 39/var(--tw-text-opacity))}.text-gray-950{--tw-text-opacity:1;color:rgb(3 7 18/var(--tw-text-opacity))}.text-gray-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-green-foreground{--tw-text-opacity:1;color:rgb(52 73 94/var(--tw-text-opacity))}.text-inherit{color:inherit}.text-muted-foreground{--tw-text-opacity:1;color:hsl(215.4 16.3% 46.9%/var(--tw-text-opacity))}.text-neutral-400{--tw-text-opacity:1;color:rgb(163 163 163/var(--tw-text-opacity))}.text-orange{--tw-text-opacity:1;color:rgb(255 213 135/var(--tw-text-opacity))}.text-orange-foreground{--tw-text-opacity:1;color:rgb(0 0 0/var(--tw-text-opacity))}.text-primary{color:var(--color-primary)}.text-primary-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-red-500{--tw-text-opacity:1;color:rgb(239 68 68/var(--tw-text-opacity))}.text-secondary{--tw-text-opacity:1;color:rgb(20 101 201/var(--tw-text-opacity))}.text-secondary-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-silver{--tw-text-opacity:1;color:rgb(241 241 241/var(--tw-text-opacity))}.text-silver-foreground{--tw-text-opacity:1;color:rgb(0 0 0/var(--tw-text-opacity))}.text-sky-foreground{--tw-text-opacity:1;color:rgb(52 73 94/var(--tw-text-opacity))}.text-slate-50{--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.text-slate-500{--tw-text-opacity:1;color:rgb(100 116 139/var(--tw-text-opacity))}.text-slate-900{--tw-text-opacity:1;color:rgb(15 23 42/var(--tw-text-opacity))}.text-slate-950{--tw-text-opacity:1;color:rgb(2 6 23/var(--tw-text-opacity))}.text-slate-950\/50{color:#02061780}.text-slate-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-teal-500{--tw-text-opacity:1;color:rgb(20 184 166/var(--tw-text-opacity))}.text-warning{--tw-text-opacity:1;color:rgb(221 116 45/var(--tw-text-opacity))}.text-warning-foreground,.text-white{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.text-white-foreground{--tw-text-opacity:1;color:rgb(52 73 94/var(--tw-text-opacity))}.text-yellow{--tw-text-opacity:1;color:rgb(241 196 15/var(--tw-text-opacity))}.text-yellow-400{--tw-text-opacity:1;color:rgb(250 204 21/var(--tw-text-opacity))}.text-yellow-foreground{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.underline{text-decoration-line:underline}.line-through{text-decoration-line:line-through}.no-underline{text-decoration-line:none}.underline-offset-4{text-underline-offset:4px}.opacity-0{opacity:0}.opacity-50{opacity:.5}.opacity-70{opacity:.7}.opacity-90{opacity:.9}.shadow-lg{--tw-shadow:0 10px 15px -3px #0000001a,0 4px 6px -4px #0000001a;--tw-shadow-colored:0 10px 15px -3px var(--tw-shadow-color),0 4px 6px -4px var(--tw-shadow-color)}.shadow-lg,.shadow-md{box-shadow:var(--tw-ring-offset-shadow,0 0 #0000),var(--tw-ring-shadow,0 0 #0000),var(--tw-shadow)}.shadow-md{--tw-shadow:0 4px 6px -1px #0000001a,0 2px 4px -2px #0000001a;--tw-shadow-colored:0 4px 6px -1px var(--tw-shadow-color),0 2px 4px -2px var(--tw-shadow-color)}.shadow-none{--tw-shadow:0 0 #0000;--tw-shadow-colored:0 0 #0000}.shadow-none,.shadow-sm{box-shadow:var(--tw-ring-offset-shadow,0 0 #0000),var(--tw-ring-shadow,0 0 #0000),var(--tw-shadow)}.shadow-sm{--tw-shadow:0 1px 2px 0 #0000000d;--tw-shadow-colored:0 1px 2px 0 var(--tw-shadow-color)}.outline-none{outline:2px solid #0000;outline-offset:2px}.outline{outline-style:solid}.ring-offset-white{--tw-ring-offset-color:#fff}.filter{filter:var(--tw-blur) var(--tw-brightness) var(--tw-contrast) var(--tw-grayscale) var(--tw-hue-rotate) var(--tw-invert) var(--tw-saturate) var(--tw-sepia) var(--tw-drop-shadow)}.transition{transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,-webkit-backdrop-filter;transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter,-webkit-backdrop-filter;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.transition-all{transition-property:all;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.transition-colors{transition-property:color,background-color,border-color,text-decoration-color,fill,stroke;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.transition-opacity{transition-property:opacity;transition-timing-function:cubic-bezier(.4,0,.2,1);transition-duration:.15s}.duration-200{transition-duration:.2s}@keyframes enter{0%{opacity:var(--tw-enter-opacity,1);transform:translate3d(var(--tw-enter-translate-x,0),var(--tw-enter-translate-y,0),0) scale3d(var(--tw-enter-scale,1),var(--tw-enter-scale,1),var(--tw-enter-scale,1)) rotate(var(--tw-enter-rotate,0))}}@keyframes exit{to{opacity:var(--tw-exit-opacity,1);transform:translate3d(var(--tw-exit-translate-x,0),var(--tw-exit-translate-y,0),0) scale3d(var(--tw-exit-scale,1),var(--tw-exit-scale,1),var(--tw-exit-scale,1)) rotate(var(--tw-exit-rotate,0))}}.duration-200{animation-duration:.2s}@font-face{font-family:Lato;src:url(https://www.bankbazaar.com/styles/fonts/lato/lato-reg-webfont.woff) format("woff");font-weight:400;font-style:normal;font-display:swap}html{color:#34495e;font-family:Lato,Arial,Helvetica,sans-serif}body{-webkit-font-smoothing:antialiased}@media (min-width:1200px){.container{max-width:1200px}}details[open] .accordion-arrow svg{transform:rotate(180deg)}details{border-bottom:1px solid #0000001f}details>summary{list-style:none}details>summary::-webkit-details-marker,details>summary::marker{display:none}details:last-child{border-bottom:0}svg{display:unset}.radio-group button{margin-left:0!important}.radio-group button[data-state=checked],.radio-group:hover button{border-color:#fff;color:#fff}.bounce{animation:bounce 1s 1 alternate}@keyframes bounce{0%,20%,50%,80%,to{transform:translateY(0)}40%{transform:translateY(15px)}}[role=button]:focus-visible{outline:none}.tab-wrapper input[type=radio]:checked+label+.tab-content{display:block}.tab-bordered input[type=radio]:checked+label{background-color:#fff;border:1px solid #d4d4d5;margin-bottom:-1px;border-radius:6px 6px 0 0;color:#1abc9c;position:relative;border-bottom:0}.tab-image input[type=radio]:checked+label{color:#1abc9c;border-bottom:2px solid #1abc9c}.tab-image input[type=radio]:checked+label svg{fill:#1abc9c}.tab-filled input[type=radio]:checked+label{background-color:#eee}.tab-labeled input[type=radio]:checked+label{background-color:#5271ff;color:#fff}.sliderLeftToRight{width:12px;height:34px;position:absolute;left:0;top:-2px;transform:rotate(20deg);background:linear-gradient(90deg,#fff0 0,#fff0 1%,#ffffff4d 50%,#fff0);animation:slide 2s linear infinite}@keyframes slide{0%{margin-left:-10px}to{margin-left:100%}}.file\:border-0::file-selector-button{border-width:0}.file\:bg-transparent::file-selector-button{background-color:initial}.file\:text-sm::file-selector-button{font-size:.875rem;line-height:1.25rem}.file\:font-medium::file-selector-button{font-weight:500}.placeholder\:text-slate-400::-moz-placeholder{--tw-text-opacity:1;color:rgb(148 163 184/var(--tw-text-opacity))}.placeholder\:text-slate-400::placeholder{--tw-text-opacity:1;color:rgb(148 163 184/var(--tw-text-opacity))}.placeholder\:text-slate-500::-moz-placeholder{--tw-text-opacity:1;color:rgb(100 116 139/var(--tw-text-opacity))}.placeholder\:text-slate-500::placeholder{--tw-text-opacity:1;color:rgb(100 116 139/var(--tw-text-opacity))}.before\:absolute:before{content:var(--tw-content);position:absolute}.before\:bottom-\[-8px\]:before{content:var(--tw-content);bottom:-8px}.before\:left-2\/4:before{content:var(--tw-content);left:50%}.before\:left-\[-8px\]:before{content:var(--tw-content);left:-8px}.before\:right-\[-8px\]:before{content:var(--tw-content);right:-8px}.before\:top-2\/4:before{content:var(--tw-content);top:50%}.before\:top-\[-8px\]:before{content:var(--tw-content);top:-8px}.before\:h-0:before{content:var(--tw-content);height:0}.before\:w-0:before{content:var(--tw-content);width:0}.before\:-translate-x-2\/4:before{--tw-translate-x:-50%}.before\:-translate-x-2\/4:before,.before\:-translate-y-2\/4:before{content:var(--tw-content);transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.before\:-translate-y-2\/4:before{--tw-translate-y:-50%}.before\:border-x-8:before{content:var(--tw-content);border-left-width:8px;border-right-width:8px}.before\:border-y-8:before{border-top-width:8px}.before\:border-b-8:before,.before\:border-y-8:before{content:var(--tw-content);border-bottom-width:8px}.before\:border-l-8:before{content:var(--tw-content);border-left-width:8px}.before\:border-r-8:before{content:var(--tw-content);border-right-width:8px}.before\:border-t-8:before{content:var(--tw-content);border-top-width:8px}.before\:border-x-transparent:before{content:var(--tw-content);border-left-color:#0000;border-right-color:#0000}.before\:border-y-transparent:before{content:var(--tw-content);border-top-color:#0000;border-bottom-color:#0000}.before\:border-b-pink:before{content:var(--tw-content);--tw-border-opacity:1;border-bottom-color:rgb(255 125 147/var(--tw-border-opacity))}.before\:border-l-pink:before{content:var(--tw-content);--tw-border-opacity:1;border-left-color:rgb(255 125 147/var(--tw-border-opacity))}.before\:border-r-pink:before{content:var(--tw-content);--tw-border-opacity:1;border-right-color:rgb(255 125 147/var(--tw-border-opacity))}.before\:border-t-pink:before{content:var(--tw-content);--tw-border-opacity:1;border-top-color:rgb(255 125 147/var(--tw-border-opacity))}.after\:absolute:after{content:var(--tw-content);position:absolute}.after\:right-0:after{content:var(--tw-content);right:0}.after\:top-0:after{content:var(--tw-content);top:0}.after\:border-\[12px\]:after{content:var(--tw-content);border-width:12px}.after\:border-\[14px\]:after{content:var(--tw-content);border-width:14px}.after\:border-solid:after{content:var(--tw-content);border-style:solid}.after\:border-b-primary:after{content:var(--tw-content);border-bottom-color:var(--color-primary)}.after\:border-b-yellow-300:after{content:var(--tw-content);--tw-border-opacity:1;border-bottom-color:rgb(253 224 71/var(--tw-border-opacity))}.after\:border-l-primary:after{content:var(--tw-content);border-left-color:var(--color-primary)}.after\:border-l-yellow-300:after{content:var(--tw-content);--tw-border-opacity:1;border-left-color:rgb(253 224 71/var(--tw-border-opacity))}.after\:border-r-transparent:after{content:var(--tw-content);border-right-color:#0000}.after\:border-r-white:after{content:var(--tw-content);--tw-border-opacity:1;border-right-color:rgb(255 255 255/var(--tw-border-opacity))}.after\:border-t-primary:after{content:var(--tw-content);border-top-color:var(--color-primary)}.after\:border-t-yellow-300:after{content:var(--tw-content);--tw-border-opacity:1;border-top-color:rgb(253 224 71/var(--tw-border-opacity))}.even\:bg-gray-100:nth-child(2n){--tw-bg-opacity:1;background-color:rgb(243 244 246/var(--tw-bg-opacity))}.focus-within\:relative:focus-within{position:relative}.focus-within\:z-20:focus-within{z-index:20}.hover\:bg-bbBlue:hover{background-color:var(--color-bbBlue)}.hover\:bg-destructive-300:hover{--tw-bg-opacity:1;background-color:rgb(255 65 70/var(--tw-bg-opacity))}.hover\:bg-gray-100:hover{--tw-bg-opacity:1;background-color:rgb(243 244 246/var(--tw-bg-opacity))}.hover\:bg-gray-300:hover{--tw-bg-opacity:1;background-color:rgb(209 213 219/var(--tw-bg-opacity))}.hover\:bg-gray-50:hover{--tw-bg-opacity:1;background-color:rgb(249 250 251/var(--tw-bg-opacity))}.hover\:bg-gray-900:hover{--tw-bg-opacity:1;background-color:rgb(17 24 39/var(--tw-bg-opacity))}.hover\:bg-inherit:hover{background-color:inherit}.hover\:bg-primary:hover{background-color:var(--color-primary)}.hover\:bg-primary-300:hover{background-color:var(--color-primary-300)}.hover\:bg-red-500\/90:hover{background-color:#ef4444e6}.hover\:bg-secondary:hover{--tw-bg-opacity:1;background-color:rgb(20 101 201/var(--tw-bg-opacity))}.hover\:bg-slate-100:hover{--tw-bg-opacity:1;background-color:rgb(224 242 254/var(--tw-bg-opacity))}.hover\:bg-slate-100\/50:hover{background-color:#e0f2fe80}.hover\:bg-slate-100\/80:hover{background-color:#e0f2fecc}.hover\:bg-slate-900\/90:hover{background-color:#0f172ae6}.hover\:bg-teal-400:hover{--tw-bg-opacity:1;background-color:rgb(45 212 191/var(--tw-bg-opacity))}.hover\:bg-transparent:hover{background-color:initial}.hover\:bg-yellow-300:hover{--tw-bg-opacity:1;background-color:rgb(253 224 71/var(--tw-bg-opacity))}.hover\:text-bbBlue:hover{color:var(--color-bbBlue)}.hover\:text-bbBlue-foreground:hover{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.hover\:text-gray-50:hover{--tw-text-opacity:1;color:rgb(249 250 251/var(--tw-text-opacity))}.hover\:text-primary-foreground:hover{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.hover\:text-slate-900:hover{--tw-text-opacity:1;color:rgb(15 23 42/var(--tw-text-opacity))}.hover\:text-slate-950:hover{--tw-text-opacity:1;color:rgb(2 6 23/var(--tw-text-opacity))}.hover\:text-white:hover{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.hover\:underline:hover{text-decoration-line:underline}.hover\:no-underline:hover{text-decoration-line:none}.hover\:opacity-100:hover{opacity:1}.hover\:shadow-xl:hover{--tw-shadow:0 20px 25px -5px #0000001a,0 8px 10px -6px #0000001a;--tw-shadow-colored:0 20px 25px -5px var(--tw-shadow-color),0 8px 10px -6px var(--tw-shadow-color);box-shadow:var(--tw-ring-offset-shadow,0 0 #0000),var(--tw-ring-shadow,0 0 #0000),var(--tw-shadow)}.hover\:even\:bg-gray-100:nth-child(2n):hover{--tw-bg-opacity:1;background-color:rgb(243 244 246/var(--tw-bg-opacity))}.focus\:border-2:focus{border-width:2px}.focus\:border-blue-500:focus{--tw-border-opacity:1;border-color:rgb(59 130 246/var(--tw-border-opacity))}.focus\:border-red-500:focus{--tw-border-opacity:1;border-color:rgb(239 68 68/var(--tw-border-opacity))}.focus\:bg-bbBlue:focus{background-color:var(--color-bbBlue)}.focus\:bg-gray-900:focus{--tw-bg-opacity:1;background-color:rgb(17 24 39/var(--tw-bg-opacity))}.focus\:bg-slate-100:focus{--tw-bg-opacity:1;background-color:rgb(224 242 254/var(--tw-bg-opacity))}.focus\:text-bbBlue-foreground:focus{--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.focus\:text-gray-50:focus{--tw-text-opacity:1;color:rgb(249 250 251/var(--tw-text-opacity))}.focus\:text-slate-900:focus{--tw-text-opacity:1;color:rgb(15 23 42/var(--tw-text-opacity))}.focus\:opacity-100:focus{opacity:1}.focus\:outline-none:focus{outline:2px solid #0000;outline-offset:2px}.focus\:ring-0:focus{--tw-ring-offset-shadow:var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow:var(--tw-ring-inset) 0 0 0 calc(var(--tw-ring-offset-width)) var(--tw-ring-color)}.focus\:ring-0:focus,.focus\:ring-2:focus{box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow,0 0 #0000)}.focus\:ring-2:focus{--tw-ring-offset-shadow:var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow:var(--tw-ring-inset) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color)}.focus\:ring-slate-950:focus{--tw-ring-opacity:1;--tw-ring-color:rgb(2 6 23/var(--tw-ring-opacity))}.focus\:ring-offset-0:focus{--tw-ring-offset-width:0px}.focus\:ring-offset-2:focus{--tw-ring-offset-width:2px}.focus-visible\:outline-none:focus-visible{outline:2px solid #0000;outline-offset:2px}.focus-visible\:ring-0:focus-visible{--tw-ring-offset-shadow:var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow:var(--tw-ring-inset) 0 0 0 calc(var(--tw-ring-offset-width)) var(--tw-ring-color)}.focus-visible\:ring-0:focus-visible,.focus-visible\:ring-2:focus-visible{box-shadow:var(--tw-ring-offset-shadow),var(--tw-ring-shadow),var(--tw-shadow,0 0 #0000)}.focus-visible\:ring-2:focus-visible{--tw-ring-offset-shadow:var(--tw-ring-inset) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color);--tw-ring-shadow:var(--tw-ring-inset) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color)}.focus-visible\:ring-gray-950:focus-visible{--tw-ring-opacity:1;--tw-ring-color:rgb(3 7 18/var(--tw-ring-opacity))}.focus-visible\:ring-slate-950:focus-visible{--tw-ring-opacity:1;--tw-ring-color:rgb(2 6 23/var(--tw-ring-opacity))}.focus-visible\:ring-transparent:focus-visible{--tw-ring-color:#0000}.focus-visible\:ring-offset-0:focus-visible{--tw-ring-offset-width:0px}.focus-visible\:ring-offset-2:focus-visible{--tw-ring-offset-width:2px}.disabled\:pointer-events-none:disabled{pointer-events:none}.disabled\:cursor-not-allowed:disabled{cursor:not-allowed}.disabled\:opacity-100:disabled{opacity:1}.disabled\:opacity-50:disabled{opacity:.5}.group:hover .group-hover\:opacity-100{opacity:1}.group.destructive .group-\[\.destructive\]\:border-slate-100\/40{border-color:#e0f2fe66}.group.destructive .group-\[\.destructive\]\:text-red-300{--tw-text-opacity:1;color:rgb(252 165 165/var(--tw-text-opacity))}.group.destructive .group-\[\.destructive\]\:hover\:border-red-500\/30:hover{border-color:#ef44444d}.group.destructive .group-\[\.destructive\]\:hover\:bg-red-500:hover{--tw-bg-opacity:1;background-color:rgb(239 68 68/var(--tw-bg-opacity))}.group.destructive .group-\[\.destructive\]\:hover\:text-red-50:hover{--tw-text-opacity:1;color:rgb(254 242 242/var(--tw-text-opacity))}.group.destructive .group-\[\.destructive\]\:hover\:text-slate-50:hover{--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.group.destructive .group-\[\.destructive\]\:focus\:ring-red-400:focus{--tw-ring-opacity:1;--tw-ring-color:rgb(248 113 113/var(--tw-ring-opacity))}.group.destructive .group-\[\.destructive\]\:focus\:ring-red-500:focus{--tw-ring-opacity:1;--tw-ring-color:rgb(239 68 68/var(--tw-ring-opacity))}.group.destructive .group-\[\.destructive\]\:focus\:ring-offset-red-600:focus{--tw-ring-offset-color:#dc2626}.peer:checked~.peer-checked\:left-\[0\]{left:0}.peer:checked~.peer-checked\:right-\[0\]{right:0}.peer:checked~.peer-checked\:block{display:block}.peer:disabled~.peer-disabled\:cursor-not-allowed{cursor:not-allowed}.peer:disabled~.peer-disabled\:opacity-70{opacity:.7}.aria-selected\:bg-gray-100[aria-selected=true]{--tw-bg-opacity:1;background-color:rgb(243 244 246/var(--tw-bg-opacity))}.aria-selected\:bg-gray-100\/50[aria-selected=true]{background-color:#f3f4f680}.aria-selected\:text-gray-500[aria-selected=true]{--tw-text-opacity:1;color:rgb(158 158 158/var(--tw-text-opacity))}.aria-selected\:text-gray-900[aria-selected=true]{--tw-text-opacity:1;color:rgb(17 24 39/var(--tw-text-opacity))}.aria-selected\:opacity-100[aria-selected=true]{opacity:1}.aria-selected\:opacity-30[aria-selected=true]{opacity:.3}.data-\[disabled\]\:pointer-events-none[data-disabled]{pointer-events:none}.data-\[side\=bottom\]\:translate-y-1[data-side=bottom]{--tw-translate-y:0.25rem}.data-\[side\=bottom\]\:translate-y-1[data-side=bottom],.data-\[side\=left\]\:-translate-x-1[data-side=left]{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.data-\[side\=left\]\:-translate-x-1[data-side=left]{--tw-translate-x:-0.25rem}.data-\[side\=right\]\:translate-x-1[data-side=right]{--tw-translate-x:0.25rem}.data-\[side\=right\]\:translate-x-1[data-side=right],.data-\[side\=top\]\:-translate-y-1[data-side=top]{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.data-\[side\=top\]\:-translate-y-1[data-side=top]{--tw-translate-y:-0.25rem}.data-\[swipe\=cancel\]\:translate-x-0[data-swipe=cancel]{--tw-translate-x:0px}.data-\[swipe\=cancel\]\:translate-x-0[data-swipe=cancel],.data-\[swipe\=end\]\:translate-x-\[var$--radix-toast-swipe-end-x$\][data-swipe=end]{transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.data-\[swipe\=end\]\:translate-x-\[var$--radix-toast-swipe-end-x$\][data-swipe=end]{--tw-translate-x:var(--radix-toast-swipe-end-x)}.data-\[swipe\=move\]\:translate-x-\[var$--radix-toast-swipe-move-x$\][data-swipe=move]{--tw-translate-x:var(--radix-toast-swipe-move-x);transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.data-\[state\=checked\]\:border-primary[data-state=checked]{border-color:var(--color-primary)}.data-\[active\]\:bg-slate-100\/50[data-active]{background-color:#e0f2fe80}.data-\[state\=checked\]\:bg-gray-900[data-state=checked]{--tw-bg-opacity:1;background-color:rgb(17 24 39/var(--tw-bg-opacity))}.data-\[state\=checked\]\:bg-primary[data-state=checked]{background-color:var(--color-primary)}.data-\[state\=open\]\:bg-slate-100[data-state=open]{--tw-bg-opacity:1;background-color:rgb(224 242 254/var(--tw-bg-opacity))}.data-\[state\=open\]\:bg-slate-100\/50[data-state=open]{background-color:#e0f2fe80}.data-\[state\=selected\]\:bg-slate-100[data-state=selected]{--tw-bg-opacity:1;background-color:rgb(224 242 254/var(--tw-bg-opacity))}.data-\[state\=checked\]\:text-gray-50[data-state=checked]{--tw-text-opacity:1;color:rgb(249 250 251/var(--tw-text-opacity))}.data-\[state\=open\]\:text-slate-500[data-state=open]{--tw-text-opacity:1;color:rgb(100 116 139/var(--tw-text-opacity))}.data-\[disabled\]\:opacity-50[data-disabled]{opacity:.5}.data-\[swipe\=move\]\:transition-none[data-swipe=move]{transition-property:none}.data-\[motion\^\=from-\]\:animate-in[data-motion^=from-],.data-\[state\=open\]\:animate-in[data-state=open],.data-\[state\=visible\]\:animate-in[data-state=visible]{animation-name:enter;animation-duration:.15s;--tw-enter-opacity:initial;--tw-enter-scale:initial;--tw-enter-rotate:initial;--tw-enter-translate-x:initial;--tw-enter-translate-y:initial}.data-\[motion\^\=to-\]\:animate-out[data-motion^=to-],.data-\[state\=closed\]\:animate-out[data-state=closed],.data-\[state\=hidden\]\:animate-out[data-state=hidden],.data-\[swipe\=end\]\:animate-out[data-swipe=end]{animation-name:exit;animation-duration:.15s;--tw-exit-opacity:initial;--tw-exit-scale:initial;--tw-exit-rotate:initial;--tw-exit-translate-x:initial;--tw-exit-translate-y:initial}.data-\[motion\^\=from-\]\:fade-in[data-motion^=from-]{--tw-enter-opacity:0}.data-\[motion\^\=to-\]\:fade-out[data-motion^=to-],.data-\[state\=closed\]\:fade-out-0[data-state=closed]{--tw-exit-opacity:0}.data-\[state\=closed\]\:fade-out-80[data-state=closed]{--tw-exit-opacity:0.8}.data-\[state\=hidden\]\:fade-out[data-state=hidden]{--tw-exit-opacity:0}.data-\[state\=open\]\:fade-in-0[data-state=open],.data-\[state\=visible\]\:fade-in[data-state=visible]{--tw-enter-opacity:0}.data-\[state\=closed\]\:zoom-out-95[data-state=closed]{--tw-exit-scale:.95}.data-\[state\=open\]\:zoom-in-90[data-state=open]{--tw-enter-scale:.9}.data-\[state\=open\]\:zoom-in-95[data-state=open]{--tw-enter-scale:.95}.data-\[motion\=from-end\]\:slide-in-from-right-52[data-motion=from-end]{--tw-enter-translate-x:13rem}.data-\[motion\=from-start\]\:slide-in-from-left-52[data-motion=from-start]{--tw-enter-translate-x:-13rem}.data-\[motion\=to-end\]\:slide-out-to-right-52[data-motion=to-end]{--tw-exit-translate-x:13rem}.data-\[motion\=to-start\]\:slide-out-to-left-52[data-motion=to-start]{--tw-exit-translate-x:-13rem}.data-\[side\=bottom\]\:slide-in-from-top-2[data-side=bottom]{--tw-enter-translate-y:-0.5rem}.data-\[side\=left\]\:slide-in-from-right-2[data-side=left]{--tw-enter-translate-x:0.5rem}.data-\[side\=right\]\:slide-in-from-left-2[data-side=right]{--tw-enter-translate-x:-0.5rem}.data-\[side\=top\]\:slide-in-from-bottom-2[data-side=top]{--tw-enter-translate-y:0.5rem}.data-\[state\=closed\]\:slide-out-to-left-1\/2[data-state=closed]{--tw-exit-translate-x:-50%}.data-\[state\=closed\]\:slide-out-to-right-full[data-state=closed]{--tw-exit-translate-x:100%}.data-\[state\=closed\]\:slide-out-to-top-\[48\%\][data-state=closed]{--tw-exit-translate-y:-48%}.data-\[state\=open\]\:slide-in-from-left-1\/2[data-state=open]{--tw-enter-translate-x:-50%}.data-\[state\=open\]\:slide-in-from-top-\[48\%\][data-state=open]{--tw-enter-translate-y:-48%}.data-\[state\=open\]\:slide-in-from-top-full[data-state=open]{--tw-enter-translate-y:-100%}.group[data-state=open] .group-data-\[state\=open\]\:rotate-180{--tw-rotate:180deg;transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.dark\:border-gray-50:is(.dark *){--tw-border-opacity:1;border-color:rgb(249 250 251/var(--tw-border-opacity))}.dark\:border-gray-800:is(.dark *){--tw-border-opacity:1;border-color:rgb(31 41 55/var(--tw-border-opacity))}.dark\:border-red-500:is(.dark *){--tw-border-opacity:1;border-color:rgb(239 68 68/var(--tw-border-opacity))}.dark\:border-red-900:is(.dark *){--tw-border-opacity:1;border-color:rgb(127 29 29/var(--tw-border-opacity))}.dark\:border-red-900\/50:is(.dark *){border-color:#7f1d1d80}.dark\:border-slate-50:is(.dark *){--tw-border-opacity:1;border-color:rgb(248 250 252/var(--tw-border-opacity))}.dark\:border-slate-800:is(.dark *){--tw-border-opacity:1;border-color:rgb(30 41 59/var(--tw-border-opacity))}.dark\:dark\:border-red-900:is(.dark *):is(.dark *){--tw-border-opacity:1;border-color:rgb(127 29 29/var(--tw-border-opacity))}.dark\:bg-gray-50:is(.dark *){--tw-bg-opacity:1;background-color:rgb(249 250 251/var(--tw-bg-opacity))}.dark\:bg-gray-800:is(.dark *){--tw-bg-opacity:1;background-color:rgb(31 41 55/var(--tw-bg-opacity))}.dark\:bg-gray-950:is(.dark *){--tw-bg-opacity:1;background-color:rgb(3 7 18/var(--tw-bg-opacity))}.dark\:bg-red-900:is(.dark *){--tw-bg-opacity:1;background-color:rgb(127 29 29/var(--tw-bg-opacity))}.dark\:bg-slate-50:is(.dark *){--tw-bg-opacity:1;background-color:rgb(248 250 252/var(--tw-bg-opacity))}.dark\:bg-slate-800:is(.dark *){--tw-bg-opacity:1;background-color:rgb(30 41 59/var(--tw-bg-opacity))}.dark\:bg-slate-800\/50:is(.dark *){background-color:#1e293b80}.dark\:bg-slate-950:is(.dark *){--tw-bg-opacity:1;background-color:rgb(2 6 23/var(--tw-bg-opacity))}.dark\:text-gray-400:is(.dark *){--tw-text-opacity:1;color:rgb(156 163 175/var(--tw-text-opacity))}.dark\:text-gray-50:is(.dark *){--tw-text-opacity:1;color:rgb(249 250 251/var(--tw-text-opacity))}.dark\:text-gray-900:is(.dark *){--tw-text-opacity:1;color:rgb(17 24 39/var(--tw-text-opacity))}.dark\:text-red-900:is(.dark *){--tw-text-opacity:1;color:rgb(127 29 29/var(--tw-text-opacity))}.dark\:text-slate-400:is(.dark *){--tw-text-opacity:1;color:rgb(148 163 184/var(--tw-text-opacity))}.dark\:text-slate-50:is(.dark *){--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.dark\:text-slate-50\/50:is(.dark *){color:#f8fafc80}.dark\:text-slate-900:is(.dark *){--tw-text-opacity:1;color:rgb(15 23 42/var(--tw-text-opacity))}.dark\:ring-offset-gray-950:is(.dark *){--tw-ring-offset-color:#030712}.dark\:ring-offset-slate-950:is(.dark *){--tw-ring-offset-color:#020617}.dark\:placeholder\:text-slate-400:is(.dark *)::-moz-placeholder{--tw-text-opacity:1;color:rgb(148 163 184/var(--tw-text-opacity))}.dark\:placeholder\:text-slate-400:is(.dark *)::placeholder{--tw-text-opacity:1;color:rgb(148 163 184/var(--tw-text-opacity))}.dark\:hover\:bg-gray-50:hover:is(.dark *){--tw-bg-opacity:1;background-color:rgb(249 250 251/var(--tw-bg-opacity))}.dark\:hover\:bg-gray-600:hover:is(.dark *){--tw-bg-opacity:1;background-color:rgb(75 85 99/var(--tw-bg-opacity))}.dark\:hover\:bg-red-900\/90:hover:is(.dark *){background-color:#7f1d1de6}.dark\:hover\:bg-slate-50\/90:hover:is(.dark *){background-color:#f8fafce6}.dark\:hover\:bg-slate-800:hover:is(.dark *){--tw-bg-opacity:1;background-color:rgb(30 41 59/var(--tw-bg-opacity))}.dark\:hover\:bg-slate-800\/50:hover:is(.dark *){background-color:#1e293b80}.dark\:hover\:bg-slate-800\/80:hover:is(.dark *){background-color:#1e293bcc}.dark\:hover\:text-gray-900:hover:is(.dark *){--tw-text-opacity:1;color:rgb(17 24 39/var(--tw-text-opacity))}.dark\:hover\:text-slate-50:hover:is(.dark *){--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.dark\:hover\:text-white:hover:is(.dark *){--tw-text-opacity:1;color:rgb(255 255 255/var(--tw-text-opacity))}.dark\:focus\:bg-gray-50:focus:is(.dark *){--tw-bg-opacity:1;background-color:rgb(249 250 251/var(--tw-bg-opacity))}.dark\:focus\:bg-slate-800:focus:is(.dark *){--tw-bg-opacity:1;background-color:rgb(30 41 59/var(--tw-bg-opacity))}.dark\:focus\:text-gray-900:focus:is(.dark *){--tw-text-opacity:1;color:rgb(17 24 39/var(--tw-text-opacity))}.dark\:focus\:text-slate-50:focus:is(.dark *){--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.dark\:focus\:ring-slate-300:focus:is(.dark *){--tw-ring-opacity:1;--tw-ring-color:rgb(203 213 225/var(--tw-ring-opacity))}.dark\:focus-visible\:ring-gray-300:focus-visible:is(.dark *){--tw-ring-opacity:1;--tw-ring-color:rgb(209 213 219/var(--tw-ring-opacity))}.dark\:focus-visible\:ring-slate-300:focus-visible:is(.dark *){--tw-ring-opacity:1;--tw-ring-color:rgb(203 213 225/var(--tw-ring-opacity))}.group.destructive .dark\:group-\[\.destructive\]\:border-slate-800\/40:is(.dark *){border-color:#1e293b66}.group.destructive .dark\:group-\[\.destructive\]\:hover\:border-red-900\/30:hover:is(.dark *){border-color:#7f1d1d4d}.group.destructive .dark\:group-\[\.destructive\]\:hover\:bg-red-900:hover:is(.dark *){--tw-bg-opacity:1;background-color:rgb(127 29 29/var(--tw-bg-opacity))}.group.destructive .dark\:group-\[\.destructive\]\:hover\:text-slate-50:hover:is(.dark *){--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.group.destructive .dark\:group-\[\.destructive\]\:focus\:ring-red-900:focus:is(.dark *){--tw-ring-opacity:1;--tw-ring-color:rgb(127 29 29/var(--tw-ring-opacity))}.dark\:aria-selected\:bg-gray-800[aria-selected=true]:is(.dark *){--tw-bg-opacity:1;background-color:rgb(31 41 55/var(--tw-bg-opacity))}.dark\:aria-selected\:bg-gray-800\/50[aria-selected=true]:is(.dark *){background-color:#1f293780}.dark\:aria-selected\:text-gray-400[aria-selected=true]:is(.dark *){--tw-text-opacity:1;color:rgb(156 163 175/var(--tw-text-opacity))}.dark\:aria-selected\:text-gray-50[aria-selected=true]:is(.dark *){--tw-text-opacity:1;color:rgb(249 250 251/var(--tw-text-opacity))}.dark\:data-\[active\]\:bg-slate-800\/50[data-active]:is(.dark *){background-color:#1e293b80}.dark\:data-\[state\=checked\]\:bg-gray-50[data-state=checked]:is(.dark *){--tw-bg-opacity:1;background-color:rgb(249 250 251/var(--tw-bg-opacity))}.dark\:data-\[state\=open\]\:bg-slate-800[data-state=open]:is(.dark *){--tw-bg-opacity:1;background-color:rgb(30 41 59/var(--tw-bg-opacity))}.dark\:data-\[state\=open\]\:bg-slate-800\/50[data-state=open]:is(.dark *){background-color:#1e293b80}.dark\:data-\[state\=selected\]\:bg-slate-800[data-state=selected]:is(.dark *){--tw-bg-opacity:1;background-color:rgb(30 41 59/var(--tw-bg-opacity))}.dark\:data-\[state\=checked\]\:text-gray-900[data-state=checked]:is(.dark *){--tw-text-opacity:1;color:rgb(17 24 39/var(--tw-text-opacity))}.dark\:data-\[state\=open\]\:text-slate-400[data-state=open]:is(.dark *){--tw-text-opacity:1;color:rgb(148 163 184/var(--tw-text-opacity))}@media (min-width:640px){.sm\:bottom-0{bottom:0}.sm\:right-0{right:0}.sm\:top-auto{top:auto}.sm\:flex-row{flex-direction:row}.sm\:flex-col{flex-direction:column}.sm\:justify-end{justify-content:flex-end}.sm\:justify-center{justify-content:center}.sm\:gap-0{gap:0}.sm\:gap-2\.5{gap:.625rem}.sm\:space-x-2>:not([hidden])~:not([hidden]){--tw-space-x-reverse:0;margin-right:calc(.5rem*var(--tw-space-x-reverse));margin-left:calc(.5rem*(1 - var(--tw-space-x-reverse)))}.sm\:space-x-4>:not([hidden])~:not([hidden]){--tw-space-x-reverse:0;margin-right:calc(1rem*var(--tw-space-x-reverse));margin-left:calc(1rem*(1 - var(--tw-space-x-reverse)))}.sm\:space-y-0>:not([hidden])~:not([hidden]){--tw-space-y-reverse:0;margin-top:calc(0px*(1 - var(--tw-space-y-reverse)));margin-bottom:calc(0px*var(--tw-space-y-reverse))}.sm\:rounded-lg{border-radius:4px}.sm\:text-left{text-align:left}.data-\[state\=open\]\:sm\:slide-in-from-bottom-full[data-state=open]{--tw-enter-translate-y:100%}}@media (min-width:768px){.md\:absolute{position:absolute}.md\:col-span-1{grid-column:span 1/span 1}.md\:col-span-10{grid-column:span 10/span 10}.md\:col-span-11{grid-column:span 11/span 11}.md\:col-span-12{grid-column:span 12/span 12}.md\:col-span-2{grid-column:span 2/span 2}.md\:col-span-3{grid-column:span 3/span 3}.md\:col-span-4{grid-column:span 4/span 4}.md\:col-span-5{grid-column:span 5/span 5}.md\:col-span-6{grid-column:span 6/span 6}.md\:col-span-7{grid-column:span 7/span 7}.md\:col-span-8{grid-column:span 8/span 8}.md\:col-span-9{grid-column:span 9/span 9}.md\:w-\[200px\]{width:200px}.md\:w-\[var$--radix-navigation-menu-viewport-width$\]{width:var(--radix-navigation-menu-viewport-width)}.md\:w-auto{width:auto}.md\:max-w-\[420px\]{max-width:420px}}@media (min-width:1024px){.lg\:col-span-1{grid-column:span 1/span 1}.lg\:col-span-10{grid-column:span 10/span 10}.lg\:col-span-11{grid-column:span 11/span 11}.lg\:col-span-12{grid-column:span 12/span 12}.lg\:col-span-2{grid-column:span 2/span 2}.lg\:col-span-3{grid-column:span 3/span 3}.lg\:col-span-4{grid-column:span 4/span 4}.lg\:col-span-5{grid-column:span 5/span 5}.lg\:col-span-6{grid-column:span 6/span 6}.lg\:col-span-7{grid-column:span 7/span 7}.lg\:col-span-8{grid-column:span 8/span 8}.lg\:col-span-9{grid-column:span 9/span 9}}.\[\&\:\:-webkit-scrollbar-thumb\]\:bg-black::-webkit-scrollbar-thumb{--tw-bg-opacity:1;background-color:rgb(0 0 0/var(--tw-bg-opacity))}.\[\&\:\:-webkit-scrollbar-track\]\:bg-slate-700::-webkit-scrollbar-track{--tw-bg-opacity:1;background-color:rgb(53 52 52/var(--tw-bg-opacity))}.\[\&\:\:-webkit-scrollbar\]\:\[width\:5px\]::-webkit-scrollbar{width:5px}.\[\&\:has$\[aria-selected\]$\]\:bg-gray-100:has([aria-selected]){--tw-bg-opacity:1;background-color:rgb(243 244 246/var(--tw-bg-opacity))}.first\:\[\&\:has$\[aria-selected\]$\]\:rounded-l-md:has([aria-selected]):first-child{border-top-left-radius:4px;border-bottom-left-radius:4px}.last\:\[\&\:has$\[aria-selected\]$\]\:rounded-r-md:has([aria-selected]):last-child{border-top-right-radius:4px;border-bottom-right-radius:4px}.dark\:\[\&\:has$\[aria-selected\]$\]\:bg-gray-800:has([aria-selected]):is(.dark *){--tw-bg-opacity:1;background-color:rgb(31 41 55/var(--tw-bg-opacity))}.\[\&\:has$\[aria-selected\]\.day-outside$\]\:bg-gray-100\/50:has([aria-selected].day-outside){background-color:#f3f4f680}.dark\:\[\&\:has$\[aria-selected\]\.day-outside$\]\:bg-gray-800\/50:has([aria-selected].day-outside):is(.dark *){background-color:#1f293780}.\[\&\:has$\[aria-selected\]\.day-range-end$\]\:rounded-r-md:has([aria-selected].day-range-end){border-top-right-radius:4px;border-bottom-right-radius:4px}.\[\&\:has$\[role\=checkbox\]$\]\:pr-0:has([role=checkbox]){padding-right:0}.\[\&\>\.menu-content\]\:hidden>.menu-content{display:none}.\[\&\>span\]\:line-clamp-1>span{overflow:hidden;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:1}.\[\&\>svg\+div\]\:translate-y-\[-3px\]>svg+div{--tw-translate-y:-3px;transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.\[\&\>svg\]\:absolute>svg{position:absolute}.\[\&\>svg\]\:left-4>svg{left:1rem}.\[\&\>svg\]\:top-4>svg{top:1rem}.\[\&\>svg\]\:size-3\.5>svg{width:.875rem;height:.875rem}.\[\&\>svg\]\:text-destructive>svg{--tw-text-opacity:1;color:rgb(255 90 95/var(--tw-text-opacity))}.\[\&\>svg\]\:text-red-500>svg{--tw-text-opacity:1;color:rgb(239 68 68/var(--tw-text-opacity))}.\[\&\>svg\]\:text-slate-950>svg{--tw-text-opacity:1;color:rgb(2 6 23/var(--tw-text-opacity))}.dark\:\[\&\>svg\]\:text-red-900>svg:is(.dark *){--tw-text-opacity:1;color:rgb(127 29 29/var(--tw-text-opacity))}.dark\:\[\&\>svg\]\:text-slate-50>svg:is(.dark *){--tw-text-opacity:1;color:rgb(248 250 252/var(--tw-text-opacity))}.\[\&\>svg\~\*\]\:pl-7>svg~*{padding-left:1.75rem}.\[\&\>tr\]\:last\:border-b-0:last-child>tr{border-bottom-width:0}.\[\&\[data-state\=open\]\]\:bg-bbBlue[data-state=open]{background-color:var(--color-bbBlue)}.\[\&_p\]\:leading-relaxed p{line-height:1.625}.\[\&_tr\:last-child\]\:border-0 tr:last-child{border-width:0}.\[\&_tr\]\:border-b tr{border-bottom-width:1px}:hover.\[\:hover\&\>\.menu-content\]\:block>.menu-content{display:block}:hover.\[\:hover\&\>svg\]\:rotate-180>svg{--tw-rotate:180deg;transform:translate(var(--tw-translate-x),var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}</style></head><body><div id="lp-root"><link rel="preload" as="image" href="https://static.bankbazaar.com/images/bankbazaar-logo.svg"/><link rel="preload" as="image" href="https://static.bankbazaar.com/images/common/ct-navbar-link-img-v3.gif"/><link rel="preload" as="image" href="https://static.bankbazaar.com/images/common/bbicons-menu-free-badge.webp"/><link rel="preload" as="image" href="https://static.bankbazaar.com/images/common/bbicons-menu-download-app.webp"/><link rel="preload" as="image" href="https://static.bankbazaar.com/images/common/bbicons-menu-android-star-badge.webp"/><link rel="preload" as="image" href="https://static.bankbazaar.com/images/india/infographic/images/india/infographic/types_of_postal_life_insurance-1.webp"/><div data-theme="spring-green"><div class="bg-bbBlue"><div class="flex mx-auto px-1 items-center justify-center"><div class="py-1"><a href="/"><img src="https://static.bankbazaar.com/images/bankbazaar-logo.svg" alt="BankBazaar" title="Low Interest home loan, personal loans & car loans from all banks in India" width="152" height="42" style="max-width:100%;display:inline;float:left"/></a></div><nav class="max-w-max"><ul class="group flex flex-1 list-none items-center justify-center space-x-1"><li class="inline-block relative [&>.menu-content]:hidden [:hover&>.menu-content]:block"><div class="bg-bbBlue text-bbBlue-foreground focus:bg-bbBlue hover:text-bbBlue-foreground focus:text-bbBlue-foreground hover:bg-bbBlue [&[data-state=open]]:bg-bbBlue cursor-pointer text-sm px-4 py-4 [:hover&>svg]:rotate-180" id="CARDS" aria-controls="CARDS">CARDS <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down" font-size="small" style="width:16px"><path d="m6 9 6 6 6-6"></path></svg></div><div class="left-auto absolute z-[2] menu-content"><ul class="md:w-[200px] flex flex-col border border-gray-100 rounded-lg bg-gray-50 "><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/credit-card.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Credit Cards</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/debit-card.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Debit Cards</a></div></li></ul></div></li><li class="inline-block relative [&>.menu-content]:hidden [:hover&>.menu-content]:block"><div class="bg-bbBlue text-bbBlue-foreground focus:bg-bbBlue hover:text-bbBlue-foreground focus:text-bbBlue-foreground hover:bg-bbBlue [&[data-state=open]]:bg-bbBlue cursor-pointer text-sm px-4 py-4 [:hover&>svg]:rotate-180" id="LOANS" aria-controls="LOANS">LOANS <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down" font-size="small" style="width:16px"><path d="m6 9 6 6 6-6"></path></svg></div><div class="left-auto absolute z-[2] menu-content"><ul class="md:w-[200px] flex flex-col border border-gray-100 rounded-lg bg-gray-50 "><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/personal-loan.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Personal Loan</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/home-loan.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Home Loan</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/car-loan.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Car Loan</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/two-wheeler-loan.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Two Wheeler Loan</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/used-car-loan.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Used Car Loan</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/education-loan.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Education Loan</a></div></li></ul></div></li><li class="inline-block relative [&>.menu-content]:hidden [:hover&>.menu-content]:block"><div class="bg-bbBlue text-bbBlue-foreground focus:bg-bbBlue hover:text-bbBlue-foreground focus:text-bbBlue-foreground hover:bg-bbBlue [&[data-state=open]]:bg-bbBlue cursor-pointer text-sm px-4 py-4 [:hover&>svg]:rotate-180" id="INVESTMENTS" aria-controls="INVESTMENTS">INVESTMENTS <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down" font-size="small" style="width:16px"><path d="m6 9 6 6 6-6"></path></svg></div><div class="left-auto absolute z-[2] menu-content"><ul class="md:w-[200px] flex flex-col border border-gray-100 rounded-lg bg-gray-50 "><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/fixed-deposit-rate.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Fixed Deposit</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/recurring-deposit-rates.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Recurring Deposit</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/savings-account.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Savings Account</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/saving-schemes.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Saving Schemes</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/gold-rate-india.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Gold Rate</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/silver-rate-india.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Silver Rate</a></div></li><li class="row-span-3"><div class="no-underline hover:underline hover:text-bbBlue"><a href="/mutual-fund.html" class="block px-4 py-2 hover:bg-gray-100 dark:hover:bg-gray-600 dark:hover:text-white no-underline">Mutual Funds</a></div></li></ul></div></li></ul></nav><div class="grow" style="padding-top:4px;padding-bottom:4px"><nav class="max-w-max"><ul class="group flex flex-1 list-none items-center justify-center space-x-1"><div><a href="/credit-score.html?variant=slide&amp;utm_source=bb&amp;utm_medium=display&amp;utm_campaign=HEADER"><img src="https://static.bankbazaar.com/images/common/ct-navbar-link-img-v3.gif" alt="Free Credit Score" title="Free Credit Score" width="129" height="46" style="max-width:100%;display:inline"/></a></div></ul></nav></div><div id="uif-appbar-placeholder-1"></div><nav class="max-w-max"><ul class="group flex flex-1 list-none items-center justify-center space-x-1"><li class="text-white inline-block"><a href="/verifyOwnershipForm.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-map-pin mr-2 h-full"><path d="M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0Z"></path><circle cx="12" cy="10" r="3"></circle></svg><p class="text-sm ">Track Application</p></a></li><li class="text-white inline-block"><a href="/login.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0"><p class="text-sm ">Login</p></a></li></ul></nav><div id="uif-appbar-placeholder-2"></div><input type="checkbox" id="menu" class="peer hidden" name="menu"/><label for="menu"><span class="bg-bbBlue text-bbBlue-foreground hover:bg-bbBlue items-center inline-flex px-3 pt-2 cursor-pointer"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-align-justify"><line x1="3" x2="21" y1="6" y2="6"></line><line x1="3" x2="21" y1="12" y2="12"></line><line x1="3" x2="21" y1="18" y2="18"></line></svg></span></label><label class="peer-checked:block bg-[rgba(52,73,94,0.9)] fixed inset-0 z-[12] hidden" for="menu"></label><div class="fixed top-0 max-w-[320px] w-[calc(100vw-30px)] h-screen transition-[transform 0.35s] z-[12] overflow-y-scroll bg-white peer-checked:right-[0] right-[-320px] transition-all duration-[350ms] ease-right-0"><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-credit-card mr-2 h-full"><rect width="20" height="14" x="2" y="5" rx="2"></rect><line x1="2" x2="22" y1="10" y2="10"></line></svg>Credit Cards <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card.html" title="Compare Credit cards" aria-label="Compare Credit cards">Compare Credit cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/best-co-branded-credit-cards-in-india.html" title="Co-branded Credit Cards" aria-label="Co-branded Credit Cards">Co-branded Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/rbl-bank-bankbazaar-savemax-credit-card.html" title="RBL SaveMax Credit Card" aria-label="RBL SaveMax Credit Card">RBL SaveMax Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html " title="Yes Bank FinBooster Credit Card" aria-label="Yes Bank FinBooster Credit Card">Yes Bank FinBooster Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-credit-card.html" title="HDFC Credit Cards" aria-label="HDFC Credit Cards">HDFC Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-credit-card.html" title="SBI Credit Cards" aria-label="SBI Credit Cards">SBI Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/indusind-credit-card.html" title="Indusind Bank Credit cards" aria-label="Indusind Bank Credit cards">Indusind Bank Credit cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/top-10-credit-cards-in-india.html" title="Top 10 Credit Cards" aria-label="Top 10 Credit Cards">Top 10 Credit Cards</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-school mr-2 h-full"><path d="M14 22v-4a2 2 0 1 0-4 0v4"></path><path d="m18 10 4 2v8a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2v-8l4-2"></path><path d="M18 5v17"></path><path d="m4 6 8-4 8 4"></path><path d="M6 5v17"></path><circle cx="12" cy="9" r="2"></circle></svg>Home Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan.html" title="Compare Home Loans" aria-label="Compare Home Loans">Compare Home Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/emi-calculator.html" title="Home Loan Calculator" aria-label="Home Loan Calculator">Home Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-interest-rate.html" title="Home Loan Interest Rates" aria-label="Home Loan Interest Rates">Home Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-eligibility.html" title="Home Loan Eligibility" aria-label="Home Loan Eligibility">Home Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-balance-transfer.html" title="Home Loan Transfer" aria-label="Home Loan Transfer">Home Loan Transfer</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/pradhan-mantri-awas-yojana.html" title="PMAY" aria-label="PMAY">PMAY</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-home-loan.html" title="SBI Home Loan" aria-label="SBI Home Loan">SBI Home Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-home-loan.html" title="HDFC Home Loan" aria-label="HDFC Home Loan">HDFC Home Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Personal Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan.html" title="Compare Personal Loans" aria-label="Compare Personal Loans">Compare Personal Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan/emi-calculator.html" title="Personal Loan Calculator" aria-label="Personal Loan Calculator">Personal Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan-interest-rate.html" title="Personal Loan Interest Rates" aria-label="Personal Loan Interest Rates">Personal Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan-eligibility.html" title="Personal Loan Eligibility" aria-label="Personal Loan Eligibility">Personal Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-personal-loan.html" title="SBI Personal Loan" aria-label="SBI Personal Loan">SBI Personal Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-personal-loan.html" title="HDFC Personal Loan" aria-label="HDFC Personal Loan">HDFC Personal Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Other Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/car-loan.html" title="Car Loan" aria-label="Car Loan">Car Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/two-wheeler-loan.html" title="Two Wheeler Loan" aria-label="Two Wheeler Loan">Two Wheeler Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/education-loan.html" title="Education Loan" aria-label="Education Loan">Education Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gold-loan.html" title="Gold Loan" aria-label="Gold Loan">Gold Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/loan-against-property.html" title="Loan Against Property" aria-label="Loan Against Property">Loan Against Property</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-calculator mr-2 h-full"><rect width="16" height="20" x="4" y="2" rx="2"></rect><line x1="8" x2="16" y1="6" y2="6"></line><line x1="16" x2="16" y1="14" y2="18"></line><path d="M16 10h.01"></path><path d="M12 10h.01"></path><path d="M8 10h.01"></path><path d="M12 14h.01"></path><path d="M8 14h.01"></path><path d="M12 18h.01"></path><path d="M8 18h.01"></path></svg>Calculators <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/finance-tools/emi-calculator.html" title="EMI Calculator" aria-label="EMI Calculator">EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/emi-calculator.html" title="Home Loan EMI Calculator" aria-label="Home Loan EMI Calculator">Home Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan/emi-calculator.html" title="Personal Loan EMI Calculator" aria-label="Personal Loan EMI Calculator">Personal Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/car-loan/emi-calculator.html" title="Car Loan EMI Calculator" aria-label="Car Loan EMI Calculator">Car Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/tax/income-tax-calculator.html" title="Income Tax Calculator" aria-label="Income Tax Calculator">Income Tax Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fixed-deposit/fd-calculator.html" title="FD Calculator" aria-label="FD Calculator">FD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/recurring-deposit/rd-interest-calculator.html" title="RD Calculator" aria-label="RD Calculator">RD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/calculators.html" title="All Financial Calculators" aria-label="All Financial Calculators">All Financial Calculators</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Investments <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fixed-deposit-rate.html" title="Fixed Deposit" aria-label="Fixed Deposit">Fixed Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/recurring-deposit-rates.html" title="Recurring Deposit" aria-label="Recurring Deposit">Recurring Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/savings-account.html" title="Savings Account" aria-label="Savings Account">Savings Account</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes.html" title="Saving Schemes" aria-label="Saving Schemes">Saving Schemes</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gold-rate-india.html" title="Gold Rate" aria-label="Gold Rate">Gold Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/silver-rate-india.html" title="Silver Rate" aria-label="Silver Rate">Silver Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/mutual-fund.html" title="Mutual Funds" aria-label="Mutual Funds">Mutual Funds</a></li></ul></div></details></div><span><a href="/credit-score.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 w-full py-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-wallet-cards mr-2 h-full"><rect width="18" height="18" x="3" y="3" rx="2"></rect><path d="M3 9a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2"></path><path d="M3 11h3c.8 0 1.6.3 2.1.9l1.1.9c1.6 1.6 4.1 1.6 5.7 0l1.1-.9c.5-.5 1.3-.9 2.1-.9H21"></path></svg><span class="flex-auto "><strong><p class="text-sm ">Credit Score</p></strong></span><img src="https://static.bankbazaar.com/images/common/bbicons-menu-free-badge.webp" alt="FREE" title="FREE" width="40" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text mr-2 h-full"><path d="M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z"></path><path d="M14 2v4a2 2 0 0 0 2 2h4"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg>Govt. Utility Documents <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/pan-card.html" title="Pan Card" aria-label="Pan Card">Pan Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/aadhar-card.html" title="Aadhaar Card" aria-label="Aadhaar Card">Aadhaar Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/voter-id.html" title="Voter ID" aria-label="Voter ID">Voter ID</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/electricity-bill.html" title="Electricity Bill" aria-label="Electricity Bill">Electricity Bill</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/driving-licence.html" title="Driving Licence" aria-label="Driving Licence">Driving Licence</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/passport.html" title="Passport" aria-label="Passport">Passport</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/visa.html" title="Visa" aria-label="Visa">Visa</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gas-connection.html" title="Gas Connection" aria-label="Gas Connection">Gas Connection</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/ration-card.html" title="Ration Card" aria-label="Ration Card">Ration Card</a></li></ul></div></details></div><span><a href="/getapp.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 w-full py-4"><span class="mr-2"><img src="https://static.bankbazaar.com/images/common/bbicons-menu-download-app.webp" alt="Download App" title="Download App" width="25" height="28" style="max-width:100%;display:inline"/></span><span class="flex-auto "><strong><p class="text-sm ">Download Mobile App</p></strong></span><img src="https://static.bankbazaar.com/images/common/bbicons-menu-android-star-badge.webp" alt="Badge" title="Badge" width="12" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-umbrella mr-2 h-full"><path d="M22 12a10.06 10.06 1 0 0-20 0Z"></path><path d="M12 12v8a2 2 0 0 0 4 0"></path><path d="M12 2v1"></path></svg>Insurance <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/life-insurance.html" title="Term Life Insurance" aria-label="Term Life Insurance">Term Life Insurance</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/car-insurance.html" title="Car Insurance" aria-label="Car Insurance">Car Insurance</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/health-insurance.html" title="Health Insurance" aria-label="Health Insurance">Health Insurance</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/two-wheeler-insurance.html" title="Two Wheeler Insurance" aria-label="Two Wheeler Insurance">Two Wheeler Insurance</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/travel-insurance.html" title="Travel Insurance" aria-label="Travel Insurance">Travel Insurance</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/home-insurance.html" title="Home Insurance" aria-label="Home Insurance">Home Insurance</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-help mr-2 h-full"><circle cx="12" cy="12" r="10"></circle><path d="M9.09 9a3 3 0 0 1 5.83 1c0 2-3 3-3 3"></path><path d="M12 17h.01"></path></svg>Resources <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/income-tax.html" title="Income Tax" aria-label="Income Tax">Income Tax</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/ifsc-code.html" title="Bank IFSC Code" aria-label="Bank IFSC Code">Bank IFSC Code</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/indian-holiday-calendar.html" title="Indian Holidays List" aria-label="Indian Holidays List">Indian Holidays List</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/epf.html" title="EPF" aria-label="EPF">EPF</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/cibil/cibil-credit-score.html" title="CIBIL" aria-label="CIBIL">CIBIL</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/experian.html" title="Experian India" aria-label="Experian India">Experian India</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/equifax.html" title="Equifax India" aria-label="Equifax India">Equifax India</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/debit-card.html" title="Debit Card" aria-label="Debit Card">Debit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fuel/petrol-price-india.html" title="Petrol Price" aria-label="Petrol Price">Petrol Price</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fuel/diesel-price-india.html" title="Diesel Price" aria-label="Diesel Price">Diesel Price</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="https://blog.bankbazaar.com/" title="Blog" aria-label="Blog">Blog</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-circle-help mr-2 h-full"><circle cx="12" cy="12" r="10"></circle><path d="M9.09 9a3 3 0 0 1 5.83 1c0 2-3 3-3 3"></path><path d="M12 17h.01"></path></svg>BankBazaar <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/aboutus.html" title="About us" aria-label="About us">About us</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/careers.html" title="Join Our Team" aria-label="Join Our Team">Join Our Team</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/contact-us.html" title="Contact Us" aria-label="Contact Us">Contact Us</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hello.html" title="Help" aria-label="Help">Help</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/conditionsofuse.html" title="Terms" aria-label="Terms">Terms</a></li></ul></div></details></div></div></div></div><div class="container mx-auto px-4"><nav aria-label="breadcrumb"><ol class="flex flex-wrap items-center break-words text-sm dark:text-slate-400 sm:gap-0 gap-0 pt-3 pb-3 text-bbBlue"><li class="inline-flex items-center gap-1.5"><a class="transition-colors dark:hover:text-slate-50 no-underline hover:text-bbBlue hover:underline" href="/">Home</a></li><li role="presentation" aria-hidden="true" class="[&>svg]:size-3.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right"><path d="m9 18 6-6-6-6"></path></svg></li><li class="inline-flex items-center gap-1.5"><a class="transition-colors dark:hover:text-slate-50 no-underline hover:text-bbBlue hover:underline" href="/insurance/life-insurance.html">Life Insurance</a></li><li role="presentation" aria-hidden="true" class="[&>svg]:size-3.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-right"><path d="m9 18 6-6-6-6"></path></svg></li><li class="inline-flex items-center gap-1.5"><span role="link" aria-disabled="true" aria-current="page" class="text-slate-950 dark:text-slate-50 font-bold">PLI</span></li></ol></nav><script type="application/ld+json" data-testid="breadcrumb-json-ld">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://www.bankbazaar.com/"},{"@type":"ListItem","position":2,"name":"Life Insurance","item":"https://www.bankbazaar.com/insurance/life-insurance.html"},{"@type":"ListItem","position":3,"name":"PLI"}]}</script><div id="ad-skyscraper-left" data-inline-ad-position="LEFT"></div><div id="ad-skyscraper-right" data-inline-ad-position="RIGHT"></div><div class="grid grid-cols-12 gap-2.5"><div class=" lg:col-span-2 md:col-span-2"><aside><div class="rounded-lg border border-slate-200 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-gray-light text-gray"><div class="p-2.5"><h4 class="text-sm font-bold ">Popular Life Insurance Reads</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/life-insurance.html" title="Life Insurance" target="_blank" aria-label="Life Insurance">Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/term-insurance.html" title="Term Insurance" target="_blank" aria-label="Term Insurance">Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/lic-premium-receipt.html" title="LIC Premium Receipt" target="_blank" aria-label="LIC Premium Receipt">LIC Premium Receipt</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/postal-life-insurance.html" title="Postal Life Insurance" target="_blank" aria-label="Postal Life Insurance">Postal Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/pension-plans/top-10-pension-plans.html" title="Best Pension Plan" target="_blank" aria-label="Best Pension Plan">Best Pension Plan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/lic-life-insurance/lic-policy-status.html" title="Lic Policy Status" target="_blank" aria-label="Lic Policy Status">LIC Policy Status</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/lic-life-insurance/lic-highest-returns-plans.html" title="Best LIC Policy With High Returns" target="_blank" aria-label="Best LIC Policy With High Returns">Best LIC Policy With High Returns</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/top-10-life-insurance-plans-india.html" title="Best Life Insurance Policy In India" target="_blank" aria-label="Best Life Insurance Policy In India">Best Life Insurance Policy In India</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/postal-life-insurance/post-office-monthly-income-scheme.html" title="Post Office Monthly Income Scheme" target="_blank" aria-label="Post Office Monthly Income Scheme">Post Office Monthly Income Scheme</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/how-to-generate-lic-premium-statement-for-it-returns.html" title="LIC Policy Statement Download" target="_blank" aria-label="LIC Policy Statement Download">LIC Policy Statement Download</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/claim-settlement-ratio-for-life-insurance.html" title="Claim Settlement Ratio for Life Insurance" target="_blank" aria-label="Claim Settlement Ratio for Life Insurance">Claim Settlement Ratio for Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/lic-life-insurance-endowment-plans/new-jeevan-anand-plan.html" title="LIC's New Jeevan Anand Plan" target="_blank" aria-label="LIC's New Jeevan Anand Plan">LIC's New Jeevan Anand Plan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/postal-life-insurance-premium-calculator.html" title="Postal Life Insurance Premium Calculator" target="_blank" aria-label="Postal Life Insurance Premium Calculator">Postal Life Insurance Premium Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/lic-life-insurance/lic-jeevan-labh-plan.html" title="LIC Jeevan Labh Plan " target="_blank" aria-label="LIC Jeevan Labh Plan ">LIC Jeevan Labh Plan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/rural-postal-life-insurance/gram-suraksha-plan.html" title="Gram Suraksha Rural Postal Life Insurance Scheme " target="_blank" aria-label="Gram Suraksha Rural Postal Life Insurance Scheme ">Gram Suraksha Rural Postal Life Insurance Scheme</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/lic-life-insurance/jeevan-akshay.html" title="LIC Tax Benefits" target="_blank" aria-label="LIC Tax Benefits">LIC Jeevan Akshay</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/term-insurance/1crore-term-insurance-plan.html" title="1 Crore Term Insurance Plan" target="_blank" aria-label="1 Crore Term Insurance Plan">1 Crore Term Insurance Plan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/life-insurance/surrender-lic-policy.html" title="How to Surrender LIC Policy" target="_blank" aria-label="How to Surrender LIC Policy">How to Surrender LIC Policy</a></li></ul><h4 class="text-sm font-bold ">Life Insurance by Insurers</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/sbi-life-insurance.html" title="Check Plans from SBI Life Insurance" target="_blank" aria-label="Check Plans from SBI Life Insurance">SBI Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/lic-life-insurance.html" title="Check Plans from LIC Life Insurance" target="_blank" aria-label="Check Plans from LIC Life Insurance">LIC Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/max-life-insurance.html" title="Check Plans from Max Life Insurance" target="_blank" aria-label="Check Plans from Max Life Insurance">Max Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/exide-life-insurance.html" title="Check Plans from Exide Life Insurance" target="_blank" aria-label="Check Plans from Exide Life Insurance">Exide Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/bharti-axa-life-insurance.html" title="Check Plans from Bharti AXA Life Insurance" target="_blank" aria-label="Check Plans from Bharti AXA Life Insurance">Bharti AXA Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/indiafirst-life-insurance.html" title="Check Plans from Indiafirst Life Insurance" target="_blank" aria-label="Check Plans from Indiafirst Life Insurance">Indiafirst Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/reliance-life-insurance.html" title="Check Plans from Reliance Life Insurance" target="_blank" aria-label="Check Plans from Reliance Life Insurance">Reliance Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/hdfc-life-insurance.html" title="Check Plans from HDFC Life Insurance" target="_blank" aria-label="Check Plans from HDFC Life Insurance">HDFC Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/aviva-life-insurance.html" title="Check Plans from Aviva Life Insurance" target="_blank" aria-label="Check Plans from Aviva Life Insurance">Aviva Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/kotak-life-insurance.html" title="Check Plans from Kotak Life Insurance" target="_blank" aria-label="Check Plans from Kotak Life Insurance">Kotak Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/bajaj-allianz-life-insurance.html" title="Check Plans from Bajaj Allianz Life Insurance" target="_blank" aria-label="Check Plans from Bajaj Allianz Life Insurance">Bajaj Allianz Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/birla-sun-life-insurance.html" title="Check Plans from Birla Sun Life Insurance" target="_blank" aria-label="Check Plans from Birla Sun Life Insurance">Birla Sun Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/shriram-life-insurance.html" title="Check Plans from Shriram Life Insurance" target="_blank" aria-label="Check Plans from Shriram Life Insurance">Shriram Life Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/tata-aia-life-insurance.html" title="Check Plans from Tata Aia Life Insurance" target="_blank" aria-label="Check Plans from Tata Aia Life Insurance">Tata Aia Life Insurance</a></li></ul><h4 class="text-sm font-bold ">Popular Term Insurance Reads</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/term-insurance/top-term-insurance-plans-india.html" title="Top Term Insurance Plans" target="_blank" aria-label="Top Term Insurance Plans">Top Term Insurance Plans</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/term-insurance/term-insurance-plan-maturity-benefits.html" title="Term Insurance Maturity Benefits" target="_blank" aria-label="Term Insurance Maturity Benefits">Term Insurance Maturity Benefits</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/term-insurance/term-life-insurance-for-tax-benefits.html" title="Term Life Insurance for Tax Benefits" target="_blank" aria-label="Term Life Insurance for Tax Benefits">Term Life Insurance for Tax Benefits</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/term-insurance/10-year-term-life-insurance-policy.html" title="Ten years Term Insurance Policy" target="_blank" aria-label="Ten years Term Insurance Policy">Ten years Term Insurance Policy</a></li></ul><h4 class="text-sm font-bold ">Term Life Insurance by Insurers</h4><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/edelweiss-term-plan.html" title="Check Plans from Edelweiss Term Insurance" target="_blank" aria-label="Check Plans from Edelweiss Term Insurance">Edelweiss Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/future-generali-term-plan.html" title="Check Plans from Future Generali Term Insurance" target="_blank" aria-label="Check Plans from Future Generali Term Insurance">Future Generali Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/kotak-term-insurance.html" title="Check Plans from Kotak Mahindra Term Insurance" target="_blank" aria-label="Check Plans from Kotak Mahindra Term Insurance">Kotak Mahindra Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/indiafirst-term-plan.html" title="Check Plans from Indiafirst Term Insurance" target="_blank" aria-label="Check Plans from Indiafirst Term Insurance">Indiafirst Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/lic-term-plan.html" title="Check Plans from LIC Term Insurance" target="_blank" aria-label="Check Plans from LIC Term Insurance">LIC Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/shriram-term-plan.html" title="Check Plans from Shriram Life Term Insurance" target="_blank" aria-label="Check Plans from Shriram Life Term Insurance">Shriram Life Term Insurance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/insurance/tata-aia-term-plan.html" title="Check Plans from Tata Aia Term Insurance" target="_blank" aria-label="Check Plans from Tata Aia Term Insurance">Tata Aia Term Insurance</a></li></ul></div></div><div data-inline-ad-position="LEFT_NAV"></div></aside></div><div class=" lg:col-span-10 md:col-span-10 col-span-12"><div class="flex flex-col gap-2.5 px-1"><div class="items-center flex gap-2.5"><h1 class="text-xl font-bold ">Postal Life Insurance Plans</h1></div><div class="rounded-lg border border-slate-200 text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-primary-light"><div class="p-2.5"><div class="pr-md font-large" style="max-height:500px;overflow-y:auto"><p class="text-base ">"Postal Life Insurance is one of the earliest insurance schemes to have been launched in India. The most striking feature of a PLI scheme is that it fetches high returns (with bonus) for its policyholders at extremely low-priced premiums."</p><p class="text-base ">Postal Life Insurance represents a dependable and cost-effective insurance option.</p></div></div></div><div><div class="mb-xl"><span style="background-color:#ffff009c" class="mb-xl"></span></div><div class="flex flex-col gap-1"><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">Postal Life Insurance:</h2><p class="text-base ">The Queen Empress of India approved the introduction of Postal Life Insurance (PLI), the nation's first insurer, on February 1, 1884, with the explicit consent of Her Majesty's Secretary of State (for India). The program was designed as a wellness initiative for Postal Service workers. In 1884, it was later expanded to include staff members of the Telegraph Department. The maximum insurance amount limit was <strong>Rs. 4,000</strong> during its early inception; it is today <strong>Rs.50 lakhs.</strong></p><p class="text-base ">The <strong>Postal Life Insurance</strong> schemes are some of the country's most suitable and reasonably low-premium personal investment products.</p></div><div><div class="flex flex-col gap-1"><h2 class="text-lg font-bold pt-5">What is Postal Life Insurance (PLI)?</h2><p class="text-base ">The Postal Life Insurance Plan provides significant premium returns on <a href="/insurance/life-insurance.html" target="_blank">life insurance</a>. The maximum cash assured granted under this policy is <strong>Rs. 50 lakhs</strong>.</p><p class="text-base ">The Central and State Governments, Universities, Government Aided Educational Institutions, Autonomous Bodies Local Bodies, Cooperative Societies, Joint Ventures with a minimum of 10% Government/PSU stake, and Employees of Central and State Public Sector Enterprises are all eligible for this policy, which is provided by the Government of India.</p><p class="text-base ">A group insurance policy is also maintained by Postal Life Insurance, which is for “Gramin Dak Sevaks,” i.e., Extra Departmental Employees of the Department of Posts.</p><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h2 class="text-lg font-bold pt-5">PLI Statistics - A Detailed Report:</h2><div class="relative w-full overflow-auto"><table class="w-full caption-bottom text-sm border"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Year</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Total number of policies procured during a fiscal year</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Sum assured of these procured policies (in Rs. Crore)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Total number of active policies at the end of fiscal year</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Overall sum assured amount (in Rs. Crore)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Total income of premiums (in Rs. Crore)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Corpus of fund</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2011-2012</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">482423</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">13288.15</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5006060</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">76591.33</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">3681.03</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">23,010.55</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2012-2013</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">454053</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">14695.59</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5219326</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">88896.46</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">4557.29</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">26,131.34</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2013-2014</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">433182</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">16129.39</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5406093</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">102276.08</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5352.01</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">32,716.26</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2014-2015</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">324022</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">14276.91</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5242257</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">109106.93</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5963.46</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">39,536.33</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2015-2016</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">198606</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">9644.97</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">4930838</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">109982.09</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">6657.03</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">46,302.72</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">2016-2017</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">213323</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">11096.67</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">4680013</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">113084.81</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">7233.89</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">55,058.61</p></td></tr></tbody></table></div><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">Features of Postal Life Insurance Policy:</h2><p class="text-base ">A policyholder can avail the following benefits:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Nomination facility:</strong> The policyholder can nominate his/her beneficiary, and can also make changes to the nomination.</li><li class="pt-1 pb-1"><strong>Loan facility:</strong> A Loan facility is offered in accordance with this policy. When an Endowment Assurance policy reaches three years of maturity, or when a Whole Life Insurance policy reaches four years of policy period, the policyholder can pledge the policy as collateral to the Heads of the Region or Circle on behalf of the President of India. Under this plan, assignment facilities are also offered.</li><li class="pt-1 pb-1"><strong>Policy Revival:</strong> A policyholder can revive a lapsed policy. The policy can be revived when policy has lapsed under the following conditions -<ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Policy has lapsed after six successive non-payments of premium with the policy being in effect for less than three years.</li><li class="pt-1 pb-1">Policy has lapsed after 12 successive non-payments of premium where policy has been in effect for more than three years.</li></ol></li><li class="pt-1 pb-1"><strong>Duplicate Policy Document:</strong> If the policyholder misplaces the original policy paper, a duplicate will be sent to them. This also holds true if the insured requests a duplicate policy document because the original has been destroyed by fire, destruction, or mutilation.</li><li class="pt-1 pb-1"><strong>Conversion of Policy:</strong> It is possible to change this insurance from Whole Life Assurance to Endowment Assurance. In accordance with the rules and specifications provided by the insurer, an Endowment Assurance Policy may be converted to another Endowment Assurance plan.</li></ol><h3 class="text-md font-bold pt-5">Benefits of Investing in PLI:</h3><p class="text-base ">Some of the other benefits and discounts offered under the Postal Life Insurance scheme are as follows:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">The insured can avail themselves of income tax exemption as provided under Sec. 88 of the Income Tax Act.</li><li class="pt-1 pb-1">Additional facilities offered under this policy are Assignment, Loan, Conversion, Surrender and Paid-Up Value options.</li><li class="pt-1 pb-1">The policy can be transferred to any Circle within India, at no additional charges.</li><li class="pt-1 pb-1">Passbook facility is available to track the payment of premium and in case of loan transactions, etc.</li><li class="pt-1 pb-1">Premium can be paid on an annual, half-yearly and monthly basis. When the payment is due, the policyholder can make a payment on any working day.</li><li class="pt-1 pb-1">If you make an advance premium payment for a policy period of six months, you can avail yourself of a discount a discount on premium worth 1% of the value.</li><li class="pt-1 pb-1">If you make an advance premium payment for a policy period of 12 months, you can avail a discount on premium worth 2% of the value.</li><li class="pt-1 pb-1">Nomination facility is available.</li><li class="pt-1 pb-1">Since this scheme has a centralized accounting facility, the claims process is quick and easy.</li></ol><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h2 class="text-lg font-bold pt-5">Postal Life Insurance Eligibility:</h2><p class="text-base ">Employees of the organizations listed below are eligible to obtain a Postal Life Insurance policy:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Defense Services</li><li class="pt-1 pb-1">Para Military Forces</li><li class="pt-1 pb-1">Central Government</li><li class="pt-1 pb-1">Para Military forces</li><li class="pt-1 pb-1">Local Bodies</li><li class="pt-1 pb-1">Reserve Bank of India (RBI)</li><li class="pt-1 pb-1">Government-aided Educational Institutions</li><li class="pt-1 pb-1">Public Sector Undertakings</li><li class="pt-1 pb-1">Nationalized Banks</li><li class="pt-1 pb-1">Financial Institutions</li><li class="pt-1 pb-1">Autonomous Bodies</li><li class="pt-1 pb-1">Those appointed by the Central/ State Government on a contract basis, where the contract can be extended.</li><li class="pt-1 pb-1">Employees of all scheduled Commercial Banks</li><li class="pt-1 pb-1">Extra Departmental Agents in Department of Posts</li><li class="pt-1 pb-1">Those employed in educational institutes that are accredited by recognized bodies such as All India Council of Technical Education, National Assessment and Accreditation Council, Medical Council of India etc.</li><li class="pt-1 pb-1">People who work for cooperative societies that are recognised with the government under the Cooperative Societies Act, such as Credit Cooperative Societies. The State Government, Central Government, RBI, Nationalised Banks, State Bank of India (SBI), National Bank for Agricultural and Rural Development (NABARD), etc., may provide all or part of the funding for these.</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">Advantages of Postal Life Insurance Policies:</h2><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">PLI schemes have several benefits awarded to their applicants and are the most sought out insurance products in the country because of their flexibility.</li><li class="pt-1 pb-1">The name of nomination can be changed by the insured at any given time.</li><li class="pt-1 pb-1">Duplicate policy bonds can be re-issued to the insured, in case the original Policy Bond is burnt, torn, lost, or mutilated.</li><li class="pt-1 pb-1">A lapsed postal insurance policy can be revived after six unpaid premiums if it remains in force for less than three years. It can also be revived after 12 unpaid premiums if it remains in force for more than three years.</li><li class="pt-1 pb-1">The insured can obtain loan by pledging his/her scheme to Heads of the Circle/Region on behalf of the President of India, under the condition that the policy is three years old in case of Endowment Assurance and four years in case of Whole Life Assurance. It is also possible to use assignment facilities.</li><li class="pt-1 pb-1">Policy can be assigned to taking a loan to any financial institution.</li><li class="pt-1 pb-1">It is possible to convert a Whole Life Assurance to Endowment Assurance and from Endowment Assurance to other Endowment Assurance, based on certain conditions and rules.</li></ol><h2 class="text-lg font-bold pt-5">Types of Postal Life Insurance Schemes</h2><p class="text-base ">There are seven different life insurance policies under PLI:</p><span type="button" aria-haspopup="dialog" aria-expanded="false" aria-controls="radix-:R1m9lk8l:" data-state="closed"><div role="presentation"><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/india/infographic/images/india/infographic/types_of_postal_life_insurance-1.webp" alt="Types of Postal Life Insurance" title="Types of Postal Life Insurance" style="max-width:100%;display:block;margin:0 auto"/></div></div></span><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h3 class="text-md font-bold pt-5">1. Whole Life Insurance (Suraksha):</h3><p class="text-base ">The <a href="/life-insurance/whole-life-plans.html" target="_blank">whole life insurance</a> scheme from Postal Life Insurance has the following features and requirements:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Scheme: </strong>Assured amount + accrued bonus is paid to nominee, assignee or legal heir, after the insured expires.</li><li class="pt-1 pb-1"><strong>Age Eligibility: Minimum:</strong>19 years <strong>Maximum: </strong>55 years</li><li class="pt-1 pb-1"><strong>Policy Conversion: </strong>Policy can be converted to an Endowment Assurance policy after completion of a year and before the insured turns 57 years of age.</li><li class="pt-1 pb-1"><strong>Minimum Sum assured: </strong>Rs. 20,000</li><li class="pt-1 pb-1"><strong>Maximum Sum Assured: </strong>Rs. 50 lakh</li><li class="pt-1 pb-1"><strong>Loan Facility: </strong>Available after four years of completion</li><li class="pt-1 pb-1"><strong>Policy Surrender: </strong>Once the policy has been completed for three years, it can be returned. Five years prior to completion, the policy will not be eligible for the bonus; however, if the policy is assigned for a loan or surrendered, a commensurate bonus on the lowered amount assured may be accumulated.</li><li class="pt-1 pb-1"><strong>Medical Examination: </strong>Mandatory</li><li class="pt-1 pb-1"><strong>Premiums Payable: </strong>The premiums are calculated based on factors such as age of maturity and age of entry and hence, variable for the applicant.</li></ol><h3 class="text-md font-bold pt-5">2. Endowment Assurance (Santosh):</h3><p class="text-base ">The endowment assurance scheme from Postal Life Insurance has the following features and requirements:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Scheme: </strong>Assured amount + accrued bonus is paid to proponent when he or she attains the pre-decided age of maturity. The sum amount insured and bonus is payable to the assigned, nominee or legal heir in case of unprecedented death.</li><li class="pt-1 pb-1"><strong>Age Eligibility: Minimum: </strong>19 years <strong>Maximum: </strong>50 years</li><li class="pt-1 pb-1"><strong>Policy Conversion: </strong>Policy can be converted to any other Endowment Assurance policy under the rules and regulations of PLI.</li><li class="pt-1 pb-1"><strong>Minimum Sum assured: </strong>Rs. 20,000</li><li class="pt-1 pb-1"><strong>Maximum Sum Assured: </strong>Rs. 50 lakh</li><li class="pt-1 pb-1"><strong>Loan Facility: </strong>Available after four years of completion</li><li class="pt-1 pb-1"><strong>Policy Surrender: </strong>Policy can be surrendered after three years of completion. The policy will not be eligible for the bonus if assigned or loaned five years before completion else a proportionate bonus on the reduced amount assured can be accrued if the policy is assigned for a loan or surrendered.</li><li class="pt-1 pb-1">Medical Examination mandatory</li><li class="pt-1 pb-1"><strong>Premiums Payable: </strong>The premiums are calculated based on factors such as age of maturity and age of entry and hence, variable for the applicant.</li></ol><h3 class="text-md font-bold pt-5">3. Convertible Whole Life Insurance (Suvidha):</h3><p class="text-base ">The convertible whole life insurance scheme from Postal Life Insurance has the following features and requirements:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Scheme: </strong>Assured amount + accrued bonus is paid to proponent when he or she attains the pre-decided age of maturity. The sum amount insured and bonus is payable to the assigned, nominee or legal heir in case of unprecedented death.</li><li class="pt-1 pb-1"><strong>Age Eligibility: Minimum:</strong>19 years <strong>Maximum: </strong>55 years</li><li class="pt-1 pb-1"><strong>Policy Conversion: </strong>Policy can be converted to Endowment Assurance after five years but must not exceed 55 years. If the option for conversion is not used, the policy will automatically turn into a Whole Life Insurance by default.</li><li class="pt-1 pb-1">Minimum Sum assured: Rs. 20,000</li><li class="pt-1 pb-1"><strong>Maximum Sum Assured: </strong>Rs. 50 lakhs</li><li class="pt-1 pb-1"><strong>Loan Facility: </strong>Available after three years of completion</li><li class="pt-1 pb-1"><strong>Policy Surrender: </strong>Policy can be surrendered after three years of completion. The policy will not be eligible for the bonus if assigned or loaned five years before completion, else a proportionate bonus on the reduced amount assured can be accrued if the policy is assigned for a loan or surrendered.</li><li class="pt-1 pb-1">Medical Examination mandatory</li><li class="pt-1 pb-1"><strong>Premiums Payable: </strong>The premium amount is calculated on factors that include age of maturity and age of entry and hence, variable for the applicant.</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h3 class="text-md font-bold pt-5">4. Anticipated Endowment Assurance (Sumangal):</h3><p class="text-base ">The anticipated endowment assurance scheme from Postal Life Insurance is <strong>best suited for people who expect periodical returns</strong>, and has the following features and requirements:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Scheme:</strong>Money back policy</li><li class="pt-1 pb-1"><strong>15 Years Term Policy: </strong>20% of benefits are paid post six years 20% of the assured sum, nine years 20% of the assured sum, 12 years 20% of the assured sum and 15 years 40% of the assured sum + assured bonus.</li><li class="pt-1 pb-1"><strong>20 Years Term Policy: </strong>Benefits are paid post eight years 20% of the assured sum, 12 years 20% of the assured sum, 16 years 20% of the assured sum and 20 years 40% of the assured sum + assured bonus</li><li class="pt-1 pb-1"><strong>Maximum Sum Assured: </strong>Rs. 50 lakh</li><li class="pt-1 pb-1">Such payments, in the event of unexpected death of the insured, will not be taken into consideration and the full sum assured + accrued bonus is payable to the assignee or legal heir.</li><li class="pt-1 pb-1">Medical Examination mandatory</li><li class="pt-1 pb-1"><strong>Premiums Payable: </strong>The calculation premium is based on factors that include age of maturity and age of entry and hence, variable for the applicant.</li></ol><h3 class="text-md font-bold pt-5">5. Joint Life Endowment Assurance (Yugal Suraksha):</h3><p class="text-base ">The joint life assurance from Postal Life Insurance requires any spouse to be eligible for PLI policies. The scheme has the following features and requirements:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Scheme: </strong>Both spouses are covered to the extent of sum assured + accrued bonus with only one premium.</li><li class="pt-1 pb-1"><strong>Age Eligibility: Minimum: </strong>19 years <strong>Maximum: </strong>55 years</li><li class="pt-1 pb-1"><strong>Policy Conversion: </strong>Policy can be converted to any other Endowment Assurance policy under the rules and regulations of PLI.</li><li class="pt-1 pb-1"><strong>Minimum Sum assured: </strong>Rs. 20,000</li><li class="pt-1 pb-1"><strong>Maximum Sum Assured: </strong>Rs. 50 lakh</li><li class="pt-1 pb-1"><strong>Loan Facility: </strong>Available after three years of completion</li><li class="pt-1 pb-1"><strong>Policy Surrender: </strong>Once the policy has been completed for three years, it can be returned. If the policy is assigned or lent out five years before it is completed, it will not be eligible for bonuses; but, if it is loaned out or relinquished, a commensurate bonus on the lesser amount insured may be earned.</li><li class="pt-1 pb-1">Medical Examination mandatory</li><li class="pt-1 pb-1"><strong>Premiums Payable: </strong>The premium amount is calculated on factors that include age of maturity and age of entry and hence, variable for the applicant.</li></ol><h3 class="text-md font-bold pt-5">6. Scheme for Physically Handicapped Person:</h3><p class="text-base ">Any of the above -mentioned life insurance policies can be availed by physically handicapped applicants, under this scheme. However, premium prices are dependable on the nature and extent of handicap which will be determined through the mandatory medical examination.</p><h3 class="text-md font-bold pt-5">7. Children Policy (Bal Jeevan Bima):</h3><p class="text-base ">There is a separate policy for the children of policyholders which can be taken. <strong>Maximum two children </strong>in a family are eligible for this scheme:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Main Policyholder Age Eligibility: Maximum: </strong>45 years</li><li class="pt-1 pb-1"><strong>Children Age Eligibility: Minimum: </strong>five years <strong>Maximum: </strong>20 years</li><li class="pt-1 pb-1"><strong>Maximum Sum Assured: </strong>Rs. 3 lakh or equivalent to the sum assured of the main policy holder whichever is less</li><li class="pt-1 pb-1"><strong>Loan Facility:</strong>Not available</li><li class="pt-1 pb-1">No premium is payable, in case death of main policy holder and full sum assured + accrued bonus paid after the completion of the policy term.</li><li class="pt-1 pb-1">Main policyholder is responsible for payments for the Children Policy.</li><li class="pt-1 pb-1">No mandatory medical examination required for children.</li><li class="pt-1 pb-1"><strong>Policy bonus </strong>calculated at the rate applicable to Endowment Policy. The POIF Rules applicable at the time, shall be applicable to the Children Policy.</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h3 class="text-md font-bold pt-5">Postal Life Insurance Scheme Bonus:</h3><p class="text-base ">Here are the <a href="/life-insurance/postal-life-insurance/bonus-rates.html" target="_blank">Postal Life Insurance Bonus</a> rates</p><div class="relative w-full overflow-auto"><table class="w-full caption-bottom text-sm border"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Type of Insurance Policy</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Rate of Bonus</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Endowment Assurance (EA)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Rs. 50 per Rs. 1000 of the sum assured</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Whole Life Assurance (WLA)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Rs. 65 per Rs. 1000 of the sum assured</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Convertible Whole Life Policies</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Whole life bonus rate is applicable. However, on conversion, the applicable rate will be equal to the endowment bonus rate.</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Anticipated Endowment Assurance</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Rs. 47 per Rs. 1000 of the sum assured</p></td></tr></tbody></table></div><h2 class="text-lg font-bold pt-5">Postal Life Insurance Customer Guidelines:</h2><p class="text-base ">Here are a few guidelines to those who invest in a Postal Life Insurance policy:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">The policy number will be available on the policy document. This will be needed for your future reference, to identify your policy and to make transactions such as payment of premium, servicing the policy, etc.</li><li class="pt-1 pb-1">The Policy Bond holds great significance, and the original needs to be stored securely. This would be required when the claim was settled. In the event that you misplace or damage your policy bond, the insurance company will furnish you with a replacement copy upon request.</li><li class="pt-1 pb-1">Regular premium payments are necessary for the policy's coverage to be in place. The coverage will not be offered if the policy fails as a result of nonpayment. As a result, the policyholder will be unable to submit a legitimate claim. The premium must be paid in advance, on the 1st day of each calendar month. If there is a delay in payment, there will be a penalty for late payments. There is a grace period that lasts until the final working day of the month in question.</li><li class="pt-1 pb-1">Deduction from pay – Premium can be paid via deduction from pay. This facility can be initiated only with the consent of the employer. The premium amount will be regularly deducted from the policyholder’s salary. This will be reflected in the salary slip.</li><li class="pt-1 pb-1">Transfer of Policy – The Postal Life Insurance policy can be transferred to another Circle within India, if the policyholder has received a job transfer.</li><li class="pt-1 pb-1">Payment modes – The premium for the Postal Life Insurance policy can be paid via Cheque or Cash. Payment facilities include online payment, over the counter payment at post offices, Electronic Clearance System (ECS), etc.</li><li class="pt-1 pb-1">Contact Details – The policyholder has to make sure that he/she provides accurate information with regards to address and phone number. This is critical especially because in the event of a claim, the Claim Cheque will be sent to the address specified. Hence, it is important that any change is updated immediately.</li><li class="pt-1 pb-1">Lapse of Policy – The Policy Bond holds great significance, and the original needs to be stored securely. This would be required when the claim was settled. In the event that you misplace or damage your policy bond, the insurance company will furnish you with a replacement copy upon request.</li><li class="pt-1 pb-1">Revival of discontinued policy – If the policy has been discontinued once it has not been reinstated during the revival period, the policyholder can place a request to the Chief Postmaster General for revival of the policy. This is subject to payment of all pending premium with interest. The policyholder must also submit a report from a Medical Examiner certifying that the life assured is in good health and his/her background remains unchanged.</li><li class="pt-1 pb-1">Loan against policy – If the policy has been in effect for three years or more, the policyholder can avail themselves of a loan against the policy. A loan facility is also available if the policy has accrued a surrender value of at least Rs. 1000.</li><li class="pt-1 pb-1">Policyholders can contact the officials at PLI through a letter or telephone, if they want to get a grievance addressed or an issue resolved.</li><li class="pt-1 pb-1">Policyholders can also send across an email detailing the complaint to the email ID pli.dte@gmail.com</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h3 class="text-md font-bold pt-5">Postal Life Insurance Forms:</h3><p class="text-base ">The following proposal forms are available online at the Postal Life Insurance website, for download:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">RPLI (Rural Postal Life Insurance) Form</li><li class="pt-1 pb-1">RPLI Medical Form</li><li class="pt-1 pb-1">Child Proposal Form</li><li class="pt-1 pb-1">Yugal Suraksha Form</li><li class="pt-1 pb-1">WLA (Whole Life Assurance), CWLA (Convertible Whole Life Assurance), EA (Endowment Assurance) and AEA Form</li><li class="pt-1 pb-1">Loan Application Form</li><li class="pt-1 pb-1">Claims Form</li><li class="pt-1 pb-1">Form for Revival of Lapsed Policy</li><li class="pt-1 pb-1">Maturity Claim Form</li><li class="pt-1 pb-1">Personal Bond of Indemnity</li><li class="pt-1 pb-1">Survival Benefit Claim Form</li></ol><h3 class="text-md font-bold pt-5">PLI Citizen's Charter</h3><div class="relative w-full overflow-auto"><table class="w-full caption-bottom text-sm border"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Service</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Turnaround Time</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Issue of acceptance letter</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">15 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Inter-Circle transfer of policies</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Issue of policy bonds</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">15 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Settlement of claims on maturity</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">30 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Settlement of death claim involving investigation</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">90 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Settlement of claims on death with nomination</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">30 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Settlement of claims on death without nomination</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">30 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Payment of paid-up value</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">30 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Changes of address</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Loan for policies</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Change of nomination</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Issue of duplicate policy document</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Assignment</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 days</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Conversion of policy</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">15 days</p></td></tr></tbody></table></div><h2 class="text-lg font-bold pt-5">Postal Life Insurance Premium Calculator:</h2><p class="text-base ">With the help of the online calculator, you can determine how much premium you will need to pay for your postal life insurance policy. The premium calculator tool allows the policyholder to enter a few pertinent facts to get an approximate premium amount for the coverage they need. The age of the policyholder, the type of policy, the required sum assured, and other factors all influence the premium. Policyholder information that must be entered includes age as of the application or entry date, policy type, sum assured, date of birth, spouse's date of birth if applying for the Yugal Suraksha plan, age of insured at policy maturity, etc. The available sum assured has a minimum of Rs. 10,000 and a maximum of Rs. 5, 00,000. The available Postal Life Insurance policy types include Endowment Assurance Plan, Anticipated Endowment Assurance Plan, Whole Life Assurance Plan and Convertible Whole Life Assurance Plan. Details about your monthly premium will be sent to you after you click the submit tab and complete all the required information.</p><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_LIFAQBUTTON_16302&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_LIFAQBUTTON_16302" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Know Your Credit Score for FREE">Know Your Credit Score for FREE</a></div><div class="mb-2.5 py-1"><div class="grid grid-cols-12 gap-2.5"><div class=" lg:col-span-12 md:col-span-12 col-span-12"><div class="border bg-transparent hover:bg-transparent"><details name="accordion" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>Read More about Postal Life Insurance <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ol class="list-disc list-outside ml-4 mr-4 columns-3"><li class=""><a href="/life-insurance/postal-life-insurance/central-government-employees.html" title="PLI for Central Government Employees" target="_black">PLI for Central Government Employees</a></li><li class=""><a href="/life-insurance/postal-life-insurance/bonus-rates.html" title="Postal Life Insurance Bonus Rates" target="_black">Postal Life Insurance Bonus Rates</a></li><li class=""><a href="/life-insurance/postal-life-insurance/handicapped-persons.html" title="Postal Life Insurance for the Physically Handicapped" target="_black">Postal Life Insurance for the Physically Handicapped</a></li><li class=""><a href="/life-insurance/postal-life-insurance/interest-rates.html" title="Postal Life Insurance Interest Rate on Loan" target="_black">Postal Life Insurance Interest Rate on Loan</a></li><li class=""><a href="/life-insurance/postal-life-insurance/tax-rebates.html" title="Postal Life Insurance Tax Rebate" target="_black">Postal Life Insurance Tax Rebate</a></li><li class=""><a href="/life-insurance/rural-postal-life-insurance.html" title="Rural Postal Life Insurance" target="_black">Rural Postal Life Insurance</a></li></ol></div></details></div></div></div></div></div><h2 class="text-lg font-bold pt-4">FAQs on Postal Life Insurance (PLI)</h2><ul class="list-decimal list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>What is the main differentiation between Postal Life Insurance and other Insurance?</strong><p class="text-base ">PLI can be used only by Government and Semi-Government employees. PLI is also the only insurer that offers policyholders high bonuses at reasonably-priced premiums.</p></li><li class="pt-1 pb-1"><strong>Who are all the people, eligible to use this insurance?</strong><p class="text-base ">The PLI policy is applicable to individuals who work for the Central Government, Defence Services, Reserve Bank of India, Public Sector Undertakings, Financial Institutions, Paramilitary Forces, State Government, Local Bodies, Nationalised Banks, Autonomous Bodies, Educational Institutions/Government-aided, and Extra Departmental Agents in Department of Post.</p></li><li class="pt-1 pb-1"><strong>Does Postal Life Insurance have any guarantor?</strong><p class="text-base ">Yes, Government of India, guarantees Postal Life Insurance</p></li><li class="pt-1 pb-1"><strong>Do both spouses need to be Government employees to avail Postal Life insurance?</strong><p class="text-base ">No, husband and wife can participate in the "Yugal Suraksha" plan if one works for the government. Although the initial premiums are a little hefty, both are covered under the plan.</p></li><li class="pt-1 pb-1"><strong>If the insured quits Government service, can they continue using the scheme?</strong><p class="text-base ">Yes, he or she can, as long as the insured keeps paying the premiums in any of the post offices around the country.</p></li><li class="pt-1 pb-1"><strong>Can an insured, revive a lapsed policy?</strong><p class="text-base ">Yes, under the following conditions: A lapsed postal insurance policy can be revived after six unpaid premiums if it remains in force for less than three years. It can also be revived after 12 unpaid premiums if it remains in force for more than three years.</p></li><li class="pt-1 pb-1"><strong>Can one surrender their life insurance from PLI?</strong><p class="text-base ">Yes one can do that. However, the surrender value is subjective to the surrender factor, type and term of policy.</p></li><li class="pt-1 pb-1"><strong>Can an insured avail loan facility from PI?</strong><p class="text-base ">Yes, it can do so depending upon the type of insurance scheme and the tenure of the insurance, when the insured wishes to avail the loan.</p></li><li class="pt-1 pb-1"><strong>How many child policies in a family, can a main policyholder take?</strong><p class="text-base ">The family of the main policy holder can have up to 2 children insured under this policy.</p></li><li class="pt-1 pb-1"><strong>What is the maximum insurance amount for a policy from Postal Life Insurance?</strong><p class="text-base ">The maximum amount that can be assured under a policy from Postal Life Insurance is Rs. 5 lakh.</p></li><li class="pt-1 pb-1"><strong>Is PLI a tax exempted insurance provider?</strong><p class="text-base ">Yes, PLI is a tax exempted insurance provider as stipulated under Section 118 C of the Insurance Act, 1938 and also under Section 44 D of LIC Act of 1956.</p></li><li class="pt-1 pb-1"><strong>When was the Postal Life Insurance Scheme introduced?</strong><p class="text-base ">The Postal Life Insurance (PLI) scheme was introduced in India in 1884, under the British rule. This makes it the oldest insurance provider in India</p></li><li class="pt-1 pb-1"><strong>I am an employee in a private sector enterprise. Can I avail this policy?</strong><p class="text-base ">No, salaried individuals in the private sector are not eligible to avail the Postal Life Insurance policy.</p></li><li class="pt-1 pb-1"><strong>work in a government aided organization and my husband works in the private sector. Can be both jointly avail the PLI scheme?</strong><p class="text-base ">Yes, A government employee and spouse can jointly get a PLI policy under the “Yugal Suraksha” scheme. An additional premium will have to be paid in order to cover the two individuals under this assurance policy.</p></li><li class="pt-1 pb-1"><strong>What is the minimum age limit for entry?</strong><p class="text-base ">The minimum age limit for entry is 19 years.</p></li><li class="pt-1 pb-1"><strong>What is the maximum age limit for entry?</strong><p class="text-base ">The maximum age limit for entry is 55 years.</p></li><li class="pt-1 pb-1"><strong>Where can I find my PLI policy number?</strong><p class="text-base ">Your PLI policy number will be available in the policy document/ bond. This is a six-digit number that is required for all future transactions, including payment of premium.</p></li><li class="pt-1 pb-1"><strong>Can I pay the Postal life insurance premium online?</strong><p class="text-base ">Yes, you can pay the Postal Life Insurance policy premium online or via ECS (Electronic Clearance System).</p></li><li class="pt-1 pb-1"><strong>What is the interest on loan availed against the policy?</strong><p class="text-base ">The interest on loan availed against the PLI policy is 10% per annum. This is calculated based on a 6 month period.</p></li></ul><script type="application/ld+json" data-testid="faq-json-ld">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What is the main differentiation between Postal Life Insurance and other Insurance?","acceptedAnswer":{"@type":"Answer","text":"PLI can be used only by Government and Semi-Government employees. PLI is also the only insurer that offers policyholders high bonuses at reasonably-priced premiums."}},{"@type":"Question","name":"Who are all the people, eligible to use this insurance?","acceptedAnswer":{"@type":"Answer","text":"The PLI policy is applicable to individuals who work for the Central Government, Defence Services, Reserve Bank of India, Public Sector Undertakings, Financial Institutions, Paramilitary Forces, State Government, Local Bodies, Nationalised Banks, Autonomous Bodies, Educational Institutions/Government-aided, and Extra Departmental Agents in Department of Post."}},{"@type":"Question","name":"Does Postal Life Insurance have any guarantor?","acceptedAnswer":{"@type":"Answer","text":"Yes, Government of India, guarantees Postal Life Insurance."}},{"@type":"Question","name":"Do both spouses need to be Government employees to avail Postal Life insurance?","acceptedAnswer":{"@type":"Answer","text":"No, husband and wife can participate in the \"Yugal Suraksha\" plan if one works for the government. Although the initial premiums are a little hefty, both are covered under the plan."}},{"@type":"Question","name":"If the insured quits Government service, can they continue using the scheme?","acceptedAnswer":{"@type":"Answer","text":"Yes, he or she can, as long as the insured keeps paying the premiums in any of the post offices around the country."}},{"@type":"Question","name":"Can an insured, revive a lapsed policy?","acceptedAnswer":{"@type":"Answer","text":"Yes, under the following conditions: A lapsed postal insurance policy can be revived after six unpaid premiums if it remains in force for less than three years. It can also be revived after 12 unpaid premiums if it remains in force for more than three years."}},{"@type":"Question","name":"Can one surrender their life insurance from PLI?","acceptedAnswer":{"@type":"Answer","text":"Yes one can do that. However, the surrender value is subjective to the surrender factor, type and term of policy."}},{"@type":"Question","name":"Can an insured avail loan facility from PI?","acceptedAnswer":{"@type":"Answer","text":"Yes, it can do so depending upon the type of insurance scheme and the tenure of the insurance, when the insured wishes to avail the loan."}},{"@type":"Question","name":"How many child policies in a family, can a main policyholder take?","acceptedAnswer":{"@type":"Answer","text":"The family of the main policy holder can have up to 2 children insured under this policy."}},{"@type":"Question","name":"What is the maximum insurance amount for a policy from Postal Life Insurance?","acceptedAnswer":{"@type":"Answer","text":"The maximum amount that can be assured under a policy from Postal Life Insurance is Rs. 5 lakh."}},{"@type":"Question","name":"Is PLI a tax exempted insurance provider?","acceptedAnswer":{"@type":"Answer","text":"Yes, PLI is a tax exempted insurance provider as stipulated under Section 118 C of the Insurance Act, 1938 and also under Section 44 D of LIC Act of 1956."}},{"@type":"Question","name":"When was the Postal Life Insurance Scheme introduced?","acceptedAnswer":{"@type":"Answer","text":"The Postal Life Insurance (PLI) scheme was introduced in India in 1884, under the British rule. This makes it the oldest insurance provider in India."}},{"@type":"Question","name":"I am an employee in a private sector enterprise. Can I avail this policy?","acceptedAnswer":{"@type":"Answer","text":"No, salaried individuals in the private sector are not eligible to avail the Postal Life Insurance policy."}},{"@type":"Question","name":"work in a government aided organization and my husband works in the private sector. Can be both jointly avail the PLI scheme?","acceptedAnswer":{"@type":"Answer","text":"Yes, A government employee and spouse can jointly get a PLI policy under the “Yugal Suraksha” scheme. An additional premium will have to be paid in order to cover the two individuals under this assurance policy."}},{"@type":"Question","name":"What is the minimum age limit for entry?","acceptedAnswer":{"@type":"Answer","text":"The minimum age limit for entry is 19 years."}},{"@type":"Question","name":"What is the maximum age limit for entry?","acceptedAnswer":{"@type":"Answer","text":"The maximum age limit for entry is 55 years."}},{"@type":"Question","name":"Where can I find my PLI policy number?","acceptedAnswer":{"@type":"Answer","text":"Your PLI policy number will be available in the policy document/ bond. This is a six-digit number that is required for all future transactions, including payment of premium."}},{"@type":"Question","name":"Can I pay the Postal life insurance premium online?","acceptedAnswer":{"@type":"Answer","text":"Yes, you can pay the Postal Life Insurance policy premium online or via ECS (Electronic Clearance System)."}},{"@type":"Question","name":"What is the interest on loan availed against the policy?","acceptedAnswer":{"@type":"Answer","text":"The interest on loan availed against the PLI policy is 10% per annum. This is calculated based on a 6 month period."}}]}</script><h2 class="text-lg font-bold pt-2 pb-2">News About Postal Life Insurance</h2><div class="flex flex-col gap-2.5"><div class="mb-xl"><div class="rounded-lg border border-slate-200 bg-white text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative"><div class="flex flex-col space-y-1.5 p-4 bg-secondary text-secondary-foreground"><h3 class="font-semibold tracking-tight text-md text-bold">Postal Life Insurance (PLI) Introduces 'Direct Incentive Disbursement' Program</h3></div><div class="p-2.5"><p class="text-base ">Postal Life Insurance (PLI) has introduced the 'Direct Incentive Disbursement' program for its sales force in the Delhi and Uttarakhand circles as of 14 August. This strategic move aims to empower its sales staff, who play a pivotal role in the department's expansion. Alongside this, PLI has implemented significant modifications to its agent incentive scheme. Through the 'Direct Incentive Disbursement' feature, agents can seamlessly receive their commissions from the previous month directly into their Post Office Savings Bank (POSB) Accounts. This initiative is projected to benefit approximately two lakh sales force members nationwide, encompassing Gramin Dak Sevaks, Field Officers, Direct Agents, and Departmental Employees.</p><p class="text-base ">The insurer emphasised that this streamlined process would eliminate delays and the necessity for physical checks by facilitating secure and instantaneous fund transfers. The pilot program's key highlights include swift and secure transactions, which means that PLI's sales staff will receive incentives directly in their POSB accounts ensuring secure and efficient transactions; convenience and motivation, which means sales team members can conveniently manage their funds, and immediate rewards will serve as a motivational factor, fostering optimal performance; simplified administration which means automated payouts will effectively reduce administrative costs, enabling a stronger focus on delivering exceptional client service.</p><div class="text-end px-2.5 py-1">16 August 2023</div></div></div></div><div class="mb-xl"><div class="rounded-lg border border-slate-200 bg-white text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative"><div class="flex flex-col space-y-1.5 p-4 bg-secondary text-secondary-foreground"><h3 class="font-semibold tracking-tight text-md text-bold">Central government announces bonuses for (PLI) policies effective from 1 April 2023</h3></div><div class="p-2.5"><p class="text-base ">According to the announcement made by the Directorate of Postal Life Insurance, Department of Post, and Ministry of Communications in the Indian Gazette -the central government has declared bonus payments for postal life insurance (PLI) policies for the fiscal year 2023-2024. These bonuses will be effective from the first day of FY24 (1 April 2023).</p><div class="text-end px-2.5 py-1">31 January 2023</div></div></div></div></div><script type="application/ld+json" data-testid="organization-json-ld">{"@context":"http://schema.org","@type":"Organization","name":"BankBazaar","url":"https://www.bankbazaar.com/","logo":"https://static.bankbazaar.com/images/bankbazaar-logo.png","sameAs":["https://www.facebook.com/bankbazaar/","https://twitter.com/bankbazaar","https://www.instagram.com/bankbazaar/","https://www.linkedin.com/company/417362/","https://www.youtube.com/@BankBazaar","https://in.linkedin.com/company/bank_bazaar"]}</script></div></div></div></div></div><div class="py-5"><div class="border bg-transparent hover:bg-transparent"><details name="accordion" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>Disclaimer <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5">Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.</div></details></div></div></div><div class=""><div class="bg-slate text-slate-foreground px-2.5 py-1"><div class="container mx-auto px-4"><div class="items-center flex justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Explore More:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card.html" title="Credit Cards" aria-label="Credit Cards">Credit Cards</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/insurance.html" title="Insurance" aria-label="Insurance">Insurance</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/saving-schemes.html" title="Saving Schemes" aria-label="Saving Schemes">Saving Schemes</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/aspiration-index-2023.html" title="Aspiration Index 2023" aria-label="Aspiration Index 2023">Aspiration Index 2023</a></li></ul></div></div></div><div class="bg-gray text-gray-foreground px-2.5 py-1"><div class="container mx-auto px-4"><div class="items-start flex justify-center gap-4 p-2.5"><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Credit Card:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card.html" title="Compare Credit Cards" aria-label="Compare Credit Cards">Compare Credit Cards</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html" title="YES BANK BankBazaar FinBooster Credit Card" aria-label="YES BANK BankBazaar FinBooster Credit Card">YES BANK BankBazaar FinBooster Credit Card</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card/rbl-bank-bankbazaar-savemax-credit-card.html" title="RBL Bank BankBazaar SaveMax Credit Card" aria-label="RBL Bank BankBazaar SaveMax Credit Card">RBL Bank BankBazaar SaveMax Credit Card</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/sbi-credit-card.html" title="SBI Credit Card" aria-label="SBI Credit Card">SBI Credit Card</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card/credit-cards-without-annual-fee-charges-in-india.html" title="Lifetime Free Credit Card" aria-label="Lifetime Free Credit Card">Lifetime Free Credit Card</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card/top-10-credit-cards-in-india.html" title="Top 10 Credit Cards" aria-label="Top 10 Credit Cards">Top 10 Credit Cards</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card/best-co-branded-credit-cards-in-india.html" title="Co-Branded Credit Cards" aria-label="Co-Branded Credit Cards">Co-Branded Credit Cards</a></li></ul></div><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Credit Score:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/credit-score.html" title="Credit Score" aria-label="Credit Score">Credit Score</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/experian.html" title="Experian" aria-label="Experian">Experian</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/cibil-credit-score.html" title="CIBIL Score" aria-label="CIBIL Score">CIBIL Score</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/cibil-credit-report.html" title="CIBIL Report" aria-label="CIBIL Report">CIBIL Report</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/cibil-score-calculation.html" title="CIBIL Score Calculation" aria-label="CIBIL Score Calculation">CIBIL Score Calculation</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/how-to-improve-cibil-credit-score.html" title="How to Improve Credit Score" aria-label="How to Improve Credit Score">How to Improve Credit Score</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/credit-monitoring.html" title="How to Monitor Credit Score" aria-label="How to Monitor Credit Score">How to Monitor Credit Score</a></li></ul></div><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Personal Loan:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/personal-loan.html" title="Compare Personal Loans" aria-label="Compare Personal Loans">Compare Personal Loans</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/sbi-personal-loan.html" title="SBI Personal Loan" aria-label="SBI Personal Loan">SBI Personal Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/hdfc-personal-loan.html" title="HDFC Personal Loan" aria-label="HDFC Personal Loan">HDFC Personal Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/axis-personal-loan.html" title="Axis Personal Loan" aria-label="Axis Personal Loan">Axis Personal Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/personal-loan-eligibility.html" title="Personal Loan Eligibility" aria-label="Personal Loan Eligibility">Personal Loan Eligibility</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/personal-loan-interest-rate.html" title="Personal Loan Interest Rates" aria-label="Personal Loan Interest Rates">Personal Loan Interest Rates</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/personal-loan/instant-loans.html" title="Instant Loans" aria-label="Instant Loans">Instant Loans</a></li></ul></div><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Home Loan:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/home-loan.html" title="Compare Home Loans" aria-label="Compare Home Loans">Compare Home Loans</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/sbi-home-loan.html" title="SBI Home Loan" aria-label="SBI Home Loan">SBI Home Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/hdfc-home-loan.html" title="HDFC Home Loan" aria-label="HDFC Home Loan">HDFC Home Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/axis-home-loan.html" title="Axis Home Loan" aria-label="Axis Home Loan">Axis Home Loan</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/home-loan-interest-rate.html" title="Home Loan Interest Rates" aria-label="Home Loan Interest Rates">Home Loan Interest Rates</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/home-loan-eligibility.html" title="Home Loan Eligibility" aria-label="Home Loan Eligibility">Home Loan Eligibility</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/home-loan/repo-rate.html" title="Current Repo Rate 2024" aria-label="Current Repo Rate 2024">Current Repo Rate 2024</a></li></ul></div><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Fixed Deposit:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/sbi-fixed-deposit.html" title="SBI Fixed Deposit" aria-label="SBI Fixed Deposit">SBI Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/hdfc-fixed-deposit.html" title="HDFC Fixed Deposit" aria-label="HDFC Fixed Deposit">HDFC Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/axis-fixed-deposit.html" title="Axis Fixed Deposit" aria-label="Axis Fixed Deposit">Axis Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/post-office-fixed-deposit-rate.html" title="Post Office Fixed Deposit" aria-label="Post Office Fixed Deposit">Post Office Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/senior-citizen-fixed-deposit.html" title="Senior Citizen Fixed Deposit" aria-label="Senior Citizen Fixed Deposit">Senior Citizen Fixed Deposit</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/5years-fd-interest-rates.html" title="5 Years FD Interest Rates" aria-label="5 Years FD Interest Rates">5 Years FD Interest Rates</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/monthly-income-scheme.html" title="Monthly Income FD Schemes" aria-label="Monthly Income FD Schemes">Monthly Income FD Schemes</a></li></ul></div><div class="items-start flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Calculator:</p><ul class="list-none "><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/calculators.html" title="All Finance Calculators" aria-label="All Finance Calculators">All Finance Calculators</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/home-loan/emi-calculator.html" title="Home Loan Calculator" aria-label="Home Loan Calculator">Home Loan Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/personal-loan/emi-calculator.html" title="Personal Loan EMI Calculator" aria-label="Personal Loan EMI Calculator">Personal Loan EMI Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/car-loan/emi-calculator.html" title="Car Loan EMI Calculator" aria-label="Car Loan EMI Calculator">Car Loan EMI Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/fixed-deposit/fd-calculator.html" title="FD Calculator" aria-label="FD Calculator">FD Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/recurring-deposit/rd-interest-calculator.html" title="RD Calculator" aria-label="RD Calculator">RD Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/finance-tools/emi-calculator.html" title="EMI Calculator" aria-label="EMI Calculator">EMI Calculator</a></li></ul></div></div><div data-orientation="horizontal" role="none" class="shrink-0 bg-slate-200 dark:bg-slate-800 h-[1px] w-full my-4"></div><div class="items-center flex justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Learn More:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/category/credit-cards/" title="Credit Cards" aria-label="Credit Cards">Credit Cards</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/yes-bank-bankbazaar-finbooster-credit-card/" title="Credit Card Offers" aria-label="Credit Card Offers">Credit Card Offers</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/category/investment/" title="Investments" aria-label="Investments">Investments</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/category/money-management/" title="Money Management" aria-label="Money Management">Money Management</a></li></ul></div><div class="items-center flex justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Others:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/car-loan.html" title="Car Loan" aria-label="Car Loan">Car Loan</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/tax.html" title="Income Tax" aria-label="Income Tax">Income Tax</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/ifsc-code.html" title="Bank IFSC Code" aria-label="Bank IFSC Code">Bank IFSC Code</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/gold-rate-india.html" title="Gold Rate" aria-label="Gold Rate">Gold Rate</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/indian-holiday-calendar.html" title="Indian Holidays" aria-label="Indian Holidays">Indian Holidays</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/visa.html" title="Visa" aria-label="Visa">Visa</a></li></ul></div><div data-orientation="horizontal" role="none" class="shrink-0 bg-slate-200 dark:bg-slate-800 h-[1px] w-full my-4"></div><div class="items-start flex justify-center gap-4 p-2.5"><div class="items-center flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Mobile Apps:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://bnkbzr.page.link/qBro" title="Google play" target="_blank" aria-label="Google play"><img src="https://static.bankbazaar.com/images/download-android-application.svg" alt="Google play" title="Google play" width="121" height="36" loading="lazy" style="max-width:100%;display:inline"/></a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://bnkbzr.page.link/qBro" title="Apple Store" target="_blank" aria-label="Apple Store"><img src="https://static.bankbazaar.com/images/india/infographic/apple-store-button.svg" alt="Apple Store" title="Apple Store" width="121" height="36" loading="lazy" style="max-width:100%;display:inline"/></a></li></ul></div><div class="items-center flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Contact Us:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="mailto:support@bankbazaar.com" title="support[at]bankbazaar[dot]com" aria-label="support[at]bankbazaar[dot]com"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-mail h-4/5 text-base fill-gray"><rect width="20" height="16" x="2" y="4" rx="2"></rect><path d="m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7"></path></svg></span>support[at]bankbazaar[dot]com</a></li></ul></div><div class="items-center flex flex-col justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Follow Us:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://twitter.com/bankbazaar" title="Bankbazaar Twitter" target="_blank" aria-label="Bankbazaar Twitter"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-twitter h-4/5 text-base fill-gray"><path d="M22 4s-.7 2.1-2 3.4c1.6 10-9.4 17.3-18 11.6 2.2.1 4.4-.6 6-2C3 15.5.5 9.6 3 5c2.2 2.6 5.6 4.1 9 4-.9-4.2 4-6.6 7-3.8 1.1 0 3-1.2 3-1.2z"></path></svg></span></a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://www.linkedin.com/company/bank_bazaar" title="Bankbazaar Linkedin" target="_blank" aria-label="Bankbazaar Linkedin"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-linkedin h-4/5 text-base fill-gray"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"></path><rect width="4" height="12" x="2" y="9"></rect><circle cx="4" cy="4" r="2"></circle></svg></span></a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://www.facebook.com/bankbazaar/" title="Bankbazaar Facebook" target="_blank" aria-label="Bankbazaar Facebook"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-facebook h-4/5 text-base fill-gray"><path d="M18 2h-3a5 5 0 0 0-5 5v3H7v4h3v8h4v-8h3l1-4h-4V7a1 1 0 0 1 1-1h3z"></path></svg></span></a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://instagram.com/bankbazaar/" title="Bankbazaar Instagram" target="_blank" aria-label="Bankbazaar Instagram"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-instagram h-4/5 text-base fill-gray"><rect width="20" height="20" x="2" y="2" rx="5" ry="5"></rect><path d="M16 11.37A4 4 0 1 1 12.63 8 4 4 0 0 1 16 11.37z"></path><line x1="17.5" x2="17.51" y1="6.5" y2="6.5"></line></svg></span></a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://www.youtube.com/c/BankBazaar" title="Bankbazaar YouTube" target="_blank" aria-label="Bankbazaar YouTube"><span class="relative flex shrink-0 overflow-hidden rounded-full bg-white w-6 h-6 mr-1 items-center"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-youtube h-4/5 text-base fill-gray"><path d="M2.5 17a24.12 24.12 0 0 1 0-10 2 2 0 0 1 1.4-1.4 49.56 49.56 0 0 1 16.2 0A2 2 0 0 1 21.5 7a24.12 24.12 0 0 1 0 10 2 2 0 0 1-1.4 1.4 49.55 49.55 0 0 1-16.2 0A2 2 0 0 1 2.5 17"></path><path d="m10 15 5-3-5-3z"></path></svg></span></a></li></ul></div></div><div class="items-center flex justify-center gap-4 p-2.5"><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/aboutus.html" title="About" aria-label="About">About</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/careers.html" title="Careers" aria-label="Careers">Careers</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/contact-us.html" title="Contact Us" aria-label="Contact Us">Contact Us</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="https://blog.bankbazaar.com/" title="Blog" aria-label="Blog">Blog</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/conditionsofuse.html" title="Terms" aria-label="Terms">Terms</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/notice-to-customer.html" title="Notice to customer" aria-label="Notice to customer">Notice to customer</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/dnd.html" title="DND Service" aria-label="DND Service">DND Service</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/privacy-policy.html" title="Privacy Policy" aria-label="Privacy Policy">Privacy Policy</a></li></ul></div><p class="text-sm text-center py-6">Copyright © 2024 BankBazaar.com.</p></div></div></div></div><script>window.__remixContext = {"basename":"/","future":{"v3_fetcherPersist":true,"v3_relativeSplatPath":true,"v3_throwAbortReason":true,"unstable_singleFetch":false,"unstable_lazyRouteDiscovery":false,"unstable_optimizeDeps":false},"isSpaMode":false,"state":{"loaderData":{"root":{"namespace":"life-insurance/postal-life-insurance","gtmId":"GTM-TRB8XL","wenEngageId":"~13410604b","appshell":true},"routes/default/route":{"productType":"TLI","bankId":1001,"pageData":{"id":16302,"topContent":[{"data":{"text":"\"Postal Life Insurance is one of the earliest insurance schemes to have been launched in India. The most striking feature of a PLI scheme is that it fetches high returns (with bonus) for its policyholders at extremely low-priced premiums.\""},"type":"paragraph"},{"data":{"text":"Postal Life Insurance represents a dependable and cost-effective insurance option."},"type":"paragraph"}],"showDateOn":{"metaTitle":false},"breadCrumb":{"currentPageText":"PLI","otherLinks":[{"link":"/insurance/life-insurance.html","text":"Life Insurance"}]},"metaKeyword":"postal life insurance, postal life insurance plans, postal life insurance scheme, ","metaTitle":"Postal Life Insurance (PLI) - Check Benefits \u0026 Eligibility Criteria","h1Title":"Postal Life Insurance Plans","metaDescription":"Postal Life Insurance - Know what PLI is and the types of PLI schemes, \u0026 also check the eligibility, benefits, \u0026 premium calculator of postal life insurance.","hideEligForm":true,"hideUserReviews":true,"hungryForMore":[{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Postal Life Insurance:","level":2}},{"type":"paragraph","data":{"text":"The Queen Empress of India approved the introduction of Postal Life Insurance (PLI), the nation's first insurer, on February 1, 1884, with the explicit consent of Her Majesty's Secretary of State (for India). The program was designed as a wellness initiative for Postal Service workers. In 1884, it was later expanded to include staff members of the Telegraph Department. The maximum insurance amount limit was \u003cstrong\u003eRs. 4,000\u003c/strong\u003e during its early inception; it is today \u003cstrong\u003eRs.50 lakhs.\u003c/strong\u003e"}},{"type":"paragraph","data":{"text":"The \u003cstrong\u003ePostal Life Insurance\u003c/strong\u003e schemes are some of the country's most suitable and reasonably low-premium personal investment products."}},{"type":"header","data":{"text":"What is Postal Life Insurance (PLI)?","level":2}},{"type":"paragraph","data":{"text":"The Postal Life Insurance Plan provides significant premium returns on \u003ca href=\"/insurance/life-insurance.html\" target=\"_blank\"\u003elife insurance\u003c/a\u003e. The maximum cash assured granted under this policy is \u003cstrong\u003eRs. 50 lakhs\u003c/strong\u003e. "}},{"type":"paragraph","data":{"text":"The Central and State Governments, Universities, Government Aided Educational Institutions, Autonomous Bodies Local Bodies, Cooperative Societies, Joint Ventures with a minimum of 10% Government/PSU stake, and Employees of Central and State Public Sector Enterprises are all eligible for this policy, which is provided by the Government of India."}},{"type":"paragraph","data":{"text":" A group insurance policy is also maintained by Postal Life Insurance, which is for “Gramin Dak Sevaks,” i.e., Extra Departmental Employees of the Department of Posts."}},{"type":"header","data":{"text":"PLI Statistics - A Detailed Report:","level":2}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Year"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Total number of policies procured during a fiscal year"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Sum assured of these procured policies (in Rs. Crore)"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Total number of active policies at the end of fiscal year"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Overall sum assured amount (in Rs. Crore)"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Total income of premiums (in Rs. Crore)"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Corpus of fund"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"2011-2012"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"482423"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"13288.15"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"5006060"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"76591.33"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"3681.03"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"23,010.55"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"2012-2013"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"454053"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"14695.59"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"5219326"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"88896.46"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"4557.29"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"26,131.34"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"2013-2014"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"433182"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"16129.39"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"5406093"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"102276.08"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"5352.01"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"32,716.26"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"2014-2015"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"324022"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"14276.91"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"5242257"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"109106.93"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"5963.46"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"39,536.33"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"2015-2016"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"198606"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"9644.97"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"4930838"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"109982.09"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"6657.03"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"46,302.72"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"2016-2017"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"213323"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"11096.67"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"4680013"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"113084.81"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"7233.89"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"55,058.61"}}],"colspan":1,"rowspan":1}]}]}},{"type":"references","data":{"items":[]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Features of Postal Life Insurance Policy:","level":2}},{"type":"paragraph","data":{"text":"A policyholder can avail the following benefits:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eNomination facility:\u003c/strong\u003e The policyholder can nominate his/her beneficiary, and can also make changes to the nomination.","items":[]},{"content":"\u003cstrong\u003eLoan facility:\u003c/strong\u003e\u0026nbsp;A Loan facility\u0026nbsp;is offered in accordance with this policy. When an Endowment Assurance policy reaches three years of maturity, or when a Whole Life Insurance policy reaches four years of policy period, the policyholder can pledge the policy as collateral to the Heads of the Region or Circle on behalf of the President of India. Under this plan, assignment facilities are also offered.","items":[]},{"content":"\u003cstrong\u003ePolicy Revival:\u003c/strong\u003e A policyholder can revive a lapsed policy. The policy can be revived when policy has lapsed under the following conditions -","items":[{"content":"Policy has lapsed after six successive non-payments of premium with the policy being in effect for less than three years.","items":[]},{"content":"Policy has lapsed after 12 successive non-payments of premium where policy has been in effect for more than three years.","items":[]}]},{"content":"\u003cstrong\u003eDuplicate Policy Document:\u003c/strong\u003e\u0026nbsp;If the policyholder misplaces the original policy paper, a duplicate will be sent to them. This also holds true if the insured requests a duplicate policy document because the original has been destroyed by fire, destruction, or mutilation.","items":[]},{"content":"\u003cstrong\u003eConversion of Policy:\u003c/strong\u003e\u0026nbsp;It is possible to change this insurance from Whole Life Assurance to Endowment Assurance. In accordance with the rules and specifications provided by the insurer, an Endowment Assurance Policy may be converted to another Endowment Assurance plan.","items":[]}]}},{"type":"header","data":{"text":"Benefits of Investing in PLI:","level":3}},{"type":"paragraph","data":{"text":"Some of the other benefits and discounts offered under the Postal Life Insurance scheme are as follows:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"The insured can avail themselves of income tax exemption as provided under Sec. 88 of the Income Tax Act.","items":[]},{"content":"Additional facilities offered under this policy are Assignment, Loan, Conversion, Surrender and Paid-Up Value options.","items":[]},{"content":"The policy can be transferred to any Circle within India, at no additional charges.","items":[]},{"content":"Passbook facility is available to track the payment of premium and in case of loan transactions, etc.","items":[]},{"content":"Premium can be paid on an annual, half-yearly and monthly basis. When the payment is due, the policyholder can make a payment on any working day.","items":[]},{"content":"If you make an advance premium payment for a policy period of six months, you can avail yourself of a discount a discount on premium worth 1% of the value.","items":[]},{"content":"If you make an advance premium payment for a policy period of 12 months, you can avail a discount on premium worth 2% of the value.","items":[]},{"content":"Nomination facility is available.","items":[]},{"content":"Since this scheme has a centralized accounting facility, the claims process is quick and easy.","items":[]}]}},{"type":"header","data":{"text":"Postal Life Insurance Eligibility:","level":2}},{"type":"paragraph","data":{"text":"Employees of the organizations listed below are eligible to obtain a Postal Life Insurance policy:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Defense Services","items":[]},{"content":"Para Military Forces","items":[]},{"content":"Central Government","items":[]},{"content":"Para Military forces","items":[]},{"content":"Local Bodies","items":[]},{"content":"Reserve Bank of India (RBI)","items":[]},{"content":"Government-aided Educational Institutions","items":[]},{"content":"Public Sector Undertakings","items":[]},{"content":"Nationalized Banks","items":[]},{"content":"Financial Institutions","items":[]},{"content":"Autonomous Bodies","items":[]},{"content":"Those appointed by the Central/ State Government on a contract basis, where the contract can be extended.","items":[]},{"content":"Employees of all scheduled Commercial Banks","items":[]},{"content":"Extra Departmental Agents in Department of Posts","items":[]},{"content":"Those employed in educational institutes that are accredited by recognized bodies such as All India Council of Technical Education, National Assessment and Accreditation Council, Medical Council of India etc.","items":[]},{"content":"People who work for cooperative societies that are recognised with the government under the Cooperative Societies Act, such as Credit Cooperative Societies. The State Government, Central Government, RBI, Nationalised Banks, State Bank of India (SBI), National Bank for Agricultural and Rural Development (NABARD), etc., may provide all or part of the funding for these.","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Advantages of Postal Life Insurance Policies:","level":2}},{"type":"list","data":{"style":"unordered","items":[{"content":"PLI schemes have several benefits awarded to their applicants and are the most sought out insurance products in the country because of their flexibility.","items":[]},{"content":"The name of nomination can be changed by the insured at any given time.","items":[]},{"content":"Duplicate policy bonds can be re-issued to the insured, in case the original Policy Bond is burnt, torn, lost, or mutilated.","items":[]},{"content":"A lapsed postal insurance policy can be revived after six unpaid premiums if it remains in force for less than three years. It can also be revived after 12 unpaid premiums if it remains in force for more than three years.","items":[]},{"content":"The insured can obtain loan by pledging his/her scheme to Heads of the Circle/Region on behalf of the President of India, under the condition that the policy is three years old in case of Endowment Assurance and four years in case of Whole Life Assurance. It is also possible to use assignment facilities.","items":[]},{"content":"Policy can be assigned to taking a loan to any financial institution.","items":[]},{"content":"It is possible to convert a Whole Life Assurance to Endowment Assurance and from Endowment Assurance to other Endowment Assurance, based on certain conditions and rules.","items":[]}]}},{"type":"header","data":{"text":"Types of Postal Life Insurance Schemes","level":2}},{"type":"paragraph","data":{"text":"There are seven different life insurance policies under PLI:"}},{"type":"image","data":{"alt":"Types of Postal Life Insurance","src":"https://static.bankbazaar.com/images/india/infographic/images/india/infographic/types_of_postal_life_insurance-1.webp","srcXL":"/images/india/infographic/images/india/infographic/types_of_postal_life_insurance-1.webp","title":"Types of Postal Life Insurance"}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"1. Whole Life Insurance (Suraksha):","level":3}},{"type":"paragraph","data":{"text":"The \u003ca href=\"/life-insurance/whole-life-plans.html\" target=\"_blank\"\u003ewhole life insurance\u003c/a\u003e scheme from Postal Life Insurance has the following features and requirements:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eScheme: \u003c/strong\u003eAssured amount + accrued bonus is paid to nominee, assignee or legal heir, after the insured expires.","items":[]},{"content":"\u003cstrong\u003eAge Eligibility: Minimum:\u003c/strong\u003e19 years \u003cstrong\u003eMaximum: \u003c/strong\u003e55 years","items":[]},{"content":"\u003cstrong\u003ePolicy Conversion: \u003c/strong\u003ePolicy can be converted to an Endowment Assurance policy after completion of a year and before the insured turns 57 years of age.","items":[]},{"content":"\u003cstrong\u003eMinimum Sum assured: \u003c/strong\u003eRs. 20,000","items":[]},{"content":"\u003cstrong\u003eMaximum Sum Assured: \u003c/strong\u003eRs. 50 lakh","items":[]},{"content":"\u003cstrong\u003eLoan Facility: \u003c/strong\u003eAvailable after four years of completion","items":[]},{"content":"\u003cstrong\u003ePolicy Surrender:\u0026nbsp;\u003c/strong\u003eOnce the policy has been completed for three years, it can be returned. Five years prior to completion, the policy will not be eligible for the bonus; however, if the policy is assigned for a loan or surrendered, a commensurate bonus on the lowered amount assured may be accumulated.","items":[]},{"content":"\u003cstrong\u003eMedical Examination: \u003c/strong\u003eMandatory","items":[]},{"content":"\u003cstrong\u003ePremiums Payable: \u003c/strong\u003eThe premiums are calculated based on factors such as age of maturity and age of entry and hence, variable for the applicant.","items":[]}]}},{"type":"header","data":{"text":"2. Endowment Assurance (Santosh):","level":3}},{"type":"paragraph","data":{"text":"The endowment assurance scheme from Postal Life Insurance has the following features and requirements:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eScheme: \u003c/strong\u003eAssured amount + accrued bonus is paid to proponent when he or she attains the pre-decided age of maturity. The sum amount insured and bonus is payable to the assigned, nominee or legal heir in case of unprecedented death.","items":[]},{"content":"\u003cstrong\u003eAge Eligibility: Minimum: \u003c/strong\u003e19 years \u003cstrong\u003eMaximum: \u003c/strong\u003e50 years","items":[]},{"content":"\u003cstrong\u003ePolicy Conversion: \u003c/strong\u003ePolicy can be converted to any other Endowment Assurance policy under the rules and regulations of PLI.","items":[]},{"content":"\u003cstrong\u003eMinimum Sum assured: \u003c/strong\u003eRs. 20,000","items":[]},{"content":"\u003cstrong\u003eMaximum Sum Assured: \u003c/strong\u003eRs. 50 lakh","items":[]},{"content":"\u003cstrong\u003eLoan Facility: \u003c/strong\u003eAvailable after four years of completion","items":[]},{"content":"\u003cstrong\u003ePolicy Surrender: \u003c/strong\u003ePolicy can be surrendered after three years of completion. The policy will not be eligible for the bonus if assigned or loaned five years before completion else a proportionate bonus on the reduced amount assured can be accrued if the policy is assigned for a loan or surrendered.","items":[]},{"content":"Medical Examination mandatory","items":[]},{"content":"\u003cstrong\u003ePremiums Payable: \u003c/strong\u003eThe premiums are calculated based on factors such as age of maturity and age of entry and hence, variable for the applicant.","items":[]}]}},{"type":"header","data":{"text":"3. Convertible Whole Life Insurance (Suvidha):","level":3}},{"type":"paragraph","data":{"text":"The convertible whole life insurance scheme from Postal Life Insurance has the following features and requirements:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eScheme: \u003c/strong\u003eAssured amount + accrued bonus is paid to proponent when he or she attains the pre-decided age of maturity. The sum amount insured and bonus is payable to the assigned, nominee or legal heir in case of unprecedented death.","items":[]},{"content":"\u003cstrong\u003eAge Eligibility: Minimum:\u003c/strong\u003e19 years \u003cstrong\u003eMaximum: \u003c/strong\u003e55 years","items":[]},{"content":"\u003cstrong\u003ePolicy Conversion: \u003c/strong\u003ePolicy can be converted to Endowment Assurance after five years but must not exceed 55 years. If the option for conversion is not used, the policy will automatically turn into a Whole Life Insurance by default.","items":[]},{"content":"Minimum Sum assured: Rs. 20,000","items":[]},{"content":"\u003cstrong\u003eMaximum Sum Assured: \u003c/strong\u003eRs. 50 lakhs","items":[]},{"content":"\u003cstrong\u003eLoan Facility: \u003c/strong\u003eAvailable after three years of completion","items":[]},{"content":"\u003cstrong\u003ePolicy Surrender: \u003c/strong\u003ePolicy can be surrendered after three years of completion. The policy will not be eligible for the bonus if assigned or loaned five years before completion, else a proportionate bonus on the reduced amount assured can be accrued if the policy is assigned for a loan or surrendered.","items":[]},{"content":"Medical Examination mandatory","items":[]},{"content":"\u003cstrong\u003ePremiums Payable: \u003c/strong\u003eThe premium amount is calculated on factors that include age of maturity and age of entry and hence, variable for the applicant.","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"4. Anticipated Endowment Assurance (Sumangal):","level":3}},{"type":"paragraph","data":{"text":"The anticipated endowment assurance scheme from Postal Life Insurance is \u003cstrong\u003ebest suited for people who expect periodical returns\u003c/strong\u003e, and has the following features and requirements:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eScheme:\u003c/strong\u003eMoney back policy","items":[]},{"content":"\u003cstrong\u003e15 Years Term Policy: \u003c/strong\u003e20% of benefits are paid post six years 20% of the assured sum, nine years 20% of the assured sum, 12 years 20% of the assured sum and 15 years 40% of the assured sum + assured bonus.","items":[]},{"content":"\u003cstrong\u003e20 Years Term Policy: \u003c/strong\u003eBenefits are paid post eight years 20% of the assured sum, 12 years 20% of the assured sum, 16 years 20% of the assured sum and 20 years 40% of the assured sum + assured bonus","items":[]},{"content":"\u003cstrong\u003eMaximum Sum Assured: \u003c/strong\u003eRs. 50 lakh","items":[]},{"content":"Such payments, in the event of unexpected death of the insured, will not be taken into consideration and the full sum assured + accrued bonus is payable to the assignee or legal heir.","items":[]},{"content":"Medical Examination mandatory","items":[]},{"content":"\u003cstrong\u003ePremiums Payable: \u003c/strong\u003eThe calculation premium is based on factors that include age of maturity and age of entry and hence, variable for the applicant.","items":[]}]}},{"type":"header","data":{"text":"5. Joint Life Endowment Assurance (Yugal Suraksha):","level":3}},{"type":"paragraph","data":{"text":"The joint life assurance from Postal Life Insurance requires any spouse to be eligible for PLI policies. The scheme has the following features and requirements:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eScheme: \u003c/strong\u003eBoth spouses are covered to the extent of sum assured + accrued bonus with only one premium.","items":[]},{"content":"\u003cstrong\u003eAge Eligibility: Minimum: \u003c/strong\u003e19 years \u003cstrong\u003eMaximum: \u003c/strong\u003e55 years","items":[]},{"content":"\u003cstrong\u003ePolicy Conversion: \u003c/strong\u003ePolicy can be converted to any other Endowment Assurance policy under the rules and regulations of PLI.","items":[]},{"content":"\u003cstrong\u003eMinimum Sum assured: \u003c/strong\u003eRs. 20,000","items":[]},{"content":"\u003cstrong\u003eMaximum Sum Assured: \u003c/strong\u003eRs. 50 lakh","items":[]},{"content":"\u003cstrong\u003eLoan Facility: \u003c/strong\u003eAvailable after three years of completion","items":[]},{"content":"\u003cstrong\u003ePolicy Surrender:\u0026nbsp;\u003c/strong\u003eOnce the policy has been completed for three years, it can be returned. If the policy is assigned or lent out five years before it is completed, it will not be eligible for bonuses; but, if it is loaned out or relinquished, a commensurate bonus on the lesser amount insured may be earned.","items":[]},{"content":"Medical Examination mandatory","items":[]},{"content":"\u003cstrong\u003ePremiums Payable: \u003c/strong\u003eThe premium amount is calculated on factors that include age of maturity and age of entry and hence, variable for the applicant.","items":[]}]}},{"type":"header","data":{"text":"6. Scheme for Physically Handicapped Person:","level":3}},{"type":"paragraph","data":{"text":"Any of the above -mentioned life insurance policies can be availed by physically handicapped applicants, under this scheme. However, premium prices are dependable on the nature and extent of handicap which will be determined through the mandatory medical examination."}},{"type":"header","data":{"text":"7. Children Policy (Bal Jeevan Bima):","level":3}},{"type":"paragraph","data":{"text":"There is a separate policy for the children of policyholders which can be taken. \u003cstrong\u003eMaximum two children \u003c/strong\u003ein a family are eligible for this scheme:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"\u003cstrong\u003eMain Policyholder Age Eligibility: Maximum: \u003c/strong\u003e45 years","items":[]},{"content":"\u003cstrong\u003eChildren Age Eligibility: Minimum: \u003c/strong\u003efive years \u003cstrong\u003eMaximum: \u003c/strong\u003e20 years","items":[]},{"content":"\u003cstrong\u003eMaximum Sum Assured: \u003c/strong\u003eRs. 3 lakh or equivalent to the sum assured of the main policy holder whichever is less","items":[]},{"content":"\u003cstrong\u003eLoan Facility:\u003c/strong\u003eNot available","items":[]},{"content":"No premium is payable, in case death of main policy holder and full sum assured + accrued bonus paid after the completion of the policy term.","items":[]},{"content":"Main policyholder is responsible for payments for the Children Policy.","items":[]},{"content":"No mandatory medical examination required for children.","items":[]},{"content":"\u003cstrong\u003ePolicy bonus \u003c/strong\u003ecalculated at the rate applicable to Endowment Policy. The POIF Rules applicable at the time, shall be applicable to the Children Policy.","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Postal Life Insurance Scheme Bonus:","level":3}},{"type":"paragraph","data":{"text":"Here are the \u003ca href=\"/life-insurance/postal-life-insurance/bonus-rates.html\" target=\"_blank\"\u003ePostal Life Insurance Bonus\u003c/a\u003e rates"}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Type of Insurance Policy"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Rate of Bonus"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Endowment Assurance (EA)"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs. 50 per Rs. 1000 of the sum assured"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Whole Life Assurance (WLA)"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs. 65 per Rs. 1000 of the sum assured"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Convertible Whole Life Policies"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Whole life bonus rate is applicable. However, on conversion, the applicable rate will be equal to the endowment bonus rate."}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Anticipated Endowment Assurance"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs. 47 per Rs. 1000 of the sum assured"}}],"colspan":1,"rowspan":1}]}]}},{"type":"header","data":{"text":"Postal Life Insurance Customer Guidelines:","level":2}},{"type":"paragraph","data":{"text":"Here are a few guidelines to those who invest in a Postal Life Insurance policy:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"The policy number will be available on the policy document. This will be needed for your future reference, to identify your policy and to make transactions such as payment of premium, servicing the policy, etc.","items":[]},{"content":"The Policy Bond holds great significance, and the original needs to be stored securely. This would be required when the claim was settled. In the event that you misplace or damage your policy bond, the insurance company will furnish you with a replacement copy upon request.","items":[]},{"content":"Regular premium payments are necessary for the policy's coverage to be in place. The coverage will not be offered if the policy fails as a result of nonpayment. As a result, the policyholder will be unable to submit a legitimate claim. The premium must be paid in advance, on the 1st day of each calendar month. If there is a delay in payment, there will be a penalty for late payments. There is a grace period that lasts until the final working day of the month in question.","items":[]},{"content":"Deduction from pay – Premium can be paid via deduction from pay. This facility can be initiated only with the consent of the employer. The premium amount will be regularly deducted from the policyholder’s salary. This will be reflected in the salary slip.","items":[]},{"content":"Transfer of Policy – The Postal Life Insurance policy can be transferred to another Circle within India, if the policyholder has received a job transfer.","items":[]},{"content":"Payment modes – The premium for the Postal Life Insurance policy can be paid via Cheque or Cash. Payment facilities include online payment, over the counter payment at post offices, Electronic Clearance System (ECS), etc.","items":[]},{"content":"Contact Details – The policyholder has to make sure that he/she provides accurate information with regards to address and phone number. This is critical especially because in the event of a claim, the Claim Cheque will be sent to the address specified. Hence, it is important that any change is updated immediately.","items":[]},{"content":"Lapse of Policy –\u0026nbsp;The Policy Bond holds great significance, and the original needs to be stored securely. This would be required when the claim was settled. In the event that you misplace or damage your policy bond, the insurance company will furnish you with a replacement copy upon request.","items":[]},{"content":"Revival of discontinued policy –\u0026nbsp;If the policy has been discontinued once it has not been reinstated during the revival period, the policyholder can place a request to the Chief Postmaster General for revival of the policy. This is subject to payment of all pending premium with interest. The policyholder must also submit a report from a Medical Examiner certifying that the life assured is in good health and his/her background remains unchanged.","items":[]},{"content":"Loan against policy – If the policy has been in effect for three years or more, the policyholder can avail themselves of a loan against the policy. A loan facility is also available if the policy has accrued a surrender value of at least Rs. 1000.","items":[]},{"content":"Policyholders can contact the officials at PLI through a letter or telephone, if they want to get a grievance addressed or an issue resolved.","items":[]},{"content":"Policyholders can also send across an email detailing the complaint to the email ID pli.dte@gmail.com","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIBUTTON_16302","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Postal Life Insurance Forms:","level":3}},{"type":"paragraph","data":{"text":"The following proposal forms are available online at the Postal Life Insurance website, for download:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"RPLI (Rural Postal Life Insurance) Form","items":[]},{"content":"RPLI Medical Form","items":[]},{"content":"Child Proposal Form","items":[]},{"content":"Yugal Suraksha Form","items":[]},{"content":"WLA (Whole Life Assurance), CWLA (Convertible Whole Life Assurance), EA (Endowment Assurance) and AEA Form","items":[]},{"content":"Loan Application Form","items":[]},{"content":"Claims Form","items":[]},{"content":"Form for Revival of Lapsed Policy","items":[]},{"content":"Maturity Claim Form","items":[]},{"content":"Personal Bond of Indemnity","items":[]},{"content":"Survival Benefit Claim Form","items":[]}]}},{"type":"header","data":{"text":"PLI Citizen's Charter","level":3}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Service"}}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Turnaround Time"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Issue of acceptance letter"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"15 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Inter-Circle transfer of policies"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Issue of policy bonds"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"15 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Settlement of claims on maturity"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"30 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Settlement of death claim involving investigation"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"90 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Settlement of claims on death with nomination"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"30 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Settlement of claims on death without nomination"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"30 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Payment of paid-up value"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"30 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Changes of address"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Loan for policies"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Change of nomination"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Issue of duplicate policy document"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Assignment"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10 days"}}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Conversion of policy"}}]},{"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"15 days"}}]}]}]}},{"type":"header","data":{"text":"Postal Life Insurance Premium Calculator:","level":2}},{"type":"paragraph","data":{"text":"With the help of the online calculator, you can determine how much premium you will need to pay for your postal life insurance policy. The premium calculator tool allows the policyholder to enter a few pertinent facts to get an approximate premium amount for the coverage they need. The age of the policyholder, the type of policy, the required sum assured, and other factors all influence the premium. Policyholder information that must be entered includes age as of the application or entry date, policy type, sum assured, date of birth, spouse's date of birth if applying for the Yugal Suraksha plan, age of insured at policy maturity, etc. The available sum assured has a minimum of Rs. 10,000 and a maximum of Rs. 5, 00,000. The available Postal Life Insurance policy types include Endowment Assurance Plan, Anticipated Endowment Assurance Plan, Whole Life Assurance Plan and Convertible Whole Life Assurance Plan. Details about your monthly premium will be sent to you after you click the submit tab and complete all the required information."}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_LIFAQBUTTON_16302\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_LIFAQBUTTON_16302","linkText":"Know Your Credit Score for FREE"}},{"type":"references","data":{"items":[{"title":"Read More about Postal Life Insurance","items":[{"link":"/life-insurance/postal-life-insurance/central-government-employees.html","text":"PLI for Central Government Employees"},{"link":"/life-insurance/postal-life-insurance/bonus-rates.html","text":"Postal Life Insurance Bonus Rates"},{"link":"/life-insurance/postal-life-insurance/handicapped-persons.html","text":"Postal Life Insurance for the Physically Handicapped"},{"link":"/life-insurance/postal-life-insurance/interest-rates.html","text":"Postal Life Insurance Interest Rate on Loan"},{"link":"/life-insurance/postal-life-insurance/tax-rebates.html","text":"Postal Life Insurance Tax Rebate"},{"link":"/life-insurance/rural-postal-life-insurance.html","text":"Rural Postal Life Insurance"}]}]}}],"faqs":{"title":"FAQs on Postal Life Insurance (PLI)","items":[{"question":"What is the main differentiation between Postal Life Insurance and other Insurance?","answer":[{"data":{"text":"PLI can be used only by Government and Semi-Government employees. PLI is also the only insurer that offers policyholders high bonuses at reasonably-priced premiums."},"type":"paragraph"}]},{"question":"Who are all the people, eligible to use this insurance?","answer":[{"data":{"text":"The PLI policy is applicable to individuals who work for the Central Government, Defence Services, Reserve Bank of India, Public Sector Undertakings, Financial Institutions, Paramilitary Forces, State Government, Local Bodies, Nationalised Banks, Autonomous Bodies, Educational Institutions/Government-aided, and Extra Departmental Agents in Department of Post."},"type":"paragraph"}]},{"question":"Does Postal Life Insurance have any guarantor?","answer":[{"type":"paragraph","data":{"text":"Yes, Government of India, guarantees Postal Life Insurance"}}]},{"question":"Do both spouses need to be Government employees to avail Postal Life insurance?","answer":[{"data":{"text":"No, husband and wife can participate in the \"Yugal Suraksha\" plan if one works for the government. Although the initial premiums are a little hefty, both are covered under the plan."},"type":"paragraph"}]},{"question":"If the insured quits Government service, can they continue using the scheme?","answer":[{"type":"paragraph","data":{"text":"Yes, he or she can, as long as the insured keeps paying the premiums in any of the post offices around the country."}}]},{"question":"Can an insured, revive a lapsed policy?","answer":[{"type":"paragraph","data":{"text":"Yes, under the following conditions: A lapsed postal insurance policy can be revived after six unpaid premiums if it remains in force for less than three years. It can also be revived after 12 unpaid premiums if it remains in force for more than three years."}}]},{"question":"Can one surrender their life insurance from PLI?","answer":[{"type":"paragraph","data":{"text":"Yes one can do that. However, the surrender value is subjective to the surrender factor, type and term of policy."}}]},{"question":"Can an insured avail loan facility from PI?","answer":[{"type":"paragraph","data":{"text":"Yes, it can do so depending upon the type of insurance scheme and the tenure of the insurance, when the insured wishes to avail the loan."}}]},{"question":"How many child policies in a family, can a main policyholder take?","answer":[{"type":"paragraph","data":{"text":"The family of the main policy holder can have up to 2 children insured under this policy."}}]},{"question":"What is the maximum insurance amount for a policy from Postal Life Insurance?","answer":[{"type":"paragraph","data":{"text":"The maximum amount that can be assured under a policy from Postal Life Insurance is Rs. 5 lakh."}}]},{"question":"Is PLI a tax exempted insurance provider?","answer":[{"type":"paragraph","data":{"text":"Yes, PLI is a tax exempted insurance provider as stipulated under Section 118 C of the Insurance Act, 1938 and also under Section 44 D of LIC Act of 1956."}}]},{"question":"When was the Postal Life Insurance Scheme introduced?","answer":[{"type":"paragraph","data":{"text":"The Postal Life Insurance (PLI) scheme was introduced in India in 1884, under the British rule. This makes it the oldest insurance provider in India"}}]},{"question":"I am an employee in a private sector enterprise. Can I avail this policy?","answer":[{"type":"paragraph","data":{"text":"No, salaried individuals in the private sector are not eligible to avail the Postal Life Insurance policy."}}]},{"question":"work in a government aided organization and my husband works in the private sector. Can be both jointly avail the PLI scheme?","answer":[{"type":"paragraph","data":{"text":"Yes, A government employee and spouse can jointly get a PLI policy under the “Yugal Suraksha” scheme. An additional premium will have to be paid in order to cover the two individuals under this assurance policy."}}]},{"question":"What is the minimum age limit for entry?","answer":[{"type":"paragraph","data":{"text":"The minimum age limit for entry is 19 years."}}]},{"question":"What is the maximum age limit for entry?","answer":[{"type":"paragraph","data":{"text":"The maximum age limit for entry is 55 years."}}]},{"question":"Where can I find my PLI policy number?","answer":[{"type":"paragraph","data":{"text":"Your PLI policy number will be available in the policy document/ bond. This is a six-digit number that is required for all future transactions, including payment of premium."}}]},{"question":"Can I pay the Postal life insurance premium online?","answer":[{"type":"paragraph","data":{"text":"Yes, you can pay the Postal Life Insurance policy premium online or via ECS (Electronic Clearance System)."}}]},{"question":"What is the interest on loan availed against the policy?","answer":[{"type":"paragraph","data":{"text":"The interest on loan availed against the PLI policy is 10% per annum. This is calculated based on a 6 month period."}}]}]},"news":{"title":"News About Postal Life Insurance","items":[{"updatedOn":"2023-08-16","article":[{"data":{"text":"Postal Life Insurance (PLI) has introduced the 'Direct Incentive Disbursement' program for its sales force in the Delhi and Uttarakhand circles as of 14 August. This strategic move aims to empower its sales staff, who play a pivotal role in the department's expansion. Alongside this, PLI has implemented significant modifications to its agent incentive scheme. Through the 'Direct Incentive Disbursement' feature, agents can seamlessly receive their commissions from the previous month directly into their Post Office Savings Bank (POSB) Accounts. This initiative is projected to benefit approximately two lakh sales force members nationwide, encompassing Gramin Dak Sevaks, Field Officers, Direct Agents, and Departmental Employees."},"type":"paragraph"},{"data":{"text":"The insurer emphasised that this streamlined process would eliminate delays and the necessity for physical checks by facilitating secure and instantaneous fund transfers. The pilot program's key highlights include swift and secure transactions, which means that PLI's sales staff will receive incentives directly in their POSB accounts ensuring secure and efficient transactions; convenience and motivation, which means sales team members can conveniently manage their funds, and immediate rewards will serve as a motivational factor, fostering optimal performance; simplified administration which means automated payouts will effectively reduce administrative costs, enabling a stronger focus on delivering exceptional client service."},"type":"paragraph"}],"title":"Postal Life Insurance (PLI) Introduces 'Direct Incentive Disbursement' Program"},{"updatedOn":"2023-01-31","article":[{"data":{"text":"According to the announcement made by the Directorate of Postal Life Insurance, Department of Post, and Ministry of Communications in the Indian Gazette -the central government has declared bonus payments for postal life insurance (PLI) policies for the fiscal year 2023-2024. These bonuses will be effective from the first day of FY24 (1 April 2023)."},"type":"paragraph"}],"title":"Central government announces bonuses for (PLI) policies effective from 1 April 2023"}]},"hideOfferTable":true,"showTOC":false,"interLinks":{"asLeftNav":true,"items":[{"title":"Popular Life Insurance Reads","items":[{"link":"/insurance/life-insurance.html","title":"Life Insurance","text":"Life Insurance"},{"link":"/insurance/term-insurance.html","title":"Term Insurance","text":"Term Insurance"},{"link":"/life-insurance/lic-premium-receipt.html","title":"LIC Premium Receipt","text":"LIC Premium Receipt"},{"link":"/life-insurance/postal-life-insurance.html","title":"Postal Life Insurance","text":"Postal Life Insurance"},{"link":"/life-insurance/pension-plans/top-10-pension-plans.html","title":"Best Pension Plan","text":"Best Pension Plan"},{"link":"/insurance/lic-life-insurance/lic-policy-status.html","title":"Lic Policy Status","text":"LIC Policy Status"},{"link":"/insurance/lic-life-insurance/lic-highest-returns-plans.html","title":"Best LIC Policy With High Returns","text":"Best LIC Policy With High Returns"},{"link":"/life-insurance/top-10-life-insurance-plans-india.html","title":"Best Life Insurance Policy In India","text":"Best Life Insurance Policy In India"},{"link":"/life-insurance/postal-life-insurance/post-office-monthly-income-scheme.html","title":"Post Office Monthly Income Scheme","text":"Post Office Monthly Income Scheme"},{"link":"/life-insurance/how-to-generate-lic-premium-statement-for-it-returns.html","title":"LIC Policy Statement Download","text":"LIC Policy Statement Download"},{"link":"/life-insurance/claim-settlement-ratio-for-life-insurance.html","title":"Claim Settlement Ratio for Life Insurance","text":"Claim Settlement Ratio for Life Insurance"},{"link":"/insurance/lic-life-insurance-endowment-plans/new-jeevan-anand-plan.html","title":"LIC's New Jeevan Anand Plan","text":"LIC's New Jeevan Anand Plan"},{"link":"/life-insurance/postal-life-insurance-premium-calculator.html","title":"Postal Life Insurance Premium Calculator","text":"Postal Life Insurance Premium Calculator"},{"link":"/lic-life-insurance/lic-jeevan-labh-plan.html","title":"LIC Jeevan Labh Plan ","text":"LIC Jeevan Labh Plan"},{"link":"/rural-postal-life-insurance/gram-suraksha-plan.html","title":"Gram Suraksha Rural Postal Life Insurance Scheme ","text":"Gram Suraksha Rural Postal Life Insurance Scheme"},{"link":"/lic-life-insurance/jeevan-akshay.html","title":"LIC Tax Benefits","text":"LIC Jeevan Akshay"},{"link":"/term-insurance/1crore-term-insurance-plan.html","title":"1 Crore Term Insurance Plan","text":"1 Crore Term Insurance Plan"},{"link":"/life-insurance/surrender-lic-policy.html","title":"How to Surrender LIC Policy","text":"How to Surrender LIC Policy"}]},{"title":"Life Insurance by Insurers","items":[{"link":"/insurance/sbi-life-insurance.html","title":"Check Plans from SBI Life Insurance","text":"SBI Life Insurance"},{"link":"/insurance/lic-life-insurance.html","title":"Check Plans from LIC Life Insurance","text":"LIC Life Insurance"},{"link":"/insurance/max-life-insurance.html","title":"Check Plans from Max Life Insurance","text":"Max Life Insurance"},{"link":"/insurance/exide-life-insurance.html","title":"Check Plans from Exide Life Insurance","text":"Exide Life Insurance"},{"link":"/insurance/bharti-axa-life-insurance.html","title":"Check Plans from Bharti AXA Life Insurance","text":"Bharti AXA Life Insurance"},{"link":"/insurance/indiafirst-life-insurance.html","title":"Check Plans from Indiafirst Life Insurance","text":"Indiafirst Life Insurance"},{"link":"/insurance/reliance-life-insurance.html","title":"Check Plans from Reliance Life Insurance","text":"Reliance Life Insurance"},{"link":"/insurance/hdfc-life-insurance.html","title":"Check Plans from HDFC Life Insurance","text":"HDFC Life Insurance"},{"link":"/insurance/aviva-life-insurance.html","title":"Check Plans from Aviva Life Insurance","text":"Aviva Life Insurance"},{"link":"/insurance/kotak-life-insurance.html","title":"Check Plans from Kotak Life Insurance","text":"Kotak Life Insurance"},{"link":"/insurance/bajaj-allianz-life-insurance.html","title":"Check Plans from Bajaj Allianz Life Insurance","text":"Bajaj Allianz Life Insurance"},{"link":"/insurance/birla-sun-life-insurance.html","title":"Check Plans from Birla Sun Life Insurance","text":"Birla Sun Life Insurance"},{"link":"/insurance/shriram-life-insurance.html","title":"Check Plans from Shriram Life Insurance","text":"Shriram Life Insurance"},{"link":"/insurance/tata-aia-life-insurance.html","title":"Check Plans from Tata Aia Life Insurance","text":"Tata Aia Life Insurance"}]},{"title":"Popular Term Insurance Reads","items":[{"link":"/term-insurance/top-term-insurance-plans-india.html","title":"Top Term Insurance Plans","text":"Top Term Insurance Plans"},{"link":"/term-insurance/term-insurance-plan-maturity-benefits.html","title":"Term Insurance Maturity Benefits","text":"Term Insurance Maturity Benefits"},{"link":"/term-insurance/term-life-insurance-for-tax-benefits.html","title":"Term Life Insurance for Tax Benefits","text":"Term Life Insurance for Tax Benefits"},{"link":"/term-insurance/10-year-term-life-insurance-policy.html","title":"Ten years Term Insurance Policy","text":"Ten years Term Insurance Policy"}]},{"title":"Term Life Insurance by Insurers","items":[{"link":"/insurance/edelweiss-term-plan.html","title":"Check Plans from Edelweiss Term Insurance","text":"Edelweiss Term Insurance"},{"link":"/insurance/future-generali-term-plan.html","title":"Check Plans from Future Generali Term Insurance","text":"Future Generali Term Insurance"},{"link":"/insurance/kotak-term-insurance.html","title":"Check Plans from Kotak Mahindra Term Insurance","text":"Kotak Mahindra Term Insurance"},{"link":"/insurance/indiafirst-term-plan.html","title":"Check Plans from Indiafirst Term Insurance","text":"Indiafirst Term Insurance"},{"link":"/insurance/lic-term-plan.html","title":"Check Plans from LIC Term Insurance","text":"LIC Term Insurance"},{"link":"/insurance/shriram-term-plan.html","title":"Check Plans from Shriram Life Term Insurance","text":"Shriram Life Term Insurance"},{"link":"/insurance/tata-aia-term-plan.html","title":"Check Plans from Tata Aia Term Insurance","text":"Tata Aia Term Insurance"}]}]},"updatedOn":"24 Nov 2024","ogImage":{"src":"https://static.bankbazaar.com/images/social-share/life-insurance.jpg"}},"contextData":{"namespace":"life-insurance/postal-life-insurance","productType":"TLI","deviceType":"DESKTOP"}}},"actionData":null,"errors":null}};</script><script type="module" async="">import "/lp-assets/manifest-f1a2314f.js"; import * as route0 from "/lp-assets/root-DJnZuezO.js"; import * as route1 from "/lp-assets/route-BAfJONhu.js"; window.__remixRouteModules = {"root":route0,"routes/default/route":route1}; import("/lp-assets/entry.client-DcW77Zik.js");</script><script id="_webengage_script_tag" type="text/javascript"> function initializeWebEngage() { ! function(w, e, b, n, g) { function o(e, t) { e[t[t.length - 1]] = function() { r.__queue.push([t.join("."), arguments]) } } var i, s, r = w[b], z = " ", l = "init options track screen onReady".split(z), a = "feedback survey notification".split(z), c = "options render clear abort".split(z), p = "Open Close Submit Complete View Click".split(z), u = "identify login logout setAttribute".split(z); if (!r || !r.__v) { for (w[b] = r = { __queue: [], __v: "6.0", user: {} }, i = 0; i < l.length; i++) o(r, [l[i]]); for (i = 0; i < a.length; i++) { for (r[a[i]] = {}, s = 0; s < c.length; s++) o(r[a[i]], [a[i], c[s]]); for (s = 0; s < p.length; s++) o(r[a[i]], [a[i], "on" + p[s]]) } for (i = 0; i < u.length; i++) o(r.user, ["user", u[i]]); setTimeout(function() { var f = e.createElement("script"), d = e.getElementById("_webengage_script_tag"); f.type = "text/javascript", f.async = !0, f.src = ("https:" == e.location.protocol ? "https://ssl.widgets.webengage.com" : "http://cdn.widgets.webengage.com") + "/js/webengage-min-v-6.0.js", d.parentNode.insertBefore(f, d) }) } }(window, document, "webengage"); webengage.init('~13410604b'); } window.addEventListener("load",function() { setTimeout(function () { initializeWebEngage()}, 7000) });</script></div></body></html>