Real Estate | Hospitality | Risk Strategies

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class="display--2">Hospitality</h1> <h1 class="display--1"><span class="hs-cta-wrapper" id="hs-cta-wrapper-eb72107e-4727-4a9a-9bb7-75bf44a1c02e"><span class="hs-cta-node hs-cta-eb72107e-4727-4a9a-9bb7-75bf44a1c02e" id="hs-cta-eb72107e-4727-4a9a-9bb7-75bf44a1c02e"><a href="https://cta-redirect.hubspot.com/cta/redirect/20256628/eb72107e-4727-4a9a-9bb7-75bf44a1c02e"><img class="hs-cta-img" id="hs-cta-img-eb72107e-4727-4a9a-9bb7-75bf44a1c02e" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/20256628/eb72107e-4727-4a9a-9bb7-75bf44a1c02e.png" alt="Let's Talk"></a></span><script charset="utf-8" src="/hs/cta/cta/current.js"></script><script type="text/javascript"> hbspt.cta._relativeUrls=true;hbspt.cta.load(20256628, 'eb72107e-4727-4a9a-9bb7-75bf44a1c02e', {"useNewLoader":"true","region":"na1"}); </script></span></h1> <h2> </h2> </div> </div> </div> </div> </div> </div> <div id="hs_cos_wrapper_widget_81147055635" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="vertical-spacer module module--padding-top-medium module--padding-bottom-none module--bg-transparent"> </div></div></span> </div> <div class="page page--sheet"> <div class="flex-top-sheet"> <span id="hs_cos_wrapper_flex-top-sheet" class="hs_cos_wrapper hs_cos_wrapper_widget_container hs_cos_wrapper_type_widget_container" style="" data-hs-cos-general-type="widget_container" data-hs-cos-type="widget_container"></span> </div> <div class="primary-content primary-content--two-col-right"> <div class="primary-content__left-col flex-nested"> <span id="hs_cos_wrapper_left-col" class="hs_cos_wrapper hs_cos_wrapper_widget_container hs_cos_wrapper_type_widget_container" style="" data-hs-cos-general-type="widget_container" data-hs-cos-type="widget_container"><div id="hs_cos_wrapper_widget_81147055636" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="one-column module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div class="one-column__grid"> <div class="column-block__content"> <h2>Protecting your hospitality business</h2> <p>Whether you’re providing guests with a place to rest, dine, or be entertained, taking care of them is a top priority in the hospitality industry.  You take pride in creating a welcoming space where they feel comfortable, safe, and able to relax.</p> <p>The industry’s needs are dynamic — and being prepared to tackle the exposures you may face, from water damage to rekeying capital, is crucial to success.  </p> <p>Having a comprehensive risk management program can help you be prepared for those challenges and be confident you, your guests, and your employees are protected.  </p> <h3>A specialist approach to risk</h3> <p>Beyond providing traditional risk management advice and insurance management services, we bring value to our clients by offering a differentiated approach.  This means you receive a superior client experience with deep industry knowledge, technical expertise, access to key insurer relationships, and forensic underwriting to determine your unique risk profile.  Our portfolio of hospitality clients includes:</p> <ul> <li>Hotels</li> <li>Motels</li> <li>Resorts</li> <li>Restaurants</li> <li>Franchises</li> <li>Boutiques</li> <li>Movie Theaters</li> <li>Urban Mixed Use</li> <li>Country Clubs</li> <li>Golf Courses / Clubs</li> <li>And more</li> </ul> <h3>Key coverages</h3> <p>A comprehensive hospitality insurance program allows you to focus on risk management and reducing your total cost of risk. As a Risk Strategies client, you have access to the industry’s leading markets and key hospitality insurance coverages including:</p> <ul> <li>General Liability</li> <li>Workers' Compensation</li> <li>Automobile Liability</li> <li>Directors & Officers</li> <li>Higher CAT Limits – earthquake, windstorm, flood (including storm surge)</li> <li>Replacement Cost</li> <li>Error & Omissions</li> <li>Builders Risk (exposure included)</li> <li>Integrated Pollution Coverage (legionella and mold exposures covered)</li> <li>Environmental Liability</li> <li>Umbrella / Excess Liability</li> <li>Business Interruption</li> <li>Equipment Breakdown</li> <li>Liquor Liability</li> <li>Alternative Solutions, including captives</li> </ul> <p>We understand risk and how to manage it. As your risk management partner, we serve as an extension of your team.  Let us help you protect the future of your hospitality industry business.</p> </div> </div> </div> </div> </div> </div> </div></span> </div> <div class="primary-content__right-col flex-nested"> <span id="hs_cos_wrapper_right-col" class="hs_cos_wrapper hs_cos_wrapper_widget_container hs_cos_wrapper_type_widget_container" style="" data-hs-cos-general-type="widget_container" data-hs-cos-type="widget_container"><div id="hs_cos_wrapper_widget_1661455106172" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class=""> <div class="sidebar-menu module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div 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role="none"><a href="https://www.risk-strategies.com/about/transparency-and-disclosures/enterprise-risk-management" role="menuitem">Enterprise Risk Management</a></li> </ul></li> </ul></li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> <div id="hs_cos_wrapper_widget_1659675759160" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="team-members module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-header module__section-header--block-align-left"> <div class="module__section-header-inner module__section-header-inner--text-align-left constrain--8"> <h3>Industry Experts</h3> </div> </div> <div class="module__section-main module__section-main--block-align-center"> <div class="module__content module__content--text-align-left constrain--12"> <div class="module__grid module__grid--three-col"> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=300&height=300&name=Heron_Marshall.png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=150&height=150&name=Heron_Marshall.png 150w, https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=300&height=300&name=Heron_Marshall.png 300w, https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=450&height=450&name=Heron_Marshall.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=600&height=600&name=Heron_Marshall.png 600w, https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=750&height=750&name=Heron_Marshall.png 750w, https://www.risk-strategies.com/hs-fs/hubfs/Heron_Marshall.png?width=900&height=900&name=Heron_Marshall.png 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Marshall Heron</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/marshall-heron-11b08048/" aria-label="Connect with Marshall Heron on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> National Real Estate Practice Leader </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=300&height=300&name=Macalaster_Spencer.jpg" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=150&height=150&name=Macalaster_Spencer.jpg 150w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=300&height=300&name=Macalaster_Spencer.jpg 300w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=450&height=450&name=Macalaster_Spencer.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=600&height=600&name=Macalaster_Spencer.jpg 600w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=750&height=750&name=Macalaster_Spencer.jpg 750w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Macalaster_Spencer.jpg?width=900&height=900&name=Macalaster_Spencer.jpg 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Spencer Macalaster</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/spencer-macalaster-a029681/" aria-label="Connect with Spencer Macalaster on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation long"> <div class="team-member__title"> <p>Executive Vice President</p> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=300&height=300&name=Cioci_Dan.jpg" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=150&height=150&name=Cioci_Dan.jpg 150w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=300&height=300&name=Cioci_Dan.jpg 300w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=450&height=450&name=Cioci_Dan.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=600&height=600&name=Cioci_Dan.jpg 600w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=750&height=750&name=Cioci_Dan.jpg 750w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20-%20500x500%20-%20Headshots/Cioci_Dan.jpg?width=900&height=900&name=Cioci_Dan.jpg 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Dan Cioci Jr.</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/danciocipropertyinsurance/" aria-label="Connect with Dan Cioci Jr. on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation long"> <div class="team-member__title"> <p>Executive Vice President </p> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=300&height=300&name=Dash_Ken.jpg" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=150&height=150&name=Dash_Ken.jpg 150w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=300&height=300&name=Dash_Ken.jpg 300w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=450&height=450&name=Dash_Ken.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=600&height=600&name=Dash_Ken.jpg 600w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=750&height=750&name=Dash_Ken.jpg 750w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20Headshots/Dash_Ken.jpg?width=900&height=900&name=Dash_Ken.jpg 900w" sizes="(max-width: 300px) 100vw, 300px"> </picture> </div> </div> <div class="team-member__content"> <div class="team-member__content"> <div class="team-member__name h5"> <span>Ken Dash</span> <div class="team-member__linkedin"> <a class="team-member__linkedin" href="https://www.linkedin.com/in/kendash/" aria-label="Connect with Ken Dash on LinkedIn" target="_blank" role="button"> <span class="icon"> <svg class="team-members__list-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 448 512"> <path fill="#fff" d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z" /> </svg> </span> </a> </div> </div> <div class="team-member__citation"> <div class="team-member__title"> <p>Managing Director</p> </div> </div> </div> </div> </div> </div> <div class="module__grid-column"> <div class="team-member"> <div class="team-member__photo-container"> <div class="team-member__photo"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Roger%20Kluge.png?width=300&height=300&name=Roger%20Kluge.png" alt="" loading="lazy" width="300" height="300" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Roger%20Kluge.png?width=150&height=150&name=Roger%20Kluge.png 150w, https://www.risk-strategies.com/hs-fs/hubfs/Roger%20Kluge.png?width=300&height=300&name=Roger%20Kluge.png 300w, https://www.risk-strategies.com/hs-fs/hubfs/Roger%20Kluge.png?width=450&height=450&name=Roger%20Kluge.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Roger%20Kluge.png?width=600&height=600&name=Roger%20Kluge.png 600w, https://www.risk-strategies.com/hs-fs/hubfs/Roger%20Kluge.png?width=750&height=750&name=Roger%20Kluge.png 750w, 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class="team-member__citation"> <div class="team-member__title"> Managing Director </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="hs_cos_wrapper_widget_81147055639" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <div class="resources module module--padding-top-none module--padding-bottom-none module--bg-transparent"> <div class="module__inner constrain"> <div class="module__section-header module__section-header--block-align-left"> <div class="module__section-header-inner module__section-header-inner--text-align-left constrain--12"> <div class="module__section-header-grid"> <div> <h3>Blog</h3> </div> <div> <p><a class="cta-link cta-link--chevron" href="//risk-strategies.hubspotpagebuilder.com/blog?hsLang=en" rel="noopener">See more</a></p> </div> </div> </div> </div> <div class="module__section-main module__section-main--block-align-center"> <div 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