Featured News and Comprehensive Insurance Insights

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But if the words “arising out of” remain in an indemnity clause, firms unknowingly could be taking on the same uninsurable obligation."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=450&height=250&name=architects-engineers-hero.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=225&height=125&name=architects-engineers-hero.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=450&height=250&name=architects-engineers-hero.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=675&height=375&name=architects-engineers-hero.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=900&height=500&name=architects-engineers-hero.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=1125&height=625&name=architects-engineers-hero.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/architects-engineers-hero.jpg?width=1350&height=750&name=architects-engineers-hero.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/arising-out-of-three-words-you-should-avoid?hsLang=en" "> 'Arising Out Of': A Contract Danger Zone </a> </h3> <span class="resource-card__snippet"> Firms that take the time to review and attempt to negotiate their contracts know to strike the word “defense” if they want to avoid having to pay a client’s attorneys’ fees out of their own pocket. But if the words “arising out of” remain in an ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"2023 ACA Reporting Reference Guide","snippet":"The Internal Revenue Service (IRS) recently released final 2023 forms and instructions for Affordable Care Act (ACA) reporting purposes. To help employers understand and meet their compliance requirements, we are pleased to announce the release of our 2023 ACA Reporting Guide."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=450&height=250&name=Person-Filling-out-Forms-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=225&height=125&name=Person-Filling-out-Forms-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=450&height=250&name=Person-Filling-out-Forms-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=675&height=375&name=Person-Filling-out-Forms-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=900&height=500&name=Person-Filling-out-Forms-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=1125&height=625&name=Person-Filling-out-Forms-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Filling-out-Forms-600-400.jpg?width=1350&height=750&name=Person-Filling-out-Forms-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/2023-aca-reporting-reference-guide?hsLang=en" "> 2023 ACA Reporting Reference Guide </a> </h3> <span class="resource-card__snippet"> The Internal Revenue Service (IRS) recently released final 2023 forms and instructions for Affordable Care Act (ACA) reporting purposes. To help employers understand and meet their compliance requirements, we are pleased to announce the release of ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"2023 Cyber Liability: Building Cyber Resilience in a Complex World","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=450&height=250&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=225&height=125&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=450&height=250&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=675&height=375&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=900&height=500&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=1125&height=625&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg?width=1350&height=750&name=2023-Cyber-Liability-Cover-Page-Thubmnail-300W-198H.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/20256628/2023%20Cyber%20eBook%20Building%20Cyber%20Resilience%20in%20a%20Complex%20World.pdf?hsLang=en" target="_blank" aria-label="Download our 2023 Cyber Liability: Building Cyber Resilience in a Complex World resource"> 2023 Cyber Liability: Building Cyber Resilience in a Complex World </a> </h3> <span class="resource-card__snippet"> This cybersecurity eBook recaps the state of the cyber in 2022, highlights some important developments, and looks ahead to 2023. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"2024 Benefit Plan Limits","snippet":"The following table is a reference tool for employers outlining 2024 health &amp; welfare, retirement, commuter benefit, and adoption assistance plan maximum contribution limits[1] compared to the current 2023 amounts."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=225&height=125&name=Person-Computer-Paperwork-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=675&height=375&name=Person-Computer-Paperwork-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=900&height=500&name=Person-Computer-Paperwork-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=1125&height=625&name=Person-Computer-Paperwork-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=1350&height=750&name=Person-Computer-Paperwork-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/2024-benefit-plan-limits?hsLang=en" "> 2024 Benefit Plan Limits </a> </h3> <span class="resource-card__snippet"> The following table is a reference tool for employers outlining 2024 health & welfare, retirement, commuter benefit, and adoption assistance plan maximum contribution limits[1] compared to the current 2023 amounts. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Property"],"name":"2024 Florida Property Insurance Market Outlook","snippet":"As 2023 recedes into the past, we’re left to contemplate whether 2024 will be the year for an insurance market recovery in Florida. Much will, of course, depend on what the weather and this year’s storm season brings, but signs are positive and point toward stabilization, at the least. Let’s dive a bit deeper into what is meant by stabilization."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=450&height=250&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=225&height=125&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=450&height=250&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=675&height=375&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=900&height=500&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=1125&height=625&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg?width=1350&height=750&name=Bal-Harbour-Luxury-Condominiums-and-Palm-Trees-Flordia.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/2024-florida-property-insurance-market-outlook?hsLang=en" "> 2024 Florida Property Insurance Market Outlook </a> </h3> <span class="resource-card__snippet"> As 2023 recedes into the past, we’re left to contemplate whether 2024 will be the year for an insurance market recovery in Florida. Much will, of course, depend on what the weather and this year’s storm season brings, but signs are positive and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"2024 Hurricane Season Preparedness","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=450&height=250&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=225&height=125&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=450&height=250&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=675&height=375&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=900&height=500&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=1125&height=625&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg?width=1350&height=750&name=Homes%20along%20waterway%20destroyed%20by%20tornado%20and%20hurricane.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk_Management/2024%20Hurricane%20Season%20Preparedness.pdf?hsLang=en" target="_blank" aria-label="View our 2024 Hurricane Season Preparedness sheet "> 2024 Hurricane Season Preparedness </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Healthcare"],"name":"2025 Healthcare M&A Trends: How Customized Insurance Can Limit Risks","snippet":"Key takeaways: Despite growing regulatory and liability issues, healthcare merger and acquisition activity is on the rise. M&amp;A presents significant growth opportunities, but success requires proactively managing risks."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=450&height=250&name=Healthcare-Professionals-Meeting-In-Hallway.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=225&height=125&name=Healthcare-Professionals-Meeting-In-Hallway.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=450&height=250&name=Healthcare-Professionals-Meeting-In-Hallway.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=675&height=375&name=Healthcare-Professionals-Meeting-In-Hallway.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=900&height=500&name=Healthcare-Professionals-Meeting-In-Hallway.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=1125&height=625&name=Healthcare-Professionals-Meeting-In-Hallway.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Professionals-Meeting-In-Hallway.jpg?width=1350&height=750&name=Healthcare-Professionals-Meeting-In-Hallway.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/2025-healthcare-ma-trends-how-customized-insurance-can-limit-risks?hsLang=en" "> 2025 Healthcare M&A Trends: How Customized Insurance Can Limit Risks </a> </h3> <span class="resource-card__snippet"> Key takeaways: Despite growing regulatory and liability issues, healthcare merger and acquisition activity is on the rise. M&A presents significant growth opportunities, but success requires proactively managing risks. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"3 Ways Ecommerce Is Affecting the Same Day and Home Delivery Industry","snippet":"With the rise of the millennial e-commerce shopper, consumer interest in same day and home delivery is already high—and quickly rising. In a recent report on same day delivery, BI Intelligence researchers found that “Six in 10 US shoppers said they would use same day delivery if they didn't have time to go to the store, and one in four shoppers said they would consider abandoning an online shopping cart if same day delivery was not an option.” This shift in buyer behavior is unlikely to reverse its current trend. And as the traditional supply chain, logistics and delivery industries evolve to meet these demands, the changing landscape presents new, unique challenges."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=450&height=250&name=iStock-952644190.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=225&height=125&name=iStock-952644190.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=450&height=250&name=iStock-952644190.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=675&height=375&name=iStock-952644190.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=900&height=500&name=iStock-952644190.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=1125&height=625&name=iStock-952644190.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/iStock-952644190.jpg?width=1350&height=750&name=iStock-952644190.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/3-ways-ecommerce-is-affecting-the-same-day-and-home-delivery-industry?hsLang=en" "> 3 Ways Ecommerce Is Affecting the Same Day and Home Delivery Industry </a> </h3> <span class="resource-card__snippet"> With the rise of the millennial e-commerce shopper, consumer interest in same day and home delivery is already high—and quickly rising. In a recent report on same day delivery, BI Intelligence researchers found that “Six in 10 US shoppers said they ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"3PL Over-the-Threshold Delivery: Risks and Insurance Insights","snippet":"The booming e-commerce industry has shined a light for insurers in an industry previously flying under the radar: third-party logistics (3PL) companies doing over-the-threshold deliveries. While these services offer convenience for retailers and customers, they can expose businesses to unforeseen risks that could damage their bottom line."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=450&height=250&name=Movers-Moving-Furniture-In-House.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=225&height=125&name=Movers-Moving-Furniture-In-House.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=450&height=250&name=Movers-Moving-Furniture-In-House.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=675&height=375&name=Movers-Moving-Furniture-In-House.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=900&height=500&name=Movers-Moving-Furniture-In-House.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=1125&height=625&name=Movers-Moving-Furniture-In-House.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Movers-Moving-Furniture-In-House.png?width=1350&height=750&name=Movers-Moving-Furniture-In-House.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/3pl-over-the-threshold-delivery-risks-and-insurance-insights?hsLang=en" "> 3PL Over-the-Threshold Delivery: Risks and Insurance Insights </a> </h3> <span class="resource-card__snippet"> The booming e-commerce industry has shined a light for insurers in an industry previously flying under the radar: third-party logistics (3PL) companies doing over-the-threshold deliveries. While these services offer convenience for retailers and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Flood Insurance"],"name":"A Comprehensive Guide to Flood Insurance: Essential Protection for Rising Flood Risks","snippet":"Flooding is by far the most common, costly, and destructive natural disaster in the United States, causing billions in economic losses each year. According to the Federal Emergency Management Agency (FEMA), flooding causes 90% of disaster damage every year."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=450&height=250&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=225&height=125&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=450&height=250&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=675&height=375&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=900&height=500&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=1125&height=625&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg?width=1350&height=750&name=Damaged%20houses%20and%20flooded%20streets%20after%20Hurricane%20Sandy.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/comprehensive-guide-to-flood-insurance-rising-flood-risks?hsLang=en" "> A Comprehensive Guide to Flood Insurance: Essential Protection for Rising Flood Risks </a> </h3> <span class="resource-card__snippet"> Flooding is by far the most common, costly, and destructive natural disaster in the United States, causing billions in economic losses each year. According to the Federal Emergency Management Agency (FEMA), flooding causes 90% of disaster damage ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"ACA Pay-or-Play Penalties Released for 2025","snippet":"On Feb. 12, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-14 with updated penalty amounts to the employer shared responsibility (pay-or-play) rules under the Affordable Care Act (ACA) for the 2025 calendar year."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/aca-pay-or-play-penalties-released-for-2025?hsLang=en" "> ACA Pay-or-Play Penalties Released for 2025 </a> </h3> <span class="resource-card__snippet"> On Feb. 12, 2024, the Internal Revenue Service (IRS) released Revenue Procedure 2024-14 with updated penalty amounts to the employer shared responsibility (pay-or-play) rules under the Affordable Care Act (ACA) for the 2025 calendar year. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"ACA Reporting Requirements Eased with Passage of Two Congressional Bills","snippet":"UPDATE: President Biden signed both Congressional bills (H.R. 3797 and H.R. 3801) on December 23, 2024. As a result, both bills are now enacted into law, and the relief provided to employers applies to the 2024 ACA reporting season now in early 2025. Summary: Employers are slated to receive welcome and much-needed relief from Affordable Care Act (ACA) reporting requirements with the passage of two Congressional bills: Paperwork Burden Reduction Act (H.R. 3797) Employer Reporting Improvement Act (H.R. 3801). Both bills were first passed by the House of Representatives, on June 21, 2023, on a bipartisan basis, then subsequently passed by the Senate on December 10, 2024. They are both now waiting for President Biden’s signature, who is anticipated to sign these bills very shortly (as of the publication date of this article). H.R. 3801 and H.R. 3797 are both effective for ACA reporting forms with respect to the 2024 taxable year, due after December 31, 2024, in early 2025. Read on for key highlights of both bills as well as employer next steps once they are enacted into law."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=450&height=250&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=225&height=125&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=450&height=250&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=675&height=375&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=900&height=500&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=1125&height=625&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Stack-of-Documents-Businessperson-in-Background-1200-627.jpg?width=1350&height=750&name=Stack-of-Documents-Businessperson-in-Background-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/aca-reporting-requirements-eased-with-passage-of-two-congressional-bills?hsLang=en" "> ACA Reporting Requirements Eased with Passage of Two Congressional Bills </a> </h3> <span class="resource-card__snippet"> UPDATE: President Biden signed both Congressional bills (H.R. 3797 and H.R. 3801) on December 23, 2024. As a result, both bills are now enacted into law, and the relief provided to employers applies to the 2024 ACA reporting season now in early ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Accessing Healthcare Provider Networks White Paper","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=450&height=250&name=Resource%20Feature%20Image%20(6).png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=225&height=125&name=Resource%20Feature%20Image%20(6).png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=450&height=250&name=Resource%20Feature%20Image%20(6).png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=675&height=375&name=Resource%20Feature%20Image%20(6).png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=900&height=500&name=Resource%20Feature%20Image%20(6).png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=1125&height=625&name=Resource%20Feature%20Image%20(6).png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Resource%20Feature%20Image%20(6).png?width=1350&height=750&name=Resource%20Feature%20Image%20(6).png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Consulting/WHITE%20PAPER%20Assessing%20Healthcare%20Provider%20Networks.pdf?hsLang=en" target="_blank" aria-label="Download our Accessing Healthcare Provider Networks White Paper"> Accessing Healthcare Provider Networks White Paper </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"Adapting to the Driver Shortage in the Trucking Industry","snippet":"The trucking industry is in a state of transition. A persistent driver shortage, compounded by changing demographics, is forcing trucking companies to adapt. Learn about these labor dynamics and their ripple effects if you want to stay ahead of the curve down the road."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=450&height=250&name=Tractor-Trailor-Parked_Side-Of-Road.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=225&height=125&name=Tractor-Trailor-Parked_Side-Of-Road.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=450&height=250&name=Tractor-Trailor-Parked_Side-Of-Road.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=675&height=375&name=Tractor-Trailor-Parked_Side-Of-Road.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=900&height=500&name=Tractor-Trailor-Parked_Side-Of-Road.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=1125&height=625&name=Tractor-Trailor-Parked_Side-Of-Road.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Tractor-Trailor-Parked_Side-Of-Road.jpg?width=1350&height=750&name=Tractor-Trailor-Parked_Side-Of-Road.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/adapting-to-the-driver-shortage-in-the-trucking-industry?hsLang=en" "> Adapting to the Driver Shortage in the Trucking Industry </a> </h3> <span class="resource-card__snippet"> The trucking industry is in a state of transition. A persistent driver shortage, compounded by changing demographics, is forcing trucking companies to adapt. Learn about these labor dynamics and their ripple effects if you want to stay ahead of the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Surety","AI"],"name":"AI and Surety Bonds: A Guide for Business Leaders","snippet":"The construction industry relies on surety bonds to guarantee project completion and contract fulfillment. To reduce exposure to risks and facilitate faster, more accurate decisions, both issuers and recipients are leveraging artificial intelligence (AI). Here’s how."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=450&height=250&name=Transferring%20blueprints%20into%20buildings.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=225&height=125&name=Transferring%20blueprints%20into%20buildings.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=450&height=250&name=Transferring%20blueprints%20into%20buildings.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=675&height=375&name=Transferring%20blueprints%20into%20buildings.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=900&height=500&name=Transferring%20blueprints%20into%20buildings.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=1125&height=625&name=Transferring%20blueprints%20into%20buildings.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Transferring%20blueprints%20into%20buildings.jpg?width=1350&height=750&name=Transferring%20blueprints%20into%20buildings.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/ai-and-surety-bonds-guide-for-business-leaders?hsLang=en" "> AI and Surety Bonds: A Guide for Business Leaders </a> </h3> <span class="resource-card__snippet"> The construction industry relies on surety bonds to guarantee project completion and contract fulfillment. To reduce exposure to risks and facilitate faster, more accurate decisions, both issuers and recipients are leveraging artificial intelligence ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"AI in Last Mile: What it Takes for Technology to Reduce Risk","snippet":"Editor's Note: This article originally appeared in the Winter issue of Customized Logistics &amp; Delivery Magazine, a trade magazine published by the Customized Logistics and Delivery Association. Reprinted with permission. As the ever-expanding capabilities of artificial intelligence (AI) continue to find more applications in the last mile delivery sector, it is giving providers new tools to help them operate and grow their companies more efficiently."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=450&height=250&name=GettyImages-1543211680.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=225&height=125&name=GettyImages-1543211680.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=450&height=250&name=GettyImages-1543211680.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=675&height=375&name=GettyImages-1543211680.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=900&height=500&name=GettyImages-1543211680.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=1125&height=625&name=GettyImages-1543211680.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1543211680.jpg?width=1350&height=750&name=GettyImages-1543211680.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/ai-in-last-mile-what-it-takes-for-technology-to-reduce-risk?hsLang=en" "> AI in Last Mile: What it Takes for Technology to Reduce Risk </a> </h3> <span class="resource-card__snippet"> Editor's Note: This article originally appeared in the Winter issue of Customized Logistics & Delivery Magazine, a trade magazine published by the Customized Logistics and Delivery Association. Reprinted with permission. As the ever-expanding ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber","AI"],"name":"AI Might Strengthen Your Cybersecurity Program","snippet":"Artificial intelligence (AI) is rapidly transforming many industries. It’s already being used to improve cybersecurity and will likely have a major impact on cyber insurance coverage in the coming years."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=450&height=250&name=AI%20blog%20Image.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=225&height=125&name=AI%20blog%20Image.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=450&height=250&name=AI%20blog%20Image.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=675&height=375&name=AI%20blog%20Image.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=900&height=500&name=AI%20blog%20Image.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=1125&height=625&name=AI%20blog%20Image.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/AI%20blog%20Image.jpg?width=1350&height=750&name=AI%20blog%20Image.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/ai-might-strengthen-your-cybersecurity-program?hsLang=en" "> AI Might Strengthen Your Cybersecurity Program </a> </h3> <span class="resource-card__snippet"> Artificial intelligence (AI) is rapidly transforming many industries. It’s already being used to improve cybersecurity and will likely have a major impact on cyber insurance coverage in the coming years. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Aviation"],"name":"Air Taxis: Are They the Future? What You Need to Know","snippet":"What is an air taxi? Air taxis are powered-lift vehicles capable of vertical takeoff and landing, and they represent a revolutionary step in urban transportation. These electric aircraft, blending the capabilities of helicopters, drones, and airplanes, promise to redefine how cities and regions connect, offering faster, more energy- and fuel-efficient alternatives to traditional commutes. 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During this webinar, we reviewed the basic features of a sprinkler system including critical installation and maintenance requirements. In addition, we debunk some of those Hollywood myths about how sprinkler systems operate. Watch our recording to learn more! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Aviation"],"name":"Aviation Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=450&height=250&name=Aviation-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=225&height=125&name=Aviation-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=450&height=250&name=Aviation-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=675&height=375&name=Aviation-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=900&height=500&name=Aviation-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=1125&height=625&name=Aviation-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation-Brochure-Thumbnail.jpg?width=1350&height=750&name=Aviation-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Aviation_Practice.pdf" target="_blank" aria-label="Download our Aviation Brochure"> Aviation Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Aviation"],"name":"Aviation Insurance for Non-Owned Aircraft","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=450&height=250&name=Aviation%20-%20Non-owned.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=225&height=125&name=Aviation%20-%20Non-owned.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=450&height=250&name=Aviation%20-%20Non-owned.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=675&height=375&name=Aviation%20-%20Non-owned.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=900&height=500&name=Aviation%20-%20Non-owned.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=1125&height=625&name=Aviation%20-%20Non-owned.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Non-owned.png?width=1350&height=750&name=Aviation%20-%20Non-owned.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Aviation%20Insurance%20for%20Non-Owned%20Aircraft.pdf?hsLang=en" target="_blank" aria-label="Download our Aviation Insurance for Non-Owned Aircraft Brochure"> Aviation Insurance for Non-Owned Aircraft </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Aviation"],"name":"Aviation Insurance for Privately Business Owned Aircraft","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=450&height=250&name=Aviation%20-%20Owned.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=225&height=125&name=Aviation%20-%20Owned.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=450&height=250&name=Aviation%20-%20Owned.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=675&height=375&name=Aviation%20-%20Owned.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=900&height=500&name=Aviation%20-%20Owned.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=1125&height=625&name=Aviation%20-%20Owned.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Aviation%20-%20Owned.png?width=1350&height=750&name=Aviation%20-%20Owned.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Aviation%20Insurance%20for%20Privately%20%20Business%20Owned%20Aircraft.pdf?hsLang=en" target="_blank" aria-label="Download our Aviation Insurance for Privately Business Owned Aircraft Brochure"> Aviation Insurance for Privately Business Owned Aircraft </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting","Health & Welfare"],"name":"Behavioral Health White Paper","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=450&height=250&name=Consulting%20Whitepaper%20Cover.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=225&height=125&name=Consulting%20Whitepaper%20Cover.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=450&height=250&name=Consulting%20Whitepaper%20Cover.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=675&height=375&name=Consulting%20Whitepaper%20Cover.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=900&height=500&name=Consulting%20Whitepaper%20Cover.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=1125&height=625&name=Consulting%20Whitepaper%20Cover.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Whitepaper%20Cover.png?width=1350&height=750&name=Consulting%20Whitepaper%20Cover.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Strategies%20Consulting%20Behavioral%20Health%20Solution%20White%20Paper-1.pdf?hsLang=en" target="_blank" aria-label="Read our Revealing the “Right” Behavioral Health Solution White Paper"> Behavioral Health White Paper </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Benefits Administration System Technology: Ensuring It’s the Right Fit","snippet":"Technology in general is a retention tool — today’s workers are accustomed to and expect apps, adaptive technology, and electronic document sharing. That’s why implementing an employee and HR friendly benefits administration system pays off. If your organization is considering vetting new open enrollment technology, we suggest having a defined process:"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=450&height=250&name=Benefits_Administration_Technology.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=225&height=125&name=Benefits_Administration_Technology.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=450&height=250&name=Benefits_Administration_Technology.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=675&height=375&name=Benefits_Administration_Technology.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=900&height=500&name=Benefits_Administration_Technology.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=1125&height=625&name=Benefits_Administration_Technology.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Benefits_Administration_Technology.jpg?width=1350&height=750&name=Benefits_Administration_Technology.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/benefits-administration-system-technology-ensuring-its-the-right-fit?hsLang=en" "> Benefits Administration System Technology: Ensuring It’s the Right Fit </a> </h3> <span class="resource-card__snippet"> Technology in general is a retention tool — today’s workers are accustomed to and expect apps, adaptive technology, and electronic document sharing. That’s why implementing an employee and HR friendly benefits administration system pays off. If your ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Management Liability","AI"],"name":"Biden Administration Executive Order on AI: Management Liability Insurance Considerations","snippet":"The White House’s October 30, 2023 Executive Order (EO) – titled, “Executive Order on the Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence”1 – made the Biden Administration’s goal clear: to “establish new standards and protections for artificial intelligence (AI) safety and security, protect Americans’ privacy, advance equity and civil rights, stand up for consumers and workers, promote innovation and competition, advance American leadership around the world, and more.”"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=450&height=250&name=MicrosoftTeams-image%20%2819%29.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=225&height=125&name=MicrosoftTeams-image%20%2819%29.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=450&height=250&name=MicrosoftTeams-image%20%2819%29.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=675&height=375&name=MicrosoftTeams-image%20%2819%29.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=900&height=500&name=MicrosoftTeams-image%20%2819%29.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=1125&height=625&name=MicrosoftTeams-image%20%2819%29.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/MicrosoftTeams-image%20%2819%29.png?width=1350&height=750&name=MicrosoftTeams-image%20%2819%29.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/biden-administration-executive-order-on-ai-management-liability-insurance-considerations?hsLang=en" "> Biden Administration Executive Order on AI: Management Liability Insurance Considerations </a> </h3> <span class="resource-card__snippet"> The White House’s October 30, 2023 Executive Order (EO) – titled, “Executive Order on the Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence”1 – made the Biden Administration’s goal clear: to “establish new standards and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"Biden’s Gig Worker Labor Rule: Effects on Last-Mile Delivery Businesses","snippet":"The Biden administration recently announced a plan to redefine gig workers as employees under federal law. This has many in the last-mile industry asking, “what does this mean for me?”."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=450&height=250&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=225&height=125&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=450&height=250&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=675&height=375&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=900&height=500&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=1125&height=625&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg?width=1350&height=750&name=Delivery%20man%20getting%20his%20deliveries%20out%20of%20van.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/bidens-gig-worker-labor-rule-effects-on-last-mile-delivery-businesses?hsLang=en" "> Biden’s Gig Worker Labor Rule: Effects on Last-Mile Delivery Businesses </a> </h3> <span class="resource-card__snippet"> The Biden administration recently announced a plan to redefine gig workers as employees under federal law. This has many in the last-mile industry asking, “what does this mean for me?”. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Building a Crisis Management Plan: Preparing for the Unexpected","snippet":"A crisis can strike any business at any time. From a workplace accident to a natural disaster, a well-crafted crisis management plan can be the difference between weathering the storm and succumbing to circumstances."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=450&height=250&name=GettyImages-71417531.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=225&height=125&name=GettyImages-71417531.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=450&height=250&name=GettyImages-71417531.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=675&height=375&name=GettyImages-71417531.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=900&height=500&name=GettyImages-71417531.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=1125&height=625&name=GettyImages-71417531.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-71417531.png?width=1350&height=750&name=GettyImages-71417531.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/crisis-management-planning-preparing-for-the-unexpected?hsLang=en" "> Building a Crisis Management Plan: Preparing for the Unexpected </a> </h3> <span class="resource-card__snippet"> A crisis can strike any business at any time. From a workplace accident to a natural disaster, a well-crafted crisis management plan can be the difference between weathering the storm and succumbing to circumstances. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Building a Human Firewall: Strengthening Your Cybersecurity Defenses","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=450&height=250&name=building%20a%20human%20firewall%20-%20Cover%20Image.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=225&height=125&name=building%20a%20human%20firewall%20-%20Cover%20Image.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=450&height=250&name=building%20a%20human%20firewall%20-%20Cover%20Image.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=675&height=375&name=building%20a%20human%20firewall%20-%20Cover%20Image.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=900&height=500&name=building%20a%20human%20firewall%20-%20Cover%20Image.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=1125&height=625&name=building%20a%20human%20firewall%20-%20Cover%20Image.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/building%20a%20human%20firewall%20-%20Cover%20Image.png?width=1350&height=750&name=building%20a%20human%20firewall%20-%20Cover%20Image.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Cyber/24%20Building%20a%20Human%20Firewall%20White%20Paper.pdf" target="_blank" aria-label="Explore"> Building a Human Firewall: Strengthening Your Cybersecurity Defenses </a> </h3> <span class="resource-card__snippet"> Creating a “human firewall” can significantly fortify your business against cyber threats. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Building a Human Firewall: Strengthening Your Cybersecurity Defenses","snippet":"Cyber threats are escalating. Reports from IBM show that cyberattacks using stolen or compromised credentials surged by 71%, year-over-year in 2023, and 32% of cyber incidents involve data theft and leaks. This indicates a shift towards stealing and selling data rather than encrypting it for ransom. The human element is often the weakest link in cybersecurity risk management. Creating a \"human firewall\" can significantly fortify your business against these threats. To better understand this concept, let's explore the human factors that play a crucial role."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=450&height=250&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=225&height=125&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=450&height=250&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=675&height=375&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=900&height=500&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=1125&height=625&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg?width=1350&height=750&name=Cyber-security-firewall-interface-protection-human-firewall-cybersecurity.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/building-a-human-firewall-strengthening-your-cybersecurity-defenses?hsLang=en" "> Building a Human Firewall: Strengthening Your Cybersecurity Defenses </a> </h3> <span class="resource-card__snippet"> Cyber threats are escalating. Reports from IBM show that cyberattacks using stolen or compromised credentials surged by 71%, year-over-year in 2023, and 32% of cyber incidents involve data theft and leaks. This indicates a shift towards stealing and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Safety Consulting Services","Risk Management"],"name":"Building a Resilient Future: Insurance and Climate Science Collaboration","snippet":"With storm frequency and severity on the rise, the insurance industry is seeking research-backed risk mitigation solutions. To address extreme weather events, insurance experts are forging alliances with climate researchers to explore new ways to save lives, reduce property damage, and speed recovery efforts."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=450&height=250&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=225&height=125&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=450&height=250&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=675&height=375&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=900&height=500&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=1125&height=625&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg?width=1350&height=750&name=Agricultural%20scientists%20are%20working%20in%20rice%20fields.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/building-a-resilient-future-insurance-climate-science-collaboration?hsLang=en" "> Building a Resilient Future: Insurance and Climate Science Collaboration </a> </h3> <span class="resource-card__snippet"> With storm frequency and severity on the rise, the insurance industry is seeking research-backed risk mitigation solutions. To address extreme weather events, insurance experts are forging alliances with climate researchers to explore new ways to ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Building Psychology of Safety in Your Team","snippet":"Safety in the workplace isn’t simply about following rules; it’s a mindset for every action and decision. A safety-conscious perspective will prevent accidents and foster wellbeing in a work environment. Let’s unravel how safety psychology benefits everyone."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=450&height=250&name=Safety%20Procedures%20Getty%20%281%29.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=225&height=125&name=Safety%20Procedures%20Getty%20%281%29.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=450&height=250&name=Safety%20Procedures%20Getty%20%281%29.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=675&height=375&name=Safety%20Procedures%20Getty%20%281%29.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=900&height=500&name=Safety%20Procedures%20Getty%20%281%29.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=1125&height=625&name=Safety%20Procedures%20Getty%20%281%29.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty%20%281%29.jpg?width=1350&height=750&name=Safety%20Procedures%20Getty%20%281%29.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/building-psychology-of-safety-in-your-team?hsLang=en" "> Building Psychology of Safety in Your Team </a> </h3> <span class="resource-card__snippet"> Safety in the workplace isn’t simply about following rules; it’s a mindset for every action and decision. A safety-conscious perspective will prevent accidents and foster wellbeing in a work environment. Let’s unravel how safety psychology benefits ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Boat & Yacht"],"name":"Burgee Program Junior Sailing Safety Manual","type":["Manual"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=450&height=250&name=Sailing%20boats%20(2).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=225&height=125&name=Sailing%20boats%20(2).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=450&height=250&name=Sailing%20boats%20(2).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=675&height=375&name=Sailing%20boats%20(2).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=900&height=500&name=Sailing%20boats%20(2).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=1125&height=625&name=Sailing%20boats%20(2).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20boats%20(2).jpg?width=1350&height=750&name=Sailing%20boats%20(2).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Gowrie/JR%20Sailing%20Safety%20Manual%20-%20Burgee%20Program%20-%20Gowrie%20-%20RISK.pdf?hsLang=en" target="_blank" aria-label="Download our Burgee Program Junior Sailing Safety Manual"> Burgee Program Junior Sailing Safety Manual </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Burgee Program Safety Resources","type":["Manual"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=450&height=250&name=GettyImages-172125229.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=225&height=125&name=GettyImages-172125229.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=450&height=250&name=GettyImages-172125229.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=675&height=375&name=GettyImages-172125229.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=900&height=500&name=GettyImages-172125229.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=1125&height=625&name=GettyImages-172125229.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-172125229.jpg?width=1350&height=750&name=GettyImages-172125229.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Gowrie_Web_Assets/Burgee%20Program%20Safety%20Resources%20-%20Overview.pdf" target="_blank" aria-label="Read our Burgee Program Safety Resources"> Burgee Program Safety Resources </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Business Interruption Insurance Essentials","snippet":"Events outside your control can bring your business to a screeching halt. After one of your best quarters, a wildfire could engulf your warehouse in flames. A hurricane could destroy your hotel’s roof, forcing you to shut down for weeks and costing millions of dollars in lost revenue. Business interruption (BI) insurance is part of a property insurance policy and is a business owner’s best friend when that worst-case scenario hits. Here’s a guide to BI coverage — what you need to know, and do, to keep your company on track."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=450&height=250&name=RM%20-%20Fire.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=225&height=125&name=RM%20-%20Fire.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=450&height=250&name=RM%20-%20Fire.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=675&height=375&name=RM%20-%20Fire.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=900&height=500&name=RM%20-%20Fire.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=1125&height=625&name=RM%20-%20Fire.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/RM%20-%20Fire.jpg?width=1350&height=750&name=RM%20-%20Fire.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/business-interruption-insurance-guide?hsLang=en" "> Business Interruption Insurance Essentials </a> </h3> <span class="resource-card__snippet"> Events outside your control can bring your business to a screeching halt. After one of your best quarters, a wildfire could engulf your warehouse in flames. A hurricane could destroy your hotel’s roof, forcing you to shut down for weeks and costing ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Business Interruption Insurance Part 1","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=450&height=250&name=BI%20-%20Part%20One%20(2).png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=225&height=125&name=BI%20-%20Part%20One%20(2).png 225w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=450&height=250&name=BI%20-%20Part%20One%20(2).png 450w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=675&height=375&name=BI%20-%20Part%20One%20(2).png 675w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=900&height=500&name=BI%20-%20Part%20One%20(2).png 900w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=1125&height=625&name=BI%20-%20Part%20One%20(2).png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20One%20(2).png?width=1350&height=750&name=BI%20-%20Part%20One%20(2).png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Business%20Interruption%20Insurance%20Part%201.mp4?hsLang=en" target="_blank" aria-label="Watch our Business Interruption Insurance Part One Webinar"> Business Interruption Insurance Part 1 </a> </h3> <span class="resource-card__snippet"> Watch the recorded Part 1 of our Business Interruption series where we covered what it is, how it's calculated, and the importance of having insurance for it. Get answers to your basic questions. Don't miss this opportunity to gain valuable knowledge. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Business Interruption Insurance Part 2","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=450&height=250&name=BI%20-%20Part%20Two%20.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=225&height=125&name=BI%20-%20Part%20Two%20.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=450&height=250&name=BI%20-%20Part%20Two%20.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=675&height=375&name=BI%20-%20Part%20Two%20.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=900&height=500&name=BI%20-%20Part%20Two%20.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=1125&height=625&name=BI%20-%20Part%20Two%20.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/BI%20-%20Part%20Two%20.png?width=1350&height=750&name=BI%20-%20Part%20Two%20.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Business%20Interruption%20Insurance%20Part%202.mp4?hsLang=en" target="_blank" aria-label="Watch our Business Interruption Insurance Part Two Webinar"> Business Interruption Insurance Part 2 </a> </h3> <span class="resource-card__snippet"> Watch our past webinar where we discussed crucial topics like payroll coverage extension, contingent business interruption, and more. Our experts provided valuable insights to help you understand these extensions and their importance in managing financial risks. Watch the recording to learn more. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"CA/OSHA's Workplace Violence Standard Webinar Slides","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=450&height=250&name=Broken%20glass.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=225&height=125&name=Broken%20glass.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=450&height=250&name=Broken%20glass.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=675&height=375&name=Broken%20glass.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=900&height=500&name=Broken%20glass.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=1125&height=625&name=Broken%20glass.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=1350&height=750&name=Broken%20glass.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk_Management/RSC-%20CALOSHA%20WPV%20Webinar.pdf?hsLang=en" target="_blank" aria-label="Download our CA/OSHA's Workplace Violence Standard Webinar Slides Slide Deck"> CA/OSHA's Workplace Violence Standard Webinar Slides </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management Services"],"name":"Cal OSHA to Enforce New Workplace Violence Prevention Plan Law","snippet":"On September 30, 2023, Governor Gavin Newsom signed SB 553. Taking effect on July 1, 2024, SB 553 arose from a tragic 2021 workplace violence incident and will become the new Workplace Violence Prevention Plan standard. The new standard will be enforced by Cal/OSHA and will require California employers to have a Workplace Violence Prevention Plan to create a safer work environment for workers and patrons."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=450&height=250&name=Broken%20glass.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=225&height=125&name=Broken%20glass.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=450&height=250&name=Broken%20glass.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=675&height=375&name=Broken%20glass.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=900&height=500&name=Broken%20glass.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=1125&height=625&name=Broken%20glass.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=1350&height=750&name=Broken%20glass.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cal-osha-to-enforce-new-workplace-violence-prevention-plan-law?hsLang=en" "> Cal OSHA to Enforce New Workplace Violence Prevention Plan Law </a> </h3> <span class="resource-card__snippet"> On September 30, 2023, Governor Gavin Newsom signed SB 553. Taking effect on July 1, 2024, SB 553 arose from a tragic 2021 workplace violence incident and will become the new Workplace Violence Prevention Plan standard. The new standard will be ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"California Expands Leave Benefits in 2025","snippet":"Summary: California Governor Gavin Newsom signed legislation in September 2024 expanding paid family leave and other leave benefits for employees working in California, starting on January 1, 2025, including: Expanded paid family leave, Expanded leave for victims of violence, and Expanded paid sick leave for agricultural workers Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=450&height=250&name=California-State-Capitol-600-399.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=225&height=125&name=California-State-Capitol-600-399.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=450&height=250&name=California-State-Capitol-600-399.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=675&height=375&name=California-State-Capitol-600-399.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=900&height=500&name=California-State-Capitol-600-399.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=1125&height=625&name=California-State-Capitol-600-399.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=1350&height=750&name=California-State-Capitol-600-399.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/california-expands-leave-benefits-in-2025?hsLang=en" "> California Expands Leave Benefits in 2025 </a> </h3> <span class="resource-card__snippet"> Summary: California Governor Gavin Newsom signed legislation in September 2024 expanding paid family leave and other leave benefits for employees working in California, starting on January 1, 2025, including: Expanded paid family leave, Expanded ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"California Insured Policies Must Cover Or Offer to Cover Fertility Treatments Later in 2025","snippet":"Summary: California Governor Gavin Newsom recently signed legislation (Senate Bill 729) in September 2024, requiring large group health insurance policies issued in California to cover infertility and fertility services, including in vitro fertilization (IVF), beginning July 1, 2025. Small group health insurance policies issued in California will not be required to cover infertility and fertility services (including IVF), but will be required to offer employers the option to cover these services, beginning July 1, 2025. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=450&height=250&name=California-State-Capitol-600-399.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=225&height=125&name=California-State-Capitol-600-399.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=450&height=250&name=California-State-Capitol-600-399.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=675&height=375&name=California-State-Capitol-600-399.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=900&height=500&name=California-State-Capitol-600-399.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=1125&height=625&name=California-State-Capitol-600-399.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/California-State-Capitol-600-399.jpg?width=1350&height=750&name=California-State-Capitol-600-399.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/california-insured-policies-must-cover-or-offer-to-cover-fertility-treatments-later-in-2025?hsLang=en" "> California Insured Policies Must Cover Or Offer to Cover Fertility Treatments Later in 2025 </a> </h3> <span class="resource-card__snippet"> Summary: California Governor Gavin Newsom recently signed legislation (Senate Bill 729) in September 2024, requiring large group health insurance policies issued in California to cover infertility and fertility services, including in vitro ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Real Estate","Private Client","Risk Management","Wildfires"],"name":"California Wildfire Risk and Insurance: What Homeowners and Businesses Need to Know","snippet":"Key takeaways: California’s devastating wildfires will shift the insurance market, affecting homeowners, businesses, and insurers alike — though it’s too early to determine the overall impact. Beyond rising premiums and policy changes, wildfire risks are likely to impact reinsurance, underwriting standards, and claims processes. Secondary challenges include hidden risks like landslides, property access, labor shortages, increased costs of materials, business interruption, liability exposure, environmental contamination, and underinsurance. Fire mitigation measures and layered, alternative coverage solutions will become essential in this market."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=450&height=250&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=225&height=125&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=450&height=250&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=675&height=375&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=900&height=500&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=1125&height=625&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg?width=1350&height=750&name=Orange%20colored%20smoke%20obscures%20the%20San%20Gabriel%20Mountains%20in%20Altadena_%20CA%20during%20an%20evening%20brush%20fire.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/california-wildfire-risk-and-insurance-what-homeowners-and-businesses-need-to-know?hsLang=en" "> California Wildfire Risk and Insurance: What Homeowners and Businesses Need to Know </a> </h3> <span class="resource-card__snippet"> Key takeaways: California’s devastating wildfires will shift the insurance market, affecting homeowners, businesses, and insurers alike — though it’s too early to determine the overall impact. Beyond rising premiums and policy changes, wildfire ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"California Workplace Violence Prevention Law - Sample Violent Incident Log ","type":["Response Plan"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=450&height=250&name=Safety%20Consulting%20Services%20(1).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=225&height=125&name=Safety%20Consulting%20Services%20(1).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=450&height=250&name=Safety%20Consulting%20Services%20(1).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=675&height=375&name=Safety%20Consulting%20Services%20(1).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=900&height=500&name=Safety%20Consulting%20Services%20(1).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=1125&height=625&name=Safety%20Consulting%20Services%20(1).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Consulting%20Services%20(1).jpg?width=1350&height=750&name=Safety%20Consulting%20Services%20(1).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk_Management/712665%20California%20Workplace%20Violence%20Prevention%20Law%20-%20Sample%20Violent%20Incident%20Log.pdf?hsLang=en" target="_blank" aria-label="Download our California Workplace Violence Prevention Law - Sample Violent Incident Log Guide"> California Workplace Violence Prevention Law - Sample Violent Incident Log </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"California Workplace Violence Prevention Plan","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=450&height=250&name=Broken%20glass.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=225&height=125&name=Broken%20glass.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=450&height=250&name=Broken%20glass.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=675&height=375&name=Broken%20glass.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=900&height=500&name=Broken%20glass.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=1125&height=625&name=Broken%20glass.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Broken%20glass.jpg?width=1350&height=750&name=Broken%20glass.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/CA%20Workplace%20Violence%20Prevention%20Plan%20(SB553)%20-%20Webinar%20Recording%20%20(2).mp4?hsLang=en" target="_blank" aria-label="Watch our California Workplace Violence Prevention Plan Webinar"> California Workplace Violence Prevention Plan </a> </h3> <span class="resource-card__snippet"> On September 30, 2023, Governor Gavin Newsom signed SB 553. Taking effect on July 1, 2024, SB 553 arose from a tragic 2021 workplace violence incident and will become the new Workplace Violence Prevention Plan standard. The new standard will be enforced by Cal/OSHA and will require California employers to have a Workplace Violence Prevention Plan to create a safer work environment for workers and patrons. In this webinar we reviewed the requirements and help you prepare for this change. Important note: There are steps you need to complete prior to July 1, 2024. Watch the recording now. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"California Workplace Violence Prevention Plan and Training Law","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=450&height=250&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=225&height=125&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=450&height=250&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=675&height=375&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=900&height=500&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=1125&height=625&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=1350&height=750&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk_Management/California%20Workplace%20Violence%20Prevention%20Plan%20and%20Training%20Law.pdf?hsLang=en" target="_blank" aria-label="Download our California Workplace Violence Prevention Plan and Training Law Training Guide"> California Workplace Violence Prevention Plan and Training Law </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Risk Management"],"name":"California’s Proposed Insurance Reforms for 2024","snippet":"In August 2023, we wrote about insurer capacity shrinking due to mounting losses from climate change-related disasters. In California, major carriers such as State Farm, Allstate, and Farmers, have stopped writing new property policies or discontinued certain policies to manage risk exposure. If this trend continues, California property owners, especially those in catastrophe (CAT) prone zones, could be without property coverage or need to revert to the California State FAIR plan that offers reduced coverage at a much higher premium."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=450&height=250&name=GettyImages-96470877.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=225&height=125&name=GettyImages-96470877.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=450&height=250&name=GettyImages-96470877.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=675&height=375&name=GettyImages-96470877.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=900&height=500&name=GettyImages-96470877.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=1125&height=625&name=GettyImages-96470877.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-96470877.jpg?width=1350&height=750&name=GettyImages-96470877.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/californias-proposed-insurance-reforms-for-2024?hsLang=en" "> California’s Proposed Insurance Reforms for 2024 </a> </h3> <span class="resource-card__snippet"> In August 2023, we wrote about insurer capacity shrinking due to mounting losses from climate change-related disasters. In California, major carriers such as State Farm, Allstate, and Farmers, have stopped writing new property policies or ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cannabis"],"name":"Cannabis Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=450&height=250&name=Cannabis-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=225&height=125&name=Cannabis-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=450&height=250&name=Cannabis-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=675&height=375&name=Cannabis-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=900&height=500&name=Cannabis-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=1125&height=625&name=Cannabis-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cannabis-Brochure-Thumbnail.jpg?width=1350&height=750&name=Cannabis-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Cannabis.pdf" target="_blank" aria-label="Download our Cannabis Brochure"> Cannabis Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Captives Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=450&height=250&name=Captive-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=225&height=125&name=Captive-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=450&height=250&name=Captive-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=675&height=375&name=Captive-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=900&height=500&name=Captive-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=1125&height=625&name=Captive-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Captive-Brochure-Thumbnail.jpg?width=1350&height=750&name=Captive-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Captive.pdf" target="_blank" aria-label="Download our Captives Brochure"> Captives Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Captive Insurance","Transportation"],"name":"Captives for Last-Mile Delivery Companies: Pros and Cons","snippet":"Last-mile is facing its twelfth straight year of rising auto liability premiums, driven by consistent losses in the transportation sector. As last-mile businesses hunt for cost-saving measures, captives have become a popular alternative option for companies looking to cut insurance costs. When comparing traditional insurance programs with captives, you may discover unexpected advantages and disadvantages."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=450&height=250&name=Blog%20-%20Trans.%206-1.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=225&height=125&name=Blog%20-%20Trans.%206-1.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=450&height=250&name=Blog%20-%20Trans.%206-1.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=675&height=375&name=Blog%20-%20Trans.%206-1.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=900&height=500&name=Blog%20-%20Trans.%206-1.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=1125&height=625&name=Blog%20-%20Trans.%206-1.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Blog%20-%20Trans.%206-1.jpg?width=1350&height=750&name=Blog%20-%20Trans.%206-1.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/last-mile-delivery-captives-pros-cons?hsLang=en" "> Captives for Last-Mile Delivery Companies: Pros and Cons </a> </h3> <span class="resource-card__snippet"> Last-mile is facing its twelfth straight year of rising auto liability premiums, driven by consistent losses in the transportation sector. As last-mile businesses hunt for cost-saving measures, captives have become a popular alternative option for ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"Cargo Theft Prevention: 8 Tips","snippet":"Your cargo plays a pivotal role in connecting businesses and customers. However, it's a target for theft, especially around the holidays. Robberies lead to significant financial losses, put drivers at risk, and disrupt supply chains. These eight cargo theft prevention tips can help you safeguard your shipments:"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=450&height=250&name=Transportation%20-%20Last-mile.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=225&height=125&name=Transportation%20-%20Last-mile.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=450&height=250&name=Transportation%20-%20Last-mile.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=675&height=375&name=Transportation%20-%20Last-mile.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=900&height=500&name=Transportation%20-%20Last-mile.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=1125&height=625&name=Transportation%20-%20Last-mile.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Transportation%20-%20Last-mile.jpg?width=1350&height=750&name=Transportation%20-%20Last-mile.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cargo-theft-prevention-8-tips?hsLang=en" "> Cargo Theft Prevention: 8 Tips </a> </h3> <span class="resource-card__snippet"> Your cargo plays a pivotal role in connecting businesses and customers. However, it's a target for theft, especially around the holidays. Robberies lead to significant financial losses, put drivers at risk, and disrupt supply chains. These eight ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Casualty Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=450&height=250&name=Casualty-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=225&height=125&name=Casualty-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=450&height=250&name=Casualty-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=675&height=375&name=Casualty-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=900&height=500&name=Casualty-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=1125&height=625&name=Casualty-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Casualty-Brochure-Thumbnail.jpg?width=1350&height=750&name=Casualty-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/Casualty%20Overview.pdf" target="_blank" aria-label="Download our Casualty Brochure"> Casualty Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Change Healthcare Cyber Attack: Cybersecurity Lessons Learned","snippet":"Change Healthcare's recent cyber attack sparked a crucial discussion on cybersecurity, business continuity, and contingent liability insurance within the healthcare sector. Cyber attacks in healthcare have been increasing in severity, with far-reaching consequences for businesses, physicians, and insurers alike. Here are key observations and tips for protecting your organization."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=450&height=250&name=Security%20padlock%20and%20circuit%20board.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=225&height=125&name=Security%20padlock%20and%20circuit%20board.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=450&height=250&name=Security%20padlock%20and%20circuit%20board.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=675&height=375&name=Security%20padlock%20and%20circuit%20board.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=900&height=500&name=Security%20padlock%20and%20circuit%20board.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=1125&height=625&name=Security%20padlock%20and%20circuit%20board.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Security%20padlock%20and%20circuit%20board.jpg?width=1350&height=750&name=Security%20padlock%20and%20circuit%20board.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/change-healthcare-cyber-attack-cybersecurity-lessons-learned?hsLang=en" "> Change Healthcare Cyber Attack: Cybersecurity Lessons Learned </a> </h3> <span class="resource-card__snippet"> Change Healthcare's recent cyber attack sparked a crucial discussion on cybersecurity, business continuity, and contingent liability insurance within the healthcare sector. Cyber attacks in healthcare have been increasing in severity, with ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Dental"],"name":"Claims-Made vs. Occurrence: Which Dental Malpractice Insurance is Right for You?","snippet":"It’s easy for dental professionals to feel overwhelmed by the jargon and conflicting advice surrounding dental malpractice insurance. In particular, there’s confusion and misinformation regarding the terms “claims-made” and “occurrence.” Which policy language will best meet your needs?"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=450&height=250&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=225&height=125&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=450&height=250&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=675&height=375&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=900&height=500&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=1125&height=625&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg?width=1350&height=750&name=Male%20dentist%20standing%20by%20window%20in%20dental%20clinic.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/claims-made-vs-occurrence-which-dental-malpractice-insurance-is-right-for-you?hsLang=en" "> Claims-Made vs. Occurrence: Which Dental Malpractice Insurance is Right for You? </a> </h3> <span class="resource-card__snippet"> It’s easy for dental professionals to feel overwhelmed by the jargon and conflicting advice surrounding dental malpractice insurance. In particular, there’s confusion and misinformation regarding the terms “claims-made” and “occurrence.” Which ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Boat & Yacht"],"name":"Cold Weather Tips for Sailing Organizations","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=450&height=250&name=GettyImages-1035889522.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=225&height=125&name=GettyImages-1035889522.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=450&height=250&name=GettyImages-1035889522.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=675&height=375&name=GettyImages-1035889522.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=900&height=500&name=GettyImages-1035889522.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=1125&height=625&name=GettyImages-1035889522.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1035889522.jpg?width=1350&height=750&name=GettyImages-1035889522.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Marine%20and%20Yacht/Chubb_Yacht%20Club%20and%20Marina%20Cold%20Weather%20Tips.pdf?hsLang=en" target="_blank" aria-label="Read our Cold Weather Tips for Sailing Organizations manual"> Cold Weather Tips for Sailing Organizations </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber","Risk Management"],"name":"Combating Surging Ransomware Attacks: Strategies for Universities and Colleges","snippet":"Universities and colleges are increasingly under siege by ransomware. In 2023 alone, ransomware attacks on higher education institutions surged by 70%, with 66% of universities falling victim to these cyber assaults."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=450&height=250&name=Computer%20classroom.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=225&height=125&name=Computer%20classroom.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=450&height=250&name=Computer%20classroom.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=675&height=375&name=Computer%20classroom.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=900&height=500&name=Computer%20classroom.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=1125&height=625&name=Computer%20classroom.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Computer%20classroom.jpg?width=1350&height=750&name=Computer%20classroom.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/combat-surging-ransomware-attacks-strategies-for-universities-colleges?hsLang=en" "> Combating Surging Ransomware Attacks: Strategies for Universities and Colleges </a> </h3> <span class="resource-card__snippet"> Universities and colleges are increasingly under siege by ransomware. In 2023 alone, ransomware attacks on higher education institutions surged by 70%, with 66% of universities falling victim to these cyber assaults. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation","Commercial Auto Insurance"],"name":"Commercial Auto Insurance: The Risks of Chasing a Lower Premium","snippet":"Key takeaways: Lower commercial auto premiums may reduce short-term costs but often result in insufficient coverage and higher deductibles. Gaps in coverage, such as underinsured driver liability, can increase financial risks after accidents. Before selecting a commercial auto insurance policy, carefully review the fine print."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=450&height=250&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=225&height=125&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=450&height=250&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=675&height=375&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=900&height=500&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=1125&height=625&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg?width=1350&height=750&name=Man%20supervising%20the%20shipping%20of%20merchandise%20in%20trucks%20at%20a%20distribution%20warehouse.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/commercial-auto-insurance-risks-of-chasing-a-lower-premium?hsLang=en" "> Commercial Auto Insurance: The Risks of Chasing a Lower Premium </a> </h3> <span class="resource-card__snippet"> Key takeaways: Lower commercial auto premiums may reduce short-term costs but often result in insufficient coverage and higher deductibles. Gaps in coverage, such as underinsured driver liability, can increase financial risks after accidents. Before ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Real Estate"],"name":"Commercial Property Insurance: The Danger of Old Valuations","snippet":"If you haven’t updated the replacement cost values in your commercial property insurance policies, you risk jeopardizing your bottom line if a claim occurs. Here’s why: some policies contain provisions that reduce your claim payout if you have an out-of-date, too-low valuation. To protect your investment, here’s what you need to consider."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=450&height=250&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=225&height=125&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=450&height=250&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=675&height=375&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=900&height=500&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=1125&height=625&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg?width=1350&height=750&name=Modern%20architecture%20office%20building%20marble%20square%20entrance.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/commercial-property-insurance-the-danger-of-old-valuations?hsLang=en" "> Commercial Property Insurance: The Danger of Old Valuations </a> </h3> <span class="resource-card__snippet"> If you haven’t updated the replacement cost values in your commercial property insurance policies, you risk jeopardizing your bottom line if a claim occurs. Here’s why: some policies contain provisions that reduce your claim payout if you have an ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Compliance Reminder: CMS Medicare Part D Reporting Due Beginning of March 2025","snippet":"Employers sponsoring group health plans that provide prescription drug coverage to individuals eligible for Medicare Part D coverage[1] must annually disclose to the Centers for Medicare and Medicaid Services (CMS) whether that coverage is considered creditable or non-creditable. To be considered creditable, the plan’s drug coverage must be at least actuarially equivalent to Medicare Part D prescription drug coverage."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=450&height=250&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=225&height=125&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=450&height=250&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=675&height=375&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=900&height=500&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=1125&height=625&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg?width=1350&height=750&name=People-Viewing-Paperwork-Entering-into-Computer-1200-628.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/compliance-reminder-cms-medicare-part-d-reporting-due-beginning-of-march-2025?hsLang=en" "> Compliance Reminder: CMS Medicare Part D Reporting Due Beginning of March 2025 </a> </h3> <span class="resource-card__snippet"> Employers sponsoring group health plans that provide prescription drug coverage to individuals eligible for Medicare Part D coverage[1] must annually disclose to the Centers for Medicare and Medicaid Services (CMS) whether that coverage is ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Compliance Reminder: CMS Medicare Part D Reporting Due February 29, 2024","snippet":"Employers sponsoring group health plans that provide prescription drug coverage to individuals eligible for Medicare Part D coverage[1] must annually disclose to the Centers for Medicare and Medicaid Services (CMS) whether that coverage is considered creditable or non-creditable. To be considered creditable, the plan’s drug coverage must be at least actuarially equivalent to Medicare Part D prescription drug coverage."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=450&height=250&name=Person-Computer-and-Documents-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=225&height=125&name=Person-Computer-and-Documents-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=450&height=250&name=Person-Computer-and-Documents-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=675&height=375&name=Person-Computer-and-Documents-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=900&height=500&name=Person-Computer-and-Documents-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=1125&height=625&name=Person-Computer-and-Documents-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-and-Documents-600-400.jpg?width=1350&height=750&name=Person-Computer-and-Documents-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/compliance-reminder-cms-medicare-part-d-reporting-due-february-29-2024?hsLang=en" "> Compliance Reminder: CMS Medicare Part D Reporting Due February 29, 2024 </a> </h3> <span class="resource-card__snippet"> Employers sponsoring group health plans that provide prescription drug coverage to individuals eligible for Medicare Part D coverage[1] must annually disclose to the Centers for Medicare and Medicaid Services (CMS) whether that coverage is ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Complying with California's Workplace Violence Prevention Law Checklist","type":["Checklist"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty.jpg?width=450&height=250&name=Safety%20Procedures%20Getty.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty.jpg?width=225&height=125&name=Safety%20Procedures%20Getty.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty.jpg?width=450&height=250&name=Safety%20Procedures%20Getty.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty.jpg?width=675&height=375&name=Safety%20Procedures%20Getty.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty.jpg?width=900&height=500&name=Safety%20Procedures%20Getty.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Safety%20Procedures%20Getty.jpg?width=1125&height=625&name=Safety%20Procedures%20Getty.jpg 1125w, 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Responsibility White Paper","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=450&height=250&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=225&height=125&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=450&height=250&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=675&height=375&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=900&height=500&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=1125&height=625&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png?width=1350&height=750&name=Copy%20of%20Copy%20of%20Copy%20of%20Resource%20Feature%20Image%20(1).png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Contractor%20Safety%20Management%20-%20Recording.mp4?hsLang=en" target="_blank" aria-label="Download the Comprehensive Healthcare Auditing: Ensuring Transparency and Responsibility white paper"> Comprehensive Healthcare Auditing: Ensuring Transparency and Responsibility White Paper </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Congress Seeks Input Upon ERISA’s 50th Anniversary","snippet":"This year marks the 50th anniversary of the Employee Retirement Income Security Act (ERISA), which was enacted in 1974 and governs employer-sponsored benefits, including group health plans.[1]"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=450&height=250&name=ERISA-Table-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=225&height=125&name=ERISA-Table-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=450&height=250&name=ERISA-Table-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=675&height=375&name=ERISA-Table-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=900&height=500&name=ERISA-Table-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=1125&height=625&name=ERISA-Table-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/ERISA-Table-600-400.jpg?width=1350&height=750&name=ERISA-Table-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/congress-seeks-input-upon-erisas-50th-anniversary?hsLang=en" "> Congress Seeks Input Upon ERISA’s 50th Anniversary </a> </h3> <span class="resource-card__snippet"> This year marks the 50th anniversary of the Employee Retirement Income Security Act (ERISA), which was enacted in 1974 and governs employer-sponsored benefits, including group health plans.[1] </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Connecticut Expands Paid Sick Leave Starting in 2025","snippet":"Summary: Connecticut Governor Ned Lamont recently signed amendment legislation (H.B. 5005) expanding the availability and requirements of the state’s paid sick leave law (CT PSL). These changes begin to take effect on January 1, 2025. Read on for more details outlining the upcoming CT PSL changes and next steps for employers."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=450&height=250&name=Connecticut-State-Capitol-Building-700-467.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=225&height=125&name=Connecticut-State-Capitol-Building-700-467.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=450&height=250&name=Connecticut-State-Capitol-Building-700-467.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=675&height=375&name=Connecticut-State-Capitol-Building-700-467.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=900&height=500&name=Connecticut-State-Capitol-Building-700-467.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=1125&height=625&name=Connecticut-State-Capitol-Building-700-467.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Connecticut-State-Capitol-Building-700-467.jpg?width=1350&height=750&name=Connecticut-State-Capitol-Building-700-467.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/connecticut-expands-paid-sick-leave-starting-in-2025?hsLang=en" "> Connecticut Expands Paid Sick Leave Starting in 2025 </a> </h3> <span class="resource-card__snippet"> Summary: Connecticut Governor Ned Lamont recently signed amendment legislation (H.B. 5005) expanding the availability and requirements of the state’s paid sick leave law (CT PSL). These changes begin to take effect on January 1, 2025. Read on for ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Construction Liability"],"name":"Construction Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=450&height=250&name=Construction-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=225&height=125&name=Construction-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=450&height=250&name=Construction-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=675&height=375&name=Construction-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=900&height=500&name=Construction-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=1125&height=625&name=Construction-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Construction-Brochure-Thumbnail.jpg?width=1350&height=750&name=Construction-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Construction.pdf" target="_blank" aria-label="Download our Construction Brochure"> Construction Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Construction Liability","Risk Management"],"name":"Construction Site Safety","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=450&height=250&name=Construction%20Site%20Safety.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=225&height=125&name=Construction%20Site%20Safety.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=450&height=250&name=Construction%20Site%20Safety.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=675&height=375&name=Construction%20Site%20Safety.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=900&height=500&name=Construction%20Site%20Safety.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=1125&height=625&name=Construction%20Site%20Safety.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Construction%20Site%20Safety.jpg?width=1350&height=750&name=Construction%20Site%20Safety.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Construction%20Site%20Safety%20Webinar%20Recording%20(1).mp4?hsLang=en" target="_blank" aria-label="Register for our Construction Site Safety webinar"> Construction Site Safety </a> </h3> <span class="resource-card__snippet"> Watch our Construction Site Safety webinar. Construction sites are full of safety hazards and have many moving parts to manage at the same time. Safety needs to play a starring role during any construction activities and at all times. During this webinar, we discussed the top safety concerns and how we keep everyone, and the property, safe for the duration of the project. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity"],"name":"Continuation Funds White Paper","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=450&height=250&name=private_equity_continuation_funds.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=225&height=125&name=private_equity_continuation_funds.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=450&height=250&name=private_equity_continuation_funds.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=675&height=375&name=private_equity_continuation_funds.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=900&height=500&name=private_equity_continuation_funds.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=1125&height=625&name=private_equity_continuation_funds.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/private_equity_continuation_funds.jpg?width=1350&height=750&name=private_equity_continuation_funds.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Private%20Equity%20-%20Continuation%20Funds.pdf?hsLang=en" target="_blank" aria-label="Download our Private Equity Brochure"> Continuation Funds White Paper </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Contractor Management Webinar","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=450&height=250&name=GettyImages-1657566602.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=225&height=125&name=GettyImages-1657566602.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=450&height=250&name=GettyImages-1657566602.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=675&height=375&name=GettyImages-1657566602.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=900&height=500&name=GettyImages-1657566602.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=1125&height=625&name=GettyImages-1657566602.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1657566602.jpg?width=1350&height=750&name=GettyImages-1657566602.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Contractor%20Safety%20Management%20-%20Recording.mp4?hsLang=en" target="_blank" aria-label="Watch our recording"> Contractor Management Webinar </a> </h3> <span class="resource-card__snippet"> Watch our webinar on managing the risks and considerations when contractors undertake work in commercial buildings. We explored crucial safety and compliance factors, the significance of certificate of insurance tracking, and invaluable insights into protecting your property and occupants during construction and renovation projects. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"Courier Business Insurance: Real Life Courier Claims You Can Avoid","snippet":"There are important lessons that can learned from real-life courier losses and courier business insurance. Here’s three examples of common claims and outcomes to help courier and same-day delivery owners avoid potential “potholes”, and develop better risk management strategies."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=450&height=250&name=iStock-1031773332-1.jpeg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=225&height=125&name=iStock-1031773332-1.jpeg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=450&height=250&name=iStock-1031773332-1.jpeg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=675&height=375&name=iStock-1031773332-1.jpeg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=900&height=500&name=iStock-1031773332-1.jpeg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=1125&height=625&name=iStock-1031773332-1.jpeg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1031773332-1.jpeg?width=1350&height=750&name=iStock-1031773332-1.jpeg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dont-become-a-statistic-common-courier-claims-to-avoid?hsLang=en" "> Courier Business Insurance: Real Life Courier Claims You Can Avoid </a> </h3> <span class="resource-card__snippet"> There are important lessons that can learned from real-life courier losses and courier business insurance. Here’s three examples of common claims and outcomes to help courier and same-day delivery owners avoid potential “potholes”, and develop ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Court Vacates Copay Accumulator Program Rule","snippet":"Summary: On September 29, 2023, the U.S. District Court for the District of Columbia vacated an HHS[1] administrative rule from 2021, which generally permitted copay accumulator programs under group health plans. Copay accumulator programs allow drug manufacturers’ financial assistance to be excluded from individuals’ out-of-pocket maximum limits under the Affordable Care Act (ACA) rules. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=450&height=250&name=Paying-at-Pharmacy-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=225&height=125&name=Paying-at-Pharmacy-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=450&height=250&name=Paying-at-Pharmacy-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=675&height=375&name=Paying-at-Pharmacy-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=900&height=500&name=Paying-at-Pharmacy-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=1125&height=625&name=Paying-at-Pharmacy-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=1350&height=750&name=Paying-at-Pharmacy-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/court-vacates-copay-accumulator-program-rule?hsLang=en" "> Court Vacates Copay Accumulator Program Rule </a> </h3> <span class="resource-card__snippet"> Summary: On September 29, 2023, the U.S. District Court for the District of Columbia vacated an HHS[1] administrative rule from 2021, which generally permitted copay accumulator programs under group health plans. Copay accumulator programs allow ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Wildfires"],"name":"Creating a Defensible Space Around High-Value Homes in Wildfire Zones","snippet":"Imagine this: You're the proud owner of a stunning high-value home nestled in the picturesque hills of a wildfire-prone region. The panoramic views from your windows are breathtaking. However, despite the beauty, a hidden danger lurks just beyond your doorstep. One hot dry day, a wildfire breaks out nearby. Within hours, the fire rages out of control, spreading rapidly toward your neighborhood. Despite hearing about the importance of “defensible space,” you never took action. The fire starts to engulf your neighborhood, and then the landscape around your home. The lack of defensible space allows the flames to creep closer and closer until they almost reach your home. The intense heat and flying embers ignite everything in their path. Luckily, no one is home. But your home, collections, memories, and investment are all at risk of being reduced to ashes. Proactive wildfire protection measures could have made a difference."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=450&height=250&name=Forest%20fire%20at%20night.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=225&height=125&name=Forest%20fire%20at%20night.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=450&height=250&name=Forest%20fire%20at%20night.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=675&height=375&name=Forest%20fire%20at%20night.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=900&height=500&name=Forest%20fire%20at%20night.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=1125&height=625&name=Forest%20fire%20at%20night.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Forest%20fire%20at%20night.jpg?width=1350&height=750&name=Forest%20fire%20at%20night.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/creating-defensible-space-around-high-value-homes-in-wildfire-zones?hsLang=en" "> Creating a Defensible Space Around High-Value Homes in Wildfire Zones </a> </h3> <span class="resource-card__snippet"> Imagine this: You're the proud owner of a stunning high-value home nestled in the picturesque hills of a wildfire-prone region. The panoramic views from your windows are breathtaking. However, despite the beauty, a hidden danger lurks just beyond ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client"],"name":"Creating Defensible Space and Hardening Your Home in Wildfire Zones","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=450&height=250&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=225&height=125&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=450&height=250&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=675&height=375&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=900&height=500&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=1125&height=625&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg?width=1350&height=750&name=GettyImages-157384116-Ring%20of%20fire%20Bailey%20Colorado%20Rocky%20Mountain%20forest%20wildfire.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Private%20Client/Risk%20Strategies%20Private%20Client%20Wildfires%20Preparation%20Whitepaper%20-%20Final%20Fall%202024.pdf?hsLang=en" target="_blank" aria-label="Read"> Creating Defensible Space and Hardening Your Home in Wildfire Zones </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Creating Defensible Space around High-Value Homes in Wildfire Zones","type":["Blog"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=450&height=250&name=Wildfire%20RM.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=225&height=125&name=Wildfire%20RM.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=450&height=250&name=Wildfire%20RM.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=675&height=375&name=Wildfire%20RM.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=900&height=500&name=Wildfire%20RM.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=1125&height=625&name=Wildfire%20RM.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Wildfire%20RM.jpg?width=1350&height=750&name=Wildfire%20RM.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a 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srcset="https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/GettyImages-1490413668.jpg?width=225&height=125&name=GettyImages-1490413668.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/GettyImages-1490413668.jpg?width=450&height=250&name=GettyImages-1490413668.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/GettyImages-1490413668.jpg?width=675&height=375&name=GettyImages-1490413668.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/GettyImages-1490413668.jpg?width=900&height=500&name=GettyImages-1490413668.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/GettyImages-1490413668.jpg?width=1125&height=625&name=GettyImages-1490413668.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/GettyImages-1490413668.jpg?width=1350&height=750&name=GettyImages-1490413668.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://learn.risk-strategies.com/hubfs/Risk_Management/Crisis%20Management%20Webinar.mp4?hsLang=en" target="_blank" aria-label="Watch our Crisis Management Webinar"> Crisis Management Webinar </a> </h3> <span class="resource-card__snippet"> Watch our Crisis Management webinar. Learn effective pre-planning is a crucial element in any organization's Risk Management program. Whether it's conducting a Job Hazard Analysis or formulating an Emergency Action Plan, organizations invest a substantial amount of time and resources in addressing potential hazards and establishing protocols for emergencies. Surprisingly, what often gets overlooked are the actions to be taken in the aftermath of a crisis. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity"],"name":"Cyber - Private Equity's New Priority","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=450&height=250&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=225&height=125&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=450&height=250&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=675&height=375&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=900&height=500&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=1125&height=625&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg?width=1350&height=750&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/20256628/Cyber%20-%20Private%20Equitys%20New%20Priority.pdf?hsLang=en" target="_blank" aria-label="Download our Cyber - Private Equity's New Priority resource"> Cyber - Private Equity's New Priority </a> </h3> <span class="resource-card__snippet"> Private equity firms need to consider the cybersecurity of their firm and their portfolio as a top priority. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Cyber Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=450&height=250&name=Cyber%20Liability%20Sell%20Sheet.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=225&height=125&name=Cyber%20Liability%20Sell%20Sheet.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=450&height=250&name=Cyber%20Liability%20Sell%20Sheet.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=675&height=375&name=Cyber%20Liability%20Sell%20Sheet.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=900&height=500&name=Cyber%20Liability%20Sell%20Sheet.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=1125&height=625&name=Cyber%20Liability%20Sell%20Sheet.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20Liability%20Sell%20Sheet.png?width=1350&height=750&name=Cyber%20Liability%20Sell%20Sheet.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Cyber/cyber-liability-insurance.pdf?hsLang=en" target="_blank" aria-label="Download our Cyber Brochure"> Cyber Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Cyber Hygiene: Checklist","type":["Checklist"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=450&height=250&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=225&height=125&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=450&height=250&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=675&height=375&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=900&height=500&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=1125&height=625&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg?width=1350&height=750&name=Cyber-Private-Equity-New-Priority-Thumbnail-450-297-Align-Top.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/cyber-insurance-checklist.pdf?hsLang=en" target="_blank" aria-label="Review our Cyber Hygiene Checklist"> Cyber Hygiene: Checklist </a> </h3> <span class="resource-card__snippet"> Before underwriting or renewing cyber coverage, insurers are taking a deep look at each organization’s cyber practices. To qualify for coverage — and particularly, if you want the best rates and terms — you need the following resources and procedures in place. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Cyber Resilience Lessons from the CrowdStrike Outage","snippet":"Editor's Note: This article originally appeared in Carrier Management. Reprinted with permission, this piece contains helpful tips for all organizations that rely on third-party software and firmware updates in their day-to-day operations."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=450&height=250&name=Airport%20Lost%20Luggage.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=225&height=125&name=Airport%20Lost%20Luggage.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=450&height=250&name=Airport%20Lost%20Luggage.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=675&height=375&name=Airport%20Lost%20Luggage.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=900&height=500&name=Airport%20Lost%20Luggage.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=1125&height=625&name=Airport%20Lost%20Luggage.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Airport%20Lost%20Luggage.jpg?width=1350&height=750&name=Airport%20Lost%20Luggage.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cyber-resilience-lessons-from-the-crowdstrike-outage?hsLang=en" "> Cyber Resilience Lessons from the CrowdStrike Outage </a> </h3> <span class="resource-card__snippet"> Editor's Note: This article originally appeared in Carrier Management. Reprinted with permission, this piece contains helpful tips for all organizations that rely on third-party software and firmware updates in their day-to-day operations. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["cyber"],"name":"Cyber Risk Mitigation","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=450&height=250&name=_Cover%20Image%20-%20Cyber.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=225&height=125&name=_Cover%20Image%20-%20Cyber.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=450&height=250&name=_Cover%20Image%20-%20Cyber.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=675&height=375&name=_Cover%20Image%20-%20Cyber.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=900&height=500&name=_Cover%20Image%20-%20Cyber.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=1125&height=625&name=_Cover%20Image%20-%20Cyber.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/_Cover%20Image%20-%20Cyber.png?width=1350&height=750&name=_Cover%20Image%20-%20Cyber.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Strategies%20Cyber%20Third%20Party%20Vendor%20Checklist.pdf?hsLang=en" target="_blank" aria-label="Download"> Cyber Risk Mitigation </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["cyber"],"name":"Cyber Risks and Insurance","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=450&height=250&name=Cybersecurity-1716849028-700-498%20(1).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=225&height=125&name=Cybersecurity-1716849028-700-498%20(1).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=450&height=250&name=Cybersecurity-1716849028-700-498%20(1).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=675&height=375&name=Cybersecurity-1716849028-700-498%20(1).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=900&height=500&name=Cybersecurity-1716849028-700-498%20(1).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=1125&height=625&name=Cybersecurity-1716849028-700-498%20(1).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Cybersecurity-1716849028-700-498%20(1).jpg?width=1350&height=750&name=Cybersecurity-1716849028-700-498%20(1).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Cyber%20Risks%20and%20Insurance%20Webinar%20Recording.mp4?hsLang=en" target="_blank" aria-label="Register for our upcoming Risk Management webinar on cyber risks and insurance"> Cyber Risks and Insurance </a> </h3> <span class="resource-card__snippet"> In today's digital world, cyber threats are constantly evolving, and the cost of a data breach can cripple your business. Join our webinar, Cyber Risks and Insurance, on Wednesday, February 12, where we will discuss the latest cyber insurance market trends, predict future coverage needs and potential pitfalls, and highlight key concerns and common claim drivers. Don't let cyber threats disrupt your operations. Register now to learn how to navigate the ever-changing cyber landscape. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Dental"],"name":"Cyber Security & HIPAA: Why You Need Both to Be Compliant","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=450&height=250&name=Dental%20Webinar%20Cyber.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=225&height=125&name=Dental%20Webinar%20Cyber.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=450&height=250&name=Dental%20Webinar%20Cyber.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=675&height=375&name=Dental%20Webinar%20Cyber.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=900&height=500&name=Dental%20Webinar%20Cyber.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=1125&height=625&name=Dental%20Webinar%20Cyber.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/Dental%20Webinar%20Cyber.png?width=1350&height=750&name=Dental%20Webinar%20Cyber.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Cyber%20Security%20%26%20HIPAA%20-%20Why%20You%20Need%20Both%20to%20Be%20Compliant.mp4?hsLang=en" target="_blank" aria-label="View our webinar"> Cyber Security & HIPAA: Why You Need Both to Be Compliant </a> </h3> <span class="resource-card__snippet"> Cyberattacks and data breaches are growing threats to dental practices, putting patient information and practice operations at risk. In this insightful webinar, "Cyber Security & HIPAA: Why You Need Both to Be Compliant," you'll learn why both robust cybersecurity and HIPAA compliance are critical to safeguarding your practice and staying compliant. Join industry experts Herb Ford from Risk Strategies Dental Practice, Imani Barnes from Risk Strategies Cyber Risk Practice, and Kelly Koch from The Compliancy Group as they dive into the latest trends in cyber threats, the regulatory landscape, and practical solutions for dental practices. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Cybersecurity Essentials for Remote Work Success","snippet":"Anyone with access to sensitive financial and personal information is a potential target for cybercrime. This reality requires employers to emphasize the importance of cyber safety in remote work. Is your organization using best practices to secure the laptops, phones, and other work equipment that remote workers use to do their jobs? What precautions do cyber insurers expect?"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=450&height=250&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=225&height=125&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=450&height=250&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=675&height=375&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=900&height=500&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=1125&height=625&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg?width=1350&height=750&name=VPN%20secure%20connection.Remote%20server%20with%20private%20internet%20network%20technology%20to%20protect%20privacy%20of%20personal%20data.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cybersecurity-essentials-for-remote-work-success?hsLang=en" "> Cybersecurity Essentials for Remote Work Success </a> </h3> <span class="resource-card__snippet"> Anyone with access to sensitive financial and personal information is a potential target for cybercrime. This reality requires employers to emphasize the importance of cyber safety in remote work. Is your organization using best practices to secure ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Cybersecurity in Hospitality: Protecting Business in a Digital World Webinar","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=450&height=250&name=GettyImages-1446375108%20(1).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=225&height=125&name=GettyImages-1446375108%20(1).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=450&height=250&name=GettyImages-1446375108%20(1).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=675&height=375&name=GettyImages-1446375108%20(1).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=900&height=500&name=GettyImages-1446375108%20(1).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=1125&height=625&name=GettyImages-1446375108%20(1).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1446375108%20(1).jpg?width=1350&height=750&name=GettyImages-1446375108%20(1).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Cyber%20Security%20in%20Hospitality%20Protecting%20Business%20in%20a%20Digital%20World%20Webinar%20Recording.mp4?hsLang=en" target="_blank" aria-label="Watch"> Cybersecurity in Hospitality: Protecting Business in a Digital World Webinar </a> </h3> <span class="resource-card__snippet"> Watch the recording of "Cybersecurity in Hospitality: Protecting Your Business in a Digital World." This session provides vital strategies for mitigating cyber threats, safeguarding sensitive customer data, and ensuring compliance with industry regulations. Enhance your cybersecurity knowledge and strengthen your business's defenses in an increasingly digital environment. Watch the recording here. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber","Hospitality"],"name":"Cybersecurity Risks in Hospitality","snippet":"For many hospitality businesses, tech isn’t a strength and cybercriminals know it. While you’re busy creating great customer experiences, bad actors are looking for entry points to nab credit card data and gain access to your financial accounts. Here are cyber scenarios from restaurants and hotels, along with tips for improving cybersecurity hygiene."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=450&height=250&name=sharing-data-bluetooth-smartphones.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=225&height=125&name=sharing-data-bluetooth-smartphones.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=450&height=250&name=sharing-data-bluetooth-smartphones.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=675&height=375&name=sharing-data-bluetooth-smartphones.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=900&height=500&name=sharing-data-bluetooth-smartphones.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=1125&height=625&name=sharing-data-bluetooth-smartphones.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/sharing-data-bluetooth-smartphones.jpg?width=1350&height=750&name=sharing-data-bluetooth-smartphones.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cybersecurity-risks-in-hospitality?hsLang=en" "> Cybersecurity Risks in Hospitality </a> </h3> <span class="resource-card__snippet"> For many hospitality businesses, tech isn’t a strength and cybercriminals know it. 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To manage risk and strengthen resilience, pay special attention to these five trends in 2025:"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=450&height=250&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=225&height=125&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=450&height=250&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=675&height=375&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=900&height=500&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=1125&height=625&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg?width=1350&height=750&name=Warning%20icon%20on%20a%20digital%20LCD%20display%20with%20reflection.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cybersecurity-trends-2025-resilience-planning?hsLang=en" "> Cybersecurity Trends 2025: Resilience Planning </a> </h3> <span class="resource-card__snippet"> Cybersecurity in 2025 will demand sharp focus as technologies like artificial intelligence and quantum computing continue reshaping both risks and defenses. 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This program represents a shift from traditional securities law enforcement by the Securities and Exchange Commission (SEC). It has broad implications for companies of all sizes."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=450&height=250&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=225&height=125&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=450&height=250&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=675&height=375&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=900&height=500&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=1125&height=625&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg?width=1350&height=750&name=Businesswoman%20talking%20on%20phone%20from%20office%20window%20overlooking%20Hong%20Kong%20cityscape.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/doj-corporate-whistleblower-awards-pilot-compliance-risk-impact?hsLang=en" "> DOJ’s Corporate Whistleblower Awards Pilot: Compliance & Risk Impact </a> </h3> <span class="resource-card__snippet"> In August 2024, the U.S. Department of Justice (DOJ) launched its Corporate Whistleblower Awards Pilot Program to enhance corporate accountability. This program represents a shift from traditional securities law enforcement by the Securities and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL & IRS Grant Plan Relief Due to Recent Hurricanes","snippet":"ERISA[1]-governed health and welfare benefit plan sponsors and plan participants impacted by Hurricane Helene, Tropical Storm Helene, and Hurricane Milton now have some relief from, and additional time to comply with, certain plan deadlines and requirements, according to a recent Department of Labor (DOL) Employee Benefits Security Administration (EBSA) news release."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=450&height=250&name=Post-Hurricane_-_083021.gif" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=225&height=125&name=Post-Hurricane_-_083021.gif 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=450&height=250&name=Post-Hurricane_-_083021.gif 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=675&height=375&name=Post-Hurricane_-_083021.gif 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=900&height=500&name=Post-Hurricane_-_083021.gif 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=1125&height=625&name=Post-Hurricane_-_083021.gif 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Post-Hurricane_-_083021.gif?width=1350&height=750&name=Post-Hurricane_-_083021.gif 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-irs-grant-plan-relief-due-to-recent-hurricanes?hsLang=en" "> DOL & IRS Grant Plan Relief Due to Recent Hurricanes </a> </h3> <span class="resource-card__snippet"> ERISA[1]-governed health and welfare benefit plan sponsors and plan participants impacted by Hurricane Helene, Tropical Storm Helene, and Hurricane Milton now have some relief from, and additional time to comply with, certain plan deadlines and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL Clarifies FMLA Leave Can Be Used for Clinical Trial Treatment","snippet":"Summary: The U.S. Department of Labor (DOL), under its Wage and Hour Division (WHD), recently released an opinion letter (WHD Letter) clarifying that leave under the federal Family and Medical Leave Act (FMLA) may be used by eligible employees for treatment of a serious health condition as part of a clinical trial. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=450&height=250&name=Doctor-Writing-on-Chart-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=225&height=125&name=Doctor-Writing-on-Chart-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=450&height=250&name=Doctor-Writing-on-Chart-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=675&height=375&name=Doctor-Writing-on-Chart-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=900&height=500&name=Doctor-Writing-on-Chart-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=1125&height=625&name=Doctor-Writing-on-Chart-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor-Writing-on-Chart-1200-627.jpg?width=1350&height=750&name=Doctor-Writing-on-Chart-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-clarifies-fmla-leave-can-be-used-for-clinical-trial-treatment?hsLang=en" "> DOL Clarifies FMLA Leave Can Be Used for Clinical Trial Treatment </a> </h3> <span class="resource-card__snippet"> Summary: The U.S. Department of Labor (DOL), under its Wage and Hour Division (WHD), recently released an opinion letter (WHD Letter) clarifying that leave under the federal Family and Medical Leave Act (FMLA) may be used by eligible employees for ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL Clarifies Intersection of FMLA and State PFML Leaves","snippet":"Summary: The U.S. Department of Labor (DOL), under its Wage and Hour Division (WHD), recently released an opinion letter (WHD Letter) that provides clarifying guidance to employers regarding the intersection of federal Family and Medical Leave Act (FMLA) regulations and state and local paid family and medical leave (PFML) programs. The WHD Letter clarifies that PFML benefit programs are treated similarly to paid disability plans and workers’ compensation benefits under federal Family and Medical Leave Act (FMLA) regulations on the following points: PFML leave must be designated as Family and Medical Leave Act (FMLA) leave when the PFML leave also qualifies as FMLA leave, The FMLA substitution rule does not apply when employees take FMLA leave and concurrently receive benefits under state PFML programs, and An employer and employee may mutually agree to the employee’s use of employer-provided accrued paid leave benefits to supplement or \"top off\" the PFML benefits received during an FMLA leave. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=450&height=250&name=Woman-Computer-Calendar-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=225&height=125&name=Woman-Computer-Calendar-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=450&height=250&name=Woman-Computer-Calendar-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=675&height=375&name=Woman-Computer-Calendar-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=900&height=500&name=Woman-Computer-Calendar-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=1125&height=625&name=Woman-Computer-Calendar-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-Computer-Calendar-1200-627.jpg?width=1350&height=750&name=Woman-Computer-Calendar-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-clarifies-intersection-of-fmla-and-state-pfml-leaves?hsLang=en" "> DOL Clarifies Intersection of FMLA and State PFML Leaves </a> </h3> <span class="resource-card__snippet"> Summary: The U.S. Department of Labor (DOL), under its Wage and Hour Division (WHD), recently released an opinion letter (WHD Letter) that provides clarifying guidance to employers regarding the intersection of federal Family and Medical Leave Act ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL Confirms Cybersecurity Guidance Applies to Health and Welfare Plans","snippet":"The Employee Benefits Security Administration (EBSA), part of the Department of Labor (DOL), recently published compliance assistance guidance confirming that its cybersecurity guidance from April 2021 applies to all ERISA plans, including health and welfare plans."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=450&height=250&name=Cybersecurity-1716849028-700-498.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=225&height=125&name=Cybersecurity-1716849028-700-498.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=450&height=250&name=Cybersecurity-1716849028-700-498.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=675&height=375&name=Cybersecurity-1716849028-700-498.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=900&height=500&name=Cybersecurity-1716849028-700-498.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=1125&height=625&name=Cybersecurity-1716849028-700-498.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cybersecurity-1716849028-700-498.jpg?width=1350&height=750&name=Cybersecurity-1716849028-700-498.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-confirms-cybersecurity-guidance-applies-to-health-welfare-plans?hsLang=en" "> DOL Confirms Cybersecurity Guidance Applies to Health and Welfare Plans </a> </h3> <span class="resource-card__snippet"> The Employee Benefits Security Administration (EBSA), part of the Department of Labor (DOL), recently published compliance assistance guidance confirming that its cybersecurity guidance from April 2021 applies to all ERISA plans, including health ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL ERISA Plan Penalties Increase for 2024","snippet":"The Department of Labor (DOL) recently released the updated civil monetary penalties applicable to various employee benefits-related violations under ERISA for the 2024 calendar year, captured in the reference chart below."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=450&height=250&name=DoL_sign.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=225&height=125&name=DoL_sign.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=450&height=250&name=DoL_sign.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=675&height=375&name=DoL_sign.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=900&height=500&name=DoL_sign.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=1125&height=625&name=DoL_sign.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/DoL_sign.png?width=1350&height=750&name=DoL_sign.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-erisa-plan-penalties-increase-for-2024?hsLang=en" "> DOL ERISA Plan Penalties Increase for 2024 </a> </h3> <span class="resource-card__snippet"> The Department of Labor (DOL) recently released the updated civil monetary penalties applicable to various employee benefits-related violations under ERISA for the 2024 calendar year, captured in the reference chart below. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL ERISA Plan Penalties Increase for 2025","snippet":"The Department of Labor (DOL) recently released the updated civil monetary penalties applicable to various employee benefits-related violations under the Employee Retirement Income Security Act of 1974 (ERISA) for 2025, captured in the reference chart below."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=450&height=250&name=US-DOL-Foreground-1200-628.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=225&height=125&name=US-DOL-Foreground-1200-628.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=450&height=250&name=US-DOL-Foreground-1200-628.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=675&height=375&name=US-DOL-Foreground-1200-628.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=900&height=500&name=US-DOL-Foreground-1200-628.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=1125&height=625&name=US-DOL-Foreground-1200-628.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/US-DOL-Foreground-1200-628.jpg?width=1350&height=750&name=US-DOL-Foreground-1200-628.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-erisa-plan-penalties-increase-for-2025?hsLang=en" "> DOL ERISA Plan Penalties Increase for 2025 </a> </h3> <span class="resource-card__snippet"> The Department of Labor (DOL) recently released the updated civil monetary penalties applicable to various employee benefits-related violations under the Employee Retirement Income Security Act of 1974 (ERISA) for 2025, captured in the reference ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"DOL Overtime Rule Struck Down Nationwide by Federal Court","snippet":"Summary: On November 15, 2024, a federal district court in Texas struck down the U.S. Department of Labor’s (DOL) recent final rule (Final Rule) increasing the salary thresholds for certain “white collar” exempt employees under the Fair Labor Standards Act (FLSA). The court ruled the DOL overstepped its authority with this recent Final Rule increasing the minimum salary for exempt employees. This ruling sets aside the Final Rule’s increases to the standard salary level nationwide, returning the salary threshold to the pre-July 2024 threshold. Read on for more information and employer considerations in light of this recent court ruling."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=450&height=250&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=225&height=125&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=450&height=250&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=675&height=375&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=900&height=500&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=1125&height=625&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=1350&height=750&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dol-overtime-rule-struck-down-nationwide-by-federal-court?hsLang=en" "> DOL Overtime Rule Struck Down Nationwide by Federal Court </a> </h3> <span class="resource-card__snippet"> Summary: On November 15, 2024, a federal district court in Texas struck down the U.S. Department of Labor’s (DOL) recent final rule (Final Rule) increasing the salary thresholds for certain “white collar” exempt employees under the Fair Labor ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Don’t Take the Bait: How to Protect Against Phishing Scams","snippet":"When it comes to cyberattacks, companies of all sizes are only as strong as their weakest link. All it takes is one employee to mistakenly click on a link, and instantly a hacker can gain access to the firm’s network and all they hold dear."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=450&height=250&name=Phishing.gif" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=225&height=125&name=Phishing.gif 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=450&height=250&name=Phishing.gif 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=675&height=375&name=Phishing.gif 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=900&height=500&name=Phishing.gif 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=1125&height=625&name=Phishing.gif 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Phishing.gif?width=1350&height=750&name=Phishing.gif 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/dont-take-the-bait-how-to-protect-against-phishing-scams?hsLang=en" "> Don’t Take the Bait: How to Protect Against Phishing Scams </a> </h3> <span class="resource-card__snippet"> When it comes to cyberattacks, companies of all sizes are only as strong as their weakest link. All it takes is one employee to mistakenly click on a link, and instantly a hacker can gain access to the firm’s network and all they hold dear. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Aviation"],"name":"Drone Insurance: Essential Coverage for the Entertainment Industry","snippet":"From feature films to advertising, drone technology has opened new creative possibilities, while also reducing risk, liability, and expense."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Camera%20on%20Unmanned%20Aerial%20Vehicle%20%28UAV%29.jpg?width=450&height=250&name=Camera%20on%20Unmanned%20Aerial%20Vehicle%20%28UAV%29.jpg" alt="" loading="lazy" width="450" 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Management"],"name":"E-Bikes/Scooters and Lithium Ion Batteries","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/RM%20-%20Battery%20-%20Webinar.jpg?width=450&height=250&name=RM%20-%20Battery%20-%20Webinar.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/RM%20-%20Battery%20-%20Webinar.jpg?width=225&height=125&name=RM%20-%20Battery%20-%20Webinar.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/RM%20-%20Battery%20-%20Webinar.jpg?width=450&height=250&name=RM%20-%20Battery%20-%20Webinar.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Risk_Management/RM%20-%20Battery%20-%20Webinar.jpg?width=675&height=375&name=RM%20-%20Battery%20-%20Webinar.jpg 675w, 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class="resource-card__snippet"> The use of lithium ion batteries has skyrocketed with electrical vehicles and toys. With this increased use, has come an increase in fires and deaths. Understand the hazards associated with these batteries and steps you can take to reduce and mitigate your risk. Watch the recorded webinar now! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Earthquake Preparedness","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=450&height=250&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=225&height=125&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=450&height=250&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=675&height=375&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=900&height=500&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=1125&height=625&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png?width=1350&height=750&name=Screen%20Shot%202022-11-18%20at%203.32.37%20PM.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Risk%20Management%20Assests/RS_Earthquake_Preparedness.pdf" target="_blank" aria-label="Download our Earthquake Preparedness resource"> Earthquake Preparedness </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Education Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=450&height=250&name=Higher-Education-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=225&height=125&name=Higher-Education-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=450&height=250&name=Higher-Education-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=675&height=375&name=Higher-Education-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=900&height=500&name=Higher-Education-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=1125&height=625&name=Higher-Education-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Higher-Education-Brochure-Thumbnail.jpg?width=1350&height=750&name=Higher-Education-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/Higher_Education_Solutions.pdf" target="_blank" aria-label="Download our Education Brochure"> Education Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Effective Human Capital Management is a Transformative Undertaking","snippet":"Human Capital Management (HCM) is the strategic effort to manage the entire employee life cycle and core HR functions. When successful, HCM efforts result in high return on capital investments or to put it simply, engaged and committed staff who drive productivity and revenue. If only it were that easy."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=450&height=250&name=GettyImages-475297582.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=225&height=125&name=GettyImages-475297582.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=450&height=250&name=GettyImages-475297582.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=675&height=375&name=GettyImages-475297582.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=900&height=500&name=GettyImages-475297582.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=1125&height=625&name=GettyImages-475297582.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-475297582.jpg?width=1350&height=750&name=GettyImages-475297582.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/effective-human-capital-management-is-a-transformative-undertaking?hsLang=en" "> Effective Human Capital Management is a Transformative Undertaking </a> </h3> <span class="resource-card__snippet"> Human Capital Management (HCM) is the strategic effort to manage the entire employee life cycle and core HR functions. 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As talent ambassadors, recruiters are committed to enhancing recruitment processes and must embrace the AI revolution."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=450&height=250&name=AI-composite.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=225&height=125&name=AI-composite.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=450&height=250&name=AI-composite.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=675&height=375&name=AI-composite.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=900&height=500&name=AI-composite.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=1125&height=625&name=AI-composite.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/AI-composite.png?width=1350&height=750&name=AI-composite.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/embracing-ai-in-talent-acquisition-in-2024?hsLang=en" "> Embracing AI in Talent Acquisition in 2024 </a> </h3> <span class="resource-card__snippet"> As we usher in 2024, the discussion about Generative Artificial Intelligence (AI) within the Talent Acquisition space is just beginning. 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Benefits"],"name":"Employee Financial Preparedness Benefits Employers","snippet":"While employers can’t guarantee that their employees will never encounter financial difficulty, there are steps you can take to help your employees protect their finances, prepare for the unexpected, and plan for the future. Many employers focus on salary as a means to ensure the financial health of employees and health insurance as it is usually the costliest employee benefit, but it takes more than just a competitive salary and health insurance to guarantee the happiness and well-being of employees. What these benefits look like varies from employer to employer. To make a true impact that improves retention, productivity, and overall performance, benefit offerings should extend beyond fair pay and health insurance and address the unique needs of all of your staff, including your executive staff."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=450&height=250&name=Business%20colleagues%20having%20a%20conversation.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=225&height=125&name=Business%20colleagues%20having%20a%20conversation.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=450&height=250&name=Business%20colleagues%20having%20a%20conversation.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=675&height=375&name=Business%20colleagues%20having%20a%20conversation.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=900&height=500&name=Business%20colleagues%20having%20a%20conversation.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=1125&height=625&name=Business%20colleagues%20having%20a%20conversation.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20colleagues%20having%20a%20conversation.jpg?width=1350&height=750&name=Business%20colleagues%20having%20a%20conversation.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/employee-financial-preparedness-benefits-employers?hsLang=en" "> Employee Financial Preparedness Benefits Employers </a> </h3> <span class="resource-card__snippet"> While employers can’t guarantee that their employees will never encounter financial difficulty, there are steps you can take to help your employees protect their finances, prepare for the unexpected, and plan for the future. Many employers focus on ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Entertainment"],"name":"Entertainment Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=450&height=250&name=Entertainment-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=225&height=125&name=Entertainment-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=450&height=250&name=Entertainment-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=675&height=375&name=Entertainment-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=900&height=500&name=Entertainment-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=1125&height=625&name=Entertainment-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Entertainment-Brochure-Thumbnail.jpg?width=1350&height=750&name=Entertainment-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Entertainment.pdf" target="_blank" aria-label="Download our Entertainment Brochure"> Entertainment Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Environmental Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=450&height=250&name=Environmental-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=225&height=125&name=Environmental-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=450&height=250&name=Environmental-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=675&height=375&name=Environmental-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=900&height=500&name=Environmental-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=1125&height=625&name=Environmental-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Environmental-Brochure-Thumbnail.jpg?width=1350&height=750&name=Environmental-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Environmental.pdf" target="_blank" aria-label="Download our Environmental Brochure"> Environmental Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Environmental"],"name":"Environmental Risks of Electric Vehicles","snippet":"As the world moves to cleaner energy alternatives such as electric vehicles (EV’s), a not so obvious question lurks: do electric vehicles come with environmental risks? Of course. There are no free lunches, after all. In this article we’ll take a quick look at some of the current risks and their insurance implications."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=450&height=250&name=GettyImages-1432423534.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=225&height=125&name=GettyImages-1432423534.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=450&height=250&name=GettyImages-1432423534.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=675&height=375&name=GettyImages-1432423534.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=900&height=500&name=GettyImages-1432423534.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=1125&height=625&name=GettyImages-1432423534.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1432423534.jpg?width=1350&height=750&name=GettyImages-1432423534.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/electric-vehicles-does-it-come-with-risks?hsLang=en" "> Environmental Risks of Electric Vehicles </a> </h3> <span class="resource-card__snippet"> As the world moves to cleaner energy alternatives such as electric vehicles (EV’s), a not so obvious question lurks: do electric vehicles come with environmental risks? Of course. There are no free lunches, after all. In this article we’ll take a ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Management Liability"],"name":"ESOPs: The Importance of Risk Management and Insurance Planning","snippet":"Employee stock ownership plans (ESOPs) are increasingly popular, especially for smaller to mid-sized companies. These innovative plans have been around for decades, with high-profile examples like Avis in the 80s and United Airlines in the 90s. But what exactly are they?"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=450&height=250&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=225&height=125&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=450&height=250&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=675&height=375&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=900&height=500&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=1125&height=625&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg?width=1350&height=750&name=Business%20people_%20computer%20and%20analytics%20monitoring%20corporate%20statistics%20of%20graph%20or%20chart%20on%20screen%20at%20office..jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/employee-stock-ownership-plans-esop-the-importance-of-risk-management-and-insurance-planning?hsLang=en" "> ESOPs: The Importance of Risk Management and Insurance Planning </a> </h3> <span class="resource-card__snippet"> Employee stock ownership plans (ESOPs) are increasingly popular, especially for smaller to mid-sized companies. These innovative plans have been around for decades, with high-profile examples like Avis in the 80s and United Airlines in the 90s. But ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Real Estate"],"name":"EV Charging Stations: Risk Management and Insurance Planning","snippet":"Before installing an electric vehicle (EV) charging station on your commercial property, carefully research the risks and insurance implications. The risks vary, depending on your location and whether you buy the equipment, lease it, or outsource to a third party. Consider these scenarios and tips as you’re planning."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=450&height=250&name=Indoor%20charging%20pile%20parking%20space.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=225&height=125&name=Indoor%20charging%20pile%20parking%20space.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=450&height=250&name=Indoor%20charging%20pile%20parking%20space.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=675&height=375&name=Indoor%20charging%20pile%20parking%20space.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=900&height=500&name=Indoor%20charging%20pile%20parking%20space.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=1125&height=625&name=Indoor%20charging%20pile%20parking%20space.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Indoor%20charging%20pile%20parking%20space.jpg?width=1350&height=750&name=Indoor%20charging%20pile%20parking%20space.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/ev-charging-stations-risk-management-and-insurance-planning?hsLang=en" "> EV Charging Stations: Risk Management and Insurance Planning </a> </h3> <span class="resource-card__snippet"> Before installing an electric vehicle (EV) charging station on your commercial property, carefully research the risks and insurance implications. The risks vary, depending on your location and whether you buy the equipment, lease it, or outsource to ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Examining ASD Care Challenges: Stuart Piltch's Perspective","snippet":"In a recent LinkedIn post, I shared how my family has been fortunate to be welcomed by a community of professionals and families that share a devotion and commitment to optimizing the lives of autistic children and adults, like my son. However, our fortunate journey is not reflective of what many families with loved ones living with autism face. There are numerous challenges: from diagnosis to provider access, resources, and a lack of integration in care solutions. Many services for those with autism are typically not covered under a family’s medical plan, leading to financial barriers. To provide an understanding of Autism Spectrum Disorder (ASD), we will discuss the impact of autism, the journey involved in diagnosis and care, the barriers faced, the system and support available, and the addressing of unmet needs."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=450&height=250&name=Consulting%20Blog%20-%2011-20-2023.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=225&height=125&name=Consulting%20Blog%20-%2011-20-2023.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=450&height=250&name=Consulting%20Blog%20-%2011-20-2023.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=675&height=375&name=Consulting%20Blog%20-%2011-20-2023.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=900&height=500&name=Consulting%20Blog%20-%2011-20-2023.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=1125&height=625&name=Consulting%20Blog%20-%2011-20-2023.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20-%2011-20-2023.jpg?width=1350&height=750&name=Consulting%20Blog%20-%2011-20-2023.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/examining-asd-care-challenges-stuart-piltchs-perspective?hsLang=en" "> Examining ASD Care Challenges: Stuart Piltch's Perspective </a> </h3> <span class="resource-card__snippet"> In a recent LinkedIn post, I shared how my family has been fortunate to be welcomed by a community of professionals and families that share a devotion and commitment to optimizing the lives of autistic children and adults, like my son. However, our ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Facility Safety Checklist for Sailing Clubs & Sailing Organizations","type":["Checklist"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=450&height=250&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=225&height=125&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=450&height=250&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=675&height=375&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=900&height=500&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=1125&height=625&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=1350&height=750&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Gowrie/SafetyCheckList-OSHADetails-BurgeeProgram-Gowrie-Risk.pdf?hsLang=en" target="_blank" aria-label="Download our Facility Safety Checklist for Sailing Clubs & Sailing Organizations"> Facility Safety Checklist for Sailing Clubs & Sailing Organizations </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Family Benefits Top the Hierarchy of Employee Needs","snippet":"Family tops the hierarchy of needs for many employees. Whether or not an employer helps an employee meet the needs of their family can be a major determining factor in the length of their employment."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=450&height=250&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=225&height=125&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=450&height=250&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=675&height=375&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=900&height=500&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=1125&height=625&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg?width=1350&height=750&name=The%20elder%20in%20a%20wheelchair%20plays%20with%20his%20family%20lovingly%20in%20the%20house_%20the%20morning%20sun%20shines%20through%20the%20glass.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/family-benefits-top-the-hierarchy-of-employee-needs?hsLang=en" "> Family Benefits Top the Hierarchy of Employee Needs </a> </h3> <span class="resource-card__snippet"> Family tops the hierarchy of needs for many employees. Whether or not an employer helps an employee meet the needs of their family can be a major determining factor in the length of their employment. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Cyber","Family Office"],"name":"Family Office Cybersecurity: How to Defend Against Cyberattacks","snippet":"Key takeaways: Training and awareness: Implement ongoing training programs that cover phishing scams, the latest cyber threats, and security best practices. Regular security audits: Conduct periodic vulnerability assessments to identify and address potential security gaps. Incident response plan: Develop detailed protocols for promptly informing all stakeholders about an incident and ensuring a coordinated, effective response. Cyber insurance: Use cyber coverage as a strategic tool to access expert resources and support during a cyber crisis. Vendor management: Review and update contracts with managed service providers (MSPs) to ensure they include comprehensive security measures."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=450&height=250&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=225&height=125&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=450&height=250&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=675&height=375&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=900&height=500&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=1125&height=625&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg?width=1350&height=750&name=Hacker%20using%20laptop.%20Lots%20of%20digits%20on%20the%20computer%20screen.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/family-office-cybersecurity-how-to-defend-against-cyberattacks?hsLang=en" "> Family Office Cybersecurity: How to Defend Against Cyberattacks </a> </h3> <span class="resource-card__snippet"> Key takeaways: Training and awareness: Implement ongoing training programs that cover phishing scams, the latest cyber threats, and security best practices. Regular security audits: Conduct periodic vulnerability assessments to identify and address ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Fighting Back: Transportation & Construction Liability Litigation Mitigation","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=450&height=250&name=Transpo%20-%20Blog%20-%20Judge%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=225&height=125&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=450&height=250&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=675&height=375&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=900&height=500&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=1125&height=625&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=1350&height=750&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Transportation%20%26%20Construction%20Liability%20Litigation%20Mitigation%20.mp4?hsLang=en" target="_blank" aria-label="Watch our webinar on Fighting Back: Transportation & Construction Liability Litigation Mitigation"> Fighting Back: Transportation & Construction Liability Litigation Mitigation </a> </h3> <span class="resource-card__snippet"> Learn actionable strategies to mitigate risk for the transportation and construction industries from our February 5 session. Experts covered early intervention, AI and OSHA litigation trends, and how to combat fraudulent claims. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Final Rules Released For Fixed Indemnity Plans & Short-Term, Limited-Duration Insurance","snippet":"On March 28, 2024, the Department of Health and Human Services (HHS), together with the Department of Labor (DOL) and the Department of the Treasury (collectively, the “federal agencies”), released the Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage Final Rules (“final rules”)."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=225&height=125&name=Person-Computer-Paperwork-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=675&height=375&name=Person-Computer-Paperwork-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=900&height=500&name=Person-Computer-Paperwork-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=1125&height=625&name=Person-Computer-Paperwork-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=1350&height=750&name=Person-Computer-Paperwork-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/final-rules-released-for-fixed-indemnity-plans-short-term-limited-duration-insurance?hsLang=en" "> Final Rules Released For Fixed Indemnity Plans & Short-Term, Limited-Duration Insurance </a> </h3> <span class="resource-card__snippet"> On March 28, 2024, the Department of Health and Human Services (HHS), together with the Department of Labor (DOL) and the Department of the Treasury (collectively, the “federal agencies”), released the Short-Term, Limited-Duration Insurance and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Fine Art"],"name":"Fine Art Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=450&height=250&name=Fine-Art-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=225&height=125&name=Fine-Art-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=450&height=250&name=Fine-Art-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=675&height=375&name=Fine-Art-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=900&height=500&name=Fine-Art-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=1125&height=625&name=Fine-Art-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Fine-Art-Brochure-Thumbnail.jpg?width=1350&height=750&name=Fine-Art-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Fine_Art.pdf" target="_blank" aria-label="Download our Fine Art Brochure"> Fine Art Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client"],"name":"Fire Safety: Handling Lithium-Ion Batteries in E-Bikes, E-Scooters, and Tools","snippet":"Imagine this: While pulling into your garage, you accidentally run over the battery for your son’s electric scooter. Aside from a seemingly superficial crack, the battery doesn’t appear to be damaged, so you place it back in the charger. What you don’t know is that the battery’s cell has been crushed. It begins to overheat, releasing toxic gases and eventually combusting. Before you’re even aware, a cardboard box sitting next to the charger lights on fire. The fire spreads quickly from the garage into the first floor of your house. You and your family all get out safely, but the smoke and fire damage is extensive and countless valuables and priceless items are lost in the blaze… "}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=450&height=250&name=e-bike-charging.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=225&height=125&name=e-bike-charging.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=450&height=250&name=e-bike-charging.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=675&height=375&name=e-bike-charging.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=900&height=500&name=e-bike-charging.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=1125&height=625&name=e-bike-charging.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/e-bike-charging.jpg?width=1350&height=750&name=e-bike-charging.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/fire-safety-handling-lithium-ion-batteries-in-ebikes-escooters?hsLang=en" "> Fire Safety: Handling Lithium-Ion Batteries in E-Bikes, E-Scooters, and Tools </a> </h3> <span class="resource-card__snippet"> Imagine this: While pulling into your garage, you accidentally run over the battery for your son’s electric scooter. Aside from a seemingly superficial crack, the battery doesn’t appear to be damaged, so you place it back in the charger. 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You say you don’t think so…"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=450&height=250&name=GettyImages-628209232.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=225&height=125&name=GettyImages-628209232.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=450&height=250&name=GettyImages-628209232.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=675&height=375&name=GettyImages-628209232.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=900&height=500&name=GettyImages-628209232.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=1125&height=625&name=GettyImages-628209232.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-628209232.jpg?width=1350&height=750&name=GettyImages-628209232.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/fractional-aircraft-owners-and-private-jet-club-member-insurance-tips?hsLang=en" "> Fractional Aircraft Owners and Private Jet Club Member Insurance Tips </a> </h3> <span class="resource-card__snippet"> Imagine this: As a member of an exclusive private jet membership program with a fractional aircraft ownership stake, you appreciate the flexible access this affords you to luxury air travel and a large fleet of private jets around the globe. 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Yet, its large financial implications will drive up premiums and reshape insurance plans."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=450&height=250&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=225&height=125&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=450&height=250&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=675&height=375&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=900&height=500&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=1125&height=625&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg?width=1350&height=750&name=Pipette%20adding%20sample%20to%20petri%20dish%20with%20DNA%20profiles%20in%20background.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/gene-therapy-and-large-claims-impact-on-student-health-insurance?hsLang=en" "> Gene Therapy and Large Claims Impact on Student Health Insurance </a> </h3> <span class="resource-card__snippet"> Gene therapy is revolutionizing medical science and will impact student health insurance due to its high costs. This groundbreaking treatment method offers potential cures for chronic conditions like sickle cell disease and hemophilia. Yet, its ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Relocation"],"name":"General Freight","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=450&height=250&name=General%20Freight%20%20(4).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=225&height=125&name=General%20Freight%20%20(4).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=450&height=250&name=General%20Freight%20%20(4).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=675&height=375&name=General%20Freight%20%20(4).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=900&height=500&name=General%20Freight%20%20(4).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=1125&height=625&name=General%20Freight%20%20(4).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/General%20Freight%20%20(4).jpg?width=1350&height=750&name=General%20Freight%20%20(4).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/General%20Freight.pdf?hsLang=en" target="_blank" aria-label="Read our General Freight manual"> General Freight </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Get Ahead of Employee Benefits Open Enrollment Challenges Now","snippet":"With many employers completing their benefits open enrollment at the end of the year, it may feel good to step away and work on something else. However, addressing the challenges that came up during your last open enrollment and getting ahead of them now can ensure a smoother and more efficient process in the future."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=450&height=250&name=getty-images-640126887-1520x1100.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=225&height=125&name=getty-images-640126887-1520x1100.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=450&height=250&name=getty-images-640126887-1520x1100.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=675&height=375&name=getty-images-640126887-1520x1100.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=900&height=500&name=getty-images-640126887-1520x1100.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=1125&height=625&name=getty-images-640126887-1520x1100.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-640126887-1520x1100.jpg?width=1350&height=750&name=getty-images-640126887-1520x1100.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/get-ahead-of-employee-benefits-open-enrollment-challenges-now?hsLang=en" "> Get Ahead of Employee Benefits Open Enrollment Challenges Now </a> </h3> <span class="resource-card__snippet"> With many employers completing their benefits open enrollment at the end of the year, it may feel good to step away and work on something else. However, addressing the challenges that came up during your last open enrollment and getting ahead of ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"GLP-1 Drugs: Economic Impacts from Main Street to Wall Street","snippet":"Typically, only those in the healthcare marketplace are familiar with pharmaceutical terms or drug names; however, the term GLP-1 and widespread familiarity with drug names Ozempic or Wegovy has become mainstream knowledge. Fluency with these names has not come by chance – rather this drug class has been spread like wildfire across multiple social media platforms."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=450&height=250&name=consulting-blog-11-17-2023-1520x1100.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=225&height=125&name=consulting-blog-11-17-2023-1520x1100.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=450&height=250&name=consulting-blog-11-17-2023-1520x1100.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=675&height=375&name=consulting-blog-11-17-2023-1520x1100.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=900&height=500&name=consulting-blog-11-17-2023-1520x1100.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=1125&height=625&name=consulting-blog-11-17-2023-1520x1100.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-11-17-2023-1520x1100.jpg?width=1350&height=750&name=consulting-blog-11-17-2023-1520x1100.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/glp-1-drugs-economic-impacts-main-street-to-wall-street?hsLang=en" "> GLP-1 Drugs: Economic Impacts from Main Street to Wall Street </a> </h3> <span class="resource-card__snippet"> Typically, only those in the healthcare marketplace are familiar with pharmaceutical terms or drug names; however, the term GLP-1 and widespread familiarity with drug names Ozempic or Wegovy has become mainstream knowledge. Fluency with these names ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Group Health Plan Gag Clause Attestation 2024 Submission Reference Guide","snippet":"Summary: On May 24, 2024, the Department of Health and Human Services (HHS), the Department of Labor (DOL), and the Department of the Treasury (collectively, the Departments) released updated Gag Clause Prohibition Compliance Attestation submission instructions detailing the requirements for health plans to submit annual gag clause prohibition compliance attestations (GCPCAs) to the Departments for 2024. Employers are advised to start preparing to submit this GCPCA for 2024, the deadline of which is December 31, 2024. This article serves as a reference guide with detailed instructions and the Centers for Medicare &amp; Medicaid Services (CMS) user manual screenshots for those employers sponsoring group health plans who are required to submit GCPCAs directly to the Departments, rather than relying on their carrier/third-party administrator (TPA), or other plan service provider to submit on their behalf. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=450&height=250&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=225&height=125&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=450&height=250&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=675&height=375&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=900&height=500&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=1125&height=625&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Woman-at-Computer-in-Office-with-Glasses-700-334.jpg?width=1350&height=750&name=Woman-at-Computer-in-Office-with-Glasses-700-334.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/group-health-plan-gag-clause-attestation-2024-submission-reference-guide?hsLang=en" "> Group Health Plan Gag Clause Attestation 2024 Submission Reference Guide </a> </h3> <span class="resource-card__snippet"> Summary: On May 24, 2024, the Department of Health and Human Services (HHS), the Department of Labor (DOL), and the Department of the Treasury (collectively, the Departments) released updated Gag Clause Prohibition Compliance Attestation submission ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Guide to Captives","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=450&height=250&name=captives_icon.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=225&height=125&name=captives_icon.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=450&height=250&name=captives_icon.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=675&height=375&name=captives_icon.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=900&height=500&name=captives_icon.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=1125&height=625&name=captives_icon.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Captives/captives_icon.jpg?width=1350&height=750&name=captives_icon.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Captives/RS%20Guide%20to%20Captives_22.pdf" target="_blank" aria-label="Download our Guide to Captives resource"> Guide to Captives </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Hail Preparedness","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png?width=450&height=250&name=Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png?width=225&height=125&name=Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png?width=450&height=250&name=Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png?width=675&height=375&name=Screen%20Shot%202022-11-11%20at%205.05.16%20PM.png 675w, 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href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Risk%20Management%20Assests/RS_Hail%20Preparedness22-1.pdf" target="_blank" aria-label="Download our Hail Preparedness resource"> Hail Preparedness </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Harnessing Data Science in Healthcare with Stuart Piltch","snippet":"Risk Strategies Consulting promotes that an effective use of data science, which is also a part of machine learning technology, is to meaningfully integrate, enrich, categorize, and curate data in a method that helps users create a more fact-based platform from which to measure value and transform initiatives to benefit stakeholders."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/DNA%20molecular%20structure%20and%20data.jpg?width=450&height=250&name=DNA%20molecular%20structure%20and%20data.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/DNA%20molecular%20structure%20and%20data.jpg?width=225&height=125&name=DNA%20molecular%20structure%20and%20data.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/DNA%20molecular%20structure%20and%20data.jpg?width=450&height=250&name=DNA%20molecular%20structure%20and%20data.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/DNA%20molecular%20structure%20and%20data.jpg?width=675&height=375&name=DNA%20molecular%20structure%20and%20data.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/DNA%20molecular%20structure%20and%20data.jpg?width=900&height=500&name=DNA%20molecular%20structure%20and%20data.jpg 900w, 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users create a more fact-based ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"HCM Systems: How to Move Yours from Fragmented to Optimized","snippet":"Most employers can improve their human capital management (HCM) systems by moving from a fragmented solution to an integrated one with proper preparation. HCM systems can seem like the panacea to reducing unnecessary manual work for HR and Finance, freeing up HR to be a strategic business partner. They hold the promise of a single point of truth for data management and analysis. They also have modern user interfaces that support a consistent, frictionless user experience. But making that promise a reality does require planning and resources."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=450&height=250&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=225&height=125&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=450&height=250&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=675&height=375&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=900&height=500&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=1125&height=625&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=1350&height=750&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/hcm-systems-how-to-move-yours-from-fragmented-to-optimized?hsLang=en" "> HCM Systems: How to Move Yours from Fragmented to Optimized </a> </h3> <span class="resource-card__snippet"> Most employers can improve their human capital management (HCM) systems by moving from a fragmented solution to an integrated one with proper preparation. HCM systems can seem like the panacea to reducing unnecessary manual work for HR and Finance, ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Health & Welfare Plan Compliance Reminder: Form 5500 Deadline","snippet":"Employers sponsoring ERISA health and welfare benefit plans for employees should take note of the upcoming Form 5500 filing deadline on July 31, 2024 for calendar year plans."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&height=250&name=Person-at-Desk-Paperwork-600.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=225&height=125&name=Person-at-Desk-Paperwork-600.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&height=250&name=Person-at-Desk-Paperwork-600.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=675&height=375&name=Person-at-Desk-Paperwork-600.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=900&height=500&name=Person-at-Desk-Paperwork-600.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1125&height=625&name=Person-at-Desk-Paperwork-600.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1350&height=750&name=Person-at-Desk-Paperwork-600.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/health-welfare-plan-compliance-reminder-form-5500-deadline-24?hsLang=en" "> Health & Welfare Plan Compliance Reminder: Form 5500 Deadline </a> </h3> <span class="resource-card__snippet"> Employers sponsoring ERISA health and welfare benefit plans for employees should take note of the upcoming Form 5500 filing deadline on July 31, 2024 for calendar year plans. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Health & Welfare Plan Compliance Reminder: Medical Loss Ratio (MLR) Rebates","snippet":"Summary: Medical Loss Ratio (MLR) rebate season is quickly approaching and employers sponsoring fully insured group health plans are required to review their options on how to use or distribute these rebate funds within three months of receipt. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=450&height=250&name=Person-Reviewing-Paperwork-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=225&height=125&name=Person-Reviewing-Paperwork-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=450&height=250&name=Person-Reviewing-Paperwork-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=675&height=375&name=Person-Reviewing-Paperwork-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=900&height=500&name=Person-Reviewing-Paperwork-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=1125&height=625&name=Person-Reviewing-Paperwork-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Reviewing-Paperwork-600-400.jpg?width=1350&height=750&name=Person-Reviewing-Paperwork-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/health-welfare-plan-compliance-reminder-medical-loss-ratio-mlr-rebates?hsLang=en" "> Health & Welfare Plan Compliance Reminder: Medical Loss Ratio (MLR) Rebates </a> </h3> <span class="resource-card__snippet"> Summary: Medical Loss Ratio (MLR) rebate season is quickly approaching and employers sponsoring fully insured group health plans are required to review their options on how to use or distribute these rebate funds within three months of receipt. Read ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Health & Welfare Plan Compliance Reminder: PCORI Fee Filing Deadline","snippet":"Summary: The Patient-Centered Outcomes Research Institute (PCORI) filing and fee payment deadline of July 31, 2024, for plan years ending in 2023 is quickly approaching. Employers sponsoring self-funded group health plans are responsible to file and pay the PCORI fee annually. Employers sponsoring fully-insured group health plans are assessed this fee in their monthly premium payments by their health insurance carriers. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=450&height=250&name=PCORI_Fee_Filing_2022-1.gif" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=225&height=125&name=PCORI_Fee_Filing_2022-1.gif 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=450&height=250&name=PCORI_Fee_Filing_2022-1.gif 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=675&height=375&name=PCORI_Fee_Filing_2022-1.gif 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=900&height=500&name=PCORI_Fee_Filing_2022-1.gif 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=1125&height=625&name=PCORI_Fee_Filing_2022-1.gif 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/PCORI_Fee_Filing_2022-1.gif?width=1350&height=750&name=PCORI_Fee_Filing_2022-1.gif 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/health-welfare-plan-compliance-reminder-pcori-fee-filing-deadline?hsLang=en" "> Health & Welfare Plan Compliance Reminder: PCORI Fee Filing Deadline </a> </h3> <span class="resource-card__snippet"> Summary: The Patient-Centered Outcomes Research Institute (PCORI) filing and fee payment deadline of July 31, 2024, for plan years ending in 2023 is quickly approaching. Employers sponsoring self-funded group health plans are responsible to file and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Healthcare"],"name":"Healthcare Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=450&height=250&name=Healthcare-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=225&height=125&name=Healthcare-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=450&height=250&name=Healthcare-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=675&height=375&name=Healthcare-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=900&height=500&name=Healthcare-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=1125&height=625&name=Healthcare-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Healthcare-Brochure-Thumbnail.jpg?width=1350&height=750&name=Healthcare-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Strategies%20Healthcare%20Practice%20Overview.pdf?hsLang=en" target="_blank" aria-label="Download our Healthcare Brochure"> Healthcare Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"HHS Increases Penalties for 2024","snippet":"The Department of Health and Human Services (HHS) recently released inflation-adjusted increases for certain HHS-related penalties, including those for violations of the Health Insurance Portability and Accountability Act (HIPAA) rules and the Medicare Secondary Payer rules[1]."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=450&height=250&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=225&height=125&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=450&height=250&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=675&height=375&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=900&height=500&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=1125&height=625&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Man-with-Computer-Calculator-and-Paperwork-800-533.jpg?width=1350&height=750&name=Man-with-Computer-Calculator-and-Paperwork-800-533.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/hhs-increases-penalties-for-2024?hsLang=en" "> HHS Increases Penalties for 2024 </a> </h3> <span class="resource-card__snippet"> The Department of Health and Human Services (HHS) recently released inflation-adjusted increases for certain HHS-related penalties, including those for violations of the Health Insurance Portability and Accountability Act (HIPAA) rules and the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"HHS Releases Health Care Nondiscrimination Final Rule","snippet":"Summary: On April 26, 2024, the Department of Health and Human Services (HHS), under its Office of Civil Rights (OCR), released a final rule under Section 1557 of the Affordable Care Act (ACA). Section 1557 is the nondiscrimination provision of the ACA, prohibiting discrimination based on race, color, national origin, sex, age, or disability in certain health programs and activities, including those that receive Federal financial assistance. While this final Section 1557 rule does not directly impact most employers outside of the health care industry who sponsor group health plans for their employees, the article below summarizes key provisions of the final rule for employer plan sponsors to be aware of and other notable points of reference. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=450&height=250&name=Man-At-Healthcare-Facility-Paperwork-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=225&height=125&name=Man-At-Healthcare-Facility-Paperwork-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=450&height=250&name=Man-At-Healthcare-Facility-Paperwork-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=675&height=375&name=Man-At-Healthcare-Facility-Paperwork-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=900&height=500&name=Man-At-Healthcare-Facility-Paperwork-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=1125&height=625&name=Man-At-Healthcare-Facility-Paperwork-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Man-At-Healthcare-Facility-Paperwork-627.jpg?width=1350&height=750&name=Man-At-Healthcare-Facility-Paperwork-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/hhs-releases-health-care-nondiscrimination-final-rule?hsLang=en" "> HHS Releases Health Care Nondiscrimination Final Rule </a> </h3> <span class="resource-card__snippet"> Summary: On April 26, 2024, the Department of Health and Human Services (HHS), under its Office of Civil Rights (OCR), released a final rule under Section 1557 of the Affordable Care Act (ACA). Section 1557 is the nondiscrimination provision of the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"HIPAA Final Rule Strengthening Reproductive Health Care Privacy","snippet":"Summary: On April 26, 2024, the Department of Health and Human Services (HHS) issued an update to the Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule. The final rule, originally released as a proposed rule in 2023 after the U.S. Supreme Court decision in Dobbs v. Jackson Women’s Health Organization, addresses the use and disclosure of protected health information (PHI) for reproductive health data. While this final rule is effective June 25, 2024, the compliance deadlines for the provisions of the rule are later in 2024 and beyond. Self-funded group health plans will be impacted by this final rule and required to take certain compliance actions by the deadlines detailed below. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=450&height=250&name=Multicolor-Files-and-Folders-800-533.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=225&height=125&name=Multicolor-Files-and-Folders-800-533.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=450&height=250&name=Multicolor-Files-and-Folders-800-533.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=675&height=375&name=Multicolor-Files-and-Folders-800-533.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=900&height=500&name=Multicolor-Files-and-Folders-800-533.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=1125&height=625&name=Multicolor-Files-and-Folders-800-533.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Multicolor-Files-and-Folders-800-533.jpg?width=1350&height=750&name=Multicolor-Files-and-Folders-800-533.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/hipaa-final-rule-strengthening-reproductive-health-care-privacy?hsLang=en" "> HIPAA Final Rule Strengthening Reproductive Health Care Privacy </a> </h3> <span class="resource-card__snippet"> Summary: On April 26, 2024, the Department of Health and Human Services (HHS) issued an update to the Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule. The final rule, originally released as a proposed rule in 2023 after the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Life Insurance"],"name":"How Changes to Federal Estate and Gift Tax Exemption May Impact Wealth Transfer","snippet":"Significant tax changes are on the horizon for high-net-worth (HNW) individuals and families. The current historically high federal estate and gift tax exemptions are set to “sunset” at the end of 2025, which will lead to a substantial increase in estate taxes. HNW individuals need to act now and strategically transfer wealth or risk paying millions more in future estate taxes."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=450&height=250&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=225&height=125&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=450&height=250&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=675&height=375&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=900&height=500&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=1125&height=625&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg?width=1350&height=750&name=Senior%20couple%20walking%20on%20beach%20with%20grandson.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/changes-to-federal-estate-gift-tax-exemptions-may-impact-wealth-transfer?hsLang=en" "> How Changes to Federal Estate and Gift Tax Exemption May Impact Wealth Transfer </a> </h3> <span class="resource-card__snippet"> Significant tax changes are on the horizon for high-net-worth (HNW) individuals and families. The current historically high federal estate and gift tax exemptions are set to “sunset” at the end of 2025, which will lead to a substantial increase in ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Management Liability","Financial Services"],"name":"How Deregulation Could Affect Your Financial Services Business","snippet":"Key takeaways: The new presidential administration is likely to prioritize a deregulatory agenda. The 2008 financial crisis demonstrated the risks of banking deregulation and weak oversight. Protect your organization by focusing on governance and risk management best practices, regardless of regulatory shifts."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=450&height=250&name=Businessman%20checking%20stock%20market%20data.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=225&height=125&name=Businessman%20checking%20stock%20market%20data.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=450&height=250&name=Businessman%20checking%20stock%20market%20data.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=675&height=375&name=Businessman%20checking%20stock%20market%20data.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=900&height=500&name=Businessman%20checking%20stock%20market%20data.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=1125&height=625&name=Businessman%20checking%20stock%20market%20data.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Businessman%20checking%20stock%20market%20data.jpg?width=1350&height=750&name=Businessman%20checking%20stock%20market%20data.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/how-deregulation-could-affect-your-financial-services-business?hsLang=en" "> How Deregulation Could Affect Your Financial Services Business </a> </h3> <span class="resource-card__snippet"> Key takeaways: The new presidential administration is likely to prioritize a deregulatory agenda. The 2008 financial crisis demonstrated the risks of banking deregulation and weak oversight. Protect your organization by focusing on governance and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Marine Business","Boat & Yacht"],"name":"How Lithium-Ion Battery Hazards Are Changing Yacht Insurance","snippet":"Editor's Note: This article originally appeared in SuperYacht Times. Reprinted with permission."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://photos.superyachtapi.com/download/322548/extra-large" alt="" loading="lazy" width="450" height="250"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/how-lithium-ion-battery-hazards-are-changing-yacht-insurance?hsLang=en" "> How Lithium-Ion Battery Hazards Are Changing Yacht Insurance </a> </h3> <span class="resource-card__snippet"> Editor's Note: This article originally appeared in SuperYacht Times. Reprinted with permission. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"How the Fragmentation of Healthcare Impacts Claims Payment Integrity","snippet":"The healthcare industry continues to attract more stakeholders, vendors, payment regulations and oversight, mergers and acquisitions, and innovative revenue cycle management opportunities — and with these come complexity and sometimes unexpected pricing outcomes and incentives that can affect patient care coordination. These make following the policies, edits, program guidelines, and dollars throughout a multifaceted process even more challenging, creating the significant need for payment integrity excellence. This means a great deal more than adding layers of payment integrity vendors during the pre- and post-payment stages to catch a variety of payment mishaps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=450&height=250&name=Consulting-Blog-Image-09122024-1000-634.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=225&height=125&name=Consulting-Blog-Image-09122024-1000-634.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=450&height=250&name=Consulting-Blog-Image-09122024-1000-634.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=675&height=375&name=Consulting-Blog-Image-09122024-1000-634.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=900&height=500&name=Consulting-Blog-Image-09122024-1000-634.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=1125&height=625&name=Consulting-Blog-Image-09122024-1000-634.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting-Blog-Image-09122024-1000-634.jpg?width=1350&height=750&name=Consulting-Blog-Image-09122024-1000-634.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/how-the-fragmentation-of-healthcare-impacts-claim-payment-integrity?hsLang=en" "> How the Fragmentation of Healthcare Impacts Claims Payment Integrity </a> </h3> <span class="resource-card__snippet"> The healthcare industry continues to attract more stakeholders, vendors, payment regulations and oversight, mergers and acquisitions, and innovative revenue cycle management opportunities — and with these come complexity and sometimes unexpected ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"How to Develop a Safety Committee","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=450&height=250&name=GettyImages-935639834.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=225&height=125&name=GettyImages-935639834.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=450&height=250&name=GettyImages-935639834.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=675&height=375&name=GettyImages-935639834.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=900&height=500&name=GettyImages-935639834.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=1125&height=625&name=GettyImages-935639834.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-935639834.jpg?width=1350&height=750&name=GettyImages-935639834.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/How%20to%20Develop%20Safety%20Committee%20-%20Recording.mp4?hsLang=en" target="_blank" aria-label="Watch our How to Develop a Safety Committee webinar "> How to Develop a Safety Committee </a> </h3> <span class="resource-card__snippet"> Enhance your Safety Committee's effectiveness! Elevate safety standards and problem-solving skills. Watch our webinar recording now. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"How to Hire the Best Courier & Same Day Delivery Drivers - Part I","snippet":"Here is where the rubber meets the road when examining how best to hire a courier driver. The drivers you hire, employees or contracting independent drivers, are a critical component to your overall success in controlling losses. Equally as important, drivers with a clean MVR can help lay the groundwork for fewer losses &amp; claims over time."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=450&height=250&name=GettyImages-2052090560.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=225&height=125&name=GettyImages-2052090560.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=450&height=250&name=GettyImages-2052090560.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=675&height=375&name=GettyImages-2052090560.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=900&height=500&name=GettyImages-2052090560.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=1125&height=625&name=GettyImages-2052090560.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-2052090560.jpg?width=1350&height=750&name=GettyImages-2052090560.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/how-to-hire-the-best-courier-same-day-delivery-drivers-part-1?hsLang=en" "> How to Hire the Best Courier & Same Day Delivery Drivers - Part I </a> </h3> <span class="resource-card__snippet"> Here is where the rubber meets the road when examining how best to hire a courier driver. The drivers you hire, employees or contracting independent drivers, are a critical component to your overall success in controlling losses. Equally as ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"How to Hire the Best Courier & Same Day Delivery Drivers - Part II","snippet":"In the world of courier and same-day delivery, it should be as clear as the road in front of you. Professional driver contracting and ongoing monitoring is critical to enhancing your safety record and minimizing costs associated with motor vehicle losses."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=450&height=250&name=iStock-1027567640.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=225&height=125&name=iStock-1027567640.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=450&height=250&name=iStock-1027567640.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=675&height=375&name=iStock-1027567640.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=900&height=500&name=iStock-1027567640.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=1125&height=625&name=iStock-1027567640.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/iStock-1027567640.jpg?width=1350&height=750&name=iStock-1027567640.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/hiring-courier-drivers-dos-and-donts-part-2-of-2?hsLang=en" "> How to Hire the Best Courier & Same Day Delivery Drivers - Part II </a> </h3> <span class="resource-card__snippet"> In the world of courier and same-day delivery, it should be as clear as the road in front of you. Professional driver contracting and ongoing monitoring is critical to enhancing your safety record and minimizing costs associated with motor vehicle ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"How to Hire the Best Courier & Same Day Delivery Drivers - Part III","snippet":"Finding the most qualified drivers or Independent Contractors for your fleet is a critical task on the road to sustained growth, profit, and long-term success. But what are the key identifiers in finding top drivers?"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=450&height=250&name=Hiring_Courier_Drivers_-_Part_III.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=225&height=125&name=Hiring_Courier_Drivers_-_Part_III.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=450&height=250&name=Hiring_Courier_Drivers_-_Part_III.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=675&height=375&name=Hiring_Courier_Drivers_-_Part_III.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=900&height=500&name=Hiring_Courier_Drivers_-_Part_III.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=1125&height=625&name=Hiring_Courier_Drivers_-_Part_III.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Hiring_Courier_Drivers_-_Part_III.png?width=1350&height=750&name=Hiring_Courier_Drivers_-_Part_III.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/how-to-hire-the-best-courier-same-day-delivery-drivers-part-iii?hsLang=en" "> How to Hire the Best Courier & Same Day Delivery Drivers - Part III </a> </h3> <span class="resource-card__snippet"> Finding the most qualified drivers or Independent Contractors for your fleet is a critical task on the road to sustained growth, profit, and long-term success. 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One key metric that impacts your insurance premiums and overall reputation is your Compliance, Safety, and Accountability (CSA) score."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=450&height=250&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=225&height=125&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=450&height=250&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=675&height=375&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=900&height=500&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=1125&height=625&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg?width=1350&height=750&name=Fleet%20-%20Used%20for%20Risk%20Management%20Webinar%20Invite.jpeg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/how-to-improve-your-csa-score-and-lower-insurance-costs?hsLang=en" "> How to Improve Your CSA Score and Lower Insurance Costs </a> </h3> <span class="resource-card__snippet"> In the transportation industry, maintaining a strong safety record contributes to your operational success and financial stability. 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<a href="https://www.risk-strategies.com/hubfs/Chubb%20-%20Yacht%20Club%20%26%20Sailing%20Organizations%20Hurricane%20Season%20Preparedness%20%26%20Recovery.pdf?hsLang=en" target="_blank" aria-label="Download the Hurricane Season Preparedness & Recovery Guide for Sailing Organizations guidelines"> Hurricane Season Preparedness & Recovery Guide for Sailing Organizations </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Hurricane Season Preparedness (2023)","type":["Manual"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=450&height=250&name=hurricane.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=225&height=125&name=hurricane.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=450&height=250&name=hurricane.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=675&height=375&name=hurricane.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=900&height=500&name=hurricane.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=1125&height=625&name=hurricane.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/hurricane.jpg?width=1350&height=750&name=hurricane.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Management%20Assests/2023%20Hurricane%20Season%20Preparedness.pdf?hsLang=en" target="_blank" aria-label="Read our 2023 Hurricane Season Preparedness Guide"> Hurricane Season Preparedness (2023) </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management","Private Client"],"name":"Ice Dam Prevention","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=675&height=375&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=900&height=500&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=1125&height=625&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png?width=1350&height=750&name=Screen%20Shot%202022-10-27%20at%2010.50.26%20AM.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Management%20Assests/Ice_Dam_Prevention_22.pdf?hsLang=en" target="_blank" aria-label="Download our Ice Dam Prevention resource"> Ice Dam Prevention </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"In the Fight Against Chronic Disease, Sleep is the Hidden Gap in Care White Paper","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=450&height=250&name=Sleep%20Care%20-%20WP%20Cover.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=225&height=125&name=Sleep%20Care%20-%20WP%20Cover.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=450&height=250&name=Sleep%20Care%20-%20WP%20Cover.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=675&height=375&name=Sleep%20Care%20-%20WP%20Cover.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=900&height=500&name=Sleep%20Care%20-%20WP%20Cover.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=1125&height=625&name=Sleep%20Care%20-%20WP%20Cover.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Sleep%20Care%20-%20WP%20Cover.png?width=1350&height=750&name=Sleep%20Care%20-%20WP%20Cover.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Strategies%20Consulting%20White%20Paper%20Hidden%20Gap%20Sleep%20Care%20Feb%202025.pdf?hsLang=en" target="_blank" aria-label="Download our In the Fight Against Chronic Disease, Sleep is the Hidden Gap in Care White Paper White Paper"> In the Fight Against Chronic Disease, Sleep is the Hidden Gap in Care White Paper </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Income Protection: An Important Pillar of Employee Well-Being","snippet":"Employee benefits programs can both positively – and negatively – impact your employees’ income. Employees need more than just good pay. During an employee’s tenure, they will have planned and unplanned expenses. This is why it’s important they are educated on how to best utilize their benefits to manage their out-of-pocket costs and prepare for unexpected expenses. Financial stress can lead to less than desirable outcomes for an employer when employees may use work time to handle personal business, or simply have less focus on work-related tasks due to financial stress outside of work. There needs to be careful consideration given the short-term cashflow versus longer term coverage needs which may arise. Taking a holistic view to benefits and programs that can provide a more supportive environment can help them not only feel more prepared, but also help your organization with both retention and recruitment."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=450&height=250&name=FINAL.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=225&height=125&name=FINAL.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=450&height=250&name=FINAL.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=675&height=375&name=FINAL.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=900&height=500&name=FINAL.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=1125&height=625&name=FINAL.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/FINAL.jpg?width=1350&height=750&name=FINAL.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/income-protection-an-important-pillar-of-employee-well-being?hsLang=en" "> Income Protection: An Important Pillar of Employee Well-Being </a> </h3> <span class="resource-card__snippet"> Employee benefits programs can both positively – and negatively – impact your employees’ income. Employees need more than just good pay. During an employee’s tenure, they will have planned and unplanned expenses. This is why it’s important they are ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Insights from Our Third Annual Student Health Plan Benchmarking Survey","snippet":"Good healthcare is connected to student success. Understanding student health insurance plans help insurers develop cost-saving strategies and support mental health needs. Analyzing trends and learning from student programs improves healthcare outcomes and enrollment rates, ensuring access for all students. In addition, creative solutions developed within student programs can serve as helpful inspiration for employee benefits teams."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=450&height=250&name=Student-health-doctor-visit-1.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=225&height=125&name=Student-health-doctor-visit-1.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=450&height=250&name=Student-health-doctor-visit-1.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=675&height=375&name=Student-health-doctor-visit-1.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=900&height=500&name=Student-health-doctor-visit-1.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=1125&height=625&name=Student-health-doctor-visit-1.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Student-health-doctor-visit-1.jpg?width=1350&height=750&name=Student-health-doctor-visit-1.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/insights-from-risk-strategies-2023-national-student-health-insurance-survey-results?hsLang=en" "> Insights from Our Third Annual Student Health Plan Benchmarking Survey </a> </h3> <span class="resource-card__snippet"> Good healthcare is connected to student success. Understanding student health insurance plans help insurers develop cost-saving strategies and support mental health needs. Analyzing trends and learning from student programs improves healthcare ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Careers"],"name":"Insurance Careers Month – Unveiling Insurance’s Promising Career Path","snippet":"The insurance industry has demonstrated substantial employment growth, as evidenced by the Risk Strategies workforce expanding from 430 employees in 2016 to over 5,000 employees today. Industry expansion affords new and exciting career opportunities and there has never been a more ideal time to consider a career in insurance. That’s why February’s annual Insurance Careers Month is a good time to share a few lesser-known details about the industry while addressing some common misconceptions."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=450&height=250&name=Insurance-Careers-Month-2024.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=225&height=125&name=Insurance-Careers-Month-2024.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=450&height=250&name=Insurance-Careers-Month-2024.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=675&height=375&name=Insurance-Careers-Month-2024.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=900&height=500&name=Insurance-Careers-Month-2024.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=1125&height=625&name=Insurance-Careers-Month-2024.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Insurance-Careers-Month-2024.png?width=1350&height=750&name=Insurance-Careers-Month-2024.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/insurance-careers-month-2024-unveiling-a-promising-career-path?hsLang=en" "> Insurance Careers Month – Unveiling Insurance’s Promising Career Path </a> </h3> <span class="resource-card__snippet"> The insurance industry has demonstrated substantial employment growth, as evidenced by the Risk Strategies workforce expanding from 430 employees in 2016 to over 5,000 employees today. Industry expansion affords new and exciting career opportunities ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client"],"name":"Insurance Challenges for High-Net-Worth Individuals in California","snippet":"Imagine this: You’ve been living in California for decades. You’re a successful individual with multiple vehicles and a home valued in the multi-millions. In recent years, raging wildfires and increased flooding in your area have put your property at risk of catastrophic damage and you’ve noticed significant changes in your insurance policies, coverages, and premiums. What can you do? You don’t want to move, but you need coverage, adequate protection, and safety plans if you are going to stay. You need an expert to help you understand what options you have..."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=450&height=250&name=california-home.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=225&height=125&name=california-home.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=450&height=250&name=california-home.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=675&height=375&name=california-home.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=900&height=500&name=california-home.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=1125&height=625&name=california-home.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/california-home.jpg?width=1350&height=750&name=california-home.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/insurance-challenges-for-high-net-worth-individuals-in-california?hsLang=en" "> Insurance Challenges for High-Net-Worth Individuals in California </a> </h3> <span class="resource-card__snippet"> Imagine this: You’ve been living in California for decades. You’re a successful individual with multiple vehicles and a home valued in the multi-millions. In recent years, raging wildfires and increased flooding in your area have put your property ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"International Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=450&height=250&name=International-Practice-Thumbnail-303-198.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=225&height=125&name=International-Practice-Thumbnail-303-198.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=450&height=250&name=International-Practice-Thumbnail-303-198.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=675&height=375&name=International-Practice-Thumbnail-303-198.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=900&height=500&name=International-Practice-Thumbnail-303-198.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=1125&height=625&name=International-Practice-Thumbnail-303-198.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/International-Practice-Thumbnail-303-198.jpg?width=1350&height=750&name=International-Practice-Thumbnail-303-198.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Sell%20Sheets/Risk-Strategies-International-Business-Insurance.pdf?hsLang=en" target="_blank" aria-label="Download our International Brochure"> International Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Adds to Preventive Care Benefit List for HDHPs","snippet":"Summary: On October 17. 2024, the Internal Revenue Service (IRS) issued Notice 2024-75, adding to the list of preventive care benefits permitted to be covered by high-deductible health plans (HDHPs) without first satisfying the deductible, or with a deductible below the minimum annual deductible. This list now includes: Over-the-counter (OTC) oral contraceptives, Male condoms, All types of breast cancer screenings for individuals diagnosed with breast cancer, Continuous glucose monitors for individuals diagnosed with diabetes, and Certain insulin products. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=450&height=250&name=Doctor%20typing%20on%20laptop.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=225&height=125&name=Doctor%20typing%20on%20laptop.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=450&height=250&name=Doctor%20typing%20on%20laptop.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=675&height=375&name=Doctor%20typing%20on%20laptop.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=900&height=500&name=Doctor%20typing%20on%20laptop.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=1125&height=625&name=Doctor%20typing%20on%20laptop.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Doctor%20typing%20on%20laptop.jpg?width=1350&height=750&name=Doctor%20typing%20on%20laptop.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-adds-to-preventive-care-benefit-list-for-hdhps?hsLang=en" "> IRS Adds to Preventive Care Benefit List for HDHPs </a> </h3> <span class="resource-card__snippet"> Summary: On October 17. 2024, the Internal Revenue Service (IRS) issued Notice 2024-75, adding to the list of preventive care benefits permitted to be covered by high-deductible health plans (HDHPs) without first satisfying the deductible, or with a ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Announces Increased HSA, HDHP, and EBHRA Limits for 2025","snippet":"The Internal Revenue Service (IRS) recently announced in Revenue Procedure 2024-25 inflation adjustments to the applicable dollar limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs) for 2025, along with the maximum amount for excepted benefit health reimbursement arrangements (EBHRAs) for 2025. As a reminder, employers offer EBHRAs to reimburse the cost of excepted benefits (such as limited-scope dental or vision coverage) as well as short-term, limited-duration insurance plan premiums."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=450&height=250&name=Paying-at-Pharmacy-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=225&height=125&name=Paying-at-Pharmacy-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=450&height=250&name=Paying-at-Pharmacy-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=675&height=375&name=Paying-at-Pharmacy-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=900&height=500&name=Paying-at-Pharmacy-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=1125&height=625&name=Paying-at-Pharmacy-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Paying-at-Pharmacy-600-400.jpg?width=1350&height=750&name=Paying-at-Pharmacy-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-announces-increased-hsa-hdhp-and-ebhra-limits-for-2025?hsLang=en" "> IRS Announces Increased HSA, HDHP, and EBHRA Limits for 2025 </a> </h3> <span class="resource-card__snippet"> The Internal Revenue Service (IRS) recently announced in Revenue Procedure 2024-25 inflation adjustments to the applicable dollar limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs) for 2025, along with the maximum ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Announces Increased Retirement Plan Limits for 2024","snippet":"On November 1, 2023, the Internal Revenue Service (IRS) announced in IRS Notice 2023-75 cost-of-living adjustments to the applicable dollar limits for retirement plans for 2024."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-announces-increased-retirement-plan-limits-for-2024?hsLang=en" "> IRS Announces Increased Retirement Plan Limits for 2024 </a> </h3> <span class="resource-card__snippet"> On November 1, 2023, the Internal Revenue Service (IRS) announced in IRS Notice 2023-75 cost-of-living adjustments to the applicable dollar limits for retirement plans for 2024. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Announces Increased Retirement Plan Limits for 2025","snippet":"On November 1, 2024, the Internal Revenue Service (IRS) announced in IRS Notice 2024-80 cost-of-living adjustments to the applicable dollar limits for retirement plans for 2025."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=450&height=250&name=Retirement%20services%20%281%29.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=225&height=125&name=Retirement%20services%20%281%29.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=450&height=250&name=Retirement%20services%20%281%29.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=675&height=375&name=Retirement%20services%20%281%29.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=900&height=500&name=Retirement%20services%20%281%29.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=1125&height=625&name=Retirement%20services%20%281%29.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Retirement%20services%20%281%29.jpg?width=1350&height=750&name=Retirement%20services%20%281%29.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-announces-increased-retirement-plan-limits-for-2025?hsLang=en" "> IRS Announces Increased Retirement Plan Limits for 2025 </a> </h3> <span class="resource-card__snippet"> On November 1, 2024, the Internal Revenue Service (IRS) announced in IRS Notice 2024-80 cost-of-living adjustments to the applicable dollar limits for retirement plans for 2025. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Confirms Unused Qualified Transportation Benefit Funds Cannot Be Refunded","snippet":"Summary: The Internal Revenue Service (IRS) released an information letter earlier this year in response to an employee’s request for a refund of her qualified transportation benefit program funds that went unused due to commuting changes caused by the COVID-19 pandemic. The letter provides helpful guidance regarding refunds and other rules with respect to unused qualified transportation benefit program funds. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=450&height=250&name=Philadelphia_Commuter_Benefit_Program.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=225&height=125&name=Philadelphia_Commuter_Benefit_Program.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=450&height=250&name=Philadelphia_Commuter_Benefit_Program.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=675&height=375&name=Philadelphia_Commuter_Benefit_Program.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=900&height=500&name=Philadelphia_Commuter_Benefit_Program.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=1125&height=625&name=Philadelphia_Commuter_Benefit_Program.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Philadelphia_Commuter_Benefit_Program.png?width=1350&height=750&name=Philadelphia_Commuter_Benefit_Program.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-confirms-unused-qualified-transportation-benefit-funds-cannot-be-refunded?hsLang=en" "> IRS Confirms Unused Qualified Transportation Benefit Funds Cannot Be Refunded </a> </h3> <span class="resource-card__snippet"> Summary: The Internal Revenue Service (IRS) released an information letter earlier this year in response to an employee’s request for a refund of her qualified transportation benefit program funds that went unused due to commuting changes caused by ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS FAQs Released On Educational Assistance Benefits","snippet":"Summary: The Internal Revenue Service (IRS) recently released a frequently asked questions (FAQs) fact sheet addressing educational assistance benefit programs under Section 127 of the Internal Revenue Code (Code). Qualified educational assistance benefits provide tax advantages for both employees and employers and can also bolster an employer's recruitment and retention strategy. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-faqs-released-on-educational-assistance-benefits?hsLang=en" "> IRS FAQs Released On Educational Assistance Benefits </a> </h3> <span class="resource-card__snippet"> Summary: The Internal Revenue Service (IRS) recently released a frequently asked questions (FAQs) fact sheet addressing educational assistance benefit programs under Section 127 of the Internal Revenue Code (Code). Qualified educational assistance ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Private Letter Ruling Offers Employee Choice Between Tax-Favored Benefits","snippet":"Summary: The Internal Revenue Service (IRS) issued a Private Letter Ruling (PLR) on May 20, 2024, approving an employer’s proposed amendments to its 401(k) retirement plan. These proposed amendments offer employees a choice to allocate a portion of the 401(k) retirement plan’s non-elective employer discretionary contribution to any of the following other employer-sponsored tax-favored benefit plans: Retiree health reimbursement arrangement (HRA); Health savings account (HSA); and Section 127 educational assistance program for student loan repayment purposes. Read on for information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=450&height=250&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=225&height=125&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=450&height=250&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=675&height=375&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=900&height=500&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=1125&height=625&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Female-Worker-Comparing-Options-Paperwork-800-534.jpg?width=1350&height=750&name=Female-Worker-Comparing-Options-Paperwork-800-534.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-private-letter-ruling-offers-employee-choice-between-tax-favored-benefits?hsLang=en" "> IRS Private Letter Ruling Offers Employee Choice Between Tax-Favored Benefits </a> </h3> <span class="resource-card__snippet"> Summary: The Internal Revenue Service (IRS) issued a Private Letter Ruling (PLR) on May 20, 2024, approving an employer’s proposed amendments to its 401(k) retirement plan. These proposed amendments offer employees a choice to allocate a portion of ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Releases ACA Affordability Rates for 2025","snippet":"The Internal Revenue Service (IRS) released Rev Proc. 2024-35 on September 6, 2024, announcing the Affordable Care Act (ACA) affordability percentage threshold for plan years beginning January 1, 2025. This percentage is adjusted annually for inflation and will be set at 9.02% for plan years beginning January 1, 2025. This change is an increase from the 2024 standard of 8.39%, and a change from 2023 and 2024, both years with decreases to the affordability standard."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-releases-aca-affordability-rates-for-2025?hsLang=en" "> IRS Releases ACA Affordability Rates for 2025 </a> </h3> <span class="resource-card__snippet"> The Internal Revenue Service (IRS) released Rev Proc. 2024-35 on September 6, 2024, announcing the Affordable Care Act (ACA) affordability percentage threshold for plan years beginning January 1, 2025. This percentage is adjusted annually for ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Releases FAQs on Tax Treatment of Work-Life Referral Programs","snippet":"Summary: The Internal Revenue Service (IRS) released Fact Sheet 2024-13 on April 16, 2024, containing FAQs clarifying the federal tax treatment of employer-provided work-life referral (WLR) programs. These FAQs generally state that WLR programs qualify as a de minimis fringe benefit for tax purposes, and are excluded from an employee’s gross income and exempt from employment taxes. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=450&height=250&name=Serious-Sad-Person-on-Phone-700-467.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=225&height=125&name=Serious-Sad-Person-on-Phone-700-467.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=450&height=250&name=Serious-Sad-Person-on-Phone-700-467.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=675&height=375&name=Serious-Sad-Person-on-Phone-700-467.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=900&height=500&name=Serious-Sad-Person-on-Phone-700-467.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=1125&height=625&name=Serious-Sad-Person-on-Phone-700-467.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Serious-Sad-Person-on-Phone-700-467.jpg?width=1350&height=750&name=Serious-Sad-Person-on-Phone-700-467.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-releases-faqs-on-tax-treatment-of-work-life-referral-programs?hsLang=en" "> IRS Releases FAQs on Tax Treatment of Work-Life Referral Programs </a> </h3> <span class="resource-card__snippet"> Summary: The Internal Revenue Service (IRS) released Fact Sheet 2024-13 on April 16, 2024, containing FAQs clarifying the federal tax treatment of employer-provided work-life referral (WLR) programs. These FAQs generally state that WLR programs ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Releases Health Care FSA, Commuter and Adoption Assistance Benefit Limits for 2025","snippet":"The Internal Revenue Service (IRS) released Revenue Procedure 2024-40 on October 22, 2024, outlining cost-of-living adjustments for health care flexible spending accounts (FSA), commuter, and adoption assistance program benefits for the 2025 taxable year."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-releases-health-care-fsa-commuter-and-adoption-assistance-benefit-limits-for-2025?hsLang=en" "> IRS Releases Health Care FSA, Commuter and Adoption Assistance Benefit Limits for 2025 </a> </h3> <span class="resource-card__snippet"> The Internal Revenue Service (IRS) released Revenue Procedure 2024-40 on October 22, 2024, outlining cost-of-living adjustments for health care flexible spending accounts (FSA), commuter, and adoption assistance program benefits for the 2025 taxable ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"IRS Tax Guidance Issued For State PFML Programs","snippet":"Summary: The Internal Revenue Service (IRS) issued Revenue Ruling 2025-4 (“Revenue Ruling”) on January 15, 2025, providing much-awaited and helpful guidance regarding the federal income and employment tax treatment of contributions and benefits under state/local paid family and medical leave (PFML) programs, as well as related reporting requirements. Read on for more information and employer considerations."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/irs-tax-guidance-issued-for-state-pfml-programs?hsLang=en" "> IRS Tax Guidance Issued For State PFML Programs </a> </h3> <span class="resource-card__snippet"> Summary: The Internal Revenue Service (IRS) issued Revenue Ruling 2025-4 (“Revenue Ruling”) on January 15, 2025, providing much-awaited and helpful guidance regarding the federal income and employment tax treatment of contributions and benefits ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Boat & Yacht","Marine Business"],"name":"Jackline Insurance Program – Survey Guidelines","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Jackline%20Insurance%20Program%20%E2%80%93%20Survey%20Guidelines%20-%20graphic%20.jpg?width=450&height=250&name=Jackline%20Insurance%20Program%20%E2%80%93%20Survey%20Guidelines%20-%20graphic%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Jackline%20Insurance%20Program%20%E2%80%93%20Survey%20Guidelines%20-%20graphic%20.jpg?width=225&height=125&name=Jackline%20Insurance%20Program%20%E2%80%93%20Survey%20Guidelines%20-%20graphic%20.jpg 225w, 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As road risks grow, having comprehensive coverage is a smart way to safeguard your business. That’s where commercial umbrella insurance comes in. It’s an extra layer of protection that can make a big difference."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=450&height=250&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=225&height=125&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=450&height=250&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=675&height=375&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=900&height=500&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=1125&height=625&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg?width=1350&height=750&name=Crashed%20truck%20that%20hit%20crashed%20barrier%20on%20road_%20broken%20windshield_%20sunny%20day.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/last-mile-delivery-risks-why-you-need-commercial-umbrella-insurance?hsLang=en" "> Last-Mile Delivery Risks: Why You Need Commercial Umbrella Insurance </a> </h3> <span class="resource-card__snippet"> In last-mile delivery, protecting your business goes beyond just having the basics. As road risks grow, having comprehensive coverage is a smart way to safeguard your business. That’s where commercial umbrella insurance comes in. It’s an extra layer ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Latest Supreme Court Decision Preserves Access to Mifepristone","snippet":"On June 13, 2024, the Supreme Court issued a decision preserving widespread access to mifepristone, a medication whose primary intent is to aid in medical termination of early pregnancy. This unanimous decision by the Supreme Court determined that the plaintiffs in the case did not have legal standing[1] to sue."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=450&height=250&name=Supreme-Court-Building-700-467.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=225&height=125&name=Supreme-Court-Building-700-467.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=450&height=250&name=Supreme-Court-Building-700-467.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=675&height=375&name=Supreme-Court-Building-700-467.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=900&height=500&name=Supreme-Court-Building-700-467.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=1125&height=625&name=Supreme-Court-Building-700-467.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=1350&height=750&name=Supreme-Court-Building-700-467.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/latest-supreme-court-decision-preserves-access-to-mifepristone?hsLang=en" "> Latest Supreme Court Decision Preserves Access to Mifepristone </a> </h3> <span class="resource-card__snippet"> On June 13, 2024, the Supreme Court issued a decision preserving widespread access to mifepristone, a medication whose primary intent is to aid in medical termination of early pregnancy. This unanimous decision by the Supreme Court determined that ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Law Firm"],"name":"Law Firms Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=450&height=250&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=225&height=125&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=450&height=250&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=675&height=375&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=900&height=500&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=1125&height=625&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg?width=1350&height=750&name=Law-Firms-Professional-Services-Sales-Slick-Thumbnail-2023-304-199.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Sell%20Sheets/Risk-Strategies-Legal-Professional-Liability-Insurance.pdf?hsLang=en" target="_blank" aria-label="Download our Law Firms Brochure"> Law Firms Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Hospitality","Liquor Liability Insurance"],"name":"Liquor Liability Insurance: Mitigating Your Risk","snippet":"To sell alcohol, your business must carry the liquor liability coverage required by your state or local jurisdiction. Unfortunately, the cost for this insurance keeps rising, leading to increased financial pressure on the hospitality industry."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=450&height=250&name=Preparing%20cocktails.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=225&height=125&name=Preparing%20cocktails.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=450&height=250&name=Preparing%20cocktails.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=675&height=375&name=Preparing%20cocktails.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=900&height=500&name=Preparing%20cocktails.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=1125&height=625&name=Preparing%20cocktails.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Preparing%20cocktails.jpg?width=1350&height=750&name=Preparing%20cocktails.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/liquor-liability-insurance-mitigating-your-risk?hsLang=en" "> Liquor Liability Insurance: Mitigating Your Risk </a> </h3> <span class="resource-card__snippet"> To sell alcohol, your business must carry the liquor liability coverage required by your state or local jurisdiction. Unfortunately, the cost for this insurance keeps rising, leading to increased financial pressure on the hospitality industry. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Real Estate","Hospitality"],"name":"Lower Workers’ Comp Insurance Costs: 5 Tips for Restaurants","snippet":"Key takeaways: Workers’ compensation insurance costs are within your restaurant’s control. To reduce workers’ comp expenses, start by identifying your biggest claim cause. That’s where you want to put your efforts. Statistics show delayed claim reporting can lead to higher costs and prolonged employee recoveries. Greater attention to the claims reporting process, safety practices, employee training, return-to-work programs, and data analysis can help improve your profitability."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=450&height=250&name=Managing%20their%20coffee%20shop.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=225&height=125&name=Managing%20their%20coffee%20shop.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=450&height=250&name=Managing%20their%20coffee%20shop.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=675&height=375&name=Managing%20their%20coffee%20shop.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=900&height=500&name=Managing%20their%20coffee%20shop.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=1125&height=625&name=Managing%20their%20coffee%20shop.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Managing%20their%20coffee%20shop.jpg?width=1350&height=750&name=Managing%20their%20coffee%20shop.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/lower-workers-comp-insurance-costs-5-tips-for-restaurants?hsLang=en" "> Lower Workers’ Comp Insurance Costs: 5 Tips for Restaurants </a> </h3> <span class="resource-card__snippet"> Key takeaways: Workers’ compensation insurance costs are within your restaurant’s control. To reduce workers’ comp expenses, start by identifying your biggest claim cause. That’s where you want to put your efforts. Statistics show delayed claim ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Maine PFML Contributions Begin in 2025: Employer Next Steps","snippet":"Summary: As we previously reported here, Maine passed their own paid family and medical leave program (ME PFML) in July 2023 and became the last state in New England to enact a PFML program. Payroll contributions to ME PFML will begin on January 1, 2025. Read on for more information below and next steps for employers with employees working in Maine."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=450&height=250&name=Maine-State-House-800-534.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=225&height=125&name=Maine-State-House-800-534.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=450&height=250&name=Maine-State-House-800-534.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=675&height=375&name=Maine-State-House-800-534.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=900&height=500&name=Maine-State-House-800-534.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=1125&height=625&name=Maine-State-House-800-534.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Maine-State-House-800-534.jpg?width=1350&height=750&name=Maine-State-House-800-534.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/maine-pfml-contributions-begin-in-2025-employer-next-steps?hsLang=en" "> Maine PFML Contributions Begin in 2025: Employer Next Steps </a> </h3> <span class="resource-card__snippet"> Summary: As we previously reported here, Maine passed their own paid family and medical leave program (ME PFML) in July 2023 and became the last state in New England to enact a PFML program. Payroll contributions to ME PFML will begin on January 1, ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Hospitality"],"name":"Making Safety Simple: Minimizing Risks and Reducing Workers' Comp Costs","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=450&height=250&name=GettyImages-1161610414.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=225&height=125&name=GettyImages-1161610414.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=450&height=250&name=GettyImages-1161610414.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=675&height=375&name=GettyImages-1161610414.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=900&height=500&name=GettyImages-1161610414.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=1125&height=625&name=GettyImages-1161610414.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1161610414.jpg?width=1350&height=750&name=GettyImages-1161610414.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Making%20Safety%20Simple.mp4?hsLang=en" target="_blank" aria-label="Watch our Making Safety Simple: Minimizing Risks and Reducing Workers' Comp Costs webinar"> Making Safety Simple: Minimizing Risks and Reducing Workers' Comp Costs </a> </h3> <span class="resource-card__snippet"> Watch our webinar that took place on April 30th at 1:00 PM EST. Our team focused on the four pillars: food safety, operational safety, employee safety, and customer safety. Additionally, focused on the connection between safety and workers' comp. Watch the recording now. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity"],"name":"Management and Cyber Liability Q1 2024 Market Outlook","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=450&height=250&name=PE%20Cover.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=225&height=125&name=PE%20Cover.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=450&height=250&name=PE%20Cover.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=675&height=375&name=PE%20Cover.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=900&height=500&name=PE%20Cover.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=1125&height=625&name=PE%20Cover.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/PE%20Cover.png?width=1350&height=750&name=PE%20Cover.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Private_Equity/Private%20Equity%20White%20Paper%20Q1%202024%20Market%20Outlook%20-%20FINAL.pdf?hsLang=en" target="_blank" aria-label="Read our Management and Cyber Liability Q1 2024 Market Outlook report"> Management and Cyber Liability Q1 2024 Market Outlook </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Management Liability Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=450&height=250&name=Mgmt-Liability-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=225&height=125&name=Mgmt-Liability-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=450&height=250&name=Mgmt-Liability-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=675&height=375&name=Mgmt-Liability-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=900&height=500&name=Mgmt-Liability-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=1125&height=625&name=Mgmt-Liability-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Mgmt-Liability-Brochure-Thumbnail.jpg?width=1350&height=750&name=Mgmt-Liability-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/Management%20LiabilityFactSheet.pdf" target="_blank" aria-label="Download our Management Liability Brochure"> Management Liability Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Maryland PFML Program Delayed Once Again","snippet":"On April 25, 2024, Maryland Governor Wes Moore signed legislation delaying, once again, the Maryland paid family and medical leave program (called “A Time to Care Act of 2022” and hereinafter referred to as “MD PFML”)."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=450&height=250&name=Maryland-State-House-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=225&height=125&name=Maryland-State-House-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=450&height=250&name=Maryland-State-House-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=675&height=375&name=Maryland-State-House-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=900&height=500&name=Maryland-State-House-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=1125&height=625&name=Maryland-State-House-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Maryland-State-House-600-400.jpg?width=1350&height=750&name=Maryland-State-House-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/maryland-pfml-program-delayed-once-again?hsLang=en" "> Maryland PFML Program Delayed Once Again </a> </h3> <span class="resource-card__snippet"> On April 25, 2024, Maryland Governor Wes Moore signed legislation delaying, once again, the Maryland paid family and medical leave program (called “A Time to Care Act of 2022” and hereinafter referred to as “MD PFML”). </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Massachusetts Expands Earned Sick Time Law For Reproductive Loss Events","snippet":"Summary: Massachusetts Governor Maura Healey signed legislation on August 23, 2024[1], that, among other items, expands the qualifying reasons under the Massachusetts (MA) earned sick time law to include reproductive-related loss events, effective November 21, 2024. The MA earned sick time law expansion allows an employee working in Massachusetts to use their MA earned sick time to address the employee’s own physical and mental health needs, and those of their spouse, if the employee or the employee’s spouse experiences: pregnancy loss, failed assisted reproduction, failed adoption, or failed surrogacy. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=450&height=250&name=Massachusetts-State-House-650-433.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=225&height=125&name=Massachusetts-State-House-650-433.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=450&height=250&name=Massachusetts-State-House-650-433.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=675&height=375&name=Massachusetts-State-House-650-433.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=900&height=500&name=Massachusetts-State-House-650-433.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=1125&height=625&name=Massachusetts-State-House-650-433.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=1350&height=750&name=Massachusetts-State-House-650-433.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/massachusetts-expands-earned-sick-time-law-for-reproductive-loss-events?hsLang=en" "> Massachusetts Expands Earned Sick Time Law For Reproductive Loss Events </a> </h3> <span class="resource-card__snippet"> Summary: Massachusetts Governor Maura Healey signed legislation on August 23, 2024[1], that, among other items, expands the qualifying reasons under the Massachusetts (MA) earned sick time law to include reproductive-related loss events, effective ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Massachusetts Health Plan Coverage & Reporting Requirements: What Employers Need to Know","snippet":"Summary: Employers with Massachusetts (MA) resident employees take note of: Certain Massachusetts state law with respect to health plan coverage requirements for state residents, and Compliance obligations in connection with employer health plan reporting requirements. Read on for more information and next steps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=450&height=250&name=Massachusetts-State-House-650-433.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=225&height=125&name=Massachusetts-State-House-650-433.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=450&height=250&name=Massachusetts-State-House-650-433.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=675&height=375&name=Massachusetts-State-House-650-433.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=900&height=500&name=Massachusetts-State-House-650-433.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=1125&height=625&name=Massachusetts-State-House-650-433.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Massachusetts-State-House-650-433.jpg?width=1350&height=750&name=Massachusetts-State-House-650-433.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/massachusetts-health-plan-coverage-reporting-requirements-what-employers-need-to-know?hsLang=en" "> Massachusetts Health Plan Coverage & Reporting Requirements: What Employers Need to Know </a> </h3> <span class="resource-card__snippet"> Summary: Employers with Massachusetts (MA) resident employees take note of: Certain Massachusetts state law with respect to health plan coverage requirements for state residents, and Compliance obligations in connection with employer health plan ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Massachusetts PFML Updates for 2025","snippet":"The Massachusetts Department of Family and Medical Leave (the “Department”) recently announced several updates in connection with the Massachusetts Paid Family and Medical Leave (“MA PFML”) program for 2025, outlined in the table below."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=450&height=250&name=Parents-Having-Meal-with-Baby-800-533.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=225&height=125&name=Parents-Having-Meal-with-Baby-800-533.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=450&height=250&name=Parents-Having-Meal-with-Baby-800-533.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=675&height=375&name=Parents-Having-Meal-with-Baby-800-533.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=900&height=500&name=Parents-Having-Meal-with-Baby-800-533.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=1125&height=625&name=Parents-Having-Meal-with-Baby-800-533.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-Having-Meal-with-Baby-800-533.jpg?width=1350&height=750&name=Parents-Having-Meal-with-Baby-800-533.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/massachusetts-pfml-updates-for-2025?hsLang=en" "> Massachusetts PFML Updates for 2025 </a> </h3> <span class="resource-card__snippet"> The Massachusetts Department of Family and Medical Leave (the “Department”) recently announced several updates in connection with the Massachusetts Paid Family and Medical Leave (“MA PFML”) program for 2025, outlined in the table below. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Medicare 101","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=450&height=250&name=Medicare%20Cover%20(2).png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=225&height=125&name=Medicare%20Cover%20(2).png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=450&height=250&name=Medicare%20Cover%20(2).png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=675&height=375&name=Medicare%20Cover%20(2).png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=900&height=500&name=Medicare%20Cover%20(2).png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=1125&height=625&name=Medicare%20Cover%20(2).png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20(2).png?width=1350&height=750&name=Medicare%20Cover%20(2).png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Medicare%20101%20-%20Webinar%20(1).mp4?hsLang=en" target="_blank" aria-label="Watch"> Medicare 101 </a> </h3> <span class="resource-card__snippet"> Discover the ins and outs of Medicare in our comprehensive recorded webinar! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Medicare and Employer Sponsored Health Plans","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=450&height=250&name=Medicare%20Cover%20.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=225&height=125&name=Medicare%20Cover%20.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=450&height=250&name=Medicare%20Cover%20.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=675&height=375&name=Medicare%20Cover%20.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=900&height=500&name=Medicare%20Cover%20.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=1125&height=625&name=Medicare%20Cover%20.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare%20Cover%20.png?width=1350&height=750&name=Medicare%20Cover%20.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://risk-strategies.com/hubfs/Webinars/Medicare%20and%20Employer%20Sponsored%20Health%20Plans-Webinar-Risk-Strategies.mp4?hsLang=en" target="_blank" aria-label="Explore"> Medicare and Employer Sponsored Health Plans </a> </h3> <span class="resource-card__snippet"> Learn more about Medicare and Employer Sponsored Health plans in this comprehensive webinar. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Medicare and VA Benefits","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=450&height=250&name=Medicare%20VA.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=225&height=125&name=Medicare%20VA.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=450&height=250&name=Medicare%20VA.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=675&height=375&name=Medicare%20VA.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=900&height=500&name=Medicare%20VA.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=1125&height=625&name=Medicare%20VA.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20VA.png?width=1350&height=750&name=Medicare%20VA.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Medicare/Medicare-COB_VA%20Benefits-Risk-Strategies.pdf" target="_blank" aria-label="Learn more"> Medicare and VA Benefits </a> </h3> <span class="resource-card__snippet"> If you are a veteran that served on active duty in the U.S. Armed Forces, you may be eligible for Veterans Affairs (VA) benefits. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Medicare Basics","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=450&height=250&name=Medicare%20Basics.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=225&height=125&name=Medicare%20Basics.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=450&height=250&name=Medicare%20Basics.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=675&height=375&name=Medicare%20Basics.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=900&height=500&name=Medicare%20Basics.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=1125&height=625&name=Medicare%20Basics.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Basics.png?width=1350&height=750&name=Medicare%20Basics.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Medicare/Medicare-COB-Medicare-Basics-Risk-Strategies.pdf" target="_blank" aria-label="Learn more"> Medicare Basics </a> </h3> <span class="resource-card__snippet"> Understanding Medicare Part A, B, C & D </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Medicare Fraud","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=450&height=250&name=Medicare%20Fraud.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=225&height=125&name=Medicare%20Fraud.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=450&height=250&name=Medicare%20Fraud.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=675&height=375&name=Medicare%20Fraud.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=900&height=500&name=Medicare%20Fraud.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=1125&height=625&name=Medicare%20Fraud.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Medicare%20Fraud.png?width=1350&height=750&name=Medicare%20Fraud.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Medicare/Medicare-COB-Medicare-Fraud-Risk-Strategies.pdf" target="_blank" aria-label="Learn more"> Medicare Fraud </a> </h3> <span class="resource-card__snippet"> There are several ways you can prevent Medicare fraud. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Medicare Open Enrollment","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=450&height=250&name=Open%20Enrollment.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=225&height=125&name=Open%20Enrollment.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=450&height=250&name=Open%20Enrollment.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=675&height=375&name=Open%20Enrollment.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=900&height=500&name=Open%20Enrollment.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=1125&height=625&name=Open%20Enrollment.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Medicare/Open%20Enrollment.png?width=1350&height=750&name=Open%20Enrollment.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Medicare/Medicare-COB-Open-Enrollment--Risk-Strategies.pdf" target="_blank" aria-label="Learn more"> Medicare Open Enrollment </a> </h3> <span class="resource-card__snippet"> Medicare annual open enrollment information. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Medicare Part D Creditable Coverage – Changes & Challenges for 2025","snippet":"Summary: The Inflation Reduction Act of 2022 (IRA), enacted by Congress in August 2022, includes several cost-reduction provisions affecting Medicare Part D plans. The most significant provision for employer-sponsored group health plans is that the annual out-of-pocket (OOP) costs will be capped at $2,000 for individuals with Medicare Part D, starting in 2025. This change may impact the creditable coverage status of employer-sponsored prescription drug coverage beginning in 2025. As a point of comparison, a Medicare Part D beneficiary’s OOP cost is capped at $8,000 in 2024. This article will cover: Creditable coverage basics, including how to determine whether coverage is creditable The IRA changes impacting prescription drug coverage under employer-sponsored group health plans Next steps for employers Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=225&height=125&name=Person-Computer-Paperwork-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=675&height=375&name=Person-Computer-Paperwork-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=900&height=500&name=Person-Computer-Paperwork-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=1125&height=625&name=Person-Computer-Paperwork-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=1350&height=750&name=Person-Computer-Paperwork-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/medicare-part-d-creditable-coverage-changes-challenges-for-2025?hsLang=en" "> Medicare Part D Creditable Coverage – Changes & Challenges for 2025 </a> </h3> <span class="resource-card__snippet"> Summary: The Inflation Reduction Act of 2022 (IRA), enacted by Congress in August 2022, includes several cost-reduction provisions affecting Medicare Part D plans. The most significant provision for employer-sponsored group health plans is that the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Medicare Part D Creditable Coverage: CMS Proposes Revised Simplified Determination Method for 2026","snippet":"Summary: As we previously reported last year here, the Inflation Reduction Act of 2022 (IRA), enacted by Congress in August 2022, includes several cost-reduction provisions affecting Medicare Part D plans. The most significant provision for employer-sponsored group health plans is that the annual out-of-pocket (OOP) costs are capped at $2,000 (for 2025) and $2,100 (for 2026) for individuals with Medicare Part D, impacting the creditable coverage status of employer-sponsored prescription drug coverage. The Centers for Medicare and Medicaid Services (CMS), the federal agency governing Medicare, released Draft CY 2026 Part D Redesign Program Instructions for calendar year 2026 (“Draft Instructions”) on January 10, 2025. These Draft Instructions: Clarify that group health plans may not use the current simplified determination method for the 2026 calendar year to determine whether their prescription drug is creditable, and Propose a revised simplified determination method for the 2026 calendar year. Read on for more information and employer plan sponsor considerations."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&height=250&name=Person-at-Desk-Paperwork-600.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=225&height=125&name=Person-at-Desk-Paperwork-600.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&height=250&name=Person-at-Desk-Paperwork-600.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=675&height=375&name=Person-at-Desk-Paperwork-600.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=900&height=500&name=Person-at-Desk-Paperwork-600.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1125&height=625&name=Person-at-Desk-Paperwork-600.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1350&height=750&name=Person-at-Desk-Paperwork-600.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/medicare-part-d-creditable-coverage-cms-proposes-revised-simplified-determination-method-for-2026?hsLang=en" "> Medicare Part D Creditable Coverage: CMS Proposes Revised Simplified Determination Method for 2026 </a> </h3> <span class="resource-card__snippet"> Summary: As we previously reported last year here, the Inflation Reduction Act of 2022 (IRA), enacted by Congress in August 2022, includes several cost-reduction provisions affecting Medicare Part D plans. The most significant provision for ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Mental Health Parity Final Rules Released: What Group Health Plans Need to Know","snippet":"The wait is over now that the Department of Health and Human Services, the Department of Labor, and the Department of the Treasury (collectively, the “Departments”) released the Mental Health Parity and Addiction Equity Act (MHPAEA) Final Rules (“Final Rules” hereinafter) on September 9, 2024. These much-anticipated Final Rules arrive on the heels of proposed rules released in July 2023[1] and after the Departments reviewed almost 10,000 comments submitted by interested parties.[2]"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=450&height=250&name=FMLA-Mental_Health_Conditions.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=225&height=125&name=FMLA-Mental_Health_Conditions.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=450&height=250&name=FMLA-Mental_Health_Conditions.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=675&height=375&name=FMLA-Mental_Health_Conditions.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=900&height=500&name=FMLA-Mental_Health_Conditions.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=1125&height=625&name=FMLA-Mental_Health_Conditions.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/FMLA-Mental_Health_Conditions.png?width=1350&height=750&name=FMLA-Mental_Health_Conditions.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/mental-health-parity-final-rules-released-what-group-health-plans-need-to-know?hsLang=en" "> Mental Health Parity Final Rules Released: What Group Health Plans Need to Know </a> </h3> <span class="resource-card__snippet"> The wait is over now that the Department of Health and Human Services, the Department of Labor, and the Department of the Treasury (collectively, the “Departments”) released the Mental Health Parity and Addiction Equity Act (MHPAEA) Final Rules ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Michigan Paid Sick Leave Changes Coming in 2025","snippet":"UPDATE January 8, 2025: The Michigan Department of Labor and Economic Opportunity recently published an FAQs webpage providing clarity and additional guidance to employers on the Michigan Earned Sick Time Act (MI ESTA), ahead of its February 21, 2025 effective date. Read on for key highlights of the FAQs guidance referenced below throughout this article. Summary: On July 31, 2024, the Michigan Supreme Court ruled in Mothering Justice v. Attorney General that the Michigan state legislature’s 2018 adoption and amendment to the Michigan Earned Sick Time Act (MI ESTA) was unconstitutional. As a result, nearly all Michigan employers will be required to provide employees with more generous paid sick leave than what is currently required under Michigan’s current paid sick leave law called The Paid Medical Leave Act, beginning on February 21, 2025. The Mothering Justice decision brings the ongoing Michigan paid sick leave litigation to a final close regarding the constitutionality of the ESTA amendment made to the law when it was first proposed as a citizen ballot initiative in 2018. Read on for more information and next steps for employers."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=450&height=250&name=Michigan-Supreme-Court-700-468.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=225&height=125&name=Michigan-Supreme-Court-700-468.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=450&height=250&name=Michigan-Supreme-Court-700-468.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=675&height=375&name=Michigan-Supreme-Court-700-468.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=900&height=500&name=Michigan-Supreme-Court-700-468.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=1125&height=625&name=Michigan-Supreme-Court-700-468.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Michigan-Supreme-Court-700-468.jpg?width=1350&height=750&name=Michigan-Supreme-Court-700-468.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/michigan-paid-sick-leave-changes-coming-in-2025?hsLang=en" "> Michigan Paid Sick Leave Changes Coming in 2025 </a> </h3> <span class="resource-card__snippet"> UPDATE January 8, 2025: The Michigan Department of Labor and Economic Opportunity recently published an FAQs webpage providing clarity and additional guidance to employers on the Michigan Earned Sick Time Act (MI ESTA), ahead of its February 21, ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management","Private Client"],"name":"Minimizing Risk at Holiday Time","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=450&height=250&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=225&height=125&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=450&height=250&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=675&height=375&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=900&height=500&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=1125&height=625&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg?width=1350&height=750&name=Modern%20Mountain%20House%20In%20Snowy%20Weather.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Minimizing%20Risks%20at%20the%20Holidays%20-%20Risk%20Strategies%20Private%20Client.pdf?hsLang=en" target="_blank" aria-label="Read our Minimizing Risks at the Holidays Guide "> Minimizing Risk at Holiday Time </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Management Liability"],"name":"Miscellaneous Professional Liability (MPL) Essentials for 2024","snippet":"In today’s dynamic business landscape, professionals across industries face an ever-present risk of claims due to inadequate work or negligent actions. From a consultant’s strategic advice to a financial advisor’s investment recommendations, even the most meticulous professional can encounter unforeseen circumstances leading to legal liability. This is where miscellaneous professional liability (MPL) insurance steps in, offering a vital safety net against the financial repercussions of such matters."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=450&height=250&name=Signing%20the%20contract.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=225&height=125&name=Signing%20the%20contract.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=450&height=250&name=Signing%20the%20contract.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=675&height=375&name=Signing%20the%20contract.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=900&height=500&name=Signing%20the%20contract.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=1125&height=625&name=Signing%20the%20contract.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Signing%20the%20contract.jpg?width=1350&height=750&name=Signing%20the%20contract.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/miscellaneous-professional-liability-insurance-essentials-for-2024?hsLang=en" "> Miscellaneous Professional Liability (MPL) Essentials for 2024 </a> </h3> <span class="resource-card__snippet"> In today’s dynamic business landscape, professionals across industries face an ever-present risk of claims due to inadequate work or negligent actions. From a consultant’s strategic advice to a financial advisor’s investment recommendations, even ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Moving Beyond the Fragmentation of Behavioral Healthcare","snippet":"Achieving optimal health cannot rely on improving physical health alone. Our holistic health journeys must nurture emotional resilience, a sense of well-being, and overall mental and physical health. Research conducted by the National Institute of Mental Health highlights the correlation between depression and an elevated risk of developing chronic physical conditions such as diabetes and cardiovascular disease."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=450&height=250&name=behavioral-healthcare-session.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=225&height=125&name=behavioral-healthcare-session.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=450&height=250&name=behavioral-healthcare-session.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=675&height=375&name=behavioral-healthcare-session.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=900&height=500&name=behavioral-healthcare-session.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=1125&height=625&name=behavioral-healthcare-session.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/behavioral-healthcare-session.jpg?width=1350&height=750&name=behavioral-healthcare-session.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/moving-beyond-the-fragmentation-of-behavioral-healthcare?hsLang=en" "> Moving Beyond the Fragmentation of Behavioral Healthcare </a> </h3> <span class="resource-card__snippet"> Achieving optimal health cannot rely on improving physical health alone. Our holistic health journeys must nurture emotional resilience, a sense of well-being, and overall mental and physical health. Research conducted by the National Institute of ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Museum-Gallery Hurricane Preparedness Checklist","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=675&height=375&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=900&height=500&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=1125&height=625&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png?width=1350&height=750&name=Screen%20Shot%202022-10-27%20at%209.47.10%20AM.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Emergency%20Resource%20Center/Museum-Gallery%20Hurricane%20Preparedness%20Checklist_22.pdf" target="_blank" aria-label="Download our Museum-Gallery Hurricane Preparedness Checklist"> Museum-Gallery Hurricane Preparedness Checklist </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Natural Catastrophe Preparedness","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=450&height=250&name=GettyImages-848836902.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=225&height=125&name=GettyImages-848836902.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=450&height=250&name=GettyImages-848836902.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=675&height=375&name=GettyImages-848836902.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=900&height=500&name=GettyImages-848836902.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=1125&height=625&name=GettyImages-848836902.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-848836902.jpg?width=1350&height=750&name=GettyImages-848836902.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Natural%20Catastrophe%20Webinar%20%20.mp4?hsLang=en" target="_blank" aria-label="Register for our Natural Catastrophe Preparedness webinar"> Natural Catastrophe Preparedness </a> </h3> <span class="resource-card__snippet"> Hurricane season is fast approaching and early predictions are for a record-breaking season. With the increase in frequency and severity of natural catastrophe events, we all have to ask ourselves if we are truly prepared for anything. Watch our webinar to learn ways you and your business can prepare so when disaster strikes, you're already ahead of the game. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Natural Disaster Preparedness Kit","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=675&height=375&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=900&height=500&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=1125&height=625&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png?width=1350&height=750&name=Screen%20Shot%202022-10-27%20at%2010.26.40%20AM.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Emergency%20Resource%20Center/RS_Natural_Disaster_Emergency_Preparedness.pdf" target="_blank" aria-label="Download our Natural Disaster Preparedness Kit"> Natural Disaster Preparedness Kit </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Marine Business"],"name":"Navigating the Complex, Ever-Changing Yacht Insurance Market","snippet":"Imagine this: You are finally nearing retirement, and you are financially secure. You and your spouse decide to get that bigger yacht you've always talked about so that you can spend more time on the water and do some extended cruising in the Caribbean. It would be nice to have the space to invite another couple or your grandkids to join you occasionally. You currently own a 40-foot trawler which you keep at a marina near your home in Florida. You plan to trade her in and upgrade to a 55- to 65-foot yacht. You give your insurance broker a call and he says, “It can be really hard to get insurance these days, especially if you plan to keep your boat in Florida for extended periods of time and during hurricane season. Also, some insurance companies may not insure you without a captain if you step up to such a big boat.” You get off the phone wondering how this could possibly be true!"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=450&height=250&name=Motoryacht.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=225&height=125&name=Motoryacht.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=450&height=250&name=Motoryacht.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=675&height=375&name=Motoryacht.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=900&height=500&name=Motoryacht.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=1125&height=625&name=Motoryacht.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Motoryacht.jpg?width=1350&height=750&name=Motoryacht.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/navigating-the-complex-ever-changing-yacht-insurance-market?hsLang=en" "> Navigating the Complex, Ever-Changing Yacht Insurance Market </a> </h3> <span class="resource-card__snippet"> Imagine this: You are finally nearing retirement, and you are financially secure. You and your spouse decide to get that bigger yacht you've always talked about so that you can spend more time on the water and do some extended cruising in the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Fine Art"],"name":"Navigating the Impact of Climate Change on Fine Art Insurance","snippet":"Climate change has created noteworthy challenges for people seeking fine art insurance. Hurricane seasons have become longer and more intense. Wildfires and flooding, byproducts of climate change, are affecting broader swaths of the U.S. Even areas not historically prone to natural disasters are seeing an uptick in storm-related claims. To create the best possible outcomes for your fine art collection, planning ahead is imperative."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=450&height=250&name=Flood.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=225&height=125&name=Flood.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=450&height=250&name=Flood.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=675&height=375&name=Flood.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=900&height=500&name=Flood.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=1125&height=625&name=Flood.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Flood.jpg?width=1350&height=750&name=Flood.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/navigating-the-impact-of-climate-change-on-fine-art-insurance?hsLang=en" "> Navigating the Impact of Climate Change on Fine Art Insurance </a> </h3> <span class="resource-card__snippet"> Climate change has created noteworthy challenges for people seeking fine art insurance. Hurricane seasons have become longer and more intense. Wildfires and flooding, byproducts of climate change, are affecting broader swaths of the U.S. Even areas ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Chicago Paid Sick & Paid Leave Ordinance Delayed Six Months","snippet":"In very welcome relief for Chicago employers, on December 13, 2023, the Chicago City Council approved a six-month delay of the new Chicago city ordinance (Ordinance)."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=450&height=250&name=Chicago-Skyline-with-River-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=225&height=125&name=Chicago-Skyline-with-River-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=450&height=250&name=Chicago-Skyline-with-River-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=675&height=375&name=Chicago-Skyline-with-River-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=900&height=500&name=Chicago-Skyline-with-River-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=1125&height=625&name=Chicago-Skyline-with-River-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-with-River-600-400.jpg?width=1350&height=750&name=Chicago-Skyline-with-River-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-chicago-paid-sick-paid-leave-ordinance-delayed-six-months?hsLang=en" "> New Chicago Paid Sick & Paid Leave Ordinance Delayed Six Months </a> </h3> <span class="resource-card__snippet"> In very welcome relief for Chicago employers, on December 13, 2023, the Chicago City Council approved a six-month delay of the new Chicago city ordinance (Ordinance). </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Chicago Paid Sick Leave & Paid Leave Ordinance for 2024","snippet":"Brief Summary: Effective December 31, 2023, employers with one or more employees working in the city of Chicago will be required to provide up to 40 hours of paid sick leave and an additional 40 hours of paid leave (for any reason) per year. This new Chicago city ordinance replaces its current paid sick leave ordinance. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=450&height=250&name=Chicago-Skyline-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=225&height=125&name=Chicago-Skyline-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=450&height=250&name=Chicago-Skyline-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=675&height=375&name=Chicago-Skyline-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=900&height=500&name=Chicago-Skyline-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=1125&height=625&name=Chicago-Skyline-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Chicago-Skyline-600-400.jpg?width=1350&height=750&name=Chicago-Skyline-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-chicago-paid-sick-leave-paid-leave-ordinance-for-2024?hsLang=en" "> New Chicago Paid Sick Leave & Paid Leave Ordinance for 2024 </a> </h3> <span class="resource-card__snippet"> Brief Summary: Effective December 31, 2023, employers with one or more employees working in the city of Chicago will be required to provide up to 40 hours of paid sick leave and an additional 40 hours of paid leave (for any reason) per year. This ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Group Health Plan Fiduciary Lawsuit Draws Attention","snippet":"UPDATE: On January 24, 2025, a U.S. District Court for the District of New Jersey dismissed two claims alleging breach of fiduciary duties under ERISA in the class-action lawsuit filed against J&amp;J, detailed below. In dismissing the two ERISA fiduciary breach claims, the court ruled that the plaintiff lacked standing to bring a lawsuit, by failing to sufficiently show evidence of an injury. The court determined that “such an injury, at best, is speculative and hypothetical.” This latest development is welcome news for plan sponsor fiduciaries for now. Nonetheless, this case is dismissed without prejudice, and the court granted the plaintiff 30 days to file an amended complaint to address the deficiencies identified in this opinion. As such, this dismissal is likely not the final word regarding this lawsuit (or similar group health plan ERISA fiduciary breach lawsuits) by any stretch. Plan sponsor fiduciaries are still advised to closely review the action items detailed at the end of the article here to bolster their health plan’s ERISA fiduciary compliance efforts. Summary: In what is likely to become a bellwether development for health plan fiduciary litigation, a new class action lawsuit was recently filed against Johnson &amp; Johnson (J&amp;J), alleging breach of fiduciary duty under the Employee Retirement Income Security Act of 1974 (ERISA) for mismanagement of its pharmacy benefits plan, resulting in millions of dollars overspent by the plan and plan participants. Read on for more information and next steps for employer plan sponsor fiduciaries."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=450&height=250&name=prescription-medication-1520x1100.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=225&height=125&name=prescription-medication-1520x1100.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=450&height=250&name=prescription-medication-1520x1100.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=675&height=375&name=prescription-medication-1520x1100.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=900&height=500&name=prescription-medication-1520x1100.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=1125&height=625&name=prescription-medication-1520x1100.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=1350&height=750&name=prescription-medication-1520x1100.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-group-health-plan-fiduciary-lawsuit-draws-attention?hsLang=en" "> New Group Health Plan Fiduciary Lawsuit Draws Attention </a> </h3> <span class="resource-card__snippet"> UPDATE: On January 24, 2025, a U.S. District Court for the District of New Jersey dismissed two claims alleging breach of fiduciary duties under ERISA in the class-action lawsuit filed against J&J, detailed below. In dismissing the two ERISA ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Guidance for Health Plan Cost-Sharing Tool","snippet":"Summary: On February 2, 2024, the Department of Health and Human Services (HHS), together with the Department of Labor (DOL) and the Department of the Treasury (collectively, the “federal agencies”) released an FAQs document providing compliance guidance with respect to the health plan cost-sharing tool requirement in instances of extremely low utilization rates for certain items and services. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=450&height=250&name=Surprise_Billing-1.gif" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=225&height=125&name=Surprise_Billing-1.gif 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=450&height=250&name=Surprise_Billing-1.gif 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=675&height=375&name=Surprise_Billing-1.gif 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=900&height=500&name=Surprise_Billing-1.gif 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=1125&height=625&name=Surprise_Billing-1.gif 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported_Blog_Media/Surprise_Billing-1.gif?width=1350&height=750&name=Surprise_Billing-1.gif 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-guidance-for-health-plan-cost-sharing-tool?hsLang=en" "> New Guidance for Health Plan Cost-Sharing Tool </a> </h3> <span class="resource-card__snippet"> Summary: On February 2, 2024, the Department of Health and Human Services (HHS), together with the Department of Labor (DOL) and the Department of the Treasury (collectively, the “federal agencies”) released an FAQs document providing compliance ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Jersey Disability and Family Leave Insurance Rate Increases for 2025","snippet":"Summary: New Jersey recently announced its Temporary Disability Insurance (NJ TDI) and Family Leave Insurance (NJ FLI) program rates for 2025. Unlike in 2023 and 2024, when employees did not contribute to NJ TDI, employees working in New Jersey will now be required to contribute 0.23% of employee wages to NJ TDI for 2025. The NJ FLI contribution rate for New Jersey workers will increase to 0.33% in 2025, up from 0.09% in 2024. As a reminder, employers do not contribute to NJ FLI. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=450&height=250&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=225&height=125&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=450&height=250&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=675&height=375&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=900&height=500&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=1125&height=625&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/New-Jersey-Downtown-Capitol-in-BG-800-450.jpg?width=1350&height=750&name=New-Jersey-Downtown-Capitol-in-BG-800-450.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-jersey-disability-and-family-leave-insurance-rate-increases-for-2025?hsLang=en" "> New Jersey Disability and Family Leave Insurance Rate Increases for 2025 </a> </h3> <span class="resource-card__snippet"> Summary: New Jersey recently announced its Temporary Disability Insurance (NJ TDI) and Family Leave Insurance (NJ FLI) program rates for 2025. Unlike in 2023 and 2024, when employees did not contribute to NJ TDI, employees working in New Jersey will ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Paid Leave Ordinance in Effect for Cook County, Illinois","snippet":"Summary: On December 14, 2023, the Cook County Board of Commissioners replaced the prior Cook County earned sick leave ordinance with a new paid leave ordinance. The new ordinance requires employers to provide their employees in Cook County, Illinois, with paid leave for any reason. This new Cook County paid leave ordinance went into effect on December 31, 2023."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=450&height=250&name=Man-Leaving-Office-Employee-Leave-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=225&height=125&name=Man-Leaving-Office-Employee-Leave-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=450&height=250&name=Man-Leaving-Office-Employee-Leave-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=675&height=375&name=Man-Leaving-Office-Employee-Leave-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=900&height=500&name=Man-Leaving-Office-Employee-Leave-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=1125&height=625&name=Man-Leaving-Office-Employee-Leave-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Man-Leaving-Office-Employee-Leave-600-400.jpg?width=1350&height=750&name=Man-Leaving-Office-Employee-Leave-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cook-county-illinois-new-paid-leave-ordinance-in-effect?hsLang=en" "> New Paid Leave Ordinance in Effect for Cook County, Illinois </a> </h3> <span class="resource-card__snippet"> Summary: On December 14, 2023, the Cook County Board of Commissioners replaced the prior Cook County earned sick leave ordinance with a new paid leave ordinance. The new ordinance requires employers to provide their employees in Cook County, ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New Required Notice for Fixed Indemnity Plans in 2025","snippet":"UPDATE - December 16, 2024: On Dec. 4, 2024, a federal district court in Texas struck down the new notice requirement for fixed indemnity coverage in the group market. This new notice requirement was scheduled to be in effect for plan years beginning on or after January 1, 2025, and included group hospital indemnity plans. As a result, employers sponsoring group fixed indemnity plans, including hospital indemnity plans, are now not required to comply with this new notice requirement. Risk Strategies will continue to follow this development and provide updates when available. Employers offering fixed indemnity plans, including hospital indemnity policies, to their employees – take note of a new required notice for these plans beginning on or after January 1, 2025."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&height=250&name=Person-at-Desk-Paperwork-600.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=225&height=125&name=Person-at-Desk-Paperwork-600.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=450&height=250&name=Person-at-Desk-Paperwork-600.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=675&height=375&name=Person-at-Desk-Paperwork-600.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=900&height=500&name=Person-at-Desk-Paperwork-600.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1125&height=625&name=Person-at-Desk-Paperwork-600.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Desk-Paperwork-600.jpg?width=1350&height=750&name=Person-at-Desk-Paperwork-600.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-required-notice-for-fixed-indemnity-plans-in-2025?hsLang=en" "> New Required Notice for Fixed Indemnity Plans in 2025 </a> </h3> <span class="resource-card__snippet"> UPDATE - December 16, 2024: On Dec. 4, 2024, a federal district court in Texas struck down the new notice requirement for fixed indemnity coverage in the group market. This new notice requirement was scheduled to be in effect for plan years ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"New White Papers on the Horizon","snippet":"In mid-December of 2023, we published an Emerging Trends &amp; Patterns in Healthcare Market Segments white paper that touched on a host of issues and considerations. Contained within was a series of observations around regulatory, legislative, and emerging legal matters."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=450&height=250&name=highway-horizon.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=225&height=125&name=highway-horizon.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=450&height=250&name=highway-horizon.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=675&height=375&name=highway-horizon.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=900&height=500&name=highway-horizon.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=1125&height=625&name=highway-horizon.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/highway-horizon.jpg?width=1350&height=750&name=highway-horizon.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/risk-strategies-consulting-new-white-papers-on-the-horizon?hsLang=en" "> New White Papers on the Horizon </a> </h3> <span class="resource-card__snippet"> In mid-December of 2023, we published an Emerging Trends & Patterns in Healthcare Market Segments white paper that touched on a host of issues and considerations. Contained within was a series of observations around regulatory, legislative, and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New York Paid Prenatal Leave Starts January 1, 2025","snippet":"Summary: As we previously reported here, New York will become the first state in the nation to require employers to provide paid prenatal leave for their employees working in New York, starting January 1, 2025. The New York State Department of Labor recently published FAQs (accessed here) with additional guidance for employers as they prepare for the upcoming effective date of January 1, 2025. Read on for the key highlights of the New York paid prenatal leave law requirements and employer next steps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=450&height=250&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=225&height=125&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=450&height=250&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=675&height=375&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=900&height=500&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=1125&height=625&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-1200-627.jpg?width=1350&height=750&name=Pregnant-Person-in-Office-at-Desk-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-york-paid-prenatal-leave-starts-january-1-2025?hsLang=en" "> New York Paid Prenatal Leave Starts January 1, 2025 </a> </h3> <span class="resource-card__snippet"> Summary: As we previously reported here, New York will become the first state in the nation to require employers to provide paid prenatal leave for their employees working in New York, starting January 1, 2025. The New York State Department of Labor ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New York Passes Landmark Paid Prenatal Care Leave for 2025 & Paid Lactation Breaks Coming Sooner","snippet":"Summary: New York will become the first state in the nation to require employers to provide paid prenatal leave for their employees working in New York, starting January 1, 2025. Additionally, New York State employers will be required to provide paid lactation break time for nursing employees, starting June 19, 2024. Finally, New York State’s COVID-19 sick leave requirements will expire on July 31, 2025. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=450&height=250&name=Pregnant-Woman-at-Work-700-462.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=225&height=125&name=Pregnant-Woman-at-Work-700-462.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=450&height=250&name=Pregnant-Woman-at-Work-700-462.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=675&height=375&name=Pregnant-Woman-at-Work-700-462.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=900&height=500&name=Pregnant-Woman-at-Work-700-462.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=1125&height=625&name=Pregnant-Woman-at-Work-700-462.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Woman-at-Work-700-462.jpg?width=1350&height=750&name=Pregnant-Woman-at-Work-700-462.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-york-passes-landmark-paid-prenatal-care-leave-for-2025-paid-lactation-breaks-coming-sooner?hsLang=en" "> New York Passes Landmark Paid Prenatal Care Leave for 2025 & Paid Lactation Breaks Coming Sooner </a> </h3> <span class="resource-card__snippet"> Summary: New York will become the first state in the nation to require employers to provide paid prenatal leave for their employees working in New York, starting January 1, 2025. Additionally, New York State employers will be required to provide ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"New York Releases Paid Family Leave Rates for 2025","snippet":"Summary: New York Paid Family Leave (NY PFL) launched in 2018 to provide caregiving benefits to New York State (NYS) workers and their families. NY PFL was implemented in a four-year phase in period and benefits are now fully phased in. In 2025, the contribution rate will increase, a change from the prior two years of consecutive decreases. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=450&height=250&name=Parents-With-Child-Family-Leave-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=225&height=125&name=Parents-With-Child-Family-Leave-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=450&height=250&name=Parents-With-Child-Family-Leave-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=675&height=375&name=Parents-With-Child-Family-Leave-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=900&height=500&name=Parents-With-Child-Family-Leave-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=1125&height=625&name=Parents-With-Child-Family-Leave-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=1350&height=750&name=Parents-With-Child-Family-Leave-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/new-york-releases-paid-family-leave-rates-for-2025?hsLang=en" "> New York Releases Paid Family Leave Rates for 2025 </a> </h3> <span class="resource-card__snippet"> Summary: New York Paid Family Leave (NY PFL) launched in 2018 to provide caregiving benefits to New York State (NYS) workers and their families. NY PFL was implemented in a four-year phase in period and benefits are now fully phased in. In 2025, the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Healthcare"],"name":"Nursing Shortage 2024: Impact of State Department's Visa Freeze on Foreign Nurses","snippet":"The U.S. healthcare system is grappling with a significant nursing shortage in 2024, exacerbated by the U.S. State Department's decision to freeze new visas for international nurses. This policy affects nurse availability, patient care quality, and risk management strategies within healthcare organizations."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=450&height=250&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=225&height=125&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=450&height=250&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=675&height=375&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=900&height=500&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=1125&height=625&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg?width=1350&height=750&name=Rear%20view%20of%20female%20nurses%20walking%20with%20coworkers%20in%20hospital%20corridor.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/nursing-shortage-2024-impact-of-visa-freeze-on-foreign-nurses?hsLang=en" "> Nursing Shortage 2024: Impact of State Department's Visa Freeze on Foreign Nurses </a> </h3> <span class="resource-card__snippet"> The U.S. healthcare system is grappling with a significant nursing shortage in 2024, exacerbated by the U.S. State Department's decision to freeze new visas for international nurses. This policy affects nurse availability, patient care quality, and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"OSHA 300 Log and Inspections","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=450&height=250&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=225&height=125&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=450&height=250&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=675&height=375&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=900&height=500&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=1125&height=625&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Gowrie/Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg?width=1350&height=750&name=Facility%20Safety%20Checklist%20for%20Sailing%20Clubs%20%26%20Sailing%20Organizations%20-%20Graphic%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/OSHA%20300%20Log%20and%20Inspections.mp4?hsLang=en" target="_blank" aria-label="Watch our OSHA 300 Log & Inspections Webinar"> OSHA 300 Log and Inspections </a> </h3> <span class="resource-card__snippet"> Discover OSHA 300 logs and their importance in our past webinar. We explained how to navigate, complete, and submit these logs on OSHA's login.gov platform to stay compliant. Watch the recording to learn more and prepare for OSHA inspections. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"OSHA Job Hazard Analysis","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=450&height=250&name=GettyImages-1257464522%20(1).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=225&height=125&name=GettyImages-1257464522%20(1).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=450&height=250&name=GettyImages-1257464522%20(1).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=675&height=375&name=GettyImages-1257464522%20(1).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=900&height=500&name=GettyImages-1257464522%20(1).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=1125&height=625&name=GettyImages-1257464522%20(1).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1257464522%20(1).jpg?width=1350&height=750&name=GettyImages-1257464522%20(1).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Job%20Hazard%20Analysis.mp4?hsLang=en" target="_blank" aria-label="Watch"> OSHA Job Hazard Analysis </a> </h3> <span class="resource-card__snippet"> Please watch our webinar where we explore the importance of Job Hazard Analysis (JHA) in ensuring workplace safety. Learn how conducting JHAs not only satisfies our obligations as employers under OSHA’s General Duty Clause but more importantly identifies and helps us mitigates hazards to provide a safe and healthy work environment for our employees. Watch the recording here! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"OSHA's Top 10 Violations for 2023: A Breakdown","snippet":"Following the announcement of OSHA’s Top 10 Most Frequently Cited Standards of 2023, Risk Strategies hosted a webinar discussing these violations and how to avoid them. This list offers valuable insights for safety professionals and industry stakeholders. It reveals OSHA's enforcement priorities, emerging workplace hazards, and areas where employers can bolster compliance and worker protection."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=450&height=250&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=225&height=125&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=450&height=250&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=675&height=375&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=900&height=500&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=1125&height=625&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg?width=1350&height=750&name=An%20industrial%20warehouse%20workplace%20topic.%20A%20female%20forklift%20driver%20inserts%20a%20seat%20belt%20on%20a%20forklift..jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/osha-top-10-violations-2023-frequently-cited-standards?hsLang=en" "> OSHA's Top 10 Violations for 2023: A Breakdown </a> </h3> <span class="resource-card__snippet"> Following the announcement of OSHA’s Top 10 Most Frequently Cited Standards of 2023, Risk Strategies hosted a webinar discussing these violations and how to avoid them. This list offers valuable insights for safety professionals and industry ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Paid Sick Leave Coming to Alaska in 2025: What Employers Need to Know","snippet":"Summary: Voters in Alaska recently approved a ballot measure requiring employers to provide paid sick leave to employees working in the state, effective July 1, 2025. Read on for key details of the upcoming Alaska paid sick leave requirements and employer next steps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=450&height=250&name=Alaska-Anchorage-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=225&height=125&name=Alaska-Anchorage-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=450&height=250&name=Alaska-Anchorage-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=675&height=375&name=Alaska-Anchorage-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=900&height=500&name=Alaska-Anchorage-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=1125&height=625&name=Alaska-Anchorage-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Alaska-Anchorage-1200-627.jpg?width=1350&height=750&name=Alaska-Anchorage-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/paid-sick-leave-coming-to-alaska-in-2025-what-employers-need-to-know?hsLang=en" "> Paid Sick Leave Coming to Alaska in 2025: What Employers Need to Know </a> </h3> <span class="resource-card__snippet"> Summary: Voters in Alaska recently approved a ballot measure requiring employers to provide paid sick leave to employees working in the state, effective July 1, 2025. Read on for key details of the upcoming Alaska paid sick leave requirements and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Paid Sick Leave Coming to Missouri in 2025: What Employers Need to Know","snippet":"Summary: Voters in Missouri recently approved a ballot measure requiring employers to provide paid sick leave to employees working in the state, effective May 1, 2025. Read on for key details of the upcoming Missouri paid sick leave requirements and employer next steps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=450&height=250&name=Missouri-State-House-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=225&height=125&name=Missouri-State-House-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=450&height=250&name=Missouri-State-House-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=675&height=375&name=Missouri-State-House-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=900&height=500&name=Missouri-State-House-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=1125&height=625&name=Missouri-State-House-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Missouri-State-House-1200-627.jpg?width=1350&height=750&name=Missouri-State-House-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/paid-sick-leave-coming-to-missouri-in-2025-what-employers-need-to-know?hsLang=en" "> Paid Sick Leave Coming to Missouri in 2025: What Employers Need to Know </a> </h3> <span class="resource-card__snippet"> Summary: Voters in Missouri recently approved a ballot measure requiring employers to provide paid sick leave to employees working in the state, effective May 1, 2025. Read on for key details of the upcoming Missouri paid sick leave requirements and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Paid Sick Leave Coming to Nebraska Later in 2025: What Employers Need to Know","snippet":"Summary: Voters in Nebraska recently approved a ballot measure requiring employers to provide paid sick leave to employees working in the state, effective October 1, 2025. Read on for key details of the upcoming Nebraska paid sick leave requirements and employer next steps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=450&height=250&name=Nebraska-State-Capitol-1200-628.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=225&height=125&name=Nebraska-State-Capitol-1200-628.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=450&height=250&name=Nebraska-State-Capitol-1200-628.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=675&height=375&name=Nebraska-State-Capitol-1200-628.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=900&height=500&name=Nebraska-State-Capitol-1200-628.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=1125&height=625&name=Nebraska-State-Capitol-1200-628.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Nebraska-State-Capitol-1200-628.jpg?width=1350&height=750&name=Nebraska-State-Capitol-1200-628.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/paid-sick-leave-coming-to-nebraska-later-in-2025-what-employers-need-to-know?hsLang=en" "> Paid Sick Leave Coming to Nebraska Later in 2025: What Employers Need to Know </a> </h3> <span class="resource-card__snippet"> Summary: Voters in Nebraska recently approved a ballot measure requiring employers to provide paid sick leave to employees working in the state, effective October 1, 2025. Read on for key details of the upcoming Nebraska paid sick leave requirements ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Pandemic Property and Casualty Tips","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=675&height=375&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=900&height=500&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=1125&height=625&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png?width=1350&height=750&name=Screen%20Shot%202022-10-27%20at%209.55.00%20AM.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Emergency%20Resource%20Center/P%26C%20Tips.pdf" target="_blank" aria-label="Download our Pandemic Property and Casualty Tips resource"> Pandemic Property and Casualty Tips </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"PBM Market Dynamics: Stuart Piltch's Call to Stay Calm and Informed","snippet":"Two of the three major PBMs, CVS/Caremark and Express Scripts, Inc. (ESI), have made recent announcements around alternative cost structures they will be offering in the marketplace. OptumRx has yet to make an announcement, but as one of the three industry leaders, is likely considering a new product for market."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=450&height=250&name=prescription-medication-1520x1100.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=225&height=125&name=prescription-medication-1520x1100.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=450&height=250&name=prescription-medication-1520x1100.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=675&height=375&name=prescription-medication-1520x1100.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=900&height=500&name=prescription-medication-1520x1100.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=1125&height=625&name=prescription-medication-1520x1100.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/prescription-medication-1520x1100.jpg?width=1350&height=750&name=prescription-medication-1520x1100.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/pbm-market-dynamics-stuart-piltchs-call-to-stay-calm-and-informed?hsLang=en" "> PBM Market Dynamics: Stuart Piltch's Call to Stay Calm and Informed </a> </h3> <span class="resource-card__snippet"> Two of the three major PBMs, CVS/Caremark and Express Scripts, Inc. (ESI), have made recent announcements around alternative cost structures they will be offering in the marketplace. OptumRx has yet to make an announcement, but as one of the three ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"PCORI Fee Amount Increase for 2025","snippet":"The Internal Revenue Service (IRS) recently issued Notice 2024-83, increasing the fees paid by group health plans to fund the Patient-Centered Outcomes Research Institute (PCORI)."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=225&height=125&name=IRS-Sign-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=675&height=375&name=IRS-Sign-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=900&height=500&name=IRS-Sign-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1125&height=625&name=IRS-Sign-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=1350&height=750&name=IRS-Sign-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/pcori-fee-amount-increase-for-2025?hsLang=en" "> PCORI Fee Amount Increase for 2025 </a> </h3> <span class="resource-card__snippet"> The Internal Revenue Service (IRS) recently issued Notice 2024-83, increasing the fees paid by group health plans to fund the Patient-Centered Outcomes Research Institute (PCORI). </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting","Pharmacy"],"name":"Peeling Back the Layers of Your Pharmacy Benefit Design","snippet":"It’s the time of year for a pharmacy benefit annual review to evaluate benefit design options, new programs, and trend management solutions for the 2025 benefit year. While it is best practice for plan sponsors to review their organization’s core benefit annually, it is also prudent to periodically review less obvious benefit setup options to ensure alignment with the plan sponsor’s intent. As pharmacy continues to rapidly evolve and make up a larger percentage of annual healthcare spend, consistent review of pharmacy benefit setup becomes increasingly important. Collectively, small tweaks can yield significant savings and minimize the risk of unintended trend creep. In the sections below we will highlight some of the areas a plan sponsor typically has optionality."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=450&height=250&name=getty-images-694983373-1-1520x1100.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=225&height=125&name=getty-images-694983373-1-1520x1100.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=450&height=250&name=getty-images-694983373-1-1520x1100.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=675&height=375&name=getty-images-694983373-1-1520x1100.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=900&height=500&name=getty-images-694983373-1-1520x1100.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=1125&height=625&name=getty-images-694983373-1-1520x1100.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/getty-images-694983373-1-1520x1100.jpg?width=1350&height=750&name=getty-images-694983373-1-1520x1100.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/peeling-back-the-layers-of-your-pharmacy-benefit-plan-design?hsLang=en" "> Peeling Back the Layers of Your Pharmacy Benefit Design </a> </h3> <span class="resource-card__snippet"> It’s the time of year for a pharmacy benefit annual review to evaluate benefit design options, new programs, and trend management solutions for the 2025 benefit year. While it is best practice for plan sponsors to review their organization’s core ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Architects & Engineers"],"name":"Peer Review In Design: Pluses & Perils","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=450&height=250&name=GettyImages-1173117797.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=225&height=125&name=GettyImages-1173117797.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=450&height=250&name=GettyImages-1173117797.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=675&height=375&name=GettyImages-1173117797.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=900&height=500&name=GettyImages-1173117797.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=1125&height=625&name=GettyImages-1173117797.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/A%20and%20E/GettyImages-1173117797.jpg?width=1350&height=750&name=GettyImages-1173117797.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/A%20and%20E/A%26E%20Webinar%20Recoding.mp4?hsLang=en" target="_blank" aria-label="Watch our Peer Review In Design: Pluses & Perils webinar"> Peer Review In Design: Pluses & Perils </a> </h3> <span class="resource-card__snippet"> A proposal is a design firm’s chance to stand out, impress the client, and win the work. This program delve into the potential hazards associated with using "sales" language in proposals and how generic "boilerplate" proposals create risk. Additionally, it delve into effective strategies to craft winning proposals that not only impress, but also safeguard the design firm’s interests. Watch the recording now! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Architects & Engineers"],"name":"Peer Review in Design: Pluses and Perils","snippet":"Peer review is an increasingly important aspect of the design industry. Examples of expensive and potentially disastrous fails like San Francisco's sinking Millennium Tower highlight the need for stricter peer review in design. This process involves a qualified professional evaluating another designer's work to identify potential flaws and improve the project overall. While peer reviews offer significant benefits, there are also challenges to consider."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=450&height=250&name=architect-reviewing-plans.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=225&height=125&name=architect-reviewing-plans.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=450&height=250&name=architect-reviewing-plans.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=675&height=375&name=architect-reviewing-plans.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=900&height=500&name=architect-reviewing-plans.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=1125&height=625&name=architect-reviewing-plans.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/architect-reviewing-plans.jpg?width=1350&height=750&name=architect-reviewing-plans.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/peer-review-in-design-pluses-and-perils?hsLang=en" "> Peer Review in Design: Pluses and Perils </a> </h3> <span class="resource-card__snippet"> Peer review is an increasingly important aspect of the design industry. Examples of expensive and potentially disastrous fails like San Francisco's sinking Millennium Tower highlight the need for stricter peer review in design. This process involves ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Personal Health & Wellness Expenses Cannot Be Reimbursed From FSA/HRA/HSA","snippet":"The IRS recently issued an alert reminding taxpayers that tax-advantaged health spending accounts, such as health flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs), cannot pay for, or reimburse, personal expenses for general health and wellness. Similarly, health savings accounts (HSAs) cannot be used to pay for these personal expenses on a tax-free basis."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=450&height=250&name=Healthy-Food-Phone-627-418.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=225&height=125&name=Healthy-Food-Phone-627-418.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=450&height=250&name=Healthy-Food-Phone-627-418.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=675&height=375&name=Healthy-Food-Phone-627-418.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=900&height=500&name=Healthy-Food-Phone-627-418.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=1125&height=625&name=Healthy-Food-Phone-627-418.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Healthy-Food-Phone-627-418.jpg?width=1350&height=750&name=Healthy-Food-Phone-627-418.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/personal-health-wellness-expenses-cannot-be-reimbursed-from-fsa-hra-hsa?hsLang=en" "> Personal Health & Wellness Expenses Cannot Be Reimbursed From FSA/HRA/HSA </a> </h3> <span class="resource-card__snippet"> The IRS recently issued an alert reminding taxpayers that tax-advantaged health spending accounts, such as health flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs), cannot pay for, or reimburse, personal expenses for ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Environmental"],"name":"PFAS Liability: How the Latest EPA Ruling Affects Your Business ","snippet":"We’ve reached a turning point. Per- and polyfluoroalkyl substances (PFAS), once hailed for their industrial applications and water-resistant properties, are now a widespread health concern. Business leaders, environmentalists, and regulators have been talking about the dangers of PFAS for years without taking formal action. That changed in April 2024. The Environmental Protection Agency (EPA) ruled to address PFAS in drinking water. This is likely only the beginning of anti-PFAS regulations. Congress has introduced a non-essential PFAS elimination bill that would give 10 years to phase out the use of these “forever chemicals.”"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=450&height=250&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=225&height=125&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=450&height=250&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=675&height=375&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=900&height=500&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=1125&height=625&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg?width=1350&height=750&name=Environment%20engineer%20Collect%20samples%20of%20wastewater%20from%20industrial%20canals%20in%20test%20tube.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/pfas-liability-how-the-latest-epa-ruling-affects-your-business?hsLang=en" "> PFAS Liability: How the Latest EPA Ruling Affects Your Business  </a> </h3> <span class="resource-card__snippet"> We’ve reached a turning point. Per- and polyfluoroalkyl substances (PFAS), once hailed for their industrial applications and water-resistant properties, are now a widespread health concern. Business leaders, environmentalists, and regulators have ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Planned Power Shut-offs for Businesses","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png?width=675&height=375&name=Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png?width=900&height=500&name=Screen%20Shot%202022-10-27%20at%2010.01.28%20AM.png 900w, 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</div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Planned Power Shut-offs for Homes","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.05.16%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.05.16%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.05.16%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%2010.05.16%20AM.png 225w, 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https://www.risk-strategies.com/hs-fs/hubfs/Fine%20Art%20-%20Cover%20%20(1).png?width=1125&height=625&name=Fine%20Art%20-%20Cover%20%20(1).png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Fine%20Art%20-%20Cover%20%20(1).png?width=1350&height=750&name=Fine%20Art%20-%20Cover%20%20(1).png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://learn.risk-strategies.com/fine-art-political-violence-insurance-guide?hsLang=en" target="_blank" aria-label="Register to read our helpful Political Violence Insurance for Fine Art guide"> Political Violence Insurance for Fine Art </a> </h3> <span class="resource-card__snippet"> Conflicts, tensions, and elections around the globe are sparking concerns among museums, galleries, and art collectors. Could civil unrest endanger art in transit or on display? If yes, how can the fine art community protect against these risks? Here’s an information guide to consider when formulating your risk management strategy. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Portable Fire Extinguishers – Safety Report","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Portable%20Fire%20Extinguishers.jpg?width=450&height=250&name=Portable%20Fire%20Extinguishers.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Portable%20Fire%20Extinguishers.jpg?width=225&height=125&name=Portable%20Fire%20Extinguishers.jpg 225w, 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Highlights","snippet":"On April 19, 2024, the U.S. Equal Employment Opportunity Commission (EEOC) published a final rule[1] to implement the Pregnant Workers Fairness Act (PWFA). As a reminder, the PWFA first went into effect on June 27, 2023[2]. This final rule, which includes associated interpretive guidance, is quite extensive and intended to clarify details under the law and provide welcome additional guidance to employers. For purposes of this article, we will provide a high-level background of the PWFA as well as highlights of the final rule. The final rule became effective on June 18, 2024."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=450&height=250&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=225&height=125&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=450&height=250&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=675&height=375&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=900&height=500&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=1125&height=625&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Pregnant-Person-in-Office-at-Desk-800-509.jpg?width=1350&height=750&name=Pregnant-Person-in-Office-at-Desk-800-509.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/pregnant-workers-fairness-act-pwfa-final-rule-highlights?hsLang=en" "> Pregnant Workers Fairness Act (PWFA) Final Rule Highlights </a> </h3> <span class="resource-card__snippet"> On April 19, 2024, the U.S. Equal Employment Opportunity Commission (EEOC) published a final rule[1] to implement the Pregnant Workers Fairness Act (PWFA). As a reminder, the PWFA first went into effect on June 27, 2023[2]. This final rule, which ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Preparing for California's Workplace Violence Prevention Law","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=450&height=250&name=Transpo%20-%20Blog%20-%20Judge%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Transpo%20-%20Blog%20-%20Judge%20.jpg?width=225&height=125&name=Transpo%20-%20Blog%20-%20Judge%20.jpg 225w, 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Learn more ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Provider Network Valuation: The Inadequacy and Incompleteness of Uniform Discount & Data Specifications (UDS)","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Provider-Network-Valuation-Whitepaper-Thumbnail-620-460.jpg?width=450&height=250&name=Provider-Network-Valuation-Whitepaper-Thumbnail-620-460.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Provider-Network-Valuation-Whitepaper-Thumbnail-620-460.jpg?width=225&height=125&name=Provider-Network-Valuation-Whitepaper-Thumbnail-620-460.jpg 225w, 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sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Strategies%20Consulting%20White%20Paper%20Provider%20Network%20Valuation.pdf?hsLang=en" target="_blank" aria-label="Read"> Provider Network Valuation: The Inadequacy and Incompleteness of Uniform Discount & Data Specifications (UDS) </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Q3 2023 Clinical RX Pipeline Report","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=450&height=250&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=225&height=125&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=450&height=250&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=675&height=375&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=900&height=500&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=1125&height=625&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png?width=1350&height=750&name=Q3%202023%20Clinical%20RX%20Pipeline%20Report%20Cover.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/RSC%20Q3%202023%20Pipeline%20Report-1.pdf?hsLang=en" target="_blank" aria-label="Download the Q3 2023 Clinical RX Pipeline Report"> Q3 2023 Clinical RX Pipeline Report </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Q4 2023 Clinical RX Pipeline Report","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=450&height=250&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=225&height=125&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=450&height=250&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=675&height=375&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=900&height=500&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=1125&height=625&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg?width=1350&height=750&name=Q4%202023%20Clincial%20Pipeline%20Cover%20Canva.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Risk%20Strategies%20Consulting%20Q4%202023%20Clinical%20Rx%20Pipeline%20Report.pdf?hsLang=en" target="_blank" aria-label="Download the Q4 2023 Clinical RX Pipeline Report"> Q4 2023 Clinical RX Pipeline Report </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Real Estate"],"name":"Real Estate Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=450&height=250&name=Real_Estate_Sell_Sheet_Cover.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=225&height=125&name=Real_Estate_Sell_Sheet_Cover.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=450&height=250&name=Real_Estate_Sell_Sheet_Cover.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=675&height=375&name=Real_Estate_Sell_Sheet_Cover.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=900&height=500&name=Real_Estate_Sell_Sheet_Cover.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=1125&height=625&name=Real_Estate_Sell_Sheet_Cover.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Real_Estate_Sell_Sheet_Cover.png?width=1350&height=750&name=Real_Estate_Sell_Sheet_Cover.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/Overview_Real_Estate.pdf" target="_blank" aria-label="Download our Real Estate Brochure"> Real Estate Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Recent DOL Guidance on Group Life Insurance Premiums & EOI Practices","snippet":"Summary: The U.S. Department of Labor (DOL) recently announced two separate settlements with major life insurance carriers (Unum and Lincoln), requiring them to revise their evidence of insurability (EOI) practices in the wake of federal investigations. These settlements follow on the heels of a similar DOL settlement with Prudential last year. Click here for a Risk Strategies article detailing the Prudential EOI-related settlement in 2023. Read on for more information and the impact to employers."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=450&height=250&name=Department-of-Labor-800.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=225&height=125&name=Department-of-Labor-800.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=450&height=250&name=Department-of-Labor-800.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=675&height=375&name=Department-of-Labor-800.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=900&height=500&name=Department-of-Labor-800.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=1125&height=625&name=Department-of-Labor-800.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Department-of-Labor-800.jpg?width=1350&height=750&name=Department-of-Labor-800.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/recent-dol-guidance-on-group-life-insurance-premiums-eoi-practices?hsLang=en" "> Recent DOL Guidance on Group Life Insurance Premiums & EOI Practices </a> </h3> <span class="resource-card__snippet"> Summary: The U.S. Department of Labor (DOL) recently announced two separate settlements with major life insurance carriers (Unum and Lincoln), requiring them to revise their evidence of insurability (EOI) practices in the wake of federal ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Recent Spotlight on IVF and Contraceptive Coverage Options","snippet":"Summary: Recent developments have spotlighted in vitro fertilization (IVF) coverage in Alabama and contraceptive coverage options generally. These developments, along with recent regulatory guidance, have sparked increased interest and inquiries about reproductive health coverage options in employer-sponsored group health plans. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=450&height=250&name=GettyImages-638266154-Alabama-Supreme-Court.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=225&height=125&name=GettyImages-638266154-Alabama-Supreme-Court.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=450&height=250&name=GettyImages-638266154-Alabama-Supreme-Court.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=675&height=375&name=GettyImages-638266154-Alabama-Supreme-Court.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=900&height=500&name=GettyImages-638266154-Alabama-Supreme-Court.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=1125&height=625&name=GettyImages-638266154-Alabama-Supreme-Court.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-638266154-Alabama-Supreme-Court.jpg?width=1350&height=750&name=GettyImages-638266154-Alabama-Supreme-Court.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/recent-spotlight-on-ivf-and-contraceptive-coverage-options?hsLang=en" "> Recent Spotlight on IVF and Contraceptive Coverage Options </a> </h3> <span class="resource-card__snippet"> Summary: Recent developments have spotlighted in vitro fertilization (IVF) coverage in Alabama and contraceptive coverage options generally. These developments, along with recent regulatory guidance, have sparked increased interest and inquiries ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Recent Supreme Court Decision Overruling Chevron: Impact to Employee Benefits","snippet":"On June 28, 2024, the United States Supreme Court issued a landmark decision in Loper Bright Enterprises v. Raimondo and Relentless Inc. v. Department of Commerce (Loper), overruling its prior decision in Chevron, U.S.A. Inc. v. Natural Resources Defense Council Inc. (Chevron). The Chevron case, from 1984, gave rise to the Chevron doctrine of deference, a legal principle compelling federal courts to defer to a federal agency’s reasonable interpretation of ambiguous statutory provisions the agencies administer."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=450&height=250&name=Supreme-Court-Building-700-467.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=225&height=125&name=Supreme-Court-Building-700-467.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=450&height=250&name=Supreme-Court-Building-700-467.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=675&height=375&name=Supreme-Court-Building-700-467.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=900&height=500&name=Supreme-Court-Building-700-467.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=1125&height=625&name=Supreme-Court-Building-700-467.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Supreme-Court-Building-700-467.jpg?width=1350&height=750&name=Supreme-Court-Building-700-467.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/recent-supreme-court-decision-overruling-chevron-impact-to-employee-benefits?hsLang=en" "> Recent Supreme Court Decision Overruling Chevron: Impact to Employee Benefits </a> </h3> <span class="resource-card__snippet"> On June 28, 2024, the United States Supreme Court issued a landmark decision in Loper Bright Enterprises v. Raimondo and Relentless Inc. v. Department of Commerce (Loper), overruling its prior decision in Chevron, U.S.A. Inc. v. Natural Resources ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Recovery Action Checklist","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Hurricane%20Blog%20Post%2011-3.png?width=450&height=250&name=Hurricane%20Blog%20Post%2011-3.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Hurricane%20Blog%20Post%2011-3.png?width=225&height=125&name=Hurricane%20Blog%20Post%2011-3.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Hurricane%20Blog%20Post%2011-3.png?width=450&height=250&name=Hurricane%20Blog%20Post%2011-3.png 450w, 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Checklist"> Recovery Action Checklist </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Relocation"],"name":"Relocation Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=450&height=250&name=Relocation-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=225&height=125&name=Relocation-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=450&height=250&name=Relocation-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=675&height=375&name=Relocation-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=900&height=500&name=Relocation-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=1125&height=625&name=Relocation-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Relocation-Brochure-Thumbnail.jpg?width=1350&height=750&name=Relocation-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Relocation%20Practice.pdf" target="_blank" aria-label="Download our Relocation Brochure"> 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src="https://www.risk-strategies.com/hs-fs/hubfs/Sunset%20view%20of%20the%20Golden%20Gate%20Bridge%20and%20fog%20from%20Battery%20Spencer%2c%20%20Golden%20Gate%20National%20Recreation%20Area%2c%20in%20San%20Francisco%2c%20California..jpeg?width=450&height=250&name=Sunset%20view%20of%20the%20Golden%20Gate%20Bridge%20and%20fog%20from%20Battery%20Spencer%2c%20%20Golden%20Gate%20National%20Recreation%20Area%2c%20in%20San%20Francisco%2c%20California..jpeg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Sunset%20view%20of%20the%20Golden%20Gate%20Bridge%20and%20fog%20from%20Battery%20Spencer%2c%20%20Golden%20Gate%20National%20Recreation%20Area%2c%20in%20San%20Francisco%2c%20California..jpeg?width=225&height=125&name=Sunset%20view%20of%20the%20Golden%20Gate%20Bridge%20and%20fog%20from%20Battery%20Spencer%2c%20%20Golden%20Gate%20National%20Recreation%20Area%2c%20in%20San%20Francisco%2c%20California..jpeg 225w, 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Benefits"],"name":"Reporting Employer-Sponsored Health Coverage on Form W-2","snippet":"The January 31, 2024 deadline to file (and furnish to employees) 2023 Forms W-2s, Wage and Tax Statements, is quickly approaching."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-Calculator-Paperwork-Computer-600-400.jpg?width=450&height=250&name=Person-Calculator-Paperwork-Computer-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-Calculator-Paperwork-Computer-600-400.jpg?width=225&height=125&name=Person-Calculator-Paperwork-Computer-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-Calculator-Paperwork-Computer-600-400.jpg?width=450&height=250&name=Person-Calculator-Paperwork-Computer-600-400.jpg 450w, 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height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Cover%20-%203-12-2024.jpg?width=225&height=125&name=Consulting%20Cover%20-%203-12-2024.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Cover%20-%203-12-2024.jpg?width=450&height=250&name=Consulting%20Cover%20-%203-12-2024.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Cover%20-%203-12-2024.jpg?width=675&height=375&name=Consulting%20Cover%20-%203-12-2024.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Cover%20-%203-12-2024.jpg?width=900&height=500&name=Consulting%20Cover%20-%203-12-2024.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Cover%20-%203-12-2024.jpg?width=1125&height=625&name=Consulting%20Cover%20-%203-12-2024.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Cover%20-%203-12-2024.jpg?width=1350&height=750&name=Consulting%20Cover%20-%203-12-2024.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Consulting/Risk%20Strategies%20Consulting%20White%20Paper%20Reproductive%20Health.pdf?hsLang=en" target="_blank" aria-label="Read our Reproductive Health White Paper"> Reproductive Health White Paper </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Rethinking Women's Health in 2024: Insights from Stuart Piltch","snippet":"Differentiating healthcare for women is important. Women’s health evolves over a lifetime and each stage requires a personalized, coordinated, outcomes-based approach that needs proper diagnosis as well as the dismantling of assumptions."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=450&height=250&name=GettyImages-1128218442.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=225&height=125&name=GettyImages-1128218442.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=450&height=250&name=GettyImages-1128218442.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=675&height=375&name=GettyImages-1128218442.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=900&height=500&name=GettyImages-1128218442.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=1125&height=625&name=GettyImages-1128218442.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1128218442.jpg?width=1350&height=750&name=GettyImages-1128218442.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/rethinking-womens-health-in-2024-insights-from-stuart-piltch?hsLang=en" "> Rethinking Women's Health in 2024: Insights from Stuart Piltch </a> </h3> <span class="resource-card__snippet"> Differentiating healthcare for women is important. 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Watch the recording to discover the benefits of such policies. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Riot Protection","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=225&height=125&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=450&height=250&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=675&height=375&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=900&height=500&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=1125&height=625&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/assets/images/Emergency_Resources_Icons/Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png?width=1350&height=750&name=Screen%20Shot%202022-10-27%20at%2010.21.10%20AM.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Emergency%20Resource%20Center/Riot%20Protection.pdf" target="_blank" aria-label="Download our Riot Protection resource"> Riot Protection </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client"],"name":"Ripple Effect: The Prolonged Impact of Water Damage in the Home","snippet":"Imagine this: You and your family take off for a ten-day vacation. Before you leave, a corroded pipe ruptures behind an upstairs bathroom vanity. No one notices the damp wall before rushing off to the airport. Days pass and water continues to flow unabated. You return home to the overpowering stench of mildew, a gaping hole in the soaked ceiling, and stale water pooling throughout the first floor."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=450&height=250&name=Luxury%20bathroom.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=225&height=125&name=Luxury%20bathroom.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=450&height=250&name=Luxury%20bathroom.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=675&height=375&name=Luxury%20bathroom.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=900&height=500&name=Luxury%20bathroom.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=1125&height=625&name=Luxury%20bathroom.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Luxury%20bathroom.png?width=1350&height=750&name=Luxury%20bathroom.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-prolonged-impact-of-water-damage-in-the-home?hsLang=en" "> Ripple Effect: The Prolonged Impact of Water Damage in the Home </a> </h3> <span class="resource-card__snippet"> Imagine this: You and your family take off for a ten-day vacation. 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class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/san-francisco-health-care-security-ordinance-rates-for-2025?hsLang=en" "> San Francisco Health Care Security Ordinance Rates for 2025 </a> </h3> <span class="resource-card__snippet"> The 2025 rates for the San Francisco Health Care Security Ordinance (HCSO) were recently released by the San Francisco Office of Labor Standards Enforcement (OLSE). </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity"],"name":"SEC Scrutiny and Crypto Insurance: Protecting Your Investments","snippet":"Recently, Uniswap Labs received a Wells Notice from the Securities and Exchange Commission (SEC). The notice formally warns Uniswap, the largest decentralized crypto exchange (DEX), that federal regulators will bring charges against it."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=450&height=250&name=close-up-of-female-hand-using-mobile-app.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=225&height=125&name=close-up-of-female-hand-using-mobile-app.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=450&height=250&name=close-up-of-female-hand-using-mobile-app.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=675&height=375&name=close-up-of-female-hand-using-mobile-app.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=900&height=500&name=close-up-of-female-hand-using-mobile-app.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=1125&height=625&name=close-up-of-female-hand-using-mobile-app.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/close-up-of-female-hand-using-mobile-app.jpg?width=1350&height=750&name=close-up-of-female-hand-using-mobile-app.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/sec-scrutiny-and-crypto-insurance-protecting-your-investments?hsLang=en" "> SEC Scrutiny and Crypto Insurance: Protecting Your Investments </a> </h3> <span class="resource-card__snippet"> Recently, Uniswap Labs received a Wells Notice from the Securities and Exchange Commission (SEC). The notice formally warns Uniswap, the largest decentralized crypto exchange (DEX), that federal regulators will bring charges against it. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"Smart Technology in Safety and Property Protection","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=450&height=250&name=GettyImages-1405925785.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=225&height=125&name=GettyImages-1405925785.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=450&height=250&name=GettyImages-1405925785.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=675&height=375&name=GettyImages-1405925785.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=900&height=500&name=GettyImages-1405925785.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=1125&height=625&name=GettyImages-1405925785.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1405925785.jpg?width=1350&height=750&name=GettyImages-1405925785.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Smart%20Technology%20%20in%20Safety%20and%20Property%20Protection%20Webinar.mp4?hsLang=en" target="_blank" aria-label="Watch"> Smart Technology in Safety and Property Protection </a> </h3> <span class="resource-card__snippet"> Over the past few years, we have seen a significant increase in the use of “smart” devices to monitor everything from fleet/auto safety to water damage and injury to freezing temperatures. These devices help empower employers and owners to reduce their risks through early notifications of a potential issue. This webinar will review some of these devices and their pros and cons. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Casualty","Hospitality"],"name":"Social Media Posts Can Affect Your Insurance Rates ","snippet":"Editor's Note: This article about social media and insurance underwriting recently appeared in the Oregon Restaurant and Lodging Association’s blog. Reprinted with permission, this piece includes helpful tips for hospitality, entertainment, and other businesses that serve alcohol."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=450&height=250&name=social-media-smartphone-user.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=225&height=125&name=social-media-smartphone-user.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=450&height=250&name=social-media-smartphone-user.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=675&height=375&name=social-media-smartphone-user.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=900&height=500&name=social-media-smartphone-user.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=1125&height=625&name=social-media-smartphone-user.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/social-media-smartphone-user.jpg?width=1350&height=750&name=social-media-smartphone-user.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/social-media-posts-can-affect-your-insurance-rates?hsLang=en" "> Social Media Posts Can Affect Your Insurance Rates  </a> </h3> <span class="resource-card__snippet"> Editor's Note: This article about social media and insurance underwriting recently appeared in the Oregon Restaurant and Lodging Association’s blog. Reprinted with permission, this piece includes helpful tips for hospitality, entertainment, and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Boat & Yacht"],"name":"Special Events - Safety Tips & Liability ","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=450&height=250&name=GettyImages-176012237.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=225&height=125&name=GettyImages-176012237.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=450&height=250&name=GettyImages-176012237.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=675&height=375&name=GettyImages-176012237.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=900&height=500&name=GettyImages-176012237.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=1125&height=625&name=GettyImages-176012237.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-176012237.jpg?width=1350&height=750&name=GettyImages-176012237.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Chubb%20-%20Yacht%20Club%20Special%20Events%20Liability.pdf?hsLang=en" target="_blank" aria-label="Download our Special Events - Safety Tips & Liability Guide"> Special Events - Safety Tips & Liability </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Transportation"],"name":"State of the Hired & Non-Owned Auto Liability Market in 2025 ","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=450&height=250&name=Transporation-WP-Thumb-Non-Hired-2025.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=225&height=125&name=Transporation-WP-Thumb-Non-Hired-2025.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=450&height=250&name=Transporation-WP-Thumb-Non-Hired-2025.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=675&height=375&name=Transporation-WP-Thumb-Non-Hired-2025.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=900&height=500&name=Transporation-WP-Thumb-Non-Hired-2025.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=1125&height=625&name=Transporation-WP-Thumb-Non-Hired-2025.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Transporation-WP-Thumb-Non-Hired-2025.png?width=1350&height=750&name=Transporation-WP-Thumb-Non-Hired-2025.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Transportation/Transportation%20Hired%20Non-Owned%20Auto%20Whitepaper_Final_1.14.25.pdf?hsLang=en" target="_blank" aria-label="Download"> State of the Hired & Non-Owned Auto Liability Market in 2025 </a> </h3> <span class="resource-card__snippet"> One of the questions we have been recently asked by clients is “What will happen with the hired and non-owned auto liability rates? Download our whitepaper. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"State of the Market","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=450&height=250&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=225&height=125&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=450&height=250&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=675&height=375&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=900&height=500&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=1125&height=625&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/2024-SOTM-Thumbnail-for-Resources-HubDB.jpg?width=1350&height=750&name=2024-SOTM-Thumbnail-for-Resources-HubDB.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="/state-of-the-insurance-market-report-2025-initial-outlook-2024-wrap-up?hsLang=en" aria-label="Explorer our State of the Market Report"> State of the Market </a> </h3> <span class="resource-card__snippet"> We invite you to explore our 2025 Initial Outlook and 2024 Wrap-Up, </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"State of the Market 2022 Outlook","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/State-of-The-Market-Cover-1.jpg?width=450&height=250&name=State-of-The-Market-Cover-1.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/State-of-The-Market-Cover-1.jpg?width=225&height=125&name=State-of-The-Market-Cover-1.jpg 225w, 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href="//www-risk-strategies-com.sandbox.hs-sites.com/state-of-the-market-2022-market-outlook?hsLang=en" target="_blank" aria-label="Download our State of the Market 2022 Outlook"> State of the Market 2022 Outlook </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"State of the Market 2022 Wrap-Up & 2023 Initial Outlook","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/State-of-The-Market-2022-Update-Cover.jpg?width=450&height=250&name=State-of-The-Market-2022-Update-Cover.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/State-of-The-Market-2022-Update-Cover.jpg?width=225&height=125&name=State-of-The-Market-2022-Update-Cover.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/State-of-The-Market-2022-Update-Cover.jpg?width=450&height=250&name=State-of-The-Market-2022-Update-Cover.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/State-of-The-Market-2022-Update-Cover.jpg?width=675&height=375&name=State-of-The-Market-2022-Update-Cover.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/State-of-The-Market-2022-Update-Cover.jpg?width=900&height=500&name=State-of-The-Market-2022-Update-Cover.jpg 900w, 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Market 2022 Wrap-Up & 2023 Initial Outlook </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"State of the Market 2023 Outlook","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=450&height=250&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=225&height=125&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=450&height=250&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=675&height=375&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=900&height=500&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=1125&height=625&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg?width=1350&height=750&name=2023-SOTM-Cover-Page-Thumbnail-for-Resources-DB-303W-198H.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="/2023-state-of-the-market?hsLang=en" target="_blank" aria-label="Download our State of the Market Report"> State of the Market 2023 Outlook </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"State of the Market 2024 Initial Outlook","type":["Report"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=450&height=250&name=SOTM-2024-304-199.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=225&height=125&name=SOTM-2024-304-199.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=450&height=250&name=SOTM-2024-304-199.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=675&height=375&name=SOTM-2024-304-199.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=900&height=500&name=SOTM-2024-304-199.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=1125&height=625&name=SOTM-2024-304-199.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/SOTM-2024-304-199.jpg?width=1350&height=750&name=SOTM-2024-304-199.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/state-of-the-insurance-market-report-2024-initial-outlook?hsLang=en" target="_blank" aria-label="Explore"> State of the Market 2024 Initial Outlook </a> </h3> <span class="resource-card__snippet"> We invite you to explore our 2025 Initial Outlook and 2024 Q4 wrap-up. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity"],"name":"Strategies to Mitigate Risk","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=450&height=250&name=Strategies-to%20Mitigate%20Risk.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=225&height=125&name=Strategies-to%20Mitigate%20Risk.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=450&height=250&name=Strategies-to%20Mitigate%20Risk.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=675&height=375&name=Strategies-to%20Mitigate%20Risk.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=900&height=500&name=Strategies-to%20Mitigate%20Risk.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=1125&height=625&name=Strategies-to%20Mitigate%20Risk.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Strategies-to%20Mitigate%20Risk.png?width=1350&height=750&name=Strategies-to%20Mitigate%20Risk.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Strategies%20to%20Mitigate%20Risk.pdf" target="_blank" aria-label="Download our Strategies to Mitigate Risk resource"> Strategies to Mitigate Risk </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Strengthening Cybersecurity in Car Dealerships: Lessons from the CDK Global Hack","snippet":"The recent cyberattack on CDK Global, which affected thousands of car dealerships nationwide, underscored significant vulnerabilities within industries in which a single vendor hack can disrupt entire swaths of the market, such as healthcare and fine arts. The incident disrupted daily operations and revealed critical weaknesses in the systems many dealerships rely on."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=450&height=250&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=225&height=125&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=450&height=250&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=675&height=375&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=900&height=500&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=1125&height=625&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg?width=1350&height=750&name=Close-up%20on%20a%20car%20salesperson%20using%20a%20tablet%20computer.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/lessons-from-the-cdk-global-cyberattack-auto-dealer-cybersecurity?hsLang=en" "> Strengthening Cybersecurity in Car Dealerships: Lessons from the CDK Global Hack </a> </h3> <span class="resource-card__snippet"> The recent cyberattack on CDK Global, which affected thousands of car dealerships nationwide, underscored significant vulnerabilities within industries in which a single vendor hack can disrupt entire swaths of the market, such as healthcare and ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Stuart Piltch Announces Healthcare Provider Network Assessment Whitepaper","snippet":"In recent blogs, we’ve taken a look at network provider systems including the Uniform Data System and also how healthcare provider networks are under intense scrutiny. These insights were developed as part of an in-depth assessment of healthcare provider networks performed by my team of experienced consultants and clinicians. As a result of this work, we’ve released our findings in our new white paper, Challenges and Opportunities in Assessing Healthcare Provider Networks."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=450&height=250&name=GettyImages-495829711.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=225&height=125&name=GettyImages-495829711.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=450&height=250&name=GettyImages-495829711.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=675&height=375&name=GettyImages-495829711.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=900&height=500&name=GettyImages-495829711.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=1125&height=625&name=GettyImages-495829711.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-495829711.jpg?width=1350&height=750&name=GettyImages-495829711.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/stuart-piltch-announces-healthcare-provider-network-assessment-whitepaper?hsLang=en" "> Stuart Piltch Announces Healthcare Provider Network Assessment Whitepaper </a> </h3> <span class="resource-card__snippet"> In recent blogs, we’ve taken a look at network provider systems including the Uniform Data System and also how healthcare provider networks are under intense scrutiny. These insights were developed as part of an in-depth assessment of healthcare ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Stuart Piltch on the Intense Scrutiny of Healthcare Provider Networks","snippet":"The building and management of medical provider networks serve as a reflection of a payor’s foundational value to plan sponsors and members. Their value is often assessed by the financial discounts and other arrangements negotiated with various providers as well as the depth, breadth, and size/ access of the provider panel included within. However, provider networks have come under intense scrutiny for numerous reasons including fee-for-service and value-based contracting models, utilization management practices, and the need for quality metrics."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=450&height=250&name=Consulting%20Blog%20Image-1.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=225&height=125&name=Consulting%20Blog%20Image-1.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=450&height=250&name=Consulting%20Blog%20Image-1.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=675&height=375&name=Consulting%20Blog%20Image-1.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=900&height=500&name=Consulting%20Blog%20Image-1.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=1125&height=625&name=Consulting%20Blog%20Image-1.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Consulting%20Blog%20Image-1.jpg?width=1350&height=750&name=Consulting%20Blog%20Image-1.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/stuart-piltch-on-the-intense-scrutiny-of-healthcare-provider-networks?hsLang=en" "> Stuart Piltch on the Intense Scrutiny of Healthcare Provider Networks </a> </h3> <span class="resource-card__snippet"> The building and management of medical provider networks serve as a reflection of a payor’s foundational value to plan sponsors and members. Their value is often assessed by the financial discounts and other arrangements negotiated with various ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Stuart Piltch Reveals Emerging Healthcare Market Trends","snippet":"Healthcare is a large and complex network of landscapes that impact everyone in the United States, from investor to provider, plan sponsor, and patient. Changes in trends in the healthcare market segment have a direct impact on all those affected. As we enter 2024, there are new and complicated emerging dynamics to be aware of."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=450&height=250&name=GettyImages-1064984538.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=225&height=125&name=GettyImages-1064984538.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=450&height=250&name=GettyImages-1064984538.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=675&height=375&name=GettyImages-1064984538.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=900&height=500&name=GettyImages-1064984538.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=1125&height=625&name=GettyImages-1064984538.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1064984538.jpg?width=1350&height=750&name=GettyImages-1064984538.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/stuart-piltch-reveals-emerging-healthcare-market-trends?hsLang=en" "> Stuart Piltch Reveals Emerging Healthcare Market Trends </a> </h3> <span class="resource-card__snippet"> Healthcare is a large and complex network of landscapes that impact everyone in the United States, from investor to provider, plan sponsor, and patient. Changes in trends in the healthcare market segment have a direct impact on all those affected. ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Stuart Piltch Shares Developments in the Biosimilar Landscape","snippet":"Biosimilar drugs, a biological product highly similar to but with no clinically meaningful difference from an existing reference product (drug), are expected to reduce drug costs by $181 billion over the next five years. They also hold the potential to offer more cost-effective treatments in high-cost drug categories by introducing competitively priced alternatives."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=450&height=250&name=GettyImages-661788149.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=225&height=125&name=GettyImages-661788149.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=450&height=250&name=GettyImages-661788149.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=675&height=375&name=GettyImages-661788149.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=900&height=500&name=GettyImages-661788149.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=1125&height=625&name=GettyImages-661788149.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-661788149.jpg?width=1350&height=750&name=GettyImages-661788149.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/stuart-piltch-shares-developments-in-the-biosimilar-landscape?hsLang=en" "> Stuart Piltch Shares Developments in the Biosimilar Landscape </a> </h3> <span class="resource-card__snippet"> Biosimilar drugs, a biological product highly similar to but with no clinically meaningful difference from an existing reference product (drug), are expected to reduce drug costs by $181 billion over the next five years. They also hold the potential ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"Stuart Piltch Unveils Limitations & Concerns of the Uniform Data System","snippet":"Let us examine the most common tool in use today by consultants and carriers to evaluate the competitiveness of payor networks: Uniform Data System, also known as Uniform Data Specifications (UDS). UDS is a compilation of book of business (BoB) discounts, developed by large health payors (i.e., health plans or payors) and benefit consultant organizations, and is considered the industry standard for measuring and reporting on provider networks across geographies where employees reside."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=450&height=250&name=consulting-blog-image-3360x1800.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=225&height=125&name=consulting-blog-image-3360x1800.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=450&height=250&name=consulting-blog-image-3360x1800.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=675&height=375&name=consulting-blog-image-3360x1800.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=900&height=500&name=consulting-blog-image-3360x1800.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=1125&height=625&name=consulting-blog-image-3360x1800.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/consulting-blog-image-3360x1800.jpg?width=1350&height=750&name=consulting-blog-image-3360x1800.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/stuart-piltch-unveils-limitations-concerns-of-uniform-data-systems?hsLang=en" "> Stuart Piltch Unveils Limitations & Concerns of the Uniform Data System </a> </h3> <span class="resource-card__snippet"> Let us examine the most common tool in use today by consultants and carriers to evaluate the competitiveness of payor networks: Uniform Data System, also known as Uniform Data Specifications (UDS). UDS is a compilation of book of business (BoB) ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Summary of 2025 State PFML & Paid Leave Developments","snippet":"The beginning of a new year is an ideal time to provide employers with a summary of recent developments and updates with respect to state-mandated paid leave and paid family and medical leave (PFML) programs."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=450&height=250&name=Daughter-Holding-Mothers-Hand-1200-627.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=225&height=125&name=Daughter-Holding-Mothers-Hand-1200-627.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=450&height=250&name=Daughter-Holding-Mothers-Hand-1200-627.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=675&height=375&name=Daughter-Holding-Mothers-Hand-1200-627.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=900&height=500&name=Daughter-Holding-Mothers-Hand-1200-627.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=1125&height=625&name=Daughter-Holding-Mothers-Hand-1200-627.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Daughter-Holding-Mothers-Hand-1200-627.jpg?width=1350&height=750&name=Daughter-Holding-Mothers-Hand-1200-627.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/summary-of-2025-state-pfml-paid-leave-developments?hsLang=en" "> Summary of 2025 State PFML & Paid Leave Developments </a> </h3> <span class="resource-card__snippet"> The beginning of a new year is an ideal time to provide employers with a summary of recent developments and updates with respect to state-mandated paid leave and paid family and medical leave (PFML) programs. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Supporting Student Mental Health in Higher Education","snippet":"College students are increasingly struggling with mental health issues. The statistics are sobering. Students showing significant symptoms of depression increased from 25 to 41 percent between 2016 and 2021. Campuses saw a similar rise in students with significant symptoms of anxiety."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=450&height=250&name=Education%20Blog%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=225&height=125&name=Education%20Blog%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=450&height=250&name=Education%20Blog%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=675&height=375&name=Education%20Blog%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=900&height=500&name=Education%20Blog%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=1125&height=625&name=Education%20Blog%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20Blog%20.jpg?width=1350&height=750&name=Education%20Blog%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/supporting-student-mental-health-in-higher-education?hsLang=en" "> Supporting Student Mental Health in Higher Education </a> </h3> <span class="resource-card__snippet"> College students are increasingly struggling with mental health issues. The statistics are sobering. Students showing significant symptoms of depression increased from 25 to 41 percent between 2016 and 2021. Campuses saw a similar rise in students ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Surety Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=450&height=250&name=Surety-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=225&height=125&name=Surety-Brochure-Thumbnail.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=450&height=250&name=Surety-Brochure-Thumbnail.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=675&height=375&name=Surety-Brochure-Thumbnail.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=900&height=500&name=Surety-Brochure-Thumbnail.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=1125&height=625&name=Surety-Brochure-Thumbnail.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Surety-Brochure-Thumbnail.jpg?width=1350&height=750&name=Surety-Brochure-Thumbnail.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/Surety_FactSheet.pdf" target="_blank" aria-label="Download our Surety Brochure"> Surety Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity","AI"],"name":"The AI Revolution: Navigating D&O and Cyber Insurance Implications for Private Equity","snippet":"The emergence of artificial intelligence (AI) and its widespread reach are no longer simply concerns for AI developers. The risks and exposures of AI aren’t limited just to errors and omissions (E&amp;O), and cyber claims in the tech industry. Directors and officers in all sectors may encounter litigation implications related to AI, which surfaced with the recent filing of the first AI-related securities class action lawsuit and President Biden’s AI Executive Order issued in late 2023."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=450&height=250&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=225&height=125&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=450&height=250&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=675&height=375&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=900&height=500&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=1125&height=625&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg?width=1350&height=750&name=Conversational%20AI%20Concept%20-%20Natural%20Language%20Processing%20-%20NLP%20-%20Computational%20Linguistics%20Concept.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/ai-risks-insurance-cybersecurity-implications-for-private-equity?hsLang=en" "> The AI Revolution: Navigating D&O and Cyber Insurance Implications for Private Equity </a> </h3> <span class="resource-card__snippet"> The emergence of artificial intelligence (AI) and its widespread reach are no longer simply concerns for AI developers. The risks and exposures of AI aren’t limited just to errors and omissions (E&O), and cyber claims in the tech ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Marine Business"],"name":"The Baltimore Bridge Collapse: Who’s Liable?","snippet":"The collapse of the Francis Scott Key Bridge following a collision with the container ship Dali could result in the most expensive marine insurance payout in modern history, potentially exceeding $1 billion. The ship owners and their insurers, however, may not be liable for the total cost of this devastating accident."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=450&height=250&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=225&height=125&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=450&height=250&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=675&height=375&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=900&height=500&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=1125&height=625&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Francis-Key-Scott-Bridge-Baltimore-MD.jpg?width=1350&height=750&name=Francis-Key-Scott-Bridge-Baltimore-MD.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-baltimore-bridge-collapse-who-is-liable-insurance-payout?hsLang=en" "> The Baltimore Bridge Collapse: Who’s Liable? </a> </h3> <span class="resource-card__snippet"> The collapse of the Francis Scott Key Bridge following a collision with the container ship Dali could result in the most expensive marine insurance payout in modern history, potentially exceeding $1 billion. The ship owners and their insurers, ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Management Liability"],"name":"The Bankruptcy Support You Haven’t Heard Of","snippet":"More public companies going bankrupt means more problems for directors and officers. If you find yourself in a litigation storm, specialized insurance solutions can be a lifesaver. Additional policies may offer more protection than just a directors and officers (D&amp;O) policy. With bankruptcies on the rise, getting your protection right is more important now than ever."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=450&height=250&name=office-computer-on-floor.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=225&height=125&name=office-computer-on-floor.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=450&height=250&name=office-computer-on-floor.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=675&height=375&name=office-computer-on-floor.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=900&height=500&name=office-computer-on-floor.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=1125&height=625&name=office-computer-on-floor.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/office-computer-on-floor.jpg?width=1350&height=750&name=office-computer-on-floor.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/side-a-do-coverage-benefits-amid-corporate-bankruptcy?hsLang=en" "> The Bankruptcy Support You Haven’t Heard Of </a> </h3> <span class="resource-card__snippet"> More public companies going bankrupt means more problems for directors and officers. If you find yourself in a litigation storm, specialized insurance solutions can be a lifesaver. Additional policies may offer more protection than just a directors ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Real Estate"],"name":"The CAT Zone Effect: Surging Costs in Commercial Property Insurance","snippet":"Don’t believe everything you read about the lack of commercial property insurance capacity. It’s out there, with some caveats. The real estate axiom “location, location, location” remains a pillar in the capacity story, but it’s not the whole story. The quality and age of a building also play a role in commercial property insurance cost and availability, no matter where your property is located."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=450&height=250&name=Property%20Market%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=225&height=125&name=Property%20Market%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=450&height=250&name=Property%20Market%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=675&height=375&name=Property%20Market%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=900&height=500&name=Property%20Market%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=1125&height=625&name=Property%20Market%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Property%20Market%20.jpg?width=1350&height=750&name=Property%20Market%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/cat-zone-effect-surging-costs-in-commercial-property-insurance?hsLang=en" "> The CAT Zone Effect: Surging Costs in Commercial Property Insurance </a> </h3> <span class="resource-card__snippet"> Don’t believe everything you read about the lack of commercial property insurance capacity. It’s out there, with some caveats. The real estate axiom “location, location, location” remains a pillar in the capacity story, but it’s not the whole story. ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"The Christie’s Auction House Hack and You","snippet":"The ongoing hack of Christie’s auction house immediately ahead of a planned $840M art sale is an abject lesson in the realities of risk in today’s internet-connected and dependent business world."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=450&height=250&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=225&height=125&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=450&height=250&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=675&height=375&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=900&height=500&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=1125&height=625&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg?width=1350&height=750&name=Digital%20generated%20image%20of%20electronic%20circuit%20security%20padlock.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-christies-auction-house-hack-and-you?hsLang=en" "> The Christie’s Auction House Hack and You </a> </h3> <span class="resource-card__snippet"> The ongoing hack of Christie’s auction house immediately ahead of a planned $840M art sale is an abject lesson in the realities of risk in today’s internet-connected and dependent business world. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Equity"],"name":"The Fine Print: What Regulatory Coverage is Offered in your General Partnership Liability Policy?","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif?width=450&height=250&name=Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif?width=225&height=125&name=Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif 225w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif?width=450&height=250&name=Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif 450w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif?width=675&height=375&name=Private%20Equity%20-%20Insight%20Venture%20Article%20V3%20-Resource%20image.gif 675w, 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health and welfare benefits, and manage other key HR systems and functions. This hampers the experience for all parties involved – employees, HR, Finance, and more."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=450&height=250&name=meeting-in-office-male-female.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=225&height=125&name=meeting-in-office-male-female.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=450&height=250&name=meeting-in-office-male-female.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=675&height=375&name=meeting-in-office-male-female.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=900&height=500&name=meeting-in-office-male-female.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=1125&height=625&name=meeting-in-office-male-female.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/meeting-in-office-male-female.jpg?width=1350&height=750&name=meeting-in-office-male-female.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-human-capital-management-strategy-to-execution-disconnect?hsLang=en" "> The Human Capital Management Strategy-to-Execution Disconnect </a> </h3> <span class="resource-card__snippet"> Organizations typically have siloed Human Resources (HR) and finance systems, data, and processes to run payroll, administer employee health and welfare benefits, and manage other key HR systems and functions. 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This shift also highlights the growing importance of management liability insurance in safeguarding your company and its leadership in a time of rapidly emerging risks."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=450&height=250&name=Non-compete%20Contract.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=225&height=125&name=Non-compete%20Contract.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=450&height=250&name=Non-compete%20Contract.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=675&height=375&name=Non-compete%20Contract.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=900&height=500&name=Non-compete%20Contract.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=1125&height=625&name=Non-compete%20Contract.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Non-compete%20Contract.jpg?width=1350&height=750&name=Non-compete%20Contract.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/importance-of-management-liability-insurance-in-the-wake-of-the-ftc-noncompete-rule?hsLang=en" "> The Importance of Management Liability Insurance in the Wake of the FTC Noncompete Rule </a> </h3> <span class="resource-card__snippet"> The Federal Trade Commission's (FTC) ban on non-compete agreements will upend traditional employment practices, affecting a wide swath of employers, employees, and legal professionals. As this landmark rule takes effect in September, employers will ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"The Key Component Missing in Benefits Strategy Planning","snippet":"When it comes to your employee benefits strategy, offering a broader choice is directionally appropriate for most organizations. However, it does not mean offering a plethora of options is right for your business or for your employees."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=450&height=250&name=GettyImages-1254520352.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=225&height=125&name=GettyImages-1254520352.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=450&height=250&name=GettyImages-1254520352.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=675&height=375&name=GettyImages-1254520352.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=900&height=500&name=GettyImages-1254520352.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=1125&height=625&name=GettyImages-1254520352.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/GettyImages-1254520352.jpg?width=1350&height=750&name=GettyImages-1254520352.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-key-component-missing-in-benefits-strategy-planning?hsLang=en" "> The Key Component Missing in Benefits Strategy Planning </a> </h3> <span class="resource-card__snippet"> When it comes to your employee benefits strategy, offering a broader choice is directionally appropriate for most organizations. However, it does not mean offering a plethora of options is right for your business or for your employees. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"The Process for Automobile, Property, & General Liability Claims","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=450&height=250&name=Claims_cost_Trends_-_Reinsurance.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=225&height=125&name=Claims_cost_Trends_-_Reinsurance.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=450&height=250&name=Claims_cost_Trends_-_Reinsurance.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=675&height=375&name=Claims_cost_Trends_-_Reinsurance.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=900&height=500&name=Claims_cost_Trends_-_Reinsurance.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=1125&height=625&name=Claims_cost_Trends_-_Reinsurance.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Claims_cost_Trends_-_Reinsurance.png?width=1350&height=750&name=Claims_cost_Trends_-_Reinsurance.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/The%20Process%20for%20Automobile%2c%20Property%2c%20%26%20General%20Liability%20Claims.mp4?hsLang=en" target="_blank" aria-label="Watch our The Process for Automobile, Property, & General Liability Claims Webinar"> The Process for Automobile, Property, & General Liability Claims </a> </h3> <span class="resource-card__snippet"> Our webinar recording on "The Process for Automobile, Property, & General Liability Claims: Claims Reporting and Handling Guidelines," which covered topics such as automobile accidents and claims, property claims, and general liability claims, is now available for viewing. Check it out to gain valuable insights into these areas. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Healthcare"],"name":"The Rise of Direct to Employer Healthcare Relationships","snippet":"Today's healthcare landscape is evolving, with traditional service delivery adapting to meet diverse needs more effectively. The Direct to Employer (DTE) healthcare model exemplifies this shift, emerging as a significant growth avenue for health systems. This approach aims to streamline healthcare solutions, making them more cost-effective and tailored to specific employer needs. Employers making decisions between traditional and DTE systems need to understand the nuances between the two and the specific value propositions DTEs hold for self-funded employers."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=450&height=250&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=225&height=125&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=450&height=250&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=675&height=375&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=900&height=500&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=1125&height=625&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg?width=1350&height=750&name=Handshake%20of%20a%20doctor%20and%20a%20business%20man%20closing%20a%20deal.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-rise-of-direct-to-employer-healthcare-relationships?hsLang=en" "> The Rise of Direct to Employer Healthcare Relationships </a> </h3> <span class="resource-card__snippet"> Today's healthcare landscape is evolving, with traditional service delivery adapting to meet diverse needs more effectively. The Direct to Employer (DTE) healthcare model exemplifies this shift, emerging as a significant growth avenue for health ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"The Starting Point for Building a Balanced Benefits Strategy","snippet":"Both CFOs and CHROs have a needed perspective on an organization’s benefits strategy. The CFO is focused on the financial impacts of benefits while the CHRO is more attuned to implementing benefits aligned with the organization’s recruit and retain strategies."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=450&height=250&name=associates-shaking-hands.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=225&height=125&name=associates-shaking-hands.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=450&height=250&name=associates-shaking-hands.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=675&height=375&name=associates-shaking-hands.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=900&height=500&name=associates-shaking-hands.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=1125&height=625&name=associates-shaking-hands.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/associates-shaking-hands.jpg?width=1350&height=750&name=associates-shaking-hands.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-starting-point-for-building-a-balanced-employee-benefits-strategy?hsLang=en" "> The Starting Point for Building a Balanced Benefits Strategy </a> </h3> <span class="resource-card__snippet"> Both CFOs and CHROs have a needed perspective on an organization’s benefits strategy. The CFO is focused on the financial impacts of benefits while the CHRO is more attuned to implementing benefits aligned with the organization’s recruit and retain ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Nonprofit & Human Services"],"name":"The Top Five Risk Management Challenges for Nonprofits","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=450&height=250&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=225&height=125&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=450&height=250&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=675&height=375&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=900&height=500&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=1125&height=625&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Web%20%E2%80%93%20310x230%20%E2%80%93%20Resource%20Feature%20Image/Ariel%20view%20of%20people%20at%20food%20bank.jpg?width=1350&height=750&name=Ariel%20view%20of%20people%20at%20food%20bank.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Web%20Resources/5%20Risk%20Management%20Challenges%20for%20Nonprofits.pdf" aria-label="Download The Top Five Risk Management Challenges for Nonprofits"> The Top Five Risk Management Challenges for Nonprofits </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Consulting"],"name":"The Underlying Opportunity in Healthcare Point Solutions","snippet":"Healthcare point solutions are services designed to provide a health, wellness, and/or condition-based service to supplement a benefits plan. These solutions address a specific condition and provide care or a program that meets a need in the healthcare ecosystem. COVID-19 helped accelerate the growth of the point solutions market."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=450&height=250&name=mother-with-sick-child-telehealth-appointment.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=225&height=125&name=mother-with-sick-child-telehealth-appointment.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=450&height=250&name=mother-with-sick-child-telehealth-appointment.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=675&height=375&name=mother-with-sick-child-telehealth-appointment.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=900&height=500&name=mother-with-sick-child-telehealth-appointment.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=1125&height=625&name=mother-with-sick-child-telehealth-appointment.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/mother-with-sick-child-telehealth-appointment.jpg?width=1350&height=750&name=mother-with-sick-child-telehealth-appointment.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/the-underlying-opportunity-in-healthcare-point-solutions?hsLang=en" "> The Underlying Opportunity in Healthcare Point Solutions </a> </h3> <span class="resource-card__snippet"> Healthcare point solutions are services designed to provide a health, wellness, and/or condition-based service to supplement a benefits plan. These solutions address a specific condition and provide care or a program that meets a need in the ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"These 5 Steps Drive Positive Wellness Program Health Outcomes","snippet":"A successful wellness program must be aligned with what employees consider important. Implementing a wellness program without employee input will not guarantee that the health of your workforce improves. Employees need to be shown the value of wellness through education with incentives to participate. Here are five steps you can take to drive positive health outcomes with your wellness program:"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=450&height=250&name=People%20at%20business%20meeting.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=225&height=125&name=People%20at%20business%20meeting.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=450&height=250&name=People%20at%20business%20meeting.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=675&height=375&name=People%20at%20business%20meeting.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=900&height=500&name=People%20at%20business%20meeting.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=1125&height=625&name=People%20at%20business%20meeting.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=1350&height=750&name=People%20at%20business%20meeting.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/these-5-steps-drive-positive-wellness-program-health-outcomes?hsLang=en" "> These 5 Steps Drive Positive Wellness Program Health Outcomes </a> </h3> <span class="resource-card__snippet"> A successful wellness program must be aligned with what employees consider important. Implementing a wellness program without employee input will not guarantee that the health of your workforce improves. Employees need to be shown the value of ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education","Risk Management"],"name":"Tips from the Trenches: Change Management ","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=450&height=250&name=Management%20Liability%20Blog%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=225&height=125&name=Management%20Liability%20Blog%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=450&height=250&name=Management%20Liability%20Blog%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=675&height=375&name=Management%20Liability%20Blog%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=900&height=500&name=Management%20Liability%20Blog%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=1125&height=625&name=Management%20Liability%20Blog%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Management%20Liability%20Blog%20.jpg?width=1350&height=750&name=Management%20Liability%20Blog%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Change%20Management%20Webinar.mp4?hsLang=en" target="_blank" aria-label="Watch our Change Management: A Risk Manager's Role in Sustaining Operational Efficiency Webinar"> Tips from the Trenches: Change Management </a> </h3> <span class="resource-card__snippet"> In the "Change Management: A Risk Manager's Role in Sustaining Operational Efficiency" interview series, we explored common organizational barriers to change, identified critical success factors for change adoption, understood that people resist control more than change, and learned about Newmawashi, a Japanese approach for obtaining quick agreement on change. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Tips from the Trenches: Cyber Renewal","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=450&height=250&name=Cyber%20risk.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=225&height=125&name=Cyber%20risk.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=450&height=250&name=Cyber%20risk.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=675&height=375&name=Cyber%20risk.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=900&height=500&name=Cyber%20risk.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=1125&height=625&name=Cyber%20risk.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20risk.png?width=1350&height=750&name=Cyber%20risk.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Tips%20from%20the%20Trenches%20Cyber%20Renewal.mp4?hsLang=en" target="_blank" aria-label="Watch our Tips from the Trenches: Cyber Renewal Webinar"> Tips from the Trenches: Cyber Renewal </a> </h3> <span class="resource-card__snippet"> The cyber marketplace is undergoing a period of unprecedented change. Colleges and universities are particularly being impacted due to historical claims experience. Watch Steve Bryant and Rob as they discuss the importance of being proactive and implementing best-in-class controls to differentiate yourself in this market and control your total cost of risk. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Tips from the Trenches: Disaster Recovery Part 1","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=450&height=250&name=Education%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=225&height=125&name=Education%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=450&height=250&name=Education%20.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=675&height=375&name=Education%20.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=900&height=500&name=Education%20.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=1125&height=625&name=Education%20.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Education%20.jpg?width=1350&height=750&name=Education%20.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Tips%20from%20the%20Trenches%20Disaster%20Recovery%2c%20Part%20One.mp4?hsLang=en" target="_blank" aria-label="Watch our Tips from the Trenches: Disaster Recovery, Part One"> Tips from the Trenches: Disaster Recovery Part 1 </a> </h3> <span class="resource-card__snippet"> Dive into the insightful world of Higher Education risk management with Steve Bryant's "Tips from the Trenches" interview series. In Part One, Steve engages in thought-provoking discussions with subject matter experts, unraveling the complexities of risks in Higher Education. Watch the recorded webinar now! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Tips from the Trenches: Disaster Recovery Part 2","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=450&height=250&name=Education_resized-1%20(2).jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=225&height=125&name=Education_resized-1%20(2).jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=450&height=250&name=Education_resized-1%20(2).jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=675&height=375&name=Education_resized-1%20(2).jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=900&height=500&name=Education_resized-1%20(2).jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=1125&height=625&name=Education_resized-1%20(2).jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/AHP/Education_resized-1%20(2).jpg?width=1350&height=750&name=Education_resized-1%20(2).jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Tips%20from%20the%20Trenches%20Disaster%20Recovery%2c%20Part%20Two.mp4?hsLang=en" target="_blank" aria-label="Watch our Tips from the Trenches "> Tips from the Trenches: Disaster Recovery Part 2 </a> </h3> <span class="resource-card__snippet"> Elevate your disaster recovery strategy. Watch part two, Tips from the Trenches, an exclusive interview series featuring Steve Bryant and Tres Hurst. Discover key insights on building strong relationships between institutions and their disaster recovery partners. Watch the recording now! </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Education"],"name":"Tips from the Trenches: Disaster Recovery Part 3","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=450&height=250&name=college%20students%20on%20steps.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=225&height=125&name=college%20students%20on%20steps.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=450&height=250&name=college%20students%20on%20steps.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=675&height=375&name=college%20students%20on%20steps.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=900&height=500&name=college%20students%20on%20steps.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=1125&height=625&name=college%20students%20on%20steps.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/State%20of%20the%20Market/2023%20Images/college%20students%20on%20steps.jpg?width=1350&height=750&name=college%20students%20on%20steps.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Tips%20from%20the%20Trenches%20Disaster%20Recovery%2c%20Part%20Three.mp4?hsLang=en" target="_blank" aria-label="Watch our Tip from the Trenches"> Tips from the Trenches: Disaster Recovery Part 3 </a> </h3> <span class="resource-card__snippet"> Dive into the aftermath of catastrophe on a university campus in the concluding episode of our Disaster Recovery interview series. Join Steve Bryant and subject matter expert Tres Hurt as they share insights and strategies. 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You skip payroll taxes, don’t have to provide benefits, and you potentially gain greater flexibility in ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Understanding Flood Risks & Flood Insurance","type":["Guidelines"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=450&height=250&name=flood-insurance-risk-guide-thumbnail-450x250.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=225&height=125&name=flood-insurance-risk-guide-thumbnail-450x250.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=450&height=250&name=flood-insurance-risk-guide-thumbnail-450x250.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=675&height=375&name=flood-insurance-risk-guide-thumbnail-450x250.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=900&height=500&name=flood-insurance-risk-guide-thumbnail-450x250.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=1125&height=625&name=flood-insurance-risk-guide-thumbnail-450x250.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/flood-insurance-risk-guide-thumbnail-450x250.jpg?width=1350&height=750&name=flood-insurance-risk-guide-thumbnail-450x250.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Private%20Client/Understanding%20Flood%20Risks%20%26%20Flood%20Insurance.pdf?hsLang=en" target="_blank" aria-label="Explore"> Understanding Flood Risks & Flood Insurance </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client"],"name":"Understanding Personal Umbrella Insurance and Determining Adequate Limits","type":["Whitepaper"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=450&height=250&name=Dark%20clouds%20and%20umbrella_edited.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=225&height=125&name=Dark%20clouds%20and%20umbrella_edited.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=450&height=250&name=Dark%20clouds%20and%20umbrella_edited.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=675&height=375&name=Dark%20clouds%20and%20umbrella_edited.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=900&height=500&name=Dark%20clouds%20and%20umbrella_edited.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=1125&height=625&name=Dark%20clouds%20and%20umbrella_edited.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Private%20Client/Dark%20clouds%20and%20umbrella_edited.png?width=1350&height=750&name=Dark%20clouds%20and%20umbrella_edited.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Private%20Client/Risk%20Strategies%20Private%20Client%20Umbrella%20Whitepaper%20-%20Final%20Fall%202024.pdf?hsLang=en" target="_blank" aria-label="Read"> Understanding Personal Umbrella Insurance and Determining Adequate Limits </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Understanding the 23andMe Data Breach and Ensuring Cybersecurity","snippet":"Companies like 23andMe have revolutionized accessibility to genetic information, promising personalized insights into health. However, with innovation comes notoriety and vulnerability, as highlighted by the recent data breach at 23andMe. This breach, affecting millions of users, serves as a stark reminder of the urgent need for robust cybersecurity measures and strong password management."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=450&height=250&name=DNA-Computer-Keyboard.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=225&height=125&name=DNA-Computer-Keyboard.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=450&height=250&name=DNA-Computer-Keyboard.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=675&height=375&name=DNA-Computer-Keyboard.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=900&height=500&name=DNA-Computer-Keyboard.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=1125&height=625&name=DNA-Computer-Keyboard.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/DNA-Computer-Keyboard.jpg?width=1350&height=750&name=DNA-Computer-Keyboard.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/understanding-the-23andme-data-breach-and-ensuring-cybersecurity?hsLang=en" "> Understanding the 23andMe Data Breach and Ensuring Cybersecurity </a> </h3> <span class="resource-card__snippet"> Companies like 23andMe have revolutionized accessibility to genetic information, promising personalized insights into health. However, with innovation comes notoriety and vulnerability, as highlighted by the recent data breach at 23andMe. This ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Cyber"],"name":"Understanding the MGM and Caesars Cyberattacks: Lessons Learned","snippet":"Many of today’s increasingly devastating high-profile “cyberattacks” can actually be attributed to human error. The recent attacks on Caesars Entertainment and MGM Resorts stand as stark examples of this. Caesars reportedly paid a $15 million ransom to the attackers whereas MGM refused to pay, causing substantial interruptions to its operations."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=450&height=250&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=225&height=125&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=450&height=250&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=675&height=375&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=900&height=500&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=1125&height=625&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg?width=1350&height=750&name=Cyber%20MGM%20Hack%20Blog%20-%20Getty%20Image.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/understanding-mgm-and-caesars-cyberattacks-lessons-learned?hsLang=en" "> Understanding the MGM and Caesars Cyberattacks: Lessons Learned </a> </h3> <span class="resource-card__snippet"> Many of today’s increasingly devastating high-profile “cyberattacks” can actually be attributed to human error. The recent attacks on Caesars Entertainment and MGM Resorts stand as stark examples of this. Caesars reportedly paid a $15 million ransom ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Upcoming Dates To Know for Delaware PFML","snippet":"As we previously reported, Delaware passed the “Healthy Delaware Families Act” on May 10, 2022, establishing a paid family and medical leave insurance program for employees working in Delaware (DE PFML), set to begin paying out benefits on January 1, 2026."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=450&height=250&name=Parents-With-Child-Family-Leave-600-400.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=225&height=125&name=Parents-With-Child-Family-Leave-600-400.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=450&height=250&name=Parents-With-Child-Family-Leave-600-400.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=675&height=375&name=Parents-With-Child-Family-Leave-600-400.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=900&height=500&name=Parents-With-Child-Family-Leave-600-400.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=1125&height=625&name=Parents-With-Child-Family-Leave-600-400.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Parents-With-Child-Family-Leave-600-400.jpg?width=1350&height=750&name=Parents-With-Child-Family-Leave-600-400.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/upcoming-dates-to-know-for-delaware-pfml?hsLang=en" "> Upcoming Dates To Know for Delaware PFML </a> </h3> <span class="resource-card__snippet"> As we previously reported, Delaware passed the “Healthy Delaware Families Act” on May 10, 2022, establishing a paid family and medical leave insurance program for employees working in Delaware (DE PFML), set to begin paying out benefits on January ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Upcoming Medicare Part D Creditable Coverage Notice Distribution Deadline","snippet":"The annual Medicare Part D enrollment period, which generally runs from October 15 until December 7 each year, is quickly approaching. Employers who offer prescription drug coverage must distribute a notice of \"creditable\" or \"non-creditable\" coverage to Medicare-eligible individuals before October 15, 2024."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=450&height=250&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=225&height=125&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=450&height=250&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=675&height=375&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=900&height=500&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=1125&height=625&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Older-Businessman-Reading-Paperwork-at-Desk.jpg?width=1350&height=750&name=Older-Businessman-Reading-Paperwork-at-Desk.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/upcoming-medicare-part-d-creditable-coverage-notice-distribution-deadline?hsLang=en" "> Upcoming Medicare Part D Creditable Coverage Notice Distribution Deadline </a> </h3> <span class="resource-card__snippet"> The annual Medicare Part D enrollment period, which generally runs from October 15 until December 7 each year, is quickly approaching. Employers who offer prescription drug coverage must distribute a notice of "creditable" or "non-creditable" ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Upcoming State Paid Leave and PFML Developments & Reminders","snippet":"As the summer months roll on, now is a good opportunity to provide employers with a summary of reminders as well as recent developments and updates with respect to certain state-mandated paid leave and paid family and medical leave (PFML) programs."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=450&height=250&name=Father-Son-Walking-Home.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=225&height=125&name=Father-Son-Walking-Home.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=450&height=250&name=Father-Son-Walking-Home.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=675&height=375&name=Father-Son-Walking-Home.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=900&height=500&name=Father-Son-Walking-Home.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=1125&height=625&name=Father-Son-Walking-Home.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Father-Son-Walking-Home.jpg?width=1350&height=750&name=Father-Son-Walking-Home.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/upcoming-state-paid-leave-and-pfml-developments-reminders?hsLang=en" "> Upcoming State Paid Leave and PFML Developments & Reminders </a> </h3> <span class="resource-card__snippet"> As the summer months roll on, now is a good opportunity to provide employers with a summary of reminders as well as recent developments and updates with respect to certain state-mandated paid leave and paid family and medical leave (PFML) programs. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Updated CMS Instructions Released for 2023 RxDC Reporting","snippet":"Summary: The Centers for Medicare and Medicaid Services (CMS) recently released updated RxDC reporting instructions for the 2023 reference year, which is due on June 1, 2024. These updated instructions highlight noteworthy reporting changes applicable to employers sponsoring group health plans. Read on for more information."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=450&height=250&name=Person-at-Calendar-and-Computer-600-399.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=225&height=125&name=Person-at-Calendar-and-Computer-600-399.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=450&height=250&name=Person-at-Calendar-and-Computer-600-399.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=675&height=375&name=Person-at-Calendar-and-Computer-600-399.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=900&height=500&name=Person-at-Calendar-and-Computer-600-399.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=1125&height=625&name=Person-at-Calendar-and-Computer-600-399.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Person-at-Calendar-and-Computer-600-399.jpg?width=1350&height=750&name=Person-at-Calendar-and-Computer-600-399.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/updated-cms-instructions-released-for-2023-rxdc-reporting?hsLang=en" "> Updated CMS Instructions Released for 2023 RxDC Reporting </a> </h3> <span class="resource-card__snippet"> Summary: The Centers for Medicare and Medicaid Services (CMS) recently released updated RxDC reporting instructions for the 2023 reference year, which is due on June 1, 2024. These updated instructions highlight noteworthy reporting changes ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Employee Benefits"],"name":"Updates to Oregon Leave Laws","snippet":"Summary: Oregon Governor Tina Kotek signed legislation (SB 1515) on March 20, 2024, revising the state’s Family Leave Act (OFLA) to align with the state’s Paid Leave Oregon (PLO) law and simplify leave administration for employers with Oregon employees. These changes take effect on July 1, 2024. Read on for more information and next steps."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=450&height=250&name=Oregon-State-Capitol-Building-700-467.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=225&height=125&name=Oregon-State-Capitol-Building-700-467.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=450&height=250&name=Oregon-State-Capitol-Building-700-467.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=675&height=375&name=Oregon-State-Capitol-Building-700-467.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=900&height=500&name=Oregon-State-Capitol-Building-700-467.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=1125&height=625&name=Oregon-State-Capitol-Building-700-467.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Oregon-State-Capitol-Building-700-467.jpg?width=1350&height=750&name=Oregon-State-Capitol-Building-700-467.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/updates-to-oregon-leave-laws?hsLang=en" "> Updates to Oregon Leave Laws </a> </h3> <span class="resource-card__snippet"> Summary: Oregon Governor Tina Kotek signed legislation (SB 1515) on March 20, 2024, revising the state’s Family Leave Act (OFLA) to align with the state’s Paid Leave Oregon (PLO) law and simplify leave administration for employers with Oregon ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Safety Consulting Services","Workers' Compensation","Pro Safety"],"name":"Using a Job Hazard Analysis to Meet OSHA Regulatory Requirements","snippet":"Editor’s note: This article summarizes a recent Risk Strategies webinar based on OSHA content. For additional details, please refer to OSHA's Job Hazard Analysis documentation, OSHA 3071. Navigating OSHA regulations to maintain a safe work environment can seem daunting. However, a Job Hazard Analysis (JHA) offers a practical framework to safeguard your construction or manufacturing workforce. A JHA systematically identifies and addresses potential risks, so your team can perform their tasks confidently, without exposure to unnecessary dangers."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=450&height=250&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=225&height=125&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=450&height=250&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=675&height=375&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=900&height=500&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=1125&height=625&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg?width=1350&height=750&name=Group%20of%20warehouse%20workers%20loading%20a%20truck%20with%20boxes.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/using-job-hazard-analysis-to-meet-osha-regulatory-requirements?hsLang=en" "> Using a Job Hazard Analysis to Meet OSHA Regulatory Requirements </a> </h3> <span class="resource-card__snippet"> Editor’s note: This article summarizes a recent Risk Strategies webinar based on OSHA content. For additional details, please refer to OSHA's Job Hazard Analysis documentation, OSHA 3071. Navigating OSHA regulations to maintain a safe work ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Waste & Recycling"],"name":"Waste & Recycling Brochure","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Waste-Recycling-Brochure-Thumbnail.jpg?width=450&height=250&name=Waste-Recycling-Brochure-Thumbnail.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Waste-Recycling-Brochure-Thumbnail.jpg?width=225&height=125&name=Waste-Recycling-Brochure-Thumbnail.jpg 225w, 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<a href="https://20256628.fs1.hubspotusercontent-na1.net/hubfs/20256628/Sell%20Sheets/CategorySell-Sheet_Waste_Recycling.pdf" target="_blank" aria-label="Download our Waste & Recycling Brochure"> Waste & Recycling Brochure </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management","Private Client"],"name":"Water Leak Prevention ","type":["Brochures"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Pipe%20(10).png?width=450&height=250&name=Pipe%20(10).png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Pipe%20(10).png?width=225&height=125&name=Pipe%20(10).png 225w, 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class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Gowrie/Weekly%20Safety%20Checklist%20for%20Sailing%20Orgs-%20Burgee%20Program%20-%20Gowrie%20-%20RISK.pdf?hsLang=en" target="_blank" aria-label="Download our Weekly Safety Checklist for Sailing Organizations "> Weekly Safety Checklist for Sailing Organizations </a> </h3> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Private Client","Umbrella Insurance"],"name":"What is Personal Umbrella Insurance and How Much Do I Need?","snippet":"High-net-worth (HNW) individuals work hard to build their wealth. But a lawsuit, even a seemingly unfounded one, could threaten a HNW family’s financial security and their reputation if adequate and comprehensive insurance protection is not in place. In today's litigious environment, wealthier individuals are unfortunately often more susceptible to lawsuits due to a perception of \"deep pockets.\""}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=450&height=250&name=Dark-clouds-umbrella_insurance.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=225&height=125&name=Dark-clouds-umbrella_insurance.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=450&height=250&name=Dark-clouds-umbrella_insurance.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=675&height=375&name=Dark-clouds-umbrella_insurance.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=900&height=500&name=Dark-clouds-umbrella_insurance.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=1125&height=625&name=Dark-clouds-umbrella_insurance.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Dark-clouds-umbrella_insurance.png?width=1350&height=750&name=Dark-clouds-umbrella_insurance.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/what-is-personal-umbrella-insurance-and-how-much-do-i-need?hsLang=en" "> What is Personal Umbrella Insurance and How Much Do I Need? </a> </h3> <span class="resource-card__snippet"> High-net-worth (HNW) individuals work hard to build their wealth. But a lawsuit, even a seemingly unfounded one, could threaten a HNW family’s financial security and their reputation if adequate and comprehensive insurance protection is not in ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Risk Management"],"name":"When Water Doesn't Help; Boatyard and Marina Fires","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=450&height=250&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=225&height=125&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=450&height=250&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=675&height=375&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=900&height=500&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=1125&height=625&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/social-suggested-images/www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg?width=1350&height=750&name=www.risk-strategies.comhubfsBoat%20putting%20out%20fire-2.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/When%20Water%20Isnt%20Enough%20Boatyard%2c%20Yacht%2c%20and%20Marina%20Fires.mp4?hsLang=en" target="_blank" aria-label="Watch our When Water Isn't Enough Webinar"> When Water Doesn't Help; Boatyard and Marina Fires </a> </h3> <span class="resource-card__snippet"> Don't miss our past webinar discussing best practices for boatyard, yacht club, and marina fire prevention. 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Meeting the resulting mental health needs from these challenges is key to helping them attain balance."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=450&height=250&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=225&height=125&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png 225w, https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=450&height=250&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png 450w, https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=675&height=375&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png 675w, https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=900&height=500&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png 900w, https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=1125&height=625&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Woman%20on%20the%20beach%20in%20a%20yoga%20position.png?width=1350&height=750&name=Woman%20on%20the%20beach%20in%20a%20yoga%20position.png 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/why-helping-employees-attain-balance-is-key-to-mental-health-support?hsLang=en" "> Why Helping Your Employees Attain Balance is Key to Mental Health Support </a> </h3> <span class="resource-card__snippet"> Providing support to help employees stay balanced is increasingly important. 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If employees work from home at least some of the time, what are the workers’ comp insurance implications? Have you taken a fresh look at your workers’ compensation program structure, claims, and loss control strategies?"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=450&height=250&name=woman-with-strained-neck.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=225&height=125&name=woman-with-strained-neck.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=450&height=250&name=woman-with-strained-neck.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=675&height=375&name=woman-with-strained-neck.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=900&height=500&name=woman-with-strained-neck.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=1125&height=625&name=woman-with-strained-neck.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/woman-with-strained-neck.jpg?width=1350&height=750&name=woman-with-strained-neck.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/workers-comp-insurance-considerations-for-remote-workers?hsLang=en" "> Workers’ Comp Insurance Considerations for Remote Workers </a> </h3> <span class="resource-card__snippet"> Despite highly publicized return-to-work mandates, many organizations today continue to support flexible work arrangements. If employees work from home at least some of the time, what are the workers’ comp insurance implications? Have you taken a ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Casualty","Workers' Compensation"],"name":"Workers’ Comp Insurance Cost: Planning for 2025","snippet":"Unless you’re in a high-risk industry, your workers’ compensation costs may feel more manageable in 2024 (as compared to other insurance coverages). The relatively “soft” workers’ compensation insurance market has been a welcome break for many employers. But don’t get too comfortable. There are workers’ comp issues you need to plan for as you look ahead to 2025."}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=450&height=250&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=225&height=125&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=450&height=250&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=675&height=375&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=900&height=500&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=1125&height=625&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg?width=1350&height=750&name=Injury_%20compensation%20and%20man%20hands%20with%20insurance%20documents_%20legal%20contract%20and%20paperwork..jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/workers-comp-insurance-cost-planning-for-2025?hsLang=en" "> Workers’ Comp Insurance Cost: Planning for 2025 </a> </h3> <span class="resource-card__snippet"> Unless you’re in a high-risk industry, your workers’ compensation costs may feel more manageable in 2024 (as compared to other insurance coverages). The relatively “soft” workers’ compensation insurance market has been a welcome break for many ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Construction","Workers' Compensation"],"name":"Workers’ Comp Insurance: 8 Ways to Trim Costs","snippet":"Editor's Note: This workers’ comp insurance article originally appeared in Premier Flooring Retailer, a trade magazine published by the World Floor Covering Association. Reprinted with permission, this piece contains helpful tips for all construction businesses, not just the flooring industry. Workers’ compensation insurance in the construction trades is expensive. Flooring businesses, for example, see a greater than average number of debilitating back and knee injuries, as well as knife mishaps. Though you have limited control over your workers’ comp insurance rates, you can take steps to reduce the risk of workplace injuries and workers’ comp claims. Here are eight tips:"}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=450&height=250&name=floor_install_image.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=225&height=125&name=floor_install_image.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=450&height=250&name=floor_install_image.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=675&height=375&name=floor_install_image.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=900&height=500&name=floor_install_image.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=1125&height=625&name=floor_install_image.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/floor_install_image.jpg?width=1350&height=750&name=floor_install_image.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/blog/workers-comp-insurance-8-ways-to-trim-costs?hsLang=en" "> Workers’ Comp Insurance: 8 Ways to Trim Costs </a> </h3> <span class="resource-card__snippet"> Editor's Note: This workers’ comp insurance article originally appeared in Premier Flooring Retailer, a trade magazine published by the World Floor Covering Association. Reprinted with permission, this piece contains helpful tips for all ... </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":["Hospitality"],"name":"Workers’ Compensation: Reducing Expenses in Hospitality","type":["Webinar"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=450&height=250&name=GettyImages-138030614.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=225&height=125&name=GettyImages-138030614.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=450&height=250&name=GettyImages-138030614.jpg 450w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=675&height=375&name=GettyImages-138030614.jpg 675w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=900&height=500&name=GettyImages-138030614.jpg 900w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=1125&height=625&name=GettyImages-138030614.jpg 1125w, https://www.risk-strategies.com/hs-fs/hubfs/Webinars/GettyImages-138030614.jpg?width=1350&height=750&name=GettyImages-138030614.jpg 1350w" sizes="(max-width: 450px) 100vw, 450px"> </picture> </div> <div class="resource-card__inner" aria-hidden="true"> <div class="resource-card__content"> <div class="resource-card__content-top"> <h3 class="resource-card__title"> <a href="https://www.risk-strategies.com/hubfs/Webinars/Workers%20Compensation%20Reducing%20Expenses%20In%20Hospitality%20Webinar%20Recording.mp4?hsLang=en" target="_blank" aria-label="Watch our webinar recording on Workers’ Compensation: Reducing Expenses in Hospitality"> Workers’ Compensation: Reducing Expenses in Hospitality </a> </h3> <span class="resource-card__snippet"> Did you miss our live session? 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It followed the "Run. Hide. Fight." methodology by the U.S. Department of Homeland Security and the FBI. Watch the recorded session for valuable guidance. </span> </div> <div class="resource-card__bottom"> </div> </div> </div> </div> </div> <div class="resources__column" data-is-active="true" data-column-properties="{"industry":null,"name":"Yacht Club & Sailing Organization Safety Program Manual","type":["Manual"]}"> <div class="resource-card resource-card--standard-small on-light resource-card--is-linked"> <div class="resource-card__image"> <picture class="module__picture"> <img class="module__picture-element" src="https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20Flags%20.jpg?width=450&height=250&name=Sailing%20Flags%20.jpg" alt="" loading="lazy" width="450" height="250" srcset="https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20Flags%20.jpg?width=225&height=125&name=Sailing%20Flags%20.jpg 225w, https://www.risk-strategies.com/hs-fs/hubfs/Sailing%20Flags%20.jpg?width=450&height=250&name=Sailing%20Flags%20.jpg 450w, 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