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The European Investment Fund, part of the EIB Group, also provides guarantees for SME portfolios."></meta> <meta name="copyright" content="European Investment Bank"> <!-- generics --> <link rel="shortcut icon" href="/img/icons/favicons/favicon-32x32.png?v=0.1" sizes="32x32"> <link rel="shortcut icon" href="/img/icons/favicons/favicon-16x16.png?v=0.1" sizes="16x16"> <link rel="shortcut icon" href="/img/icons/favicons/android-chrome-192x192.png?v=0.1" sizes="192x192"> <link rel="shortcut icon" href="/img/icons/favicons/android-chrome-512x512.png?v=0.1" sizes="512x512"> <!-- iOS --> <link rel="apple-touch-icon" href="/img/icons/favicons/apple-touch-icon.png?v=0.1"> <link rel="canonical" href="https://www.eib.org/en/products/guarantees/sme-mid-cap-guarantees/index" /> <link rel="alternate" href="https://www.eib.org/fr/products/guarantees/sme-mid-cap-guarantees/index" hreflang="fr"/> <link rel="alternate" href="https://www.eib.org/de/products/guarantees/sme-mid-cap-guarantees/index" 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href="https://www.eib.org/en/about/cr/internal-commitment/index.htm"> Our internal commitment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/environmental-management/index.htm"> Managing our environment </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Transparency, accountability and access to information <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" 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<li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> What we offer <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Loans <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/public-sector/index.htm"> Loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/framework-public-sector/index.htm"> Framework loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/private-sector/index.htm"> Loans for the private sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/sme-mid-caps/index.htm"> Intermediated loans for SMEs, mid-caps and other priorities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/microfinance/index.htm"> Microfinance </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Equity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul 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viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/credit-enhancement/index.htm"> Credit enhancement for project finance </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/sme-mid-cap-guarantees/index.htm"> Guarantees in support of SMEs, mid-caps and other objectives </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/advisory-services/index.htm"> Advisory services </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Mandates and partnerships <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/investeu/index.htm"> InvestEU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/eu-blending-facilities/index.htm"> EU Blending facilities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/donor-partnerships/index.htm"> Donor partnerships </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/shared-management-funds/index.htm"> Shared management funds and financial instruments </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/efsd/index.htm"> EFSD Guarantee </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm#mandates"> All mandates and partnerships </a> </li> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Our work <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a 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<li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/climate-action/index"> Climate and environment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/index"> Digitalisation and technological innovation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/sesi/index"> Security and defence </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/regional-development/index"> A modern cohesion policy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/energy-natural-resources/agriculture/index"> Agriculture and bioeconomy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/sustainable-cities-regions/urban-development/affordable-and-sustainable-housing"> Social infrastructure </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/global/index"> High-impact global investment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/capital-markets-union/index"> Capital Markets Union </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our regions of activity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" 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href="https://www.eib.org/en/projects/region/western-balkans"> Western Balkans </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/eastern-neighbours/index.htm"> Eastern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/southern-neighbours/index.htm"> Southern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/sub-saharan-africa"> Sub-Saharan Africa </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/latin-america-caribbean"> Latin America and the Caribbean </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/asia-pacific"> Asia and the Pacific </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/efta/index.htm"> EFTA countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/united-kingdom/index.htm"> UK </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/map.htm"> Global investment map </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/cycle/index.htm"> Project cycle </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/evaluation/index.htm"> Evaluation </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Media centre <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div 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<h1 class="eib-title__title eib-typography__title ">Guarantees in support of SMEs, mid-caps and other objectives</h1> <div class="eib-title__intro eib-typography__body "> <p>The EIB guarantees unlock additional financing for small- and medium-sized enterprises or mid-caps by covering a portion of possible losses from a portfolio of loans. <a href="http://www.eif.org/">T</a><a href="http://www.eif.org/">he European Investment Fund</a>, part of the EIB Group, also provides guarantees for SME portfolios.</p> </div> </div> <div class="eib-title__share"> <!-- meta-line --> <div class="eib-title__meta-line"> <div class="eib-title__meta-line__wrapper"> <div class="eib-title__meta-line_print btn-tooltip"> <button id="print-icon" class="btn-icon">Print <i class="fa-solid fa-print"></i></button> </div> <div class="eib-title__meta-line_share btn-tooltip"> <button class="btn-icon">Share <i class="fa-solid fa-arrow-up-from-bracket"></i></button> <span class="eib-icon-social-media toolip"> <a 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</div> </div> </div> </div> </div> </div> </div> </div> </div> </header> <main id="content"> <section id="49736857665201" class="eib-section eib-section--white boxes boxes__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Four key benefits</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> <p>Here are the benefits of guarantees in support of SMEs, mid-caps and other objectives</p> </div> </div> <section id="71012898237285" class="eib-boxes eib-component--item"> <div class="eib-layout eib-layout--quarters pl-0 pr-0"> <div class="eib-layout__row"> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-external-link fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Extended credit limits </p> </div> <p class="eib-typography__card-body">Alleviation of internal limits to extend lending (e.g. due to concentration issues by sector or borrower). </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-umbrella fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Risk mitigation </p> </div> <p class="eib-typography__card-body">Credit risk protection and possible reduction of the portfolio’s economic capital allocation. </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-calendar-alt fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Flexible tenors </p> </div> <p class="eib-typography__card-body">Tenor of the guarantee linked to the maturity profile of the underlying exposure. </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-ruler-triangle fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Bespoke financing </p> </div> <p class="eib-typography__card-body">Funded or unfunded guarantee structures can both be considered. </p> </div> </div> </div> </div> </section> </div> </section> <section id="49655941347462" class="eib-section eib-section--grey accordion accordion__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Eligibility</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> <p>Find out if financial support might be available to you</p> </div> </div> <div class="eib-accordion eib-component--item"> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> Who is eligible </div> </a> <div class="content eib-typography__body"> <ul> <li>Commercial banks</li> <li>National promotional banks and institutions</li> <li>Other financial institutions</li> </ul> </div> </div> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> What is eligible </div> </a> <div class="content eib-typography__body"> <p>The Bank can share risk on assets aligned with one or more EIB <a href="/en/projects/index">priorities</a>. Those assets can be either:</p> <ul> <li>Pre-existent, where the guarantee comes with the obligation to create a new portfolio of loans at a pre-defined volume or (a de-linked structure)</li> <li>To be created during an agreed ramp-up period (usually two to three years) or until the portfolio reaches a pre-defined volume (a linked structure).</li> </ul> <p>Replenishment of existing portfolio may be considered on a case-by-case basis. Reimbursement for a fixed percentage of incurred losses typically amounts to a maximum of 50%.</p> <p>Find information on <a href="/en/products/pricing-and-other-terms.htm">pricing, geographical availability and other terms</a>. Depending on the project, it may also qualify for support under our <a href="/en/products/mandates-partnerships/index.htm">mandates</a> or third party resources.</p> </div> </div> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> Financing options </div> </a> <div class="content eib-typography__body"> <ul> <li>Risk-sharing guarantees (linked and de-linked)</li> <li>Supply chain (reverse factoring) guarantees</li> <li>Trade finance guarantees</li> <li><a href="/en/products/lending/microfinance/index.htm">Microfinance</a></li> </ul> </div> </div> </div> </div> </section> <section id="85746587587668" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Building a green future</h3> </div> <div class="eib-content-text eib-typography__body footer-section-in contentText contentText__component eib-component--item"> <p>We have aligned all our financing activities with the principles and goals of the Paris Agreement, a commitment that builds a pathway towards low greenhouse gas emissions and climate-resilient development.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="#" target='_blank'> Read more <em class="fa-light fa-magnifying-glass ml-3" > </em> </a> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=cabb6a86-ed2a-4e11-abff-f60cb38c65b0&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=cabb6a86-ed2a-4e11-abff-f60cb38c65b0&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=cabb6a86-ed2a-4e11-abff-f60cb38c65b0&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=cabb6a86-ed2a-4e11-abff-f60cb38c65b0&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=cabb6a86-ed2a-4e11-abff-f60cb38c65b0&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=cabb6a86-ed2a-4e11-abff-f60cb38c65b0&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </section> <section id="18108746569076" class="eib-section eib-section--blue ctaBox ctaBox__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--single-column"> <div class="cta-box cta-box__wrapper eib-section--white eib-component--item"> <h3 class="eib-heading-3">How to get support</h3> <div class="eib-content-text eib-typography__body"> <p>Contact the EIB Information Desk for enquiries regarding the financing facilities, activity, organisation and objectives of the EIB.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/infocentre/contact-form.htm" > Contact us <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> </section> <section id="46070401041334" class="eib-section eib-section--white picture picture__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Project cycle</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> <p>A project financed by EIB typically goes through seven major stages: proposal, appraisal, approval, signature, disbursement, monitoring/reporting and repayment.</p> </div> </div> <figure class="eib-figure eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=d28a444b-177f-4b11-b85f-366dd432366e&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=d28a444b-177f-4b11-b85f-366dd432366e&binaryType=WM"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=d28a444b-177f-4b11-b85f-366dd432366e&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=d28a444b-177f-4b11-b85f-366dd432366e&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=d28a444b-177f-4b11-b85f-366dd432366e&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=d28a444b-177f-4b11-b85f-366dd432366e&binaryType=XL" > <figcaption class="mt-2 eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> <div class="call-to-action text-right"> <a class="eib-button eib-button--icon-with-text-footer mt-0" href="/en/projects/cycle/index" target='_blank'> More details on the project cycle <em class="fa fa-arrow-right"> </em> </a> </div> </div> </section> <section id="48654525514628" class="eib-section eib-section--blue contentText__component picture__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout--contained-col-8 eib-component--title "> </div> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">The European Investment Fund</h3> </div> <div class="eib-content-text eib-typography__body footer-section-in contentText contentText__component eib-component--item"> <p>The European Investment Fund, part of the EIB Group, also provides guarantees for SME portfolios.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eif.org/" target='_blank'> EIF website <em class="fa fa-arrow-right" > </em> </a> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; 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