CINXE.COM

<!DOCTYPE html> <html lang="en"> <head> <meta name="google-site-verification" content="ej7DCzns06I5qrf4Xn5aafoQeDdFowTaWUwsWxCRIxc" /> <meta content="text/html; charset=utf-8" http-equiv="Content-Type" /> <meta content="IE=9,10,11,edge" http-equiv="X-UA-Compatible" /> <meta content="width=device-width, initial-scale=1.0" name="viewport" /> <meta content="350888674962511" property="fb:pages" />  <link rel="shortcut icon" href="/img/icons/favicons/favicon-32x32.png?v=0.1" sizes="32x32" /> <link rel="shortcut icon" href="/img/icons/favicons/favicon-16x16.png?v=0.1" sizes="16x16" /> <link rel="shortcut icon" href="/img/icons/favicons/android-chrome-192x192.png?v=0.1" sizes="192x192" /> <link rel="shortcut icon" href="/img/icons/favicons/android-chrome-512x512.png?v=0.1" sizes="512x512" />  <link rel="apple-touch-icon" href="/img/icons/favicons/apple-touch-icon.png?v=0.1" /> <link rel="canonical" href="https://www.eib.org/eib-smes" /> <link rel="alternate" href="https://www.eib.org/deeib-smes" hreflang="de"/> <link rel="alternate" href="https://www.eib.org/freib-smes" hreflang="fr"/> <title lang="">The European Investment Bank and small or medium-sized businesses</title> <meta name="description" content=""></meta> <meta name="twitter:url" content="https://www.eib.org/eib-smes"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:site" content="@EIB"/> <meta name="twitter:creator" content="@EIB"/> <meta name="twitter:title" content="The European Investment Bank and small or medium-sized businesses"/> <meta name="twitter:description" content=""/> <meta name="twitter:image" content="https://www./photos/rs//largeprvw/image.jpg"/> <meta property="og:url" content="https://www.eib.org/eib-smes"/> <meta property="og:title" content="The European Investment Bank and small or medium-sized businesses"/> <meta property="og:description" content=""/> <meta property="og:image" content="/photos/rs//largeprvw/image.jpg"/> <meta property="og:site_name" content="European Investment Bank"/> <meta property="og:type" content="genericEasyToRead"/> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.eib.org/eib-smes" }, "headline": "The European Investment Bank and small or medium-sized businesses", "image": [ "https://www./photos/rs//largeprvw/image.jpg" ], "datePublished": "", "dateModified": "2023-10-13 10:23", "author": { "@type": "Person", "name": "EIB" }, "publisher": { "@type": "Organization", "name": "European Investment Bank", "logo": { "@type": "ImageObject", "url": "https://www.eib.org/img/logos/logo23/eib-logo-hori-en.png" } }, "description": "" } </script> <script> window.dataLayer = window.dataLayer || []; dataLayer.push ({ "content_title" : "The European Investment Bank and small or medium-sized businesses", "content_title_en": "The European Investment Bank and small or medium-sized businesses" }) </script> <style> menu.eib-mega-menu{display:none}img.lozad {width:100%;height:100%;object-fit:cover;object-position:center;will-change:filter;display:block;} </style> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/css/eib-font.css"> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/font/fontawesome-pro/css/all.min.css"/> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/bootstrap.min.css"> <link rel="stylesheet" href="https://tech.eib.org/_tools/front/css/framework/swiper-bundle.min.css"> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/rl/eib-styles.css?v=2.14"> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/css/all-style-rl.css?v=3.41"> <link href="//tech.eib.org/_tools/front/css/framework/rl/header.css?v=1.62" media="screen" rel="stylesheet" type="text/css"/> <link href="//tech.eib.org/_tools/front/css/framework/rl/primer/primer.css" rel="stylesheet" type="text/css"/> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/rl/footer.css?v=1.5"> <link href="//tech.eib.org/_tools/front/css/fm/all-style.css?v=3.563" media="screen" rel="stylesheet" type="text/css"/> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/jquery.fancybox.min.css"> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/css/gallery/thumbnail-gallery.css?v=1.4"> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/flag-icon.min.css"> <link rel="stylesheet" media="print" href="//tech.eib.org/_tools/front/css/generic/print.css?version=1"/> <link rel="stylesheet" type="text/css" href="//cdn.curator.io/5.0/curator.embed.css"/> <script src="//tech.eib.org/_tools/front/js/framework/_rareloop/animate-in.js" defer></script> <style> p { font-size: 21px !important; line-height: 160% !important; margin: 16px 0 !important; } </style> </head> <body class="media__generic-easy_to_read" > <header> <menu class="eib-mega-menu eib-mega-menu--v2 eib-mega-menu--light menu-light"> <a class="eib-mega-menu__search eib-mega-menu__icon-link"> <svg width="20" height="20" viewbox="0 0 20 20" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <path d="M19.9399 18.1499L13.4474 11.8017C14.4549 10.5282 14.9999 8.97107 14.9999 7.3333C14.9999 5.37287 14.2174 3.53465 12.8024 2.14866C11.3874 0.762663 9.50246 0 7.49997 0C5.49748 0 3.61248 0.765108 2.19749 2.14866C0.779996 3.53221 0 5.37287 0 7.3333C0 9.29129 0.782496 11.1344 2.19749 12.5179C3.61248 13.9039 5.49498 14.6666 7.49997 14.6666C9.17496 14.6666 10.765 14.1337 12.0674 13.1511L18.5599 19.4968C18.579 19.5154 18.6016 19.5302 18.6264 19.5403C18.6513 19.5504 18.678 19.5556 18.7049 19.5556C18.7318 19.5556 18.7585 19.5504 18.7834 19.5403C18.8083 19.5302 18.8309 19.5154 18.8499 19.4968L19.9399 18.4335C19.959 18.4149 19.9741 18.3928 19.9844 18.3684C19.9947 18.3441 20 18.318 20 18.2917C20 18.2654 19.9947 18.2393 19.9844 18.215C19.9741 18.1906 19.959 18.1685 19.9399 18.1499ZM11.46 11.2053C10.4 12.2393 8.99496 12.8088 7.49997 12.8088C6.00497 12.8088 4.59998 12.2393 3.53998 11.2053C2.48249 10.1688 1.89999 8.79507 1.89999 7.3333C1.89999 5.87153 2.48249 4.49531 3.53998 3.46132C4.59998 2.42732 6.00497 1.85777 7.49997 1.85777C8.99496 1.85777 10.4025 2.42488 11.46 3.46132C12.5174 4.49776 13.0999 5.87153 13.0999 7.3333C13.0999 8.79507 12.5174 10.1713 11.46 11.2053Z" fill="inherit"></path> </svg> <span>Search</span> </a> <span class="eib-mega-menu__languages eib-select"> <span class="eib-select__label">En</span> <ul class="eib-select__dropdown"> <li class="eib-select__option"><a class="eib-select__link" href="/fr/easy-to-read/eib-smes?lang=fr">FR</a></li> <li class="eib-select__option"><a class="eib-select__link" href="/de/easy-to-read/eib-smes?lang=de">DE</a></li> </ul> </span> <a class="eib-mega-menu__toggle eib-mega-menu__icon-link"> <svg width="24" height="16" viewbox="0 0 24 16" fill="#fff" xmlns="http://www.w3.org/2000/svg"> <rect width="24" height="2" fill="inherit"></rect> <rect y="6.64648" width="24" height="2" fill="inherit"></rect> <rect y="13.2939" width="24" height="2" fill="inherit"></rect> </svg> <span>menu</span> </a> <a href="/en/index.htm" class="eib-mega-menu__logo-horizontal default-eib" title="European Investment Bank"> <svg viewbox="0 0 300 80" xmlns="http://www.w3.org/2000/svg"> <g id="g-1" transform="matrix(0.461957, 0, 0, 0.461957, -60.684357, -60.458923)"> <g> <rect x="298" y="192.3" class="flagbackground-color" width="109.2" height="80.2"></rect> <g> <polygon class="star-color" points="353.5,204.3 357.7,204.3 354.4,206.9 355.7,211.1 352.3,208.5 349,211.1 350.3,206.9 346.9,204.3 351,204.3 352.3,200.3 "></polygon> <polygon class="star-color" points="353.7,258 357.9,258 354.5,260.5 355.8,264.5 352.5,262 349.1,264.5 350.4,260.5 347,258 351.2,258 352.5,254 "></polygon> <polygon class="star-color" points="367,254.4 371.2,254.4 367.8,256.9 369.1,260.9 365.7,258.5 362.4,260.9 363.7,256.9 360.3,254.4 364.5,254.4 365.7,250.5 "></polygon> <polygon class="star-color" points="367,207.9 371.2,207.9 367.8,210.4 369.1,214.4 365.7,212 362.4,214.4 363.7,210.4 360.3,207.9 364.5,207.9 365.7,204 "></polygon> <polygon class="star-color" points="376.8,217.7 381,217.7 377.6,220.3 378.9,224.3 375.6,221.8 372.2,224.3 373.5,220.3 370.1,217.7 374.3,217.7 375.6,213.8 "></polygon> <polygon class="star-color" points="376.8,244.7 381,244.7 377.6,247.2 378.9,251.2 375.6,248.8 372.2,251.2 373.5,247.2 370.1,244.7 374.3,244.7 375.6,240.8 "></polygon> <polygon class="star-color" points="380.5,231 384.7,231 381.3,233.5 382.6,237.5 379.3,235.1 375.9,237.5 377.2,233.5 373.8,231 378,231 379.3,227.1 "></polygon> <polygon class="star-color" points="340,207.9 344.2,207.9 340.8,210.5 342.1,214.5 338.8,212 335.4,214.5 336.7,210.5 333.3,207.9 337.5,207.9 338.8,204 "></polygon> <polygon class="star-color" points="330.4,217.8 334.6,217.8 331.3,220.3 332.6,224.3 329.2,221.8 325.9,224.3 327.2,220.3 323.8,217.8 327.9,217.8 329.2,213.9 "></polygon> <polygon class="star-color" points="326.9,231 331.1,231 327.7,233.6 329,237.6 325.7,235.1 322.3,237.6 323.6,233.6 320.2,231 324.4,231 325.7,227.1 "></polygon> <polygon class="star-color" points="330.4,244.7 334.6,244.7 331.3,247.3 332.6,251.3 329.2,248.8 325.9,251.3 327.2,247.3 323.8,244.7 327.9,244.7 329.2,240.8 "></polygon> <polygon class="star-color" points="340.2,254.4 344.3,254.4 341,257 342.3,261 338.9,258.5 335.6,261 336.9,257 333.5,254.4 337.7,254.4 338.9,250.5 "></polygon> </g> <g> <rect x="295.1" y="189.4" class="viewbox-color" width="115" height="86"></rect> <path class="lines-color" d="M407.2,160.5v14c-26.4-8.3-51.7-12.5-75.7-12.5c-39,0-74.4,11.1-105.4,32.9c-26,18.3-49,44.4-68.5,77.7h-7.2 c41.3-79.8,106.4-123.4,185.3-123.4C358.9,149.1,382.8,152.9,407.2,160.5z"></path> </g> <path class="lines-color" d="M295.1,199.9v3.9h-65.2c0.6-0.4,1.1-0.8,1.7-1.2c0.8-0.5,1.5-1.1,2.3-1.6c0,0,0,0,0,0c0.6-0.4,1.2-0.7,1.8-1 H295.1z"></path> <polygon class="lines-color" points="215.8,215.2 295.1,215.2 295.1,219.1 211.5,219.1 "></polygon> <polygon class="lines-color" points="200,230.6 295.1,230.6 295.1,234.5 196.5,234.5 "></polygon> <polygon class="lines-color" points="187.2,245.7 295.1,245.7 295.1,249.6 184.2,249.6 "></polygon> <path class="lines-color" d="M295.1,260.9v3.9H173.6c0.8-1.3,1.7-2.6,2.6-3.9H295.1z"></path> </g> </g> <g style="" transform="matrix(0.461957, 0, 0, 0.461957, -0.350258, -13.57983)"> <title>en</title> <g transform="matrix(1, 0, 0, 1, -130.605438, -101.47934)"> <path class="logotext-color" d="M450.5,226.2h-9.3v7.3h10.4v3.7h-15v-24.8H451v3.7h-9.9v6.4h9.3V226.2z"></path> <path class="logotext-color" d="M471.1,231.9c0,2.1,0.1,3.9,0.1,5.4h-3.9l-0.2-2.7h-0.1c-0.8,1.2-2.5,3.1-5.8,3.1s-6.2-1.9-6.2-7.8v-10.5h4.5 v9.7c0,3,1,4.9,3.3,4.9c1.8,0,3-1.2,3.5-2.4c0.2-0.4,0.3-0.9,0.3-1.4v-10.8h4.5V231.9z"></path> <path class="logotext-color" d="M476,225.1c0-2.4,0-4.2-0.1-5.8h3.9l0.2,3.4h0.1c0.9-2.5,3-3.8,4.9-3.8c0.4,0,0.7,0,1.1,0.1v4.2 c-0.4-0.1-0.8-0.1-1.4-0.1c-2.1,0-3.6,1.4-4,3.4c-0.1,0.4-0.1,0.9-0.1,1.4v9.3H476V225.1z"></path> <path class="logotext-color" d="M496.5,237.6c-5,0-9-3.5-9-9.2c0-5.9,3.9-9.5,9.3-9.5c5.3,0,8.9,3.7,8.9,9.2 C505.7,234.7,501.1,237.6,496.5,237.6L496.5,237.6z M496.7,234.3c2.6,0,4.4-2.5,4.4-6.1c0-2.8-1.2-6-4.3-6c-3.2,0-4.5,3.1-4.5,6.1 C492.2,231.7,494,234.3,496.7,234.3L496.7,234.3z"></path> <path class="logotext-color" d="M509.4,225.3c0-2.4-0.1-4.3-0.1-6h4l0.2,2.8h0.1c1.3-2,3.4-3.2,6.1-3.2c4.1,0,7.5,3.5,7.5,9.1 c0,6.5-4.1,9.6-8.2,9.6c-2.2,0-4.1-1-5-2.4h-0.1v9.3h-4.5V225.3z M513.9,229.7c0,0.4,0,0.8,0.1,1.2c0.5,1.8,2.1,3.2,4,3.2 c2.9,0,4.6-2.4,4.6-5.9c0-3.2-1.5-5.7-4.4-5.7c-1.9,0-3.6,1.4-4.1,3.3c-0.1,0.4-0.1,0.8-0.1,1.1V229.7z"></path> <path class="logotext-color" d="M534.1,229.5c0.1,3.2,2.6,4.6,5.5,4.6c2.1,0,3.6-0.3,5-0.8l0.7,3.1c-1.5,0.7-3.7,1.1-6.2,1.1 c-5.8,0-9.2-3.6-9.2-9c0-5,3-9.6,8.7-9.6c5.8,0,7.7,4.8,7.7,8.7c0,0.8-0.1,1.5-0.1,1.9H534.1z M542,226.4c0-1.7-0.7-4.4-3.7-4.4 c-2.8,0-4,2.5-4.2,4.4H542z"></path> <path class="logotext-color" d="M563.8,232.9c0,1.6,0.1,3.2,0.3,4.3H560l-0.3-2h-0.1c-1.1,1.4-2.9,2.4-5.3,2.4c-3.6,0-5.6-2.6-5.6-5.3 c0-4.5,4-6.8,10.6-6.8v-0.3c0-1.2-0.5-3.1-3.6-3.1c-1.8,0-3.6,0.6-4.8,1.3l-0.9-2.9c1.3-0.8,3.6-1.6,6.5-1.6 c5.7,0,7.4,3.6,7.4,7.6V232.9z M559.4,228.5c-3.2,0-6.2,0.6-6.2,3.3c0,1.8,1.1,2.6,2.6,2.6c1.8,0,3.1-1.2,3.6-2.5 c0.1-0.3,0.1-0.7,0.1-1V228.5z"></path> <path class="logotext-color" d="M568.5,224.6c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6h-4.5 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V224.6z"></path> <path class="logotext-color" d="M441.2,247.9v24.8h-4.5v-24.8H441.2z"></path> <path class="logotext-color" d="M446.4,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6h-4.5 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V260.1z"></path> <path class="logotext-color" d="M469.7,254.8l2.9,9.1c0.5,1.6,0.9,3,1.2,4.5h0.1c0.3-1.5,0.7-2.9,1.2-4.5l2.9-9.1h4.7l-6.8,17.9h-4.4 l-6.7-17.9H469.7z"></path> <path class="logotext-color" d="M488.2,265c0.1,3.2,2.6,4.6,5.5,4.6c2.1,0,3.6-0.3,5-0.8l0.7,3.1c-1.5,0.7-3.7,1.1-6.2,1.1 c-5.8,0-9.2-3.6-9.2-9c0-5,3-9.6,8.7-9.6c5.8,0,7.7,4.8,7.7,8.7c0,0.8-0.1,1.5-0.1,1.9H488.2z M496,261.8c0-1.7-0.7-4.4-3.7-4.4 c-2.8,0-4,2.5-4.2,4.4H496z"></path> <path class="logotext-color" d="M503.8,268.5c1,0.6,2.9,1.3,4.6,1.3c2,0,2.9-0.8,2.9-2c0-1.2-0.7-1.8-2.9-2.6c-3.5-1.2-4.9-3.1-4.9-5.2 c0-3.2,2.6-5.6,6.8-5.6c2,0,3.7,0.5,4.8,1.1l-0.9,3.2c-0.7-0.4-2.2-1-3.8-1c-1.6,0-2.5,0.8-2.5,1.9c0,1.1,0.8,1.7,3.1,2.5 c3.3,1.1,4.7,2.8,4.8,5.4c0,3.3-2.5,5.6-7.3,5.6c-2.2,0-4.1-0.5-5.4-1.2L503.8,268.5z"></path> <path class="logotext-color" d="M524.5,250.2v4.6h4.3v3.4h-4.3v7.9c0,2.2,0.6,3.3,2.3,3.3c0.8,0,1.2,0,1.8-0.2l0.1,3.4 c-0.7,0.3-1.9,0.5-3.3,0.5c-1.7,0-3-0.6-3.9-1.5c-1-1-1.4-2.7-1.4-5v-8.4h-2.5v-3.4h2.5v-3.3L524.5,250.2z"></path> <path class="logotext-color" d="M532.2,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.6h0.1c0.8-1.4,2.5-3,5.5-3c2.4,0,4.2,1.3,5,3.3h0.1 c0.6-1,1.4-1.7,2.2-2.2c1-0.7,2.2-1.1,3.7-1.1c2.9,0,6,2,6,7.8v10.5h-4.4v-9.9c0-3-1-4.7-3.2-4.7c-1.5,0-2.7,1.1-3.2,2.4 c-0.1,0.4-0.2,1-0.2,1.5v10.7h-4.4v-10.4c0-2.5-1-4.3-3.1-4.3c-1.7,0-2.8,1.3-3.3,2.5c-0.1,0.5-0.2,1-0.2,1.5v10.6h-4.4V260.1z"></path> <path class="logotext-color" d="M566.5,265c0.1,3.2,2.6,4.6,5.5,4.6c2.1,0,3.6-0.3,5-0.8l0.7,3.1c-1.5,0.7-3.7,1.1-6.2,1.1 c-5.8,0-9.2-3.6-9.2-9c0-5,3-9.6,8.7-9.6c5.8,0,7.7,4.8,7.7,8.7c0,0.8-0.1,1.5-0.1,1.9H566.5z M574.4,261.8c0-1.7-0.7-4.4-3.7-4.4 c-2.8,0-4,2.5-4.2,4.4H574.4z"></path> <path class="logotext-color" d="M582.3,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6H594 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V260.1z"></path> <path class="logotext-color" d="M608.3,250.2v4.6h4.3v3.4h-4.3v7.9c0,2.2,0.6,3.3,2.3,3.3c0.8,0,1.2,0,1.8-0.2l0.1,3.4 c-0.7,0.3-1.9,0.5-3.3,0.5c-1.7,0-3-0.6-3.9-1.5c-1-1-1.4-2.7-1.4-5v-8.4h-2.5v-3.4h2.5v-3.3L608.3,250.2z"></path> <path class="logotext-color" d="M623.8,248.2c1.4-0.3,4-0.6,6.6-0.6c3.3,0,5.4,0.4,7.1,1.6c1.5,0.9,2.6,2.5,2.6,4.7c0,2.3-1.4,4.3-4.1,5.3 v0.1c2.6,0.7,5,2.7,5,6.1c0,2.2-1,3.9-2.4,5.1c-1.8,1.5-4.7,2.3-9.2,2.3c-2.5,0-4.4-0.2-5.5-0.3V248.2z M628.3,258h2.3 c3.2,0,4.9-1.5,4.9-3.6c0-2.4-1.8-3.4-4.6-3.4c-1.3,0-2.1,0.1-2.6,0.2V258z M628.3,269.4c0.6,0.1,1.4,0.1,2.4,0.1 c2.9,0,5.5-1.1,5.5-4.2c0-2.9-2.5-4-5.7-4h-2.2V269.4z"></path> <path class="logotext-color" d="M658.7,268.3c0,1.6,0.1,3.2,0.3,4.3h-4.1l-0.3-2h-0.1c-1.1,1.4-2.9,2.4-5.3,2.4c-3.6,0-5.6-2.6-5.6-5.3 c0-4.5,4-6.8,10.6-6.8v-0.3c0-1.2-0.5-3.1-3.6-3.1c-1.8,0-3.6,0.6-4.8,1.3l-0.9-2.9c1.3-0.8,3.6-1.6,6.5-1.6 c5.7,0,7.4,3.6,7.4,7.6V268.3z M654.3,263.9c-3.2,0-6.2,0.6-6.2,3.3c0,1.8,1.1,2.6,2.6,2.6c1.8,0,3.1-1.2,3.6-2.5 c0.1-0.3,0.1-0.7,0.1-1V263.9z"></path> <path class="logotext-color" d="M663.5,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6h-4.5 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V260.1z"></path> <path class="logotext-color" d="M689,262.6L689,262.6c0.5-0.7,1-1.5,1.5-2.1l4.4-5.8h5.4l-6.7,7.3l7.6,10.6h-5.5l-5.1-7.9l-1.5,1.8v6.1h-4.5 v-26.1h4.5V262.6z"></path> </g> </g> </svg></a> <a href="https://clientconnect.eib.org" target="_blank" class="eib-mega-menu__connect eib-mega-menu__icon-link"> <svg width="17" height="18" viewbox="0 0 17 18" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M11.9937 5.82227V5.71289C11.9937 3.59009 10.3557 2 8.49365 2C6.63159 2 4.99365 3.59009 4.99365 5.71289V5.82227H11.9937ZM13.9937 5.71289C13.9937 2.55762 11.5312 0 8.49365 0C5.45605 0 2.99365 2.55762 2.99365 5.71289V5.8667H2C0.895386 5.8667 0 6.76221 0 7.8667V15.7385C0 16.843 0.895386 17.7385 2 17.7385H14.9983C16.1029 17.7385 16.9983 16.843 16.9983 15.7385V7.8667C16.9983 6.76221 16.1029 5.8667 14.9983 5.8667H13.9937V5.71289ZM14.9983 7.8667H2V15.7385H14.9983V7.8667ZM8.49805 13.2002C9.32642 13.2002 9.99805 12.5435 9.99805 11.7334C9.99805 10.9236 9.32642 10.2668 8.49805 10.2668C7.66968 10.2668 6.99805 10.9236 6.99805 11.7334C6.99805 12.5435 7.66968 13.2002 8.49805 13.2002Z" fill="inherit"></path> </svg> <span>ClientConnect</span> </a> <div class="eib-mega-menu__menu"> <div class="eib-mega-menu__menu-top"> <a class="eib-mega-menu__toggle eib-mega-menu__toggle--close eib-mega-menu__icon-link"> <svg width="19" height="20" viewbox="0 0 19 20" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <line x1="0.707107" y1="1.29289" x2="17.7071" y2="18.2929" stroke="inherit" stroke-width="2" stroke-linejoin="round"></line> <line x1="17.7071" y1="1.70711" x2="0.707106" y2="18.7071" stroke="inherit" stroke-width="2" stroke-linejoin="round"></line> </svg> <span>Close</span> </a> <a href="https://clientconnect.eib.org" target="_blank" class="eib-mega-menu__connect eib-mega-menu__connect--mobile eib-mega-menu__icon-link"> <svg width="17" height="18" viewbox="0 0 17 18" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M11.9937 5.82227V5.71289C11.9937 3.59009 10.3557 2 8.49365 2C6.63159 2 4.99365 3.59009 4.99365 5.71289V5.82227H11.9937ZM13.9937 5.71289C13.9937 2.55762 11.5312 0 8.49365 0C5.45605 0 2.99365 2.55762 2.99365 5.71289V5.8667H2C0.895386 5.8667 0 6.76221 0 7.8667V15.7385C0 16.843 0.895386 17.7385 2 17.7385H14.9983C16.1029 17.7385 16.9983 16.843 16.9983 15.7385V7.8667C16.9983 6.76221 16.1029 5.8667 14.9983 5.8667H13.9937V5.71289ZM14.9983 7.8667H2V15.7385H14.9983V7.8667ZM8.49805 13.2002C9.32642 13.2002 9.99805 12.5435 9.99805 11.7334C9.99805 10.9236 9.32642 10.2668 8.49805 10.2668C7.66968 10.2668 6.99805 10.9236 6.99805 11.7334C6.99805 12.5435 7.66968 13.2002 8.49805 13.2002Z" fill="inherit"></path> </svg> <span>ClientConnect</span> </a> </div> <div class="eib-mega-menu__first"> <div class="eib-mega-menu__container"> <form class="eib-mega-menu__search-form" action=""> <span class="eib-typography__secondary-label eib-mega-menu__search-label">Search</span> <div class="eib-mega-menu__search-bar"> <input class="eib-mega-menu__search-input" type="text" placeholder="Search" data-keywords="["First","Second Sentence","Third Sentence"]" /> <a class="eib-mega-menu__search-button" href="https://www.eib.org/en/search.htm">Search</a> </div> </form> <ul class="eib-mega-menu__list"> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Who we are <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> EIB at a glance <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/global-cooperation/index.htm"> Tackling global challenges together </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/index.htm"> Partners </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/eu-family/index.htm"> Part of the EU family </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/eib-core-strategic-priorities"> Our priorities </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our results <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/key-figures/index">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/key-figures/eib-impacts/index.htm"> EIB Group impact: Boosting GDP and jobs </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Governance and structure <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/governance-and-structure/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/governance-and-structure/shareholders/index.htm"> Shareholders </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/governance-and-structure/statutory-bodies/index"> Statutory bodies </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/governance-and-structure/control_and_evaluation/index.htm"> Control and evaluation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/governance-and-structure/organisation/index.htm"> Organisation structure </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Corporate responsibility <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/responsible-finance/index.htm"> Providing finance </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/responsible-borrower/index.htm"> Borrowing </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/human-rights/index.htm"> Human rights and the EIB </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/reporting_on_corporate_responsibility/index.htm"> Reporting on sustainability </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/internal-commitment/index.htm"> Our internal commitment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/cr/environmental-management/index.htm"> Managing our environment </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Transparency, accountability and access to information <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/access-information-transparency/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/access-information/index.htm"> Transparency and access to information </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/complaints/index.htm"> EIB Group Complaints Mechanism overview </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/project-procurement-complaints/index.htm"> Project procurement complaints </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/anti-fraud/index.htm"> Investigating fraud and misconduct </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/evaluation/index.htm"> Evaluation </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/consultations/index.htm"> Public consultations </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/about/partners/eib-institute/index"> EIB Institute </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> What we offer <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Loans <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/public-sector/index.htm"> Loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/framework-public-sector/index.htm"> Framework loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/private-sector/index.htm"> Loans for the private sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/sme-mid-caps/index.htm"> Intermediated loans for SMEs, mid-caps and other priorities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/microfinance/index.htm"> Microfinance </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Equity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/venture-debt.htm"> Venture debt </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/infra-environment-funds/index.htm"> Investments in infrastructure and environmental funds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/sme-mid-caps-funds/index.htm"> Investments in SME and mid-cap funds </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Guarantees <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/credit-enhancement/index.htm"> Credit enhancement for project finance </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/sme-mid-cap-guarantees/index.htm"> Guarantees in support of SMEs, mid-caps and other objectives </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/advisory-services/index.htm"> Advisory services </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Mandates and partnerships <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/investeu/index.htm"> InvestEU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/eu-blending-facilities/index.htm"> EU Blending facilities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/donor-partnerships/index.htm"> Donor partnerships </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/shared-management-funds/index.htm"> Shared management funds and financial instruments </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/efsd/index.htm"> EFSD Guarantee </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm#mandates"> All mandates and partnerships </a> </li> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Our work <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our projects <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/all/index.htm"> All projects </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/pipelines/index.htm"> Projects to be financed </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/loans/index.htm"> Financed projects </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our priorities <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/eib-core-strategic-priorities">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/climate-action/index"> Climate and environment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/index"> Digitalisation and technological innovation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/sesi/index"> Security and defence </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/regional-development/index"> A modern cohesion policy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/energy-natural-resources/agriculture/index"> Agriculture and bioeconomy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/sustainable-cities-regions/urban-development/affordable-and-sustainable-housing"> Social infrastructure </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/global/index"> High-impact global investment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/capital-markets-union/index"> Capital Markets Union </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our regions of activity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/european-union/index.htm"> European Union </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/enlargement/index.htm"> Enlargement countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/western-balkans"> Western Balkans </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/eastern-neighbours/index.htm"> Eastern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/southern-neighbours/index.htm"> Southern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/sub-saharan-africa"> Sub-Saharan Africa </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/latin-america-caribbean"> Latin America and the Caribbean </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/asia-pacific"> Asia and the Pacific </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/efta/index.htm"> EFTA countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/united-kingdom/index.htm"> UK </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/map.htm"> Global investment map </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/cycle/index.htm"> Project cycle </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/evaluation/index.htm"> Evaluation </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Media centre <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Newsroom <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/press/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/press/all/index.htm"> All releases </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/press/contacts/index.htm"> Press contacts </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Stories and essays <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/blog/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/stories/index.htm"> Stories </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/essays/index.htm"> Essays </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/podcasts/index.htm"> Podcasts </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/cartoons/index.htm"> All Cartoons </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/videos/index.htm"> Video library </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/events/index.htm"> Events </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/newsletters/index.htm"> Newsletter </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/registers/index.htm"> Public register </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> EIB surveys <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/surveys/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/surveys/climate-survey/index.htm"> EIB climate survey </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/media-centre/photos/index"> Picture library </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infographics/index.htm"> Infographics </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/logo"> Our logo </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Publications and research <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications/index.htm"> Publications </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our research <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/economics/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/economics/research/index.htm"> Economic analysis </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/economics/surveys-data/index.htm"> Surveys and data </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/economics/impact/index.htm"> Assessing EIB impact </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/stories/economics/index.htm"> Stories - Economics </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/economics/conferences-networks/index.htm"> Economic conferences and research networks </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/eib-open-data.htm"> EIB open data </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/publications-research/open-learning/index.htm"> Open learning </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Work with us <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/eib-and-you.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Careers <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/careers/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/careers/diversity/index.htm"> Diversity and Inclusion </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/careers/how-to-apply/index.htm"> Our recruitment process </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Investor Relations <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/products/index.htm"> Our funding </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/sustainable-finance/index"> Climate and Sustainability Awareness Bonds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/recentissues/index.htm"> Recent issues </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/outstanding-issues/index.htm"> Outstanding issues </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/press/index.htm"> Investor relations news </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/publications/index.htm"> Investor relations publications </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/investor-relations/newsletter/index.htm"> Investor relations newsletters </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/index.htm"> Civil society and stakeholder engagement </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/procurement/index.htm"> Procurement </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/media-centre/contact/index"> Contact us </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Easy-to-read <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/easy-to-read/eib-at-a-glance"> The EIB at a glance </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/easy-to-read/global"> The EIB and development </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/easy-to-read/climate-action"> The EIB and climate action </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/easy-to-read/eib-smes"> The EIB and SMEs </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/easy-to-read/eib-ukraine"> The EIB and Ukraine </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/easy-to-read/covid-19-response"> The EIB COVID-19 response </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> </ul> </div> <div class="eib-mega-menu__results"> <div class="eib-mega-menu__results-head"> <span class="eib-typography__secondary-label eib-mega-menu__search-label">Results</span> <br /> <span class="eib-mega-menu__results-title">Top 5 search results</span> <a href="https://www.eib.org/en/search.htm" class="eib-typography__secondary-label eib-mega-menu__search-label eib-mega-menu__search-label--advanced">See all results <i class="far fa-arrow-right"></i></a> <a href="https://www.eib.org/en/search.htm" class="eib-typography__secondary-label eib-mega-menu__search-label eib-mega-menu__search-label--advanced-static">Advanced search <i class="far fa-arrow-right"></i></a> </div> <div class="eib-mega-menu__results-top"> <span class="eib-mega-menu__results-title-search-keywords">Top searches</span> <ul class="eib-mega-menu__results-popular-queries"> </ul> </div> <div class="eib-mega-menu__results-page"> <span class="eib-mega-menu__results-title-search-most-visited">Most visited pages</span> <ul class="eib-mega-menu__results-popular-results"> </ul> </div> <ul class="eib-mega-menu__results-list"> </ul> </div> </div> </div> <div class="eib-mega-menu__overlay"></div> </menu> <div class="eib-header--title-only"> <div class="eib-title mt-20 pt-15"> <div class="eib-layout eib-layout--contained-col-6 eib-layout--align-left-contained"> <div class="breadcrumbs eib-typography__secondary-label pb-1"> <div class="breadcrumb-wrapper"> <div class="breadcrumbs-container"> <ul class="breadcrumbs breadcrumbs-list eib-typography__secondary-label"> <li class="breadcrumbs__home"> <a class="cursor-pointer sub-item" href="https://www.eib.org/en/index.htm"> Home </a> <span class="breadcrumbs-toggle" data-toggle="dropdown"> <i class="fa fa-arrow-right"></i> <ul class="dropdown-menu eib-typography__secondary-label" > <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/about/index.htm"> Who we are </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/products/index.htm"> What we offer </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/projects/index.htm"> Our work </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/infocentre/index.htm"> Media centre </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/publications-research/index.htm"> Publications and research </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/infocentre/eib-and-you.htm"> Work with us </a> </li> <li class=""> <a class="cursor-default " href="#"> Easy-to-read </a> </li> </ul> </span> </li> <li class=""> <a class="cursor-default sub-item" href="#"> Easy-to-read </a> <span class="breadcrumbs-toggle" data-toggle="dropdown"> <i class="fa fa-arrow-right"></i> <ul class="dropdown-menu eib-typography__secondary-label" > <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/easy-to-read/eib-at-a-glance"> The EIB at a glance </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/easy-to-read/global"> The EIB and development </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/easy-to-read/climate-action"> The EIB and climate action </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/easy-to-read/eib-smes"> The EIB and SMEs </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/easy-to-read/eib-ukraine"> The EIB and Ukraine </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/en/easy-to-read/covid-19-response"> The EIB COVID-19 response </a> </li> </ul> </span> </li> </ul> </div> </div> </div> <div class=" eib-typography pt-0 mt-0"> <h1 class="eib-title__title eib-typography__title">The European Investment Bank and small or medium-sized businesses</h1> </div> </div> </div> </div> </header> <main id="easy-to-read-content"> <section id="92815205942002" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Small businesses are very important.</p> <p>Lots of people work in small businesses.</p> <p>The economy is strong</p> <p>only if small businesses do well.</p> <p>聽</p> <p>Most businesses in Europe</p> <p>are small or medium-sized.</p> <p>These businesses are also called聽SMEs.</p> <p>SME stands for聽small聽or聽medium-sized enterprise.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="42454418243551" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">How we invest in small and medium-sized enterprises</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Many small and medium-sized enterprises</p> <p>have new ideas or products.</p> <p>Their ideas and products</p> <p>can help other people or protect the environment.</p> <p>These small and medium-sized enterprises</p> <p>can create more jobs for people.</p> <p>聽</p> <p>But because they are small</p> <p>banks often do not want</p> <p>to lend money to them.</p> <p>The banks think small and</p> <p>medium-sized enterprises are too risky.</p> <p>聽</p> <p>Without a loan from a bank</p> <p>small and medium-sized enterprises</p> <p>cannot make their ideas</p> <p>into real products.</p> <p>聽</p> <p>Even if they have a product,</p> <p>they cannot make enough of it</p> <p>to become a big company.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">Qredits</span></figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="16006005885404" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Loans</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Sometimes small and medium-size enterprises</p> <p>need more money</p> <p>to make their products.</p> <p>聽</p> <p>One way to get more money</p> <p>is to borrow it from a bank.</p> <p>聽</p> <p>This is called</p> <p>taking out a loan.</p> <p>聽</p> <p>Banks sometimes decide it is too risky</p> <p>to give loans to small and medium-sized enterprises</p> <p>because small and medium-sized enterprises</p> <p>are often new companies.</p> <p>聽</p> <p>They do not have a lot of experience.</p> <p>They cannot show banks</p> <p>that they already know how to make a profit.</p> <p>聽</p> <p>Banks also find small and medium-sized enterprises risky</p> <p>because small and medium-sized enterprises usually</p> <p>do not have a lot of money of their own.</p> <p>This money is called聽equity.</p> <p>聽</p> <p>Our job is to</p> <p>take a risk by lending to small</p> <p>and medium-sized enterprises</p> <p>because we are owned by the European Union (EU).</p> <p>聽</p> <p>We support EU policy and the EU economy.</p> <p>We do not aim to make a profit.</p> <p>聽</p> <p>We make loans to small and medium-sized enterprises</p> <p>even when other banks will not make loans,</p> <p>because small and medium-sized enterprises</p> <p>are important to the economy.</p> <p>聽</p> <p>When we make loans to small and medium-sized enterprises,</p> <p>other banks join in and also give loans to them.</p> <p>聽</p> <p>Small and medium-sized enterprises pay a fee</p> <p>when they take out a loan.</p> <p>This fee is called an聽interest rate.</p> <p>聽</p> <p>When we make a loan</p> <p>our interest rate is very low.</p> <p>We do not want to make a profit.</p> <p>We are a聽non-profit organisation.</p> <p>We just want the small and medium-sized enterprises</p> <p>to make a profit.</p> <p>聽</p> <p>We want people to have jobs</p> <p>at the small and medium-sized enterprises.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="33767337988587" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Guarantees</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Sometimes we聽guarantee</p> <p>the loans a bank makes</p> <p>to small and medium-sized enterprises.</p> <p>聽</p> <p>If the small and medium-sized enterprises</p> <p>cannot pay the loan back,</p> <p>the bank loses money.</p> <p>We pay the bank</p> <p>as much money as it lost.</p> <p>聽</p> <p>The bank takes less risk</p> <p>when it makes a guaranteed loan,</p> <p>so it will be happy to make lots of loans.</p> <p>That is good for the economy.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="97179705376113" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Funding</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Most of the time we support</p> <p>small and medium-sized enterprises</p> <p>by making loans.</p> <p>聽</p> <p>Sometimes we also buy part of a</p> <p>small and medium-sized enterprise.</p> <p>This is called聽funding.</p> <p>聽</p> <p>Our funding supports</p> <p>small and medium-sized enterprises</p> <p>that cannot take a traditional bank loan.</p> <p>聽</p> <p>But most of the time,</p> <p>we do not buy part of a</p> <p>small or medium-sized enterprise.</p> <p>聽</p> <p>Instead, we invest in a fund.</p> <p>The fund invests in</p> <p>small and medium-sized enterprises.</p> <p>聽</p> <p>A fund puts together money from other investors</p> <p>to invest in different things.</p> <p>聽</p> <p>When we give money to a fund,</p> <p>we usually invest</p> <p>for more than ten years.</p> <p>聽</p> <p>The fund manager</p> <p>decides what to do with the money.</p> <p>The manager chooses which</p> <p>small or medium-sized enterprise to invest in.</p> <p>聽</p> <p>We do not decide.</p> <p>This is called a聽hands-off approach.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">Shutterstock</span></figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="87671555253213" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-typography__title ">What else do we offer to small and medium-sized enterprises?</h3> </div> </div> </div> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Advisory services</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Because we have a lot of experience</p> <p>we can also give advice to</p> <p>small and medium-sized enterprises.</p> <p>聽</p> <p>We have experts who know about</p> <p>many different types of business.</p> <p>聽</p> <p>They help small and medium-sized enterprises</p> <p>prepare the documents they need</p> <p>to ask a bank for a loan.</p> <p>聽</p> <p>They help small and medium-sized聽enterprises</p> <p>prepare the documents they need</p> <p>to apply for a grant from the European Union.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> </div> </div> </div> </div> </section> <section id="77193522591231" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">How to apply?</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>How does a small or medium-sized enterprise</p> <p>qualify for a loan from the European Investment Bank?</p> <p>聽</p> <p>A small or medium-sized enterprise</p> <p>must be able to show</p> <p>how successful it is.</p> <p>This means it needs a聽</p> <p>financial track record.</p> <p>聽</p> <p>It needs a written document</p> <p>that gives a clear outline</p> <p>of the company鈥檚 future.</p> <p>This is called a聽business plan.</p> <p>聽</p> <p>The small and medium-sized enterprise</p> <p>needs to explain how the loan</p> <p>will improve the company.</p> <p>It needs to explain</p> <p>how it will spend the money,</p> <p>when it gets a loan.</p> <p>This is called an聽investment plan.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> </div> </div> </div> </div> </section> <section id="78619069237277" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">How to apply for a loan </h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>If you have a small or medium-sized enterprise</p> <p>and you would like to receive a loan</p> <p>you can contact</p> <p>the banks that work with us:</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/products/loans/sme-mid-caps/intermediated-loans" > Read more <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> </div> </div> </div> </div> </section> </main> <footer> <section id="48474529245941" class="eib-section eib-section--white contentText contentText__component eib-section--none eib-size--strecht"> <div class="eib-layout eib-layout--fluid eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <footer class="eib-footer eib-footer--full eib-footer--dm" id="footer"> <div class="popup-lightbox popup-newsletter-wrapper lightbox-overlay"> <div class="newsletter-cookie"> <div class="popup-newsletter"><a class="fa fa-close color-eib-blue close-btn">聽</a> <div class="newsletter-popup"> <div class="mj-form form-inline"> <div class="newsletter-popup__header"><span class="color-eib-blue fa-5x fa-envelope-open-text fal padding-bottom-40">聽</span> <span class="eib-footer__title eib-section-title">GET OUR NEWSLETTER</span> <p>Receive updates of the EIB Group鈥檚 activities in Europe and around the world.</p> <label class="developement-checkbox"> <input type="checkbox" value="true" />I鈥檇 also like to receive the EIB Global newsletter</label> <label class="publications-checkbox"> <input type="checkbox" value="true" />I鈥檇 also like to receive the EIB Publications update</label> <div class="eib-form-success"><span class="success-email">Thank you for subscribing.</span></div> </div> <form action="" class="eib-footer__subscription eib-footer__subscription-pop newsletter-form"><input class="eib-footer__input" placeholder="Email Address" type="email" /> <div class="newsletter-next-step next-step next">Next</div> <select class="eib-footer__select eib-footer__select optional-affiliation"><option disabled="disabled" selected="selected" value="">Where do you currently work?</option><option value="Government">Government</option><option value="International/Multilateral/Bilateral organisation">International/Multilateral/Bilateral organisation</option><option value="National Promotional Bank">National Promotional Bank</option><option value="EU institution">EU institution</option><option value="Private sector">Private sector</option><option value="Civil society/NGO">Civil society/NGO</option><option value="Academia">Academia</option><option value="Student">Student</option><option value="Media/Press">Media/Press</option><option value="Other">Other</option> </select><button class="submit-newsletter__button eib-footer__button" type="submit"><span class="default">Send</span> <span class="success"> Done </span></button> <div class="plane"> <div class="left">聽</div> <div class="right">聽</div> </div> <button class="submit-newsletter__button eib-footer__button" type="submit"></button> <div class="eib-form-helper"><span class="helper-email">Please use a valid email address</span></div> </form> </div> </div> </div> </div> </div>  <div class="eib-footer__layout"> <div class="eib-footer__row"> <div class="eib-footer__col"><img alt="European Investment Bank" class="eib-footer__logo lozad" src="/img/logos/logo23/eib-logo-hori-en.svg" /> <p>漏 European Investment Bank <span id="footer-current_year">2024</span></p> </div> <div class="eib-footer__col"><span class="eib-footer__title eib-section-title">Information</span> <ul class="eib-footer__menu"> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/en/about/careers/work-with-us.htm">Work with us</a></li> <li class="eib-footer__menu-item"><a href="/en/investor-relations/index">Investor relations</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/en/media-centre/contact/index">Contact</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/en/fraud-warning/index">Fraud warning</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/en/privacy/index.htm">Privacy</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/en/terms-of-use.htm">Terms of use</a></li> </ul> </div> <div class="eib-footer__col"><span class="eib-footer__title eib-section-title">GET OUR NEWSLETTER</span> <p>Receive updates of the EIB Group鈥檚 activities in Europe and around the world.</p> <form action="" class="eib-footer__subscription eib-footer__subscription-footer newsletter-form"><input class="eib-footer__input" placeholder="Email Address" type="email" /> <div class="newsletter-next-step next-step next">Next</div> <select class="eib-footer__select eib-footer__select optional-affiliation"><option disabled="disabled" selected="selected" value="">Where do you currently work?</option><option value="Government">Government</option><option value="International/Multilateral/Bilateral organisation">International/Multilateral/Bilateral organisation</option><option value="National Promotional Bank">National Promotional Bank</option><option value="EU institution">EU institution</option><option value="Private sector">Private sector</option><option value="Civil society/NGO">Civil society/NGO</option><option value="Academia">Academia</option><option value="Student">Student</option><option value="Media/Press">Media/Press</option><option value="Other">Other</option> </select><button class="submit-newsletter__button eib-footer__button" type="submit"><span class="default">Send</span> <span class="success"> Done </span></button> <div class="plane"> <div class="left">聽</div> <div class="right">聽</div> </div> <button class="submit-newsletter__button-footer eib-footer__button" type="submit"></button> <div class="eib-form-helper"><span class="helper-email">Please use a valid email address</span></div> <div class="eib-form-success"><span class="success-email">Thank you for subscribing to the European Investment Bank鈥檚 monthly newsletter.</span></div> </form> <div class="mt-5 recaptcha-wrapper"> <p>This form is protected by reCAPTCHA and the Google <a href=" https://policies.google.com/privacy">Privacy Policy</a><span> and <a href=" https://policies.google.com/terms">Terms of Service</a> apply.</span></p> </div> </div> </div> <div class="eib-footer__sub-footer"> <div class="eib-footer__social-media"><a class="eib-footer__social-media-item" href="/rss/index.htm" title="Rss"><em class="fa fa-lg fa-rss">聽</em> </a> <a class="eib-footer__social-media-item" href="http://www.facebook.com/EuropeanInvestmentBank" target="_blank" title="Facebook"> <em class="fa-facebook-f fa-lg fab">聽</em> </a> <a class="eib-footer__social-media-item" href="http://www.linkedin.com/company/9360" target="_blank" title="Linkedin"> <em class="fa-lg fa-linkedin-in fab">聽</em> </a> <a class="eib-footer__social-media-item" href="http://twitter.com/EIB" target="_blank" title="Twitter"> <em class="fa-brands fa-lg fa-x-twitter">聽</em> </a> <a class="eib-footer__social-media-item" href="http://www.youtube.com/EIBtheEUbank" target="_blank" title="Youtube"> <em class="fa-lg fa-youtube fab">聽</em> </a> <a class="eib-footer__social-media-item" href="https://www.instagram.com/europeaninvestmentbank/" target="_blank" title="Instagram"> <em class="fa-instagram fa-lg fab">聽</em> </a></div> </div> </div> </footer>  <div class="cookies-home_overlay"><span class="hide">聽</span></div> <div class="cookies-home bg-color-dark-blue " id="eib-popup-policy"> <div class="cookies-home__top"> <div class="cookies-home__toggle--close">聽</div> </div> <div class="cookies-home__description"> <div class="cookies-home__desc-wrap container container-col-8"> <p>Our website uses anonymised cookies to give you the best browser experience and to collect aggregated statistics. This <span class="underline">does not include</span> online advertising cookies.</p> <button class="eib-button eib-button--primary eib-title__button cookies-home__button-close" id="accept_cookies_footer" type="button"><em class="fa-check fas">聽</em> Accept all cookies</button><button class="eib-button eib-button--primary eib-title__button cookies-home__button-close" id="refuse_cookies_footer" type="button"><em class="fa-times fas">聽</em> Refuse non essential cookies</button><a class="eib-button eib-button--secondary eib-title__button cookies-home__btn-close--cookie" href="/privacy/cookies.htm" title="Privacy">Manage cookies <em class="fa-arrow-right fas">聽</em></a></div> </div> </div>  <div class="cookies-hr bg-color-blue-second " id="hr-popup-policy"> <div class="cookies-hr__top"> <div class="cookies-hr__toggle--close">聽</div> </div> <div class="cookies-hr__description"> <div class="cookies-hr__desc-wrap container container-col-8"> <h3>Cookies on our Careers Section</h3> <p style="margin-bottom: 30px;">Our website uses anonymised cookies to give you the best browser experience and to collect aggregated statistics. If you agree, this website section will also <span class="bold underline">include</span> third-party cookies used in online advertising.</p> <button class="eib-button eib-button--primary eib-title__button cookies-home__btn-close--cookie" id="accept_cookies_hr_footer" type="button"><em class="fa-check fas">聽</em> AGREE to all</button><button class="eib-button eib-button--primary eib-title__button cookies-home__btn-close--cookie" id="refuse_cookies_footer" type="button"><em class="fa-times fas">聽</em> Refuse non essential cookies</button><a class="eib-button eib-button--secondary eib-title__button cookies-home__btn-close--cookie" href="/privacy/cookies" title="Privacy">Manage cookies <em class="fa-angle-right fas">聽</em> </a></div> </div> </div> <div class="eib-footer__alert eib-footer__alert--ukraine"><a class="fa fa-close close-btn">聽</a> <div class="eib-layout eib-layout--contained-col-10"><a href="/projects/regions/eastern-neighbours/ukraine/eib-solidarity">Latest news on EIB's support for Ukraine </a></div> </div>  </div> </div> </section> </footer> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/video.js" type="text/javascript"></script> <script charset="UTF-8" src="https://www.gstatic.com/charts/loader.js" type="text/javascript"></script> <script type="text/javascript" src="https://app.mailjet.com/statics/js/iframeResizer.min.js"></script> <script type="text/javascript" src="//cdn.curator.io/5.0/curator.embed.js"></script> <script src="https://ajax.googleapis.com/ajax/libs/jquery/3.5.1/jquery.min.js"></script> <script src="//tech.eib.org/_tools/mix/javascript/vendor.js?v=1"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/include-piwik.js" type="text/javascript"></script> <script type="text/javascript" src="//tech.eib.org/_tools/front/js/framework/external/lozad/lozad.min.js"></script> <script src="//tech.eib.org/_tools/mix/javascript/all-js-rl.js?v=1.26"></script> <script src="//tech.eib.org/_tools/front/js/framework/external/gsap/gsap.min.js"></script> <script src="https://tech.eib.org/_tools/front/js/framework/swiper-bundle.min.js?v=1.1"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/fancybox/jquery.fancybox.pack.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/fancybox/jquery.fancybox-media.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/fancybox/init-fancybox.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/generic/jquery-eib.js?v=2.183" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/generic/fm-eib.js?v=1.93" type="text/javascript" defer></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/search-form.js " type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/mix/javascript/gallery/thumbnail-gallery.js?v=1.1"></script> <script src="//tech.eib.org/_tools/front/js/framework/external/gsap/ScrollTrigger.min.js"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/mix/javascript/gsap/project-submenu.js?v=1.05"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/video.js?v=0.2" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/generic/cookies-policy.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/panels.js?v=0.3" type="text/javascript" defer></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/modules/jumplinks-menu/jumplinks-menu.js?v=0.2" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/mix/javascript/pdf-icon.js?version=1.3"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/page/unsubscribe.js?v=0.2"></script> <script charset="UTF-8" type="text/javascript" src="https://www.google.com/recaptcha/api.js?render=6LcjUSEbAAAAAF6hKLIbnKDrSSCkvtvJ7SuFclap"></script> </body> </html>