CINXE.COM
Insights | Aon
<!DOCTYPE html><html lang="en"><head><link rel="preload" href="/lib/aon-lib.main.css?v=krHNpRviAq7yQyeXlCPY2aVuD_jSHc6w-HFISAt-G7o1" as="style"/><meta charSet="utf-8"/><script type="text/javascript">window.NREUM||(NREUM={});NREUM.info = {"beacon":"bam.nr-data.net","errorBeacon":"bam.nr-data.net","licenseKey":"f22df58664","applicationID":"696403083","transactionName":"YwZSZEFTWEZXVBINCVpMfWZwHWVcQlIFCxRRIF9eR0BZWVpSFEsvWgdVSA==","queueTime":0,"applicationTime":33840,"agent":"","atts":""}</script><script type="text/javascript">(window.NREUM||(NREUM={})).init={privacy:{cookies_enabled:true},ajax:{deny_list:["bam.nr-data.net"]},distributed_tracing:{enabled:true}};(window.NREUM||(NREUM={})).loader_config={agentID:"718342270",accountID:"1224682",trustKey:"663988",xpid:"VQQFVVBbChAGXVdWBwIHXlc=",licenseKey:"f22df58664",applicationID:"696403083"};;/*! For license information please see nr-loader-spa-1.279.0.min.js.LICENSE.txt */ (()=>{var e,t,r={8122:(e,t,r)=>{"use strict";r.d(t,{a:()=>i});var n=r(944);function i(e,t){try{if(!e||"object"!=typeof e)return(0,n.R)(3);if(!t||"object"!=typeof t)return(0,n.R)(4);const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):"object"==typeof e[a]&&"object"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.R)(1,e)}return r}catch(e){(0,n.R)(2,e)}}},2555:(e,t,r)=>{"use strict";r.d(t,{Vp:()=>c,fn:()=>s,x1:()=>u});var n=r(384),i=r(8122);const o={beacon:n.NT.beacon,errorBeacon:n.NT.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){try{const t=c(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}function c(e){if(!e)throw new Error("All info objects require an agent identifier!");if(!a[e])throw new Error("Info for ".concat(e," was never set"));return a[e]}function u(e,t){if(!e)throw new Error("All info objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.info=a[e])}},9417:(e,t,r)=>{"use strict";r.d(t,{D0:()=>p,gD:()=>m,xN:()=>g});var n=r(3333),i=r(993);const o=e=>{if(!e||"string"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var a=r(2614),s=r(944),c=r(384),u=r(8122);const d="[data-nr-mask]",l=()=>{const e={feature_flags:[],experimental:{marks:!1,measures:!1,resources:!1},mask_selector:"*",block_selector:"[data-nr-block]",mask_input_options:{color:!1,date:!1,"datetime-local":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{ajax:{deny_list:void 0,block_internal:!0,enabled:!0,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},get feature_flags(){return e.feature_flags},set feature_flags(t){e.feature_flags=t},generic_events:{enabled:!0,autoStart:!0},harvest:{interval:30},jserrors:{enabled:!0,autoStart:!0},logging:{enabled:!0,autoStart:!0,level:i.p_.INFO},metrics:{enabled:!0,autoStart:!0},obfuscate:void 0,page_action:{enabled:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,autoStart:!0},performance:{get capture_marks(){return e.feature_flags.includes(n.$v.MARKS)||e.experimental.marks},set capture_marks(t){e.experimental.marks=t},get capture_measures(){return e.feature_flags.includes(n.$v.MEASURES)||e.experimental.measures},set capture_measures(t){e.experimental.measures=t},capture_detail:!0,resources:{get enabled(){return e.feature_flags.includes(n.$v.RESOURCES)||e.experimental.resources},set enabled(t){e.experimental.resources=t},asset_types:[],first_party_domains:[],ignore_newrelic:!0}},privacy:{cookies_enabled:!0},proxy:{assets:void 0,beacon:void 0},session:{expiresMs:a.wk,inactiveMs:a.BB},session_replay:{autoStart:!0,enabled:!1,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,fix_stylesheets:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){o(t)?e.mask_selector="".concat(t,",").concat(d):""===t||null===t?e.mask_selector=d:(0,s.R)(5,t)},get block_class(){return"nr-block"},get ignore_class(){return"nr-ignore"},get mask_text_class(){return"nr-mask"},get block_selector(){return e.block_selector},set block_selector(t){o(t)?e.block_selector+=",".concat(t):""!==t&&(0,s.R)(6,t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&"object"==typeof t?e.mask_input_options={...t,password:!0}:(0,s.R)(7,t)}},session_trace:{enabled:!0,autoStart:!0},soft_navigations:{enabled:!0,autoStart:!0},spa:{enabled:!0,autoStart:!0},ssl:void 0,user_actions:{enabled:!0}}},f={},h="All configuration objects require an agent identifier!";function p(e){if(!e)throw new Error(h);if(!f[e])throw new Error("Configuration for ".concat(e," was never set"));return f[e]}function g(e,t){if(!e)throw new Error(h);f[e]=(0,u.a)(t,l());const r=(0,c.nY)(e);r&&(r.init=f[e])}function m(e,t){if(!e)throw new Error(h);var r=p(e);if(r){for(var n=t.split("."),i=0;i<n.length-1;i++)if("object"!=typeof(r=r[n[i]]))return;r=r[n[n.length-1]]}return r}},5603:(e,t,r)=>{"use strict";r.d(t,{a:()=>c,o:()=>s});var n=r(384),i=r(8122);const o={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},a={};function s(e){if(!e)throw new Error("All loader-config objects require an agent identifier!");if(!a[e])throw new Error("LoaderConfig for ".concat(e," was never set"));return a[e]}function c(e,t){if(!e)throw new Error("All loader-config objects require an agent identifier!");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.loader_config=a[e])}},3371:(e,t,r)=>{"use strict";r.d(t,{V:()=>f,f:()=>l});var n=r(8122),i=r(384),o=r(6154),a=r(9324);let s=0;const c={buildEnv:a.F3,distMethod:a.Xs,version:a.xv,originTime:o.WN},u={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,timeKeeper:void 0,obfuscator:void 0,harvester:void 0},d={};function l(e){if(!e)throw new Error("All runtime objects require an agent identifier!");if(!d[e])throw new Error("Runtime for ".concat(e," was never set"));return d[e]}function f(e,t){if(!e)throw new Error("All runtime objects require an agent identifier!");d[e]={...(0,n.a)(t,u),...c},Object.hasOwnProperty.call(d[e],"harvestCount")||Object.defineProperty(d[e],"harvestCount",{get:()=>++s});const r=(0,i.nY)(e);r&&(r.runtime=d[e])}},9324:(e,t,r)=>{"use strict";r.d(t,{F3:()=>i,Xs:()=>o,Yq:()=>a,xv:()=>n});const n="1.279.0",i="PROD",o="CDN",a="^2.0.0-alpha.17"},6154:(e,t,r)=>{"use strict";r.d(t,{A4:()=>s,OF:()=>d,RI:()=>i,WN:()=>h,bv:()=>o,gm:()=>a,lR:()=>f,m:()=>u,mw:()=>c,sb:()=>l});var n=r(1863);const i="undefined"!=typeof window&&!!window.document,o="undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),a=i?window:"undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),s="complete"===a?.document?.readyState,c=Boolean("hidden"===a?.document?.visibilityState),u=""+a?.location,d=/iPad|iPhone|iPod/.test(a.navigator?.userAgent),l=d&&"undefined"==typeof SharedWorker,f=(()=>{const e=a.navigator?.userAgent?.match(/Firefox[/\s](\d+\.\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),h=Date.now()-(0,n.t)()},7295:(e,t,r)=>{"use strict";r.d(t,{Xv:()=>a,gX:()=>i,iW:()=>o});var n=[];function i(e){if(!e||o(e))return!1;if(0===n.length)return!0;for(var t=0;t<n.length;t++){var r=n[t];if("*"===r.hostname)return!1;if(s(r.hostname,e.hostname)&&c(r.pathname,e.pathname))return!1}return!0}function o(e){return void 0===e.hostname}function a(e){if(n=[],e&&e.length)for(var t=0;t<e.length;t++){let r=e[t];if(!r)continue;0===r.indexOf("http://")?r=r.substring(7):0===r.indexOf("https://")&&(r=r.substring(8));const i=r.indexOf("/");let o,a;i>0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a="");let[s]=o.split(":");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf("/")&&(e=e.substring(1)),0===t.indexOf("/")&&(t=t.substring(1)),""===e||e===t}},1687:(e,t,r)=>{"use strict";r.d(t,{Ak:()=>c,Ze:()=>l,x3:()=>u});var n=r(7836),i=r(3606),o=r(860),a=r(2646);const s={};function c(e,t){const r={staged:!1,priority:o.P3[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){e&&s[e]&&(s[e].get(t)&&s[e].delete(t),h(e,t,!1),s[e].size&&f(e))}function d(e){if(!e)throw new Error("agentIdentifier required");s[e]||(s[e]=new Map)}function l(e="",t="feature",r=!1){if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((([e,t])=>t.staged))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((([t])=>{s[e].delete(t),h(e,t)})))}function h(e,t,r=!0){const o=e?n.ee.get(e):n.ee,s=i.i.handlers;if(!o.aborted&&o.backlog&&s){if(r){const e=o.backlog[t],r=s[t];if(r){for(let t=0;e&&t<e.length;++t)p(e[t],r);Object.entries(r).forEach((([e,t])=>{Object.values(t||{}).forEach((t=>{t[0]?.on&&t[0]?.context()instanceof a.y&&t[0].on(e,t[1])}))}))}}o.isolatedBacklog||delete s[t],o.backlog[t]=null,o.emit("drain-"+t,[])}}function p(e,t){var r=e[1];Object.values(t[r]||{}).forEach((t=>{var r=e[0];if(t[0]===r){var n=t[1],i=e[3],o=e[2];n.apply(i,o)}}))}},7836:(e,t,r)=>{"use strict";r.d(t,{P:()=>c,ee:()=>u});var n=r(384),i=r(8990),o=r(3371),a=r(2646),s=r(5607);const c="nr@context:".concat(s.W),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.f)(r).isolatedBacklog}catch(e){}var f={on:p,addEventListener:p,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i<r.length;i++)r[i]===t&&r.splice(i,1)},emit:function(e,r,n,i,o){!1!==o&&(o=!0);if(u.aborted&&!i)return;t&&o&&t.emit(e,r,n);for(var a=h(n),c=g(e),d=c.length,l=0;l<d;l++)c[l].apply(a,r);var p=v()[s[e]];p&&p.push([f,e,r,a]);return a},get:m,listeners:g,context:h,buffer:function(e,t){const r=v();if(t=t||"feature",f.aborted)return;Object.entries(e||{}).forEach((([e,n])=>{s[n]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&"object"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,"aborted",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a.y?e:e?(0,i.I)(e,c,(()=>new a.y(c))):new a.y(c)}function p(e,t){n[e]=g(e).concat(t)}function g(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,"globalEE"),d=(0,n.Zm)();d.ee||(d.ee=u)},2646:(e,t,r)=>{"use strict";r.d(t,{y:()=>n});class n{constructor(e){this.contextId=e}}},9908:(e,t,r)=>{"use strict";r.d(t,{d:()=>n,p:()=>i});var n=r(7836).ee.get("handle");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},3606:(e,t,r)=>{"use strict";r.d(t,{i:()=>o});var n=r(9908);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.d,i,e,t,r)}function a(e,t,r,i,o){o||(o="feature"),e||(e=n.d);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3878:(e,t,r)=>{"use strict";function n(e,t){return{capture:e,passive:!1,signal:t}}function i(e,t,r=!1,i){window.addEventListener(e,t,n(r,i))}function o(e,t,r=!1,i){document.addEventListener(e,t,n(r,i))}r.d(t,{DD:()=>o,jT:()=>n,sp:()=>i})},5607:(e,t,r)=>{"use strict";r.d(t,{W:()=>n});const n=(0,r(9566).bz)()},9566:(e,t,r)=>{"use strict";r.d(t,{LA:()=>s,ZF:()=>c,bz:()=>a,el:()=>u});var n=r(6154);const i="xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n.gm?.crypto||n.gm?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split("").map((e=>"x"===e?o(t,r++).toString(16):"y"===e?(3&o()|8).toString(16):e)).join("")}function s(e){const t=n.gm?.crypto||n.gm?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s<e;s++)a.push(o(r,i++).toString(16));return a.join("")}function c(){return s(16)}function u(){return s(32)}},2614:(e,t,r)=>{"use strict";r.d(t,{BB:()=>a,H3:()=>n,g:()=>u,iL:()=>c,tS:()=>s,uh:()=>i,wk:()=>o});const n="NRBA",i="SESSION",o=144e5,a=18e5,s={STARTED:"session-started",PAUSE:"session-pause",RESET:"session-reset",RESUME:"session-resume",UPDATE:"session-update"},c={SAME_TAB:"same-tab",CROSS_TAB:"cross-tab"},u={OFF:0,FULL:1,ERROR:2}},1863:(e,t,r)=>{"use strict";function n(){return Math.floor(performance.now())}r.d(t,{t:()=>n})},7485:(e,t,r)=>{"use strict";r.d(t,{D:()=>i});var n=r(6154);function i(e){if(0===(e||"").indexOf("data:"))return{protocol:"data"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(":")),sameOrigin:t.protocol===n.gm?.location?.protocol&&t.host===n.gm?.location?.host};return r.port&&""!==r.port||("http:"===t.protocol&&(r.port="80"),"https:"===t.protocol&&(r.port="443")),r.pathname&&""!==r.pathname?r.pathname.startsWith("/")||(r.pathname="/".concat(r.pathname)):r.pathname="/",r}catch(e){return{}}}},944:(e,t,r)=>{"use strict";function n(e,t){"function"==typeof console.debug&&console.debug("New Relic Warning: https://github.com/newrelic/newrelic-browser-agent/blob/main/docs/warning-codes.md#".concat(e),t)}r.d(t,{R:()=>n})},5284:(e,t,r)=>{"use strict";r.d(t,{t:()=>c,B:()=>s});var n=r(7836),i=r(6154);const o="newrelic";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&"object"==typeof e&&(a.has(t)||(r.emit("rumresp",[e]),s[t]=e,a.add(t),function(e={}){try{i.gm.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},8990:(e,t,r)=>{"use strict";r.d(t,{I:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},6389:(e,t,r)=>{"use strict";function n(e,t=500,r={}){const n=r?.leading||!1;let i;return(...r)=>{n&&void 0===i&&(e.apply(this,r),i=setTimeout((()=>{i=clearTimeout(i)}),t)),n||(clearTimeout(i),i=setTimeout((()=>{e.apply(this,r)}),t))}}function i(e){let t=!1;return(...r)=>{t||(t=!0,e.apply(this,r))}}r.d(t,{J:()=>i,s:()=>n})},3304:(e,t,r)=>{"use strict";r.d(t,{A:()=>o});var n=r(7836);const i=()=>{const e=new WeakSet;return(t,r)=>{if("object"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())??""}catch(e){try{n.ee.emit("internal-error",[e])}catch(e){}return""}}},5289:(e,t,r)=>{"use strict";r.d(t,{GG:()=>o,sB:()=>a});var n=r(3878);function i(){return"undefined"==typeof document||"complete"===document.readyState}function o(e,t){if(i())return e();(0,n.sp)("load",e,t)}function a(e){if(i())return e();(0,n.DD)("DOMContentLoaded",e)}},384:(e,t,r)=>{"use strict";r.d(t,{NT:()=>o,US:()=>d,Zm:()=>a,bQ:()=>c,dV:()=>s,nY:()=>u,pV:()=>l});var n=r(6154),i=r(1863);const o={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net"};function a(){return n.gm.NREUM||(n.gm.NREUM={}),void 0===n.gm.newrelic&&(n.gm.newrelic=n.gm.NREUM),n.gm.NREUM}function s(){let e=a();return e.o||(e.o={ST:n.gm.setTimeout,SI:n.gm.setImmediate,CT:n.gm.clearTimeout,XHR:n.gm.XMLHttpRequest,REQ:n.gm.Request,EV:n.gm.Event,PR:n.gm.Promise,MO:n.gm.MutationObserver,FETCH:n.gm.fetch,WS:n.gm.WebSocket}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.t)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},2843:(e,t,r)=>{"use strict";r.d(t,{u:()=>i});var n=r(3878);function i(e,t=!1,r,i){(0,n.DD)("visibilitychange",(function(){if(t)return void("hidden"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},8139:(e,t,r)=>{"use strict";r.d(t,{u:()=>f});var n=r(7836),i=r(3434),o=r(8990),a=r(6154);const s={},c=a.gm.XMLHttpRequest,u="addEventListener",d="removeEventListener",l="nr@wrapped:".concat(n.P);function f(e){var t=function(e){return(e||n.ee).get("events")}(e);if(s[t.debugId]++)return t;s[t.debugId]=1;var r=(0,i.YM)(t,!0);function f(e){r.inPlace(e,[u,d],"-",p)}function p(e,t){return e[1]}return"getPrototypeOf"in Object&&(a.RI&&h(document,f),c&&h(c.prototype,f),h(a.gm,f)),t.on(u+"-start",(function(e,t){var n=e[1];if(null!==n&&("function"==typeof n||"object"==typeof n)){var i=(0,o.I)(n,l,(function(){var e={object:function(){if("function"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,"fn-",null,e.name||"anonymous"):n}));this.wrapped=e[1]=i}})),t.on(d+"-start",(function(e){e[1]=this.wrapped||e[1]})),t}function h(e,t,...r){let n=e;for(;"object"==typeof n&&!Object.prototype.hasOwnProperty.call(n,u);)n=Object.getPrototypeOf(n);n&&t(n,...r)}},3434:(e,t,r)=>{"use strict";r.d(t,{Jt:()=>o,YM:()=>c});var n=r(7836),i=r(5607);const o="nr@original:".concat(i.W);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n="");const a="-"===n.charAt(0);for(let s=0;s<t.length;s++){const c=t[s],u=e[c];d(u)||(e[c]=r(u,a?c+n:n,i,c,o))}},r.flag=o,r;function r(t,r,n,s,c){return d(t)?t:(r||(r=""),nrWrapper[o]=t,function(e,t,r){if(Object.defineProperty&&Object.keys)try{return Object.keys(e).forEach((function(r){Object.defineProperty(t,r,{get:function(){return e[r]},set:function(t){return e[r]=t,t}})})),t}catch(e){u([e],r)}for(var n in e)a.call(e,n)&&(t[n]=e[n])}(t,nrWrapper,e),nrWrapper);function nrWrapper(){var o,a,d,l;try{a=this,o=[...arguments],d="function"==typeof n?n(o,a):n||{}}catch(t){u([t,"",[o,a,s],d],e)}i(r+"start",[o,a,s],d,c);try{return l=t.apply(a,o)}catch(e){throw i(r+"err",[o,a,e],d,c),e}finally{i(r+"end",[o,a,l],d,c)}}}function i(r,n,i,o){if(!s||t){var a=s;s=!0;try{e.emit(r,n,i,t,o)}catch(t){u([t,r,n,i],e)}s=a}}}function u(e,t){t||(t=n.ee);try{t.emit("internal-error",e)}catch(e){}}function d(e){return!(e&&"function"==typeof e&&e.apply&&!e[o])}},9300:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.ajax},3333:(e,t,r)=>{"use strict";r.d(t,{$v:()=>u,TZ:()=>n,Zp:()=>i,kd:()=>c,mq:()=>s,nf:()=>a,qN:()=>o});const n=r(860).K7.genericEvents,i=["auxclick","click","copy","keydown","paste","scrollend"],o=["focus","blur"],a=4,s=1e3,c=["PageAction","UserAction","BrowserPerformance"],u={MARKS:"experimental.marks",MEASURES:"experimental.measures",RESOURCES:"experimental.resources"}},6774:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.jserrors},993:(e,t,r)=>{"use strict";r.d(t,{ET:()=>o,TZ:()=>a,p_:()=>i});var n=r(860);const i={ERROR:"ERROR",WARN:"WARN",INFO:"INFO",DEBUG:"DEBUG",TRACE:"TRACE"},o="log",a=n.K7.logging},3785:(e,t,r)=>{"use strict";r.d(t,{R:()=>c,b:()=>u});var n=r(9908),i=r(1863),o=r(860),a=r(3969),s=r(993);function c(e,t,r={},c=s.p_.INFO){(0,n.p)(a.xV,["API/logging/".concat(c.toLowerCase(),"/called")],void 0,o.K7.metrics,e),(0,n.p)(s.ET,[(0,i.t)(),t,r,c],void 0,o.K7.logging,e)}function u(e){return"string"==typeof e&&Object.values(s.p_).some((t=>t===e.toUpperCase().trim()))}},3969:(e,t,r)=>{"use strict";r.d(t,{TZ:()=>n,XG:()=>s,rs:()=>i,xV:()=>a,z_:()=>o});const n=r(860).K7.metrics,i="sm",o="cm",a="storeSupportabilityMetrics",s="storeEventMetrics"},6630:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewEvent},782:(e,t,r)=>{"use strict";r.d(t,{T:()=>n});const n=r(860).K7.pageViewTiming},6344:(e,t,r)=>{"use strict";r.d(t,{BB:()=>d,G4:()=>o,Qb:()=>l,TZ:()=>i,Ug:()=>a,_s:()=>s,bc:()=>u,yP:()=>c});var n=r(2614);const i=r(860).K7.sessionReplay,o={RECORD:"recordReplay",PAUSE:"pauseReplay",REPLAY_RUNNING:"replayRunning",ERROR_DURING_REPLAY:"errorDuringReplay"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c={[n.g.ERROR]:15e3,[n.g.FULL]:3e5,[n.g.OFF]:0},u={RESET:{message:"Session was reset",sm:"Reset"},IMPORT:{message:"Recorder failed to import",sm:"Import"},TOO_MANY:{message:"429: Too Many Requests",sm:"Too-Many"},TOO_BIG:{message:"Payload was too large",sm:"Too-Big"},CROSS_TAB:{message:"Session Entity was set to OFF on another tab",sm:"Cross-Tab"},ENTITLEMENTS:{message:"Session Replay is not allowed and will not be started",sm:"Entitlement"}},d=5e3,l={API:"api"}},5270:(e,t,r)=>{"use strict";r.d(t,{Aw:()=>c,CT:()=>u,SR:()=>s});var n=r(384),i=r(9417),o=r(7767),a=r(6154);function s(e){return!!(0,n.dV)().o.MO&&(0,o.V)(e)&&!0===(0,i.gD)(e,"session_trace.enabled")}function c(e){return!0===(0,i.gD)(e,"session_replay.preload")&&s(e)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:a.WN,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(a.WN-t.correctedOriginTime)}}},3738:(e,t,r)=>{"use strict";r.d(t,{He:()=>i,Kp:()=>s,Lc:()=>u,Rz:()=>d,TZ:()=>n,bD:()=>o,d3:()=>a,jx:()=>l,uP:()=>c});const n=r(860).K7.sessionTrace,i="bstResource",o="resource",a="-start",s="-end",c="fn"+a,u="fn"+s,d="pushState",l=1e3},3962:(e,t,r)=>{"use strict";r.d(t,{AM:()=>o,O2:()=>c,Qu:()=>u,TZ:()=>s,ih:()=>d,pP:()=>a,tC:()=>i});var n=r(860);const i=["click","keydown","submit","popstate"],o="api",a="initialPageLoad",s=n.K7.softNav,c={INITIAL_PAGE_LOAD:"",ROUTE_CHANGE:1,UNSPECIFIED:2},u={INTERACTION:1,AJAX:2,CUSTOM_END:3,CUSTOM_TRACER:4},d={IP:"in progress",FIN:"finished",CAN:"cancelled"}},7378:(e,t,r)=>{"use strict";r.d(t,{$p:()=>x,BR:()=>b,Kp:()=>R,L3:()=>y,Lc:()=>c,NC:()=>o,SG:()=>d,TZ:()=>i,U6:()=>p,UT:()=>m,d3:()=>w,dT:()=>f,e5:()=>T,gx:()=>v,l9:()=>l,oW:()=>h,op:()=>g,rw:()=>u,tH:()=>A,uP:()=>s,wW:()=>E,xq:()=>a});var n=r(384);const i=r(860).K7.spa,o=["click","submit","keypress","keydown","keyup","change"],a=999,s="fn-start",c="fn-end",u="cb-start",d="api-ixn-",l="remaining",f="interaction",h="spaNode",p="jsonpNode",g="fetch-start",m="fetch-done",v="fetch-body-",b="jsonp-end",y=(0,n.dV)().o.ST,w="-start",R="-end",x="-body",E="cb"+R,T="jsTime",A="fetch"},4234:(e,t,r)=>{"use strict";r.d(t,{W:()=>o});var n=r(7836),i=r(1687);class o{constructor(e,t){this.agentIdentifier=e,this.ee=n.ee.get(e),this.featureName=t,this.blocked=!1}deregisterDrain(){(0,i.x3)(this.agentIdentifier,this.featureName)}}},7767:(e,t,r)=>{"use strict";r.d(t,{V:()=>o});var n=r(9417),i=r(6154);const o=e=>i.RI&&!0===(0,n.gD)(e,"privacy.cookies_enabled")},425:(e,t,r)=>{"use strict";r.d(t,{j:()=>j});var n=r(860),i=r(2555),o=r(3371),a=r(9908),s=r(7836),c=r(1687),u=r(5289),d=r(6154),l=r(944),f=r(3969),h=r(384),p=r(6344);const g=["setErrorHandler","finished","addToTrace","addRelease","recordCustomEvent","addPageAction","setCurrentRouteName","setPageViewName","setCustomAttribute","interaction","noticeError","setUserId","setApplicationVersion","start",p.G4.RECORD,p.G4.PAUSE,"log","wrapLogger"],m=["setErrorHandler","finished","addToTrace","addRelease"];var v=r(1863),b=r(2614),y=r(993),w=r(3785),R=r(2646),x=r(3434);const E=new Map;function T(e,t,r,n){if("object"!=typeof t||!t||"string"!=typeof r||!r||"function"!=typeof t[r])return(0,l.R)(29);const i=function(e){return(e||s.ee).get("logger")}(e),o=(0,x.YM)(i),a=new R.y(s.P);a.level=n.level,a.customAttributes=n.customAttributes;const c=t[r]?.[x.Jt]||t[r];return E.set(c,a),o.inPlace(t,[r],"wrap-logger-",(()=>E.get(c))),i}function A(){const e=(0,h.pV)();g.forEach((t=>{e[t]=(...r)=>function(t,...r){let n=[];return Object.values(e.initializedAgents).forEach((e=>{e&&e.api?e.exposed&&e.api[t]&&n.push(e.api[t](...r)):(0,l.R)(38,t)})),n.length>1?n:n[0]}(t,...r)}))}const S={};var N=r(9417),_=r(5603),O=r(5284);const I=e=>{const t=e.startsWith("http");e+="/",r.p=t?e:"https://"+e};let P=!1;function j(e,t={},g,R){let{init:x,info:E,loader_config:j,runtime:C={},exposed:k=!0}=t;C.loaderType=g;const L=(0,h.pV)();E||(x=L.init,E=L.info,j=L.loader_config),(0,N.xN)(e.agentIdentifier,x||{}),(0,_.a)(e.agentIdentifier,j||{}),E.jsAttributes??={},d.bv&&(E.jsAttributes.isWorker=!0),(0,i.x1)(e.agentIdentifier,E);const H=(0,N.D0)(e.agentIdentifier),M=[E.beacon,E.errorBeacon];P||(H.proxy.assets&&(I(H.proxy.assets),M.push(H.proxy.assets)),H.proxy.beacon&&M.push(H.proxy.beacon),A(),(0,h.US)("activatedFeatures",O.B),e.runSoftNavOverSpa&&=!0===H.soft_navigations.enabled&&H.feature_flags.includes("soft_nav")),C.denyList=[...H.ajax.deny_list||[],...H.ajax.block_internal?M:[]],C.ptid=e.agentIdentifier,(0,o.V)(e.agentIdentifier,C),e.ee=s.ee.get(e.agentIdentifier),void 0===e.api&&(e.api=function(e,t,h=!1){t||(0,c.Ak)(e,"api");const g={};var R=s.ee.get(e),x=R.get("tracer");S[e]=b.g.OFF,R.on(p.G4.REPLAY_RUNNING,(t=>{S[e]=t}));var E="api-",A=E+"ixn-";function N(t,r,n,o){const a=(0,i.Vp)(e);return null===r?delete a.jsAttributes[t]:(0,i.x1)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),I(E,n,!0,o||null===r?"session":void 0)(t,r)}function _(){}g.log=function(e,{customAttributes:t={},level:r=y.p_.INFO}={}){(0,a.p)(f.xV,["API/log/called"],void 0,n.K7.metrics,R),(0,w.R)(R,e,t,r)},g.wrapLogger=(e,t,{customAttributes:r={},level:i=y.p_.INFO}={})=>{(0,a.p)(f.xV,["API/wrapLogger/called"],void 0,n.K7.metrics,R),T(R,e,t,{customAttributes:r,level:i})},m.forEach((e=>{g[e]=I(E,e,!0,"api")})),g.addPageAction=I(E,"addPageAction",!0,n.K7.genericEvents),g.recordCustomEvent=I(E,"recordCustomEvent",!0,n.K7.genericEvents),g.setPageViewName=function(t,r){if("string"==typeof t)return"/"!==t.charAt(0)&&(t="/"+t),(0,o.f)(e).customTransaction=(r||"http://custom.transaction")+t,I(E,"setPageViewName",!0)()},g.setCustomAttribute=function(e,t,r=!1){if("string"==typeof e){if(["string","number","boolean"].includes(typeof t)||null===t)return N(e,t,"setCustomAttribute",r);(0,l.R)(40,typeof t)}else(0,l.R)(39,typeof e)},g.setUserId=function(e){if("string"==typeof e||null===e)return N("enduser.id",e,"setUserId",!0);(0,l.R)(41,typeof e)},g.setApplicationVersion=function(e){if("string"==typeof e||null===e)return N("application.version",e,"setApplicationVersion",!1);(0,l.R)(42,typeof e)},g.start=()=>{try{(0,a.p)(f.xV,["API/start/called"],void 0,n.K7.metrics,R),R.emit("manual-start-all")}catch(e){(0,l.R)(23,e)}},g[p.G4.RECORD]=function(){(0,a.p)(f.xV,["API/recordReplay/called"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.RECORD,[],void 0,n.K7.sessionReplay,R)},g[p.G4.PAUSE]=function(){(0,a.p)(f.xV,["API/pauseReplay/called"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.PAUSE,[],void 0,n.K7.sessionReplay,R)},g.interaction=function(e){return(new _).get("object"==typeof e?e:{})};const O=_.prototype={createTracer:function(e,t){var r={},i=this,o="function"==typeof t;return(0,a.p)(f.xV,["API/createTracer/called"],void 0,n.K7.metrics,R),h||(0,a.p)(A+"tracer",[(0,v.t)(),e,r],i,n.K7.spa,R),function(){if(x.emit((o?"":"no-")+"fn-start",[(0,v.t)(),i,o],r),o)try{return t.apply(this,arguments)}catch(e){const t="string"==typeof e?new Error(e):e;throw x.emit("fn-err",[arguments,this,t],r),t}finally{x.emit("fn-end",[(0,v.t)()],r)}}}};function I(e,t,r,i){return function(){return(0,a.p)(f.xV,["API/"+t+"/called"],void 0,n.K7.metrics,R),i&&(0,a.p)(e+t,[r?(0,v.t)():performance.now(),...arguments],r?null:this,i,R),r?void 0:this}}function P(){r.e(478).then(r.bind(r,8778)).then((({setAPI:t})=>{t(e),(0,c.Ze)(e,"api")})).catch((e=>{(0,l.R)(27,e),R.abort()}))}return["actionText","setName","setAttribute","save","ignore","onEnd","getContext","end","get"].forEach((e=>{O[e]=I(A,e,void 0,h?n.K7.softNav:n.K7.spa)})),g.setCurrentRouteName=h?I(A,"routeName",void 0,n.K7.softNav):I(E,"routeName",!0,n.K7.spa),g.noticeError=function(t,r){"string"==typeof t&&(t=new Error(t)),(0,a.p)(f.xV,["API/noticeError/called"],void 0,n.K7.metrics,R),(0,a.p)("err",[t,(0,v.t)(),!1,r,!!S[e]],void 0,n.K7.jserrors,R)},d.RI?(0,u.GG)((()=>P()),!0):P(),g}(e.agentIdentifier,R,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=k),P=!0}},8374:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return""})()},860:(e,t,r)=>{"use strict";r.d(t,{$J:()=>u,K7:()=>s,P3:()=>c,XX:()=>i,qY:()=>n,v4:()=>a});const n="events",i="jserrors",o="browser/blobs",a="rum",s={ajax:"ajax",genericEvents:"generic_events",jserrors:i,logging:"logging",metrics:"metrics",pageAction:"page_action",pageViewEvent:"page_view_event",pageViewTiming:"page_view_timing",sessionReplay:"session_replay",sessionTrace:"session_trace",softNav:"soft_navigations",spa:"spa"},c={[s.pageViewEvent]:1,[s.pageViewTiming]:2,[s.metrics]:3,[s.jserrors]:4,[s.spa]:5,[s.ajax]:6,[s.sessionTrace]:7,[s.softNav]:8,[s.sessionReplay]:9,[s.logging]:10,[s.genericEvents]:11},u={[s.pageViewEvent]:a,[s.pageViewTiming]:n,[s.ajax]:n,[s.spa]:n,[s.softNav]:n,[s.metrics]:i,[s.jserrors]:i,[s.sessionTrace]:o,[s.sessionReplay]:o,[s.logging]:"browser/logs",[s.genericEvents]:"ins"}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({212:"nr-spa-compressor",249:"nr-spa-recorder",478:"nr-spa"}[e]+"-1.279.0.min.js"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t="NRBA-1.279.0.PROD:",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName("script"),d=0;d<u.length;d++){var l=u[d];if(l.getAttribute("src")==r||l.getAttribute("data-webpack")==t+o){s=l;break}}if(!s){c=!0;var f={478:"sha512-amDax3rhEKzqGvq6yJt5AyhR+Nfeku6l1ZsMrUhdZF8H6MAhVENiDFDFRGXwExMxhE+Rbm5Ag9kxMcFVOC82cw==",249:"sha512-4GSoMzr8Bh17AEtSGbfB8vXS9bSbWo0nCxa7S3LV3MOrbW4shJFqc12ytRgEywR0bcW+de2BICCuTEKIEwCgoQ==",212:"sha512-X507KI221bIDQBg7uvw/25j1MjGSsG1Q872SH4IR98HEoZtJWeTUbWZRtRK0ORwNiU3EHpywcmae0zFIxXKuNA=="};(s=document.createElement("script")).charset="utf-8",s.timeout=120,i.nc&&s.setAttribute("nonce",i.nc),s.setAttribute("data-webpack",t+o),s.src=r,0!==s.src.indexOf(window.location.origin+"/")&&(s.crossOrigin="anonymous"),f[a]&&(s.integrity=f[a])}e[r]=[n];var h=(t,n)=>{s.onerror=s.onload=null,clearTimeout(p);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},p=setTimeout(h.bind(null,void 0,{type:"timeout",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},i.p="https://js-agent.newrelic.com/",(()=>{var e={38:0,788:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&("load"===r.type?"missing":r.type),a=r&&r.target&&r.target.src;s.message="Loading chunk "+t+" failed.\n("+o+": "+a+")",s.name="ChunkLoadError",s.type=o,s.request=a,n[1](s)}}),"chunk-"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u<a.length;u++)o=a[u],i.o(e,o)&&e[o]&&e[o][0](),e[o]=0},r=self["webpackChunk:NRBA-1.279.0.PROD"]=self["webpackChunk:NRBA-1.279.0.PROD"]||[];r.forEach(t.bind(null,0)),r.push=t.bind(null,r.push.bind(r))})(),(()=>{"use strict";i(8374);var e=i(944),t=i(6344),r=i(9566);class n{agentIdentifier;constructor(e=(0,r.LA)(16)){this.agentIdentifier=e}#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}addPageAction(e,t){return this.#e("addPageAction",e,t)}recordCustomEvent(e,t){return this.#e("recordCustomEvent",e,t)}setPageViewName(e,t){return this.#e("setPageViewName",e,t)}setCustomAttribute(e,t,r){return this.#e("setCustomAttribute",e,t,r)}noticeError(e,t){return this.#e("noticeError",e,t)}setUserId(e){return this.#e("setUserId",e)}setApplicationVersion(e){return this.#e("setApplicationVersion",e)}setErrorHandler(e){return this.#e("setErrorHandler",e)}addRelease(e,t){return this.#e("addRelease",e,t)}log(e,t){return this.#e("log",e,t)}}class o extends n{#e(t,...r){if("function"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}start(){return this.#e("start")}finished(e){return this.#e("finished",e)}recordReplay(){return this.#e(t.G4.RECORD)}pauseReplay(){return this.#e(t.G4.PAUSE)}addToTrace(e){return this.#e("addToTrace",e)}setCurrentRouteName(e){return this.#e("setCurrentRouteName",e)}interaction(){return this.#e("interaction")}wrapLogger(e,t,r){return this.#e("wrapLogger",e,t,r)}}var a=i(860),s=i(9417);const c=Object.values(a.K7);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.gD)(t,"".concat(e,".enabled"))}(r,e)})),t}var d=i(425);var l=i(1687),f=i(4234),h=i(5289),p=i(6154),g=i(5270),m=i(7767),v=i(6389);class b extends f.W{constructor(e,t,r=!0){super(e.agentIdentifier,t),this.auto=r,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===e.init[this.featureName].autoStart&&(this.auto=!1),this.auto?(0,l.Ak)(e.agentIdentifier,t):this.ee.on("manual-start-all",(0,v.J)((()=>{(0,l.Ak)(e.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator(e)})))}importAggregator(t,r={}){if(this.featAggregate||!this.auto)return;let n;this.onAggregateImported=new Promise((e=>{n=e}));const o=async()=>{let o;try{if((0,m.V)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(478).then(i.bind(i,6526));o=e(t)}}catch(t){(0,e.R)(20,t),this.ee.emit("internal-error",[t]),this.featureName===a.K7.sessionReplay&&this.abortHandler?.()}try{if(!this.#t(this.featureName,o))return(0,l.Ze)(this.agentIdentifier,this.featureName),void n(!1);const{lazyFeatureLoader:e}=await i.e(478).then(i.bind(i,6103)),{Aggregate:a}=await e(this.featureName,"aggregate");this.featAggregate=new a(t,r),t.runtime.harvester.initializedAggregates.push(this.featAggregate),n(!0)}catch(t){(0,e.R)(34,t),this.abortHandler?.(),(0,l.Ze)(this.agentIdentifier,this.featureName,!0),n(!1),this.ee&&this.ee.abort()}};p.RI?(0,h.GG)((()=>o()),!0):o()}#t(e,t){switch(e){case a.K7.sessionReplay:return(0,g.SR)(this.agentIdentifier)&&!!t;case a.K7.sessionTrace:return!!t;default:return!0}}}var y=i(6630);class w extends b{static featureName=y.T;constructor(e,t=!0){super(e,y.T,t),this.importAggregator(e)}}var R=i(384);var x=i(9908),E=i(2843),T=i(3878),A=i(782),S=i(1863);class N extends b{static featureName=A.T;constructor(e,t=!0){super(e,A.T,t),p.RI&&((0,E.u)((()=>(0,x.p)("docHidden",[(0,S.t)()],void 0,A.T,this.ee)),!0),(0,T.sp)("pagehide",(()=>(0,x.p)("winPagehide",[(0,S.t)()],void 0,A.T,this.ee))),this.importAggregator(e))}}var _=i(3969);class O extends b{static featureName=_.TZ;constructor(e,t=!0){super(e,_.TZ,t),this.importAggregator(e)}}var I=i(6774),P=i(3304);class j{constructor(e,t,r,n,i){this.name="UncaughtError",this.message="string"==typeof e?e:(0,P.A)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function C(e){return H(e)?e:new j(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function k(e){const t="Unhandled Promise Rejection";if(!e?.reason)return;if(H(e.reason))try{return e.reason.message=t+": "+e.reason.message,C(e.reason)}catch(t){return C(e.reason)}const r=C(e.reason);return r.message=t+": "+r?.message,r}function L(e){if(e.error instanceof SyntaxError&&!/:\d+$/.test(e.error.stack?.trim())){const t=new j(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return H(e.error)?e.error:C(e)}function H(e){return e instanceof Error&&!!e.stack}class M extends b{static featureName=I.T;#r=!1;constructor(e,r=!0){super(e,I.T,r);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on("internal-error",((e,t)=>{this.abortHandler&&(0,x.p)("ierr",[C(e),(0,S.t)(),!0,{},this.#r,t],void 0,this.featureName,this.ee)})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.#r=e})),p.gm.addEventListener("unhandledrejection",(e=>{this.abortHandler&&(0,x.p)("err",[k(e),(0,S.t)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,T.jT)(!1,this.removeOnAbort?.signal)),p.gm.addEventListener("error",(e=>{this.abortHandler&&(0,x.p)("err",[L(e),(0,S.t)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,T.jT)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var D=i(8990);let K=1;const U="nr@id";function V(e){const t=typeof e;return!e||"object"!==t&&"function"!==t?-1:e===p.gm?0:(0,D.I)(e,U,(function(){return K++}))}function G(e){if("string"==typeof e&&e.length)return e.length;if("object"==typeof e){if("undefined"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if("undefined"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!("undefined"!=typeof FormData&&e instanceof FormData))try{return(0,P.A)(e).length}catch(e){return}}}var F=i(8139),B=i(7836),W=i(3434);const z={},q=["open","send"];function Z(t){var r=t||B.ee;const n=function(e){return(e||B.ee).get("xhr")}(r);if(void 0===p.gm.XMLHttpRequest)return n;if(z[n.debugId]++)return n;z[n.debugId]=1,(0,F.u)(r);var i=(0,W.YM)(n),o=p.gm.XMLHttpRequest,a=p.gm.MutationObserver,s=p.gm.Promise,c=p.gm.setInterval,u="readystatechange",d=["onload","onerror","onabort","onloadstart","onloadend","onprogress","ontimeout"],l=[],f=p.gm.XMLHttpRequest=function(t){const r=new o(t),a=n.context(r);try{n.emit("new-xhr",[r],a),r.addEventListener(u,(s=a,function(){var e=this;e.readyState>3&&!s.resolved&&(s.resolved=!0,n.emit("xhr-resolved",[],e)),i.inPlace(e,d,"fn-",y)}),(0,T.jT)(!1))}catch(t){(0,e.R)(15,t);try{n.emit("internal-error",[t])}catch(e){}}var s;return r};function h(e,t){i.inPlace(t,["onreadystatechange"],"fn-",y)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,f),f.prototype=o.prototype,i.inPlace(f.prototype,q,"-xhr-",y),n.on("send-xhr-start",(function(e,t){h(e,t),function(e){l.push(e),a&&(g?g.then(b):c?c(b):(m=-m,v.data=m))}(t)})),n.on("open-xhr-start",h),a){var g=s&&s.resolve();if(!c&&!s){var m=1,v=document.createTextNode(m);new a(b).observe(v,{characterData:!0})}}else r.on("fn-end",(function(e){e[0]&&e[0].type===u||b()}));function b(){for(var e=0;e<l.length;e++)h(0,l[e]);l.length&&(l=[])}function y(e,t){return t}return n}var Y="fetch-",X=Y+"body-",J=["arrayBuffer","blob","json","text","formData"],Q=p.gm.Request,ee=p.gm.Response,te="prototype";const re={};function ne(e){const t=function(e){return(e||B.ee).get("fetch")}(e);if(!(Q&&ee&&p.gm.fetch))return t;if(re[t.debugId]++)return t;function r(e,r,n){var i=e[r];"function"==typeof i&&(e[r]=function(){var e,r=[...arguments],o={};t.emit(n+"before-start",[r],o),o[B.P]&&o[B.P].dt&&(e=o[B.P].dt);var a=i.apply(this,r);return t.emit(n+"start",[r,e],a),a.then((function(e){return t.emit(n+"end",[null,e],a),e}),(function(e){throw t.emit(n+"end",[e],a),e}))})}return re[t.debugId]=1,J.forEach((e=>{r(Q[te],e,X),r(ee[te],e,X)})),r(p.gm,"fetch",Y),t.on(Y+"end",(function(e,r){var n=this;if(r){var i=r.headers.get("content-length");null!==i&&(n.rxSize=i),t.emit(Y+"done",[null,r],n)}else t.emit(Y+"done",[e],n)})),t}var ie=i(7485),oe=i(5603);class ae{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,oe.o)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||"").toString()||null,i=(t.agentID||"").toString()||null,o=(t.trustKey||"").toString()||null;if(!n||!i)return null;var a=(0,r.ZF)(),s=(0,r.el)(),c=Date.now(),u={spanId:a,traceId:s,timestamp:c};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(u.traceContextParentHeader=this.generateTraceContextParentHeader(a,s),u.traceContextStateHeader=this.generateTraceContextStateHeader(a,c,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(u.newrelicHeader=this.generateTraceHeader(a,s,c,n,i,o)),u}generateTraceContextParentHeader(e,t){return"00-"+t+"-"+e+"-01"}generateTraceContextStateHeader(e,t,r,n,i){return i+"@nr=0-1-"+r+"-"+n+"-"+e+"----"+t}generateTraceHeader(e,t,r,n,i,o){if(!("function"==typeof p.gm?.btoa))return null;var a={v:[0,1],d:{ty:"Browser",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,P.A)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.gD)(this.agentIdentifier,"distributed_tracing")&&(r=(0,s.D0)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n<r.allowed_origins.length;n++){var i=(0,ie.D)(r.allowed_origins[n]);if(e.hostname===i.hostname&&e.protocol===i.protocol&&e.port===i.port){t=!0;break}}return t}isDtEnabled(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.enabled}excludeNewrelicHeader(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.exclude_newrelic_header}useNewrelicHeaderForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!1!==e.cors_use_newrelic_header}useTraceContextHeadersForCors(){var e=(0,s.gD)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.cors_use_tracecontext_headers}}var se=i(9300),ce=i(7295),ue=["load","error","abort","timeout"],de=ue.length,le=(0,R.dV)().o.REQ,fe=(0,R.dV)().o.XHR;class he extends b{static featureName=se.T;constructor(e,t=!0){super(e,se.T,t),this.dt=new ae(e.agentIdentifier),this.handler=(e,t,r,n)=>(0,x.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:"xhr",fetch:"fetch",beacon:"beacon"};p.gm?.performance?.getEntriesByType("resource").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};pe(r,t.name),this.handler("xhr",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.K7.ajax)}}))}catch(e){}ne(this.ee),Z(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=R,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener("load",(function(r){E(t,e)}),(0,T.jT)(!1)),p.lR||e.addEventListener("progress",(function(e){t.lastSize=e.loaded}),(0,T.jT)(!1))}function o(e){this.params={method:e[0]},pe(this,e[1]),this.metrics={}}function s(t,r){e.loader_config.xpid&&this.sameOrigin&&r.setRequestHeader("X-NewRelic-ID",e.loader_config.xpid);var i=n.generateTracePayload(this.parsedOrigin);if(i){var o=!1;i.newrelicHeader&&(r.setRequestHeader("newrelic",i.newrelicHeader),o=!0),i.traceContextParentHeader&&(r.setRequestHeader("traceparent",i.traceContextParentHeader),i.traceContextStateHeader&&r.setRequestHeader("tracestate",i.traceContextStateHeader),o=!0),o&&(this.dt=i)}}function c(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=G(i);a&&(n.txSize=a)}this.startTime=(0,S.t)(),this.body=i,this.listener=function(e){try{"abort"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),("load"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||"function"!=typeof r.onload)&&"function"==typeof o.end)&&o.end(r)}catch(e){try{t.emit("internal-error",[e])}catch(e){}}};for(var s=0;s<de;s++)r.addEventListener(ue[s],this.listener,(0,T.jT)(!1))}function u(e,t,r){this.cbTime+=e,t?this.onloadCalled=!0:this.called+=1,this.called!==this.totalCbs||!this.onloadCalled&&"function"==typeof r.onload||"function"!=typeof this.end||this.end(r)}function d(e,t){var r=""+V(e)+!!t;this.xhrGuids&&!this.xhrGuids[r]&&(this.xhrGuids[r]=!0,this.totalCbs+=1)}function l(e,t){var r=""+V(e)+!!t;this.xhrGuids&&this.xhrGuids[r]&&(delete this.xhrGuids[r],this.totalCbs-=1)}function f(){this.endTime=(0,S.t)()}function h(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-added",[e[1],e[2]],r)}function g(e,r){r instanceof fe&&"load"===e[0]&&t.emit("xhr-load-removed",[e[1],e[2]],r)}function m(e,t,r){t instanceof fe&&("onload"===r&&(this.onload=!0),("load"===(e[0]&&e[0].type)||this.onload)&&(this.xhrCbStart=(0,S.t)()))}function v(e,r){this.xhrCbStart&&t.emit("xhr-cb-time",[(0,S.t)()-this.xhrCbStart,this.onload,r],r)}function b(e){var t,r=e[1]||{};if("string"==typeof e[0]?0===(t=e[0]).length&&p.RI&&(t=""+p.gm.location.href):e[0]&&e[0].url?t=e[0].url:p.gm?.URL&&e[0]&&e[0]instanceof URL?t=e[0].href:"function"==typeof e[0].toString&&(t=e[0].toString()),"string"==typeof t&&0!==t.length){t&&(this.parsedOrigin=(0,ie.D)(t),this.sameOrigin=this.parsedOrigin.sameOrigin);var i=n.generateTracePayload(this.parsedOrigin);if(i&&(i.newrelicHeader||i.traceContextParentHeader))if(e[0]&&e[0].headers)s(e[0].headers,i)&&(this.dt=i);else{var o={};for(var a in r)o[a]=r[a];o.headers=new Headers(r.headers||{}),s(o.headers,i)&&(this.dt=i),e.length>1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set("newrelic",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set("traceparent",t.traceContextParentHeader),t.traceContextStateHeader&&e.set("tracestate",t.traceContextStateHeader),r=!0),r}}function y(e,t){this.params={},this.metrics={},this.startTime=(0,S.t)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;"string"==typeof i?r=i:"object"==typeof i&&i instanceof le?r=i.url:p.gm?.URL&&"object"==typeof i&&i instanceof URL&&(r=i.href),pe(this,r);var o=(""+(i&&i instanceof le&&i.method||n.method||"GET")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=G(n.body)||0}function w(e,t){if(this.endTime=(0,S.t)(),this.params||(this.params={}),(0,ce.iW)(this.params))return;let n;this.params.status=t?t.status:0,"string"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,S.t)()-this.startTime};r("xhr",[this.params,i,this.startTime,this.endTime,"fetch"],this,a.K7.ajax)}function R(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t<de;t++)e.removeEventListener(ue[t],this.listener,!1);t.aborted||(0,ce.iW)(t)||(n.duration=(0,S.t)()-this.startTime,this.loadCaptureCalled||4!==e.readyState?null==t.status&&(t.status=0):E(this,e),n.cbTime=this.cbTime,r("xhr",[t,n,this.startTime,this.endTime,"xhr"],this,a.K7.ajax))}}function E(e,r){e.params.status=r.status;var n=function(e,t){var r=e.responseType;return"json"===r&&null!==t?t:"arraybuffer"===r||"blob"===r||"json"===r?G(e.response):"text"===r||""===r||void 0===r?G(e.responseText):void 0}(r,e.lastSize);if(n&&(e.metrics.rxSize=n),e.sameOrigin){var i=r.getResponseHeader("X-NewRelic-App-Data");i&&((0,x.p)(_.rs,["Ajax/CrossApplicationTracing/Header/Seen"],void 0,a.K7.metrics,t),e.params.cat=i.split(", ").pop())}e.loadCaptureCalled=!0}t.on("new-xhr",i),t.on("open-xhr-start",o),t.on("open-xhr-end",s),t.on("send-xhr-start",c),t.on("xhr-cb-time",u),t.on("xhr-load-added",d),t.on("xhr-load-removed",l),t.on("xhr-resolved",f),t.on("addEventListener-end",h),t.on("removeEventListener-end",g),t.on("fn-end",v),t.on("fetch-before-start",b),t.on("fetch-start",y),t.on("fn-start",m),t.on("fetch-done",w)}(e,this.ee,this.handler,this.dt),this.importAggregator(e)}}function pe(e,t){var r=(0,ie.D)(t),n=e.params||e;n.hostname=r.hostname,n.port=r.port,n.protocol=r.protocol,n.host=r.hostname+":"+r.port,n.pathname=r.pathname,e.parsedOrigin=r,e.sameOrigin=r.sameOrigin}const ge={},me=["pushState","replaceState"];function ve(e){const t=function(e){return(e||B.ee).get("history")}(e);return!p.RI||ge[t.debugId]++||(ge[t.debugId]=1,(0,W.YM)(t).inPlace(window.history,me,"-")),t}var be=i(3738);const{He:ye,bD:we,d3:Re,Kp:xe,TZ:Ee,Lc:Te,uP:Ae,Rz:Se}=be;class Ne extends b{static featureName=Ee;constructor(e,t=!0){super(e,Ee,t);if(!(0,m.V)(this.agentIdentifier))return void this.deregisterDrain();const r=this.ee;let n;ve(r),this.eventsEE=(0,F.u)(r),this.eventsEE.on(Ae,(function(e,t){this.bstStart=(0,S.t)()})),this.eventsEE.on(Te,(function(e,t){(0,x.p)("bst",[e[0],t,this.bstStart,(0,S.t)()],void 0,a.K7.sessionTrace,r)})),r.on(Se+Re,(function(e){this.time=(0,S.t)(),this.startPath=location.pathname+location.hash})),r.on(Se+xe,(function(e){(0,x.p)("bstHist",[location.pathname+location.hash,this.startPath,this.time],void 0,a.K7.sessionTrace,r)}));try{n=new PerformanceObserver((e=>{const t=e.getEntries();(0,x.p)(ye,[t],void 0,a.K7.sessionTrace,r)})),n.observe({type:we,buffered:!0})}catch(e){}this.importAggregator(e,{resourceObserver:n})}}var _e=i(2614);class Oe extends b{static featureName=t.TZ;#i;#o;constructor(e,r=!0){let n;super(e,t.TZ,r),this.replayRunning=!1,this.#o=e;try{n=JSON.parse(localStorage.getItem("".concat(_e.H3,"_").concat(_e.uh)))}catch(e){}(0,g.SR)(e.agentIdentifier)&&this.ee.on(t.G4.RECORD,(()=>this.#a())),this.#s(n)?(this.#i=n?.sessionReplayMode,this.#c()):this.importAggregator(e),this.ee.on("err",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,x.p)(t.G4.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#s(e){return e&&(e.sessionReplayMode===_e.g.FULL||e.sessionReplayMode===_e.g.ERROR)||(0,g.Aw)(this.agentIdentifier)}#u=!1;async#c(e){if(!this.#u){this.#u=!0;try{const{Recorder:t}=await Promise.all([i.e(478),i.e(249)]).then(i.bind(i,8589));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee,agentRef:this.#o}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator(this.#o,{recorder:this.recorder,errorNoticed:this.errorNoticed})}}#a(){this.featAggregate?this.featAggregate.mode!==_e.g.FULL&&this.featAggregate.initializeRecording(_e.g.FULL,!0):(this.#i=_e.g.FULL,this.#c(t.Qb.API),this.recorder&&this.recorder.parent.mode!==_e.g.FULL&&(this.recorder.parent.mode=_e.g.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var Ie=i(3962);class Pe extends b{static featureName=Ie.TZ;constructor(e,t=!0){if(super(e,Ie.TZ,t),!p.RI||!(0,R.dV)().o.MO)return;const r=ve(this.ee);Ie.tC.forEach((e=>{(0,T.sp)(e,(e=>{a(e)}),!0)}));const n=()=>(0,x.p)("newURL",[(0,S.t)(),""+window.location],void 0,this.featureName,this.ee);r.on("pushState-end",n),r.on("replaceState-end",n);try{this.removeOnAbort=new AbortController}catch(e){}(0,T.sp)("popstate",(e=>(0,x.p)("newURL",[e.timeStamp,""+window.location],void 0,this.featureName,this.ee)),!0,this.removeOnAbort?.signal);let i=!1;const o=new((0,R.dV)().o.MO)(((e,t)=>{i||(i=!0,requestAnimationFrame((()=>{(0,x.p)("newDom",[(0,S.t)()],void 0,this.featureName,this.ee),i=!1})))})),a=(0,v.s)((e=>{(0,x.p)("newUIEvent",[e],void 0,this.featureName,this.ee),o.observe(document.body,{attributes:!0,childList:!0,subtree:!0,characterData:!0})}),100,{leading:!0});this.abortHandler=function(){this.removeOnAbort?.abort(),o.disconnect(),this.abortHandler=void 0},this.importAggregator(e,{domObserver:o})}}var je=i(7378);const Ce={},ke=["appendChild","insertBefore","replaceChild"];function Le(e){const t=function(e){return(e||B.ee).get("jsonp")}(e);if(!p.RI||Ce[t.debugId])return t;Ce[t.debugId]=!0;var r=(0,W.YM)(t),n=/[?&](?:callback|cb)=([^&#]+)/,i=/(.*)\.([^.]+)/,o=/^(\w+)(\.|$)(.*)$/;function a(e,t){if(!e)return t;const r=e.match(o),n=r[1];return a(r[3],t[n])}return r.inPlace(Node.prototype,ke,"dom-"),t.on("dom-start",(function(e){!function(e){if(!e||"string"!=typeof e.nodeName||"script"!==e.nodeName.toLowerCase())return;if("function"!=typeof e.addEventListener)return;var o=(s=e.src,c=s.match(n),c?c[1]:null);var s,c;if(!o)return;var u=function(e){var t=e.match(i);if(t&&t.length>=3)return{key:t[2],parent:a(t[1],window)};return{key:e,parent:window}}(o);if("function"!=typeof u.parent[u.key])return;var d={};function l(){t.emit("jsonp-end",[],d),e.removeEventListener("load",l,(0,T.jT)(!1)),e.removeEventListener("error",f,(0,T.jT)(!1))}function f(){t.emit("jsonp-error",[],d),t.emit("jsonp-end",[],d),e.removeEventListener("load",l,(0,T.jT)(!1)),e.removeEventListener("error",f,(0,T.jT)(!1))}r.inPlace(u.parent,[u.key],"cb-",d),e.addEventListener("load",l,(0,T.jT)(!1)),e.addEventListener("error",f,(0,T.jT)(!1)),t.emit("new-jsonp",[e.src],d)}(e[0])})),t}const He={};function Me(e){const t=function(e){return(e||B.ee).get("promise")}(e);if(He[t.debugId])return t;He[t.debugId]=!0;var r=t.context,n=(0,W.YM)(t),i=p.gm.Promise;return i&&function(){function e(r){var o=t.context(),a=n(r,"executor-",o,null,!1);const s=Reflect.construct(i,[a],e);return t.context(s).getCtx=function(){return o},s}p.gm.Promise=e,Object.defineProperty(e,"name",{value:"Promise"}),e.toString=function(){return i.toString()},Object.setPrototypeOf(e,i),["all","race"].forEach((function(r){const n=i[r];e[r]=function(e){let i=!1;[...e||[]].forEach((e=>{this.resolve(e).then(a("all"===r),a(!1))}));const o=n.apply(this,arguments);return o;function a(e){return function(){t.emit("propagate",[null,!i],o,!1,!1),i=i||!e}}}})),["resolve","reject"].forEach((function(r){const n=i[r];e[r]=function(e){const r=n.apply(this,arguments);return e!==r&&t.emit("propagate",[e,!0],r,!1,!1),r}})),e.prototype=i.prototype;const o=i.prototype.then;i.prototype.then=function(...e){var i=this,a=r(i);a.promise=i,e[0]=n(e[0],"cb-",a,null,!1),e[1]=n(e[1],"cb-",a,null,!1);const s=o.apply(this,e);return a.nextPromise=s,t.emit("propagate",[i,!0],s,!1,!1),s},i.prototype.then[W.Jt]=o,t.on("executor-start",(function(e){e[0]=n(e[0],"resolve-",this,null,!1),e[1]=n(e[1],"resolve-",this,null,!1)})),t.on("executor-err",(function(e,t,r){e[1](r)})),t.on("cb-end",(function(e,r,n){t.emit("propagate",[n,!0],this.nextPromise,!1,!1)})),t.on("propagate",(function(e,r,n){this.getCtx&&!r||(this.getCtx=function(){if(e instanceof Promise)var r=t.context(e);return r&&r.getCtx?r.getCtx():this})}))}(),t}const De={},Ke="setTimeout",Ue="setInterval",Ve="clearTimeout",Ge="-start",Fe=[Ke,"setImmediate",Ue,Ve,"clearImmediate"];function Be(e){const t=function(e){return(e||B.ee).get("timer")}(e);if(De[t.debugId]++)return t;De[t.debugId]=1;var r=(0,W.YM)(t);return r.inPlace(p.gm,Fe.slice(0,2),Ke+"-"),r.inPlace(p.gm,Fe.slice(2,3),Ue+"-"),r.inPlace(p.gm,Fe.slice(3),Ve+"-"),t.on(Ue+Ge,(function(e,t,n){e[0]=r(e[0],"fn-",null,n)})),t.on(Ke+Ge,(function(e,t,n){this.method=n,this.timerDuration=isNaN(e[1])?0:+e[1],e[0]=r(e[0],"fn-",this,n)})),t}const We={};function ze(e){const t=function(e){return(e||B.ee).get("mutation")}(e);if(!p.RI||We[t.debugId])return t;We[t.debugId]=!0;var r=(0,W.YM)(t),n=p.gm.MutationObserver;return n&&(window.MutationObserver=function(e){return this instanceof n?new n(r(e,"fn-")):n.apply(this,arguments)},MutationObserver.prototype=n.prototype),t}const{TZ:qe,d3:Ze,Kp:Ye,$p:Xe,wW:$e,e5:Je,tH:Qe,uP:et,rw:tt,Lc:rt}=je;class nt extends b{static featureName=qe;constructor(e,t=!0){if(super(e,qe,t),!p.RI)return;try{this.removeOnAbort=new AbortController}catch(e){}let r,n=0;const i=this.ee.get("tracer"),o=Le(this.ee),a=Me(this.ee),s=Be(this.ee),c=Z(this.ee),u=this.ee.get("events"),d=ne(this.ee),l=ve(this.ee),f=ze(this.ee);function h(e,t){l.emit("newURL",[""+window.location,t])}function g(){n++,r=window.location.hash,this[et]=(0,S.t)()}function m(){n--,window.location.hash!==r&&h(0,!0);var e=(0,S.t)();this[Je]=~~this[Je]+e-this[et],this[rt]=e}function v(e,t){e.on(t,(function(){this[t]=(0,S.t)()}))}this.ee.on(et,g),a.on(tt,g),o.on(tt,g),this.ee.on(rt,m),a.on($e,m),o.on($e,m),this.ee.on("fn-err",((...t)=>{t[2]?.__newrelic?.[e.agentIdentifier]||(0,x.p)("function-err",[...t],void 0,this.featureName,this.ee)})),this.ee.buffer([et,rt,"xhr-resolved"],this.featureName),u.buffer([et],this.featureName),s.buffer(["setTimeout"+Ye,"clearTimeout"+Ze,et],this.featureName),c.buffer([et,"new-xhr","send-xhr"+Ze],this.featureName),d.buffer([Qe+Ze,Qe+"-done",Qe+Xe+Ze,Qe+Xe+Ye],this.featureName),l.buffer(["newURL"],this.featureName),f.buffer([et],this.featureName),a.buffer(["propagate",tt,$e,"executor-err","resolve"+Ze],this.featureName),i.buffer([et,"no-"+et],this.featureName),o.buffer(["new-jsonp","cb-start","jsonp-error","jsonp-end"],this.featureName),v(d,Qe+Ze),v(d,Qe+"-done"),v(o,"new-jsonp"),v(o,"jsonp-end"),v(o,"cb-start"),l.on("pushState-end",h),l.on("replaceState-end",h),window.addEventListener("hashchange",h,(0,T.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener("load",h,(0,T.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener("popstate",(function(){h(0,n>1)}),(0,T.jT)(!0,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var it=i(3333);class ot extends b{static featureName=it.TZ;constructor(e,t=!0){super(e,it.TZ,t);const r=[e.init.page_action.enabled,e.init.performance.capture_marks,e.init.performance.capture_measures,e.init.user_actions.enabled,e.init.performance.resources.enabled];if(p.RI&&(e.init.user_actions.enabled&&(it.Zp.forEach((e=>(0,T.sp)(e,(e=>(0,x.p)("ua",[e],void 0,this.featureName,this.ee)),!0))),it.qN.forEach((e=>{const t=(0,v.s)((e=>{(0,x.p)("ua",[e],void 0,this.featureName,this.ee)}),500,{leading:!0});(0,T.sp)(e,t)}))),e.init.performance.resources.enabled&&p.gm.PerformanceObserver?.supportedEntryTypes.includes("resource"))){new PerformanceObserver((e=>{e.getEntries().forEach((e=>{(0,x.p)("browserPerformance.resource",[e],void 0,this.featureName,this.ee)}))})).observe({type:"resource",buffered:!0})}r.some((e=>e))?this.importAggregator(e):this.deregisterDrain()}}var at=i(993),st=i(3785);class ct extends b{static featureName=at.TZ;constructor(e,t=!0){super(e,at.TZ,t);const r=this.ee;this.ee.on("wrap-logger-end",(function([e]){const{level:t,customAttributes:n}=this;(0,st.R)(r,e,n,t)})),this.importAggregator(e)}}new class extends o{constructor(t,r){super(r),p.gm?(this.features={},(0,R.bQ)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(w),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.K7.softNav)),(0,d.j)(this,t,t.loaderType||"agent"),this.run()):(0,e.R)(21)}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.P3[e.featureName]-a.P3[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.K7.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.K7.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.K7.softNav)return;const n=function(e){switch(e){case a.K7.ajax:return[a.K7.jserrors];case a.K7.sessionTrace:return[a.K7.ajax,a.K7.pageViewEvent];case a.K7.sessionReplay:return[a.K7.sessionTrace];case a.K7.pageViewTiming:return[a.K7.pageViewEvent];default:return[]}}(r.featureName).filter((e=>!(e in this.features)));n.length>0&&(0,e.R)(36,{targetFeature:r.featureName,missingDependencies:n}),this.features[r.featureName]=new r(this)}))}catch(t){(0,e.R)(22,t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,R.Zm)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[he,w,N,Ne,Oe,O,M,ot,ct,Pe,nt],loaderType:"spa"})})()})();</script><link rel="icon" href="/lib/icons/favicon.png"/><meta id="aon-gtm-datalayer" data-component="GTM" data-page-country="global" data-page-language="en" data-page-region="" data-page-location="" data-page-site="en-global" data-page-type="Insights Hub Page" data-page-content-type="Topic Overview" data-page-solution-line="Not Applicable" data-page-business-line="Not Applicable" data-page-capability="Not Applicable" data-page-productservice="Not Applicable" data-secondary-page-capability="Not Applicable" data-secondary-page-content-type="Topic Overview" data-secondary-page-productservice="Not Applicable"/><script>const rawData={...document.querySelector("#aon-gtm-datalayer")?.dataset||{}};if(rawData){delete rawData.component;const a=Object.entries(rawData).reduce(((a,[e,t])=>{const r=e.replace(/([A-Z])/g,(a=>`_${a.toLowerCase()}`));return r?{...a,[r]:t}:a}),{});window.dataLayer=window.dataLayer||[],window.dataLayer.push(a)}</script><meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0, user-scalable=0"/><title>Insights | Aon</title><meta name="description" content="From navigating climate change to workforce resilience, today’s leaders need access to powerful insights to make better decisions."/><meta property="og:site_name" content="Aon"/><meta property="og:type" content="website"/><meta property="og:title" content="Insights | Aon"/><meta property="og:description" content="From navigating climate change to workforce resilience, today’s leaders need access to powerful insights to make better decisions."/><meta property="og:image" content="https://res.aon.com/image/fetch/c_fill,f_auto,g_auto/https://assets.aon.com//-/media/default_images/logos/aon.png"/><meta property="og:image:alt" content="logo"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="Insights | Aon"/><meta name="twitter:description" content="From navigating climate change to workforce resilience, today’s leaders need access to powerful insights to make better decisions."/><meta name="twitter:image" content="https://res.aon.com/image/fetch/c_fill,f_auto,g_auto/https://assets.aon.com//-/media/default_images/logos/aon.png"/><meta name="twitter:image:src" content="https://res.aon.com/image/fetch/c_fill,f_auto,g_auto/https://assets.aon.com//-/media/default_images/logos/aon.png"/><meta name="twitter:image:alt" content="logo"/><meta name="twitter:domain" content="www.aon.com"/><script type="text/javascript" src="https://cdn.cookielaw.org/consent/00db5e7f-3e2d-4e3a-9090-c226ff90e4d1/OtAutoBlock.js"></script><script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="00db5e7f-3e2d-4e3a-9090-c226ff90e4d1"></script><script type="text/javascript"> function OptanonWrapper() { } </script><style> @charset "UTF-8";.section-topper__title p,.section-topper__watermark .watermark,.super-component__header--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0}.aon-carousel__functions .aon-button:disabled,.section-topper__content .section-topper__cta-btn{--fill-color:transparent}fieldset,img{border-style:none}.aon-subscribe-modal .modal-nav-sticky,[class*="--theme-navy"]{background-color:var(--aon-navy)}button.aon-button.aon-button__tertiary{display:inline-flex;text-decoration:none;font-size:inherit;line-height:inherit}.aon-button__secondary--navy{--border-color:var(--aon-navy);--fill-color:var(--aon-white);--fill-color-hover:var(--aon-navy);--text-color:var(--aon-navy);--text-color-hover:var(--aon-white);--icon-color:var(--aon-navy);--icon-color-hover:var(--aon-white)}.aon-button,[class*="--theme-navy"] .aon-button__secondary--red{--text-color:var(--aon-white);--text-color-hover:var(--aon-navy);--icon-color:var(--aon-white);--icon-color-hover:var(--aon-navy)}[class*="--theme-navy"] .aon-button__secondary--red{--border-color:var(--aon-white);--fill-color:transparent;--fill-color-hover:var(--aon-white)}.aon-button__icon{border:none;outline:.1rem solid var(--border-color)}.aon-button__icon .aon-button__wrapper-content{padding:var(--spacer-16)}.aon-button__icon.aon-button__primary.aon-button__primary--red{--text-color-hover:var(--aon-signature-red)}.aon-button__primary:disabled,.aon-button__secondary:disabled{opacity:var(--disabled-opacity)}.section-topper{--color-background:var(--aon-white);--color-title:var(--aon-navy);--color-text:var(--aon-gray-02);--color-watermark:var(--aon-gray-07);background-color:var(--color-background);position:relative;overflow:hidden;min-height:50rem;padding:var(--spacer-80) 0 var(--spacer-48) 0;display:flex}.section-topper--theme-navy{--color-background:var(--aon-navy);--color-title:var(--aon-white);--color-text:var(--aon-white);--color-watermark:var(--aon-gray-01)}.section-topper .container{position:relative;z-index:2}.section-topper__inner{width:100%;word-break:break-word}.section-topper__watermark{display:flex;align-items:flex-start;white-space:pre;position:absolute;top:0;left:0;width:100%;height:100%}.section-topper__watermark .watermark{line-height:1;color:var(--color-watermark);opacity:.5;font-size:50rem;-webkit-touch-callout:none;transform:translate(calc(var(--spacer-32) * -1),calc(var(--spacer-48) * -1))}.section-topper__title{grid-column:span 4;color:var(--color-title);display:flex;flex-direction:column}.section-topper__title p{font-size:2.4rem;line-height:2.8rem;color:var(--aon-gray-02);margin-bottom:var(--spacer-16)}.section-topper__content{grid-column:span 4;color:var(--color-text)}.section-topper__content p{margin-bottom:var(--spacer-32)}.section-topper.section-topper--theme-navy .watermark{opacity:.2}.section-topper.section-topper--theme-navy .section-topper__title p{color:var(--aon-gray-04)}.super-component{display:flex;flex-wrap:wrap;padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);background-color:var(--background-color);color:var(--text-color);gap:var(--spacer-40)}.super-component__header{display:flex;align-items:center;width:100%;gap:var(--spacer-24)}.aon-gate-content__container,.aon-homepage-hero,.grid{gap:var(--grid-gap);grid-template-columns:repeat(var(--grid-columns),1fr)}.super-component__header--title{margin-right:auto;font-size:3.8rem;line-height:4.2rem}.featured-topics-card__title{word-break:break-word;--title-font-size:clamp(2.4rem, 1.4545454545rem + 1.4545454545vw, 3.2rem);font-size:var(--title-font-size);line-height:calc(var(--title-font-size) + var(--spacer-4))}.featured-topics-card__desc{font-size:1.6rem;line-height:2.6rem}.aon-footer-subscribe .aon-logo,.featured-topics .feature-topic-carousel__functions,.featured-topics-card__side.featured-topics-card__side--back{display:none}.aon-carousel__functions{display:flex;align-items:center;width:100%;margin-top:var(--spacer-40)}.aon-carousel__functions .aon-button{flex:0 0 var(--spacer-56);touch-action:manipulation;--disabled-opacity:1}.aon-carousel__functions .aon-button__icon--left{margin-right:var(--spacer-8)}.aon-carousel__functions .aon-button__icon--right{margin-right:var(--spacer-40)}.aon-carousel__progressbar{margin-top:.2rem;flex:1;display:flex;align-items:center;position:relative;--progress-background:var(--aon-gray-05)}.aon-carousel__progressbar--background{background-color:var(--progress-background);width:100%;position:absolute;left:0;right:0;height:.2rem}.aon-carousel__progressbar--content{width:0;background-color:var(--aon-signature-red);height:.4rem;position:relative}.aon-icon,.aon-img{width:100%}.aon-homepage .homepage-animation-element>*{transform:translateY(5rem);opacity:0}*,::after,::before{box-sizing:border-box;margin:0}html{line-height:1;-webkit-text-size-adjust:100%;-moz-tab-size:4;tab-size:4}details,main{display:block}body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif,"Apple Color Emoji","Segoe UI Emoji";--height-full-size:11.6rem;--height-small-size:var(--spacer-64);--height-mobile-size:8.4rem;--header-medium-height:7.6rem;--button-size:3.6rem;--height-topper:10.6rem}a{background-color:transparent}strong{font-weight:bolder}button,input,select,textarea{font-family:inherit;font-size:100%;line-height:1;margin:0}body,html,p{font-family:var(--standard-font-family)}button,input{overflow:visible}button,select{text-transform:none}[type=submit],button{-webkit-appearance:button}::-moz-focus-inner{border-style:none;padding:0}:-moz-focusring{outline:ButtonText dotted .1rem}fieldset{padding:0}.accordion-block,.aon-country-selector .aon-tray-layouts__right .accordion-block .accordion-block-list .accordion-block__item:last-child{border-bottom:.1rem solid var(--aon-gray-05)}:-moz-ui-invalid{box-shadow:none}textarea{overflow:auto}[type=checkbox]{box-sizing:border-box;padding:0}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}.aon-eyebrow,.aon-gate-content__title,.content-card__title,.h7,.search-hero-form-input,.top-insights__text,.top-insights__title,h1,h2,h3,h4,h5{font-style:normal;font-weight:700}summary{display:list-item}:root{--title-font-family:"Helvetica Now Display",sans-serif;--standard-font-family:"Helvetica Now Text",sans-serif;--base-font-size:10px;--aon-tag-background:rgba(209, 73, 0, 1);--aon-white-mask:rgba(255, 255, 255, 0.8);--aon-navy-mask:rgba(38, 40, 54, 0.8);--aon-navy-lightbox:rgba(38, 40, 54, 0.95);--aon-gray-08-mask:rgba(249, 252, 252, 0.7);--aon-navy-play-button:rgba(38, 40, 54, 0.6);--spacer-4:0.4rem;--spacer-8:0.8rem;--spacer-16:1.6rem;--spacer-24:2.4rem;--spacer-32:3.2rem;--spacer-40:4rem;--spacer-48:4.8rem;--spacer-56:5.6rem;--spacer-64:6.4rem;--spacer-80:8rem;--spacer-96:9.6rem;--spacer-128:12.8rem;--zindex-hidden:-1;--zindex-default:1;--zindex-2:2;--zindex-relatedsolutions-thumbnail-bottom:1;--zindex-relatedsolutions-thumbnail-top:2;--zindex-relatedsolutions-box:3;--zindex-relatedsolutions-link:4;--zindex-sticky-nav:5;--zindex-search-mask:6;--zindex-global-nav:16;--zindex-modal:19;--global-header-height-small-size:6.8rem;--global-header-height-full-size:11.6rem;--global-header-height-mobile-size:8.4rem;--border-width-default:0.1rem;--border-width-medium:0.2rem;--aon-signature-red:#eb0017;--aon-white:#fff;--aon-navy:#262836;--aon-orange:#f25d00;--aon-teal-dark:#007585;--aon-teal-light:#29b0c3;--aon-gray-01:#46535e;--aon-gray-02:#5d6d78;--aon-gray-03:#82939a;--aon-gray-04:#acc0c4;--aon-gray-05:#cddbde;--aon-gray-06:#e5eff0;--aon-gray-07:#eef6f7;--aon-gray-08:#f9fcfc;--aon-error:#ea2238;--aon-warning:#ffa600;--aon-success:#12a88a}.aon-lead-modal .modal-nav-sticky,[class*="--theme-light-gray"]{background-color:var(--aon-gray-07)}body,html{font-size:var(--base-font-size);margin:0;color:var(--aon-navy)}.aon-eyebrow,.aon-field__label,.aon-gate-content__title,.content-card__title,.h7,.search-hero-form-input,.top-insights__text,.top-insights__title,h1,h2,h3,h4,h5{font-family:var(--title-font-family);letter-spacing:0}h1{line-height:5.2rem;font-size:4.8rem}h2{font-size:4.2rem;line-height:4.6rem}h3{font-size:3.8rem;line-height:4.2rem}.aon-gate-content__title,h4{font-size:3.2rem;line-height:3.6rem}h5{font-size:2.8rem;line-height:3.2rem}.popular-searches__item,.search-hero-search-bar__title,h6{font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-weight:700;font-size:2.4rem;line-height:2.8rem}.h7,.top-insights__text,.top-insights__title{font-size:1.6rem;line-height:2rem}p{font-weight:400;font-size:1.8rem;line-height:2.8rem}button,label{font-weight:500;font-family:var(--standard-font-family)}button{padding:0;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0}label{font-size:1.6rem;line-height:1;letter-spacing:.2rem}.aon-gate-content__container,.grid{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4}.aon-aspect-ratio--16-9{aspect-ratio:16/9}.page-main{flex:1 0 auto;margin:0 auto}.accordion-block{margin:var(--spacer-40) 0 var(--spacer-24)}.accordion-block-list{padding:0;list-style:none}.accordion-block__details{height:var(--height)}.accordion-block__header{border-top:.1rem solid var(--aon-gray-05);display:flex;align-items:center;justify-content:space-between;overflow:hidden;padding:var(--spacer-24) 0}.accordion-block__toggle{list-style:none}.accordion-block__toggle::-webkit-details-marker{display:none}.accordion-block__title{text-align:left;margin-right:var(--spacer-24)}.accordion-block__body{color:var(--aon-gray-02);padding-bottom:var(--spacer-24)}.accordion-block__body>*>:last-child{margin-bottom:0}.accordion-block__body>*>:first-child{margin-top:0}.accordion-block__icon{flex:0 0 var(--spacer-32);height:var(--spacer-32);color:var(--aon-signature-red);margin-left:auto}.accordion-block__item:not(.active){overflow:hidden}.container{padding-left:var(--spacer-24);padding-right:var(--spacer-24)}.aon-icon{display:block;height:100%}.aon-eyebrow{--eyebrow-main-color:var(--aon-teal-dark);--eyebrow-optional-slash-color:var(--aon-gray-05);--eyebrow-optional-text-color:var(--aon-gray-02);font-size:1.6rem;line-height:2.6rem;color:var(--eyebrow-main-color)}.aon-eyebrow .aon-eyebrow__optional-text{color:var(--eyebrow-optional-text-color);font-family:var(--standard-font-family);font-weight:400;font-size:1.6rem;line-height:2.6rem}.aon-eyebrow .aon-eyebrow__optional-text::before{content:"/";color:var(--eyebrow-optional-slash-color);margin-left:var(--spacer-4);margin-right:var(--spacer-4)}.aon-button{--border-color:var(--aon-signature-red);--fill-color:var(--aon-signature-red);--fill-color-hover:transparent;--disabled-opacity:0.4;padding:0;border:.1rem solid var(--border-color);background-color:var(--fill-color);color:var(--text-color);position:relative}.aon-button .aon-button__wrapper-content{display:inline-flex;align-items:center;justify-content:space-between;padding:var(--spacer-16) var(--spacer-24);text-align:initial}.aon-button .aon-button__text{font-family:var(--standard-font-family);font-weight:500;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0;margin-right:var(--spacer-24)}.aon-button .aon-icon{display:inline-block;min-width:var(--spacer-24);width:var(--spacer-24);height:var(--spacer-24);z-index:var(--zindex-2);color:var(--icon-color)}a.aon-button{display:inline-flex;text-decoration:none}.aon-button__primary--red{--icon-color-hover:var(--aon-signature-red)}.aon-button__secondary--red,[class*="--theme-light-gray"] .aon-button__secondary--red{--border-color:var(--aon-signature-red);--fill-color-hover:var(--aon-signature-red);--text-color-hover:var(--aon-white);--icon-color-hover:var(--aon-white);--text-color:var(--aon-navy)}.aon-button__secondary--red{--fill-color:var(--aon-white);--icon-color:var(--aon-signature-red)}.aon-button__tertiary,.featured-topics .featured-topics__button-less.aon-button__secondary,.featured-topics .featured-topics__button-more.aon-button__secondary,[class*="--theme-light-gray"] .aon-button__secondary--red{--fill-color:transparent}.aon-button__tertiary{--text-color:var(--aon-navy);--icon-color:var(--aon-signature-red);--icon-color-hover:var(--aon-signature-red);border:none}.aon-button__tertiary .aon-button__wrapper-content{display:initial;align-items:center;-webkit-text-fill-color:var(--text-color);padding:0;z-index:unset}.aon-button__tertiary .aon-button__text{position:relative;margin-right:var(--spacer-8);color:var(--aon-navy);background:linear-gradient(to right,var(--border-color),var(--border-color));background-size:100% .1rem;background-repeat:no-repeat;background-position:0 100%}.aon-button__tertiary .aon-icon{display:inline;margin-bottom:-1rem;vertical-align:super}.aon-button__primary:disabled{opacity:var(--disabled-opacity)}.content-card{display:flex;flex-direction:column;--title-text-color:var(--aon-navy);--description-text-color:var(--aon-gray-02);--topper-text-color:var(--aon-gray-06)}.content-card__topper{margin-bottom:var(--spacer-24)}.content-card__topper--media .aon-img{object-fit:cover}.content-card__eyebrow{margin-bottom:var(--spacer-8);min-height:2.6rem}.content-card__title{font-size:2.4rem;line-height:2.8rem;color:var(--title-text-color);margin-bottom:var(--spacer-16);text-decoration:none}.featured-topics-card__side{display:flex;flex-direction:row;align-items:center;justify-content:space-between;padding:var(--spacer-24);grid-area:1/1/1/1}.aon-homepage-hero .skip-navigation,.aon-homepage-hero__content h2.title,.aon-homepage-hero__content>h6:first-child,.aon-homepage-hero__scroll-loader,.aon-homepage-hero__section-navigation,.featured-topics .featured-topics__button-less,.featured-topics .featured-topics__button-more{display:none}.aon-modal__success-cta .aon-button__secondary,.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content,.aon-subscribe-modal__submit-button,.aon-textarea,.featured-topics__button-wrapper .aon-button__secondary,.featured-topics__button-wrapper .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-homepage-hero{background:var(--aon-gray-07);color:var(--aon-navy);--body-padding-top:var(--global-header-height-mobile-size);--container-padding:var(--spacer-24);padding:0 var(--container-padding);display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;row-gap:0}.aon-homepage-hero__cta-panel{padding:var(--spacer-40) 0;grid-column:1/-1}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-32);width:100%}.aon-homepage-hero__cta-panel .aon-button .aon-button__wrapper-content{flex:1;width:100%}.aon-homepage-hero__quicklink-panel{padding:var(--spacer-24) 0 var(--spacer-48);grid-column:1/-1;display:flex;flex-direction:row;gap:var(--spacer-40);will-change:transform}.aon-homepage-hero__quicklink-panel ul{flex:1;padding:0;list-style:none}.aon-homepage-hero__quicklink-panel ul li+li{margin-top:var(--spacer-16)}@keyframes scrollloader{0%{left:calc(var(--spacer-8) - var(--full-arrow-width))}100%{left:calc(6.4rem - var(--full-arrow-width))}}.aon-homepage-hero-v2{position:relative;overflow:hidden}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel{padding:var(--spacer-48) 0}.aon-homepage-hero__section-container{grid-column:1/-1;margin:0 calc(-1 * var(--container-padding));padding:var(--spacer-48) var(--container-padding);background-color:var(--aon-gray-08)}.aon-homepage-hero__section{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-homepage-hero__section:not(:last-child){margin-bottom:var(--spacer-56)}.aon-homepage-hero__section img{aspect-ratio:1;width:calc(var(--spacer-40) + var(--spacer-64));object-fit:cover}.aon-homepage-hero__section .title,.aon-modal__success-header{margin-bottom:var(--spacer-24)}.aon-modal__featured-insights-cards .content-card,.aon-subscribe-modal__form-section:not(:last-child){margin-bottom:var(--spacer-40)}.aon-homepage-hero__content-wrapper{grid-column:2/-1}.aon-homepage-hero__content h6.title a{text-decoration:none;color:var(--text-color)}@media screen and (min-width:650px){.section-topper{padding:var(--spacer-80) 0}.section-topper__watermark .watermark{font-size:40rem}.section-topper__content{padding-top:var(--spacer-48)}.super-component{padding-top:var(--spacer-56);padding-bottom:var(--spacer-56)}.super-component__header--title,h3{font-size:4.4rem;line-height:4.8rem}h1{line-height:6.8rem;font-size:6.4rem}h2{font-size:5.2rem;line-height:5.6rem}h4{font-size:3.6rem;line-height:4rem}h5{font-size:3.2rem;line-height:3.6rem}.grid{--grid-gap:var(--spacer-32);--grid-columns:8}.accordion-block{margin-top:var(--spacer-48)}.accordion-block__body{padding-top:0}.container{padding-left:var(--spacer-40);padding-right:var(--spacer-40)}.featured-topics__button-wrapper .aon-button__secondary{width:fit-content}.featured-topics__button-wrapper .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-homepage-hero{--grid-gap:var(--spacer-32);--grid-columns:8;--container-padding:var(--spacer-40)}.aon-homepage-hero__cta-panel{grid-column:span 5;padding:var(--spacer-48) 0}.aon-homepage-hero__cta-panel h2{max-width:calc(80% - -25.6px)}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-48);width:auto}.aon-homepage-hero__quicklink-panel{grid-column:span 3;padding:var(--spacer-48) 0;display:block}.aon-homepage-hero__quicklink-panel ul,.aon-homepage-hero__quicklink-panel ul li+li{margin-top:var(--spacer-24)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{padding-left:var(--spacer-40)}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:unset}.aon-homepage-hero__section-container{padding-bottom:var(--spacer-40)}.aon-homepage-hero__section:not(:last-child){margin-bottom:var(--spacer-40)}.aon-homepage-hero__section picture{grid-column:span 3}.aon-homepage-hero__section img{width:100%}.aon-homepage-hero__content-wrapper{grid-column:span 4}.aon-homepage-hero__content h6.title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-homepage-hero__content h6.title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:650px) and (min-width:1900px){.aon-homepage-hero__content h6.title{font-size:3.8rem;line-height:4rem}}@media screen and (min-width:1200px){h1{line-height:10rem;font-size:9.6rem}h2{font-size:8rem;line-height:8.4rem}h3{font-size:5.6rem;line-height:6rem}h4{font-size:4rem;line-height:4.4rem}.grid{--grid-gap:var(--spacer-40);--grid-columns:12}.container{padding-left:var(--spacer-48);padding-right:var(--spacer-48)}.aon-homepage-hero{--body-padding-top:var(--global-header-height-full-size);--grid-gap:var(--spacer-40);--grid-columns:12;--container-padding:var(--spacer-48);background:var(--aon-navy);position:sticky;top:0;overflow:hidden;display:flex;gap:0;flex-direction:row;flex-wrap:nowrap;height:100vh;width:100vw;padding-right:0}.aon-homepage-hero__cta-panel{min-width:calc(calc(50% - 20px) + var(--spacer-24));margin-left:calc(-1 * var(--spacer-48));padding:var(--body-padding-top) 0 0 var(--spacer-48);background:var(--aon-gray-07);color:var(--aon-navy);position:relative;z-index:2;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}.aon-homepage-hero__cta-panel h2{max-width:calc(83.3333333333% - 6.6666666667px)}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-48)}.aon-homepage-hero__quicklink-panel{width:calc(calc(25% - -10px) - var(--spacer-24));padding:var(--body-padding-top) var(--spacer-56) 0;position:absolute;left:calc(50% - 20px);top:0;bottom:0;z-index:1;display:flex;flex-direction:column;justify-content:center;gap:0;background:rgba(249,252,252,.8);backdrop-filter:blur(1.5rem);-webkit-backdrop-filter:blur(1.5rem);color:var(--aon-navy)}.aon-homepage-hero__quicklink-panel ul{flex:initial}.aon-homepage-hero-v2{margin-top:calc(-1 * var(--global-header-height-full-size))}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel{padding:var(--body-padding-top) 0 0 var(--spacer-48);width:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));min-width:unset;z-index:3}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 5 + var(--spacer-40) * 4)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 3 + var(--spacer-40) * 3);left:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));padding-left:var(--spacer-48);padding-right:var(--spacer-48);z-index:2}.aon-homepage-hero__scroll-loader{position:absolute;inset:0;left:92vw;margin:auto;transform:translateY(-1.6rem);display:flex;height:2.2rem;color:var(--aon-white);z-index:2;--full-arrow-width:20.6rem;--text-width:5rem;--content-gap:var(--spacer-16);width:calc(var(--full-arrow-width) + var(--text-width) + var(--content-gap))}.aon-homepage-hero__scroll-loader p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;min-width:3.4rem;width:max-content;max-width:4.7rem;overflow:hidden}.aon-homepage-hero__scroll-loader .arrow{position:absolute;inset:0;width:var(--full-arrow-width);left:calc(var(--text-width) + var(--content-gap));overflow:hidden}.aon-homepage-hero__scroll-loader .arrow .aon-icon{position:absolute;animation-name:scrollloader;animation-duration:5s;animation-timing-function:linear;animation-iteration-count:infinite}.aon-homepage-hero__section-container{position:absolute;inset:0;left:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5 + var(--spacer-48));width:100vw;height:100vh;margin:0}.aon-homepage-hero__section{position:absolute;display:block;width:100vw;height:100vh;overflow:hidden;margin:0;padding:0;color:var(--aon-navy);top:0;bottom:0;right:0;z-index:1}.aon-homepage-hero__section--white{color:var(--aon-white)}.aon-homepage-hero__section--white .aon-button__tertiary{--border-color:var(--aon-white);--text-color:var(--aon-white);--text-color-hover:var(--aon-white);--icon-color:var(--aon-white);--icon-color-hover:var(--aon-white)}.aon-homepage-hero__section picture{position:absolute;grid-column:unset;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__section img{position:absolute;aspect-ratio:unset;inset:-2rem;width:calc(100vw + 4rem);height:calc(100vh + 4rem)}.aon-homepage-hero__section-navigation{--thumbnail-content-gap:var(--spacer-16);--thumbnail-card-width:calc( (100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11) / 12 * 2 + var(--spacer-40) * 1 );--thumbnail-content-width:calc( var(--thumbnail-card-width) - 2 * var(--thumbnail-content-gap) );--navigation-height:0;display:flex;flex-direction:column;gap:var(--spacer-24);width:fit-content;position:fixed;top:calc(100vh - var(--spacer-48) - var(--navigation-height));left:var(--spacer-48);right:var(--spacer-48);opacity:0;transform:translate(0,10rem);z-index:5}.aon-homepage-hero__section-navigation .progress{width:100%;height:.2rem;background-color:var(--aon-white)}.aon-homepage-hero__section-navigation .progress__indicator{height:100%;background-color:var(--aon-signature-red)}.aon-homepage-hero__section-navigation .thumbnail-container{display:flex;gap:var(--grid-gap);--grid-gap:var(--spacer-24)}.aon-homepage-hero__section-navigation .thumbnail{width:var(--thumbnail-card-width);border:none;background:0 0;height:fit-content;position:relative;overflow:hidden}.aon-homepage-hero__section-navigation .thumbnail__content{position:absolute;inset:0;right:unset;width:100%;background-image:linear-gradient(0deg,rgba(38,40,54,.6),rgba(38,40,54,.6));color:var(--aon-white);overflow:hidden}.aon-homepage-hero__section-navigation .thumbnail__content p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;text-align:left;width:var(--thumbnail-content-width);position:absolute;inset:var(--thumbnail-content-gap);top:auto}.aon-homepage-hero__section-navigation .thumbnail:not(:first-child) .thumbnail__content{right:0;left:unset}.aon-homepage-hero__section-navigation .thumbnail:not(:first-child) .thumbnail__content p{left:auto;right:calc(var(--thumbnail-card-width) - var(--thumbnail-content-width) - var(--thumbnail-content-gap))}.aon-homepage-hero__section-navigation .thumbnail picture{display:flex}.aon-homepage-hero__section-navigation .thumbnail img{width:100%;height:auto}.aon-homepage-hero .skip-navigation{position:fixed;right:0;bottom:0;padding:var(--spacer-24);padding-left:var(--spacer-32);background-color:var(--aon-gray-07);color:var(--aon-navy);display:flex;gap:var(--spacer-8);border:none;z-index:5;letter-spacing:.2rem}.aon-homepage-hero .skip-navigation .aon-icon{width:var(--spacer-24);height:var(--spacer-24)}.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-24);padding-right:var(--spacer-24);display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);padding-top:calc(var(--spacer-48) + var(--spacer-40));position:absolute;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__content{grid-column:span 7}.aon-homepage-hero__content h6:first-child{display:block}.aon-homepage-hero__content h2.title{display:block;margin-top:var(--spacer-24);margin-bottom:var(--spacer-40);padding-right:var(--spacer-80)}.aon-homepage-hero__content h6.title{display:none}}@media screen and (min-width:1200px) and (min-width:650px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-40);padding-right:var(--spacer-40);--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-subscribe-modal__google-privacy,.insights-topics,.search-hero-form,a.aon-button.insights-view-all-mobile{margin-top:var(--spacer-24)}.search-hero-form-input{font-size:3.2rem;line-height:3.6rem;display:block;width:100%;border:none;padding:0}@media screen and (min-width:650px){.search-hero-form-input{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-media-hero__media{grid-area:1;grid-column:1/-1;margin:0 calc(-1 * var(--spacer-48))}.aon-media-hero__panel{position:relative;grid-area:1;grid-column:1/span 7;padding-bottom:var(--spacer-48);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-40))}.search-hero-form-input{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){h1{line-height:12.4rem;font-size:12rem}h2{font-size:9.6rem;line-height:10rem}h3{font-size:6.6rem;line-height:7rem}.search-hero-form-input,h4{font-size:4.8rem;line-height:5.2rem}h5{font-size:3.8rem;line-height:4rem}.content-card__title,.search-hero-search-bar__title,h6{font-size:2.8rem;line-height:3.2rem}.h7{font-size:1.8rem;line-height:2.2rem}p{font-size:2.2rem;line-height:3.4rem}.aon-button .aon-button__text,button{font-size:1.8rem;line-height:2.6rem}.aon-eyebrow,label{font-size:1.8rem}.aon-eyebrow{line-height:2.2rem}.aon-eyebrow .aon-eyebrow__optional-text{font-size:1.8rem;line-height:3rem}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-56)}.aon-homepage-hero__section-navigation{gap:var(--spacer-32);--thumbnail-content-gap:var(--spacer-24);--thumbnail-content-width:22.2rem}.aon-homepage-hero__section-navigation>.thumbnail-container{--grid-gap:var(--spacer-32)}.aon-homepage-hero__section-navigation .progress{height:.3rem}.aon-homepage-hero__content-wrapper{padding-top:calc(var(--spacer-128) + var(--spacer-16))}.aon-homepage-hero__content{grid-column:span 6}.aon-homepage-hero__content h2.title{margin-top:var(--spacer-40);margin-bottom:var(--spacer-56);padding-right:0}.aon-homepage-hero .skip-navigation{padding:var(--spacer-32);padding-left:var(--spacer-40)}}.search-hero-form-input-icon{width:var(--spacer-32);height:var(--spacer-32)}.search-hero-form-input-icon svg{fill:var(--aon-navy)}.search-hero-form-group{display:flex;align-items:center;border-bottom:.2rem solid var(--aon-gray-05)}.search-hero-form-group .search-hero-form-input{background-color:transparent;height:var(--spacer-48)}.search-hero-form-submit{background:0 0;border:none}.aon-tabs-content>.aon-tabs-pane{min-width:0;grid-area:1/1/2/2;z-index:var(--zindex-hidden);visibility:visible}.aon-logo{color:var(--aon-signature-red);width:9.5rem;height:3.6rem;grid-column:1/span 4}[class*="__form"] label{font-weight:400}.aon-field{position:relative;display:grid;width:100%}.aon-subscribe-modal--success .aon-subscribe-modal__X-button,.aon-subscribe-modal--success .aon-subscribe-modal__sidebar,.modal:not(.show){display:none}.aon-field__input{width:100%;grid-column:1;grid-row:1;border-radius:0;border:none;background:0 0;box-shadow:none;outline:0;color:var(--aon-navy);border-bottom:.2rem solid var(--aon-gray-05);font-size:1.6rem;line-height:2.6rem;padding:0;padding-bottom:var(--spacer-8);font-weight:400}.aon-field__label{font-size:1.6rem;line-height:2.6rem;align-self:flex-start;justify-self:self-start;grid-column:1;grid-row:1;color:var(--aon-gray-01)}.aon-field__error-text,.aon-subscribe-modal__form-description p{font-size:1.2rem;line-height:1.8rem;font-weight:400;font-family:var(--standard-font-family)}.aon-field__error{display:none;align-items:center;margin-top:var(--spacer-4);color:var(--aon-signature-red)}.aon-field__error-icon{max-width:var(--spacer-16);max-height:var(--spacer-16);margin-right:var(--spacer-8)}.aon-field__group{display:flex;column-gap:var(--spacer-16)}.aon-field input:-webkit-autofill{-webkit-text-fill-color:var(--aon-navy)}.aon-field__textinput{background:0 0}.hidden-appearance{-webkit-appearance:none;-moz-appearance:none}.hidden-appearance::-webkit-textfield-decoration-container{display:none}.aon-field__select{padding:0 var(--spacer-40) var(--spacer-8) 0}.aon-field__select option{color:initial}.aon-field__appearance-icon,.modal-close svg,.modal-nav-sticky svg{color:var(--aon-signature-red)}.aon-field__appearance-icon{max-width:4rem;max-height:4rem;position:absolute;right:0;top:calc(-1 * var(--spacer-8))}.aon-textarea__input{width:100%;color:var(--aon-navy);padding:var(--spacer-16);border:.2rem solid var(--aon-gray-05);resize:none;outline:0;font-size:1.6rem;line-height:2.6rem}.modal{background-color:var(--aon-white);position:fixed;top:-.1rem;right:0;left:0;bottom:0;z-index:var(--zindex-modal);width:100%;height:calc(100% + .1rem);overflow-x:hidden;overflow-y:auto}.modal-dialog{margin-top:var(--spacer-24);margin-bottom:var(--spacer-24)}.modal-dialog--fullscreen{margin-top:0;margin-bottom:0}.modal-dialog--centered{display:flex;align-items:center;min-height:calc(100% - var(--spacer-24) * 2)}.modal-dialog--top{align-items:start}.modal-content{position:relative;width:100%;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.modal-content--fullscreen{margin-left:0;margin-right:0}.modal-close button{border:none;background-color:transparent;width:var(--spacer-40);height:var(--spacer-40);padding:1.2rem}.modal-nav-sticky{position:fixed;display:flex;top:0;justify-content:space-between;align-items:center;padding:var(--spacer-24);width:100%;z-index:var(--zindex-2)}.aon-modal__featured-insights-title{color:var(--aon-gray-02);margin-bottom:var(--spacer-32)}.aon-modal__featured-insights-cards{padding-top:var(--spacer-48)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-48);border-top:.1rem solid var(--aon-gray-05)}.aon-modal__featured-insights-cards .content-card .content-card__title:last-child{margin-bottom:0}@media screen and (min-width:650px){.search-hero-form-input{line-height:3.6rem}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-40) + 1rem)}.aon-logo{grid-column:1/span 2}.aon-footer-subscribe__cta .aon-icon{display:none}.modal-nav-sticky{padding:var(--spacer-32) var(--spacer-40)}.aon-modal__success-cta{display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32);height:fit-content}.aon-modal__success-cta .aon-button{grid-column:span 3}.aon-modal__featured-insights-title{grid-column:1/-1}.aon-modal__featured-insights-cards .content-card{grid-column:span 4}.aon-modal__featured-insights-cards{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);column-gap:var(--spacer-32);row-gap:0}}@media screen and (min-width:650px) and (min-width:650px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-modal__success-short-description{color:var(--aon-gray-02)}.aon-modal__success-icon{width:var(--spacer-80);height:var(--spacer-80);color:var(--aon-teal-dark);margin-bottom:var(--spacer-24)}.aon-modal__success-content{grid-column:span 4;display:flex;flex-direction:column}.aon-lead-modal__sidebar--header,.aon-subscribe-modal__sidebar{grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-subscribe-modal{min-height:100vh;width:100%;background-color:#fff;display:flex;flex-direction:column;position:relative}.aon-subscribe-modal__sidebar{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-rows:auto 1fr;--grid-columns:4;padding:var(--spacer-80) var(--spacer-24) var(--spacer-40);background:var(--aon-navy);color:var(--aon-white)}@media screen and (min-width:650px){.aon-modal__success-content{grid-column:span 8;display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32)}.aon-modal__success-content>*{grid-column:1/-1}.aon-modal__success-content>.aon-modal__success-short-description{grid-column:span 6}.aon-subscribe-modal__submit-button{width:fit-content}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.search-hero-form-input{line-height:4.4rem}.search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-48) + var(--spacer-8))}.aon-footer-top .aon-logo,.modal-nav-sticky{display:none}.aon-modal__success-cta{display:block}.aon-modal__success-cta .aon-button__secondary{width:fit-content}.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-modal__featured-insights-title{margin-bottom:var(--spacer-40)}.aon-modal__featured-insights-cards .content-card{grid-column:span 3}.aon-modal__featured-insights-cards{--grid-columns:6;column-gap:var(--spacer-40);padding-top:var(--spacer-64)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-64)}.aon-modal__success-icon{margin-bottom:var(--spacer-32)}.aon-modal__success-content{grid-column:2/-2;display:flex}.aon-subscribe-modal{flex-direction:row}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.aon-subscribe-modal__content-header{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}.aon-subscribe-modal__content-subhead{grid-column:span 4;color:var(--aon-gray-04);font-weight:400}.aon-subscribe-modal__X-button{position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-subscribe-modal .modal-nav-sticky h4,.aon-subscribe-modal .modal-nav-sticky svg,.aon-subscribe-modal__X-button svg{color:var(--aon-white)}.aon-about-tray__title,.aon-industries-tray__link,.global-header__mega-menu-link,.global-header__mega-sub-menu-title,.insights-topics__item-caption{font-weight:700;font-style:normal;letter-spacing:0;font-family:var(--title-font-family)}.aon-subscribe-modal__form{display:flex;flex-direction:column}.aon-subscribe-modal__form-section{display:flex;flex-direction:column;width:100%}.aon-subscribe-modal__form-section-description-group .aon-button__primary,.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content,.aon-subscribe-modal__form-section-group{width:100%}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:5.2rem}.aon-subscribe-modal__form-section-title{width:100%;margin-bottom:4.4rem}.aon-subscribe-modal__form-section-title--remove-margin-bottom{margin-bottom:0}.aon-subscribe-modal__form-description{color:var(--aon-gray-01);margin-bottom:var(--spacer-40)}.aon-subscribe-modal__form-description a,.aon-subscribe-modal__form-description a:visited{color:var(--aon-gray-01)}.aon-subscribe-modal--success .aon-subscribe-modal__content{padding-bottom:var(--spacer-48);margin-top:8.8rem}.aon-lead-modal{min-height:100vh;width:100%;position:relative;row-gap:0}@media screen and (min-width:650px){.aon-subscribe-modal__sidebar{--grid-columns:8;padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content-header{grid-column:span 8}.aon-subscribe-modal__content-subhead{grid-column:span 6}.aon-subscribe-modal__form-section{flex-direction:row}.aon-subscribe-modal__form-section-description-group .aon-button__primary{width:fit-content}.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content{width:auto}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:6rem}.aon-subscribe-modal__form-section-title{min-width:14.8rem;width:14.8rem;margin-right:17.7325581395%;margin-bottom:0}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:10.4rem}.aon-lead-modal{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-template-rows:1fr;align-content:flex-start;row-gap:0}}.aon-lead-modal>*,.aon-tray-layouts>*{padding-left:var(--spacer-24);padding-right:var(--spacer-24);margin-left:calc(-1 * var(--spacer-24));margin-right:calc(-1 * var(--spacer-24))}.aon-lead-modal__sidebar{padding-top:var(--spacer-24);padding-bottom:var(--spacer-40);background-color:var(--aon-gray-07);grid-column:span 4}@media screen and (min-width:650px){.aon-lead-modal>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-lead-modal__sidebar{padding-top:var(--spacer-40);grid-column:span 8;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:6/-1}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__sidebar>section{grid-column:span 4}@media screen and (min-width:1200px){.aon-subscribe-modal__sidebar{--grid-columns:4;flex-basis:35.3472222222%;padding:var(--spacer-80) var(--spacer-40) var(--spacer-48) var(--spacer-48)}.aon-subscribe-modal__content{flex-basis:64.6527777778%;padding:11.6rem 11.3194444444% var(--spacer-80) 8.0555555556%;display:flex;flex-direction:column}.aon-subscribe-modal__content-header{grid-column:span 4}.aon-subscribe-modal__content-subhead{grid-column:span 3;font-weight:400;margin-right:calc(-1 * var(--spacer-40))}.aon-subscribe-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-subscribe-modal__X-button svg{color:var(--aon-signature-red)}.aon-subscribe-modal__form-section-title{margin-right:var(--spacer-40);min-width:19rem;width:19rem}.aon-subscribe-modal--success .aon-subscribe-modal__X-button{display:block}.aon-subscribe-modal--success .aon-subscribe-modal__sidebar{display:grid}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-lead-modal>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-lead-modal__sidebar{grid-column:span 4;--grid-columns:4;grid-template-rows:auto auto 1fr;height:100%;margin-right:calc(-1 * var(--spacer-40));padding-top:var(--spacer-80);padding-right:var(--spacer-40);padding-bottom:var(--spacer-48)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:span 4}}.aon-lead-modal__sidebar--header{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(4,1fr);gap:0 var(--grid-gap);margin-top:var(--spacer-64)}@media screen and (min-width:650px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__sidebar--header h2,.top-insights__article{grid-column:span 3}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-24);color:var(--aon-gray-01);grid-column:span 4}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-40);--grid-columns:12;margin-top:0;display:grid;grid-template-columns:repeat(4,1fr);column-gap:var(--spacer-40)}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--header>*{grid-column:span 3}.aon-lead-modal__sidebar--header .modal-title{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}}.aon-lead-modal__sidebar .aon-lead-modal__sidebar--header{grid-column:span 4}.aon-lead-modal__sidebar--addresses{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--contacts,.aon-lead-modal__sidebar--cta{display:flex;flex-direction:column}.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a{font-size:1.6rem;line-height:2.6rem;text-decoration:none;color:inherit}.aon-lead-modal__sidebar--cta{gap:var(--spacer-16)}.aon-lead-modal__sidebar--cta .aon-button{width:fit-content}@media screen and (min-width:650px){.aon-lead-modal__sidebar--addresses{margin-top:0}.aon-lead-modal__sidebar--cta{margin-top:var(--spacer-64);min-height:0}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--cta{gap:var(--spacer-24);margin-top:0;min-height:calc(var(--spacer-40) * 5 + var(--spacer-48))}}.aon-lead-modal__sidebar--contacts{color:var(--aon-gray-02);gap:var(--spacer-4);margin-top:var(--spacer-40)}.aon-lead-modal__content{padding-top:var(--spacer-48);padding-bottom:var(--spacer-48);background-color:#fff;grid-column:span 4;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--contacts{margin-top:0}.aon-lead-modal__content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__X-button{color:var(--aon-signature-red);position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-lead-modal__form{display:flex;flex-direction:column;grid-column:span 4;row-gap:var(--spacer-56)!important}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-columns:8;grid-column:span 8;padding-bottom:var(--spacer-48)}.aon-lead-modal__X-button{right:var(--spacer-40);top:var(--spacer-40)}.aon-lead-modal__form{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;row-gap:var(--spacer-80)!important;align-content:flex-start}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__content{grid-column:5/-1;padding-top:11.6rem;padding-left:0;padding-bottom:var(--spacer-80);margin-left:0}.aon-lead-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-lead-modal__form{grid-column:2/-2;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section{display:flex;flex-wrap:wrap;padding:0}@media screen and (min-width:650px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;--grid-gap:var(--spacer-40)}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 6;--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section--title{margin-bottom:var(--spacer-32);width:100%}@media screen and (min-width:650px){.aon-lead-modal__form-section--title{margin-bottom:0;width:14.8rem;grid-column:span 2}.aon-lead-modal__form-section--group{grid-column:4/-1}.aon-lead-modal__form-legal-container{grid-column:4/-1;margin-top:var(--spacer-8)}}.aon-lead-modal__form-section--group{display:flex;flex-direction:column;gap:var(--spacer-40);width:100%}.aon-lead-modal__form-legal{color:var(--aon-gray-01);margin-top:var(--spacer-32);margin-bottom:var(--spacer-32)}.aon-lead-modal__form-legal p{font-family:var(--standard-font-family);font-weight:400;font-size:1.2rem;line-height:1.8rem}.aon-industries-tray__item:not(:last-child),.aon-lead-modal__form-legal p:not(:last-child){margin-bottom:var(--spacer-24)}.aon-lead-modal__form-legal a,.aon-lead-modal__form-legal a:visited{color:var(--aon-gray-01)}.aon-lead-modal__form .aon-button__primary,.aon-lead-modal__form .aon-button__primary .aon-button__wrapper-content,.aon-lead-modal__form .aon-button__secondary,.aon-lead-modal__form .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-lead-modal .modal-nav-sticky h4,.search-nav-zero .search-hero-search-bar__title,.search-nav-zero-state .search-hero-form-input-icon{color:var(--aon-navy)}.aon-lead-modal--success .aon-lead-modal__X-button,.aon-lead-modal--success .aon-lead-modal__sidebar,.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu,.top-insights,a.aon-button.insights-view-all-desktop{display:none}.aon-tray-layouts__left,.aon-tray-layouts__right{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal--success .aon-lead-modal__content{margin-top:8.8rem}.aon-gate-content__form-legal-container,.aon-gate-content__input-field,.aon-gate-content__success-content,.lead-modal-tag,.popular-searches{grid-column:1/-1}.lead-modal-tag h6{color:var(--aon-teal-dark)}.lead-modal-tag h3{margin-top:var(--spacer-8)}@media screen and (min-width:650px){.aon-lead-modal__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-lead-modal__form .aon-button{width:fit-content}.aon-lead-modal--success .aon-lead-modal__content{margin-top:10.4rem}.aon-tray-layouts{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}}.aon-tray-layouts__left{background-color:var(--aon-gray-07);padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}.aon-tray-layouts__right,.insights-tray .aon-tray-layouts__right{background-color:var(--aon-gray-08)}@media screen and (min-width:650px){.aon-tray-layouts>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-tray-layouts__left{--grid-gap:var(--spacer-32);--grid-columns:8;grid-column:span 8}}@media screen and (min-width:1200px){.aon-lead-modal__form-section--group{grid-column:span 4}.aon-lead-modal__form-legal-container{grid-column:3/-1;margin-top:0}.aon-lead-modal--success .aon-lead-modal__X-button{display:block}.aon-lead-modal--success .aon-lead-modal__sidebar{display:grid}.aon-lead-modal--success .aon-lead-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-tray-layouts{min-height:calc(100vh - var(--header-height))}.aon-tray-layouts>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-tray-layouts__left{--grid-gap:var(--spacer-40);--grid-columns:12;grid-column:span 4;--grid-columns:4;margin-right:0;padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-right:0}}.aon-tray-layouts__left--header{grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--header{grid-column:6/1}}@media screen and (min-width:1200px){.aon-tray-layouts__left--header{padding-right:var(--spacer-80);grid-column:span 4}}@media screen and (min-width:1900px){.search-hero-form-input{line-height:5.2rem}.search-hero-form-group .search-hero-form-input{height:calc(5.2rem + var(--spacer-8))}.aon-field__input,.aon-field__label,.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a,.aon-textarea__input{font-size:1.8rem;line-height:3rem}.aon-field__error-text,.aon-lead-modal__form-legal p,.aon-subscribe-modal__form-description p{font-size:1.4rem;line-height:2.2rem}.aon-tray-layouts__left{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-tray-layouts__left--header{padding-right:0;grid-column:span 3}.aon-tray-layouts__left--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.8rem;line-height:4.2rem}}@media screen and (min-width:1900px) and (min-width:650px){.aon-tray-layouts__left--title{font-size:4.4rem;line-height:4.8rem}}@media screen and (min-width:1900px) and (min-width:1200px){.aon-tray-layouts__left--title{font-size:5.6rem;line-height:6rem}}@media screen and (min-width:1900px) and (min-width:1900px){.aon-tray-layouts__left--title{font-size:6.6rem;line-height:7rem}}.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-16);font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-01)}.aon-tray-layouts__left--button{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button .aon-button__secondary,.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--button .aon-button__secondary{width:fit-content}.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-tray-layouts__right{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button{padding-top:var(--spacer-32)}.aon-tray-layouts__right{--grid-gap:var(--spacer-40);--grid-columns:12;margin-left:calc(-1 * var(--spacer-40));padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-left:var(--spacer-40)}}@media screen and (min-width:650px){.aon-tray-layouts__right{grid-column:span 8;--grid-columns:8}}.aon-tray-layouts__right--content{grid-column:span 4;row-gap:var(--spacer-56)}@media screen and (min-width:650px){.aon-tray-layouts__right--content{grid-column:span 8;row-gap:var(--spacer-80)}.aon-industries-tray{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-auto-flow:column;grid-gap:0 var(--spacer-32);grid-template-rows:repeat(1,1fr);grid-template-columns:repeat(2,1fr)}}.aon-industries-tray__list{list-style-type:none;padding-left:0}.aon-industries-tray__list:not(:last-child){margin-bottom:var(--spacer-48)}.aon-industries-tray__link{color:var(--aon-navy);text-decoration:none;font-size:2.4rem;line-height:2.8rem}.insights-tray .aon-about-tray__title{padding-bottom:0}.insights-tray-right__header{display:flex;align-items:flex-end;justify-content:space-between}.insights-topics__list{list-style:none;padding:0}@media screen and (min-width:650px){.aon-industries-tray__list:not(:last-child){margin-bottom:0}.insights-topics{margin-top:var(--spacer-32)}.insights-topics__list{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:var(--spacer-40)}.insights-topics__item{grid-column:span 4}}@media screen and (min-width:650px) and (min-width:650px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-40);--grid-columns:12}}.insights-topics__link{display:block;color:var(--aon-navy);text-decoration:none}.insights-topics__item img{display:block;object-fit:cover;width:8.4rem;height:8.4rem}.insights-topics__item-caption{font-size:2.4rem;line-height:2.8rem;padding-left:var(--spacer-16)}.insights-topics__figure{display:flex;align-items:center}.aon-about-tray__title{color:var(--aon-teal-dark);padding-bottom:var(--spacer-32);font-size:1.6rem;line-height:2rem}body.has-global-header{padding-top:var(--height-mobile-size)}body.has-global-header.cw{padding-top:var(--header-medium-height)}.global-header{--mask-z-index:var(--zindex-2);--mask-item-z-index:var(--zindex-global-nav);--mega-menu-offset:var(--spacer-40);--header-height:var(--height-full-size);background-color:var(--aon-white);z-index:var(--zindex-global-nav);position:fixed;top:0;left:0;right:0}.global-header__nav{--padding-gap:var(--spacer-24);padding-top:var(--padding-gap);padding-bottom:var(--padding-gap);display:flex;flex-wrap:wrap;align-items:center}.global-header__nav ul{list-style:none}.global-header__nav a{text-decoration:none}.global-header__icon{padding-left:var(--spacer-24);display:inline-flex;align-items:baseline}.global-header__icon a{display:inline-flex;align-items:center;height:3.6rem;width:6.257rem;color:var(--aon-signature-red)}.global-header__mega-menu{padding-left:0;position:relative}.global-header__mega-sub-menu-title{font-size:1.6rem;line-height:2.4rem;align-items:center;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;position:absolute;top:0;left:0;right:50%;transform:translate(0,-100%);padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24)}@media screen and (min-width:1900px){.aon-tray-layouts__left--subtitle{font-size:1.6rem;line-height:2.4rem}.aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-industries-tray__item:not(:last-child){margin-bottom:var(--spacer-32)}.aon-industries-tray__link,.insights-topics__item-caption{font-size:2.8rem;line-height:3.2rem}.aon-about-tray__title,.global-header__mega-sub-menu-title{font-size:1.8rem;line-height:2.2rem}}.global-header__mega-sub-menu-title .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.global-header__mega-menu-link{font-size:3.2rem;line-height:3.6rem;color:var(--aon-navy);display:flex;align-items:center;justify-content:space-between;outline:0;position:relative}@media screen and (min-width:650px){.insights-topics__item img{width:100%;height:auto}.insights-topics__item-caption{padding-left:0;margin-top:var(--spacer-16)}.insights-topics__figure,a.aon-button.insights-view-all-desktop{display:block}a.aon-button.insights-view-all-mobile{display:none}.global-header__icon,.global-header__mega-sub-menu-title{padding-left:var(--spacer-40)}.global-header__mega-menu-link{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-tray-layouts__right--content{grid-column:2/-2;--grid-columns:6}.aon-industries-tray{grid-gap:0 var(--spacer-40)}.insights-topics__list{--grid-columns:6}.insights-topics__item{grid-column:span 3}body.has-global-header{padding-top:var(--height-full-size)}.global-header__icon{z-index:var(--mask-item-z-index);padding-left:var(--spacer-48)}.global-header__mask,.global-header__mask-item{position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;right:0;bottom:0;background-color:var(--aon-white);z-index:var(--mask-z-index)}.global-header__mask-item{z-index:var(--mask-item-z-index)}.global-header__mask{z-index:var(--zindex-sticky-nav)}.global-header__nav{height:var(--height-full-size);--padding-gap:var(--spacer-40)}.global-header__icon a{width:9.5rem}.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu{display:inline-flex}.global-header__mega-menu{position:unset;padding-left:2rem}.global-header__mega-menu::before{content:"";position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;bottom:unset;width:100%;height:0;opacity:0;margin-top:0;padding-bottom:0;background-color:var(--aon-gray-08);overflow-y:auto}.global-header__mega-menu-item{padding-left:2rem;padding-right:2rem}.global-header__mega-sub-menu-title{line-height:3.2rem}.global-header__mega-menu-link{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.global-header__mega-menu-link{font-size:4.8rem;line-height:5.2rem}}.global-header__mega-menu-link::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:0;z-index:calc(var(--mask-item-z-index) + 1)}.global-header__mega-menu-link .aon-icon{width:var(--spacer-40);height:var(--spacer-40)}@media screen and (min-width:1200px){.global-header__mega-menu-link{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;padding:var(--spacer-8) 0}.global-header__mega-menu-link .aon-icon{display:none}}.global-header__mega-sub-menu{position:absolute;top:0;bottom:0;left:0;right:0;z-index:var(--zindex-2)}.global-header__trigger-menu-wrapper{position:relative;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.global-header__search-mask{display:none;width:calc(var(--button-size) * 4);height:calc(100% + .4rem);position:absolute;left:50%;bottom:0;transform:translate(-50%,100%);z-index:var(--zindex-search-mask)}.global-header__languages .aon-icon{width:var(--spacer-24);height:var(--spacer-24);color:var(--aon-gray-01)}.aon-country-selector .accordion-block__icon .aon-icon,.aon-country-selector__sub-menu .aon-icon{color:var(--aon-signature-red)}.global-header__search{display:inline-flex;width:fit-content;height:3.6rem;margin-left:auto;position:relative;--icon-size:var(--spacer-24);--icon-offset:calc(2rem - (var(--button-size) - var(--icon-size)) / 2)}.global-header__search .aon-icon__search{border:0;background-color:transparent;width:var(--button-size);height:100%;position:relative}.global-header__search .aon-icon__search::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:calc((var(--button-size) - var(--icon-size))/ 2);z-index:var(--zindex-search-mask);display:none}.global-header__search .aon-icon__search .aon-icon{width:var(--icon-size);height:var(--icon-size);margin-left:auto;margin-right:auto}.global-header__languages-wrapper{display:flex;align-items:flex-end;background:0 0;position:relative;border:0;outline:0}.global-header__languages-wrapper::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:-.8rem;left:0}.global-header__links{padding:0 var(--spacer-24)}.global-header__links ul{width:100%;border-top:.1rem solid var(--aon-gray-05);padding:0;display:flex;align-items:center}@media screen and (min-width:650px){.global-header__trigger-menu-wrapper{margin-right:var(--spacer-40)}.global-header__links ul{border-top-color:var(--aon-gray-06)}}.global-header__link{color:var(--aon-gray-02);font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-size:1.6rem;line-height:2rem;font-weight:400}@media screen and (min-width:1900px){.global-header__link{font-size:1.8rem;line-height:2.2rem}}.global-header__contact a,.global-header__mega-sub-menu-title-lang{font-size:1.6rem;line-height:2.4rem;font-style:normal;letter-spacing:0}.global-header__contact a{font-family:var(--standard-font-family);font-weight:500;color:var(--aon-gray-01);border-bottom:.1rem solid var(--aon-signature-red)}@media screen and (min-width:1900px){.global-header__contact a{font-size:1.8rem;line-height:2.6rem}.global-header__mega-sub-menu-title-lang{font-size:1.8rem;line-height:2.2rem}}@media screen and (min-width:1200px){.global-header__mega-sub-menu{display:block;padding-top:var(--mega-menu-offset);top:calc(100% - var(--mega-menu-offset));bottom:unset;height:calc(100vh - var(--height-full-size) + var(--spacer-64));padding-bottom:var(--spacer-24)}.global-header__trigger-menu-wrapper{display:none}.global-header__languages{margin-right:var(--spacer-48);margin-left:auto}.global-header__search .aon-icon__search::before{display:block}.global-header__search{margin-left:0;padding:0 var(--icon-offset)}.global-header__search::before{content:"";position:fixed;top:var(--height-full-size);left:0;bottom:unset;width:100%;height:0;opacity:0;padding-top:0;padding-bottom:0;background-color:var(--aon-white);overflow-y:auto}.global-header__links::after,.global-header__links::before{height:var(--spacer-16);width:.1rem;background-color:var(--aon-gray-05);position:absolute;top:50%;transform:translateY(-50%)}.global-header__links{padding:0 var(--spacer-48) 0 var(--spacer-48);border-top:none;position:relative;margin-left:auto}.global-header__links ul{border-top:none}.global-header__links li:not(:last-of-type){margin-bottom:0;margin-right:var(--spacer-24)}.global-header__links+.global-header__languages{margin-left:0}.global-header__links::before{left:var(--spacer-24)}.global-header__links::after{right:var(--spacer-24)}.global-header__link{font-size:1.4rem;line-height:2.2rem}.global-header__contact{margin-left:auto}.global-header__contact a{font-size:1.4rem;line-height:2.2rem;border-bottom:none}.global-header__contact+.global-header__links{margin-left:0}.global-header__contact+.global-header__links::after,.global-header__contact+.global-header__links::before{content:""}}.global-header__trigger-menu{width:var(--spacer-24);height:var(--button-size);border:none;background-color:transparent;padding:0}.global-header__trigger-menu>div{width:var(--spacer-24);height:.1rem;background-color:var(--aon-navy);position:absolute}.global-header__trigger-menu>div:first-child{transform:translateY(-.6rem)}.global-header__trigger-menu>div:last-child{transform:translateY(.6rem);width:var(--spacer-16)}.aon-country-selector__sub-menu{position:fixed;left:0;bottom:0;top:7.2rem;min-height:calc(100vh - 7.2rem);width:100%;overflow-y:scroll;opacity:0;-webkit-overflow-scrolling:touch;background-color:var(--aon-gray-08)}@supports (-webkit-touch-callout:none){.aon-country-selector__sub-menu{padding-bottom:var(--spacer-80)}@media screen and (min-width:1200px){.aon-country-selector__sub-menu{padding-bottom:0}}}.aon-country-selector__sub-menu .accordion-block__icon .aon-icon{display:block;width:100%;height:100%}.global-header__mega-sub-menu-title-lang{font-family:var(--title-font-family);font-weight:700;position:fixed;top:0;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;align-items:center;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24);width:calc(100% - 3 * var(--spacer-24))}.global-header__mega-sub-menu-title-lang .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.search-nav-zero{position:fixed;left:0;bottom:0;top:8.3rem;height:calc(100vh - 7.2rem);width:100%;overflow:scroll;opacity:0;background-color:var(--aon-white);-webkit-overflow-scrolling:touch}.search-nav-zero__inner{min-height:100%}.search-nav-zero-state{background-color:var(--aon-gray-07);position:relative;padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.search-nav-zero-state .search-hero-form-input-icon svg{fill:currentColor}.search-nav-zero-state .search-hero-form-submit{margin-left:var(--spacer-16)}.search-autosuggest{display:none;background-color:inherit;bottom:var(--spacer-24);left:0;position:absolute;width:100%;padding:0 var(--spacer-24);transform:translateY(100%);z-index:var(--zindex-relatedsolutions-thumbnail-bottom)}.aon-country-selector .aon-tray-layouts,.aon-switch{position:relative}.search-autosuggest__list{list-style:none;padding:0;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.search-recommend{padding:var(--spacer-48) var(--spacer-24)}.search-recommend__title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;flex:1;color:var(--aon-teal-dark)}.popular-searches__list{margin-top:var(--spacer-32);list-style:none;padding:0}.popular-searches__item+.popular-searches__item,.top-insights__item+.top-insights__item{margin-top:var(--spacer-24)}.popular-searches__link{text-decoration:none;display:inline-block;color:var(--aon-navy)}.top-insights-header{display:flex;align-items:center;justify-content:space-between;grid-column:1/-1}.top-insights__list{list-style:none;padding:0;grid-column:1/-1}.top-insights__link{display:grid;gap:var(--grid-gap);grid-template-columns:repeat(5,1fr);text-decoration:none}.top-insights__thumbnail{grid-column:span 2}.top-insights__thumbnail img{aspect-ratio:16/9;display:block;width:100%}.top-insights__title{color:var(--aon-gray-02)}.top-insights__text{color:var(--aon-navy);margin-top:var(--spacer-16);display:inline-block}.top-insights .view-all-insights{display:flex;justify-content:flex-end;flex:1}.aon-country-selector .aon-tray-layouts__left{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:0 var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 4;padding-right:0}@media screen and (min-width:650px){.global-header__mega-sub-menu-title-lang{padding-left:var(--spacer-40)}.search-nav-zero-state .search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-nav-zero-state,.search-recommend{padding:var(--spacer-48) var(--spacer-40)}.search-autosuggest__list{padding-bottom:var(--spacer-48)}.search-autosuggest{bottom:var(--spacer-48);padding:0 var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:6/1}}.aon-country-selector .aon-tray-layouts__left--guide{font-size:1.4rem;line-height:2.2rem;color:var(--aon-navy);margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-country-selector__sub-menu,.aon-country-selector__sub-menu .aon-tray-layouts__left{height:calc(100vh - var(--height-full-size))}.aon-country-selector__sub-menu{top:var(--height-full-size);background-color:var(--aon-white)}.global-header__mega-sub-menu-title-lang{line-height:3.2rem}.search-nav-zero{top:var(--height-full-size);height:calc(100vh - var(--height-full-size))}.search-nav-zero-state{padding:var(--spacer-48)}.search-autosuggest{padding:0 var(--spacer-48)}.search-recommend{padding:var(--spacer-64) var(--spacer-48)}.popular-searches{grid-column:span 5}.popular-searches__list{margin-top:var(--spacer-40)}.popular-searches__item+.popular-searches__item{margin-top:var(--spacer-16)}.top-insights{grid-column:7/12;display:grid;--grid-columns:5;--grid-gap:var(--spacer-40)}.aon-country-selector .aon-tray-layouts{position:initial}.aon-country-selector .aon-tray-layouts__left{position:sticky;top:0;padding-top:var(--spacer-80);padding-bottom:var(--spacer-48);--grid-gap:var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 3;padding-right:0;position:sticky;top:var(--spacer-80)}.aon-country-selector .aon-tray-layouts__left--guide{margin-bottom:var(--spacer-8)}}.aon-country-selector .aon-tray-layouts__left--button{display:flex;flex-direction:column;justify-content:end;grid-column:span 4;padding-top:var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--title{margin:0}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right .accordion-block{grid-column:span 8;margin-top:0;margin-bottom:0;border-bottom:none}.aon-country-selector__list{grid-gap:0}.aon-country-selector__item{display:flex;flex-wrap:wrap;align-items:center;column-gap:var(--spacer-8);font-size:1.4rem;line-height:2.2rem;font-weight:700;color:var(--aon-navy)}.aon-country-selector__item:not(:last-child){margin-bottom:var(--spacer-8)}.aon-country-selector__language{text-decoration:none;font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-02);font-weight:400;background:linear-gradient(to right,var(--aon-signature-red),var(--aon-signature-red));background-size:0 .1rem;background-repeat:no-repeat;background-position:0 100%;margin-right:var(--spacer-8)}.aon-country-selector .accordion-block__icon{flex:0 0 var(--spacer-40);height:var(--spacer-40)}.aon-gate-content__form{row-gap:var(--spacer-40)!important}@media screen and (min-width:650px){.aon-country-selector .aon-tray-layouts__left--button{grid-column:6/1;padding-top:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40)}.aon-country-selector__list{column-count:2;grid-gap:0 var(--spacer-32)}.aon-gate-content__container{--grid-gap:var(--spacer-32);--grid-columns:8}.aon-gate-content__title{font-size:3.6rem;line-height:4rem}}.aon-gate-content__content{position:relative;grid-column:1/-1}@media screen and (min-width:1200px){.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 4;padding-right:var(--spacer-80);position:fixed;bottom:var(--spacer-48)}.aon-gate-content__container,.aon-gate-content__modal{background-color:var(--aon-navy)}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-country-selector__list{column-count:3;grid-gap:0 var(--spacer-40)}.aon-gate-content__container{--grid-gap:var(--spacer-40);--grid-columns:12;padding:var(--spacer-80) var(--grid-gap);min-height:100vh;align-items:center}.aon-gate-content__content{grid-column:2/12;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:10!important;height:fit-content}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px) and (min-width:1200px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-48);padding-right:var(--spacer-48);--grid-gap:var(--spacer-40);--grid-columns:12}.aon-gate-content__content,.aon-lead-modal__form,.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__sidebar--header{grid-column:-1/1!important;margin-top:0}.aon-gate-content__sidebar--header .aon-gate-content__download-text{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;margin-top:0;color:var(--aon-gray-01);margin-bottom:var(--spacer-16)}.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40)}@media screen and (min-width:1200px){.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40) var(--spacer-48)}.aon-gate-content__title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__sidebar--header .aon-gate-content__download-text,.search-recommend__title,.top-insights__text,.top-insights__title{font-size:1.8rem;line-height:2.2rem}.popular-searches{grid-column:span 4}.popular-searches__item{font-size:2.8rem;line-height:3.2rem}.top-insights__article{grid-column:span 2}.aon-country-selector .aon-tray-layouts__left--guide,.aon-country-selector__item,.aon-country-selector__language{font-size:1.6rem;line-height:2.4rem}.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 3;padding-right:0}.aon-gate-content__title{font-size:4.8rem;line-height:5.2rem}}.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.2rem;line-height:3.6rem}.aon-gate-content__title--large{display:none}.aon-gate-content__form-container{padding:var(--spacer-40) var(--grid-gap)}.aon-gate-content__modal-nav-sticky{display:flex;justify-content:space-between;background-color:var(--aon-gray-07)}.aon-gate-content__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-gate-content__X-button{top:var(--spacer-24);right:var(--spacer-24)}.aon-gate-content__X-button--large{display:none}.aon-gate-content__success-icon{grid-column:span 1;color:var(--aon-teal-dark);margin-bottom:var(--spacer-24);width:var(--spacer-80);height:var(--spacer-80)}@media screen and (min-width:650px){.aon-gate-content__title--small{font-size:3.6rem;line-height:4rem}.aon-gate-content__X-button{top:var(--spacer-32);right:var(--spacer-32)}.aon-gate-content__success-content{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}.aon-gate-content__success-content .title{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-gate-content__success-content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-gate-content__success-content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__success-content .title{grid-column:1/-1;margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-gate-content__title--small{font-size:4rem;line-height:4.4rem;display:none}.aon-gate-content__X-button--large,.aon-gate-content__success-content,.aon-gate-content__title--large{display:block}.aon-gate-content__form-container{padding:11.5rem 0;--grid-columns:6}.aon-gate-content__X-button--small,.aon-gate-content__modal-nav-sticky{display:none}.aon-gate-content__X-button,.aon-gate-content__X-button--large{top:var(--spacer-40);right:var(--spacer-40)}.aon-gate-content__success-icon{margin-bottom:var(--spacer-32)}.aon-gate-content__success-content .title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-size:4.8rem;line-height:5.2rem}}@media screen and (min-width:1200px){.aon-gate-content__success-content .title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__success-content .title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:1200px) and (min-width:1900px){.aon-homepage-hero__scroll-loader p,.aon-homepage-hero__section-navigation .thumbnail__content p,.global-header__mega-menu-link{font-size:1.8rem;line-height:2.2rem}.global-header__contact a,.global-header__link{font-size:1.6rem;line-height:2.4rem}.aon-gate-content__success-content .title{font-size:3.8rem;line-height:4rem}}.aon-gate-content__success-content .description{grid-column:span 6;margin-bottom:var(--spacer-48);color:var(--aon-gray-02)}.aon-gate-content__success-content .aon-button{width:100%}.aon-gate-content__success-form{row-gap:0!important;padding:var(--spacer-48) var(--spacer-24)}.aon-gate-content__success-form-container{padding:8.8rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-24);display:none}@media screen and (min-width:650px){.aon-gate-content__success-content .description{margin-bottom:var(--spacer-40)}.aon-gate-content__success-content .aon-button{grid-column:1/-1;width:fit-content}.aon-gate-content__success-form{padding:var(--spacer-48) var(--spacer-40)}.aon-gate-content__success-form-container{padding:10rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-32) var(--spacer-40)}}.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:flex;justify-content:space-between}.aon-gate-content__success-sidebar .aon-gate-content__download-text,.global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}.aon-gate-content__sidebar--description{grid-column:1/-1}@media screen and (min-width:1200px){.aon-gate-content__success-form{padding:0}.aon-gate-content__success-form-container{padding:var(--spacer-80) 0 var(--spacer-128)}.aon-gate-content__success-sidebar{display:block;padding:var(--spacer-80) var(--grid-gap) var(--spacer-128) var(--spacer-48)}.aon-gate-content__sidebar--description,.aon-gate-content__success-sidebar .aon-gate-content__download-text,.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:block}}.aon-switch{display:inline-block;min-width:4.2rem;width:4.2rem;height:var(--spacer-24)}.aon-switch input[type=checkbox]{opacity:0;width:0;height:0}.aon-switch .aon-slider{position:absolute;top:0;left:0;right:0;bottom:0;background-color:var(--aon-gray-03)}.aon-switch .aon-slider:before{position:absolute;content:"";height:1.2rem;width:1.2rem;left:.6rem;bottom:.6rem;background-color:var(--aon-white)}.aon-switch .aon-slider.aon-round{border-radius:10rem;width:4.2rem;outline:transparent solid .2rem}.aon-switch .aon-slider.aon-round:before{border-radius:50%}.aon-switch__description-group{display:flex}.aon-switch__description-group .aon-switch__description{font-size:1.4rem;line-height:2.2rem;margin-left:var(--spacer-16);color:var(--aon-navy)}@media screen and (min-width:1900px){.aon-switch__description-group .aon-switch__description{font-size:1.6rem;line-height:2.4rem}}.aon-switch__description-group .aon-switch__description strong{font-weight:500} </style><style> .global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}body.aon-lib-loaded .global-header__languages .aon-country-selector__sub-menu,body.aon-lib-loaded .global-header__mask,body.aon-lib-loaded .global-header__mask-item,body.aon-lib-loaded .global-header__search .search-nav-zero{display:block} </style><link href="/lib/aon-lib.main.css?v=krHNpRviAq7yQyeXlCPY2aVuD_jSHc6w-HFISAt-G7o1" rel="stylesheet" media="all"/><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://metrics.aon.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-T2WF8R7');</script></head><body class="aon-insights-hub has-global-header"><div id="__next"> <h1 style="display:none">Insights</h1> <!-- --> <noscript> <iframe src="https://metrics.aon.com/ns.html?id=GTM-T2WF8R7" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript> <!-- --> <div data-component=""> <header class="global-header" data-component="GlobalHeader"> <!-- --> <nav class="global-header__nav"> <!-- --> <div class="global-header__icon"> <a href="/en/" tabindex="0"> <svg class="aon-logo" aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> </div> <ul class="global-header__mega-menu " data-component="NavList"> <li class="global-header__mega-menu-item"> <a href="/en/capabilities" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Capabilities <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Capabilities </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts solutions-tray" data-component="SolutionsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-solutions-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> What we do. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Through our global expertise across two key areas of need ― Risk Capital and Human Capital ― our clients are better advised within, and across, their risk and people strategies. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/capabilities" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Browse All Capabilities" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Browse All Capabilities</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="solutions-tray-topics aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Risk Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-transfer" data-nav="1-1" tabindex="-1"> <h6>Broking and Risk Transfer</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/claim-management" data-nav="1-1" tabindex="-1"> <h6>Claim Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/reinsurance" data-nav="1-1" tabindex="-1"> <h6>Reinsurance</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-analytics" data-nav="1-1" tabindex="-1"> <h6>Risk Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-management" data-nav="1-1" tabindex="-1"> <h6>Risk Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-retention" data-nav="1-1" tabindex="-1"> <h6>Risk Retention</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Human Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/health-and-benefits" data-nav="1-1" tabindex="-1"> <h6>Health and Benefits</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/human-capital-analytics" data-nav="1-1" tabindex="-1"> <h6>Human Capital Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/investments" data-nav="1-1" tabindex="-1"> <h6>Investments</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/pensions-and-retirement" data-nav="1-1" tabindex="-1"> <h6>Pensions and Retirement</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/talent-and-rewards" data-nav="1-1" tabindex="-1"> <h6>Talent and Rewards</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/workplace-wellbeing" data-nav="1-1" tabindex="-1"> <h6>Workplace Wellbeing</h6> </a> </li> </ul> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/industries" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Industries <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Industries </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts industries-tray" data-component="IndustriesTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-industries-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Insights and advice, tailored to your needs. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> While we all face many of the same challenges and opportunities, every industry is different and requires dedicated expertise. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/industries" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="View All Industries" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Industries</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/construction-and-real-estate" data-nav="1-1" tabindex="-1"> <h6>Construction and Real Estate</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/financial-institutions" data-nav="1-1" tabindex="-1"> <h6>Financial Institutions</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/financial-sponsors" data-nav="1-1" tabindex="-1"> <h6>Financial Sponsors</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/food-agribusiness-and-beverage" data-nav="1-1" tabindex="-1"> <h6>Food, Agribusiness and Beverage</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/healthcare-providers-and-services" data-nav="1-1" tabindex="-1"> <h6>Healthcare Providers and Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/hospitality-travel-and-leisure" data-nav="1-1" tabindex="-1"> <h6>Hospitality, Travel and Leisure</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/industrials-and-manufacturing" data-nav="1-1" tabindex="-1"> <h6>Industrials and Manufacturing</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/insurance" data-nav="1-1" tabindex="-1"> <h6>Insurance</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/life-sciences" data-nav="1-1" tabindex="-1"> <h6>Life Sciences</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/natural-resources" data-nav="1-1" tabindex="-1"> <h6>Natural Resources</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/professional-and-business-services" data-nav="1-1" tabindex="-1"> <h6>Professional and Business Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/public-sector" data-nav="1-1" tabindex="-1"> <h6>Public Sector</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/retail-and-consumer-goods" data-nav="1-1" tabindex="-1"> <h6>Retail and Consumer Goods</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/sports-and-entertainment" data-nav="1-1" tabindex="-1"> <h6>Sports and Entertainment</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/technology-media-and-communications" data-nav="1-1" tabindex="-1"> <h6>Technology, Media and Communications</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/transportation-and-logistics" data-nav="1-1" tabindex="-1"> <h6>Transportation and Logistics</h6> </a> </li> </ul> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/insights" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Insights <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Insights </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts insights-tray" data-component="InsightsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-insights-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Discover new insights from Aon. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> From navigating climate change to workforce resilience, today’s leaders need access to powerful insights to make better decisions. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="View All Insights" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-about-tray" data-component="AboutTray"> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Featured Topics </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/trade"> <h6>Trade</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/technology"> <h6>Technology</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/weather"> <h6>Weather</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/workforce"> <h6>Workforce</h6> </a> </li> </ul> <a href="/en/insights" class="aon-button aon-button__tertiary aon-button__tertiary--navy insights-view-all fade-in-left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">More Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/about" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> About <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> About </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts about-tray" data-component="AboutTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-about-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Aon is in the business of better decisions. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> We exist to shape decisions for the better — to protect and enrich the lives of people around the world. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/about" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Learn More" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Learn More</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-about-tray" data-component="AboutTray"> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> About Us </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about"> <h6>Our Story</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/our-values"> <h6>Our Values</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/our-impact"> <h6>Our Impact</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/inclusion-and-diversity"> <h6>Inclusion and Diversity</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/leadership-and-governance"> <h6>Leadership and Governance</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="https://jobs.aon.com/"> <h6>Careers</h6> </a> </li> </ul> </div> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Organizing Around Today's Biggest Client Needs </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/risk-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png" alt="Risk Capital Hero Image" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Risk Capital </h6> </div> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/human-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/human-capital-hero-banner.png" alt="Making Better People Decisions" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Human Capital </h6> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> </ul> <!-- --> <section class="global-header__search"> <button aria-label="search" class="aon-icon__search"> <svg class="aon-icon" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-label="search"> <use xlink:href="/lib/icons/symbol-defs.svg#search"></use> </svg> </button> <div class="global-header__search-mask"></div> <div class="search-nav-zero" data-component="SearchAutoSuggest" data-redirect-url="/en/search"> <div class="search-nav-zero__inner"> <div class="search-nav-zero-state"> <div class="search-nav-zero-state__inner"> <h6 class="search-hero-search-bar__title"> How can we help you? </h6> <form class="search-hero-form" action="#"> <div class="search-hero-form-group"> <input type="text" placeholder="Search for insights, solutions and more" data-placeholder-large="Search for insights, solutions and more" data-placeholder-small="Search" role="combobox" aria-controls="searchSuggestion" aria-autocomplete="both" aria-haspopup="listbox" aria-expanded="false" class="search-autosuggest-input search-hero-form-input" value=""/> <button type="submit" aria-label="Submit button" class="search-hero-form-submit"> <div class="search-hero-form-input-icon"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#search"></use> </svg> </div> </button> </div> </form> </div> <div role="presentation" class="search-autosuggest"> <ul class="search-autosuggest__list" id="searchSuggestion" role="listbox"></ul> </div> </div> <div class="search-recommend grid"> <div class="popular-searches"> <h6 class="search-recommend__title">Popular Searches</h6> <ul class="popular-searches__list"> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Insurance">Insurance</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Benefits">Benefits</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Pay Transparency">Pay Transparency</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Parametrics">Parametrics</a> </li> <li class="popular-searches__item"> <a class="popular-searches__link" href="/en/search?searchStudioQuery=Risk Management">Risk Management</a> </li> </ul> </div> <div class="top-insights grid"> <div class="top-insights-header"> <h6 class="search-recommend__title">Top Insights</h6> <div class="view-all-insights"> <a href="/en/insights" class="aon-button aon-button__tertiary aon-button__tertiary--navy" aria-label="View All Insights"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> <ul class="top-insights__list"> <li class="top-insights__item"> <div class="top-insights__link"> <div class="top-insights__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_271/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><img class="" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg" alt="CrowdStrike" loading="lazy"/> </picture> </div> <div class="top-insights__article"> <h6 class="top-insights__title">Alert</h6> <a href="/en/insights/alerts/responding-to-the-crowdstrike-it-outage" class="top-insights__text"> Better Decisions Brief: Responding to the CrowdStrike IT Outage </a> </div> </div> </li> <li class="top-insights__item"> <div class="top-insights__link"> <div class="top-insights__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><img class="" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png" alt="Client Trends" loading="lazy"/> </picture> </div> <div class="top-insights__article"> <h6 class="top-insights__title">Report</h6> <a href="/en/insights/client-trends" class="top-insights__text"> 2024 Client Trends Report </a> </div> </div> </li> <li class="top-insights__item"> <div class="top-insights__link"> <div class="top-insights__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_271/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg"/><img class="" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/photos/business/business-man-senior-executive-1326254031_rt.jpg" alt="Decision Makers Survey" loading="lazy"/> </picture> </div> <div class="top-insights__article"> <h6 class="top-insights__title">Report</h6> <a href="/en/insights/reports/business-decision-maker-survey" class="top-insights__text"> 2024 Business Decision Maker Survey </a> </div> </div> </li> </ul> </div> </div> </div> </div> </section> <!-- --> <section class="global-header__links"> <ul> <li> <a href="/en/contact-us" target="" tabindex="0" class="global-header__link">Contact Us</a> </li> <li> <a href="https://jobs.aon.com/" target="_blank" tabindex="0" class="global-header__link">Careers</a> </li> <li> <a href="https://ir.aon.com/" target="_blank" tabindex="0" class="global-header__link">Investors</a> </li> <li> <a href="https://aon.mediaroom.com" target="_blank" tabindex="0" class="global-header__link">News</a> </li> </ul> </section> <section class="language-selector__button--in-nav"> <a href="/en/location-selector" class="global-header__languages-wrapper"> <svg class="aon-icon aon-icon__globe" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#globe"></use> </svg> Global <span class="language-selector__text-locale">EN</span> <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> </section> <!-- --> <!-- --> <section class="global-header__trigger-menu-wrapper"> <button aria-label="toggle menu" class="global-header__trigger-menu"> <div></div> <div></div> <div></div> </button> </section> <div class="global-header__mask"></div> </nav> </header> <!-- --> <main class="page-main"> <!-- --> <section class="aon-top-insights-hero aon-top-insights-hero--theme-navy aon-insight--bulk-default" data-component="TopInsightsHero" data-duration="6000"> <div class="aon-top-insights-hero__container"> <div class="aon-top-insights-hero__top-bar container"> <h2>Insights</h2> </div> <div class="aon-top-insights-hero__image-container"> <div class="aon-top-insights-hero__hero aon-top-insights-hero__hero--appear"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_1080,w_1920/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_810,w_1440/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_768,w_768/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_9:16,c_fill,f_auto,g_auto,h_667,w_375/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg" alt=""/> </picture> </div> <div class="aon-top-insights-hero__hero aon-top-insights-hero__hero--hidden"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_1080,w_1920/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_810,w_1440/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_768,w_768/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_9:16,c_fill,f_auto,g_auto,h_667,w_375/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg" alt="team_1181792620_2_e" loading="lazy"/> </picture> </div> <div class="aon-top-insights-hero__hero aon-top-insights-hero__hero--hidden"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_1080,w_1920/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_810,w_1440/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_768,w_768/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_9:16,c_fill,f_auto,g_auto,h_667,w_375/https://assets.aon.com//-/media/images/photos/people/people-crowd_1282657820.jpg" alt="" loading="lazy"/> </picture> </div> </div> </div> <div class="aon-top-insights-hero__article-bar"> <div class="aon-top-insights-hero__margin-filler"></div> <div class="container aon-top-insights-hero__article-card"> <progress class="aon-top-insights-hero__progress" max="10000" value="0"></progress> <p class="aon-eyebrow aon-top-insights-hero__eyebrow"> Article </p> <p class="aon-insights-hero__title"> <a href="/en/insights/articles/5-top-trends-risk-capital-2025"> 5 Top Trends for Risk Capital in 2025 </a> </p> <a class="aon-button aon-button__tertiary aon-button__tertiary--navy" href="/en/insights/articles/5-top-trends-risk-capital-2025"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Read More</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> <a class="aon-button aon-button__primary aon-button__primary--red" href="/en/insights/articles/5-top-trends-risk-capital-2025"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Read More</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> <a href="/en/insights/articles/5-top-trends-risk-capital-2025" class="aon-top-insights-hero__card-navigate"></a> </div> <div class="container aon-top-insights-hero__article-card"> <progress class="aon-top-insights-hero__progress" max="10000" value="0"></progress> <p class="aon-eyebrow aon-top-insights-hero__eyebrow"> Article </p> <p class="aon-insights-hero__title"> <a href="/en/insights/articles/five-human-resources-trends-to-watch-in-2025"> 5 Human Resources Trends to Watch in 2025 </a> </p> <a class="aon-button aon-button__tertiary aon-button__tertiary--navy" href="/en/insights/articles/five-human-resources-trends-to-watch-in-2025"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Read the Article</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> <a class="aon-button aon-button__primary aon-button__primary--red" href="/en/insights/articles/five-human-resources-trends-to-watch-in-2025"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Read the Article</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> <a href="/en/insights/articles/five-human-resources-trends-to-watch-in-2025" class="aon-top-insights-hero__card-navigate"></a> </div> <div class="container aon-top-insights-hero__article-card"> <progress class="aon-top-insights-hero__progress" max="10000" value="0"></progress> <p class="aon-eyebrow aon-top-insights-hero__eyebrow"> Report </p> <p class="aon-insights-hero__title"> <a href="/en/insights/reports/employee-sentiment-study"> 2025 Employee Sentiment Study </a> </p> <a class="aon-button aon-button__tertiary aon-button__tertiary--navy" href="/en/insights/reports/employee-sentiment-study"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> <a class="aon-button aon-button__primary aon-button__primary--red" href="/en/insights/reports/employee-sentiment-study"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> <a href="/en/insights/reports/employee-sentiment-study" class="aon-top-insights-hero__card-navigate"></a> </div> <div class="aon-top-insights-hero__margin-filler"></div> </div> </section> <!-- --> <div class="aon-filter aon-insights-hub__filter" data-component="Filter"> <div class="aon-filter__group" id="aon-filter"> <button aria-label="Open Filters" aria-expanded="false" class="aon-filter__open-filter-btn--mobile"></button> <div class="aon-filter__title-bar aon-filter__title-bar--height"> <p class="aon-filter__title-bar-title" data-filter-text="Explore Insights By:" data-show-filter-text="Show Filters"> Explore Insights By: </p> <p class="aon-filter__title-bar-title-mobile" data-filter-text="Explore Insights By:" data-show-filter-text="Show Filters"> Show Filters </p> <div class="aon-filter__title-bar-util-group"> <button aria-label="Open Filters" aria-hidden="true" class="aon-filter__title-bar-open-filter"> <svg width="16" height="15" viewBox="0 0 16 15" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <line y1="2.5" x2="16" y2="2.5" stroke="#EB0017"></line> <line y1="7.5" x2="16" y2="7.5" stroke="#EB0017"></line> <line y1="12.5" x2="16" y2="12.5" stroke="#EB0017"></line> <circle cx="3.5" cy="2.5" r="1.5" fill="white" stroke="#EB0017"></circle> <circle cx="7.5" cy="12.5" r="1.5" fill="white" stroke="#EB0017"></circle> <circle cx="11.5" cy="7.5" r="1.5" fill="white" stroke="#EB0017"></circle> </svg> </button> <button aria-label="Close Filters" class="aon-filter__title-bar-close-filter aon-filter__hidden"> <svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="24" height="24" fill="white"></rect> <rect width="1.0721" height="21.4419" transform="matrix(0.703526 -0.710669 0.703526 0.710669 4 4.76172)" fill="#EB0017"></rect> <rect width="1.0721" height="21.4419" transform="matrix(-0.703526 -0.710669 -0.703526 0.710669 20 4.76172)" fill="#EB0017"></rect> </svg> </button> </div> </div> <div class="aon-filter__autocomplete-group"> <div class="aon-autocomplete-custom-V2" aria-owns="aon-autocomplete-V2__input-c09d130d-c1f9-48fb-9228-e294e9627e62" data-placeholder="Type or Select"> <input autoComplete="off" name="topic_tag_cf_sm" type="text" id="aon-autocomplete-V2__input-c09d130d-c1f9-48fb-9228-e294e9627e62" aria-expanded="false" role="combobox" aria-labelledby="aon-autocomplete-V2__label-c09d130d-c1f9-48fb-9228-e294e9627e62" aria-controls="aon-autocomplete" autoCapitalize="none" spellcheck="false" class="aon-autocomplete-V2__input" value=""/> <label for="aon-autocomplete-V2__input-c09d130d-c1f9-48fb-9228-e294e9627e62" class="aon-autocomplete-V2__label no-select" id="aon-autocomplete-V2__label-c09d130d-c1f9-48fb-9228-e294e9627e62">Topic</label> <button type="button" title="Open" aria-label="c09d130d-c1f9-48fb-9228-e294e9627e62" tabindex="-1" aria-expanded="false" aria-controls="aon-autocomplete-V2__options" class="aon-autocomplete-V2__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </button> <div role="presentation" class="aon-autocomplete-V2__list aon-autocomplete-V2__list--hidden"> <ul class="aon-autocomplete-V2__options" id="aon-autocomplete-V2__options" role="listbox" aria-labelledby="aon-autocomplete-V2__label-c09d130d-c1f9-48fb-9228-e294e9627e62"> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-0" data-gtm-value="Technology" data-key="09a7524765f64e3492db1c69390c7fd8|Technology"> <div>Technology</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-1" data-gtm-value="Trade" data-key="bfa3fd171a4647a2b57bdc231ab05ea2|Trade"> <div>Trade</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-2" data-gtm-value="Weather" data-key="245cee48a24a481a9c95016a28793a84|Weather"> <div>Weather</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-3" data-gtm-value="Workforce" data-key="d575fe2e8d1049e1b2ff8d2964975c78|Workforce"> <div>Workforce</div> </li> </ul> </div> </div> <div class="aon-autocomplete-custom-V2" aria-owns="aon-autocomplete-V2__input-8360e110-6923-4842-b6b7-55052822648e" data-placeholder="Type or Select"> <input autoComplete="off" name="function_tag_cf_sm" type="text" id="aon-autocomplete-V2__input-8360e110-6923-4842-b6b7-55052822648e" aria-expanded="false" role="combobox" aria-labelledby="aon-autocomplete-V2__label-8360e110-6923-4842-b6b7-55052822648e" aria-controls="aon-autocomplete" autoCapitalize="none" spellcheck="false" class="aon-autocomplete-V2__input" value=""/> <label for="aon-autocomplete-V2__input-8360e110-6923-4842-b6b7-55052822648e" class="aon-autocomplete-V2__label no-select" id="aon-autocomplete-V2__label-8360e110-6923-4842-b6b7-55052822648e">Your Role</label> <button type="button" title="Open" aria-label="8360e110-6923-4842-b6b7-55052822648e" tabindex="-1" aria-expanded="false" aria-controls="aon-autocomplete-V2__options" class="aon-autocomplete-V2__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </button> <div role="presentation" class="aon-autocomplete-V2__list aon-autocomplete-V2__list--hidden"> <ul class="aon-autocomplete-V2__options" id="aon-autocomplete-V2__options" role="listbox" aria-labelledby="aon-autocomplete-V2__label-8360e110-6923-4842-b6b7-55052822648e"> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-0" data-gtm-value="Business Leadership" data-key="e5c4bfe2fa13497994ad7b68737a7512|Business Leadership"> <div>Business Leadership</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-1" data-gtm-value="Digital and Technology" data-key="dfa04d203d8d455fb2092e38f447a3e8|Digital and Technology"> <div>Digital and Technology</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-2" data-gtm-value="Finance" data-key="4b9bc6f66f6a45a1bf10080c9d42438b|Finance"> <div>Finance</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-3" data-gtm-value="Human Resources" data-key="cc7b03f4c623463ba3bff34a8224d6fa|Human Resources"> <div>Human Resources</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-4" data-gtm-value="Legal" data-key="d2217fe7b4764448a94eb621b39680f2|Legal"> <div>Legal</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-5" data-gtm-value="Operations" data-key="7bbd601aa80d48eb98760d54db267868|Operations"> <div>Operations</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-6" data-gtm-value="Pension Management" data-key="5c44aeaad5b44bfab8ad8222cfae43b5|Pension Management"> <div>Pension Management</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-7" data-gtm-value="Risk Management" data-key="5c15a7487fcc45379362f665065b6b3d|Risk Management"> <div>Risk Management</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-8" data-gtm-value="Sales and Marketing" data-key="de176e7553f44d1e8ad844b10f0e5e8c|Sales and Marketing"> <div>Sales and Marketing</div> </li> </ul> </div> </div> <div class="aon-autocomplete-custom-V2" aria-owns="aon-autocomplete-V2__input-3895d85e-8d85-4957-979e-69578b3021b4" data-placeholder="Type or Select"> <input autoComplete="off" name="industry_tag_cf_sm" type="text" id="aon-autocomplete-V2__input-3895d85e-8d85-4957-979e-69578b3021b4" aria-expanded="false" role="combobox" aria-labelledby="aon-autocomplete-V2__label-3895d85e-8d85-4957-979e-69578b3021b4" aria-controls="aon-autocomplete" autoCapitalize="none" spellcheck="false" class="aon-autocomplete-V2__input" value=""/> <label for="aon-autocomplete-V2__input-3895d85e-8d85-4957-979e-69578b3021b4" class="aon-autocomplete-V2__label no-select" id="aon-autocomplete-V2__label-3895d85e-8d85-4957-979e-69578b3021b4">Industry</label> <button type="button" title="Open" aria-label="3895d85e-8d85-4957-979e-69578b3021b4" tabindex="-1" aria-expanded="false" aria-controls="aon-autocomplete-V2__options" class="aon-autocomplete-V2__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </button> <div role="presentation" class="aon-autocomplete-V2__list aon-autocomplete-V2__list--hidden"> <ul class="aon-autocomplete-V2__options" id="aon-autocomplete-V2__options" role="listbox" aria-labelledby="aon-autocomplete-V2__label-3895d85e-8d85-4957-979e-69578b3021b4"> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-0" data-gtm-value="Construction and Infrastructure" data-key="432d2b30f13943b0b170bca5c2b56a85|Construction and Infrastructure"> <div>Construction and Infrastructure</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-1" data-gtm-value="Construction and Real Estate" data-key="437a91b3e484441984da1f216baf1a27|Construction and Real Estate"> <div>Construction and Real Estate</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-2" data-gtm-value="Financial Institutions" data-key="a2cc8cb5ef6e42e29fc15bbbacfb0826|Financial Institutions"> <div>Financial Institutions</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-3" data-gtm-value="Financial Sponsors" data-key="56f186cc8a454593bff47de2da85c286|Financial Sponsors"> <div>Financial Sponsors</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-4" data-gtm-value="Food Agribusiness and Beverage" data-key="85caef3558594e37b03ac73ef614defe|Food Agribusiness and Beverage"> <div>Food Agribusiness and Beverage</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-5" data-gtm-value="Healthcare Providers and Services" data-key="ab73814ae97b47e3af86e3f37002738d|Healthcare Providers and Services"> <div>Healthcare Providers and Services</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-6" data-gtm-value="Hospitality Travel and Leisure" data-key="7302bf1f875242099c09a756f4b1ed90|Hospitality Travel and Leisure"> <div>Hospitality Travel and Leisure</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-7" data-gtm-value="Industrials and Manufacturing" data-key="b1ac9e61b4db40a690c5749980ed66bd|Industrials and Manufacturing"> <div>Industrials and Manufacturing</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-8" data-gtm-value="Insurance" data-key="e30215eb0aa64c30b185f49552dfad8a|Insurance"> <div>Insurance</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-9" data-gtm-value="Life Sciences" data-key="193768d954b54d3c8a4b2fa939132cfd|Life Sciences"> <div>Life Sciences</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-10" data-gtm-value="Natural Resources" data-key="665f669ca296463680c8a561ebdc0ece|Natural Resources"> <div>Natural Resources</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-11" data-gtm-value="Professional and Business Services" data-key="6d9830830b0641568cc8704ec5a1d9d4|Professional and Business Services"> <div>Professional and Business Services</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-12" data-gtm-value="Public Sector" data-key="d8abd43c201349999c7a31748af36a0b|Public Sector"> <div>Public Sector</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-13" data-gtm-value="Retail and Consumer Goods" data-key="b0d7bc5f8d61445cbfcdee987988a805|Retail and Consumer Goods"> <div>Retail and Consumer Goods</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-14" data-gtm-value="Sports and Entertainment" data-key="13f8e0c2a49042a3b6f69f4ace3f5b2c|Sports and Entertainment"> <div>Sports and Entertainment</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-15" data-gtm-value="Technology Media and Communications" data-key="a08b0ae8e2b3492ab7244c208250724b|Technology Media and Communications"> <div>Technology Media and Communications</div> </li> <li class="aon-autocomplete-V2__option" role="option" tabindex="-1" aria-selected="false" id="aon-autocomplete-V2__option-16" data-gtm-value="Transportation and Logistics" data-key="ed91acb1d0554ff2ae885c70f29dae57|Transportation and Logistics"> <div>Transportation and Logistics</div> </li> </ul> </div> </div> </div> <div class="aon-filter__clear-filter-bar"> <button class="aon-filter__clear-filter aon-filter__hidden"> <p class="aon-filter__clear-filter-text">Clear Filters</p> <div class="aon-filter__clear-filter-icon"> <svg width="24" height="24" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M2.94063 3.44953C4.83063 1.55953 7.34062 0.519531 10.0106 0.519531C12.6806 0.519531 15.1906 1.55953 17.0806 3.44953C20.9806 7.34953 20.9806 13.6895 17.0806 17.5895C15.3106 19.3595 12.9906 20.3695 10.5106 20.4895V19.4895C12.7206 19.3695 14.7906 18.4595 16.3706 16.8795C19.8806 13.3695 19.8806 7.65953 16.3706 4.14953C14.6706 2.44953 12.4106 1.50953 10.0106 1.50953C7.61062 1.50953 5.35063 2.44953 3.65063 4.14953C0.140625 7.65953 0.140625 13.3695 3.65063 16.8795C5.23063 18.4595 7.29062 19.3695 9.51062 19.4895V20.4895C7.03062 20.3695 4.71063 19.3595 2.94063 17.5895C-0.959375 13.6895 -0.959375 7.34953 2.94063 3.44953ZM10.0106 11.2306L6.83062 14.4106L6.13062 13.7006L9.30062 10.5206L6.13062 7.35063L6.83062 6.64062L10.0106 9.82062L13.1806 6.64062L13.8906 7.35063L10.7106 10.5206L13.8906 13.7006L13.1806 14.4106L10.0106 11.2306Z" fill="#262836"></path> </svg> </div> </button> </div> </div> <button class="aon-filter__clear-filter-desktop aon-filter__hidden"> <p class="aon-filter__clear-filter-text">Clear Filters</p> <div class="aon-filter__clear-filter-icon"> <svg width="24" height="24" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M2.94063 3.44953C4.83063 1.55953 7.34062 0.519531 10.0106 0.519531C12.6806 0.519531 15.1906 1.55953 17.0806 3.44953C20.9806 7.34953 20.9806 13.6895 17.0806 17.5895C15.3106 19.3595 12.9906 20.3695 10.5106 20.4895V19.4895C12.7206 19.3695 14.7906 18.4595 16.3706 16.8795C19.8806 13.3695 19.8806 7.65953 16.3706 4.14953C14.6706 2.44953 12.4106 1.50953 10.0106 1.50953C7.61062 1.50953 5.35063 2.44953 3.65063 4.14953C0.140625 7.65953 0.140625 13.3695 3.65063 16.8795C5.23063 18.4595 7.29062 19.3695 9.51062 19.4895V20.4895C7.03062 20.3695 4.71063 19.3595 2.94063 17.5895C-0.959375 13.6895 -0.959375 7.34953 2.94063 3.44953ZM10.0106 11.2306L6.83062 14.4106L6.13062 13.7006L9.30062 10.5206L6.13062 7.35063L6.83062 6.64062L10.0106 9.82062L13.1806 6.64062L13.8906 7.35063L10.7106 10.5206L13.8906 13.7006L13.1806 14.4106L10.0106 11.2306Z" fill="#262836"></path> </svg> </div> </button> </div> <!-- --> <div id="insights-default-view" class="template"> </div> <div class="aon-insights-hub__content"> <section id="selected-topic-container" class="filter-results filter-results--topic-card template"> <h4 class="topic-card__title">Topic</h4> <div class="slot"></div> <section class="aon-sr-summary-loading aon-sr-summary-loading-topic"> <section class="aon-sr-grid aon-sr-grid__loading"> <div class="sf-lists active layout-grid"> <div class="sf-list sf-list__skeleton"> <div class="list-wrapper"> <div class="content-card content-card__skeleton"></div> </div> </div> </div> </section> </section> </section> <div id="insights-filtered-view" class="template"> <div id="searchResultSummarySection"></div> <template id="searchFeedback-template"> <div> {{ addVueRoot(this) }} <section class="filter-results__summary"> <p class="p2" v-if="window.pageInitiated && searchStore.searchFired && getVisibleRowCount() > 0 && !searchStore.loading && !searchStore.isError"> <span v-if="getMaxRowCount()>1"> Displaying {{ searchStore.startDoc + 1 || 1 }} - {{ searchStore.endDoc || 1 }} of {{ getMaxRowCount() }} results </span> <span v-else="">Displaying {{ searchStore.startDoc + 1 || 1 }} of {{ getMaxRowCount() }} result(s)</span> </p> <p class="p2" v-if="searchStore.loading">Loading Results...</p> </section> <section class="aon-sr-summary-loading" v-if="searchStore.loading"> <div class="container"> <h4 class="filter-results__title">Insights</h4> </div> <section class="aon-sr-grid aon-sr-grid__loading"> <div class="container"> <div class="sf-lists active layout-grid"> <div class="sf-list sf-list__skeleton"> <div class="list-wrapper" v-for="index in 4" :key="index"> <div class="content-card content-card__skeleton aon-aspect-ratio--16-9"></div> </div> </div> </div> </div> </section> </section> </div> </template> <section class="filter-results filter-results--insights-grid"> <h3 id="filter-results-title" class="filter-results__title"> Insights </h3> <section class="filter-results__grid"> <div id="searchResultsSection"></div> </section> </section> <template id="result-template" v-if="!searchStore.loading"> <article class="content-card"> <a :href="url" v-if="cardDefaults.image(this._data.result.page_feature_image_cf_s).default" v-on:click="navigate" class="content-card__topper content-card__topper--media"> <picture> <template v-for="(image, viewport, index) in cardDefaults.image(this._data.result.page_feature_image_cf_s)"> <source v-if="viewport != 'default'" v-bind:media="`(min-width: ${viewport})`" v-bind:srcset="`${image}`"/> </template> <img :src="cardDefaults.image(this._data.result.page_feature_image_cf_s).default" alt="image" class="aon-img aon-aspect-ratio--16-9" loading="lazy"/> </picture> </a> <a :href="url" v-if="!cardDefaults.image(this._data.result.page_feature_image_cf_s).default" v-on:click="navigate" class="content-card__topper content-card__topper--media"> <div class="content-card__water-mark aon-img aon-aspect-ratio--16-9"><svg width="120" height="46" viewBox="0 0 120 46" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0_153_289588)"> <path d="M19.2933 0L0 44.4532H9.19785L12.3823 36.8099H28.7581L25.3185 28.9749H15.6448L22.877 11.6117L36.5574 44.4532H45.7539L26.462 0H19.2933Z" fill="currentColor"></path> <path d="M111.484 6.31641V28.9303L93.2457 6.31641H85.8945V44.4165H94.3323V20.9156L113.291 44.4165H119.922V6.31641H111.484Z" fill="currentColor"></path> <path d="M62.924 5.05273C51.9085 5.05273 42.9473 14.014 42.9473 25.0294C42.9473 36.0449 51.9085 45.0074 62.924 45.0074C73.9395 45.0074 82.9007 36.0462 82.9007 25.0307C82.9007 14.0153 73.9395 5.05273 62.924 5.05273ZM62.924 36.5697C56.5603 36.5697 51.3837 31.3931 51.3837 25.0294C51.3837 18.6658 56.5603 13.4892 62.924 13.4892C69.2876 13.4892 74.4643 18.6658 74.4643 25.0294C74.4643 31.3931 69.2876 36.5697 62.924 36.5697Z" fill="currentColor"></path> </g> <defs> <clippath id="clip0_153_289588"> <rect width="120" height="45.4737" fill="currentColor"></rect> </clippath> </defs> </svg> </div> </a> <p class="content-card__eyebrow aon-eyebrow"> {{ cardDefaults.contentType(ribbon) }} <span class="aon-eyebrow__optional-text" v-if="this._data.result.minread_cf_s">{{ this._data.result.minread_cf_s }}</span> </p> <a :href="url" v-on:click="navigate" class="content-card__title"> <h6 class="no-style" v-html="cardDefaults.title(title)"></h6> </a> </article> </template> <template id="noresult-template"> <section class="container aon-sr-noresult" v-if="!hasResults && !searchStore.loading && searchStore.searchFired && !searchStore.isError"> <div class="aon-sr-noresult__content"> <p class="aon-sr-noresult__title"> No results found for those filters. </p> <p class="aon-sr-noresult__retry">Please try again.</p> </div> </section> <section class="container aon-sr-noresult" v-else-if="!!searchStore.isError"> <div class="aon-sr-noresult__content"> <p class="aon-sr-noresult__title">Oops, something went wrong.</p> <p class="aon-sr-noresult__retry"> Your results couldn’t be loaded. Please try again. </p> </div> <button v-on:click="SearchHelper.reloadSearch()" class="aon-button aon-button__secondary aon-button__secondary--red aon-button__reload"> <span class="aon-button__wrapper-content"> <span class="aon-button__text"> Reload </span> <svg class="aon-icon aon-icon__reload" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#reload"></use> </svg> </span> </button> </section> </template> <section class="paginator"> <div id="paginationSection"></div> <template id="paging-template"> <div role="navigation" class="aon-pagination" v-if="window.pageInitiated && searchStore.searchFired && hasResults && !reloading && !searchStore.loading"> <span>{{ computePageRanger() }}</span> <div class="aon-pagination__container" v-if="searchStore.totalPage > 1"> <button tabindex="0" aria-label="previous page" :class="[searchStore.startDoc === 0 || searchStore.loading ? 'aon-button__secondary aon-button__secondary--navy' : 'aon-button__primary aon-button__primary--red']" :disabled="searchStore.startDoc === 0 || searchStore.loading" v-on:click.prevent="searchStore.startDoc !== 0 && prevPage(); SearchHelper.onPagin()" class="aon-button aon-button__icon aon-sr-paginator__prev"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <div class="aon-sr-paginator__ranger"> <template v-for="page in searchStore.pages"> <span class="aon-sr-paginator__ranger--inactive" v-if="isNaN(parseInt(page))"> {{page}} </span> <span class="aon-sr-paginator__ranger--current" v-else-if="page === searchStore.curPage"> {{page}} </span> <button v-else="" v-on:click="goToPage(page)"> {{page}} </button> </template> <span class="aon-sr-paginator__ranger--inactive">/</span> <span class="aon-sr-paginator__ranger--inactive">{{ searchStore.totalPage }}</span> </div> <button tabindex="0" aria-label="next page" :class="[searchStore.endDoc === searchStore.totalResults || searchStore.loading ? 'aon-button__secondary aon-button__secondary--navy' : 'aon-button__primary aon-button__primary--red']" :disabled="searchStore.endDoc === searchStore.totalResults || searchStore.loading" v-on:click.prevent="searchStore.totalResults !== searchStore.endDoc && nextPage(); SearchHelper.onPagin()" class="aon-button aon-button__icon aon-sr-paginator__next"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </div> </template> </section> </div> </div> <template id="topics-template"> <section class="topic-card__main" data-topic="bfa3fd171a4647a2b57bdc231ab05ea2|Trade"> <section class="topic-card__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/photos/people/people-woman-business-1134462810_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/photos/people/people-woman-business-1134462810_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_333,w_592/https://assets.aon.com//-/media/images/photos/people/people-woman-business-1134462810_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_157,w_279/https://assets.aon.com//-/media/images/photos/people/people-woman-business-1134462810_e.jpg" alt="Insights for insurers" loading="lazy"/> </picture> </section> <section class="topic-card__content"> <h3 class="topic-card__header"> <a href="/en/insights/insights-for-insurers"> Insights for insurers </a> </h3> <p class="topic-card__short-description"> Explore industry-leading insights for insurers. Aon shares findings on market dynamics, catastrophe insights and growth opportunities to help clients make better decisions. </p> </section> <section class="topic-card__sub-topics"> <h6 class="topic-card__sub-topics-title">Sub Topics</h6> <ul class="topic-card__sub-topics-list"> </ul> </section> </section> <section class="topic-card__main" data-topic="2bb8f366a568467d857787db65993fcc|Supply Chain"> <section class="topic-card__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_face,h_378,w_378/https://assets.aon.com//-/media/images/photos/industries/featured/transport-logistics-168849328_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_face,h_258,w_258/https://assets.aon.com//-/media/images/photos/industries/featured/transport-logistics-168849328_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_face,h_333,w_592/https://assets.aon.com//-/media/images/photos/industries/featured/transport-logistics-168849328_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_face,h_157,w_279/https://assets.aon.com//-/media/images/photos/industries/featured/transport-logistics-168849328_rt.jpg" alt="" loading="lazy"/> </picture> </section> <section class="topic-card__content"> <h3 class="topic-card__header"> <a href="/en/insights/supply-chain-resilience"> Supply Chain Resilience </a> </h3> <p class="topic-card__short-description"> Access Aon's latest insights and research on the topic of supply chain resilience. </p> </section> <section class="topic-card__sub-topics"> <h6 class="topic-card__sub-topics-title">Sub Topics</h6> <ul class="topic-card__sub-topics-list"> </ul> </section> </section> <section class="topic-card__main" data-topic="d575fe2e8d1049e1b2ff8d2964975c78|Workforce"> <section class="topic-card__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_333,w_592/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_157,w_279/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg" alt="Workforce Trends" loading="lazy"/> </picture> </section> <section class="topic-card__content"> <h3 class="topic-card__header"> <a href="/en/insights/workforce"> Workforce </a> </h3> <p class="topic-card__short-description"> Engaging a changing workforce requires data and innovation. Workers increasingly expect more than just a paycheck. In response, organizations are balancing costs with the ability to provide a compelling employee experience. </p> </section> <section class="topic-card__sub-topics"> <h6 class="topic-card__sub-topics-title">Sub Topics</h6> <ul class="topic-card__sub-topics-list"> </ul> </section> </section> <section class="topic-card__main" data-topic="245cee48a24a481a9c95016a28793a84|Weather"> <section class="topic-card__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_333,w_592/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_157,w_279/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-16x9.jpg" alt="Weather Trends" loading="lazy"/> </picture> </section> <section class="topic-card__content"> <h3 class="topic-card__header"> <a href="/en/insights/weather"> Weather </a> </h3> <p class="topic-card__short-description"> Amid workforce health and safety concerns, stakeholder and regulatory pressures, and exposure to physical and transitional risks, businesses face significant headwinds in addressing climate-related risks. </p> </section> <section class="topic-card__sub-topics"> <h6 class="topic-card__sub-topics-title">Sub Topics</h6> <ul class="topic-card__sub-topics-list"> </ul> </section> </section> <section class="topic-card__main" data-topic="09a7524765f64e3492db1c69390c7fd8|Technology"> <section class="topic-card__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_333,w_592/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_157,w_279/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg" alt="Technology Trends" loading="lazy"/> </picture> </section> <section class="topic-card__content"> <h3 class="topic-card__header"> <a href="/en/insights/technology"> Technology </a> </h3> <p class="topic-card__short-description"> Technology advancements are a double-sided coin for organizations, providing an operational edge while introducing new risks. </p> </section> <section class="topic-card__sub-topics"> <h6 class="topic-card__sub-topics-title">Sub Topics</h6> <ul class="topic-card__sub-topics-list"> </ul> </section> </section> <section class="topic-card__main" data-topic="bfa3fd171a4647a2b57bdc231ab05ea2|Trade"> <section class="topic-card__thumbnail"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_333,w_592/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_157,w_279/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg" alt="Trade Trends" loading="lazy"/> </picture> </section> <section class="topic-card__content"> <h3 class="topic-card__header"> <a href="/en/insights/trade"> Trade </a> </h3> <p class="topic-card__short-description"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </p> </section> <section class="topic-card__sub-topics"> <h6 class="topic-card__sub-topics-title">Sub Topics</h6> <ul class="topic-card__sub-topics-list"> </ul> </section> </section> </template> <div id="searchInput"></div> <template id="input-template"> <span>{{ initPage({ store: storeState, SearchHelper}) }}</span> </template> <span data-component="InsightsHub"></span> <script> function decodeCloudinaryInformation(encodedUrl) { return encodedUrl.replaceAll("{CloudinaryHost}", "aon-corp").replaceAll("{MediaHost}", "https://assets.aon.com/"); } function addVueRoot(comp) { let vueRoots = (window.vueRoots = []); vueRoots.push(comp.$root); } let searchPageInitiated = false; function initPage({ store, SearchHelper }) { if (searchPageInitiated) { return; } searchPageInitiated = true; const insightsHubEle = document.querySelector('[data-component="InsightsHub"]'); if (insightsHubEle) { insightsHubEle.connectSearch({ store, SearchHelper, selectors: { defaultView: "#insights-default-view", filteredView: "#insights-filtered-view", // elements to be shown/hidden along with the filtered-view additionalFilteredElements: [".aon-insight--hidden"], additionalNonFilteredElements: [".aon-insight--default"], filter: ".aon-insights-hub__filter", topicContainer: "#selected-topic-container", topicTemplate: "#topics-template", } }); } } const insightsHubEle = document.querySelector('[data-component="InsightsHub"]'); if (insightsHubEle) { insightsHubEle.config = { connector: { searchAdditionalArgs: "hl.fragsize=200&sort=publish_date_tdt%20desc&rows=16&model=Insights", }, }; } // TODO: for BE, the functions should just return the input `value` const cardDefaults = { image: function (value, width) { if (value) { const parsedValue = JSON.parse(decodeCloudinaryInformation(value)); const currentRenderingID = "{1BB17B81-3819-4FD1-8048-DF584F3B372F}"; if (parsedValue[currentRenderingID] != null) { return parsedValue[currentRenderingID]; } else if (parsedValue["not-selected-rendering"]) { return parsedValue["not-selected-rendering"] } return parsedValue['default']; } else { // default image will be empty and get svg default image to ensure layout is not broken return { "default": "" }; } }, contentType: function (value) { return value; }, title: function (value) { return value; }, }; </script> <!-- --> <section class="featured-topics homepage-animation-element " data-component="FeaturedTopic"> <h5 class="featured-topics__title">Featured Topics</h5> <ul class="featured-topics__cards"> <li class="featured-topics-card"> <a class="featured-topics-card__gutter" href="/en/insights/trade"> <div class="featured-topics-card__side featured-topics-card__side--back"> <h4 class="featured-topics-card__title"> Trade </h4> <p class="featured-topics-card__desc"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </p> <button class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Read More</span> <svg class="aon-icon aon-icon__arrow-right" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> <div class="featured-topics-card__side featured-topics-card__side--front"> <h4 class="featured-topics-card__title"> Trade </h4> <div class="featured-topics-card__img"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_533,w_533/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-1x1.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_373,w_373/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-1x1.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_96,w_96/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-1x1.jpg"/><img class="aon-img aon-aspect-ratio--1-1" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_64,w_64/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-1x1.jpg" alt="22661-Trade-1x1" loading="lazy"/> </picture> </div> </div> </a> </li> <li class="featured-topics-card"> <a class="featured-topics-card__gutter" href="/en/insights/technology"> <div class="featured-topics-card__side featured-topics-card__side--back"> <h4 class="featured-topics-card__title"> Technology </h4> <p class="featured-topics-card__desc"> Evolving Technologies are Driving Firms to Harness Opportunities and Defend Against Threats </p> <button class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Read More</span> <svg class="aon-icon aon-icon__arrow-right" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> <div class="featured-topics-card__side featured-topics-card__side--front"> <h4 class="featured-topics-card__title"> Technology </h4> <div class="featured-topics-card__img"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_533,w_533/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-1x1.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_373,w_373/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-1x1.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_96,w_96/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-1x1.jpg"/><img class="aon-img aon-aspect-ratio--1-1" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_64,w_64/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-1x1.jpg" alt="22661-Tech-1x1" loading="lazy"/> </picture> </div> </div> </a> </li> <li class="featured-topics-card"> <a class="featured-topics-card__gutter" href="/en/insights/weather"> <div class="featured-topics-card__side featured-topics-card__side--back"> <h4 class="featured-topics-card__title"> Weather </h4> <p class="featured-topics-card__desc"> Climate Analytics Unlock Capital to Protect People and Property </p> <button class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Read More</span> <svg class="aon-icon aon-icon__arrow-right" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> <div class="featured-topics-card__side featured-topics-card__side--front"> <h4 class="featured-topics-card__title"> Weather </h4> <div class="featured-topics-card__img"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_533,w_533/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-1x1.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_373,w_373/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-1x1.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_96,w_96/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-1x1.jpg"/><img class="aon-img aon-aspect-ratio--1-1" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_64,w_64/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-weather-1x1.jpg" alt="22661-Weather-1x1" loading="lazy"/> </picture> </div> </div> </a> </li> <li class="featured-topics-card"> <a class="featured-topics-card__gutter" href="/en/insights/workforce"> <div class="featured-topics-card__side featured-topics-card__side--back"> <h4 class="featured-topics-card__title"> Workforce </h4> <p class="featured-topics-card__desc"> A Workforce in Transition Prepares to Meet a Host of Challenges </p> <button class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Read More</span> <svg class="aon-icon aon-icon__arrow-right" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> <div class="featured-topics-card__side featured-topics-card__side--front"> <h4 class="featured-topics-card__title"> Workforce </h4> <div class="featured-topics-card__img"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_533,w_533/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_378,w_378/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-1x1.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_373,w_373/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-1x1.jpg, https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_258,w_258/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-1x1.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_96,w_96/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-1x1.jpg"/><img class="aon-img aon-aspect-ratio--1-1" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_64,w_64/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-1x1.jpg" alt="22661-Workforce-1x1" loading="lazy"/> </picture> </div> </div> </a> </li> </ul> <div class="featured-topics__button-wrapper"> <button class="aon-button aon-button__secondary aon-button__secondary--red featured-topics__button-more"> <span class="aon-button__wrapper-content"> <span class="aon-button__text"> Show More<span class="featured-topics__number-item"></span> </span> <svg class="aon-icon aon-icon__add" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#add"></use> </svg> </span> </button> <button class="aon-button aon-button__secondary aon-button__secondary--red featured-topics__button-less"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Show Less</span> <svg class="aon-icon aon-icon__minus" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#minus"></use> </svg> </span> </button> </div> </section> <!-- --> <section class="container super-component super-component--4-cards latest-insight-grid aon-insight--hidden"> <section class="super-component__header"> <h3 class="super-component__header--title"> New Releases </h3> <a href="?view-all-insights&uniform_renderlayout=true&uniform_site=aon&sc_lang=en&uniform_token=a140238dc8964f698d35fcb4d543becd01f015676c8942b99d3b429ac6c82dcf&timestamp=2025-01-31T22%3a01%3a50.9760820Z&uniform_sync=True&uniform_itemid=%7b7E31D4C8-AB46-4212-98D9-FDFA10F31810%7d&uniform_esi=true" class="aon-button aon-button__secondary aon-button__link aon-button__secondary--red super-component__header--button"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">View All</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> <ul class="super-component__contents list-content-cards"> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/the-ai-data-center-boom-strategies-for-sustainable-growth-and-risk-management" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-01-1347285100.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-01-1347285100.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-01-1347285100.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/energy-utility-hero-01-1347285100.jpg" alt="Rapid growth in data center construction, spurred by AI advancements and cloud demand, creates interconnected risks for developers. " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 22 mins </span> </p> <a href="/en/insights/articles/the-ai-data-center-boom-strategies-for-sustainable-growth-and-risk-management" class="content-card__title"> <h6> The AI Data Center Boom: Strategies for Sustainable Growth and Risk Management </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/employer-strategies-for-cancer-prevention-and-treatment" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-1454458749_rt.jpg" alt="Employer Strategies for Cancer Prevention and Treatment" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 9 mins </span> </p> <a href="/en/insights/articles/employer-strategies-for-cancer-prevention-and-treatment" class="content-card__title"> <h6> Employer Strategies for Cancer Prevention and Treatment </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/mitigating-volatility-and-maximizing-profits-a-guide-to-risk-capital-in-the-fab-industry" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/food-agriculture-beverage-1365431883_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/food-agriculture-beverage-1365431883_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/food-agriculture-beverage-1365431883_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/food-agriculture-beverage-1365431883_rt.jpg" alt="Mitigating Volatility and Maximizing Profits: A Guide to Risk Capital in the Food, Agribusiness and Beverage Industry" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 8 mins </span> </p> <a href="/en/insights/articles/mitigating-volatility-and-maximizing-profits-a-guide-to-risk-capital-in-the-fab-industry" class="content-card__title"> <h6> Mitigating Volatility and Maximizing Profits: A Guide to Risk Capital in the Food, Agribusiness and Beverage Industry </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/5-top-trends-risk-capital-2025" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-asia-1469723102_e.jpg" alt="5 Top Trends for Risk Capital in 2025" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 15 mins </span> </p> <a href="/en/insights/articles/5-top-trends-risk-capital-2025" class="content-card__title"> <h6> 5 Top Trends for Risk Capital in 2025 </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/3-strategies-to-help-avoid-workers-compensation-claims-litigation" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/insurance-brokering-hero-723503875_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/insurance-brokering-hero-723503875_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/insurance-brokering-hero-723503875_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/insurance-brokering-hero-723503875_e.jpg" alt="3 Strategies to Help Avoid Workers Compensation Claims Litigation" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 9 mins </span> </p> <a href="/en/insights/articles/3-strategies-to-help-avoid-workers-compensation-claims-litigation" class="content-card__title"> <h6> 3 Strategies to Help Avoid Workers Compensation Claims Litigation </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/five-human-resources-trends-to-watch-in-2025" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/team_1181792620_2_e.jpg" alt="5 Human Resources Trends to Watch in 2025" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 35 mins </span> </p> <a href="/en/insights/articles/five-human-resources-trends-to-watch-in-2025" class="content-card__title"> <h6> 5 Human Resources Trends to Watch in 2025 </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/the-long-term-care-conundrum-in-the-united-states" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-1281173442.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-1281173442.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-1281173442.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-1281173442.jpg" alt="The Long-Term Care Conundrum in the United States" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 6 mins </span> </p> <a href="/en/insights/articles/the-long-term-care-conundrum-in-the-united-states" class="content-card__title"> <h6> The Long-Term Care Conundrum in the United States </h6> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/articles/improving-benefit-communication-for-a-multi-generational-us-workforce" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-executives-591478639-cor.jpg" alt="Improving Benefit Communication for a Multi-Generational U.S. Workforce" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text"> 6 mins </span> </p> <a href="/en/insights/articles/improving-benefit-communication-for-a-multi-generational-us-workforce" class="content-card__title"> <h6> Improving Benefit Communication for a Multi-Generational U.S. Workforce </h6> </a> </article> </li> </ul> <section class="super-component__footer"> <a href="?view-all-insights&uniform_renderlayout=true&uniform_site=aon&sc_lang=en&uniform_token=a140238dc8964f698d35fcb4d543becd01f015676c8942b99d3b429ac6c82dcf&timestamp=2025-01-31T22%3a01%3a50.9760820Z&uniform_sync=True&uniform_itemid=%7b7E31D4C8-AB46-4212-98D9-FDFA10F31810%7d&uniform_esi=true" class="aon-button aon-button__secondary aon-button__secondary--red super-component__header--button"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">View All</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> </section> <!-- --> <section data-component="AutomateCarousel"> <section id="insight-card-default" class="insight-automate-hidden container super-component super-component--2-cards super-component--theme-navy aon-insight--hidden"> <section class="super-component__header"> <h3 class="super-component__header--title"> More Research </h3> </section> <ul class="super-component__contents list-content-cards"> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/reports/climate-and-catastrophe-report" class="content-card__topper content-card__topper--media"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_502,w_892/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_327,w_581/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_367,w_652/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_237,w_421/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-storm-1954209235_e.jpg" alt="Climate and Catastrophe Insight" loading="lazy"/> </picture></a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">Available Now</span> </p> <a href="/en/insights/reports/climate-and-catastrophe-report" class="content-card__title"> <h6> 2025 Climate and Catastrophe Insight </h6> </a> <p class="content-card__description"> As climate change affects the frequency and intensity of natural catastrophe events across the globe, the impact on people and property is tangible and measurable. How can organizations identify trends and respond to the risk? </p> <a href="/en/insights/reports/climate-and-catastrophe-report" class="content-card__link aon-button aon-button__tertiary aon-button__tertiary--navy aon-button__link" datafileextension="" datafilename=""> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Report</span> <svg class="aon-icon aon-arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use></svg> </span> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/client-trends" class="content-card__topper content-card__topper--media"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_502,w_892/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_327,w_581/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_367,w_652/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_237,w_421/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/client-trends-hero-banner.png" alt="Client Trends Report" loading="lazy"/> </picture></a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">Available Now</span> </p> <a href="/en/insights/client-trends" class="content-card__title"> <h6> Client Trends Report </h6> </a> <p class="content-card__description"> The Client Trends Report: Trade, Technology, Weather & Workforce is a comprehensive paper addressing four megatrends impacting global business. </p> <a href="/en/insights/client-trends" class="content-card__link aon-button aon-button__tertiary aon-button__tertiary--navy aon-button__link" datafileextension="" datafilename=""> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Read the Report</span> <svg class="aon-icon aon-arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use></svg> </span> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey" class="content-card__topper content-card__topper--media"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_502,w_892/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_327,w_581/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_367,w_652/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_237,w_421/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg" alt="Global Risk Management Survey" loading="lazy"/> </picture></a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">Available Now</span> </p> <a href="/en/insights/reports/global-risk-management-survey" class="content-card__title"> <h6> Global Risk Management Survey </h6> </a> <p class="content-card__description"> Trade, technology, weather and workforce stability are the central forces driving today's risk landscape. While each of these forces individually impact risk exposures, their growing interconnectedness adds to the complexity and challenges business leaders face. </p> <a href="/en/insights/reports/global-risk-management-survey" class="content-card__link aon-button aon-button__tertiary aon-button__tertiary--navy aon-button__link" datafileextension="" datafilename=""> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Read the Report</span> <svg class="aon-icon aon-arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use></svg> </span> </a> </article> </li> <li class="super-component__item"> <article class="content-card"> <a href="/en/insights/reports/the-global-medical-trend-rates-report" class="content-card__topper content-card__topper--media"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_502,w_892/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_327,w_581/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_367,w_652/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_237,w_421/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg, https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg" alt="Global Medical Trend Rates Report" loading="lazy"/> </picture></a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">Available Now</span> </p> <a href="/en/insights/reports/the-global-medical-trend-rates-report" class="content-card__title"> <h6> The Global Medical Trend Rates Report 2025 </h6> </a> <p class="content-card__description"> The 2025 Global Medical Trend Rates Report is based on the insights across over 110 Aon offices that broker, administer or otherwise advise on employer-sponsored medical plans throughout the world. </p> <a href="/en/insights/reports/the-global-medical-trend-rates-report" class="content-card__link aon-button aon-button__tertiary aon-button__tertiary--navy aon-button__link" datafileextension="" datafilename=""> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Report</span> <svg class="aon-icon aon-arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use></svg> </span> </a> </article> </li> </ul> <section class="super-component__footer"> </section> </section> </section> <!-- --> <div class="aon-carousel aon-carousel-podcast homepage-animation-element aon-carousel--theme-light-gray container grid aon-carousel--3-up" data-component="Carousel"> <section class="aon-carousel__header"> <h3>On Aon Podcast</h3> <p> Listen to the award-winning On Aon podcast for candid conversations on Aon colleagues tackle some of today's most pressing issues. </p> <a href="/en/about" class="aon-button aon-button__secondary aon-button__secondary--red aon-button__link" datafileextension="" datafilename=""> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">About Aon </span> <svg class="aon-icon aon-arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use></svg> </span> </a> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/special-edition-building-a-total-rewards-plan-for-every-employee" class="content-card__topper content-card__topper--podcast" target="_blank"> <h6 class="podcast-title" aria-hidden="true">Episode</h6> <p class="podcast-episode" aria-hidden="true">S5</p> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text"> 12 mins </span> </p> <a href="/en/insights/podcasts/special-edition-building-a-total-rewards-plan-for-every-employee" class="content-card__title" target="_blank"> Special Edition: Building a Total Rewards Plan for Every Employee </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-82-the-future-of-healthcare-key-factors-impacting-medical-trend-rates" class="content-card__topper content-card__topper--podcast" target="_blank"> <h6 class="podcast-title" aria-hidden="true">Episode</h6> <p class="podcast-episode" aria-hidden="true">82</p> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text"> 13 mins </span> </p> <a href="/en/insights/podcasts/on-aon-episode-82-the-future-of-healthcare-key-factors-impacting-medical-trend-rates" class="content-card__title" target="_blank"> On Aon Podcast: The Future of Healthcare: Key Factors Impacting Medical Trend Rates </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/special-edition-global-trade-and-its-impact-on-supply-chain" class="content-card__topper content-card__topper--podcast" target="_blank"> <h6 class="podcast-title" aria-hidden="true">Episode</h6> <p class="podcast-episode" aria-hidden="true">S6</p> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text"> 9 mins </span> </p> <a href="/en/insights/podcasts/special-edition-global-trade-and-its-impact-on-supply-chain" class="content-card__title" target="_blank"> Special Edition: Global Trade and its Impact on Supply Chain </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace" class="content-card__topper content-card__topper--podcast" target="_blank"> <h6 class="podcast-title" aria-hidden="true">Episode</h6> <p class="podcast-episode" aria-hidden="true">B12</p> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text"> 23 mins </span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace" class="content-card__title" target="_blank"> Better Being Series: Understanding Burnout in the Workplace </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-79-client-spotlight-building-a-cyber-resilient-supply-chain" class="content-card__topper content-card__topper--podcast" target="_blank"> <h6 class="podcast-title" aria-hidden="true">Episode</h6> <p class="podcast-episode" aria-hidden="true">79</p> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text"> 14 mins </span> </p> <a href="/en/insights/podcasts/on-aon-episode-79-client-spotlight-building-a-cyber-resilient-supply-chain" class="content-card__title" target="_blank"> On Aon Podcast: Client Spotlight: Building a Cyber-Resilient Supply Chain </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-80-how-has-crowdstrike-changed-the-cyber-market" class="content-card__topper content-card__topper--podcast" target="_blank"> <h6 class="podcast-title" aria-hidden="true">Episode</h6> <p class="podcast-episode" aria-hidden="true">80</p> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text"> 9 mins </span> </p> <a href="/en/insights/podcasts/on-aon-episode-80-how-has-crowdstrike-changed-the-cyber-market" class="content-card__title" target="_blank"> On Aon Podcast: How has CrowdStrike Changed the Cyber Market? </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content"></div> </div> </div> </section> </div> <!-- --> <div id="collection-carousel-automate-container"></div> <div class="homepage-animation-element container aon-subcribeCTA-banner " data-component="SubscribeBanner"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_1900/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_1200/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_650/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png"/><img class="" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,w_375/https://assets.aon.com//-/media/default_images/cta-banner/subscribe-cta-banner.png" alt="Subscribe CTA Banner" loading="lazy"/> </picture> <div class="aon-subcribeCTA-banner__panel subcribeCTA-banner--theme-blur-navy"> <input type="hidden" name="openModal" value="true"/> <div class="grid subscribe-grid"> <div class="aon-subcribeCTA-banner__content-left"> <p class="aon-eyebrow">Ready to Explore Further?</p> <h4 class="aon-subcribeCTA-banner__title">Subscribe to Aon</h4> </div> <div class="aon-subcribeCTA-banner__form aon-subcribeCTA-banner__content-right"> <p> Sign up to receive updates on the latest events, insights, news and more from our team. </p> <button type="submit" aria-label="Subscribe" data-toggle="modal" data-modal-target="subscribeModal" class="lead-banner-cta subscribe-btn aon-button aon-button__primary aon-button__primary--red"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Subscribe</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </div> </div> </div> <!-- --> </main> <!-- --> <!-- --> <section id="subscribeModal" class="modal" data-component="Modal" data-clear-params="openModal" tabindex="-1"> <div class="modal-dialog modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="subscribe-modal-title" aria-describedby="subscribe-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-subscribe-modal"> <aside class="aon-subscribe-modal__sidebar"> <h2 tabindex="-1" class="modal-title aon-subscribe-modal__content-header"> Subscribe to Aon </h2> <p class="aon-subscribe-modal__content-subhead"> Sign up to receive updates on the latest events, insights, news and more from our team. </p> </aside> <section class="aon-subscribe-modal__content"> <form class="aon-subscribe-modal__form" data-component="GpcForm" data-validate-type="onChange" novalidate="" action="https://mypreferences.aon.com/api/posttogpc/formpost/" data-form-type="Subscribe" method="POST" autoComplete="off" data-gpc-url="https://mypreferences.aon.com/api/posttogpc/formpost/"> <input type="hidden" name="openModal" value="subscribeModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <div class="aon-subscribe-modal__form-section"> <h6 class="aon-subscribe-modal__form-section-title"> About You </h6> <div class="aon-subscribe-modal__form-section-group aon-subscribe-modal__form-section-input-group"> <div class="aon-field" data-component="TextInput" data-input-name="firstname"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstname" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstname"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastname"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastname" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastname"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="email"> <input aria-errormessage="error-email-text" aria-invalid="false" name="Email" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="email"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="location"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="country" id="location" aria-errormessage="error-location-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="location"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> </div> </div> <div class="aon-subscribe-modal__form-section"> <div class="aon-subscribe-modal__form-section-title aon-subscribe-modal__form-section-title--remove-margin-bottom" aria-hidden="true"></div> <div class="aon-subscribe-modal__form-section-group aon-subscribe-modal__form-section-description-group"> <div class="aon-subscribe-modal__form-description"> <p> <strong>What Comes Next?</strong> </p> <p> After submitting your information, you will receive an email to verify your email address. Please click on the link included in this note to complete the subscription process, which also includes providing consent in applicable locations and an opportunity to manage your email preferences. All subscription information you provide will be managed in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>.</p> </div> <button disabled="" type="submit" class="aon-button aon-button__primary aon-button__primary--red aon-subscribe-modal__submit-button"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Submit</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </div> </form> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4>Subscribe</h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <!-- --> <section id="subscribeModalSuccess" class="modal modal--success" data-component="Modal" data-clear-params="openModal, utm_source, utm_medium, utm_campaign, utm_id, utm_term, utm_content, elqCampaignId" tabindex="-1"> <div class="modal-dialog modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="subscribe-modal-title" aria-describedby="subscribe-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-subscribe-modal aon-subscribe-modal--success"> <aside class="aon-subscribe-modal__sidebar"> <h2 class="aon-subscribe-modal__content-header" tabindex="-1"> Thank You </h2> <p class="aon-subscribe-modal__content-subhead"> Information on the latest events, insights, news and more from our team is heading your way soon. </p> </aside> <section class="aon-subscribe-modal__content"> <section class="aon-modal__success-content"> <h3 class="modal-title aon-modal__success-header"> What Comes Next? </h3> <p class="aon-modal__success-short-description"> You will soon receive an email to verify your email address. Please click on the link included in this note to complete the subscription process, which also includes providing consent in applicable locations and an opportunity to manage your email preferences. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg" alt="Litigation and Contingent Risks: Unlocking the Value in Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 Min Read</span> </p> <a href="" class="content-card__title"> <h6> Litigation and Contingent Risks: Unlocking the Value in M&A </h6> </a> </article> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 Min Read</span> </p> <a href="" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4>Thank You</h4> <div class="modal-close"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <!-- --> <section id="leadModal" class="modal" data-component="Modal" data-clear-params="openModal" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-lead-modal container"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar"> <section class="aon-lead-modal__sidebar--header"> <h2 tabindex="-1" class="modal-title"> Let’s Connect </h2> <p> Tell us more about you and how we can help your business make better decisions. </p> </section> <section class="aon-lead-modal__sidebar--addresses"> <section class="aon-lead-modal__sidebar--cta"> <a href="/en/support" class="aon-button aon-button__tertiary aon-button__tertiary--navy"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Support (e.g., benefit sites, certificates, claims, etc.)</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <form class="aon-lead-modal__form elq-form" data-component="EloquaForm" data-validate-type="onChange" novalidate="" method="post" name="gbl_contact_us_v20" action="https://s362693299.t.eloqua.com/e/f2" data-token-url="https://s362693299.t.eloqua.com/e/formsubmittoken" data-form-type="Contact Us" autoComplete="off" data-datapass-capability="" data-datapass-solution_line="" data-datapass-lead_details="Aon.com" data-datapass-product_service=""> <input type="hidden" name="openModal" value="leadModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <input type="hidden" name="contact_me" value="ON"/> <div class="lead-modal-tag"> <h6>I’m interested in</h6> <h3 id="leadModalTitle">Talking to Aon</h3> </div> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title">About You</h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-firstname-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="jobtitle" aria-errormessage="error-jobtitle-text" aria-invalid="false" name="title" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-jobtitle-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input aria-errormessage="error-email-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" aria-errormessage="error-location-text" aria-invalid="false" id="country" required="" name="country"> <option class="aon-field__option" value="" selected=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div data-component="PhoneInput" data-input-name="busPhone"> <div class="aon-field__group"> <div class="aon-field aon-field__country"> <div class="aon-field__appearance-icon" aria-hidden="true"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <label class="aon-field__label" for="countryCode">Country Code</label> <select class="aon-field__input aon-field__select hidden-appearance" name="countryCode" id="countryCode" required="" data-country-code="true"> <option value="" selected=""> </option><option class="aon-field__option" data-sync="AR" value="+54"> +54 </option><option class="aon-field__option" data-sync="AW" value="+297"> +297 </option><option class="aon-field__option" data-sync="AU" value="+61"> +61 </option><option class="aon-field__option" data-sync="AT" value="+43"> +43 </option><option class="aon-field__option" data-sync="BS" value="+1-242"> +1-242 </option><option class="aon-field__option" data-sync="BH" value="+973"> +973 </option><option class="aon-field__option" data-sync="BB" value="+1-246"> +1-246 </option><option class="aon-field__option" data-sync="BE" value="+32"> +32 </option><option class="aon-field__option" data-sync="BM" value="+1-441"> +1-441 </option><option class="aon-field__option" data-sync="BO" value="+591"> +591 </option><option class="aon-field__option" data-sync="BW" value="+267"> +267 </option><option class="aon-field__option" data-sync="BR" value="+55"> +55 </option><option class="aon-field__option" data-sync="VG" value="+1-284"> +1-284 </option><option class="aon-field__option" data-sync="BG" value="+359"> +359 </option><option class="aon-field__option" data-sync="CA" value="+1"> +1 </option><option class="aon-field__option" data-sync="KY" value="+1-345"> +1-345 </option><option class="aon-field__option" data-sync="CL" value="+56"> +56 </option><option class="aon-field__option" data-sync="CN" value="+86"> +86 </option><option class="aon-field__option" data-sync="CO" value="+57"> +57 </option><option class="aon-field__option" data-sync="CR" value="+506"> +506 </option><option class="aon-field__option" data-sync="HR" value="+385"> +385 </option><option class="aon-field__option" data-sync="CY" value="+357"> +357 </option><option class="aon-field__option" data-sync="CZ" value="+420"> +420 </option><option class="aon-field__option" data-sync="DK" value="+45"> +45 </option><option class="aon-field__option" data-sync="DO" value="+1"> +1 </option><option class="aon-field__option" data-sync="EC" value="+593"> +593 </option><option class="aon-field__option" data-sync="EG" value="+20"> +20 </option><option class="aon-field__option" data-sync="SV" value="+503"> +503 </option><option class="aon-field__option" data-sync="EE" value="+372"> +372 </option><option class="aon-field__option" data-sync="FJ" value="+679"> +679 </option><option class="aon-field__option" data-sync="FI" value="+358"> +358 </option><option class="aon-field__option" data-sync="FR" value="+33"> +33 </option><option class="aon-field__option" data-sync="DE" value="+49"> +49 </option><option class="aon-field__option" data-sync="GH" value="+233"> +233 </option><option class="aon-field__option" data-sync="GI" value="+350"> +350 </option><option class="aon-field__option" data-sync="GR" value="+30"> +30 </option><option class="aon-field__option" data-sync="GT" value="+502"> +502 </option><option class="aon-field__option" data-sync="GG" value="+44"> +44 </option><option class="aon-field__option" data-sync="GY" value="+592"> +592 </option><option class="aon-field__option" data-sync="HT" value="+509"> +509 </option><option class="aon-field__option" data-sync="HN" value="+504"> +504 </option><option class="aon-field__option" data-sync="HK" value="+852"> +852 </option><option class="aon-field__option" data-sync="HU" value="+36"> +36 </option><option class="aon-field__option" data-sync="IN" value="+91"> +91 </option><option class="aon-field__option" data-sync="ID" value="+62"> +62 </option><option class="aon-field__option" data-sync="IE" value="+353"> +353 </option><option class="aon-field__option" data-sync="IM" value="+44"> +44 </option><option class="aon-field__option" data-sync="IL" value="+972"> +972 </option><option class="aon-field__option" data-sync="IT" value="+39"> +39 </option><option class="aon-field__option" data-sync="JM" value="+1"> +1 </option><option class="aon-field__option" data-sync="JP" value="+81"> +81 </option><option class="aon-field__option" data-sync="JO" value="+962"> +962 </option><option class="aon-field__option" data-sync="KZ" value="+7"> +7 </option><option class="aon-field__option" data-sync="KP" value="+82"> +82 </option><option class="aon-field__option" data-sync="KW" value="+965"> +965 </option><option class="aon-field__option" data-sync="LV" value="+371"> +371 </option><option class="aon-field__option" data-sync="LB" value="+961"> +961 </option><option class="aon-field__option" data-sync="LT" value="+370"> +370 </option><option class="aon-field__option" data-sync="LU" value="+352"> +352 </option><option class="aon-field__option" data-sync="MW" value="+265"> +265 </option><option class="aon-field__option" data-sync="MY" value="+60"> +60 </option><option class="aon-field__option" data-sync="MT" value="+356"> +356 </option><option class="aon-field__option" data-sync="MU" value="+230"> +230 </option><option class="aon-field__option" data-sync="MX" value="+52"> +52 </option><option class="aon-field__option" data-sync="MA" value="+212"> +212 </option><option class="aon-field__option" data-sync="NA" value="+264"> +264 </option><option class="aon-field__option" data-sync="NL" value="+31"> +31 </option><option class="aon-field__option" data-sync="NZ" value="+64"> +64 </option><option class="aon-field__option" data-sync="NI" value="+505"> +505 </option><option class="aon-field__option" data-sync="NO" value="+47"> +47 </option><option class="aon-field__option" data-sync="OM" value="+968"> +968 </option><option class="aon-field__option" data-sync="PA" value="+507"> +507 </option><option class="aon-field__option" data-sync="PG" value="+675"> +675 </option><option class="aon-field__option" data-sync="PE" value="+51"> +51 </option><option class="aon-field__option" data-sync="PH" value="+63"> +63 </option><option class="aon-field__option" data-sync="PL" value="+48"> +48 </option><option class="aon-field__option" data-sync="PT" value="+351"> +351 </option><option class="aon-field__option" data-sync="PR" value="+1"> +1 </option><option class="aon-field__option" data-sync="QA" value="+974"> +974 </option><option class="aon-field__option" data-sync="RO" value="+40"> +40 </option><option class="aon-field__option" data-sync="SA" value="+966"> +966 </option><option class="aon-field__option" data-sync="RS" value="+381"> +381 </option><option class="aon-field__option" data-sync="SG" value="+65"> +65 </option><option class="aon-field__option" data-sync="SK" value="+421"> +421 </option><option class="aon-field__option" data-sync="SI" value="+386"> +386 </option><option class="aon-field__option" data-sync="ZA" value="+27"> +27 </option><option class="aon-field__option" data-sync="ES" value="+34"> +34 </option><option class="aon-field__option" data-sync="SE" value="+46"> +46 </option><option class="aon-field__option" data-sync="CH" value="+41"> +41 </option><option class="aon-field__option" data-sync="TW" value="+886"> +886 </option><option class="aon-field__option" data-sync="TH" value="+66"> +66 </option><option class="aon-field__option" data-sync="TT" value="+1-868"> +1-868 </option><option class="aon-field__option" data-sync="TR" value="+90"> +90 </option><option class="aon-field__option" data-sync="TC" value="+1-649"> +1-649 </option><option class="aon-field__option" data-sync="UG" value="+256"> +256 </option><option class="aon-field__option" data-sync="UA" value="+380"> +380 </option><option class="aon-field__option" data-sync="AE" value="+971"> +971 </option><option class="aon-field__option" data-sync="GB" value="+44"> +44 </option><option class="aon-field__option" data-sync="US" value="+1"> +1 </option><option class="aon-field__option" data-sync="UY" value="+598"> +598 </option><option class="aon-field__option" data-sync="VU" value="+678"> +678 </option><option class="aon-field__option" data-sync="VE" value="+58"> +58 </option><option class="aon-field__option" data-sync="VN" value="+84"> +84 </option><option class="aon-field__option" data-sync="YE" value="+967"> +967 </option></select> </div> <div class="aon-field aon-field__phone"> <label class="aon-field__label">Phone Number</label> <input aria-errormessage="error-phone-text" type="tel" aria-invalid="false" name="busPhone" required="" class="aon-field__phone aon-field__input aon-field__phone-input" value=""/> </div> </div> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span id="error-phone-text" class="aon-field__error-text"> </span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> About Your Business </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="industry"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="industry" id="industry" aria-errormessage="error-industry-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Construction and Infrastructure"> Construction and Infrastructure </option><option class="aon-field__option" value="Construction and Real Estate"> Construction and Real Estate </option><option class="aon-field__option" value="Financial Institutions"> Financial Institutions </option><option class="aon-field__option" value="Financial Sponsors"> Financial Sponsors </option><option class="aon-field__option" value="Food Agribusiness and Beverage"> Food Agribusiness and Beverage </option><option class="aon-field__option" value="Healthcare Providers and Services"> Healthcare Providers and Services </option><option class="aon-field__option" value="Hospitality Travel and Leisure"> Hospitality Travel and Leisure </option><option class="aon-field__option" value="Industrials and Manufacturing"> Industrials and Manufacturing </option><option class="aon-field__option" value="Insurance"> Insurance </option><option class="aon-field__option" value="Life Sciences"> Life Sciences </option><option class="aon-field__option" value="Natural Resources"> Natural Resources </option><option class="aon-field__option" value="Professional and Business Services"> Professional and Business Services </option><option class="aon-field__option" value="Public Sector"> Public Sector </option><option class="aon-field__option" value="Retail and Consumer Goods"> Retail and Consumer Goods </option><option class="aon-field__option" value="Sports and Entertainment"> Sports and Entertainment </option><option class="aon-field__option" value="Technology Media and Communications"> Technology Media and Communications </option><option class="aon-field__option" value="Transportation and Logistics"> Transportation and Logistics </option></select> <label class="aon-field__label" for="industry"> Industry </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="revenue"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="revenue" id="revenue" aria-errormessage="error-revenue-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Pre-Revenue"> Pre-Revenue </option><option class="aon-field__option" value="Less than 1.0 Million"> Less than 1.0 Million </option><option class="aon-field__option" value="1.0 Million to 4.9 Million"> 1.0 Million to 4.9 Million </option><option class="aon-field__option" value="5.0 Million to 24.9 Million"> 5.0 Million to 24.9 Million </option><option class="aon-field__option" value="25.0 Million to 49.9 Million"> 25.0 Million to 49.9 Million </option><option class="aon-field__option" value="50.0 Million to 99.9 Million"> 50.0 Million to 99.9 Million </option><option class="aon-field__option" value="100 Million to 749.9 Million"> 100 Million to 749.9 Million </option><option class="aon-field__option" value="750 Million to 9.9 Billion"> 750 Million to 9.9 Billion </option><option class="aon-field__option" value="More than 10.0 Billion"> More than 10.0 Billion </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Annual Revenue </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="headcount"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="headcount" id="headcount" aria-errormessage="error-companysize-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Less than 100 employees"> Less than 100 employees </option><option class="aon-field__option" value="100 to 499 employees"> 100 to 499 employees </option><option class="aon-field__option" value="500 to 999 employees"> 500 to 999 employees </option><option class="aon-field__option" value="1,000 to 4,999 employees"> 1,000 to 4,999 employees </option><option class="aon-field__option" value="5,000 to 14,999 employees"> 5,000 to 14,999 employees </option><option class="aon-field__option" value="More than 15,000 employees"> More than 15,000 employees </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Employee Headcount </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> How Can We Help? </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-textarea"> <textarea class="aon-textarea__input" name="comments" rows="5" placeholder="Add a message"></textarea> </div> </div> <div class="aon-lead-modal__form-legal-container"> <div class="aon-lead-modal__form-legal"> <p style="margin-top:0in;margin-bottom:0in;line-height:normal"><span>Aon will use the information you provide on this form to respond to your specific request. Submitting this form will not subscribe you to receiving marketing communications from Aon, and all information provided will be managed in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>.</span></p> </div> <button type="submit" id="fe7177" disabled="" class="aon-button aon-button__primary aon-button__primary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Submit</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </fieldset> </form> </section> <div class="modal-close aon-lead-modal__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4> Let’s Connect </h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <input type="hidden" name="countryCode" value=""/> <input type="hidden" name="busPhone" value=""/> <input type="hidden" name="eyebrow" id="eyebrow" value="I’m interested in"/> <input type="hidden" name="leadModalTitleCTABanner" id="leadModalTitleCTABanner" value="Talking to Aon"/> <input type="hidden" name="leadModalTitleFromContactUs" id="leadModalTitleFromContactUs" value="Talking to Aon"/> <!-- --> <section id="leadModalSuccess" class="modal modal--success" data-component="Modal" data-clear-params="openModal, utm_source, utm_medium, utm_campaign, utm_id, utm_term, utm_content, elqCampaignId" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen modal-content--success"> <div class="aon-lead-modal aon-lead-modal--success container"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar"> <section class="aon-lead-modal__sidebar--header"> <h2 tabindex="-1" class="modal-title"> Thank You </h2> <p> Your request was submitted successfully and is on its way to our team. </p> </section> <section class="aon-lead-modal__sidebar--addresses"> <section class="aon-lead-modal__sidebar--cta"> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <section class="aon-modal__success-content"> <div class="aon-modal__success-icon"> <svg class="aon-icon aon-icon__check-circle" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#check-circle"></use> </svg> </div> <h3 class="modal-title aon-modal__success-header"> We’ll be in touch soon. </h3> <p class="aon-modal__success-short-description"> Your request is being reviewed so we can align you to the best resources on our team. In the meantime, we invite you to explore some of our latest insights below. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg" alt="Litigation and Contingent Risks: Unlocking the Value in Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 Min Read</span> </p> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__title"> <h6> Litigation and Contingent Risks: Unlocking the Value in M&A </h6> </a> </article> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-629358988_rt.jpg" alt="How Data and Analytics Can Optimize HR Programs Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 Min Read</span> </p> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-lead-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4> Thank You </h4> <div class="modal-close"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <!-- --> <section id="gateModal" class="modal aon-gate-content__modal" data-component="Modal" data-clear-params="openModal,downloadLink,filename,successCollectionOffset" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-gate-content__container"> <div class="aon-gate-content__content"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar aon-gate-content__sidebar"> <section class="aon-lead-modal__sidebar--header aon-gate-content__sidebar--header"> <p class="aon-gate-content__download-text">Download File</p> <h2 id="gateModalTitle" tabindex="-1" class="modal-title aon-gate-content__title">Cybersecurity Report</h2> <p id="gateModalDesc" class="aon-gate-content__sidebar--description modal-description">This 250 page pdf ipsum dolor sit amet, consectetur adipiscing elit. Sed nec felis nisl. Nullam faucibus neque quis placerat porttitor. Maecenas id bibendum sapien, et malesuada.</p> </section> </aside> <section class="aon-lead-modal__content aon-gate-content__form-container"> <form class="aon-lead-modal__form aon-gate-content__form elq-form" data-component="GateContentForm" data-validate-type="onChange" novalidate="" method="post" autoComplete="off" data-form-type="Gated Content" action="https://s362693299.t.eloqua.com/e/f2" data-token-url="https://s362693299.t.eloqua.com/e/formsubmittoken" name="gbl_download_v20" data-datapass-capability="" data-datapass-solution_line="" data-datapass-lead_details="Aon.com" data-datapass-product_service="" data-gpc-url="https://mypreferences.aon.com/api/posttogpc/formpost/"> <input type="hidden" name="openModal" value="gateContentSuccessModal"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <fieldset class="aon-lead-modal__form-section"> <div class="aon-lead-modal__form-section--group aon-gate-content__input-field title-gap"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstName-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastName-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="title" aria-errormessage="error-title-text" aria-invalid="false" name="title" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-title-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input id="emailAddress" aria-errormessage="error-emailAddress-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-emailAddress-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="country" aria-errormessage="error-country-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-country-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-switch__description-group"> <label class="aon-switch"> <input type="checkbox" name="contact_me" value="ON"/> <span class="aon-slider aon-round"></span> </label> <p class="aon-switch__description"><strong>Contact me:</strong> I’d like to talk to a member of the Aon team about this topic.</p> </div> <div class="aon-switch__description-group"> <label class="aon-switch"> <input type="checkbox" name="subscribe" value="ON"/> <span class="aon-slider aon-round"></span> </label> <p class="aon-switch__description"><strong>Subscribe:</strong> Sign up to receive updates on the latest events, insights, news and more from our team.</p> </div> </div> </fieldset> <div class="aon-lead-modal__form-legal-container aon-gate-content__form-legal-container"> <div class="aon-lead-modal__form-legal aon-gate-content__form-legal"> <p> Aon and other Aon group companies will use your personal information to contact you from time to time about other products, services and events that we feel may be of interest to you. All personal information is collected and used in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon's global privacy statement</a>. </p> <p> Please <a href="https://mypreferences.aon.com/" target="new">click here</a> to manage your communication preferences. </p> <p> This site is protected by reCAPTCHA and the Google <a rel="noopener noreferrer" href="https://policies.google.com/privacy" target="_blank">Privacy Policy</a> and <a rel="noopener noreferrer" href="https://policies.google.com/terms" target="_blank">Terms of Service</a> apply. </p> </div> <button type="submit" disabled="" class="aon-button aon-button__primary aon-button__primary--red aon-button--download"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#download"></use> </svg> </span> </button> <button type="submit" disabled="" class="aon-button aon-button__primary aon-button__primary--red modal-cta"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> <input type="hidden" name="industry" value=""/> </form> </section> <div class="modal-close aon-lead-modal__X-button aon-gate-content__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky aon-gate-content__modal-nav-sticky"> <h4>Download Now</h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </div> </section> <!-- --> <section class="modal aon-gate-content__modal" data-component="Modal" data-clear-params="all" tabindex="-1" id="gateContentSuccessModal"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen modal-dialog--top" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen"> <div class="aon-gate-content__container"> <div class="aon-gate-content__content"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar aon-gate-content__success-sidebar"> <section class="aon-lead-modal__sidebar--header aon-gate-content__sidebar--header"> <p class="aon-gate-content__download-text">Download File</p> <h2 id="gate-success-modal-title" tabindex="-1" class="modal-title aon-gate-content__title"> Cybersecurity Report </h2> <p id="gate-success-modal-desc" class="modal-description aon-gate-content__sidebar--description"> This 250 page pdf ipsum dolor sit amet, consectetur adipiscing elit. Sed nec felis nisl. Nullam faucibus neque quis placerat porttitor. Maecenas id bibendum sapien, et malesuada nulla. </p> </section> </aside> <section class="aon-lead-modal__content aon-gate-content__form-container aon-gate-content__success-form-container"> <div class="aon-lead-modal__form aon-gate-content__form aon-gate-content__success-form"> <div class="aon-gate-content__success-icon"> <svg class="aon-icon aon-icon__check-circle" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#check-circle"></use> </svg> </div> <div class="aon-gate-content__success-content"> <h4 class="title">Your file is downloading.</h4> <p class="description">If you encounter an issue, use the link below to start a new download.</p> <button data-component="DownloadButton" data-download-source="url-parameters" class="aon-button aon-button__secondary aon-button__secondary--red aon-download-btn aon-button--download"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#download"></use> </svg> </span> </button> <a class="aon-button aon-button__secondary aon-button__secondary--red modal-cta" target="_blank" href="" id="gateContentSuccessModalCta"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Now</span> <svg class="aon-icon aon-icon__download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> <div class="modal-close aon-lead-modal__X-button aon-gate-content__X-button--large"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </section> <div class="modal-nav-sticky aon-gate-content__modal-nav-sticky aon-gate-content__success-modal-nav-sticky"> <h4>Download Now</h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </div> </section> <!-- --> <footer class="aon-footer aon-footer--theme-navy homepage-animation-element" data-component="Footer"> <div class="aon-footer-top"> <!-- --> <a class="aon-footer-top-link" href="/en/location-selector"> <div class="aon-footer-top-link__content"> <svg class="aon-icon aon-icon__globe" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#globe"></use> </svg> <p class="location__text">Global</p> <div class="location__language-line"></div> <p class="language__text">EN</p> </div> <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="aon-footer-top-logo__action"> <a href="/en/" tabindex="0" class="aon-logo"> <svg aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> <button class="aon-footer-back-to-top"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-up"></use> </svg> <span class="h7">Back To Top</span> </button> </div> </div> <div class="aon-footer-content"> <!-- --> <form class="aon-footer-subscribe" novalidate="" autoComplete="off" data-form-type="Subscribe Step 1"> <a href="/en/" tabindex="0" class="aon-logo"> <svg aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> <p class="aon-footer-subscribe__desc"> Subscribe to Aon Insights for weekly articles, reports, and updates from our team of thought leaders. </p> <div class="aon-footer-subscribe__email aon-footer-email"> <label class="aon-footer-email__label" for="footer-subscribe-email">Email Address:</label> <input type="email" name="email" id="footer-subscribe-email" class="aon-footer-email__input" value=""/> </div> <button data-modal-target="subscribeModal" type="submit" data-target="subscribeModal" class="aon-footer-subscribe__cta aon-button aon-button__secondary aon-button__secondary--navy"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Subscribe</span> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </form> <!-- --> <section class="aon-footer-links"> <header>About Aon</header> <ul> <li> <a href="/en/about" class="aon-footer-link">Our Story</a> </li> <li> <a href="https://jobs.aon.com/" class="aon-footer-link" rel="noopener noreferrer" target="_blank">Careers</a> </li> <li> <a href="https://ir.aon.com/" class="aon-footer-link" rel="noopener noreferrer" target="_blank">Investors</a> </li> <li> <a href="https://aon.mediaroom.com" class="aon-footer-link" rel="noopener noreferrer" target="_blank">News</a> </li> </ul> </section> <section class="aon-footer-links"> <header>Explore</header> <ul> <li> <a href="/en/capabilities" class="aon-footer-link">Capabilities</a> </li> <li> <a href="/en/industries" class="aon-footer-link">Industries</a> </li> <li> <a href="/en/insights" class="aon-footer-link">Insights</a> </li> </ul> </section> <section class="aon-footer-links"> <header>Learn</header> <ul> <li> <a href="/en/insights/trade" class="aon-footer-link">Trade</a> </li> <li> <a href="/en/insights/technology" class="aon-footer-link">Technology</a> </li> <li> <a href="/en/insights/weather" class="aon-footer-link">Weather</a> </li> <li> <a href="/en/insights/workforce" class="aon-footer-link">Workforce</a> </li> </ul> </section> </div> <div class="aon-footer-divider"></div> <div class="aon-footer-bottom"> <!-- --> <div class="aon-footer-cp"> <p class="aon-footer-cp__desc">©2025 Aon plc. All rights reserved.</p> <a href="/en/site-map" class="aon-footer-cp__link ">Site Map</a> <a href="/en/about/leadership-and-governance/privacy-policy" class="aon-footer-cp__link ">Privacy Statement</a> <a href="/en/about/leadership-and-governance/legal-notice" class="aon-footer-cp__link ">Legal Notice</a> <a href="https://mypreferences.aon.com/" class="aon-footer-cp__link ">Email Preferences</a> <a class="aon-footer-cp__link aon-footer-cp__reference optanon-toggle-display USFooterLink">Do Not Sell or Share My Personal Information (US)</a> </div> <!-- --> <div class="aon-social-links"> <a href="https://www.facebook.com/Aonplc/" class="aon-social-link" rel="noopener noreferrer" target="_blank" aria-label="Facebook"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#facebook-logo"></use> </svg> </a><a href="https://www.linkedin.com/company/aon" class="aon-social-link" rel="noopener noreferrer" target="_blank" aria-label="Linked In"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo"></use> </svg> </a><a href="https://twitter.com/aon_plc" class="aon-social-link" rel="noopener noreferrer" target="_blank" aria-label="Twitter"> <svg class="aon-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#twitter-logo"></use> </svg> </a> </div> </div> </footer> <!-- --> <script> window.AON_CONSTANTS = { CONFIGURATION: { BRIGHTCOVE: { ACCOUNT_ID: '1509269527', PLAYER_ID: 'zOZv7cqhu0', }, REPCAPTCHA_KEY: "6LdhNXskAAAAADnUM4ThII3SKPHY0chRICUns0b5", SEARCH_STAX: { connector: { suggester: 'https://searchcloud-2-us-east-1.searchstax.com/29847/aonprod-1061_suggester/emsuggest', suggesterToken: '9077d0764d6400fd4d7652ca25182e42a51ca3e0', searchAPIKey: "2ca11683f739353d207d0e718b9ae2bf5909893b", apikey: "OOqFhf2QYDgFUEkkrapDBVJOGDHGRxBuWd9GC8a6lJU", authentication: "9077d0764d6400fd4d7652ca25182e42a51ca3e0", url: "https://searchcloud-2-us-east-1.searchstax.com/29847/aonprod-1061/emselect", suggester_auth_token: "9077d0764d6400fd4d7652ca25182e42a51ca3e0", search_auth_type: "token", suggester: "https://searchcloud-2-us-east-1.searchstax.com/29847/aonprod-1061_suggester/emsuggest", suggesterToken: "9077d0764d6400fd4d7652ca25182e42a51ca3e0", relatedSearches: "https://app.searchstax.com/api/v1/1061/related-search/", fields: { title: "title_t", snippet: "shortdescription_t", ribbon: "content_type_tag_string_cf_s", thumbnail: "page_feature_image_cf_s", date: "minread_cf_s", url: "page_url_cf_s", }, languageScCode: "en", language: "en", hideUniqueKey: true, } }, }, FORM_VALIDATION_MESSAGES: { required: 'This Field Is Required', email: 'Invalid Email Address', tel: 'Phone Is Required' } }; </script> <script src="/lib/aon-lib.main.js?v=EZI6U7iOBbZFQ788xfSKIvbF4sjd6q8eunrGDW4Qaew1"></script> <script>if(window){if(!window.uniform)window.uniform={};window.uniform.tracking={"item":{"id":"7e31d4c8-ab46-4212-98d9-fdfa10f31810","name":"Insights"},"campaigns":{},"events":{},"goals":{},"settings":{"scoring":{"minimalProfileScoreCount":3},"session":{"timeout":20},"campaigns":{"parameters":["sc_camp"]},"goals":{"parameters":["sc_goals"]},"cookies":{"visit":["campaign","campaigns","goals","patterns","profiles"],"visitor":["visitCount"]}},"visit":{"isNew":false,"lastActivity":null}};window.uniform.tracking.personalization={};}function loadScript(e,t){var a=document.createElement("script");a.type="text/javascript",a.readyState?a.onreadystatechange=function(){"loaded"!==a.readyState&&"complete"!==a.readyState||(a.onreadystatechange=null,t())}:a.onload=function(){t()},a.src=e,document.getElementsByTagName("head")[0].appendChild(a)}loadScript("/scripts/uniform.optimize.min.js", function() {window.uniformdev.doTracking({"debug":false,"mode":"mvc","predefinedRuleMultiRuleAndOperator":false,"sessionTimeout":20,"source":"sitecore"})});</script> </div> </div></body></html><script>document.cookie = "UNIFORM_TRACKER_visit_state=1738367863000|1738367863000;path=/";document.cookie = "UNIFORM_TRACKER_visit_id=;path=/;expires=Thu, 01 Jan 1970 00:00:01 GMT";</script>