CINXE.COM

<!DOCTYPE html> <html class="client-nojs vector-feature-language-in-header-enabled vector-feature-language-in-main-page-header-disabled vector-feature-sticky-header-disabled vector-feature-page-tools-pinned-disabled vector-feature-toc-pinned-clientpref-1 vector-feature-main-menu-pinned-disabled vector-feature-limited-width-clientpref-1 vector-feature-limited-width-content-enabled vector-feature-custom-font-size-clientpref-1 vector-feature-appearance-pinned-clientpref-1 vector-feature-night-mode-enabled skin-theme-clientpref-day vector-toc-available" lang="en" dir="ltr"> <head> <meta charset="UTF-8"> <title>Kenya Mortgage Refinance Company - Wikipedia</title> <script>(function(){var className="client-js vector-feature-language-in-header-enabled vector-feature-language-in-main-page-header-disabled vector-feature-sticky-header-disabled vector-feature-page-tools-pinned-disabled vector-feature-toc-pinned-clientpref-1 vector-feature-main-menu-pinned-disabled vector-feature-limited-width-clientpref-1 vector-feature-limited-width-content-enabled vector-feature-custom-font-size-clientpref-1 vector-feature-appearance-pinned-clientpref-1 vector-feature-night-mode-enabled skin-theme-clientpref-day vector-toc-available";var cookie=document.cookie.match(/(?:^|; )enwikimwclientpreferences=([^;]+)/);if(cookie){cookie[1].split('%2C').forEach(function(pref){className=className.replace(new RegExp('(^| )'+pref.replace(/-clientpref-\w+$|[^\w-]+/g,'')+'-clientpref-\\w+( |$)'),'$1'+pref+'$2');});}document.documentElement.className=className;}());RLCONF={"wgBreakFrames":false,"wgSeparatorTransformTable":["",""],"wgDigitTransformTable":["",""],"wgDefaultDateFormat":"dmy", "wgMonthNames":["","January","February","March","April","May","June","July","August","September","October","November","December"],"wgRequestId":"f6fd9530-9f37-4570-ad90-abc83bb24cf7","wgCanonicalNamespace":"","wgCanonicalSpecialPageName":false,"wgNamespaceNumber":0,"wgPageName":"Kenya_Mortgage_Refinance_Company","wgTitle":"Kenya Mortgage Refinance Company","wgCurRevisionId":1160894170,"wgRevisionId":1160894170,"wgArticleId":64476512,"wgIsArticle":true,"wgIsRedirect":false,"wgAction":"view","wgUserName":null,"wgUserGroups":["*"],"wgCategories":["CS1 maint: numeric names: authors list","Pages using gadget WikiMiniAtlas","Articles with short description","Short description matches Wikidata","EngvarB from July 2020","Use dmy dates from July 2020","Coordinates on Wikidata","Banks of Kenya","Banks established in 2018","2018 establishments in Kenya","Companies based in Nairobi"],"wgPageViewLanguage":"en","wgPageContentLanguage":"en","wgPageContentModel":"wikitext","wgRelevantPageName": "Kenya_Mortgage_Refinance_Company","wgRelevantArticleId":64476512,"wgIsProbablyEditable":true,"wgRelevantPageIsProbablyEditable":true,"wgRestrictionEdit":[],"wgRestrictionMove":[],"wgNoticeProject":"wikipedia","wgCiteReferencePreviewsActive":false,"wgFlaggedRevsParams":{"tags":{"status":{"levels":1}}},"wgMediaViewerOnClick":true,"wgMediaViewerEnabledByDefault":true,"wgPopupsFlags":0,"wgVisualEditor":{"pageLanguageCode":"en","pageLanguageDir":"ltr","pageVariantFallbacks":"en"},"wgMFDisplayWikibaseDescriptions":{"search":true,"watchlist":true,"tagline":false,"nearby":true},"wgWMESchemaEditAttemptStepOversample":false,"wgWMEPageLength":8000,"wgCoordinates":{"lat":-1.2994444444444444,"lon":36.81916666666667},"wgRelatedArticlesCompat":[],"wgCentralAuthMobileDomain":false,"wgEditSubmitButtonLabelPublish":true,"wgULSPosition":"interlanguage","wgULSisCompactLinksEnabled":false,"wgVector2022LanguageInHeader":true,"wgULSisLanguageSelectorEmpty":false,"wgWikibaseItemId":"Q97176374", "wgCheckUserClientHintsHeadersJsApi":["brands","architecture","bitness","fullVersionList","mobile","model","platform","platformVersion"],"GEHomepageSuggestedEditsEnableTopics":true,"wgGETopicsMatchModeEnabled":false,"wgGEStructuredTaskRejectionReasonTextInputEnabled":false,"wgGELevelingUpEnabledForUser":false};RLSTATE={"ext.globalCssJs.user.styles":"ready","site.styles":"ready","user.styles":"ready","ext.globalCssJs.user":"ready","user":"ready","user.options":"loading","ext.cite.styles":"ready","skins.vector.search.codex.styles":"ready","skins.vector.styles":"ready","skins.vector.icons":"ready","jquery.tablesorter.styles":"ready","jquery.makeCollapsible.styles":"ready","ext.wikimediamessages.styles":"ready","ext.visualEditor.desktopArticleTarget.noscript":"ready","ext.uls.interlanguage":"ready","wikibase.client.init":"ready","ext.wikimediaBadges":"ready"};RLPAGEMODULES=["ext.cite.ux-enhancements","site","mediawiki.page.ready","jquery.tablesorter","jquery.makeCollapsible", "mediawiki.toc","skins.vector.js","ext.centralNotice.geoIP","ext.centralNotice.startUp","ext.gadget.ReferenceTooltips","ext.gadget.switcher","ext.gadget.WikiMiniAtlas","ext.urlShortener.toolbar","ext.centralauth.centralautologin","mmv.bootstrap","ext.popups","ext.visualEditor.desktopArticleTarget.init","ext.visualEditor.targetLoader","ext.echo.centralauth","ext.eventLogging","ext.wikimediaEvents","ext.navigationTiming","ext.uls.interface","ext.cx.eventlogging.campaigns","ext.cx.uls.quick.actions","wikibase.client.vector-2022","ext.checkUser.clientHints","ext.growthExperiments.SuggestedEditSession","wikibase.sidebar.tracking"];</script> <script>(RLQ=window.RLQ||[]).push(function(){mw.loader.impl(function(){return["user.options@12s5i",function($,jQuery,require,module){mw.user.tokens.set({"patrolToken":"+\\","watchToken":"+\\","csrfToken":"+\\"}); }];});});</script> <link rel="stylesheet" href="/w/load.php?lang=en&modules=ext.cite.styles%7Cext.uls.interlanguage%7Cext.visualEditor.desktopArticleTarget.noscript%7Cext.wikimediaBadges%7Cext.wikimediamessages.styles%7Cjquery.makeCollapsible.styles%7Cjquery.tablesorter.styles%7Cskins.vector.icons%2Cstyles%7Cskins.vector.search.codex.styles%7Cwikibase.client.init&only=styles&skin=vector-2022"> <script async="" src="/w/load.php?lang=en&modules=startup&only=scripts&raw=1&skin=vector-2022"></script> <meta name="ResourceLoaderDynamicStyles" content=""> <link rel="stylesheet" href="/w/load.php?lang=en&modules=site.styles&only=styles&skin=vector-2022"> <meta name="generator" content="MediaWiki 1.44.0-wmf.4"> <meta name="referrer" content="origin"> <meta name="referrer" content="origin-when-cross-origin"> <meta name="robots" content="max-image-preview:standard"> <meta name="format-detection" content="telephone=no"> <meta name="viewport" content="width=1120"> <meta property="og:title" content="Kenya Mortgage Refinance Company - Wikipedia"> <meta property="og:type" content="website"> <link rel="preconnect" href="//upload.wikimedia.org"> <link rel="alternate" media="only screen and (max-width: 640px)" href="//en.m.wikipedia.org/wiki/Kenya_Mortgage_Refinance_Company"> <link rel="alternate" type="application/x-wiki" title="Edit this page" href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit"> <link rel="apple-touch-icon" href="/static/apple-touch/wikipedia.png"> <link rel="icon" href="/static/favicon/wikipedia.ico"> <link rel="search" type="application/opensearchdescription+xml" href="/w/rest.php/v1/search" title="Wikipedia (en)"> <link rel="EditURI" type="application/rsd+xml" href="//en.wikipedia.org/w/api.php?action=rsd"> <link rel="canonical" href="https://en.wikipedia.org/wiki/Kenya_Mortgage_Refinance_Company"> <link rel="license" href="https://creativecommons.org/licenses/by-sa/4.0/deed.en"> <link rel="alternate" type="application/atom+xml" title="Wikipedia Atom feed" href="/w/index.php?title=Special:RecentChanges&feed=atom"> <link rel="dns-prefetch" href="//meta.wikimedia.org" /> <link rel="dns-prefetch" href="//login.wikimedia.org"> </head> <body class="skin--responsive skin-vector skin-vector-search-vue mediawiki ltr sitedir-ltr mw-hide-empty-elt ns-0 ns-subject mw-editable page-Kenya_Mortgage_Refinance_Company rootpage-Kenya_Mortgage_Refinance_Company skin-vector-2022 action-view"><a class="mw-jump-link" href="#bodyContent">Jump to content</a> <div class="vector-header-container"> <header class="vector-header mw-header"> <div class="vector-header-start"> <nav class="vector-main-menu-landmark" aria-label="Site"> <div id="vector-main-menu-dropdown" class="vector-dropdown vector-main-menu-dropdown vector-button-flush-left vector-button-flush-right" > <input type="checkbox" id="vector-main-menu-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-main-menu-dropdown" class="vector-dropdown-checkbox " aria-label="Main menu" > <label id="vector-main-menu-dropdown-label" for="vector-main-menu-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-menu mw-ui-icon-wikimedia-menu"></span> <span class="vector-dropdown-label-text">Main menu</span> </label> <div class="vector-dropdown-content"> <div id="vector-main-menu-unpinned-container" class="vector-unpinned-container"> <div id="vector-main-menu" class="vector-main-menu vector-pinnable-element"> <div class="vector-pinnable-header vector-main-menu-pinnable-header vector-pinnable-header-unpinned" data-feature-name="main-menu-pinned" data-pinnable-element-id="vector-main-menu" data-pinned-container-id="vector-main-menu-pinned-container" data-unpinned-container-id="vector-main-menu-unpinned-container" > <div class="vector-pinnable-header-label">Main menu</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-main-menu.pin">move to sidebar</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-main-menu.unpin">hide</button> </div> <div id="p-navigation" class="vector-menu mw-portlet mw-portlet-navigation" > <div class="vector-menu-heading"> Navigation </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-mainpage-description" class="mw-list-item"><a href="/wiki/Main_Page" title="Visit the main page [z]" accesskey="z"><span>Main page</span></a></li><li id="n-contents" class="mw-list-item"><a href="/wiki/Wikipedia:Contents" title="Guides to browsing Wikipedia"><span>Contents</span></a></li><li id="n-currentevents" class="mw-list-item"><a href="/wiki/Portal:Current_events" title="Articles related to current events"><span>Current events</span></a></li><li id="n-randompage" class="mw-list-item"><a href="/wiki/Special:Random" title="Visit a randomly selected article [x]" accesskey="x"><span>Random article</span></a></li><li id="n-aboutsite" class="mw-list-item"><a href="/wiki/Wikipedia:About" title="Learn about Wikipedia and how it works"><span>About Wikipedia</span></a></li><li id="n-contactpage" class="mw-list-item"><a href="//en.wikipedia.org/wiki/Wikipedia:Contact_us" title="How to contact Wikipedia"><span>Contact us</span></a></li> </ul> </div> </div> <div id="p-interaction" class="vector-menu mw-portlet mw-portlet-interaction" > <div class="vector-menu-heading"> Contribute </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-help" class="mw-list-item"><a href="/wiki/Help:Contents" title="Guidance on how to use and edit Wikipedia"><span>Help</span></a></li><li id="n-introduction" class="mw-list-item"><a href="/wiki/Help:Introduction" title="Learn how to edit Wikipedia"><span>Learn to edit</span></a></li><li id="n-portal" class="mw-list-item"><a href="/wiki/Wikipedia:Community_portal" title="The hub for editors"><span>Community portal</span></a></li><li id="n-recentchanges" class="mw-list-item"><a href="/wiki/Special:RecentChanges" title="A list of recent changes to Wikipedia [r]" accesskey="r"><span>Recent changes</span></a></li><li id="n-upload" class="mw-list-item"><a href="/wiki/Wikipedia:File_upload_wizard" title="Add images or other media for use on Wikipedia"><span>Upload file</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> <a href="/wiki/Main_Page" class="mw-logo"> <img class="mw-logo-icon" src="/static/images/icons/wikipedia.png" alt="" aria-hidden="true" height="50" width="50"> <span class="mw-logo-container skin-invert"> <img class="mw-logo-wordmark" alt="Wikipedia" src="/static/images/mobile/copyright/wikipedia-wordmark-en.svg" style="width: 7.5em; height: 1.125em;"> <img class="mw-logo-tagline" alt="The Free Encyclopedia" src="/static/images/mobile/copyright/wikipedia-tagline-en.svg" width="117" height="13" style="width: 7.3125em; height: 0.8125em;"> </span> </a> </div> <div class="vector-header-end"> <div id="p-search" role="search" class="vector-search-box-vue vector-search-box-collapses vector-search-box-show-thumbnail vector-search-box-auto-expand-width vector-search-box"> <a href="/wiki/Special:Search" class="cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only search-toggle" title="Search Wikipedia [f]" accesskey="f"><span class="vector-icon mw-ui-icon-search mw-ui-icon-wikimedia-search"></span> <span>Search</span> </a> <div class="vector-typeahead-search-container"> <div class="cdx-typeahead-search cdx-typeahead-search--show-thumbnail cdx-typeahead-search--auto-expand-width"> <form action="/w/index.php" id="searchform" class="cdx-search-input cdx-search-input--has-end-button"> <div id="simpleSearch" class="cdx-search-input__input-wrapper" data-search-loc="header-moved"> <div class="cdx-text-input cdx-text-input--has-start-icon"> <input class="cdx-text-input__input" type="search" name="search" placeholder="Search Wikipedia" aria-label="Search Wikipedia" autocapitalize="sentences" title="Search Wikipedia [f]" accesskey="f" id="searchInput" > <span class="cdx-text-input__icon cdx-text-input__start-icon"></span> </div> <input type="hidden" name="title" value="Special:Search"> </div> <button class="cdx-button cdx-search-input__end-button">Search</button> </form> </div> </div> </div> <nav class="vector-user-links vector-user-links-wide" aria-label="Personal tools"> <div class="vector-user-links-main"> <div id="p-vector-user-menu-preferences" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-userpage" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <nav class="vector-appearance-landmark" aria-label="Appearance"> <div id="vector-appearance-dropdown" class="vector-dropdown " title="Change the appearance of the page's font size, width, and color" > <input type="checkbox" id="vector-appearance-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-appearance-dropdown" class="vector-dropdown-checkbox " aria-label="Appearance" > <label id="vector-appearance-dropdown-label" for="vector-appearance-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-appearance mw-ui-icon-wikimedia-appearance"></span> <span class="vector-dropdown-label-text">Appearance</span> </label> <div class="vector-dropdown-content"> <div id="vector-appearance-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <div id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="https://donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_en.wikipedia.org&uselang=en" class=""><span>Donate</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Special:CreateAccount&returnto=Kenya+Mortgage+Refinance+Company" title="You are encouraged to create an account and log in; however, it is not mandatory" class=""><span>Create account</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Special:UserLogin&returnto=Kenya+Mortgage+Refinance+Company" title="You're encouraged to log in; however, it's not mandatory. [o]" accesskey="o" class=""><span>Log in</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="Log in and more options" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="Personal tools" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">Personal tools</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal user-links-collapsible-item" title="User menu" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="https://donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_en.wikipedia.org&uselang=en"><span>Donate</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Special:CreateAccount&returnto=Kenya+Mortgage+Refinance+Company" title="You are encouraged to create an account and log in; however, it is not mandatory"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>Create account</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Special:UserLogin&returnto=Kenya+Mortgage+Refinance+Company" title="You're encouraged to log in; however, it's not mandatory. [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Log in</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Pages for logged out editors <a href="/wiki/Help:Introduction" aria-label="Learn more about editing"><span>learn more</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/Special:MyContributions" title="A list of edits made from this IP address [y]" accesskey="y"><span>Contributions</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Special:MyTalk" title="Discussion about edits from this IP address [n]" accesskey="n"><span>Talk</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Site"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Contents" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Contents</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">move to sidebar</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">hide</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">(Top)</div> </a> </li> <li id="toc-Overview" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Overview"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Overview</span> </div> </a> <ul id="toc-Overview-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Operations" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Operations"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Operations</span> </div> </a> <ul id="toc-Operations-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Ownership" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Ownership"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Ownership</span> </div> </a> <ul id="toc-Ownership-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Licensing" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Licensing"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Licensing</span> </div> </a> <ul id="toc-Licensing-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Operations_2" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Operations_2"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Operations</span> </div> </a> <ul id="toc-Operations_2-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-See_also" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#See_also"> <div class="vector-toc-text"> <span class="vector-toc-numb">6</span> <span>See also</span> </div> </a> <ul id="toc-See_also-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-References" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#References"> <div class="vector-toc-text"> <span class="vector-toc-numb">7</span> <span>References</span> </div> </a> <ul id="toc-References-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-External_links" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#External_links"> <div class="vector-toc-text"> <span class="vector-toc-numb">8</span> <span>External links</span> </div> </a> <ul id="toc-External_links-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Contents" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Toggle the table of contents" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Toggle the table of contents</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Kenya Mortgage Refinance Company</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="This article exist only in this language. Add the article for other languages" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-0" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">Add languages</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> <div class="after-portlet after-portlet-lang"><span class="uls-after-portlet-link"></span><span class="wb-langlinks-add wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q97176374#sitelinks-wikipedia" title="Add interlanguage links" class="wbc-editpage">Add links</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Namespaces"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Kenya_Mortgage_Refinance_Company" title="View the content page [c]" accesskey="c"><span>Article</span></a></li><li id="ca-talk" class="vector-tab-noicon mw-list-item"><a href="/wiki/Talk:Kenya_Mortgage_Refinance_Company" rel="discussion" title="Discuss improvements to the content page [t]" accesskey="t"><span>Talk</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" class="vector-dropdown emptyPortlet" > <input type="checkbox" id="vector-variants-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-variants-dropdown" class="vector-dropdown-checkbox " aria-label="Change language variant" > <label id="vector-variants-dropdown-label" for="vector-variants-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">English</span> </label> <div class="vector-dropdown-content"> <div id="p-variants" class="vector-menu mw-portlet mw-portlet-variants emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> </div> </div> </nav> </div> <div id="right-navigation" class="vector-collapsible"> <nav aria-label="Views"> <div id="p-views" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-views" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-view" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Kenya_Mortgage_Refinance_Company"><span>Read</span></a></li><li id="ca-edit" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit" title="Edit this page [e]" accesskey="e"><span>Edit</span></a></li><li id="ca-history" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=history" title="Past revisions of this page [h]" accesskey="h"><span>View history</span></a></li> </ul> </div> </div> </nav> <nav class="vector-page-tools-landmark" aria-label="Page tools"> <div id="vector-page-tools-dropdown" class="vector-dropdown vector-page-tools-dropdown" > <input type="checkbox" id="vector-page-tools-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-tools-dropdown" class="vector-dropdown-checkbox " aria-label="Tools" > <label id="vector-page-tools-dropdown-label" for="vector-page-tools-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">Tools</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-tools-unpinned-container" class="vector-unpinned-container"> <div id="vector-page-tools" class="vector-page-tools vector-pinnable-element"> <div class="vector-pinnable-header vector-page-tools-pinnable-header vector-pinnable-header-unpinned" data-feature-name="page-tools-pinned" data-pinnable-element-id="vector-page-tools" data-pinned-container-id="vector-page-tools-pinned-container" data-unpinned-container-id="vector-page-tools-unpinned-container" > <div class="vector-pinnable-header-label">Tools</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-page-tools.pin">move to sidebar</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-page-tools.unpin">hide</button> </div> <div id="p-cactions" class="vector-menu mw-portlet mw-portlet-cactions emptyPortlet vector-has-collapsible-items" title="More options" > <div class="vector-menu-heading"> Actions </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-more-view" class="selected vector-more-collapsible-item mw-list-item"><a href="/wiki/Kenya_Mortgage_Refinance_Company"><span>Read</span></a></li><li id="ca-more-edit" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit" title="Edit this page [e]" accesskey="e"><span>Edit</span></a></li><li id="ca-more-history" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=history"><span>View history</span></a></li> </ul> </div> </div> <div id="p-tb" class="vector-menu mw-portlet mw-portlet-tb" > <div class="vector-menu-heading"> General </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="t-whatlinkshere" class="mw-list-item"><a href="/wiki/Special:WhatLinksHere/Kenya_Mortgage_Refinance_Company" title="List of all English Wikipedia pages containing links to this page [j]" accesskey="j"><span>What links here</span></a></li><li id="t-recentchangeslinked" class="mw-list-item"><a href="/wiki/Special:RecentChangesLinked/Kenya_Mortgage_Refinance_Company" rel="nofollow" title="Recent changes in pages linked from this page [k]" accesskey="k"><span>Related changes</span></a></li><li id="t-upload" class="mw-list-item"><a href="/wiki/Wikipedia:File_Upload_Wizard" title="Upload files [u]" accesskey="u"><span>Upload file</span></a></li><li id="t-specialpages" class="mw-list-item"><a href="/wiki/Special:SpecialPages" title="A list of all special pages [q]" accesskey="q"><span>Special pages</span></a></li><li id="t-permalink" class="mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&oldid=1160894170" title="Permanent link to this revision of this page"><span>Permanent link</span></a></li><li id="t-info" class="mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=info" title="More information about this page"><span>Page information</span></a></li><li id="t-cite" class="mw-list-item"><a href="/w/index.php?title=Special:CiteThisPage&page=Kenya_Mortgage_Refinance_Company&id=1160894170&wpFormIdentifier=titleform" title="Information on how to cite this page"><span>Cite this page</span></a></li><li id="t-urlshortener" class="mw-list-item"><a href="/w/index.php?title=Special:UrlShortener&url=https%3A%2F%2Fen.wikipedia.org%2Fwiki%2FKenya_Mortgage_Refinance_Company"><span>Get shortened URL</span></a></li><li id="t-urlshortener-qrcode" class="mw-list-item"><a href="/w/index.php?title=Special:QrCode&url=https%3A%2F%2Fen.wikipedia.org%2Fwiki%2FKenya_Mortgage_Refinance_Company"><span>Download QR code</span></a></li> </ul> </div> </div> <div id="p-coll-print_export" class="vector-menu mw-portlet mw-portlet-coll-print_export" > <div class="vector-menu-heading"> Print/export </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="coll-download-as-rl" class="mw-list-item"><a href="/w/index.php?title=Special:DownloadAsPdf&page=Kenya_Mortgage_Refinance_Company&action=show-download-screen" title="Download this page as a PDF file"><span>Download as PDF</span></a></li><li id="t-print" class="mw-list-item"><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&printable=yes" title="Printable version of this page [p]" accesskey="p"><span>Printable version</span></a></li> </ul> </div> </div> <div id="p-wikibase-otherprojects" class="vector-menu mw-portlet mw-portlet-wikibase-otherprojects" > <div class="vector-menu-heading"> In other projects </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="t-wikibase" class="wb-otherproject-link wb-otherproject-wikibase-dataitem mw-list-item"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q97176374" title="Structured data on this page hosted by Wikidata [g]" accesskey="g"><span>Wikidata item</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> </div> <div class="vector-column-end"> <div class="vector-sticky-pinned-container"> <nav class="vector-page-tools-landmark" aria-label="Page tools"> <div id="vector-page-tools-pinned-container" class="vector-pinned-container"> </div> </nav> <nav class="vector-appearance-landmark" aria-label="Appearance"> <div id="vector-appearance-pinned-container" class="vector-pinned-container"> <div id="vector-appearance" class="vector-appearance vector-pinnable-element"> <div class="vector-pinnable-header vector-appearance-pinnable-header vector-pinnable-header-pinned" data-feature-name="appearance-pinned" data-pinnable-element-id="vector-appearance" data-pinned-container-id="vector-appearance-pinned-container" data-unpinned-container-id="vector-appearance-unpinned-container" > <div class="vector-pinnable-header-label">Appearance</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-appearance.pin">move to sidebar</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-appearance.unpin">hide</button> </div> </div> </div> </nav> </div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> <div id="mw-indicator-coordinates" class="mw-indicator"><div class="mw-parser-output"><span id="coordinates"><a href="/wiki/Geographic_coordinate_system" title="Geographic coordinate system">Coordinates</a>: <style data-mw-deduplicate="TemplateStyles:r1156832818">.mw-parser-output .geo-default,.mw-parser-output .geo-dms,.mw-parser-output .geo-dec{display:inline}.mw-parser-output .geo-nondefault,.mw-parser-output .geo-multi-punct,.mw-parser-output .geo-inline-hidden{display:none}.mw-parser-output .longitude,.mw-parser-output .latitude{white-space:nowrap}</style><span class="plainlinks nourlexpansion"><a class="external text" href="https://geohack.toolforge.org/geohack.php?pagename=Kenya_Mortgage_Refinance_Company&params=01_17_58_S_36_49_09_E_"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for this location"><span class="latitude">01°17′58″S</span> <span class="longitude">36°49′09″E</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec" title="Maps, aerial photos, and other data for this location">1.29944°S 36.81917°E</span><span style="display:none"> / <span class="geo">-1.29944; 36.81917</span></span></span></a></span></span></div></div> </div> <div id="siteSub" class="noprint">From Wikipedia, the free encyclopedia</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="en" dir="ltr"><div class="shortdescription nomobile noexcerpt noprint searchaux" style="display:none">Kenyan financial institution</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">Kenya Mortgage Refinance Company</caption><tbody><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Public_Private_Partnership" class="mw-redirect" title="Public Private Partnership">Public Private Partnership</a></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><a href="/wiki/Banking" class="mw-redirect" title="Banking">Banking</a></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">August 1, 2018<span class="noprint">; 6 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">2018-08-01</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data label"><a href="/wiki/Nairobi" title="Nairobi">Nairobi</a>, <a href="/wiki/Kenya" title="Kenya">Kenya</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent"><b>Haron Sirima</b><br /><a href="/wiki/Chairman" class="mw-redirect" title="Chairman">Chairman</a><br /><b>Johnstone Oltetia</b><br /><a href="/wiki/Managing_Director" class="mw-redirect" title="Managing Director">Managing Director</a></td></tr><tr><th scope="row" class="infobox-label">Products</th><td class="infobox-data"><a href="/wiki/Mortgage" title="Mortgage">Mortgage Loans</a></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Asset" title="Asset">Total assets</a></span></th><td class="infobox-data">KES:37 billion (US$351 million) (2020)</td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><a rel="nofollow" class="external text" href="https://kmrc.co.ke/">Homepage</a></td></tr></tbody></table> <p><b>Kenya Mortgage Refinance Company Plc</b> (<b>KMRC</b>), is a financial services company in <a href="/wiki/Kenya" title="Kenya">Kenya</a>, that specializes in lending to other financial institutions in the country, for onward lending in form of <a href="/wiki/Mortgage" title="Mortgage">mortgages</a>. In addition, KMRC buys good mortgages from other lenders to make more money available to banks for onward lending to eligible homeowners. It also plans to "invest in government debt securities or other guaranteed debt".<sup id="cite_ref-1R_1-0" class="reference"><a href="#cite_note-1R-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Overview">Overview</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=1" title="Edit section: Overview"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The institution is a <a href="/wiki/Greenfield_investment" class="mw-redirect" title="Greenfield investment">greenfield</a> start-up, established in August 2018, as a <a href="/wiki/Public_private_partnership" class="mw-redirect" title="Public private partnership">public private partnership</a> between the <a href="/wiki/Government_of_Kenya" title="Government of Kenya">government of Kenya</a> and the major mortgage lenders in the country.<sup id="cite_ref-2R_2-0" class="reference"><a href="#cite_note-2R-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> As of July 2020, it had shareholders equity of KES:2 billion (US$20 million), with committed total assets of KES:37 billion (US$351 million). At that time KMRC was awaiting regulatory approval to commence business operations.<sup id="cite_ref-1R_1-1" class="reference"><a href="#cite_note-1R-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Operations">Operations</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=2" title="Edit section: Operations"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>KMRC will be regulated and supervised by the <a href="/wiki/Central_Bank_of_Kenya" title="Central Bank of Kenya">Central Bank of Kenya</a>. The KMRC <a href="/wiki/Board_of_Directors" class="mw-redirect" title="Board of Directors">Board of Directors</a> will comprise seven individuals who will set policy that will govern and guide the company. The <a href="/wiki/World_Bank" title="World Bank">World Bank</a> and the <a href="/wiki/African_Development_Bank" title="African Development Bank">African Development Bank</a> have committed to lend KES:25 billion (US$250 million) and KES:10 billion (US$100 million) respectively, to KMRC.<sup id="cite_ref-3R_3-0" class="reference"><a href="#cite_note-3R-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>It is expected that KMRC will provide financing to mortgage institutions at 5 percent for onward lending at 7 percent to homeowners earning less than KES:150,000 (US$1,500) per month. Such a homeowner could borrow up to KES:4 million (US$40,000), paying KES:31,000 (US$310) monthly, for 20 consecutive years. This is approximately 50 percent of the least expensive mortgage product on the market, before KMRC began operations.<sup id="cite_ref-4R_4-0" class="reference"><a href="#cite_note-4R-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Ownership">Ownership</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=3" title="Edit section: Ownership"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>As of July 2020, the shareholders in the <a href="/wiki/Stock" title="Stock">stock</a> of Kenya Mortgage Refinance Company are as illustrated in the table below.<sup id="cite_ref-1R_1-2" class="reference"><a href="#cite_note-1R-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-2R_2-1" class="reference"><a href="#cite_note-2R-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> Reliable sources have put the government's shareholding at 25 percent.<sup id="cite_ref-5R_5-0" class="reference"><a href="#cite_note-5R-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> </p> <table class="wikitable sortable" style="margin: 0.5em auto"> <caption>Shareholding in Kenya Mortgage Refinance Company </caption> <tbody><tr> <th>Rank</th> <th>Shareholder</th> <th>Share Capital (KES)</th> <th>Percentage Ownership </th></tr> <tr> <td>1</td> <td><a href="/wiki/Government_of_Kenya" title="Government of Kenya">Government of Kenya</a></td> <td>500 million</td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">25.0</div> </td></tr> <tr> <td>2</td> <td><a href="/wiki/International_Finance_Corporation" title="International Finance Corporation">International Finance Corporation</a></td> <td>200 million</td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">8.4</div> </td></tr> <tr> <td>3</td> <td><a href="/wiki/Shelter_Afrique" title="Shelter Afrique">Company for Habitat and Housing in Africa</a></td> <td>200 million</td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">8.4</div> </td></tr> <tr> <td>4</td> <td><a href="/wiki/Kenya_Commercial_Bank" class="mw-redirect" title="Kenya Commercial Bank">Kenya Commercial Bank</a></td> <td>600 million</td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">25.3</div> </td></tr> <tr> <td>5</td> <td><a href="/wiki/Cooperative_Bank_of_Kenya" class="mw-redirect" title="Cooperative Bank of Kenya">Cooperative Bank of Kenya</a></td> <td>200 million</td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">8.4</div> </td></tr> <tr> <td>6</td> <td><a href="/wiki/Diamond_Trust_Bank_Group" title="Diamond Trust Bank Group">Diamond Trust Bank Group</a></td> <td>50 million  </td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">2.1</div> </td></tr> <tr> <td>7</td> <td><a href="/wiki/Housing_Finance_Company_of_Kenya" title="Housing Finance Company of Kenya">Housing Finance Company of Kenya</a></td> <td>50 million  </td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">2.1</div> </td></tr> <tr> <td>8</td> <td><a href="/wiki/NCBA_Bank_Kenya" title="NCBA Bank Kenya">NCBA Bank Kenya</a></td> <td>50 million  </td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">2.1</div> </td></tr> <tr> <td>9</td> <td><a href="/wiki/Absa_Bank_Kenya_Plc" class="mw-redirect" title="Absa Bank Kenya Plc">Absa Bank Kenya Plc</a></td> <td>50 million  </td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">2.1</div> </td></tr> <tr> <td>10</td> <td><a href="/wiki/Stanbic_Holdings_Plc" title="Stanbic Holdings Plc">Stanbic Holdings Plc</a></td> <td>20 million  </td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">0.8</div> </td></tr> <tr> <td>11</td> <td><a href="/wiki/Credit_Bank" title="Credit Bank">Credit Bank</a></td> <td>10 million  </td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;">0.4</div> </td></tr> <tr> <td>12</td> <td><a href="/wiki/Kenya_Women_Microfinance_Bank" title="Kenya Women Microfinance Bank">Kenya Women Microfinance Bank</a></td> <td></td> <td> </td></tr> <tr> <td>13</td> <td>Kenya Police Sacco</td> <td></td> <td> </td></tr> <tr> <td>14</td> <td><a href="/wiki/Mwalimu_Cooperative_Savings_%26_Credit_Society_Limited" class="mw-redirect" title="Mwalimu Cooperative Savings & Credit Society Limited"> Mwalimu Sacco</a></td> <td></td> <td> </td></tr> <tr> <td>15</td> <td><a href="/wiki/Safaricom" title="Safaricom">Safaricom Sacco</a></td> <td></td> <td> </td></tr> <tr> <td>16</td> <td>Ukulima Sacco</td> <td></td> <td> </td></tr> <tr> <td>17</td> <td>Bingwa Sacco</td> <td></td> <td> </td></tr> <tr> <td>18</td> <td>Imarisha Sacco</td> <td></td> <td> </td></tr> <tr> <td>19</td> <td><a href="/wiki/Unaitas_Sacco_Society_Limited" title="Unaitas Sacco Society Limited">Unaitas Sacco Society Limited</a></td> <td></td> <td> </td></tr> <tr> <td>20</td> <td>Imarika Sacco</td> <td></td> <td> </td></tr> <tr> <td>21</td> <td>Tower Sacco</td> <td></td> <td> </td></tr> <tr> <td>22</td> <td>Stima Sacco</td> <td></td> <td> </td></tr> <tr> <td>23</td> <td>Harambee Sacco</td> <td> </td> <td> </td></tr> <tr> <td></td> <td><b>Total</b></td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;"><b>2,200 million</b></div></td> <td><div class="center" style="width:auto; margin-left:auto; margin-right:auto;"><b>100.00</b></div> </td></tr> </tbody></table> <div class="mw-heading mw-heading2"><h2 id="Licensing">Licensing</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=4" title="Edit section: Licensing"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In September 2020, the Central Bank of Kenya granted an operating license to KMRC. Homebuyers in the Nairobi Metropolitan Area, which covers <a href="/wiki/Nairobi_County" class="mw-redirect" title="Nairobi County">Nairobi County</a>, <a href="/wiki/Kajiado_County" title="Kajiado County">Kajiado County</a>, <a href="/wiki/Kiambu_County" title="Kiambu County">Kiambu County</a> and <a href="/wiki/Machakos_County" title="Machakos County">Machakos County</a>, can finance up to a maximum of KSh4 million, through KMRC. For Kenya's remaining 43 counties, the maximum mortgage is KSh3 million.<sup id="cite_ref-5R_5-1" class="reference"><a href="#cite_note-5R-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Operations_2">Operations</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=5" title="Edit section: Operations"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In December 2020, KMRC advanced the first four mortgage lenders varying amounts of money for onward lending to their customers. The funds are lent to the banks and Saccos at 5 percent per annum and the money is on-lent to mortgage customers at 10 percent per annum or less. The tale below illustrates the distribution of the first tranche to loans by KMRC to qualifying mortgage lenders. The lenders have seven years to repay the loans to KMRC.<sup id="cite_ref-FtrR_6-0" class="reference"><a href="#cite_note-FtrR-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> </p> <table class="wikitable sortable" style="margin: 0.5em auto"> <caption>First Tranche of Mortgage Funding From KMRC </caption> <tbody><tr> <th>Rank</th> <th>Mortgage Lender</th> <th>Loan in KES</th> <th>US$ Equivalent</th> <th>Notes </th></tr> <tr> <td>1</td> <td><a href="/wiki/KCB_Bank_Kenya_Limited" title="KCB Bank Kenya Limited">KCB Bank Kenya Limited</a></td> <td>2.13 billion</td> <td>19.7 million</td> <td>- </td></tr> <tr> <td>2</td> <td><a href="/wiki/Housing_Finance_Company_of_Kenya" title="Housing Finance Company of Kenya">Housing Finance Company of Kenya</a></td> <td>514 million</td> <td>4.75 million</td> <td>- </td></tr> <tr> <td>3</td> <td>Kenya Stima Sacco</td> <td>69 million</td> <td>638,050</td> <td>- </td></tr> <tr> <td>4</td> <td>Nyandarua Towers Sacco</td> <td>29 million</td> <td>268,166</td> <td>- </td></tr> <tr> <td></td> <td><b>Total</b></td> <td><b> </b></td> <td><b> </b></td> <td> </td></tr> </tbody></table> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=6" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239009302">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output .portalbox-image{display:table-cell;padding:0.2em;vertical-align:middle;text-align:center}.mw-parser-output .portalbox-link{display:table-cell;padding:0.2em 0.2em 0.2em 0.3em;vertical-align:middle}@media(min-width:720px){.mw-parser-output .portalleft{clear:left;float:left;margin:0.5em 1em 0.5em 0}.mw-parser-output .portalright{clear:right;float:right;margin:0.5em 0 0.5em 1em}}</style><ul role="navigation" aria-label="Portals" class="noprint portalbox portalborder portalright"> <li class="portalbox-entry"><span class="portalbox-image"><span class="noviewer" typeof="mw:File"><span><img alt="icon" src="//upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/28px-All-currency-symbol.svg.png" decoding="async" width="28" height="28" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/42px-All-currency-symbol.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/56px-All-currency-symbol.svg.png 2x" data-file-width="54" data-file-height="54" /></span></span></span><span class="portalbox-link"><a href="/wiki/Portal:Banks" title="Portal:Banks">Banks portal</a></span></li></ul> <ul><li><a href="/wiki/List_of_banks_in_Kenya" title="List of banks in Kenya">List of banks in Kenya</a></li> <li><a href="/wiki/Central_Bank_of_Kenya" title="Central Bank of Kenya">Central Bank of Kenya</a></li> <li><a href="/wiki/Economy_of_Kenya" title="Economy of Kenya">Economy of Kenya</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=7" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist reflist-columns references-column-width" style="column-width: 30em;"> <ol class="references"> <li id="cite_note-1R-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-1R_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-1R_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-1R_1-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite id="CITEREF98.4_Capital_FM2020" class="citation web cs1">98.4 Capital FM (1 July 2020). <a rel="nofollow" class="external text" href="https://www.capitalfm.co.ke/business/2020/07/shelter-afrique-ifc-join-kenya-mortgage-refinance-company-as-shareholders/">"Shelter Afrique, IFC Join Kenya Mortgage Refinance Company As Shareholders"</a>. Nairobi: <a href="/wiki/98.4_Capital_FM" title="98.4 Capital FM">98.4 Capital FM</a><span class="reference-accessdate">. Retrieved <span class="nowrap">6 July</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Shelter+Afrique%2C+IFC+Join+Kenya+Mortgage+Refinance+Company+As+Shareholders&rft.place=Nairobi&rft.pub=98.4+Capital+FM&rft.date=2020-07-01&rft.au=98.4+Capital+FM&rft_id=https%3A%2F%2Fwww.capitalfm.co.ke%2Fbusiness%2F2020%2F07%2Fshelter-afrique-ifc-join-kenya-mortgage-refinance-company-as-shareholders%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AKenya+Mortgage+Refinance+Company" class="Z3988"></span><span class="cs1-maint citation-comment"><code class="cs1-code">{{<a href="/wiki/Template:Cite_web" title="Template:Cite web">cite web</a>}}</code>: CS1 maint: numeric names: authors list (<a href="/wiki/Category:CS1_maint:_numeric_names:_authors_list" title="Category:CS1 maint: numeric names: authors list">link</a>)</span></span> </li> <li id="cite_note-2R-2"><span class="mw-cite-backlink">^ <a href="#cite_ref-2R_2-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-2R_2-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFEunniah_Mbabazi2019" class="citation web cs1">Eunniah Mbabazi (6 September 2019). <a rel="nofollow" class="external text" href="https://kenyanwallstreet.com/kenya-mortgage-refinance-company-gets-ksh-1-billion-funding-from-banks/">"Kenya Mortgage Refinance Company Gets Ksh 1 Billion Funding from Banks"</a>. Nairobi: The Kenyan Wall Street<span class="reference-accessdate">. Retrieved <span class="nowrap">6 July</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Kenya+Mortgage+Refinance+Company+Gets+Ksh+1+Billion+Funding+from+Banks&rft.place=Nairobi&rft.pub=The+Kenyan+Wall+Street&rft.date=2019-09-06&rft.au=Eunniah+Mbabazi&rft_id=https%3A%2F%2Fkenyanwallstreet.com%2Fkenya-mortgage-refinance-company-gets-ksh-1-billion-funding-from-banks%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AKenya+Mortgage+Refinance+Company" class="Z3988"></span></span> </li> <li id="cite_note-3R-3"><span class="mw-cite-backlink"><b><a href="#cite_ref-3R_3-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMiriam_Wangui2019" class="citation web cs1">Miriam Wangui (24 May 2019). <a rel="nofollow" class="external text" href="https://kenyanwallstreet.com/kenya-launches-mortgage-refinance-company/">"Kenya launches mortgage refinance company"</a>. Nairobi: The Kenyan Wall Street<span class="reference-accessdate">. Retrieved <span class="nowrap">6 July</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Kenya+launches+mortgage+refinance+company&rft.place=Nairobi&rft.pub=The+Kenyan+Wall+Street&rft.date=2019-05-24&rft.au=Miriam+Wangui&rft_id=https%3A%2F%2Fkenyanwallstreet.com%2Fkenya-launches-mortgage-refinance-company%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AKenya+Mortgage+Refinance+Company" class="Z3988"></span></span> </li> <li id="cite_note-4R-4"><span class="mw-cite-backlink"><b><a href="#cite_ref-4R_4-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFJoy_Makena2020" class="citation web cs1">Joy Makena (7 March 2020). <a rel="nofollow" class="external text" href="https://www.constructionkenya.com/5402/mortgage-refinance-company/">"Banks to offer 20-year mortgages at 7 percent in new deal"</a>. Nairobi: Construction Kenya<span class="reference-accessdate">. Retrieved <span class="nowrap">6 July</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Banks+to+offer+20-year+mortgages+at+7+percent+in+new+deal&rft.place=Nairobi&rft.pub=Construction+Kenya&rft.date=2020-03-07&rft.au=Joy+Makena&rft_id=https%3A%2F%2Fwww.constructionkenya.com%2F5402%2Fmortgage-refinance-company%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AKenya+Mortgage+Refinance+Company" class="Z3988"></span></span> </li> <li id="cite_note-5R-5"><span class="mw-cite-backlink">^ <a href="#cite_ref-5R_5-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-5R_5-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFConstant_Munda2020" class="citation web cs1">Constant Munda (21 September 2020). <a rel="nofollow" class="external text" href="https://www.businessdailyafrica.com/markets/capital/State-firm-caps-cheap-mortgage-at-Sh4-million/4259442-5625532-ejdhb1/index.html">"State firm caps cheap mortgage at Sh4 million"</a>. <i><a href="/wiki/Business_Daily_Africa" title="Business Daily Africa">Business Daily Africa</a></i>. Nairobi<span class="reference-accessdate">. Retrieved <span class="nowrap">21 September</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Business+Daily+Africa&rft.atitle=State+firm+caps+cheap+mortgage+at+Sh4+million&rft.date=2020-09-21&rft.au=Constant+Munda&rft_id=https%3A%2F%2Fwww.businessdailyafrica.com%2Fmarkets%2Fcapital%2FState-firm-caps-cheap-mortgage-at-Sh4-million%2F4259442-5625532-ejdhb1%2Findex.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AKenya+Mortgage+Refinance+Company" class="Z3988"></span></span> </li> <li id="cite_note-FtrR-6"><span class="mw-cite-backlink"><b><a href="#cite_ref-FtrR_6-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFJames_Kariuki2020" class="citation web cs1">James Kariuki (18 December 2020). <a rel="nofollow" class="external text" href="https://allafrica.com/stories/202012180054.html">"Kenya: Housing Finance, KCB Get Sh2.6 Billion for Cheap Home Loans"</a> <span class="cs1-format">(Daily Nation via <a href="/wiki/AllAfrica.com" class="mw-redirect" title="AllAfrica.com">AllAfrica.com</a>)</span>. <i><a href="/wiki/Daily_Nation" title="Daily Nation">Daily Nation</a></i>. Nairobi<span class="reference-accessdate">. Retrieved <span class="nowrap">1 January</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Daily+Nation&rft.atitle=Kenya%3A+Housing+Finance%2C+KCB+Get+Sh2.6+Billion+for+Cheap+Home+Loans&rft.date=2020-12-18&rft.au=James+Kariuki&rft_id=https%3A%2F%2Fallafrica.com%2Fstories%2F202012180054.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AKenya+Mortgage+Refinance+Company" class="Z3988"></span></span> </li> </ol></div> <div class="mw-heading mw-heading2"><h2 id="External_links">External links</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Kenya_Mortgage_Refinance_Company&action=edit&section=8" title="Edit section: External links"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><a rel="nofollow" class="external text" href="https://kmrc.co.ke/">Official Webpage</a></li> <li><a rel="nofollow" class="external text" href="http://www.centralbank.go.ke/">Website of Central Bank of Kenya</a></li></ul> <p><br /> </p> <div class="navbox-styles"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output .hlist.inline dl,.mw-parser-output .hlist.inline ol,.mw-parser-output .hlist.inline ul,.mw-parser-output .hlist dl dl,.mw-parser-output .hlist dl ol,.mw-parser-output .hlist dl ul,.mw-parser-output .hlist ol dl,.mw-parser-output .hlist ol ol,.mw-parser-output .hlist ol ul,.mw-parser-output .hlist ul dl,.mw-parser-output .hlist ul ol,.mw-parser-output .hlist ul ul{display:inline}.mw-parser-output .hlist .mw-empty-li{display:none}.mw-parser-output .hlist dt::after{content:": "}.mw-parser-output .hlist dd::after,.mw-parser-output .hlist li::after{content:" · ";font-weight:bold}.mw-parser-output .hlist dd:last-child::after,.mw-parser-output .hlist dt:last-child::after,.mw-parser-output .hlist li:last-child::after{content:none}.mw-parser-output .hlist dd dd:first-child::before,.mw-parser-output .hlist dd dt:first-child::before,.mw-parser-output .hlist dd li:first-child::before,.mw-parser-output .hlist dt dd:first-child::before,.mw-parser-output .hlist dt dt:first-child::before,.mw-parser-output .hlist dt li:first-child::before,.mw-parser-output .hlist li dd:first-child::before,.mw-parser-output .hlist li dt:first-child::before,.mw-parser-output .hlist li li:first-child::before{content:" (";font-weight:normal}.mw-parser-output .hlist dd dd:last-child::after,.mw-parser-output .hlist dd dt:last-child::after,.mw-parser-output .hlist dd li:last-child::after,.mw-parser-output .hlist dt dd:last-child::after,.mw-parser-output .hlist dt dt:last-child::after,.mw-parser-output .hlist dt li:last-child::after,.mw-parser-output .hlist li dd:last-child::after,.mw-parser-output .hlist li dt:last-child::after,.mw-parser-output .hlist li li:last-child::after{content:")";font-weight:normal}.mw-parser-output .hlist ol{counter-reset:listitem}.mw-parser-output .hlist ol>li{counter-increment:listitem}.mw-parser-output .hlist ol>li::before{content:" "counter(listitem)"\a0 "}.mw-parser-output .hlist dd ol>li:first-child::before,.mw-parser-output .hlist dt ol>li:first-child::before,.mw-parser-output .hlist li ol>li:first-child::before{content:" ("counter(listitem)"\a0 "}</style><style data-mw-deduplicate="TemplateStyles:r1236075235">.mw-parser-output .navbox{box-sizing:border-box;border:1px solid #a2a9b1;width:100%;clear:both;font-size:88%;text-align:center;padding:1px;margin:1em auto 0}.mw-parser-output .navbox .navbox{margin-top:0}.mw-parser-output .navbox+.navbox,.mw-parser-output .navbox+.navbox-styles+.navbox{margin-top:-1px}.mw-parser-output .navbox-inner,.mw-parser-output .navbox-subgroup{width:100%}.mw-parser-output .navbox-group,.mw-parser-output .navbox-title,.mw-parser-output .navbox-abovebelow{padding:0.25em 1em;line-height:1.5em;text-align:center}.mw-parser-output .navbox-group{white-space:nowrap;text-align:right}.mw-parser-output .navbox,.mw-parser-output .navbox-subgroup{background-color:#fdfdfd}.mw-parser-output .navbox-list{line-height:1.5em;border-color:#fdfdfd}.mw-parser-output .navbox-list-with-group{text-align:left;border-left-width:2px;border-left-style:solid}.mw-parser-output tr+tr>.navbox-abovebelow,.mw-parser-output tr+tr>.navbox-group,.mw-parser-output tr+tr>.navbox-image,.mw-parser-output tr+tr>.navbox-list{border-top:2px solid #fdfdfd}.mw-parser-output .navbox-title{background-color:#ccf}.mw-parser-output .navbox-abovebelow,.mw-parser-output .navbox-group,.mw-parser-output .navbox-subgroup .navbox-title{background-color:#ddf}.mw-parser-output .navbox-subgroup .navbox-group,.mw-parser-output .navbox-subgroup .navbox-abovebelow{background-color:#e6e6ff}.mw-parser-output .navbox-even{background-color:#f7f7f7}.mw-parser-output .navbox-odd{background-color:transparent}.mw-parser-output .navbox .hlist td dl,.mw-parser-output .navbox .hlist td ol,.mw-parser-output .navbox .hlist td ul,.mw-parser-output .navbox td.hlist dl,.mw-parser-output .navbox td.hlist ol,.mw-parser-output .navbox td.hlist ul{padding:0.125em 0}.mw-parser-output .navbox .navbar{display:block;font-size:100%}.mw-parser-output .navbox-title .navbar{float:left;text-align:left;margin-right:0.5em}body.skin--responsive .mw-parser-output .navbox-image img{max-width:none!important}@media print{body.ns-0 .mw-parser-output .navbox{display:none!important}}</style></div><div role="navigation" class="navbox" aria-labelledby="23x15px&#124;border_&#124;alt=Kenya&#124;link=Kenya_Banks_of_Kenya" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><style data-mw-deduplicate="TemplateStyles:r1239400231">.mw-parser-output .navbar{display:inline;font-size:88%;font-weight:normal}.mw-parser-output .navbar-collapse{float:left;text-align:left}.mw-parser-output .navbar-boxtext{word-spacing:0}.mw-parser-output .navbar ul{display:inline-block;white-space:nowrap;line-height:inherit}.mw-parser-output .navbar-brackets::before{margin-right:-0.125em;content:"[ "}.mw-parser-output .navbar-brackets::after{margin-left:-0.125em;content:" ]"}.mw-parser-output .navbar li{word-spacing:-0.125em}.mw-parser-output .navbar a>span,.mw-parser-output .navbar a>abbr{text-decoration:inherit}.mw-parser-output .navbar-mini abbr{font-variant:small-caps;border-bottom:none;text-decoration:none;cursor:inherit}.mw-parser-output .navbar-ct-full{font-size:114%;margin:0 7em}.mw-parser-output .navbar-ct-mini{font-size:114%;margin:0 4em}html.skin-theme-clientpref-night .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}@media(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}}@media print{.mw-parser-output .navbar{display:none!important}}</style><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Banking_in_Kenya" title="Template:Banking in Kenya"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Banking_in_Kenya" title="Template talk:Banking in Kenya"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Banking_in_Kenya" title="Special:EditPage/Template:Banking in Kenya"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="23x15px&#124;border_&#124;alt=Kenya&#124;link=Kenya_Banks_of_Kenya" style="font-size:114%;margin:0 4em"><span class="flagicon"><span class="mw-image-border" typeof="mw:File"><a href="/wiki/Kenya" title="Kenya"><img alt="Kenya" src="//upload.wikimedia.org/wikipedia/commons/thumb/4/49/Flag_of_Kenya.svg/23px-Flag_of_Kenya.svg.png" decoding="async" width="23" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/4/49/Flag_of_Kenya.svg/35px-Flag_of_Kenya.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/4/49/Flag_of_Kenya.svg/45px-Flag_of_Kenya.svg.png 2x" data-file-width="900" data-file-height="600" /></a></span></span> <a href="/wiki/List_of_banks_in_Kenya" title="List of banks in Kenya">Banks of Kenya</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Central_bank" title="Central bank">Central bank</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Central_Bank_of_Kenya" title="Central Bank of Kenya">Central Bank of Kenya</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Commercial_bank" title="Commercial bank">Commercial bank</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Absa_Bank_Kenya_Plc" class="mw-redirect" title="Absa Bank Kenya Plc">Absa Bank</a></li> <li><a href="/wiki/Access_Bank_Kenya" title="Access Bank Kenya">Access Bank Kenya</a></li> <li><a href="/wiki/ABC_Bank_(Kenya)" title="ABC Bank (Kenya)">African Banking Corporation</a></li> <li><a href="/wiki/Bank_of_Africa_Kenya" title="Bank of Africa Kenya">Bank of Africa</a></li> <li><a href="/wiki/Bank_of_Baroda" title="Bank of Baroda">Bank of Baroda</a></li> <li><a href="/wiki/Bank_of_India_(Kenya)" title="Bank of India (Kenya)">Bank of India</a></li> <li><a href="/wiki/CIB_Kenya" title="CIB Kenya">CIB Kenya</a></li> <li><a href="/wiki/Citibank" title="Citibank">Citibank NA Kenya</a></li> <li><a href="/wiki/Consolidated_Bank_of_Kenya" title="Consolidated Bank of Kenya">Consolidated Bank of Kenya</a></li> <li><a href="/wiki/Cooperative_Bank_of_Kenya" class="mw-redirect" title="Cooperative Bank of Kenya">Cooperative Bank of Kenya</a></li> <li><a href="/wiki/Credit_Bank" title="Credit Bank">Credit Bank</a></li> <li><a href="/wiki/Development_Bank_of_Kenya" title="Development Bank of Kenya">Development Bank of Kenya</a></li> <li><a href="/wiki/Diamond_Trust_Bank_Group" title="Diamond Trust Bank Group">Diamond Trust Bank</a></li> <li><a href="/wiki/East_African_Development_Bank" title="East African Development Bank">East African Development Bank</a></li> <li><a href="/wiki/Ecobank_Kenya" title="Ecobank Kenya">Ecobank Kenya</a></li> <li><a href="/wiki/Equity_Bank_Kenya_Limited" title="Equity Bank Kenya Limited">Equity Bank</a></li> <li><a href="/wiki/Family_Bank" title="Family Bank">Family Bank</a></li> <li><a href="/wiki/Guaranty_Trust_Bank_(Kenya)" title="Guaranty Trust Bank (Kenya)">Guaranty Trust Bank</a></li> <li><a href="/wiki/Guardian_Bank" title="Guardian Bank">Guardian Bank</a></li> <li><a href="/wiki/Gulf_African_Bank" title="Gulf African Bank">Gulf African Bank</a></li> <li><a href="/wiki/Habib_Bank_AG_Zurich" title="Habib Bank AG Zurich">Habib Bank AG Zurich</a></li> <li><a href="/wiki/Housing_Finance_Company_of_Kenya" title="Housing Finance Company of Kenya">Housing Finance Company of Kenya</a></li> <li><a href="/wiki/I%26M_Bank_Limited" title="I&M Bank Limited">I&M Bank</a></li> <li><a href="/wiki/Kingdom_Bank_Limited_(Kenya)" title="Kingdom Bank Limited (Kenya)">Kingdom Bank Limited</a></li> <li><a href="/wiki/Kenya_Commercial_Bank" class="mw-redirect" title="Kenya Commercial Bank">Kenya Commercial Bank</a></li> <li><a href="/wiki/Middle_East_Bank_Kenya" class="mw-redirect" title="Middle East Bank Kenya">Middle East Bank Kenya</a></li> <li><a href="/wiki/M-Oriental_Bank" class="mw-redirect" title="M-Oriental Bank">M-Oriental Bank</a></li> <li><a href="/wiki/National_Bank_of_Kenya" title="National Bank of Kenya">National Bank of Kenya</a></li> <li><a href="/wiki/NCBA_Bank_Kenya" title="NCBA Bank Kenya">NCBA Bank</a></li> <li><a href="/wiki/Paramount_Universal_Bank" title="Paramount Universal Bank">Paramount Universal Bank</a></li> <li><a href="/wiki/Kenya_Post_Office_Savings_Bank" title="Kenya Post Office Savings Bank">Post Bank</a></li> <li><a href="/wiki/Premier_Bank_Kenya" title="Premier Bank Kenya">Premier Bank</a></li> <li><a href="/wiki/Prime_Bank_(Kenya)" title="Prime Bank (Kenya)">Prime bank</a></li> <li><a href="/wiki/SBM_Bank_Kenya" class="mw-redirect" title="SBM Bank Kenya">SBM Bank Kenya</a></li> <li><a href="/wiki/Sidian_Bank" title="Sidian Bank">Sidian Bank</a></li> <li><a href="/wiki/Stanbic_Holdings_Plc" title="Stanbic Holdings Plc">Stanbic Bank</a></li> <li><a href="/wiki/Standard_Chartered_Kenya" title="Standard Chartered Kenya">Standard Chartered Kenya</a></li> <li><a href="/wiki/United_Bank_for_Africa_(Kenya)" class="mw-redirect" title="United Bank for Africa (Kenya)">United Bank for Africa</a></li> <li><a href="/wiki/Victoria_Commercial_Bank" title="Victoria Commercial Bank">Victoria Commercial Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Financial services organization</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Diamond_Trust_Bank_Group" title="Diamond Trust Bank Group">DTB Group</a></li> <li><a href="/wiki/Equity_Group_Holdings" title="Equity Group Holdings">Equity Group Holdings</a></li> <li><a href="/wiki/Housing_Finance_Group_of_Kenya" title="Housing Finance Group of Kenya">HF Group</a></li> <li><a href="/wiki/I%26M_Holdings_Limited" title="I&M Holdings Limited">I&M Holdings</a></li> <li><a href="/wiki/Kenya_Commercial_Bank_Group" class="mw-redirect" title="Kenya Commercial Bank Group">KCB Group</a></li> <li><a class="mw-selflink selflink">Kenya Mortgage Refinance Company</a></li> <li><a href="/wiki/NCBA_Group_Plc" title="NCBA Group Plc">NCBA Group</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a></li> <li><a href="/wiki/Bank_of_Kigali" title="Bank of Kigali">Bank of Kigali</a></li> <li><a href="/wiki/FirstRand" title="FirstRand">FirstRand</a></li> <li><a href="/wiki/HDFC_Bank" title="HDFC Bank">HDFC Bank</a></li> <li><a href="/wiki/HSBC_(Hong_Kong)" title="HSBC (Hong Kong)">HSBC</a></li> <li><a href="/wiki/Nedbank" title="Nedbank">Nedbank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Bank_failure" title="Bank failure">Defunct banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Chase_Bank_Kenya" title="Chase Bank Kenya">Chase Bank</a></li> <li><a href="/wiki/Commercial_Bank_of_Africa" title="Commercial Bank of Africa">Commercial Bank of Africa</a> (Formerly part of <a href="/wiki/Commercial_Bank_of_Africa_Group" title="Commercial Bank of Africa Group">CBA Group</a>)</li> <li><a href="/wiki/Dubai_Bank_Kenya" title="Dubai Bank Kenya">Dubai Bank Kenya</a></li> <li><a href="/wiki/Euro_Bank_Scandal" title="Euro Bank Scandal">Euro Bank</a></li> <li><a href="/wiki/Fina_Bank_Group" title="Fina Bank Group">Fina Bank</a></li> <li><a href="/wiki/Giro_Commercial_Bank" title="Giro Commercial Bank">Giro Commercial Bank</a></li> <li><a href="/wiki/Habib_Bank_Limited" title="Habib Bank Limited">Habib Bank</a></li> <li><a href="/wiki/Imperial_Bank_Limited" title="Imperial Bank Limited">Imperial Bank Limited</a></li> <li><a href="/wiki/Spire_Bank" title="Spire Bank">Spire Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Microfinance_in_Kenya" title="Microfinance in Kenya">Microfinance Institutions</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Choice_Microfinance_Bank" title="Choice Microfinance Bank">Choice Microfinance Bank</a></li> <li><a href="/wiki/Faulu_Kenya" class="mw-redirect" title="Faulu Kenya">Faulu Kenya</a></li> <li><a href="/wiki/Kenya_Women_Microfinance_Bank" title="Kenya Women Microfinance Bank">Kenya Women Microfinance Bank</a></li> <li><a href="/wiki/SMEP_Microfinance_Bank" title="SMEP Microfinance Bank">SMEP Microfinance Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Credit_union" title="Credit union">SACCOs</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Imarisha_Cooperative_Savings_and_Credit_Society_Limited" title="Imarisha Cooperative Savings and Credit Society Limited">Imarisha Sacco Society</a></li> <li><a href="/wiki/Mwalimu_National_Sacco" class="mw-redirect" title="Mwalimu National Sacco">Mwalimu National Sacco</a></li> <li><a href="/wiki/UN_Sacco_Ltd" title="UN Sacco Ltd">United Nations Sacco Society</a></li> <li><a href="/wiki/Unaitas" class="mw-redirect" title="Unaitas">Unaitas</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Related Topics</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Automated_teller_machine" class="mw-redirect" title="Automated teller machine">Automated Teller Machine (ATM)</a></li> <li><a href="/wiki/ATM_usage_fees#India" title="ATM usage fees">ATM usage fees</a></li> <li><a href="/wiki/Demat_account" title="Demat account">De-Materialisation (DEMAT)</a></li> <li><a href="/wiki/Financial_services" title="Financial services">Financial services</a></li> <li><a href="/wiki/Foreign_exchange_market" title="Foreign exchange market">Foreign Exchange (FOREX)</a></li> <li><a href="/wiki/National_Electronic_Fund_Transfer" class="mw-redirect" title="National Electronic Fund Transfer">National Electronic Fund Transfer (NEFT)</a></li> <li><a href="/wiki/Real_Time_Gross_Settlement" class="mw-redirect" title="Real Time Gross Settlement">Real Time Gross Settlement (RTGS)</a></li> <li><a href="/wiki/Structured_Financial_Messaging_System" title="Structured Financial Messaging System">Structured Financial Messaging System (SFMS)</a></li></ul> </div></td></tr></tbody></table></div> <p><span class="geo-inline-hidden noexcerpt"><style data-mw-deduplicate="TemplateStyles:r1156832818">.mw-parser-output .geo-default,.mw-parser-output .geo-dms,.mw-parser-output .geo-dec{display:inline}.mw-parser-output .geo-nondefault,.mw-parser-output .geo-multi-punct,.mw-parser-output .geo-inline-hidden{display:none}.mw-parser-output .longitude,.mw-parser-output .latitude{white-space:nowrap}</style><span class="plainlinks nourlexpansion"><a class="external text" href="https://geohack.toolforge.org/geohack.php?pagename=Kenya_Mortgage_Refinance_Company&params=01_17_58_S_36_49_09_E_"><span class="geo-default"><span class="geo-dms" title="Maps, aerial photos, and other data for this location"><span class="latitude">01°17′58″S</span> <span class="longitude">36°49′09″E</span></span></span><span class="geo-multi-punct"> / </span><span class="geo-nondefault"><span class="geo-dec" title="Maps, aerial photos, and other data for this location">1.29944°S 36.81917°E</span><span style="display:none"> / <span class="geo">-1.29944; 36.81917</span></span></span></a></span></span> </p>    </div><noscript><img src="https://login.wikimedia.org/wiki/Special:CentralAutoLogin/start?type=1x1" alt="" width="1" height="1" style="border: none; position: absolute;"></noscript> <div class="printfooter" data-nosnippet="">Retrieved from "<a dir="ltr" href="https://en.wikipedia.org/w/index.php?title=Kenya_Mortgage_Refinance_Company&oldid=1160894170">https://en.wikipedia.org/w/index.php?title=Kenya_Mortgage_Refinance_Company&oldid=1160894170</a>"</div></div> <div id="catlinks" class="catlinks" data-mw="interface"><div id="mw-normal-catlinks" class="mw-normal-catlinks"><a href="/wiki/Help:Category" title="Help:Category">Categories</a>: <ul><li><a href="/wiki/Category:Banks_of_Kenya" title="Category:Banks of Kenya">Banks of Kenya</a></li><li><a href="/wiki/Category:Banks_established_in_2018" title="Category:Banks established in 2018">Banks established in 2018</a></li><li><a href="/wiki/Category:2018_establishments_in_Kenya" title="Category:2018 establishments in Kenya">2018 establishments in Kenya</a></li><li><a href="/wiki/Category:Companies_based_in_Nairobi" title="Category:Companies based in Nairobi">Companies based in Nairobi</a></li></ul></div><div id="mw-hidden-catlinks" class="mw-hidden-catlinks mw-hidden-cats-hidden">Hidden categories: <ul><li><a href="/wiki/Category:CS1_maint:_numeric_names:_authors_list" title="Category:CS1 maint: numeric names: authors list">CS1 maint: numeric names: authors list</a></li><li><a href="/wiki/Category:Pages_using_gadget_WikiMiniAtlas" title="Category:Pages using gadget WikiMiniAtlas">Pages using gadget WikiMiniAtlas</a></li><li><a href="/wiki/Category:Articles_with_short_description" title="Category:Articles with short description">Articles with short description</a></li><li><a href="/wiki/Category:Short_description_matches_Wikidata" title="Category:Short description matches Wikidata">Short description matches Wikidata</a></li><li><a href="/wiki/Category:EngvarB_from_July_2020" title="Category:EngvarB from July 2020">EngvarB from July 2020</a></li><li><a href="/wiki/Category:Use_dmy_dates_from_July_2020" title="Category:Use dmy dates from July 2020">Use dmy dates from July 2020</a></li><li><a href="/wiki/Category:Coordinates_on_Wikidata" title="Category:Coordinates on Wikidata">Coordinates on Wikidata</a></li></ul></div></div> </div> </main> </div> <div class="mw-footer-container"> <footer id="footer" class="mw-footer" > <ul id="footer-info"> <li id="footer-info-lastmod"> This page was last edited on 19 June 2023, at 10:49<span class="anonymous-show"> (UTC)</span>.</li> <li id="footer-info-copyright">Text is available under the <a href="/wiki/Wikipedia:Text_of_the_Creative_Commons_Attribution-ShareAlike_4.0_International_License" title="Wikipedia:Text of the Creative Commons Attribution-ShareAlike 4.0 International License">Creative Commons Attribution-ShareAlike 4.0 License</a>; additional terms may apply. By using this site, you agree to the <a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Terms_of_Use" class="extiw" title="foundation:Special:MyLanguage/Policy:Terms of Use">Terms of Use</a> and <a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Privacy_policy" class="extiw" title="foundation:Special:MyLanguage/Policy:Privacy policy">Privacy Policy</a>. Wikipedia® is a registered trademark of the <a rel="nofollow" class="external text" href="https://wikimediafoundation.org/">Wikimedia Foundation, Inc.</a>, a non-profit organization.</li> </ul> <ul id="footer-places"> <li id="footer-places-privacy"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Privacy_policy">Privacy policy</a></li> <li id="footer-places-about"><a href="/wiki/Wikipedia:About">About Wikipedia</a></li> <li id="footer-places-disclaimers"><a href="/wiki/Wikipedia:General_disclaimer">Disclaimers</a></li> <li id="footer-places-contact"><a href="//en.wikipedia.org/wiki/Wikipedia:Contact_us">Contact Wikipedia</a></li> <li id="footer-places-wm-codeofconduct"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Universal_Code_of_Conduct">Code of Conduct</a></li> <li id="footer-places-developers"><a href="https://developer.wikimedia.org">Developers</a></li> <li id="footer-places-statslink"><a href="https://stats.wikimedia.org/#/en.wikipedia.org">Statistics</a></li> <li id="footer-places-cookiestatement"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Cookie_statement">Cookie statement</a></li> <li id="footer-places-mobileview"><a href="//en.m.wikipedia.org/w/index.php?title=Kenya_Mortgage_Refinance_Company&mobileaction=toggle_view_mobile" class="noprint stopMobileRedirectToggle">Mobile view</a></li> </ul> <ul id="footer-icons" class="noprint"> <li id="footer-copyrightico"><a href="https://wikimediafoundation.org/" class="cdx-button cdx-button--fake-button cdx-button--size-large cdx-button--fake-button--enabled"><img src="/static/images/footer/wikimedia-button.svg" width="84" height="29" alt="Wikimedia Foundation" loading="lazy"></a></li> <li id="footer-poweredbyico"><a href="https://www.mediawiki.org/" class="cdx-button cdx-button--fake-button cdx-button--size-large cdx-button--fake-button--enabled"><img src="/w/resources/assets/poweredby_mediawiki.svg" alt="Powered by MediaWiki" width="88" height="31" loading="lazy"></a></li> </ul> </footer> </div> </div> </div> <div class="vector-settings" id="p-dock-bottom"> <ul></ul> </div><script>(RLQ=window.RLQ||[]).push(function(){mw.config.set({"wgHostname":"mw-web.codfw.main-f69cdc8f6-r5498","wgBackendResponseTime":182,"wgPageParseReport":{"limitreport":{"cputime":"0.485","walltime":"0.658","ppvisitednodes":{"value":2387,"limit":1000000},"postexpandincludesize":{"value":42387,"limit":2097152},"templateargumentsize":{"value":1907,"limit":2097152},"expansiondepth":{"value":20,"limit":100},"expensivefunctioncount":{"value":4,"limit":500},"unstrip-depth":{"value":1,"limit":20},"unstrip-size":{"value":34614,"limit":5000000},"entityaccesscount":{"value":1,"limit":400},"timingprofile":["100.00% 569.779 1 -total"," 24.47% 139.406 1 Template:Reflist"," 23.83% 135.784 1 Template:Infobox_company"," 21.87% 124.615 1 Template:Infobox"," 20.45% 116.519 6 Template:Cite_web"," 19.39% 110.507 1 Template:Banking_in_Kenya"," 18.59% 105.902 1 Template:Navbox"," 13.77% 78.436 1 Template:Short_description"," 7.48% 42.606 2 Template:Pagetype"," 4.44% 25.323 1 Template:Start_date_and_years_ago"]},"scribunto":{"limitreport-timeusage":{"value":"0.285","limit":"10.000"},"limitreport-memusage":{"value":6125329,"limit":52428800}},"cachereport":{"origin":"mw-web.eqiad.main-5dc468848-dzlwk","timestamp":"20241122183923","ttl":2592000,"transientcontent":false}}});});</script> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"Article","name":"Kenya Mortgage Refinance Company","url":"https:\/\/en.wikipedia.org\/wiki\/Kenya_Mortgage_Refinance_Company","sameAs":"http:\/\/www.wikidata.org\/entity\/Q97176374","mainEntity":"http:\/\/www.wikidata.org\/entity\/Q97176374","author":{"@type":"Organization","name":"Contributors to Wikimedia projects"},"publisher":{"@type":"Organization","name":"Wikimedia Foundation, Inc.","logo":{"@type":"ImageObject","url":"https:\/\/www.wikimedia.org\/static\/images\/wmf-hor-googpub.png"}},"datePublished":"2020-07-06T11:36:17Z","dateModified":"2023-06-19T10:49:27Z","headline":"Kenyan financial institution"}</script> </body> </html>