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content</a> <div class="pageWrapper" data-page="home-test-am"> <header> <div class="header-top"> <div class="container"> <div class="row"> <div class="col-2"><a href="/"><img src="https://assets.lloyds.com/media/6df0bde9-0286-4399-933e-2b7b21a30c8a/lloyds_black_logo.svg" alt="Lloyd's of London logo"></a></div> <nav class="col-10"> <ul> <li> <a href="/lloyds-around-the-world" aria-label="Learn more about Lloyd's around the world." target="_self">Lloyd's around the world</a> </li> <li> <a href="/contact-us" aria-label="Contact Lloyd's today." target="_self">Contact us</a> </li> <li> <a href="https://ldc.lloyds.com/my-account" aria-label="Log in to Lloyds." target="_blank">Log in</a> </li> </ul> <div class="mobile-icons"> <a href="#" class="mobile-icon search-nav" id="openSearch"> <i class="fa fa-search" aria-hidden="true"></i> <i class="close-icon" aria-hidden="true"></i> <span class="mobile-icon-label" data-close-text="Close" data-open-text="Search">Search</span> </a> <a href="#" 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Bringing together experts who share intelligence, judgement, capital and risk to create a braver world. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/about-lloyds" aria-label="visit this link to learn more about Lloyd's landing page." target="_self">About Lloyd’s</a> <div class="row"> <div class="col-4"> <h4>Our marketplace</h4> <div> <a href="/about-lloyds/why-lloyds" aria-label="" target="" class="dropdown-item">Why Lloyd’s?</a> <a href="/about-lloyds/strategy" aria-label="" target="" class="dropdown-item">Our strategy</a> <a href="/about-lloyds/our-market" aria-label="" target="" class="dropdown-item">Our market</a> <a href="/about-lloyds/the-corporation" aria-label="" target="" class="dropdown-item">The Corporation</a> <a href="/about-lloyds/history/" aria-label="" target="" class="dropdown-item">Our past</a> <a href="/about-lloyds/our-home" aria-label="" target="" class="dropdown-item">Our home</a> <a href="/about-lloyds/future-at-lloyds" aria-label="" target="" class="dropdown-item">Our future</a> </div> </div> <div class="col-4"> <h4>Our purpose</h4> <div> <a href="/about-lloyds/our-purpose" aria-label="" target="" class="dropdown-item">Sharing risk to create a braver world</a> </div> </div> <div class="col-4"> <h4>Our people & culture</h4> <div> <a href="/about-lloyds/culture" aria-label="Learn more about the culture at Lloyd's." target="" class="dropdown-item">Culture at Lloyd’s</a> <a href="/about-lloyds/careers" aria-label="Learn more about careers at Lloyd's." target="_self" class="dropdown-item">Careers</a> </div> </div> </div> <div class="row"> <div class="col-4"> <h4>Our impact on society</h4> <div> <a href="/about-lloyds/sustainability" aria-label="" target="" class="dropdown-item">Sustainability</a> <a href="/about-lloyds/responsible-business/community" aria-label="" target="" class="dropdown-item">Community involvement</a> </div> </div> <div class="col-4"> <h4>Get in touch</h4> <div> <a href="/contact-us" aria-label="Go to contacts" target="" class="dropdown-item">Contact us</a> <a href="/about-lloyds/media-centre" aria-label="Go to media centre" target="" class="dropdown-item">Media centre</a> <a href="/about-lloyds/investor-relations" aria-label="Go to investor relations" target="" class="dropdown-item">Investor relations</a> <a href="/about-lloyds/working-with-lloyds" aria-label="" target="" class="dropdown-item">Working with Lloyd’s</a> </div> </div> </div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links about Joining Lloyd's market.">Join Lloyd’s market</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>Join Lloyd’s market</h3> <p> Join the best minds in the market - access the expertise, knowledge and insights to protect and develop your business. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/join-lloyds-market" aria-label="Learn more about all the possibilities to Join Lloyd's market." target="_self">Join Lloyd’s market</a> <div class="row"> <div class="col-4"> <h4>How to join the Lloyd’s market</h4> <div> <a href="/join-lloyds-market/underwriter" aria-label="Learn more about joining the Lloyd's market as an underwriter. " target="_self" class="dropdown-item">As an underwriter</a> <a href="/conducting-business/delegated-authorities/applications-and-processes" aria-label="Learn more about joining the Lloyd's market as a coverholder." target="_self" class="dropdown-item">As a coverholder</a> <a href="/join-lloyds-market/broker" aria-label="" target="_self" class="dropdown-item">As a broker</a> <a href="/invest-with-lloyds" aria-label="" target="_self" class="dropdown-item">As an investor/member</a> <a href="/news-and-insights/lloyds-lab" aria-label="" target="_self" class="dropdown-item">As an InsurTech start-up</a> </div> </div> <div class="col-4"> <h4>Careers at Lloyd’s</h4> <div> <a href="/about-lloyds/careers" aria-label="" target="" class="dropdown-item">Careers</a> </div> </div> </div> <div class="row"></div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links about Lloyd's market directory.">Market Directory</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>Market directory </h3> <p> Discover the breadth of the Lloyd’s marketplace and find the experts to support your risk - whatever the size and complexity. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="https://ldc.lloyds.com/market-directory" aria-label="" target="_blank">Open Market Directory</a> <div class="row"> <div class="col-4"> <h4>Our network</h4> <div> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=bro&cobc=0&cob=&bro_num=&pseudo=&name=&loc=&bro=1&cov=0&man=0&mem=0&omc=0&run=0" aria-label="" target="_blank" class="dropdown-item">Brokers</a> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=bro&cobc=0&cob=&bro_num=&pseudo=&name=&loc=&bro=0&cov=1&man=0&mem=0&omc=0&run=0" aria-label="" target="_blank" class="dropdown-item">Coverholders</a> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=bro&cobc=0&cob=&name=<ti=&fca_num=&loc=&bro=0&cov=0&man=1&mem=0&omc=0&run=0" aria-label="" target="_blank" class="dropdown-item">Managing agents</a> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=man&cobc=0&cob=&name=&syn_num=&loc=&bro=0&cov=0&man=0&mem=1&omc=0&run=0" aria-label="" target="_blank" class="dropdown-item">Members' agents & advisors </a> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=mem&name=&loc=&bro=0&cov=0&man=0&mem=0&omc=1&run=0" aria-label="" target="_blank" class="dropdown-item">Open market correspondent</a> </div> </div> <div class="col-4"> <h4>Memberships</h4> <div> <a href="/market-directory/committees-and-associations" aria-label="" target="" class="dropdown-item">Committees & associations</a> </div> </div> </div> <div class="row"></div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links to news and insights at Lloyd's.">News & insights</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>News & insights </h3> <p> Stay on top of all the latest news impacting the insurance marketplace and understand the innovations, trends and insights on the changing risk landscape. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/news-and-insights" aria-label="" target="_self">News & insights</a> <div class="row"> <div class="col-4"> <h4>News & communications</h4> <div> <a href="/news-and-insights/news" aria-label="" target="_self" class="dropdown-item">News</a> <a href="/news-and-insights/market-communications" aria-label="" target="_self" class="dropdown-item">Market communications</a> <a href="/news-and-insights/mind-of-the-market" aria-label="Mind of the market" target="_self" class="dropdown-item">Mind of the market</a> <a href="/news-and-insights/events" aria-label="" target="_self" class="dropdown-item">Events at Lloyd’s</a> </div> </div> <div class="col-4"> <h4>Innovations & risk insight </h4> <div> <a href="/news-and-insights/futureset" aria-label="" target="_self" class="dropdown-item">Lloyd’s Futureset</a> <a href="https://www.lloyds.com/news-and-insights/lloyds-lab" aria-label="" target="_self" class="dropdown-item">Lloyd’s Lab</a> <a href="/news-and-insights/risk-insights-innovation-analysis/risk-reports" aria-label="" target="_self" class="dropdown-item">Risk reports</a> <a href="/news-and-insights/lloyds-lab/insurtech/lloyds-product-launchpad" aria-label="" target="_self" class="dropdown-item">Lloyd’s Product Launchpad</a> <a href="/news-and-insights/disaster-risk-facility" aria-label="" target="_self" class="dropdown-item">Disaster Risk Facility</a> </div> </div> <div class="col-4"> <h4>Market insights</h4> <div> <a href="/news-and-insights/insights-hub" aria-label="" target="_self" class="dropdown-item">Insights Hub</a> <a href="/news-and-insights/data-and-research" aria-label="" target="_self" class="dropdown-item">Data & research</a> </div> </div> </div> <div class="row"></div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links about conducting business.">Conducting business</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>Conducting business</h3> <p> Discover our suite of tools and technologies to support your business needs. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/conducting-business" aria-label="" target="_self">Conducting business</a> <div class="row"> <div class="col-4"> <h4>Policy & compliance</h4> <div> <a href="/conducting-business/regulatory-tools" aria-label="" target="_self" class="dropdown-item">Regulatory tools (Crystal, Risk Locator & Stamp Decision Tool) </a> <a href="/conducting-business/lloyds-wordings-repository" aria-label="" target="_self" class="dropdown-item">Lloyd’s wordings repository</a> <a href="/tools-and-systems/business-timetable" aria-label="" target="_self" class="dropdown-item">Business Timetable</a> <a href="/conducting-business/contract-confidence" aria-label="" target="_self" class="dropdown-item">Contract confidence</a> <a href="/conducting-business/regulatory-information" aria-label="" target="_self" class="dropdown-item">Regulatory information</a> <a href="/conducting-business/quality-assurance-tool-open-market" aria-label="" target="" class="dropdown-item">Open Market Quality Assurance Tool (QA Tool)</a> </div> </div> <div class="col-4"> <h4>Delegated Authority tools</h4> <div> <a href="/conducting-business/doprint" aria-label="" target="_self" class="dropdown-item">Doprint</a> <a href="/conducting-business/mocha" aria-label="" target="_self" class="dropdown-item">Mocha</a> <a href="/conducting-business/lineage" aria-label="" target="_self" class="dropdown-item">Lineage</a> <a href="/conducting-business/coverholder-applications-atlas" aria-label="" target="_self" class="dropdown-item">Coverholder Applications (ATLAS)</a> <a href="/conducting-business/delegated-contract-and-oversight-manager " aria-label="" target="_self" class="dropdown-item">Delegated Contract & Oversight Manager</a> <a href="/conducting-business/delegated-audit-manager-aims" aria-label="" target="_self" class="dropdown-item">Delegated Audit Manager (AiMS)</a> </div> </div> <div class="col-4"> <h4> </h4> <div> <a href="/conducting-business/delegated-data-manager" aria-label="" target="_self" class="dropdown-item">Delegated Data Manager (DA SATS)</a> <a href="/conducting-business/delegated-authorities/systems-and-tools/quality-assurance-tool/" aria-label="Binding Authority Quality Assurance Tool (QA Tool)" target="_self" class="dropdown-item">Binding Authority Quality Assurance Tool (QA Tool)</a> <a 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href="/about-lloyds/media-centre/press-releases/lloyds-establishes-first-of-its-kind-disaster-resilience-vehicle-with-united-nations-capital-development-fund" aria-label="Lloyd’s establishes first of its kind disaster resilience vehicle with United Nations Capital Development Fund - Press release" target="" onclick="" data-ga-category="" data-ga-action="" data-ga-label=""> <div class="lloyds-card-image-wrapper"> </div> <div class="lloyds-card-text-wrapper keyline-True image-hidden-True"> <h3>Lloyd’s establishes first of its kind disaster resilience vehicle with United Nations Capital Development Fund </h3> <p>Lloyd’s, the world’s leading marketplace for insurance and reinsurance, has today announced a new, pioneering disaster resilience vehicle with the United Nations Capital Development Fund (UNCDF) to deliver disaster risk financing to Small Island Developing States (SIDS) in the Pacific.</p> <div> 24 Oct 2024 </div> </div> </a> </div> <div> <a class="ga-datalayer" 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