MySuper Dashboard

<!DOCTYPE HTML> <html lang="en"> <head> <meta charset="UTF-8"/> <title>MySuper Dashboard</title> <meta name="template" content="content-page"/> <meta name="viewport" content="width=device-width, initial-scale=1.0"/> <meta name="pageName" content="cfs:next:personal:super:types-of-super:mysuper-dashboard"/> <meta property="date-published" content="Fri Jun 23 01:59:32 UTC 2023"/> <meta property="date-modified" content="Tue Jan 16 01:21:06 UTC 2024"/> <script defer="defer" type="text/javascript" src="/.rum/@adobe/helix-rum-js@%5E2/dist/rum-standalone.js"></script> <link rel="stylesheet" href="/etc.clientlibs/cfs-winged/clientlibs/clientlib-dependencies.lc-d41d8cd98f00b204e9800998ecf8427e-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/cfs-winged/clientlibs/clientlib-site.lc-3e581f61a1d3193f43dd06d61b5b5cfa-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/core/wcm/components/accordion/v1/accordion/clientlibs/site.lc-44a1783be8e88dc73188908af6c38c01-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/core/wcm/components/tabs/v1/tabs/clientlibs/site.lc-d54c23ba76bd8648119795790ae83779-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/core/fd/af-clientlibs/core-forms-components-runtime-all.lc-11a52d361d1125943142ea0773c1f117-lc.min.css" type="text/css"> <link rel="apple-touch-icon" sizes="180x180" href="/content/dam/cfs-winged/favicon/apple-touch-icon.png"/> <link rel="icon" type="image/png" sizes="32x32" href="/content/dam/cfs-winged/favicon/favicon-32x32.png"/> <link rel="icon" type="image/png" sizes="16x16" href="/content/dam/cfs-winged/favicon/favicon-16x16.png"/> <link rel="mask-icon" href="/content/dam/cfs-winged/favicon/safari-pinned-tab.svg" color="#164a9a"/> <meta name="msapplication-TileColor" content="#148c8c"/> <meta name="theme-color" content="#164a9a"/> <script>window.dataLayer = window.dataLayer || []; window.dataLayer.dataModel = window.dataLayer.dataModel || {}</script>  <script> !function(e,a,n,t){ var i=e.head; if(i){ if (a) return; var o=e.createElement("style"); o.id="alloy-prehiding",o.innerText=n,i.appendChild(o),setTimeout(function(){ o.parentNode&&o.parentNode.removeChild(o) },t) } } (document, document.location.href.indexOf("adobe_authoring_enabled") !== -1, "body { opacity: 0 !important }", 3000); </script> <script type="text/javascript" src="//assets.adobedtm.com/a7d171ccadb5/c0d078349a53/launch-3231c0e7a15c.min.js" async></script> <link rel="stylesheet" href="/libs/wcm/foundation/components/page/responsive.lc-dd681ee257834c2b1fb20fb9af28568b-lc.min.css" type="text/css"> <style name="pageStyling">@media only screen and (max-width: 992px) { .HeaderBanner.HeaderBanner--variant-large-image .HeaderBanner__ContentWrapper .HeaderBanner__Heading .hero2 { color: #000; } .HeaderBanner.HeaderBanner--variant-large-image .HeaderBanner__ContentWrapper .HeaderBanner__SubHeading .p1,.HeaderBanner.HeaderBanner--variant-large-image .HeaderBanner__ContentWrapper .HeaderBanner__SubHeading .paragraph1 { color:#000 } } </style> <script type="application/ld+json"> { "@context": "https://schema.org", "@graph": [ { "@type": "Article", "headline": "", "image": "", "author": { "@type": "Person", "name": "" }, "publisher": { "@type": "Organization", "name": "", "logo": { "@type": "ImageObject", "url": "" } }, "datePublished": "Fri Jun 23 01:59:32 UTC 2023", "dateModified": "Tue Jan 16 01:21:06 UTC 2024" } ] }</script> </head> <body class="page basicpage" id="page-a3260e47bf"> <script src="/content/dam/cfs-winged/datacollection/acdl/adobe-client-data-layer.min.js" async defer></script> <script src="/content/dam/cfs-winged/datacollection/acdl/cfs-analytics-framework.js" async defer></script> <script src="/content/dam/cfs-winged/lotties/lottie-player.js"></script>  <div class="root responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div id="experiencefragment-7f7525de1a" class="cmp-experiencefragment cmp-experiencefragment--customer-header"> <div id="container-b181860708" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="header aem-GridColumn aem-GridColumn--default--12"> <header class="Header Header--background-blur-off Header--gradient" data-cmp-is="header" data-visible="Members" data-megamenu="closed" data-hamburger="closed" data-search="closed" data-select="closed" data-hideup="0"> <div data-cmp-hook-header="container"> <div class="Header__Top_Wrapper"> <div class="Header__Top_Container"> <div class="wrapper"> <div class="Header__Top"> <div class="Header__MenuSelect"> <button title="Customer" class="Header__MenuSelectButton" data-cmp-hook-header="selectOpen"> <span>Customer</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <nav class="Header__SecondaryMenu" aria-label="Secondary"> <ul class="Header__SecondaryMenuList"> <li class="Header__SecondaryMenuItem"> <a class="Header__SecondaryMenuLink" href="/content/cfs-winged/au/en/about-us.html">About us</a> </li> <li class="Header__SecondaryMenuItem"> <a class="Header__SecondaryMenuLink" href="/content/cfs-winged/au/en/about-us/contact-us/contact-details.html">Contact us</a> </li> </ul> </nav> </div> </div> </div> <div class="Header__MenuSelectList_Container"> <div class="wrapper"> <div class="Header__MenuSelectList"> <button class="Header__MenuSelectListClear"> <span class="visually-hidden">Close search</span> <svg width="24" height="25" viewBox="0 0 24 25" fill="none"> <path d="M6 18.7031L18 6.70312" stroke="black" stroke-linecap="round"/> <path d="M6 6.70312L18 18.7031" stroke="black" stroke-linecap="round"/> </svg> </button> <ul> <li> <a data-cmp-hook-header="selectOption" href="/content/cfs-winged/au/en/personal.html"> <span class="Header__SecondaryMenuLabel">Customer</span> <span class="Header__SecondaryMenuDescription">I invest or want to invest with CFS</span> </a> </li> <li> <a data-cmp-hook-header="selectOption" href="/content/cfs-winged/au/en/adviser.html"> <span class="Header__SecondaryMenuLabel">Adviser</span> <span class="Header__SecondaryMenuDescription">I invest on behalf of my clients</span> </a> </li> <li> <a data-cmp-hook-header="selectOption" href="/content/cfs-winged/au/en/employer.html"> <span class="Header__SecondaryMenuLabel">Employer</span> <span class="Header__SecondaryMenuDescription">I invest on behalf of my employees</span> </a> </li> </ul> </div> </div> </div> </div> <div class="Nav__container"> <div class="wrapper"> <div class="Header__Bar"> <div class="Header__Logo"> <a href="/"> <img src="/content/dam/cfs-winged/images/CFS-logo.svg" alt="Colonial First State"/> </a> </div> <button class="Header__HamburgerOpen" aria-label="Open navigation" data-cmp-hook-header="hamburger"> <span class="Header__HamburgerLine"></span> <span class="Header__HamburgerLine"></span> <span class="Header__HamburgerLine"></span> </button> <nav class="Header__PrimaryMenu" aria-label="Primary"> <ul class="Header__PrimaryMenuList Header__PrimaryMenuList--Members"> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Super"> <span>Super</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="CFS Super"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/super/why-choose-cfs-for-super.html">CFS Super</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/super/low-admin-fees.html">Low fees</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/fees-and-performance.html">Compare CFS</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super.html">Personal super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/super/types-of-super/employer-super.html">Employer super </a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Understand super"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/super/understanding-superannuation.html">Understand super</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/how-much-super-should-i-have.html">How much super should I have?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/super/cost-of-super.html">Fees and costs</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Manage super"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/super/manage-your-super.html">Manage super</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/super-contributions.html">Types of contributions</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/first-home-super-saver.html">First home super saver</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/consolidate-your-super.html">Consolidate super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs/superannuation/taking-your-super-to-new-job.html">Notify employer</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/super/insurance/insurance-in-super.html">Insurance in super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/early-access-to-super.html">Early access to super</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Help"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/about-us/contact-us.html">Help</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/about-us.html#fund-details">USI ABN</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/investment/start-investing/make-a-contribution.html">Make a contribution</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/find-a-form/find-a-form.html">Forms</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs/superannuation.html">Super FAQs</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html">Calculators</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/funds-and-performance.html">Funds and Performance</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://cfs.findadviser.com.au/home.html">Find an Adviser</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html">News and insights</a> </li> </ul> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="Super" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-CFS Super" href="/content/cfs-winged/au/en/personal/super/why-choose-cfs-for-super.html" class="Header__SubMenuHeading"> <span>CFS Super</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/super/low-admin-fees.html"> <span>Low fees</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/fees-and-performance.html"> <span>Compare CFS</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super.html"> <span>Personal super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/super/types-of-super/employer-super.html"> <span>Employer super </span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Understand super" href="/content/cfs-winged/au/en/super/understanding-superannuation.html" class="Header__SubMenuHeading"> <span>Understand super</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/how-much-super-should-i-have.html"> <span>How much super should I have?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/super/cost-of-super.html"> <span>Fees and costs</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Manage super" href="/content/cfs-winged/au/en/super/manage-your-super.html" class="Header__SubMenuHeading"> <span>Manage super</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/super-contributions.html"> <span>Types of contributions</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/first-home-super-saver.html"> <span>First home super saver</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/consolidate-your-super.html"> <span>Consolidate super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs/superannuation/taking-your-super-to-new-job.html"> <span>Notify employer</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/super/insurance/insurance-in-super.html"> <span>Insurance in super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/early-access-to-super.html"> <span>Early access to super</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Help" href="/content/cfs-winged/au/en/about-us/contact-us.html" class="Header__SubMenuHeading"> <span>Help</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/about-us.html#fund-details"> <span>USI ABN</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/investment/start-investing/make-a-contribution.html"> <span>Make a contribution</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/find-a-form/find-a-form.html"> <span>Forms</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs/superannuation.html"> <span>Super FAQs</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html"> <span>Calculators</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/funds-and-performance.html"> <span>Funds and Performance</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="https://cfs.findadviser.com.au/home.html"> <span>Find an Adviser</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html"> <span>News and insights</span> </a> </li>  </ul> </div>     </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Investments"> <span>Investments</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="How we invest"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/investment/types-of-investments/investment-choice.html">How we invest</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/about-us/responsible-investing.html">Responsible investing</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Invest with CFS"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/investment/cfs-investment-funds-returns-and-performance-compared.html">Invest with CFS</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/funds-and-performance.html">Funds and Performance</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/investment/types-of-investments/investment-choice.html">Choosing the right option</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="CFS Choice"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/products/investments/investments.html">CFS Choice</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/thrive-plus.html">Thrive+ sustainable growth </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/campaigns/firstrate-cash-fund.html">FirstRate cash</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Help"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/about-us/contact-us.html">Help</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/investing-made-simple.html">Investing made simple</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/investment/start-investing/make-a-contribution.html#investment-managed">Make a contribution</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/find-a-form/find-a-form.html">Forms</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs/investments.html">Investment FAQs</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html">Calculators</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://cfs.findadviser.com.au/home.html">Find an Adviser</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html">News and insights</a> </li> </ul> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="Investments" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-How we invest" href="/content/cfs-winged/au/en/personal/investment/types-of-investments/investment-choice.html" class="Header__SubMenuHeading"> <span>How we invest</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/about-us/responsible-investing.html"> <span>Responsible investing</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Invest with CFS" href="/content/cfs-winged/au/en/personal/investment/cfs-investment-funds-returns-and-performance-compared.html" class="Header__SubMenuHeading"> <span>Invest with CFS</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/funds-and-performance.html"> <span>Funds and Performance</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/investment/types-of-investments/investment-choice.html"> <span>Choosing the right option</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-CFS Choice" href="/content/cfs-winged/au/en/personal/products/investments/investments.html" class="Header__SubMenuHeading"> <span>CFS Choice</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/thrive-plus.html"> <span>Thrive+ sustainable growth </span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/campaigns/firstrate-cash-fund.html"> <span>FirstRate cash</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Help" href="/content/cfs-winged/au/en/about-us/contact-us.html" class="Header__SubMenuHeading"> <span>Help</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/investing-made-simple.html"> <span>Investing made simple</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/investment/start-investing/make-a-contribution.html#investment-managed"> <span>Make a contribution</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/find-a-form/find-a-form.html"> <span>Forms</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs/investments.html"> <span>Investment FAQs</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html"> <span>Calculators</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="https://cfs.findadviser.com.au/home.html"> <span>Find an Adviser</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html"> <span>News and insights</span> </a> </li>  </ul> </div>     </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Retirement"> <span>Retirement</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="Plan your retirement"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/retirement/planning-retirement.html">Plan your retirement</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/how-much-super-should-i-have.html">How much do I need to retire?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement-calculator.html">Retirement calculator</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/super-balance-comparison-calculator.html">Super comparison tool</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/consolidate-your-super.html">Consolidate super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/super/super-contributions.html">Super boosting strategies</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs.html#retirement">Retirement FAQs</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Entering your retirement"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/retirement/entering-retirement.html">Entering your retirement</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/retirement/account-based-pension.html">What is an account-based pension?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/retirement/transition-to-retirement.html">What is transition to retirement?</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/retirement/age-pension-guide.html">Age Pension guide</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/how-to-access-super-in-retirement.html">Access super in retirement</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/products/annuities.html">What is an annuity?</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Enjoying your retirement"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/retirement/enjoying-retirement.html">Enjoying your retirement</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/manage-your-pension.html">Manage your pension</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/taxation-in-retirement.html">Tax saving strategies</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/retirement/retirement-income-planning-guide.html">Income streams</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/retirement/nominate-a-beneficiary.html">Nominate a beneficiary</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Explore retirement"> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src="/content/dam/cfs-winged/images/retirement-hub/promo/explore-retirement-264x130.png"/></img> </div> <div class="promo-tile-title"> Explore retirement </div> <div class="promo-tile-description"> We're here to support you throughout your retirement journey. </div> <div class="promo-tile-button"> <a class="promo-button" style="text-decoration: none !important;" href="/content/cfs-winged/au/en/personal/retirement.html">Retire with confidence</a> </div> </div> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="Retirement" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Plan your retirement" href="/content/cfs-winged/au/en/personal/retirement/planning-retirement.html" class="Header__SubMenuHeading"> <span>Plan your retirement</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/how-much-super-should-i-have.html"> <span>How much do I need to retire?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement-calculator.html"> <span>Retirement calculator</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/super-balance-comparison-calculator.html"> <span>Super comparison tool</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/consolidate-your-super.html"> <span>Consolidate super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/super/super-contributions.html"> <span>Super boosting strategies</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs.html#retirement"> <span>Retirement FAQs</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Entering your retirement" href="/content/cfs-winged/au/en/personal/retirement/entering-retirement.html" class="Header__SubMenuHeading"> <span>Entering your retirement</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/retirement/account-based-pension.html"> <span>What is an account-based pension?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/retirement/transition-to-retirement.html"> <span>What is transition to retirement?</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/retirement/age-pension-guide.html"> <span>Age Pension guide</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/how-to-access-super-in-retirement.html"> <span>Access super in retirement</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/products/annuities.html"> <span>What is an annuity?</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Enjoying your retirement" href="/content/cfs-winged/au/en/personal/retirement/enjoying-retirement.html" class="Header__SubMenuHeading"> <span>Enjoying your retirement</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/manage-your-pension.html"> <span>Manage your pension</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/taxation-in-retirement.html"> <span>Tax saving strategies</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/retirement/retirement-income-planning-guide.html"> <span>Income streams</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/retirement/nominate-a-beneficiary.html"> <span>Nominate a beneficiary</span> </a> </li>  </ul> <div class="promo-tile-container"> <div class="promo-tile-image"> <img src="/content/dam/cfs-winged/images/retirement-hub/promo/explore-retirement-264x130.png"/></img> </div> <div class="promo-tile-title"> Explore retirement </div> <div class="promo-tile-description"> We're here to support you throughout your retirement journey. </div> <div class="promo-tile-button"> <a class="promo-button" href="/content/cfs-winged/au/en/personal/retirement.html">Retire with confidence</a> </div> </div> </div>     </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Tools & Resources"> <span>Tools & Resources</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="Resources"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html">Resources</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/funds-and-performance.html">Funds and Performance</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html">Calculators</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators/product-disclosure-statements.html">Product Disclosure Statements</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html">News and insights</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs.html">FAQs</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/statement-details.html">Statements</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Forms"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/personal/resources/find-a-form/find-a-form.html">Forms</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/products/products-and-update.html">Product updates</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/products/target-market-determinations.html">Target Market Determinations</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Help"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/about-us/contact-us.html">Help</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://cfs.findadviser.com.au/home">Find an Adviser</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/advice-options.html">Advice options</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/campaigns/appointment.html">Call us</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/staying-safe-online.html">Staying safe online</a> </li> </ul> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="Tools & Resources" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Resources" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html" class="Header__SubMenuHeading"> <span>Resources</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/funds-and-performance.html"> <span>Funds and Performance</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators.html"> <span>Calculators</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators/product-disclosure-statements.html"> <span>Product Disclosure Statements</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html"> <span>News and insights</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/resources/faqs.html"> <span>FAQs</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/statement-details.html"> <span>Statements</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Forms" href="/content/cfs-winged/au/en/personal/resources/find-a-form/find-a-form.html" class="Header__SubMenuHeading"> <span>Forms</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/products/products-and-update.html"> <span>Product updates</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/products/target-market-determinations.html"> <span>Target Market Determinations</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Help" href="/content/cfs-winged/au/en/about-us/contact-us.html" class="Header__SubMenuHeading"> <span>Help</span>  </a> </li>  <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="https://cfs.findadviser.com.au/home"> <span>Find an Adviser</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/advice-options.html"> <span>Advice options</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/personal/campaigns/appointment.html"> <span>Call us</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/staying-safe-online.html"> <span>Staying safe online</span> </a> </li>  </ul> </div>     </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="false"> <div class="Header__PrimaryMenuButton"> <a href="/content/cfs-winged/au/en/about-us.html" data-cmp-hook-header="megamenuOpen" data-target-id="About us"> <span>About us</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </a> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="About us" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> </div>     </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="false"> <div class="Header__PrimaryMenuButton"> <a href="/content/cfs-winged/au/en/join-now.html" data-cmp-hook-header="megamenuOpen" data-target-id="Join us"> <span>Join us</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </a> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="Join us" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> </div>     </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="false"> <div> <a href="/content/cfs-winged/au/en/personal/customer-login.html" role="button" class="Button Button--theme-black Button--type-solid color-white"> <span>Login</span> </a> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus">  <div class="Header__SubMenu" data-id="Login" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> </div>     </div> </li> </ul> </nav> <div class="Header__SearchContainer"> <div class="Header__SearchInput"> <form action="/content/cfs-winged/au/en/personal/search-personal.html" method="GET"> <label aria-label="Search"><span class="visually-hidden">Search</span> <input type="search" name="query" placeholder="Search" data-cmp-hook-header="searchInput"/> </label> </form> </div> <div class="Header__SearchDrawer"> <h2>Suggested Search</h2> <div class="Header_SearchSuggestion"> <div class="Header__SearchDrawerSection"> <span class="Header__SearchDrawerTitle">Popular</span> <ul> <li> <a href="https://www.cfs.com.au/personal/overview/tools.html">Tools & Calculators</a> </li> <li> <a href="https://www.cfs.com.au/personal/news-and-updates/market-updates.html">News and Updates</a> </li> </ul> </div> <div class="Header__SearchDrawerSection"> <span class="Header__SearchDrawerTitle">Quick Links</span> <ul> <li> <a href="https://www.cfs.com.au/personal/resources/find-a-form/find-a-form.html">All forms</a> </li> <li> <a href="https://www.cfs.com.au/personal/resources/make-a-contribution/bpay.html">Make a contribution</a> </li> </ul> </div> </div> </div> </div> <div class="Header__Search"> <button class="Header__SearchIcon Header__SearchIconOpen" data-cmp-hook-header="searchOpen"> <span class="visually-hidden">Search now</span> <svg width="24" height="24" viewBox="0 0 24 24" fill="none"> <mask id="mask0_2161_39014" style="mask-type:alpha" maskUnits="userSpaceOnUse" x="0" y="0" width="24" height="24"> <rect width="24" height="24" fill="#D9D9D9"/> </mask> <g mask="url(#mask0_2161_39014)"> <path d="M9.53937 15.2311C7.94065 15.2311 6.58584 14.6756 5.47494 13.5647C4.36404 12.4538 3.80859 11.099 3.80859 9.50031C3.80859 7.90159 4.36404 6.54678 5.47494 5.43588C6.58584 4.32498 7.94065 3.76953 9.53937 3.76953C11.1381 3.76953 12.4929 4.32498 13.6038 5.43588C14.7147 6.54678 15.2701 7.90159 15.2701 9.50031C15.2701 10.1952 15.1471 10.8676 14.9009 11.5176C14.6548 12.1676 14.3317 12.7234 13.9317 13.1849L19.8394 19.0926C19.933 19.1862 19.983 19.301 19.9894 19.4369C19.9958 19.5727 19.9458 19.6939 19.8394 19.8003C19.733 19.9067 19.615 19.9599 19.4855 19.9599C19.356 19.9599 19.2381 19.9067 19.1317 19.8003L13.224 13.8926C12.724 14.3183 12.149 14.6477 11.499 14.8811C10.849 15.1144 10.1958 15.2311 9.53937 15.2311ZM9.53937 14.2311C10.8663 14.2311 11.9865 13.7743 12.8999 12.8609C13.8134 11.9474 14.2701 10.8272 14.2701 9.50031C14.2701 8.17339 13.8134 7.0532 12.8999 6.13973C11.9865 5.22627 10.8663 4.76953 9.53937 4.76953C8.21245 4.76953 7.09226 5.22627 6.17879 6.13973C5.26534 7.0532 4.80862 8.17339 4.80862 9.50031C4.80862 10.8272 5.26534 11.9474 6.17879 12.8609C7.09226 13.7743 8.21245 14.2311 9.53937 14.2311Z" fill="#1C1B1F"/> </g> </svg> <span class="search_text">Search</span> </button> <button class="Header__SearchClear" data-cmp-hook-header="searchClear"> <span class="visually-hidden">Close search</span> <svg width="24" height="24" viewBox="0 0 24 24" fill="none"> <path d="M6 18L18 6" stroke="black" stroke-linecap="round"/> <path d="M6 6L18 18" stroke="black" stroke-linecap="round"/> </svg> </button> <button class="Header__SearchExecute" data-cmp-hook-header="searchExecute"> <span class="visually-hidden">Search now</span> <svg width="24" height="24" viewBox="0 0 24 24" fill="none"> <mask id="mask0_2161_39014" style="mask-type:alpha" maskUnits="userSpaceOnUse" x="0" y="0" width="24" height="24"> <rect width="24" height="24" fill="#D9D9D9"/> </mask> <g mask="url(#mask0_2161_39014)"> <path d="M9.53937 15.2311C7.94065 15.2311 6.58584 14.6756 5.47494 13.5647C4.36404 12.4538 3.80859 11.099 3.80859 9.50031C3.80859 7.90159 4.36404 6.54678 5.47494 5.43588C6.58584 4.32498 7.94065 3.76953 9.53937 3.76953C11.1381 3.76953 12.4929 4.32498 13.6038 5.43588C14.7147 6.54678 15.2701 7.90159 15.2701 9.50031C15.2701 10.1952 15.1471 10.8676 14.9009 11.5176C14.6548 12.1676 14.3317 12.7234 13.9317 13.1849L19.8394 19.0926C19.933 19.1862 19.983 19.301 19.9894 19.4369C19.9958 19.5727 19.9458 19.6939 19.8394 19.8003C19.733 19.9067 19.615 19.9599 19.4855 19.9599C19.356 19.9599 19.2381 19.9067 19.1317 19.8003L13.224 13.8926C12.724 14.3183 12.149 14.6477 11.499 14.8811C10.849 15.1144 10.1958 15.2311 9.53937 15.2311ZM9.53937 14.2311C10.8663 14.2311 11.9865 13.7743 12.8999 12.8609C13.8134 11.9474 14.2701 10.8272 14.2701 9.50031C14.2701 8.17339 13.8134 7.0532 12.8999 6.13973C11.9865 5.22627 10.8663 4.76953 9.53937 4.76953C8.21245 4.76953 7.09226 5.22627 6.17879 6.13973C5.26534 7.0532 4.80862 8.17339 4.80862 9.50031C4.80862 10.8272 5.26534 11.9474 6.17879 12.8609C7.09226 13.7743 8.21245 14.2311 9.53937 14.2311Z" fill="#1C1B1F"/> </g> </svg> </button> <button class="Header__SearchIcon Header__SearchIconClose" data-cmp-hook-header="searchClose"> <span>Cancel</span> </button> <ul class="Header__PrimaryMenuList_Right"> <li> <div class="Header__PrimaryMenuButton"> <a href="/join-now.html" role="button" class="Button Button--theme-white Button--type-solid"> <span class="Button__Label"> Join now </span> </a> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="false"> <div class="Header__PrimaryMenuButton"> <a href="/content/cfs-winged/au/en/personal/customer-login.html" role="button" data-cmp-hook-header="megamenuOpen" data-target-id="Login" class="Button Button--theme-black Button--type-solid"> <span>Login</span> </a> </div>  </li> </ul> </div> </div> </div> </div> <div class="Header__Backdrop" data-cmp-hook-header="backdrop"></div> </div> </header></div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-0032a7ff50" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="headerbanner breadcrumb aem-GridColumn aem-GridColumn--default--12"><div data-cmp-is="headerbanner" class="HeaderBanner HeaderBanner--variant-large-image HeaderBanner--alignment- HeaderBanner--has-image"> <div class="HeaderBanner__Gradient"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12"> <div class="aem-GridColumn aem-GridColumn--xs--12"> <div class="HeaderBanner__Breadcrumb"> <nav id="headerbanner-4c9b34317f" class="Breadcrumb Breadcrumb--theme-dark" data-cmp-is="breadcrumb"> <div class="wrapper"> </div> </nav> </div> </div> </div> </div> <div class="HeaderBanner__Container"> <div class="HeaderBanner__Content"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12"> <div class=" aem-GridColumn aem-GridColumn--xs--12 aem-GridColumn--lg--12 "> <div class="HeaderBanner__ContentWrapper"> <div class="HeaderBanner__Heading"> <h1 class="hero2">MySuper Dashboard</h1> </div> <div class="HeaderBanner__SubHeading"> <p class="p1">CFS Lifestage is a smart investment option that automatically adapts to suit a member’s life stage.</p> </div> </div> </div> </div> </div> </div> <div class="wrapper HeaderBanner__ImageWrapper"> <div class="aem-Grid aem-Grid--12"> <div class="aem-GridColumn aem-GridColumn--xs--12"> <div class="HeaderBanner__Image "> <img class="HeaderBanner__Image__Desktop " src="/content/dam/cfs-winged/images/header-banners/tier2_lighthouse.jpg" alt=""/> <img class="HeaderBanner__Image__Mobile" src="/content/dam/cfs-winged/images/header-banners/tier2_mobile_lighthouse.jpg" alt=""/> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-49342173ac" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="anchorlinks aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--10 aem-GridColumn aem-GridColumn--offset--phone--1 aem-GridColumn--default--8 aem-GridColumn--offset--default--2"> <div class="AnchorLinks" data-cmp-is="anchorLinks"> <div class="AnchorLinks__Container"> <div class="AnchorLinks__Content"> <h4 class="AnchorLinks__Heading">On this page</h4> <ul class="AnchorLinks__List"> <li class="AnchorLinks__Item"> <a href="#smart-investment-designed" class="AnchorLinks__Link">Smart investment designed to adjust to your needs</a> </li> <li class="AnchorLinks__Item"> <a href="#investment-choice-flexibility" class="AnchorLinks__Link">Investment choice and flexibility</a> </li> <li class="AnchorLinks__Item"> <a href="#cfs-lifestage" class="AnchorLinks__Link">CFS Lifestage Option MySuper Dashboards</a> </li> <li class="AnchorLinks__Item"> <a href="#considering-your-needs" class="AnchorLinks__Link">Considering your needs</a> </li> <li class="AnchorLinks__Item"> <a href="#cfs-lifestage-fees" class="AnchorLinks__Link">CFS Lifestage fees</a> </li> <li class="AnchorLinks__Item"> <a href="#member-benefits" class="AnchorLinks__Link">Member benefits</a> </li> <li class="AnchorLinks__Item"> <a href="#financial-advice" class="AnchorLinks__Link">Financial advice</a> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-d346fbbe09" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="smart-investment-designed" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Smart investment designed to adjust to your needs</h3> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="text-4fae4676c5" class="cmp-text"> <p><span class="p2"><span class="colour--grey-1">CFS Lifestage does the hard work for you - we automatically adjust your investment mix as you get closer to retirement</span></span></p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-5 "> </div> </div> <div class="divider container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="divider-bc747a10b9" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-6 "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-0733fd29bc" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-sm container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="investment-choice-flexibility" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Investment choice and flexibility</h3> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="text-a9fcc9d326" class="cmp-text"> <p><span class="p2"><span class="colour--grey-1">We recognise that some people are more active in and regularly monitoring their super, deciding how it should be invested and making changes themselves. Others take a different approach and prefer to have a team of investment managers decide how their super should be invested. That’s where CFS Lifestage can help – it’s an investment option designed to adjust how it invests throughout your working life to suit your changing needs.<br /> Discover how </span><a data-tracker-locationid="cfs | text1-firstchoicelifestage" href="https://www.cfs.com.au/content/colonial-first-state/en/personal/resources/firstchoice-lifestage-tool.html"><span class="colour--blue-1">CFS Lifestage</span></a><span class="colour--grey-1"> works.</span></span></p> </div> </div> <div class="divider container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="divider-ae8813f6e1" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-6 "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="spacer aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-107dd20dd6" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-sm container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="firstChoice-lifestage" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">CFS Option MySuper Dashboards</h3> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="text-1f2c79d196" class="cmp-text"> <p><span class="p2"><span class="colour--grey-1">Select the option that aligns to your year of birth to see details.</span></span></p> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-7cef03e5c5" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="two-column-container-f1518b0e7e" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardlist aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div class="CardList" data-cmp-is="cardList"> <ul> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5917.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1945 – 1949 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5918.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1950 – 1954 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5919.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1955 – 1959 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5920.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1960 – 1964 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5921.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1965 – 1969 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5922.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1970 – 1974 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5923.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1975 – 1979 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> </ul> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardlist aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div class="CardList" data-cmp-is="cardList"> <ul> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5924.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1980 – 1984 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5925.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1985 – 1989 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5926.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1990 – 1994 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/5/9/fs5927.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 1995 – 1999 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/6/6/fs6648.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 2000 – 2004 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="https://www.cfs.com.au/content/dam/prospects/fs/8/0/fs8051.pdf" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> 2005 – 2009 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> </div> </a> </div> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="divider-f8290ec1f3" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-6 "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="spacer aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-ea279a8df1" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-sm container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="considering-your-needs" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Considering your needs</h3> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="text-c77bdf246d" class="cmp-text"> <p><span class="p2"><span class="colour--grey-1">CFS Lifestage is designed for members, like you, based on your year of birth and invests in a mix of assets that automatically adjusts as you age.</span></span></p> </div> </div> <div class="image aem-GridColumn--default--none aem-GridColumn--default--9 aem-GridColumn aem-GridColumn--offset--default--2">  <div data-cmp-is="image" class=" Image Image--desktop-crop- Image--desktop-size- Image--desktop-image-ratio- Image--desktop-focal-point- Image--desktop-fixed-size- Image--desktop-position- Image--desktop-corner-crop- Image--mobile-crop- Image--mobile-size- Image--mobile-image-ratio- Image--mobile-focal-point- Image--mobile-fixed-size- Image--mobile-position- Image--mobile-corner-crop- " style=" --desktop-fixed-size-width: px; --desktop-fixed-size-height: px; --mobile-fixed-size-width: px; --mobile-fixed-size-height: px; "> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-8 "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="firstChoice-lifestage-fees" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">CFS Lifestage fees</h3> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="text-74ec891bdc" class="cmp-text"> <p><span class="p2"><span class="colour--grey-1">It’s important to be aware of the fees you’re paying on your account and how they affect your balance over time. Your employer may have negotiated pricing and benefits for your superannuation and insurance. It’s worth checking with them what these benefits are, or you can view your details online via </span><a data-tracker-locationid="cfs | text2-firstnet" href="https://www.colonialfirststate.com.au/Firstnet/Login.aspx"><span class="colour--blue-1">FirstNet</span></a><span class="colour--grey-1">.</span></span></p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-4 "> </div> </div> <div class="divider container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="divider-653dd86bf2" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-6 "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-7cbfb1ca10" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-sm container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="member-benefits" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Member benefits</h3> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="text-dc892945a6" class="cmp-text"> <p><span class="p2"><span class="colour--grey-1">As health insurance that's there to help you be healthier and happier - not just care for you when you're sick - CBHS Corporate Health will help you find the right level of cover for your lifestyle.<br /> <br /> In addition, you’ll also be eligible for our flexible insurance cover to protect your family in the event of death or illness and have access to our education sessions.</span></span></p> </div> </div> <div class="imageandtext teaser aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"><div class="ImageAndText ImageAndText--position-image_right" id="financial-advice"> <div class="ImageAndText__Container wrapper"> <figure class="ImageAndText__Image"> <img src="/content/dam/cfs-winged/images/object-image/in-page-chess.png"/> </figure> <div class="ImageAndText__Content"> <div class="ImageAndText__ContentInner rte"> <h4 class="h4"></h4> <h2 class="h2">Financial advice</h2> <div class="p2"><p>A financial adviser can help you achieve your future financial goals. You can now take the first step to finding a financial adviser to help you identify and achieve your financial goals. Start your search now.</p> </div> <div> </div> <div> <a data-tracker-locationid="Find an adviser" href="https://cfs.findadviser.com.au/home" data-theme="black" class=" Button Button--theme-black Button--type-solid "> <span class="Button__Label"> Find an adviser </span> </a> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-b3900c4b17" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div id="title-f388d4de9b" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Tools and Resources</h2> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-0d0011d8c4" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/percentage-160x120.png" alt="Funds and Performance tool"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Funds and Performance tool </span> </h3> <div class="CardPromo__ContentCopy"><p>Plan, compare and monitor your investments with our new tool.</p> <p> </p> </div> <div class="CardPromo__Buttons"> <div class="CardPromo__Button"> <a data-tracker-locationid="View tool" href="/content/cfs-winged/au/en/personal/resources/funds-and-performance/funds-and-performance-search.html" data-theme="black" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> View tool </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/shares-160x120.png" alt="Risk Profiler"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Risk Profiler </span> </h3> <div class="CardPromo__ContentCopy"><p>Knowing your risk tolerance can help you make more informed investment decisions. Find out your risk profile.<br> </p> </div> <div class="CardPromo__Buttons"> <div class="CardPromo__Button"> <a data-tracker-locationid="Learn More" href="/content/cfs-winged/au/en/personal/overview/risk-profiler.html" data-theme="black" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> Learn More </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/partnership-160x120.png" alt="Market Updates"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Market Updates </span> </h3> <div class="CardPromo__ContentCopy"><p>Stay up-to-date with the latest market movements and analysis.</p> <p> </p> </div> <div class="CardPromo__Buttons"> <div class="CardPromo__Button"> <a data-tracker-locationid="Learn More" href="/content/cfs-winged/au/en/personal/tools-resources/market-insights-news.html" data-theme="black" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> Learn More </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div id="experiencefragment-92b7b66a09" class="cmp-experiencefragment cmp-experiencefragment--member"> <div id="container-8035b3a46d" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-cc9428fbf7" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background--grey-4 "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div id="title-89dc9eacf0" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Unleash in ways you never thought possible</h2> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-11 "> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-ca560a4611" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--grey-4 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="container" id="container-ea3aff4a4e" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="title aem-GridColumn aem-GridColumn--default--4"> <div id="title-5da0ff2472" class="cmp-title"> <h5 class="cmp-title__text text--center colour-- h5">Get in touch</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-7bc1ae0f61" class="cmp-text"> <p style=" text-align: center; ">Get in touch with us online or call us<br /> 8:30am to 6pm AEST Monday to Friday.</p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-e714849517" class="cmp-text"> <p style=" text-align: center; "><a href="/content/cfs-winged/au/en/about-us/contact-us.html" data-tracker-locationid="cfs | text3-contactus">Contact us</a> <a href="tel:131336">Call 13 13 36</a></p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="container" id="container-9774a7b772" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="title aem-GridColumn aem-GridColumn--default--4"> <div id="title-de1f9708c7" class="cmp-title"> <h5 class="cmp-title__text text--center colour-- h5">Find a financial adviser</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-8d4a4437f0" class="cmp-text"> <p style=" text-align: center; ">Use our tool to find professional financial advice,</p> <p style=" text-align: center; ">local to you.</p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-b650b1af8f" class="cmp-text"> <p style=" text-align: center; "><a href="https://cfs.findadviser.com.au/home.html">Search now</a></p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="container" id="container-e5deb2d0da" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="title aem-GridColumn aem-GridColumn--default--4"> <div id="title-5134f49125" class="cmp-title"> <h5 class="cmp-title__text text--center colour-- h5">Download mobile app</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-af777f2eab" class="cmp-text"> <p style=" text-align: center; ">Track your balance and see your  </p> <p style=" text-align: center; ">transactions history from anywhere.</p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-08b0be2897" class="cmp-text"> <p style=" text-align: center; "><a href="https://www.cfs.com.au/personal/tools-resources/download-cfs-app-now.html">Download app</a></p> </div> </div> </div> </div> </div> </div> </div> <div class="accordion panelcontainer aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="cfsAccordion" data-deeplinking="true" data-placeholder-text="false" id="accordion-239b3b8763" class=" Accordion Accordion--heading-alignment-left Accordion--theme-light Accordion--style-plus_right "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-aa9e39664f" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background--black "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="disclaimer aem-GridColumn aem-GridColumn--default--12"> <div class="Disclaimer background--" data-cmp-is="disclaimer" data-accordion="true" data-active="false"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12"> <div class="aem-GridColumn aem-GridColumn--xs--12"> <div class="Disclaimer__Panel" data-cmp-hook-disclaimer="panel"> <div class="Disclaimer__PanelInner"> <div class="Disclaimer__PanelBody rte"><p>Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the trustee of the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557 and issuer of FirstChoice range of super and pension products. Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 (CFSIL) is the responsible entity and issuer of products made available under FirstChoice Investments and FirstChoice Wholesale Investments.</p> <p> </p> <p>Information on this webpage is provided by AIL and CFSIL. It may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. You can find the target market determinations (TMD) for our financial products at <a href="https://www.cfs.com.au/personal/products/target-market-determinations.html">https://www.cfs.com.au/tmd</a> which include a description of who a financial product might suit. You should read the relevant Product Disclosure Statement (PDS) and Financial Services Guide (FSG) carefully, assess whether the information is appropriate for you, and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSG at <a href="https://www.cfs.com.au/next/home.html">www.cfs.com.au</a> or by calling us on <a href="tel:131336">13 13 36</a>.</p> </div> </div> </div> <button class="Disclaimer__Button" data-cmp-hook-disclaimer="toggle"> <span class="Disclaimer__ButtonLabel--more">Read More</span> <span class="Disclaimer__ButtonLabel--less">Read Less</span> </button> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div id="experiencefragment-953e5c1171" class="cmp-experiencefragment cmp-experiencefragment--cfs-footer"> <div id="container-81deac25c0" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="two-column-container-6ca823fbf4" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> </div> </div> </div> </div> </div> </div> </div> <div class="footer aem-GridColumn aem-GridColumn--default--12"> <footer class="Footer" data-cmp-is="footer"> <button class="Footer__Up" data-cmp-hook-footer="scrollup" aria-label="To top of page"> <i class="iconfont-arrow-up" aria-hidden="true"></i> </button> <div class="Footer__Container"> <div class="Footer__Columns"> <div class="Footer__Column" data-heading="Customers"> <nav aria-label="Customers"> <div data-cmp-is="cfsAccordion" data-placeholder-text="false" class=" Accordion Accordion--heading-alignment-left Accordion--theme-dark Accordion--style-chevron_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="-header" data-title="Customers"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Customers</div> </button> <div class="Accordion__ItemPanel" id="-panel" role="region" aria-labelledby="-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <ul> <li> <a href="/content/cfs-winged/au/en/personal/super/why-choose-cfs-for-super.html"> Super </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/personal/investment/cfs-investment-funds-returns-and-performance-compared.html"> Investment </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/personal/retirement/why-cfs.html"> Retirement </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/personal/tools-resources/overview.html"> Tools and resources </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/personal/resources/funds-and-performance/member-outcomes-assessment.html"> Member Outcomes Assessment </a> </li> </ul> <ul> <li> <a href="https://www.colonialfirststate.com.au/firstnet/login.aspx?CompanyCode=001"> Login </a> </li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> <div class="Footer__Column" data-heading="Advisers"> <nav aria-label="Advisers"> <div data-cmp-is="cfsAccordion" data-placeholder-text="false" class=" Accordion Accordion--heading-alignment-left Accordion--theme-dark Accordion--style-chevron_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="-header" data-title="Advisers"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Advisers</div> </button> <div class="Accordion__ItemPanel" id="-panel" role="region" aria-labelledby="-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <ul> <li> <a href="/content/cfs-winged/au/en/adviser/platforms.html"> Platforms </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/adviser/investments-adviser/overview.html"> Investments </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/adviser/firsttech/overview.html"> FirstTech </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/adviser/resources/business-development-manager.html"> Find a BDM </a> </li> </ul> <ul> <li> <a href="https://www.colonialfirststate.com.au/Firstnet/Login.aspx?CompanyCode=001"> Login </a> </li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> <div class="Footer__Column" data-heading="Employers"> <nav aria-label="Employers"> <div data-cmp-is="cfsAccordion" data-placeholder-text="false" class=" Accordion Accordion--heading-alignment-left Accordion--theme-dark Accordion--style-chevron_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="-header" data-title="Employers"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Employers</div> </button> <div class="Accordion__ItemPanel" id="-panel" role="region" aria-labelledby="-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <ul> <li> <a href="/content/cfs-winged/au/en/employer/super.html"> Super </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/employer/guidance.html"> Support </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/employer/service-and-support/corporate-super-specialist.html"> Contact a Relationship Manager </a> </li> </ul> <ul> <li> <a href="https://www.colonialfirststate.com.au/firstnet/login.aspx?CompanyCode=001"> Login </a> </li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> <div class="Footer__Column" data-heading="About us"> <nav aria-label="About us"> <div data-cmp-is="cfsAccordion" data-placeholder-text="false" class=" Accordion Accordion--heading-alignment-left Accordion--theme-dark Accordion--style-chevron_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="-header" data-title="About us"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">About us</div> </button> <div class="Accordion__ItemPanel" id="-panel" role="region" aria-labelledby="-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <ul> <li> <a href="/content/cfs-winged/au/en/about-us/corporate-profile/our-people.html"> Our people </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/about-us/corporate-profile/careers-at-CFS.html"> Careers </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/personal/news-and-updates/latest-from-cfs.html"> News and updates </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/about-us/terms-and-disclosure/Our-usi-spin-abn.html"> USI ABN </a> </li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> <div class="Footer__Column" data-heading="Socials"> <nav aria-label="Socials"> <div data-cmp-is="cfsAccordion" data-placeholder-text="false" class=" Accordion Accordion--heading-alignment-left Accordion--theme-dark Accordion--style-chevron_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="-header" data-title="Socials"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Socials</div> </button> <div class="Accordion__ItemPanel" id="-panel" role="region" aria-labelledby="-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <ul> <li> <i class="iconfont-facebook" aria-hidden="true"></i> <a href="https://www.facebook.com/ColonialFirstState/"> Facebook </a> </li> </ul> <ul> <li> <i class="iconfont-youtube" aria-hidden="true"></i> <a href="https://www.youtube.com/user/ColonialFirstState"> YouTube </a> </li> </ul> <ul> <li> <i class="iconfont-linkedIn" aria-hidden="true"></i> <a href="https://www.linkedin.com/company/colonial-first-state/"> LinkedIn </a> </li> </ul> <ul> <li> <i class="iconfont-twitter" aria-hidden="true"></i> <a href="https://twitter.com/CFS_AU"> Twitter </a> </li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> <div class="Footer__Column" data-heading="Contact Us"> <nav aria-label="Contact Us"> <div data-cmp-is="cfsAccordion" data-placeholder-text="false" class=" Accordion Accordion--heading-alignment-left Accordion--theme-dark Accordion--style-chevron_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="-header" data-title="Contact Us"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Contact Us</div> </button> <div class="Accordion__ItemPanel" id="-panel" role="region" aria-labelledby="-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <ul> <li> <i class="iconfont-phone" aria-hidden="true"></i> <a href="tel:131336"> 13 13 36 </a> </li> </ul> <ul> <li> <i class="iconfont-email" aria-hidden="true"></i> <a href="mailto:contactus@cfs.com.au"> Email </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/about-us/contact-us/complaints.html"> Complaints </a> </li> </ul> <ul> <li> <a href="/content/cfs-winged/au/en/personal/resources/faqs/superannuation.html"> FAQs </a> </li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> <div class="Footer__Footer"> <div class="Footer__FooterSocial"> <a href="https://www.facebook.com/ColonialFirstState/" title="Facebook"> <i class="iconfont-facebook" aria-hidden="true"></i> </a> <a href="https://www.youtube.com/user/ColonialFirstState" title="YouTube"> <i class="iconfont-youtube" aria-hidden="true"></i> </a> <a href="https://www.linkedin.com/company/colonial-first-state/" title="LinkedIn"> <i class="iconfont-linkedIn" aria-hidden="true"></i> </a> <a href="https://twitter.com/CFS_AU" title="Twitter"> <i class="iconfont-twitter" aria-hidden="true"></i> </a> </div> <nav aria-label="Footer"> <ul> <li> <a href="https://www.cfs.com.au/about-us/terms-and-disclosure/terms-of-use.html">Terms of use</a> </li> <li> <a href="https://www.cfs.com.au/about-us/terms-and-disclosure/security.html">Security</a> </li> <li> <a href="https://www.cfs.com.au/about-us/terms-and-disclosure/privacy.html">Privacy</a> </li> <li> <a href="https://www.cfs.com.au/personal/nav-footer/website-disclaimer.html">Website Disclaimer</a> </li> </ul> </nav> <div> Copyright © 2024 all rights reserved Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468 </div> </div> </div> </footer> </div> </div> </div> </div> </div> </div> </div> <script src="/etc.clientlibs/cfs-winged/clientlibs/clientlib-dependencies.lc-d41d8cd98f00b204e9800998ecf8427e-lc.min.js"></script> <script src="/etc.clientlibs/cfs-winged/clientlibs/clientlib-site.lc-b55a45538d52daec538c65d4d7cb9d79-lc.min.js"></script> <script async src="/etc.clientlibs/clientlibs/granite/jquery/granite/csrf.lc-56934e461ff6c436f962a5990541a527-lc.min.js"></script> <script async src="/etc.clientlibs/core/wcm/components/commons/site/clientlibs/container.lc-0a6aff292f5cc42142779cde92054524-lc.min.js"></script> <script async src="/etc.clientlibs/core/wcm/components/accordion/v1/accordion/clientlibs/site.lc-79325bbbcfd5123ce0760bfe7144e3b4-lc.min.js"></script> <script async src="/etc.clientlibs/core/wcm/components/tabs/v1/tabs/clientlibs/site.lc-d4879c10895df177b4a4e333c1d53e2c-lc.min.js"></script> <script async src="/etc.clientlibs/core/fd/af-clientlibs/core-forms-components-runtime-all.lc-2212bb1d1b5c5426f9e8ea1a63ad35dc-lc.min.js"></script> </body> </html>

CINXE.COM

MySuper Dashboard