FirstChoice Wholesale Investments

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aem-GridColumn aem-GridColumn--default--12"><div data-cmp-is="headerbanner" class="HeaderBanner HeaderBanner--variant-large-image HeaderBanner--alignment- HeaderBanner--has-image"> <div class="HeaderBanner__Gradient"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12"> <div class="aem-GridColumn aem-GridColumn--xs--12"> <div class="HeaderBanner__Breadcrumb"> <nav id="headerbanner-600907d805" class="Breadcrumb Breadcrumb--theme-dark" data-cmp-is="breadcrumb"> <div class="wrapper"> </div> </nav> </div> </div> </div> </div> <div class="HeaderBanner__Container"> <div class="HeaderBanner__Content"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12"> <div class=" aem-GridColumn aem-GridColumn--xs--12 aem-GridColumn--lg--12 "> <div class="HeaderBanner__ContentWrapper"> <div class="HeaderBanner__Heading"> <h1 class="hero2">FirstChoice Wholesale Investments</h1> </div> <div data-cmp-hook-headerbanner="actions" class="HeaderBanner__Actions"> <a data-tracker-locationid="Open an account" href="/content/cfs-winged/au/en/join/investment/member-details.html" data-theme="white" class=" Button Button--theme-white Button--type-solid "> <span class="Button__Label"> Open an account </span> </a> </div> </div> </div> </div> </div> </div> <div class="wrapper HeaderBanner__ImageWrapper"> <div class="aem-Grid aem-Grid--12"> <div class="aem-GridColumn aem-GridColumn--xs--12"> <div class="HeaderBanner__Image "> <img class="HeaderBanner__Image__Desktop " src="/content/dam/cfs-winged/images/header-banners-batch-2/tier2_suit_button.jpg" alt=""/> <img class="HeaderBanner__Image__Mobile" src="/content/dam/cfs-winged/images/header-banners-batch-2/tier2_mobile_suit_button_327.jpg" alt=""/> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--tablet--10 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--offset--tablet--1"> <div data-cmp-is="container" id="container-b93389e051" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--10 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--tablet--8 aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--tablet--2"> <div id="title-48b687703a" class="cmp-title"> <h3 class="cmp-title__text text--center colour-- h3">FirstChoice Wholesale Investments is designed for general saving and investing, providing you with access to a wide range of managed funds from some of the world’s most respected managers.</h3> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-bf8358af07" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-5 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="container-2b46c19b87" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div id="text-5c5afba6da" class="cmp-text"> <h3>Product snapshot</h3> <p> </p> <p>FirstChoice Wholesale Investments provides access to a wide range of managed funds across different asset classes such as shares, fixed interest, property and cash, all in the one place.</p> <p> </p> <p>For more information about the product please refer to the Product Disclosure Statement by clicking the icon below. If you want to know more about the Target Market for the Product, click on the Target Market Determination icon, which will describe for whom this product is suitable.</p> </div> </div> <div class="cardcontainer container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="cardcontainer-f3498a9225" class="CardContainer" data-cmp-is="CardContainer"> <div class="CardContainer__Container"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="container-ffa4603c55" data-overlap-top="0" data-overlap-bottom="0" class=" container 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aem-Grid--tablet--3 aem-Grid--default--1 aem-Grid--phone--12 "> <div class="image aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--2 aem-GridColumn--phone--2 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-rightTop Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <source media="(max-width: 992px)" srcset="/content/dam/cfs-winged/images/pictograms/icons/_icon-find-a-form.svg"/> <img src="/content/dam/cfs-winged/images/pictograms/icons/_icon-find-a-form.svg"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-custom "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--offset--tablet--1"> <div data-cmp-is="container" id="container-919df028d2" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--7 aem-Grid--tablet--7 aem-Grid--default--7 aem-Grid--phone--11 "> <div class="text aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7"> <div id="text-a3b95382e8" class="cmp-text"> <h5>Asset Classes</h5> <p><span class="colour--grey-1">Cash, Fixed Interest, Shares, Property and Infrastructure securities</span><br /> </p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="container-b4751e852f" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-xs container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--tablet--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--3 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1"> <div data-cmp-is="container" id="container-c052f423a4" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--1 aem-Grid--tablet--3 aem-Grid--default--1 aem-Grid--phone--12 "> <div class="image aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--2 aem-GridColumn--phone--2 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-topRight Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <source media="(max-width: 992px)" srcset="/content/dam/cfs-winged/images/pictograms/icons/icon-check-balance.svg"/> <img src="/content/dam/cfs-winged/images/pictograms/icons/icon-check-balance.svg"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-custom "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--offset--tablet--1"> <div data-cmp-is="container" id="container-480bab086d" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--7 aem-Grid--tablet--7 aem-Grid--default--7 aem-Grid--phone--11 "> <div class="text aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7"> <div id="text-f044e84776" class="cmp-text"> <h5>Investment options</h5> <p><span class="colour--grey-1">180+</span></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="container-e73309f2d8" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-xs container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--tablet--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--3 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1"> <div data-cmp-is="container" id="container-3b84b8c0f4" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--1 aem-Grid--tablet--3 aem-Grid--default--1 aem-Grid--phone--12 "> <div class="image aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--2 aem-GridColumn--phone--2 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-topRight Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <source media="(max-width: 992px)" srcset="/content/dam/cfs-winged/images/pictograms/icons/consolidate_my_super.svg"/> <img src="/content/dam/cfs-winged/images/pictograms/icons/consolidate_my_super.svg"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-custom "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--offset--tablet--1"> <div data-cmp-is="container" id="container-586f19cac3" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--7 aem-Grid--tablet--7 aem-Grid--default--7 aem-Grid--phone--11 "> <div class="text aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7"> <div id="text-bb40948170" class="cmp-text"> <h5>Minimum initial investment</h5> <p><span class="colour--grey-1">$1,000.00</span></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="container-66ac29d2cc" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-xs container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--tablet--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--3 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1"> <div data-cmp-is="container" id="container-f67c35f86f" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--1 aem-Grid--tablet--3 aem-Grid--default--1 aem-Grid--phone--12 "> <div class="image aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--2 aem-GridColumn--phone--2 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--1">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-topRight Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <source media="(max-width: 992px)" srcset="/content/dam/cfs-winged/images/pictograms/icons/icon-update-details.svg"/> <img src="/content/dam/cfs-winged/images/pictograms/icons/icon-update-details.svg"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-custom "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--offset--tablet--1"> <div data-cmp-is="container" id="container-3f3597822a" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--7 aem-Grid--tablet--7 aem-Grid--default--7 aem-Grid--phone--11 "> <div class="text aem-GridColumn--phone--11 aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--tablet--7"> <div id="text-955e0ead28" class="cmp-text"> <h5>Fund managers</h5> <p><span class="colour--grey-1">70+</span></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-2420b38f2a" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-5 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--tablet--10 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1 aem-GridColumn--offset--tablet--1"> <div data-cmp-is="container" id="container-7a3cfb991a" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--tablet--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="title aem-GridColumn--tablet--10 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="title-afcf161383" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Benefits</h2> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--tablet--10 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-855671b089" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/retirement-160x120.png" alt="Value"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Value </span> </h3> <div class="CardPromo__ContentCopy"><p>With over 180 investment options, FirstChoice’s value for money is more than just competitive pricing.</p> <p> </p> <p> </p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/technology-160x120.png" alt="Service"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Service </span> </h3> <div class="CardPromo__ContentCopy"><p>Our brand is synonymous with service excellence.</p> <p> </p> <p> </p> <p> </p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container "> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/collaboration-160x120.png" alt="Choice"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Choice </span> </h3> <div class="CardPromo__ContentCopy"><p>We give you real choice and diversity across specialist boutiques.</p> <p> </p> <p> </p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-ca367eb5b0" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div id="title-3e746102d2" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Start working towards a better financial future today</h2> </div> </div> <div class="textandbuttons aem-GridColumn aem-GridColumn--default--12"> <div class=" TextAndButtons TextAndButtons--alignment-center"> <div class="container"> <div class="wrapper"> <div class="TextAndButtons__Buttons"> <div class="TextAndButtons__Button"> <a data-tracker-locationid="Open an account" href="/content/cfs-winged/au/en/join/investment/member-details.html" data-theme="blue" class=" Button Button--theme-blue Button--type-solid "> <span class="Button__Label"> Open an account </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-7c84c2e3ba" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-5 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-75ceb6494e" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="rawtext text aem-GridColumn aem-GridColumn--default--12"><div id="rawtext-fc21803c4f"><div class="ImageAndText ImageAndText--position-image_left" style="background:undefined;"> <div class="ImageAndText__Container wrapper"> <figure class="ImageAndText__Image"> <img src="/content/dam/cfs-winged/images/image-text-left.svg" alt=""/> </figure> <div class="ImageAndText__Content"> <div class="ImageAndText__ContentInner"> <h2 class="h2">Getting to know your risk appetite</h2> <div class="p1">Before you invest, take some time to consider your appetite for risk. This way you’ll ensure the investment selection is aligned to your personal situation and financial goals. Discover your risk profile by taking the test. </div> <div> <a class="Button Button--theme-blue Button--type-solid" href="https://www.cfs.com.au/personal/overview/risk-profiler.html" data-tracker-locationid="Take the test"> <span class="Button__Label"> Take the test </span> </a> </div> </div> </div> </div> </div></p> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-2f186e05bd" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-5 "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div id="title-81364b6fc5" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Important information</h2> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-8 "> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-1b44fc66dc" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardleft card aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--6 aem-GridColumn--offset--tablet--3 aem-GridColumn--default--4"> <div data-cmp-is="CardInfo" class="CardInfo CardInfo--layout-vertical"> <div class="CardInfo__Container "> <div class="CardInfo__Content"> <div class="CardInfo__TagContainer"> <span class="CardInfo__Tag">Page</span> </div> <h3 class="CardInfo__Heading h3"> Product Disclosure Statement </h3> <div class="CardInfo__Buttons"> <div class="CardInfo__Button"> <a data-tracker-locationid="Download PDF" href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Wholesale+Investments+PDS&pdf=FS1492.pdf,FS6080.pdf,FS5111.pdf,FS5383.pdf,FS5136.pdf&LiteratureId2130" data-theme="black" target="_blank" ref="noreferrer noopener nofollow" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> Download PDF </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardleft card aem-GridColumn--default--none aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--phone--4 aem-GridColumn--tablet--6 aem-GridColumn--offset--tablet--3 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div data-cmp-is="CardInfo" class="CardInfo CardInfo--layout-vertical"> <div class="CardInfo__Container "> <div class="CardInfo__Content"> <div class="CardInfo__TagContainer"> <span class="CardInfo__Tag">PDF</span> </div> <h3 class="CardInfo__Heading h3"> Target Market Determination </h3> <div class="CardInfo__Buttons"> <div class="CardInfo__Button"> <a data-tracker-locationid="Download PDF" 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<div class="text aem-GridColumn aem-GridColumn--default--8"> <div id="text-265a611e5e" class="cmp-text"> <h3>Multi or single manager</h3> <p> </p> <p>You can choose from:</p> <ul><li>Multi-manager portfolios which are pre-mixed for you, and/or</li><li>Single manager options allowing you to tailor-make your portfolio.</li></ul> <p>You can choose one option or a combination of different options and you can transfer your money into other options at any time.</p> <h4><br /> How is FirstChoice Wholesale Investments structured?</h4> <h4> </h4> <p>When you invest in FirstChoice Wholesale Investments, your money is combined with other investors' money in a managed investment scheme. Each FirstChoice Wholesale Investment option is a separate managed investment scheme except for FirstRate Wholesale products, which are deposit products of the Commonwealth Bank of Australia. We may invest directly or indirectly in other managed investment schemes managed by us to gain exposure and administrative efficiencies. </p> <p> </p> <p>View our Institutional and <a href="https://www.colonialfirststate.com.au/Price_performance/findFund.aspx?menutabtype=&CompanyCode=001&Public=1&MainGroup=WF&BrandName=CFSI&ProductIDs=&Product=&ACCodes=&ACText=&SearchType=FindAFund&Multi=False&Hedge=False&IvstType=Institutional+and+Master+trusts&IvstGroup=&APIR=&FundIDs=&FundName=&FundNames=&SearchProdIDs=&Redirect=1&adobe_mc=MCMID%3D58188698471281806871079505211962773930%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1651129397" target="_blank" data-tracker-locationid="cfs | text1-mastertrustfunds" rel="noopener noreferrer">Master trust funds</a>.</p> <p> </p> <p>Before choosing an investment option or a range of investment options in which to invest, you should generally consider the likely investment return of each option, the risk of investing in any or all of those options and your investment timeframe.</p> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--8"> <div id="text-253d941e54" class="cmp-text"> <h3>FirstNet makes it easy</h3> <p> </p> <p>There are a number of ways to keep the cash portion of your portfolio growing alongside your other investments. One of these ways is to use FirstRate deposit choices.</p> <p>The benefits of FirstRate deposit choices are:</p> <ul><li>Competitive interest rates</li><li>No ongoing management fees</li><li>You have the added reassurance that your money is on deposit with one of Australia’s leading financial institutions, Commonwealth Bank of Australia.</li></ul> <p>FirstRate Wholesale deposit choices give you a suite of options to choose from, based on your needs. These are:</p> <ul><li>FirstRate Wholesale Investment Deposits</li><li>FirstRate Wholesale Saver </li><li>FirstRate Wholesale Term Deposits.</li></ul> <p><a href="/content/cfs-winged/au/en/personal/products/investments/firstrate-interest-rates.html" data-tracker-locationid="cfs | -currentinterestrates">Current interest rates</a></p> <p> </p> <p>Please <a href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Wholesale+Investments+PDS&pdf=FS1492.pdf,FS6080.pdf,FS5111.pdf,FS5383.pdf,FS5136.pdf&LiteratureId2130&adobe_mc=MCMID%3D58188698471281806871079505211962773930%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1651129397" target="_blank" data-tracker-locationid="cfs | -consultthepds" rel="noopener noreferrer">consult the PDS</a> and speak to your financial adviser for further information as each investment option has a different potential level of risk and return.</p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-f254423eeb-item-c8cb58c47a-header" data-title="Fees"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Fees</div> </button> <div class="Accordion__ItemPanel" id="accordion-f254423eeb-item-c8cb58c47a-panel" role="region" aria-labelledby="accordion-f254423eeb-item-c8cb58c47a-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="container-c8cb58c47a" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 "> <div class="text aem-GridColumn aem-GridColumn--default--8"> <div id="text-56b7b22f5c" class="cmp-text"> <p>Please consult the Product Disclosure Statement (PDS) which shows fees and other costs that you may be charged. These fees and other costs may be deducted from your money, from the returns on your investment or from the assets of the superannuation entity as a whole.<br /> </p> <p> <br /> Other fees, such as activity fees, advice fees for personal advice and insurance fees, may also be charged, but these will depend on the nature of the activity, advice or insurance chosen by you.<br /> <br /> You should read all the information about fees and other costs because it is important to understand their impact on your investment.<br /> </p> <p><a href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Wholesale+Investments+PDS&pdf=FS1492.pdf%2CFS6080.pdf%2CFS5111.pdf%2CFS5383.pdf%2CFS5136.pdf&LiteratureId2130=&adobe_mc=MCMID%3D49155294413929536550298894509486208623%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1723073413" target="_blank" data-tracker-locationid="cfs | text1-cfstext1cfstext1feedetails" rel="noopener noreferrer">Fee details</a></p> 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